Louisiana Bancorp (LABC) 10-Q 13 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 13, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'LOUISIANA BANCORP INC	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	2,796,533
Amendment Flag	'false	'
Entity Central Index Key	'0001392562	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and Due from Banks	$2,444	$2,500
Short-Term Interest-Bearing Deposits	1,435	4,464
Total Cash and Cash Equivalents	3,879	6,964
Certificates of Deposit	481	481
Securities Available-for-Sale, at Fair Value (Amortized Cost of $2,648 and $5,404, respectively)	2,914	5,766
Securities Held-to-Maturity, at Amortized Cost (Estimated Fair Value of $43,587 and $48,383, respectively)	42,379	47,346
Loans Held for Sale	671	406
Loans Held for Investment	264,035	249,294
Allowance for Loan Loss	-2,265	-2,221
Total Loans Receivable	262,441	247,479
Accrued Interest Receivable	876	893
Other Real Estate Owned	'	568
Stock in Federal Home Loan Bank	2,700	2,317
Premises and Equipment, Net	2,442	2,143
Other Assets	3,605	2,751
Total Assets	321,717	316,708
Deposits	'	'
Non-Interest-Bearing	18,309	15,125
Interest-Bearing	176,984	187,383
Total Deposits	195,293	202,508
Borrowings	61,381	51,040
Advance Payments by Borrowers for Taxes and Insurance	4,709	3,765
Accrued Interest Payable	126	130
Other Liabilities	2,411	1,326
Total Liabilities	263,920	258,769
Commitments and Contigencies	'	'
Shareholders' Equity	'	'
Common Stock, $.01 Par Value, 40,000,000 Shares Authorized; 6,345,732 Shares Issued; 2,796,533 and 2,886,642 Outstanding, respectively	63	63
Additional Paid-in-Capital	63,555	63,533
Unearned ESOP Shares	-3,427	-3,427
Unearned Recognition and Retention Plan Shares	-358	-368
Treasury Stock, at Cost (3,549,199 shares and 3,459,090 shares, respectively)	-51,403	-49,651
Retained Earnings	49,192	47,550
Accumulated Other Comprehensive Income	175	239
Total Shareholders' Equity	57,797	57,939
Total Liabilities and Shareholders' Equity	$321,717	$316,708

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Securities Available-for-Sale, amortized cost (in Dollars)	$2,648	$5,404
Securities Held-to-Maturity, estimated fair value (in Dollars)	$43,587	$48,383
Common Stock, Par Value (in Dollars per share)	$0.01	$0.01
Common Stock, Shares Authorized	40,000,000	40,000,000
Common Stock, Shares Issued	6,345,732	6,345,732
Common Stock, Shares Outstanding	2,796,533	2,886,642
Treasury Stock, Shares	3,549,199	3,459,090

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and Dividend Income	'	'	'	'
Loans, Including Fees	$2,843,000	$2,735,000	$8,301,000	$8,154,000
Mortgage Backed Securities	325,000	440,000	1,048,000	1,450,000
Investment Securities	20,000	36,000	62,000	111,000
Other Interest-Bearing Deposits	4,000	5,000	15,000	14,000
Total Interest and Dividend Income	3,192,000	3,216,000	9,426,000	9,729,000
Interest Expense	'	'	'	'
Deposits	360,000	407,000	1,141,000	1,261,000
Borrowings	270,000	289,000	809,000	964,000
Total Interest Expense	630,000	696,000	1,950,000	2,225,000
Net Interest Income	2,562,000	2,520,000	7,476,000	7,504,000
Provision for Loan Losses	30,000	96,000	95,000	243,000
Net Interest Income after Provision for Loan Losses	2,532,000	2,424,000	7,381,000	7,261,000
Non-Interest Income	'	'	'	'
Customer Service Fees	185,000	161,000	550,000	630,000
Gain on Sale of Loans	218,000	163,000	541,000	827,000
Gain on Sale of Securities	'	'	30,000	'
Gain on Sale of OREO	361,000	'	361,000	'
Gain on Investment in SBIC	'	'	7,000	293,000
Other Income	12,000	26,000	46,000	77,000
Total Non-Interest Income	776,000	350,000	1,535,000	1,827,000
Non-Interest Expense	'	'	'	'
Salaries and Employee Benefits	1,151,000	1,115,000	3,425,000	3,477,000
Occupancy Expense	393,000	348,000	1,132,000	1,016,000
Louisiana Bank Shares Tax	48,000	38,000	144,000	153,000
FDIC Insurance Premium	38,000	39,000	113,000	115,000
Supplies & Printing	36,000	34,000	109,000	103,000
Professional Service Fees	78,000	98,000	221,000	293,000
Net Cost of OREO Operations	-4,000	4,000	42,000	77,000
Advertising Expense	69,000	81,000	216,000	278,000
Other Expenses	167,000	127,000	453,000	407,000
Total Non-Interest Expense	1,976,000	1,884,000	5,855,000	5,919,000
Income Before Income Tax Expense	1,332,000	890,000	3,061,000	3,169,000
Income Tax Expense	453,000	314,000	1,043,000	1,099,000
Net Income	$879,000	$576,000	$2,018,000	$2,070,000
Earnings Per Share	'	'	'	'
Basic (in Dollars per share)	$0.36	$0.23	$0.82	$0.83
Diluted (in Dollars per share)	$0.33	$0.22	$0.76	$0.79

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Net Income	$2,018,000	$2,070,000
Other Comprehensive Loss, Net of Tax	'	'
Change in Unrealized Gains During the Period	-44,000	-151,000
Reclassification Adjustment for Gains Included in Net Income	-20,000	'
Total Other Comprehensive Loss	-64,000	-151,000
Comprehensive Income	$1,954,000	$1,919,000

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholdersb Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Stock [Member]	Unearned RRP Stock [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2012	$63,000	$63,363,000	($3,681,000)	($949,000)	($47,364,000)	$44,842,000	$432,000	$56,706,000
Net Income	'	'	'	'	'	2,070,000	'	2,070,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-151,000	-151,000
Stock Purchased for Treasury	'	'	'	'	-2,552,000	'	'	-2,552,000
RRP Shares Earned	'	-43,000	'	541,000	'	'	'	498,000
Stock Options Exercised	'	-54,000	'	'	273,000	'	'	219,000
Stock Option Expense	'	62,000	'	'	'	'	'	62,000
Balance at Sep. 30, 2013	63,000	63,328,000	-3,681,000	-408,000	-49,643,000	46,912,000	281,000	56,852,000
Balance at Dec. 31, 2013	63,000	63,533,000	-3,427,000	-368,000	-49,651,000	47,550,000	239,000	57,939,000
Net Income	'	'	'	'	'	2,018,000	'	2,018,000
Other Comprehensive Loss, Net of Applicable Deferred Income Taxes	'	'	'	'	'	'	-64,000	-64,000
Dividends Paid	'	'	'	'	'	-376,000	'	-376,000
Stock Purchased for Treasury	'	'	'	'	-1,752,000	'	'	-1,752,000
RRP Shares Earned	'	2,000	'	10,000	'	'	'	12,000
Stock Option Expense	'	20,000	'	'	'	'	'	20,000
Balance at Sep. 30, 2014	$63,000	$63,555,000	($3,427,000)	($358,000)	($51,403,000)	$49,192,000	$175,000	$57,797,000

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash Flows from Operating Activities	'	'
Net Income	$2,018,000	$2,070,000
Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities:	'	'
Depreciation	204,000	194,000
Provision for Loan Losses	95,000	243,000
Net Increase in RRP Shares Earned	12,000	498,000
Stock Option Plan Expense	20,000	62,000
Net Premium Amortization	54,000	112,000
Deferred Income Tax Expense	75,000	5,000
Gain on Sale of Securities	-30,000	'
Gain on Sale of Loans	-541,000	-827,000
Loss (Gain) on Sale of Property and Equipment	29,000	-6,000
Gain on Sale of OREO	-361,000	'
Originations of Loans Held-for-Sale	-18,323,000	-33,680,000
Proceeds from Sales of Loans Held-for-Sale	20,327,000	35,913,000
Net (Increase) Decrease in Loans Held-for-Sale	-216,000	1,426,000
Decrease in Accrued Interest Receivable	17,000	50,000
Impairment of Other Real Estate Owned	28,000	60,000
Recovery of Other Real Estate Owned Principal	'	11,000
Increase in Other Assets	-897,000	-376,000
Decrease in Accrued Interest Payable	-4,000	-46,000
Increase (Decrease) in Other Liabilities	1,085,000	-190,000
Net Cash Provided by Operating Activities	3,592,000	5,519,000
Cash Flows from Investing Activities	'	'
Increase in certificates of deposit in other institutions	-56,000	'
Purchase of Securities Available-for-Sale	-1,500,000	'
Purchase of Securities Held-to-Maturity	-2,883,000	'
Proceeds from Maturities of Certificates of Deposits	56,000	'
Proceeds from Maturities of Securities Available-for-Sale	4,213,000	5,700,000
Proceeds from Maturities of Securities Held-to-Maturity	7,789,000	16,812,000
Proceeds from Sale of Securities Available-for-Sale	80,000	'
Net Increase in Loans Receivable	-16,569,000	-35,221,000
Purchase of Property and Equipment	-532,000	-210,000
Proceeds from Sale of Property and Equipment	'	99,000
Proceeds from Sale of Foreclosed Assets	1,166,000	'
Net Increase in Investment in Federal Home Loan Bank Stock	-383,000	-814,000
Net Cash Used in Investing Activities	-8,619,000	-13,634,000
Cash Flows from Financing Activities	'	'
(Decrease) Increase in Deposits	-7,215,000	930,000
Decrease in Advances by Borrowers for Taxes and Insurance	944,000	1,630,000
Increase in Borrowings	10,341,000	4,137,000
Purchase of Treasury stock	-1,752,000	-2,552,000
Dividends Paid	-376,000	'
Proceeds from Exercise of Stock Options	'	219,000
Net Cash Provided by Financing Activities	1,942,000	4,364,000
Net Decrease in Cash and Cash Equivalents	-3,085,000	-3,751,000
Cash and Cash Equivalents, Beginning of Year	6,964,000	10,646,000
Cash and Cash Equivalents, End of Period	3,879,000	6,895,000
Cash Paid During the Period:	'	'
Interest	1,954,000	2,271,000
Income Taxes	602,000	1,925,000
Loans Transferred to Other Real Estate Owned During the Period	$265,000	$22,000

