IMPAC SECURED ASSETS CORP.,
Depositor,
IMPAC FUNDING CORPORATION
Master Servicer,
and
DEUTSCHE BANK NATIONAL TRUST COMPANY
Trustee
POOLING AND SERVICING AGREEMENT
Dated as of March 1, 2007
________________________
Mortgage Pass-Through Certificates
Series 2007-2
TABLE OF CONTENTS
Page
ARTICLE I DEFINITIONS | 26 | |
Section 1.01. | Defined Terms. | 26 |
Accrual Period | 26 | |
Adjustment Date | 26 | |
Advance | 26 | |
Affected Party | 26 | |
Affiliate | 26 | |
Aggregate Stated Principal Balance | 26 | |
Agreement | 26 | |
Allocated Realized Loss Amount | 26 | |
Assessment of Compliance | 27 | |
Assignment | 27 | |
Attestation Report | 27 | |
Available Distribution Amount | 27 | |
Bankruptcy Code | 27 | |
Basic Principal Distribution Amount | 27 | |
Book-Entry Certificate | 27 | |
Business Day | 27 | |
Cap Contracts | 27 | |
Cap Counterparties | 28 | |
Cash Liquidation | 28 | |
Certificate | 28 | |
Certificate Account | 28 | |
Certificate Account Deposit Date | 28 | |
Certificateholder | 28 | |
Certificate Guaranty Insurance Policy | 28 | |
Certificate Insurer | 28 | |
Certificate Margin | 28 | |
Certificate Owner | 29 | |
Certificate Principal Balance | 29 | |
Certificate Register | 29 | |
Class | 30 | |
Class 1-A Certificates | 30 | |
Class 1-A Principal Distribution Amount | 30 | |
Class 1-A1 Certificates | 30 | |
Class 1-C Distribution Amount | 30 | |
Class 1-IO Interest | 30 | |
Class 1-M Certificates | 30 | |
Class 2-A Principal Distribution Amount | 30 | |
Class 2-C Distribution Amount | 30 | |
Class 2-IO Interest | 31 |
Class A Certificates | 31 | |
Class C Certificates | 31 | |
Class IO Interests | 31 | |
Class IO Distribution Amount | 31 | |
Class 1-M-4 Interest Reserve Fund Amount | 31 | |
Class 1-M-5 Interest Reserve Fund Amount | 31 | |
Class 1-M-6 Interest Reserve Fund Amount | 31 | |
Class 1-M-7 Interest Reserve Fund Amount | 31 | |
Class M Interest Reserve Fund | 31 | |
Class P Certificates | 31 | |
Class R Certificate | 31 | |
Class R-1 Interest | 31 | |
Class R-2 Interest | 32 | |
Class R-3 Interest | 32 | |
Class R-4 Interest | 32 | |
Closing Date | 32 | |
Code | 32 | |
Collateral Accounts | 32 | |
Collateral Value | 32 | |
Commission | 32 | |
Compensating Interest | 32 | |
Conduit Buster | 32 | |
Countrywide | 32 | |
Corporate Trust Office | 32 | |
Corresponding Certificate | 32 | |
Credit Enhancement Percentage | 32 | |
Credit Support Annex One | 33 | |
Credit Support Annex Two | 33 | |
Credit Support Annex Three | 33 | |
Credit Support Annex Four | 33 | |
Credit Support Annex Five | 33 | |
Cross Collateralized Loss Payments | 33 | |
Crossable Excess | 33 | |
Crossable Losses | 33 | |
Current Report | 34 | |
Curtailment | 34 | |
Custodial Account | 34 | |
Custodian | 34 | |
Cut-off Date | 34 | |
Cut-off Date Balance | 34 | |
Debt Service Coverage Ratio | 34 | |
Defaulted Mortgage Loan | 34 | |
Defaulting Party | 34 | |
Deficiency Amount | 34 | |
Deficient Valuation | 35 | |
Definitive Certificate | 35 |
2
Deleted Mortgage Loan | 35 | |
Delinquent | 35 | |
Depositor | 35 | |
Depository | 35 | |
Depository Participant | 35 | |
Derivative Account | 35 | |
Determination Date | 35 | |
Disqualified Organization | 35 | |
Distribution Date | 36 | |
Distribution Report | 36 | |
Due Date | 36 | |
Due Period | 36 | |
Eligible Account | 36 | |
Estimated Swap Termination Payment | 37 | |
Event of Default | 37 | |
Excess Proceeds | 37 | |
Excess Servicing Strip | 37 | |
Exchange Act | 37 | |
Extra Principal Distribution Amount | 37 | |
Fannie Mae | 37 | |
FDIC | 37 | |
Final Scheduled Distribution Date | 37 | |
Freddie Mac | 37 | |
Gross Margin | 37 | |
Group 1 Cap Contracts | 38 | |
Group 1 Cap Counterparty | 38 | |
Group 1 Certificates | 38 | |
Group 1 Class IO Distribution Amount | 38 | |
Group 1 Collateral Account | 38 | |
Group 1 Credit Support Annexes | 38 | |
Group 1 Custodian | 38 | |
Group 1 Cut-off Date Balance | 38 | |
Group 1 Derivative Account | 38 | |
Group 1 Derivative Contract | 38 | |
Group 1 Derivative Termination Payment | 38 | |
Group 1 Estimated Swap Termination Payment | 38 | |
Group 1 Interest Rate Swap Agreement | 38 | |
Group 1 Loans | 38 | |
Group 1 Marker Rate | 39 | |
Group 1 Maximum Uncertificated Accrued Interest Deferral Amount | 39 | |
Group 1 Net Mortgage Rate | 39 | |
Group 1 Net Swap Payment | 40 | |
Group 1 Net WAC Rate | 40 | |
Group 1 Net WAC Shortfall Reserve Fund | 40 | |
Group 1 Net WAC Shortfall Reserve Fund Deposit | 40 | |
Group 1 Optional Termination | 40 |
3
Group 1 Overcollateralization Deficiency Amount | 41 | |
Group 1 Overcollateralization Floor | 41 | |
Group 1 Overcollateralization Release Amount | 41 | |
Group 1 Overcollateralization Target Amount | 41 | |
Group 1 Overcollateralized Amount | 41 | |
Group 1 Schedule | 41 | |
Group 1 Stepdown Date | 41 | |
Group 1 Step-Up Date | 42 | |
Group 1 Subordinate Class Principal Distribution Amount | 42 | |
Group 1 Supplemental Interest Trust | 42 | |
Group 1 Supplemental Interest Trust Trustee | 42 | |
Group 1 Swap Optional Termination Payment | 42 | |
Group 1 Swap Provider | 42 | |
Group 1 Trigger Event | 43 | |
Group 2 Cap Contract | 43 | |
Group 2 Cap Counterparty | 43 | |
Group 2 Class IO Distribution Amount | 43 | |
Group 2 Collateral Account | 43 | |
Group 2 Credit Support Annexes | 43 | |
Group 2 Custodian | 44 | |
Group 2 Cut-off Date Balance | 44 | |
Group 2 Derivative Account | 44 | |
Group 2 Derivative Contract | 44 | |
Group 2 Derivative Termination Payment | 44 | |
Group 2 Estimated Swap Termination Payment | 44 | |
Group 2 Marker Rate | 44 | |
Group 2 Maximum Uncertificated Accrued Interest Deferral Amount | 44 | |
Group 2 Interest Rate Swap Agreement | 45 | |
Group 2 Loans | 45 | |
Group 2 Net Mortgage Rate | 45 | |
Group 2 Net Swap Payment | 45 | |
Group 2 Net WAC Rate | 45 | |
Group 2 Net WAC Shortfall Reserve Fund | 45 | |
Group 2 Net WAC Shortfall Reserve Fund Deposit | 46 | |
Group 2 Optional Termination | 46 | |
Group 2 Overcollateralization Deficiency Amount | 46 | |
Group 2 Overcollateralization Floor | 46 | |
Group 2 Overcollateralization Release Amount | 46 | |
Group 2 Overcollateralization Target Amount | 46 | |
Group 2 Overcollateralized Amount | 46 | |
Group 2 Schedule | 46 | |
Group 2 Stepdown Date | 46 | |
Group 2 Step-Up Date | 47 | |
Group 2 Supplemental Interest Trust | 47 | |
Group 2 Supplemental Interest Trust Trustee | 47 | |
Group 2 Swap Optional Termination Payment | 47 |
4
Group 2 Swap Provider | 47 | |
Group 2 Trigger Event | 47 | |
Index | 48 | |
Initial Certificate Principal Balance | 48 | |
Initial Notional Amount | 48 | |
Insurance Account | 48 | |
Insurance Agreement | 48 | |
Insurance Policy | 48 | |
Insurance Proceeds | 48 | |
Insured Amounts | 48 | |
Insurer Default | 48 | |
Interest Rate Swap Agreement | 48 | |
Interest Remittance Amount | 49 | |
Interest Reserve Fund | 49 | |
Late Collections | 49 | |
LIBOR | 49 | |
LIBOR Business Day | 49 | |
LIBOR Rate Adjustment Date | 49 | |
Liquidated Mortgage Loan | 49 | |
Liquidation Proceeds | 49 | |
Loan-to-Value Ratio | 49 | |
Loan Group | 49 | |
Loan Group 1 | 49 | |
Loan Group 2 | 49 | |
Lost Note Affidavit | 50 | |
Majority Class C Certificateholder | 50 | |
Master Servicer | 50 | |
Master Servicer Prepayment Charge Payment Amount | 50 | |
Master Servicing Fees | 50 | |
Master Servicing Fee Rate | 50 | |
MERS | 50 | |
MERS® System | 50 | |
Midland | 50 | |
MIN | 50 | |
MOM Loan | 50 | |
Monthly Interest Distributable Amount | 50 | |
Monthly Payment | 51 | |
Moody's | 51 | |
Mortgage | 51 | |
Mortgage File | 51 | |
Mortgage Loan | 51 | |
Mortgage Loan Purchase Agreement | 51 | |
Mortgage Loan Schedule | 51 | |
Mortgage Note | 52 | |
Mortgage Rate | 53 | |
Mortgaged Property | 53 |
5
Mortgagor | 53 | |
Net Liquidation Proceeds | 53 | |
Net Monthly Excess Cashflow | 53 | |
Net Mortgage Rate | 53 | |
Net Prepayment Interest Shortfall | 53 | |
Net Swap Payment | 53 | |
Net WAC Rate | 53 | |
Net WAC Shortfall Amount | 53 | |
Net WAC Shortfall Reserve Fund | 53 | |
Nonrecoverable Advance | 54 | |
Non-United States Person | 54 | |
Notional Balance | 54 | |
Officers’ Certificate | 54 | |
Offered Certificates | 54 | |
One Month LIBOR | 54 | |
Opinion of Counsel | 54 | |
Optional Termination | 54 | |
Optional Termination Date | 54 | |
Outstanding Mortgage Loan | 55 | |
Overcollateralization Deficiency Amount | 55 | |
Overcollateralization Floor | 55 | |
Overcollateralization Release Amount | 55 | |
Overcollateralization Target Amount | 55 | |
Overcollateralized Amount | 55 | |
Ownership Interest | 55 | |
Pass-Through Rate | 55 | |
Percentage Interest | 56 | |
Permitted Investment | 56 | |
Permitted Transferee | 57 | |
Person | 57 | |
PMI Insurer | 57 | |
PMI Insurer Policy | 57 | |
PMI Mortgage Loan | 57 | |
PMI Insurer Fee Rate | 58 | |
Policy Premium | 58 | |
Policy Premium Rate | 58 | |
Preference Amount | 58 | |
Prepayment Assumption | 58 | |
Prepayment Charge | 58 | |
Prepayment Interest Excess | 58 | |
Prepayment Interest Shortfall | 58 | |
Prepayment Period | 58 | |
Primary Hazard Insurance Policy | 58 | |
Primary Insurance Policy | 58 | |
Principal Distribution Amount | 59 | |
Principal Prepayment | 59 |
6
Principal Prepayment in Full | 59 | |
Principal Remittance Amount | 59 | |
Prospectus Supplement | 59 | |
Purchase Price | 59 | |
Qualified Insurer | 60 | |
Qualified Substitute Mortgage Loan | 60 | |
Rating Agency | 60 | |
Realized Loss | 60 | |
Record Date | 61 | |
Regular Certificate | 61 | |
Regulation AB | 61 | |
Relief Act | 61 | |
Relief Act Interest Shortfall | 61 | |
REMIC | 61 | |
REMIC 1 | 61 | |
REMIC 1 Regular Interest | 62 | |
REMIC 2 | 62 | |
REMIC 2 Regular Interest | 62 | |
REMIC 3 | 63 | |
REMIC 3 Group 1 Interest Loss Allocation Amount | 63 | |
REMIC 3 Group 1 Overcollateralized Amount | 63 | |
REMIC 3 Group 1 Principal Loss Allocation Amount | 63 | |
REMIC 3 Group 1 Overcollateralization Target Amount | 63 | |
REMIC 3 Group 1 Regular Interest | 63 | |
REMIC 3 Group 2 Interest Loss Allocation Amount | 63 | |
REMIC 3 Group 2 Overcollateralized Amount | 64 | |
REMIC 3 Group 2 Principal Loss Allocation Amount | 64 | |
REMIC 3 Group 2 Overcollateralization Target Amount | 64 | |
REMIC 3 Group 2 Regular Interest | 64 | |
REMIC 3 Regular Interest | 64 | |
REMIC 4 | 64 | |
REMIC 4 Regular Interest | 64 | |
REMIC Provisions | 64 | |
REMIC Regular Interest | 64 | |
Remittance Report | 65 | |
REO Acquisition | 65 | |
REO Disposition | 65 | |
REO Imputed Interest | 65 | |
REO Proceeds | 65 | |
REO Property | 65 | |
Request for Release | 65 | |
Residual Certificate | 65 | |
Residual Interest | 65 | |
Responsible Officer | 65 | |
Servicing Account | 65 | |
Servicing Advances | 66 |
7
Servicing Criteria | 66 | |
Servicing Guide | 66 | |
Servicing Officer | 66 | |
Single Certificate | 66 | |
Specially Serviced Group 2 Loan | 66 | |
Sponsor | 66 | |
Standard & Poor's | 66 | |
Startup Day | 66 | |
Stated Principal Balance | 66 | |
Step-Up Date | 67 | |
Stepdown Date | 67 | |
Stepdown Target Subordination Percentage | 67 | |
Subordinate Certificates | 67 | |
Subsequent Recoveries | 67 | |
Sub-Servicer | 68 | |
Sub-Servicer Remittance Date | 68 | |
Sub-Servicing Account | 68 | |
Sub-Servicing Agreement | 68 | |
Sub-Servicing Fees | 68 | |
Sub-Servicing Fee Rate | 68 | |
Substitution Adjustment | 68 | |
Supplemental Interest Trust | 68 | |
Supplemental Interest Trust Trustee | 68 | |
Swap LIBOR | 68 | |
Swap Optional Termination Payment | 68 | |
Swap Provider | 68 | |
Swap Provider Trigger Event | 68 | |
Swap Termination Payment | 69 | |
Tax Matters Person | 69 | |
Tax Returns | 69 | |
Transfer | 69 | |
Transferor | 69 | |
Trust Fund | 69 | |
Trustee | 69 | |
Uncertificated Accrued Interest | 69 | |
Uncertificated Notional Balance | 69 | |
Uncertificated Pass-Through Rate | 73 | |
Uncertificated Principal Balance | 73 | |
Uncertificated REMIC 1 Pass-Through Rate | 73 | |
Uncertificated REMIC 2 Pass-Through Rate | 74 | |
Uncertificated REMIC 3 Pass-Through Rate | 74 | |
Uninsured Cause | 83 | |
United States Person | 83 | |
Unpaid Interest Shortfall Amount | 83 | |
Voting Rights | 84 | |
Section 1.02. | Determination of LIBOR. | 84 |
8
Section 1.03. | Allocation of Certain Interest Shortfalls. | 85 |
ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES | 87 | |
Section 2.01. | Conveyance of Mortgage Loans. | 87 |
Section 2.02. | Acceptance of the Trust Fund by the Trustee. | 91 |
Section 2.03. | Representations, Warranties and Covenants of the Master Servicer and the Depositor. | 92 |
Section 2.04. | Representations and Warranties of the Sponsor. | 94 |
Section 2.05. | Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee. | 96 |
Section 2.06. | Purposes and Powers of the Trust. | 97 |
ARTICLE III ADMINISTRATION AND SERVICING OF THE TRUST FUND | 99 | |
Section 3.01. | Master Servicer to Act as Master Servicer. | 99 |
Section 3.02. | Sub-Servicing Agreements Between Master Servicer and Sub-Servicers. | 101 |
Section 3.03. | Successor Sub-Servicers. | 102 |
Section 3.04. | Liability of the Master Servicer. | 102 |
Section 3.05. | No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders. | 102 |
Section 3.06. | Assumption or Termination of Sub-Servicing Agreements by Trustee. | 103 |
Section 3.07. | Collection of Certain Mortgage Loan Payments. | 103 |
Section 3.08. | Sub-Servicing Accounts. | 104 |
Section 3.09. | Collection of Taxes, Assessments and Similar Items; Servicing Accounts. | 105 |
Section 3.10. | Custodial Account. | 105 |
Section 3.11. | Permitted Withdrawals From the Custodial Account. | 106 |
Section 3.12. | Permitted Investments. | 107 |
Section 3.13. | Maintenance of Primary Hazard Insurance. | 108 |
Section 3.14. | Enforcement of Due-on-Sale Clauses; Assumption Agreements. | 110 |
Section 3.15. | Realization Upon Defaulted Mortgage Loans. | 111 |
Section 3.16. | Trustee to Cooperate; Release of Mortgage Files. | 112 |
Section 3.17. | Servicing Compensation. | 114 |
Section 3.18. | Maintenance of Certain Servicing Policies. | 114 |
Section 3.19. | Annual Statement as to Compliance. | 115 |
Section 3.20. | Assessments of Compliance and Attestation Reports. | 115 |
Section 3.21. | Access to Certain Documentation. | 117 |
Section 3.22. | Title, Conservation and Disposition of REO Property. | 117 |
Section 3.23. | Additional Obligations of the Master Servicer. | 119 |
Section 3.24. | Additional Obligations of the Depositor. | 119 |
Section 3.25. | Exchange Act Reporting. | 120 |
9
Section 3.26. | Intention of the Parties and Interpretation. | 123 |
Section 3.27. | Optional Purchase of Certain Mortgage Loans. | 124 |
ARTICLE IV PAYMENTS TO CERTIFICATEHOLDERS | 125 | |
Section 4.01. | Distributions. | 125 |
Section 4.02. | Statements to Certificateholders. | 135 |
Section 4.03. | Remittance Reports; Advances by the Master Servicer. | 138 |
Section 4.04. | Distributions on the REMIC Regular Interests. | 140 |
Section 4.05. | Allocation of Realized Losses. | 144 |
Section 4.06. | Information Reports to Be Filed by the Master Servicer. | 147 |
Section 4.07. | Compliance with Withholding Requirements. | 148 |
Section 4.08. | Group 1 Net WAC Shortfall Reserve Fund. | 148 |
Section 4.09. | Group 2 Net WAC Shortfall Reserve Fund. | 149 |
Section 4.10. | Group 1 Supplemental Interest Trust. | 150 |
Section 4.11. | Group 2 Supplemental Interest Trust. | 153 |
Section 4.12. | Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates. | 156 |
Section 4.13. | The Certificate Guaranty Insurance Policy | 157 |
Section 4.14. | Collateral Accounts | 159 |
Section 4.15. | Class M Interest Reserve Fund. | 161 |
ARTICLE V THE CERTIFICATES | 163 | |
Section 5.01. | The Certificates. | 163 |
Section 5.02. | Registration of Transfer and Exchange of Certificates. | 164 |
Section 5.03. | Mutilated, Destroyed, Lost or Stolen Certificates. | 170 |
Section 5.04. | Persons Deemed Owners. | 170 |
Section 5.05. | Rule 144A Information. | 171 |
ARTICLE VI THE Depositor AND THE MASTER SERVICER | 172 | |
Section 6.01. | Liability of the Depositor and the Master Servicer. | 172 |
Section 6.02. | Merger, Consolidation or Conversion of the Depositor or the Master Servicer. | 172 |
Section 6.03. | Limitation on Liability of the Depositor, the Master Servicer and Others. | 172 |
Section 6.04. | Limitation on Resignation of the Master Servicer. | 173 |
Section 6.05. | Sale and Assignment of Master Servicing. | 174 |
ARTICLE VII DEFAULT | 175 | |
Section 7.01. | Events of Default. | 175 |
10
Section 7.02. | Trustee to Act; Appointment of Successor. | 177 |
Section 7.03. | Notification to Certificateholders. | 178 |
Section 7.04. | Waiver of Events of Default. | 178 |
Section 7.05. | List of Certificateholders. | 179 |
ARTICLE VIII CONCERNING THE TRUSTEE | 180 | |
Section 8.01. | Duties of Trustee. | 180 |
Section 8.02. | Certain Matters Affecting the Trustee. | 181 |
Section 8.03. | Trustee Not Liable for Certificates or Mortgage Loans. | 183 |
Section 8.04. | Trustee May Own Certificates. | 183 |
Section 8.05. | Trustee’s Fees. | 183 |
Section 8.06. | Eligibility Requirements for Trustee. | 184 |
Section 8.07. | Resignation and Removal of the Trustee. | 184 |
Section 8.08. | Successor Trustee. | 185 |
Section 8.09. | Merger or Consolidation of Trustee. | 186 |
Section 8.10. | Appointment of Co-Trustee or Separate Trustee. | 186 |
ARTICLE IX TERMINATION | 188 | |
Section 9.01. | Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates. | 188 |
Section 9.02. | Termination of REMIC 4 and Retirement of Class R Certificates. | 195 |
Section 9.03. | Additional Termination Requirements. | 195 |
ARTICLE X REMIC PROVISIONS | 197 | |
Section 10.01. | REMIC Administration. | 197 |
Section 10.02. | Prohibited Transactions and Activities. | 200 |
Section 10.03. | Master Servicer and Trustee Indemnification. | 200 |
ARTICLE XI MISCELLANEOUS PROVISIONS | 201 | |
Section 11.01. | Amendment. | 201 |
Section 11.02. | Recordation of Agreement; Counterparts. | 202 |
Section 11.03. | Limitation on Rights of Certificateholders. | 203 |
Section 11.04. | Governing Law. | 204 |
Section 11.05. | Notices. | 204 |
Section 11.06. | Severability of Provisions. | 204 |
Section 11.07. | Successors and Assigns. | 204 |
Section 11.08. | Article and Section Headings. | 205 |
Section 11.09. | Notice to Rating Agencies. | 205 |
Section 11.10. | Rights of the Certificate Insurer. | 205 |
Section 11.11. | Control by the Certificate Insurer. | 206 |
Section 11.12. | Third Party Rights. | 207 |
11
Signatures
Acknowledgments
Exhibit A | Form of Class A Certificate |
Exhibit B-1 | Form of Class [M][B] Certificate |
Exhibit B-2 | Form of Class C Certificate |
Exhibit B-3 | Form of Class P Certificate |
Exhibit B-4 | Form of Class R Certificate |
Exhibit C | Form of Custodian Initial Certification |
Exhibit D | Form of Custodian Final Certification |
Exhibit E | Form of Remittance Report |
Exhibit F-1 | Request for Release |
Exhibit F-2 | Request for Release for Mortgage Loans Paid in Full |
Exhibit G-1 | Form of Investor Representation Letter |
Exhibit G-2 | Form of Transferor Representation Letter |
Exhibit G-3 | Form of Rule 144A Investment Representation |
Exhibit G-4 | Transferor Certificate for Transfers of Residual Certificates |
Exhibit G-5 | Transfer Affidavit and Agreement for Transfers of Residual Certificates |
Exhibit H | Mortgage Loan Schedule |
Exhibit I | Sponsor Representations and Warranties |
Exhibit J | Form of Notice Under Section 3.24 |
Exhibit K | Impac Funding Corporation Servicing Guide |
Exhibit L-1 | Form 10-K Certification |
Exhibit L-2 | Form 10-K Back-up Certification (Master Servicer) |
Exhibit L-3 | Form 10-K Back-up Certification (Trustee) |
Exhibit L-4 | Form of Back-up Certification to Form 10-K Certificate |
Exhibit M-1 | Form of Interest Rate Swap Agreement |
Exhibit M-2 | Form of Cap Contract |
Exhibit N | Servicing Criteria to be Addressed in Assessment of Compliance |
Exhibit O | Form 10-D, Form 8-K and Form 10-K Reporting Responsibility |
Exhibit P | Additional Disclosure Notification |
Exhibit Q | Form of Countrywide Servicing Agreement |
Exhibit R | Form of Midland Servicing Agreement |
This Pooling and Servicing Agreement, dated and effective as of March 1, 2007, is entered into among Impac Secured Assets Corp., as depositor (the “Depositor”), Impac Funding Corporation, as master servicer (the “Master Servicer”), and Deutsche Bank National Trust Company, as trustee (the “Trustee”).
PRELIMINARY STATEMENT:
The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder. The Certificates will consist of nineteen classes of certificates, designated as (i) the Class 1-A1-A Certificates, (ii) the Class 1-A1-B Certificates, (iii) the Class 1-A1-C Certificates, (iv) the Class 1-AM Certificates, (v) the Class 2-A Certificates, (vi) the Class 1-M-1 Certificates, (vii) the Class 1-M-2 Certificates, (viii) the Class 1-M-3 Certificates, (ix) the Class 1-M-4 Certificates, (x) the Class 1-M-5 Certificates, (xi) the Class 1-M-6 Certificates, (xii) the Class 1-M-7 Certificates, (xiii) the Class 1-M-8 Certificates, (xiv) the Class 1-B Certificates, (xv) the Class 1-C Certificates, (xvi) the Class 2-C Certificates, (xvii) the Class 1-P Certificates, (xviii) the Class 2-P Certificates, and (xix) the Class R Certificates.
12
REMIC 1
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of Loan Group 1 and certain other related assets (other than the Group 1 Net WAC Shortfall Reserve Fund, any related Master Servicer Prepayment Charge Payment Amounts, the Class M Interest Reserve Fund and, for the avoidance of doubt, the Group 1 Supplemental Interest Trust, the Group 1 Derivative Account, the Group 1 Interest Rate Swap Agreement, the Group 1 Cap Contracts and the Group 1 Collateral Account) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 1.” The Class R-1 Interest will be the sole class of Residual Interests in REMIC 1 for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 1 Regular Interests (as defined herein). None of the REMIC 1 Regular Interests will be certificated.
Designation | Uncertificated REMIC 1 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-1-A | Variable(2) | $ 2,931,419.42 | April 2037 |
1-1-B | Variable(2) | $ 2,931,419.42 | April 2037 |
1-2-A | Variable(2) | $ 4,621,932.41 | April 2037 |
1-2-B | Variable(2) | $ 4,621,932.41 | April 2037 |
1-3-A | Variable(2) | $ 6,337,754.04 | April 2037 |
1-3-B | Variable(2) | $ 6,337,754.04 | April 2037 |
1-4-A | Variable(2) | $ 8,063,405.38 | April 2037 |
1-4-B | Variable(2) | $ 8,063,405.38 | April 2037 |
1-5-A | Variable(2) | $ 9,783,088.61 | April 2037 |
1-5-B | Variable(2) | $ 9,783,088.61 | April 2037 |
1-6-A | Variable(2) | $ 11,478,869.78 | April 2037 |
1-6-B | Variable(2) | $ 11,478,869.78 | April 2037 |
1-7-A | Variable(2) | $ 13,129,670.82 | April 2037 |
1-7-B | Variable(2) | $ 13,129,670.82 | April 2037 |
1-8-A | Variable(2) | $ 14,705,652.64 | April 2037 |
1-8-B | Variable(2) | $ 14,705,652.64 | April 2037 |
1-9-A | Variable(2) | $ 16,174,523.40 | April 2037 |
1-9-B | Variable(2) | $ 16,174,523.40 | April 2037 |
1-10-A | Variable(2) | $ 16,984,631.84 | April 2037 |
13
Designation | Uncertificated REMIC 1 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-10-B | Variable(2) | $ 16,984,631.84 | April 2037 |
1-11-A | Variable(2) | $ 17,620,405.11 | April 2037 |
1-11-B | Variable(2) | $ 17,620,405.11 | April 2037 |
1-12-A | Variable(2) | $ 16,913,729.48 | April 2037 |
1-12-B | Variable(2) | $ 16,913,729.48 | April 2037 |
1-13-A | Variable(2) | $ 16,097,844.69 | April 2037 |
1-13-B | Variable(2) | $ 16,097,844.69 | April 2037 |
1-14-A | Variable(2) | $ 15,321,069.99 | April 2037 |
1-14-B | Variable(2) | $ 15,321,069.99 | April 2037 |
1-15-A | Variable(2) | $ 14,581,621.12 | April 2037 |
1-15-B | Variable(2) | $ 14,581,621.12 | April 2037 |
1-16-A | Variable(2) | $ 13,877,654.00 | April 2037 |
1-16-B | Variable(2) | $ 13,877,654.00 | April 2037 |
1-17-A | Variable(2) | $ 13,207,540.26 | April 2037 |
1-17-B | Variable(2) | $ 13,207,540.26 | April 2037 |
1-18-A | Variable(2) | $ 12,569,528.09 | April 2037 |
1-18-B | Variable(2) | $ 12,569,528.09 | April 2037 |
1-19-A | Variable(2) | $ 11,962,078.26 | April 2037 |
1-19-B | Variable(2) | $ 11,962,078.26 | April 2037 |
1-20-A | Variable(2) | $ 11,383,932.77 | April 2037 |
1-20-B | Variable(2) | $ 11,383,932.77 | April 2037 |
1-21-A | Variable(2) | $ 10,833,541.27 | April 2037 |
1-21-B | Variable(2) | $ 10,833,541.27 | April 2037 |
1-22-A | Variable(2) | $ 10,414,046.83 | April 2037 |
1-22-B | Variable(2) | $ 10,414,046.83 | April 2037 |
1-23-A | Variable(2) | $ 9,939,742.17 | April 2037 |
1-23-B | Variable(2) | $ 9,939,742.17 | April 2037 |
1-24-A | Variable(2) | $ 9,568,996.17 | April 2037 |
1-24-B | Variable(2) | $ 9,568,996.17 | April 2037 |
1-25-A | Variable(2) | $ 9,113,087.46 | April 2037 |
1-25-B | Variable(2) | $ 9,113,087.46 | April 2037 |
1-26-A | Variable(2) | $ 8,615,713.02 | April 2037 |
1-26-B | Variable(2) | $ 8,615,713.02 | April 2037 |
1-27-A | Variable(2) | $ 8,154,715.17 | April 2037 |
1-27-B | Variable(2) | $ 8,154,715.17 | April 2037 |
1-28-A | Variable(2) | $ 7,725,476.59 | April 2037 |
1-28-B | Variable(2) | $ 7,725,476.59 | April 2037 |
1-29-A | Variable(2) | $ 7,317,146.46 | April 2037 |
1-29-B | Variable(2) | $ 7,317,146.46 | April 2037 |
1-30-A | Variable(2) | $ 6,936,364.39 | April 2037 |
1-30-B | Variable(2) | $ 6,936,364.39 | April 2037 |
1-31-A | Variable(2) | $ 6,573,433.08 | April 2037 |
1-31-B | Variable(2) | $ 6,573,433.08 | April 2037 |
14
Designation | Uncertificated REMIC 1 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-32-A | Variable(2) | $ 5,825,497.26 | April 2037 |
1-32-B | Variable(2) | $ 5,825,497.26 | April 2037 |
1-33-A | Variable(2) | $ 28,999,427.46 | April 2037 |
1-33-B | Variable(2) | $ 28,999,427.46 | April 2037 |
1-34-A | Variable(2) | $ 2,622,851.95 | April 2037 |
1-34-B | Variable(2) | $ 2,622,851.95 | April 2037 |
1-35-A | Variable(2) | $ 2,543,227.25 | April 2037 |
1-35-B | Variable(2) | $ 2,543,227.25 | April 2037 |
1-36-A | Variable(2) | $ 2,466,052.47 | April 2037 |
1-36-B | Variable(2) | $ 2,466,052.47 | April 2037 |
1-37-A | Variable(2) | $ 2,391,096.10 | April 2037 |
1-37-B | Variable(2) | $ 2,391,096.10 | April 2037 |
1-38-A | Variable(2) | $ 2,318,491.71 | April 2037 |
1-38-B | Variable(2) | $ 2,318,491.71 | April 2037 |
1-39-A | Variable(2) | $ 2,248,072.88 | April 2037 |
1-39-B | Variable(2) | $ 2,248,072.88 | April 2037 |
1-40-A | Variable(2) | $ 2,179,733.24 | April 2037 |
1-40-B | Variable(2) | $ 2,179,733.24 | April 2037 |
1-41-A | Variable(2) | $ 2,113,511.46 | April 2037 |
1-41-B | Variable(2) | $ 2,113,511.46 | April 2037 |
1-42-A | Variable(2) | $ 2,049,236.26 | April 2037 |
1-42-B | Variable(2) | $ 2,049,236.26 | April 2037 |
1-43-A | Variable(2) | $ 1,986,991.39 | April 2037 |
1-43-B | Variable(2) | $ 1,986,991.39 | April 2037 |
1-44-A | Variable(2) | $ 1,926,505.63 | April 2037 |
1-44-B | Variable(2) | $ 1,926,505.63 | April 2037 |
1-45-A | Variable(2) | $ 1,867,912.82 | April 2037 |
1-45-B | Variable(2) | $ 1,867,912.82 | April 2037 |
1-46-A | Variable(2) | $ 1,811,076.81 | April 2037 |
1-46-B | Variable(2) | $ 1,811,076.81 | April 2037 |
1-47-A | Variable(2) | $ 1,755,926.50 | April 2037 |
1-47-B | Variable(2) | $ 1,755,926.50 | April 2037 |
1-48-A | Variable(2) | $ 1,702,460.80 | April 2037 |
1-48-B | Variable(2) | $ 1,702,460.80 | April 2037 |
1-49-A | Variable(2) | $ 1,650,623.69 | April 2037 |
1-49-B | Variable(2) | $ 1,650,623.69 | April 2037 |
1-50-A | Variable(2) | $ 1,600,404.15 | April 2037 |
1-50-B | Variable(2) | $ 1,600,404.15 | April 2037 |
1-51-A | Variable(2) | $ 1,551,666.21 | April 2037 |
1-51-B | Variable(2) | $ 1,551,666.21 | April 2037 |
1-52-A | Variable(2) | $ 1,504,378.90 | April 2037 |
1-52-B | Variable(2) | $ 1,504,378.90 | April 2037 |
1-53-A | Variable(2) | $ 1,458,536.32 | April 2037 |
15
Designation | Uncertificated REMIC 1 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) | |
1-53-B | Variable(2) | $ 1,458,536.32 | April 2037 | |
1-54-A | Variable(2) | $ 6,961,937.56 | April 2037 | |
1-54-B | Variable(2) | $ 6,961,937.56 | April 2037 | |
1-55-A | Variable(2) | $ 18,768,396.77 | April 2037 | |
1-55-B | Variable(2) | $ 18,768,396.77 | April 2037 | |
1-56-A | Variable(2) | $ 11,718,208.09 | April 2037 | |
1-56-B | Variable(2) | $ 11,718,208.09 | April 2037 | |
1-57-A | Variable(2) | $ 7,658,925.71 | April 2037 | |
1-57-B | Variable(2) | $ 7,658,925.71 | April 2037 | |
1-58-A | Variable(2) | $ 25,948.84 | April 2037 | |
1-58-B | Variable(2) | $ 25,948.84 | April 2037 | |
1-59-A | Variable(2) | $ 25,156.72 | April 2037 | |
1-59-B | Variable(2) | $ 25,156.72 | April 2037 | |
1-60-A | Variable(2) | $ 24,388.60 | April 2037 | |
1-60-B | Variable(2) | $ 24,388.60 | April 2037 | |
1-61-A | Variable(2) | $ 23,643.74 | April 2037 | |
1-61-B | Variable(2) | $ 23,643.74 | April 2037 | |
1-62-A | Variable(2) | $ 22,921.47 | April 2037 | |
1-62-B | Variable(2) | $ 22,921.47 | April 2037 | |
1-63-A | Variable(2) | $ 22,221.08 | April 2037 | |
1-63-B | Variable(2) | $ 22,221.08 | April 2037 | |
1-64-A | Variable(2) | $ 21,541.93 | April 2037 | |
1-64-B | Variable(2) | $ 21,541.93 | April 2037 | |
1-65-A | Variable(2) | $ 20,883.38 | April 2037 | |
1-65-B | Variable(2) | $ 20,883.38 | April 2037 | |
1-66-A | Variable(2) | $ 20,244.80 | April 2037 | |
1-66-B | Variable(2) | $ 20,244.80 | April 2037 | |
1-67-A | Variable(2) | $ 19,625.58 | April 2037 | |
1-67-B | Variable(2) | $ 19,625.58 | April 2037 | |
1-68-A | Variable(2) | $ 19,025.17 | April 2037 | |
1-68-B | Variable(2) | $ 19,025.17 | April 2037 | |
1-69-A | Variable(2) | $ 18,442.96 | April 2037 | |
1-69-B | Variable(2) | $ 18,442.96 | April 2037 | |
1-70-A | Variable(2) | $ 17,878.43 | April 2037 | |
1-70-B | Variable(2) | $ 17,878.43 | April 2037 | |
1-71-A | Variable(2) | $ 17,331.05 | April 2037 | |
1-71-B | Variable(2) | $ 17,331.05 | April 2037 | |
1-72-A | Variable(2) | $ 16,800.28 | April 2037 | |
1-72-B | Variable(2) | $ 16,800.28 | April 2037 | |
1-73-A | Variable(2) | $ 16,285.64 | April 2037 | |
1-73-B | Variable(2) | $ 16,285.64 | April 2037 | |
1-74-A | Variable(2) | $ 15,786.62 | April 2037 | |
1-74-B | Variable(2) | $ 15,786.62 | April 2037 |
16
Designation | Uncertificated REMIC 1 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) | |
1-75-A | Variable(2) | $ 15,302.77 | April 2037 | |
1-75-B | Variable(2) | $ 15,302.77 | April 2037 | |
1-76-A | Variable(2) | $ 14,833.63 | April 2037 | |
1-76-B | Variable(2) | $ 14,833.63 | April 2037 | |
1-77-A | Variable(2) | $ 14,378.74 | April 2037 | |
1-77-B | Variable(2) | $ 14,378.74 | April 2037 | |
1-78-A | Variable(2) | $ 449,154.60 | April 2037 | |
1-78-B | Variable(2) | $ 449,154.60 | April 2037 | |
P | Variable(2) | $ 100.00 | April 2037 | |
OC | Variable(2) | $ 268,170,783.71 | April 2037 |
___________________
(1) | For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 1 with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest. |
(2) | Calculated in accordance with the definition of “Uncertificated REMIC 1 Pass-Through Rate” in this Agreement. |
REMIC 2
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of Loan Group 2 and certain other related assets (other than the Group 2 Net WAC Shortfall Reserve Fund, any related Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Group 2 Supplemental Interest Trust, the Group 2 Derivative Account, the Group 2 Interest Rate Swap Agreement, the Group 2 Cap Contract and the Group 2 Collateral Account) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 2.” The Class R-2 Interest will be the sole class of Residual Interests in REMIC 2 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 2 Regular Interests (as defined herein). None of the REMIC 2 Regular Interests will be certificated.
Designation | Uncertificated REMIC 2 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-1-A | Variable(2) | $ 113,189.00 | March 2037 |
1-1-B | Variable(2) | $ 113,189.00 | March 2037 |
1-2-A | Variable(2) | $ 117,892.10 | March 2037 |
1-2-B | Variable(2) | $ 117,892.10 | March 2037 |
1-3-A | Variable(2) | $ 122,561.40 | March 2037 |
1-3-B | Variable(2) | $ 122,561.40 | March 2037 |
1-4-A | Variable(2) | $ 127,279.60 | March 2037 |
1-4-B | Variable(2) | $ 127,279.60 | March 2037 |
1-5-A | Variable(2) | $ 131,941.00 | March 2037 |
17
Designation | Uncertificated REMIC 2 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-5-B | Variable(2) | $ 131,941.00 | March 2037 |
1-6-A | Variable(2) | $ 136,571.00 | March 2037 |
1-6-B | Variable(2) | $ 136,571.00 | March 2037 |
1-7-A | Variable(2) | $ 141,112.50 | March 2037 |
1-7-B | Variable(2) | $ 141,112.50 | March 2037 |
1-8-A | Variable(2) | $ 145,585.40 | March 2037 |
1-8-B | Variable(2) | $ 145,585.40 | March 2037 |
1-9-A | Variable(2) | $ 150,113.40 | March 2037 |
1-9-B | Variable(2) | $ 150,113.40 | March 2037 |
1-10-A | Variable(2) | $ 154,602.90 | March 2037 |
1-10-B | Variable(2) | $ 154,602.90 | March 2037 |
1-11-A | Variable(2) | $ 158,959.80 | March 2037 |
1-11-B | Variable(2) | $ 158,959.80 | March 2037 |
1-12-A | Variable(2) | $ 163,271.80 | March 2037 |
1-12-B | Variable(2) | $ 163,271.80 | March 2037 |
1-13-A | Variable(2) | $ 167,588.90 | March 2037 |
1-13-B | Variable(2) | $ 167,588.90 | March 2037 |
1-14-A | Variable(2) | $ 171,705.80 | March 2037 |
1-14-B | Variable(2) | $ 171,705.80 | March 2037 |
1-15-A | Variable(2) | $ 174,627.80 | March 2037 |
1-15-B | Variable(2) | $ 174,627.80 | March 2037 |
1-16-A | Variable(2) | $ 176,614.10 | March 2037 |
1-16-B | Variable(2) | $ 176,614.10 | March 2037 |
1-17-A | Variable(2) | $ 177,912.50 | March 2037 |
1-17-B | Variable(2) | $ 177,912.50 | March 2037 |
1-18-A | Variable(2) | $ 179,227.10 | March 2037 |
1-18-B | Variable(2) | $ 179,227.10 | March 2037 |
1-19-A | Variable(2) | $ 179,879.60 | March 2037 |
1-19-B | Variable(2) | $ 179,879.60 | March 2037 |
1-20-A | Variable(2) | $ 179,629.50 | March 2037 |
1-20-B | Variable(2) | $ 179,629.50 | March 2037 |
1-21-A | Variable(2) | $ 179,038.90 | March 2037 |
1-21-B | Variable(2) | $ 179,038.90 | March 2037 |
1-22-A | Variable(2) | $ 178,473.50 | March 2037 |
1-22-B | Variable(2) | $ 178,473.50 | March 2037 |
1-23-A | Variable(2) | $ 177,947.80 | March 2037 |
1-23-B | Variable(2) | $ 177,947.80 | March 2037 |
1-24-A | Variable(2) | $ 177,395.20 | March 2037 |
1-24-B | Variable(2) | $ 177,395.20 | March 2037 |
1-25-A | Variable(2) | $ 176,926.60 | March 2037 |
1-25-B | Variable(2) | $ 176,926.60 | March 2037 |
1-26-A | Variable(2) | $ 1,386,951.20 | March 2037 |
1-26-B | Variable(2) | $ 1,386,951.20 | March 2037 |
18
Designation | Uncertificated REMIC 2 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) |
1-27-A | Variable(2) | $ 1,034,061.50 | March 2037 |
1-27-B | Variable(2) | $ 1,034,061.50 | March 2037 |
1-28-A | Variable(2) | $ 596,562.50 | March 2037 |
1-28-B | Variable(2) | $ 596,562.50 | March 2037 |
1-29-A | Variable(2) | $ 161,466.30 | March 2037 |
1-29-B | Variable(2) | $ 161,466.30 | March 2037 |
1-30-A | Variable(2) | $ 2,322,800.90 | March 2037 |
1-30-B | Variable(2) | $ 2,322,800.90 | March 2037 |
1-31-A | Variable(2) | $ 1,013,711.60 | March 2037 |
1-31-B | Variable(2) | $ 1,013,711.60 | March 2037 |
1-32-A | Variable(2) | $ 144,027.30 | March 2037 |
1-32-B | Variable(2) | $ 144,027.30 | March 2037 |
1-33-A | Variable(2) | $ 143,679.60 | March 2037 |
1-33-B | Variable(2) | $ 143,679.60 | March 2037 |
1-34-A | Variable(2) | $ 143,367.00 | March 2037 |
1-34-B | Variable(2) | $ 143,367.00 | March 2037 |
1-35-A | Variable(2) | $ 142,988.80 | March 2037 |
1-35-B | Variable(2) | $ 142,988.80 | March 2037 |
1-36-A | Variable(2) | $ 142,712.30 | March 2037 |
1-36-B | Variable(2) | $ 142,712.30 | March 2037 |
1-37-A | Variable(2) | $ 142,410.80 | March 2037 |
1-37-B | Variable(2) | $ 142,410.80 | March 2037 |
1-38-A | Variable(2) | $ 142,072.00 | March 2037 |
1-38-B | Variable(2) | $ 142,072.00 | March 2037 |
1-39-A | Variable(2) | $ 141,776.10 | March 2037 |
1-39-B | Variable(2) | $ 141,776.10 | March 2037 |
1-40-A | Variable(2) | $ 141,390.80 | March 2037 |
1-40-B | Variable(2) | $ 141,390.80 | March 2037 |
1-41-A | Variable(2) | $ 141,111.70 | March 2037 |
1-41-B | Variable(2) | $ 141,111.70 | March 2037 |
1-42-A | Variable(2) | $ 140,833.70 | March 2037 |
1-42-B | Variable(2) | $ 140,833.70 | March 2037 |
1-43-A | Variable(2) | $ 140,548.10 | March 2037 |
1-43-B | Variable(2) | $ 140,548.10 | March 2037 |
1-44-A | Variable(2) | $ 140,230.50 | March 2037 |
1-44-B | Variable(2) | $ 140,230.50 | March 2037 |
1-45-A | Variable(2) | $ 139,917.30 | March 2037 |
1-45-B | Variable(2) | $ 139,917.30 | March 2037 |
1-46-A | Variable(2) | $ 139,646.20 | March 2037 |
1-46-B | Variable(2) | $ 139,646.20 | March 2037 |
1-47-A | Variable(2) | $ 139,413.20 | March 2037 |
1-47-B | Variable(2) | $ 139,413.20 | March 2037 |
1-48-A | Variable(2) | $ 139,121.40 | March 2037 |
19
Designation | Uncertificated REMIC 2 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) | |
1-48-B | Variable(2) | $ 139,121.40 | March 2037 | |
1-49-A | Variable(2) | $ 670,814.30 | March 2037 | |
1-49-B | Variable(2) | $ 670,814.30 | March 2037 | |
1-50-A | Variable(2) | $ 4,695,682.10 | March 2037 | |
1-50-B | Variable(2) | $ 4,695,682.10 | March 2037 | |
1-51-A | Variable(2) | $ 2,923,001.60 | March 2037 | |
1-51-B | Variable(2) | $ 2,923,001.60 | March 2037 | |
1-52-A | Variable(2) | $ 3,179,064.00 | March 2037 | |
1-52-B | Variable(2) | $ 3,179,064.00 | March 2037 | |
1-53-A | Variable(2) | $ 283,487.80 | March 2037 | |
1-53-B | Variable(2) | $ 283,487.80 | March 2037 | |
1-54-A | Variable(2) | $ 1,091,014.70 | March 2037 | |
1-54-B | Variable(2) | $ 1,091,014.70 | March 2037 | |
1-55-A | Variable(2) | $ 4,294,793.03 | March 2037 | |
1-55-B | Variable(2) | $ 4,294,793.03 | March 2037 | |
1-56-A | Variable(2) | $ 1,026,272.15 | March 2037 | |
1-56-B | Variable(2) | $ 1,026,272.15 | March 2037 | |
1-57-A | Variable(2) | $ 998,476.11 | March 2037 | |
1-57-B | Variable(2) | $ 998,476.11 | March 2037 | |
1-58-A | Variable(2) | $ 369,763.00 | March 2037 | |
1-58-B | Variable(2) | $ 369,763.00 | March 2037 | |
1-59-A | Variable(2) | $ 358,390.30 | March 2037 | |
1-59-B | Variable(2) | $ 358,390.30 | March 2037 | |
1-60-A | Variable(2) | $ 347,359.10 | March 2037 | |
1-60-B | Variable(2) | $ 347,359.10 | March 2037 | |
1-61-A | Variable(2) | $ 336,673.10 | March 2037 | |
1-61-B | Variable(2) | $ 336,673.10 | March 2037 | |
1-62-A | Variable(2) | $ 326,317.40 | March 2037 | |
1-62-B | Variable(2) | $ 326,317.40 | March 2037 | |
1-63-A | Variable(2) | $ 316,269.50 | March 2037 | |
1-63-B | Variable(2) | $ 316,269.50 | March 2037 | |
1-64-A | Variable(2) | $ 306,526.60 | March 2037 | |
1-64-B | Variable(2) | $ 306,526.60 | March 2037 | |
1-65-A | Variable(2) | $ 420,154.53 | March 2037 | |
1-65-B | Variable(2) | $ 420,154.53 | March 2037 | |
1-66-A | Variable(2) | $ 727,028.41 | March 2037 | |
1-66-B | Variable(2) | $ 727,028.41 | March 2037 | |
1-67-A | Variable(2) | $ 707,312.63 | March 2037 | |
1-67-B | Variable(2) | $ 707,312.63 | March 2037 | |
1-68-A | Variable(2) | $ 688,122.85 | March 2037 | |
1-68-B | Variable(2) | $ 688,122.85 | March 2037 | |
1-69-A | Variable(2) | $ 669,462.22 | March 2037 | |
1-69-B | Variable(2) | $ 669,462.22 | March 2037 |
20
Designation | Uncertificated REMIC 2 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date (1) | |
1-70-A | Variable(2) | $ 651,313.38 | March 2037 | |
1-70-B | Variable(2) | $ 651,313.38 | March 2037 | |
1-71-A | Variable(2) | $ 633,657.35 | March 2037 | |
1-71-B | Variable(2) | $ 633,657.35 | March 2037 | |
1-72-A | Variable(2) | $ 616,466.94 | March 2037 | |
1-72-B | Variable(2) | $ 616,466.94 | March 2037 | |
1-73-A | Variable(2) | $ 599,752.54 | March 2037 | |
1-73-B | Variable(2) | $ 599,752.54 | March 2037 | |
1-74-A | Variable(2) | $ 583,497.98 | March 2037 | |
1-74-B | Variable(2) | $ 583,497.98 | March 2037 | |
1-75-A | Variable(2) | $ 567,671.80 | March 2037 | |
1-75-B | Variable(2) | $ 567,671.80 | March 2037 | |
1-76-A | Variable(2) | $ 552,277.21 | March 2037 | |
1-76-B | Variable(2) | $ 552,277.21 | March 2037 | |
1-77-A | Variable(2) | $ 537,310.73 | March 2037 | |
1-77-B | Variable(2) | $ 537,310.73 | March 2037 | |
1-78-A | Variable(2) | $ 522,742.39 | March 2037 | |
1-78-B | Variable(2) | $ 522,742.39 | March 2037 | |
1-79-A | Variable(2) | $ 508,565.90 | March 2037 | |
1-79-B | Variable(2) | $ 508,565.90 | March 2037 | |
1-80-A | Variable(2) | $ 494,785.51 | March 2037 | |
1-80-B | Variable(2) | $ 494,785.51 | March 2037 | |
1-81-A | Variable(2) | $ 481,373.07 | March 2037 | |
1-81-B | Variable(2) | $ 481,373.07 | March 2037 | |
1-82-A | Variable(2) | $ 468,322.70 | March 2037 | |
1-82-B | Variable(2) | $ 468,322.70 | March 2037 | |
1-83-A | Variable(2) | $ 677,593.93 | March 2037 | |
1-83-B | Variable(2) | $ 677,593.93 | March 2037 | |
1-84-A | Variable(2) | $ 1,268,644.72 | March 2037 | |
1-84-B | Variable(2) | $ 1,268,644.72 | March 2037 | |
1-85-A | Variable(2) | $ 11,180,096.43 | March 2037 | |
1-85-B | Variable(2) | $ 11,180,096.43 | March 2037 | |
1-86-A | Variable(2) | $ 1,056,250.20 | March 2037 | |
1-86-B | Variable(2) | $ 1,056,250.20 | March 2037 | |
1-87-A | Variable(2) | $ 1,813,767.50 | March 2037 | |
1-87-B | Variable(2) | $ 1,813,767.50 | March 2037 | |
1-88-A | Variable(2) | $ 716,195.00 | March 2037 | |
1-88-B | Variable(2) | $ 716,195.00 | March 2037 | |
P | Variable(2) | $ 100.00 | March 2037 | |
OC | Variable(2) | $ 111,853,061.63 | March 2037 |
___________________
(1) | For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 2 with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest. |
(2) | Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” in this Agreement. |
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REMIC 3
As provided in this Agreement, the Trustee will make an election to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests and the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 3”. The Class R-3 Interest will represent the sole class of Residual Interests in REMIC 3 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 3 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 3 Regular Interests (as defined herein). None of the REMIC 3 Regular Interests will be certificated.
Designation | Uncertificated REMIC 3 Pass-Through Rate | Initial Uncertificated Principal Balance | Latest Possible Maturity Date(1) | |||
1-AA | Variable(2) | $ 1,171,192,025.64 | April 2037 | |||
1-A1-A | Variable(2) | $ 3,389,640.00 | April 2037 | |||
1-A1-B | Variable(2) | $ 3,680,750.00 | April 2037 | |||
1-A1-C | Variable(2) | $ 1,825,870.00 | April 2037 | |||
1-AM | Variable(2) | $ 2,224,060.00 | April 2037 | |||
1-M-1 | Variable(2) | $ 161,340.00 | April 2037 | |||
1-M-2 | Variable(2) | $ 143,410.00 | April 2037 | |||
1-M-3 | Variable(2) | $ 77,680.00 | April 2037 | |||
1-M-4 | Variable(2) | $ 71,710.00 | April 2037 | |||
1-M-5 | Variable(2) | $ 59,750.00 | April 2037 | |||
1-M-6 | Variable(2) | $ 47,800.00 | April 2037 | |||
1-M-7 | Variable(2) | $ 41,830.00 | April 2037 | |||
1-M-8 | Variable(2) | $ 41,830.00 | April 2037 | |||
1-B | Variable(2) | $ 47,800.00 | April 2037 | |||
1-ZZ | Variable(2) | $ 12,088,408.07 | April 2037 | |||
1-IO | Variable(2) | (3) | April 2037 | |||
1-P | Variable(2) | $ 100.00 | April 2037 | |||
2-AA | Variable(2) | $ 230,248,353.05 | March 2037 | |||
2-A | Variable(2) | $ 2,234,360.00 | March 2037 | |||
2-ZZ | Variable(2) | $ 2,464,585.98 | March 2037 | |||
2-IO | Variable(2) | (3) | March 2037 | |||
2-P | Variable(2) | $ 100.00 | March 2037 |
___________________
(1) | For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan in Loan Group 1 with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Group 1 Regular Interest (as defined herein), and the Distribution Date immediately following the maturity date for the Mortgage Loan in Loan Group 2 with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Group 2 Regular Interest (as defined herein). |
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(2) | Calculated in accordance with the definition of “Uncertificated REMIC 3 Pass-Through Rate” in this Agreement. |
(3) | REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO will not have Uncertificated Principal Balances but will accrue interest on their respective uncertificated notional amounts calculated in accordance with the related definition of “Uncertificated Notional Amount” herein. |
REMIC 4
As provided in this Agreement, the Trustee will make an election to treat the segregated pool of assets consisting of the REMIC 3 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 4”. The Class R-4 Interest will represent the sole class of Residual Interests in REMIC 4 for purposes of the REMIC Provisions.
The following table irrevocably sets forth the designation, the Pass-Through Rate, the Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC 4 created hereunder.
Each Certificate, other than the Class R Certificates, represents ownership of a Regular Interest in REMIC 4 and also represents (i) the right to receive, or the obligation to make, as described herein, payments with respect to the related Net WAC Shortfall Amount (as defined herein) and (ii) the obligation to pay, or the right to receive, as described herein, related Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
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Class Designation | Initial Certificate Principal Balance | Pass-Through Rate | Assumed Final Maturity Date(1) | |||
Class 1-A1-A(2) | $ 338,964,000 | Variable(3) | April 2037 | |||
Class 1-A1-B(2) | $ 368,075,000 | Variable(3) | April 2037 | |||
Class 1-A1-C(2) | $ 182,587,000 | Variable(3) | April 2037 | |||
Class 1-AM(2) | $ 222,406,000 | Variable(3) | April 2037 | |||
Class 2-A(2) | $ 223,436,000 | Variable(3) | March 2037 | |||
Class 1-M-1(2) | $ 16,134,000 | Variable(3) | April 2037 | |||
Class 1-M-2(2) | $ 14,341,000 | Variable(3) | April 2037 | |||
Class 1-M-3(2) | $ 7,768,000 | Variable(3) | April 2037 | |||
Class 1-M-4(2)) | $ 7,171,000 | Variable(3) | April 2037 | |||
Class 1-M-5(2) | $ 5,975,000 | Variable(3) | April 2037 | |||
Class 1-M-6(2) | $ 4,780,000 | Variable(3) | April 2037 | |||
Class 1-M-7(2) | $ 4,183,000 | Variable(3) | April 2037 | |||
Class 1-M-8(2) | $ 4,183,000 | Variable(3) | April 2037 | |||
Class 1-B(2) | $ 4,780,000 | Variable(3) | April 2037 | |||
Class 1-C | $ 13,746,903.71 | Variable(4) | April 2037 | |||
Class 2-C | $ 11,511,299.03 | Variable(4) | March 2037 | |||
Class 1-P | $ 100.00 | N/A(5) | April 2037 | |||
Class 2-P | $ 100.00 | N/A(5) | March 2037 | |||
Class 1-IO Interest | (6) | (7) | April 2037 | |||
Class 2-IO Interest | (6) | (7) | March 2037 |
___________________
(1) | For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 1 with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC 4 the ownership of which is represented by the Class 1-A, Class 1-M, Class 1-B, Class 1-C and Class 1-P Certificates and the Class 1-IO Interest, and the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 2 with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC 4 the ownership of which is represented by the Class 2-A, Class 2-C and Class 2-P Certificates and the Class 2-IO Interest. |
(2) | This Class of Certificates represents ownership of a Regular Interest in REMIC 4. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC 4 on such Distribution Date shall be treated for federal income tax purposes as having been paid from the related Net WAC Shortfall Reserve Fund or the related Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC 4 on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the related Supplemental Interest Trust, all pursuant to and as further provided in Section 4.10 and Section 4.11 hereof. |
(3) | Calculated in accordance with the definition of “Pass-Through Rate” in this Agreement. Each Regular Interest in REMIC 4 which corresponds to a Class 1-A, Class 2-A, Class 1-B or Class 1-M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the related Net WAC Rate. The Net WAC Rate for each such Regular Interest in REMIC 4 and Certificate is specified in the related definition of “Net WAC Rate .” |
(4) | The Class 1-C Certificates and Class 2-C Certificates will accrue interest at their variable Pass-Through Rates on their Notional Balances outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balances of the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-P) or the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-P), respectively. The Class C Certificates will not accrue interest on their Certificate Principal Balances. |
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(5) | The Class 1-P Certificates and Class 2-P Certificates do not accrue interest. |
(6) | For federal income tax purposes, the Class 1-IO Interest and Class 2-IO Interest will not have Uncertificated Principal Balances, but will have notional amounts equal to the Uncertificated Notional Amounts of REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively. |
(7) | For federal income tax purposes, the Class 1-IO Interest and Class 2-IO Interest will not have Pass-Through Rates, but will be entitled to 100% of the amounts distributed on REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively. |
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ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms.
Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Unless otherwise specified, all calculations in respect of interest on the Class A, Class M and Class B Certificates shall accrue on the basis of a 360-day year and the actual number of days in the related Accrual Period. All calculations of interest on the Class C Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months. The Class 1-P, Class 2-P and Class R Certificates do not accrue interest.
“Accrual Period”: With respect to each Class of Certificates (other than the Class C, Class P and Class R Certificates) and the Distribution Date in April 2007, the period commencing on the Closing Date and ending on the day preceding the Distribution Date in April 2007, and (ii) with respect to any Distribution Date after the Distribution Date in April 2007, the period commencing on the Distribution Date in the month immediately preceding the month in which such Distribution Date occurs and ending on the day preceding such Distribution Date. With respect to the Class C Certificates and any Distribution Date, the calendar month immediately preceding such Distribution Date.
“Adjustment Date”: As to each adjustable-rate Mortgage Loan, each date set forth in the related Mortgage Note on which an adjustment to the interest rate on such Mortgage Loan becomes effective.
“Advance”: As to any Mortgage Loan, any advance made by the Sub-Servicer or Master Servicer on any Distribution Date pursuant to Section 4.03.
“Affected Party”: As defined in the related Interest Rate Swap Agreement.
“Affiliate”: With respect to any Person, any other Person controlling, controlled by or under common control with such Person. For purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings correlative to the foregoing.
“Aggregate Stated Principal Balance”: As of any date of determination, the aggregate Stated Principal Balance of the Mortgage Loans.
“Agreement”: This Pooling and Servicing Agreement and all amendments hereof.
“Allocated Realized Loss Amount”: With respect to any Class of Offered Certificates and the Class 1-B Certificates and any Distribution Date, an amount equal to the sum of any Realized Loss allocated to that Class of Certificates on that Distribution Date (other than, with respect to the Class 1-AM Certificates and Class 2-A Certificates, a Realized Loss which was covered by the Certificate Guaranty Insurance Policy) and any Allocated Realized Loss Amount for that Class remaining unpaid from any previous Distribution Date, minus any Subsequent Recoveries applied to such Allocated Realized Loss Amount.
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“Assessment of Compliance” As defined in Section 3.20
“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form, which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect of record the sale of the Mortgage.
