Quaint Oak Bancorp (QNTO) 8-K Changes in Registrant's Certifying Accountant

Exhibit 16.0

    c o n f i d e n c e     t h r o u g h     c l a r i t y

July 15, 2013

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Ladies and Gentlemen:

We have read Item 4.01 of Form 8-K, dated on or about July 15, 2013, of Quaint Oak Bancorp, Inc. and agree with the statements contained in the third and fourth paragraphs therein. We have no basis to agree or disagree with other statements of the registrant contained therein.

Very truly yours,