Louisiana Bancorp (LABC) 10-Q 12 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 12, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'LOUISIANA BANCORP INC	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	2,887,059
Amendment Flag	'false	'
Entity Central Index Key	'0001392562	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and Due from Banks	$4,050	$2,123
Short-Term Interest-Bearing Deposits	2,845	8,523
Total Cash and Cash Equivalents	6,895	10,646
Certificates of Deposit	481	481
Securities Available-for-Sale, at Fair Value (Amortized Cost of $5,804 and $11,486, respectively)	6,229	12,139
Securities Held-to-Maturity, at Amortized Cost (Estimated Fair Value of $51,861 and $70,315, respectively)	50,513	67,454
Loans Held for Sale	411	1,837
Loans Held for Investment	247,075	213,239
Allowance for Loan Loss	-2,203	-1,917
Total Loans Receivable	245,283	213,159
Accrued Interest Receivable	920	970
Other Real Estate Owned	583	632
Stock in Federal Home Loan Bank	2,646	1,832
Premises and Equipment, Net	2,175	2,252
Other Assets	2,745	2,297
Total Assets	318,470	311,862
Deposits	'	'
Non-Interest-Bearing	13,348	14,322
Interest-Bearing	183,788	181,884
Total Deposits	197,136	196,206
Borrowings	57,591	53,454
Advance Payments by Borrowers for Taxes and Insurance	4,685	3,055
Accrued Interest Payable	135	181
Other Liabilities	2,071	2,260
Total Liabilities	261,618	255,156
Commitments and Contigencies	'	'
Shareholders' Equity	'	'
Common Stock, $.01 Par Value, 40,000,000 Shares Authorized; 6,345,732 Shares Issued; 2,887,059 and 3,017,411 Outstanding, respectively	63	63
Additional Paid-in-Capital	63,328	63,363
Unearned ESOP Shares	-3,681	-3,681
Unearned Recognition and Retention Plan Shares	-408	-949
Treasury Stock, at Cost (3,458,673 shares and 3,328,321 shares, respectively)	-49,643	-47,364
Retained Earnings	46,912	44,842
Accumulated Other Comprehensive Income	281	432
Total Shareholders' Equity	56,852	56,706
Total Liabilities and Shareholders' Equity	$318,470	$311,862

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Securities Available-for-Sale, amortized cost (in Dollars)	$5,804	$11,486
Securities Held-to-Maturity, estimated fair value (in Dollars)	$51,861	$70,315
Common Stock, Par Value (in Dollars per share)	$0.01	$0.01
Common Stock, Shares Authorized	40,000,000	40,000,000
Common Stock, Shares Issued	6,345,732	6,345,732
Common Stock, Shares Outstanding	2,887,059	3,017,411
Treasury Stock, Shares	3,458,673	3,328,321

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income	'	'	'	'
Loans, Including Fees	$2,735,000	$2,902,000	$8,154,000	$8,421,000
Mortgage Backed Securities	440,000	680,000	1,450,000	2,221,000
Investment Securities	36,000	37,000	111,000	113,000
Other Interest-Bearing Deposits	5,000	3,000	14,000	16,000
Total Interest and Dividend Income	3,216,000	3,622,000	9,729,000	10,771,000
Interest Expense	'	'	'	'
Deposits	407,000	512,000	1,261,000	1,605,000
Borrowings	289,000	552,000	964,000	1,669,000
Total Interest Expense	696,000	1,064,000	2,225,000	3,274,000
Net Interest Income	2,520,000	2,558,000	7,504,000	7,497,000
Provision for Loan Losses	96,000	98,000	243,000	226,000
Net Interest Income after Provision for Loan Losses	2,424,000	2,460,000	7,261,000	7,271,000
Non-Interest Income	'	'	'	'
Customer Service Fees	161,000	160,000	630,000	536,000
Gain on Sale of Loans	163,000	359,000	827,000	736,000
Gain on Small Business Investment Company	'	9,000	293,000	27,000
Other Income	26,000	20,000	77,000	68,000
Total Non-Interest Income	350,000	548,000	1,827,000	1,367,000
Non-Interest Expense	'	'	'	'
Salaries and Employee Benefits	1,115,000	1,292,000	3,477,000	3,734,000
Occupancy Expense	348,000	319,000	1,016,000	923,000
Louisiana Bank Shares Tax	38,000	59,000	153,000	174,000
FDIC Insurance Premium	39,000	39,000	115,000	114,000
Net Cost of OREO Operations	4,000	29,000	77,000	99,000
Advertising Expense	81,000	60,000	278,000	177,000
Legal Expense	60,000	17,000	187,000	96,000
Other Expenses	199,000	202,000	616,000	591,000
Total Non-Interest Expense	1,884,000	2,017,000	5,919,000	5,908,000
Income Before Income Tax Expense	890,000	991,000	3,169,000	2,730,000
Income Tax Expense	314,000	344,000	1,099,000	948,000
Net Income	$576,000	$647,000	$2,070,000	$1,782,000
Earnings Per Share	'	'	'	'
Basic (in Dollars per share)	$0.23	$0.25	$0.83	$0.67
Diluted (in Dollars per share)	$0.22	$0.24	$0.79	$0.64

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Net Income	$2,070,000	$1,782,000
Other Comprehensive Loss, Net of Tax	'	'
Change in Unrealized Gains During the Period	-151,000	-141,000
Total Other Comprehensive Loss	-151,000	-141,000
Comprehensive Income	$1,919,000	$1,641,000

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholdersb Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Stock [Member]	Unearned RRP Stock [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2011	$63,000	$63,218,000	($3,934,000)	($1,516,000)	($43,286,000)	$42,335,000	$640,000	$57,520,000
Net Income	'	'	'	'	'	1,782,000	'	1,782,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-141,000	-141,000
Stock Purchased for Treasury	'	'	'	'	-4,297,000	'	'	-4,297,000
RRP Shares Earned	'	-44,000	'	543,000	'	'	'	499,000
Stock Options Exercised	'	-2,000	'	'	56,000	'	'	54,000
Stock Option Expense	'	177,000	'	'	'	'	'	177,000
Balance at Sep. 30, 2012	63,000	63,349,000	-3,934,000	-973,000	-47,527,000	44,117,000	499,000	55,594,000
Balance at Dec. 31, 2012	63,000	63,363,000	-3,681,000	-949,000	-47,364,000	44,842,000	432,000	56,706,000
Net Income	'	'	'	'	'	2,070,000	'	2,070,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-151,000	-151,000
Stock Purchased for Treasury	'	'	'	'	-2,552,000	'	'	-2,552,000
RRP Shares Earned	'	-43,000	'	541,000	'	'	'	498,000
Stock Options Exercised	'	-54,000	'	'	273,000	'	'	219,000
Stock Option Expense	'	62,000	'	'	'	'	'	62,000
Balance at Sep. 30, 2013	$63,000	$63,328,000	($3,681,000)	($408,000)	($49,643,000)	$46,912,000	$281,000	$56,852,000

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flows from Operating Activities	'	'
Net Income	$2,070,000	$1,782,000
Adjustments to Reconcile Net Income to Net Cash Provided By (Used in) Operating Activities:	'	'
Depreciation	194,000	166,000
Provision for Loan Losses	243,000	226,000
Net Increase in RRP Shares Earned	498,000	499,000
Stock Option Plan Expense	62,000	177,000
Discount Accretion Net of Premium Amortization	112,000	131,000
Deferred Income Tax Expense (Benefit)	5,000	-40,000
Gain on Sale of Loans	-827,000	-736,000
Gain on the Sale of Property and Equipment	-6,000	-5,000
Gain on Other Real Estate Owned	'	-3,000
Originations of Loans Held-for-Sale	-33,680,000	-35,974,000
Proceeds from Sales of Loans Held-for-Sale	35,913,000	33,840,000
Net Decrease (Increase) in Loans Held-for-Sale	1,426,000	-2,466,000
Decrease (Increase) in Accrued Interest Receivable	50,000	-2,000
Impairment of Other Real Estate Owned	60,000	80,000
Recovery of Other Real Estate Owned Principal	11,000	'
(Increase) Decrease in Other Assets	-376,000	51,000
Decrease in Accrued Interest Payable	-46,000	-45,000
(Decrease) Increase in Other Liabilities	-190,000	873,000
Net Cash Provided by (Used in) Operating Activities	5,519,000	-1,446,000
Cash Flows from Investing Activities	'	'
Purchase of Securities Held-to-Maturity	'	-31,353,000
Proceeds from Maturities of Certificates of Deposit	'	261,000
Proceeds from Maturities of Securities Available-for-Sale	5,700,000	9,444,000
Proceeds from Maturities of Securities Held-to-Maturity	16,812,000	16,108,000
Net Increase in Loans Receivable	-35,221,000	-15,486,000
Purchase of Property and Equipment	-210,000	-838,000
Proceeds from Sale of Property and Equipment	99,000	22,000
Proceeds from Sale of Other Real Estate Owned	'	153,000
Net Increase in Investment in Federal Home Loan Bank Stock	-814,000	-326,000
Net Cash Used in Investing Activities	-13,634,000	-22,015,000
Cash Flows from Financing Activities	'	'
Increase in Deposits	930,000	1,587,000
Increase in Advances by Borrowers for Taxes and Insurance	1,630,000	1,424,000
Increase in Borrowings	4,137,000	4,313,000
Purchase of Treasury stock	-2,552,000	-4,297,000
Proceeds from Exercise of Stock Options	219,000	54,000
Net Cash Provided by Financing Activities	4,364,000	3,081,000
Net Decrease in Cash and Cash Equivalents	-3,751,000	-20,380,000
Cash and Cash Equivalents, Beginning of Year	10,646,000	27,589,000
Cash and Cash Equivalents, End of Period	6,895,000	7,209,000
Cash Paid During the Period:	'	'
Interest	2,271,000	3,320,000
Income Taxes	1,925,000	526,000
Loans Transferred to Other Real Estate Owned During the Period	$22,000	$330,000

