Louisiana Bancorp (LABC) 10-Q 13 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	13-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'LOUISIANA BANCORP INC	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	2,864,042
Amendment Flag	'false	'
Entity Central Index Key	'0001392562	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and Due from Banks	$2,895	$2,500
Short-Term Interest-Bearing Deposits	4,593	4,464
Total Cash and Cash Equivalents	7,488	6,964
Certificates of Deposit	481	481
Securities Available-for-Sale, at Fair Value (Amortized Cost of $6,643 and $5,404, respectively)	6,967	5,766
Securities Held-to-Maturity, at Amortized Cost (Estimated Fair Value of $45,719 and $48,383, respectively)	44,540	47,346
Loans Held for Sale	'	406
Loans Held for Investment	249,957	249,294
Allowance for Loan Loss	-2,243	-2,221
Total Loans Receivable	247,714	247,479
Accrued Interest Receivable	915	893
Other Real Estate Owned	545	568
Stock in Federal Home Loan Bank	2,578	2,317
Premises and Equipment, Net	2,148	2,143
Other Assets	2,792	2,751
Total Assets	316,168	316,708
Deposits	'	'
Non-Interest-Bearing	15,920	15,125
Interest-Bearing	186,666	187,383
Total Deposits	202,586	202,508
Borrowings	50,918	51,040
Advance Payments by Borrowers for Taxes and Insurance	2,581	3,765
Accrued Interest Payable	129	130
Other Liabilities	1,948	1,326
Total Liabilities	258,162	258,769
Commitments and Contigencies	'	'
Shareholders' Equity	'	'
Common Stock, $.01 Par Value, 40,000,000 Shares Authorized; 6,345,732 Shares Issued; 2,864,092 and 2,886,642 Outstanding, respectively	63	63
Additional Paid-in-Capital	63,540	63,533
Unearned ESOP Shares	-3,427	-3,427
Unearned Recognition and Retention Plan Shares	-368	-368
Treasury Stock, at Cost (3,481,640 shares and 3,459,090 shares, respectively)	-50,060	-49,651
Retained Earnings	48,044	47,550
Accumulated Other Comprehensive Income	214	239
Total Shareholders' Equity	58,006	57,939
Total Liabilities and Shareholders' Equity	$316,168	$316,708

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Securities Available-for-Sale, amortized cost (in Dollars)	$6,643	$5,404
Securities Held-to-Maturity, estimated fair value (in Dollars)	$45,719	$48,383
Common Stock, Par Value (in Dollars per share)	$0.01	$0.01
Common Stock, Shares Authorized	40,000,000	40,000,000
Common Stock, Shares Issued	6,345,732	6,345,732
Common Stock, Shares Outstanding	2,864,092	2,886,642
Treasury Stock, Shares	3,481,640	3,459,090

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and Dividend Income	'	'
Loans, Including Fees	$2,740,000	$2,651,000
Mortgage Backed Securities	374,000	533,000
Investment Securities	28,000	38,000
Other Interest-Bearing Deposits	4,000	4,000
Total Interest and Dividend Income	3,146,000	3,226,000
Interest Expense	'	'
Deposits	390,000	432,000
Borrowings	271,000	347,000
Total Interest Expense	661,000	779,000
Net Interest Income	2,485,000	2,447,000
Provision for Loan Losses	21,000	141,000
Net Interest Income after Provision for Loan Losses	2,464,000	2,306,000
Non-Interest Income	'	'
Customer Service Fees	202,000	238,000
Gain on Sale of Loans	140,000	181,000
Gain on Investment in SBIC	'	59,000
Other Income	21,000	19,000
Total Non-Interest Income	363,000	497,000
Non-Interest Expense	'	'
Salaries and Employee Benefits	1,130,000	1,242,000
Occupancy Expense	360,000	331,000
Louisiana Bank Shares Tax	48,000	57,000
FDIC Insurance Premium	37,000	38,000
Net Cost of OREO Operations	3,000	18,000
Advertising Expense	64,000	98,000
Other Expenses	242,000	253,000
Total Non-Interest Expense	1,884,000	2,037,000
Income Before Income Tax Expense	943,000	766,000
Income Tax Expense	323,000	266,000
Net Income	$620,000	$500,000
Earnings Per Share	'	'
Basic (in Dollars per share)	$0.25	$0.20
Diluted (in Dollars per share)	$0.23	$0.19

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Net Income	$620,000	$500,000
Other Comprehensive Loss, Net of Tax	'	'
Change in Unrealized Gains During the Period	-25,000	-64,000
Total Other Comprehensive Loss	-25,000	-64,000
Comprehensive Income	$595,000	$436,000

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholdersb Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Stock [Member]	Unearned RRP Stock [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2012	$63,000	$63,363,000	($3,681,000)	($949,000)	($47,364,000)	$44,842,000	$432,000	$56,706,000
Net Income	'	'	'	'	'	500,000	'	500,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-64,000	-64,000
Stock Purchased for Treasury	'	'	'	'	-2,549,000	'	'	-2,549,000
RRP Shares Earned	'	-46,000	'	531,000	'	'	'	485,000
Stock Option Expense	'	37,000	'	'	'	'	'	37,000
Balance at Mar. 31, 2013	63,000	63,354,000	-3,681,000	-418,000	-49,913,000	45,342,000	368,000	55,115,000
Balance at Dec. 31, 2013	63,000	63,533,000	-3,427,000	-368,000	-49,651,000	47,550,000	239,000	57,939,000
Net Income	'	'	'	'	'	620,000	'	620,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-25,000	-25,000
Dividends Paid	'	'	'	'	'	-126,000	'	-126,000
Stock Purchased for Treasury	'	'	'	'	-409,000	'	'	-409,000
Stock Option Expense	'	7,000	'	'	'	'	'	7,000
Balance at Mar. 31, 2014	$63,000	$63,540,000	($3,427,000)	($368,000)	($50,060,000)	$48,044,000	$214,000	$58,006,000

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities	'	'
Net Income	$620,000	$500,000
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:	'	'
Depreciation	67,000	62,000
Provision for Loan Losses	21,000	141,000
Net Increase in RRP Shares Earned	'	485,000
Stock Option Plan Expense	7,000	37,000
Net Premium Amortization	14,000	48,000
Deferred Income Tax Benefit	-152,000	-7,000
Gain on Sale of Loans	-140,000	-181,000
Originations of Loans Held-for-Sale	-1,364,000	-5,826,000
Proceeds from Sales of Loans Held-for-Sale	3,885,000	7,836,000
Net Decrease in Loans Held-for-Sale	405,000	1,837,000
Increase in Accrued Interest Receivable	-22,000	-42,000
Impairment of Other Real Estate Owned	'	13,000
Recovery of Other Real Estate Owned Principal	'	11,000
Decrease in Other Assets	124,000	8,000
Decrease in Accrued Interest Payable	-1,000	-50,000
Increase (Decrease) in Other Liabilities	622,000	-606,000
Net Cash Provided by Operating Activities	4,086,000	4,266,000
Cash Flows from Investing Activities	'	'
Purchase of Securities Available-for-Sale	-1,500,000	'
Proceeds from Maturities of Securities Available-for-Sale	267,000	740,000
Proceeds from Maturities of Securities Held-to-Maturity	2,786,000	6,583,000
Net Increase in Loans Receivable	-3,042,000	-18,560,000
Purchase of Property and Equipment	-72,000	-144,000
Proceeds from Sale of Foreclosed Assets	23,000	'
Net Increase in Investment in Federal Home Loan Bank Stock	-261,000	-353,000
Net Cash Used in Investing Activities	-1,799,000	-11,734,000
Cash Flows from Financing Activities	'	'
Increase in Deposits	78,000	762,000
Decrease in Advances by Borrowers for Taxes and Insurance	-1,184,000	-764,000
(Decrease) Increase in Borrowings	-122,000	2,752,000
Purchase of Treasury stock	-409,000	-2,549,000
Dividends Paid	-126,000	'
Net Cash (Used in) Provided by Financing Activities	-1,763,000	201,000
Net Increase (Decrease) in Cash and Cash Equivalents	524,000	-7,267,000
Cash and Cash Equivalents, Beginning of Year	6,964,000	10,646,000
Cash and Cash Equivalents, End of Period	7,488,000	3,379,000
Cash Paid During the Period:	'	'
Interest	661,000	828,000
Income Taxes	'	$792,000