“Attestation Report”: As defined in Section 3.20
“Available Distribution Amount”: With respect to any Distribution Date and any Loan Group, an amount equal to the amount received by the Trustee and available in the Certificate Account on that Distribution Date. The Available Distribution Amount will generally be equal to (i) the sum of (1) the aggregate amount of scheduled payments on the related Mortgage Loans received or advanced that were due during the related Due Period and (2) any unscheduled payments and receipts, including mortgagor prepayments on such Mortgage Loans, Insurance Proceeds, Liquidation Proceeds and Subsequent Recoveries, received during the related Prepayment Period, minus (ii) (A) amounts reimbursable therefrom to the Trustee, the Master Servicer and any Sub-Servicer, Master Servicing Fees, Sub-Servicing Fees, the Policy Premium payable to the Certificate Insurer, any amounts needed to reimburse the Master Servicer for amounts due under the Servicing Agreement and this Agreement to the extent such amounts have not been retained by, or paid previously to the Master Servicer, and any amounts in respect of the premiums payable to the PMI Insurer under the PMI Insurer Policy and (B) amounts payable to the related Supplemental Interest Trust in respect of related Net Swap Payments and related Swap Termination Payments other than Swap Termination Payments payable to the related Swap Provider resulting from a Swap Provider Trigger Event.
“Bankruptcy Code”: The Bankruptcy Code of 1978, as amended.
“Basic Principal Distribution Amount”: With respect to any Distribution Date and any Loan Group, the excess of (i) the related Principal Remittance Amount for such Distribution Date over (ii) the related Overcollateralization Release Amount, if any, for such Distribution Date.
“Book-Entry Certificate”: Each class of the Offered Certificates for so long as they are issued, maintained and transferred at the Depository.
“Business Day”: Any day other than a Saturday, a Sunday or a day on which banking institutions in California or New York (and such other state or states in which the Custodial Account or the Certificate Account are at the time located) or in the city in which the Corporate Trust Office of the Trustee is located are authorized or obligated by law or executive order to close.
“Cap Contracts”: The Group 1 Cap Contracts or Group 2 Cap Contract, as applicable.
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“Cap Counterparties”: The Group 1 Cap Counterparty or Group 2 Cap Counterparty, as applicable.
“Cash Liquidation”: As to any defaulted Mortgage Loan other than a Mortgage Loan as to which an REO Acquisition occurred, a determination by the Master Servicer that it has received all Insurance Proceeds, Liquidation Proceeds and other payments or cash recoveries which the Master Servicer reasonably and in good faith expects to be finally recoverable with respect to such Mortgage Loan.
“Certificate”: Any Regular Certificate or Class R Certificate.
“Certificate Account”: The trust account or accounts created and maintained pursuant to Section 4.01, which shall be entitled Deutsche Bank National Trust Company, in trust for registered holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, and which account or accounts must each be an Eligible Account.
“Certificate Account Deposit Date”: With respect to any Distribution Date, the Business Day immediately preceding such Distribution Date.
“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that only a Permitted Transferee shall be a holder of a Residual Certificate for any purposes hereof and, solely for the purposes of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor, the Sponsor, the Trustee, a subservicer or the Master Servicer or any affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which such Certificate is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trustee shall be entitled to rely upon a certification of the Depositor or the Master Servicer in determining if any Certificates are registered in the name of the respective affiliate. All references in this Agreement to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified in this Agreement; provided, however, that the Trustee shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.
“Certificate Guaranty Insurance Policy”: The certificate guaranty insurance policy issued by the Certificate Insurer for the benefit of the Class 1-AM Certificateholders and Class 2-A Certificateholders.
“Certificate Insurer”: Ambac Assurance Corporation, a Wisconsin domiciled stock insurance corporation, or any successor thereto as provided in the Agreement.
“Certificate Margin” The Certificate Margin for the Offered Certificates and Class 1-B Certificates, and for purposes of the definition of “Group 1 Marker Rate”, “Group 2 Marker Rate”, “Group 1 Maximum Uncertificated Accrued Interest Deferral Amount”, or “Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”, each REMIC 3 Regular Interest for which such Certificates are Corresponding Certificates, shall be:
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Certificate Margin | ||
Class | (1) | (2) |
1-A-1A | 0.110% | 0.220% |
1-A-1B | 0.250% | 0.500% |
1-A-1C | 0.380% | 0.760% |
1-AM | 0.240% | 0.480% |
2-A | 0.250% | 0.500% |
1-M-1 | 0.420% | 0.630% |
1-M-2 | 0.500% | 0.750% |
1-M-3 | 0.750% | 1.125% |
1-M-4 | 1.700% | 2.550% |
1-M-5 | 1.800% | 2.700% |
1-M-6 | 2.000% | 3.000% |
1-M-7 | 2.000% | 3.000% |
1-M-8 | 1.100% | 1.650% |
1-B | 1.100% | 1.650% |
______
(1) Prior to the related Step-Up Date.
(2) On and after the related Step-Up Date.
“Certificate Owner”: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Certificate, as reflected on the books of an indirect participating brokerage firm for which a Depository Participant acts as agent, if any, and otherwise on the books of a Depository Participant, if any, and otherwise on the books of the Depository.
“Certificate Principal Balance”: With respect to any Certificate (other than the Class 1-C, Class 2-C and Class R Certificates) as of any date of determination, the Initial Certificate Principal Balance thereof, increased by any Subsequent Recoveries allocated thereto, and reduced by the aggregate of (a) all amounts allocable to principal previously distributed with respect to such Certificate and (b) any reductions in the Certificate Principal Balance thereof deemed to have occurred in connection with allocations of Realized Losses in the manner described herein. With respect to the Class 1-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates then outstanding. With respect to the Class 2-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 2-A Certificates and Class 2-P Certificates then outstanding.
“Certificate Register”: The register maintained pursuant to Section 5.02.
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“Class”: Collectively, all of the Certificates bearing the same designation.
“Class 1-A Certificates”: The Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates.
“Class 1-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the aggregate Certificate Principal Balance of the Class 1-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 86.10% of the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 1 Overcollateralization Floor.
“Class 1-A1 Certificates”: The Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates.
“Class 1-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 1-C Certificates for such Distribution Date, (ii) any Group 1 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 1 not distributed to the Class 1-A, Class 1-M and Class 1-B Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates have been reduced to zero, the Class 1-C Distribution Amount shall include the Group 1 Overcollateralization Amount.
“Class 1-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.
“Class 1-M Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 Certificates.
“Class 2-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the Certificate Principal Balance of the Class 2-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 87.50% of the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 2 Overcollateralization Floor.
“Class 2-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 2-C Certificates for such Distribution Date, (ii) any Group 2 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 2 not distributed to the Class 2-A Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 2-A Certificates and Class 2-P Certificates have been reduced to zero, the Class 2-C Distribution Amount shall include the Group 2 Overcollateralization Amount.
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“Class 2-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.
“Class A Certificates”: The Class 1-A and Class 2-A Certificates.
“Class C Certificates ”: The Class 1-C Certificates and Class 2-C Certificates.
“Class IO Interests”: The Class 1-IO Interest and Class 2-IO Interest.
“Class IO Distribution Amount”: Any of the Group 1 Class IO Distribution Amount or the Group 2 Class IO Distribution Amount.
“Class 1-M-4 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-4 Certificates, reduced by any distributions to the Class 1-M-4 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $210,302.
“Class 1-M-5 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-5 Certificates, reduced by any distributions to the Class 1-M-5 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $175,228.
“Class 1-M-6 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-6 Certificates, reduced by any distributions to the Class 1-M-6 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $179,604.
“Class 1-M-7 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-7 Certificates, reduced by any distributions to the Class 1-M-7 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $154,392.
“Class M Interest Reserve Fund”: A reserve fund to cover Net WAC Shortfall Amounts on the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates as described in Section 4.15.
“Class P Certificates ”: The Class 1-P Certificates and Class 2-P Certificates.
“Class R Certificate”: Any one of the Class R Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit B-4, evidencing the ownership of the Class R-1 Interest, Class R-2 Interest, Class R-3 Interest and Class R-4 Interest.
“Class R-1 Interest”: The uncertificated Residual Interest in REMIC 1.
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“Class R-2 Interest”: The uncertificated Residual Interest in REMIC 2.
“Class R-3 Interest”: The uncertificated Residual Interest in REMIC 3.
“Class R-4 Interest”: The uncertificated Residual Interest in REMIC 4.
“Closing Date”: March 29, 2007.
“Code”: The Internal Revenue Code of 1986.
“Collateral Accounts”: Any of the Group 1 Collateral Account or the Group 2 Collateral Account.
“Collateral Value”: The appraised value of a Mortgaged Property based upon the lesser of (i) the appraisal (as reviewed and approved by the Sponsor) made at the time of the origination of the related Mortgage Loan, or (ii) the sales price of such Mortgaged Property at such time of origination. With respect to a Mortgage Loan the proceeds of which were used to refinance an existing mortgage loan, the appraised value of the Mortgaged Property based upon the appraisal (as reviewed and approved by the Sponsor) obtained at the time of refinancing.
“Commission”: The Securities and Exchange Commission.
“Compensating Interest”: With respect to any Distribution Date, any payments made by the Subservicer or the Master Servicer from its own funds to cover Prepayment Interest Shortfalls, which shall be equal to the lesser of (x) the sum of the related Master Servicing and related Sub-Servicing Fees not including such portion that represents the Excess Servicing Strip for the related Distribution Date, and (y) the related Prepayment Interest Shortfall for such Distribution Date.
“Conduit Buster”: Any loan in Loan Group 2 having a prepayment penalty term with a five year lockout and penalty points of five in year six, four in year seven, three in year eight, two in year nine and one in year ten.
“Countrywide”: Countrywide Home Loans Servicing LP, or its successor in interest.
“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business related to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 1761 East St. Andrew Place, Santa Ana, California 92705, Attention: Corporate Trust, Impac Secured Assets Corp. Series 2007-2 (IM07S2).
“Corresponding Certificate”: With respect to each REMIC 3 Regular Interest (other than REMIC 3 Regular Interests 1-AA, 2-AA, 1-ZZ, 2-ZZ, 1-IO and 2-IO), the Certificate with the corresponding designation. With respect to each REMIC 4 Regular Interest (other than the Class IO Interests), the related Certificate representing an ownership therein.
“Credit Enhancement Percentage”: For any Distribution Date and any Loan Group after the related Stepdown Date is the percentage equivalent of a fraction, the numerator of which is equal to (a) the excess of (i) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over (ii) (1) before the aggregate Certificate Principal Balance of the related Class A Certificates have been reduced to zero, the aggregate Certificate Principal Balance of the related Class A Certificates, (after taking into account distribution of the related Principal Distribution Amount for such Distribution Date) or (2) after such time, the Certificate Principal Balance of the most senior class of related Subordinate Certificates outstanding (after taking into account distribution of the related Principal Distribution Amount for such distribution date), and the denominator of which is equal to (b) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period).
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“Credit Support Annex One”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Swap Agreement.
“Credit Support Annex Two”: The credit support annex, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annex to and forms part of the Group 2 Swap Agreement.
“Credit Support Annex Three”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Cap I Contract.
“Credit Support Annex Four”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Cap II Contract.
“Credit Support Annex Five”: The credit support annex, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 2 Cap Contract.
“Cross Collateralized Loss Payments”: For any payment date and each Loan Group, the amount, if any, of Crossable Excess from such Loan Group available to cover Crossable Losses in the other Loan Group as provided in Sections 4.01(l)(vi) and (m)(v).
“Crossable Excess”: With respect to Loan Group 1 and Loan Group 2 and any Distribution Date, an amount equal to the related Net Monthly Excess Cashflow remaining after distributions made pursuant to Sections 4.01(l)(v) and (m)(iv), respectively.
“Crossable Losses”: With respect to either Loan Group and any Distribution Date, an amount equal to any Realized Losses suffered by any Mortgage Loan in such Loan Group, to the extent that such Realized Losses have not been covered by related Net Monthly Excess Cashflow on such Distribution Date, and any previously unreimbursed Realized Losses suffered by any Mortgage Loans in such Loan Group to the extent such Realized Losses have not been covered by related and non-related Net Monthly Excess Cashflow on prior Distribution Dates.
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“Current Report The Current Report pursuant to Section 13 or 15(d) of the Exchange Act.
“Curtailment”: Any Principal Prepayment made by a Mortgagor which is not a Principal Prepayment in Full.
“Custodial Account”: The custodial account or accounts created and maintained pursuant to Section 3.10 in the name of a depository institution, as custodian for the Holders of the Certificates. Any such account or accounts shall be an Eligible Account.
“Custodian”: Deutsche Bank National Trust Company.
“Cut-off Date”: With respect to the Mortgage Loans, March 1, 2007. References herein to the “Cut-off Date,” when used with respect to more than one Mortgage Loan, shall be to the respective Cut-off Dates for such Mortgage Loans.
“Cut-off Date Balance”: Any of the Group 1 Cut-off Date Balance or Group 2 Cut-off Date Balance, as applicable.
“Debt Service Coverage Ratio”: With respect to any multifamily loan at any given time, the ratio of (i) the net cashflow of the related mortgaged property for a twelve month period to (ii) the annualized scheduled payments on the mortgage loan.
“Defaulted Mortgage Loan” means any Mortgage Loan as to which the Mortgagor has failed to make unexcused three or more consecutive scheduled Monthly Payments.
“Defaulting Party”: As defined in the Interest Rate Swap Agreement.
“Deficiency Amount”: As applied to the Class 1-AM Certificates and Class 2-A Certificates, (A) with respect to each Distribution Date prior to the related Final Scheduled Distribution Date, an amount equal to the sum of (i) the excess, if any, of (a) the aggregate amount of the Monthly Interest Distributable Amount on the Class 1-AM Certificates or Class 2-A Certificates for that Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for that Distribution Date and (ii) the amount of any Realized Losses allocated to the Class 1-AM Certificates or Class 2-A Certificates for such Distribution Date; and (B) with respect to the related Final Scheduled Distribution Date and the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, an amount equal to the sum of (i) the excess, if any, of (a) the amount of the Monthly Interest Distributable Amount on the Class 1-AM Certificates or Class 2-A Certificates for the related Final Scheduled Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for the related Final Scheduled Distribution Date and (ii) the outstanding Certificate Principal Balance of the Class 1-AM Certificates or Class 2-A Certificates due on the related Final Scheduled Distribution Date to the extent not paid from the related Available Distribution Amount on the related Final Scheduled Distribution Date. Any Deficiency Amount shall not include any Prepayment Interest Shortfalls, any Relief Act Shortfalls or any Net WAC Shortfall Amounts.
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“Deficient Valuation”: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under the Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any scheduled Monthly Payment that constitutes a permanent forgiveness of principal, which valuation or reduction results from a proceeding under the Bankruptcy Code.
“Definitive Certificate”: Any definitive, fully registered Certificate.
“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced with a Qualified Substitute Mortgage Loan.
“Delinquent”: The delinquency method used for calculations with respect to the mortgage loans will be in accordance with the methodology used by lenders regulated by the Office of Thrift Supervision. Under this method, a mortgage loan is considered “30 days or more Delinquent” if the borrower fails to make a scheduled payment prior to the close of business on the mortgage loan’s first succeeding due date. A mortgage loan would be considered “60 days or more delinquent” with respect to such scheduled payment if such scheduled payment were not made prior to the close of business on the mortgage loan’s second succeeding due date. Similarly for “90 days or more delinquent” and so on. Unless otherwise specified, with respect to any date of determination, determinations of delinquency are made as of the last day of the prior calendar month. Mortgage Loans with Due Dates which are not the first of the month are treated as if the Due Date was the first of the following month.
“Depositor” Impac Secured Assets Corp., or its successor in interest.
“Depository”: The Depository Trust Company, or any successor Depository hereafter named. The nominee of the initial Depository for purposes of registering those Certificates that are to be Book-Entry Certificates is Cede & Co. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(5) of the Uniform Commercial Code of the State of New York and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended.
“Depository Participant”: A broker, dealer, bank or other financial institutions or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
“Derivative Account”: The Group 1 Derivative Account or Group 2 Derivative Account, as applicable.
“Determination Date”: With respect to any Distribution Date, the 15th day of the month in which such Distribution Date occurs or, if such day is not a Business Day, on the immediately preceding Business Day.
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“Disqualified Organization”: Any organization defined as a “disqualified organization” under Section 860E(e)(5) of the Code, which includes any of the following: (i) the United States, any State or political subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and, except for the Freddie Mac, a majority of its board of directors is not selected by such governmental unit), (ii) a foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (iii) any organization (other than certain farmers' cooperatives described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code and (v) any other Person so designated by the Trustee based upon an Opinion of Counsel that the holding of an Ownership Interest in a Class R Certificate by such Person may cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 or any Person having an Ownership Interest in any Class of Certificates (other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise be imposed but for the Transfer of an Ownership Interest in a Class R Certificate to such Person. The terms “United States”, “State” and “international organization” shall have the meanings set forth in Section 7701 of the Code or successor provisions.
“Distribution Date”: The 25th day of any month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in April 2007.
“Distribution Report” The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the Exchange Act.
“Due Date”: With respect to each Mortgage Loan, the first day of the month of the related Distribution Date.
“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month preceding the month of such Distribution Date (or, with respect to the first Due Period, the day following the Cut-off Date) and ending on the first day of the month in which such Distribution Date occurs.
“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (ii)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.
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“Estimated Swap Termination Payment”: As defined in the Interest Rate Swap Agreement.
“Event of Default”: One or more of the events described in Section 7.01.
“Excess Proceeds”: As defined in Section 3.22.
“Excess Servicing Strip”: With respect to any Group 2 Loan that has not become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Group 2 Loan that has become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% (75 basis points) per annum over (b) 0.64% (64 basis points) per annum.
“Exchange Act”: The Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.
“Extra Principal Distribution Amount”: With respect to any Distribution Date and Loan Group, the lesser of (x) the related Overcollateralization Deficiency Amount for such Distribution Date and (y) the sum of (1) the related Net Monthly Excess Cashflow Amount for such Distribution Date and (2) amounts available from the related Supplemental Interest Trust to pay principal as provided in Section 4.01(n)(iii) and 4.01(o)(ii), as applicable, hereof.
“Fannie Mae” Fannie Mae (formerly, Federal National Mortgage Association) or any successor thereto.
“FDIC”: Federal Deposit Insurance Corporation or any successor.
“Final Scheduled Distribution Date”: With respect to the Group 1 Certificates, the Distribution Date occurring in May 2037. With respect to the Class 2-A Certificates, the Distribution Date occurring in April 2037.
“Freddie Mac”: Federal Home Loan Mortgage Corporation or any successor.
“Gross Margin”: With respect to any Mortgage Loan, the percentage set forth as the “Gross Margin” for such Mortgage Loan on the Mortgage Loan Schedule, as adjusted from time to time in accordance with the terms of this Agreement.
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“Group 1 Cap Contracts”: The interest rate cap agreements, dated as of March 29, 2007, between the Group 1 Cap Counterparty and Group 1 Supplemental Interest Trust Trustee, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-2.
“Group 1 Cap Counterparty”: The cap provider under the Group 1 Cap Contracts. Initially, the Group 1 Cap Counterparty shall be Bank of America, N.A.
“Group 1 Certificates”: The Class 1-A, Class 1-M and Class 1-B Certificates.
“Group 1 Class IO Distribution Amount”: As defined in Section 4.10 hereof. For purposes of clarity, the Group 1 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group I Supplemental Interest Trust with respect to the Group 1 Interest Rate Swap Agreement pursuant to the first and second sentences of Section 4.01(a) (sixth paragraph) on such Distribution Date in excess of the amount payable on the Class 1-IO Interest on such Distribution Date, all as further provided in Section 4.10 hereof.
“Group 1 Collateral Account”: Shall mean the segregated trust account created and maintained by the Group 1 Custodian pursuant to Section 4.14(i) hereof.
“Group 1 Credit Support Annexes”: Each of Credit Support Annex One, Credit Support Annex Three, and Credit Support Annex Four.
“Group 1 Custodian”: As defined in Section 4.14(i).
“Group 1 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 1, the Stated Principal Balance thereof as of the Cut-off Date.
“Group 1 Derivative Account”: As defined in Section 4.10(i).
“Group 1 Derivative Contract”: Any of the Group 1 Cap Contracts or the Group 1 Interest Rate Swap Agreement, as applicable.
“Group 1 Derivative Termination Payment”: Any termination payment due under a Group 1 Derivative Contract upon the early termination of such Group 1 Derivative Contract.
“Group 1 Estimated Swap Termination Payment”: As defined in the Group 1 Interest Rate Swap Agreement.
“Group 1 Interest Rate Swap Agreement”: The interest rate swap agreement, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and the Swap Provider for the benefit of the Class 1-A, Class 1-M and Class 1-B Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-1.
“Group 1 Loans”: The Mortgage Loans in Loan Group 1.
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“Group 1 Marker Rate”: With respect to the Class 1-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, with the rate on each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interests 1-AM and 1-ZZ) subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, with the rate on REMIC 3 Regular Interest 1-AM subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest, the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 1-AM Certificates, for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 1-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-ZZ) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
“Group 1 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 1-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ minus the REMIC 3 Group 1 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 1-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC 3 Group 1 Regular Interests for which the Class 1-A, Class 1-M and Class 1-B Certificates are the Corresponding Certificates, with the rate on each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-AM) subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 1-AM subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 1-AM Certificates, for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
“Group 1 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 1 Loans weighted on the basis of the Stated Principal Balances of the Group 1 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date).
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“Group 1 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 1 Interest Rate Swap Agreement by either the Group 1 Swap Provider or the Group 1 Supplemental Interest Trust, which net payment shall not take into account any Group 1 Swap Termination Payment.
“Group 1 Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 1 Net Mortgage Rate over (B) (1) the sum of (a) a per annum rate equal to the Net Swap Payment with respect to the Group 1 Interest Rate Swap Agreement payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (b) a per annum rate equal to any Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) in the case of the Class 1-AM Certificates, the Policy Premium Rate for the Class 1-AM Certificates. The Group 1 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 1-A, Class 1-M and Class 1-B Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 1 Regular Interest immediately prior to such Distribution Date, minus, in the case of the REMIC 4 Regular Interests the ownership of which is represented by the Class 1-AM Certificates, the Policy Premium Rate for the Class 1-AM Certificates.
“Group 1 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Group 1 Certificates and the Class 1-C Certficates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 1-C Certificates, and which is established and maintained pursuant to Section 4.08.
“Group 1 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 1 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.08 hereof.
“Group 1 Optional Termination”: As defined in Section 9.01(b) of this Agreement.
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“Group 1 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 1 Overcollateralization Target Amount exceeds the Group 1 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).
“Group 1 Overcollateralization Floor”: With respect to any Distribution Date, 0.50% of the Group 1 Cut-off Date Balance.
“Group 1 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 1 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 1 Overcollateralization Target Amount for such Distribution Date.
“Group 1 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 1 Stepdown Date, 1.15% of the Group 1 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 1 Stepdown Date, the greater of (x) 2.30% of the aggregate Stated Principal Balance of the Group 1 Loans and (y) the Group 1 Overcollateralization Floor; provided, however, that if a Group 1 Trigger Event is in effect on any Distribution Date, the Group 1 Overcollateralization Target Amount will be equal to the Group 1 Overcollateralization Target Amount on the prior Distribution Date.
“Group 1 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate Stated Principal Balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the mortgage loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and the Class 1-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).
“Group 1 Schedule”: The ISDA schedule, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A.
“Group 1 Stepdown Date”: The earlier of (i) the first Distribution Date after the Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates have been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in April 2010 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates (calculated, for this purpose only, prior to any distribution of principal to the holders of the related certificates) is less than or equal to 86.10% of the aggregate principal balance of the Group 1 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.
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“Group 1 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 1 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 1 Cut-off Date Balance.
“Group 1 Subordinate Class Principal Distribution Amount”: For any class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates and any Distribution Date, the excess of (1) the sum of (a) the aggregate Certificate Principal Balance of the Class 1-A Certificates (after taking into account distribution of the Class 1-A Principal Distribution Amount for such Distribution Date), (b) the aggregate Certificate Principal Balance of any class(es) of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 that are senior to the subject class (in each case, after taking into account distribution of the Group 1 Subordinate Class Principal Distribution Amount(s) for such more senior class(es) of Certificates for such Distribution Date) and (c) the Certificate Principal Balance of the subject class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates immediately prior to such Distribution Date over (2) the lesser of (a) the product of (x) 100% minus the Stepdown Target Subordination Percentage for the subject class of Certificates and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date and (b) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date minus the Group 1 Overcollateralization Floor; provided, however, that if such class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 or Class 1-B Certificates is the only class of Group 1 Subordinate Certificates outstanding on such Distribution Date, that class will be entitled to receive the entire remaining related Principal Distribution Amount until the Certificate Principal Balance thereof is reduced to zero.
“Group 1 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.10 of this Agreement and designated as the “Group 1 Supplemental Interest Trust,” consisting of the Group 1 Interest Rate Swap Agreement, the Group 1 Derivative Account, the Group 1 Cap Contracts and the Class 1-IO Interest. For the avoidance of doubt, the Group 1 Supplemental Interest Trust does not constitute a part of the Trust Fund.
“Group 1 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.
“Group 1 Swap Optional Termination Payment”: As defined in Section 9.01(b) hereof.
“Group 1 Swap Provider”: The swap provider under the Group 1 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 1 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 1 Supplemental Interest Trust for payment to the Trust Fund with respect to the Mortgage Loans, in either case pursuant to the terms of the Group 1 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 1 Swap Provider shall be Bank of America, N.A.
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“Group 1 Trigger Event”: A Group 1 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 1 Loans if:
(1) the average three-month rolling percentage obtained by dividing (x) Aggregate Stated Principal Balance of the Group 1 Loans that are 60 or more days Delinquent (including for this purpose any such mortgage loans in foreclosure, Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the trust, and Mortgage Loans discharged due to bankruptcy) by (y) the Aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month, exceeds 43.00% multiplied by the related Credit Enhancement Percentage; or
(2) the cumulative amount of Realized Losses incurred on the Group 1 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 1 Cut-off Date Balance exceeds (i) 0.25% with respect to the Distribution Date occurring in April 2009, plus an additional 1/12th of 0.40% for each month thereafter up to and including the Distribution Date in March 2010, (ii) 0.65% with respect to the Distribution Date occurring in April 2010, plus an additional 1/12th of 0.45% for each month thereafter up to and including the Distribution Date in March 2011, (iii) 1.10% with respect to the Distribution Date occurring in April 2011, plus an additional 1/12th of 0.45% for each month thereafter up to and including the Distribution Date in March 2012, (iv) 1.55% with respect to any Distribution Date occurring in April 2012, plus an additional 1/12th of 0.30% for each month thereafter up to and including the Distribution Date in March 2013 and (v) 1.85% with respect to any Distribution Date occurring in April 2013 and thereafter.
For purposes of the foregoing calculation, a Mortgage Loan is considered “60 days” Delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.
“Group 2 Cap Contract”: The interest rate cap agreement, dated as of March 29, 2007, between the Group 2 Cap Counterparty and Group 2 Supplemental Interest Trust Trustee, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-2.
“Group 2 Cap Counterparty”: The cap provider under the Group 2 Cap Contract. Initially, the Group 2 Cap Counterparty shall be Bank of America, N.A.
“Group 2 Class IO Distribution Amount”: As defined in Section 4.11 hereof. For purposes of clarity, the Group 2 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group 2 Supplemental Interest Trust with respect to the Group 2 Interest Rate Swap Agreement pursuant to the first and second sentences of Section 4.01(a) (sixth paragraph) on such Distribution Date in excess of the amount payable on the Class 2-IO Interest on such Distribution Date, all as further provided in Section 4.11 hereof.
“Group 2 Collateral Account”: Shall mean the segregated trust account created and maintained by Group 2 Custodian pursuant to Section 4.14(ii) hereof.
“Group 2 Credit Support Annexes”: Each of Credit Support Annex Two and Credit Support Annex Five.
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“Group 2 Custodian”: As defined in Section 4.14(ii).
“Group 2 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 2, the Stated Principal Balance thereof as of the Cut-off Date.
“Group 2 Derivative Account”: As defined in Section 4.11(i).
“Group 2 Derivative Contract”: Any of the Group 2 Cap Contract or the Group 2 Interest Rate Swap Agreement, as applicable.
“Group 2 Derivative Termination Payment”: Any termination payment due under a Group 2 Derivative Contract upon the early termination of such Group 2 Derivative Contract.
“Group 2 Estimated Swap Termination Payment”: As defined in the Group 2 Interest Rate Swap Agreement.
“Group 2 Marker Rate”: With respect to the Class 2-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, with the rate on REMIC 3 Regular Interest 2-A subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 2-A Certificates, for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 2-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
“Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 2-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ minus the REMIC 3 Group 2 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 2-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on REMIC 3 Regular Interest 2-A, with the rate on such REMIC 3 Regular Interest subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 2-A Certificates, for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
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“Group 2 Interest Rate Swap Agreement”: The interest rate swap agreement, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and the Swap Provider for the benefit of the Class 2-A Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-1.
“Group 2 Loans”: The Mortgage Loans in Loan Group 2.
“Group 2 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 2 Loans weighted on the basis of the Stated Principal Balances of the Group 2 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such due date).
“Group 2 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 2 Interest Rate Swap Agreement by either the Group 2 Swap Provider or the Group 2 Supplemental Interest Trust, which net payment shall not take into account any Group 2 Swap Termination Payment.
“Group 2 Net WAC Rate”: With respect to the Class 2-A Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 2 Net Mortgage Rate over (B) the sum of (1) the sum of (a) a per annum rate equal to the Net Swap Payment with respect to the Group 2 Interest Rate Swap Agreement payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (b) a per annum rate equal to any Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) the Policy Premium Rate for the Class 2-A Certificates. The Group 2 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 2-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 2 Regular Interest immediately prior to such Distribution Date, minus the Policy Premium Rate for the Class 2-A Certificates.
“Group 2 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Class 2-A Certificates and the Class 2-C Certificates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 2-C Certificates, and which is established and maintained pursuant to Section 4.09.
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“Group 2 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 2 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.09 hereof.
“Group 2 Optional Termination”: As defined in Section 9.01(g) of this Agreement.
“Group 2 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 2 Overcollateralization Target Amount exceeds the Group 2 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).
“Group 2 Overcollateralization Floor”: With respect to any Distribution Date, the greater of (x) 0.50% of the Group 2 Cut-off Date Balance and (y) two times the Stated Principal Balance of the Group 2 Loan with the largest outstanding Stated Principal Balance as of the end of the related Prepayment Period.
“Group 2 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 2 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 2 Overcollateralization Target Amount for such Distribution Date.
“Group 2 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 2 Stepdown Date, 6.25% of the Group 2 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 2 Stepdown Date, the greater of (x) 12.50% of the aggregate Stated Principal Balance of the Group 2 Loans and (y) the Group 2 Overcollateralization Floor; provided, however, that if a Group 2 Trigger Event is in effect on any Distribution Date, the Group 2 Overcollateralization Target Amount will be equal to the Group 2 Overcollateralization Target Amount on the prior Distribution Date.
“Group 2 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate principal balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the Mortgage Loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 2-A Certificates and the Class 2-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).
“Group 2 Schedule”: The ISDA schedule, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A.
“Group 2 Stepdown Date”: The later to occur of (x) the Distribution Date occurring in April 2014 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 2-A Certificates (calculated, for this purpose only, prior to any distribution of principal to the holders of the certificates) is less than or equal to 87.50% of the aggregate principal balance of the Group 2 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.
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“Group 2 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 2 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 2 Cut-off Date Balance.
“Group 2 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.11 of this Agreement and designated as the “Group 2 Supplemental Interest Trust,” consisting of the Group 2 Interest Rate Swap Agreement, the Group 2 Derivative Account, the Group 2 Cap Contract and the Class 2-IO Interest. For the avoidance of doubt, the Group 2 Supplemental Interest Trust does not constitute a part of the Trust Fund.
“Group 2 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.
“Group 2 Swap Optional Termination Payment”: As defined in Section 9.01(f) hereof.
“Group 2 Swap Provider”: The swap provider under the Group 2 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 2 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 2 Supplemental Interest Trust for payment to the Trust Fund with respect to the Group 2 Mortgage Loans, in either case pursuant to the terms of the Group 2 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 2 Swap Provider shall be Bank of America, N.A.
“Group 2 Trigger Event”: A Group 2 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 2 Loans if:
(1) the three month average of the aggregate principal balance of Group 2 Loans that are 60 or more days Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related mortgaged property has been acquired by the trust) as of the close of business on the last day of the preceding calendar month exceeds in the case of any Distribution Date prior to the April 2018 Distribution Date, 10.00%, and in the case of any Distribution Date on or after the April 2018 Distribution Date, 12.00% of the aggregate Stated Principal Balance of the Group 2 Loans;
(2) the cumulative amount of Realized Losses incurred on the Group 2 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 2 Cut-off Date Balance exceeds (i) 4.75% with respect to the Distribution Date occurring in April 2014, plus an additional 1/12th of 1.25% for each month thereafter up to and including the Distribution Date in March 2015, (ii) 6.00% with respect to the Distribution Date occurring in April 2015, plus an additional 1/12th of 0.35% for each month thereafter up to and including the Distribution Date in March 2016, (iii) 6.35% with respect to the Distribution Date occurring in April 2016, plus an additional 1/12th of 0.15% for each month thereafter up to and including the Distribution Date in March 2017 and (iv) 6.50% with respect to any Distribution Date occurring in April 2017 and thereafter.
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For purposes of the foregoing calculation, a mortgage loan is considered “60 days” Delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.
“Index”: With respect to any Mortgage Loan, the index for the adjustment of the Mortgage Rate set forth as such on the related Mortgage Note.
“Initial Certificate Principal Balance”: With respect to each Class of Regular Certificates, the Initial Certificate Principal Balance of such Class of Certificates as set forth in the Preliminary Statement hereto, or with respect to any single Certificate, the Initial Certificate Principal Balance as stated on the face thereof.
“Initial Notional Amount”: With respect to the Class C Certificates, an amount equal to the Notional Balance of the Class C Certificates, or with respect to any single Certificate, the Initial Notional Amount as stated on the face thereof.
“Insurance Account”: The segregated, non-interest bearing trust account created and maintained pursuant to Section 4.12(b) of this Agreement. The Insurance Account shall be an Eligible Account.
“Insurance Agreement”: The Insurance and Indemnity Agreement, dated as of March 29, 2007, among the Certificate Insurer, the Depositor, the Sponsor, the Master Servicer, the Trustee and Impac Mortgage Holdings, Inc., in regard to the Class 1-AM Certificates and Class 2-A Certificates, as such agreement may be amended, modified or supplemented from time to time.
“Insurance Policy”: With respect to any Mortgage Loan, any insurance policy (including a PMI Insurer Policy) which is required to be maintained from time to time under this Agreement in respect of such Mortgage Loan.
“Insurance Proceeds”: Proceeds paid in respect of the Mortgage Loans pursuant to any Primary Hazard Insurance Policy, any title insurance policy or any other insurance policy covering a Mortgage Loan, to the extent such proceeds are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account.
“Insured Amounts”: Shall mean (1) with respect to any Distribution Date, any Deficiency Amount plus any Preference Amount and (2) with respect to the Final Scheduled Distribution Date, the Deficiency Amount for the Final Scheduled Distribution Date.
“Insurer Default”: An insurer default will occur in the event the Certificate Insurer fails to make a payment under the Certificate Guaranty Insurance Policy or if certain events of bankruptcy or insolvency occur with respect to the Certificate Insurer.
“Interest Rate Swap Agreement”: The Group 1 Interest Rate Swap Agreement or the Group 2 Interest Rate Swap Agreement.
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“Interest Remittance Amount”: With respect to any Distribution Date and each Loan Group, that portion of the Available Distribution Amount for such Distribution Date that represents interest received or advanced with respect to the related Mortgage Loans.
“Interest Reserve Fund Amount”: The Class 1-M-4 Interest Reserve Fund Amount, Class 1-M-5 Interest Reserve Fund Amount, Class 1-M-6 Interest Reserve Fund Amount and Class 1-M-7 Interest Reserve Fund Amount, as applicable.
“Late Collections”: With respect to any Mortgage Loan, all amounts received during any Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of Monthly Payments due but Delinquent for a previous Due Period and not previously recovered.
“LIBOR”: With respect to any Distribution Date and the Pass-Through Rates on the Class A Certificates and Subordinate Certificates, the arithmetic mean of the London interbank offered rate quotations of reference banks (which will be selected by the Trustee after consultation with the Master Servicer) for one-month U.S. dollar deposits, expressed on a per annum basis, determined in accordance with Section 1.02.
“LIBOR Business Day”: Any day other than (i) Saturday or Sunday or (ii) a day on which banking institutions in the city of London, England and New York City are required or authorized by law to be closed.
“LIBOR Rate Adjustment Date”: With respect to each Distribution Date, the second LIBOR Business Day immediately preceding the commencement of the related Accrual Period.
“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the Master Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.
“Liquidation Proceeds”: Amounts (other than Insurance Proceeds) received by the Master Servicer in connection with the taking of an entire Mortgaged Property by exercise of the power of eminent domain or condemnation or in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received in respect of any REO Property.
“Loan-to-Value Ratio”: As of any date, the fraction, expressed as a percentage, the numerator of which is the current principal balance of the related Mortgage Loan at the date of determination and the denominator of which is the Collateral Value of the related Mortgaged Property.
“Loan Group”: Any of Loan Group 1 or Loan Group 2.
“Loan Group 1”: The group 1 loans.
“Loan Group 2”: The group 2 loans.
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“Lost Note Affidavit”: With respect to any Mortgage Note, an original lost note affidavit from the Sponsor stating that the original Mortgage Note was lost, misplaced or destroyed, together with a copy of the related Mortgage Note.
“Majority Class C Certificateholder”: The holder of a 50.01% or greater Percentage Interest of the Class C Certificates.
“Master Servicer”: Impac Funding Corporation, or any successor master servicer appointed as herein provided.
“Master Servicer Prepayment Charge Payment Amount”: The amounts payable by the Master Servicer in respect of any waived Prepayment Charges pursuant to Section 2.03, and any amount paid to the Trust Fund by any Person to remedy any breach of any representation, warranty or covenant made with respect to the Prepayment Charges to the extent the Trust Fund, as assignee, is the beneficiary of such representation, warranty or covenant.
“Master Servicing Fees”: With respect to each Mortgage Loan, an amount, payable out of any payment of interest on the Mortgage Loan, equal to interest at the Master Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the calendar month preceding the month in which the payment of the Master Servicing Fee is due (alternatively, in the event such payment of interest accompanies a Principal Prepayment in part or in full made by the Mortgagor, interest for the number of days covered by such payment of interest). The Master Servicing Fee consists of servicing compensation payable to the Master Servicer in respect of its master servicing responsibilities.
“Master Servicing Fee Rate”: With respect to each Mortgage Loan, the per annum rate of 0.030%.
“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.
“Midland”: Midland Loan Services, Inc., or its successor in interest.
“MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
“MOM Loan”: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
“Monthly Interest Distributable Amount”: For any Distribution Date and each class of Offered Certificates, Class 1-B Certificates, Class C Certificates and Class IO Interests, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balances or Notional Balances or Uncertificated Notional Amounts of such Certificates or interests immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls to the extent not covered by Compensating Interest payable by the Sub-Servicer or Master Servicer and any shortfalls resulting from the application of the Relief Act (in each case to the extent allocated to such class of Certificates or interests as set forth in Section 1.03). The Monthly Interest Distributable Amount on the Offered Certificates and Class 1-B Certificates will be calculated on the basis of the actual number of days in the related Accrual Period and a 360-day year.
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“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by a Mortgagor from time to time under the related Mortgage Note as originally executed (after adjustment, if any, for Deficient Valuations occurring prior to such Due Date, and after any adjustment by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period).
“Moody's”: Moody's Investors Service, Inc., or its successor in interest.
“Mortgage”: The mortgage, deed of trust or any other instrument securing the Mortgage Loan.
“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement; provided, that whenever the term “Mortgage File” is used to refer to documents actually received by the Custodian, such term shall not be deemed to include such additional documents required to be added unless they are actually so added.
“Mortgage Loan”: Each of the mortgage loans, transferred and assigned to the Trustee pursuant to Section 2.01, 2.04 or 2.06 and from time to time held in the Trust Fund (including any Qualified Substitute Mortgage Loans), the mortgage loans so transferred, assigned and held being identified in the Mortgage Loan Schedule. As used herein, the term “Mortgage Loan” includes the related Mortgage Note and Mortgage.
“Mortgage Loan Purchase Agreement”: The Mortgage Loan Purchase Agreement dated as of March 29, 2007, among Impac Funding Corporation, as sponsor, Impac Mortgage Holdings, Inc. and the Depositor as purchaser, and all amendments thereof and supplements thereto.
“Mortgage Loan Schedule”: As of any date of determination, the schedule of Mortgage Loans included in the Trust Fund. The schedule of Mortgage Loans with accompanying information transferred on the Closing Date to the Trustee as part of the Trust Fund for the Certificates, attached hereto as Exhibit H, which list shall set forth the following information with respect to each Mortgage Loan:
(i) [reserved];
(ii) the city, state and zip code of the Mortgaged Property;
(iii) the original term to maturity;
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(iv) the original principal balance and the original Mortgage Rate;
(v) the first payment date;
(vi) the applicable Loan Group;
(vii) the type of Mortgaged Property;
(viii) the Monthly Payment in effect as of the Cut-off Date;
(ix) the principal balance as of the Cut-off Date;
(x) the Mortgage Rate as of the Cut-off Date;
(xi) the occupancy status;
(xii) the purpose of the Mortgage Loan;
(xiii) the Collateral Value of the Mortgaged Property;
(xiv) the remaining term to maturity;
(xv) the paid-through date of the Mortgage Loan;
(xvi) the Master Servicing Fee Rate;
(xvii) the Sub-Servicing Fee Rate;
(xviii) the Net Mortgage Rate for the Mortgage Loan;
(xix) whether such Mortgage Loan is a PMI Mortgage Loan and, if so, the related PMI Insurer Fee Rate;
(xx) whether the Mortgage Loan is covered by a private mortgage insurance policy or an original certificate of private mortgage insurance;
(xxi) the documentation type;
(xxii) the type and term of the related Prepayment Charge, if any;
(xxiii) the Index and the Gross Margin; and
(xxiv) the Adjustment Date frequency and Distribution Date frequency.
The Mortgage Loan Schedule may be in the form of more than one schedule, collectively setting forth all of the information required.
“Mortgage Note”: The note or other evidence of the indebtedness of a Mortgagor under a Mortgage Loan.
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“Mortgage Rate”: With respect to any Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan in the absence of default, as adjusted from time to time in accordance with the provisions of the Mortgage Note.
“Mortgaged Property”: The underlying property securing a Mortgage Loan.
“Mortgagor”: The obligor or obligors on a Mortgage Note.
“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds net of Advances, Servicing Advances, Master Servicing Fees, Sub-Servicing Fees and any other accrued and unpaid servicing fees received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.
“Net Monthly Excess Cashflow”: For any Distribution Date and any Loan Group, the sum of (a) any related Overcollateralization Release Amount and (b) the excess of (x) the related Interest Remittance Amount for such Distribution Date over (y) the aggregate Monthly Interest Distributable Amount for the related Offered Certificates and Class 1-B Certificates for such Distribution Date.
“Net Mortgage Rate”: With respect to each Mortgage Loan Due Date, the then applicable Mortgage Rate thereon minus the sum of (1) the Master Servicing Fee Rate, (2) the Sub-Servicing Fee Rate and (3) the related PMI Insurer Fee Rate, if such Mortgage Loan is a PMI Mortgage Loan.
“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.
“Net Swap Payment”: Any of the Group 1 Net Swap Payment or Group 2 Net Swap Payment, as applicable.
“Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates, the Group 1 Net WAC Rate. With respect to the Class 2-A Certificates, the Group 2 Net WAC Rate.
“Net WAC Shortfall Amount”: With respect to the Offered Certificates, the Class 1-B Certificates and any Distribution Date, the sum of (i) the excess, if any, of (a) the amount of interest such Offered Certificates or Class 1-B Certificates would have been entitled to receive on such Distribution Date at the related Pass-Through Rate without regard to the applicable Net WAC Rate over (b) the amount of interest accrued on such Certificates at such Net WAC Rate, plus (ii) the related Net WAC Shortfall Amount from the prior Distribution Date not previously reimbursed together with interest thereon at the related Pass-Through Rate for the most recently ended Accrual Period.
“Net WAC Shortfall Reserve Fund”: Any of the Group 1 Net WAC Shortfall Reserve Fund or the Group 2 Net WAC Shortfall Reserve Fund.
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“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Depositor and the Trustee.
“Non-United States Person”: Any Person other than a United States Person.
“Notional Balance”: With respect to the Class 1-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 1 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 1-P Certificates. For federal income tax purposes, the Notional Balance of the Class 1-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, for such Distribution Date. With respect to the Class 2-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 2 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 2-P Certificates. For federal income tax purposes, the Notional Balance of the Class 2-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, for such Distribution Date.
“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor, the Sponsor, the Master Servicer or of any Sub-Servicer and delivered to the Depositor and Trustee.
“Offered Certificates”: The Class 1-A, Class 2-A and Class 1-M Certificates.
“One Month LIBOR”: The London interbank offered rate for one-month United States dollar deposits, determined as described in Section 1.02 of this Agreement.
“Opinion of Counsel”: A written opinion of counsel, who may be counsel for the Depositor, the Sponsor, or the Master Servicer, reasonably acceptable to the Trustee; except that any opinion of counsel relating to (a) the qualification of any account required to be maintained pursuant to this Agreement as an Eligible Account, (b) the qualification of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs, (c) compliance with the REMIC Provisions or (d) resignation of the Master Servicer pursuant to Section 6.04 must be an opinion of counsel who (i) is in fact independent of the Depositor and the Master Servicer, (ii) does not have any direct financial interest or any material indirect financial interest in the Depositor or the Master Servicer or in an affiliate of either and (iii) is not connected with the Depositor or the Master Servicer as an officer, employee, director or person performing similar functions.
“Optional Termination”: As defined in Section 9.01(b) of this Agreement.
“Optional Termination Date”: The first Distribution Date on which the Master Servicer may opt to terminate the Trust Fund pursuant to Section 9.01.
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“Outstanding Mortgage Loan”: As to any Due Date, a Mortgage Loan (including an REO Property) which was not the subject of a Principal Prepayment in Full, Cash Liquidation or REO Disposition and which was not purchased prior to such Due Date pursuant to Sections 2.02, 2.04 or 3.14.
“Overcollateralization Deficiency Amount”: The Group 1 Overcollataralization Deficiency Amount or the Group 2 Overcollateralization Deficiency Amount, as applicable.
“Overcollateralization Floor”: The Group 1 Overcollateralization Floor or the Group 2 Overcollateralization Floor, as applicable.
“Overcollateralization Release Amount”: The Group 1 Overcollateralization Release Amount or the Group 2 Overcollateralization Release Amount, as applicable.
“Overcollateralization Target Amount”: The Group 1 Overcollateralization Target Amount or the Group 2 Overcollateralization Target Amount, as applicable.
“Overcollateralized Amount”: The Group 1 Overcollateralized Amount or the Group 2 Overcollateralized Amount, as applicable.
“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.
“Pass-Through Rate”: With respect to any Distribution Date and
(i) the Offered Certificates and the Class 1-B Certificates, the least of (x) One-Month LIBOR plus the related Certificate Margin (y) the applicable Net WAC Rate and (z) 11.50% per annum;
(ii) the Class 1-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interests 1-IO and 1-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 1 Regular Interest over the Group 1 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 1-P;
(iii) the Class 2-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interests 2-IO and 2-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 2 Regular Interest over the Group 2 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 2-P;
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(iv) each of the Class 1-P Certificates and Class 2-P Certificates, 0.00% per annum; and
(v) each of the Class 1-IO Interest and Class 2-IO Interest, 100% of the amounts distributable to REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively, for such Distribution Date.
“Percentage Interest”: With respect to any Regular Certificate, the undivided percentage ownership interest in the related Class evidenced by such Certificate, which percentage ownership interest shall be equal to the Initial Certificate Principal Balance thereof divided by the aggregate Initial Certificate Principal Balance of all of the Certificates of the same Class. With respect to any Class R Certificate, the interest in distributions to be made with respect to such Class evidenced thereby, expressed as a percentage, as stated on the face of each such Certificate.
“Permitted Investment”: One or more of the following:
(i) obligations of or guaranteed as to principal and interest by the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i) maturing not more than one month from the date of acquisition thereof, provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in its highest short-term rating available, provided, however, that such repurchase agreements are treated as financings under generally accepted accounting principles (“GAAP”);
(iii) federal funds, certificates of deposit, demand deposits, time deposits and bankers' acceptances (which shall each have an original maturity of not more than 90 days and, in the case of bankers' acceptances, shall in no event have an original maturity of more than 365 days or a remaining maturity of more than 30 days) denominated in United States dollars of any U.S. depository institution or trust company incorporated under the laws of the United States or any state thereof or of any domestic branch of a foreign depository institution or trust company; provided that the debt obligations of such depository institution or trust company (or, if the only Rating Agency is Standard & Poor's, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) at the date of acquisition thereof have been rated by each Rating Agency in its highest short-term rating available; and provided further that, if the only Rating Agency is Standard & Poor's and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of Standard & Poor's if Standard & Poor's is the Rating Agency;
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(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody's and Standard & Poor's in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;
(v) a money market fund or a qualified investment fund rated by Moody's in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and
(vi) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency, as evidenced in writing;
provided, however, that no instrument shall be a Permitted Investment if it represents, either (1) the right to receive only interest payments with respect to the underlying debt instrument or (2) the right to receive both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity greater than 120% of the yield to maturity at par of such underlying obligations.
To the extent that the Trustee receives any materials in connection with the holding of any Permitted Investment which require the holder to vote, the Trustee shall not exercise its voting rights.
Permitted Investments shall not be sold prior to maturity, except that a money market fund or qualified investment fund may be liquidated at any time.
“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization, a Non-United States Person or an “electing large partnership” (as defined in Section 775 of the Code).
“Person”: Any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
“PMI Insurer”: Radian Guaranty, Inc., or its successors or assigns.
“PMI Insurer Policy”: The lender-paid primary mortgage insurance policy issued by the PMI Insurer in accordance with a March 29, 2002 letter between the Sponsor and the PMI Insurer.
“PMI Mortgage Loan”: Any mortgage loan covered by the PMI Insurer Policy.
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“PMI Insurer Fee Rate”: With respect to each PMI Mortgage Loan, the per annum rate payable to the PMI Insurer under the PMI Insurer Policy.
“Policy Premium”: The premium set forth in the Certificate Guaranty Insurance Policy.
“Policy Premium Rate”: The rate per annum set forth in the Insurance Agreement.
“Preference Amount”: Any amount previously distributed to a Class 1-AM Certificateholder or a Class 2-A Certificateholder, as the case may be, by or on behalf of the Trust Estate that is recoverable and sought to be recovered as a voidable preference by a trustee in bankruptcy pursuant to the United States Bankruptcy Code (11 U.S.C.), as amended from time to time, in accordance with a final nonappealable order of a court having competent jurisdiction.
“Prepayment Assumption”: As defined in the Prospectus Supplement.
“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Master Servicer Prepayment Charge Payment Amount).
“Prepayment Interest Excess”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment during the portion of the Prepayment Period from the related Due Date to the end of such Prepayment Period, any payment of interest received in connection therewith (net of any applicable Servicing Fee) representing interest accrued for any portion of such month of receipt.
“Prepayment Interest Shortfall”: As to any Distribution Date and any Mortgage Loan (other than a Mortgage Loan relating to an REO Property) that was the subject of (a) a Principal Prepayment in Full during the related Prepayment Period, an amount equal to the excess of one month’s interest at the Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan over the amount of interest (adjusted to the Net Mortgage Rate) paid by the Mortgagor for such Prepayment Period to the date of such Principal Prepayment in Full or (b) a Curtailment during the prior calendar month, an amount equal to one month’s interest at the Net Mortgage Rate on the amount of such Curtailment.
“Prepayment Period”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP and any Distribution Date, the period between the 16th of the month prior to such Distribution Date and the 15th of the current month, except the initial Prepayment Period will run from March 1, 2007 through April 15, 2007. With respect to any Mortgage Loan subserviced by Midland and any Distribution Date, the calendar month immediately preceding the month in which such distribution occurs.
“Primary Hazard Insurance Policy”: Each primary hazard insurance policy required to be maintained pursuant to Section 3.13.
“Primary Insurance Policy”: Any primary policy of mortgage guaranty insurance including the PMI Insurer Policy, or any replacement policy therefor.
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“Principal Distribution Amount”: With respect to any Distribution Date and any Loan Group, an amount equal to the sum of the related Basic Principal Distribution Amount plus the related Extra Principal Distribution Amount.
“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.
“Principal Prepayment in Full”: Any Principal Prepayment made by a Mortgagor of the entire unpaid principal balance of the Mortgage Loan.
“Principal Remittance Amount”: With respect to any Distribution Date and each Loan Group, the sum of the following from the Available Distribution Amount: (i) each scheduled payment of principal collected or advanced on the related Mortgage Loans by the Master Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the related Mortgage Loans applied by the Master Servicer during the related Prepayment Period, (iii) the principal portion of all Net Liquidation Proceeds, REO Proceeds, Insurance Proceeds, and Subsequent Recoveries received during the related Prepayment Period, (iv) the principal portion of proceeds of Mortgage Loan purchases made pursuant to Section 2.02, 2.04 or 3.14, in each case received or made during the related Prepayment Period, (v) the principal portion of any related Substitution Adjustments deposited in the Custodial Account during the related Prepayment Period and (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 9.01, the principal portion of the termination price received from the Master Servicer in connection with a termination of the Trust Fund to occur on such Distribution Date.
“Prospectus Supplement”: That certain Prospectus Supplement dated March 29, 2007 relating to the public offering of the Offered Certificates.
“Purchase Price”: With respect to any Mortgage Loan (or REO Property) required to be purchased pursuant to Section 2.02, 2.04 or 3.14, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof, (ii) unpaid accrued interest (or REO Imputed Interest) at the applicable Net Mortgage Rate on the Stated Principal Balance thereof outstanding during each Due Period that such interest was not paid or advanced, from the date through which interest was last paid by the Mortgagor or advanced and distributed to Certificateholders together with unpaid Master Servicing Fees, Sub-Servicing Fees and, if such Mortgage Loan is a PMI Mortgage Loan, fees due the PMI Insurer at the PMI Insurer Fee Rate, from the date through which interest was last paid by the Mortgagor, in each case to the first day of the month in which such Purchase Price is to be distributed, plus (iii) the aggregate of all Advances and Servicing Advances made in respect thereof that were not previously reimbursed and (iv) costs and damages incurred by the Trust Fund in connection with a repurchase pursuant to Section 2.04 hereof that arises out of a violation of any anti-predatory lending law which also constitutes an actual breach of representations (xii), (xxxv), (xxxiii), (xxxviii), (xxxix) or (xliii) of Section 3.1(b) of the Mortgage Loan Purchase Agreement.
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“Qualified Insurer”: Any insurance company duly qualified as such under the laws of the state or states in which the related Mortgaged Property or Mortgaged Properties is or are located, duly authorized and licensed in such state or states to transact the type of insurance business in which it is engaged and approved as an insurer by the Master Servicer, so long as the claims paying ability of which is acceptable to the Rating Agencies for pass-through certificates having the same rating as the Certificates rated by the Rating Agencies as of the Closing Date.
“Qualified Substitute Mortgage Loan”: A Mortgage Loan substituted by the Depositor for a Deleted Mortgage Loan which must, on the date of such substitution, as confirmed in an Officers’ Certificate of the Sponsor delivered to the Trustee, (i) have an outstanding principal balance, after deduction of the principal portion of the monthly payment due in the month of substitution (or in the case of a substitution of more than one Mortgage Loan for a Deleted Mortgage Loan, an aggregate outstanding principal balance, after such deduction), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan (the amount of any shortfall to be paid to the Master Servicer for deposit in the Custodial Account in the month of substitution); (ii) have a Mortgage Rate and a Net Mortgage Rate no lower than and not more than 1% per annum higher than the Mortgage Rate and Net Mortgage Rate, respectively, of the Deleted Mortgage Loan as of the date of substitution; (iii) have a Loan-to-Value Ratio at the time of substitution no higher than that of the Deleted Mortgage Loan at the time of substitution; (iv) have a remaining term to stated maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (v) comply with each representation and warranty set forth in Section 2.04 hereof; and, (vi) comply with each non-statistical representation and warranty set forth in the Mortgage Loan Purchase Agreement.
“Rating Agency”: Standard & Poor's or Moody's and each of their successors. If such agencies and their successors are no longer in existence, “Rating Agency” shall be such nationally recognized statistical rating agency, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee and Master Servicer. References herein to the two highest long term debt rating of a Rating Agency shall mean “AA” or better in the case of Standard & Poor's and “Aa2” or better in the case of Moody's and references herein to the highest short-term debt rating of a Rating Agency shall mean “A-1+” in the case of Standard & Poor's and “P-1” in the case of Moody's, and in the case of any other Rating Agency such references shall mean such rating categories without regard to any plus or minus.
“Realized Loss”: With respect to each Mortgage Loan or REO Property as to which a Cash Liquidation or REO Disposition has occurred, an amount (not less than zero) equal to (i) the Stated Principal Balance of the Mortgage Loan as of the date of Cash Liquidation or REO Disposition, plus (ii) interest (and REO Imputed Interest, if any) at the Net Mortgage Rate from the Due Date as to which interest was last paid or advanced to Certificateholders up to the date of the Cash Liquidation or REO Disposition on the Stated Principal Balance of such Mortgage Loan outstanding during each Due Period that such interest was not paid or advanced, minus (iii) the proceeds, if any, received during the month in which such Cash Liquidation or REO Disposition occurred, to the extent applied as recoveries of interest at the Net Mortgage Rate and to principal of the Mortgage Loan, net of the portion thereof reimbursable to the Master Servicer or any Sub-Servicer with respect to related Advances or Servicing Advances not previously reimbursed. With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
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“Record Date”: With respect to each Distribution Date and the Offered Certificates and the Class 1-B Certificates, so long as such Certificates are Book-Entry Certificates, the Business Day prior to such Distribution Date. With respect to any Offered Certificates and the Class 1-B Certificates which are not Book-Entry Certificates, and with respect to the Class C, Class P and Class R Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
“Regular Certificate”: Any of the Certificates other than the Class R Certificates.
“Regulation AB” Subpart 229,1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan.7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
“Relief Act”: The Servicemembers Relief Act, as amended, and similar legislation or regulations.
“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month's interest on the Stated Principal Balance of such Mortgage Loan at the Loan Rate for such Mortgage Loan before giving effect to the application of the Relief Act.
“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.
“REMIC 1”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements, the Cap Contracts and the Collateral Accounts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 1 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-1 Interest), consisting of: (i) each Mortgage Loan in Loan Group 1 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.
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“REMIC 1 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 1 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 1 Regular Interests consist of REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-78-B, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC, each as designated in the Preliminary Statement hereto.
“REMIC 2”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements, the Cap Contracts and the Collateral Accounts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 2 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-2 Interest), consisting of: (i) each Mortgage Loan in Loan Group 2 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.
“REMIC 2 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 2 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 2 Regular Interests consist of REMIC 2 Regular Interests 1-1-A through REMIC 2 Regular Interest 1-88-B, REMIC 2 Regular Interest OC and REMIC 2 Regular Interest P, each as designated in the Preliminary Statement hereto.
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“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests and REMIC 2 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest), pursuant to Article II hereunder, with respect to which a separate REMIC election is to be made.
“REMIC 3 Group 1 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 1-AA minus the Group 1 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 1-P, divided by (b) 12.
“REMIC 3 Group 1 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, minus (ii) the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate, in each case, as of such date of determination.
“REMIC 3 Group 1 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ.
“REMIC 3 Group 1 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.
“REMIC 3 Group 1 Regular Interest”: Any of the REMIC 3 Regular Interests 1-AA, 1-ZZ, 1-A1-A, 1-A1-B, 1-A1-C, 1-AM, 1-M-1, 1-M-2, 1-M-3, 1-M-4, 1-M-5, 1-M-6, 1-M-7, 1-M-8, 1-B, 1-IO and 1-P.
“REMIC 3 Group 2 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 2-AA minus the Group 2 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 2-P, divided by (b) 12.
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“REMIC 3 Group 2 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, minus (ii) the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A, in each case, as of such date of determination.
“REMIC 3 Group 2 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and the denominator of which is the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ.
“REMIC 3 Group 2 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.
“REMIC 3 Group 2 Regular Interest”: Any of the REMIC 3 Regular Interests 2-AA, 2-ZZ, 2-A, 2-IO and 2-P.
“REMIC 3 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. Each REMIC 3 Regular Interest shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and (except for the REMIC 3 Regular Interests 1-IO and 2-IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 3 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 3 Regular Interests consist of the REMIC 3 Group 1 Regular Interests and REMIC 3 Group 2 Regular Interests.
“REMIC 4”: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the Regular 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.
“REMIC 4 Regular Interest”: The Class 1-IO Interest, Class 2-IO Interest or any Regular Interest in REMIC 4 the ownership of which is represented by any of the Regular Certificates.
“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time.
“REMIC Regular Interest”: A REMIC 1 Regular Interest, REMIC 2 Regular Interest or REMIC 3 Regular Interest.
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“Remittance Report”: A report prepared by the Master Servicer providing the information set forth in Exhibit E attached hereto.
“REO Acquisition”: The acquisition by the Master Servicer on behalf of the Trustee for the benefit of the Certificateholders of any REO Property pursuant to Section 3.15.
“REO Disposition”: The receipt by the Master Servicer of Insurance Proceeds, Liquidation Proceeds and other payments and recoveries (including proceeds of a final sale) which the Master Servicer expects to be finally recoverable from the sale or other disposition of the REO Property.
“REO Imputed Interest”: As to any REO Property, for any period, an amount equivalent to interest (at the Mortgage Rate that would have been applicable to the related Mortgage Loan had it been outstanding) on the unpaid principal balance of the Mortgage Loan as of the date of acquisition thereof (as such balance is reduced pursuant to Section 3.15 by any income from the REO Property treated as a recovery of principal).
“REO Proceeds”: Proceeds, net of directly related expenses, received in respect of any REO Property (including, without limitation, proceeds from the rental of the related Mortgaged Property and of any REO Disposition), which proceeds are required to be deposited into the Custodial Account as and when received.
“REO Property”: A Mortgaged Property acquired by the Master Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibits F-1 or F-2 attached hereto.
“Residual Certificate”: The Class R Certificates.
“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
“Responsible Officer”: When used with respect to the Trustee, the Chairman or Vice Chairman of the Board of Directors or Trustees, the Chairman or Vice Chairman of the Executive or Standing Committee of the Board of Directors or Trustees, the President, the Chairman of the Committee on Trust Matters, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer, any trust officer or assistant trust officer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject.
“Servicing Account”: The account or accounts created and maintained pursuant to Section 3.09.