Note_1_Summary_Of_Significant_

Note 1 - Summary Of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month and nine month periods ended September 30, 2013 are not necessarily indicative of the results which may be expected for the entire fiscal year.
	NATURE OF OPERATIONS
	Louisiana Bancorp, Inc. (the “Company”) was organized as a Louisiana corporation on March 16, 2007, for the purpose of becoming the holding company of Bank of New Orleans (the “Bank”).  The Company holds all of the issued and outstanding shares of capital stock of the Bank.  The Bank operates in the banking/savings and loan industry and, as such, attracts deposits from the general public and uses such deposits primarily to originate loans secured by first mortgage loans on owner-occupied single-family residences and other properties, as well as those for consumer needs.
	The Bank is subject to competition from other financial institutions, and is also subject to the regulations of certain Federal agencies and undergoes periodic examinations by those regulatory authorities.
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of September 30, 2013 or December 31, 2012.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2013
Investments Schedule [Abstract]	'
Investment [Text Block]	'
	NOTE 2 – SECURITIES
	A summary of securities classified as available-for-sale at September 30, 2013 and December 31, 2012, with gross unrealized gains and losses, follows:
		30-Sep-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	23	$	-	$	-		$	23
	FNMA		2,288		162		-			2,450
	FHLMC		1,323		89		-			1,412
			3,634		251		-			3,885
	U.S. Government and Agency Obligations		1,987		56		-			2,043
	Equity Securities		183		118		-			301
	Total	$	5,804	$	425	$	-		$	6,229
		31-Dec-12
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	65	$	3	$	-		$	68
	FNMA		3,379		276		-			3,655
	FHLMC		1,889		143		-			2,032
			5,333		422		-			5,755
	U.S. Government and Agency Obligations		5,970		156		-			6,126
	Equity Securities		183		75		-			258
	Total	$	11,486	$	653	$	-		$	12,139
	A summary of securities classified as held-to-maturity at September 30, 2013 and December 31, 2012, with gross unrealized gains and losses, follows:
		30-Sep-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,190	$	107	$	-		$	3,297
	FNMA		19,376		872		(28	)		20,220
	FHLMC		7,172		558		-			7,730
			29,738		1,537		(28	)		31,247
	Collateralized Mortgage Obligations
	FNMA		9,295		5		(127	)		9,173
	FHLMC		11,480		32		(71	)		11,441
			20,775		37		(198	)		20,614
	Total	$	50,513	$	1,574	$	(226	)	$	51,861
		31-Dec-12
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	4,174	$	158	$	-		$	4,332
	FNMA		27,979		1,549		-			29,528
	FHLMC		10,212		825		-			11,037
			42,365		2,532		-			44,897
	Collateralized Mortgage Obligations
	FNMA		11,648		116		-			11,764
	FHLMC		13,441		213		-			13,654
			25,089		329		-			25,418
	Total	$	67,454	$	2,861	$	-		$	70,315
The following table reflects the amortized cost and fair value of available-for-sale and held-to-maturity securities by contractual maturity, and of our equity securities (which do not have maturities), as of September 30, 2013.  Actual maturities will differ from contractual maturities because borrowers have the right to put or prepay obligations with or without call or prepayment penalties.
	Available-for-Sale Securities				Held-to-Maturity Securities
	Amortized		Estimated		Amortized			Estimated
	Cost		Fair Value		Cost			Fair Value
	(In Thousands)
Amounts Maturing in:
Less than One Year	$	2,023	$	2,080	$	76		$	81
One to Five Years		483		513		2,065			2,193
Five to Ten Years		3,115		3,335		5,793			6,207
Over Ten Years		-		-		42,579			43,380
	$	5,621	$	5,928	$	50,513		$	51,861
Equity Securities		183		301		-			-
Total	$	5,804	$	6,229	$	50,513		$	51,861
Information pertaining to securities with gross unrealized losses at September 30, 2013 and December 31, 2012, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows:
	Available-for-Sale
	Losses Less Than 12 Months				Losses Greater Than 12 Months
	Gross		Estimated		Gross			Estimated
	Unrealized		Fair		Unrealized			Fair
	Losses		Value		Losses			Value
	(In Thousands)
30-Sep-13
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		-		-		-			-
FHLMC		-		-		-			-
U.S. Government and Agency Obligations		-		-		-			-
Total	$	-	$	-	$	-		$	-
31-Dec-12
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		-		-		-			-
FHLMC		-		-		-			-
U.S. Government and Agency Obligations		-		-		-			-
Total	$	-	$	-	$	-		$	-
	Held-to-Maturity
	Losses Less Than 12 Months				Losses Greater Than 12 Months
	Gross		Estimated		Gross			Estimated
	Unrealized		Fair		Unrealized			Fair
	Losses		Value		Losses			Value
	(In Thousands)
30-Sep-13
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		28		2,877		-			-
FHLMC		-		-		-			-
		28		2,877		-			-
Collateralized Mortgage Obligations
FNMA		127		8,544
FHLMC		71		4,903
		198		13,447		-			-
Total	$	226	$	16,324	$	-		$	-
31-Dec-12
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		-		-		-			-
FHLMC		-		-		-			-
		-		-		-			-
Collateralized Mortgage Obligations
FNMA		-		-
FHLMC		-		-
		-		-		-			-
Total	$	-	$	-	$	-		$	-