Note_1_Summary_Of_Significant_

Note 1 - Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month period ended March 31, 2014 are not necessarily indicative of the results which may be expected for the entire fiscal year.
	NATURE OF OPERATIONS
	Louisiana Bancorp, Inc. (the “Company”) was organized as a Louisiana corporation on March 16, 2007, for the purpose of becoming the holding company of Bank of New Orleans (the “Bank”).  The Company holds all of the issued and outstanding shares of capital stock of the Bank.  The Bank operates in the banking/savings and loan industry and, as such, attracts deposits from the general public and uses such deposits primarily to originate loans secured by first mortgage loans on owner-occupied single-family residences and other properties, as well as those for consumer needs.
	The Bank is subject to competition from other financial institutions, and is also subject to the regulations of certain Federal agencies and undergoes periodic examinations by those regulatory authorities.
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of March 31, 2014 or December 31, 2013.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities

Note 2 - Securities	3 Months Ended
	Mar. 31, 2014
Investments Schedule [Abstract]	'
Investment [Text Block]	'
	NOTE 2 – SECURITIES
	A summary of securities classified as available-for-sale at March 31, 2014 and December 31, 2013, with gross unrealized gains and losses, follows:
		31-Mar-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	5	$	-	$	-		$	5
	FNMA		1,848		138		-			1,986
	FHLMC		1,108		78		-			1,186
			2,961		216		-			3,177
	U.S. Government and Agency Obligations		3,499		5		-			3,504
	Equity Securities		183		103		-			286
	Total	$	6,643	$	324	$	-		$	6,967
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	11	$	1	$	-		$	12
	FNMA		2,010		151		-			2,161
	FHLMC		1,207		83		-			1,290
			3,228		235		-			3,463
	U.S. Government and Agency Obligations		1,993		30		-			2,023
	Equity Securities		183		97		-			280
	Total	$	5,404	$	362	$	-		$	5,766
	A summary of securities classified as held-to-maturity at March 31, 2014 and December 31, 2013, with gross unrealized gains and losses, follows:
		31-Mar-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	2,874	$	101	$	-		$	2,975
	FNMA		16,898		718		(33	)		17,583
	FHLMC		5,850		479		-			6,329
			25,622		1,298		(33	)		26,887
	Collateralized Mortgage Obligations
	FNMA		8,405		6		(57	)		8,354
	FHLMC		10,513		10		(45	)		10,478
			18,918		16		(102	)		18,832
	Total	$	44,540	$	1,314	$	(135	)	$	45,719
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,026	$	107	$	-		$	3,133
	FNMA		18,094		749		(68	)		18,775
	FHLMC		6,496		544		-			7,040
			27,616		1,400		(68	)		28,948
	Collateralized Mortgage Obligations
	FNMA		8,785		7		(191	)		8,601
	FHLMC		10,945		11		(122	)		10,834
			19,730		18		(313	)		19,435
	Total	$	47,346	$	1,418	$	(381	)	$	48,383
The following table reflects the amortized cost and fair value of available-for-sale and held-to-maturity securities by contractual maturity, and of our equity securities (which do not have maturities), as of March 31, 2014.  Actual maturities will differ from contractual maturities because borrowers have the right to put or prepay obligations with or without call or prepayment penalties.
	Available-for-Sale Securities				Held-to-Maturity Securities
	Amortized		Estimated		Amortized			Estimated
	Cost		Fair Value		Cost			Fair Value
	(In Thousands)
Amounts Maturing in:
Less than One Year	$	2,003	$	2,008	$	12		$	13
One to Five Years		2,182		2,223		2,213			2,350
Five to Ten Years		2,275		2,450		4,800			5,106
Over Ten Years		-		-		37,515			38,250
	$	6,460	$	6,681	$	44,540		$	45,719
Equity Securities		183		286		-			-
Total	$	6,643	$	6,967	$	44,540		$	45,719
At March 31, 2014 and December 31, 2013, the Company held no available-for-sale securities that had unrealized losses.  The following table reflects our held-to-maturity securities with unrealized losses at March 31, 2014 and December 31, 2013.
	Held-to-Maturity
	Losses Less Than 12 Months				Losses Greater Than 12 Months
	Gross		Estimated		Gross			Estimated
	Unrealized		Fair		Unrealized			Fair
	Losses		Value		Losses			Value
	(In Thousands)
31-Mar-14
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		33		2,642		-			-
FHLMC		-		-		-			-
		33		2,642		-			-
Collateralized Mortgage Obligations
FNMA		57		7,845
FHLMC		45		9,809
Total	$	135	$	20,296	$	-		$	-
31-Dec-13
Mortgage-Backed Securities
GNMA	$	-	$	-	$	-		$	-
FNMA		68		7,573		-			-
FHLMC		-		-		-			-
		68		7,573		-			-
Collateralized Mortgage Obligations
FNMA		191		8,029
FHLMC		122		10,121
Total	$	381	$	25,723	$	-		$	-