Note_1_Summary_of_Significant_

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month and nine month period ended September 30, 2014 are not necessarily indicative of the results which may be expected for the entire fiscal year.
	NATURE OF OPERATIONS
	Louisiana Bancorp, Inc. (the “Company”) was organized as a Louisiana corporation on March 16, 2007, for the purpose of becoming the holding company of Bank of New Orleans (the “Bank”).  The Company holds all of the issued and outstanding shares of capital stock of the Bank.  The Bank operates in the banking/savings and loan industry and, as such, attracts deposits from the general public and uses such deposits primarily to originate loans secured by first mortgage loans on owner-occupied single-family residences and other properties, as well as those for consumer needs.
	The Bank is subject to competition from other financial institutions, and is also subject to the regulations of certain Federal agencies and undergoes periodic examinations by those regulatory authorities.
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of September 30, 2014 or December 31, 2013.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2014
Investments Schedule [Abstract]	'
Investment [Text Block]	'
	NOTE 2 – SECURITIES
	A summary of securities classified as available-for-sale at September 30, 2014 and December 31, 2013, with gross unrealized gains and losses, follows:
		30-Sep-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	1	$	-	$	-		$	1
	FNMA		1,582		115		-			1,697
	FHLMC		932		71		-			1,003
			2,515		186		-			2,701
	U.S. Government and Agency Obligations		-		-		-			-
	Equity Securities		133		80		-			213
	Total	$	2,648	$	266	$	-		$	2,914
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	11	$	1	$	-		$	12
	FNMA		2,010		151		-			2,161
	FHLMC		1,207		83		-			1,290
			3,228		235		-			3,463
	U.S. Government and Agency Obligations		1,993		30		-			2,023
	Equity Securities		183		97		-			280
	Total	$	5,404	$	362	$	-		$	5,766
	A summary of securities classified as held-to-maturity at September 30, 2014 and December 31, 2013, with gross unrealized gains and losses, follows:
		30-Sep-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	2,568	$	84	$	-		$	2,652
	FNMA		14,918		675		(5	)		15,588
	FHLMC		4,985		464		-			5,449
			22,471		1,223		(5	)		23,689
	Collateralized Mortgage Obligations
	FNMA		7,576		5		(48	)		7,533
	FHLMC		9,450		26		(21	)		9,455
			17,026		31		(69	)		16,988
	Municipal Obligations
	General Obligation Bonds		2,882		28		-			2,910
	Total	$	42,379	$	1,282	$	(74	)	$	43,587
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,026	$	107	$	-		$	3,133
	FNMA		18,094		749		(68	)		18,775
	FHLMC		6,496		544		-			7,040
			27,616		1,400		(68	)		28,948
	Collateralized Mortgage Obligations
	FNMA		8,785		7		(191	)		8,601
	FHLMC		10,945		11		(122	)		10,834
		19,730		18		(313	)		19,435
Total	$	47,346	$	1,418	$	(381	)	$	48,383
The following table reflects the amortized cost and fair value of available-for-sale and held-to-maturity securities by contractual maturity, and of our equity securities (which do not have maturities), as of September 30, 2014.  Actual maturities will differ from contractual maturities because borrowers have the right to put or prepay obligations with or without call or prepayment penalties.
	Available-for-Sale Securities				Held-to-Maturity Securities
	Amortized		Estimated		Amortized			Estimated
	Cost		Fair Value		Cost			Fair Value
	(In Thousands)
Amounts Maturing in:
Less than One Year	$	-	$	-	$	-		$	-
One to Five Years		548		578		1,866			1,968
Five to Ten Years		1,967		2,123		4,002			4,282
Over Ten Years		-		-		36,511			37,337
	$	2,515	$	2,701	$	42,379		$	43,587
Equity Securities		133		213		-			-
Total	$	2,648	$	2,914	$	42,379		$	43,587
At September 30, 2014 and December 31, 2013, the Company held no available-for-sale securities that had unrealized losses.  The following table reflects our held-to-maturity securities with unrealized losses at September 30, 2014 and December 31, 2013.
	Held-to-Maturity
	Losses Less Than 12 Months				Losses Greater Than 12 Months
	Gross		Estimated		Gross			Estimated
	Unrealized		Fair		Unrealized			Fair
	Losses		Value		Losses			Value
	(In Thousands)
30-Sep-14
Mortgage-Backed Securities
FNMA	$	5	$	2,456	$	-		$	-
		5		2,456		-			-
Collateralized Mortgage Obligations
FNMA		31		5,009		17			2,108
FHLMC		21		3,832		-			-
		52		8,841		17			2,108
Municipal Obligations		-		-		-			-
Total	$	57	$	11,297	$	17		$	2,108
31-Dec-13
Mortgage-Backed Securities
FNMA		68		7,573		-			-
		68		7,573		-			-
Collateralized Mortgage Obligations
FNMA		191		8,029		-			-
FHLMC		122		10,121		-			-
		313		18,150		-			-
Total	$	381	$	25,723	$	-		$	-