Note_3_Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 3 – LOANS
	The following table summarizes the composition of our total net loans receivable:
		30-Sep-13			31-Dec-12
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	137,085		$	107,556
	Home Equity Loans and Lines		28,190			26,305
	Multi-family Residential		21,423			17,644
	Commercial Real Estate		59,813			62,771
	Land		199			206
	Total Loans Secured by Real Estate		246,710			214,482
	Consumer and Other Loans
	Loans Secured by Deposits		444			458
	Other		205			266
	Total Consumer and Other Loans		649			724
	Less:
	Allowance for Loan Losses		(2,203	)		(1,917	)
	Net Deferred Loan Origination Fees/Costs		127			(130	)
	Total Loans, Net	$	245,283		$	213,159
	A summary of our current, past due and nonaccrual loans as of September 30, 2013 and December 31, 2012 follows:
	30-Sep-13	30-89 Days			90 Days			Nonaccrual		Total			Current		Total
		Past Due			or More			Loans		Past Due			Loans		Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	244		$	-		$	22	$	266		$	136,819	$	137,085
	Home Equity Loans and Lines		64			-			19		83			28,107		28,190
	Multi-family Residential		-			-			-		-			21,423		21,423
	Commercial Real Estate		315			-			2,411		2,726			57,087		59,813
	Land		-			-			-		-			199		199
	Consumer and Other Loans		7			-			-		7			642		649
	Total	$	630		$	-		$	2,452	$	3,082		$	244,277	$	247,359
	31-Dec-12	30-89 Days			90 Days			Nonaccrual		Total			Current		Total
		Past Due			or More			Loans		Past Due			Loans		Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	122		$	-		$	50	$	172		$	107,384	$	107,556
	Home Equity Loans and Lines		75			-			142		217			26,088		26,305
	Multi-family Residential		-			-			13		13			17,631		17,644
	Commercial Real Estate		-			-			1,247		1,247			61,524		62,771
	Land		-			-			-		-			206		206
	Consumer and Other Loans		4			-					4			720		724
	Total	$	201		$	-		$	1,452	$	1,653		$	213,553	$	215,206
	An analysis of the allowance for loan losses follows:
		Nine Months Ended			Year Ended
		30-Sep-13			31-Dec-12
		(In Thousands)
	Balance, Beginning of Period	$	1,917		$	1,805
	Provision for Loan Losses		243			246
	Loan Recoveries		64			74
	Charge-Offs		(21	)		(208	)
	Balance, End of Period	$	2,203		$	1,917
	The following table details the activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2013 and September 30, 2012.
		Real Estate Secured Mortgage Loans
	30-Sep-13	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
		Residential			Loans/Lines			Residential							and Other
		(In Thousands)
	Balance, Beginning of Year	$	856		$	236		$	160	$	656		$	2	$	7		$	1,917
	Provision for (Recovery of) Loan Losses		247			12			28		(10	)		-		(34	)		243
	Charge-Offs		-			(8	)		-		-			-		(13	)		(21	)
	Recoveries of prior charge-offs		8			9			-		-			-		47			64
	Balance, End of Period	$	1,111		$	249		$	188	$	646		$	2	$	7		$	2,203
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	-		$	-	$	91		$	-	$	-		$	91
Loans collectively evaluated for impairment		1,111			249			188		555			2		7			2,112
	$	1,111		$	249		$	188	$	646		$	2	$	7		$	2,203
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	22		$	19		$	-	$	2,411		$	-	$	-		$	2,452
Loans collectively evaluated for impairment		137,063			28,171			21,423		57,402			199		649			244,907
	$	137,085		$	28,190		$	21,423	$	59,813		$	199	$	649		$	247,359
	Real Estate Secured Mortgage Loans
30-Sep-12	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
	Residential			Loans/Lines			Residential							and Other
	(In Thousands)
Balance, Beginning of Year	$	889		$	207		$	148	$	485		$	2	$	74		$	1,805
Provision for Loan Losses		63			42			18		91			-		12			226
Loans Charged-Off		-			(48	)		-		-			-		(124	)		(172	)
Recoveries of prior charge-offs		9			2			-		-			-		45			56
Balance, End of Period	$	961		$	203		$	166	$	576		$	2	$	7		$	1,915
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	2		$	-	$	-		$	-	$	-		$	2
Loans collectively evaluated for impairment		961			201			166		576			2		7			1,913
	$	961		$	203		$	166	$	576		$	2	$	7		$	1,915
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	-		$	21		$	-	$	-		$	-	$	-		$	21
Loans collectively evaluated for impairment		115,977			21,736			17,715		61,573			208		697			217,906
	$	115,977		$	21,757		$	17,715	$	61,573		$	208	$	697		$	217,927
A summary of the loans evaluated for possible impairment follows:
	30-Sep-13			31-Dec-12
	(In Thousands)
Impaired Loans Requiring a Loss Allowance	$	1,113		$	1,224
Impaired Loans not Requiring a Loss Allowance		1,339			228
Total Impaired Loans	$	2,452		$	1,452
Loss Allowance on Impaired Loans	$	91		$	91
At September 30, 2013 and December 31, 2012, all impaired loans were on nonaccrual status.  The Bank did not hold any renegotiated loans on these dates.  The amount of foregone interest on nonaccrual loans at September 30, 2013 and December 31, 2012, was approximately $82,000 and $59,000, respectively.
The following table provides additional information with respect to impaired loans by portfolio segment and the impairment methodology used to analyze the credit.
As of September 30, 2013	Recorded			Unpaid			Related		Average			Interest
	Investment			Principal			Allowance		Recorded			Income
				Balance					Investment			Recognized
									YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	22		$	22		$	-	$	42		$	-
Home Equity Loans and Lines		19			19			-		55			1
Multi-family Residential		-			-			-		3			-
Commercial Real Estate		1,298			1,298			-		331			51
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		-			-
Total	$	1,339		$	1,339		$	-	$	431		$	52
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-	$	-		$	-
Home Equity Loans and Lines		-			-			-		-			-
Multi-family Residential		-			-			-		-			-
Commercial Real Estate		1,113			1,113			91		1,175			-
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		1			-
Total	$	1,113		$	1,113		$	91	$	1,176		$	-
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	22		$	22		$	-	$	42		$	-
Home Equity Loans and Lines		19			19			-		55			1
Multi-family Residential		-			-			-		3			-
Commercial Real Estate		2,411			2,411			91		1,506			51
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		1			-
Total	$	2,452		$	2,452		$	91	$	1,607		$	52
As of December 31, 2012	Recorded			Unpaid			Related		Average			Interest
	Investment			Principal			Allowance		Recorded			Income
				Balance					Investment			Recognized
									YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	50		$	50		$	-	$	337		$	1
Home Equity Loans and Lines		142			142			-		254			12
Multi-family Residential		13			13			-		19			4
Commercial Real Estate		23			23			-		99			7
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		8			5
Total	$	228		$	228		$	-	$	717		$	29
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-	$	22		$	-
Home Equity Loans and Lines		-			-			-		96			-
Multi-family Residential		-			-			-		-			-
Commercial Real Estate		1,224			1,224			91		245			43
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		13			-
Total	$	1,224		$	1,224		$	91	$	376		$	43
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	50		$	50		$	-	$	359		$	1
Home Equity Loans and Lines		142			142			-		350			12
Multi-family Residential		13			13			-		19			4
Commercial Real Estate		1,247			1,247			91		344			50
Land		-			-			-		-			-
Consumer and Other Loans		-			-			-		21			5
Total	$	1,452		$	1,452		$	91	$	1,093		$	72
The following table summarizes the credit grades assigned by the Company to our loan portfolio as of September 30, 2013 and December 31, 2012.  Additional information related to the criteria used to assess these risk ratings can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.  These balances are presented gross of any allowance for loan loss and net of deferred loan origination fees and costs.
	Real Estate Secured Mortgage Loans
30-Sep-13	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
	Residential			Loans/Lines			Residential							and Other
Credit Classification:	(In Thousands)
Pass	$	136,727		$	27,921		$	21,423	$	57,402		$	199	$	641		$	244,313
Special Mention		336			250			-		-			-		8			594
Substandard		22			19			-		2,320			-		-			2,361
Loss		-			-			-		91			-		-			91
Total	$	137,085		$	28,190		$	21,423	$	59,813		$	199	$	649		$	247,359
	Real Estate Secured Mortgage Loans
31-Dec-12	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
	Residential			Loans/Lines			Residential							and Other
Credit Classification:	(In Thousands)
Pass	$	107,506		$	26,135		$	16,874	$	60,746		$	206	$	724		$	212,191
Special Mention		-			99			757		779			-		-			1,635
Substandard		50			71			13		1,155			-		-			1,289
Loss		-			-			-		91			-		-			91
Total	$	107,556		$	26,305		$	17,644	$	62,771		$	206	$	724		$	215,206

Note_4_Earnings_Per_Common_Sha

Note 4 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 4 – EARNINGS PER COMMON SHARE
	Earnings per common share (“EPS”) are computed using the weighted average number of shares outstanding as prescribed in FASB ASC 260-10, Earnings per Share.  Net income is divided by the weighted average number of shares outstanding during the period to calculate basic net earnings per common share.  Diluted earnings per common share are calculated to give effect to dilutive stock options.
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Net Income	$	576,000		$	647,000		$	2,070,000		$	1,782,000
	Weighted Average Shares Issued		6,345,732			6,345,732			6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(368,055	)		(393,138	)		(368,055	)		(393,268	)
	Weighted Average Unearned RRP Shares		(32,402	)		(77,236	)		(39,588	)		(84,412	)
	Weighted Average Treasury Shares		(3,458,673	)		(3,320,706	)		(3,459,369	)		(3,200,107	)
	Weighted Average Shares Outstanding for Basic EPS		2,486,602			2,554,652			2,478,720			2,667,945
	Earnings per Share, Basic	$	0.23		$	0.25		$	0.83		$	0.67
	Weighted Average Shares Outstanding for Basic EPS		2,486,602			2,554,652			2,478,720			2,667,945
	Effect of Dilutive Securities		142,788			146,420			137,825			140,023
	Weighted Average Shares Outstanding for Diluted EPS		2,629,390			2,701,072			2,616,545			2,807,968
	Earnings per Share, Diluted	$	0.22		$	0.24		$	0.79		$	0.64