Note_3_Loans

Note 3 - Loans	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 3 – LOANS
	The following table summarizes the composition of our total net loans receivable:
		31-Mar-14			31-Dec-13
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	139,255		$	139,069
	Home Equity Loans and Lines		28,375			28,617
	Multi-family Residential		18,816			21,728
	Commercial Real Estate		62,342			59,170
	Land		97			197
	Total Loans Secured by Real Estate		248,885			248,781
	Consumer and Other Loans
	Loans Secured by Deposits		485			421
	Other		382			346
	Total Consumer and Other Loans		867			767
	Less:
	Allowance for Loan Losses		(2,243	)		(2,221	)
	Net Deferred Loan Origination Fees/Costs		205			152
	Total Loans, Net	$	247,714		$	247,479
	A summary of our current, past due and nonaccrual loans as of March 31, 2014 and December 31, 2013 follows:
	31-Mar-14	30-89 Days			90 Days			Nonaccrual			Total		Current			Total
		Past Due			or More			Loans			Past Due		Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	97		$	-		$	17		$	114	$	139,141		$	139,255
	Home Equity Loans and Lines		10			-			97			107		28,268			28,375
	Multi-family Residential		-			-			-			-		18,816			18,816
	Commercial Real Estate		-			-			1,244			1,244		61,098			62,342
	Land		-			-			-			-		97			97
	Consumer and Other Loans		-			-			-			-		867			867
	Total	$	107		$	-		$	1,358		$	1,465	$	248,287		$	249,752
	31-Dec-13	30-89 Days			90 Days			Nonaccrual			Total		Current			Total
		Past Due			or More			Loans			Past Due		Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	-		$	-		$	20		$	20	$	139,049		$	139,069
	Home Equity Loans and Lines		122			-			32			154		28,463			28,617
	Multi-family Residential		-			-			-			-		21,728			21,728
	Commercial Real Estate		308			-			1,276			1,584		57,586			59,170
	Land		-			-			-			-		197			197
	Consumer and Other Loans		7			-			-			7		760			767
	Total	$	437		$	-		$	1,328		$	1,765	$	247,783		$	249,548
	An analysis of the allowance for loan losses follows:
		Three Months Ended			Year Ended
		31-Mar-14			31-Dec-13
		(In Thousands)
	Balance, Beginning of Period	$	2,221		$	1,917
	Provision for Loan Losses		21			264
	Loan Recoveries		9			71
	Charge-Offs		(8	)		(31	)
	Balance, End of Period	$	2,243		$	2,221
	The following table details the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 and March 31, 2013.
		Real Estate Secured Mortgage Loans
	31-Mar-14	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
		Residential			Loans/Lines			Residential								and Other
		(In Thousands)
	Balance, Beginning of Year	$	1,126		$	253		$	190		$	642	$	2		$	8		$	2,221
	Provision for Loan Losses		15			-			(13	)		20		(1	)		-			21
	Charge-Offs		-			-			-			-		-			(8	)		(8	)
	Recoveries of prior charge-offs		3			2			-			-		-			4			9
	Balance, End of Period	$	1,144		$	255		$	177		$	662	$	1		$	4		$	2,243
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	-		$	-		$	99	$	-		$	-		$	99
Loans collectively evaluated for impairment		1,144			255			177			563		1			4			2,144
	$	1,144		$	255		$	177		$	662	$	1		$	4		$	2,243
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	17		$	97		$	-		$	1,244	$	-		$	-		$	1,358
Loans collectively evaluated for impairment		139,238			28,278			18,816			61,098		97			867			248,394
	$	139,255		$	28,375		$	18,816		$	62,342	$	97		$	867		$	249,752
	Real Estate Secured Mortgage Loans
31-Mar-13	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
	Residential			Loans/Lines			Residential								and Other
	(In Thousands)
Balance, Beginning of Year	$	856		$	236		$	160		$	656	$	2		$	7		$	1,917
Provision for Loan Losses		79			13			5			47		-			(3	)		141
Charge-Offs		-			(8	)		-			-		-			(7	)		(15	)
Recoveries of prior charge-offs		3			1			-			-		-			9			13
Balance, End of Period	$	938		$	242		$	165		$	703	$	2		$	6		$	2,056
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	-		$	-		$	91	$	-		$	-		$	91
Loans collectively evaluated for impairment		938			242			165			612		2			6			1,965
	$	938		$	242		$	165		$	703	$	2		$	6		$	2,056
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	-		$	-		$	-		$	1,224	$	-		$	2		$	1,226
Loans collectively evaluated for impairment		115,904			27,367			18,817			65,883		204			625			228,800
	$	115,904		$	27,367		$	18,817		$	67,107	$	204		$	627		$	230,026
A summary of the loans evaluated for possible impairment follows:
	31-Mar-14			31-Dec-13
	(In Thousands)
Impaired Loans Requiring a Loss Allowance	$	99		$	99
Impaired Loans not Requiring a Loss Allowance		1,259			1,229
Total Impaired Loans	$	1,358		$	1,328
Loss Allowance on Impaired Loans	$	99		$	99
At March 31, 2014 and December 31, 2013, all impaired loans were on nonaccrual status.  The Bank did not hold any renegotiated loans on these dates.  The amount of foregone interest on nonaccrual loans at March 31, 2014 and December 31, 2013, was approximately $23,000 and $16,000, respectively.
The following table summarizes our impaired loans by portfolio segment as of the dates indicated.
As of March 31, 2014	Recorded			Unpaid			Related			Average		Interest
	Investment			Principal			Allowance			Recorded		Income
				Balance						Investment		Recognized
										YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	17		$	17		$	-		$	19	$	-
Home Equity Loans and Lines		97			97			-			64		-
Multi-family Residential		-			-			-			-		-
Commercial Real Estate		1,145			1,145			-			1,161		-
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			-		-
Total	$	1,259		$	1,259		$	-		$	1,244	$	-
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-		$	-	$	-
Home Equity Loans and Lines		-			-			-			-		-
Multi-family Residential		-			-			-			-		-
Commercial Real Estate		99			99			99			99		-
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			-		-
Total	$	99		$	99		$	99		$	99	$	-
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	17		$	17		$	-		$	19	$	-
Home Equity Loans and Lines		97			97			-			64		-
Multi-family Residential		-			-			-			-		-
Commercial Real Estate		1,244			1,244			99			1,260		-
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			-		-
Total	$	1,358		$	1,358		$	99		$	1,343	$	-
As of December 31, 2013	Recorded			Unpaid			Related			Average		Interest
	Investment			Principal			Allowance			Recorded		Income
				Balance						Investment		Recognized
										YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	20		$	20		$	-		$	37	$	-
Home Equity Loans and Lines		32			32			-			51		2
Multi-family Residential		-			-			-			2		-
Commercial Real Estate		1,177			1,177			-			500		47
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			-		-
Total	$	1,229		$	1,229		$	-		$	590	$	49
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-		$	-	$	-
Home Equity Loans and Lines		-			-			-			-		-
Multi-family Residential		-			-			-			-		-
Commercial Real Estate		99			99			99			960		4
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			1		-
Total	$	99		$	99		$	99		$	961	$	4
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	20		$	20		$	-		$	37	$	-
Home Equity Loans and Lines		32			32			-			51		2
Multi-family Residential		-			-			-			2		-
Commercial Real Estate		1,276			1,276			99			1,460		51
Land		-			-			-			-		-
Consumer and Other Loans		-			-			-			1		-
Total	$	1,328		$	1,328		$	99		$	1,551	$	53
The following table summarizes the credit grades assigned by the Company to our loan portfolio as of March 31, 2014 and December 31, 2013.  Additional information related to the criteria used to assess these risk ratings can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  These balances are presented gross of any allowance for loan loss.
	Real Estate Secured Mortgage Loans
31-Mar-14	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
	Residential			Loans/Lines			Residential								and Other
Credit Classification:	(In Thousands)
Pass	$	138,912		$	28,094		$	18,816		$	61,098	$	97		$	801		$	247,818
Special Mention		326			250			-			-		-			-			576
Substandard		17			31			-			1,145		-			66			1,259
Doubtful		-			-			-			-		-			-			-
Loss		-			-			-			99		-			-			99
Total	$	139,255		$	28,375		$	18,816		$	62,342	$	97		$	867		$	249,752
	Real Estate Secured Mortgage Loans
31-Dec-13	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
	Residential			Loans/Lines			Residential								and Other
Credit Classification:	(In Thousands)
Pass	$	138,718		$	28,335		$	21,728		$	57,586	$	197		$	760		$	247,324
Special Mention		331			250			-			-		-			-			581
Substandard		20			32			-			1,485		-			7			1,544
Doubtful		-			-			-			-		-			-			-
Loss		-			-			-			99		-			-			99
Total	$	139,069		$	28,617		$	21,728		$	59,170	$	197		$	767		$	249,548

Note_4_Earnings_Per_Common_Sha

Note 4 - Earnings Per Common Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 4 – EARNINGS PER COMMON SHARE
	Earnings per common share (“EPS”) are computed using the weighted average number of shares outstanding as prescribed in FASB ASC 260-10, Earnings per Share.  Net income is divided by the weighted average number of shares outstanding during the period to calculate basic net earnings per common share.  Diluted earnings per common share are calculated to give effect to dilutive stock options.
		Three Months Ended
		March 31,
		2014			2013
	Net Income	$	620,000		$	500,000
	Weighted Average Shares Issued		6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(342,672	)		(368,055	)
	Weighted Average Unearned RRP Shares		(29,302	)		(53,801	)
	Weighted Average Treasury Shares		(3,477,514	)		(3,453,013	)
	Weighted Average Shares Outstanding for Basic EPS		2,496,244			2,470,863
	Earnings per Share, Basic	$	0.25		$	0.2
	Weighted Average Shares Outstanding for Basic EPS		2,496,244			2,470,863
	Effect of Dilutive Securities		160,315			142,243
	Weighted Average Shares Outstanding for Diluted EPS		2,656,559			2,613,106
	Earnings per Shares, Diluted	$	0.23		$	0.19

Note_5_Regulatory_Capital

Note 5 - Regulatory Capital	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	NOTE 5 – REGULATORY CAPITAL
	The actual and required regulatory capital amounts and ratios applicable to the Bank at March 31, 2014 and December 31, 2013, are presented in the following table:
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
								(Dollars In Thousands)
	31-Mar-14
	Core/Leverage Capital	$	47,337			15.09	%	$	9,411		3	%	$	15,684		5	%
	Tier 1 Risk-Based Capital		47,337			25.62	%		7,369		4	%		11,054		6	%
	Total Risk-Based Capital		49,580			26.83	%		14,739		8	%		18,424		10	%
	31-Dec-13
	Core/Leverage Capital	$	46,724			14.8	%	$	9,471		3	%	$	15,785		5	%
	Tier 1 Risk-Based Capital		46,724			25.37	%		7,366		4	%		11,049		6	%
	Total Risk-Based Capital		48,945			26.58	%		14,732		8	%		18,414		10	%
	The Bank’s capital under accounting principles generally accepted in the United States (“GAAP”) is reconciled to its regulatory capital as follows:
		31-Mar-14			31-Dec-13
		(In Thousands)
	Capital Under GAAP	$	47,464		$	46,879
	Unrealized Gains on Available-for-Sale Securities		(127	)		(155	)
	Tier 1 Capital		47,337			46,724
	Allowance for Loan Losses		2,243			2,221
	Total Risk-Based Capital	$	49,580		$	48,945