Note_3_Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 3 – LOANS
	The following table summarizes the composition of our total net loans receivable:
		30-Sep-14			31-Dec-13
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	151,807		$	139,069
	Home Equity Loans and Lines		31,551			28,617
	Multi-family Residential		21,271			21,728
	Commercial Real Estate		59,031			59,170
	Land		17			197
	Total Loans Secured by Real Estate		263,677			248,781
	Consumer and Other Loans
	Loans Secured by Deposits		430			421
	Other		326			346
	Total Consumer and Other Loans		756			767
	Less:
	Allowance for Loan Losses		(2,265	)		(2,221	)
	Net Deferred Loan Origination Fees/Costs		273			152
	Total Loans, Net	$	262,441		$	247,479
	A summary of our current, past due and nonaccrual loans as of September 30, 2014 and December 31, 2013 follows:
	30-Sep-14
		30-89 Days			90 Days			Nonaccrual			Total			Current			Total
		Past Due			More			Loans			Past Due			Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	209		$	-		$	106		$	315		$	151,492		$	151,807
	Home Equity Loans and Lines		61			-			67			128			31,423			31,551
	Multi-family Residential		-			-			-			-			21,271			21,271
	Commercial Real Estate		-			-			816			816			58,215			59,031
			-			-			-			-			17			17
	Consumer and Other Loans		5			-			-			5			751			756
	Total	$	275		$	-		$	989		$	1,264		$	263,169		$	264,433
	31-Dec-13	30-89 Days			90 Days			Nonaccrual			Total			Current			Total
		Past Due			or More			Loans			Past Due			Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	-		$	-		$	20		$	20		$	139,049		$	139,069
	Home Equity Loans and Lines		122			-			32			154			28,463			28,617
	Multi-family Residential		-			-			-			-			21,728			21,728
	Commercial Real Estate		308			-			1,276			1,584			57,586			59,170
	Land		-			-			-			-			197			197
	Consumer and Other Loans		7			-			-			7			760			767
	Total	$	437		$	-		$	1,328		$	1,765		$	247,783		$	249,548
	An analysis of the allowance for loan losses follows:
		Nine Months Ended			Year Ended
		30-Sep-14			31-Dec-13
		(In Thousands)
	Balance, Beginning of Period	$	2,221		$	1,917
	Provision for Loan Losses		95			264
	Loan Recoveries		62			71
	Charge-Offs		(113	)		(31	)
	Balance, End of Period	$	2,265		$	2,221
	The following table details the activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2014 and September 30, 2013.
		Real Estate Secured Mortgage Loans
	30-Sep-14	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
		Residential			Loans/Lines			Residential									and Other
		(In Thousands)
	Balance, Beginning of Year	$	1,126		$	253		$	190		$	642		$	2		$	8		$	2,221
	Provision for Loan Losses		108			31			(2	)		(34	)		(2	)		(6	)		95
	Charge-Offs		-			(4	)		-			(99	)		-			(10	)		(113	)
	Recoveries of prior charge-offs		9			4			-			35			-			14			62
Balance, End of Period	$	1,243		$	284		$	188		$	544		$	-		$	6		$	2,265
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	-		$	-		$	-		$	-		$	-		$	-
Loans collectively evaluated for impairment		1,243			284			188			544			-			6			2,265
	$	1,243		$	284		$	188		$	544		$	-		$	6		$	2,265
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	106		$	67		$	-		$	816		$	-		$	-		$	989
Loans collectively evaluated for impairment		151,701			31,484			21,271			58,215			17			756			263,444
	$	151,807		$	31,551		$	21,271		$	59,031		$	17		$	756		$	264,433
	Real Estate Secured Mortgage Loans
30-Sep-13	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
	Residential			Loans/Lines			Residential									and Other
	(In Thousands)
Balance, Beginning of Year	$	856		$	236		$	160		$	656		$	2		$	7		$	1,917
Provision for Loan Losses		247			12			28			(10	)		-			(34	)		243
Charge-Offs		-			(8	)		-			-			-			(13	)		(21	)
Recoveries of prior charge-offs		8			9			-			-			-			47			64
Balance, End of Period	$	1,111		$	249		$	188		$	646		$	2		$	7		$	2,203
Ending Balance Allocated to:
Loans individually evaluated for impairment	$	-		$	-		$	-		$	91		$	-		$	-		$	91
Loans collectively evaluated for impairment		1,111			249			188			555			2			7			2,112
	$	1,111		$	249		$	188		$	646		$	2		$	7		$	2,203
Ending Loan Balance Disaggregated by Evaluation Method
Loans individually evaluated for impairment	$	22		$	19		$	-		$	2,411		$	-		$	-		$	2,452
Loans collectively evaluated for impairment		137,063			28,171			21,423			57,402			199			649			244,907
	$	137,085		$	28,190		$	21,423		$	59,813		$	199		$	649		$	247,359
A summary of the loans evaluated for possible impairment follows:
	30-Sep-14			31-Dec-13
	(In Thousands)
Impaired Loans Requiring a Loss Allowance	$	-		$	99
Impaired Loans not Requiring a Loss Allowance		989			1,229
Total Impaired Loans	$	989		$	1,328
Loss Allowance on Impaired Loans	$	-		$	99
At September 30, 2014 and December 31, 2013, all impaired loans were on nonaccrual status.  The Bank did not hold any renegotiated loans on these dates.  The amount of foregone interest on nonaccrual loans at September 30, 2014 and December 31, 2013, was approximately $8,000 and $16,000, respectively.
The following table provides additional information with respect to impaired loans by portfolio segment.
As of September 30, 2014	Recorded			Unpaid			Related			Average			Interest
	Investment			Principal			Allowance			Recorded			Income
				Balance						Investment			Recognized
										YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	106		$	106		$	-		$	64		$	-
Home Equity Loans and Lines		67			67			-			73			-
Multi-family Residential		-			-			-			-			-
Commercial Real Estate		816			816			-			996			-
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			-			-
Total	$	989		$	989		$	-		$	1,133		$	-
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-		$	-		$	-
Home Equity Loans and Lines		-			-			-			-			-
Multi-family Residential		-			-			-			-			-
Commercial Real Estate		-			-			-			50			-
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			-			-
Total	$	-		$	-		$	-		$	50		$	-
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	106		$	106		$	-		$	64		$	-
Home Equity Loans and Lines		67			67			-			73			-
Multi-family Residential		-			-			-			-			-
Commercial Real Estate		816			816			-			1,046			-
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			-			-
Total	$	989		$	989		$	-		$	1,183		$	-
As of December 31, 2013	Recorded			Unpaid			Related			Average			Interest
	Investment			Principal			Allowance			Recorded			Income
				Balance						Investment			Recognized
										YTD
Impaired loans with no related allowance:	(In Thousands)
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	20		$	20		$	-		$	37		$	-
Home Equity Loans and Lines		32			32			-			51			2
Multi-family Residential		-			-			-			2			-
Commercial Real Estate		1,177			1,177			-			500			47
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			-			-
Total	$	1,229		$	1,229		$	-		$	590		$	49
Impaired loans with a related allowance:
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	-		$	-		$	-		$	-		$	-
Home Equity Loans and Lines		-			-			-			-			-
Multi-family Residential		-			-			-			-			-
Commercial Real Estate		99			99			99			960			4
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			1			-
Total	$	99		$	99		$	99		$	961		$	4
Total Impaired Loans
Loans Secured by Mortgages on Real Estate
1-4 Family Residential	$	20		$	20		$	-		$	37		$	-
Home Equity Loans and Lines		32			32			-			51			2
Multi-family Residential		-			-			-			2			-
Commercial Real Estate		1,276			1,276			99			1,460			51
Land		-			-			-			-			-
Consumer and Other Loans		-			-			-			1			-
Total	$	1,328		$	1,328		$	99		$	1,551		$	53
The following table summarizes the credit grades assigned by the Company to our loan portfolio as of September 30, 2014 and December 31, 2013.  Additional information related to the criteria used to assess these risk ratings can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  These balances are presented gross of any allowance for loan loss.
	Real Estate Secured Mortgage Loans
30-Sep-14	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
	Residential			Loans/Lines			Residential									and Other
Credit Classification:	(In Thousands)
Pass	$	150,790		$	31,235		$	21,271		$	58,031		$	17		$	756		$	262,100
Special Mention		911			249			-			184			-			-			1,344
Substandard		106			67			-			816			-			-			989
Loss		-			-			-			-			-			-			-
Total	$	151,807		$	31,551		$	21,271		$	59,031		$	17		$	756		$	264,433
	Real Estate Secured Mortgage Loans
31-Dec-13	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
	Residential			Loans/Lines			Residential									and Other
Credit Classification:	(In Thousands)
Pass	$	138,718		$	28,335		$	21,728		$	57,586		$	197		$	760		$	247,324
Special Mention		331			250			-			-			-			-			581
Substandard		20			32			-			1,485			-			7			1,544
Loss		-			-			-			99			-			-			99
Total	$	139,069		$	28,617		$	21,728		$	59,170		$	197		$	767		$	249,548

Note_4_Earnings_Per_Common_Sha

Note 4 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 4 – EARNINGS PER COMMON SHARE
	Earnings per common share (“EPS”) are computed using the weighted average number of shares outstanding as prescribed in FASB ASC 260-10, Earnings per Share.  Net income is divided by the weighted average number of shares outstanding during the period to calculate basic net earnings per common share.  Diluted earnings per common share are calculated to give effect to dilutive stock options.
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2014			2013			2014			2013
	Net Income	$	879,000		$	576,000		$	2,018,000		$	2,070,000
	Weighted Average Shares Issued		6,345,732			6,345,732			6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(342,672	)		(368,055	)		(342,672	)		(368,055	)
	Weighted Average Unearned RRP Shares		(28,502	)		(32,402	)		(28,898	)		(39,588	)
	Weighted Average Treasury Shares		(3,542,663	)		(3,458,673	)		(3,507,453	)		(3,459,369	)
	Weighted Average Shares Outstanding for Basic EPS		2,431,895			2,486,602			2,466,709			2,478,720
	Earnings per Share, Basic	$	0.36		$	0.23		$	0.82		$	0.83
	Weighted Average Shares Outstanding for Basic EPS		2,431,895			2,486,602			2,466,709			2,478,720
	Effect of Dilutive Securities		185,116			142,788			173,407			137,825
	Weighted Average Shares Outstanding for Diluted EPS		2,617,011			2,629,390			2,640,116			2,616,545
	Earnings per Share, Diluted	$	0.33		$	0.22		$	0.76		$	0.79

Note_5_Regulatory_Capital

Note 5 - Regulatory Capital	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	NOTE 5 – REGULATORY CAPITAL
	The actual and required regulatory capital amounts and ratios applicable to the Bank at September 30, 2014 and December 31, 2013, are presented in the following table.  On September 30, 2014, the Bank declared a dividend in the amount of $6 million payable to the Company, which reduced the Bank’s capital levels.  This dividend from the Bank to the Company is reflected in the capital amounts and ratios included in the table below at September 30, 2014.
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
								(Dollars In Thousands)
	30-Sep-14
	Core/Leverage Capital	$	42,701			13.31	%	$	9,624		3	%	$	16,040		5	%
	Tier 1 Risk-Based Capital		42,701			21.95	%		7,783		4	%		11,674		6	%
	Total Risk-Based Capital		44,966			23.11	%		15,565		8	%		19,456		10	%
	31-Dec-13
	Core/Leverage Capital	$	46,724			14.8	%	$	9,471		3	%	$	15,785		5	%
	Tier 1 Risk-Based Capital		46,724			25.37	%		7,366		4	%		11,049		6	%
	Total Risk-Based Capital		48,945			26.58	%		14,732		8	%		18,414		10	%
	The Bank’s capital under accounting principles generally accepted in the United States (“GAAP”) is reconciled to its regulatory capital as follows:
		30-Sep-14			31-Dec-13
		(In Thousands)
	Capital Under GAAP	$	42,807		$	46,879
	Unrealized Gains on Available-for-Sale Securities		(106	)		(155	)
	Tier 1 Capital		42,701			46,724
	Allowance for Loan Losses		2,265			2,221
	Total Risk-Based Capital	$	44,966		$	48,945