Note_5_Regulatory_Capital

Note 5 - Regulatory Capital	9 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	NOTE 5 – REGULATORY CAPITAL
	The actual and required regulatory capital amounts and ratios applicable to the Bank at September 30, 2013 and December 31, 2012, are presented in the following table:
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
		(Dollars In Thousands)
	30-Sep-13
	Core/Leverage Capital	$	45,657			14.39	%	$	9,520		3	%	$	15,867		5	%
	Tier 1 Risk-Based Capital		45,657			24.82	%		7,357		4	%		11,035		6	%
	Total Risk-Based Capital		47,860			26.02	%		14,714		8	%		18,392		10	%
	31-Dec-12
	Core/Leverage Capital	$	43,570			14.03	%	$	9,313		3	%	$	15,522		5	%
	Tier 1 Risk-Based Capital		43,570			25.39	%		6,865		4	%		10,298		6	%
	Total Risk-Based Capital		45,487			26.5	%		13,731		8	%		17,164		10	%
	The Bank’s capital under accounting principles generally accepted in the United States (“GAAP”) is reconciled to its regulatory capital as follows:
		30-Sep-13			31-Dec-12
		(In Thousands)
	Capital Under GAAP	$	45,840		$	43,923
	Unrealized Gains on Available-for-Sale Securities		(183	)		(353	)
	Tier 1 Capital		45,657			43,570
	Allowance for Loan Losses		2,203			1,917
	Total Risk-Based Capital	$	47,860		$	45,487

Note_6_Fair_Value_of_Financial

Note 6 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	The Company follows the guidance provided  in  FASB ASC 820, Fair Value Measurements, for all financial assets and liabilities and nonfinancial assets and liabilities that are recognized at fair value in the financial statements.  FASB ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements.
	FASB ASC 820 defines fair value as the price that would be received upon sale of an asset or paid upon transfer of a liability in an orderly transaction between market participants at the measurement date and in the principal or most advantageous market for that asset or liability. The fair value should be calculated based on assumptions that market participants would use in pricing the asset or liability, not on assumptions specific to the entity.  In addition, the fair value of liabilities should include consideration of non-performance risk including our own credit risk.
	In addition to defining fair value, FASB ASC 820 expands the disclosure requirements regarding fair value and establishes a fair value hierarchy for valuation inputs.  The hierarchy prioritizes the inputs into three levels based on the extent to which inputs used in measuring fair value are observable in the market.  The level in the fair value hierarchy within which a fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety.  These levels are:
		·	Level 1 - Quoted prices for identical assets or liabilities in active markets.
		·	Level 2 - Observable inputs other than quoted prices included within Level 1, such as quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, or other inputs that are observable in the market or can be corroborated by observable market data.
		·	Level 3 - Inputs are generally unobservable and typically reflect management’s estimates of assumptions that market participants would use in pricing the asset or liability.  The fair values are therefore determined using model-based techniques that include option pricing models, discounted cash flow models, and similar techniques.
	The following table presents the Company’s assets measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012.  All of the mortgage-backed securities reported at fair value on September 30, 2013, and December 31, 2012, were secured by first mortgage loans on residential real estate.
			Fair Value Measurements
	30-Sep-13		(Level 1)			(Level 2)			(Level 3)			Total
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	-		$	3,885		$	-		$	3,885
	US Government and Agency Obligations			-			2,043			-			2,043
	Equity Securities			301			-			-			301
	Loans Held-for-Sale			-			411			-			411
	Total		$	301		$	6,339		$	-		$	6,640
			Fair Value Measurements
	31-Dec-12		(Level 1)			(Level 2)			(Level 3)			Total
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	-		$	5,755		$	-		$	5,755
	US Government and Agency Obligations						6,126			-			6,126
	Equity Securities			258			-			-			258
	Loans Held-for-Sale			-			1,837			-			1,837
	Total		$	258		$	13,718		$	-		$	13,976
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a recurring basis at September 30, 2013 or December 31, 2012.
	The following table presents the Company’s assets measured at fair value on a non-recurring basis at September 30, 2013 and December 31, 2012.
			Fair Value Measurements
	30-Sep-13		(Level 1)			(Level 2)			(Level 3)			Total
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	-		$	-		$	2,361		$	2,361
	Other Real Estate Owned			-			583			-			583
	Total		$	-		$	583		$	2,361		$	2,944
			Fair Value Measurements
	31-Dec-12		(Level 1)			(Level 2)			(Level 3)			Total
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	-		$	-		$	1,361		$	1,361
	Other Real Estate Owned			-			632			-			632
	Total		$	-		$	632		$	1,361		$	1,993
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a non-recurring basis at September 30, 2013 or December 31, 2012.
	FASB ASC 825, Financial Instruments, requires disclosure of the fair value of financial instruments for which it is practical to estimate.  Included in this disclosure are the methods and significant assumptions used to estimate the fair value of financial instruments.  A detailed description of the valuation methodologies used in estimating the fair value of the financial instruments can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.
			30-Sep-13						31-Dec-12
			Carrying			Fair Value			Carrying			Fair Value
			Amount						Amount
			(In Thousands)
	Financial Assets
	Cash and Cash Equivalents		$	6,895		$	6,895		$	10,646		$	10,646
	Certificates of Deposit			481			484			481			485
	Securities			56,742			58,090			79,593			82,454
	Loans			247,486			253,504			215,076			223,521
	Less Allowance for Loan Losses			(2,203	)		(2,203	)		(1,917	)		(1,917	)
	Loans, Net of Allowance			245,283			251,301			213,159			221,604
	Federal Home Loan Bank Stock			2,646			2,646			1,832			1,832
	Financial Liabilities
	Deposits		$	197,136		$	205,956		$	196,206		$	209,254
	Borrowings			57,591			55,357			53,454			55,769
	Unrecognized Financial Instruments
	Commitments to Extend Credit		$	28,948		$	29,109		$	31,768		$	31,934

Note_7_Subsequent_Events

Note 7 - Subsequent Events	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	NOTE 7 – SUBSEQUENT EVENTS
	In accordance with FASB ASC 855, Subsequent Events, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements.  The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of September 30, 2013.  In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Business Description and Basis of Presentation [Text Block]	'
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month and nine month periods ended September 30, 2013 are not necessarily indicative of the results which may be expected for the entire fiscal year.
	NATURE OF OPERATIONS
	Louisiana Bancorp, Inc. (the “Company”) was organized as a Louisiana corporation on March 16, 2007, for the purpose of becoming the holding company of Bank of New Orleans (the “Bank”).  The Company holds all of the issued and outstanding shares of capital stock of the Bank.  The Bank operates in the banking/savings and loan industry and, as such, attracts deposits from the general public and uses such deposits primarily to originate loans secured by first mortgage loans on owner-occupied single-family residences and other properties, as well as those for consumer needs.
	The Bank is subject to competition from other financial institutions, and is also subject to the regulations of certain Federal agencies and undergoes periodic examinations by those regulatory authorities.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	'
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
Marketable Securities, Policy [Policy Text Block]	'
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of September 30, 2013 or December 31, 2012.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	'
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	'
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
Loans and Leases Receivable, Origination Fees, Discounts or Premiums, and Direct Costs to Acquire Loans Policy [Policy Text Block]	'
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
Income Tax, Policy [Policy Text Block]	'
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Comprehensive Income, Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
Use of Estimates, Policy [Policy Text Block]	'
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities_Tables

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investments Schedule [Abstract]	'
Marketable Securities [Table Text Block]	'
		30-Sep-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	23	$	-	$	-		$	23
	FNMA		2,288		162		-			2,450
	FHLMC		1,323		89		-			1,412
			3,634		251		-			3,885
	U.S. Government and Agency Obligations		1,987		56		-			2,043
	Equity Securities		183		118		-			301
	Total	$	5,804	$	425	$	-		$	6,229
		31-Dec-12
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	65	$	3	$	-		$	68
	FNMA		3,379		276		-			3,655
	FHLMC		1,889		143		-			2,032
			5,333		422		-			5,755
	U.S. Government and Agency Obligations		5,970		156		-			6,126
	Equity Securities		183		75		-			258
	Total	$	11,486	$	653	$	-		$	12,139
		30-Sep-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,190	$	107	$	-		$	3,297
	FNMA		19,376		872		(28	)		20,220
	FHLMC		7,172		558		-			7,730
			29,738		1,537		(28	)		31,247
	Collateralized Mortgage Obligations
	FNMA		9,295		5		(127	)		9,173
	FHLMC		11,480		32		(71	)		11,441
			20,775		37		(198	)		20,614
	Total	$	50,513	$	1,574	$	(226	)	$	51,861
		31-Dec-12
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	4,174	$	158	$	-		$	4,332
	FNMA		27,979		1,549		-			29,528
	FHLMC		10,212		825		-			11,037
			42,365		2,532		-			44,897
	Collateralized Mortgage Obligations
	FNMA		11,648		116		-			11,764
	FHLMC		13,441		213		-			13,654
			25,089		329		-			25,418
	Total	$	67,454	$	2,861	$	-		$	70,315
Investments Classified by Contractual Maturity Date [Table Text Block]	'
		Available-for-Sale Securities				Held-to-Maturity Securities
		Amortized		Estimated		Amortized			Estimated
		Cost		Fair Value		Cost			Fair Value
		(In Thousands)
	Amounts Maturing in:
	Less than One Year	$	2,023	$	2,080	$	76		$	81
	One to Five Years		483		513		2,065			2,193
	Five to Ten Years		3,115		3,335		5,793			6,207
	Over Ten Years		-		-		42,579			43,380
		$	5,621	$	5,928	$	50,513		$	51,861
	Equity Securities		183		301		-			-
	Total	$	5,804	$	6,229	$	50,513		$	51,861
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Available-for-Sale
		Losses Less Than 12 Months				Losses Greater Than 12 Months
		Gross		Estimated		Gross			Estimated
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In Thousands)
	30-Sep-13
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		-		-		-			-
	FHLMC		-		-		-			-
	U.S. Government and Agency Obligations		-		-		-			-
	Total	$	-	$	-	$	-		$	-
	31-Dec-12
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		-		-		-			-
	FHLMC		-		-		-			-
	U.S. Government and Agency Obligations		-		-		-			-
	Total	$	-	$	-	$	-		$	-
		Held-to-Maturity
		Losses Less Than 12 Months				Losses Greater Than 12 Months
		Gross		Estimated		Gross			Estimated
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In Thousands)
	30-Sep-13
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		28		2,877		-			-
	FHLMC		-		-		-			-
			28		2,877		-			-
	Collateralized Mortgage Obligations
	FNMA		127		8,544
	FHLMC		71		4,903
			198		13,447		-			-
	Total	$	226	$	16,324	$	-		$	-
	31-Dec-12
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		-		-		-			-
	FHLMC		-		-		-			-
			-		-		-			-
	Collateralized Mortgage Obligations
	FNMA		-		-
	FHLMC		-		-
			-		-		-			-
	Total	$	-	$	-	$	-		$	-