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“Servicing Advances”: All customary, reasonable and necessary “out of pocket” costs and expenses incurred in connection with a default, delinquency or other unanticipated event in the performance by the Master Servicer or any Sub-Servicer of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered on the MERS System, (iii) the management and liquidation of any REO Property, including reasonable fees paid to any independent contractor in connection therewith, and (iv) compliance with the obligations under the second paragraph of Section 3.01, Section 3.09 and Section 3.13 (other than any deductible described in the last paragraph thereof).
“Servicing Criteria” The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time, or those Servicing Criteria otherwise mutually agreed to by Sponsor, the Master Servicer and the applicable Sub-Servicer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit N.
“Servicing Guide”: The Impac Funding Corporation Servicing Guide, attached hereto as Exhibit K, which may be amended from time to time.
“Servicing Officer”: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer, as such list may from time to time be amended.
“Single Certificate”: A Regular Certificate of any Class (other than a Class P Certificate) evidencing an Initial Certificate Principal Balance of $1,000, or, in the case of a Class P Certificate, a Certificate of such Class evidencing an Initial Certificate Principal Balance of $100.
“Specially Serviced Group 2 Loan”: A Group 2 Loan with respect to which certain delinquency, loss or foreclosure events have occurred as provided in the related Sub-Servicing Agreement, including any Group 2 Loan which is 60 days or more delinquent.
“Sponsor” Impac Funding Corporation, or its successor in interest.
“Standard & Poor’s”: Standard & Poor's Ratings Services, a division of The McGraw Hill Companies, Inc., or its successor in interest.
“Startup Day”: The day designated as such pursuant to Article X hereof.
“Stated Principal Balance”: With respect to any Mortgage Loan or related REO Property at any given time, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date, after application of principal payments due on or before such date, whether or not received, minus (ii) the sum of (a) the principal portion of the Monthly Payments due with respect to such Mortgage Loan or REO Property during each Due Period ending prior to the most recent Distribution Date which were received or with respect to which an Advance was made, and (b) all Principal Prepayments with respect to such Mortgage Loan or REO Property, and all Insurance Proceeds, Liquidation Proceeds and REO Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.15 with respect to such Mortgage Loan or REO Property, which were distributed pursuant to Section 4.01 on any previous Distribution Date, and (c) any Realized Loss with respect thereto allocated pursuant to Section 4.07 for any previous Distribution Date.
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“Step-Up Date”: The Group 1 Step-Up Date or the Group 2 Step-Up Date.
“Stepdown Date”: The Group 1 Stepdown Date or the Group 2 Stepdown Date.
“Stepdown Target Subordination Percentage”: For each class of Subordinate Certificates, the respective percentages indicated in the following table:
Stepdown Target Subordination Percentage | |
Class 1-M-1 | 11.20% |
Class 1-M-2 | 8.80% |
Class 1-M-3 | 7.50% |
Class 1-M-4 | 6.30% |
Class 1-M-5 | 5.30% |
Class 1-M-6 | 4.50% |
Class 1-M-7 | 3.80% |
Class 1-M-8 | 3.10% |
Class 1-B | 2.30% |
“Subordinate Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates.
“Subsequent Recoveries”: Any Liquidation Proceeds (net of amounts owed to the Master Servicer or any Sub-Servicer with respect to the related Mortgage Loan) received after the final liquidation of a Mortgage Loan. If Subsequent Recoveries are received, they will be included as part of the Principal Remittance Amount for the following Distribution Date and distributed in accordance with the priorities described in Section 4.01 of this Agreement. In addition, after giving effect to all distributions on a Distribution Date, if any Allocated Realized Loss Amounts are outstanding, the Allocated Realized Loss Amount for the class of Offered Certificates or Class 1-B Certificates then outstanding with the highest distribution priority will be decreased by the amount of such Subsequent Recoveries until reduced to zero (with any remaining Subsequent Recoveries applied to reduce the Allocated Realized Loss Amount of the class with the next highest distribution priority), and the Certificate Principal Balance of such class or classes of Offered Certificates or Class 1-B Certificates will be increased by the same amount. Thereafter, such class or classes of Offered Certificates or Class 1-B Certificates will accrue interest on the increased Certificate Principal Balance.
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“Sub-Servicer”: Any Person with which the Master Servicer has entered into a Sub-Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.
“Sub-Servicer Remittance Date”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP, the 21st day of each month, or if such day is not a Business Day, the immediately preceding Business Day. With respect to any Mortgage Loan subserviced by Midland, the 18th day of each month, or if such day is not a Business Day, the immediately preceding Business Day.
“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the Master Servicer.
“Sub-Servicing Agreement”: The written contract between the Master Servicer and a Sub-Servicer and any successor Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.
“Sub-Servicing Fees”: With respect to each Mortgage Loan, accrued interest at the Sub-Servicing Fee Rate with respect to the Mortgage Loan on the same principal balance on which interest on the Mortgage Loan accrues for the calendar month. The Sub-Servicing Fees consist of subservicing and other related compensation payable to the related Sub-Servicer or to the Master Servicer if the Master Servicer is directly servicing the loan.
“Sub-Servicing Fee Rate”: On each adjustable-rate Group 1 Loan, including any such mortgage loan with an initial fixed rate, 0.375% per annum. On each fixed-rate Group 1 Loan for the first lien mortgage loans, 0.250% per annum. On each fixed-rate Group 1 Loan for the second lien mortgage loans, 0.500% per annum. On each Group 2 Loan, a rate equal to 0.250% per annum, with such rate increasing to 0.750% per annum for any Group 2 Loan that becomes a Specially Serviced Group 2 Loan.
“Substitution Adjustment”: As defined in Section 2.04 hereof.
“Supplemental Interest Trust”: The Group 1 Supplemental Interest Trust or the Group 2 Supplemental Interest Trust, as applicable.
“Supplemental Interest Trust Trustee”: The Group 1 Supplemental Interest Trust Trustee or the Group 2 Supplemental Interest Trust Trustee, as applicable.
“Swap LIBOR”: LIBOR as determined pursuant to each Interest Rate Swap Agreement.
“Swap Optional Termination Payment”: As defined in Section 9.01 hereof.
“Swap Provider”: The Group 1 Swap Provider or Group 2 Swap Provider, as applicable.
“Swap Provider Trigger Event” With respect to any Distribution Date, (i) an Event of Default under the related Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.
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“Swap Termination Payment” Upon the designation of an “Early Termination Date” as defined in the related Interest Rate Swap Agreement, the payment to be made by the Supplemental Interest Trust to the Swap Provider or by the Swap Provider to the Supplemental Interest Trust, as applicable, pursuant to the terms of the related Interest Rate Swap Agreement.
“Tax Matters Person”: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a class of Residual Interests in a REMIC shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed on behalf of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 due to their classification as REMICs under the REMIC Provisions, together with any and all other information, reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.
“Transfer”: Any direct or indirect transfer, sale, pledge, hypothecation or other form of assignment of any Ownership Interest in a Certificate.
“Transferor”: Any Person who is disposing by Transfer of any Ownership Interest in a Certificate.
“Trust Fund”: REMIC 1, REMIC 2, REMIC 3, REMIC 4 the Net WAC Shortfall Reserve Fund and Master Servicer Prepayment Charge Payment Amount.
“Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.
“Uncertificated Accrued Interest”: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month's interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.03).
“Uncertificated Notional Amount”: With respect to REMIC 3 Regular Interest 1-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 1 Regular Interests ending with the designation “A” listed below:
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Distribution Date | REMIC 1 Regular Interests |
1 | 1-1-A through 1-78-A |
2 | 1-1-A through 1-78-A |
3 | 1-3-A through 1-78-A |
4 | 1-4-A through 1-78-A |
5 | 1-5-A through 1-78-A |
6 | 1-6-A through 1-78-A |
7 | 1-7-A through 1-78-A |
8 | 1-8-A through 1-78-A |
9 | 1-9-A through 1-78-A |
10 | 1-10-A through 1-78-A |
11 | 1-11-A through 1-78-A |
12 | 1-11-A through 1-78-A |
13 | 1-13-A through 1-78-A |
14 | 1-14-A through 1-78-A |
15 | 1-15-A through 1-78-A |
16 | 1-16-A through 1-78-A |
17 | 1-17-A through 1-78-A |
18 | 1-18-A through 1-78-A |
19 | 1-19-A through 1-78-A |
20 | 1-20-A through 1-78-A |
21 | 1-21-A through 1-78-A |
22 | 1-21-A through 1-78-A |
23 | 1-23-A through 1-78-A |
24 | 1-24-A through 1-78-A |
25 | 1-25-A through 1-78-A |
26 | 1-26-A through 1-78-A |
27 | 1-27-A through 1-78-A |
28 | 1-28-A through 1-78-A |
29 | 1-29-A through 1-78-A |
30 | 1-30-A through 1-78-A |
31 | 1-31-A through 1-78-A |
32 | 1-31-A through 1-78-A |
33 - 36 | 1-33-A through 1-78-A |
37 | 1-34-A through 1-78-A |
38 | 1-35-A through 1-78-A |
39 | 1-36-A through 1-78-A |
40 | 1-37-A through 1-78-A |
41 | 1-38-A through 1-78-A |
42 | 1-39-A through 1-78-A |
43 | 1-40-A through 1-78-A |
44 | 1-41-A through 1-78-A |
45 | 1-41-A through 1-78-A |
46 | 1-43-A through 1-78-A |
47 | 1-44-A through 1-78-A |
48 | 1-45-A through 1-78-A |
49 | 1-46-A through 1-78-A |
50 | 1-47-A through 1-78-A |
51 | 1-48-A through 1-78-A |
52 | 1-49-A through 1-78-A |
53 | 1-50-A through 1-78-A |
54 | 1-51-A through 1-78-A |
55 | 1-51-A through 1-78-A |
56 | 1-53-A through 1-78-A |
57 | 1-54-A through 1-78-A |
58 | 1-55-A through 1-78-A |
59 | 1-56-A through 1-78-A |
70
60 | 1-57-A through 1-78-A |
61 | 1-58-A through 1-78-A |
62 | 1-59-A through 1-78-A |
63 | 1-60-A through 1-78-A |
64 | 1-61-A through 1-78-A |
65 | 1-61-A through 1-78-A |
66 | 1-63-A through 1-78-A |
67 | 1-64-A through 1-78-A |
68 | 1-65-A through 1-78-A |
69 | 1-66-A through 1-78-A |
70 | 1-67-A through 1-78-A |
71 | 1-68-A through 1-78-A |
72 | 1-69-A through 1-78-A |
73 | 1-70-A through 1-78-A |
74 | 1-71-A through 1-78-A |
75 | 1-71-A through 1-78-A |
76 | 1-73-A through 1-78-A |
77 | 1-74-A through 1-78-A |
78 | 1-75-A through 1-78-A |
79 | 1-76-A through 1-78-A |
80 | 1-77-A through 1-78-A |
81 | 1-78-A |
thereafter | $0.00 |
With respect to REMIC 3 Regular Interest 2-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests ending with the designation “A” listed below:
Distribution Date | REMIC 2 Regular Interests |
1 | 1-1-A through 1-88-A |
2 | 1-1-A through 1-88-A |
3 | 1-3-A through 1-88-A |
4 | 1-4-A through 1-88-A |
5 | 1-5-A through 1-88-A |
6 | 1-6-A through 1-88-A |
7 | 1-7-A through 1-88-A |
8 | 1-8-A through 1-88-A |
9 | 1-9-A through 1-88-A |
10 | 1-10-A through 1-88-A |
11 | 1-11-A through 1-88-A |
12 | 1-11-A through 1-88-A |
13 | 1-13-A through 1-88-A |
14 | 1-14-A through 1-88-A |
15 | 1-15-A through 1-88-A |
16 | 1-16-A through 1-88-A |
17 | 1-17-A through 1-88-A |
18 | 1-18-A through 1-88-A |
19 | 1-19-A through 1-88-A |
20 | 1-20-A through 1-88-A |
21 | 1-21-A through 1-88-A |
22 | 1-21-A through 1-88-A |
23 | 1-23-A through 1-88-A |
24 | 1-24-A through 1-88-A |
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25 | 1-25-A through 1-88-A |
26 | 1-26-A through 1-88-A |
27 | 1-27-A through 1-88-A |
28 | 1-28-A through 1-88-A |
29 | 1-29-A through 1-88-A |
30 | 1-30-A through 1-88-A |
31 | 1-31-A through 1-88-A |
32 | 1-31-A through 1-88-A |
33 | 1-33-A through 1-88-A |
34 | 1-34-A through 1-88-A |
35 | 1-35-A through 1-88-A |
36 | 1-36-A through 1-88-A |
37 | 1-37-A through 1-88-A |
38 | 1-38-A through 1-88-A |
39 | 1-39-A through 1-88-A |
40 | 1-40-A through 1-88-A |
41 | 1-41-A through 1-88-A |
42 | 1-41-A through 1-88-A |
43 | 1-43-A through 1-88-A |
44 | 1-44-A through 1-88-A |
45 | 1-45-A through 1-88-A |
46 | 1-46-A through 1-88-A |
47 | 1-47-A through 1-88-A |
48 | 1-48-A through 1-88-A |
49 | 1-49-A through 1-88-A |
50 | 1-50-A through 1-88-A |
51 | 1-51-A through 1-88-A |
52 | 1-51-A through 1-88-A |
53 | 1-53-A through 1-88-A |
54 | 1-54-A through 1-88-A |
55 | 1-55-A through 1-88-A |
56 - 84 | 1-56-A through 1-88-A |
85 | 1-57-A through 1-88-A |
86 | 1-58-A through 1-88-A |
87 | 1-59-A through 1-88-A |
88 | 1-60-A through 1-88-A |
89 | 1-61-A through 1-88-A |
90 | 1-61-A through 1-88-A |
91 | 1-63-A through 1-88-A |
92 | 1-64-A through 1-88-A |
93 | 1-65-A through 1-88-A |
94 | 1-66-A through 1-88-A |
95 | 1-67-A through 1-88-A |
96 | 1-68-A through 1-88-A |
97 | 1-69-A through 1-88-A |
98 | 1-70-A through 1-88-A |
99 | 1-71-A through 1-88-A |
100 | 1-71-A through 1-88-A |
101 | 1-73-A through 1-88-A |
102 | 1-74-A through 1-88-A |
103 | 1-75-A through 1-88-A |
104 | 1-76-A through 1-88-A |
105 | 1-77-A through 1-88-A |
106 | 1-78-A through 1-88-A |
107 | 1-79-A through 1-88-A |
108 | 1-80-A through 1-88-A |
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109 | 1-81-A through 1-88-A |
110 | 1-81-A through 1-88-A |
111 | 1-83-A through 1-88-A |
112 | 1-84-A through 1-88-A |
113 | 1-85-A through 1-88-A |
114 | 1-86-A through 1-88-A |
115 | 1-87-A through 1-88-A |
116 | 1-88-A |
thereafter | $0.00 |
With respect to the Class 1-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 1-IO.
With respect to the Class 2-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 2-IO.
“Uncertificated Pass-Through Rate”: The Uncertificated REMIC 1 Pass-Through Rate, Uncertificated REMIC 2 Pass-Through Rate or Uncertificated REMIC 3 Pass-Through Rate.
“Uncertificated Principal Balance”: With respect to each REMIC Regular Interest, the principal amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each such REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.04 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.05. The Uncertificated Principal Balances of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 2-ZZ shall be increased by interest deferrals as provided in Sections 4.04(c)(1)(ii) and 4.04(c)(2)(ii), respectively. The Uncertificated Principal Balance of each REMIC Regular Interest shall never be less than zero.
“Uncertificated REMIC 1 Pass-Through Rate”: With respect to REMIC 1 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date.
With respect to each REMIC 1 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Group 1 Net Swap Payment under such agreement for such Distribution Date.
With respect to each REMIC 1 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 1 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Group 1 Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.
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“Uncertificated REMIC 2 Pass-Through Rate”: With respect to REMIC 2 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date.
With respect to each REMIC 2 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date, multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Group 2 Net Swap Payment under such agreement for such Distribution Date.
With respect to each REMIC 2 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 2 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Group 2 Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.
“Uncertificated REMIC 3 Pass-Through Rate”: With respect to each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “B”, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 1 Regular Interest for such Distribution Date:
Distribution Date | REMIC 1 Regular Interest | Rate |
1 | 1-1-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
2 | 1-2-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A | Uncertificated REMIC 1 Pass-Through Rate | |
3 | 1-3-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-2-A | Uncertificated REMIC 1 Pass-Through Rate | |
4 | 1-4-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-3-A | Uncertificated REMIC 1 Pass-Through Rate | |
5 | 1-5-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-4-A | Uncertificated REMIC 1 Pass-Through Rate | |
6 | 1-6-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-5-A | Uncertificated REMIC 1 Pass-Through Rate | |
7 | 1-7-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-6-A | Uncertificated REMIC 1 Pass-Through Rate | |
8 | 1-8-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-7-A | Uncertificated REMIC 1 Pass-Through Rate | |
9 | 1-9-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-8-A | Uncertificated REMIC 1 Pass-Through Rate |
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10 | 1-10-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-9-A | Uncertificated REMIC 1 Pass-Through Rate | |
11 | 1-11-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-10-A | Uncertificated REMIC 1 Pass-Through Rate | |
12 | 1-12-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-11-A | Uncertificated REMIC 1 Pass-Through Rate | |
13 | 1-13-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-12-A | Uncertificated REMIC 1 Pass-Through Rate | |
14 | 1-14-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-13-A | Uncertificated REMIC 1 Pass-Through Rate | |
15 | 1-15-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-14-A | Uncertificated REMIC 1 Pass-Through Rate | |
16 | 1-16-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-15-A | Uncertificated REMIC 1 Pass-Through Rate | |
17 | 1-17-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-16-A | Uncertificated REMIC 1 Pass-Through Rate | |
18 | 1-18-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-17-A | Uncertificated REMIC 1 Pass-Through Rate | |
19 | 1-19-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-18-A | Uncertificated REMIC 1 Pass-Through Rate | |
20 | 1-20-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-19-A | Uncertificated REMIC 1 Pass-Through Rate | |
21 | 1-21-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-20-A | Uncertificated REMIC 1 Pass-Through Rate | |
22 | 1-22-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-21-A | Uncertificated REMIC 1 Pass-Through Rate | |
23 | 1-23-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-22-A | Uncertificated REMIC 1 Pass-Through Rate | |
24 | 1-24-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-23-A | Uncertificated REMIC 1 Pass-Through Rate | |
25 | 1-25-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-24-A | Uncertificated REMIC 1 Pass-Through Rate | |
26 | 1-26-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-25-A | Uncertificated REMIC 1 Pass-Through Rate | |
27 | 1-27-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-26-A | Uncertificated REMIC 1 Pass-Through Rate | |
28 | 1-28-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-27-A | Uncertificated REMIC 1 Pass-Through Rate | |
29 | 1-29-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-28-A | Uncertificated REMIC 1 Pass-Through Rate | |
30 | 1-30-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
75
1-1-A through 1-29-A | Uncertificated REMIC 1 Pass-Through Rate | |
31 | 1-31-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-30-A | Uncertificated REMIC 1 Pass-Through Rate | |
32 | 1-32-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-31-A | Uncertificated REMIC 1 Pass-Through Rate | |
33 - 36 | 1-33-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-32-A | Uncertificated REMIC 1 Pass-Through Rate | |
37 | 1-34-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-33-A | Uncertificated REMIC 1 Pass-Through Rate | |
38 | 1-35-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-34-A | Uncertificated REMIC 1 Pass-Through Rate | |
39 | 1-36-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-35-A | Uncertificated REMIC 1 Pass-Through Rate | |
40 | 1-37-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-36-A | Uncertificated REMIC 1 Pass-Through Rate | |
41 | 1-38-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-37-A | Uncertificated REMIC 1 Pass-Through Rate | |
42 | 1-39-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-38-A | Uncertificated REMIC 1 Pass-Through Rate | |
43 | 1-40-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-39-A | Uncertificated REMIC 1 Pass-Through Rate | |
44 | 1-41-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-40-A | Uncertificated REMIC 1 Pass-Through Rate | |
45 | 1-42-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-41-A | Uncertificated REMIC 1 Pass-Through Rate | |
46 | 1-43-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-42-A | Uncertificated REMIC 1 Pass-Through Rate | |
47 | 1-44-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-43-A | Uncertificated REMIC 1 Pass-Through Rate | |
48 | 1-45-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-44-A | Uncertificated REMIC 1 Pass-Through Rate | |
49 | 1-46-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-45-A | Uncertificated REMIC 1 Pass-Through Rate | |
50 | 1-47-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-46-A | Uncertificated REMIC 1 Pass-Through Rate | |
51 | 1-48-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-47-A | Uncertificated REMIC 1 Pass-Through Rate | |
52 | 1-49-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-48-A | Uncertificated REMIC 1 Pass-Through Rate | |
53 | 1-50-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-49-A | Uncertificated REMIC 1 Pass-Through Rate | |
54 | 1-51-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
76
1-1-A through 1-50-A | Uncertificated REMIC 1 Pass-Through Rate | |
55 | 1-52-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-51-A | Uncertificated REMIC 1 Pass-Through Rate | |
56 | 1-53-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-52-A | Uncertificated REMIC 1 Pass-Through Rate | |
57 | 1-54-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-53-A | Uncertificated REMIC 1 Pass-Through Rate | |
58 | 1-55-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-54-A | Uncertificated REMIC 1 Pass-Through Rate | |
59 | 1-56-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-55-A | Uncertificated REMIC 1 Pass-Through Rate | |
60 | 1-57-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-56-A | Uncertificated REMIC 1 Pass-Through Rate | |
61 | 1-58-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-57-A | Uncertificated REMIC 1 Pass-Through Rate | |
62 | 1-59-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-58-A | Uncertificated REMIC 1 Pass-Through Rate | |
63 | 1-60-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-59-A | Uncertificated REMIC 1 Pass-Through Rate | |
64 | 1-61-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-60-A | Uncertificated REMIC 1 Pass-Through Rate | |
65 | 1-62-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-61-A | Uncertificated REMIC 1 Pass-Through Rate | |
66 | 1-63-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-62-A | Uncertificated REMIC 1 Pass-Through Rate | |
67 | 1-64-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-63-A | Uncertificated REMIC 1 Pass-Through Rate | |
68 | 1-65-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-64-A | Uncertificated REMIC 1 Pass-Through Rate | |
69 | 1-66-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-65-A | Uncertificated REMIC 1 Pass-Through Rate | |
70 | 1-67-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-66-A | Uncertificated REMIC 1 Pass-Through Rate | |
71 | 1-68-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-67-A | Uncertificated REMIC 1 Pass-Through Rate | |
72 | 1-69-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-68-A | Uncertificated REMIC 1 Pass-Through Rate | |
73 | 1-70-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-59-A | Uncertificated REMIC 1 Pass-Through Rate | |
74 | 1-71-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-70-A | Uncertificated REMIC 1 Pass-Through Rate |
77
75 | 1-72-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-71-A | Uncertificated REMIC 1 Pass-Through Rate | |
76 | 1-73-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-72-A | Uncertificated REMIC 1 Pass-Through Rate | |
77 | 1-74-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-73-A | Uncertificated REMIC 1 Pass-Through Rate | |
78 | 1-75-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-74-A | Uncertificated REMIC 1 Pass-Through Rate | |
79 | 1-76-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-75-A | Uncertificated REMIC 1 Pass-Through Rate | |
80 | 1-77-A through 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-76-A | Uncertificated REMIC 1 Pass-Through Rate | |
81 | 1-78-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate |
1-1-A through 1-77-A | Uncertificated REMIC 1 Pass-Through Rate | |
Thereafter | 1-1-A through 1-78-A | Uncertificated REMIC 1 Pass-Through Rate |
With respect to REMIC 3 Regular Interest 1-IO and any Distribution Date, a per annum rate equal to the excess, if any, of (i) the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date over (ii) the weighted average of 2 multiplied by Swap LIBOR on the REMIC 1 Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC 1 Pass-Through Rate for each such REMIC 1 Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC 1 Regular Interest for such Distribution Date.
With respect to each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “B”, REMIC 2 Regular Interest P and REMIC 2 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 2 Regular Interest for such Distribution Date:
Distribution Date | REMIC 2 Regular Interest | Rate | ||
1 | 1-1-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
2 | 1-2-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A | Uncertificated REMIC 2 Pass-Through Rate | |||
3 | 1-3-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-2-A | Uncertificated REMIC 2 Pass-Through Rate | |||
4 | 1-4-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-3-A | Uncertificated REMIC 2 Pass-Through Rate | |||
5 | 1-5-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate |
78
1-1-A through 1-4-A | Uncertificated REMIC 2 Pass-Through Rate | |||
6 | 1-6-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-5-A | Uncertificated REMIC 2 Pass-Through Rate | |||
7 | 1-7-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-6-A | Uncertificated REMIC 2 Pass-Through Rate | |||
8 | 1-8-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-7-A | Uncertificated REMIC 2 Pass-Through Rate | |||
9 | 1-9-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-8-A | Uncertificated REMIC 2 Pass-Through Rate | |||
10 | 1-10-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-9-A | Uncertificated REMIC 2 Pass-Through Rate | |||
11 | 1-11-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-10-A | Uncertificated REMIC 2 Pass-Through Rate | |||
12 | 1-12-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-11-A | Uncertificated REMIC 2 Pass-Through Rate | |||
13 | 1-13-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-12-A | Uncertificated REMIC 2 Pass-Through Rate | |||
14 | 1-14-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-13-A | Uncertificated REMIC 2 Pass-Through Rate | |||
15 | 1-15-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-14-A | Uncertificated REMIC 2 Pass-Through Rate | |||
16 | 1-16-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-15-A | Uncertificated REMIC 2 Pass-Through Rate | |||
17 | 1-17-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-16-A | Uncertificated REMIC 2 Pass-Through Rate | |||
18 | 1-18-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-17-A | Uncertificated REMIC 2 Pass-Through Rate | |||
19 | 1-19-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-18-A | Uncertificated REMIC 2 Pass-Through Rate | |||
20 | 1-20-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-19-A | Uncertificated REMIC 2 Pass-Through Rate | |||
21 | 1-21-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-20-A | Uncertificated REMIC 2 Pass-Through Rate | |||
22 | 1-22-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-21-A | Uncertificated REMIC 2 Pass-Through Rate | |||
23 | 1-23-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-22-A | Uncertificated REMIC 2 Pass-Through Rate | |||
24 | 1-24-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-23-A | Uncertificated REMIC 2 Pass-Through Rate | |||
25 | 1-25-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-24-A | Uncertificated REMIC 2 Pass-Through Rate |
79
26 | 1-26-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-25-A | Uncertificated REMIC 2 Pass-Through Rate | |||
27 | 1-27-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-26-A | Uncertificated REMIC 2 Pass-Through Rate | |||
28 | 1-28-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-27-A | Uncertificated REMIC 2 Pass-Through Rate | |||
29 | 1-29-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-28-A | Uncertificated REMIC 2 Pass-Through Rate | |||
30 | 1-30-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-29-A | Uncertificated REMIC 2 Pass-Through Rate | |||
31 | 1-31-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-30-A | Uncertificated REMIC 2 Pass-Through Rate | |||
32 | 1-32-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-31-A | Uncertificated REMIC 2 Pass-Through Rate | |||
33 | 1-33-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-32-A | Uncertificated REMIC 2 Pass-Through Rate | |||
34 | 1-34-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-33-A | Uncertificated REMIC 2 Pass-Through Rate | |||
35 | 1-35-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-34-A | Uncertificated REMIC 2 Pass-Through Rate | |||
36 | 1-36-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-35-A | Uncertificated REMIC 2 Pass-Through Rate | |||
37 | 1-37-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-36-A | Uncertificated REMIC 2 Pass-Through Rate | |||
38 | 1-38-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-37-A | Uncertificated REMIC 2 Pass-Through Rate | |||
39 | 1-39-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-38-A | Uncertificated REMIC 2 Pass-Through Rate | |||
40 | 1-40-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-39-A | Uncertificated REMIC 2 Pass-Through Rate | |||
41 | 1-41-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-40-A | Uncertificated REMIC 2 Pass-Through Rate | |||
42 | 1-42-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-41-A | Uncertificated REMIC 2 Pass-Through Rate | |||
43 | 1-43-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-42-A | Uncertificated REMIC 2 Pass-Through Rate | |||
44 | 1-44-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-43-A | Uncertificated REMIC 2 Pass-Through Rate | |||
45 | 1-45-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-44-A | Uncertificated REMIC 2 Pass-Through Rate | |||
46 | 1-46-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate |
80
1-1-A through 1-45-A | Uncertificated REMIC 2 Pass-Through Rate | |||
47 | 1-47-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-46-A | Uncertificated REMIC 2 Pass-Through Rate | |||
48 | 1-48-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-47-A | Uncertificated REMIC 2 Pass-Through Rate | |||
49 | 1-49-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-48-A | Uncertificated REMIC 2 Pass-Through Rate | |||
50 | 1-50-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-49-A | Uncertificated REMIC 2 Pass-Through Rate | |||
51 | 1-51-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-50-A | Uncertificated REMIC 2 Pass-Through Rate | |||
52 | 1-52-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-51-A | Uncertificated REMIC 2 Pass-Through Rate | |||
53 | 1-53-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-52-A | Uncertificated REMIC 2 Pass-Through Rate | |||
54 | 1-54-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-53-A | Uncertificated REMIC 2 Pass-Through Rate | |||
55 | 1-55-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-54-A | Uncertificated REMIC 2 Pass-Through Rate | |||
56 - 84 | 1-56-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-55-A | Uncertificated REMIC 2 Pass-Through Rate | |||
85 | 1-57-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-56-A | Uncertificated REMIC 2 Pass-Through Rate | |||
86 | 1-58-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-57-A | Uncertificated REMIC 2 Pass-Through Rate | |||
87 | 1-59-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-58-A | Uncertificated REMIC 2 Pass-Through Rate | |||
88 | 1-60-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-59-A | Uncertificated REMIC 2 Pass-Through Rate | |||
89 | 1-61-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-84-A | Uncertificated REMIC 2 Pass-Through Rate | |||
80 | 1-62-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-61-A | Uncertificated REMIC 2 Pass-Through Rate | |||
91 | 1-63-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-62-A | Uncertificated REMIC 2 Pass-Through Rate | |||
92 | 1-64-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-63-A | Uncertificated REMIC 2 Pass-Through Rate | |||
93 | 1-65-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-64-A | Uncertificated REMIC 2 Pass-Through Rate | |||
94 | 1-66-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-65-A | Uncertificated REMIC 2 Pass-Through Rate | |||
95 | 1-67-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate |
81
1-1-A through 1-66-A | Uncertificated REMIC 2 Pass-Through Rate | |||
96 | 1-68-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-67-A | Uncertificated REMIC 2 Pass-Through Rate | |||
97 | 1-69-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-68-A | Uncertificated REMIC 2 Pass-Through Rate | |||
98 | 1-70-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-69-A | Uncertificated REMIC 2 Pass-Through Rate | |||
99 | 1-71-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-70-A | Uncertificated REMIC 2 Pass-Through Rate | |||
90 | 1-72-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-71-A | Uncertificated REMIC 2 Pass-Through Rate | |||
101 | 1-73-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-72-A | Uncertificated REMIC 2 Pass-Through Rate | |||
102 | 1-74-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-73-A | Uncertificated REMIC 2 Pass-Through Rate | |||
103 | 1-75-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-74-A | Uncertificated REMIC 2 Pass-Through Rate | |||
104 | 1-76-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-75-A | Uncertificated REMIC 2 Pass-Through Rate | |||
105 | 1-77-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-76-A | Uncertificated REMIC 2 Pass-Through Rate | |||
106 | 1-78-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-77-A | Uncertificated REMIC 2 Pass-Through Rate | |||
107 | 1-79-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-78-A | Uncertificated REMIC 2 Pass-Through Rate | |||
108 | 1-80-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-79-A | Uncertificated REMIC 2 Pass-Through Rate | |||
109 | 1-81-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-80-A | Uncertificated REMIC 2 Pass-Through Rate | |||
110 | 1-82-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-81-A | Uncertificated REMIC 2 Pass-Through Rate | |||
111 | 1-83-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-82-A | Uncertificated REMIC 2 Pass-Through Rate | |||
112 | 1-84-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-83-A | Uncertificated REMIC 2 Pass-Through Rate | |||
113 | 1-85-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-84-A | Uncertificated REMIC 2 Pass-Through Rate | |||
114 | 1-86-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-85-A | Uncertificated REMIC 2 Pass-Through Rate | |||
115 | 1-87-A through 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-86-A | Uncertificated REMIC 2 Pass-Through Rate |
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116 | 1-88-A | 2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate | ||
1-1-A through 1-87-A | Uncertificated REMIC 2 Pass-Through Rate | |||
thereafter | 1-1-A through 1-88-A | Uncertificated REMIC 2 Pass-Through Rate |
With respect to REMIC 3 Regular Interest 2-IO and any Distribution Date, a per annum rate equal to the excess of (i) the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date over (ii) the weighted average of 2 multiplied by Swap LIBOR on the REMIC 2 Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC 2 Pass-Through Rate for each such REMIC 2 Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC 2 Regular Interest for such Distribution Date.
“Uninsured Cause”: Any cause of damage to property subject to a Mortgage such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies or flood insurance policies required to be maintained pursuant to Section 3.13.
“United States Person”: A citizen or resident of the United States, a corporation or a partnership (including an entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States or any State thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations) provided that, for purposes solely of the restrictions on the transfer of Class R Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to be United States Persons or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more such United States Persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States person notwithstanding the previous sentence.
“Unpaid Interest Shortfall Amount”: For each Class of Offered Certificates and the Class 1-B Certificates, and any Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for such Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for the immediately preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such Distribution Date, plus interest on the amount of Unpaid Interest Shortfall Amount due but not paid on such Class on the immediately preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.
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“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times during the term of this Agreement, (i) 98% of all Voting Rights will be allocated among the Holders of the Class A Certificates, the Subordinate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates, (ii) 1% of all Voting Rights will be allocated to the Holders of the Class P Certificates and (iii) 1% of all Voting Rights will be allocated to the Holders of the Class R Certificates. The Voting Rights allocated to any Class of Certificates shall be allocated among all Holders of the Certificates of such Class in proportion to the outstanding Percentage Interests in such Class represented thereby.
Section 1.02. Determination of LIBOR.
LIBOR applicable to the calculation of the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for any Accrual Period will be determined on each LIBOR Rate Adjustment Date.
On each LIBOR Rate Adjustment Date, LIBOR shall be established by the Trustee and, as to any Accrual Period, will equal the rate for one month United States dollar deposits that appears on the Telerate Screen Page 3750 as of 11:00 a.m., London time, on such LIBOR Rate Adjustment Date. “Telerate Screen Page 3750” means the display designated as page 3750 on the Telerate Service (or such other page as may replace page 3750 on that service for the purpose of displaying London interbank offered rates of major banks). If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, LIBOR shall be so established by use of such other service for displaying LIBOR or comparable rates as may be selected by the Trustee after consultation with the Master Servicer), the rate will be the Reference Bank Rate. The “Reference Bank Rate” will be determined on the basis of the rates at which deposits in U.S. Dollars are offered by the reference banks (which shall be any three major banks that are engaged in transactions in the London interbank market, selected by the Trustee after consultation with the Master Servicer) as of 11:00 a.m., London time, on the LIBOR Rate Adjustment Date to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Subordinate Certificates then outstanding. The Trustee will request the principal London office of each of the reference banks to provide a quotation of its rate. If at least two such quotations are provided, the rate will be the arithmetic mean of the quotations rounded up to the next multiple of 1/16%. If on such date fewer than two quotations are provided as requested, the rate will be the arithmetic mean of the rates quoted by one or more major banks in New York City, selected by the Trustee after consultation with the Master Servicer, as of 11:00 a.m., New York City time, on such date for loans in U.S. Dollars to leading European banks for a period of one month. If no such quotations can be obtained, the rate will be LIBOR for the prior Distribution Date; provided however, if, under the priorities described above, LIBOR for a Distribution Date would be based on LIBOR for the previous Distribution Date for the third consecutive Distribution Date, the Trustee shall select an alternative comparable index after consultation with the Master Servicer (over which the Trustee has no control), used for determining one-month Eurodollar lending rates that is calculated and published (or otherwise made available) by an independent party.
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The establishment of LIBOR by the Trustee on any LIBOR Rate Adjustment Date and the Trustee’s subsequent calculation of the Pass-Through Rate applicable to the Class A Certificates and Subordinate Certificates for the relevant Accrual Period, in the absence of manifest error, will be final and binding.
Promptly following each LIBOR Rate Adjustment Date the Trustee shall supply the Master Servicer with the results of its determination of LIBOR on such date. Furthermore, the Trustee will supply to any Certificateholder so requesting by telephone the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for the current and the immediately preceding Accrual Period.
Section 1.03. Allocation of Certain Interest Shortfalls.
For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class A Certificates, the Subordinate Certificates and the Class C Certificates for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the related Mortgage Loans for any Distribution Date shall be allocated first, among the related Class C Certificates, based on, and to the extent of, one month's interest at the then applicable Pass-Through Rate on the related Notional Balance of each such Certificate and, thereafter, among the Class A Certificates and the Subordinate Certificates on a pro rata basis, based on, and to the extent of, one month's interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 1 shall be allocated first, to REMIC 1 Regular Interests ending with the designation “B” and REMIC 1 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest, and then, to REMIC 1 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest.
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 2 shall be allocated first, to REMIC 2 Regular Interests ending with the designation “B” and REMIC 2 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest, and then, to REMIC 2 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.
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For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 1 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M, Class 1-B or Class 1-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 2 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 2 Regular Interest for which a Class 2-A Certificate or Class 2-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 2-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.
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ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans.
The Depositor, as of the Closing Date, and concurrently with the execution and delivery hereof, does hereby assign, transfer, sell, set over and otherwise convey to the Trustee without recourse all the right, title and interest of the Depositor in and to the Mortgage Loans identified on the Mortgage Loan Schedule (exclusive of any prepayment fees and late payment charges received thereon) and all other assets included or to be included in the Trust Fund for the benefit of the Certificateholders, including the amount to be deposited by or on behalf of the Depositor into the Net WAC Shortfall Reserve Fund. Such assignment includes all principal and interest received by the Master Servicer on or with respect to the Mortgage Loans (other than payment of principal and interest due on or before the Cut-off Date).
In connection with such transfer and assignment, the Depositor has caused the Sponsor to deliver to, and deposit with the Custodian, as described in the Mortgage Loan Purchase Agreement, with respect to each Mortgage Loan, the following documents or instruments:
(i) the original Mortgage Note endorsed without recourse, “Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2” with all intervening endorsements showing an unbroken chain of endorsements from the originator to the Person endorsing it to the Trustee or, with respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost or destroyed and has not been replaced, a Lost Note Affidavit;
(ii) the original recorded Mortgage, noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan, with evidence of recording indicated thereon or, if the original Mortgage has not been returned from the public recording office, a copy of the Mortgage certified by the Sponsor or the public recording office in which such Mortgage has been recorded to be a true and complete copy of the original Mortgage submitted for recording;
(iii) unless the Mortgage Loan is registered on the MERS® System, a duly executed original Assignment of the Mortgage, without recourse, in recordable form to Deutsche Bank National Trust Company, as trustee,” or to “Deutsche Bank National Trust Company, as trustee for holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2”;
(iv) the original recorded Assignment or Assignments of the Mortgage showing an unbroken chain of assignment from the originator thereof to the Person assigning it to the Trustee (or to MERS, if the Mortgage Loan is registered on the MERS® System and noting the presence of a MIN) or, if any such Assignment has not been returned from the applicable public recording office, a copy of such Assignment certified by the Sponsor to be a true and complete copy of the original Assignment submitted to the title insurance company for recording;
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(v) the original title insurance policy, or, if such policy has not been issued, any one of an original or a copy of the preliminary title report, title binder or title commitment on the Mortgaged Property with the original policy of the insurance to be delivered promptly following the receipt thereof;
(vi) a copy of the related hazard insurance policy; and
(vii) a true and correct copy of any assumption, modification, consolidation or substitution agreement.
The Sponsor is obligated as described in the Mortgage Loan Purchase Agreement, with respect to the Mortgage Loans, to deliver to the Custodian: (a) either the original recorded Mortgage, or in the event such original cannot be delivered by the Sponsor, a copy of such Mortgage certified as true and complete by the appropriate recording office, in those instances where a copy thereof certified by the Sponsor was delivered to the Custodian pursuant to clause (ii) above; and (b) either the original Assignment or Assignments of the Mortgage, with evidence of recording thereon, showing an unbroken chain of assignment from the originator to the Sponsor, or in the event such original cannot be delivered by the Sponsor, a copy of such Assignment or Assignments certified as true and complete by the appropriate recording office, in those instances where copies thereof certified by the Sponsor were delivered to the Custodian pursuant to clause (iv) above. However, pursuant to the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, the Sponsor need not cause to be recorded any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by the Sponsor to the Trustee, the Certificate Insurer and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment shall be submitted for recording by the Sponsor in the manner described above, at no expense to the Trust or the Trustee, upon the earliest to occur of: (i) direction by the Holders of Certificates evidencing at least 25% of the Voting Rights or the Certificate Insurer, (ii) the occurrence of a Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof and (v) if the Sponsor is not the Master Servicer and with respect to any one assignment, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
Notwithstanding anything to the contrary contained in this Section 2.01, in those instances where the public recording office retains the original Mortgage after it has been recorded, the Sponsor shall be deemed to have satisfied its obligations hereunder upon delivery to the Custodian of a copy of such Mortgage certified by the public recording office to be a true and complete copy of the recorded original thereof.
If any Assignment is lost or returned unrecorded to the Custodian because of any defect therein, the Sponsor is required, as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to prepare a substitute Assignment or cure such defect, as the case may be, and the Sponsor shall cause such Assignment to be recorded in accordance with this section.
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The Sponsor is required as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to exercise its best reasonable efforts to deliver or cause to be delivered to the Custodian within 120 days of the Closing Date, with respect to the Mortgage Loans, the original or a photocopy of the title insurance policy with respect to each such Mortgage Loan assigned to the Trustee pursuant to this Section 2.01.
In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor further agrees that it will cause, at the Sponsor's own expense, as of the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Sponsor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders and the Certificate Insurer by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.
All original documents relating to the Mortgage Loans which are not delivered to the Custodian are and shall be held by the Master Servicer in trust for the benefit of the Trustee on behalf of the Certificateholders and the Certificate Insurer.
Except as may otherwise expressly be provided herein, none of the Depositor, the Master Servicer or the Trustee shall (and the Master Servicer shall ensure that no Sub-Servicer shall) assign, sell, dispose of or transfer any interest in the Trust Fund or any portion thereof, or cause the Trust Fund or any portion thereof to be subject to any lien, claim, mortgage, security interest, pledge or other encumbrance.
It is intended that the conveyance of the Mortgage Loans by the Depositor to the Trustee as provided in this Section be, and be construed as, a sale of the Mortgage Loans as provided for in this Section 2.01 by the Depositor to the Trustee for the benefit of the Certificateholders and the Certificate Insurer. It is, further, not intended that such conveyance be deemed a pledge of the Mortgage Loans by the Depositor to the Trustee to secure a debt or other obligation of the Depositor. However, in the event that the Mortgage Loans are held to be property of the Depositor, or if for any reason this Agreement is held or deemed to create a security interest in the Mortgage Loans, then it is intended that, (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction; (b) the conveyance provided for in this Section shall be deemed to be (1) a grant by the Depositor to the Trustee of a security interest in all of the Depositor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to (A) the Mortgage Loans, including the Mortgage Notes, the Mortgages, any related Insurance Policies and all other documents in the related Mortgage Files, (B) all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and (C) all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without limitation all amounts from time to time held or invested in the Certificate Account or the Custodial Account, whether in the form of cash, instruments, securities or other property and (2) an assignment by the Depositor to the Trustee of any security interest in any and all of the Sponsor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to the property described in the foregoing clauses (1)(A) through (C); (c) the possession by the Trustee or any other Custodian or agent of the Trustee of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” or possession by a purchaser or a person designated by such secured party, for purposes of perfecting the security interest pursuant to the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction (including, without limitation, Sections 9-115, 9-305, 8-102, 8-301, 8-501 and 8-503 thereof); and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Trustee for the purpose of perfecting such security interest under applicable law. The Depositor and the Trustee shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
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Concurrently with the execution of this Agreement, the Interest Rate Swap Agreements and Cap Contracts shall be delivered to the Trustee. In connection therewith, the Company hereby directs the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), to execute and deliver the related Interest Rate Swap Agreement and to exercise the rights, perform the obligations, and make the representations of Party B (as defined therein) as set forth in the related Interest Rate Swap Agreement and as provided in this Agreement on the Closing Date and thereafter. In addition, the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), is hereby directed to execute and deliver the related Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Cap Contracts and as provided in this Agreement on the Closing Date and thereafter. The Seller, the Servicer, the Depositor and the related Certificateholders, by acceptance of their Certificates, acknowledge and agree the Trustee, as Supplemental Interest Trust Trustee, shall execute and deliver the related Interest Rate Swap Agreement and Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Interest Rate Swap Agreement and Cap Contracts and as provided in this Agreement and shall do so solely in its capacity as Supplemental Interest Trust Trustee and not in its individual capacity.
Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Supplemental Interest Trust Trustees shall apply to each Supplemental Interest Trust Trustee’s execution of the related Interest Rate Swap Agreement and Cap Contracts, and the performance of its duties and satisfaction of its obligations on behalf of Party B thereunder.
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Section 2.02. Acceptance of the Trust Fund by the Trustee.
The Custodian, with respect to the Mortgage Files held by it, acknowledges receipt (subject to any exceptions noted in the Initial Certification described below) on behalf of the Trustee, of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it holds and will hold such documents and the other documents delivered to it constituting the Mortgage Files, and that it holds or will hold such other assets included in the definition of “Trust Fund” (to the extent delivered or assigned to the Trustee), in trust for the exclusive use and benefit of all present and future Certificateholders and the Certificate Insurer.
The Custodian agrees, for the benefit of the Certificateholders and the Certificate Insurer, to review or cause to be reviewed on its behalf, each Mortgage File on or before the Closing Date to ascertain that all documents required to be delivered to it are in its possession, and the Custodian agrees to execute and deliver, or cause to be executed and delivered, to the Certificate Insurer, the Depositor and the Master Servicer on the Closing Date, with respect to each Mortgage Loan, an Initial Certification in the form annexed hereto as Exhibit C to the effect that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in such certification as not covered by such certification), (i) all documents required to be delivered to it pursuant to this Agreement with respect to such Mortgage Loan are in its possession, (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing documents, the information set forth in items (i), (ii), (iii)(A) and (iv) of the definition of the “Mortgage Loan Schedule” accurately reflects information set forth in the Mortgage File. None of the Custodian, the Trustee or the Master Servicer shall be under any duty to determine whether any Mortgage File should include any of the documents specified in clause (vi) or (vii) of Section 2.01. None of the Custodian, the Trustee or the Master Servicer shall be under any duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable or appropriate for the represented purpose or that they have actually been recorded, or they are in recordable form or that they are other than what they purport to be on their face.
Within 90 days of the Closing Date, with respect to the Mortgage Loans, the Trustee, or the Custodian on its behalf, shall deliver to the Certificate Insurer, the Depositor and the Master Servicer a Final Certification in the form annexed hereto as Exhibit D evidencing the completeness of the Mortgage Files, with any applicable exceptions noted thereon, with respect to all of the Mortgage Loans.
If in the process of reviewing the Mortgage Files and preparing the certifications referred to above the Custodian finds any document or documents constituting a part of a Mortgage File to be missing or defective in any material respect, the Custodian shall promptly notify the Sponsor, the Master Servicer, the Certificate Insurer, the Trustee (if not the Custodian) and the Depositor. The Trustee shall promptly notify the Sponsor of such defect and request that the Sponsor cure any such defect within 60 days from the date on which the Sponsor was notified of such defect, and if the Sponsor does not cure such defect in all material respects during such period, request on behalf of the Certificateholders and the Certificate Insurer that the Sponsor purchase such Mortgage Loan from the Trust Fund at the Purchase Price within 90 days after the date on which the Sponsor was notified of such defect; provided that if such defect would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. It is understood and agreed that the obligation of the Sponsor to cure a material defect in, or purchase any Mortgage Loan as to which a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to Certificateholders, the Certificate Insurer or the Trustee on behalf of Certificateholders. The Purchase Price for the purchased Mortgage Loan shall be deposited or caused to be deposited upon receipt by the Master Servicer in the Custodial Account and, upon receipt by the Trustee of written notification of such deposit signed by a Servicing Officer, the Custodian shall release or cause to be released to the Sponsor the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Sponsor shall require as necessary to vest in the Sponsor ownership of any Mortgage Loan released pursuant hereto and at such time the Trustee and the Custodian shall have no further responsibility with respect to the related Mortgage File. In furtherance of the foregoing, if the Sponsor is not a member of MERS and the Mortgage is registered on the MERS® System, the Master Servicer, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Sponsor and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS' rules and regulations.
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Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the Depositor.
(a) The Master Servicer hereby represents and warrants to and covenants with the Depositor and the Trustee for the benefit of Certificateholders and the Certificate Insurer that:
(i) The Master Servicer is, and throughout the term hereof shall remain, a corporation duly organized, validly existing and in good standing under the laws of the state of its incorporation (except as otherwise permitted pursuant to Section 6.02), the Master Servicer is, and shall remain, in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to perform its obligations under this Agreement, and the Master Servicer is, and shall remain, approved to sell mortgage loans to and service mortgage loans for Fannie Mae and Freddie Mac;
(ii) The execution and delivery of this Agreement by the Master Servicer, and the performance and compliance with the terms of this Agreement by the Master Servicer, will not violate the Master Servicer's articles of incorporation or bylaws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material agreement or other instrument to which it is a party or which is applicable to it or any of its assets;
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(iii) The Master Servicer has the full power and authority to enter into and consummate all transactions contemplated by this Agreement, has duly authorized the execution, delivery and performance of this Agreement, and has duly executed and delivered this Agreement;
(iv) This Agreement, assuming due authorization, execution and delivery by the Depositor and the Trustee, constitutes a valid, legal and binding obligation of the Master Servicer, enforceable against the Master Servicer in accordance with the terms hereof, subject to (A) applicable bankruptcy, insolvency, reorganization, moratorium and other laws affecting the enforcement of creditors' rights generally, and (B) general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law;
(v) The Master Servicer is not in violation of, and its execution and delivery of this Agreement and its performance and compliance with the terms of this Agreement will not constitute a violation of, any law, any order or decree of any court or arbiter, or any order, regulation or demand of any federal, state or local governmental or regulatory authority, which violation is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;
(vi) No litigation is pending (other than litigation with respect to which pleadings or documents have been filed with a court, but not served on the Master Servicer) or, to the best of the Master Servicer's knowledge, threatened against the Master Servicer which would prohibit its entering into this Agreement or performing its obligations under this Agreement or is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;
(vii) The Master Servicer will comply in all material respects in the performance of this Agreement with all reasonable rules and requirements of each insurer under each Insurance Policy;
(viii) The execution of this Agreement and the performance of the Master Servicer's obligations hereunder do not require any license, consent or approval of any state or federal court, agency, regulatory authority or other governmental body having jurisdiction over the Master Servicer, other than such as have been obtained;
(ix) No information, certificate of an officer, statement furnished in writing or report delivered to the Depositor, any affiliate of the Depositor or the Trustee by the Master Servicer in its capacity as Master Servicer, and not in its capacity as a Sponsor hereunder, will, to the knowledge of the Master Servicer, contain any untrue statement of a material fact;
(x) The Master Servicer will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01; and
(xi) The Master Servicer is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.
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It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.03(a) shall survive the execution and delivery of this Agreement, and shall inure to the benefit of the Depositor, the Trustee, the Certificate Insurer and the Certificateholders. Upon discovery by the Depositor, the Trustee, the Certificate Insurer or the Master Servicer of a breach of any of the foregoing representations, warranties and covenants that materially and adversely affects the interests of the Depositor, the Certificate Insurer or the Trustee, the party discovering such breach shall give prompt written notice to the other parties. Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Master Servicer or receipt of notice by the Master Servicer of the breach of the covenant of the Master Servicer set forth in Section 2.03(x) above which materially and adversely affects the interests of the Holders of the related Class P Certificates in any Prepayment Charge, the Master Servicer shall remedy such breach as follows: the Master Servicer shall pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the related Class P Certificates, by depositing such amount into the Custodial Account (net of any amount actually collected by the Master Servicer in respect of such Prepayment Charge and remitted by the Master Servicer, for the benefit of the Holders of the related Class P Certificates, in respect of such Prepayment Charge, into the Custodial Account). The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor, the Certificate Insurer or the Trustee on behalf of the Certificateholders, pursuant to the Mortgage Loan Purchase Agreement respecting a breach of any of the representations, warranties and covenants contained in the Mortgage Loan Purchase Agreement.
(b) The Depositor hereby represents and warrants to the Master Servicer and the Trustee for the benefit of Certificateholders and the Certificate Insurer that as of the Closing Date, the representations and warranties of the Sponsor with respect to the Mortgage Loans and the remedies therefor that are contained in the Mortgage Loan Purchase Agreement are as set forth in Exhibit I hereto.
It is understood and agreed that the representations and warranties set forth in this Section 2.03(b) shall survive delivery of the respective Mortgage Files to the Custodian, on behalf of the Trustee.
Upon discovery by either the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any representation or warranty set forth in this Section 2.03 which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties.
Section 2.04. Representations and Warranties of the Sponsor.
The Depositor hereby assigns to the Trustee for the benefit of Certificateholders and the Certificate Insurer all of its rights (but none of its obligations) in, to and under the Mortgage Loan Purchase Agreement. Insofar as the Mortgage Loan Purchase Agreement relates to such representations and warranties and any remedies provided thereunder for any breach of such representations and warranties, such right, title and interest may be enforced by the Trustee on behalf of the Certificateholders. Upon the discovery by the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any of the representations and warranties made in the Mortgage Loan Purchase Agreement in respect of any Mortgage Loan which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties. The Trustee shall promptly notify the Sponsor of such breach and request that the Sponsor shall, within 90 days from the date that the Sponsor was notified or otherwise obtained knowledge of such breach, either (i) cure such breach in all material respects or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set forth in Section 2.02; provided that if such breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. However, in the case of a breach under the Mortgage Loan Purchase Agreement, subject to the approval of the Depositor the Sponsor shall have the option to substitute a Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan if such substitution occurs within two years following the Closing Date, except that if the breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such substitution must occur within 90 days from the date the breach was discovered if such 90 day period expires before two years following the Closing Date. In the event that the Sponsor elects to substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage Loan pursuant to this Section 2.04, the Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to deliver to the Trustee and the Master Servicer, as appropriate, with respect to such Qualified Substitute Mortgage Loan or Loans, the original Mortgage Note, the Mortgage, an Assignment of the Mortgage in recordable form, and such other documents and agreements as are required by Section 2.01, with the Mortgage Note endorsed as required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution, to the extent received by the Master Servicer or any Sub-Servicer, shall not be part of the Trust Fund and will be retained by the Master Servicer and remitted by the Master Servicer to the Sponsor on the next succeeding Distribution Date. For the month of substitution, distributions to Certificateholders will include the Monthly Payment due on a Deleted Mortgage Loan for such month and thereafter the Sponsor shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Depositor shall amend or cause to be amended the Mortgage Loan Schedule for the benefit of the Certificateholders and the Certificate Insurer to reflect the removal of such Deleted Mortgage Loan and the substitution of the Qualified Substitute Mortgage Loan or Loans and the Depositor shall deliver the amended Mortgage Loan Schedule to the Trustee. Upon such substitution, the Qualified Substitute Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, the Sponsor shall be deemed to have made the representations and warranties with respect to the Qualified Substitute Mortgage Loan contained in the Mortgage Loan Purchase Agreement as of the date of substitution, and the Depositor shall be deemed to have made with respect to any Qualified Substitute Mortgage Loan or Loans, as of the date of substitution, the non-statistical representations and warranties set forth in Exhibit I hereof.
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In connection with the substitution of one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Master Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate principal balance of all such Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans (in each case after application of the principal portion of the Monthly Payments due in the month of substitution that are to be distributed to Certificateholders in the month of substitution). The Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to provide the Master Servicer on the day of substitution for immediate deposit into the Custodial Account the amount of such shortfall, without any reimbursement therefor. In accordance with the Mortgage Loan Purchase Agreement, the Sponsor shall give notice in writing to the Trustee of such event, which notice shall be accompanied by an Officers’ Certificate as to the calculation of such shortfall and by an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on REMIC 1, REMIC 2, REMIC 3 or REMIC 4, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(1) of the Code or on “contributions after the startup date” under Section 860G(d)(1) of the Code or (b) any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding. The costs of any substitution as described above, including any related assignments, opinions or other documentation in connection therewith shall be borne by the Sponsor.
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Except as expressly set forth herein none of the Trustee or the Master Servicer is under any obligation to discover any breach of the above-mentioned representations and warranties. It is understood and agreed that the obligation of the Sponsor to cure such breach, purchase or to substitute for such Mortgage Loan as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders.
Section 2.05. Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee.
(a) The Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery to it or to a Custodian on its behalf of the Mortgage Files, subject to the provisions of Sections 2.01 and 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates, constitute the entire beneficial ownership interest in the Trust Fund.
(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests and REMIC 2 Regular Interests for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and REMIC 2 Regular Interests (all of which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.
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(c) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests for the benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The Trustee acknowledges receipt of the REMIC 3 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The interests evidenced by the Class R-4 Interest, together with the REMIC 4 Regular Interests, constitute the entire beneficial ownership interest in REMIC 4.
(c) In exchange for the REMIC 3 Regular Interests and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates in authorized denominations evidencing (together with the Class R-4 Interest and Class IO Interests) the entire beneficial ownership interest in REMIC 4.
(d) Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 (including the Residual Interest therein represented by the Class R-1 Interest) and the acceptance by the Trustee thereof, (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest), (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by the Trustee thereof, the Trustee, from and pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Class R Certificates in authorized denominations evidencing the Class R-1 Interest and Class R-2 Interest and the Class R-3 Interest and Class R-4 Interest, respectively.
Section 2.06. Purposes and Powers of the Trust.
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom;
(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;
(c) to make payments on the Certificates;
(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
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(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
The trust is hereby authorized to engage in the foregoing activities. The Trustee shall not knowingly and explicity cause the trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.06 may not be amended, without the consent of the Certificateholders evidencing 51% or more of the aggregate voting rights of the Certificates and the Certificate Insurer.
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ARTICLE III
ADMINISTRATION AND SERVICING
OF THE TRUST FUND
Section 3.01. Master Servicer to Act as Master Servicer.
The Master Servicer shall supervise, or take such actions as are necessary to ensure, the servicing and administration of the Mortgage Loans and any REO Property in accordance with this Agreement and its normal servicing practices, which generally shall conform to the standards (i) of the Servicing Guide, if Impac Funding Corporation is Master Servicer, or (ii) if Impac Funding Corporation is not the Master Servicer, of an institution prudently servicing mortgage loans for its own account and shall have full authority to do anything it reasonably deems appropriate or desirable in connection with such servicing and administration. To the extent consistent with the foregoing, the Master Servicer shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only if such waiver would maximize recovery of total proceeds taking into account the value of such Prepayment Charge and related Mortgage Loan and doing so is standard and customary in servicing mortgage loans similar to the Mortgage Loans (including any waiver of a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.
The Master Servicer may perform its responsibilities relating to servicing through other agents or independent contractors, but shall not thereby be released from any of its responsibilities as hereinafter set forth. The authority of the Master Servicer, in its capacity as master servicer, and any Sub-Servicer acting on its behalf, shall include, without limitation, the power to (i) consult with and advise any Sub-Servicer regarding administration of a related Mortgage Loan, (ii) approve any recommendation by a Sub-Servicer to foreclose on a related Mortgage Loan, (iii) supervise the filing and collection of insurance claims and take or cause to be taken such actions on behalf of the insured Person thereunder as shall be reasonably necessary to prevent the denial of coverage thereunder, and (iv) effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing a related Mortgage Loan, including the employment of attorneys, the institution of legal proceedings, the collection of deficiency judgments, the acceptance of compromise proposals, the filing of claims under any Insurance Policy and any other matter pertaining to a Delinquent Mortgage Loan. The authority of the Master Servicer shall include, in addition, the power on behalf of the Certificateholders, the Trustee or any of them to (i) execute and deliver customary consents or waivers and other instruments and documents, (ii) consent to transfer of any related Mortgaged Property and assumptions of the related Mortgage Notes and Security Instruments (in the manner provided in this Agreement) and (iii) collect any Insurance Proceeds and Liquidation Proceeds. If permitted under applicable law without prejudicing any rights of the Trust Fund with respect to any Mortgage Loan, the Master Servicer, with such documentation as local law requires, acting in its own name, may pursue claims on behalf of the Trust Fund. Without limiting the generality of the foregoing, the Master Servicer and any Sub-Servicer acting on its behalf may, and is hereby authorized, and empowered by the Trustee to, execute and deliver, on behalf of itself, the Certificateholders or the Trustee or any of them, any instruments of satisfaction, cancellation, partial or full release, discharge and all other comparable instruments, with respect to the related Mortgage Loans, the Insurance Policies and the accounts related thereto, and the Mortgaged Properties. The Master Servicer may exercise this power in its own name or in the name of a Sub-Servicer.
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Subject to Section 3.16, the Trustee shall execute, at the written request of the Master Servicer, and furnish to the Master Servicer and any Sub-Servicer such documents as are necessary or appropriate to enable the Master Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder, and the Trustee hereby grants to the Master Servicer a power of attorney to carry out such duties. The Trustee shall not be liable for the actions of the Master Servicer or any Sub-Servicers under such powers of attorney.
In accordance with the standards of the preceding paragraph, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11; provided that the Master Servicer shall not be obligated to make such advance if, in its reasonable good faith judgment, the Master Servicer determines that such advance to be a Nonrecoverable Advance.
The Master Servicer is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of any Sub-Servicer, when the Master Servicer or such Sub-Servicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any expenses incurred in connection with the actions described in the preceding sentence shall be borne by the Master Servicer in accordance with Section 3.17, with no right of reimbursement; provided, that if, as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS System, it becomes necessary to remove any Mortgage Loan from registration on the MERS System and to arrange for the assignment of the related Mortgages to the Trustee, then any related expenses shall be reimbursable to the Master Servicer from the Trust Fund.