Note_6_Fair_Value_of_Financial

Note 6 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	The Company follows the guidance provided in FASB ASC 820, Fair Value Measurements, for all financial assets and liabilities and nonfinancial assets and liabilities that are recognized at fair value in the financial statements.  FASB ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements.
	FASB ASC 820 defines fair value as the price that would be received upon sale of an asset or paid upon transfer of a liability in an orderly transaction between market participants at the measurement date and in the principal or most advantageous market for that asset or liability. The fair value should be calculated based on assumptions that market participants would use in pricing the asset or liability, not on assumptions specific to the entity.  In addition, the fair value of liabilities should include consideration of non-performance risk including our own credit risk.
	In addition to defining fair value, FASB ASC 820 expands the disclosure requirements regarding fair value and establishes a fair value hierarchy for valuation inputs.  The hierarchy prioritizes the inputs into three levels based on the extent to which inputs used in measuring fair value are observable in the market.  The level in the fair value hierarchy within which a fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety.  These levels are:
	·	Level 1 - Quoted prices for identical assets or liabilities in active markets.
	·	Level 2 - Observable inputs other than quoted prices included within Level 1, such as quoted prices for similar instrumentsin active markets, quoted prices for identical or similar instruments in markets that are not active, or other inputs that areobservable in the market or can be corroborated by observable market data.
	·	Level 3 - Inputs are generally unobservable and typically reflect management’s estimates of assumptions that marketparticipants would use in pricing the asset or liability.  The fair values are therefore determined using model-basedtechniques that include option pricing models, discounted cash flow models, and similar techniques.
	The following table presents the Company’s assets measured at fair value on a recurring basis at March 31, 2014 and December 31, 2013.  All of the mortgage-backed securities reported at fair value on March 31, 2014, and December 31, 2013, were secured by first mortgage loans on residential real estate.
			Fair Value Measurements
	31-Mar-14		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	3,177		$	-		$	3,177		$	-
	US Government and Agency Obligations			3,504			-			3,504			-
	Equity Securities			286			286			-			-
	Loans Held-for-Sale			-			-			-			-
	Total		$	6,967		$	286		$	6,681		$	-
			Fair Value Measurements
	31-Dec-13		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	3,463		$	-		$	3,463		$	-
	US Government and Agency Obligations			2,023						2,023			-
	Equity Securities			280			280			-			-
	Loans Held-for-Sale			406			-			406			-
	Total		$	6,172		$	280		$	5,892		$	-
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a recurring basis at March 31, 2014 or December 31, 2013.
	The following table presents the Company’s assets measured at fair value on a non-recurring basis at March 31, 2014 and December 31, 2013.
			Fair Value Measurements
	31-Mar-14		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	1,259		$	-		$	-		$	1,259
	Other Real Estate Owned			545			-			545			-
	Total		$	1,804		$	-		$	545		$	1,259
			Fair Value Measurements
	31-Dec-13		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	1,229		$	-		$	-		$	1,229
	Other Real Estate Owned			568			-			568			-
	Total		$	1,797		$	-		$	568		$	1,229
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a non-recurring basis at March 31, 2014 or December 31, 2013.
	FASB ASC 825, Financial Instruments, requires disclosure of the fair value of financial instruments for which it is practical to estimate.  Included in this disclosure are the methods and significant assumptions used to estimate the fair value of financial instruments.  A detailed description of the valuation methodologies used in estimating the fair value of the financial instruments can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
			31-Mar-14						31-Dec-13
			Carrying Amount			Fair Value			Carrying Amount			Fair Value
			(In Thousands)
	Financial Assets
	Cash and Cash Equivalents		$	7,488		$	7,488		$	6,964		$	6,964
	Certificates of Deposit			481			483			481			484
	Securities			51,507			52,686			53,112			54,149
	Loans			249,957			254,338			249,700			254,872
	Less Allowance for Loan Losses			(2,243	)		(2,243	)		(2,221	)		(2,221	)
	Loans, Net of Allowance			247,714			252,095			247,479			252,651
	Federal Home Loan Bank Stock			2,578			2,578			2,317			2,317
	Financial Liabilities
	Deposits		$	202,586		$	207,211		$	202,508		$	209,660
	Borrowings			50,918			48,702			51,040			48,140
	Unrecognized Financial Instruments
	Commitments to Extend Credit		$	29,687		$	29,894		$	33,330		$	33,521

Note_7_Subsequent_Events

Note 7 - Subsequent Events	3 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	NOTE 7 – SUBSEQUENT EVENTS
	In accordance with FASB ASC 855, Subsequent Events, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements.  The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of March 31, 2014.  In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month period ended March 31, 2014 are not necessarily indicative of the results which may be expected for the entire fiscal year.
	NATURE OF OPERATIONS
	Louisiana Bancorp, Inc. (the “Company”) was organized as a Louisiana corporation on March 16, 2007, for the purpose of becoming the holding company of Bank of New Orleans (the “Bank”).  The Company holds all of the issued and outstanding shares of capital stock of the Bank.  The Bank operates in the banking/savings and loan industry and, as such, attracts deposits from the general public and uses such deposits primarily to originate loans secured by first mortgage loans on owner-occupied single-family residences and other properties, as well as those for consumer needs.
	The Bank is subject to competition from other financial institutions, and is also subject to the regulations of certain Federal agencies and undergoes periodic examinations by those regulatory authorities.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	'
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
Marketable Securities, Policy [Policy Text Block]	'
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of March 31, 2014 or December 31, 2013.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	'
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	'
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
Loans and Leases Receivable, Origination Fees, Discounts or Premiums, and Direct Costs to Acquire Loans Policy [Policy Text Block]	'
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
Income Tax, Policy [Policy Text Block]	'
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Comprehensive Income, Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
Use of Estimates, Policy [Policy Text Block]	'
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities_Tables

Note 2 - Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investments Schedule [Abstract]	'
Marketable Securities [Table Text Block]	'
		31-Mar-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	5	$	-	$	-		$	5
	FNMA		1,848		138		-			1,986
	FHLMC		1,108		78		-			1,186
			2,961		216		-			3,177
	U.S. Government and Agency Obligations		3,499		5		-			3,504
	Equity Securities		183		103		-			286
	Total	$	6,643	$	324	$	-		$	6,967
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	11	$	1	$	-		$	12
	FNMA		2,010		151		-			2,161
	FHLMC		1,207		83		-			1,290
			3,228		235		-			3,463
	U.S. Government and Agency Obligations		1,993		30		-			2,023
	Equity Securities		183		97		-			280
	Total	$	5,404	$	362	$	-		$	5,766
		31-Mar-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	2,874	$	101	$	-		$	2,975
	FNMA		16,898		718		(33	)		17,583
	FHLMC		5,850		479		-			6,329
			25,622		1,298		(33	)		26,887
	Collateralized Mortgage Obligations
	FNMA		8,405		6		(57	)		8,354
	FHLMC		10,513		10		(45	)		10,478
			18,918		16		(102	)		18,832
	Total	$	44,540	$	1,314	$	(135	)	$	45,719
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,026	$	107	$	-		$	3,133
	FNMA		18,094		749		(68	)		18,775
	FHLMC		6,496		544		-			7,040
			27,616		1,400		(68	)		28,948
	Collateralized Mortgage Obligations
	FNMA		8,785		7		(191	)		8,601
	FHLMC		10,945		11		(122	)		10,834
			19,730		18		(313	)		19,435
	Total	$	47,346	$	1,418	$	(381	)	$	48,383
Investments Classified by Contractual Maturity Date [Table Text Block]	'
		Available-for-Sale Securities				Held-to-Maturity Securities
		Amortized		Estimated		Amortized			Estimated
		Cost		Fair Value		Cost			Fair Value
		(In Thousands)
	Amounts Maturing in:
	Less than One Year	$	2,003	$	2,008	$	12		$	13
	One to Five Years		2,182		2,223		2,213			2,350
	Five to Ten Years		2,275		2,450		4,800			5,106
	Over Ten Years		-		-		37,515			38,250
		$	6,460	$	6,681	$	44,540		$	45,719
	Equity Securities		183		286		-			-
	Total	$	6,643	$	6,967	$	44,540		$	45,719
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Held-to-Maturity
		Losses Less Than 12 Months				Losses Greater Than 12 Months
		Gross		Estimated		Gross			Estimated
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In Thousands)
	31-Mar-14
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		33		2,642		-			-
	FHLMC		-		-		-			-
			33		2,642		-			-
	Collateralized Mortgage Obligations
	FNMA		57		7,845
	FHLMC		45		9,809
	Total	$	135	$	20,296	$	-		$	-
	31-Dec-13
	Mortgage-Backed Securities
	GNMA	$	-	$	-	$	-		$	-
	FNMA		68		7,573		-			-
	FHLMC		-		-		-			-
			68		7,573		-			-
	Collateralized Mortgage Obligations
	FNMA		191		8,029
	FHLMC		122		10,121
	Total	$	381	$	25,723	$	-		$	-