Note_3_Loans_Tables

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		30-Sep-13			31-Dec-12
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	137,085		$	107,556
	Home Equity Loans and Lines		28,190			26,305
	Multi-family Residential		21,423			17,644
	Commercial Real Estate		59,813			62,771
	Land		199			206
	Total Loans Secured by Real Estate		246,710			214,482
	Consumer and Other Loans
	Loans Secured by Deposits		444			458
	Other		205			266
	Total Consumer and Other Loans		649			724
	Less:
	Allowance for Loan Losses		(2,203	)		(1,917	)
	Net Deferred Loan Origination Fees/Costs		127			(130	)
	Total Loans, Net	$	245,283		$	213,159
Past Due Financing Receivables [Table Text Block]	'
	30-Sep-13	30-89 Days			90 Days			Nonaccrual		Total			Current		Total
		Past Due			or More			Loans		Past Due			Loans		Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	244		$	-		$	22	$	266		$	136,819	$	137,085
	Home Equity Loans and Lines		64			-			19		83			28,107		28,190
	Multi-family Residential		-			-			-		-			21,423		21,423
	Commercial Real Estate		315			-			2,411		2,726			57,087		59,813
	Land		-			-			-		-			199		199
	Consumer and Other Loans		7			-			-		7			642		649
	Total	$	630		$	-		$	2,452	$	3,082		$	244,277	$	247,359
	31-Dec-12	30-89 Days			90 Days			Nonaccrual		Total			Current		Total
		Past Due			or More			Loans		Past Due			Loans		Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	122		$	-		$	50	$	172		$	107,384	$	107,556
	Home Equity Loans and Lines		75			-			142		217			26,088		26,305
	Multi-family Residential		-			-			13		13			17,631		17,644
	Commercial Real Estate		-			-			1,247		1,247			61,524		62,771
	Land		-			-			-		-			206		206
	Consumer and Other Loans		4			-					4			720		724
	Total	$	201		$	-		$	1,452	$	1,653		$	213,553	$	215,206
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
		Nine Months Ended			Year Ended
		30-Sep-13			31-Dec-12
		(In Thousands)
	Balance, Beginning of Period	$	1,917		$	1,805
	Provision for Loan Losses		243			246
	Loan Recoveries		64			74
	Charge-Offs		(21	)		(208	)
	Balance, End of Period	$	2,203		$	1,917
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	30-Sep-13	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
		Residential			Loans/Lines			Residential							and Other
		(In Thousands)
	Balance, Beginning of Year	$	856		$	236		$	160	$	656		$	2	$	7		$	1,917
	Provision for (Recovery of) Loan Losses		247			12			28		(10	)		-		(34	)		243
	Charge-Offs		-			(8	)		-		-			-		(13	)		(21	)
	Recoveries of prior charge-offs		8			9			-		-			-		47			64
	Balance, End of Period	$	1,111		$	249		$	188	$	646		$	2	$	7		$	2,203
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	-		$	-	$	91		$	-	$	-		$	91
	Loans collectively evaluated for impairment		1,111			249			188		555			2		7			2,112
		$	1,111		$	249		$	188	$	646		$	2	$	7		$	2,203
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	22		$	19		$	-	$	2,411		$	-	$	-		$	2,452
	Loans collectively evaluated for impairment		137,063			28,171			21,423		57,402			199		649			244,907
		$	137,085		$	28,190		$	21,423	$	59,813		$	199	$	649		$	247,359
		Real Estate Secured Mortgage Loans
	30-Sep-12	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
		Residential			Loans/Lines			Residential							and Other
		(In Thousands)
	Balance, Beginning of Year	$	889		$	207		$	148	$	485		$	2	$	74		$	1,805
	Provision for Loan Losses		63			42			18		91			-		12			226
	Loans Charged-Off		-			(48	)		-		-			-		(124	)		(172	)
	Recoveries of prior charge-offs		9			2			-		-			-		45			56
	Balance, End of Period	$	961		$	203		$	166	$	576		$	2	$	7		$	1,915
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	2		$	-	$	-		$	-	$	-		$	2
	Loans collectively evaluated for impairment		961			201			166		576			2		7			1,913
		$	961		$	203		$	166	$	576		$	2	$	7		$	1,915
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	-		$	21		$	-	$	-		$	-	$	-		$	21
	Loans collectively evaluated for impairment		115,977			21,736			17,715		61,573			208		697			217,906
		$	115,977		$	21,757		$	17,715	$	61,573		$	208	$	697		$	217,927
Schedule of Loans Evaluated for Impairment [Table Text Block]	'
		30-Sep-13			31-Dec-12
		(In Thousands)
	Impaired Loans Requiring a Loss Allowance	$	1,113		$	1,224
	Impaired Loans not Requiring a Loss Allowance		1,339			228
	Total Impaired Loans	$	2,452		$	1,452
	Loss Allowance on Impaired Loans	$	91		$	91
Impaired Financing Receivables [Table Text Block]	'
	As of September 30, 2013	Recorded			Unpaid			Related		Average			Interest
		Investment			Principal			Allowance		Recorded			Income
					Balance					Investment			Recognized
										YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	22		$	22		$	-	$	42		$	-
	Home Equity Loans and Lines		19			19			-		55			1
	Multi-family Residential		-			-			-		3			-
	Commercial Real Estate		1,298			1,298			-		331			51
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		-			-
	Total	$	1,339		$	1,339		$	-	$	431		$	52
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-	$	-		$	-
	Home Equity Loans and Lines		-			-			-		-			-
	Multi-family Residential		-			-			-		-			-
	Commercial Real Estate		1,113			1,113			91		1,175			-
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		1			-
	Total	$	1,113		$	1,113		$	91	$	1,176		$	-
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	22		$	22		$	-	$	42		$	-
	Home Equity Loans and Lines		19			19			-		55			1
	Multi-family Residential		-			-			-		3			-
	Commercial Real Estate		2,411			2,411			91		1,506			51
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		1			-
	Total	$	2,452		$	2,452		$	91	$	1,607		$	52
	As of December 31, 2012	Recorded			Unpaid			Related		Average			Interest
		Investment			Principal			Allowance		Recorded			Income
					Balance					Investment			Recognized
										YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	50		$	50		$	-	$	337		$	1
	Home Equity Loans and Lines		142			142			-		254			12
	Multi-family Residential		13			13			-		19			4
	Commercial Real Estate		23			23			-		99			7
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		8			5
	Total	$	228		$	228		$	-	$	717		$	29
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-	$	22		$	-
	Home Equity Loans and Lines		-			-			-		96			-
	Multi-family Residential		-			-			-		-			-
	Commercial Real Estate		1,224			1,224			91		245			43
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		13			-
	Total	$	1,224		$	1,224		$	91	$	376		$	43
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	50		$	50		$	-	$	359		$	1
	Home Equity Loans and Lines		142			142			-		350			12
	Multi-family Residential		13			13			-		19			4
	Commercial Real Estate		1,247			1,247			91		344			50
	Land		-			-			-		-			-
	Consumer and Other Loans		-			-			-		21			5
	Total	$	1,452		$	1,452		$	91	$	1,093		$	72
Financing Receivable Credit Quality Indicators [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	30-Sep-13	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
		Residential			Loans/Lines			Residential							and Other
	Credit Classification:	(In Thousands)
	Pass	$	136,727		$	27,921		$	21,423	$	57,402		$	199	$	641		$	244,313
	Special Mention		336			250			-		-			-		8			594
	Substandard		22			19			-		2,320			-		-			2,361
	Loss		-			-			-		91			-		-			91
	Total	$	137,085		$	28,190		$	21,423	$	59,813		$	199	$	649		$	247,359
		Real Estate Secured Mortgage Loans
	31-Dec-12	1-4 Family			Home Equity			Multi-Family		Commercial			Land		Consumer			Total
		Residential			Loans/Lines			Residential							and Other
	Credit Classification:	(In Thousands)
	Pass	$	107,506		$	26,135		$	16,874	$	60,746		$	206	$	724		$	212,191
	Special Mention		-			99			757		779			-		-			1,635
	Substandard		50			71			13		1,155			-		-			1,289
	Loss		-			-			-		91			-		-			91
	Total	$	107,556		$	26,305		$	17,644	$	62,771		$	206	$	724		$	215,206