Notwithstanding anything in this Agreement to the contrary, the Master Servicer shall not (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Master Servicer, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (i) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (ii) cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions” after the startup date under the REMIC Provisions.
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The relationship of the Master Servicer (and of any successor to the Master Servicer under this Agreement) to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent.
Section 3.02. Sub-Servicing Agreements Between Master Servicer and Sub-Servicers.
(a) The Master Servicer may enter into Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of the Mortgage Loans and for the performance of any and all other activities of the Master Servicer hereunder; provided, however, that such agreements would not result in a withdrawal or a downgrading by Standard & Poor's of its rating on any Class of Certificates. Each Sub-Servicer shall be either (i) an institution the accounts of which are insured by the FDIC or (ii) another entity that engages in the business of originating or servicing mortgage loans comparable to the Mortgage Loans, and in either case shall be authorized to transact business in the state or states in which the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement, and in either case shall be a Freddie Mac or Fannie Mae approved mortgage servicer. Any Sub-Servicing Agreement entered into by the Master Servicer shall include the provision that such Agreement may be immediately terminated (x) with cause and without any termination fee by any Master Servicer hereunder or (y) without cause in which case the Master Servicer shall be responsible for any termination fee or penalty resulting therefrom (except that in the case of Midland acting as a Sub-Servicer, neither the Master Servicer nor any successor Master Servicer shall terminate the related Sub-Servicing Agreement without cause). In addition, each Sub-Servicing Agreement shall provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Master Servicer and the Sub-Servicers may enter into Sub-Servicing Agreements and make amendments to the Sub-Servicing Agreements or enter into different forms of Sub-Servicing Agreements providing for, among other things, the delegation by the Master Servicer to a Sub-Servicer of additional duties regarding the administration of the Mortgage Loans; provided, however, that any such amendments or different forms shall be consistent with and not violate the provisions of this Agreement, and that no such amendment or different form shall be made or entered into which could be reasonably expected to be materially adverse to the interests of the Certificate Insurer or Certificateholders, without the consent of the Certificate Insurer or the Holders of Certificates entitled to at least 51% of the Voting Rights. The parties hereto acknowledge that the initial Sub-Servicers shall be Countrywide and Midland.
The Master Servicer has entered into a separate Sub-Servicing Agreement with each of Countrywide and Midland for the servicing and administration of certain of the Mortgage Loans and may enter into additional Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of certain of the Mortgage Loans.
(b) As part of its servicing activities hereunder, the Master Servicer, for the benefit of the Trustee, the Certificate Insurer and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement. The Certificate Insurer may direct the Master Servicer to enforce any remedies against a defaulting Sub-Servicer. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, but shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement only to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loan or (ii) from a specific recovery of costs, expenses or attorneys' fees against the party against whom such enforcement is directed.
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(c) [Reserved].
(d) The Master Servicer represents that it will cause any Sub-Servicer to accurately and fully report its borrower credit files to all three credit repositories in a timely manner.
Section 3.03. Successor Sub-Servicers.
The Master Servicer shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement, except that in the case of Midland such termination may only be for cause. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Master Servicer without any act or deed on the part of such Sub-Servicer or the Master Servicer, and the Master Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.
Section 3.04. Liability of the Master Servicer.
Notwithstanding any Sub-Servicing Agreement, any of the provisions of this Agreement relating to agreements or arrangements between the Master Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Master Servicer shall under all circumstances remain obligated and primarily liable to the Trustee, the Certificate Insurer and Certificateholders for the servicing and administering of the Mortgage Loans and any REO Property in accordance with the provisions of Article III without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Master Servicer alone were servicing and administering the Mortgage Loans. For purposes of this Agreement, the Master Servicer shall be deemed to have received payments on Mortgage Loans when the Sub-Servicer has received such payments. The Master Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Master Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.
Section 3.05. No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders.
Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such and not as an originator shall be deemed to be between the Sub-Servicer and the Master Servicer alone, and the Trustee and Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06. The Master Servicer (or the Sub-Servicer of the Group 1 Loans) shall be liable for the payment of any franchise taxes which may be assessed by the California Franchise Tax Board in connection with the activities of the Trust under this Agreement.
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Section 3.06. Assumption or Termination of Sub-Servicing Agreements by Trustee.
(a) If the Trustee or its designee shall assume the master servicing obligations of the Master Servicer in accordance with Section 7.02 below, the Trustee, to the extent necessary to permit the Trustee to carry out the provisions of Section 7.02 with respect to the Mortgage Loans, shall succeed to all of the rights and obligations of the Master Servicer under each of the Sub-Servicing Agreements. In such event, the Trustee or its designee as the successor master servicer shall be deemed to have assumed all of the Master Servicer's rights and obligations therein and to have replaced the Master Servicer as a party to such Sub-Servicing Agreements to the same extent as if such Sub-Servicing Agreements had been assigned to the Trustee or its designee as a successor master servicer, except that the Trustee or its designee as a successor master servicer shall not be deemed to have assumed any obligations or liabilities of the Master Servicer arising prior to such assumption (other than the obligation to make any Advances hereunder) and the Master Servicer shall not thereby be relieved of any liability or obligations under such Sub-Servicing Agreements arising prior to such assumption. Nothing in the foregoing shall be deemed to entitle the Trustee or its designee as a successor master servicer at any time to receive any portion of the servicing compensation provided under Section 3.17 except for such portion as the Master Servicer would be entitled to receive.
(b) In the event that the Trustee or its designee as successor master servicer for the Trustee assumes the servicing obligations of the Master Servicer under Section 7.02, upon the reasonable request of the Trustee or such designee as successor master servicer the Master Servicer shall at its own expense deliver to the Trustee, or at its written request to such designee, photocopies of all documents, files and records, electronic or otherwise, relating to the Sub-Servicing Agreements and the related Mortgage Loans or REO Property then being serviced and an accounting of amounts collected and held by it, if any, and will otherwise cooperate and use its reasonable efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements, or responsibilities hereunder to the Trustee, or at its written request to such designee as successor master servicer.
Section 3.07. Collection of Certain Mortgage Loan Payments.
(a) The Master Servicer will coordinate and monitor remittances by Sub-Servicers to the Master Servicer with respect to the Mortgage Loans in accordance with this Agreement.
(b) The Master Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow, and use its reasonable efforts to cause Sub-Servicers to follow, collection procedures comparable to the collection procedures of prudent mortgage lenders servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. In the event the Master Servicer shall consent to the deferment of the due dates for payments due on a Mortgage Note, the Master Servicer shall nonetheless make an Advance or, in the case of a Group 1 Loan, shall cause the related Sub-Servicer to make an Advance to the same extent as if such installment were due, owing and delinquent and had not been deferred through liquidation of the Mortgaged Property; provided, however, that the obligation of the Master Servicer or related Sub-Servicer to make an Advance shall apply only to the extent that such Advances are not Nonrecoverable Advances.
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(c) On each Determination Date, with respect to each Mortgage Loan for which during the related Prepayment Period the Master Servicer has determined that all amounts which it expects to recover from or on account of each such Mortgage Loan have been recovered and that no further Liquidation Proceeds will be received in connection therewith, the Master Servicer shall provide to the Trustee a certificate of a Servicing Officer that such Mortgage Loan became a Liquidated Mortgage Loan in a Cash Liquidation or REO Disposition.
The Master Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Insurance Policy, follow such collection procedures as it would follow with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note, Primary Hazard Insurance Policy or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that it is prohibited by applicable law from enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required. The Master Servicer shall be responsible for preparing and distributing all information statements relating to payments on the Mortgage Loans, in accordance with all applicable federal and state tax laws and regulations.
Section 3.08. Sub-Servicing Accounts.
In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub-Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall otherwise be acceptable to the Master Servicer. All amounts held in a Sub-Servicing Account shall be held in trust for the Trustee for the benefit of the Certificateholders and the Certificate Insurer. Any investment of funds held in such an account shall be in Permitted Investments maturing not later than the Business Day immediately preceding the next Sub-Servicer Remittance Date. The Sub-Servicer will be required to deposit into the Sub-Servicing Account no later than two Business Days after receipt all proceeds of Mortgage Loans received by the Sub-Servicer, less the Excess Servicing Strip (in the case of Loan Group 2) and its servicing compensation and any unreimbursed expenses and advances, to the extent permitted by the Sub-Servicing Agreement. On each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer for deposit in the Custodial Account all funds held in the Sub-Servicing Account with respect to any Mortgage Loan as of the Sub-Servicer Remittance Date, after deducting from such remittance the Excess Servicing Strip (in the case of Loan Group 2) and an amount equal to the servicing compensation (including interest on Permitted Investments) and unreimbursed expenses and advances to which it is then entitled pursuant to the related Sub-Servicing Agreement, to the extent not previously paid to or retained by it. In addition, on each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer any amounts required to be advanced pursuant to the related Sub-Servicing Agreement. The Sub-Servicer will also be required to remit to the Master Servicer, within five Business Days of receipt, the proceeds of any Principal Prepayment made by the Mortgagor, and, on each Sub-Servicer Remittance Date, the amount of any Insurance Proceeds or Liquidation Proceeds received during the related Prepayment Period.
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Section 3.09. Collection of Taxes, Assessments and Similar Items; Servicing Accounts.
The Master Servicer and the Sub-Servicers shall establish and maintain one or more accounts (the “Servicing Accounts”), and shall deposit and retain therein all collections from the Mortgagors (or related advances from Sub-Servicers) for the payment of taxes, assessments, Primary Hazard Insurance Policy premiums, and comparable items for the account of the Mortgagors, to the extent that the Master Servicer customarily escrows for such amounts. Withdrawals of amounts so collected from a Servicing Account may be made only to (i) effect payment of taxes, assessments, Primary Hazard Insurance Policy premiums and comparable items; (ii) reimburse the Master Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any payments made pursuant to Sections 3.01 (with respect to taxes and assessments), and 3.13 (with respect to Primary Hazard Insurance Policies); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) payment of investment income to the extent provided in the mortgage loan documentation or (v) clear and terminate the Servicing Account at the termination of this Agreement pursuant to Section 9.01. As part of its servicing duties, the Master Servicer or the Sub-Servicer of the Group 1 Loans shall, if and to the extent required by law, pay to the Mortgagors interest on funds in Servicing Accounts from its or their own funds, without any reimbursement therefor.
Section 3.10. Custodial Account.
(a) The Master Servicer shall establish and maintain one or more accounts (collectively, the “Custodial Account”) in which the Master Servicer shall deposit or cause to be deposited on a daily basis, or as and when received and identified from the Sub-Servicers, the following payments and collections received or made by or on behalf of it subsequent to the Cut-off Date with respect to the Mortgage Loans, or payments received by it prior to the Cut-off Date but allocable to a period subsequent thereto (other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date):
(i) all payments (including advances by a Sub-Servicer) on account of principal, including Principal Prepayments, on the Mortgage Loans;
(ii) all payments (including advances by a Sub-Servicer) on account of interest on the Mortgage Loans, net of any portion thereof retained by the Master Servicer or any Sub-Servicer as servicing fees;
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(iii) all Insurance Proceeds, other than proceeds that represent reimbursement of costs and expenses incurred by the Master Servicer or any Sub-Servicer in connection with presenting claims under the related Insurance Policies, Liquidation Proceeds and REO Proceeds;
(iv) all proceeds of any Mortgage Loan or REO Property repurchased or purchased in accordance with Sections 2.02, 2.04, 3.14 or 9.01; and all amounts required to be deposited in connection with the substitution of a Qualified Substitute Mortgage Loan pursuant to Section 2.04; and
(v) any amounts required to be deposited pursuant to Section 3.12, 3.13, 3.15 or 3.22.
The foregoing requirements for deposit in the Custodial Account shall be exclusive. In the event the Master Servicer shall deposit in the Custodial Account any amount not required to be deposited therein, it may withdraw such amount from the Custodial Account, any provision herein to the contrary notwithstanding. The Custodial Account shall be maintained as a segregated account, separate and apart from trust funds created for mortgage pass-through certificates of other series, and the other accounts of the Master Servicer.
(b) Funds in the Custodial Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Master Servicer shall give notice to the Trustee and the Depositor of the location of the Custodial Account after any change thereof.
Section 3.11. Permitted Withdrawals From the Custodial Account.
The Master Servicer may, from time to time as provided herein, make withdrawals from the Custodial Account of amounts on deposit therein pursuant to Section 3.10 that are attributable to the Mortgage Loans for the following purposes:
(i) to make deposits into the Certificate Account in the amounts and in the manner provided for in Section 4.01;
(ii) to pay to itself, the Depositor, the Sponsor or any other appropriate person, as the case may be, with respect to each Mortgage Loan that has previously been purchased or repurchased pursuant to Sections 2.02, 2.04, 3.14 or 9.01 all amounts received thereon and not yet distributed as of the date of purchase or repurchase;
(iii) to reimburse itself or any Sub-Servicer for Advances not previously reimbursed, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (iii) being limited to amounts received which represent Late Collections (net of the related servicing fees) of Monthly Payments on Mortgage Loans with respect to which such Advances were made and as further provided in Section 3.15;
(iv) to reimburse or pay itself, the Trustee or the Depositor for expenses incurred by or reimbursable to the Master Servicer, the Trustee or the Depositor pursuant to Sections 3.22, 6.03, 8.05 or 10.01(g), except as otherwise provided in such Sections hereof;
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(v) to reimburse itself or any Sub-Servicer for costs and expenses incurred by or reimbursable to it relating to the prosecution of any claims pursuant to Section 3.13 that are in excess of the amounts so recovered;
(vi) to reimburse itself or any Sub-Servicer for unpaid Master Servicing Fees, Sub-Servicing Fees and unreimbursed Servicing Advances, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (vi) with respect to any Mortgage Loan being limited to late recoveries of the payments for which such advances were made pursuant to Section 3.01 or Section 3.09 and any other related Late Collections;
(vii) to pay itself as servicing compensation (in addition to the Master Servicing Fee and Sub-Servicing Fee), on or after each Distribution Date, any interest or investment income earned on funds deposited in the Custodial Account for the period ending on such Distribution Date;
(viii) to reimburse itself or any Sub-Servicer for any Advance or Servicing Advance previously made, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance was not reimbursed pursuant to clauses (iii) and (vi);
(ix) to pay PMI Insurer the premium under the PMI Insurer Policies;
(x) to clear and terminate the Custodial Account at the termination of this Agreement pursuant to Section 9.01; and
(xi) to reimburse itself or any Sub-Servicer from general collections for any Advance or Servicing Advance made that has been deemed by the Master Servicer to be a Nonrecoverable Advance.
The Master Servicer shall keep and maintain separate accounting records on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Custodial Account pursuant to such subclauses (ii) through (x). Reconciliations will be prepared for the Custodial Account within 45 Calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification.
Section 3.12. Permitted Investments.
Any institution maintaining the Custodial Account shall at the direction of the Master Servicer invest the funds in such account in Permitted Investments, each of which shall mature not later than (i) the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon and shall not be sold or disposed of prior to its maturity. All income and gain realized from any such investment as well as any interest earned on deposits in the Custodial Account shall be for the benefit of the Master Servicer. The Master Servicer shall deposit in the Custodial Account an amount equal to the amount of any loss incurred in respect of any such investment immediately upon realization of such loss without right of reimbursement.
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The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.
Section 3.13. Maintenance of Primary Hazard Insurance.
The Master Servicer shall cause to be maintained for each Mortgage Loan primary hazard insurance by a Qualified Insurer or other insurer satisfactory to the Rating Agencies with extended coverage on the related Mortgaged Property in an amount equal to the lesser of (i) 100% of the replacement value of the improvements, as determined by the insurance company, on such Mortgaged Property or (ii) the unpaid principal balance of the Mortgage Loan. The Master Servicer shall also cause to be maintained on property acquired upon foreclosure, or deed in lieu of foreclosure, of any Mortgage Loan, fire insurance with extended coverage in an amount equal to the replacement value of the improvements thereon. Any costs incurred in maintaining any insurance described in this Section 3.13 (other than any deductible described in the last paragraph hereof) shall be recoverable as a Servicing Advance. The Master Servicer shall not be obligated to advance any amounts pursuant to this Section 3.13 if, in its good faith judgment, the Master Servicer determines that such advance would be a Nonrecoverable Advance. Pursuant to Section 3.10, any amounts collected by the Master Servicer under any such policies (other than amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 3.11. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to Certificateholders, be added to the amount owing under the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage Loan other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance.
The Master Servicer shall, or shall cause the related Sub-Servicer to, exercise its best reasonable efforts to maintain and keep in full force and effect each Primary Insurance Policy by a Qualified Insurer, or other insurer satisfactory to the Rating Agencies, with respect to each first lien Mortgage Loan as to which as of the Cut-Off Date such a Primary Insurance Policy was in effect (or, in the case of a Qualified Substitute Mortgage Loan, the date of substitution) and the original principal amount of the related Mortgage Note exceeded 80% of the Collateral Value in an amount at least equal to the excess of such original principal amount over 75% of such Collateral Value until the principal amount of any such first lien Mortgage Loan is reduced below 80% of the Collateral Value or, based upon a new appraisal, the principal amount of such first lien Mortgage Loan represents less than 80% of the new appraised value. The Master Servicer shall, or shall cause the related Sub-Servicer to, effect the timely payment of the premium on each Primary Insurance Policy. The Master Servicer and the related Sub-Servicer shall have the power to substitute for any Primary Insurance Policy another substantially equivalent policy issued by another Qualified Insurer, provided, that, such substitution shall be subject to the condition that it will not cause the ratings on the Certificates to be downgraded or withdrawn, as evidenced in writing from each Rating Agency.
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The Master Servicer shall cooperate with the PMI Insurer and shall use its best efforts to furnish all reasonable aid, evidence and information in the possession of the Master Servicer or to which the Master Servicer has access with respect to any PMI Mortgage Loan.
In the event of a default by PMI Insurer under the PMI Insurer Policy (a “Replacement Event”), the Master Servicer shall use its best efforts to obtain a substitute lender-paid primary mortgage insurance policy (a “Substitute PMI Policy”), with the approval of the Certificate Insurer; provided, however, that the Master Servicer shall not be obligated, and shall have no liability for failing, to obtain a Substitute PMI Policy unless such Substitute PMI Policy can be obtained on the following terms and conditions: (i) the Certificates shall be rated no lower than the rating assigned by each Rating Agency to the Certificates immediately prior to such Replacement Event, as evidenced by a letter from each Rating Agency addressed to the Company, the Master Servicer and the Trustee, (ii) the timing and mechanism for drawing on such new Substitute PMI Policy shall be reasonably acceptable to the Master Servicer and the Trustee and (iii) the premiums under the proposed Substitute PMI Policy shall not exceed such premiums under the existing PMI Insurer Policy.
With respect to the PMI Mortgage Loans covered by a PMI Insurer Policy, the Master Servicer will confirm with PMI Insurer, and PMI Insurer will certify to the Trustee, on or before February 1, 2007, that the Mortgage Loans indicated on the Mortgage Loan Schedule as being covered by PMI Insurer Policy are so covered.
No earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired with respect to a security instrument other than pursuant to such applicable laws and regulations as shall at any time be in force and shall require such additional insurance. When, at the time of origination of the Mortgage Loan or at any subsequent time, the Mortgaged Property is located in a federally designated special flood hazard area, the Master Servicer shall cause with respect to the Mortgage Loans and each REO Property flood insurance (to the extent available and in accordance with mortgage servicing industry practice) to be maintained. Such flood insurance shall cover the Mortgaged Property, including all items taken into account in arriving at the Collateral Value on which the Mortgage Loan was based, and shall be in an amount equal to the lesser of (i) the Stated Principal Balance of the related Mortgage Loan and (ii) the minimum amount required under the terms of coverage to compensate for any damage or loss on a replacement cost basis, but not more than the maximum amount of such insurance available for the related Mortgaged Property under either the regular or emergency programs of the National Flood Insurance Program (assuming that the area in which such Mortgaged Property is located is participating in such program). Unless applicable state law requires a higher deductible, the deductible on such flood insurance may not exceed $5,000 or 1% of the applicable amount of coverage, whichever is less.
In the event that the Master Servicer shall obtain and maintain a blanket fire insurance policy with extended coverage insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.13, it being understood and agreed that such policy may contain a deductible clause, in which case the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first two sentences of this Section 3.13 and there shall have been a loss which would have been covered by such policy, deposit in the Certificate Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. Any such deposit by the Master Servicer shall be made on the Certificate Account Deposit Date next preceding the Distribution Date which occurs in the month following the month in which payments under any such policy would have been deposited in the Custodial Account. Any such deposit shall not be deemed Servicing Advances and the Master Servicer shall not be entitled to reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Trustee and Certificateholders, claims under any such blanket policy.
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Section 3.14. Enforcement of Due-on-Sale Clauses; Assumption Agreements.
The Master Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note or the Mortgage), exercise or cause to be exercised its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause applicable thereto; provided, however, that the Master Servicer shall not exercise any such rights if it reasonably believes that it is prohibited by law from doing so. The Master Servicer or the related Sub-Servicer may repurchase a Mortgage Loan at the Purchase Price when the Master Servicer requires acceleration of the Mortgage Loan, but only if the Master Servicer is satisfied, as evidenced by an Officer's Certificate delivered to the Trustee, that either (i) such Mortgage Loan is in default or default is reasonably foreseeable or (ii) if such Mortgage Loan is not in default or default is not reasonably foreseeable, such repurchase will have no adverse tax consequences for the Trust Fund or any Certificateholder. If the Master Servicer is unable to enforce such “due-on-sale” clause (as provided in the second preceding sentence) or if no “due-on-sale” clause is applicable, the Master Servicer or the Sub-Servicer is authorized to enter into an assumption and modification agreement with the Person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such Person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon; provided, however, that the Master Servicer shall not enter into any assumption and modification agreement if the coverage provided under the Primary Insurance Policy, if any, would be impaired by doing so. The Master Servicer shall notify the Trustee, whenever possible, before the completion of such assumption agreement, and shall forward to the Custodian the original copy of such assumption agreement, which copy shall be added by the Custodian to the related Mortgage File and which shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. In connection with any such assumption agreement, the interest rate on the related Mortgage Loan shall not be changed and no other material alterations in the Mortgage Loan shall be made unless such material alteration would not cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC for federal income tax purposes, as evidenced by an Opinion of Counsel. The Master Servicer is also authorized to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as the Mortgagor and becomes liable under the Mortgage Note. Any fee collected by or on behalf of the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by or on behalf of the Master Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the Mortgage Rate, the amount of the Monthly Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. The Master Servicer shall not enter into any substitution or assumption if such substitution or assumption shall (i) both constitute a “significant modification” effecting an exchange or reissuance of such Mortgage Loan under the Code (or Treasury regulations promulgated thereunder) and cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or (ii) cause the imposition of any tax on “prohibited transactions” or “contributions” after the Startup Day under the REMIC Provisions. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed and shall forward to the Custodian the original copy of such substitution or assumption agreement, which copy shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. A portion equal to up to 2% of the Collateral Value of the related Mortgage Loan, of any fee or additional interest collected by the related Sub-Servicer for consenting in any such conveyance or entering into any such assumption agreement may be retained by the related Sub-Servicer as additional servicing compensation.
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Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Master Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption that the Master Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.14, the term “assumption” is deemed to also include a sale of a Mortgaged Property that is not accompanied by an assumption or substitution of liability agreement.
Section 3.15. Realization Upon Defaulted Mortgage Loans.
The Master Servicer shall exercise reasonable efforts, consistent with the procedures that the Master Servicer would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert (which may include an REO Acquisition) the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07, and which are not released from the Trust Fund pursuant to any other provision hereof. The Master Servicer shall use reasonable efforts to realize proceeds from such defaulted Mortgage Loans in such manner (including short sales and passing through to the Trust Fund less than the full amount it expects to receive from the related Mortgage Loan) as will maximize the receipt of principal and interest by Certificateholders, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage from an Uninsured Cause, the Master Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its sole discretion (i) that such restoration will increase the net proceeds of liquidation of the related Mortgage Loan to Certificateholders and the Certificate Insurer after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Master Servicer through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 3.11. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 3.11.
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The proceeds of any Cash Liquidation or REO Disposition, as well as any recovery resulting from a partial collection of Insurance Proceeds or Liquidation Proceeds or any income from an REO Property, will be deposited into the Custodial Account and applied in the following order of priority: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances, pursuant to Section 3.11(vi) or 3.22; second, to accrued and unpaid interest on the Mortgage Loan or REO Imputed Interest, at the Mortgage Rate, to the date of the Cash Liquidation or REO Disposition, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Cash Liquidation or REO Disposition; and third, as a recovery of principal of the Mortgage Loan. If the amount of the recovery so allocated to interest is less than a full recovery thereof, that amount will be allocated as follows: first, to unpaid Master Servicing Fees or Sub-Servicing Fees; and second, to interest at the Net Mortgage Rate. The portion of the recovery so allocated to unpaid Master Servicing Fees or Sub-Servicing Fees shall be reimbursed to the Master Servicer or any Sub-Servicer pursuant to Section 3.11(vi). The portions of the recovery so allocated to interest at the Net Mortgage Rate and to principal of the Mortgage Loan shall be applied as follows: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Advances in accordance with Section 3.11(iii) or 3.22, second, payment to the PMI Insurer in accordance with Sections 3.11(ix) and third, for payment to the Trustee and distribution to the Certificateholders in accordance with the provisions of Section 4.01, subject to Section 3.22 with respect to certain recoveries from an REO Disposition constituting Excess Proceeds. To the extent the Master Servicer receives additional recoveries following a Cash Liquidation, the amount of the Realized Loss will be restated, and the additional recoveries will be passed through the Trust Fund as Liquidation Proceeds.
The Master Servicer, on behalf of the Trust, may also, in its discretion, as an alternative to foreclosure, sell defaulted Mortgage Loans at fair market value to third-parties, if the Master Servicer reasonably believes that such sale would maximize proceeds to the Certificateholders in the aggregate (on a present value basis) with respect to that Mortgage Loan.
Section 3.16. Trustee to Cooperate; Release of Mortgage Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Master Servicer will immediately notify the Trustee by a certification (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 3.10 have been or will be so deposited) of a Servicing Officer and shall request delivery to it of the Mortgage File in the form of the Request for Release attached hereto as Exhibit F-2. Upon receipt by the Custodian of such certification and request, such Custodian shall promptly release the related Mortgage File to the Master Servicer. Subject to the receipt by the Master Servicer of the proceeds of such payment in full and the payment of all related fees and expenses, the Master Servicer shall arrange for the release to the Mortgagor of the original canceled Mortgage Note. In connection with the satisfaction of any MOM Loan, the Master Servicer is authorized to cause the removal from the registration on the MERS® System of such Mortgage. All other documents in the Mortgage File shall be retained by the Master Servicer to the extent required by applicable law. The Master Servicer shall provide for preparation of the appropriate instrument of satisfaction covering any Mortgage Loan which pays in full and the Trustee shall cooperate in the execution and return of such instrument to provide for its delivery or recording as may be required. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account or the Certificate Account.
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From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loan, the Custodian shall, upon request of the Master Servicer and delivery to the Custodian of a Request for Release in the form attached hereto as Exhibit F-1, release the related Mortgage File to the Master Servicer and the Trustee shall execute such documents as the Master Servicer shall prepare and request as being necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Master Servicer to return each document previously requested from the Mortgage File to the Custodian when the need therefor by the Master Servicer no longer exists; and in any event within 21 days of the Master Servicer's receipt thereof, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Master Servicer has delivered to the Trustee a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation which are required to be deposited into the Custodial Account have been or will be so deposited, or that such Mortgage Loan has become an REO Property, a copy of the Request for Release shall be released by the Trustee to the Master Servicer.
Upon written request of a Servicing Officer, the Trustee shall execute and deliver to the Master Servicer any court pleadings, requests for trustee’s sale or other documents prepared by the Master Servicer that are necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such request that such pleadings or documents be executed by the Trustee shall include a certification signed by a Servicing Officer as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.
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Section 3.17. Servicing Compensation.
As compensation for its activities hereunder, the Master Servicer shall be entitled to withhold and retain, from deposits to the Custodial Account of amounts representing payments or recoveries of interest, the Master Servicing Fees and Sub-Servicing Fees with respect to each Mortgage Loan (less any portion of such amounts retained by any Sub-Servicer). In addition, the Master Servicer shall be entitled to recover unpaid Master Servicing Fees and Sub-Servicing Fees out of related Late Collections to the extent permitted in Section 3.11.
Each Sub-Servicing Agreement shall permit the related Sub-Servicer to retain the Sub-Servicer Fees from collections on the related Mortgage Loans, or shall provide that the Sub-Servicer be paid directly by the Master Servicer from collections on the related Mortgage Loans. To the extent the Master Servicer directly services a Mortgage Loan, the Master Servicer shall be entitled to retain the Sub-Servicing Fees for that Mortgage Loan.
The Master Servicer also shall be entitled pursuant to Section 3.11 to receive from the Custodial Account as additional servicing compensation interest or other income earned on deposits therein, subject to Section 3.23, as well as any assumption fees, late payment charges and reconveyance fees. The Master Servicer shall not be entitled to retain any Prepayment Charges. Any Prepayment Charges identified on Exhibit H hereto as belonging to the Class P Certificateholder shall be paid to the Holders of the related Class P Certificates. Any Prepayment Charges identified on Exhibit H hereto as belong to a Sub-Servicer shall be paid to the related Sub-Servicer. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of the premiums for any blanket policy insuring against hazard losses pursuant to Section 3.13 and servicing compensation of the Sub-Servicer to the extent not retained by it), and shall not be entitled to reimbursement therefor except as specifically provided in Section 3.11. The Master Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Master Servicer's responsibilities and obligations under this Agreement.
Notwithstanding anything herein to the contrary, Midland (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. The Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland is terminated or resigns as Sub-Servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.
Section 3.18. Maintenance of Certain Servicing Policies.
The Master Servicer shall obtain and maintain at its own expense and shall cause each Sub-Servicer to obtain and maintain for the duration of this Agreement a blanket fidelity bond and an errors and omissions insurance policy covering the Master Servicer's and such Sub-Servicer's officers, employees and other persons acting on its behalf in connection with its activities under this Agreement. The amount of coverage shall be at least equal to the coverage maintained by the Master Servicer or Sub-Servicer in order to be acceptable to Fannie Mae or Freddie Mac to service loans for it or otherwise in an amount as is commercially available at a cost that is generally not regarded as excessive by industry standards. The Master Servicer shall promptly notify the Trustee in writing of any material change in the terms of such bond or policy. The Master Servicer shall provide annually to the Trustee a certificate of insurance that such bond and policy are in effect. If any such bond or policy ceases to be in effect, the Master Servicer shall, to the extent possible, give the Trustee ten days' notice prior to any such cessation and shall use its reasonable best efforts to obtain a comparable replacement bond or policy, as the case may be.
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Section 3.19. Annual Statement as to Compliance.
Not later than March 22nd of each calendar year beginning in 2008, the Master Servicer at its own expense shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com), and shall deliver (or otherwise make available) to the Certificate Insurer, a certificate (an “Annual Statement of Compliance”) signed by a Servicing Officer stating, as to the signers thereof, that (i) a review of the activities of the Master Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers’ supervision, (ii) to the best of such officers’ knowledge, based on such review, the Master Servicer has fulfilled all its obligations under this Agreement or other applicable servicing agreement in all material respects for such year or portion thereof, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Sub-Servicer, the Master Servicer shall deliver a similar Annual Statement of Compliance by that Sub-Servicer to the Trustee and the Certificate Insurer as described above as and when required with respect to the Master Servicer.
Failure of the Master Servicer to timely comply with this Section 3.19 shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
Section 3.20. Assessments of Compliance and Attestation Reports.
Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(a) of Regulation AB, the Master Servicer shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com) and shall deliver (or otherwise make available) to the Certificate Insurer on or before March 22nd of each calendar year beginning in 2008, a report regarding the Master Servicer’s assessment of compliance (an “Assessment of Compliance”) with the applicable Servicing Criteria (as set forth in Exhibit N) during the preceding calendar year. The Assessment of Compliance must contain the following:
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(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Master Servicer;
(b) A statement by such officer that such officer used the Servicing Criteria, and which will also be attached to the Assement of Compliance, to assess compliance with the Servicing Criteria applicable to the Master Servicer;
(c) An assessment by such officer of the Master Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans;
(d) A statement that a registered public accounting firm has issued an attestation report on the Master Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Master Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans.
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the Master Servicer.
On or before March 22nd of each calendar year beginning in 2008, the Master Servicer shall furnish to the Trustee and the Certificate Insurer a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Master Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
The Master Servicer shall cause any Sub-Servicer and each subcontractor determined by the Master Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Certificate Insurer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above.
Such Assessment of Compliance, as to any Sub-Servicer, shall address each of the Servicing Criteria applicable to the Sub-Servicer. Notwithstanding the foregoing, as to any subcontractor determined by the Master Servicer to be “participating in the servicing function,” an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
Failure of the Master Servicer to timely comply with this Section 3.20 (taking into account the cure period if permitted as set forth in the preceding paragraph) shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, give notice to Certificateholders that they have ten Business Days to object. If no such objection is received, the Trustee shall immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (other than as provided herein with respect to unreimbursed Advances or Servicing Advances or accrued and unpaid servicing fees). This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.
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The Trustee shall also provide an Assessment of Compliance (with respect to items (a) - (d) but not (e) above) and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the “trustee”. Notwithstanding the foregoing, as to any trustee, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
Section 3.21. Access to Certain Documentation.
The Master Servicer shall provide, and shall cause any Sub-Servicer to provide, to the Trustee and the Certificate Insurer, access to the documentation in their possession regarding the related Mortgage Loans and REO Properties and to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC (to which the Trustee shall also provide) access to the documentation regarding the related Mortgage Loans required by applicable regulations, such access being afforded without charge but only upon reasonable request and during normal business hours at the offices of the Master Servicer or the Sub-Servicers that are designated by these entities; provided, however, that, unless otherwise required by law, the Trustee, the Custodian, the Master Servicer or the Sub-Servicer shall not be required to provide access to such documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Master Servicer and the Sub-Servicers shall allow representatives of the above entities to photocopy any of the documentation and shall provide equipment for that purpose at a charge that covers their own actual out-of-pocket costs. The Master Servicer shall designate a Servicing Officer to provide certain information regarding the Mortgage Loans.
Section 3.22. Title, Conservation and Disposition of REO Property.
This Section shall apply only to REO Properties acquired for the account of REMIC 1 or REMIC 2, as applicable, and shall not apply to any REO Property relating to a Mortgage Loan which was purchased or repurchased from REMIC 1 or REMIC 2, as applicable, pursuant to Sections 2.02, 2.04 or 3.14. In the event that title to any such REO Property is acquired, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the Certificateholders. The Master Servicer, on behalf of REMIC 1 or REMIC 2, as applicable, shall either sell any related REO Property before the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or, at the expense of REMIC 1 or REMIC 2, as applicable, request, more than 60 days before the day on which the three-year grace period would otherwise expire an extension of the three-year grace period, unless the Master Servicer has delivered to the Trustee and the Certificate Insurer an Opinion of Counsel (which shall not be at the expense of the Trustee or the Certificate Insurer), addressed to the Trustee, the Certificate Insurer and the Master Servicer, to the effect that the holding by REMIC 1 or REMIC 2, as applicable, of such REO Property subsequent to the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property will not result in the imposition on REMIC 1 or REMIC 2, as applicable, of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or comparable provisions of the laws of the State of California at any time that any Certificates are outstanding. The Master Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) or result in the receipt by any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code or any “net income from foreclosure property” which is subject to taxation under the REMIC Provisions. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Certificateholders for the period prior to the sale of such REO Property.
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Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).
The Master Servicer shall segregate and hold all funds collected and received in connection with the operation of any REO Property separate and apart from its own funds and general assets. The Master Servicer shall deposit, or cause to be deposited, on a daily basis in the Custodial Account all revenues received with respect to the REO Properties, net of any directly related expenses incurred or withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Property.
If as of the date of acquisition of title to any REO Property there remain outstanding unreimbursed Servicing Advances with respect to such REO Property or any outstanding Advances allocated thereto the Master Servicer, upon an REO Disposition, shall be entitled to reimbursement for any related unreimbursed Servicing Advances and any unreimbursed related Advances as well as any unpaid Master Servicing Fees or Sub-Servicing Fees from proceeds received in connection with the REO Disposition, as further provided in Section 3.15. The Master Servicer shall not be obligated to advance any amounts with respect to an REO Property if such advance would constitute a Nonrecoverable Advance.
The REO Disposition shall be carried out by the Master Servicer at such price and upon such terms and conditions as the Master Servicer shall determine.
The Master Servicer shall deposit the proceeds from the REO Disposition, net of any payment to the Master Servicer as provided above, in the Custodial Account upon receipt thereof for distribution in accordance with Section 4.01; provided, that any such net proceeds received by the Master Servicer which are in excess of the applicable Stated Principal Balance plus all unpaid REO Imputed Interest thereon through the last day of the month in which the REO Disposition occurred (“Excess Proceeds”) shall be retained by the Master Servicer as additional servicing compensation.
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With respect to any Mortgage Loan as to which the Master Servicer has received notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the Mortgaged Property, the Master Servicer shall not, on behalf of the Trustee, either (i) obtain title to the related Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, the related Mortgaged Property, unless the Master Servicer has, at least 30 days prior to taking such action, obtained and delivered to the Trustee an environmental audit report prepared by a Person who regularly conducts environmental audits using customary industry standards. The Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund (other than proceeding against the Mortgaged Property) and is hereby authorized at such time as it deems appropriate to release such Mortgaged Property from the lien of the related Mortgage.
The cost of the environmental audit report contemplated by this Section 3.22 shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.
If the Master Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property in compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, then the Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund. The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.
Section 3.23. Additional Obligations of the Master Servicer.
On each Certificate Account Deposit Date, the Master Servicer shall deliver to the Trustee for deposit in the Certificate Account from its own funds and without any right of reimbursement therefor, a total amount equal to the amount of Compensating Interest for the related Distribution Date.
Section 3.24. Additional Obligations of the Depositor.
The Depositor agrees that on or prior to the tenth day after the Closing Date, the Depositor shall provide the Trustee with a written notification, substantially in the form of Exhibit J attached hereto, relating to each Class of Certificates, setting forth (i) in the case of each Class of such Certificates, (a) if less than 10% of the aggregate Certificate Principal Balance of such Class of Certificates has been sold as of such date, the value calculated pursuant to clause (b)(iii) of Exhibit J hereto, or, (b) if 10% or more of such Class of Certificates has been sold as of such date but no single price is paid for at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates, then the weighted average price at which the Certificates of such Class were sold and the aggregate percentage of Certificates of such Class sold, (c) the first single price at which at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates was sold, or (d) if any Certificates of each Class of Certificates are retained by the Depositor or an affiliate corporation, or are delivered to the Sponsor, the fair market value of such Certificates as of the Closing Date, (ii) the Prepayment Assumption used in pricing the Certificates, and (iii) such other information as to matters of fact as the Trustee may reasonably request to enable it to comply with its reporting requirements with respect to each Class of such Certificates to the extent such information can in the good faith judgment of the Depositor be determined by it.
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Section 3.25. Exchange Act Reporting.
(a) The Trustee (to the extent any information requested by the Depositor is actually in the possession of the Trustee) and the Master Servicer shall fully cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Exchange Act as may be requested by the Depositor pursuant to Section 3.26.
(b) (i) Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-D Disclosure and the Trustee shall have no liability with respect to any failure to properly prepare or file such Form 10-D resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such Additional Form 10-D Disclosure.
Within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Depositor and the Certificate Insurer, to the extent known by a responsible party thereof, any Additional Form 10-D Disclosure, if applicable, clearly identifying which item of Form 10-D the information relates to. The Trustee shall compile the information provided to it, prepare the Form 10-D and forward the Form 10-D to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-D. No later than three Business Days prior to the 10th calendar day after the related Distribution Date, an officer of the Depositor shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. The Trustee shall have no liability with respect to any failure to properly file any Form 10-D resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.
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(ii) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information.
For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit O as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable. The Depositor shall compile the information provided to it, and prepare and file the Form 8-K, which shall be signed by an officer of the Depositor.
(iii) Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall, in accordance with industry standards, file a Form 15 Suspension Notice with respect to the Trust Fund, if applicable. On or before (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, on or before April 15 of each year thereafter, the Master Servicer shall provide the Trustee and the Certificate Insurer with an Annual Compliance Statement, together with a copy of the Assessment of Compliance and Attestation Report to be delivered by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or any subcontractor, if required to be filed). Prior to (x) March 30, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, March 30 of each year thereafter, the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Securities and Exchange Commission staff’s interpretations and conforming to industry standards, with respect to the Trust Fund. Such Form 10-K shall include the Assessment of Compliance, Attestation Report, Annual Compliance Statements and other documentation provided by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or subcontractor, if required to be filed) and Section 3.20 with respect to the Trustee, and the Form 10-K certification in the form attached hereto as Exhibit L-1 (the “Certification”) signed by the senior officer of the Depositor in charge of securitization. The Trustee shall receive the items described in the preceding sentence no later than March 15 of each calendar year prior to the filing deadline for the Form 10-K.
Any disclosure or information in addition to that described in the preceding paragraph that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-K Disclosure.
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If information, data and exhibits to be included in the Form 10-K are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee. The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to timely obtain any information from any other party.
On or prior to (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Certificate Insurer and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable. The Trustee shall compile the information provided to it, prepare the Form 10-K and forward the Form 10-K to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-K by no later than March 25 of the relevant year (or the immediately preceding Business Day if March 25 is not a Business Day), an officer of the Depositor shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee.
The Master Servicer shall be responsible for determining the pool concentration applicable to any Sub-Servicer to which the Master Servicer delegated any of its responsibilities with respect to the Mortgage Loans at any time, for purposes of disclosure as required by Items 1117 and 1119 of Regulation AB. The Trustee will provide electronic or paper copies of all Form 10-D, 8-K and 10-K filings free of charge to any Certificateholder upon request. Any expenses incurred by the Trustee in connection with the previous sentence shall be reimbursable to the Trustee out of the Trust Fund. The Trustee shall have no liability with respect to any failure to properly file any Form 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.
The Trustee shall sign a certification (in the form attached hereto as Exhibit L-3) for the benefit of the Depositor and its officers, directors and Affiliates in respect of items 1 through 3 of the Certification (provided, however, that the Trustee shall not undertake an analysis of the Attestation Report attached as an exhibit to the Form 10-K), and the Master Servicer shall sign a certification (the “Master Servicer Certification”) solely with respect to the Master Servicer (in the form attached hereto as Exhibit L-2) for the benefit of the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or the Trustee within the meaning of the Securities Act of 1933, as amended, and their respective officers and directors. Each such certification shall be delivered to the Depositor and the Trustee by March 15th of each year (or if not a Business Day, the immediately preceding Business Day). The Certification attached hereto as Exhibit L-1 shall be delivered to the Trustee by March 20th for filing on or prior to March 30th of each year (or if not a Business Day, the immediately preceding Business Day).
The Trustee will have no duty to verify the accuracy or sufficiency of any information not prepared by it included in any Form 10-D, Form 10-K or Form 8-K. The Trustee shall have no liability with respect to any failure to properly prepare or file any Form 10- D or Form 10-K resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such disclosure information. The Trustee shall have no liability with respect to any failure to properly file any Form l0-D or 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section. Nothing herein shall be construed to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-D, Form 10-K or Form 8-K.
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(c) (A) The Trustee shall indemnify and hold harmless the Depositor, the Master Servicer and their respective officers, directors and Affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon any material misstatement or omission in the Assessment of Compliance delivered by the Trustee pursuant to Section 3.20 and (B) the Master Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) the failure of the Master Servicer to timely deliver the Master Servicer Certification or (ii) any material misstatement or omission in the Statement as to Compliance delivered by the Master Servicer pursuant to Section 3.19 or any Sub-Servicer pursuant to Section 3.20, the Assessment of Compliance delivered by the Master Servicer or any Sub-Servicer pursuant to Section 3.20 or the Master Servicer Certification. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then the Master Servicer agrees that it shall contribute to the amount paid or payable by the Depositor and the Trustee as a result of the losses, claims, damages or liabilities of the Depositor and the Trustee in such proportion as is appropriate to reflect the relative fault of the Depositor and the Trustee on the one hand and the Master Servicer on the other in connection with the Master Servicer Certification and the related obligations of the Master Servicer under this Section 3.25.
Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any such executed report, statement or information.
Section 3.26. Intention of the Parties and Interpretation.
Each of the parties acknowledges and agrees that the purpose of Sections 3.19, 3.20 and 3.25 of this Agreement is to facilitate compliance by the Sponsor and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with requests made by the Sponsor or the Depositor for delivery of additional or different information as the Sponsor or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.
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Section 3.27. Optional Purchase of Certain Mortgage Loans.
The Master Servicer will have a one-time option to purchase up to a maximum of 1.00% (and in any case, at least 5 Mortgage Loans not exceeding in the aggregate such 1.00% limit) of the Group 1 Loans, by aggregate Stated Principal Balance of the Group 1 Loans as of such date, from the Trustee at the Purchase Price. The Master Servicer will have the option, from time to time, of purchasing Group 2 Loans from the Trustee at the Purchase Price; provided that the aggregate Stated Principal Balance of such purchased Group 2 Loans from the Closing Date to the time of such purchase will not exceed 1% of the Group 2 Cut-off Date Balance; and provided, further, that the aggregate Stated Principal Balance of the Group 2 Loans purchased at any one time does not exceed 1% of the aggregate Stated Principal Balance of the Group 2 Loans as of such date. Any Group 1 Loans and Group 2 Loans that may be purchased by the Master Servicer pursuant to this Section 3.27 will be selected by the Master Servicer in its sole discretion. If at any time the Master Servicer makes a payment to the Certificate Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Master Servicer provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Certificate Account, then the Trustee shall execute the assignment of such Mortgage Loan at the request of the Master Servicer without recourse to the Master Servicer which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Master Servicer will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto. Any tax on "prohibited transactions" (as defined in Section 860F(a)(2) of the Code) imposed on any REMIC relating to the exercise of the option provided in this Section 3.27 shall in no event be payable by the Trustee.
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ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01. Distributions.
(a) The Trustee shall establish and maintain a Certificate Account, in which the Master Servicer shall cause to be deposited on behalf of the Trustee on or before 5:00 P.M. New York time on each Certificate Account Deposit Date by wire transfer of immediately available funds an amount equal to the sum of (i) any Advance for the immediately succeeding Distribution Date, (ii) any amount required to be deposited in the Certificate Account pursuant to Sections 3.11, 3.13 or 3.23, (iii) all other amounts constituting the Available Distribution Amount for the immediately succeeding Distribution Date, (iv) amounts payable to the related Supplemental Interest Trust in respect of related Net Swap Payments and Swap Termination Payments payable to the related Swap Provider other than Swap Termination Payments resulting from a Swap Provider Trigger Event and (v) any amounts on deposit in the Custodial Account representing Prepayment Charges collected by the Master Servicer (and any Master Servicer Prepayment Charge Payment Amounts paid by, or collected on behalf of the Trust Fund by, the Master Servicer or any Sub-Servicer), other than any such Prepayment Charges or Master Servicer Prepayment Charge Payment Amounts relating to Principal Prepayments that occurred after the end of the related Prepayment Period.
On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay itself any income earned on retention of amounts on deposit in the Certificate Account for such Distribution Date and any other amounts payable to it hereunder.
On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay to the Certificate Insurer, by wire transfer of immediately available funds, the Policy Premium for such Distribution Date. The Trustee shall deposit any amounts received from the Certificate Insurer pursuant to the Certificate Guaranty Insurance Policy into the Insurance Account.
On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Class M Interest Reserve Fund, to the extent of the related Interest Reserve Fund Amount, an amount equal to any related Net WAC Shortfall Amounts for that Distribution Date for the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates and shall distribute such amount to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates. Any payments to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates in respect of related Net WAC Shortfall Amounts pursuant to the preceding sentence shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.
On each Distribution Date the Trustee shall distribute to each Certificateholder of record as of the next preceding Record Date (other than as provided in Section 9.01 respecting the final distribution) either in immediately available funds (by wire transfer or otherwise) to the account of such Certificateholder at a bank or other entity having appropriate facilities therefor, if such Certificateholder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or otherwise by check mailed to such Certificateholder at the address of such Holder appearing in the Certificate Register, such Certificateholder's share (based on the aggregate of the Percentage Interests represented by Certificates of the applicable Class held by such Holder) of the amounts required to be distributed to such Holder pursuant to this Section 4.01.
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Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event) payable by the related Supplemental Interest Trust to the related Swap Provider pursuant to the related Interest Rate Swap Agreement shall be deducted (without duplication) from the interest collections in the related Available Distribution Amount, and to the extent of any such remaining amounts due, from the principal collections in the related Available Distribution Amount, prior to any distributions to the related Certificateholders. On each Distribution Date, such amounts will be remitted to the related Supplemental Interest Trust, first to make any Net Swap Payment owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event) owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement will be subordinated to distributions to the Holders of the related Offered Certificates and Class 1-B Certificates, and shall be paid as set forth in Section 4.01(l)(ix) and 4.01(m)(viii), as applicable.
(b) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 1 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:
(i) from the Interest Remittance Amount in respect of the Group 1 Loans, concurrently to the Holders of the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on entitlement, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for each such Class for such Distribution Date;
(ii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Certificate Insurer, with respect to the Class 1-AM Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for the interest portion of any related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;
(iii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-1 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
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(iv) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-2 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(v) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-3 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(vi) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-4 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(vii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-5 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(viii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-6 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(ix) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-7 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;
(x) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-8 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date; and
(xi) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-B Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date.
(c) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 2 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:
(i) from the Interest Remittance Amount in respect of the Group 2 Loans, to the Holders of the Class 2-A Certificates, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Class for such Distribution Date.
(d) Except as provided in clause (f) below, on each Distribution Date (i) prior to the Group 1 Stepdown Date or (ii) on or after the Group 1 Stepdown Date if a Group 1 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the Principal Distribution Amount related to Loan Group 1 and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:
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(i) first, from the related Principal Distribution Amount, concurrently, on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, in each case until the Certificate Principal Balances thereof are reduced to zero; and
(ii) second, from the remaining related Principal Distribution Amount, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case until the Certificate Principal Balances thereof have been reduced to zero.
(e) Except as provided in clause (f) below, on each Distribution Date (i) on and after the Group 1 Stepdown Date and (ii) on which a Group 1 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:
(i) first, concurrently on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, the Class 1-A Principal Distribution Amount, in each case until the Certificate Principal Balances thereof are reduced to zero; and
(ii) second, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, the related Group 1 Subordinate Class Principal Distribution Amount, in each case until the Certificate Principal Balances thereof have been reduced to zero.
(f) Notwithstanding the foregoing, on any Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-M Certificates and Class 1-B Certificates and the related Overcollateralized Amount have been reduced to zero, the related Principal Distribution Amount will be paid to the Class 1-A Certificates on a pro rata basis, based on the Certificate Principal Balances thereof, until reduced to zero.
(g) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement is payable from principal collections from Loan Group 1, Principal Distribution Amounts with respect to Loan Group 1 will be deemed paid to the most subordinate Class of related Certificates (other than the Class R Certificates and Class 1-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.
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(h) Except as provided in clause (j) below, on each Distribution Date (A) prior to the Group 2 Stepdown Date or (B) on or after the Group 2 Stepdown Date if a Group 2 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero.
(i) Except as provided in clause (j) below, on each Distribution Date (A) on and after the Group 2 Stepdown Date and (B) on which a Group 2 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount, the Class 2-A Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.
(j) Notwithstanding the foregoing, on any Distribution Date on which the related Overcollateralized Amount has been reduced to zero, the related Principal Distribution Amount will be paid to the Class 2-A Certificates until reduced to zero.
(k) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement is payable from principal collections from Loan Group 2, Principal Distribution Amounts with respect to Loan Group 2 will be deemed paid to the most subordinate Class of related certificates (other than the Class R Certificates and Class 2-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.
(l) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 1 shall be distributed in the following order of priority:
(i) to the Certificate Insurer, with respect to the Class 1-AM Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;
(ii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;
(iii) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, pro rata, based on entitlement, in an amount equal to any Allocated Realized Loss Amount for each such Class, and second, to the Class 1-AM Certificates, an amount equal to the Allocated Realized Loss Amount for such Class;
(iv) sequentially, to the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case in an amount equal to the sum of the Unpaid Interest Shortfall Amount and the Allocated Realized Loss Amount (such amount to be applied first to cover the Unpaid Interest Shortfall Amount for such Class and second to cover the Allocated Realized Loss Amount for such Class) for each such Class;
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(v) to the Certificate Insurer, with respect to the Class 2-A Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any unpaid related Policy Premium, in each case, to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 2 on that Distribution Date;
(vi) to the Class 2-A Certificates, any Cross-Collateralized Loss Payments;
(vii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay the Class 1-A, Class 1-M and Class 1-B Certificates and, in the case of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, to the extent not previously covered by related amounts from the Class M Interest Reserve Fund, on a pro rata basis, based on the Certificate Principal Balances thereof, to the extent needed to pay any remaining related Net WAC Shortfall Amount for each such Class and to the extent such amount exceeds the amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund; provided that any related Net Monthly Excess Cashflow remaining after such allocation to pay any such Net WAC Shortfall Amount based on the Certificate Principal Balances of the Class 1-A, Class 1-M and Class 1-B Certificates will be distributed to each such Class of Certificates with respect to which there remains any unpaid Net WAC Shortfall Amount, pro rata, based on the amount of such unpaid Net WAC Shortfall Amount to the extent such amount exceeds the amounts then on deposit in the Net WAC Shortfall Reserve Fund and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;
(viii) to the Holders of the Class 2-A Certificates, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for such Class;
(ix) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider any Swap Termination Payments with respect to the Group 1 Interest Rate Swap Agreement owed to the Group 1 Swap Provider due to a related Swap Provider Trigger Event not previously paid;
(x) to the Certificate Insurer, any remaining amounts related to the Group 1 Loans and owed to the Certificate Insurer under the Insurance Agreement;
(xi) to the Certificate Insurer, any remaining amounts related to the Group 2 Loans and owed the Certificate Insurer under the Insurance Agreement to the extent not covered by the Net Monthly Excess Cashflow from the Group 2 Loans on that Distribution Date;
(xii) to the Holders of the Class 1-C Certificates, an amount equal to the Class 1-C Distribution Amount reduced by amounts distributed in clauses (ii) and (vii) above; and
(ix) to the Class R Certificates, any remaining amounts.
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(m) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 2 shall be distributed in the following order of priority:
(i) to the Certificate Insurer, with respect to the Class 2-A Certificates, an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;
(ii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Holders of the Class 2-A Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;
(iii) to the Holders of the Class 2-A Certificates, an amount equal to any Allocated Realized Loss Amount;
(iv) to the Certificate Insurer, with respect to the Class 1-AM Certificates, an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium, in each case, to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 1 on that distribution date;
(v) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, on a pro rata basis, second, to the Class 1-AM Certificates, and third, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, any Cross-Collateralized Loss Payments;
(vi) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Group 2 Net WAC Shortfall Reserve Fund, (a) first, to pay the Class 2-A Certificates to the extent needed to pay any remaining related Net WAC Shortfall Amount and to the extent such amount exceeds the amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund, and (b) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit;
(vii) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, on a pro rata basis, based on entitlement, second, to the Class 1-AM Certificates, and third, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for each such Class;
(viii) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider any Swap Termination Payments with respect to the Group 2 Interest Rate Swap Agreement owed to the Group 2 Swap Provider due to a related Swap Provider Trigger Event not previously paid;
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(ix) to the Certificate Insurer, any remaining amounts related to the Group 2 Loans and owed to the Certificate Insurer under the Insurance Agreement;
(x) to the Certificate Insurer, any remaining amounts related to the Group 1 Loans and owed to the Certificate Insurer under the Insurance Agreement, to the extent not covered by Net Monthly Excess Cashflow from the Group 1 Loans;
(xi) to the Holders of the Class 2-C Certificates, an amount equal to the Class 2-C Distribution Amount reduced by amounts distributed in clauses (ii) and (vi) above; and
(xii) to the Class R Certificates, any remaining amounts.
(n) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparties pursuant to the Group 1 Cap Contracts, then on deposit in the Group 1 Derivative Account held by the Group 1 Supplemental Interest Trust to the Class 1-A, Class 1-M and Class 1-B Certificates in the following order of priority:
(i) concurrently, to the Holders of the Class 1-A Certificates, pro rata, based on entitlement, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;
(ii) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;
(iii) to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, in an amount equal to any related Extra Principal Distribution Amount, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;
(iv) to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts on the Class 1-A, Class 1-M and Class 1-B Certificates, on a pro rata basis, based on the aggregate amount of Net WAC Shortfall Amounts for such Classes of Certificates remaining unpaid, in each case, to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date and, in the case of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, to the extent not previously covered by related amounts from the Class M Interest Reserve Fund and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;
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(v) to the Holders of the Class 1-A Certificates, pro rata, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date; and
(vi) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date.
(o) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparty pursuant to the Group 2 Cap Contract, then on deposit in the Group 2 Derivative Account held by the Group 2 Supplemental Interest Trust to the Class 2-A Certificates in the following order of priority:
(i) to the Holders of the Class 2-A Certificates, in an amount equal to any Unpaid Interest Shortfall Amount for such Class, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;
(ii) to the Holders of the Class 2-A Certificates, an amount equal to any related Extra Principal Distribution Amount, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;
(iii) to the Group 2 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts remaining unpaid on the Class 2-A Certificates to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date, and (ii) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit; and
(iv) to the Holders of the Class 2-A Certificates, in an amount equal to any Allocated Realized Loss Amount for such Class, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date.
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(p) On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period and identified on the Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder and any Master Servicer Prepayment Charge Amounts paid by the Master Servicer during the related Prepayment Period will be withdrawn from the Certificate Account and distributed by the Trustee to the Holders of the Class 1-P Certificates with respect to the Group 1 Loans and Class 2-P Certificates with respect to the Group 2 Loans and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder or any Distribution Date thereafter, the Available Funds with respect to each Loan Group remaining after payment of principal to the related Class A Certificates and Subordinate Certificates will be paid to the related Class P Certificates in reduction of the related Certificate Principal Balance, until reduced to zero.
(q) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, as Holder thereof, and the Depository shall be responsible for crediting the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. None of the Trustee, the Depositor or the Master Servicer shall have any responsibility therefor except as otherwise provided by this Agreement or applicable law.
(r) The Trustee, upon written direction of the Master Servicer, shall invest or cause the institution maintaining the Certificate Account to invest the funds in the Certificate Account in Permitted Investments designated in the name of the Trustee for the benefit of the Certificateholders, which shall mature not later than the Distribution Date next following the date of such investment and shall not be sold or disposed of prior to maturity. All income and gain realized from any such investment shall be for the benefit of the Master Servicer and shall be subject to its withdrawal or order from time to time. The amount of any losses incurred in respect of any such investments shall be deposited in the Certificate Account by the Master Servicer out of its own funds immediately as realized without any right of reimbursement.
(s) Except as otherwise provided in Section 9.01, if the Master Servicer anticipates that a final distribution with respect to any Class of Certificates will be made on the next Distribution Date, the Master Servicer shall, no later than the 15th day of the month in the month of such final distribution (or if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day), notify the Trustee and the Trustee shall, no later than two (2) Business Days after such date, mail on such date to each Holder of such Class of Certificates a notice to the effect that: (i) the Trustee anticipates that the final distribution with respect to such Class of Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trustee or as otherwise specified therein, and (ii) no interest shall accrue on such Certificates from and after the end of the prior calendar month.
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Any funds not distributed to any Holder or Holders of Certificates of such Class on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall, on such date, be set aside and held in trust and credited to the account of the appropriate non-tendering Holder or Holders. If any Certificates as to which notice has been given pursuant to this Section 4.01(q) shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trustee shall mail a second notice to the remaining non-tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final distribution with respect thereto. If within six months after the second notice all such Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor, or appoint an agent to take reasonable steps, to contact the remaining non-tendering Certificateholders concerning surrender of their Certificates. The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders shall be paid out of the assets remaining in the Trust Fund. If within nine months after the second notice any such Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto. No interest shall accrue or be payable to any Certificateholder on any amount held in trust as a result of such Certificateholder's failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 4.01(q).
Section 4.02. Statements to Certificateholders.
(a) On each Distribution Date, based, as applicable, on information provided to it by the Master Servicer, the Trustee shall prepare and make available on the Trustee’s website, which shall initially be located at “https://www.tss.db.com/invr” (assistance in using the website can be obtained by calling the Trustee’s customer service desk at (800) 735-7777), to each Holder of the Regular Certificates, the Certificate Insurer, the Swap Provider, the Master Servicer and the Rating Agencies, a statement as to the distributions made on such Distribution Date setting forth, with respect to each Loan Group:
(i) (A) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and (B) the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges and Master Servicer Prepayment Charge Payment Amounts;
(ii) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;
(iii) the applicable record dates, accrual periods, determination dates for calculating distributions and general distributions dates;
(iv) the total cash flows received and the general sources thereof;
(v) the amount of any Net Swap Payment and any amount from the Cap Contracts payable to the related Supplemental Interest Trust, any Net Swap Payment payable to the related Swap Provider, any Swap Termination Payment payable to the related Supplemental Interest Trust and any Swap Termination Payment payable to the related Swap Provider;
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(vi) the Pass-Through Rate on each Class of Regular Certificates (other than the Class P Certificates) for such Distribution Date;
(vii) the aggregate amount of Advances for such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances at the close of business on the Distribution Date, and the general source of funds for reimbursements;
(viii) the number and Aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period;
(ix) the related Overcollateralization Release Amount and the related Overcollateralization Deficiency Amount for such Distribution Date;
(x) the aggregate Certificate Principal Balance of each Class of Regular Certificates after giving effect to the amounts distributed on such Distribution Date (in the case of each Class of the Offered Certificates and Class 1-B Certificates, separately identifying any reduction thereof due to the allocation of Realized Losses thereto);
(xi) the number and Stated Principal Balance of Mortgage Loans in respect of which (a) one Scheduled Payment is Delinquent, (b) two Scheduled Payments are Delinquent, (c) three or more Scheduled Payments are Delinquent and (d) foreclosure proceedings have been commenced, in each case as of the end of the calendar month prior to such Distribution Date;
(xii) the number, aggregate principal balance and book value of any REO Properties as of the close of business on the last day of the calendar month preceding the month in which such Distribution Date occurs;
(xiii) the weighted average remaining term to maturity, weighted average Mortgage Rate and weighted average Net Mortgage Rate of the Mortgage Loans as of the close of business on the first day of the calendar month in which such Distribution Date occurs;
(xiv) the aggregate amount of Principal Prepayments made during the related Prepayment Period;
(xv) the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses;
(xvi) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
(xvii) the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Custodial Account or the Certificate Account for such Distribution Date;
(xviii) the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the Master Servicer or a Sub-Servicer pursuant to Section 3.23, and the aggregate amount of Relief Act Interest Shortfalls for such Distribution Date;
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(xix) the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount in respect of each Class of the Certificates for such Distribution Date;
(xx) (A) the related Overcollateralization Target Amount, (B) the related Overcollateralized Amount and (C) the amount, if any, by which the related Overcollateralization Target Amount exceeds the related Overcollateralized Amount, in each case after giving effect to the distribution made on the Regular Certificates on such Distribution Date;
(xxi) the aggregate amount of servicing compensation received by the Master Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;
(xxii) the aggregate of any deposits to and withdrawals from the Net WAC Shortfall Reserve Fund for such Distribution Date and the remaining amount on deposit in the Net WAC Shortfall Reserve Fund after such deposits and withdrawals;
(xxiii) the Available Distribution Amount for such Distribution Date;
(xxiv) the Insured Amount, if any, paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy for such Distribution Date and the aggregate Insured Amounts for all prior Distribution Dates paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy and not yet reimbursed;
(xxv) updated pool composition data including the following with respect to each Loan Group: average loan balance, weighted average mortgage rate, weighted average loan-to-value ratio at origination, weighted average FICO at origination, and weighted average remaining term; and
(xxvi) information about any additions of, substitutions for or removal of any Mortgage Loans from the Trust Fund, and any changes in the underwriting, acquisition or selection criteria as to any Mortgage Loans added to the Trust Fund.