Note_3_Loans_Tables

Note 3 - Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		31-Mar-14			31-Dec-13
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	139,255		$	139,069
	Home Equity Loans and Lines		28,375			28,617
	Multi-family Residential		18,816			21,728
	Commercial Real Estate		62,342			59,170
	Land		97			197
	Total Loans Secured by Real Estate		248,885			248,781
	Consumer and Other Loans
	Loans Secured by Deposits		485			421
	Other		382			346
	Total Consumer and Other Loans		867			767
	Less:
	Allowance for Loan Losses		(2,243	)		(2,221	)
	Net Deferred Loan Origination Fees/Costs		205			152
	Total Loans, Net	$	247,714		$	247,479
Past Due Financing Receivables [Table Text Block]	'
	31-Mar-14	30-89 Days			90 Days			Nonaccrual			Total		Current			Total
		Past Due			or More			Loans			Past Due		Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	97		$	-		$	17		$	114	$	139,141		$	139,255
	Home Equity Loans and Lines		10			-			97			107		28,268			28,375
	Multi-family Residential		-			-			-			-		18,816			18,816
	Commercial Real Estate		-			-			1,244			1,244		61,098			62,342
	Land		-			-			-			-		97			97
	Consumer and Other Loans		-			-			-			-		867			867
	Total	$	107		$	-		$	1,358		$	1,465	$	248,287		$	249,752
	31-Dec-13	30-89 Days			90 Days			Nonaccrual			Total		Current			Total
		Past Due			or More			Loans			Past Due		Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	-		$	-		$	20		$	20	$	139,049		$	139,069
	Home Equity Loans and Lines		122			-			32			154		28,463			28,617
	Multi-family Residential		-			-			-			-		21,728			21,728
	Commercial Real Estate		308			-			1,276			1,584		57,586			59,170
	Land		-			-			-			-		197			197
	Consumer and Other Loans		7			-			-			7		760			767
	Total	$	437		$	-		$	1,328		$	1,765	$	247,783		$	249,548
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
		Three Months Ended			Year Ended
		31-Mar-14			31-Dec-13
		(In Thousands)
	Balance, Beginning of Period	$	2,221		$	1,917
	Provision for Loan Losses		21			264
	Loan Recoveries		9			71
	Charge-Offs		(8	)		(31	)
	Balance, End of Period	$	2,243		$	2,221
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	31-Mar-14	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
		Residential			Loans/Lines			Residential								and Other
		(In Thousands)
	Balance, Beginning of Year	$	1,126		$	253		$	190		$	642	$	2		$	8		$	2,221
	Provision for Loan Losses		15			-			(13	)		20		(1	)		-			21
	Charge-Offs		-			-			-			-		-			(8	)		(8	)
	Recoveries of prior charge-offs		3			2			-			-		-			4			9
	Balance, End of Period	$	1,144		$	255		$	177		$	662	$	1		$	4		$	2,243
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	-		$	-		$	99	$	-		$	-		$	99
	Loans collectively evaluated for impairment		1,144			255			177			563		1			4			2,144
		$	1,144		$	255		$	177		$	662	$	1		$	4		$	2,243
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	17		$	97		$	-		$	1,244	$	-		$	-		$	1,358
	Loans collectively evaluated for impairment		139,238			28,278			18,816			61,098		97			867			248,394
		$	139,255		$	28,375		$	18,816		$	62,342	$	97		$	867		$	249,752
		Real Estate Secured Mortgage Loans
	31-Mar-13	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
		Residential			Loans/Lines			Residential								and Other
		(In Thousands)
	Balance, Beginning of Year	$	856		$	236		$	160		$	656	$	2		$	7		$	1,917
	Provision for Loan Losses		79			13			5			47		-			(3	)		141
	Charge-Offs		-			(8	)		-			-		-			(7	)		(15	)
	Recoveries of prior charge-offs		3			1			-			-		-			9			13
	Balance, End of Period	$	938		$	242		$	165		$	703	$	2		$	6		$	2,056
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	-		$	-		$	91	$	-		$	-		$	91
	Loans collectively evaluated for impairment		938			242			165			612		2			6			1,965
		$	938		$	242		$	165		$	703	$	2		$	6		$	2,056
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	-		$	-		$	-		$	1,224	$	-		$	2		$	1,226
	Loans collectively evaluated for impairment		115,904			27,367			18,817			65,883		204			625			228,800
		$	115,904		$	27,367		$	18,817		$	67,107	$	204		$	627		$	230,026
Schedule of Loans Evaluated for Impairment [Table Text Block]	'
		31-Mar-14			31-Dec-13
		(In Thousands)
	Impaired Loans Requiring a Loss Allowance	$	99		$	99
	Impaired Loans not Requiring a Loss Allowance		1,259			1,229
	Total Impaired Loans	$	1,358		$	1,328
	Loss Allowance on Impaired Loans	$	99		$	99
Impaired Financing Receivables [Table Text Block]	'
	As of March 31, 2014	Recorded			Unpaid			Related			Average		Interest
		Investment			Principal			Allowance			Recorded		Income
					Balance						Investment		Recognized
											YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	17		$	17		$	-		$	19	$	-
	Home Equity Loans and Lines		97			97			-			64		-
	Multi-family Residential		-			-			-			-		-
	Commercial Real Estate		1,145			1,145			-			1,161		-
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			-		-
	Total	$	1,259		$	1,259		$	-		$	1,244	$	-
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-		$	-	$	-
	Home Equity Loans and Lines		-			-			-			-		-
	Multi-family Residential		-			-			-			-		-
	Commercial Real Estate		99			99			99			99		-
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			-		-
	Total	$	99		$	99		$	99		$	99	$	-
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	17		$	17		$	-		$	19	$	-
	Home Equity Loans and Lines		97			97			-			64		-
	Multi-family Residential		-			-			-			-		-
	Commercial Real Estate		1,244			1,244			99			1,260		-
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			-		-
	Total	$	1,358		$	1,358		$	99		$	1,343	$	-
	As of December 31, 2013	Recorded			Unpaid			Related			Average		Interest
		Investment			Principal			Allowance			Recorded		Income
					Balance						Investment		Recognized
											YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	20		$	20		$	-		$	37	$	-
	Home Equity Loans and Lines		32			32			-			51		2
	Multi-family Residential		-			-			-			2		-
	Commercial Real Estate		1,177			1,177			-			500		47
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			-		-
	Total	$	1,229		$	1,229		$	-		$	590	$	49
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-		$	-	$	-
	Home Equity Loans and Lines		-			-			-			-		-
	Multi-family Residential		-			-			-			-		-
	Commercial Real Estate		99			99			99			960		4
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			1		-
	Total	$	99		$	99		$	99		$	961	$	4
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	20		$	20		$	-		$	37	$	-
	Home Equity Loans and Lines		32			32			-			51		2
	Multi-family Residential		-			-			-			2		-
	Commercial Real Estate		1,276			1,276			99			1,460		51
	Land		-			-			-			-		-
	Consumer and Other Loans		-			-			-			1		-
	Total	$	1,328		$	1,328		$	99		$	1,551	$	53
Financing Receivable Credit Quality Indicators [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	31-Mar-14	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
		Residential			Loans/Lines			Residential								and Other
	Credit Classification:	(In Thousands)
	Pass	$	138,912		$	28,094		$	18,816		$	61,098	$	97		$	801		$	247,818
	Special Mention		326			250			-			-		-			-			576
	Substandard		17			31			-			1,145		-			66			1,259
	Doubtful		-			-			-			-		-			-			-
	Loss		-			-			-			99		-			-			99
	Total	$	139,255		$	28,375		$	18,816		$	62,342	$	97		$	867		$	249,752
		Real Estate Secured Mortgage Loans
	31-Dec-13	1-4 Family			Home Equity			Multi-Family			Commercial		Land			Consumer			Total
		Residential			Loans/Lines			Residential								and Other
	Credit Classification:	(In Thousands)
	Pass	$	138,718		$	28,335		$	21,728		$	57,586	$	197		$	760		$	247,324
	Special Mention		331			250			-			-		-			-			581
	Substandard		20			32			-			1,485		-			7			1,544
	Doubtful		-			-			-			-		-			-			-
	Loss		-			-			-			99		-			-			99
	Total	$	139,069		$	28,617		$	21,728		$	59,170	$	197		$	767		$	249,548