Note_4_Earnings_Per_Common_Sha1

Note 4 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Net Income	$	576,000		$	647,000		$	2,070,000		$	1,782,000
	Weighted Average Shares Issued		6,345,732			6,345,732			6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(368,055	)		(393,138	)		(368,055	)		(393,268	)
	Weighted Average Unearned RRP Shares		(32,402	)		(77,236	)		(39,588	)		(84,412	)
	Weighted Average Treasury Shares		(3,458,673	)		(3,320,706	)		(3,459,369	)		(3,200,107	)
	Weighted Average Shares Outstanding for Basic EPS		2,486,602			2,554,652			2,478,720			2,667,945
	Earnings per Share, Basic	$	0.23		$	0.25		$	0.83		$	0.67
	Weighted Average Shares Outstanding for Basic EPS		2,486,602			2,554,652			2,478,720			2,667,945
	Effect of Dilutive Securities		142,788			146,420			137,825			140,023
	Weighted Average Shares Outstanding for Diluted EPS		2,629,390			2,701,072			2,616,545			2,807,968
	Earnings per Share, Diluted	$	0.22		$	0.24		$	0.79		$	0.64

Note_5_Regulatory_Capital_Tabl

Note 5 - Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
		(Dollars In Thousands)
	30-Sep-13
	Core/Leverage Capital	$	45,657			14.39	%	$	9,520		3	%	$	15,867		5	%
	Tier 1 Risk-Based Capital		45,657			24.82	%		7,357		4	%		11,035		6	%
	Total Risk-Based Capital		47,860			26.02	%		14,714		8	%		18,392		10	%
	31-Dec-12
	Core/Leverage Capital	$	43,570			14.03	%	$	9,313		3	%	$	15,522		5	%
	Tier 1 Risk-Based Capital		43,570			25.39	%		6,865		4	%		10,298		6	%
	Total Risk-Based Capital		45,487			26.5	%		13,731		8	%		17,164		10	%
Reconciliation of Bank's Capital [Table Text Block]	'
		30-Sep-13			31-Dec-12
		(In Thousands)
	Capital Under GAAP	$	45,840		$	43,923
	Unrealized Gains on Available-for-Sale Securities		(183	)		(353	)
	Tier 1 Capital		45,657			43,570
	Allowance for Loan Losses		2,203			1,917
	Total Risk-Based Capital	$	47,860		$	45,487

Note_6_Fair_Value_of_Financial1

Note 6 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
		Fair Value Measurements
	30-Sep-13	(Level 1)			(Level 2)			(Level 3)			Total
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	-		$	3,885		$	-		$	3,885
	US Government and Agency Obligations		-			2,043			-			2,043
	Equity Securities		301			-			-			301
	Loans Held-for-Sale		-			411			-			411
	Total	$	301		$	6,339		$	-		$	6,640
		Fair Value Measurements
	31-Dec-12	(Level 1)			(Level 2)			(Level 3)			Total
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	-		$	5,755		$	-		$	5,755
	US Government and Agency Obligations					6,126			-			6,126
	Equity Securities		258			-			-			258
	Loans Held-for-Sale		-			1,837			-			1,837
	Total	$	258		$	13,718		$	-		$	13,976
Fair Value Measurements, Nonrecurring [Table Text Block]	'
		Fair Value Measurements
	30-Sep-13	(Level 1)			(Level 2)			(Level 3)			Total
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	-		$	-		$	2,361		$	2,361
	Other Real Estate Owned		-			583			-			583
	Total	$	-		$	583		$	2,361		$	2,944
		Fair Value Measurements
	31-Dec-12	(Level 1)			(Level 2)			(Level 3)			Total
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	-		$	-		$	1,361		$	1,361
	Other Real Estate Owned		-			632			-			632
	Total	$	-		$	632		$	1,361		$	1,993
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		30-Sep-13						31-Dec-12
		Carrying			Fair Value			Carrying			Fair Value
		Amount						Amount
		(In Thousands)
	Financial Assets
	Cash and Cash Equivalents	$	6,895		$	6,895		$	10,646		$	10,646
	Certificates of Deposit		481			484			481			485
	Securities		56,742			58,090			79,593			82,454
	Loans		247,486			253,504			215,076			223,521
	Less Allowance for Loan Losses		(2,203	)		(2,203	)		(1,917	)		(1,917	)
	Loans, Net of Allowance		245,283			251,301			213,159			221,604
	Federal Home Loan Bank Stock		2,646			2,646			1,832			1,832
	Financial Liabilities
	Deposits	$	197,136		$	205,956		$	196,206		$	209,254
	Borrowings		57,591			55,357			53,454			55,769
	Unrecognized Financial Instruments
	Commitments to Extend Credit	$	28,948		$	29,109		$	31,768		$	31,934

Note_2_Securities_Details_Inve

Note 2 - Securities (Details) - Investment Holdings (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	$5,804	$11,486
Available for sale securities, gross unrealized gains	425	653
Available for sale securities, estimated fair value	6,229	12,139
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	50,513	67,454
Held to maturity securities, gross unrealized gains	1,574	2,861
Held to maturity securities gross unrealized losses	-226	'
Held to maturity securities, estimated fair value	51,861	70,315
GNMA [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	23	65
Available for sale securities, gross unrealized gains	'	3
Available for sale securities, estimated fair value	23	68
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	3,190	4,174
Held to maturity securities, gross unrealized gains	107	158
Held to maturity securities, estimated fair value	3,297	4,332
FNMA [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	2,288	3,379
Available for sale securities, gross unrealized gains	162	276
Available for sale securities, estimated fair value	2,450	3,655
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	19,376	27,979
Held to maturity securities, gross unrealized gains	872	1,549
Held to maturity securities gross unrealized losses	-28	'
Held to maturity securities, estimated fair value	20,220	29,528
FNMA [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	9,295	11,648
Held to maturity securities, gross unrealized gains	5	116
Held to maturity securities gross unrealized losses	-127	'
Held to maturity securities, estimated fair value	9,173	11,764
FHLMC [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1,323	1,889
Available for sale securities, gross unrealized gains	89	143
Available for sale securities, estimated fair value	1,412	2,032
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	7,172	10,212
Held to maturity securities, gross unrealized gains	558	825
Held to maturity securities, estimated fair value	7,730	11,037
FHLMC [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	11,480	13,441
Held to maturity securities, gross unrealized gains	32	213
Held to maturity securities gross unrealized losses	-71	'
Held to maturity securities, estimated fair value	11,441	13,654
US Government Agencies Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1,987	5,970
Available for sale securities, gross unrealized gains	56	156
Available for sale securities, estimated fair value	2,043	6,126
Equity Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	183	183
Available for sale securities, gross unrealized gains	118	75
Available for sale securities, estimated fair value	301	258
Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	3,634	5,333
Available for sale securities, gross unrealized gains	251	422
Available for sale securities, estimated fair value	3,885	5,755
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	29,738	42,365
Held to maturity securities, gross unrealized gains	1,537	2,532
Held to maturity securities gross unrealized losses	-28	'
Held to maturity securities, estimated fair value	31,247	44,897
Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	20,775	25,089
Held to maturity securities, gross unrealized gains	37	329
Held to maturity securities gross unrealized losses	-198	'
Held to maturity securities, estimated fair value	$20,614	$25,418

Note_2_Securities_Details_Amor

Note 2 - Securities (Details) - Amortized Cost and Fair Value of Securities by Contractual Maturity (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amounts Maturing in:	'	'
Less than One Year	$2,023	'
Less than One Year	2,080	'
Less than One Year	76	'
Less than One Year	81	'
One to Five Years	483	'
One to Five Years	513	'
One to Five Years	2,065	'
One to Five Years	2,193	'
Five to Ten Years	3,115	'
Five to Ten Years	3,335	'
Five to Ten Years	5,793	'
Five to Ten Years	6,207	'
Over Ten Years	42,579	'
Over Ten Years	43,380	'
	5,621	'
	5,928	'
	50,513	67,454
	51,861	70,315
Equity Securities	183	'
Equity Securities	301	258
Total	5,804	11,486
Total	6,229	12,139
Total	50,513	67,454
Total	$51,861	$70,315