In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall also be expressed as a dollar amount per Single Certificate.
On each Distribution Date the Trustee shall provide Bloomberg Financial Markets, L.P. (“Bloomberg”) CUSIP level factors for each Class of Certificates as of such Distribution Date, using a format and media mutually acceptable to the Trustee and Bloomberg.
Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Certificate, a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code and regulations thereunder as from time to time are in force.
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On each Distribution Date the Trustee shall prepare and make available on the Trustee’s website (or deliver at the recipient's option), to each Holder of a Class R Certificate a copy of the reports forwarded to the other Certificateholders on such Distribution Date.
Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Class R Certificate a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time are in force.
The location of the Trustee’s website and the procedures used therein are subject to change from time to time at the Trustee’s discretion. The Trustee shall have the right to change the way monthly distribution statement are distributed in order to make such distribution more convenient and/or more accessible to the above parties. The Trustee shall be entitled to conclusively rely on but shall not be responsible for the content or accuracy of any information provided by third parties for purposes of preparing the monthly statement, and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party hereto). As a condition to access the Trustee’s website, the Trustee may require registration and the acceptance of a disclaimer. Notwithstanding anything to the contrary set forth in this Agreement, the parties hereto acknowledge that in connection with the Trustee’s preparation of the foregoing reports, the Trustee will rely solely upon the information provided to it in the Remittance Reports.
Section 4.03. Remittance Reports; Advances by the Master Servicer.
(a) On the 19th calendar day of the month (but it any event no later than the 21st calendar day of the month), the Master Servicer shall deliver to the Trustee a report, prepared as of the close of business on Business Day preceding such Determination Date (the “Remittance Report”), in the form of an electromagnetic tape, disk or such other electronic format agreeable to both parties. The Remittance Report and any written information supplemental thereto shall include such information with respect to the Mortgage Loans that is required by the Trustee for purposes of making the calculations and preparing the statement described in Sections 4.01 and 4.02, as set forth in written specifications or guidelines issued by the Trustee from time to time. The Trustee shall have no obligation to recompute, recalculate or verify any information provided to it by the Master Servicer.
(b) The Master Servicer shall determine the aggregate amount of Advances required to be made for the related Distribution Date, which shall be in an aggregate amount equal to the sum of (1) the aggregate amount of Monthly Payments, other than Balloon Payments, (with each interest portion thereof adjusted to the Mortgage Rate less the sum of the Master Servicing Fee Rate, the Sub-Servicing Fee Rate and any applicable PMI Insurer Fee Rate, and less the amount of any reductions in the amount of interest collectable from the Mortgagor pursuant to the Relief Act, on the Outstanding Mortgage Loans as of the related Due Date, which Monthly Payments were delinquent as of the close of business as of the related Determination Date) plus (2) with respect to each Balloon Loan delinquent in respect of its Balloon Payment as of the close of business on the related Determination Date, an amount equal to the assumed Monthly Payment (net of the related Master Servicing Fees and Sub-Servicing Fees) that would have been due on the related Due Date based on the original principal amortization scheduled for such Balloon Loan until such Balloon Loan is finally liquidated; provided that no Advance shall be made if it would be a Nonrecoverable Advance. On or before 4:00 P.M. New York time on each Certificate Account Deposit Date, the Master Servicer shall either (i) deposit in the Certificate Account from its own funds, or funds received therefor from the Sub-Servicers, an amount equal to the Advances to be made by the Master Servicer or any Sub-Servicers in respect of the related Distribution Date, (ii) withdraw from amounts on deposit in the Custodial Account and deposit in the Certificate Account all or a portion of the amounts held for future distribution in discharge of any such Advance, or (iii) make advances in the form of any combination of (i) and (ii) aggregating the amount of such Advance. Any portion of the amounts held for future distribution so used shall be replaced by the Master Servicer (to the extent not previously replaced by late collections of Monthly Payments in respect of which such Advance was made) by deposit in the Certificate Account on or before 1:00 P.M. New York time on any future Certificate Account Deposit Date to the extent that funds attributable to the Mortgage Loans that are available in the Custodial Account for deposit in the Certificate Account on such Certificate Account Deposit Date shall be less than payments to Certificateholders required to be made on the following Distribution Date. The amount of any reimbursement pursuant to Section 3.11 in respect of outstanding Advances on any Distribution Date shall be allocated to specific Monthly Payments due but delinquent for previous Due Periods, which allocation shall be made, to the extent practicable, to Monthly Payments which have been delinquent for the longest period of time. Such allocations shall be conclusive for purposes of reimbursement to the Master Servicer from recoveries on related Mortgage Loans pursuant to Section 3.11. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Sponsor, the Certificate Insurer and the Trustee with the Remittance Report. The Trustee shall deposit all funds it receives pursuant to this Section 4.03 into the Certificate Account.
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(c) In the event that the Master Servicer determines as of any Certificate Account Deposit Date that it will be unable to deposit in the Certificate Account an amount equal to the Advance required to be made for the immediately succeeding Distribution Date in the amount determined by the Master Servicer pursuant to paragraph (b) above, it shall give notice to the Trustee of its inability to Advance (such notice may be given by telecopy), not later than 4:00 P.M., New York time, on such date, specifying the portion of such amount that it will be unable to deposit. Not later than 4:00 P.M., New York time, on the earlier of (x) two Business Days following such Certificate Account Deposit Date or (y) the Business Day preceding the related Distribution Date, unless by such time the Master Servicer shall have directly or indirectly deposited in the Certificate Account the entire amount of the Advances required to be made for the related Distribution Date, pursuant to Section 7.01, the Trustee shall (a) terminate all of the rights and obligations of the Master Servicer under this Agreement in accordance with Section 7.01 and (b) assume the rights and obligations of the Master Servicer hereunder, including the obligation to deposit in the Certificate Account an amount equal to the Advance for the immediately succeeding Distribution Date.
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The Master Servicer and Sub-Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Master Servicing Fee or Sub-Servicing Fee, Advances, Servicing Advances and any amounts reimbursable thereto in accordance with Section 3.11 of this Agreement, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of this Agreement.
Section 4.04. Distributions on the REMIC Regular Interests.
(a) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 1, in the following order of priority, to be distributed by REMIC 1 to REMIC 3 on account of the REMIC 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:
(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of the REMIC 1 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution made pursuant to clause (i) above, first, to the holders of REMIC 1 Regular Interest OC, until the Uncertificated Principal Balance thereof is reduced to zero, and second, to holders of REMIC 1 Regular Interests 1-1-A through 1-84-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest is reduced to zero, provided that, for REMIC 1 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 1 Regular Interests;
(iii) to holders of REMIC 1 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans received during the related Prepayment Period that are identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 1 Regular Interest has been distributed pursuant to this clause; and
(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).
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(b) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 2, in the following order of priority, to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:
(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, to holders of REMIC 2 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;
(ii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution made pursuant to clause (i) above, first, to the holders of REMIC 2 Regular Interest OC, until the Uncertificated Principal Balance thereof is reduced to zero, and second, to holders of REMIC 2 Regular Interests 1-1-A through 1-117-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 2 Regular Interests;
(iii) to holders of REMIC 2 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans received during the related Prepayment Period that are identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 2 Regular Interest has been distributed pursuant to this clause; and
(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-2 Interest).
(c) (1) On each Distribution Date, the following amounts with respect to Loan Group 1, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-3 Interest), as the case may be:
(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 1-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
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(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 1-P shall be reduced when the REMIC 3 Group 1 Overcollateralized Amount is less than the REMIC 3 Group 1 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 1 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 1 is allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ shall be increased by such amount;
(iii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interests 1-IO and 1-P ), allocated as follows:
(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 1-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and
(B) 2.00% of such remainder, first, to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, until the Uncertificated Principal Balances of such REMIC 3 Group 1 Regular Interests are reduced to zero; and second, to the holders of REMIC 3 Regular Interest 1-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;
(iv) to holders of REMIC 3 Regular Interest 1-P, pro rata, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans distributed on REMIC 1 Regular Interest P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1 distributed in respect of REMIC 1 Regular Interest P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and
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(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).
(2) On each Distribution Date, the following amounts with respect to Loan Group 2, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R-3 Certificates (in respect of the Class R-3 Interest), as the case may be:
(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 2-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
(ii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interests 2-ZZ and 2-P shall be reduced when the REMIC 3 Group 2 Overcollateralized Amount is less than the REMIC 3 Group 2 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 2 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of REMIC 3 Regular Interest 2-A in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 2 is allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ shall be increased by such amount;
(iii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distributions pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interests 2-IO and 2-P), allocated as follows:
(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 2-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and
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(B) 2.00% of such remainder, first, to holders of REMIC 3 Regular Interest 2-A, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and second, to the holders of REMIC 3 Regular Interest 2-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;
(iv) to holders of REMIC 3 Regular Interest 2-P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans distributed on REMIC 2 Regular Interest 2-P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2 distributed in respect of REMIC 2 Regular Interest 2-P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and
(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).
(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(l)(ii), (vii) and (xii) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 1-C Certificates in respect of the Class 1-C Distribution Amount.
(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(m)(ii), (vi) and (xi) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 2-C Certificates in respect of the Class 2-C Distribution Amount.
(e) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 1-IO shall be deemed distributed by REMIC 4 in respect of the Class 1-IO Interest for deposit into the Group 1 Supplemental Interest Trust.
(f) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 2-IO shall be deemed distributed by REMIC 4 in respect of the Class 2-IO Interest for deposit into the Group 2 Supplemental Interest Trust.
Section 4.05. Allocation of Realized Losses.
All Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date as follows: first, to related Net Monthly Excess Cashflow, through a distribution of the related Extra Principal Distribution Amount for that Distribution Date; second, to the unrelated Net Monthly Excess Cashflow; third, to the related Overcollateralized Amount by a reduction of the Certificate Principal Balance of the related Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, if such Realized Loss is on a Group 1 Loan, first, to the Class 1-B Certificates, until the Certificate Principal Balance thereof has been reduced to zero; second, to the Class 1-M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; third, to the Class 1-M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class 1-M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class 1-M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class 1-M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class 1-M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class 1-M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and ninth to the Class 1-M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thereafter, any Realized Losses on the Group 1 Loans will be allocated on any Distribution Date to the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on the Certificate Principal Balances thereof, in each case in reduction of the Certificate Principal Balances thereof, until reduced to zero, provided that any such Realized Loss otherwise allocable to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates shall be first allocated to the Class 1-AM Certificates, until reduced to zero, and if such Realized Loss is on a Group 2 Loan, to the Class 2-A Certificates; provided, however, that any Realized Loss applied to the Class 2-A Certificates will be covered by the Certificate Guaranty Insurance Policy.
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(a) Any allocation of Realized Losses to an Offered Certificate or Class 1-B Certificates on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 1 shall be made by reducing the amount otherwise payable in respect of the Class 1-C Certificates pursuant to Section 4.01(l)(xii), and any allocation of Realized Losses to Group 1 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 1-C Certificates by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 2 shall be made by reducing the amount otherwise payable in respect of the Class 2-C Certificates pursuant to Section 4.01(m)(xi), and any allocation of Realized Losses to Group 2 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 2-C Certificates by the amount so allocated. No allocations of any Realized Losses shall be made to the Certificate Principal Balance of the Class 1-P Certificates and Class 2-P Certificates.
(b) All Realized Losses on the Group 1 Loans shall be allocated on each Distribution Date, first, to REMIC 1 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-84-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided that, for REMIC 1 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 1 Regular Interests.
(c) All Realized Losses on the Group 2 Loans shall be allocated on each Distribution Date, first, to REMIC 2 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 2 Regular Interest 1-1-A through REMIC 2 Regular Interest 1-117-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest has been reduced to zero; provided that, for REMIC 2 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 2 Regular Interests.
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(d) All Realized Losses on the Group 1 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 1 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 2 Loans pursuant to clause (e) below (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-B and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-B has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-8 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-8 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-7 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-7 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-6 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-5 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-4 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-3 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-2 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-AA, 98.00%, to the Uncertificated Principal Balances of REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM have been reduced to zero, provided that any such Realized Losses otherwise allocable to REMIC 3 Regular Interests 1-A1-A, 1-A1-B and 1-A1-C shall be first allocated to REMIC 3 Regular Interest 1-AM, until the Uncertificated Principal Balance thereof has been reduced to zero.
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(e) All Realized Losses on the Group 2 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 2 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 1 Loans pursuant to clause (d) above (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; and fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 2-AA, REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A has been reduced to zero.
Section 4.06. Information Reports to Be Filed by the Master Servicer.
The Master Servicer or the Sub-Servicers shall file information reports with respect to the receipt of mortgage interest received in a trade or business, foreclosures and abandonments of any Mortgaged Property and the information returns relating to cancellation of indebtedness income with respect to any Mortgaged Property required by Sections 6050H, 6050J and 6050P of the Code, respectively, and deliver to the Trustee an Officers’ Certificate stating that such reports have been filed. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.
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Section 4.07. Compliance with Withholding Requirements.
Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount on the Mortgage Loans, that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee withholds any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall, together with its monthly report to such Certificateholders pursuant to Section 4.02 hereof, indicate such amount withheld.
Section 4.08. Group 1 Net WAC Shortfall Reserve Fund.
(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 1-A Certificates, the Subordinate Certificates and the Class 1-C Certificates, the Group 1 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 1 Net WAC Shortfall Reserve Fund an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 1 Net WAC Shortfall Reserve Fund all payments received from the Group 1 Supplemental Interest Trust that are payable to the Trust Fund under Section 4.01(n)(iv) from amounts under the Group 1 Interest Rate Swap Agreement and Group 1 Cap Contracts, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 1 Supplemental Interest Trust to the Holders of the related Class 1-A Certificates and Subordinate Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 1 Net WAC Shortfall Amount with respect to Loan Group 1 payable to any Class of Class 1-A Certificates and Subordinate Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (vii) of Section 4.01(l) into the Group 1 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 1-C Certificates to distribute amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 1 in the priority set forth in clause (vii) of Section 4.01(l). Any amount paid to the Holders of any Class 1-A Certificates and Subordinate Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (vii) of Section 4.01(l) shall be treated as distributed to the Holders of the Class 1-C Certificates in respect of the Class 1-C Certificates and paid by such Holders to the Holders of such Class 1-A Certificates and Subordinate Certificates. Any payments to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Section 4.01(n)(iv), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).
(b) The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 1 Net WAC Shortfall Reserve Fund. The Holders of the Class 1-C Certificates shall be the beneficial owners of the Group 1 Net WAC Shortfall Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 1 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 1-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 1-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 1 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Net WAC Shortfall Reserve Fund by the Holders of the Class 1-C Certificates, pro rata, out of their own funds immediately as realized.
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Section 4.09. Group 2 Net WAC Shortfall Reserve Fund.
(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 2-A Certificates and the Class 2-C Certificates, the Group 2 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 2 Net WAC Shortfall Reserve Fund an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 2 Net WAC Shortfall Reserve Fund all payments received from the Group 2 Supplemental Interest Trust that are payable to the Trust Fund under Section 4.01(o)(iii) from amounts under the Group 2 Interest Rate Swap Agreement and Group 2 Cap Contract, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 2 Supplemental Interest Trust to the Holders of the Class 2-A Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 2 Net WAC Shortfall Amount with respect to Loan Group 2 payable to the Class 2-A Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (vi) of Section 4.01(m) into the Group 2 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 2-C Certificates to distribute amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund to the Holders of the Class 2-A Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 2 in the priority set forth in clause (vi) of Section 4.01(m). Any amount paid to the Holders of any Class 2-A Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (vi) of Section 4.01(m) shall be treated as distributed to the Holders of the Class 2-C Certificates in respect of the Class 2-C Certificates and paid by such Holders to the Holders of such Class 2-A Certificates. Any payments to the Holders of the Class 2-A Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Section 4.01(o)(iii), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).
(b) The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 2 Net WAC Shortfall Reserve Fund. The Holders of the Class 2-C Certificates shall be the beneficial owners of the Group 2 Net WAC Shortfall Reserve Fund, in each case subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 2 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 2-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 2-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 2 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Net WAC Shortfall Reserve Fund by the Holders of the Class 2-C Certificates, pro rata, out of their own funds immediately as realized.
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Section 4.10. Group 1 Supplemental Interest Trust.
(i) As of the Closing Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, is directed to enter into the Group 1 Interest Rate Swap Agreement and the Group 1 Cap Contracts and shall establish and maintain in the name of the Group 1 Supplemental Interest Trust Trustee, the Group 1 Supplemental Interest Trust for the benefit of the Group 1 Swap Provider and the Holders of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates. The Group 1 Supplemental Interest Trust shall hold the Group 1 Interest Rate Swap Agreement, the Class 1-IO Interest, the Group 1 Cap Contracts and the Group 1 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 1 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 1 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.
(ii) On each Distribution Date, the Trustee shall deposit into the Group 1 Derivative Account amounts distributable to the Group 1 Supplemental Interest Trust pursuant to Sections 4.01(a) (sixth paragraph) and 4.01(l)(ix) of this Agreement. In addition, the Trustee shall deposit into the Group 1 Derivative Account for payment to the Group 1 Swap Provider the Group 1 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 1 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.
(iii) On each Distribution Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, shall deposit into the Group 1 Derivative Account amounts received by the Group 1 Supplemental Interest Trust under the Group 1 Interest Rate Swap Agreement from the Group 1 Swap Provider and under the Group 1 Cap Contracts from the Group 1 Cap Counterparties. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 1-C Certificates to, distribute from the Group 1 Derivative Account an amount equal to the amount of any related Net Swap Payment or Swap Termination Payment received from the Group 1 Swap Provider under the Group 1 Interest Rate Swap Agreement and payments received from the Group 1 Cap Counterparties under the Group 1 Cap Contracts, in the following order of priority:
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(a) first, an amount equal to the aggregate amount required under Section 4.01(n) to be distributed on such Distribution Date, to the related Class 1-A, Class 1-M and Class 1-B Certificateholders in accordance with Section 4.01(n) of this Agreement, and
(b) second, any remainder, to the Holder of the Class 1-C Certificates.
(iv) The Group 1 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 1-C Certificates shall be the beneficial owner of the Group 1 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 1 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 1-C Certificates, invest amounts on deposit in the Group 1 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 1 Supplemental Interest Trust to the Holders of the Class 1-C Certificates, on a pro rata basis. All amounts earned on amounts on deposit in the Group 1 Supplemental Interest Trust shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Supplemental Interest Trust by the Holders of the Class 1-C Certificates, pro rata, out of their own funds immediately as realized.
(v) For federal income tax purposes, amounts paid to the Group 1 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the sixth paragraph) for payment to the Group 1 Swap Provider with respect to the Group 1 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of the Class 1-IO Interest to the extent of the amount distributable on such Class 1-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of a Group 1 Class IO Distribution Amount as described below.
(vi) The Trustee shall treat the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates as having entered into a notional principal contract with respect to the Holders of the Class 1-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 1-A, Class 1-M and Class 1-B Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 1-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 1 Class IO Distribution Amount”). A Group 1 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 1 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 1-C Certificates shall be treated as having agreed to pay to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates (a) any Net WAC Shortfall Amounts with respect to Loan Group 1, in accordance with the terms of this Agreement, and (b) any other amounts representing the excess, if any, of the amount of interest payable to such Certificates over the amount of interest payable to the REMIC 4 Regular Interest relating to such Certificate, in each case, on the related Distribution Date, from the amounts deemed distributed to the Group 1 Supplemental Interest Trust in respect of the Class 1-IO Interest in accordance with paragraph (v) above. Any payments to the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 1-A, Class 1-M and Class 1-B Certificates of a Group 1 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Holders of the Class 1-C Certificates pursuant to the notional principal contract. Thus, each Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
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(vii) (a) Upon designation of an early termination date with respect to a Group 1 Derivative Contract other than in connection with a Group 1 Optional Termination, the Trustee, as Group 1 Supplemental Interest Trust Trustee, at the written direction of the Depositor will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 1 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 1 Supplemental Interest Trust Trustee will apply any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.
If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 1 Supplemental Interest Trust Trustee will deposit any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 1 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 1 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.
(b) In the event that the derivative counterparty under a Group 1 Derivative Contract fails to perform any of its obligations under such Group 1 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 1 Derivative Contract) occurs with respect to such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 1 Supplemental Interest Trust, required to enforce the rights of the Group 1 Supplemental Interest Trust under such Group 1 Derivative Contract.
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In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 1 Derivative Contract (such guaranty a “Group 1 Guaranty” and such third party a “Group 1 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 1 Guarantor make any and all payments then required to be made by such Group 1 Guarantor pursuant to such Group 1 Guaranty; provided that Trustee, as Group 1 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 1 Guarantor of its obligations hereunder or pursuant to such Group 1 Derivative Contract and the Group 1 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.
Section 4.11. Group 2 Supplemental Interest Trust.
(i) As of the Closing Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, is directed to enter into the Group 2 Interest Rate Swap Agreement and the Group 2 Cap Contract and shall establish and maintain in the name of the Group 2 Supplemental Interest Trust Trustee, the Group 2 Supplemental Interest Trust for the benefit of the Group 2 Swap Provider and the Holders of the Class 2-A Certificates and Class 2-C Certificates. The Group 2 Supplemental Interest Trust shall hold the Group 2 Interest Rate Swap Agreement, the Class 2-IO Interests, the Group 2 Cap Contract and the Group 2 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 2 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 2 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.
(ii) On each Distribution Date, the Trustee shall deposit into the Group 2 Derivative Account amounts distributable to the Group 2 Supplemental Interest Trust pursuant to Sections 4.01(a) (sixth paragraph) and 4.01(m)(viii) of this Agreement. In addition, the Trustee shall deposit into the Group 2 Derivative Account for payment to the Group 2 Swap Provider the Group 2 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 2 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.
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(iii) On each Distribution Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, shall deposit into the Group 2 Derivative Account amounts received by the Group 2 Supplemental Interest Trust under the Group 2 Interest Rate Swap Agreement from the Group 2 Swap Provider and under the Group 2 Cap Contract from the Group 2 Cap Counterparty. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 2-C Certificates to, distribute from the Group 2 Derivative Account an amount equal to the amount of any related Net Swap Payment received from the Group 2 Swap Provider under the Group 2 Interest Rate Swap Agreement and payment received from the Group 2 Cap Counterparty under the Group 2 Cap Contract, in the following order of priority:
(a) first, an amount equal to the aggregate amount required under Section 4.01(o) to be distributed on such Distribution Date, to the Class 2-A Certificateholders in accordance with Section 4.01(o) of this Agreement, and
(b) second, any remainder, to the Holder of the Class 2-C Certificates.
(iv) The Group 2 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 2-C Certificates shall be the beneficial owner of the Group 2 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 2 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 2-C Certificates, invest amounts on deposit in the Group 2 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute, not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 2 Supplemental Interest Trust to the Holders of the Class 2-C Certificates, pro rata. All amounts earned on amounts on deposit in the Group 2 Supplemental Interest Trust shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Supplemental Interest Trust by the Holders of the Class 2-C Certificates, pro rata, out of their own funds immediately as realized.
(v) For federal income tax purposes, amounts paid to the Group 2 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the sixth paragraph) for payment to the Group 2 Swap Provider with respect to the Group 2 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of the Class 2-IO Interest to the extent of the amount distributable on such Class 2-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of a Group 2 Class IO Distribution Amount as described below.
(vi) The Trustee shall treat the Holders of the Class 2-A Certificates as having entered into a notional principal contract with respect to the Holders of the Class 2-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 2-A Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 2-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 2 Class IO Distribution Amount”). A Group 2 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 2 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 2-A Certificates and Class 2-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 2-C Certificates shall be treated as having agreed to pay to the Holders of the Class 2-A Certificates (a) any Net WAC Shortfall Amounts with respect to Loan Group 2, in accordance with the terms of this Agreement, and (b) any other amounts representing the excess, if any, of the amount of interest payable to such Certificates over the amount of interest payable to the REMIC 4 Regular Interest relating to such Certificate, in each case, on the related Distribution Date, from the amounts deemed distributed to the Group 2 Supplemental Interest Trust in respect of the Class 2-IO Interest in accordance with paragraph (v) above. Any payments to the Class 2-A Certificates and Class 2-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 2-A Certificates of a Group 2 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Holders of the Class 2-C Certificates pursuant to the notional principal contract. Thus, each Class 2-A Certificate and Class 2-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
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(vii) (a) Upon designation of an early termination date with respect to a Group 2 Derivative Contract other than in connection with a Group 2 Optional Termination, the Trustee, as Group 2 Supplemental Interest Trust Trustee, at the written direction of the Depositor or the Certificate Insurer will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 2 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 2 Supplemental Interest Trust Trustee will apply any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.
If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 2 Supplemental Interest Trust Trustee will deposit any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 2 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 2 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.
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(b) In the event that the derivative counterparty under a Group 2 Derivative Contract fails to perform any of its obligations under such Group 2 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 2 Derivative Contract) occurs with respect to such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 2 Supplemental Interest Trust, required to enforce the rights of the Group 2 Supplemental Interest Trust under such Group 2 Derivative Contract.
In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 2 Derivative Contract (such guaranty a “Group 2 Guaranty” and such third party a “Group 2 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 2 Guarantor make any and all payments then required to be made by such Group 2 Guarantor pursuant to such Group 2 Guaranty; provided that Trustee, as Group 2 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 2 Guarantor of its obligations hereunder or pursuant to such Group 2 Derivative Contract and the Group 2 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.
Section 4.12. Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates.
In the event that any Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC 4 Regular Interest corresponding to such Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the Holder of the related Class C Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the related Class C Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 4.10(ii) and Section 4.11(ii) hereof, as applicable.
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Section 4.13. The Certificate Guaranty Insurance Policy
(i) If the Trustee determines that an Insured Amount to be covered by the Certificate Guaranty Insurance Policy will exist for the related Distribution Date, the Trustee shall complete the notice in the form of Exhibit A to the Certificate Guaranty Insurance Policy (the “Notice”) and submit such Notice in accordance with the Certificate Guaranty Insurance Policy to the Certificate Insurer no later than 12:00 P.M., New York City time, on the second Business Day immediately preceding such Distribution Date, as a claim for the amount of such Insured Amount.
(ii) The Trustee shall establish and maintain the Insurance Account on behalf of the Holders of the Class 1-AM Certificates and Class 2-A Certificates over which the Trustee shall have the exclusive control and sole right of withdrawal. Upon receipt of an Insured Amount from the Certificate Insurer on behalf of the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, the Trustee shall deposit such Insured Amount in the Insurance Account and distribute such amount only for purposes of payment to the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, of the Insured Amount for which a claim was made. Any such Insured Amount may not be applied to satisfy any costs, expenses or liabilities of the Seller, the Depositor, the Trustee or the Trust Fund or to pay any other Class of Certificates. Amounts paid under the Certificate Guaranty Insurance Policy, to the extent needed to pay the Insured Amount, shall be disbursed by the Trustee to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be. It shall not be necessary for such payments to be made by checks or wire transfers separate from the checks or wire transfers used to pay other distributions to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, with other funds available to make such payment. However, the amount of any payment of principal or of interest on the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, to be paid from funds transferred from the Insurance Account shall be noted as provided in paragraph (d) below and in the statement to be furnished to Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, pursuant to Section 4.02. Funds held in the Insurance Account shall not be invested. Any funds remaining in the Insurance Account on the first Business Day following the later of (i) the related Distribution Date or (ii) the date received by the Trustee, shall be returned to the Certificate Insurer pursuant to the written instructions of the Certificate Insurer by the end of such Business Day.
(iii) The Trustee shall keep a complete and accurate record of the amount of interest and principal paid in respect of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, from moneys received under the Certificate Guaranty Insurance Policy. The Certificate Insurer shall have the right to inspect such records at reasonable times during normal business hours upon one Business Day’s prior notice to the Trustee.
(iv) In the event that the Trustee has received a certified copy of an order of the appropriate court that any Insured Amount has been voided in whole or in part as a preference payment under applicable bankruptcy law, the Trustee shall so notify the Certificate Insurer, shall comply with the provisions of the Certificate Guaranty Insurance Policy to obtain payment by the Certificate Insurer of such Preference Amount in the amount of such voided Insured Amount, and shall, at the time it provides notice to the Certificate Insurer, notify, by mail the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, that, in the event any Holder’s Insured Amount is so recovered, such Holder of a Class 1-AM Certificate or Class 2-A Certificate, as the case may be, will be entitled to payment pursuant to the Certificate Guaranty Insurance Policy, a copy of which shall be made available through the Trustee or the Certificate Insurer, and the Trustee shall furnish to the Certificate Insurer, its records evidencing the payments which have been made by the Trustee and subsequently recovered from the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, and dates on which such payments were made.
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(v) The Trustee shall promptly notify the Certificate Insurer of any proceeding or the institution of any action, of which a Responsible Officer of the Trustee has actual knowledge, seeking the avoidance as a preferential transfer under applicable bankruptcy, insolvency, receivership or similar law (a “Preference Claim”) of any distribution made with respect to the Class 1-AM Certificates or Class 2-A Certificates, as the case may be. Each Holder of a Class 1-AM Certificate or Class 2-A Certificate, by its purchase of such Class 1-AM Certificate or Class 2-A Certificate, the Depositor and the Trustee agree that the Certificate Insurer (so long as no Certificate Insurer Default exists) may at any time during the continuation of any proceeding relating to a Preference Claim direct all matters relating to such Preference Claim, including, without limitation, (i) the direction of any appeal of any order relating to such Preference Claim and (ii) the posting of any surety or performance bond pending any such appeal. In addition and without limitation of the foregoing, the Certificate Insurer shall be subrogated to, and each Holder of a Class 1-AM Certificate and a Class 2-A Certificate and the Trustee hereby delegates and assigns to the Certificate Insurer, to the fullest extent permitted by law, the rights of the Trustee and each Holder of a Class 1-AM Certificate and a Class 2-A Certificate in the conduct of any such Preference Claim, including, without limitation, all rights of any party to any adversary proceeding or action with respect to any court order issued in connection with any such Preference Claim.
(vi) The Trustee shall, upon retirement of the Class 1-AM Certificates and Class 2-A Certificates, furnish to the Certificate Insurer a notice of such retirement, and, upon retirement of the Class 1-AM Certificates and Class 2-A Certificates and the expiration of the term of the Certificate Guaranty Insurance Policy, surrender the Certificate Guaranty Insurance Policy to the Certificate Insurer for cancellation.
(vii) The Trustee will hold the Certificate Guaranty Insurance Policy in trust as agent for the Holders of the Class 1-AM Certificates and Class 2-A Certificates for the purpose of making claims thereon and distributing the proceeds thereof. Neither the Certificate Guaranty Insurance Policy nor the amounts paid on the Certificate Guaranty Insurance Policy will constitute part of the Trust Fund created by this Agreement. Each Holder of the Class 1-AM Certificates and Class 2-A Certificates, by accepting its Class 1-AM Certificates and Class 2-A Certificates, respectively, appoints the Trustee as attorney in fact for the purpose of making claims on the Certificate Guaranty Insurance Policy.
(viii) Anything herein to the contrary notwithstanding, any payment with respect to principal of or interest on the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, which is made with moneys received pursuant to the terms of the Certificate Guaranty Insurance Policy shall not be considered payment of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, from the Trust Fund. The Depositor and the Trustee acknowledge, and each Holder by its acceptance of a Class 1-AM Certificate or a Class 2-A Certificate agrees, that without the need for any further action on the part of the Certificate Insurer, the Depositor or the Trustee (a) to the extent the Certificate Insurer makes payments, directly or indirectly, on account of principal or interest on the Class 1-AM Certificates or Class 2-A Certificates to the Holders of such Class 1-AM Certificates or Class 2-A Certificates, the Certificate Insurer will be fully subrogated to, and the Trustee and each Holder of a Class 1-AM Certificate or a Class 2-A Certificate, as the case may be, hereby delegate and assign to the Certificate Insurer, to the fullest extent permitted by law, the rights of such Holders to receive such principal and interest from the Trust Fund, including, without limitation, any amounts due to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, in respect of securities law violations arising from the offer and sale of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, and (b) the Certificate Insurer shall be paid such amounts from the sources and in the manner provided herein for the payment of such amounts and as provided in this Agreement. The Trustee shall cooperate in all respects with any reasonable request by the Certificate Insurer for action to preserve or enforce the Certificate Insurer’s rights or interests under this Agreement without limiting the rights or affecting the interests of the Holders as otherwise set forth herein.
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(ix) By accepting its Class 1-AM Certificate or Class 2-A Certificate, each Holder of a Class 1-AM Certificate or Class 2-A Certificate agrees that, unless a Certificate Insurer Default exists, the Certificate Insurer shall be deemed to be the Holder of the Class 1-AM Certificate or Class 2-A Certificate for all purposes (other than with respect to the receipt of payment on the Class 1-AM Certificates and Class 2-A Certificates) and shall have the right to exercise all rights (including, without limitation, voting rights) of the Holders of the Class 1-AM Certificates and Class 2-A Certificates under this Agreement without any further consent of the Holders of the Class 1-AM Certificates and Class 2-A Certificates. All notices, statement reports, certificates or opinions required by this Agreement to be sent to any Holders of Class 1-AM Certificates and Class 2-A Certificates shall also be sent to the Certificate Insurer.
Section 4.14. Collateral Accounts
(i) The Trustee, as Group 1 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under the Group 1 Credit Support Annexes (“Group 1 Custodian”).
The Group 1 Custodian shall establish Group 1 Collateral Account. The Group 1 Collateral Account shall be held in the name of the Group 1 Custodian in trust for the benefit of the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates. The Group 1 Collateral Account must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, Group 1 Collateral Account, Group 1 Supplemental Interest Trust Trustee, as Group 1 Custodian for the benefit of holders of the Class 1-A, Class 1-M and Class 1-B Certificates.”
The Group 1 Custodian shall credit to the Group 1 Collateral Account all collateral (whether in the form of cash or securities) posted by Bank of America, N.A. to secure the obligations of Bank of America, N.A. in accordance with the terms of the related Group 1 Credit Support Annex. The Group 1 Custodian shall maintain and apply all collateral and earnings thereon on deposit in the Group 1 Collateral Account in accordance with the related Group 1 Credit Support Annex.
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Cash collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex shall be invested at the written direction of Bank of America, N.A. in Permitted Investments in accordance with the requirements of the related Group 1 Credit Support Annex. All amounts earned on amounts on deposit in the Group 1 Collateral Account (whether cash collateral or securities) shall be for the account of and taxable to Bank of America, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.
Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 1 Schedule) with respect to Bank of America, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 1 Schedule) as a result of any such Event of Default or Specified Condition with respect to Bank of America, N.A., and, in either such case, unless Bank of America, N.A. has paid in full all of its Obligations (as defined in the related Group 1 Credit Support Annex) that are then due, then any collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex, shall be applied by the Group 1 Custodian to the payment of any Obligations due to Party B (as defined in the related Group 1 Credit Support Annex) in accordance with the related Group 1 Credit Support Annex. Any excess collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex and remaining after payment of all amounts owing to Party B shall be withdrawn from the Group 1 Collateral Account and paid to Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex.
(ii) The Trustee, as Group 2 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Group 2 Credit Support Annexes (“Group 2 Custodian”).
The Group 2 Custodian shall establish the Group 2 Collateral Account. The Group 2 Collateral Account shall be held in the name of the Group 2 Custodian in trust for the benefit of the Holders of the Class 2-A Certificates. The Group 2 Collateral Account must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, Group 2 Collateral Account, Group 2 Supplemental Interest Trust Trustee, as Group 2 Custodian for the benefit of holders of the Class 2-A Certificates.”
The Group 2 Custodian shall credit to the Group 2 Collateral Account all collateral (whether in the form of cash or securities) posted by Bank of America, N.A. to secure the obligations of Bank of America, N.A. in accordance with the terms of the related Group 2 Credit Support Annex. The Group 2 Custodian shall maintain and apply all collateral and earnings thereon on deposit in the Group 2 Collateral Account in accordance with the related Group 2 Credit Support Annex.
Cash collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex shall be invested at the written direction of Bank of America, N.A. in Permitted Investments in accordance with the requirements of the related Group 2 Credit Support Annex. All amounts earned on amounts on deposit in the Group 2 Collateral Account (whether cash collateral or securities) shall be for the account of and taxable to Bank of America, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.
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Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 2 Schedule) with respect to Bank of America, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 2 Schedule) as a result of any such Event of Default or Specified Condition with respect to Bank of America, N.A., and, in either such case, unless Bank of America, N.A. has paid in full all of its Obligations (as defined in the related Group 2 Credit Support Annex) that are then due, then any collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex, shall be applied by the Group 2 Custodian to the payment of any Obligations due to Party B (as defined in the related Group 2 Credit Support Annex) in accordance with the related Group 2 Credit Support Annex. Any excess collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex and remaining after payment of all amounts owing to Party B shall be withdrawn from the Group 2 Collateral Account and paid to Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex.
Section 4.15. Class M Interest Reserve Fund.
(a) The Trustee shall establish and maintain in its name, in trust for the benefit of Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, the Class M Interest Reserve Fund, which shall be a segregated non-interest bearing trust account. On the Closing Date, the Depositor shall deposit into the Class M Interest Reserve Fund an amount equal to the sum of the Class 1-M-4 Interest Reserve Fund Amount, the Class 1-M-5 Interest Reserve Fund Amount, the Class 1-M-6 Interest Reserve Fund Amount and the Class 1-M-7 Interest Reserve Fund Amount. The Depositor will have no obligation to contribute additional amounts to the Class M Interest Reserve Fund after the Closing Date. The Class M Interest Reserve Fund will not receive any amounts from any Net Monthly Excess Cashflow.
On each Distribution Date as to which there is a Net WAC Shortfall Amount payable to any of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, the Trustee shall withdraw an amount equal to such Net WAC Shortfall Amount (provided, however, that such amount shall not exceed the related Interest Reserve Fund Amount) and distribute such amounts to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates in respect of any Net WAC Shortfall Amount for such class(es) in accordance with the fourth paragraph of Section 4.01(a). Any amount paid to the Holders of any Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts shall not be a payment with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.
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(b) The Class M Interest Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Depositor shall be the beneficial owner of the Class M Interest Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Class M Interest Reserve Fund shall, at the written direction of the Depositor, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Class M Interest Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Depositor, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Class M Interest Reserve Fund shall be taxable to the Depositor. Any losses on such investments shall be refunded to the Class M Interest Reserve Fund by the Depositor out of its own funds immediately as realized. If any amounts remain in the Class M Interest Reserve Fund at the termination of the Trust Fund, they will be remitted to the Depositor.
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ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates.
(a) The Certificates will be substantially in the respective forms annexed hereto as Exhibits A and B-1 through B-4. The Certificates will be issuable in registered form only. The Certificates (other than the Class P, Class C and Class R Certificates) will be issued in minimum denominations of $25,000 Initial Certificate Principal Balance and integral multiples of $1 in excess thereof. The Class C Certificates will be issued in minimum denominations of $1.00 Initial Notional Amount and integral multiples of $1.00 in excess thereof. The Class P Certificates and the Class R Certificates will each be issuable in minimum denominations of any Percentage Interest representing 10.00% and multiples of 0.01% in excess thereof.
Upon original issue, the Certificates shall, upon the written request of the Depositor executed by an officer of the Depositor, be executed and delivered by the Trustee, authenticated by the Trustee and delivered to or upon the order of the Depositor upon receipt by the Trustee of the documents specified in Section 2.01. The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee in its capacity as trustee hereunder by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were at the time they signed the proper officers of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided for herein executed by the Trustee by manual signature, and such certificate upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date and any Certificates delivered thereafter shall be dated the date of their authentication.
(b) The Class A Certificates and the Subordinate Certificates shall initially be issued as one or more Certificates registered in the name of the Depository or its nominee and, except as provided below, registration of such Certificates may not be transferred by the Trustee except to another Depository that agrees to hold such Certificates for the respective Certificate Owners with Ownership Interests therein. The Certificate Owners shall hold their respective Ownership Interests in and to each of such Book-Entry Certificates through the book-entry facilities of the Depository and, except as provided below, shall not be entitled to Definitive Certificates in respect of such Ownership Interests. All transfers by Certificate Owners of their respective Ownership Interests in the Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall transfer the Ownership Interests only in the Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. The Trustee shall not be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Book-Entry Certificates, and the Trustee shall have no liability for transfers of Ownership Interests in the Book Entry Certificates made through the book-entry facilities of the Depositary or between or among Depositary Participants or Certificate Owners, made in violation of the applicable restrictions.
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The Trustee, the Master Servicer and the Depositor may for all purposes (including the making of payments due on the respective Classes of Book-Entry Certificates) deal with the Depository as the authorized representative of the Certificate Owners with respect to the respective Classes of Book-Entry Certificates for the purposes of exercising the rights of Certificateholders hereunder. The rights of Certificate Owners with respect to the respective Classes of Book-Entry Certificates shall be limited to those established by law and agreements between such Certificate Owners and the Depository Participants and brokerage firms representing such Certificate Owners. Multiple requests and directions from, and votes of, the Depository as Holder of any Class of Book-Entry Certificates with respect to any particular matter shall not be deemed inconsistent if they are made with respect to different Certificate Owners. The Trustee may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and shall give notice to the Depository of such record date.
If (i)(A) the Depositor advises the Trustee in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository and (B) the Depositor is unable to locate a qualified successor or (ii) the Depositor at its option advises the Trustee in writing that it elects to terminate the book-entry system through the Depository, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trustee of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration of transfer, the Trustee shall, at the expense of the Depositor, issue the Definitive Certificates. Neither the Depositor, the Master Servicer nor the Trustee shall be liable for any actions taken by the Depository or its nominee, including, without limitation, any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates the Trustee and the Master Servicer shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.
(c) Each Certificate is intended to be a “security” governed by Article 8 of the Uniform Commercial Code as in effect in the State of New York and any other applicable jurisdiction, to the extent that any of such laws may be applicable.
Section 5.02. Registration of Transfer and Exchange of Certificates.
(a) The Trustee shall maintain a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided.
(b) Except as provided in Section 5.02(c), no transfer, sale, pledge or other disposition of a Class P, Class C or Class R Certificate shall be made unless such transfer, sale, pledge or other disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Act”), and any applicable state securities laws or is made in accordance with said Act and laws. In the event that a transfer of a Class P, Class C or Class R Certificate is to be made under this Section 5.02(b), (i) the Trustee shall require an Opinion of Counsel acceptable to and in form and substance satisfactory to the Trustee that such transfer shall be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from said Act and laws or is being made pursuant to said Act and laws, which Opinion of Counsel shall not be an expense of the Trustee, the Depositor or the Master Servicer, provided that such Opinion of Counsel will not be required in connection with the initial transfer of any such Certificate by the Depositor or any affiliate thereof, to a non-affiliate of the Depositor and (ii) the Trustee shall require the transferee to execute a representation letter, substantially in the form of Exhibit G-1 hereto, and the Trustee shall require the transferor to execute a representation letter, substantially in the form of Exhibit G-2 hereto, each acceptable to and in form and substance satisfactory to the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which representation letters shall not be an expense of the Trustee, the Depositor or the Master Servicer; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.
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No transfer of any Class C Certificate shall be made unless the proposed transferee of such Class C Certificate (1) provides to the Trustee the appropriate tax certification forms that would eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparty, pursuant to the related Cap Contracts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (2) agrees to update such forms (i) upon expiration of any such forms, (ii) as required under then applicable U.S. Treasury regulations and (iii) promptly upon learning that such forms have become obsolete or incorrect, each as a condition to such transfer. In addition, no transfer of any Class C Certificate shall be made if such transfer would cause the related Supplemental Interest Trust to be beneficially owned by two or more persons for federal income tax purposes, or continue to be so treated, unless (i) each proposed transferee of such Class C Certificate complies with the foregoing conditions, and (ii) the proposed majority holder of the Class C Certificates (or each holder, if there is or would be no majority holder) (A) provides, or causes to be provided, on behalf of the related Supplemental Interest Trust, if applicable, to the Trustee, the appropriate tax certification forms that would be required from the related Supplemental Interest Trust to eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparty, pursuant to the related Cap Contracts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (B) agrees to update such forms (x) upon expiration of any such forms, (y) as required under then applicable U.S. Treasury regulations and (z) promptly upon learning that such forms have become obsolete or incorrect. If, under applicable U.S. Treasury regulations, such tax certification forms may only be signed by a trustee acting on behalf of the related Supplemental Interest Trust, then the Trustee, as the related Supplemental Interest Trust Trustee, shall sign such certification forms if so directed by a Holder of the related Class C Certificates. Upon receipt of any such tax certification forms from a transferee of any Class C Certificate, the Trustee, as the related Supplemental Interest Trust Trustee, shall forward a copy of such tax certification forms provided to it to the related Swap Provider and related Cap Counterparty. Each Holder of a Class C Certificate and each transferee thereof shall be deemed to have consented to the Trustee forwarding to the related Swap Provider and related Cap Counterparties any tax certification form it has provided and updated in accordance with these transfer restrictions. Any purported sales or transfers of any Class C Certificate to a transferee which does not comply with the requirements of this paragraph shall be deemed null and void under this Agreement.
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The Trustee shall not be liable for the content or truthfulness of any such tax certification forms provided to it. The Trustee shall only be required to forward any tax certification forms received by it to the related Swap Provider and related Cap Counterparties at the last known address provided to it, and shall not be liable for the receipt of such tax certification forms by the related Swap Provider or the related Cap Counterparties, nor any failure of the related Swap Provider or related Cap Counterparties to process such forms or to take any action as required under the respective related Interest Rate Swap Agreement or related Cap Contract, or under applicable law. The Trustee shall have no duty to take action to correct any misstatement or omission in any tax certification forms provided to it and forwarded to the related Swap Provider and related Cap Counterparties.
(c) Notwithstanding the requirements of Section 5.02(b), transfers of Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made in accordance with this Section 5.02(c) if the prospective transferee of a Certificate provides the Trustee and the Depositor with an investment letter substantially in the form of Exhibit G-3 attached hereto, which investment letter shall not be an expense of the Trustee, the Depositor or the Master Servicer, and which investment letter states that, among other things, such transferee is a “qualified institutional buyer” as defined under Rule 144A. Such transfers shall be deemed to have complied with the requirements of Section 5.02(b) hereof; provided, however, that no Transfer of any of the Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made pursuant to this Section 5.02(c) by the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.
The Trustee shall require an Opinion of Counsel, on which the Trustee, Depositor and Master Servicer may rely, from a prospective transferee prior to the transfer of any Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificate to any employee benefit plan or other retirement arrangement, including individual retirement accounts and Keogh plans, that is subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) or Section 4975 of the Code (any of the foregoing, a “Plan”), to a trustee or other Person acting on behalf of any Plan, or to any other person who is using “plan assets” of any Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”). Such Opinion of Counsel must establish to the satisfaction of the Trustee that such transfer is permissible under applicable law, will not constitute or result in a prohibited transaction under Section 406 of ERISA and Section 4975 of the Code, and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those undertaken in this Agreement. Neither the Depositor, the Master Servicer nor the Trustee, will be required to obtain such Opinion of Counsel on behalf of any prospective transferee.
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Prior to the termination of a Supplemental Interest Trust, each beneficial owner of a related Offered Certificate (or a Class 1-B Certificate, if related) or any interest therein, shall be deemed to have represented, by virtue of its acquisition or holding of such Certificate, or interest therein, that either (i) it is not a Plan or (ii) (A) it is an accredited investor within the meaning of Prohibited Transaction Exemption 2007-05 (the “Exemption”) and (B) the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for the exemptive relief available under one of Prohibited Transaction Class Exemption (“PTCE”) 84-14, 91-38, 95-60, 90-1 or 96-23.
Each beneficial owner of a Subordinate Certificate or any interest therein which is acquired subsequent to the termination of the related Supplemental Interest Trust shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) it is not a Plan or a trustee or other Person acting on behalf of a Plan or using “plan assets” of a Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”), (ii) it has acquired and is holding such Certificate in reliance on the Exemption, it understands that there are certain conditions to the availability of the Exemption, including that the Certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by Standard & Poor’s, Fitch Ratings, Inc. or Moody’s, and the Certificate is so rated, and, in the case of a Class 1-B Certificate, it is an accredited investor as defined in Rule 501(a)(1) of Regulation D under the Act or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
(d) [Reserved]
(e) (i) Each Person who has or who acquires any Ownership Interest in a Class R Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably authorized the Trustee or its designee under clause (iii)(A) below to deliver payments to a Person other than such Person and to negotiate the terms of any mandatory sale under clause (iii)(B) below and to execute all instruments of transfer and to do all other things necessary in connection with any such sale. The rights of each Person acquiring any Ownership Interest in a Class R Certificate are expressly subject to the following provisions:
(A) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.
(B) In connection with any proposed Transfer of any Ownership Interest in a Class R Certificate, the Trustee shall require delivery to it, and shall not register the Transfer of any Class R Certificate until its receipt, of (I) an affidavit and agreement (a “Transferee Affidavit and Agreement” in the form attached hereto as Exhibit G-5) from the proposed Transferee, in form and substance satisfactory to the Trustee representing and warranting, among other things, that it is a Permitted Transferee, that it is not acquiring its Ownership Interest in the Class R Certificate that is the subject of the proposed Transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee, that for so long as it retains its Ownership Interest in a Class R Certificate, it will endeavor to remain a Permitted Transferee, and that it has reviewed the provisions of this Section 5.02 and agrees to be bound by them, and (II) an affidavit (a “Transferor Affidavit”), in the form attached hereto as Exhibit G-4, from the Holder wishing to transfer the Class R Certificate, in form and substance satisfactory to the Trustee representing and warranting, among other things, that no purpose of the proposed Transfer is to impede the assessment or collection of tax and that it has no knowledge that the proposed transferee is not a Permitted Transferee.
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(C) Notwithstanding the delivery of a Transferee Affidavit and Agreement and a Transferor Affidavit under clause (B) above, if a Responsible Officer of the Trustee assigned to this transaction has actual knowledge that the proposed Transferee is not a Permitted Transferee or that the statements made in such Transfer Affidavit and Agreement or Transferor Affidavit are false, no Transfer of an Ownership Interest in a Class R Certificate to such proposed Transferee shall be effected.
(D) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall agree (x) to require a Transferee Affidavit and Agreement from any other Person to whom such Person attempts to transfer its Ownership Interest in a Class R Certificate and (y) not to transfer its Ownership Interest unless it provides a Transferor Affidavit to the Trustee.
(E) Each Person holding or acquiring an Ownership Interest in a Class R Certificate, by purchasing an Ownership Interest in such Certificate, agrees to give the Trustee written notice that it is a “pass-through interest holder” within the meaning of Temporary Treasury Regulations Section 1.67-3T(a)(2)(i)(A) immediately upon acquiring an Ownership Interest in a Class R Certificate, if it is “a pass-through interest holder”, or is holding an Ownership Interest in a Class R Certificate on behalf of a “pass-through interest holder.”
(ii) The Trustee will register the Transfer of any Class R Certificate only if it shall have received the Transferee Affidavit and Agreement in the form attached hereto as Exhibit G-5, a Transferor Affidavit of the Holder requesting such transfer in the form attached hereto as Exhibit G-4 and all of such other documents as shall have been reasonably required by the Trustee as a condition to such registration. Transfers of the Class R Certificates other than to Permitted Transferees are prohibited.
(iii) (A) If any Person other than a Permitted Transferee shall become a Holder of a Class R Certificate, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such Transfer of such Class R Certificate. If a transfer of a Class R Certificate is disregarded pursuant to the provisions of Treasury Regulations Section 1.860E-1 or Section 1.860G-3, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such transfer of such Class R Certificate. The prior Holder shall be entitled to recover from any purported Holder of a Class R Certificate that was in fact not a Permitted Transferee under this Section 5.05(b) at the time it became a Holder all payments made on such Class R Certificate. Each Holder of a Class R Certificate, by acceptance thereof, shall be deemed for all purposes to have consented to the provisions of this clause (b) and to any amendment of this Agreement deemed necessary (whether as a result of new legislation or otherwise) by counsel of the Depositor to ensure that the Class R Certificates are not transferred to any Person who is not a Permitted Transferee and that any transfer of such Class R Certificates will not cause the imposition of a tax upon the Trust or cause any such REMIC to fail to qualify as a REMIC. Neither the Trustee nor the Trustee shall be under any liability to any Person for any registration of Transfer of a Class R Certificate that is in fact not permitted by this Section 5.02 or for making any payments due on such Certificate to the Holder thereof or for taking any other action with respect to such Holder under the provisions of this Agreement.
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(B) If any purported Transferee shall become a Holder of a Class R Certificate in violation of the restrictions in this Section 5.02 and to the extent that the retroactive restoration of the rights of the Holder of such Class R Certificate as described in clause (iii)(A) above shall be invalid, illegal or unenforceable, then the Trustee shall have the right, without notice to the Holder or any prior Holder of such Class R Certificate, to sell such Class R Certificate to a purchaser selected by the Trustee on such terms as the Trustee may choose. Such purported Transferee shall promptly endorse and deliver each Class R Certificate in accordance with the instructions of the Trustee. Such purchaser may be the Trustee itself. The proceeds of such sale, net of the commissions (which may include commissions payable to the Trustee), expenses and taxes due, if any, will be remitted by the Trustee to such purported Transferee. The terms and conditions of any sale under this clause (iii)(B) shall be determined in the sole discretion of the Trustee, and the Trustee shall not be liable to any Person having an Ownership Interest in a Class R Certificate as a result of its exercise of such discretion.
(f) The Trustee shall make available to the Internal Revenue Service and those Persons specified by the REMIC Provisions, all information necessary to compute any tax imposed (A) as a result of the transfer of an ownership interest in a Class R Certificate to any Person who is a Disqualified Organization, including the information regarding “excess inclusions” of such Class R Certificates required to be provided to the Internal Revenue Service and certain Persons as described in Treasury Regulations Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a result of any regulated investment company, real estate investment trust, common trust fund, partnership, trust, estate or organization described in Section 1381 of the Code that holds an Ownership Interest in a Class R Certificate having as among its record Holders at any time any Person who is a Disqualified Organization. The Trustee may charge and shall be entitled to reasonable compensation for providing such information as may be required from those Persons which may have had a tax imposed upon them as specified in clauses (A) and (B) of this paragraph for providing such information.
(g) Subject to the preceding paragraphs, upon surrender for registration of transfer of any Certificate at the office of the Trustee maintained for such purpose, the Trustee shall execute and the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class of a like aggregate Percentage Interest. Every Certificate surrendered for transfer shall be accompanied by notification of the account of the designated transferee or transferees for the purpose of receiving distributions pursuant to Section 4.01 by wire transfer, if any such transferee desires and is eligible for distribution by wire transfer.
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(h) At the option of the Certificateholders, Certificates may be exchanged for other Certificates of authorized denominations of the same Class of a like aggregate Percentage Interest, upon surrender of the Certificates to be exchanged at the office of the Trustee. Whenever any Certificates are so surrendered for exchange the Trustee shall execute, authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for transfer or exchange shall (if so required by the Trustee) be duly endorsed by, or be accompanied by a written instrument of transfer in the form satisfactory to the Trustee duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, with respect to each Class R Certificate, the Holder thereof may exchange, in the manner described above, such Class R Certificate for four separate Certificates, each representing such Holder's respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and Class R-4 Interest, respectively, in each case that was evidenced by the Class R Certificate being exchanged.
(i) No service charge shall be made to the Certificateholders for any transfer or exchange of Certificates, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.
(j) All Certificates surrendered for transfer and exchange shall be canceled and retained by the Trustee in accordance with the Trustee’s standard procedures.
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.
If (i) any mutilated Certificate is surrendered to the Trustee and the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the Trustee such security or indemnity as may be required by it to save it harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of the same Class and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners.
The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and neither the Depositor, the Master Servicer, the Trustee nor any agent of any of them shall be affected by notice to the contrary.
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Section 5.05. Rule 144A Information.
For so long as any Class P, Class C and Class R are outstanding and are “restricted securities” within the meaning of Rule 144(a)(3) of the Securities Act, (1) the Depositor will provide or cause to be provided to any Holder of such Certificates and any prospective purchaser thereof designated by such a Holder, upon the request of such Holder or prospective purchaser, the information required to be provided to such Holder or prospective purchaser by Rule 144A(d)(4) under the Securities Act; and (2) the Depositor shall update such information from time to time in order to prevent such information from becoming false and misleading and will take such other actions as are necessary to ensure that the safe harbor exemption from the registration requirements of the Securities Act under Rule 144A is and will be available for resales of such Certificates conducted in accordance with Rule 144A. The Master Servicer shall cooperate with the Depositor and furnish the Depositor such information in the Master Servicer's possession as the Depositor may reasonably request.
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ARTICLE VI
THE DEPOSITOR AND THE MASTER SERVICER
Section 6.01. Liability of the Depositor and the Master Servicer.
The Depositor and the Master Servicer each shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor and the Master Servicer herein. Only the Master Servicer, any successor Master Servicer or the Trustee acting as Master Servicer shall be liable with respect to the servicing of the Mortgage Loans and the REO Property for actions taken by any such Person in contravention of the Master Servicer's duties hereunder.
Section 6.02. Merger, Consolidation or Conversion of the Depositor or the Master Servicer.
The Depositor and the Master Servicer each will keep in full effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and each will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement.
Any Person into which the Depositor or the Master Servicer may be merged, consolidated or converted, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person to the Master Servicer shall be qualified to sell mortgage loans to and service mortgage loans for Fannie Mae or Freddie Mac.
Section 6.03. Limitation on Liability of the Depositor, the Master Servicer and Others.
Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor or the Master Servicer shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor or the Master Servicer (but this provision shall protect the above described persons) against any breach of warranties or representations made herein, or against any specific liability imposed on the Master Servicer pursuant to Section 3.01 or any other Section hereof; and provided further that this provision shall not protect the Depositor, the Master Servicer or any such person, against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates (including reasonable legal fees and disbursements of counsel), other than (a) any loss, liability or expense related to Master Servicer's servicing obligations with respect to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or related to the Master Servicer's obligations under Section 3.01, or (b) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder. Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its respective duties under this Agreement and which in its opinion may involve it in any expense or liability; provided, however, that the Depositor or the Master Servicer may in its sole discretion undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (except any action or liability related to the Master Servicer's obligations under Section 3.01) shall be expenses, costs and liabilities of the Trust Fund, and the Depositor and the Master Servicer shall be entitled to be reimbursed therefor from the Certificate Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Certificate Account.
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Section 6.04. Limitation on Resignation of the Master Servicer.
The Master Servicer shall not resign from the obligations and duties hereby imposed on it except (a) upon appointment of a successor servicer reasonably acceptable to the Trustee and the Certificate Insurer upon receipt by the Trustee and Certificate Insurer (unless an Insurer Default has occurred and is continuing) of a letter from each Rating Agency (obtained by the Master Servicer and at its expense) that such a resignation and appointment will not, in and of itself, result in a downgrading of the Certificates without taking the Certificate Guaranty Insurance Policy into account or (b) upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel (at the expense of the resigning Master Servicer) to such effect delivered to the Trustee and the Certificate Insurer. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the Master Servicer's responsibilities, duties, liabilities and obligations hereunder.
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Section 6.05. Sale and Assignment of Master Servicing.
The Master Servicer may sell and assign its rights and delegate its duties and obligations in their entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall, in the case of successor master servicers only, have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee and the Certificate Insurer (unless an Insurer Default has occurred and is continuing) (as evidenced in a writing signed by the Trustee and the Certificate Insurer) as having a comparable servicing ability to that of the Master Servicer on the Closing Date; (d) shall execute and deliver to the Trustee and the Certificate Insurer an agreement, in form and substance reasonably satisfactory to the Trustee and the Certificate Insurer, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement and any custodial agreement, from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency's rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded or withdrawn as a result of such assignment, sale and delegation without taking the Certificate Guaranty Insurance Policy into account, as evidenced by a letter to such effect obtained by the Master Servicer at its expense and delivered to the Trustee; and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer's Certificate and an Opinion of Counsel (at the expense of the Master Servicer), each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.
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ARTICLE VII
DEFAULT
Section 7.01. Events of Default.
“Event of Default”, wherever used herein, means any one of the following events:
(i) any failure by the Master Servicer to deposit into the Certificate Account on each Certificate Account Deposit Date the amounts required to be deposited therein (other than an Advance) under the terms of this Agreement which continues unremedied for two (2) Business Days after such amount was required to be remitted; or
(ii) any failure on the part of the Master Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in the Certificates or in this Agreement (including any breach of the Master Servicer's representations and warranties pursuant to Section 2.03(a) which materially and adversely affects the interests of the Certificateholders) which continues unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or the Certificate Insurer, or to the Master Servicer, the Certificate Insurer and the Trustee by the Holders of Certificates entitled to at least 25% of the Voting Rights; or
(iii) a decree or order of a court or agency or supervisory authority having jurisdiction in an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law or the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days; or
(iv) the Master Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Master Servicer or of or relating to all or substantially all of its property; or
(v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of or otherwise voluntarily commence a case or proceeding under any applicable bankruptcy, insolvency, reorganization or other similar statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or
(vi) the Master Servicer shall fail to deposit in the Certificate Account on any Certificate Account Deposit Date an amount equal to any required Advance which continues unremedied for the earlier of (a) a period of two (2) Business Days or (b) the Business Day immediately preceding the Distribution Date.