Note_4_Earnings_Per_Common_Sha1

Note 4 - Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		Three Months Ended
		March 31,
		2014			2013
	Net Income	$	620,000		$	500,000
	Weighted Average Shares Issued		6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(342,672	)		(368,055	)
	Weighted Average Unearned RRP Shares		(29,302	)		(53,801	)
	Weighted Average Treasury Shares		(3,477,514	)		(3,453,013	)
	Weighted Average Shares Outstanding for Basic EPS		2,496,244			2,470,863
	Earnings per Share, Basic	$	0.25		$	0.2
	Weighted Average Shares Outstanding for Basic EPS		2,496,244			2,470,863
	Effect of Dilutive Securities		160,315			142,243
	Weighted Average Shares Outstanding for Diluted EPS		2,656,559			2,613,106
	Earnings per Shares, Diluted	$	0.23		$	0.19

Note_5_Regulatory_Capital_Tabl

Note 5 - Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
								(Dollars In Thousands)
	31-Mar-14
	Core/Leverage Capital	$	47,337			15.09	%	$	9,411		3	%	$	15,684		5	%
	Tier 1 Risk-Based Capital		47,337			25.62	%		7,369		4	%		11,054		6	%
	Total Risk-Based Capital		49,580			26.83	%		14,739		8	%		18,424		10	%
	31-Dec-13
	Core/Leverage Capital	$	46,724			14.8	%	$	9,471		3	%	$	15,785		5	%
	Tier 1 Risk-Based Capital		46,724			25.37	%		7,366		4	%		11,049		6	%
	Total Risk-Based Capital		48,945			26.58	%		14,732		8	%		18,414		10	%
Reconciliation of Bank's Capital [Table Text Block]	'
		31-Mar-14			31-Dec-13
		(In Thousands)
	Capital Under GAAP	$	47,464		$	46,879
	Unrealized Gains on Available-for-Sale Securities		(127	)		(155	)
	Tier 1 Capital		47,337			46,724
	Allowance for Loan Losses		2,243			2,221
	Total Risk-Based Capital	$	49,580		$	48,945

Note_6_Fair_Value_of_Financial1

Note 6 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
		Fair Value Measurements
	31-Mar-14	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	3,177		$	-		$	3,177		$	-
	US Government and Agency Obligations		3,504			-			3,504			-
	Equity Securities		286			286			-			-
	Loans Held-for-Sale		-			-			-			-
	Total	$	6,967		$	286		$	6,681		$	-
		Fair Value Measurements
	31-Dec-13	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	3,463		$	-		$	3,463		$	-
	US Government and Agency Obligations		2,023						2,023			-
	Equity Securities		280			280			-			-
	Loans Held-for-Sale		406			-			406			-
	Total	$	6,172		$	280		$	5,892		$	-
Fair Value Measurements, Nonrecurring [Table Text Block]	'
		Fair Value Measurements
	31-Mar-14	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	1,259		$	-		$	-		$	1,259
	Other Real Estate Owned		545			-			545			-
	Total	$	1,804		$	-		$	545		$	1,259
		Fair Value Measurements
	31-Dec-13	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	1,229		$	-		$	-		$	1,229
	Other Real Estate Owned		568			-			568			-
	Total	$	1,797		$	-		$	568		$	1,229
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		31-Mar-14						31-Dec-13
		Carrying Amount			Fair Value			Carrying Amount			Fair Value
		(In Thousands)
	Financial Assets
	Cash and Cash Equivalents	$	7,488		$	7,488		$	6,964		$	6,964
	Certificates of Deposit		481			483			481			484
	Securities		51,507			52,686			53,112			54,149
	Loans		249,957			254,338			249,700			254,872
	Less Allowance for Loan Losses		(2,243	)		(2,243	)		(2,221	)		(2,221	)
	Loans, Net of Allowance		247,714			252,095			247,479			252,651
	Federal Home Loan Bank Stock		2,578			2,578			2,317			2,317
	Financial Liabilities
	Deposits	$	202,586		$	207,211		$	202,508		$	209,660
	Borrowings		50,918			48,702			51,040			48,140
	Unrecognized Financial Instruments
	Commitments to Extend Credit	$	29,687		$	29,894		$	33,330		$	33,521

Note_2_Securities_Details_Inve

Note 2 - Securities (Details) - Investment Holdings (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	$6,643	$5,404
Available for sale securities, gross unrealized gains	324	362
Available for sale securities, estimated fair value	6,967	5,766
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	44,540	47,346
Held to maturity securities, gross unrealized gains	1,314	1,418
Held to maturity securities gross unrealized losses	-135	-381
Held to maturity securities, estimated fair value	45,719	48,383
GNMA [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	5	11
Available for sale securities, gross unrealized gains	'	1
Available for sale securities, estimated fair value	5	12
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	2,874	3,026
Held to maturity securities, gross unrealized gains	101	107
Held to maturity securities, estimated fair value	2,975	3,133
FNMA [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1,848	2,010
Available for sale securities, gross unrealized gains	138	151
Available for sale securities, estimated fair value	1,986	2,161
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	16,898	18,094
Held to maturity securities, gross unrealized gains	718	749
Held to maturity securities gross unrealized losses	-33	-68
Held to maturity securities, estimated fair value	17,583	18,775
FNMA [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	8,405	8,785
Held to maturity securities, gross unrealized gains	6	7
Held to maturity securities gross unrealized losses	-57	-191
Held to maturity securities, estimated fair value	8,354	8,601
FHLMC [Member] | Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1,108	1,207
Available for sale securities, gross unrealized gains	78	83
Available for sale securities, estimated fair value	1,186	1,290
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	5,850	6,496
Held to maturity securities, gross unrealized gains	479	544
Held to maturity securities, estimated fair value	6,329	7,040
FHLMC [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	10,513	10,945
Held to maturity securities, gross unrealized gains	10	11
Held to maturity securities gross unrealized losses	-45	-122
Held to maturity securities, estimated fair value	10,478	10,834
US Government Agencies Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	3,499	1,993
Available for sale securities, gross unrealized gains	5	30
Available for sale securities, estimated fair value	3,504	2,023
Equity Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	183	183
Available for sale securities, gross unrealized gains	103	97
Available for sale securities, estimated fair value	286	280
Mortgage-Backed Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	2,961	3,228
Available for sale securities, gross unrealized gains	216	235
Available for sale securities, estimated fair value	3,177	3,463
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	25,622	27,616
Held to maturity securities, gross unrealized gains	1,298	1,400
Held to maturity securities gross unrealized losses	-33	-68
Held to maturity securities, estimated fair value	26,887	28,948
Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	18,918	19,730
Held to maturity securities, gross unrealized gains	16	18
Held to maturity securities gross unrealized losses	-102	-313
Held to maturity securities, estimated fair value	$18,832	$19,435