Note_2_Securities_Details_Unre

Note 2 - Securities (Details) - Unrealized Losses (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	$226
Losses Less Than 12 Months - Estimated Fair Value	16,324
FNMA [Member] | Mortgage-Backed Securities [Member]	'
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	28
Losses Less Than 12 Months - Estimated Fair Value	2,877
FNMA [Member] | Collateralized Mortgage Obligations [Member]	'
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	127
Losses Less Than 12 Months - Estimated Fair Value	8,544
FHLMC [Member] | Collateralized Mortgage Obligations [Member]	'
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	71
Losses Less Than 12 Months - Estimated Fair Value	4,903
Mortgage-Backed Securities [Member]	'
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	28
Losses Less Than 12 Months - Estimated Fair Value	2,877
Collateralized Mortgage Obligations [Member]	'
Mortgage-Backed Securities	'
Losses Less Than 12 Months - Gross Unrealized Losses	198
Losses Less Than 12 Months - Estimated Fair Value	$13,447

Note_3_Loans_Details

Note 3 - Loans (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Receivables [Abstract]	'	'
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$82,000	$59,000

Note_3_Loans_Details_Compositi

Note 3 - Loans (Details) - Composition of our Total Net Loans Receivable (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	$247,359	$215,206	$217,927	'
Less:	'	'	'	'
Allowance for Loan Losses	-2,203	-1,917	-1,915	-1,805
Net Deferred Loan Origination Fees/Costs	127	-130	'	'
Total Loans, Net	245,283	213,159	'	'
1-4 Family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	137,085	107,556	115,977	'
Less:	'	'	'	'
Allowance for Loan Losses	-1,111	-856	-961	-889
Home Equity Loans and Lines [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	28,190	26,305	21,757	'
Less:	'	'	'	'
Allowance for Loan Losses	-249	-236	-203	-207
Multi-family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	21,423	17,644	17,715	'
Less:	'	'	'	'
Allowance for Loan Losses	-188	-160	-166	-148
Commercial Real Estate Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	59,813	62,771	61,573	'
Less:	'	'	'	'
Allowance for Loan Losses	-646	-656	-576	-485
Land Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	199	206	208	'
Less:	'	'	'	'
Allowance for Loan Losses	-2	-2	-2	-2
Loans Secured by Real Estate [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	246,710	214,482	'	'
Loans Secured by Deposits [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	444	458	'	'
Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	205	266	'	'
Consumer and Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	649	724	697	'
Less:	'	'	'	'
Allowance for Loan Losses	($7)	($7)	($7)	($74)

Note_3_Loans_Details_Current_P

Note 3 - Loans (Details) - Current, Past Due and Nonaccrual Loans (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	$630	$201	'
Nonaccrual Loans	2,452	1,452	'
Total Past Due	3,082	1,653	'
Current Loans	244,277	213,553	'
Total Loans	247,359	215,206	217,927
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	244	122	'
Nonaccrual Loans	22	50	'
Total Past Due	266	172	'
Current Loans	136,819	107,384	'
Total Loans	137,085	107,556	115,977
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	64	75	'
Nonaccrual Loans	19	142	'
Total Past Due	83	217	'
Current Loans	28,107	26,088	'
Total Loans	28,190	26,305	21,757
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Nonaccrual Loans	'	13	'
Total Past Due	'	13	'
Current Loans	21,423	17,631	'
Total Loans	21,423	17,644	17,715
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	315	'	'
Nonaccrual Loans	2,411	1,247	'
Total Past Due	2,726	1,247	'
Current Loans	57,087	61,524	'
Total Loans	59,813	62,771	61,573
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Loans	199	206	'
Total Loans	199	206	208
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	7	4	'
Total Past Due	7	4	'
Current Loans	642	720	'
Total Loans	$649	$724	$697

Note_3_Loans_Details_Analysis_

Note 3 - Loans (Details) - Analysis of the Allowance for Loan Losses (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Analysis of the Allowance for Loan Losses [Abstract]	'	'	'
Balance	$1,917	$1,805	$1,805
Provision for Loan Losses	243	226	246
Loan Recoveries	64	56	74
Charge-Offs	-21	-172	-208
Balance	$2,203	$1,915	$1,917

Note_3_Loans_Details_Activity_

Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses (USD $)	9 Months Ended		12 Months Ended	9 Months Ended			9 Months Ended			9 Months Ended			9 Months Ended							9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
				1-4 Family Residential [Member]	1-4 Family Residential [Member]	1-4 Family Residential [Member]	Home Equity Loans and Lines [Member]	Home Equity Loans and Lines [Member]	Home Equity Loans and Lines [Member]	Multi-family Residential [Member]	Multi-family Residential [Member]	Multi-family Residential [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Land Loans [Member]	Land Loans [Member]	Land Loans [Member]	Land Loans [Member]	Consumer and Other Loans [Member]	Consumer and Other Loans [Member]	Consumer and Other Loans [Member]
Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Balance	$1,917	$1,805	$1,805	$856	$889	'	$236	$207	'	$160	$148	'	$656	$485	'	$2	$2	$2	$2	$7	$74	'
Provision for (Recovery of) Loan Losses	243	226	246	247	63	'	12	42	'	28	18	'	-10	91	'	'	'	'	'	-34	12	'
Loans Charged-Off	-21	-172	-208	'	'	'	-8	-48	'	'	'	'	'	'	'	'	'	'	'	-13	-124	'
Recoveries of prior charge-offs	64	56	74	8	9	'	9	2	'	'	'	'	'	'	'	'	'	'	'	47	45	'
Balance	2,203	1,915	1,917	1,111	961	'	249	203	'	188	166	'	646	576	'	2	2	2	2	7	7	'
Loans individually evaluated for impairment	2,452	21	'	22	'	'	19	21	'	'	'	'	2,411	'	'	'	'	'	'	'	'	'
Loans collectively evaluated for impairment	244,907	217,906	'	137,063	115,977	'	28,171	21,736	'	21,423	17,715	'	57,402	61,573	'	199	'	208	'	649	697	'
	247,359	217,927	215,206	137,085	115,977	107,556	28,190	21,757	26,305	21,423	17,715	17,644	59,813	61,573	62,771	199	206	208	'	649	697	724
Loans individually evaluated for impairment	91	2	'	'	'	'	'	2	'	'	'	'	91	'	'	'	'	'	'	'	'	'
Loans collectively evaluated for impairment	$2,112	$1,913	'	$1,111	$961	'	$249	$201	'	$188	$166	'	$555	$576	'	$2	'	$2	'	$7	$7	'

Note_3_Loans_Details_Loans_Eva

Note 3 - Loans (Details) - Loans Evaluated for Impairment (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans Evaluated for Impairment [Abstract]	'	'
Impaired Loans Requiring a Loss Allowance	$1,113	$1,224
Impaired Loans not Requiring a Loss Allowance	1,339	228
Total Impaired Loans	2,452	1,452
Loss Allowance on Impaired Loans	$91	$91