Note_6_Fair_Value_of_Financial

Note 6 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	The Company follows the guidance provided in FASB ASC 820, Fair Value Measurements, for all financial assets and liabilities and nonfinancial assets and liabilities that are recognized at fair value in the financial statements.  FASB ASC 820 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements.
	FASB ASC 820 defines fair value as the price that would be received upon sale of an asset or paid upon transfer of a liability in an orderly transaction between market participants at the measurement date and in the principal or most advantageous market for that asset or liability. The fair value should be calculated based on assumptions that market participants would use in pricing the asset or liability, not on assumptions specific to the entity.  In addition, the fair value of liabilities should include consideration of non-performance risk including our own credit risk.
	In addition to defining fair value, FASB ASC 820 expands the disclosure requirements regarding fair value and establishes a fair value hierarchy for valuation inputs.  The hierarchy prioritizes the inputs into three levels based on the extent to which inputs used in measuring fair value are observable in the market.  The level in the fair value hierarchy within which a fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety.  These levels are:
		·	Level 1 - Quoted prices for identical assets or liabilities in active markets.
		·	Level 2 - Observable inputs other than quoted prices included within Level 1, such as quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, or other inputs that are observable in the market or can be corroborated by observable market data.
		·	Level 3 - Inputs are generally unobservable and typically reflect management’s estimates of assumptions that market participants would use in pricing the asset or liability.  The fair values are therefore determined using model-based techniques that include option pricing models, discounted cash flow models, and similar techniques.
	The following table presents the Company’s assets measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013.  All of the mortgage-backed securities reported at fair value on September 30, 2014, and December 31, 2013, were secured by first mortgage loans on residential real estate.
			Fair Value Measurements
	30-Sep-14		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	2,701		$	-		$	2,701		$	-
	US Government and Agency Obligations			-			-			-			-
	Equity Securities			213			213			-			-
	Loans Held-for-Sale			671			-			671			-
	Total		$	3,585		$	213		$	3,372		$	-
			Fair Value Measurements
	31-Dec-13		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities		$	3,463		$	-		$	3,463		$	-
	US Government and Agency Obligations			2,023			-			2,023			-
	Equity Securities			280			280			-			-
	Loans Held-for-Sale			406			-			406			-
	Total		$	6,172		$	280		$	5,892		$	-
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a recurring basis at September 30, 2014 or December 31, 2013.
	The following table presents the Company’s assets measured at fair value on a non-recurring basis at September 30, 2014 and December 31, 2013.
			Fair Value Measurements
	30-Sep-14		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	989		$	-		$	-		$	989
	Other Real Estate Owned			-			-			-			-
	Total		$	989		$	-		$	-		$	989
			Fair Value Measurements
	31-Dec-13		Total			(Level 1)			(Level 2)			(Level 3)
	Assets:		(In Thousands)
	Impaired Loans, Net of Allowance		$	1,229		$	-		$	-		$	1,229
	Other Real Estate Owned			568			-			568			-
	Total		$	1,797		$	-		$	568		$	1,229
	The Company did not record any liabilities at fair market value for which measurement of the fair value was made on a non-recurring basis at September 30, 2014 or December 31, 2013.
	FASB ASC 825, Financial Instruments, requires disclosure of the fair value of financial instruments for which it is practical to estimate.  Included in this disclosure are the methods and significant assumptions used to estimate the fair value of financial instruments.  A detailed description of the valuation methodologies used in estimating the fair value of the financial instruments can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
			30-Sep-14						31-Dec-13
			Carrying			Fair Value			Carrying			Fair Value
			Amount						Amount
			(In Thousands)
	Financial Assets
	Cash and Cash Equivalents		$	3,879		$	3,879		$	6,964		$	6,964
	Certificates of Deposit			481			482			481			484
	Securities			45,293			46,501			53,112			54,149
	Loans			264,706			268,959			249,700			254,872
	Less Allowance for Loan Losses			(2,265	)		(2,265	)		(2,221	)		(2,221	)
	Loans, Net of Allowance			262,441			266,694			247,479			252,651
	Federal Home Loan Bank Stock			2,700			2,700			2,317			2,317
	Financial Liabilities
	Deposits		$	195,293		$	201,913		$	202,508		$	209,660
	Borrowings			61,381			59,464			51,040			48,140
	Unrecognized Financial Instruments
	Commitments to Extend Credit		$	44,348		$	44,552		$	33,330		$	33,521

Note_7_Subsequent_Events

Note 7 - Subsequent Events	9 Months Ended
	Sep. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	NOTE 7 – SUBSEQUENT EVENTS
	In accordance with FASB ASC 855, Subsequent Events, the Company evaluates events and transactions that occur after the balance sheet date for potential recognition in the financial statements.  The effect of all subsequent events that provide additional evidence of conditions that existed at the balance sheet date are recognized in the financial statements as of September 30, 2014.  In preparing these financial statements, the Company evaluated the events and transactions that occurred through the date these financial statements were issued.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	BASIS OF PRESENTATION
	The accompanying unaudited financial statements of the Company were prepared in accordance with instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with accounting principles generally accepted in the United States (“U.S. GAAP”). However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the three month and nine month period ended September 30, 2014 are not necessarily indicative of the results which may be expected for the entire fiscal year.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	'
	SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
	Most of the Company’s activities are with customers located within the greater New Orleans area in Louisiana. Note 2 summarizes the types of securities in which the Company invests.  Note 3 summarizes the types of lending in which the Company engages. The Company does not have any significant concentrations in any one industry or to any one customer.
Marketable Securities, Policy [Policy Text Block]	'
	INVESTMENT SECURITIES
	Securities are being accounted for in accordance with Accounting Standards Codification (“ASC”) 320-10, Investments – Debt and Equity Securities.  ASC 320-10, promulgated by the Financial Accounting Standards Board (“FASB”), requires the classification of securities into one of three categories: trading, available-for-sale, or held-to-maturity. Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates these classifications periodically.
	Available-for-sale securities are stated at market value, with unrealized gains and losses, net of income taxes, reported as a separate component of accumulated other comprehensive income until realized. The amortized cost of available-for-sale debt securities is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage-backed securities, over the estimated life of the security.
	Securities designated as held-to-maturity are stated at cost adjusted for amortization of the related premiums and accretion of discounts, using the interest method. The Company has the positive intent and ability to hold these securities to maturity.
	The Company held no trading securities as of September 30, 2014 or December 31, 2013.
	Amortization, accretion and accrued interest are included in interest income on securities. Realized gains and losses, and declines in value judged to be other than temporary, are included in net securities gains or losses. Gains and losses on the sale of securities available-for-sale are determined using the specific-identification method.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	'
	LOANS
	The Company grants one-to four-family, multi-family residential, commercial, and land mortgage loans, and consumer and construction loans, and lines of credit to customers. Certain first mortgage loans are originated and sold under loan sale agreements. A substantial portion of the loan portfolio is represented by mortgage loans secured by properties located throughout the greater New Orleans area. The ability of the Company’s debtors to honor their contracts is dependent, in part, upon real estate values and general economic conditions in this area.
	Loans are reported at their outstanding unpaid principal balance adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance.
	When the payment of principal or interest on a loan is delinquent for more than 90 days, or earlier in some cases, the loan is placed on non-accrual status, unless the loan is in the process of collection and the underlying collateral fully supports the carrying value of the loan. If the decision is made to continue accruing interest on the loan, periodic reviews are made to confirm the accruing status of the loan.  All interest accrued but not collected on loans placed in non-accrual status or on loans charged-off, is reversed against income.  The interest on these loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual basis.  Loans are returned to accrual basis when all of the principal and interest contractually due are brought current and future payments are reasonably assured.
	The Company considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company’s impaired loans include performing and non-performing loans on which full payment of principal or interest is not expected. The Company calculates an allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of its collateral.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	ALLOWANCE FOR LOAN LOSSES
	The allowance for loan losses is a valuation allowance available for losses incurred on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance at the time of recovery.
	The allowance is an amount that represents the amount of probable and reasonably estimable known and inherent losses in the loan portfolio, based on evaluations of the collectibility of loans. The evaluations take into consideration such factors as changes in the types and amount of loans in the loan portfolio, historical loss experience, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, estimated losses relating to specifically identified loans, and current economic conditions. This evaluation is inherently subjective as it requires material estimates including, among others, exposure at default, the amount and timing of expected future cash flows on impacted loans, value of collateral, estimated losses on our commercial and residential loan portfolios and general amounts for historical loss experience. All of these estimates may be susceptible to significant change.
	It should be understood that estimates of future loan losses involve an exercise of judgment. While it is possible that in particular periods, the Company may sustain losses which are substantial relative to the allowance for loan losses, it is the judgment of management that the allowance for loan losses reflected in the accompanying statements of condition is appropriate under U.S. GAAP.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	'
	LOANS HELD-FOR-SALE
	Loans held-for-sale include originated mortgage loans intended for sale in the secondary market, which are carried at the lower of cost or estimated market value. Loans held-for-sale are identified at the time of origination, in accordance with the Company’s interest rate risk strategy. In addition, the Company occasionally sells loans that it originates, but cannot hold, due to regulatory limitations on loans to one borrower or concentrations of credit in a particular property type or industry.
Loans and Leases Receivable, Origination Fees, Discounts or Premiums, and Direct Costs to Acquire Loans Policy [Policy Text Block]	'
	LOAN FEES, LOAN COSTS, DISCOUNTS AND PREMIUMS
	Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment to the related loan’s yield using the interest method over the contractual life of the loan.
	Discounts received in connection with mortgage loans purchased are accreted to income over the term of the loan using the interest method. Premiums on purchased loans are amortized over the term of the loan using the interest method.
Income Tax, Policy [Policy Text Block]	'
	INCOME TAXES
	Deferred income tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets and liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Comprehensive Income, Policy [Policy Text Block]	'
	COMPREHENSIVE INCOME
	Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheets, such items, along with income, are components of comprehensive income.
Use of Estimates, Policy [Policy Text Block]	'
	USE OF ESTIMATES
	In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheets and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for losses on loans and deferred taxes.