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If an Event of Default described in clauses (i) - (v) of this Section shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee, the Certificate Insurer (unless an Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 51% of the Voting Rights (with the consent of the Certificate Insurer), by notice in writing to the Master Servicer and the Swap Provider (and to the Trustee if given by such Holders of Certificates), with a copy to the Rating Agencies, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that the successor to the Master Servicer appointed pursuant to Section 7.02 shall have accepted the duties of Master Servicer effective upon the resignation or termination of the Master Servicer. If an Event of Default described in clause (vi) hereof shall occur, the Trustee, as applicable, shall, by notice to the Master Servicer, the Certificate Insurer and the Depositor, terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that if the Trustee, as applicable, determines (in its sole discretion) that the failure by the Master Servicer to make any required Advance was due to circumstances beyond its control, and the required Advance was otherwise made, the Trustee, as applicable, shall not terminate the Master Servicer. On or after the receipt by the Master Servicer of such notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates (other than as a Holder thereof) or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section, and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise at the expense of the Master Servicer. The Master Servicer agrees to cooperate with (and pay any related costs and expenses of) the Trustee in effecting the termination of the Master Servicer's responsibilities and rights hereunder, including, without limitation, the transfer to the Trustee or the successor Master Servicer for administration by it of (i) the property and amounts which are then or should be part of the Trust Fund or which thereafter become part of the Trust Fund; (ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee to enable it to assume the Master Servicer's duties thereunder; (iii) the rights and obligations of the Master Servicer under the Sub-Servicing Agreements with respect to the Mortgage Loans; and (iv) all cash amounts which shall at the time be deposited by the Master Servicer or should have been deposited to the Custodial or the Certificate Account or thereafter be received with respect to the Mortgage Loans. The Trustee shall not be deemed to have breached any obligation hereunder as a result of a failure to make or delay in making any distribution as and when required hereunder caused by the failure of the Master Servicer to remit any amounts received by it or to deliver any documents held by it with respect to the Mortgage Loans. For purposes of this Section 7.01, the Trustee shall not be deemed to have knowledge of an Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless notice of any event which is in fact such an Event of Default is received by the Trustee as provided in Section 11.05 and such notice references the Certificates, the Trust Fund or this Agreement.
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Section 7.02. Trustee to Act; Appointment of Successor.
Within 90 days of the time the Master Servicer receives a notice of termination pursuant to Section 7.01(i) - (v), the Trustee or its appointed agent shall be the successor in all respects to the Master Servicer in its capacity as Master Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject thereafter to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer including the obligation to make Advances which have been or will be required to be made (except for the responsibilities, duties and liabilities contained in Section 2.03 and its obligations to deposit amounts in respect of losses pursuant to Section 3.12 and 4.01(r)) by the terms and provisions hereof; and provided further, that any failure to perform such duties or responsibilities caused by the Master Servicer's failure to provide information required by Section 4.03 shall not be considered a default by the Trustee hereunder. As compensation therefor, the Trustee shall be entitled to all funds relating to the Mortgage Loans which the Master Servicer would have been entitled to charge to the Custodial Account if the Master Servicer had continued to act hereunder. If the Trustee has become the successor to the Master Servicer in accordance with Section 6.04 or Section 7.02, then notwithstanding the above, if the Trustee shall be unwilling to so act, or shall be unable to so act, the Trustee may appoint, or petition a court of competent jurisdiction or appoint, any established housing and home finance institution, which is also a Fannie Mae- or Freddie Mac-approved mortgage servicing institution, having a net worth of not less than $10,000,000 and acceptable to the Certificate Insurer as evidenced by its prior written consent as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Pending appointment of a successor to the Master Servicer hereunder, the Trustee shall act in such capacity as herein above provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Master Servicer hereunder. Each of the Sponsor, the Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. In no event shall the successor Master Servicer be liable for the acts or omissions of the predecessor Master Servicer.
In connection with the termination or resignation of the Master Servicer hereunder, either (i) the successor Master Servicer, including the Trustee if the Trustee is acting as successor Master Servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Master Servicer as necessary under MERS' rules and regulations, or (ii) the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Master Servicer. The predecessor Master Servicer shall file or cause to be filed any such assignment in the appropriate recording office. The predecessor Master Servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this Section 7.02. The successor Master Servicer shall cause such assignment to be delivered to the Custodian promptly upon receipt of the original with evidence of recording thereon or a copy certified by the public recording office in which such assignment was recorded.
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Any successor, including the Trustee, to the Master Servicer shall maintain in force during its term as master servicer hereunder policies and fidelity bonds to the same extent as the Master Servicer is so required pursuant to Section 3.18.
Any successor, including the Trustee, to the Master Servicer shall not terminate any Sub-Servicing Agreement with Midland without cause.
Notwithstanding anything else herein to the contrary, in no event shall the Trustee be liable for any Master Servicing Fee or Sub-Servicing Fee or for any differential in the amount of the Master Servicing Fee or Sub-Servicing Fee paid hereunder and the amount necessary to induce any successor Master Servicer or Sub-Servicer, as applicable, to act as successor Master Servicer or Sub-Servicer, as applicable, under this Agreement and the transactions set forth or provided for herein.
Section 7.03. Notification to Certificateholders.
(a) Upon any such termination or appointment of a successor to the Master Servicer, the Trustee shall give prompt notice thereof to Certificateholders, the Certificate Insurer and to the Rating Agencies.
(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Holders of Certificates, the Certificate Insurer and the Swap Provider notice of each such Event of Default hereunder known to the Trustee, unless such Event of Default shall have been cured or waived.
Section 7.04. Waiver of Events of Default.
The Holders representing at least 51% of the Voting Rights of Certificates affected by a default or Event of Default hereunder (with the consent of the Certificate Insurer), may waive such default or Event of Default (other than an Event of Default set forth in Section 7.01(vi)); provided, however, that (a) a default or Event of Default under clause (i) of Section 7.01 may be waived only by all of the Holders of Certificates affected by such default or Event of Default (with the consent of the Certificate Insurer) and (b) no waiver pursuant to this Section 7.04 shall affect the Holders of Certificates in the manner set forth in the second paragraph of Section 11.01 or materially adversely affect any non-consenting Certificateholder. Upon any such waiver of a default or Event of Default by the Holders representing the requisite percentage of Voting Rights of Certificates affected by such default or Event of Default, such default or Event of Default shall cease to exist and shall be deemed to have been remedied for every purpose hereunder. No such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon except to the extent expressly so waived. The Master Servicer shall give notice of any such waiver to the Rating Agencies.
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Section 7.05. List of Certificateholders.
Upon written request of the Certificate Insurer or three or more Certificateholders of record, for purposes of communicating with other Certificateholders with respect to their rights under this Agreement, the Trustee will afford such Certificateholders access during business hours to the most recent list of Certificateholders held by the Trustee.
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ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee.
The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If an Event of Default occurs, is continuing and has not been waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. Any permissive right of the Trustee enumerated in this Agreement shall not be construed as a duty.
The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them in accordance with the requirements of this Agreement. If any such instrument is found not to conform to the requirements of this Agreement in a material manner, the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders. Notwithstanding the foregoing, the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer hereunder or any Opinion of Counsel required hereunder.
The Trustee shall prepare and file or cause to be filed on behalf of the Trust Fund any tax return that is required with respect to REMIC 1, REMIC 2, REMIC 3 and REMIC 4 pursuant to applicable federal, state or local tax laws.
The Trustee covenants and agrees that it shall perform its obligations hereunder in a manner so as to maintain the status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 under the REMIC Provisions and to prevent the imposition of any federal, state or local income, prohibited transaction, contribution or other tax on any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to the extent that maintaining such status and avoiding such taxes are within the control of the Trustee and are reasonably within the scope of its duties under this Agreement.
No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;
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(ii) The Trustee shall not be liable for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts; and
(iii) The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Certificate Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement.
Section 8.02. Certain Matters Affecting the Trustee.
Except as otherwise provided in Section 8.01:
(a) The Trustee may conclusively rely upon and shall be fully protected in acting or refraining from acting in reliance upon any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties;
(b) The Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance therewith;
(c) The Trustee shall be under no obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notice pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders or the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which may be incurred therein or thereby and the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) has given its consent; nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee’s corporate trust department has actual knowledge (which has not been waived or cured), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs;
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(d) The Trustee shall not be liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
(e) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 25% of the Voting Rights with the written consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing); provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement reasonable expense of every such examination shall be paid by the Certificateholders or the Certificate Insurer requesting the investigation;
(f) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents, nominees, custodians or attorneys appointed with due care, and shall not be responsible for any willful misconduct or negligence on the part of any agent, attorney, custodian or nominee so appointed;
(g) The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder; and
(h) Whenever in the administration of the provisions of this Agreement the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action to be taken hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of gross negligence or bad faith on the part of the Trustee, be deemed to be conclusively proved and established by a certificate signed and delivered to the Trustee and such certificate, in the absence of gross negligence or bad faith on the part of the Trustee, shall be full warrant to the Trustee for any action taken, suffered or omitted by it under the provisions of this Agreement upon the faith thereof.
The Trustee shall have no obligation to invest and reinvest any cash held in the absence of timely and specific written investment direction from the Master Servicer. In no event shall the Trustee be liable for the selection of investments or for investment losses incurred thereon. The Trustee shall have no liability in respect of losses incurred as a result of the liquidation of any investment incurred as a result of the liquidation of any investment prior to its stated maturity or the failure of the Master Servicer to provide timely written investment direction.
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In order to comply with the laws, rules, regulations and executive orders in effect from time to time applicable to banking institutions, including those relating to the funding of terrorist activities and money laundering (“Lending Laws”), the Trustee is required to obtain, verify and record certain information relating to individuals and entities which maintain a business relationship with the Trustee. Accordingly, each of the parties agrees to provide to the Trustee upon its request from time to time such identifying information and documentation as may be available for such party in order to enable the Trustee to comply with the Lending Laws.
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the signature of the Trustee, the authentication of the Trustee on the Certificates, the acknowledgments of the Trustee contained in Article II) shall be taken as the statements of the Depositor and the Trustee assumes no responsibility for their correctness. The Trustee makes no representations or warranties as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document, or of MERS or the MERS® System. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor or the Master Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Custodial Account by the Master Servicer.
Section 8.04. Trustee May Own Certificates.
The Trustee in its individual or any other capacity (other than as Trustee hereunder) may become the owner or pledgee of Certificates with the same rights it would have if it were not Trustee and may otherwise deal with the parties hereto.
Section 8.05. Trustee’s Fees.
On each Distribution Date, the Trustee shall be entitled to withdraw from the Certificate Account as compensation hereunder any amounts earned on funds in the Certificate Account. Such compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) shall be paid for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder or of the Trustee. Except as otherwise provided in this Agreement, the Trustee and any director, officer, employee or agent of the Trustee shall be indemnified and held harmless by the Trust Fund against any claim, loss, liability, fee or expense incurred in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action), relating to the acceptance or administration of its trusts hereunder or the Trustee’s performance under the Certificates, other than any claim, loss, liability or expense (i) sustained in connection with this Agreement related to the willful misfeasance, bad faith or negligence of the Master Servicer in the performance of its duties hereunder or (ii) incurred in connection with a breach constituting willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of reckless disregard of its obligations and duties hereunder.
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The Master Servicer shall indemnify the Trustee and any director, officer, employee or agent of the Trustee against any such claim or legal action (including any pending or threatened claim or legal action), loss, liability, fee or expense that may be sustained in connection with this Agreement related to the willful misfeasance, bad faith, or negligence in the performance of the Master Servicer's duties hereunder.
The provisions of this Section 8.05 shall survive the resignation or removal of the Trustee or the termination of this Agreement.
Section 8.06. Eligibility Requirements for Trustee.
The Trustee hereunder shall at all times be a corporation or a national banking association organized and doing business under the laws of any state or the United States of America or the District of Columbia, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. In addition, the Trustee shall at all times be acceptable to the Rating Agency rating the Certificates. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. The corporation or national banking association serving as Trustee may have normal banking and trust relationships with the Sponsor and their affiliates or the Master Servicer and its affiliates; provided, however, that such corporation cannot be an affiliate of the Master Servicer other than the Trustee in its role as successor to the Master Servicer.
Section 8.07. Resignation and Removal of the Trustee.
The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Master Servicer; with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider; provided, that such resignation shall not be effective until successor trustee is appointed and accepts appointment in accordance with the following provisions; provided, however, that the resigning trustee shall not resign and be discharged from the trusts hereby created until such time as the Rating Agency rating the Certificates and the Certificate Insurer approves the successor trustee. Upon receiving such notice of resignation, the Master Servicer shall promptly appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, one copy of which instrument shall be delivered to the resigning trustee and to the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.
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If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Master Servicer, or if at any time the Trustee shall become incapable of acting, or shall be adjudged bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, the Master Servicer with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing), which consent shall not be unreasonably withheld, may remove the Trustee and appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, which instrument shall be delivered to the Trustee so removed and to the successor trustee.
Any resignation or removal of the Trustee and appointment of successor trustee pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor trustee as provided in Section 8.08.
Section 8.08. Successor Trustee.
Any successor trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Master Servicer an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein. The predecessor trustee shall after payment of its outstanding fees and expenses, promptly deliver to the successor trustee all assets and records of the Trust Fund held by it hereunder, and the Master Servicer and the predecessor trustee shall execute and deliver all such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties and obligations.
No successor trustee shall accept appointment as provided in this Section unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 8.06.
Upon acceptance of appointment by successor trustee as provided in this Section, the Master Servicer shall mail notice of the succession of such trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register. If the Master Servicer fails to mail such notice within ten days after acceptance of appointment by the successor trustee, the successor trustee shall cause such notice to be mailed at the expense of the Master Servicer.
Any Person appointed as successor trustee pursuant to Section 8.08 shall also be required to serve as successor supplemental interest trust trustee under the derivative documents.
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Section 8.09. Merger or Consolidation of Trustee.
Any state bank or trust company or corporation or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any state bank or trust company or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any state bank or trust company or corporation or national banking association succeeding to all or substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided such state bank or trust company or corporation or national banking association shall be eligible under the provisions of Section 8.06 without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
Section 8.10. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing the same may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity, such title to the Trust Fund, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment without the Master Servicer. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as successor trustee under Section 8.06 hereunder and no notice to Holders of Certificates of the appointment of co-trustee(s) or separate trustee(s) shall be required under Section 8.08 hereof.
In the case of any appointment of a co-trustee or separate trustee pursuant to this Section 8.10, all rights, powers, duties and obligations conferred or imposed upon the Trustee and required to be conferred or such co-trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the direction of the Trustee.
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee.
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Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee to the extent permitted by law, without the appointment of a new or successor trustee.
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ARTICLE IX
TERMINATION
Section 9.01. Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates.
(a) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 1, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 1 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 1 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 1 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 1 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 1 Swap Termination Payment (which shall include any Group 1 Net Swap Payment payable for the final Distribution Date) payable to the Group 1 Swap Provider pursuant to the related Group 1 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 1 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 1 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in February 2037 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (a)(i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 1 Loans and related Mortgage Files and related records to the Master Servicer.
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The right of the Master Servicer or its designee to repurchase all Group 1 Loans pursuant to (a)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.
In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 1 pursuant to clause (a)(i) above, only an amount equal to the repurchase price specified in such clause (a)(i) above for such Mortgage Loans and REO Property, less any related Group 1 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 1-IO Interests. The Group 1 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 1 Supplemental Interest Trust to be paid in accordance with Section 4.10(ii). The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
(b) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(a), conditioned upon the related Aggregate Stated Principal Balance of such Group 1 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 1 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 1 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 1 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.
(c) In connection with any Group 1 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 1 Interest Rate Swap Agreement) and by phone from the Group 1 Swap Provider the amount of the related Group 1 Estimated Swap Termination Payment. The Group 1 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 1 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 1 Estimated Swap Termination Payment.
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(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 1 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 1 Loans, and the requirements of the Group 1 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 1 Supplemental Interest Trust, the Trustee and the Group 1 Swap Provider confirming (in accordance with the applicable provisions of the Group 1 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 1 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 1 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 1 Swap Provider shall determine the Group 1 Swap Optional Termination Payment in accordance with the Group 1 Interest Rate Swap Agreement, and the Group 1 Swap Provider shall provide to the Trustee written notice of the amount of the Group 1 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.
(e) In connection with any Group 1 Optional Termination, only an amount equal to the purchase price less any Group 1 Swap Optional Termination Payment and less any amounts payable to the Certificate Insurer shall be made available for distribution to the related Regular Certificates; provided that the amount to be distributed to the Class 1-AM Certificates and to the Certificate Insurer must be sufficient to not result in a draw on the Certificate Guaranty Insurance Policy and not leave any amount owed to the Certificate Insurer unpaid. Any Group 1 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider in accordance with Section 4.10(ii), as applicable, an amount equal to the Group 1 Swap Optional Termination Amount calculated pursuant to the Group 1 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 1 Swap Provider in respect of the Group 1 Swap Optional Termination Amount exceed the Group 1 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 1 Estimated Swap Termination Payment over the Group 1 Swap Optional Termination Payment. The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
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(f) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 2, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 2 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 2 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 2 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 2 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 2 Swap Termination Payment (which shall include any Group 2 Net Swap Payment payable for the final Distribution Date) payable to the Group 2 Swap Provider pursuant to the related Group 2 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 2 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 2 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in December 2036 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 2 Loans and related Mortgage Files and related records to the Master Servicer.
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The right of the Master Servicer or its designee to repurchase all Group 2 Loans pursuant to (f)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.
In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 2 pursuant to clause (f)(i) above, only an amount equal to the repurchase price specified in such clause (f)(i) above for such Mortgage Loans and REO Property, less any related Group 2 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 2-IO Interests. The Group 2 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 2 Supplemental Interest Trust to be paid in accordance with Section 4.11(ii). The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
(g) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(f), conditioned upon the related Aggregate Stated Principal Balance of such Group 2 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 2 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 2 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 2 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.
(h) In connection with any Group 2 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 2 Interest Rate Swap Agreement) and by phone from the Group 2 Swap Provider the amount of the related Group 2 Estimated Swap Termination Payment. The Group 2 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 2 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 2 Estimated Swap Termination Payment.
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(i) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 2 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 2 Loans, and the requirements of the Group 2 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 2 Supplemental Interest Trust, the Trustee and the Group 2 Swap Provider confirming (in accordance with the applicable provisions of the Group 2 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 2 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 2 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 2 Swap Provider shall determine the Group 2 Swap Optional Termination Payment in accordance with the Group 2 Interest Rate Swap Agreement, and the Group 2 Swap Provider shall provide to the Trustee written notice of the amount of the Group 2 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.
(j) In connection with any Group 2 Optional Termination, only an amount equal to the purchase price less any Group 2 Swap Optional Termination Payment and less any amounts payable to the Certificate Insurer shall be made available for distribution to the related Regular Certificates; provided that the amount to be distributed to the Class 2-A Certificates and to the Certificate Insurer must be sufficient to not result in a draw on the Certificate Guaranty Insurance Policy and not leave any amount owed to the Certificate Insurer unpaid. Any Group 2 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider in accordance with Section Section 4.11(ii), as applicable, an amount equal to the Group 2 Swap Optional Termination Amount calculated pursuant to the Group 2 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 2 Swap Provider in respect of the Group 2 Swap Optional Termination Amount exceed the Group 2 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 2 Estimated Swap Termination Payment over the Group 2 Swap Optional Termination Payment. The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
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(k) Written notice of any termination, specifying the Distribution Date upon which the related Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to the related Certificateholders, the Swap Providers and the Certificate Insurer mailed (a) in the event such notice is given in connection with the Master Servicer's election to repurchase, not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution or (b) otherwise during the month of such final distribution on or before the 15th day of the month (or if such 15th day is not a Business Day, on the Business Day immediately preceding such 15th day) in such month, in each case specifying (i) the Distribution Date upon which final payment of such Certificates will be made upon presentation and surrender of Certificates at the office of the Trustee therein designated, (ii) the amount of any such final payment and (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of such Certificates at the office of the Trustee therein specified. In the event such notice is given in connection with the Master Servicer or its designee's election to repurchase, the Master Servicer or its designee shall deliver to the Trustee for deposit in the Certificate Account on the day which is two Business Days immediately preceding the Distribution Date specified in such notice an amount equal to the above-described repurchase price payable out of its own funds. Upon presentation and surrender of the related Certificates by the Certificateholders, the Trustee shall first, pay itself its fee for such Distribution Date (as described in Section 8.05 ) and any other amounts owing to the Trustee under this Agreement, and second, distribute to such Certificateholders and the Certificate Insurer (i) the amount otherwise distributable on such Distribution Date, if not in connection with the Master Servicer's election to repurchase, or (ii) if the Master Servicer elected to so repurchase, an amount determined as follows: with respect to each related Regular Certificate, the outstanding Certificate Principal Balance thereof, plus with respect to each Regular Certificate (other than the Class P Certificates) and the related Class IO Interest, one month's interest thereon at the applicable Pass-Through Rate, or otherwise distributable thereto, and any Unpaid Interest Shortfall Amount, plus with respect to each Subordinate Certificate, any unpaid Allocated Realized Loss Amount; with respect to the Class R Certificates, the Percentage Interest evidenced thereby multiplied by the difference, if any, between the above described repurchase price (as adjusted in accordance with the preceding paragraph) and the aggregate amount to be distributed to the Holders of the related Regular Certificates and the related Class IO Interest, subject to the priorities set forth in Section 4.01; and with respect to the Certificate Insurer, any amounts owed under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement. Upon certification to the Trustee and the Custodian by a Servicing Officer, following such final deposit, the Custodian shall promptly release the Mortgage Files as directed by the Master Servicer for the remaining Mortgage Loans, and the Trustee shall execute all assignments, endorsements and other instruments required by the Master Servicer as being necessary to effectuate such transfer.
In the event that all of the related Certificateholders shall not surrender their Certificates for cancellation within six months after the time specified in the above-mentioned notice, the Trustee shall give a second notice to the remaining related Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all of the related Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor in writing, or appoint an agent to take reasonable steps, to contact the remaining related Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject hereto. If within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto.
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Section 9.02. Termination of REMIC 4 and Retirement of Class R Certificates.
REMIC 4 shall be terminated on the earlier of (i) the date on which the last distribution due on each of the REMIC 4 Regular Interests and Class R Certificates (in respect of the Class R-4 Interest) is made and (ii) the date on which it is terminated pursuant to an optional repurchase of all of the Mortgage Loans in accordance with Section 9.03. Notwithstanding anything to the contrary herein, the Class R Certificates will not be retired until the later of (i) the retirement of all the Certificates related to Loan Group 1 and (ii) the retirement of all the Certificates related to Loan Group 2.
Section 9.03. Additional Termination Requirements.
(a) In the event the Master Servicer repurchases any Mortgage Loans or REO Property in a Loan Group as provided in Section 9.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Master Servicer, at its own expense, obtains for the Trustee an Opinion of Counsel (which shall be provided to the Trustee at least two Business Days prior to the related Distribution Date) to the effect that the failure of the Trust Fund to comply with the requirements of this Section 9.03 will not (i) result in the imposition on the Trust of taxes on “prohibited transactions,” as described in Section 860F of the Code, or (ii) cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding:
(i) The Master Servicer shall establish a 90-day liquidation period and notify the Trustee in writing thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the Tax Return for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, pursuant to Treasury Regulation Section 1.860F-1. The Master Servicer and the Trustee also shall satisfy all of the requirements of a qualified liquidation for REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, under Section 860F of the Code and regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Master Servicer, as applicable;
(ii) During such 90-day liquidation period, and at or prior to the time of making the final payment on the related Certificates, the Trustee shall sell all of the assets of REMIC 1 or REMIC 2, as the case may be, for cash; and
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(iii) At the time of the making of the final payment on the related Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Class R Certificates all cash on hand (other than cash retained to meet claims), and REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, shall terminate at that time.
(b) By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for the related REMICs, which authorization shall be binding upon all successor Certificateholders.
(c) The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Master Servicer and the receipt of the Opinion of Counsel referred to in clause (a)(i) above and to take such other action in connection therewith as may be reasonably requested by the Master Servicer.
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ARTICLE X
REMIC PROVISIONS
Section 10.01. REMIC Administration.
(a) The Trustee shall make an election to treat the Trust Fund as four REMICs under the Code and, if necessary, under applicable state law. Each such election will be made on Form 1066 or other appropriate federal tax or information return (including Form 8811) or any appropriate state return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. For the purposes of the REMIC elections in respect of the Trust Fund, (i) the Class R-1 Interest will constitute the sole class of Residual Interests in REMIC 1, the REMIC 1 Regular Interests shall be designated as the Regular Interests in REMIC 1 (ii) the Class R-2 Interest will constitute the sole class of Residual Interests in REMIC 2, the REMIC 2 Regular Interests shall be designated as the Regular Interests in REMIC 2, (iii) the Class R-3 Interest will constitute the sole class of Residual Interests in REMIC 3, the REMIC 3 Regular Interests shall be designated as the Regular Interests in REMIC 3, (iv) the Class R-4 Interest will constitute the sole class of Residual Interests in REMIC 4, and the REMIC 4 Regular Interests shall be designated as the Regular Interests in REMIC 4. The Master Servicer and the Trustee shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in REMIC 1, REMIC 2, REMIC 3 or REMIC 4 other than the REMIC 1 Regular Interests, REMIC 2 Regular Interests, REMIC 3 Regular Interests, REMIC 4 Regular Interests, the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest. The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via Form SS-4 or any other acceptable method for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4.
(b) The Closing Date is hereby designated as the “startup day” of the Trust Fund within the meaning of Section 860G(a)(9) of the Code.
(c) The Trustee shall pay out of its own funds, without any right of reimbursement, any and all expenses relating to any tax audit of the REMICs (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to the REMICs that involve the Internal Revenue Service or state tax authorities), other than the expense of obtaining any tax-related Opinion of Counsel except as specified herein. The Trustee, as agent for the REMICs' Tax Matters Person, shall (i) act on behalf of the REMICs in relation to any tax matter or controversy involving the Trust Fund and (ii) represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto.
(d) The Trustee shall prepare, sign and file all of the Tax Returns (including Form 8811, which must be filed within 30 days of the Closing Date) in respect of the REMICs created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee without any right of reimbursement therefor. The Master Servicer shall provide on a timely basis to the Trustee or its designee such information with respect to the assets of the REMICs as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this Article X.
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(e) The Trustee shall perform on behalf of the REMICs all reporting and other tax compliance duties that are the responsibility of the REMICs under the Code, the REMIC Provisions or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, as required by the Code, the REMIC Provisions or other such compliance guidance, the Trustee shall provide (i) to any Transferor of a Class R Certificate such information as is necessary for the application of any tax relating to the transfer of a Class R Certificate to any Person who is not a Permitted Transferee, (ii) to the Certificateholders such information or reports as are required by the Code or the REMIC Provisions including reports relating to interest, original issue discount and market discount or premium (using the Prepayment Assumption as required) and (iii) to the Internal Revenue Service the name, title, address and telephone number of the Person who will serve as the representative of the REMICs. The Master Servicer shall provide on a timely basis to the Trustee such information with respect to the assets of the REMICs, including, without limitation, the related Mortgage Loans, as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this subsection. In addition, the Depositor shall provide or cause to be provided to the Trustee, within ten (10) days after the Closing Date, all information or data that the Trustee reasonably determines to be relevant for tax purposes as to the valuations and issue prices of the Certificates, including, without limitation, the price, yield, Prepayment Assumption and projected cash flow of the Certificates.
(f) The Trustee shall take such action and shall cause the REMICs created hereunder to take such action as shall be necessary to create or maintain the status thereof as REMICs under the REMIC Provisions (and the Master Servicer shall assist it, to the extent reasonably requested by it). The Trustee shall not take any action or cause the Trust Fund to take any action, or fail to take (or fail to cause to be taken), any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (ii) result in the imposition of a tax upon the REMICs (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to take or not take such action, but in no event at the expense of the Trustee) to the effect that the contemplated action or omission will not, with respect to the REMICs created hereunder, endanger such status or result in the imposition of such a tax; nor shall the Master Servicer take, or fail to take, any action (whether or not authorized hereunder) as to which the Trustee has advised it in writing that it has received an Opinion of Counsel to the effect that an Adverse REMIC Event could occur with respect to the taking, or omission of, such action. In addition, prior to taking, or failing to take, any action with respect to the REMICs or the assets of the REMICs, or causing, or failing to cause, the REMICs to take any action, which is not contemplated under the terms of this Agreement, the Master Servicer will consult with the Trustee or its designee, in writing, with respect to whether the taking, or omission of, such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and the Master Servicer shall not take, or fail to take, any such action, or cause, or fail to cause, any REMIC to take, any such action as to which the Trustee has advised it in writing that an Adverse REMIC Event could occur. The Trustee may consult with counsel to provide such written advice, and the cost of same shall be borne by the party seeking to take or not take the action other than as permitted by this Agreement, but in no event shall such cost be an expense of the Trustee. At all times as may be required by the Code, the Trustee will ensure that substantially all of the assets of the REMICs created hereunder will consist of “qualified mortgages” as defined in Section 860G(a)(3) of the Code and “permitted investments” as defined in Section 860G(a)(5) of the Code.
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(g) In the event that any tax is imposed on “prohibited transactions” of any REMIC created hereunder as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of any REMIC as defined in Section 860G(c) of the Code, on any contributions to any REMIC after the Startup Day therefor pursuant to Section 860G(d) of the Code, or any other tax is imposed by the Code or any applicable provisions of state or local tax laws, such tax shall be charged (i) to the Trustee pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trustee of any of its obligations under this Article X, (ii) to the Master Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Master Servicer of any of its obligations under Article III or this Article X or otherwise, (iii) to the Master Servicer as provided in Section 3.05 and (iv) against amounts related to such REMIC and the Loan Group to which such REMIC relates on deposit in the Certificate Account and shall be paid by withdrawal therefrom to the extent not required to be paid by the Master Servicer or the Trustee pursuant to another provision of this Agreement.
(h) On or before April 15 of each calendar year, commencing April 15, 2007, the Trustee shall deliver to the Master Servicer and the Rating Agency a Certificate from a Responsible Officer of the Trustee stating the Trustee’s compliance with this Article X.
(i) The Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis.
(j) Following the Startup Day, the Trustee shall not accept any contributions of assets to the REMICs other than in connection with any Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04 unless it shall have received an Opinion of Counsel to the effect that the inclusion of such assets in the REMICs will not cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as REMICs at any time that any Certificates are outstanding or subject either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to any tax under the REMIC Provisions or other applicable provisions of federal, state and local law or ordinances.
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(k) Neither the Trustee nor the Master Servicer shall enter into any arrangement under which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.
Section 10.02. Prohibited Transactions and Activities.
None of the Depositor, the Master Servicer or the Trustee shall (except as otherwise expressly permitted under the terms of this Agreement) (1) sell, dispose of or substitute for any of the Mortgage Loans (except in connection with (i) the foreclosure of a Mortgage Loan, including but not limited to, the acquisition or sale of a Mortgaged Property acquired by deed in lieu of foreclosure, (ii) the bankruptcy of the Trust Fund, (iii) the termination of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to Article IX of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a purchase of defective or defaulted Mortgage Loans pursuant to Article II or III of this Agreement), nor acquire any assets for the Trust Fund (other than REO Property acquired in respect of a defaulted Mortgage Loan), (2) sell or dispose of any investments in the Custodial Account or the Certificate Account for gain, (3) accept any contributions to the REMICs after the Closing Date (other than a Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04), in each case, unless it has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to cause such sale, disposition, substitution, acquisition or contribution, but in no event at the expense of the Trustee) that such sale, disposition, substitution, acquisition or contribution will not (a) affect adversely the status of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (b) cause the Trust Fund to be subject to a tax on “prohibited transactions” or “contributions” pursuant to the REMIC Provisions.
Section 10.03. Master Servicer and Trustee Indemnification.
(a) The Trustee agrees to indemnify the Trust Fund, the Depositor, and the Master Servicer for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of a breach of the Trustee’s covenants set forth in this Article X.
(b) The Master Servicer agrees to indemnify the Trust Fund, the Depositor and the Trustee for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Certificate Insurer, the Depositor or the Trustee, as a result of a breach of the Master Servicer's covenants set forth in Article III or this Article X, in each case with respect to compliance with the REMIC Provisions.
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ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Amendment.
This Agreement may be amended from time to time by the Depositor, the Master Servicer and the Trustee, with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) without the consent of any of the Certificateholders or the Swap Provider, (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein or to correct any error, (iii) to amend this Agreement in any respect subject to the provisions in clauses (A) and (B) below, or (iv) if such amendment, as evidenced by an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, is reasonably necessary to comply with any requirements imposed by the Code or any successor or amendatory statute or any temporary or final regulation, revenue ruling, revenue procedure or other written official announcement or interpretation relating to federal income tax laws or any proposed such action which, if made effective, would apply retroactively to the Trust Fund at least from the effective date of such amendment; provided that such action (except any amendment described in (iv) above) shall not adversely affect in any material respect the interests of any Certificateholder (other than Certificateholders who shall consent to such amendment), the Certificate Insurer (if an Insurer Default has occurred and is continuing) and the Swap Provider, as evidenced by (A) an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, the Swap Provider and the Certificate Insurer and (B) a letter from each Rating Agency, confirming that such amendment shall not cause it to lower its rating on any of the Certificates without taking the Certificate Guaranty Insurance Policy into account.
This Agreement may also be amended from time to time by the Depositor, the Master Servicer and the Trustee with the consent of the Certificate Insurer and Holders of Certificates entitled to at least 66-2/3% of the Voting Rights for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Holders of any Class of Certificates in a manner other than as described in (i), without the consent of the Holders of Certificates of such Class evidencing at least 66-2/3% of the Voting Rights of such Class, or (iii) reduce the aforesaid percentage of Certificates the Holders of which are required to consent to any such amendment, without the consent of the Holders of all Certificates then outstanding. Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.01, Certificates registered in the name of the Sponsor or the Master Servicer or any affiliate thereof shall be entitled to Voting Rights with respect to matters described in (i), (ii) and (iii) of this paragraph.
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Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless they shall have first received an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment will not result in the imposition of any tax on either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to the REMIC Provisions or cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding.
Promptly after the execution of any such amendment the Trustee shall furnish a copy of such amendment or a written statement describing the amendment to each Certificateholder, with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider.
It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.
Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer nor the Trustee shall (i) enter into any amendment to Section 4.09 or Section 4.01(l)(vii) or (m)(vii) of this Agreement without the prior written consent of the Swap Provider or (ii) enter into an amendment of this Agreement, as evidenced by an Officer's Certificate of the Depositor, that could reasonably be expected to have a materially adverse effect on the Swap Provider without the Swap Provider's consent, which consent shall not be unreasonably withheld, conditioned or delayed.
Prior to executing any amendment pursuant to this Section, the Trustee shall be entitled to receive an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment is authorized or permitted by this Agreement. The cost of any Opinion of Counsel delivered pursuant to this Section 11.01 shall be an expense of the party requesting such amendment, but in any case shall not be an expense of the Trustee.
The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section that affects its rights, duties and immunities under this Agreement or otherwise.
Section 11.02. Recordation of Agreement; Counterparts.
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Master Servicer at the expense of the Certificateholders, but only upon direction of the Depositor accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.
202
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
Section 11.03. Limitation on Rights of Certificateholders.
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
No Certificateholder shall have any right to vote (except as expressly provided for herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a notice of an Event of Default, or of a default by the Sponsor or the Trustee in the performance of any obligation hereunder, and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 51% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder, the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.
203
Section 11.04. Governing Law.
This Agreement and the Certificates shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
Section 11.05. Notices.
All demands, notices and direction hereunder shall be in writing and shall be deemed effective upon receipt when delivered to (a) in the case of the Depositor, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (b) in the case of Impac Funding, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (c) in the case of the Trustee, to its Corporate Trust Offices, or such other address as may hereafter be furnished to the other parties hereto in writing; (d) in the case of the Rating Agencies, Standard & Poor’s, 55 Water Street, 41st Floor, New York, NY 10041, Attention: Asset Backed Surveillance Department; and Moody’s, Moody’s Investors Service, Inc., Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007; (e) in the case of the Certificate Insurer, Ambac Assurance Corporation, One State Street Plaza, New York, New York 10004, Attention: Consumer Asset-Backed Securities Group or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Certificate Insurer; or (f) in the case of the Swap Provider, Bank of America, N.A., 233 South Wacker Drive, Suite 2800, Chicago, IL 60606 or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Swap Provider. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
Section 11.06. Severability of Provisions.
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
Section 11.07. Successors and Assigns.
The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and assigns of the parties hereto, and all such provisions shall inure to the benefit of the Trustee, the Certificate Insurer and the Certificateholders.
204
Section 11.08. Article and Section Headings.
The article and Section headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning hereof.
Section 11.09. Notice to Rating Agencies.
The Trustee shall use its best efforts to promptly provide notice to each Rating Agency and the Certificate Insurer referred to below with respect to each of the following of which it has actual knowledge:
1. Any material change or amendment to this Agreement;
2. The occurrence of any Event of Default that has not been cured;
3. The resignation or termination of the Master Servicer or the Trustee;
4. The repurchase or substitution of Mortgage Loans pursuant to Section 2.04;
5. The final payment to Certificateholders; and
6. Any change in the location of the Custodial Account or the Certificate Account.
In addition, the Trustee shall promptly furnish to each Rating Agency copies of each report to Certificateholders described in Section 4.02; and the Master Servicer shall promptly furnish to each Rating Agency copies of each annual independent public accountants' servicing report received as described in Section 3.20.
Any such notice pursuant to this Section 11.09 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) in the case of Standard & Poor's, 55 Water Street, 41st Floor, New York, New York 10041, Attention: Asset Backed Surveillance Department and (ii) in the case of Moody's, Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007, or, in each case, such other address as either such Rating Agency may designate in writing to the parties thereto.
Section 11.10. Rights of the Certificate Insurer.
(a) The Certificate Insurer is an express third-party beneficiary of this Agreement.
(b) On each Distribution Date the Trustee shall make available to the Certificate Insurer a copy of the reports made available to the Certificateholders and the Depositor on such Distribution Date.
205
(c) The Trustee shall provide to the Certificate Insurer copies of any report, notice, Opinion of Counsel, Officers’ Certificate, request for consent or request for amendment to any document related hereto promptly upon the Trustee’s production or receipt thereof.
(d) Unless an Insurer Default exists, the Trustee, the Depositor and the Master Servicer shall not agree to any amendment to this Agreement without first having obtained the prior written consent of the Certificate Insurer, which consent shall not be unreasonably withheld.
(e) So long as there does not exist a failure by the Certificate Insurer to make a required payment under the Certificate Guaranty Insurance Policy, the Certificate Insurer will have the right to exercise all rights of the Holders of the Class 1-AM Certificates and the Class 2-A Certificates under this Agreement (including voting rights) without the consent of the Holders.
Section 11.11. Control by the Certificate Insurer.
With respect to the Class 1-AM Certificates and Class 2-A Certificates only, the Certificate Insurer, or, if an Insurer Default exists, the Holders of a majority of the Class 1-AM Certificates and Class 2-A Certificates shall have the right (subject to the provisions of Section 11.03) to direct the time, method and place of conducting any proceeding for any remedy available to the Trustee with respect to the Class 1-AM Certificates and Class 2-A Certificates or exercising any trust or power conferred on the Trustee; provided that:
(i) such direction shall not be in conflict with any rule of law or with this Agreement:
(ii) if an Insurer Default exists, any direction to the Trustee to sell or liquidate the Trust Fund shall be by Holders of Certificates representing not less than 100% of the Certificate Principal Balance of the Certificates;
(iii) the Trustee may take any other action deemed proper by the Trustee that is not inconsistent with such direction of the Holders of Certificates representing a majority of the Certificate Principal Balance of the Certificates.
Notwithstanding the rights of Certificateholders set forth in this Section 11.11 the Trustee need not take any action that it determines might involve it in liability unless such Holders of Certificates or the Certificate Insurer shall have offered security or indemnity satisfactory to the Trustee, against the costs, expenses and liabilities which might be incurred by it in compliance with such request, order or direction.
The Trustee shall not be deemed to have knowledge of an Insurer Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless the Trustee received written notice of such Insurer Default.
206
Section 11.12. Third Party Rights.
The Swap Provider and the Cap Counterparties shall be express third-party beneficiaries of this Agreement to the extent of their express rights to receive payments under this Agreement or any other express rights of the Swap Provider and the Cap Counterparties explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if the Swap Provider and the Cap Counterparties were parties hereto.
207
IN WITNESS WHEREOF, the Depositor, the Master Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized all as of the day and year first above written.
IMPAC SECURED ASSETS CORP.,
Depositor
By: /s/ Gretchen Verdugo
Name: Gretchen Verdugo
Title: EVP & CFO
Name: Gretchen Verdugo
Title: EVP & CFO
IMPAC FUNDING CORPORATION,
Master Servicer
By: /s/ Gretchen Verdugo
Name: Gretchen Verdugo
Title: EVP & CFO
DEUTSCHE BANK NATIONAL TRUST COMPANY,
Trustee
By: /s/ Marion Hogan
Name: Marion Hogan
Title: Associate
By: /s/ Barbara Campbell
Name: Barbara Campbell
Title: Vice President
Agreed and accepted to with respect to
its obligations under Section 9.01(a)
IMPAC MORTGAGE HOLDINGS, INC.
(solely with respect to its obligations under
Section 9.01(a))
By: /s/ Gretchen Verdugo
Name: Gretchen Verdugo
Title: EVP & CFO
STATE OF CALIFORNIA | ) |
) ss.: | |
COUNTY OF ORANGE | ) |
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Secured Assets Corp., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
/s/ Matt Parsons
Notary Public
[Notarial Seal]
STATE OF CALIFORNIA | ) |
) ss.: | |
COUNTY OF ORANGE | ) |
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Funding Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
/s/ Matt Parsons
Notary Public
[Notarial Seal]
STATE OF CALIFORNIA | ) |
) ss.: | |
COUNTY OF ORANGE | ) |
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Marion Hogan, known to me to be a(n) Associate of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
/s/ Nadia Nguyen
Notary Public
[Notarial Seal]
STATE OF CALIFORNIA | ) |
) ss.: | |
COUNTY OF ORANGE | ) |
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Barbara Campbell, known to me to be a(n) Vice President of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
/s/ Nadia Nguyen
Notary Public
[Notarial Seal]
STATE OF CALIFORNIA | ) |
) ss.: | |
COUNTY OF ORANGE | ) |
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Mortgage Holdings, Inc., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
/s/ Matt Parsons
Notary Public
[Notarial Seal]
EXHIBIT A
FORM OF CLASS A CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
[FOR THE CLASS 1-A1-[A][B][C] [1-AM] CERTIFICATES] [PRIOR TO THE TERMINATION OF THE GROUP 1 SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).]
[FOR THE CLASS 2-A CERTIFICATES] [PRIOR TO THE TERMINATION OF THE GROUP 2 SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).]
A-1
Certificate No. 1 | Adjustable Pass-Through Rate | |
Class [1-A1-[A][B][C]] [1-AM] [2-A] Senior | ||
Date of Pooling and Servicing Agreement and Cut-off Date: March 1, 2007 | Percentage Interest: [_]% | |
First Distribution Date: April 25, 2007 | Aggregate Initial [Certificate Principal] [Notional] Balance of the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates: $[_____________] | |
Master Servicer: | Initial [Certificate Principal] [Notional] | |
Impac Funding Corporation | Balance of this Certificate: | |
$[____________] | ||
Assumed Final | CUSIP: [_________] | |
Distribution Date: [_____________], 20__ |
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-2
evidencing a percentage interest in the distributions allocable to the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
[For the Class 1-A1-[A][B][C] [1-AM] Certificates] [This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.]
A-2
[For the Class 2-A Certificates] [This Certificate is payable solely from the assets of the Trust Fund and the Certificate Guaranty Insurance Policy, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.]
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates, both as specified above) in certain distributions with respect to the Trust Fund consisting primarily of an interest in a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
A-3
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
[For the Class 2-A Certificates] [Ambac Assurance Corporation, in consideration of the payment of the premium and subject to the terms of the Certificate Guaranty Insurance Policy, has unconditionally and irrevocably guaranteed the payment of an amount equal to the Insured Amount (as defined in the Certificate Guaranty Insurance Policy) with respect to the Class 2-A Certificates with respect to each Distribution Date.]
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
[For the Class 1-A1-[A][B][C] [1-AM] Certificates] [Prior to the termination of the Group 1 Supplemental Interest Trust, any transferee shall be deemed to have made the representations in Section 5.02(c) of the Agreement.]
[For the Class 2-A Certificates] [Prior to the termination of the Group 2 Supplemental Interest Trust, any transferee shall be deemed to have made the representations in Section 5.02(c) of the Agreement.]
A-4
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
A-5
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
A-6
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor | |
Signature Guaranteed |
A-7
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to &am p;#1 60; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
A-8
EXHIBIT B-1
FORM OF CLASS M CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [THE CLASS 1-M-1 CERTIFICATES] [,] [AND] [THE CLASS 1-M-2 CERTIFICATES] [,] [AND] [THE CLASS 1-M-3 CERTIFICATES] [,] [AND] [THE CLASS 1-M-4 CERTIFICATES] [,] [AND] [THE CLASS 1-M-5 CERTIFICATES] [,] [AND] [THE CLASS 1-M-6 CERTIFICATES] [,] [AND] [THE CLASS 1-M-7 CERTIFICATES] [,] [AND] [THE CLASS 1-M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
B-1-1
ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).
Certificate No. 1 | Adjustable Pass-Through Rate |
Class 1-M-[1][2][3][4][5][6][7][8] | Aggregate Initial Certificate Principal |
Balance of the Class 1-M-[1][2][3][4][5][6][7][8] Certificates: | |
$[____________] | |
Date of Pooling and Servicing | Initial Certificate Principal Balance of this Certificate: |
Agreement and Cut-off Date: | |
March 1, 2007 | $[____________] |
First Distribution Date: | CUSIP: [________] |
April 25, 2007 | |
Master Servicer: | |
Impac Funding Corporation | |
Assumed Final Distribution Date: | |
[________ __], 20__ |
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-2
evidencing a percentage interest in any distributions allocable to the Class 1-M-[1][2][3][4][5][6][7][8] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
B-1-2
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class 1-M-[1][2][3][4][5][6][7][8] Certificates, both as specified above) in certain distributions with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class 1-M-[1][2][3][4][5][6][7][8] Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
Any transferee shall be deemed to have made the representations set forth in Section 5.02(c) of the Agreement.
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal and any Realized Losses allocable hereto.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
B-1-3
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
B-1-4
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
B-1-5
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class 1-M-[1][2][3][4][5][6][7][8] Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
B-1-6
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor | |
Signature Guaranteed |
B-1-7
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to & amp; #160; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
B-1-8
EXHIBIT B-2
FORM OF CLASS B CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [THE CLASS 1-M-1 CERTIFICATES] [,] [AND] [THE CLASS 1-M-2 CERTIFICATES] [,] [AND] [THE CLASS 1-M-3 CERTIFICATES] [,] [AND] [THE CLASS 1-M-4 CERTIFICATES] [,] [AND] [THE CLASS 1-M-5 CERTIFICATES] [,] [AND] [THE CLASS 1-M-6 CERTIFICATES] [,] [AND] [THE CLASS 1-M-7 CERTIFICATES] [,] [AND] [THE CLASS 1-M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
B-2-1
ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).
Certificate No. 1 | Adjustable Pass-Through Rate |
Class 1-B | Aggregate Initial Certificate Principal |
Balance of the Class 1-B Certificates: | |
$[____________] | |
Date of Pooling and Servicing | Initial Certificate Principal Balance of this Certificate: |
Agreement and Cut-off Date: | |
March 1, 2007 | $[____________] |
First Distribution Date: | CUSIP: [________] |
April 25, 2007 | |
Master Servicer: | |
Impac Funding Corporation | |
Assumed Final Distribution Date: | |
[________ __], 20__ |
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-2
evidencing a percentage interest in any distributions allocable to the Class 1-B Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
B-2-2
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class 1-B Certificates, both as specified above) in certain distributions with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class 1-B Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal and any Realized Losses allocable hereto.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
B-2-3
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
Any transferee shall be deemed to have made the representations set forth in Section 5.02(c) of the Agreement.
No transfer of this Class 1-B Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is to be made, (i) the Trustee shall require an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee that such transfer is exempt (describing the applicable exemption and the basis therefor) from or is being made pursuant to the registration requirements of the Securities Act of 1933, as amended, and of any applicable statute of any state and (ii) the transferee and transferor shall execute a representation letter in the form described by the Agreement. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Company and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws.
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
B-2-4
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
B-2-5
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class 1-B Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
B-2-6
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor | |
Signature Guaranteed |
B-2-7
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to & amp; #160; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
B-2-8
EXHIBIT B-3
FORM OF CLASS C CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.
NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.
B-3-1
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORMS THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED INTEREST RATE SWAP AGREEMENT, AND BY THE RELATED CAP COUNTERPARTY, PURSUANT TO THE RELATED CAP CONTRACTS, TO THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO UPDATE SUCH FORMS (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES WITH THE FOREGOING CONDITIONS, AND (II) THE PROPOSED MAJORITY HOLDER OF THE CLASS [1][2]-C CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED FROM THE RELATED SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED INTEREST RATE SWAP AGREEMENT, AND BY THE RELATED CAP COUNTERPARTY, PURSUANT TO THE RELATED CAP CONTRACTS, TO THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE, AS THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FOR, SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SWAP PROVIDER AND RELATED CAP COUNTERPARTY. EACH HOLDER OF THIS CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE TRUSTEE, AS THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE, FORWARDING TO THE RELATED SWAP PROVIDER AND RELATED CAP COUNTERPARTY ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.
B-3-2
Certificate No. [ ] | |
Class [1][2]-C | Aggregate Initial Notional Amount of the Class [1][2]-C Certificates: |
$_____________] | |
Date of Pooling and Servicing | Initial Notional Amount of this Certificate: |
Agreement and Cut-off Date: | |
March 1, 2007 | $[_____________] |
First Distribution Date: | Initial Certificate Principal Balance |
April 25, 2007 | of this Certificate $[_________] |
Master Servicer: | Percentage Interest of this |
Impac Funding Corporation | Certificate: [___]% |
Assumed Final Distribution Date: | CUSIP: [_________] |
[_______ ___], 20-- |
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-2
evidencing percentage interest in the distributions allocable to the Class [1][2]-C Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other or obligation secured by or payable from payments on the Certificates.
B-3-3
This certifies that Deutsche Bank National Trust Company is the registered owner of the Percentage Interest evidenced by this Class [1][2]-C Certificate (obtained by dividing the Original Class [1][2]-C Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Impac Secured Assets Corp. (the “Company”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of March 1, 2007 (the “Agreement”) among the Company, as depositor, Impac Funding Corporation, as master servicer (the “Master Servicer”) and Deutsche Bank National Trust Company, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class [1][2]-C Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class [1][2]-C Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date (the “Record Date”), from the Available Distribution Amount in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to Holders of Class [1][2]-C Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
B-3-4
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
B-3-5
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
B-3-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class [1][2]-C Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
B-3-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor | |
Signature Guaranteed |
B-3-8
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to & amp; #160; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
B-3-9
EXHIBIT B-4
FORM OF CLASS P CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.
NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.
B-4-1
Certificate No. [ ] | |
Class [1][2]-P | Aggregate Initial Certificate Principal |
Balance of the Class [1][2]-P Certificates: | |
$[_________] | |
Date of Pooling and Servicing | Initial Certificate Principal Balance of this Certificate Denomination: |
Agreement and Cut-off Date: | $[_________] |
March 1, 2007 | |
First Distribution Date: | Percentage Interest of this Certificate: |
April 25, 2007 | [___]% |
Master Servicer: | CUSIP: [_________] |
Impac Funding Corporation | |
Assumed Final Distribution Date: | |
[________ ___], 20__ |
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-2
evidencing a percentage interest in any distributions allocable to the Class [1][2]-P Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Deutsche Bank National Trust Company is the registered owner of the Percentage Interest evidenced by this Class [1][2]-P Certificate (obtained by dividing the Denomination of this Class [1][2]-P Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust Fund consisting primarily of a pool adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement; to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
B-4-2
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date (the “Record Date”), from the Available Distribution Amount in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of Prepayment Charges and principal, if any) required to be distributed to Holders of Class [1][2]-P Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal allocable hereto.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
B-4-3
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
B-4-4
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
B-4-5
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class [1][2]-P Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
B-4-6
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
(Please print or typewrite name and address including postal zip code of assignee)
the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor |
B-4-7
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to & amp; #160; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
B-4-8
EXHIBIT B-5
FORM OF CLASS R CERTIFICATE
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(C) OF THE AGREEMENT OR AN OPINION OF COUNSEL AS PROVIDED IN SECTION 5.02(C) THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT (THE “AGREEMENT”).
THIS CLASS R CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.
B-5-1
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(A)(2)(C) OF THE CODE, (D) ANY ELECTING LARGE PARTNERSHIP WITHIN THE MEANING OF SECTION 775(A) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C) OR (D) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”) OR (D) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND (4) SUCH TRANSFEREE IS NOT A NON-UNITED STATES PERSON. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR NON-UNITED STATE PERSON OR AN AGENT OF A DISQUALIFIED ORGANIZATION OR NON-UNITED STATES PERSON, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
B-5-2
Certificate No. 1 | |
Class R | |
Date of Pooling and Servicing | Percentage Interest: 100% |
Agreement and Cut-off Date: March 1, 2007 | |
First Distribution Date: April 25, 2007 | |
Master Servicer: Impac Funding Corporation | |
Assumed Final Distribution Date: [_________], 20__ | CUSIP: [_________] |
MORTGAGE PASS-THROUGH CERTIFICATE,
SERIES 2007-2
evidencing a percentage interest in any distributions allocable to the Class R Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
This certifies that Impac Funding Corporation is the registered owner of the Percentage Interest evidenced by this Certificate stated above in certain distributions with respect to a Trust Fund, consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
B-5-3
This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the Patent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the office or agency maintained by the Trustee.
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.
Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit and agreement of the proposed transferee and (b) a transfer affidavit of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and agreement and to deliver a transfer affidavit to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee, and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, the Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class [R] Certificate in violation of the restrictions mentioned above.
B-5-4
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an, assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
B-5-5
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
B-5-6
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: March 29, 2007 | DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee |
By:______________________________ Authorized Signatory |
CERTIFICATE OF AUTHENTICATION
This is one of the Class [R] Certificates referred to in the within-mentioned Agreement.
DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee | |
By:______________________________ Authorized Signatory |
B-5-7
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
(Please print or typewrite name and address including postal zip code of assignee)
the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
Dated: | |
Signature by or on behalf of assignor |
B-5-8
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution: |
Distributions shall be made, by wire transfer or otherwise, in immediately available funds |
to & amp; #160; , |
for the account of , |
account number___________, or, if mailed by check, to , |
Applicable statements should be mailed to . |
This information is provided by , |
the assignee named above, or , as its agent. |
B-5-9
EXHIBIT C
FORM OF CUSTODIAN’S INITIAL CERTIFICATION
_______________, 20___
Impac Funding Corporation
19500 Jamboree Road
Irvine, California 92612
Re: | Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., Impac Funding Corporation and Deutsche Bank National Trust Company, Mortgage Pass-Through Certificates, Series 2007-2 | |
Ladies and Gentlemen:
In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: (i) all documents required to be included in the Mortgage File are in its possession; (ii) such documents have reviewed by it and appear regular on their face and relate to such Mortgage Loan; and (iii) based on examination by it, and only as to such documents, the information set forth in items (iii) and (iv) of the definition or description of “Mortgage Loan Schedule” is correct.
The Custodian has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Custodian makes no representation that any documents specified in clause (vi) of Section 2.01 should be included in any Mortgage File. The Custodian makes no representations as to and shall not be responsible to verify: (i) the validity, legality, sufficiency, enforceability, due authorization, recordability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan, or (iii) the existence of any assumption, modification, written assurance or substitution agreement with respect to any Mortgage File if no such documents appear in the Mortgage File delivered to the Custodian.
C-1
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement.
[_______________________________] | |
By: _______________________________ | |
Name: | |
Title: |
C-2
EXHIBIT D
FORM OF CUSTODIAN FINAL CERTIFICATION
______________, 20__
Impac Funding Corporation
19500 Jamboree Road
Irvine, California 92612
Ambac Assurance Corporation
One State Street Plaza
New York, New York 10004
Re: | Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., Impac Funding Corporation and Deutsche Bank National Trust Company, Mortgage Pass-Through Certificates, Series 2007-2 | |
Ladies and Gentlemen:
In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it has received the documents set forth in Section 2.01.
The Custodian has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Custodian makes no representation that any documents specified in clause (vi) of Section 2.01 should be included in any Mortgage File. The Custodian makes no representations as to and shall not be responsible to verify: (i) the validity, legality, sufficiency, enforceability, due authorization, recordability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) the existence of any assumption, modification, written assurance or substitution agreement with respect to any Mortgage File if no such documents appear in the Mortgage File delivered to the Custodian.
D-1
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement.
[_______________________________] | |
By: _______________________________ | |
Name: | |
Title: |
D-2
EXHIBIT E
FORM OF REMITTANCE REPORT
FNMA LENDER NUMBER | CUTOFF DATE | INVESTOR LOAN NUMBER | LOAN NUMBER | OTHER LOAN NUMBER | BORROWER NAME | BORROWER FIRST NAME | LENDER NUMBER | LOAN NOTE RATE | SCHEDULED NOTE RATE | PREVIOUS INDEX VALUE | NEW INDEX VALUE | LOAN PAYMENT AMOUNT | LOAN SCHEDULED PAYMENT AMOUNT |
Reserved for future use | Date data posted to system |
FNMA LENDER NUMBER | INTEREST REMITTED | SCHEDULED PRINCIPAL AMOUNT | CURTAILMENT AMOUNT | PRINCIPAL ADJUSTMENTS | FORECLOSURE PRINCIPAL | LIQUIDATION PRINCIPAL | PAYOFF DATE | LOAN STATUS | BEGINNING INVESTOR BALANCE | SCHEDULED PART PRINCIPAL | REO PROPERTY NUMBER |
Reserved for future use | scheduled interest | Used for liquidation principal | Used for prepays-in-full | Beginning scheduled balance | Ending scheduled balance |
FNMA LENDER NUMBER | INTEREST PAID TO DATE | RATE NEXT CHANGE | PMT NEXT CHANGE | FORECLOSURE STATUS | SALE CURRENT SERVICE FEE RATE | SERVICER CUSTNO | MASTER SERVICER FEE | ARM PLAN CODE | LOAN PARTICIPANT PRINCIPAL | INVESTOR CUSTNO | SALE NUMBER | INVESTOR TYPE | PURCHASE NUMBER |
Reserved for future use | Status code for loans in | Servicer ID # | Actual UPB | Investor ID # | |||||||||
foreclosure and REO |
FNMA LENDER NUMBER | BANKRUPTCY STATUS | PROPERTY STREET NUMBER | PROPERTY STREET NAME | PROPERTY CITY | STATE CODE | ZIP CODE | ORIGINAL TERM | ORIGINAL LOAN BALANCE | ORIGINAL RATE | ORIGINAL PAYMENT AMOUNT | FIRST PAYMENT DATE | LOAN REMAINING TERM | MATURITY DATE | ||||||||||
Reserved for future use | |||||||||||||||||||||||
E-1
FNMA LENDER NUMBER | RATE LIFE CAP | RATE CHANGE FREQUENCY | SINGLE DEBIT PART PRINCIPAL | ACTUAL PRINCIPAL COLLECTED | ACTUAL INTEREST COLLECTED | REO LOSS | INTEREST ADJUSTMENT ON PAYOFF | INTEREST ADJUSTMENT ON REO | MASTER SERVICE FEE EARNED |
Reserved for future use | |||||||||
INVESTOR_REMITTANCE_HISTORY | |||||||
LOAN NUMBER | INVESTOR LOAN NUMBER | INVESTOR CUST NUMBER | SALE NUMBER | LOAN STATUS | LOAN STATUS DATE | ANCILLARY FEES REMITTED INV | ANCILLARY FEES REMITTED OTHER |
113631871 | 1103631871 | 3621 | 32 | 2 | 15-Feb-07 | 0 | 0 |
E-2
EXHIBIT F-1
REQUEST FOR RELEASE
(for Custodian)
Loan Information | ||
Name of Mortgagor: | ___________________________ | |
Master Servicer | ||
Loan No.: | ___________________________ | |
Trustee | ||
Name: | ___________________________ | |
Address: | ___________________________ | |
___________________________ | ||
Trustee | ||
Mortgage File No.: | ___________________________ |
F-1-1
Request for Requesting Documents (check one): |
1. Mortgage Loan Liquidated. |
(The Master Servicer hereby certifies that all proceeds of foreclosure, insurance or other liquidation have been finally received and deposited into the Custodial Account to the extent required pursuant to the Pooling and Servicing Agreement.) |
2. Mortgage Loan in Foreclosure. |
3. Mortgage Loan Repurchased Pursuant to Section 9.01 of the Pooling and Servicing Agreement. |
4. Mortgage Loan Repurchased Pursuant to Article II of the Pooling and Servicing Agreement. |
(The Master Servicer hereby certifies that the repurchase price has been deposited into the Custodial Account pursuant to the Pooling and Servicing Agreement.) |
5. Other (explain). |
F-1-2
The undersigned Master Servicer hereby acknowledges that it has received from the Trustee for the Holders of Mortgage Pass-Through Certificates, Series 2007-2, the documents referred to below (the “Documents”). All capitalized terms not otherwise defined in this Request for Release shall have the meanings given them in the Pooling and Servicing Agreement, dated as of March 1, 2007 (the “Pooling and Servicing Agreement”), among Impac Secured Assets Corp., Impac Funding Corporation and the Trustee.