Note_3_Loans_Details_Impaired_

Note 3 - Loans (Details) - Impaired Loans (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	$1,339	$228
Impaired loans with no related allowance: Unpaid Principal Balance	1,339	228
Impaired loans with no related allowance: Average Recorded Investment YTD	431	717
Impaired loans with no related allowance: Interest Income Recognized	52	29
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	1,113	1,224
Impaired loans with a related allowance: Unpaid Principal Balance	1,113	1,224
Impaired loans with a related allowance: Related Allowance	91	91
Impaired loans with a related allowance: Average Recorded Investment YTD	1,176	376
Impaired loans with a related allowance: Interest Income Recognized	'	43
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	2,452	1,452
Impaired loans: Unpaid Principal Balance	2,452	1,452
Impaired loans: Related Allowance	91	91
Impaired loans: Average Recorded Investment YTD	1,607	1,093
Impaired loans: Interest Income Recognized	52	72
1-4 Family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	22	50
Impaired loans with no related allowance: Unpaid Principal Balance	22	50
Impaired loans with no related allowance: Average Recorded Investment YTD	42	337
Impaired loans with no related allowance: Interest Income Recognized	'	1
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Average Recorded Investment YTD	'	22
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	22	50
Impaired loans: Unpaid Principal Balance	22	50
Impaired loans: Average Recorded Investment YTD	42	359
Impaired loans: Interest Income Recognized	'	1
Home Equity Loans and Lines [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	19	142
Impaired loans with no related allowance: Unpaid Principal Balance	19	142
Impaired loans with no related allowance: Average Recorded Investment YTD	55	254
Impaired loans with no related allowance: Interest Income Recognized	1	12
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Average Recorded Investment YTD	'	96
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	19	142
Impaired loans: Unpaid Principal Balance	19	142
Impaired loans: Average Recorded Investment YTD	55	350
Impaired loans: Interest Income Recognized	1	12
Multi-family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	'	13
Impaired loans with no related allowance: Unpaid Principal Balance	'	13
Impaired loans with no related allowance: Average Recorded Investment YTD	3	19
Impaired loans with no related allowance: Interest Income Recognized	'	4
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	'	13
Impaired loans: Unpaid Principal Balance	'	13
Impaired loans: Average Recorded Investment YTD	3	19
Impaired loans: Interest Income Recognized	'	4
Commercial Real Estate Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	1,298	23
Impaired loans with no related allowance: Unpaid Principal Balance	1,298	23
Impaired loans with no related allowance: Average Recorded Investment YTD	331	99
Impaired loans with no related allowance: Interest Income Recognized	51	7
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	1,113	1,224
Impaired loans with a related allowance: Unpaid Principal Balance	1,113	1,224
Impaired loans with a related allowance: Related Allowance	91	91
Impaired loans with a related allowance: Average Recorded Investment YTD	1,175	245
Impaired loans with a related allowance: Interest Income Recognized	'	43
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	2,411	1,247
Impaired loans: Unpaid Principal Balance	2,411	1,247
Impaired loans: Related Allowance	91	91
Impaired loans: Average Recorded Investment YTD	1,506	344
Impaired loans: Interest Income Recognized	51	50
Consumer and Other Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Average Recorded Investment YTD	'	8
Impaired loans with no related allowance: Interest Income Recognized	'	5
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Average Recorded Investment YTD	1	13
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Average Recorded Investment YTD	1	21
Impaired loans: Interest Income Recognized	'	$5

Note_3_Loans_Details_Credit_Gr

Note 3 - Loans (Details) - Credit Grades Assigned to Loan Portfolio (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	$247,359	$215,206	$217,927
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	137,085	107,556	115,977
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	28,190	26,305	21,757
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	21,423	17,644	17,715
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	59,813	62,771	61,573
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	199	206	208
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	649	724	697
Pass [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	136,727	107,506	'
Pass [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	27,921	26,135	'
Pass [Member] | Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	21,423	16,874	'
Pass [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	57,402	60,746	'
Pass [Member] | Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	199	206	'
Pass [Member] | Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	641	724	'
Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	244,313	212,191	'
Special Mention [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	336	'	'
Special Mention [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	250	99	'
Special Mention [Member] | Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	757	'
Special Mention [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	779	'
Special Mention [Member] | Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	8	'	'
Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	594	1,635	'
Substandard [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	22	50	'
Substandard [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	19	71	'
Substandard [Member] | Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	13	'
Substandard [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	2,320	1,155	'
Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	2,361	1,289	'
Loss [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	91	91	'
Loss [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	$91	$91	'

Note_4_Earnings_Per_Common_Sha2

Note 4 - Earnings Per Common Share (Details) - Earnings per Common Share (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings per Common Share [Abstract]	'	'	'	'
Net Income (in Dollars)	$576,000	$647,000	$2,070,000	$1,782,000
Weighted Average Shares Issued	6,345,732	6,345,732	6,345,732	6,345,732
Weighted Average Unearned ESOP Shares	-368,055	-393,138	-368,055	-393,268
Weighted Average Unearned RRP Shares	-32,402	-77,236	-39,588	-84,412
Weighted Average Treasury Shares	-3,458,673	-3,320,706	-3,459,369	-3,200,107
Weighted Average Shares Outstanding for Basic EPS	2,486,602	2,554,652	2,478,720	2,667,945
Effect of Dilutive Securities	142,788	146,420	137,825	140,023
Weighted Average Shares Outstanding for Diluted EPS	2,629,390	2,701,072	2,616,545	2,807,968
Earnings per Share, Diluted (in Dollars per share)	$0.22	$0.24	$0.79	$0.64
Earnings per Share, Basic (in Dollars per share)	$0.23	$0.25	$0.83	$0.67

Note_5_Regulatory_Capital_Deta

Note 5 - Regulatory Capital (Details) - The Actual and Required Regulatory Capital Amounts and Ratios Applicable (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
The Actual and Required Regulatory Capital Amounts and Ratios Applicable [Abstract]	'	'
Core/Leverage Capital Actual Amount (in Dollars)	$45,657	$43,570
Core/Leverage Capital Actual Ratio	14.39%	14.03%
Core/Leverage Capital Minumum for Adequacy Purposes Amount (in Dollars)	9,520	9,313
Core/Leverage Capital Minumum for Adequacy Purposes Ratio	3.00%	3.00%
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount (in Dollars)	15,867	15,522
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Risk-Based Capital Actual Amount (in Dollars)	45,657	43,570
Tier 1 Risk-Based Capital Actual Ratio	24.82%	25.39%
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Amount (in Dollars)	7,357	6,865
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount (in Dollars)	11,035	10,298
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Total Risk-Based Capital Actual Amount (in Dollars)	47,860	45,487
Total Risk-Based Capital Actual Ratio	26.02%	26.50%
Total Risk-Based Capital Minumum for Adequacy Purposes Amount (in Dollars)	14,714	13,731
Total Risk-Based Capital Minumum for Adequacy Purposes Ratio	8.00%	8.00%
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount (in Dollars)	$18,392	$17,164
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Note_5_Regulatory_Capital_Deta1

Note 5 - Regulatory Capital (Details) - Bank's Capital (USD $)	9 Months Ended						9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2011	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012
					GAAP [Member]	GAAP [Member]	U.S. Banking Regulations [Member]	U.S. Banking Regulations [Member]
Note 5 - Regulatory Capital (Details) - Bank's Capital [Line Items]	'	'	'	'	'	'	'	'
Capital Under GAAP	$47,860	'	$45,487	'	$45,840	$43,923	$47,860	$45,487
Unrealized Gains on Available-for-Sale Securities	-151	-141	'	'	'	'	-183	-353
Tier 1 Capital	45,657	'	43,570	'	'	'	'	'
Allowance for Loan Losses	2,203	1,915	1,917	1,805	'	'	2,203	1,917
Total Risk-Based Capital	$47,860	'	$45,487	'	$45,840	$43,923	$47,860	$45,487

Note_6_Fair_Value_of_Financial2

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Available-for-Sale Securities	'	'
Available-for-sale securities	$5,928	'
Equity Securities	301	258
Loans Held-for-Sale	411	1,837
Total	6,640	13,976
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,885	5,755
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,885	5,755
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	2,043	6,126
US Government Agencies Debt Securities [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	2,043	6,126
Fair Value, Inputs, Level 1 [Member]	'	'
Available-for-Sale Securities	'	'
Equity Securities	301	258
Total	301	258
Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Loans Held-for-Sale	411	1,837
Total	$6,339	$13,718

Note_6_Fair_Value_of_Financial3

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	$2,452	$1,452
Other Real Estate Owned	583	632
Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Other Real Estate Owned	583	632
Total	583	632
Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	2,361	1,361
Total	2,361	1,361
Estimate of Fair Value Measurement [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	2,361	1,361
Other Real Estate Owned	583	632
Total	$2,944	$1,993

Note_6_Fair_Value_of_Financial4

Note 6 - Fair Value of Financial Instruments (Details) - Fair Value of Financial Instruments (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Financial Assets	'	'	'	'
Cash and Cash Equivalents	$6,895	$10,646	$7,209	$27,589
Cash and Cash Equivalents	6,895	10,646	'	'
Certificates of Deposit	481	481	'	'
Certificates of Deposit	484	485	'	'
Securities	56,742	79,593	'	'
Securities	58,090	82,454	'	'
Loans	247,075	213,239	'	'
Less Allowance for Loan Losses	-2,203	-1,917	-1,915	-1,805
Loans, Net of Allowance	245,283	213,159	'	'
Federal Home Loan Bank Stock	2,646	1,832	'	'
Financial Liabilities	'	'	'	'
Deposits	197,136	196,206	'	'
Deposits	205,956	209,254	'	'
Borrowings	57,591	53,454	'	'
Borrowings	55,357	55,769	'	'
Unrecognized Financial Instruments	'	'	'	'
Commitments to Extend Credit	28,948	31,768	'	'
Commitments to Extend Credit	29,109	31,934	'	'
Before Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	247,486	215,076	'	'
Loans	253,504	223,521	'	'
Loans, Net of Allowance	253,504	223,521	'	'
Net of Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	251,301	221,604	'	'
Loans, Net of Allowance	245,283	213,159	'	'
Loans, Net of Allowance	$251,301	$221,604	'	'