Note_2_Securities_Tables

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Investments Schedule [Abstract]	'
Marketable Securities [Table Text Block]	'
		30-Sep-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	1	$	-	$	-		$	1
	FNMA		1,582		115		-			1,697
	FHLMC		932		71		-			1,003
			2,515		186		-			2,701
	U.S. Government and Agency Obligations		-		-		-			-
	Equity Securities		133		80		-			213
	Total	$	2,648	$	266	$	-		$	2,914
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Available-for-Sale
	Mortgage-Backed Securities
	GNMA	$	11	$	1	$	-		$	12
	FNMA		2,010		151		-			2,161
	FHLMC		1,207		83		-			1,290
			3,228		235		-			3,463
	U.S. Government and Agency Obligations		1,993		30		-			2,023
	Equity Securities		183		97		-			280
	Total	$	5,404	$	362	$	-		$	5,766
		30-Sep-14
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	2,568	$	84	$	-		$	2,652
	FNMA		14,918		675		(5	)		15,588
	FHLMC		4,985		464		-			5,449
			22,471		1,223		(5	)		23,689
	Collateralized Mortgage Obligations
	FNMA		7,576		5		(48	)		7,533
	FHLMC		9,450		26		(21	)		9,455
			17,026		31		(69	)		16,988
	Municipal Obligations
	General Obligation Bonds		2,882		28		-			2,910
	Total	$	42,379	$	1,282	$	(74	)	$	43,587
		31-Dec-13
		Amortized		Gross		Gross			Estimated
		Cost		Unrealized		Unrealized			Fair Value
				Gains		Losses
		(In Thousands)
	Securities Held-to-Maturity
	Mortgage-Backed Securities
	GNMA	$	3,026	$	107	$	-		$	3,133
	FNMA		18,094		749		(68	)		18,775
	FHLMC		6,496		544		-			7,040
			27,616		1,400		(68	)		28,948
	Collateralized Mortgage Obligations
	FNMA		8,785		7		(191	)		8,601
	FHLMC		10,945		11		(122	)		10,834
			19,730		18		(313	)		19,435
	Total	$	47,346	$	1,418	$	(381	)	$	48,383
Investments Classified by Contractual Maturity Date [Table Text Block]	'
		Available-for-Sale Securities				Held-to-Maturity Securities
		Amortized		Estimated		Amortized			Estimated
		Cost		Fair Value		Cost			Fair Value
		(In Thousands)
	Amounts Maturing in:
	Less than One Year	$	-	$	-	$	-		$	-
	One to Five Years		548		578		1,866			1,968
	Five to Ten Years		1,967		2,123		4,002			4,282
	Over Ten Years		-		-		36,511			37,337
		$	2,515	$	2,701	$	42,379		$	43,587
	Equity Securities		133		213		-			-
	Total	$	2,648	$	2,914	$	42,379		$	43,587
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		Held-to-Maturity
		Losses Less Than 12 Months				Losses Greater Than 12 Months
		Gross		Estimated		Gross			Estimated
		Unrealized		Fair		Unrealized			Fair
		Losses		Value		Losses			Value
		(In Thousands)
	30-Sep-14
	Mortgage-Backed Securities
	FNMA	$	5	$	2,456	$	-		$	-
			5		2,456		-			-
	Collateralized Mortgage Obligations
	FNMA		31		5,009		17			2,108
	FHLMC		21		3,832		-			-
			52		8,841		17			2,108
	Municipal Obligations		-		-		-			-
	Total	$	57	$	11,297	$	17		$	2,108
	31-Dec-13
	Mortgage-Backed Securities
	FNMA		68		7,573		-			-
			68		7,573		-			-
	Collateralized Mortgage Obligations
	FNMA		191		8,029		-			-
	FHLMC		122		10,121		-			-
			313		18,150		-			-
	Total	$	381	$	25,723	$	-		$	-

Note_3_Loans_Tables

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		30-Sep-14			31-Dec-13
		(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	151,807		$	139,069
	Home Equity Loans and Lines		31,551			28,617
	Multi-family Residential		21,271			21,728
	Commercial Real Estate		59,031			59,170
	Land		17			197
	Total Loans Secured by Real Estate		263,677			248,781
	Consumer and Other Loans
	Loans Secured by Deposits		430			421
	Other		326			346
	Total Consumer and Other Loans		756			767
	Less:
	Allowance for Loan Losses		(2,265	)		(2,221	)
	Net Deferred Loan Origination Fees/Costs		273			152
	Total Loans, Net	$	262,441		$	247,479
Past Due Financing Receivables [Table Text Block]	'
	30-Sep-14
		30-89 Days			90 Days			Nonaccrual			Total			Current			Total
		Past Due			More			Loans			Past Due			Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(In Thousands)
	1-4 Family Residential	$	209		$	-		$	106		$	315		$	151,492		$	151,807
	Home Equity Loans and Lines		61			-			67			128			31,423			31,551
	Multi-family Residential		-			-			-			-			21,271			21,271
	Commercial Real Estate		-			-			816			816			58,215			59,031
			-			-			-			-			17			17
	Consumer and Other Loans		5			-			-			5			751			756
	Total	$	275		$	-		$	989		$	1,264		$	263,169		$	264,433
	31-Dec-13	30-89 Days			90 Days			Nonaccrual			Total			Current			Total
		Past Due			or More			Loans			Past Due			Loans			Loans
					Past Due
					and Accruing
	Real Estate Secured Loans	(in Thousands)
	1-4 Family Residential	$	-		$	-		$	20		$	20		$	139,049		$	139,069
	Home Equity Loans and Lines		122			-			32			154			28,463			28,617
	Multi-family Residential		-			-			-			-			21,728			21,728
	Commercial Real Estate		308			-			1,276			1,584			57,586			59,170
	Land		-			-			-			-			197			197
	Consumer and Other Loans		7			-			-			7			760			767
	Total	$	437		$	-		$	1,328		$	1,765		$	247,783		$	249,548
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
		Nine Months Ended			Year Ended
		30-Sep-14			31-Dec-13
		(In Thousands)
	Balance, Beginning of Period	$	2,221		$	1,917
	Provision for Loan Losses		95			264
	Loan Recoveries		62			71
	Charge-Offs		(113	)		(31	)
	Balance, End of Period	$	2,265		$	2,221
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	30-Sep-14	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
		Residential			Loans/Lines			Residential									and Other
		(In Thousands)
	Balance, Beginning of Year	$	1,126		$	253		$	190		$	642		$	2		$	8		$	2,221
	Provision for Loan Losses		108			31			(2	)		(34	)		(2	)		(6	)		95
	Charge-Offs		-			(4	)		-			(99	)		-			(10	)		(113	)
	Recoveries of prior charge-offs		9			4			-			35			-			14			62
	Balance, End of Period	$	1,243		$	284		$	188		$	544		$	-		$	6		$	2,265
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	-		$	-		$	-		$	-		$	-		$	-
	Loans collectively evaluated for impairment		1,243			284			188			544			-			6			2,265
		$	1,243		$	284		$	188		$	544		$	-		$	6		$	2,265
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	106		$	67		$	-		$	816		$	-		$	-		$	989
	Loans collectively evaluated for impairment		151,701			31,484			21,271			58,215			17			756			263,444
		$	151,807		$	31,551		$	21,271		$	59,031		$	17		$	756		$	264,433
		Real Estate Secured Mortgage Loans
	30-Sep-13	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
		Residential			Loans/Lines			Residential									and Other
		(In Thousands)
	Balance, Beginning of Year	$	856		$	236		$	160		$	656		$	2		$	7		$	1,917
	Provision for Loan Losses		247			12			28			(10	)		-			(34	)		243
	Charge-Offs		-			(8	)		-			-			-			(13	)		(21	)
	Recoveries of prior charge-offs		8			9			-			-			-			47			64
	Balance, End of Period	$	1,111		$	249		$	188		$	646		$	2		$	7		$	2,203
	Ending Balance Allocated to:
	Loans individually evaluated for impairment	$	-		$	-		$	-		$	91		$	-		$	-		$	91
	Loans collectively evaluated for impairment		1,111			249			188			555			2			7			2,112
		$	1,111		$	249		$	188		$	646		$	2		$	7		$	2,203
	Ending Loan Balance Disaggregated by Evaluation Method
	Loans individually evaluated for impairment	$	22		$	19		$	-		$	2,411		$	-		$	-		$	2,452
	Loans collectively evaluated for impairment		137,063			28,171			21,423			57,402			199			649			244,907
		$	137,085		$	28,190		$	21,423		$	59,813		$	199		$	649		$	247,359
Schedule of Loans Evaluated for Impairment [Table Text Block]	'
		30-Sep-14			31-Dec-13
		(In Thousands)
	Impaired Loans Requiring a Loss Allowance	$	-		$	99
	Impaired Loans not Requiring a Loss Allowance		989			1,229
	Total Impaired Loans	$	989		$	1,328
	Loss Allowance on Impaired Loans	$	-		$	99
Impaired Financing Receivables [Table Text Block]	'
	As of September 30, 2014	Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
											YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	106		$	106		$	-		$	64		$	-
	Home Equity Loans and Lines		67			67			-			73			-
	Multi-family Residential		-			-			-			-			-
	Commercial Real Estate		816			816			-			996			-
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			-			-
	Total	$	989		$	989		$	-		$	1,133		$	-
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-		$	-		$	-
	Home Equity Loans and Lines		-			-			-			-			-
	Multi-family Residential		-			-			-			-			-
	Commercial Real Estate		-			-			-			50			-
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			-			-
	Total	$	-		$	-		$	-		$	50		$	-
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	106		$	106		$	-		$	64		$	-
	Home Equity Loans and Lines		67			67			-			73			-
	Multi-family Residential		-			-			-			-			-
	Commercial Real Estate		816			816			-			1,046			-
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			-			-
	Total	$	989		$	989		$	-		$	1,183		$	-
	As of December 31, 2013	Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
											YTD
	Impaired loans with no related allowance:	(In Thousands)
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	20		$	20		$	-		$	37		$	-
	Home Equity Loans and Lines		32			32			-			51			2
	Multi-family Residential		-			-			-			2			-
	Commercial Real Estate		1,177			1,177			-			500			47
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			-			-
	Total	$	1,229		$	1,229		$	-		$	590		$	49
	Impaired loans with a related allowance:
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	-		$	-		$	-		$	-		$	-
	Home Equity Loans and Lines		-			-			-			-			-
	Multi-family Residential		-			-			-			-			-
	Commercial Real Estate		99			99			99			960			4
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			1			-
	Total	$	99		$	99		$	99		$	961		$	4
	Total Impaired Loans
	Loans Secured by Mortgages on Real Estate
	1-4 Family Residential	$	20		$	20		$	-		$	37		$	-
	Home Equity Loans and Lines		32			32			-			51			2
	Multi-family Residential		-			-			-			2			-
	Commercial Real Estate		1,276			1,276			99			1,460			51
	Land		-			-			-			-			-
	Consumer and Other Loans		-			-			-			1			-
	Total	$	1,328		$	1,328		$	99		$	1,551		$	53
Financing Receivable Credit Quality Indicators [Table Text Block]	'
		Real Estate Secured Mortgage Loans
	30-Sep-14	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
		Residential			Loans/Lines			Residential									and Other
	Credit Classification:	(In Thousands)
	Pass	$	150,790		$	31,235		$	21,271		$	58,031		$	17		$	756		$	262,100
	Special Mention		911			249			-			184			-			-			1,344
	Substandard		106			67			-			816			-			-			989
	Loss		-			-			-			-			-			-			-
	Total	$	151,807		$	31,551		$	21,271		$	59,031		$	17		$	756		$	264,433
		Real Estate Secured Mortgage Loans
	31-Dec-13	1-4 Family			Home Equity			Multi-Family			Commercial			Land			Consumer			Total
		Residential			Loans/Lines			Residential									and Other
	Credit Classification:	(In Thousands)
	Pass	$	138,718		$	28,335		$	21,728		$	57,586		$	197		$	760		$	247,324
	Special Mention		331			250			-			-			-			-			581
	Substandard		20			32			-			1,485			-			7			1,544
	Loss		-			-			-			99			-			-			99
	Total	$	139,069		$	28,617		$	21,728		$	59,170		$	197		$	767		$	249,548