( ) | Promissory Note dated _________________, 200_, in the original principal sum of $__________, made by __________________, payable to, or endorsed to the order of, the Trustee. |
( ) | Mortgage recorded on _________________________ as instrument no. ___________ in the County Recorders Office of the County of ______________________, State of _____________________ in book/reel/docket of official records at page/image _______________. |
( ) | Deed of Trust recorded on ____________________ as instrument no._____________ in the County Recorder’s Office of the County of ______________________, State of _____________________in book/reel/docket __________________ of official records at page/image ________________. |
( ) | Assignment of Mortgage or Deed of Trust to the Trustee, recorded on _______________ as instrument no. ______________ in the County Recorder’s Office of the County of ________________, State of ___________________ in book/reel/docket ____________ of official records at page/image ___________. |
( ) | Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage. |
( ) | ___________________________ |
( ) | ___________________________ |
( ) | ___________________________ |
( ) | ___________________________ |
F-1-3
The undersigned Master Servicer hereby acknowledges and agrees as follows:
(1) The Master Servicer shall hold and retain possession of the Documents in trust for the benefit of the Trustee, solely for the purposes provided in the Agreement.
(2) The Master Servicer shall not cause or knowingly permit the Documents to become subject to, or encumbered by, any claim, liens, security interest, charges, writs of attachment or other impositions nor shall the Master Servicer assert or seek to assert any claims or rights of setoff to or against the Documents or any proceeds thereof.
(3) The Master Servicer shall return each and every Document previously requested from the Mortgage File to the Custodian when the need therefor no longer exists, unless the Mortgage Loan relating to the Documents has been liquidated and the proceeds thereof have been remitted to the Custodial Account and except as expressly provided in the Agreement.
(4) The Documents and any proceeds thereof, including any proceeds of proceeds, coming into the possession or control of the Master Servicer shall at all times be earmarked for the account of the Trustee, and the Master Servicer shall keep the Documents and any proceeds separate and distinct from all other property in the Master Servicer’s possession, custody or control.
IMPAC FUNDING CORPORATION | |
By:______________________________ Title:_____________________________ |
Date: _________________, 200_
F-1-4
EXHIBIT F-2
REQUEST FOR RELEASE
[Mortgage Loans Paid in Full]
OFFICER’S CERTIFICATE AND TRUST RECEIPT
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2007-2
_____________________________________ HEREBY CERTIFIES THAT HE/SHE IS AN OFFICER OF THE MASTER SERVICER, HOLDING THE OFFICE SET FORTH BENEATH HIS/HER SIGNATURE, AND HEREBY FURTHER CERTIFIES AS FOLLOWS:
WITH RESPECT TO THE MORTGAGE LOANS, AS THE TERM IS DEFINED IN THE POOLING AND SERVICING AGREEMENT DESCRIBED IN THE ATTACHED SCHEDULE:
ALL PAYMENTS OF PRINCIPAL, PREMIUM (IF ANY), AND INTEREST HAVE BEEN MADE.
LOAN NUMBER: _____________________ | BORROWER’S NAME: ________________ |
COUNTY: ___________________________ |
F-2-1
WE HEREBY CERTIFY THAT ALL AMOUNTS RECEIVED IN CONNECTION WITH SUCH PAYMENTS, WHICH ARE REQUIRED TO BE DEPOSITED IN THE CUSTODIAL ACCOUNT PURSUANT TO SECTION 3.10 OF THE POOLING AND SERVICING AGREEMENT, HAVE BEEN OR WILL BE CREDITED.
_________ ____________ | DATED: _____________________ |
// VICE PRESIDENT // ASSISTANT VICE PRESIDENT |
F-2-2
EXHIBIT G-1
FORM OF INVESTOR REPRESENTATION LETTER
___________,200__
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
Re: | Impac Secured Assets Corp. | |
Mortgage Pass-Through Certificates Series 2007-2, Class [_] Certificates | ||
Ladies and Gentlemen:
______________ (the “Purchaser”) intends to purchase from ______________ (the “Seller”) $_________ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2007-2, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007 among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Purchaser hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
1. The Purchaser understands that (a) the Certificates have not been and will not be registered or qualified under the Securities Act of 1933, as amended (the “Act”) or any state securities law, (b) the Company is not required to so register or qualify the Certificates, (c) the Certificates may be resold only if registered and qualified pursuant to the provisions of the Act or any state securities law, or if an exemption from such registration and qualification is available, (d) the Pooling and Servicing Agreement contains restrictions regarding the transfer of the Certificates and (e) the Certificates will bear a legend to the foregoing effect.
2. The Purchaser is acquiring the Certificates for its own account for investment only and not with a view to or for sale in connection with any distribution thereof in any manner that would violate the Act or any applicable state securities laws.
G-1-1
3. The Purchaser is (a) a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters, and, in particular, in such matters related to securities similar to the Certificates, such that it is capable of evaluating the merits and risks of investment in the Certificates, (b) able to bear the economic risks of such an investment and (c) an “accredited investor” within the meaning of Rule 501 (a) promulgated pursuant to the Act.
4. The Purchaser has been furnished with, and has had an opportunity to review (a) a copy of the Pooling and Servicing Agreement and (b) such other information concerning the Certificates, the Mortgage Loans and the Company as has been requested by the Purchaser from the Company or the Seller and is relevant to the Purchaser’s decision to purchase the Certificates. The Purchaser has had any questions arising from such review answered by the Company or the Seller to the satisfaction of the Purchaser.
5. The Purchaser has not and will not nor has it authorized or will it authorize any person to (a) offer, pledge, sell, dispose of or otherwise transfer any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition of other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) otherwise approach or negotiate with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) make any general solicitation by means of general advertising or in any other manner or (e) take any other action, that (as to any of (a) through (e) above) would constitute a distribution of any Certificate under the Act, that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Purchaser will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
Very truly yours, | |
_________________________________ (Purchaser) By:______________________________ Name:____________________________ Title:_____________________________ |
G-1-2
EXHIBIT G-2
FORM OF TRANSFEROR REPRESENTATION LETTER
______________,200___
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
Re: | Impac Secured Assets Corp. | |
Mortgage Pass-Through Certificates, Series 2007-2, Class [] Certificates | ||
Ladies and Gentlemen:
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2007-2, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007 among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
G-2-1
Very truly yours, | |
_________________________________ (Seller) By:______________________________ Name:____________________________ Title:_____________________________ |
G-2-2
EXHIBIT G-3
FORM OF RULE 144A INVESTMENT REPRESENTATION
Description of Rule 144A Securities, including numbers:
Impac Secured Assets Corp.
Mortgage Pass-Through Certificates
Series 2007-2, Class ____, No. ____
The undersigned seller, as registered holder (the “Transferor”), intends to transfer the Rule 144A Securities described above to the undersigned buyer (the “Buyer”).
1. In connection with such transfer and in accordance with the agreements pursuant to which the Rule 144A Securities were issued, the Transferor hereby certifies the following facts: Neither the Transferor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, which would constitute a distribution of the Rule 144A Securities under the Securities Act of 1933, as amended (the “1933 Act”), or which would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, and that the Transferor has not offered the Rule 144A Securities to any person other than the Buyer or another “qualified institutional buyer” as defined in Rule 144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with, the Transferor, the Trustee and the Master Servicer pursuant to Section 5.02 of the Pooling and Servicing Agreement as follows:
a. The Buyer understands that the Rule 144A Securities have not been registered under the 1933 Act or the securities laws of any state.
b. The Buyer considers itself a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Rule 144A Securities.
c. The Buyer has been furnished with all information regarding the Rule 144A Securities that it has requested from the Transferor, the Trustee or the Master Servicer.
G-3-1
d. Neither the Buyer nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security from, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Rule 144A Securities under the 1933 Act or that would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Rule 144A Securities.
e. The Buyer is a “qualified institutional buyer” as that term is defined in Rule 144 under the 1933 Act and has completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. The Buyer is aware that the sale to it is being made in reliance on Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own account or the account of other qualified institutional buyers, understands that such Rule 144 Securities may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the 1933 Act.
3. The Buyer warrants and represents to, and covenants with, the Transferor, the Servicer and the Company that either (1) the Buyer is not an employee benefit plan within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) (“Plan”), or a plan within the meaning of Section 4975(e)(1) of the Internal Revenue Code of 1986 (the “Code”) (also a “Plan”), and the Buyer is not directly or indirectly purchasing the Rule 144A Securities on behalf of, as investment manager of, as named fiduciary of, as trustee of, or with assets of a Plan, or (2) the Buyer has provided the Trustee with the opinion letter required by section 5.02(c) of the Pooling and Servicing Agreement.
4. This document may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same document.
G-3-2
IN WITNESS WHEREOF, each of the parties has executed this document as of the date set forth below.
________________________________ | ________________________________ |
Print Name of Transferor | Print Name of Buyer |
By: ________________________________ | By: ________________________________ |
Name: | Name: |
Title: | Title: |
Taxpayer Identification: | Taxpayer Identification: |
No. ________________________________ | No. ________________________________ |
Date: ____________________________ | Date: ____________________________ |
G-3-3
ANNEX 1 TO EXHIBIT G-
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.
2. In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $____________________1 in securities (except for the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Buyer satisfies the criteria in the category marked below.
____ | Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code. |
____ | Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statement, a copy of which is attached hereto. |
____ | Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements. |
____ | Broker-dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934. |
1 Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.
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____ | Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia. |
____ | State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees. |
____ | ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974. |
____ | Investment Adviser. The Buyer is an investment adviser registered under the Investment Advisers Act of 1940. |
____ | SBIC. The Buyer is a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958. |
____ | Business Development Company. The Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940. |
____ | Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust company and whose participants are exclusively (a) plans established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees, or (b) employee benefit plans within the meaning of Title I of the Employee Retirement Income Security Act of 1974, but is not a trust fund that includes as participants individual retirement accounts or H.R. 10 plans. |
3. The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.
4. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer’s direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934.
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5. The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.
___ Yes | ___ No | Will the Buyer be purchasing the Rule 144A Securities only for the Buyer’s own account? |
6. If the answer to the foregoing question is “no”, the Buyer agrees that, in connection with any purchase of securities sold to the Buyer for the account of a third party (including any separate account) in reliance on Rule 144A, the Buyer will only purchase for the account of a third party that at the time is a “qualified institutional buyer” within the meaning of Rule 144A. In addition, the Buyer agrees that the Buyer will not purchase securities for a third party unless the Buyer has obtained a current representation letter from such third party or taken other appropriate steps contemplated by Rule 144A to conclude that such third party independently meets the definition of “qualified institutional buyer” set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of Rule 144A Securities will constitute a reaffirmation of this certification as of the date of such purchase.
________________________________ Print Name of Buyer | |
By: ________________________________ Name: Title: | |
Date: ________________________________ |
G-3-6
ANNEX 2 TO EXHIBIT G-3
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, and (ii) as marked below, the Buyer alone, or the Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used.
____ The Buyer owned $_______________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).
____ The Buyer is part of a Family of Investment Companies which owned in the aggregate $____________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).
3. The term “Family of Investment Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).
4. The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) bank deposit notes and certificates of deposit, (iii) loan participations, (iv) repurchase agreements, (v) securities owned but subject to a repurchase agreement and (vi) currency, interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each of the parties to which this certification is made are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer’s own account.
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6. The undersigned will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice, the Buyer’s purchase of Rule 144A Securities will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.
________________________________ | |
Print Name of Buyer | |
By: ________________________________ Name: Title: | |
IF AN ADVISER: | |
________________________________ Print Name of Buyer | |
Date: ________________________________ |
G-3-8
EXHIBIT G-4
FORM OF TRANSFEROR CERTIFICATE
______________, 200__
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
Re: | Impac Secured Assets Corp. | |
Mortgage Pass-Through Certificates Series 2007-2, Class [R] | ||
Ladies and Gentlemen:
This letter is delivered to you in connection with the sale by _________________ (the “Seller”) to __________________________________ (the “Purchaser”) of a ____% Percentage Interest in the Mortgage Pass-Through Certificates, Series 2007-2, Class [R] “Certificates”), issued pursuant to Section 5.02 of the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”). All terms used herein and not otherwise defined shall have the meaning set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
1. No purpose of the Seller relating to the sale of the Certificates by the Seller to the Purchaser is or will be to impede the assessment or collection of any tax.
2. The Seller understands that the Purchaser has delivered to the Trustee and the Master Servicer a transfer affidavit and agreement in the form attached to the Pooling and Servicing Agreement as Exhibit G-5. The Seller does not know or believe that any representation contained therein is false.
3. The Seller has at the time of the transfer conducted a reasonable investigation of the financial condition of the Purchaser as contemplated by Treasury Regulations Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Seller has determined that the Purchaser has historically paid its debts as they have become due and has found no significant evidence to indicate that the Purchaser will not continue to pay its debts as they become due in the future. The Seller understands that the transfer of the Certificates may not be respected for United States income tax purposes (and the Seller may continue to be liable for United States income taxes associated therewith) unless the Seller has conducted such an investigation.
G-4-1
4. The Seller has no actual knowledge that the proposed Transferee is a Disqualified Organization, an agent of a Disqualified Organization or a Non-United States Person.
Very truly yours, | |
_________________________________ (Seller) By:______________________________ Name:____________________________ Title:_____________________________ |
G-4-2
EXHIBIT G-5
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
STATE OF | ) |
:ss. | |
COUNTY OF | ) |
___________________, being first duly sworn, deposes, represents and warrants:
1. That he/she is [Title of Officer] of [Name of Owner], a [savings institution] [corporation] duly organized and existing under the laws of [the State of __________] [the United States], (the “Investor”), (record or beneficial owner of the Class R Certificates (the “Certificates”) on behalf of which he/she makes this affidavit and agreement). This Class R Certificates were issued pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as depositor (the “Depositor”), Impac Funding Corporation, as master servicer (the “Master Servicer”), and Deutsche Bank National Trust Company, as trustee (the “Trustee”).
1. The Investor is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Investor is not acquiring its Ownership Interest in the Certificates for the account of a Person other than a Permitted Transferee.
2. The Investor has been advised and understands that (i) a tax will be imposed on Transfers of the Certificates to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the Transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if a subsequent transferee furnishes to such Person an affidavit that such subsequent transferee is a Permitted Transferee, and at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.
3. The Investor has been advised and understands that a tax will be imposed on a “pass-through entity” holding the Certificates if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Investor understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury regulations, Persons holding interests in pass-through entities as a nominee for another Person.)
4. The Investor has reviewed the provisions of Section 5.02(e) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificates, including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding any prohibited Transfers and mandatory sales. The Investor expressly agrees to be bound by, and to abide by, such provisions of the Agreement and the restrictions noted on the face of the Certificates. The Investor understands and agrees that any breach of any of the representations included herein shall render the Transfer of the Certificates to the Investor contemplated hereby null and void. The Investor consents to any amendment of the Agreement that shall be deemed necessary by the Depositor (upon advice of nationally recognized counsel) to constitute a reasonable arrangement to ensure that the Certificate will not be owned directly or indirectly by a Person other than a Permitted Transferee.
G-5-1
5. The Investor agrees not to Transfer the Certificates, or cause the Transfer of the Certificates by a Person for whom the Investor is acting as nominee, trustee or agent, in each case unless (i) it has received an affidavit in substantially the same form as this affidavit containing these same representations and covenants from the subsequent transferee. In connection with any such Transfer by the Investor, the Investor agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit G-4 to the Agreement to the effect that the Investor has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.
6. The Investor has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes associated with holder an Ownership Interest in the Certificates may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due. The Investor does not have the intention, and no purpose of the Transfer of the Certificates to the Investor is, to impede the assessment or collection of any tax legally required to be paid with respect to the Certificates.
7. The Investor’s U.S. taxpayer identification number is [_____________].
8. The Investor is a United States Person.
9. The Investor is aware that the Certificates may be a “noneconomic residual interest” within the meaning of Treasury regulations promulgated under Section 860E of the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.
10. The Investor will not cause income from the Certificates to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
11. Check one of the following:
o The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(7) and (8) and, accordingly:
(i) the present value of the anticipated tax liabilities associated with holding the Certificates does not exceed the sum of:
G-5-2
(a) | the present value of any consideration given to the Investor to acquire such Certificates; |
(b) | the present value of the expected future distributions on such Certificates; and |
(c) | the present value of the anticipated tax savings associated with holding such Certificates as the related REMIC generates losses; and |
(ii) the Transfer of the Certificates will not result in such Certificates being held, directly or indirectly, by a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
For purposes of the calculation in clause (i) above, (x) the Investor is assumed to pay tax at the highest rate currently specified in Section 11(b)(1) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b)(1) of the Code if the Investor has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (y) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Investor.
o The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(5) and (6) and, accordingly:
(i) | the Investor is an “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), as to which income from the Certificates will only be taxed in the United States; |
(ii) | at the time of the Transfer, and at the close of the Investor’s two fiscal years preceding the fiscal year of the transfer, the Investor had gross assets for financial reporting purposes (excluding any obligation of a “related person” to the Investor within the meaning of U.S. Treasury Regulation Section 1.860E-1(c)(6)(ii) and any other asset the principal purpose of which is to permit the Investor to satisfy the condition of this clause (ii)) in excess of $100 million and net assets in excess of $10 million; |
(iii) | the Investor will transfer the Certificates only to another “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), in a transaction in which the requirements of U.S. Treasury Regulation Sections 1.860E-1(c)(4)(i), (ii) and (iii) and -1(c)(5) are satisfied and, accordingly, the subsequent transferee provides a similar affidavit with this box checked; and |
(iv) | the Investor determined the consideration paid to it to acquire the Certificates based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Investor) that it has determined in good faith and has concluded that such consideration, together with other assets of the Investor, will be sufficient to cover the taxes associated with the Certificates. |
G-5-3
o None of the above.
11. (a) The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to ERISA or Section 4975 of the Code (any of the foregoing, a “Plan”), (ii) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R. § 2510.3-101 or otherwise under ERISA, and (iii) will not be transferred to any entity that is deemed to be investing in plan assets within the meaning of the DOL regulation, 29 C.F.R. § 2510.3-101 or otherwise under ERISA; or
(b) The Investor will provide the Trustee with an opinion of counsel, as specified in Section 5.02(c) of the Agreement, acceptable to and in form and substance satisfactory to the Trustee to the effect that the purchase of Certificates is permissible under applicable law, will not constitute or result in any non-exempt prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Trustee, the Depositor or the Master Servicer to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in the Agreement.
In addition, the Investor hereby certifies, represents and warrants to, and covenants with, the Depositor, the Trustee and the Master Servicer that the Investor will not transfer such Certificates to any Plan or person unless either such Plan or person meets the requirements set forth in either (a) or (b) above.
G-5-4
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, by its [Title of Officer] and its corporate seal to be hereunto attached, attested by its [Assistant] Secretary, this ______ day of _____________, _____.
________________________________ [NAME OF INVESTOR] By: ________________________________ [Name of Officer] [Title of Officer] | |
[Corporate Seal] ATTEST: ________________________________ [Assistant] Secretary |
G-5-5
FORM OF TRANSFEROR AFFIDAVIT
STATE OF NEW YORK | ) | |
) | ss.: | |
COUNTY OF NEW YORK | ) |
The undersigned is the [Title of Officer] of [Name of Transferor] (the “Owner”), the proposed transferor of an Ownership Interest in the Impac Secured Assets Corp., Mortgage pass-through Certificates, Series 2007-1, Class [R-1][R-2][R-3] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement (the “Agreement”) relating to the Certificate, dated as of [ ], 2007, among [ ], as depositor (the “Depositor”), [ ], as master servicer (“the Master Servicer”) and [ ], as trustee (the “Trustee”), and makes this affidavit on behalf of the Owner for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
1. The Owner is not transferring the Certificate to impede the assessment or collection of any tax.
2. The Owner has no actual knowledge that the proposed Transferee of the Certificate: (i) has insufficient assets to pay any taxes that would be owed by such Transferee as Holder of the Certificate; (ii) may become insolvent or subject to a bankruptcy proceeding for so long as the Certificate remains outstanding; and (iii) is not a Permitted Transferee.
3. The Owner understands that the proposed Transferee has delivered to the Trustee a transfer affidavit and agreement in the form attached to the Pooling and Servicing Agreement as Exhibit F-2. The Owner does not know or believe that any representation contained therein is false.
4. At the time of transfer, the Owner has conducted a reasonable investigation of the financial condition of the proposed Transferee as contemplated by Treasury Regulation Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Owner has determined that the proposed Transferee has historically paid its debts as they became due and has found no significant evidence to indicate that the proposed Transferee will not continue to pay its debts as they become due in the future. The Owner understands that the transfer of the Certificate may not be respected for U.S. federal income tax purposes (and the Owner may continue to be liable for U.S. federal income taxes associated therewith) unless the Owner has conducted such an investigation.
G-5-6
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
[NAME OF OWNER] | ||||||||||||
By: | ||||||||||||
Name: | [Name of Officer] | |||||||||||
Title: | [Title of Officer] | |||||||||||
Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Owner, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Owner.
Subscribed and sworn before me this ___ day of _________, 20___.
NOTARY PUBLIC
COUNTY OF
STATE OF
My commission expires the ___ day of ___________________, 20___.
G-5-7
EXHIBIT H
MORTGAGE LOAN SCHEDULE
LOAN_ID CITY1 ZIP_CODE STATE FIRST_PAY_DATE MATURITY_DATE AM_TYPE BALLOON STATED_ORIGINAL_TERM AMORT_TERM1 STATED_REM_TERM ORIGINAL_BALANCE CURRENT_BALANCE LIEN SR_LIEN_BALANCE TOTAL_BAL JR_LIEN_BALANCE SALES_PRICE APPRAISAL LOAN_TO_VALUE 1103584580 CHICAGO 60649 IL 20060701 20360601 ARMS No 360 360 351 172,500.00 172,500.00 First Lien - 218,500.00 46,000.00 - 230,000.00 75.00 1103586631 PLAINFIELD 60585 IL 20070201 20370101 ARMS No 360 360 358 140,000.00 139,796.70 First Lien - 175,000.00 35,000.00 - 175,000.00 80.00 1103591424 CAPE CORAL 33990 FL 20061001 20360901 FIXED No 360 360 354 262,000.00 261,030.66 First Lien - 262,000.00 - - 380,000.00 68.95 1103601212 HEWLETT 11557 NY 20070201 20370101 FIXED No 360 360 358 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,826,000.00 35.60 1103603669 SAN CLEMENTE 92672 CA 20070201 20370101 ARMS No 360 360 358 310,800.00 310,800.00 First Lien - 310,800.00 - - 420,000.00 74.00 1103605997 MIAMI 33131 FL 20070301 20370201 ARMS No 360 360 359 428,000.00 428,000.00 First Lien - 428,000.00 - - 535,000.00 80.00 1103607944 LOS ANGELES 90016 CA 20061201 20361101 ARMS No 360 360 356 472,500.00 472,500.00 First Lien - 567,000.00 94,500.00 630,000.00 630,000.00 75.00 1103608150 IRVINE 92606 CA 20070301 20370201 ARMS No 360 360 359 409,200.00 409,200.00 First Lien - 545,600.00 136,400.00 545,654.00 546,000.00 74.99 1103608558 MIAMI 33032 FL 20070201 20370101 FIXED No 360 360 358 128,792.00 128,792.00 First Lien - 160,990.00 32,198.00 160,990.00 229,000.00 80.00 1103611552 TUSTIN 92782 CA 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 517,800.00 57,800.00 578,655.00 579,000.00 79.49 1103611725 MIAMI 33032 FL 20070301 20370201 ARMS No 360 360 359 188,168.00 188,168.00 First Lien - 238,346.00 50,178.00 250,891.00 278,000.00 75.00 1103613851 SALTON CITY 92275 CA 20070201 20370101 ARMS No 360 360 358 252,000.00 252,000.00 First Lien - 252,000.00 - 315,000.00 315,000.00 80.00 1103617300 HENDERSON 89015 NV 20070201 20370101 ARMS No 360 360 358 157,500.00 157,500.00 First Lien - 199,500.00 42,000.00 210,000.00 230,000.00 75.00 1103622198 LONGBOAT KEY 34228 FL 20070101 20361201 FIXED No 360 360 357 200,000.00 199,493.02 First Lien - 200,000.00 - - 710,000.00 28.17 1103622952 DENVER 80207 CO 20061201 20361201 ARMS Yes 360 480 356 230,000.00 229,670.36 First Lien - 230,000.00 - - 272,000.00 84.56 1103623076 PERRIS 92571 CA 20070201 20370101 ARMS No 360 360 358 232,000.00 232,000.00 First Lien - 290,000.00 58,000.00 290,000.00 320,000.00 80.00 1103623408 SAN JACINTO 92582 CA 20070101 20361201 ARMS No 360 360 357 340,450.00 340,450.00 First Lien - 425,550.00 85,100.00 425,609.00 426,000.00 79.99 1103624184 MIAMI 33145 FL 20070101 20361201 FIXED No 360 360 357 532,000.00 532,000.00 First Lien - 665,000.00 133,000.00 - 665,000.00 80.00 1103625191 SHIRLEY 11967 NY 20070201 20370101 FIXED No 360 360 358 223,500.00 223,123.38 First Lien - 279,500.00 56,000.00 280,000.00 280,000.00 79.82 1103625345 DAVENPORT 33897 FL 20070101 20361201 FIXED No 360 360 357 220,000.00 220,000.00 First Lien - 275,000.00 55,000.00 275,000.00 317,000.00 80.00 1103626012 DOS PALOS 93620 CA 20070201 20370101 ARMS No 360 360 358 240,000.00 240,000.00 First Lien - 240,000.00 - 300,095.00 304,000.00 79.97 1103627762 JACKSONVILLE 32210 FL 20061101 20361001 FIXED No 360 360 355 284,000.00 282,635.48 First Lien - 284,000.00 - - 365,000.00 77.81 1103628830 LAS VEGAS 89109 NV 20070201 20370101 ARMS No 360 360 358 507,500.00 507,500.00 First Lien - 507,500.00 - 725,000.00 930,000.00 70.00 1103629224 COACHELLA 92236 CA 20061201 20361101 ARMS No 360 360 356 265,600.00 264,699.76 First Lien - 332,000.00 66,400.00 332,000.00 332,000.00 80.00 1103629431 VAIL 85641 AZ 20070101 20361201 ARMS No 360 360 357 224,000.00 224,000.00 First Lien - 224,000.00 - - 285,000.00 78.60 1103629858 WEST COVINA 91792 CA 20070201 20370101 ARMS No 360 360 358 397,000.00 397,000.00 First Lien - 397,000.00 - - 535,000.00 74.21 1103630253 PHELAN 92371 CA 20070101 20361201 ARMS No 360 360 357 298,350.00 298,350.00 First Lien - 298,350.00 - - 351,000.00 85.00 1103630450 JERICHO 11753 NY 20070301 20370201 FIXED No 360 360 359 549,500.00 549,500.00 First Lien - 549,500.00 - 785,000.00 786,000.00 70.00 1103631161 PENSACOLA 32507 FL 20070201 20370101 ARMS No 360 360 358 381,000.00 381,000.00 First Lien - 489,800.00 108,800.00 544,342.00 549,000.00 69.99 1103631249 LAS VEGAS 89109 NV 20070201 20370101 ARMS No 360 360 358 609,000.00 609,000.00 First Lien - 609,000.00 - 870,000.00 1,050,000.00 70.00 1103631338 LAS VEGAS 89178 NV 20070101 20361201 ARMS No 360 360 357 414,400.00 414,400.00 First Lien - 518,000.00 103,600.00 - 518,000.00 80.00 1103631564 COMPTON 90220 CA 20070101 20361201 FIXED No 360 360 357 198,595.00 198,053.46 First Lien - 198,595.00 - - 420,000.00 47.28 1103631951 TUCSON 85715 AZ 20070201 20370101 ARMS No 360 360 358 862,500.00 862,500.00 First Lien - 920,000.00 57,500.00 - 1,150,000.00 75.00 1103632042 DORAL 33166 FL 20070201 20370101 FIXED No 360 360 358 186,130.00 186,130.00 First Lien - 252,605.00 66,475.00 265,900.00 266,000.00 70.00 1103632374 RUTHER GLEN 22546 VA 20070301 20370201 ARMS No 360 360 359 188,100.00 188,100.00 First Lien - 188,100.00 - - 198,000.00 95.00 1103632425 OXNARD 93036 CA 20070101 20361201 FIXED No 360 360 357 484,000.00 482,403.41 First Lien - 544,500.00 60,500.00 - 605,000.00 80.00 1103632669 LAS VEGAS 89109 NV 20070201 20370101 FIXED No 360 360 358 369,000.00 369,000.00 First Lien - 369,000.00 - - 615,000.00 60.00 1103632722 LAS VEGAS 89109 NV 20070201 20370101 FIXED No 360 360 358 582,000.00 582,000.00 First Lien - 582,000.00 - - 970,000.00 60.00 1103632732 RAWLINS 82301 WY 20070401 20370301 ARMS No 360 360 360 100,600.00 100,600.00 First Lien - 120,650.00 20,050.00 - 138,000.00 72.90 1103632963 SAN DIEGO 92102 CA 20070101 20361201 ARMS No 360 360 357 228,000.00 228,000.00 First Lien - 285,000.00 57,000.00 285,000.00 285,000.00 80.00 1103633014 STOCKTON 95209 CA 20070201 20370101 FIXED No 360 360 358 504,000.00 502,945.06 First Lien - 567,000.00 63,000.00 - 630,000.00 80.00 1103633115 DAVENPORT 33837 FL 20070201 20370101 ARMS No 360 360 358 150,000.00 150,000.00 First Lien - 190,000.00 40,000.00 200,000.00 200,000.00 75.00 1103633151 SAN JOSE 95116 CA 20070301 20370201 ARMS No 360 360 359 565,950.00 565,950.00 First Lien - 707,450.00 141,500.00 707,454.00 710,000.00 80.00 1103633224 STAMFORD 6902 CT 20070101 20361201 ARMS No 360 360 357 164,500.00 164,500.00 First Lien - 235,000.00 70,500.00 235,000.00 235,000.00 70.00 1103633318 GULFPORT 39507 MS 20070201 20370101 ARMS No 360 360 358 284,200.00 284,200.00 First Lien - 360,000.00 75,800.00 379,000.00 475,000.00 74.99 1103633412 SAN DIEGO 92101 CA 20070101 20361201 ARMS No 360 360 357 400,000.00 400,000.00 First Lien - 400,000.00 - - 540,000.00 74.07 1103633673 OLD BRIDGE 8857 NJ 20070101 20361201 ARMS No 360 360 357 185,000.00 185,000.00 First Lien - 185,000.00 - - 333,000.00 55.56 1103633769 KEANSBURG 7734 NJ 20070101 20361201 ARMS No 360 360 357 142,500.00 142,500.00 First Lien - 142,500.00 - - 190,000.00 75.00 1103633982 TAMPA 33604 FL 20070101 20361201 ARMS No 360 360 357 105,000.00 104,764.70 First Lien - 133,000.00 28,000.00 140,000.00 140,000.00 75.00 1103634051 SALINAS 93905 CA 20070201 20370101 FIXED No 360 360 358 492,000.00 491,017.97 First Lien - 539,000.00 47,000.00 - 615,000.00 80.00 1103634224 BAKERSFIELD 93308 CA 20070101 20361201 ARMS No 360 360 357 244,000.00 243,774.01 First Lien - 305,000.00 61,000.00 305,000.00 342,000.00 80.00 1103634332 CARSON 90746 CA 20070101 20361201 FIXED No 360 360 357 417,000.00 415,591.91 First Lien - 417,000.00 - - 750,000.00 55.60 1103634386 RINGGOLD 30736 GA 20070201 20370101 ARMS No 360 360 358 148,000.00 147,837.37 First Lien - 148,000.00 - 185,000.00 185,000.00 80.00 1103634730 FRESNO 93720 CA 20070201 20370101 ARMS No 360 360 358 146,050.00 146,050.00 First Lien - 208,650.00 62,600.00 208,650.00 230,000.00 70.00 1103635046 PERRIS 92570 CA 20070301 20370201 ARMS No 360 360 359 380,000.00 380,000.00 First Lien - 380,000.00 - - 475,000.00 80.00 1103635508 HERALD 95638 CA 20070201 20270101 FIXED No 240 240 238 557,500.00 555,080.77 First Lien - 557,500.00 - - 845,000.00 65.98 1103635662 PERRIS 92570 CA 20070101 20361201 ARMS No 360 360 357 298,800.00 298,800.00 First Lien - 298,800.00 - - 332,000.00 90.00 1103635709 DENVER 80221 CO 20070201 20370101 ARMS No 360 360 358 240,000.00 240,000.00 First Lien - 304,000.00 64,000.00 - 320,000.00 75.00 1103635773 CAMARILLO 93010 CA 20070101 20361201 FIXED No 360 360 357 405,000.00 403,664.00 First Lien - 405,000.00 - - 815,000.00 49.69 1103635779 BELL GARDENS 90201 CA 20070301 20370201 FIXED No 360 360 359 520,000.00 519,594.35 First Lien - 520,000.00 - - 715,000.00 72.73 1103635799 CANOGA PARK 91303 CA 20070101 20361201 FIXED No 360 360 357 448,000.00 448,000.00 First Lien - 468,000.00 20,000.00 - 560,000.00 80.00 1103635804 FORT COLLINS 80528 CO 20070201 20370101 ARMS No 360 360 358 626,000.00 626,000.00 First Lien - 626,000.00 - - 1,060,000.00 59.06 1103635994 AURORA 80016 CO 20070101 20361201 ARMS No 360 360 357 510,000.00 510,000.00 First Lien - 510,000.00 - - 755,000.00 67.55 1103636117 SAN BERNARDINO 92407 CA 20061201 20361101 ARMS No 360 360 356 405,000.00 405,000.00 First Lien - 405,000.00 - - 540,000.00 75.00 1103636219 ORLANDO 32819 FL 20061201 20361101 ARMS No 360 360 356 153,600.00 153,214.10 First Lien - 153,600.00 - 192,000.00 192,000.00 80.00 1103636277 EVANS 80620 CO 20070301 20370201 ARMS No 360 360 359 126,750.00 126,750.00 First Lien - 160,550.00 33,800.00 169,000.00 169,000.00 75.00 1103636350 LAKELAND 33813 FL 20070101 20361201 ARMS No 360 360 357 341,836.00 341,836.00 First Lien - 341,836.00 - 466,836.00 470,000.00 73.22 1103636410 HASTINGS 55033 MN 20070201 20370101 FIXED No 360 360 358 195,650.00 195,650.00 First Lien - 295,700.00 100,050.00 311,300.00 317,000.00 62.85 1103636504 RIALTO 92336 CA 20070201 20370101 ARMS No 360 360 358 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 1103636520 ROCHESTER 55906 MN 20070201 20220101 FIXED No 180 180 178 131,500.00 130,583.74 First Lien - 131,500.00 - - 330,000.00 39.85 1103636655 HAMILTON CITY 95951 CA 20070201 20370101 ARMS No 360 360 358 153,600.00 153,600.00 First Lien - 192,000.00 38,400.00 192,000.00 192,000.00 80.00 1103636716 YUCAIPA 92399 CA 20070301 20370201 ARMS No 360 360 359 286,500.00 286,500.00 First Lien - 305,600.00 19,100.00 382,000.00 385,000.00 75.00 1103636729 PATERSON 7522 NJ 20070401 20370301 FIXED No 360 360 360 304,000.00 304,000.00 First Lien - 380,000.00 76,000.00 380,000.00 380,000.00 80.00 1103636745 INGLEWOOD 90301 CA 20070201 20370101 ARMS No 360 360 358 140,000.00 140,000.00 First Lien - 140,000.00 - 175,000.00 190,000.00 80.00 1103636795 TUSTIN 92782 CA 20070301 20370201 ARMS No 360 360 359 560,150.00 560,150.00 First Lien - 560,150.00 - 1,160,167.00 1,160,500.00 48.28 1103636823 CHINO HILLS 91709 CA 20070201 20220101 FIXED No 180 180 178 650,000.00 645,422.88 First Lien - 650,000.00 - - 1,000,000.00 65.00 1103636850 LAKE ELSINORE 92530 CA 20070201 20370101 ARMS No 360 360 358 280,000.00 280,000.00 First Lien - 280,000.00 - 350,000.00 350,000.00 80.00 1103636904 SPRING HILL 34606 FL 20070201 20370101 ARMS No 360 360 358 76,300.00 76,300.00 First Lien - 96,300.00 20,000.00 96,300.00 102,000.00 79.23 1103636905 OROVILLE 95966 CA 20070101 20361201 ARMS No 360 360 357 160,000.00 160,000.00 First Lien - 180,000.00 20,000.00 200,000.00 207,000.00 80.00 1103636911 RANCHO CUCAMONGA 91730 CA 20060401 20360301 ARMS No 360 360 348 344,000.00 340,828.80 First Lien - 344,000.00 - - 365,000.00 94.25 1103636915 PENSACOLA 32507 FL 20070201 20370101 ARMS No 360 360 358 268,200.00 268,200.00 First Lien - 344,800.00 76,600.00 383,250.00 439,000.00 69.98 1103636947 CHULA VISTA 91911 CA 20070201 20370101 ARMS No 360 360 358 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 1103637007 LAS VEGAS 89107 NV 20070201 20370101 ARMS No 360 360 358 168,750.00 168,750.00 First Lien - 213,750.00 45,000.00 225,000.00 225,000.00 75.00 1103637164 (GRANADA HILLS AREA) LOS 91344 CA 20070101 20361201 ARMS No 360 360 357 449,600.00 449,600.00 First Lien - 562,000.00 112,400.00 562,000.00 565,000.00 80.00 1103637218 OJAI 93023 CA 20070201 20370101 ARMS No 360 360 358 498,750.00 498,750.00 First Lien - 665,000.00 166,250.00 - 665,000.00 75.00 1103637474 JONESBORO 30236 GA 20061101 20361001 FIXED No 360 360 355 597,700.00 587,635.07 First Lien - 597,700.00 - - 975,000.00 61.30 1103637660 CLEARWATER 33767 FL 20070301 20370201 FIXED No 360 360 359 305,000.00 305,000.00 First Lien - 305,000.00 - - 585,000.00 52.14 1103637690 OCEANSIDE 92054 CA 20070301 20370201 ARMS No 360 360 359 496,000.00 496,000.00 First Lien - 496,000.00 - - 1,050,000.00 47.24 1103637779 LAKE WORTH 33461 FL 20070201 20370101 ARMS No 360 360 358 215,000.00 215,000.00 First Lien - 236,000.00 21,000.00 - 280,000.00 76.79 1103637781 OLYMPIA 98501 WA 20070201 20370101 FIXED No 360 360 358 556,000.00 555,151.26 First Lien - 556,000.00 - - 725,000.00 76.69 1103637846 POMONA 91767 CA 20070201 20370101 FIXED No 360 360 358 219,500.00 219,139.11 First Lien - 219,500.00 - - 345,000.00 63.62 1103637870 LOS ANGELES 90002 CA 20070201 20370101 ARMS No 360 360 358 248,400.00 248,400.00 First Lien - 298,100.00 49,700.00 331,250.00 340,000.00 74.99 1103637964 CORONA 92882 CA 20070301 20370201 ARMS No 360 360 359 465,000.00 465,000.00 First Lien - 560,000.00 95,000.00 - 625,000.00 74.40 1103637965 THOUSAND OAKS 91320 CA 20070201 20370101 ARMS No 360 360 358 283,550.00 283,550.00 First Lien - 283,550.00 - - 800,000.00 35.44 1103637976 SAINT GEORGE 84770 UT 20070201 20370101 ARMS No 360 360 358 112,000.00 112,000.00 First Lien - 112,000.00 - - 160,000.00 70.00 1103638046 WOODBRIDGE 22193 VA 20070101 20361201 ARMS No 360 360 357 305,000.00 305,000.00 First Lien - 305,000.00 - - 400,000.00 76.25 1103638060 CYPRESS 90630 CA 20061201 20361101 ARMS No 360 360 356 344,000.00 343,900.00 First Lien - 430,000.00 86,000.00 430,000.00 430,000.00 80.00 1103638077 LOS ANGELES 90037 CA 20070201 20370101 ARMS No 360 360 358 182,000.00 181,742.25 First Lien - 247,000.00 65,000.00 260,000.00 415,000.00 70.00 1103638257 MIAMI 33032 FL 20070401 20370301 ARMS No 360 360 360 155,315.00 155,315.00 First Lien - 155,315.00 - 163,490.00 230,000.00 95.00 1103638365 ELK RIVER 55330 MN 20070201 20370101 ARMS No 360 360 358 429,600.00 429,600.00 First Lien - 537,000.00 107,400.00 537,000.00 537,000.00 80.00 1103638398 BAY HARBOUR ISLAND 33154 FL 20070201 20370101 ARMS No 360 360 358 184,000.00 184,000.00 First Lien - 230,000.00 46,000.00 230,000.00 230,000.00 80.00 1103638401 PENSACOLA 32507 FL 20070301 20370201 ARMS No 360 360 359 475,500.00 475,110.24 First Lien - 611,300.00 135,800.00 679,319.00 699,000.00 70.00 1103638514 COMPTON 90221 CA 20070301 20370201 ARMS No 360 360 359 305,000.00 305,000.00 First Lien - 305,000.00 - - 425,000.00 71.76 1103638571 FONTANA 92336 CA 20070201 20370101 ARMS No 360 360 358 357,000.00 357,000.00 First Lien - 357,000.00 - - 510,000.00 70.00 1103638615 SOMERVILLE 2144 MA 20070101 20361201 ARMS No 360 360 357 393,750.00 393,750.00 First Lien - 393,750.00 - 525,000.00 525,000.00 75.00 1103638677 HEMET 92544 CA 20070201 20370101 ARMS No 360 360 358 176,000.00 176,000.00 First Lien - 220,000.00 44,000.00 220,000.00 220,000.00 80.00 1103638718 MANASSAS CITY 20110 VA 20070101 20361201 ARMS No 360 360 357 337,600.00 337,322.73 First Lien - 422,000.00 84,400.00 - 422,000.00 80.00 1103638729 MISSION VIEJO 92692 CA 20070201 20370101 ARMS No 360 360 358 417,000.00 417,000.00 First Lien - 417,000.00 - - 785,000.00 53.12 1103638735 PANAMA CITY BEACH 32413 FL 20070201 20370101 ARMS No 360 360 358 280,000.00 280,000.00 First Lien - 280,000.00 - 350,000.00 399,000.00 80.00 1103638743 BRAWLEY 92227 CA 20070201 20370101 ARMS No 360 360 358 201,360.00 201,360.00 First Lien - 201,360.00 - - 254,000.00 79.28 1103638819 NATIONAL CITY 91950 CA 20070201 20370101 FIXED No 360 360 358 250,000.00 249,512.79 First Lien - 250,000.00 - - 495,000.00 50.51 1103638840 TUCSON 85704 AZ 20070201 20370101 ARMS No 360 360 358 376,000.00 376,000.00 First Lien - 446,500.00 70,500.00 470,000.00 470,000.00 80.00 1103638846 PARAMOUNT 90723 CA 20070201 20370101 ARMS No 360 360 358 545,300.00 545,300.00 First Lien - 701,100.00 155,800.00 779,000.00 800,000.00 70.00 1103638851 EDWARDS 81632 CO 20070201 20370101 ARMS No 360 360 358 624,700.00 624,700.00 First Lien - 624,700.00 - - 980,000.00 63.74 1103638854 POINCIANA 34759 FL 20070201 20370101 FIXED No 360 360 358 164,500.00 164,500.00 First Lien - 235,000.00 70,500.00 - 235,000.00 70.00 1103638942 LAS VEGAS 89123 NV 20070301 20370201 ARMS No 360 360 359 297,270.00 297,270.00 First Lien - 403,438.00 106,168.00 424,672.00 480,000.00 70.00 1103638960 JENSEN BEACH 34957 FL 20070201 20220101 FIXED No 180 180 178 155,500.00 154,381.72 First Lien - 155,500.00 - - 294,000.00 52.89 1103639011 DANA POINT 92629 CA 20070201 20370101 ARMS No 360 360 358 496,300.00 496,300.00 First Lien - 638,100.00 141,800.00 - 709,000.00 70.00 1103639017 CUMBERLAND 21502 MD 20070301 20370201 ARMS No 360 360 359 112,000.00 111,918.94 First Lien - 140,000.00 28,000.00 - 140,000.00 80.00 1103639029 TURLOCK 95380 CA 20070201 20370101 FIXED No 360 360 358 228,000.00 228,000.00 First Lien - 228,000.00 - - 326,000.00 69.94 1103639156 VAN NUYS AREA 91405 CA 20070301 20370201 ARMS No 360 360 359 460,000.00 460,000.00 First Lien - 460,000.00 - - 575,000.00 80.00 1103639160 LOS ANGELES 90011 CA 20070201 20370101 FIXED No 360 360 358 216,000.00 216,000.00 First Lien - 216,000.00 - - 400,000.00 54.00 1103639186 SOUTH LAKE TAHOE 96150 CA 20070101 20361201 ARMS No 360 360 357 55,000.00 54,850.00 First Lien - 55,000.00 - 445,000.00 450,000.00 12.36 1103639192 DUBLIN 94568 CA 20070101 20361201 ARMS No 360 360 357 378,000.00 378,000.00 First Lien - 378,000.00 - - 850,000.00 44.47 1103639194 SAN DIEGO 92127 CA 20070101 20361201 ARMS No 360 360 357 1,000,000.00 1,000,000.00 First Lien - 1,215,067.00 215,067.00 1,350,000.00 1,400,000.00 74.07 1103639195 ALTADENA 91001 CA 20070101 20361201 ARMS No 360 360 357 639,200.00 639,200.00 First Lien - 716,160.00 76,960.00 - 800,000.00 79.90 1103639273 PERRIS 92571 CA 20070201 20370101 ARMS No 360 360 358 361,600.00 361,600.00 First Lien - 452,000.00 90,400.00 - 470,000.00 76.94 1103639318 KISSIMMEE 34743 FL 20070201 20370101 ARMS No 360 360 358 187,000.00 187,000.00 First Lien - 187,000.00 - - 287,000.00 65.16 1103639326 EDWARDS 81632 CO 20070201 20370101 ARMS No 360 360 358 797,000.00 795,409.19 First Lien - 797,000.00 - - 2,270,000.00 35.11 1103639331 CHICO 95928 CA 20070201 20370101 ARMS No 360 360 358 588,000.00 588,000.00 First Lien - 588,000.00 - - 735,000.00 80.00 1103639417 MOJAVE 93501 CA 20070301 20370201 ARMS No 360 360 359 209,300.00 209,300.00 First Lien - 269,100.00 59,800.00 299,000.00 305,000.00 70.00 1103639478 MIAMI 33127 FL 20070201 20370101 FIXED No 360 360 358 159,000.00 158,780.44 First Lien - 159,000.00 - - 212,000.00 75.00 1103639507 CAPE CORAL 33909 FL 20070201 20370101 ARMS No 360 360 358 180,000.00 180,000.00 First Lien - 225,000.00 45,000.00 225,000.00 225,000.00 80.00 1103639567 CHESAPEAKE 23322 VA 20070101 20361201 ARMS No 360 360 357 552,400.00 551,099.40 First Lien - 552,400.00 - 690,510.00 696,000.00 80.00 1103639568 RICHMOND 23220 VA 20070101 20361201 ARMS No 360 360 357 131,250.00 131,250.00 First Lien - 166,250.00 35,000.00 175,000.00 210,000.00 75.00 1103639572 ABERDEEN 21001 MD 20070101 20361201 ARMS No 360 360 357 191,900.00 191,900.00 First Lien - 217,450.00 25,550.00 - 255,900.00 74.99 1103639573 BALTIMORE 21244 MD 20070101 20361201 ARMS No 360 360 357 190,000.00 190,000.00 First Lien - 190,000.00 - - 246,000.00 77.24 1103639580 PASADENA 21122 MD 20070101 20361201 ARMS No 360 360 357 548,000.00 548,000.00 First Lien - 650,750.00 102,750.00 - 685,000.00 80.00 1103639605 DARTMOUTH 2747 MA 20070201 20370101 FIXED No 360 360 358 472,000.00 471,208.55 First Lien - 472,000.00 - - 650,000.00 72.62 1103639616 LAS VEGAS 89117 NV 20070201 20370101 ARMS No 360 360 358 165,250.00 165,250.00 First Lien - 185,900.00 20,650.00 206,610.00 207,000.00 79.98 1103639617 LOS ANGELES 90064 CA 20070301 20370201 ARMS No 360 360 359 599,200.00 599,200.00 First Lien - 748,200.00 149,000.00 749,000.00 750,000.00 80.00 1103639665 NOKESVILLE 20181 VA 20070101 20361201 ARMS No 360 360 357 495,000.00 495,000.00 First Lien - 660,000.00 165,000.00 - 660,000.00 75.00 1103639807 CANYON COUNTRY 91387 CA 20070201 20370101 ARMS No 360 360 358 320,000.00 320,000.00 First Lien - 320,000.00 - 440,000.00 440,000.00 72.73 1103639815 HACKENSACK 7601 NJ 20070401 20370301 ARMS No 360 360 360 380,000.00 380,000.00 First Lien - 475,000.00 95,000.00 475,000.00 476,000.00 80.00 1103639866 RANCHO CUCAMONGA 91737 CA 20070201 20370101 FIXED No 360 360 358 270,000.00 270,000.00 First Lien - 270,000.00 - - 750,000.00 36.00 1103639867 LYNWOOD 90262 CA 20070201 20370101 ARMS No 360 360 358 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 420,000.00 420,000.00 80.00 1103639875 GARDEN GROVE 92845 CA 20070201 20370101 ARMS No 360 360 358 445,200.00 445,200.00 First Lien - 540,600.00 95,400.00 - 636,000.00 70.00 1103639902 TAKOMA PARK 20912 MD 20070201 20370101 ARMS No 360 360 358 224,000.00 224,000.00 First Lien - 304,000.00 80,000.00 320,000.00 320,000.00 70.00 1103639929 MISSION VIEJO 92691 CA 20070201 20370101 FIXED No 360 360 358 525,000.00 523,926.86 First Lien - 525,000.00 - - 910,000.00 57.69 1103639974 RIVERSIDE 92509 CA 20070301 20370201 ARMS No 360 360 359 333,750.00 333,750.00 First Lien - 394,750.00 61,000.00 - 445,000.00 75.00 1103639979 SANTA MARIA 93454 CA 20070201 20370101 ARMS No 360 360 358 363,750.00 363,750.00 First Lien - 363,750.00 - - 485,000.00 75.00 1103640004 SANTA MARIA 93454 CA 20070201 20370101 ARMS No 360 360 358 313,500.00 313,500.00 First Lien - 313,500.00 - - 405,000.00 77.41 1103640107 HUNTINGTON BEACH 92647 CA 20070201 20370101 ARMS No 360 360 358 481,850.00 481,850.00 First Lien - 481,850.00 - - 642,500.00 75.00 1103640124 SCOTTSDALE 85251 AZ 20070201 20370101 ARMS No 360 360 358 544,000.00 544,000.00 First Lien - 680,000.00 136,000.00 680,000.00 680,000.00 80.00 1103640158 SAN RAFAEL 94901 CA 20070201 20370101 FIXED No 360 360 358 530,000.00 529,015.63 First Lien - 530,000.00 - - 2,350,000.00 22.55 1103640172 SAN BERNARDINO 92407 CA 20070201 20370101 ARMS No 360 360 358 423,200.00 423,200.00 First Lien - 529,000.00 105,800.00 529,000.00 529,000.00 80.00 1103640195 LAKE HAVASU CITY 86403 AZ 20070201 20370101 ARMS No 360 360 358 364,000.00 364,000.00 First Lien - 364,000.00 - - 455,000.00 80.00 1103640236 STERLING 20165 VA 20070201 20370101 ARMS No 360 360 358 200,000.00 199,687.02 First Lien - 200,000.00 - - 300,000.00 66.67 1103640267 COACHELLA 92236 CA 20070201 20370101 FIXED No 360 360 358 150,000.00 149,714.60 First Lien - 150,000.00 - - 315,000.00 47.62 1103640282 LAS VEGAS 89109 NV 20070201 20370101 ARMS No 360 360 358 616,000.00 616,000.00 First Lien - 616,000.00 - 880,000.00 1,050,000.00 70.00 1103640297 CHICAGO 60649 IL 20070201 20370101 ARMS No 360 360 358 189,000.00 188,822.94 First Lien - 189,000.00 - 210,000.00 210,000.00 90.00 1103640353 OCALA 34472 FL 20070201 20370101 FIXED No 360 360 358 140,000.00 139,729.76 First Lien - 140,000.00 - - 175,000.00 80.00 1103640357 HAGERSTOWN 21742 MD 20070201 20370101 ARMS No 360 360 358 233,600.00 233,252.18 First Lien - 292,000.00 58,400.00 - 292,000.00 80.00 1103640383 FRESNO 93703 CA 20070201 20220101 FIXED No 180 180 178 100,001.00 99,326.07 First Lien - 100,001.00 - - 165,000.00 60.61 1103640408 RIALTO 92376 CA 20070201 20370101 ARMS No 360 360 358 352,000.00 352,000.00 First Lien - 440,000.00 88,000.00 440,000.00 470,000.00 80.00 1103640436 THOUSAND OAKS 91362 CA 20070201 20370101 FIXED No 360 360 358 520,000.00 520,000.00 First Lien - 520,000.00 - - 1,015,000.00 51.23 1103640464 FORT MYERS 33966 FL 20070201 20370101 ARMS No 360 360 358 135,920.00 135,759.76 First Lien - 135,920.00 - 169,900.00 195,000.00 80.00 1103640504 MENLO PARK 94025 CA 20070201 20370101 FIXED No 360 360 358 550,000.00 548,875.75 First Lien - 550,000.00 - - 1,050,000.00 52.38 1103640511 POMONA 91768 CA 20070201 20370101 FIXED No 360 360 358 385,000.00 384,093.53 First Lien - 522,500.00 137,500.00 - 550,000.00 70.00 1103640526 PEORIA 85383 AZ 20070201 20370101 ARMS No 360 360 358 355,600.00 355,600.00 First Lien - 444,500.00 