Note_2_Securities_Details_Amor

Note 2 - Securities (Details) - Amortized Cost and Fair Value of Securities by Contractual Maturity (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amounts Maturing in:	'	'
Less than One Year	$2,003	'
Less than One Year	2,008	'
Less than One Year	12	'
Less than One Year	13	'
One to Five Years	2,182	'
One to Five Years	2,223	'
One to Five Years	2,213	'
One to Five Years	2,350	'
Five to Ten Years	2,275	'
Five to Ten Years	2,450	'
Five to Ten Years	4,800	'
Five to Ten Years	5,106	'
Over Ten Years	37,515	'
Over Ten Years	38,250	'
	6,460	'
	6,681	'
	44,540	47,346
	45,719	48,383
Equity Securities	183	'
Equity Securities	286	280
Total	6,643	5,404
Total	6,967	5,766
Total	44,540	47,346
Total	$45,719	$48,383

Note_2_Securities_Details_Unre

Note 2 - Securities (Details) - Unrealized Losses (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Note 2 - Securities (Details) - Unrealized Losses [Line Items]	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	$135	$381
Losses Less Than 12 Months - Estimated Fair Value	20,296	25,723
FNMA [Member] | Mortgage-Backed Securities [Member]	'	'
Note 2 - Securities (Details) - Unrealized Losses [Line Items]	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	33	68
Losses Less Than 12 Months - Estimated Fair Value	2,642	7,573
FNMA [Member] | Collateralized Mortgage Obligations [Member]	'	'
Note 2 - Securities (Details) - Unrealized Losses [Line Items]	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	57	191
Losses Less Than 12 Months - Estimated Fair Value	7,845	8,029
FHLMC [Member] | Collateralized Mortgage Obligations [Member]	'	'
Note 2 - Securities (Details) - Unrealized Losses [Line Items]	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	45	122
Losses Less Than 12 Months - Estimated Fair Value	9,809	10,121
Mortgage-Backed Securities [Member]	'	'
Note 2 - Securities (Details) - Unrealized Losses [Line Items]	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	33	68
Losses Less Than 12 Months - Estimated Fair Value	$2,642	$7,573

Note_3_Loans_Details

Note 3 - Loans (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Receivables [Abstract]	'	'
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$23,000	$16,000

Note_3_Loans_Details_Compositi

Note 3 - Loans (Details) - Composition of our Total Net Loans Receivable (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	$249,752	$249,548	$230,026	'
Less:	'	'	'	'
Allowance for Loan Losses	-2,243	-2,221	-2,056	-1,917
Net Deferred Loan Origination Fees/Costs	205	152	'	'
Total Loans, Net	247,714	247,479	'	'
1-4 Family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	139,255	139,069	115,904	'
Less:	'	'	'	'
Allowance for Loan Losses	-1,144	-1,126	-938	-856
Home Equity Loans and Lines [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	28,375	28,617	27,367	'
Less:	'	'	'	'
Allowance for Loan Losses	-255	-253	-242	-236
Multi-family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	18,816	21,728	18,817	'
Less:	'	'	'	'
Allowance for Loan Losses	-177	-190	-165	-160
Commercial Real Estate Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	62,342	59,170	67,107	'
Less:	'	'	'	'
Allowance for Loan Losses	-662	-642	-703	-656
Land Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	97	197	204	'
Less:	'	'	'	'
Allowance for Loan Losses	-1	-2	-2	-2
Loans Secured by Real Estate [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	248,885	248,781	'	'
Loans Secured by Deposits [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	485	421	'	'
Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	382	346	'	'
Consumer and Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	867	767	627	'
Less:	'	'	'	'
Allowance for Loan Losses	($4)	($8)	($6)	($7)

Note_3_Loans_Details_Current_P

Note 3 - Loans (Details) - Current, Past Due and Nonaccrual Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	$107	$437	'
Nonaccrual Loans	1,358	1,328	'
Total Past Due	1,465	1,765	'
Current Loans	248,287	247,783	'
Total Loans	249,752	249,548	230,026
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	97	'	'
Nonaccrual Loans	17	20	'
Total Past Due	114	20	'
Current Loans	139,141	139,049	'
Total Loans	139,255	139,069	115,904
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	10	122	'
Nonaccrual Loans	97	32	'
Total Past Due	107	154	'
Current Loans	28,268	28,463	'
Total Loans	28,375	28,617	27,367
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Loans	18,816	21,728	'
Total Loans	18,816	21,728	18,817
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	'	308	'
Nonaccrual Loans	1,244	1,276	'
Total Past Due	1,244	1,584	'
Current Loans	61,098	57,586	'
Total Loans	62,342	59,170	67,107
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Loans	97	197	'
Total Loans	97	197	204
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	'	7	'
Total Past Due	'	7	'
Current Loans	867	760	'
Total Loans	$867	$767	$627

Note_3_Loans_Details_Analysis_

Note 3 - Loans (Details) - Analysis of the Allowance for Loan Losses (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Analysis of the Allowance for Loan Losses [Abstract]	'	'	'
Balance	$2,221	$1,917	$1,917
Provision for Loan Losses	21	141	264
Loan Recoveries	9	13	71
Charge-Offs	-8	-15	-31
Balance	$2,243	$2,056	$2,221

Note_3_Loans_Details_Activity_

Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2013

Dec. 31, 2012

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

1-4 Family Residential [Member]

1-4 Family Residential [Member]

1-4 Family Residential [Member]

Home Equity Loans and Lines [Member]

Home Equity Loans and Lines [Member]

Home Equity Loans and Lines [Member]

Multi-family Residential [Member]

Multi-family Residential [Member]

Multi-family Residential [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Land Loans [Member]

Land Loans [Member]

Land Loans [Member]

Land Loans [Member]

Consumer and Other Loans [Member]

Consumer and Other Loans [Member]

Consumer and Other Loans [Member]

Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance

$2,221

$1,917

$1,917

$1,126

$856

'

$253

$236

'

$190

$160

'

$642

$656

'

$2

'

$2

$2

$8

$7

'

Provision for Loan Losses

21

141

264

15

79

'

'

13

'

-13

5

'

20

47

'

-1

'

'

'

'

-3

'

Loans Charged-Off

-8

-15

-31

'

'

'

'

-8

'

'

'

'

'

'

'

'

'

'

'

-8

-7

'

Recoveries of prior charge-offs

9

13

71

3

3

'

2

1

'

'

'

'

'

'

'

'

'

'

'

4

9

'

Balance

2,243

2,056

2,221

1,144

938

'

255

242

'

177

165

'

662

703

'

1

'

2

2

4

6

'

Loans individually evaluated for impairment

1,358

1,226

'

17

'

'

97

'

'

'

'

'

1,244

1,224

'

'

'

'

'

'

2

'

Loans collectively evaluated for impairment

248,394

228,800

'

139,238

115,904

'

28,278

27,367

'

18,816

18,817

'

61,098

65,883

'

97

'

204

'

867

625

'

249,752

230,026

249,548

139,255

115,904

139,069

28,375

27,367

28,617

18,816

18,817

21,728

62,342

67,107

59,170

97

197

204

'

867

627

767

Loans individually evaluated for impairment

99

91

'

'

'

'

'

'

'

'

'

'

99

91

'

'

'

'

'

'

'

'

Loans collectively evaluated for impairment

$2,144

$1,965

'

$1,144

$938

'

$255

$242

'

$177

$165

'

$563

$612

'

$1

'

$2

'

$4

$6

'

Note_3_Loans_Details_Loans_Eva

Note 3 - Loans (Details) - Loans Evaluated for Impairment (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Evaluated for Impairment [Abstract]	'	'
Impaired Loans Requiring a Loss Allowance	$99	$99
Impaired Loans not Requiring a Loss Allowance	1,259	1,229
Total Impaired Loans	1,358	1,328
Loss Allowance on Impaired Loans	$99	$99