Note_4_Earnings_Per_Common_Sha1

Note 4 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2014			2013			2014			2013
	Net Income	$	879,000		$	576,000		$	2,018,000		$	2,070,000
	Weighted Average Shares Issued		6,345,732			6,345,732			6,345,732			6,345,732
	Weighted Average Unearned ESOP Shares		(342,672	)		(368,055	)		(342,672	)		(368,055	)
	Weighted Average Unearned RRP Shares		(28,502	)		(32,402	)		(28,898	)		(39,588	)
	Weighted Average Treasury Shares		(3,542,663	)		(3,458,673	)		(3,507,453	)		(3,459,369	)
	Weighted Average Shares Outstanding for Basic EPS		2,431,895			2,486,602			2,466,709			2,478,720
	Earnings per Share, Basic	$	0.36		$	0.23		$	0.82		$	0.83
	Weighted Average Shares Outstanding for Basic EPS		2,431,895			2,486,602			2,466,709			2,478,720
	Effect of Dilutive Securities		185,116			142,788			173,407			137,825
	Weighted Average Shares Outstanding for Diluted EPS		2,617,011			2,629,390			2,640,116			2,616,545
	Earnings per Share, Diluted	$	0.33		$	0.22		$	0.76		$	0.79

Note_5_Regulatory_Capital_Tabl

Note 5 - Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
		Actual						Minumum for Adequacy					Minimum to be Well
								Purposes					Capitalized Under
													Prompt Corrective
													Action Provisions
		Amount			Ratio			Amount		Ratio			Amount		Ratio
								(Dollars In Thousands)
	30-Sep-14
	Core/Leverage Capital	$	42,701			13.31	%	$	9,624		3	%	$	16,040		5	%
	Tier 1 Risk-Based Capital		42,701			21.95	%		7,783		4	%		11,674		6	%
	Total Risk-Based Capital		44,966			23.11	%		15,565		8	%		19,456		10	%
	31-Dec-13
	Core/Leverage Capital	$	46,724			14.8	%	$	9,471		3	%	$	15,785		5	%
	Tier 1 Risk-Based Capital		46,724			25.37	%		7,366		4	%		11,049		6	%
	Total Risk-Based Capital		48,945			26.58	%		14,732		8	%		18,414		10	%
Reconciliation of Bank's Capital [Table Text Block]	'
		30-Sep-14			31-Dec-13
		(In Thousands)
	Capital Under GAAP	$	42,807		$	46,879
	Unrealized Gains on Available-for-Sale Securities		(106	)		(155	)
	Tier 1 Capital		42,701			46,724
	Allowance for Loan Losses		2,265			2,221
	Total Risk-Based Capital	$	44,966		$	48,945

Note_6_Fair_Value_of_Financial1

Note 6 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
		Fair Value Measurements
	30-Sep-14	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	2,701		$	-		$	2,701		$	-
	US Government and Agency Obligations		-			-			-			-
	Equity Securities		213			213			-			-
	Loans Held-for-Sale		671			-			671			-
	Total	$	3,585		$	213		$	3,372		$	-
		Fair Value Measurements
	31-Dec-13	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Available-for-Sale Securities
	Mortgage-Backed Securities	$	3,463		$	-		$	3,463		$	-
	US Government and Agency Obligations		2,023			-			2,023			-
	Equity Securities		280			280			-			-
	Loans Held-for-Sale		406			-			406			-
	Total	$	6,172		$	280		$	5,892		$	-
Fair Value Measurements, Nonrecurring [Table Text Block]	'
		Fair Value Measurements
	30-Sep-14	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	989		$	-		$	-		$	989
	Other Real Estate Owned		-			-			-			-
	Total	$	989		$	-		$	-		$	989
		Fair Value Measurements
	31-Dec-13	Total			(Level 1)			(Level 2)			(Level 3)
	Assets:	(In Thousands)
	Impaired Loans, Net of Allowance	$	1,229		$	-		$	-		$	1,229
	Other Real Estate Owned		568			-			568			-
	Total	$	1,797		$	-		$	568		$	1,229
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		30-Sep-14						31-Dec-13
		Carrying			Fair Value			Carrying			Fair Value
		Amount						Amount
		(In Thousands)
	Financial Assets
	Cash and Cash Equivalents	$	3,879		$	3,879		$	6,964		$	6,964
	Certificates of Deposit		481			482			481			484
	Securities		45,293			46,501			53,112			54,149
	Loans		264,706			268,959			249,700			254,872
	Less Allowance for Loan Losses		(2,265	)		(2,265	)		(2,221	)		(2,221	)
	Loans, Net of Allowance		262,441			266,694			247,479			252,651
	Federal Home Loan Bank Stock		2,700			2,700			2,317			2,317
	Financial Liabilities
	Deposits	$	195,293		$	201,913		$	202,508		$	209,660
	Borrowings		61,381			59,464			51,040			48,140
	Unrecognized Financial Instruments
	Commitments to Extend Credit	$	44,348		$	44,552		$	33,330		$	33,521

Note_2_Securities_Details

Note 2 - Securities (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Investments Schedule [Abstract]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$0	$0

Note_2_Securities_Details_Inve

Note 2 - Securities (Details) - Investment Holdings (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	$2,648	$5,404
Available for sale securities, gross unrealized gains	'	362
Available for sale securities, estimated fair value	2,914	5,766
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	42,379	47,346
Held to maturity securities, gross unrealized gains	1,282	1,418
Held to maturity securities gross unrealized losses	-74	-381
Held to maturity securities, estimated fair value	43,587	48,383
Government National Mortgage Association Certificates and Obligations (GNMA) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1	11
Available for sale securities, gross unrealized gains	'	1
Available for sale securities, estimated fair value	1	12
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	2,568	3,026
Held to maturity securities, gross unrealized gains	84	107
Held to maturity securities, estimated fair value	2,652	3,133
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	1,582	2,010
Available for sale securities, gross unrealized gains	115	151
Available for sale securities, estimated fair value	1,697	2,161
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	14,918	18,094
Held to maturity securities, gross unrealized gains	675	749
Held to maturity securities gross unrealized losses	-5	-68
Held to maturity securities, estimated fair value	15,588	18,775
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	7,576	8,785
Held to maturity securities, gross unrealized gains	5	7
Held to maturity securities gross unrealized losses	-48	-191
Held to maturity securities, estimated fair value	7,533	8,601
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	932	1,207
Available for sale securities, gross unrealized gains	71	83
Available for sale securities, estimated fair value	1,003	1,290
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	4,985	6,496
Held to maturity securities, gross unrealized gains	464	544
Held to maturity securities, estimated fair value	5,449	7,040
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	9,450	10,945
Held to maturity securities, gross unrealized gains	26	11
Held to maturity securities gross unrealized losses	-21	-122
Held to maturity securities, estimated fair value	9,455	10,834
US Government Agencies Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	2,648	'
Available for sale securities, gross unrealized gains	266	'
Available for sale securities, estimated fair value	2,914	'
Equity Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	133	183
Available for sale securities, gross unrealized gains	80	97
Available for sale securities, estimated fair value	213	280
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	2,515	3,228
Available for sale securities, gross unrealized gains	186	235
Available for sale securities, estimated fair value	2,701	3,463
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	22,471	27,616
Held to maturity securities, gross unrealized gains	1,223	1,400
Held to maturity securities gross unrealized losses	-5	-68
Held to maturity securities, estimated fair value	23,689	28,948
US Government Agencies Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Available for sale securities, amortized cost	'	1,993
Available for sale securities, gross unrealized gains	'	30
Available for sale securities, estimated fair value	'	2,023
Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	17,026	19,730
Held to maturity securities, gross unrealized gains	31	18
Held to maturity securities gross unrealized losses	-69	-313
Held to maturity securities, estimated fair value	16,988	19,435
US States and Political Subdivisions Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Held to maturity securities, amortized cost	2,882	'
Held to maturity securities, gross unrealized gains	28	'
Held to maturity securities, estimated fair value	$2,910	'

Note_2_Securities_Details_Amor

Note 2 - Securities (Details) - Amortized Cost and Fair Value of Securities by Contractual Maturity (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amounts Maturing in:	'	'
One to Five Years	$548	'
One to Five Years	578	'
One to Five Years	1,866	'
One to Five Years	1,968	'
Five to Ten Years	1,967	'
Five to Ten Years	2,123	'
Five to Ten Years	4,002	'
Five to Ten Years	4,282	'
Over Ten Years	36,511	'
Over Ten Years	37,337	'
	2,515	'
	2,701	'
	42,379	47,346
	43,587	48,383
Equity Securities	133	'
Equity Securities	213	'
Total	2,648	5,404
Total	2,914	5,766
Total	42,379	47,346
Total	$43,587	$48,383

Note_2_Securities_Details_Unre

Note 2 - Securities (Details) - Unrealized Losses (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	$5	$68
Losses Less Than 12 Months - Estimated Fair Value	2,456	7,573
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	31	191
Losses Less Than 12 Months - Estimated Fair Value	5,009	8,029
Losses Greater Than 12 Months - Gross Unrealized Losses	17	'
Losses Greater Than 12 Months - Estimated Fair Value	2,108	'
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] | Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	21	122
Losses Less Than 12 Months - Estimated Fair Value	3,832	10,121
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	5	68
Losses Less Than 12 Months - Estimated Fair Value	2,456	7,573
Collateralized Mortgage Obligations [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	52	313
Losses Less Than 12 Months - Estimated Fair Value	8,841	18,150
Losses Greater Than 12 Months - Gross Unrealized Losses	17	'
Losses Greater Than 12 Months - Estimated Fair Value	2,108	'
US States and Political Subdivisions Debt Securities [Member]	'	'
Mortgage-Backed Securities	'	'
Losses Less Than 12 Months - Gross Unrealized Losses	57	381
Losses Less Than 12 Months - Estimated Fair Value	11,297	25,723
Losses Greater Than 12 Months - Gross Unrealized Losses	17	'
Losses Greater Than 12 Months - Estimated Fair Value	$2,108	'

Note_3_Loans_Details

Note 3 - Loans (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Receivables [Abstract]	'	'
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$8,000	$16,000

Note_3_Loans_Details_Compositi

Note 3 - Loans (Details) - Composition of Total Net Loans Receivable (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	$264,433	$249,548	$247,359	'
Less:	'	'	'	'
Allowance for Loan Losses	-2,265	-2,221	-2,203	-1,917
Net Deferred Loan Origination Fees/Costs	273	152	'	'
Total Loans, Net	262,441	247,479	'	'
1-4 Family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	151,807	139,069	137,085	'
Less:	'	'	'	'
Allowance for Loan Losses	-1,243	-1,126	-1,111	-856
Home Equity Loans and Lines [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	31,551	28,617	28,190	'
Less:	'	'	'	'
Allowance for Loan Losses	-284	-253	-249	-236
Multi-family Residential [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	21,271	21,728	21,423	'
Less:	'	'	'	'
Allowance for Loan Losses	-188	-190	-188	-160
Commercial Real Estate Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	59,031	59,170	59,813	'
Less:	'	'	'	'
Allowance for Loan Losses	-544	-642	-646	-656
Land Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	17	197	199	'
Less:	'	'	'	'
Allowance for Loan Losses	'	-2	-2	-2
Loans Secured by Real Estate [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	263,677	248,781	'	'
Loans Secured by Deposits [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	430	421	'	'
Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	326	346	'	'
Consumer and Other Loans [Member]	'	'	'	'
Loans Secured by Mortgages on Real Estate	'	'	'	'
Loans receivable	756	767	649	'
Less:	'	'	'	'
Allowance for Loan Losses	($6)	($8)	($7)	($7)

Note_3_Loans_Details_Current_P

Note 3 - Loans (Details) - Current, Past Due and Nonaccrual Loans (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	$275	$437	'
Nonaccrual Loans	989	1,328	'
Total Past Due	1,264	1,765	'
Current Loans	263,169	247,783	'
Total Loans	264,433	249,548	247,359
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	209	'	'
Nonaccrual Loans	106	20	'
Total Past Due	315	20	'
Current Loans	151,492	139,049	'
Total Loans	151,807	139,069	137,085
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	61	122	'
Nonaccrual Loans	67	32	'
Total Past Due	128	154	'
Current Loans	31,423	28,463	'
Total Loans	31,551	28,617	28,190
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Loans	21,271	21,728	'
Total Loans	21,271	21,728	21,423
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	'	308	'
Nonaccrual Loans	816	1,276	'
Total Past Due	816	1,584	'
Current Loans	58,215	57,586	'
Total Loans	59,031	59,170	59,813
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Loans	17	197	'
Total Loans	17	197	199
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-89 Days Past Due	5	7	'
Total Past Due	5	7	'
Current Loans	751	760	'
Total Loans	$756	$767	$649

Note_3_Loans_Details_Analysis_

Note 3 - Loans (Details) - Analysis of the Allowance for Loan Losses (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Analysis of the Allowance for Loan Losses [Abstract]	'	'	'
Balance	$2,221	$1,917	$1,917
Provision for Loan Losses	95	243	264
Loan Recoveries	62	64	71
Charge-Offs	-113	-21	-31
Balance	$2,265	$2,203	$2,221

Note_3_Loans_Details_Activity_

Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses (USD $)

9 Months Ended

12 Months Ended

9 Months Ended

9 Months Ended

9 Months Ended

9 Months Ended

9 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

1-4 Family Residential [Member]

1-4 Family Residential [Member]

1-4 Family Residential [Member]

Home Equity Loans and Lines [Member]

Home Equity Loans and Lines [Member]

Home Equity Loans and Lines [Member]

Multi-family Residential [Member]

Multi-family Residential [Member]

Multi-family Residential [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Commercial Real Estate Loans [Member]

Land Loans [Member]

Land Loans [Member]

Land Loans [Member]

Land Loans [Member]

Consumer and Other Loans [Member]

Consumer and Other Loans [Member]

Consumer and Other Loans [Member]

Note 3 - Loans (Details) - Activity in the Allowance for Loan Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance

$2,221

$1,917

$1,917

$1,126

$856

'

$253

$236

'

$190

$160

'

$642

$656

'

$2

'

$2

$2

$8

$7

'

Balance

2,265

2,203

2,221

1,243

1,111

'

284

249

'

188

188

'

544

646

'

'

'

2

2

6

7

'

Ending Balance Allocated to:

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans individually evaluated for impairment

'

91

'

'

'

'

'

'

'

'

'

'

'

91

'

'

'

'

'

'

'

'

Loans collectively evaluated for impairment

2,265

2,112

'

1,243

1,111

'

284

249

'

188

188

'

544

555

'

'

'

2

'

6

7

'

Ending Loan Balance Disaggregated by Evaluation Method

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans individually evaluated for impairment

989

2,452

'

106

22

'

67

19

'

'

'

'

816

2,411

'

'

'

'

'

'

'

'

Loans collectively evaluated for impairment

263,444

244,907

'

151,701

137,063

'

31,484

28,171

'

21,271

21,423

'

58,215

57,402

'

17

'

199

'

756

649

'

Total loans

264,433

247,359

249,548

151,807

137,085

139,069

31,551

28,190

28,617

21,271

21,423

21,728

59,031

59,813

59,170

17

197

199

'

756

649

767

Provision for Loan Losses

95

243

264

108

247

'

31

12

'

-2

28

'

-34

-10

'

-2

'

'

'

-6

-34

'

Loans Charged-Off

-113

-21

-31

'

'

'

-4

-8

'

'

'

'

-99

'

'

'

'

'

'

-10

-13

'

Recoveries of prior charge-offs

$62

$64

$71

$9

$8

'

$4

$9

'

'

'

'

$35

'

'

'

'

'

'

$14

$47

'

Note_3_Loans_Details_Loans_Eva

Note 3 - Loans (Details) - Loans Evaluated for Impairment (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Evaluated for Impairment [Abstract]	'	'
Impaired Loans Requiring a Loss Allowance	'	$99
Impaired Loans not Requiring a Loss Allowance	989	1,229
Total Impaired Loans	989	1,328
Loss Allowance on Impaired Loans	'	$99