Note_3_Loans_Details_Impaired_

Note 3 - Loans (Details) - Impaired Loans (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	$1,259	$1,229
Impaired loans with no related allowance: Unpaid Principal Balance	1,259	1,229
Impaired loans with no related allowance: Average Recorded Investment YTD	1,244	590
Impaired loans with no related allowance: Interest Income Recognized	'	49
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	99	99
Impaired loans with a related allowance: Unpaid Principal Balance	99	99
Impaired loans with a related allowance: Related Allowance	99	99
Impaired loans with a related allowance: Average Recorded Investment YTD	99	961
Impaired loans with a related allowance: Interest Income Recognized	'	4
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	1,358	1,328
Impaired loans: Unpaid Principal Balance	1,358	1,328
Impaired loans: Related Allowance	99	99
Impaired loans: Average Recorded Investment YTD	1,343	1,551
Impaired loans: Interest Income Recognized	'	53
1-4 Family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	17	20
Impaired loans with no related allowance: Unpaid Principal Balance	17	20
Impaired loans with no related allowance: Average Recorded Investment YTD	19	37
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	17	20
Impaired loans: Unpaid Principal Balance	17	20
Impaired loans: Average Recorded Investment YTD	19	37
Home Equity Loans and Lines [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	97	32
Impaired loans with no related allowance: Unpaid Principal Balance	97	32
Impaired loans with no related allowance: Average Recorded Investment YTD	64	51
Impaired loans with no related allowance: Interest Income Recognized	'	2
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	97	32
Impaired loans: Unpaid Principal Balance	97	32
Impaired loans: Average Recorded Investment YTD	64	51
Impaired loans: Interest Income Recognized	'	2
Multi-family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Average Recorded Investment YTD	'	2
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Average Recorded Investment YTD	'	2
Commercial Real Estate Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	1,145	1,177
Impaired loans with no related allowance: Unpaid Principal Balance	1,145	1,177
Impaired loans with no related allowance: Average Recorded Investment YTD	1,161	500
Impaired loans with no related allowance: Interest Income Recognized	'	47
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	99	99
Impaired loans with a related allowance: Unpaid Principal Balance	99	99
Impaired loans with a related allowance: Related Allowance	99	99
Impaired loans with a related allowance: Average Recorded Investment YTD	99	960
Impaired loans with a related allowance: Interest Income Recognized	'	4
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	1,244	1,276
Impaired loans: Unpaid Principal Balance	1,244	1,276
Impaired loans: Related Allowance	99	99
Impaired loans: Average Recorded Investment YTD	1,260	1,460
Impaired loans: Interest Income Recognized	'	51
Consumer and Other Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Average Recorded Investment YTD	'	1
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Average Recorded Investment YTD	'	$1

Note_3_Loans_Details_Credit_Gr

Note 3 - Loans (Details) - Credit Grades Assigned to Loan Portfolio (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	$249,752	$249,548	$230,026
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	139,255	139,069	115,904
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	28,375	28,617	27,367
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	18,816	21,728	18,817
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	62,342	59,170	67,107
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	97	197	204
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	867	767	627
Pass [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	138,912	138,718	'
Pass [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	28,094	28,335	'
Pass [Member] | Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	18,816	21,728	'
Pass [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	61,098	57,586	'
Pass [Member] | Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	97	197	'
Pass [Member] | Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	801	760	'
Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	247,818	247,324	'
Special Mention [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	326	331	'
Special Mention [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	250	250	'
Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	576	581	'
Substandard [Member] | 1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	17	20	'
Substandard [Member] | Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	31	32	'
Substandard [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	1,145	1,485	'
Substandard [Member] | Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	66	7	'
Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	1,259	1,544	'
Loss [Member] | Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	99	99	'
Loss [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	$99	$99	'

Note_4_Earnings_Per_Common_Sha2

Note 4 - Earnings Per Common Share (Details) - Earnings per Common Share (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings per Common Share [Abstract]	'	'
Net Income (in Dollars)	$620,000	$500,000
Weighted Average Shares Issued	6,345,732	6,345,732
Weighted Average Unearned ESOP Shares	-342,672	-368,055
Weighted Average Unearned RRP Shares	-29,302	-53,801
Weighted Average Treasury Shares	-3,477,514	-3,453,013
Weighted Average Shares Outstanding for Basic EPS	2,496,244	2,470,863
Effect of Dilutive Securities	160,315	142,243
Weighted Average Shares Outstanding for Diluted EPS	2,656,559	2,613,106
Earnings per Shares, Diluted (in Dollars per share)	$0.23	$0.19
Earnings per Share, Basic (in Dollars per share)	$0.25	$0.20

Note_5_Regulatory_Capital_Deta

Note 5 - Regulatory Capital (Details) - The Actual and Required Regulatory Capital Amounts and Ratios Applicable (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
The Actual and Required Regulatory Capital Amounts and Ratios Applicable [Abstract]	'	'
Core/Leverage Capital Actual Amount	$47,337	$46,724
Core/Leverage Capital Actual Ratio	15.09%	14.80%
Core/Leverage Capital Minumum for Adequacy Purposes Amount	9,411	9,471
Core/Leverage Capital Minumum for Adequacy Purposes Ratio	3.00%	3.00%
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	15,684	15,785
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Risk-Based Capital Actual Amount	47,337	46,724
Tier 1 Risk-Based Capital Actual Ratio	25.62%	25.37%
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Amount	7,369	7,366
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	11,054	11,049
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Total Risk-Based Capital Actual Amount	49,580	48,945
Total Risk-Based Capital Actual Ratio	26.83%	26.58%
Total Risk-Based Capital Minumum for Adequacy Purposes Amount	14,739	14,732
Total Risk-Based Capital Minumum for Adequacy Purposes Ratio	8.00%	8.00%
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	$18,424	$18,414
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Note_5_Regulatory_Capital_Deta1

Note 5 - Regulatory Capital (Details) - Bank's Capital (USD $)	3 Months Ended						3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013
					GAAP [Member]	GAAP [Member]	U.S. Banking Regulations [Member]	U.S. Banking Regulations [Member]
Note 5 - Regulatory Capital (Details) - Bank's Capital [Line Items]	'	'	'	'	'	'	'	'
Capital Under GAAP	$49,580	'	$48,945	'	$47,464	$46,879	$49,580	$48,945
Unrealized Gains on Available-for-Sale Securities	-25	-64	'	'	'	'	-127	-155
Tier 1 Capital	47,337	'	46,724	'	'	'	'	'
Allowance for Loan Losses	2,243	2,056	2,221	1,917	'	'	2,243	2,221
Total Risk-Based Capital	$49,580	'	$48,945	'	$47,464	$46,879	$49,580	$48,945

Note_6_Fair_Value_of_Financial2

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-Sale Securities	'	'
Available-for-sale securities	$6,681	'
Equity Securities	286	280
Loans Held-for-Sale	'	406
Total	6,967	6,172
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,177	3,463
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,177	3,463
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,504	2,023
US Government Agencies Debt Securities [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	3,504	2,023
Fair Value, Inputs, Level 1 [Member]	'	'
Available-for-Sale Securities	'	'
Equity Securities	286	280
Total	286	280
Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Loans Held-for-Sale	'	406
Total	$6,681	$5,892

Note_6_Fair_Value_of_Financial3

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	$1,358	$1,328
Other Real Estate Owned	545	568
Estimate of Fair Value Measurement [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	1,259	1,229
Other Real Estate Owned	545	568
Total	1,804	1,797
Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Other Real Estate Owned	545	568
Total	545	568
Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	1,259	1,229
Total	$1,259	$1,229

Note_6_Fair_Value_of_Financial4

Note 6 - Fair Value of Financial Instruments (Details) - Fair Value of Financial Instruments (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets	'	'	'	'
Cash and Cash Equivalents	$7,488	$6,964	$3,379	$10,646
Cash and Cash Equivalents	7,488	6,964	'	'
Certificates of Deposit	481	481	'	'
Certificates of Deposit	483	484	'	'
Securities	51,507	53,112	'	'
Securities	52,686	54,149	'	'
Loans	249,957	249,294	'	'
Less Allowance for Loan Losses	-2,243	-2,221	-2,056	-1,917
Loans, Net of Allowance	247,714	247,479	'	'
Federal Home Loan Bank Stock	2,578	2,317	'	'
Financial Liabilities	'	'	'	'
Deposits	202,586	202,508	'	'
Deposits	207,211	209,660	'	'
Borrowings	50,918	51,040	'	'
Borrowings	48,702	48,140	'	'
Unrecognized Financial Instruments	'	'	'	'
Commitments to Extend Credit	29,687	33,330	'	'
Commitments to Extend Credit	29,894	33,521	'	'
Before Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	249,957	249,700	'	'
Loans	254,338	254,872	'	'
Loans, Net of Allowance	254,338	254,872	'	'
Net of Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	252,095	252,651	'	'
Loans, Net of Allowance	247,714	247,479	'	'
Loans, Net of Allowance	$252,095	$252,651	'	'