Note_3_Loans_Details_Impaired_

Note 3 - Loans (Details) - Impaired Loans (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	$989	$1,229
Impaired loans with no related allowance: Unpaid Principal Balance	989	1,229
Impaired loans with no related allowance: Average Recorded Investment YTD	1,133	590
Impaired loans with no related allowance: Interest Income Recognized	'	49
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	'	99
Impaired loans with a related allowance: Unpaid Principal Balance	'	99
Impaired loans with a related allowance: Related Allowance	'	99
Impaired loans with a related allowance: Average Recorded Investment YTD	50	961
Impaired loans with a related allowance: Interest Income Recognized	'	4
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	989	1,328
Impaired loans: Unpaid Principal Balance	989	1,328
Impaired loans: Related Allowance	'	99
Impaired loans: Average Recorded Investment YTD	1,183	1,551
Impaired loans: Interest Income Recognized	'	53
1-4 Family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	106	20
Impaired loans with no related allowance: Unpaid Principal Balance	106	20
Impaired loans with no related allowance: Average Recorded Investment YTD	64	37
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	106	20
Impaired loans: Unpaid Principal Balance	106	20
Impaired loans: Average Recorded Investment YTD	64	37
Home Equity Loans and Lines [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	67	32
Impaired loans with no related allowance: Unpaid Principal Balance	67	32
Impaired loans with no related allowance: Average Recorded Investment YTD	73	51
Impaired loans with no related allowance: Interest Income Recognized	'	2
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	67	32
Impaired loans: Unpaid Principal Balance	67	32
Impaired loans: Average Recorded Investment YTD	73	51
Impaired loans: Interest Income Recognized	'	2
Multi-family Residential [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Average Recorded Investment YTD	'	2
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Average Recorded Investment YTD	'	2
Commercial Real Estate Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with no related allowance: Recorded Investment	816	1,177
Impaired loans with no related allowance: Unpaid Principal Balance	816	1,177
Impaired loans with no related allowance: Average Recorded Investment YTD	996	500
Impaired loans with no related allowance: Interest Income Recognized	'	47
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Recorded Investment	'	99
Impaired loans with a related allowance: Unpaid Principal Balance	'	99
Impaired loans with a related allowance: Related Allowance	'	99
Impaired loans with a related allowance: Average Recorded Investment YTD	50	960
Impaired loans with a related allowance: Interest Income Recognized	'	4
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Recorded Investment	816	1,276
Impaired loans: Unpaid Principal Balance	816	1,276
Impaired loans: Related Allowance	'	99
Impaired loans: Average Recorded Investment YTD	1,046	1,460
Impaired loans: Interest Income Recognized	'	51
Consumer and Other Loans [Member]	'	'
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans with a related allowance: Average Recorded Investment YTD	'	1
Loans Secured by Mortgages on Real Estate	'	'
Impaired loans: Average Recorded Investment YTD	'	$1

Note_3_Loans_Details_Credit_Gr

Note 3 - Loans (Details) - Credit Grades Assigned to Loan Portfolio (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	$264,433	$249,548	$247,359
1-4 Family Residential [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	150,790	138,718	'
1-4 Family Residential [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	911	331	'
1-4 Family Residential [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	106	20	'
1-4 Family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	151,807	139,069	137,085
Home Equity Loans and Lines [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	31,235	28,335	'
Home Equity Loans and Lines [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	249	250	'
Home Equity Loans and Lines [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	67	32	'
Home Equity Loans and Lines [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	31,551	28,617	28,190
Multi-family Residential [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	21,271	21,728	'
Multi-family Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	21,271	21,728	21,423
Commercial Real Estate Loans [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	58,031	57,586	'
Commercial Real Estate Loans [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	184	'	'
Commercial Real Estate Loans [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	816	1,485	'
Commercial Real Estate Loans [Member] | Loss [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	99	'
Commercial Real Estate Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	59,031	59,170	59,813
Land Loans [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	17	197	'
Land Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	17	197	199
Consumer and Other Loans [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	756	760	'
Consumer and Other Loans [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	7	'
Consumer and Other Loans [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	756	767	649
Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	262,100	247,324	'
Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	1,344	581	'
Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	989	1,544	'
Loss [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivable	'	$99	'

Note_4_Earnings_Per_Common_Sha2

Note 4 - Earnings Per Common Share (Details) - Earnings Per Common Share (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Common Share [Abstract]	'	'	'	'
Net Income (in Dollars)	$879,000	$576,000	$2,018,000	$2,070,000
Weighted Average Shares Issued	6,345,732	6,345,732	6,345,732	6,345,732
Weighted Average Unearned ESOP Shares	-342,672	-368,055	-342,672	-368,055
Weighted Average Unearned RRP Shares	-28,502	-32,402	-28,898	-39,588
Weighted Average Treasury Shares	-3,542,663	-3,458,673	-3,507,453	-3,459,369
Weighted Average Shares Outstanding for Basic EPS	2,431,895	2,486,602	2,466,709	2,478,720
Effect of Dilutive Securities	185,116	142,788	173,407	137,825
Weighted Average Shares Outstanding for Diluted EPS	2,617,011	2,629,390	2,640,116	2,616,545
Earnings per Share, Diluted (in Dollars per share)	$0.33	$0.22	$0.76	$0.79
Earnings per Share, Basic (in Dollars per share)	$0.36	$0.23	$0.82	$0.83

Note_5_Regulatory_Capital_Deta

Note 5 - Regulatory Capital (Details) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Cash Dividends Paid to Parent Company	$6

Note_5_Regulatory_Capital_Deta1

Note 5 - Regulatory Capital (Details) - The Actual and Required Regulatory Capital Amounts and Ratios Applicable (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
The Actual and Required Regulatory Capital Amounts and Ratios Applicable [Abstract]	'	'
Core/Leverage Capital Actual Amount	$42,701	$46,724
Core/Leverage Capital Actual Ratio	13.31%	14.80%
Core/Leverage Capital Minumum for Adequacy Purposes Amount	9,624	9,471
Core/Leverage Capital Minumum for Adequacy Purposes Ratio	3.00%	3.00%
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	16,040	15,785
Core/Leverage Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Risk-Based Capital Actual Amount	42,701	46,724
Tier 1 Risk-Based Capital Actual Ratio	21.95%	25.37%
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Amount	7,783	7,366
Tier 1 Risk-Based Capital Minumum for Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	11,674	11,049
Tier 1 Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Total Risk-Based Capital Actual Amount	44,966	48,945
Total Risk-Based Capital Actual Ratio	23.11%	26.58%
Total Risk-Based Capital Minumum for Adequacy Purposes Amount	15,565	14,732
Total Risk-Based Capital Minumum for Adequacy Purposes Ratio	8.00%	8.00%
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	$19,456	$18,414
Total Risk-Based Capital Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Note_5_Regulatory_Capital_Deta2

Note 5 - Regulatory Capital (Details) - Bank's Capital (USD $)	9 Months Ended						9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013	Dec. 31, 2012	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Dec. 31, 2013
					GAAP [Member]	GAAP [Member]	U.S. Banking Regulations [Member]	U.S. Banking Regulations [Member]
Note 5 - Regulatory Capital (Details) - Bank's Capital [Line Items]	'	'	'	'	'	'	'	'
Capital Under GAAP	$44,966	'	$48,945	'	$42,807	$46,879	$44,966	$48,945
Unrealized Gains on Available-for-Sale Securities	-44	-151	'	'	'	'	-106	-155
Tier 1 Capital	42,701	'	46,724	'	'	'	'	'
Allowance for Loan Losses	2,265	2,203	2,221	1,917	'	'	2,265	2,221
Total Risk-Based Capital	$44,966	'	$48,945	'	$42,807	$46,879	$44,966	$48,945

Note_6_Fair_Value_of_Financial2

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-Sale Securities	'	'
Available-for-sale securities	$2,701	'
Equity Securities	213	'
Loans Held-for-Sale	671	406
Total	3,585	6,172
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	2,701	3,463
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	2,701	3,463
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Available-for-Sale Securities	'	'
Equity Securities	'	280
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	'	2,023
US Government Agencies Debt Securities [Member]	'	'
Available-for-Sale Securities	'	'
Available-for-sale securities	'	2,023
Equity Securities	'	280
Fair Value, Inputs, Level 1 [Member]	'	'
Available-for-Sale Securities	'	'
Equity Securities	213	'
Total	213	280
Fair Value, Inputs, Level 2 [Member]	'	'
Available-for-Sale Securities	'	'
Loans Held-for-Sale	671	406
Total	$3,372	$5,892

Note_6_Fair_Value_of_Financial3

Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	$989	$1,328
Other Real Estate Owned	'	568
Estimate of Fair Value Measurement [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	989	1,229
Other Real Estate Owned	'	568
Total	989	1,797
Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Other Real Estate Owned	'	568
Total	'	568
Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired Loans	989	1,229
Total	$989	$1,229

Note_6_Fair_Value_of_Financial4

Note 6 - Fair Value of Financial Instruments (Details) - Fair Value of Financial Instruments (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets	'	'	'	'
Cash and Cash Equivalents	$3,879	$6,964	$6,895	$10,646
Cash and Cash Equivalents	3,879	6,964	'	'
Certificates of Deposit	481	481	'	'
Certificates of Deposit	482	484	'	'
Securities	45,293	53,112	'	'
Securities	46,501	54,149	'	'
Loans	264,035	249,294	'	'
Less Allowance for Loan Losses	-2,265	-2,221	-2,203	-1,917
Loans, Net of Allowance	262,441	247,479	'	'
Federal Home Loan Bank Stock	2,700	2,317	'	'
Financial Liabilities	'	'	'	'
Deposits	195,293	202,508	'	'
Deposits	201,913	209,660	'	'
Borrowings	61,381	51,040	'	'
Borrowings	59,464	48,140	'	'
Unrecognized Financial Instruments	'	'	'	'
Commitments to Extend Credit	44,348	33,330	'	'
Commitments to Extend Credit	44,552	33,521	'	'
Before Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	264,706	249,700	'	'
Loans	268,959	254,872	'	'
Loans, Net of Allowance	268,959	254,872	'	'
Net of Allowance [Member]	'	'	'	'
Financial Assets	'	'	'	'
Loans	266,694	252,651	'	'
Loans, Net of Allowance	262,441	247,479	'	'
Loans, Net of Allowance	$266,694	$252,651	'	'