88,900.00 444,500.00 525,000.00 80.00 1103640559 WALNUT CREEK 94597 CA 20070201 20370101 ARMS No 360 360 358 576,000.00 576,000.00 First Lien - 576,000.00 - - 720,000.00 80.00 1103640568 KANSAS CITY 64127 MO 20070201 20370101 ARMS No 360 360 358 108,000.00 107,911.44 First Lien - 108,000.00 - - 135,000.00 80.00 1103640628 LOS ANGELES 91411 CA 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 306,000.00 34,000.00 - 340,000.00 80.00 1103640631 DALLAS 75201 TX 20070101 20361201 ARMS No 360 360 357 322,000.00 321,520.55 First Lien - 437,000.00 115,000.00 460,000.00 460,000.00 70.00 1103640659 SAN DIEGO 92124 CA 20070201 20370101 ARMS No 360 360 358 290,500.00 290,500.00 First Lien - 290,500.00 - - 415,000.00 70.00 1103640693 LOS ALAMOS 93440 CA 20070201 20370101 FIXED No 360 360 358 450,000.00 450,000.00 First Lien - 450,000.00 - - 680,000.00 66.18 1103640699 DEL REY 93616 CA 20070201 20370101 FIXED No 360 360 358 105,000.00 104,795.38 First Lien - 105,000.00 - - 192,000.00 54.69 1103640711 SAN DIEGO 92105 CA 20070201 20370101 ARMS No 360 360 358 166,000.00 166,000.00 First Lien - 166,000.00 - - 360,000.00 46.11 1103640727 LODI 95242 CA 20070201 20370101 ARMS No 360 360 358 304,500.00 304,499.99 First Lien - 413,250.00 108,750.00 - 435,000.00 70.00 1103640762 ELLICOTT CITY 21043 MD 20070101 20361201 ARMS No 360 360 357 195,200.00 195,200.00 First Lien - 211,499.00 16,299.00 - 244,000.00 80.00 1103640775 SCOTTSDALE 85262 AZ 20070101 20361201 ARMS No 360 360 357 904,000.00 904,000.00 First Lien - 1,104,000.00 200,000.00 1,130,000.00 1,130,000.00 80.00 1103640778 LAWRENCEVILLE 30043 GA 20070101 20361201 ARMS No 360 360 357 155,920.00 155,920.00 First Lien - 175,410.00 19,490.00 194,900.00 196,000.00 80.00 1103640793 CHANTILLY 20151 VA 20070101 20361201 ARMS No 360 360 357 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 502,000.00 80.00 1103640794 ANNANDALE 22003 VA 20070101 20361201 ARMS No 360 360 357 580,000.00 580,000.00 First Lien - 580,000.00 - - 725,000.00 80.00 1103640798 HENDERSONVILLE 37075 TN 20070101 20361201 ARMS No 360 360 357 260,583.00 260,583.00 First Lien - 309,442.00 48,859.00 325,729.00 326,000.00 80.00 1103640806 FAIRFAX 22032 VA 20070101 20361201 ARMS No 360 360 357 292,000.00 291,103.03 First Lien - 346,750.00 54,750.00 365,000.00 390,000.00 80.00 1103640816 CULPEPER 22701 VA 20070101 20361201 FIXED No 360 360 357 417,000.00 415,686.94 First Lien - 498,690.00 81,690.00 - 525,000.00 79.43 1103640822 STERLING 20165 VA 20070101 20361201 FIXED No 360 360 357 368,000.00 368,000.00 First Lien - 414,000.00 46,000.00 460,000.00 474,000.00 80.00 1103640823 NORTH MIAMI BEACH 33160 FL 20070101 20361201 FIXED No 360 360 357 600,000.00 600,000.00 First Lien - 750,000.00 150,000.00 750,000.00 818,000.00 80.00 1103640825 BURKE 22015 VA 20061201 20361201 FIXED Yes 360 480 356 209,500.00 209,096.23 First Lien - 209,500.00 - 372,500.00 385,000.00 56.24 1103640827 MANTECA 95336 CA 20070201 20370101 FIXED No 360 360 358 284,700.00 284,700.00 First Lien - 390,000.00 105,300.00 - 390,000.00 73.00 1103640891 TUCSON 85730 AZ 20070201 20370101 ARMS No 360 360 358 144,000.00 144,000.00 First Lien - 144,000.00 - - 180,000.00 80.00 1103640932 SCOTTSDALE 85260 AZ 20070201 20370101 ARMS No 360 360 358 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 625,000.00 80.00 1103640939 COLORADO SPRINGS 80918 CO 20070201 20370101 ARMS No 360 360 358 182,000.00 182,000.00 First Lien - 247,000.00 65,000.00 260,000.00 264,000.00 70.00 1103640942 SAN DIEGO 92101 CA 20070301 20370201 ARMS No 360 360 359 403,750.00 403,442.78 First Lien - 403,750.00 - 425,000.00 425,000.00 95.00 1103640954 QUEEN CREEK 85243 AZ 20070201 20370101 ARMS No 360 360 358 111,000.00 111,000.00 First Lien - 140,600.00 29,600.00 148,000.00 170,000.00 75.00 1103640963 SAN FRANCISCO 94110 CA 20070301 20370201 ARMS No 360 360 359 1,000,000.00 1,000,000.00 First Lien - 1,310,000.00 310,000.00 - 1,695,000.00 59.00 1103640964 OXNARD 93030 CA 20070201 20370101 ARMS No 360 360 358 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 - 530,000.00 80.00 1103640981 EDWARDS 81632 CO 20070201 20370101 FIXED No 360 360 358 519,000.00 517,964.08 First Lien - 519,000.00 - - 1,015,000.00 51.13 1103640999 VAN NUYS 91401 CA 20070201 20370101 ARMS No 360 360 358 552,000.00 552,000.00 First Lien - 552,000.00 - - 752,000.00 73.40 1103641001 RIALTO 92377 CA 20070201 20370101 FIXED No 360 360 358 360,000.00 359,347.36 First Lien - 450,000.00 90,000.00 450,000.00 450,000.00 80.00 1103641005 LEMON GROVE 91945 CA 20070201 20370101 FIXED No 360 360 358 335,000.00 335,000.00 First Lien - 335,000.00 - - 460,000.00 72.83 1103641007 BURBANK 91501 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 625,000.00 80.00 1103641018 ANAHEIM 92808 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 950,000.00 200,000.00 950,000.00 978,000.00 78.95 1103641049 LAKEWOOD 90712 CA 20070201 20370101 ARMS No 360 360 358 429,700.00 429,320.89 First Lien - 544,300.00 114,600.00 - 573,000.00 74.99 1103641064 FORT LAUDERDALE 33323 FL 20070301 20370201 ARMS No 360 360 359 400,000.00 399,695.63 First Lien - 400,000.00 - - 867,000.00 46.14 1103641067 KISSIMMEE 34744 FL 20070301 20370201 ARMS No 360 360 359 226,700.00 226,700.00 First Lien - 272,000.00 45,300.00 302,273.00 308,100.00 75.00 1103641070 CHULA VISTA 91911 CA 20070201 20370101 ARMS No 360 360 358 434,000.00 434,000.00 First Lien - 589,000.00 155,000.00 - 620,000.00 70.00 1103641118 CLEARLAKE 95422 CA 20070201 20370101 FIXED No 360 360 358 147,700.00 147,700.00 First Lien - 147,700.00 - - 211,000.00 70.00 1103641134 PALM DESERT 92260 CA 20070201 20370101 ARMS No 360 360 358 303,750.00 303,750.00 First Lien - 303,750.00 - - 405,000.00 75.00 1103641140 VICTORVILLE 92392 CA 20070201 20370101 ARMS Yes 360 480 358 332,000.00 331,779.73 First Lien - 332,000.00 - - 415,000.00 80.00 1103641151 SAN DIEGO 92104 CA 20070101 20361201 ARMS No 360 360 357 208,000.00 208,000.00 First Lien - 247,000.00 39,000.00 260,000.00 270,000.00 80.00 1103641152 ATLANTA 30317 GA 20070101 20361201 ARMS No 360 360 357 236,720.00 236,720.00 First Lien - 295,900.00 59,180.00 295,900.00 350,000.00 80.00 1103641156 BALTIMORE 21231 MD 20070101 20361201 ARMS No 360 360 357 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 1103641158 SAN DIEGO 92113 CA 20070101 20361201 ARMS No 360 360 357 378,000.00 378,000.00 First Lien - 378,000.00 - - 650,000.00 58.15 1103641179 RANCHO SAN DIEGO 92019 CA 20070101 20361201 ARMS No 360 360 357 233,592.00 233,592.00 First Lien - 291,990.00 58,398.00 291,990.00 330,000.00 80.00 1103641188 LOS ANGELES 90003 CA 20070101 20361201 ARMS No 360 360 357 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 1103641189 ANNANDALE 22003 VA 20070101 20361201 ARMS No 360 360 357 476,000.00 476,000.00 First Lien - 595,000.00 119,000.00 595,000.00 602,000.00 80.00 1103641195 LOS ANGELES 90044 CA 20070101 20361201 ARMS No 360 360 357 496,000.00 496,000.00 First Lien - 620,000.00 124,000.00 620,000.00 620,000.00 80.00 1103641207 ALISO VIEJO 92656 CA 20070201 20370101 ARMS No 360 360 358 352,000.00 352,000.00 First Lien - 440,000.00 88,000.00 - 440,000.00 80.00 1103641235 SAN DIEGO 92154 CA 20070201 20370101 FIXED No 360 360 358 300,000.00 300,000.00 First Lien - 300,000.00 - - 500,000.00 60.00 1103641275 TURLOCK 95382 CA 20070201 20370101 ARMS No 360 360 358 420,000.00 420,000.00 First Lien - 420,000.00 - - 525,000.00 80.00 1103641309 LOPEZ ISLAND 98261 WA 20070401 20370301 FIXED No 360 360 360 1,000,000.00 1,000,000.00 First Lien - 1,000,000.00 - - 1,500,000.00 66.67 1103641354 GARDEN GROVE 92840 CA 20070301 20370201 ARMS No 360 360 359 365,600.00 365,600.00 First Lien - 457,000.00 91,400.00 457,000.00 457,000.00 80.00 1103641358 PHOENIX 85008 AZ 20070201 20370101 ARMS No 360 360 358 247,425.00 247,425.00 First Lien - 313,405.00 65,980.00 329,900.00 330,000.00 75.00 1103641370 SPRINGFIELD 22152 VA 20070401 20370301 ARMS No 360 360 360 528,000.00 528,000.00 First Lien - 584,000.00 56,000.00 - 660,000.00 80.00 1103641388 GRAND TERRACE 92313 CA 20070201 20370101 ARMS No 360 360 358 202,500.00 202,500.00 First Lien - 202,500.00 - - 453,000.00 44.70 1103641404 QUEENSTOWN 21658 MD 20070201 20220101 FIXED No 180 180 178 161,000.00 159,958.93 First Lien - 161,000.00 - - 266,000.00 60.53 1103641448 ESCONDIDO 92029 CA 20070201 20370101 FIXED No 360 360 358 330,000.00 330,000.00 First Lien - 330,000.00 - - 475,000.00 69.47 1103641495 SAN PEDRO 90731 CA 20070201 20370101 ARMS No 360 360 358 650,000.00 650,000.00 First Lien - 760,000.00 110,000.00 - 980,000.00 66.33 1103641543 LAS VEGAS 89148 NV 20070201 20370101 ARMS No 360 360 358 244,000.00 244,000.00 First Lien - 289,750.00 45,750.00 305,000.00 305,000.00 80.00 1103641550 ENCINITAS 92024 CA 20070201 20370101 ARMS No 360 360 358 408,450.00 408,450.00 First Lien - 554,250.00 145,800.00 - 583,500.00 70.00 1103641561 PHOENIX 85020 AZ 20070201 20370101 ARMS No 360 360 358 336,000.00 336,000.00 First Lien - 336,000.00 - - 480,000.00 70.00 1103641562 PHOENIX 85050 AZ 20070201 20370101 ARMS No 360 360 358 175,295.00 175,295.00 First Lien - 175,295.00 - 285,000.00 290,000.00 61.51 1103641575 OAKDALE 95361 CA 20070201 20370101 FIXED No 360 360 358 509,600.00 508,630.44 First Lien - 509,600.00 - - 670,000.00 76.06 1103641606 HARRISON 10528 NY 20070101 20361201 FIXED No 360 360 357 900,000.00 900,000.00 First Lien - 900,000.00 - 1,310,000.00 1,350,000.00 68.70 1103641613 EAST ORANGE 7018 NJ 20070101 20361201 FIXED No 360 360 357 150,000.00 149,619.79 First Lien - 150,000.00 - - 305,000.00 49.18 1103641616 MANVILLE 8835 NJ 20070101 20361201 FIXED No 360 360 357 275,200.00 274,567.91 First Lien - 309,600.00 34,400.00 - 344,000.00 80.00 1103641621 LAKEWOOD 8701 NJ 20070101 20361201 FIXED No 360 360 357 268,000.00 267,414.37 First Lien - 268,000.00 - 335,000.00 335,000.00 80.00 1103641641 PICO RIVERA 90660 CA 20070201 20370101 ARMS No 360 360 358 379,000.00 379,000.00 First Lien - 379,000.00 - - 555,000.00 68.29 1103641652 GARDEN GROVE 92843 CA 20070201 20370101 ARMS No 360 360 358 328,000.00 328,000.00 First Lien - 328,000.00 - - 419,000.00 78.28 1103641701 KISSIMMEE 34741 FL 20070301 20370201 ARMS No 360 360 359 157,500.00 157,367.68 First Lien - 199,500.00 42,000.00 210,000.00 230,000.00 75.00 1103641708 LA MIRADA 90638 CA 20070201 20370201 FIXED Yes 360 480 358 472,500.00 472,055.58 First Lien - 472,500.00 - 612,500.00 615,000.00 77.14 1103641717 LAKE FOREST 92630 CA 20070201 20370101 ARMS No 360 360 358 292,500.00 292,484.38 First Lien - 340,000.00 47,500.00 - 390,000.00 75.00 1103641734 LA HABRA 90631 CA 20070201 20370101 FIXED No 360 360 358 233,500.00 233,044.94 First Lien - 233,500.00 - - 450,000.00 51.89 1103641736 SACRAMENTO 95822 CA 20070201 20370101 ARMS No 360 360 358 420,000.00 420,000.00 First Lien - 420,000.00 - - 560,000.00 75.00 1103641738 SIGNAL HILL 90755 CA 20070301 20370201 FIXED No 360 360 359 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 1103641801 ANAHEIM 92808 CA 20070201 20370101 ARMS No 360 360 358 175,000.00 175,000.00 First Lien - 175,000.00 - 359,000.00 359,000.00 48.75 1103641804 MOORPARK 93021 CA 20070301 20370201 FIXED No 360 360 359 276,000.00 276,000.00 First Lien - 276,000.00 - - 730,000.00 37.81 1103641822 BROOKLYN 11238 NY 20070301 20370201 ARMS No 360 360 359 600,000.00 599,688.95 First Lien - 600,000.00 - - 800,000.00 75.00 1103641827 SAN DIEGO 92114 CA 20070201 20370101 ARMS No 360 360 358 405,000.00 405,000.00 First Lien - 405,000.00 - - 540,000.00 75.00 1103641833 CHATHAM 7928 NJ 20070301 20370201 ARMS No 360 360 359 535,500.00 535,500.00 First Lien - 688,500.00 153,000.00 765,000.00 785,000.00 70.00 1103641841 LAS VEGAS 89123 NV 20070301 20370201 ARMS No 360 360 359 216,000.00 216,000.00 First Lien - 270,000.00 54,000.00 270,000.00 287,000.00 80.00 1103641850 ORLANDO 32822 FL 20070401 20370301 ARMS No 360 360 360 83,230.00 83,230.00 First Lien - 112,955.00 29,725.00 118,900.00 123,000.00 70.00 1103641884 PALMDALE 93550 CA 20070201 20370101 FIXED No 360 360 358 300,000.00 299,456.13 First Lien - 300,000.00 - - 425,000.00 70.59 1103641890 SUNNY ISLES BEACH 33160 FL 20070201 20370101 ARMS No 360 360 358 316,800.00 316,316.40 First Lien - 356,400.00 39,600.00 396,616.00 690,000.00 79.88 1103641899 LONG BEACH 90805 CA 20070201 20370101 ARMS No 360 360 358 435,000.00 435,000.00 First Lien - 435,000.00 - - 580,000.00 75.00 1103641910 NORFOLK 23508 VA 20070201 20370101 FIXED No 360 360 358 126,000.00 126,000.00 First Lien - 126,000.00 - - 168,000.00 75.00 1103641938 MOUNT VERNON 98274 WA 20070201 20370101 ARMS No 360 360 358 359,200.00 359,200.00 First Lien - 449,000.00 89,800.00 449,000.00 449,000.00 80.00 1103641953 SIMI VALLEY 93063 CA 20070201 20370101 ARMS No 360 360 358 745,500.00 745,500.00 First Lien - 1,065,000.00 319,500.00 - 1,065,000.00 70.00 1103641972 ASHBURN 20147 VA 20070401 20370301 FIXED No 360 360 360 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,015,000.00 64.04 1103641977 CITRUS HEIGHTS 95621 CA 20070201 20370301 FIXED Yes 360 480 358 318,750.00 318,450.20 First Lien - 318,750.00 - - 425,000.00 75.00 1103641984 PICO RIVERA 90660 CA 20070301 20370201 FIXED No 360 360 359 300,000.00 299,747.96 First Lien - 300,000.00 - - 525,000.00 57.14 1103641988 LA HABRA 90631 CA 20070201 20370101 ARMS No 360 360 358 404,000.00 404,000.00 First Lien - 505,000.00 101,000.00 - 505,000.00 80.00 1103642007 LAGUNITAS 94938 CA 20070101 20361201 ARMS No 360 360 357 764,000.00 764,000.00 First Lien - 955,000.00 191,000.00 955,000.00 955,000.00 80.00 1103642008 SAUSALITO 94965 CA 20070101 20361201 ARMS No 360 360 357 840,000.00 840,000.00 First Lien - 840,000.00 - - 1,050,000.00 80.00 1103642058 RANCHO CUCAMONGA 91737 CA 20070201 20370101 ARMS No 360 360 358 381,000.00 381,000.00 First Lien - 381,000.00 - - 545,000.00 69.91 1103642059 YUMA 85367 AZ 20070201 20370101 ARMS No 360 360 358 255,000.00 255,000.00 First Lien - 255,000.00 - - 295,000.00 86.44 1103642074 REDDING 96002 CA 20070201 20370101 ARMS No 360 360 358 320,000.00 320,000.00 First Lien - 380,000.00 60,000.00 - 400,000.00 80.00 1103642077 PANAMA CITY 32404 FL 20070201 20370101 FIXED No 360 360 358 128,000.00 127,784.52 First Lien - 128,000.00 - - 182,000.00 70.33 1103642084 CHINO HILLS 91709 CA 20070201 20370101 ARMS No 360 360 358 511,000.00 511,000.00 First Lien - 693,500.00 182,500.00 - 730,000.00 70.00 1103642102 EDWARDS 81632 CO 20070301 20370201 ARMS No 360 360 359 468,300.00 468,300.00 First Lien - 669,000.00 200,700.00 669,000.00 670,000.00 70.00 1103642165 TAMPA 33626 FL 20070201 20370101 ARMS No 360 360 358 350,000.00 350,000.00 First Lien - 350,000.00 - - 442,000.00 79.19 1103642166 EL CAJON 92021 CA 20070201 20370101 ARMS No 360 360 358 376,000.00 376,000.00 First Lien - 376,000.00 - - 470,000.00 80.00 1103642173 MANHATTAN BEACH 90266 CA 20070301 20370201 FIXED No 360 360 359 750,000.00 750,000.00 First Lien - 750,000.00 - 1,080,000.00 1,100,000.00 69.44 1103642178 RESEDA 91335 CA 20070201 20370101 ARMS No 360 360 358 496,000.00 496,000.00 First Lien - 496,000.00 - - 775,000.00 64.00 1103642180 PORT CHARLOTTE 33981 FL 20070201 20370101 ARMS No 360 360 358 108,500.00 108,500.00 First Lien - 147,250.00 38,750.00 - 155,000.00 70.00 1103642211 MISSION HILLS 91345 CA 20070201 20370101 ARMS No 360 360 358 220,000.00 219,550.31 First Lien - 220,000.00 - - 590,000.00 37.29 1103642221 MORENO VALLEY 92551 CA 20070201 20370101 ARMS No 360 360 358 262,500.00 262,500.00 First Lien - 332,500.00 70,000.00 - 350,000.00 75.00 1103642279 ORLAND 95963 CA 20070201 20370101 ARMS No 360 360 358 197,600.00 197,600.00 First Lien - 222,300.00 24,700.00 247,000.00 247,000.00 80.00 1103642282 SAN FRANCISCO 94134 CA 20070201 20370101 ARMS No 360 360 358 300,000.00 300,000.00 First Lien - 300,000.00 - - 725,000.00 41.38 1103642288 FOLSOM 95630 CA 20070201 20370101 FIXED No 360 360 358 437,500.00 437,500.00 First Lien - 501,400.00 63,900.00 - 625,000.00 70.00 1103642290 MONTVALE 7645 NJ 20061201 20361101 FIXED No 360 360 356 600,000.00 600,000.00 First Lien - 692,750.00 92,750.00 815,000.00 815,000.00 73.62 1103642291 NORWALK 6854 CT 20061201 20361101 FIXED No 360 360 356 570,000.00 570,000.00 First Lien - 760,000.00 190,000.00 - 950,000.00 60.00 1103642292 SPRINGFIELD 7081 NJ 20061201 20361101 FIXED No 360 360 356 400,000.00 400,000.00 First Lien - 400,000.00 - - 515,000.00 77.67 1103642293 HAMPTON BAYS 11946 NY 20061201 20361101 FIXED No 360 360 356 250,000.00 250,000.00 First Lien - 250,000.00 - - 455,000.00 54.95 1103642294 EAST ORANGE 7017 NJ 20061201 20361101 FIXED No 360 360 356 224,000.00 223,392.77 First Lien - 224,000.00 - - 280,000.00 80.00 1103642297 EAST MEADOW 11554 NY 20061101 20361001 FIXED No 360 360 355 416,250.00 416,250.00 First Lien - 416,250.00 - - 555,000.00 75.00 1103642298 BROOKLYN 11228 NY 20070101 20361201 FIXED No 360 360 357 150,000.00 150,000.00 First Lien - 150,000.00 - - 635,000.00 23.62 1103642299 MOUNT KISCO 10549 NY 20070101 20361201 FIXED No 360 360 357 999,000.00 999,000.00 First Lien - 999,000.00 - - 1,350,000.00 74.00 1103642300 BROOKLYN 11228 NY 20070101 20361201 FIXED No 360 360 357 600,000.00 600,000.00 First Lien - 600,000.00 - - 800,000.00 75.00 1103642301 NORTH BERGEN 7047 NJ 20070101 20361201 FIXED No 360 360 357 304,000.00 304,000.00 First Lien - 342,000.00 38,000.00 - 380,000.00 80.00 1103642302 MORRISTOWN 7960 NJ 20070101 20361201 FIXED No 360 360 357 617,500.00 617,500.00 First Lien - 617,500.00 - - 950,000.00 65.00 1103642303 FREEPORT 11520 NY 20070101 20361201 FIXED No 360 360 357 360,750.00 360,750.00 First Lien - 360,750.00 - - 555,000.00 65.00 1103642304 KINGS PARK 11754 NY 20070101 20361201 FIXED No 360 360 357 417,000.00 417,000.00 First Lien - 508,500.00 91,500.00 - 565,000.00 73.81 1103642305 STAMFORD 6903 CT 20070101 20361201 FIXED No 360 360 357 925,000.00 925,000.00 First Lien - 925,000.00 - - 1,475,000.00 62.71 1103642306 RINGOES 8551 NJ 20070101 20361201 FIXED No 360 360 357 495,000.00 495,000.00 First Lien - 495,000.00 - - 660,000.00 75.00 1103642307 SOMERSET 8873 NJ 20070201 20370101 FIXED No 360 360 358 304,000.00 304,000.00 First Lien - 380,000.00 76,000.00 - 380,000.00 80.00 1103642308 HEWITT 7421 NJ 20070201 20370101 FIXED No 360 360 358 260,000.00 260,000.00 First Lien - 260,000.00 - - 325,000.00 80.00 1103642310 BUFFALO 14207 NY 20061201 20361101 FIXED No 360 360 356 94,400.00 94,144.11 First Lien - 94,400.00 - 118,000.00 118,000.00 80.00 1103642311 SPEONK 11972 NY 20061201 20361101 FIXED No 360 360 356 400,000.00 398,610.77 First Lien - 400,000.00 - - 560,000.00 71.43 1103642313 NORTH BABYLON 11703 NY 20061201 20361101 FIXED No 360 360 356 345,000.00 343,858.90 First Lien - 345,000.00 - - 460,000.00 75.00 1103642314 LEVITTOWN 11756 NY 20061201 20361101 FIXED No 360 360 356 328,000.00 326,888.24 First Lien - 389,500.00 61,500.00 - 410,000.00 80.00 1103642315 SOUTHAMPTON 11968 NY 20061201 20361101 FIXED No 360 360 356 650,000.00 647,796.83 First Lien - 650,000.00 - - 1,550,000.00 41.94 1103642317 STATEN ISLAND 10312 NY 20061201 20361101 FIXED No 360 360 356 305,500.00 304,386.28 First Lien - 305,500.00 - - 475,000.00 64.32 1103642318 SAINT JAMES 11780 NY 20061201 20361101 FIXED No 360 360 356 412,500.00 411,135.64 First Lien - 495,000.00 82,500.00 - 550,000.00 75.00 1103642319 NEW YORK 10023 NY 20061201 20361101 FIXED No 360 360 356 510,000.00 508,354.07 First Lien - 612,000.00 102,000.00 - 680,000.00 75.00 1103642321 HUNTIGTON STATION 11746 NY 20070101 20361201 FIXED No 360 360 357 260,000.00 259,356.89 First Lien - 260,000.00 - - 435,000.00 59.77 1103642323 RONKONKOMA 11779 NY 20070101 20361201 FIXED No 360 360 357 250,000.00 249,381.63 First Lien - 250,000.00 - - 360,000.00 69.44 1103642325 BROOKLYN 11228 NY 20070101 20361201 FIXED No 360 360 357 300,000.00 299,220.77 First Lien - 350,000.00 50,000.00 - 555,000.00 54.05 1103642326 BROOKLYN 11236 NY 20070101 20361201 FIXED No 360 360 357 380,000.00 378,916.34 First Lien - 380,000.00 - - 700,000.00 54.29 1103642328 BROOKLYN 11201 NY 20070201 20370101 FIXED No 360 360 358 800,000.00 798,671.67 First Lien - 800,000.00 - - 1,850,000.00 43.24 1103642330 STATEN ISLAND 10310 NY 20061201 20211101 FIXED No 180 180 176 125,000.00 123,391.54 First Lien - 125,000.00 - 369,000.00 370,000.00 33.88 1103642332 STATEN ISLAND 10309 NY 20061201 20211101 FIXED No 180 180 176 472,000.00 466,055.24 First Lien - 472,000.00 - - 825,000.00 57.21 1103642334 YONKERS 10710 NY 20070101 20211201 FIXED No 180 180 177 138,000.00 136,643.27 First Lien - 138,000.00 - 690,000.00 690,000.00 20.00 1103642335 LA QUINTA 92253 CA 20070201 20370101 ARMS No 360 360 358 412,000.00 412,000.00 First Lien - 412,000.00 - 515,000.00 515,000.00 80.00 1103642341 PALM BAY 32907 FL 20070201 20370101 ARMS No 360 360 358 172,000.00 172,000.00 First Lien - 172,000.00 - - 225,000.00 76.44 1103642342 MORENO VALLEY 92553 CA 20070201 20370101 ARMS No 360 360 358 220,000.00 220,000.00 First Lien - 261,250.00 41,250.00 275,000.00 340,000.00 80.00 1103642344 TOOELE 84074 UT 20070201 20370101 ARMS No 360 360 358 134,000.00 134,000.00 First Lien - 134,000.00 - 167,500.00 167,500.00 80.00 1103642346 LINDSAY 93247 CA 20070201 20370101 FIXED No 360 360 358 100,650.00 100,469.29 First Lien - 100,650.00 - - 183,000.00 55.00 1103642354 VIENNA 22180 VA 20070201 20370101 ARMS No 360 360 358 401,250.00 401,250.00 First Lien - 508,250.00 107,000.00 535,000.00 545,000.00 75.00 1103642371 PHOENIX 85086 AZ 20070201 20370101 ARMS No 360 360 358 336,000.00 336,000.00 First Lien - 336,000.00 - - 420,000.00 80.00 1103642381 CAPE CORAL 33909 FL 20070101 20361201 FIXED No 360 360 357 170,300.00 169,812.70 First Lien - 170,300.00 - - 262,000.00 65.00 1103642406 CARLSBAD 92009 CA 20070201 20370101 FIXED No 360 360 358 777,000.00 777,000.00 First Lien - 777,000.00 - - 1,200,000.00 64.75 1103642411 EL DORADO 95623 CA 20070201 20370101 ARMS No 360 360 358 473,000.00 473,000.00 First Lien - 473,000.00 - - 770,000.00 61.43 1103642422 MISSION VIEJO 92691 CA 20070201 20370101 FIXED No 360 360 358 272,000.00 272,000.00 First Lien - 272,000.00 - - 390,000.00 69.74 1103642434 CHANDLER 85225 AZ 20070301 20370201 ARMS No 360 360 359 123,112.00 123,112.00 First Lien - 147,734.00 24,622.00 164,150.00 166,000.00 75.00 1103642439 DAVIS 95618 CA 20070201 20370101 ARMS No 360 360 358 375,000.00 375,000.00 First Lien - 424,000.00 49,000.00 - 500,000.00 75.00 1103642448 FORT LAUDERDALE 33351 FL 20070201 20370101 FIXED No 360 360 358 280,000.00 279,504.56 First Lien - 280,000.00 - - 387,000.00 72.35 1103642465 ROSEVILLE 95678 CA 20070201 20370101 FIXED No 360 360 358 378,000.00 377,245.52 First Lien - 472,000.00 94,000.00 - 540,000.00 70.00 1103642474 ROWLAND HEIGHTS AREA 91748 CA 20070201 20370101 FIXED No 360 360 358 210,000.00 210,000.00 First Lien - 210,000.00 - - 445,000.00 47.19 1103642484 SALINAS 93905 CA 20070201 20370101 FIXED No 360 360 358 440,000.00 439,142.50 First Lien - 440,000.00 - - 550,000.00 80.00 1103642485 LANSING 48910 MI 20070101 20361201 ARMS No 360 360 357 68,000.00 67,847.64 First Lien - 80,750.00 12,750.00 85,000.00 85,000.00 80.00 1103642487 DELRAY BEACH 33444 FL 20070101 20361201 ARMS No 360 360 357 228,000.00 228,000.00 First Lien - 285,000.00 57,000.00 285,000.00 285,000.00 80.00 1103642489 LATHROP 95330 CA 20070101 20361201 ARMS No 360 360 357 335,543.00 335,543.00 First Lien - 419,428.00 83,885.00 419,429.00 435,000.00 80.00 1103642490 SANTA CLARITA AREA 91350 CA 20070101 20361201 ARMS No 360 360 357 387,081.00 387,081.00 First Lien - 483,852.00 96,771.00 483,852.00 625,000.00 80.00 1103642491 SANTA CLARITA AREA 91354 CA 20070101 20361201 ARMS No 360 360 357 399,303.00 399,303.00 First Lien - 499,128.00 99,825.00 499,129.00 625,000.00 80.00 1103642492 SANTA ANA 92704 CA 20070101 20361201 ARMS No 360 360 357 470,000.00 470,000.00 First Lien - 470,000.00 - - 685,000.00 68.61 1103642493 PERRIS 92570 CA 20070101 20361201 ARMS No 360 360 357 269,500.00 269,500.00 First Lien - 269,500.00 - - 385,000.00 70.00 1103642494 LYNDEN 98264 WA 20070101 20361201 ARMS No 360 360 357 221,000.00 221,000.00 First Lien - 274,000.00 53,000.00 - 277,000.00 79.78 1103642496 RANDALLSTOWN 21133 MD 20070201 20361201 ARMS Yes 360 480 358 125,500.00 125,393.53 First Lien - 125,500.00 - 244,500.00 246,000.00 51.33 1103642497 BOYNTON BEACH 33436 FL 20070101 20361201 ARMS No 360 360 357 240,000.00 239,376.59 First Lien - 270,000.00 30,000.00 300,000.00 300,000.00 80.00 1103642498 CORONA 92878 CA 20070101 20361201 ARMS No 360 360 357 312,800.00 312,133.40 First Lien - 312,800.00 - - 391,000.00 80.00 1103642500 MIAMI 33185 FL 20070101 20361201 ARMS No 360 360 357 308,000.00 308,000.00 First Lien - 385,000.00 77,000.00 385,000.00 400,000.00 80.00 1103642501 MESA 85207 AZ 20070101 20361201 ARMS No 360 360 357 288,000.00 288,000.00 First Lien - 360,000.00 72,000.00 360,000.00 360,000.00 80.00 1103642502 PERRIS 92571 CA 20070101 20361201 ARMS No 360 360 357 269,600.00 269,060.50 First Lien - 320,150.00 50,550.00 - 337,000.00 80.00 1103642503 LA MESA 91942 CA 20070101 20361201 ARMS No 360 360 357 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 455,000.00 455,000.00 80.00 1103642504 SPRING VALLEY 91977 CA 20070101 20361201 ARMS No 360 360 357 270,000.00 268,000.00 First Lien - 270,000.00 - - 500,000.00 54.00 1103642505 LAS VEGAS 89117 NV 20070101 20361201 ARMS No 360 360 357 220,000.00 220,000.00 First Lien - 261,250.00 41,250.00 - 275,000.00 80.00 1103642506 BAKERSFIELD 93313 CA 20070101 20361201 ARMS No 360 360 357 350,500.00 350,500.00 First Lien - 438,100.00 87,600.00 438,165.00 440,000.00 79.99 1103642507 HUNTINGTON BEACH 92646 CA 20070101 20361201 ARMS No 360 360 357 727,120.00 727,120.00 First Lien - 908,900.00 181,780.00 908,900.00 925,000.00 80.00 1103642509 MORENO VALLEY 92557 CA 20070201 20370101 FIXED No 360 360 358 270,000.00 270,000.00 First Lien - 270,000.00 - - 370,000.00 72.97 1103642537 PETALUMA 94954 CA 20070101 20361201 ARMS No 360 360 357 600,000.00 600,000.00 First Lien - 600,000.00 - - 980,000.00 61.22 1103642541 APTOS 95003 CA 20070101 20361201 ARMS No 360 360 357 960,000.00 960,000.00 First Lien - 1,080,000.00 120,000.00 - 1,200,000.00 80.00 1103642543 CAMBRIDGE 2139 MA 20070101 20361201 ARMS No 360 360 357 305,000.00 305,000.00 First Lien - 305,000.00 - - 415,000.00 73.49 1103642555 FREDERICKSBURG 22407 VA 20070101 20361201 ARMS No 360 360 357 232,000.00 231,411.94 First Lien - 232,000.00 - - 290,000.00 80.00 1103642566 PITTSBURG 94565 CA 20070101 20361201 ARMS No 360 360 357 362,400.00 362,400.00 First Lien - 430,350.00 67,950.00 - 453,000.00 80.00 1103642574 VISALIA 93291 CA 20070201 20220101 FIXED No 180 180 178 190,000.00 188,676.13 First Lien - 190,000.00 - - 494,000.00 38.46 1103642585 LOS ANGELES 90018 CA 20070201 20370101 ARMS No 360 360 358 527,150.00 527,150.00 First Lien - 527,150.00 - - 715,000.00 73.73 1103642676 POWELL 43065 OH 20061101 20361001 ARMS No 360 360 355 504,000.00 501,279.95 First Lien - 567,000.00 63,000.00 630,000.00 630,000.00 80.00 1103642684 NEWPORT COAST 92657 CA 20061201 20361101 ARMS No 360 360 356 1,165,000.00 1,160,131.87 First Lien - 1,165,000.00 - - 3,125,000.00 37.28 1103642758 LIVERMORE 94551 CA 20070301 20370201 FIXED No 360 360 359 321,000.00 320,605.30 First Lien - 321,000.00 - - 570,000.00 56.32 1103642774 TRACY 95391 CA 20070201 20370101 ARMS No 360 360 358 460,000.00 460,000.00 First Lien - 460,000.00 - - 590,000.00 77.97 1103642788 CHULA VISTA 91915 CA 20070201 20370101 FIXED No 360 360 358 580,000.00 578,814.43 First Lien - 580,000.00 - - 893,000.00 64.95 1103642805 UPLAND 91786 CA 20070201 20370101 ARMS No 360 360 358 360,800.00 360,800.00 First Lien - 360,800.00 - - 451,000.00 80.00 1103642842 MARGATE CITY 8402 NJ 20070201 20370101 ARMS No 360 360 358 105,000.00 105,000.00 First Lien - 105,000.00 - - 225,000.00 46.67 1103642860 ESCONDIDO 92026 CA 20070301 20370201 ARMS No 360 360 359 179,992.00 179,992.00 First Lien - 224,990.00 44,998.00 224,990.00 235,000.00 80.00 1103642876 WEST HARTFORD 6107 CT 20070301 20370201 FIXED No 360 360 359 232,000.00 231,790.27 First Lien - 232,000.00 - - 290,000.00 80.00 1103642904 LOS ANGELES 90011 CA 20070201 20370101 FIXED No 360 360 358 180,000.00 179,689.17 First Lien - 180,000.00 - - 480,000.00 37.50 1103642908 LAKE FOREST 92630 CA 20070201 20370101 ARMS No 360 360 358 320,000.00 320,000.00 First Lien - 380,000.00 60,000.00 - 400,000.00 80.00 1103642909 HIALEAH 33012 FL 20070301 20370201 ARMS No 360 360 359 164,000.00 164,000.00 First Lien - 164,000.00 - 205,000.00 205,000.00 80.00 1103642923 JERSEY CITY 7305 NJ 20070101 20361201 ARMS No 360 360 357 460,000.00 460,000.00 First Lien - 460,000.00 - - 580,000.00 79.31 1103642924 PASSAIC 7055 NJ 20070101 20361201 ARMS No 360 360 357 368,000.00 366,996.55 First Lien - 405,996.00 37,996.00 - 460,000.00 80.00 1103642927 SAN JOSE 95128 CA 20061201 20361101 ARMS No 360 360 356 485,000.00 485,000.00 First Lien - 485,000.00 - - 635,000.00 76.38 1103642928 PATERSON 7501 NJ 20070101 20361201 ARMS No 360 360 357 288,000.00 288,000.00 First Lien - 360,000.00 72,000.00 360,000.00 400,000.00 80.00 1103642929 SAN JOSE 95122 CA 20070101 20361201 ARMS No 360 360 357 580,000.00 580,000.00 First Lien - 725,000.00 145,000.00 725,000.00 726,000.00 80.00 1103642932 PATERSON 7504 NJ 20070101 20361201 ARMS No 360 360 357 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 340,000.00 340,000.00 80.00 1103642933 MILPITAS 95035 CA 20070101 20361201 ARMS No 360 360 357 310,000.00 310,000.00 First Lien - 310,000.00 - - 750,000.00 41.33 1103642945 MONTGOMERY 36117 AL 20070301 20370201 ARMS No 360 360 359 1,250,000.00 1,248,631.81 First Lien - 1,250,000.00 - - 1,700,000.00 73.53 1103642973 NORTH BERGEN 7047 NJ 20070201 20370101 ARMS No 360 360 358 371,200.00 371,200.00 First Lien - 464,000.00 92,800.00 464,000.00 465,000.00 80.00 1103642975 PITTSGROVE 8318 NJ 20070101 20361201 ARMS No 360 360 357 216,000.00 215,594.40 First Lien - 216,000.00 - - 270,000.00 80.00 1103642978 CYPRESS 77429 TX 20070101 20361201 ARMS No 360 360 357 982,800.00 982,800.00 First Lien - 1,332,677.00 349,877.00 1,404,000.00 1,450,000.00 70.00 1103642991 BALDWIN PARK 91706 CA 20070201 20370101 ARMS No 360 360 358 284,800.00 284,800.00 First Lien - 356,000.00 71,200.00 356,000.00 356,000.00 80.00 1103642996 WEST COVINA 91792 CA 20070301 20370201 ARMS No 360 360 359 439,900.00 439,900.00 First Lien - 549,850.00 109,950.00 549,900.00 560,000.00 80.00 1103643020 LOS ANGELES 91402 CA 20070301 20370201 FIXED No 360 360 359 193,000.00 193,000.00 First Lien - 282,000.00 89,000.00 - 305,000.00 63.28 1103643033 CHINO 91708 CA 20070201 20370101 FIXED No 360 360 358 411,700.00 411,055.72 First Lien - 549,000.00 137,300.00 549,000.00 552,000.00 74.99 1103643034 CONCORD 94520 CA 20070301 20370201 ARMS No 360 360 359 241,500.00 241,500.00 First Lien - 327,750.00 86,250.00 - 345,000.00 70.00 1103643049 YORBA LINDA 92887 CA 20070201 20370101 ARMS No 360 360 358 407,920.00 407,920.00 First Lien - 509,900.00 101,980.00 509,900.00 510,000.00 80.00 1103643075 KIHEI 96753 CA 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 200,000.00 - 925,000.00 985,000.00 21.62 1103643080 MYRTLE BEACH 29579 SC 20070201 20370101 ARMS No 360 360 358 161,500.00 161,500.00 First Lien - 161,500.00 - - 193,000.00 83.68 1103643083 ST PAUL 55449 MN 20070201 20370101 ARMS No 360 360 358 104,545.00 104,545.00 First Lien - 141,882.00 37,337.00 149,350.00 170,000.00 70.00 1103643096 BAKERSFIELD 93313 CA 20070201 20370101 FIXED No 360 360 358 306,600.00 305,927.28 First Lien - 391,600.00 85,000.00 - 450,000.00 68.13 1103643112 ANTELOPE 95843 CA 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 320,000.00 - 400,000.00 400,000.00 80.00 1103643121 WHITTIER 90601 CA 20070201 20370101 ARMS No 360 360 358 324,000.00 324,000.00 First Lien - 324,000.00 - - 405,000.00 80.00 1103643134 WASHINGTON 7882 NJ 20070201 20370101 ARMS No 360 360 358 625,000.00 625,000.00 First Lien - 625,000.00 - - 870,000.00 71.84 1103643149 CHULA VISTA 91915 CA 20070201 20370101 FIXED No 360 360 358 572,400.00 571,284.50 First Lien - 572,400.00 - - 954,000.00 60.00 1103643155 MANHATTAN BEACH 90266 CA 20070201 20370101 FIXED No 360 360 358 565,500.00 564,424.07 First Lien - 565,500.00 - - 1,550,000.00 36.48 1103643193 HAWTHORNE 90250 CA 20070301 20370201 FIXED No 360 360 359 232,000.00 231,763.46 First Lien - 232,000.00 - - 485,000.00 47.84 1103643196 RIVER VALE 7675 NJ 20070201 20370101 FIXED No 360 360 358 235,000.00 235,000.00 First Lien - 235,000.00 - - 445,000.00 52.81 1103643214 CONCORD 94521 CA 20070201 20370101 ARMS No 360 360 358 548,000.00 548,000.00 First Lien - 616,500.00 68,500.00 - 685,000.00 80.00 1103643218 RIVERSIDE 92504 CA 20070301 20370201 FIXED No 360 360 359 328,250.00 328,250.00 First Lien - 328,250.00 - - 415,000.00 79.10 1103643222 MORENO VALLEY 92553 CA 20070301 20370201 ARMS No 360 360 359 250,000.00 250,000.00 First Lien - 250,000.00 - - 361,000.00 69.25 1103643224 GULF SHORES 36542 AL 20070201 20370101 ARMS No 360 360 358 542,500.00 542,500.00 First Lien - 736,200.00 193,700.00 775,000.00 800,000.00 70.00 1103643227 EL CENTRO 92243 CA 20070201 20370101 ARMS No 360 360 358 172,000.00 171,705.63 First Lien - 172,000.00 - - 262,000.00 65.65 1103643235 UNION CITY 7087 NJ 20070201 20370101 ARMS No 360 360 358 262,500.00 262,500.00 First Lien - 356,250.00 93,750.00 375,000.00 390,000.00 70.00 1103643276 DAVENPORT 33837 FL 20070201 20370101 FIXED No 360 360 358 245,000.00 245,000.00 First Lien - 245,000.00 - - 350,000.00 70.00 1103643278 LAS VEGAS 89128 NV 20070201 20370101 ARMS No 360 360 358 300,000.00 300,000.00 First Lien - 300,000.00 - - 500,000.00 60.00 1103643292 LOMITA 90717 CA 20070301 20370201 ARMS No 360 360 359 371,250.00 371,250.00 First Lien - 470,250.00 99,000.00 495,000.00 495,000.00 75.00 1103643293 AUBURN 98001 WA 20070201 20370101 ARMS No 360 360 358 198,750.00 198,750.00 First Lien - 251,750.00 53,000.00 265,000.00 265,000.00 75.00 1103643310 PORTSMOUTH 23701 VA 20070201 20370101 FIXED No 360 360 358 184,000.00 183,747.19 First Lien - 184,000.00 - - 230,000.00 80.00 1103643317 MOSS BEACH 94038 CA 20070301 20370201 ARMS No 360 360 359 477,000.00 477,000.00 First Lien - 477,000.00 - - 810,000.00 58.89 1103643336 NORWALK 90650 CA 20070401 20370301 FIXED No 360 360 360 295,000.00 295,000.00 First Lien - 295,000.00 - - 580,000.00 50.86 1103643392 MIAMI BEACH 33140 FL 20070301 20370201 ARMS No 360 360 359 288,000.00 288,000.00 First Lien - 324,000.00 36,000.00 360,000.00 360,000.00 80.00 1103643402 SULLIVANS ISLAND 29482 SC 20070301 20370201 FIXED No 360 360 359 527,000.00 526,423.17 First Lien - 527,000.00 - - 2,500,000.00 21.08 1103643403 FONTANA 92335 CA 20070201 20270101 FIXED No 240 240 238 181,500.00 180,757.81 First Lien - 181,500.00 - - 380,000.00 47.76 1103643413 LAKE ELSINORE 92530 CA 20070201 20370101 FIXED No 360 360 358 95,000.00 94,839.92 First Lien - 95,000.00 - - 285,000.00 33.33 1103643424 BRADENTON 34207 FL 20070201 20370101 ARMS No 360 360 358 180,000.00 180,000.00 First Lien - 180,000.00 - - 225,000.00 80.00 1103643432 MIAMI BEACH 33139 FL 20070301 20370201 FIXED No 360 360 359 441,000.00 441,000.00 First Lien - 441,000.00 - 647,000.00 630,000.00 70.00 1103643438 FOUNTAIN VALLEY 92708 CA 20070201 20370101 ARMS No 360 360 358 335,000.00 335,000.00 First Lien - 335,000.00 - - 675,000.00 49.63 1103643450 LA MIRADA 90638 CA 20070201 20370101 ARMS No 360 360 358 435,225.00 435,225.00 First Lien - 435,225.00 - - 580,300.00 75.00 1103643460 SAN DIEGO 92119 CA 20070301 20370201 ARMS No 360 360 359 171,000.00 171,000.00 First Lien - 171,000.00 - - 250,000.00 68.40 1103643461 SANTA CRUZ 95065 CA 20070201 20370101 ARMS No 360 360 358 615,000.00 615,000.00 First Lien - 615,000.00 - - 950,000.00 64.74 1103643489 VACAVILLE 95687 CA 20070301 20370201 FIXED No 360 360 359 350,000.00 350,000.00 First Lien - 350,000.00 - - 595,000.00 58.82 1103643492 CITRUS HEIGHTS 95610 CA 20070201 20370101 ARMS No 360 360 358 336,000.00 336,000.00 First Lien - 399,000.00 63,000.00 - 420,000.00 80.00 1103643496 CAPE CORAL 33914 FL 20070301 20370201 FIXED No 360 360 359 174,400.00 174,263.95 First Lien - 174,400.00 - - 218,000.00 80.00 1103643507 LONE TREE 80124 CO 20070201 20370101 ARMS No 360 360 358 443,000.00 443,000.00 First Lien - 563,000.00 120,000.00 - 685,000.00 64.67 1103643526 LYNWOOD 90262 CA 20070201 20370101 FIXED No 360 360 358 414,500.00 414,500.00 First Lien - 414,500.00 - - 525,000.00 78.95 1103643542 MIAMI 33032 FL 20070301 20370201 ARMS No 360 360 359 232,500.00 232,500.00 First Lien - 294,500.00 62,000.00 310,000.00 315,000.00 75.00 1103643545 CHULA VISTA 91911 CA 20070201 20370101 FIXED No 360 360 358 619,300.00 619,300.00 First Lien - 619,300.00 - - 775,000.00 79.91 1103643547 MARATHON 33050 FL 20070401 20370301 ARMS No 360 360 360 1,050,000.00 1,050,000.00 First Lien - 1,190,000.00 140,000.00 1,400,000.00 1,400,000.00 75.00 1103643552 PHOENIX 85003 AZ 20070301 20370201 ARMS No 360 360 359 625,000.00 625,000.00 First Lien - 625,000.00 - - 965,000.00 64.77 1103643562 HOMESTEAD 33033 FL 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 228,000.00 60,000.00 240,000.00 244,000.00 70.00 1103643565 PALO ALTO 94303 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 800,000.00 50,000.00 1,000,000.00 1,000,000.00 75.00 1103643613 HUNTINGTON BEACH 92647 CA 20070201 20370101 ARMS No 360 360 358 196,000.00 196,000.00 First Lien - 196,000.00 - - 800,000.00 24.50 1103643615 BENICIA 94510 CA 20070301 20370201 ARMS No 360 360 359 455,000.00 455,000.00 First Lien - 455,000.00 - - 650,000.00 70.00 1103643625 AURORA 80013 CO 20070301 20370201 FIXED No 360 360 359 264,000.00 263,755.48 First Lien - 264,000.00 - - 427,000.00 61.83 1103643663 ORANGE 92861 CA 20070201 20370101 ARMS No 360 360 358 647,500.00 647,500.00 First Lien - 740,000.00 92,500.00 - 925,000.00 70.00 1103643677 BENICIA 94510 CA 20070201 20370101 ARMS No 360 360 358 260,000.00 260,000.00 First Lien - 260,000.00 - - 425,000.00 61.18 1103643679 CLINTON 20735 MD 20070201 20370101 ARMS No 360 360 358 216,750.00 216,750.00 First Lien - 216,750.00 - 255,000.00 356,000.00 85.00 1103643682 BURKE 22015 VA 20070201 20370101 ARMS No 360 360 358 544,000.00 544,000.00 First Lien - 680,000.00 136,000.00 - 680,000.00 80.00 1103643723 SAN JOSE 95127 CA 20070301 20370201 ARMS No 360 360 359 577,000.00 577,000.00 First Lien - 577,000.00 - - 770,000.00 74.94 1103643728 PHOENIX 85042 AZ 20070201 20370101 ARMS No 360 360 358 200,000.00 200,000.00 First Lien - 200,000.00 - - 253,500.00 78.90 1103643754 BAKERSFIELD 93313 CA 20070201 20370101 ARMS No 360 360 358 210,650.00 210,650.00 First Lien - 236,950.00 26,300.00 263,320.00 264,000.00 80.00 1103643760 SAN DIEGO 92114 CA 20070301 20370201 FIXED No 360 360 359 364,000.00 363,708.91 First Lien - 364,000.00 - - 535,000.00 68.04 1103643771 TUCSON 85718 AZ 20070201 20370101 ARMS No 360 360 358 234,000.00 234,000.00 First Lien - 280,800.00 46,800.00 312,000.00 430,000.00 75.00 1103643781 LOS ANGELES 90011 CA 20070301 20370201 FIXED No 360 360 359 165,000.00 165,000.00 First Lien - 165,000.00 - - 425,000.00 38.82 1103643783 ESCONDIDO 92026 CA 20070301 20370201 ARMS No 360 360 359 390,000.00 390,000.00 First Lien - 468,000.00 78,000.00 - 520,000.00 75.00 1103643798 HOMESTEAD 33034 FL 20070201 20370101 FIXED No 360 360 358 126,000.00 126,000.00 First Lien - 126,000.00 - - 220,000.00 57.27 1103643799 ORANGE 92867 CA 20070301 20370201 ARMS No 360 360 359 572,000.00 572,000.00 First Lien - 572,000.00 - 715,000.00 715,000.00 80.00 1103643806 ORANGE 92866 CA 20070201 20370101 ARMS No 360 360 358 516,000.00 516,000.00 First Lien - 516,000.00 - 645,000.00 655,000.00 80.00 1103643835 BRAHAM 55006 CA 20070301 20370201 ARMS No 360 360 359 161,405.00 161,316.84 First Lien - 161,405.00 - 169,900.00 173,000.00 95.00 1103643881 LUTHERVILLE TIMONIUM 21093 MD 20070201 20370101 FIXED No 360 360 358 213,500.00 213,182.12 First Lien - 213,500.00 - - 305,000.00 70.00 1103643885 SACRAMENTO 95834 CA 20070201 20370101 ARMS No 360 360 358 344,000.00 344,000.00 First Lien - 387,000.00 43,000.00 430,000.00 430,000.00 80.00 1103643903 ORANGE 92866 CA 20070201 20370101 FIXED No 360 360 358 640,000.00 640,000.00 First Lien - 640,000.00 - - 800,000.00 80.00 1103643940 NEWARK 94560 CA 20070201 20370101 ARMS No 360 360 358 440,000.00 440,000.00 First Lien - 440,000.00 - - 670,000.00 65.67 1103643941 RIVERSIDE 92505 CA 20070201 20370101 FIXED No 360 360 358 165,000.00 164,678.44 First Lien - 250,000.00 85,000.00 - 380,000.00 43.42 1103643963 DENVER 80204 CO 20070201 20370101 ARMS No 360 360 358 170,700.00 170,418.78 First Lien - 170,700.00 - 213,400.00 215,000.00 79.99 1103643970 FONTANA 92336 CA 20070301 20370201 ARMS No 360 360 359 450,000.00 450,000.00 First Lien - 450,000.00 - - 570,000.00 78.95 1103644020 CARSON 90745 CA 20070201 20370101 ARMS No 360 360 358 442,000.00 442,000.00 First Lien - 442,000.00 - - 520,000.00 85.00 1103644034 PITTSBURG 94565 CA 20070201 20370101 ARMS No 360 360 358 280,000.00 279,528.19 First Lien - 280,000.00 - - 400,000.00 70.00 1103644091 OXNARD 93035 CA 20070301 20370201 FIXED No 360 360 359 1,075,700.00 1,074,703.68 First Lien - 1,075,700.00 - - 1,450,000.00 74.19 1103644110 SAN CLEMENTE 92672 CA 20070301 20370201 ARMS No 360 360 359 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,150,000.00 56.52 1103644130 SAN BERNARDINO 92411 CA 20070301 20370201 ARMS No 360 360 359 184,000.00 184,000.00 First Lien - 184,000.00 - - 230,000.00 80.00 1103644134 LOS ANGELES 90016 CA 20070201 20370101 FIXED No 360 360 358 472,000.00 471,035.19 First Lien - 472,000.00 - 590,000.00 590,000.00 80.00 1103644139 MIAMI 33139 FL 20070301 20370201 FIXED No 360 360 359 255,500.00 255,500.00 First Lien - 255,500.00 - 365,000.00 520,000.00 70.00 1103644166 GULFPORT 39507 MS 20070201 20370101 ARMS No 360 360 358 413,000.00 413,000.00 First Lien - 530,900.00 117,900.00 590,000.00 715,000.00 70.00 1103644185 PALM COAST 32137 FL 20070301 20370201 ARMS No 360 360 359 500,000.00 499,477.97 First Lien - 500,000.00 - - 1,250,000.00 40.00 1103644253 RICHMOND 94806 CA 20070201 20370101 ARMS No 360 360 358 282,750.00 282,750.00 First Lien - 282,750.00 - - 435,000.00 65.00 1103644279 NORTH HOLLYWOOD 91605 CA 20070201 20370101 FIXED No 360 360 358 350,000.00 350,000.00 First Lien - 350,000.00 - - 575,000.00 60.87 1103644290 BAKERSFIELD 93313 CA 20070201 20370101 ARMS No 360 360 358 199,600.00 199,600.00 First Lien - 249,500.00 49,900.00 249,555.00 250,000.00 79.98 1103644298 BETHESDA 20817 MD 20070301 20370201 FIXED No 360 360 359 468,000.00 467,487.75 First Lien - 505,000.00 37,000.00 585,000.00 590,000.00 80.00 1103644306 CHULA VISTA 91913 CA 20070201 20370101 ARMS No 360 360 358 220,500.00 220,128.44 First Lien - 299,250.00 78,750.00 315,000.00 315,000.00 70.00 1103644337 SANTEE 92071 CA 20070201 20370101 ARMS No 360 360 358 360,000.00 360,000.00 First Lien - 450,000.00 90,000.00 450,000.00 450,000.00 80.00 1103644345 ELLICOTT CITY 21042 MD 20070301 20370201 FIXED No 360 360 359 408,000.00 408,000.00 First Lien - 408,000.00 - - 720,000.00 56.67 1103644346 HAMPTON 23663 VA 20070301 20370201 ARMS No 360 360 359 152,000.00 152,000.00 First Lien - 152,000.00 - - 210,000.00 72.38 1103644353 BAKERSFIELD 93308 CA 20070301 20370201 ARMS No 360 360 359 116,000.00 116,000.00 First Lien - 116,000.00 - - 190,000.00 61.05 1103644357 EARLIMART 93219 CA 20070301 20370201 ARMS No 360 360 359 83,550.00 83,550.00 First Lien - 103,550.00 20,000.00 109,000.00 122,000.00 76.65 1103644370 SANGER 93657 CA 20070201 20370101 ARMS No 360 360 358 183,750.00 183,750.00 First Lien - 217,000.00 33,250.00 - 245,000.00 75.00 1103644383 ONTARIO 91762 CA 20070301 20370201 ARMS No 360 360 359 583,200.00 583,200.00 First Lien - 729,000.00 145,800.00 729,000.00 750,000.00 80.00 1103644387 PLACENTIA 92870 CA 20070301 20370201 ARMS No 360 360 359 545,000.00 545,000.00 First Lien - 545,000.00 - - 1,000,000.00 54.50 1103644397 BAKERSFIELD 93304 CA 20070301 20370201 ARMS No 360 360 359 129,500.00 129,500.00 First Lien - 175,750.00 46,250.00 185,000.00 193,000.00 70.00 1103644410 GARDEN GROVE 92841 CA 20070301 20370201 ARMS No 360 360 359 406,000.00 406,000.00 First Lien - 406,000.00 - - 580,000.00 70.00 1103644423 IRVINE 92620 CA 20070201 20370101 ARMS No 360 360 358 295,000.00 295,000.00 First Lien - 295,000.00 - - 675,000.00 43.70 1103644424 VICTORVILLE 92392 CA 20070201 20370101 ARMS No 360 360 358 332,800.00 332,800.00 First Lien - 399,800.00 67,000.00 - 416,000.00 80.00 1103644425 LOS ANGELES 90019 CA 20070201 20370101 FIXED Yes 360 480 358 672,000.00 671,367.94 First Lien - 672,000.00 - - 900,000.00 74.67 1103644449 LADERA RANCH AREA 92694 CA 20070301 20370201 ARMS No 360 360 359 448,000.00 448,000.00 First Lien - 448,000.00 - - 640,000.00 70.00 1103644466 ROSEVILLE 95747 CA 20070201 20370101 ARMS No 360 360 358 355,150.00 355,150.00 First Lien - 426,200.00 71,050.00 473,595.00 474,000.00 74.99 1103644475 BAKERSFIELD 93314 CA 20070301 20370201 FIXED No 360 360 359 120,000.00 120,000.00 First Lien - 120,000.00 - - 280,500.00 42.78 1103644490 DENVER 80204 CO 20070201 20370101 ARMS No 360 360 358 160,600.00 160,335.43 First Lien - 160,600.00 - 200,750.00 205,000.00 80.00 1103644496 SANTA CLARITA 91350 CA 20070201 20370101 ARMS No 360 360 358 356,000.00 356,000.00 First Lien - 445,000.00 89,000.00 445,000.00 445,000.00 80.00 1103644497 DIXON 95620 CA 20070201 20370101 ARMS No 360 360 358 408,000.00 408,000.00 First Lien - 459,000.00 51,000.00 510,000.00 510,000.00 80.00 1103644555 PACOIMA 91331 CA 20070201 20370101 FIXED No 360 360 358 431,250.00 431,250.00 First Lien - 431,250.00 - - 575,000.00 75.00 1103644566 LANCASTER 93535 CA 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 350,000.00 350,000.00 80.00 1103644568 LAGUNA BEACH 92651 CA 20070201 20370101 FIXED No 360 360 358 350,000.00 349,424.54 First Lien - 350,000.00 - - 1,000,000.00 35.00 1103644578 NORTHRIDGE 91326 CA 20070301 20370201 ARMS No 360 360 359 492,500.00 492,500.00 First Lien - 492,500.00 - - 670,000.00 73.51 1103644603 STOCKTON 95209 CA 20070201 20370101 ARMS No 360 360 358 287,000.00 287,000.00 First Lien - 369,000.00 82,000.00 410,000.00 410,000.00 70.00 1103644627 ELK GROVE 95624 CA 20070301 20370201 ARMS No 360 360 359 277,500.00 277,266.86 First Lien - 351,500.00 74,000.00 375,000.00 375,000.00 74.00 1103644633 LOS ANGELES 90003 CA 20070201 20370101 ARMS No 360 360 358 519,200.00 519,200.00 First Lien - 649,000.00 129,800.00 649,000.00 649,000.00 80.00 1103644639 WEBSTER 33597 FL 20070301 20370201 FIXED No 360 360 359 80,500.00 80,500.00 First Lien - 80,500.00 - - 115,000.00 70.00 1103644646 LA PUENTE 91744 CA 20070301 20370201 FIXED No 360 360 359 154,000.00 154,000.00 First Lien - 154,000.00 - - 450,000.00 34.22 1103644648 LAKEWOOD 90712 CA 20070301 20370201 ARMS No 360 360 359 444,000.00 444,000.00 First Lien - 555,000.00 111,000.00 555,000.00 555,000.00 80.00 1103644682 HONOLULU 96822 HI 20070301 20370201 ARMS No 360 360 359 1,217,250.00 1,217,250.00 First Lien - 1,379,550.00 162,300.00 - 1,623,000.00 75.00 1103644696 SAN DIEGO 92122 CA 20070301 20370201 ARMS No 360 360 359 210,000.00 210,000.00 First Lien - 210,000.00 - - 300,000.00 70.00 1103644698 RANCHO MIRAGE 92270 CA 20070301 20370201 ARMS No 360 360 359 544,600.00 544,600.00 First Lien - 544,600.00 - 778,000.00 778,000.00 70.00 1103644699 SILVER SPRING 20904 MD 20070401 20370301 ARMS No 360 360 360 405,000.00 405,000.00 First Lien - 513,000.00 108,000.00 - 540,000.00 75.00 1103644714 RIDGECREST 93555 CA 20070301 20370201 ARMS No 360 360 359 130,200.00 130,200.00 First Lien - 167,400.00 37,200.00 186,000.00 186,000.00 70.00 1103644726 SAN DIEGO 92122 CA 20070301 20370201 ARMS No 360 360 359 206,500.00 206,500.00 First Lien - 206,500.00 - - 295,000.00 70.00 1103644728 LAS VEGAS 89117 NV 20070301 20370201 ARMS No 360 360 359 1,000,000.00 1,000,000.00 First Lien - 1,000,000.00 - - 1,410,000.00 70.92 1103644731 MONROVIA 91016 CA 20070201 20370101 FIXED No 360 360 358 381,550.00 381,550.00 First Lien - 381,550.00 - - 587,000.00 65.00 1103644734 SAN DIEGO 92105 CA 20070301 20370201 ARMS No 360 360 359 336,000.00 335,657.43 First Lien - 366,000.00 30,000.00 - 420,000.00 80.00 1103644746 SAN DIEGO 92122 CA 20070301 20370201 ARMS No 360 360 359 206,500.00 206,500.00 First Lien - 206,500.00 - - 295,000.00 70.00 1103644767 CHINO HILLS 91709 CA 20070301 20370201 FIXED No 360 360 359 577,600.00 577,600.00 First Lien - 612,100.00 34,500.00 - 722,000.00 80.00 1103644792 SANTA ANA 92701 CA 20070201 20370101 ARMS No 360 360 358 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 350,000.00 356,000.00 80.00 1103644794 SEATTLE 98146 WA 20070201 20370101 ARMS No 360 360 358 144,000.00 144,000.00 First Lien - 180,000.00 36,000.00 180,000.00 306,000.00 80.00 1103644798 FORT MYERS 33905 FL 20070201 20370101 ARMS No 360 360 358 100,000.00 100,000.00 First Lien - 118,750.00 18,750.00 125,000.00 133,000.00 80.00 1103644799 LOS ANGELES 90062 CA 20070201 20370101 ARMS No 360 360 358 354,320.00 354,320.00 First Lien - 442,900.00 88,580.00 442,900.00 443,000.00 80.00 1103644800 LOS ANGELES 90039 CA 20070201 20370101 ARMS No 360 360 358 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 625,000.00 80.00 1103644801 WHITTIER AREA 90606 CA 20070201 20370101 ARMS No 360 360 358 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 1103644804 HUNTINGTON PARK 90255 CA 20070201 20370101 ARMS No 360 360 358 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 420,000.00 420,000.00 80.00 1103644806 COMPTON 90220 CA 20070201 20370101 ARMS No 360 360 358 437,000.00 437,000.00 First Lien - 437,000.00 - - 575,000.00 76.00 1103644808 SALT LAKE CITY 84118 UT 20070201 20370101 ARMS No 360 360 358 199,920.00 199,920.00 First Lien - 237,405.00 37,485.00 249,900.00 250,000.00 80.00 1103644809 LAS VEGAS 89106 NV 20070201 20370101 ARMS No 360 360 358 61,600.00 61,527.00 First Lien - 61,600.00 - 77,000.00 80,000.00 80.00 1103644815 SAN DIEGO 92127 CA 20070201 20370101 ARMS No 360 360 358 308,000.00 308,000.00 First Lien - 365,750.00 57,750.00 385,000.00 400,500.00 80.00 1103644821 POUGHKEEPSIE 12601 NY 20070301 20370201 ARMS No 360 360 359 180,250.00 180,116.22 First Lien - 244,625.00 64,375.00 257,500.00 260,000.00 70.00 1103644829 SYOSSET 11791 NY 20070301 20370201 ARMS No 360 360 359 420,000.00 420,000.00 First Lien - 713,716.00 293,716.00 - 760,000.00 55.26 1103644830 SAN JOSE 95118 CA 20070301 20370201 ARMS No 360 360 359 237,650.00 237,650.00 First Lien - 339,500.00 101,850.00 339,500.00 339,500.00 70.00 1103644835 FRESNO 93722 CA 20070301 20370201 ARMS No 360 360 359 210,000.00 210,000.00 First Lien - 210,000.00 - - 300,000.00 70.00 1103644843 RANCHO SANTA MARGARITA 92688 CA 20070301 20370201 ARMS No 360 360 359 428,000.00 428,000.00 First Lien - 535,000.00 107,000.00 535,000.00 535,000.00 80.00 1103644845 ORANGE 92867 CA 20070301 20370201 ARMS No 360 360 359 644,000.00 643,445.53 First Lien - 644,000.00 - - 920,000.00 70.00 1103644847 ANTELOPE 95843 CA 20070301 20370201 ARMS No 360 360 359 202,300.00 202,300.00 First Lien - 274,550.00 72,250.00 - 289,000.00 70.00 1103644848 PALMETTO 30268 GA 20070301 20370201 FIXED No 360 360 359 87,750.00 87,750.00 First Lien - 87,750.00 - - 135,000.00 65.00 1103644850 POINT PLEASANT 8742 NJ 20070301 20370201 ARMS No 360 360 359 490,000.00 490,000.00 First Lien - 630,000.00 140,000.00 700,000.00 725,000.00 70.00 1103644862 SANTA BARBARA 93101 CA 20070301 20370201 ARMS No 360 360 359 596,000.00 596,000.00 First Lien - 596,000.00 - - 1,275,000.00 46.75 1103644865 MURRIETA 92562 CA 20070201 20370101 ARMS No 360 360 358 378,400.00 378,400.00 First Lien - 448,850.00 70,450.00 - 473,000.00 80.00 1103644868 LOS ANGELES 90047 CA 20070201 20370101 ARMS No 360 360 358 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 1103644887 PHOENIX 85035 AZ 20070301 20370201 ARMS No 360 360 359 172,000.00 171,865.83 First Lien - 172,000.00 - - 215,000.00 80.00 1103644889 CHULA VISTA 91913 CA 20070301 20370201 ARMS No 360 360 359 540,000.00 540,000.00 First Lien - 726,000.00 186,000.00 - 730,000.00 73.97 1103644908 EAGLE MOUNTAIN 84043 UT 20070201 20370101 ARMS No 360 360 358 138,500.00 138,500.00 First Lien - 138,500.00 - - 198,000.00 69.95 1103644915 NORCO 92860 CA 20070401 20370301 FIXED No 360 360 360 399,000.00 399,000.00 First Lien - 399,000.00 - - 570,000.00 70.00 1103644928 MIAMI 33127 FL 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 320,000.00 64,000.00 320,000.00 323,000.00 80.00 1103644936 YUCAIPA 92399 CA 20070301 20370201 ARMS No 360 360 359 247,500.00 247,500.00 First Lien - 313,500.00 66,000.00 - 330,000.00 75.00 1103644942 HOMESTEAD 33035 FL 20070301 20370201 ARMS No 360 360 359 175,950.00 175,950.00 First Lien - 197,950.00 22,000.00 219,990.00 220,000.00 79.98 1103644971 ENCINO 91316 CA 20070301 20370201 ARMS No 360 360 359 396,000.00 396,000.00 First Lien - 495,000.00 99,000.00 495,000.00 495,000.00 80.00 1103644985 CITRUS HEIGHTS 95621 CA 20070201 20370101 ARMS No 360 360 358 213,600.00 213,600.00 First Lien - 267,000.00 53,400.00 267,000.00 300,000.00 80.00 1103644992 MIAMI 33161 FL 20070301 20370201 ARMS No 360 360 359 147,000.00 147,000.00 First Lien - 199,500.00 52,500.00 210,000.00 300,000.00 70.00 1103645001 BELL GARDENS 90201 CA 20070301 20370201 ARMS No 360 360 359 599,200.00 599,200.00 First Lien - 711,550.00 112,350.00 749,000.00 749,000.00 80.00 1103645013 MANTI 84642 UT 20070301 20220201 FIXED No 180 180 179 101,250.00 100,940.85 First Lien - 101,250.00 - - 135,000.00 75.00 1103645042 COMPTON 90220 CA 20070201 20370101 FIXED No 360 360 358 300,000.00 299,494.48 First Lien - 300,000.00 - - 615,000.00 48.78 1103645044 ESPARTO 95627 CA 20070301 20370201 ARMS No 360 360 359 416,000.00 416,000.00 First Lien - 416,000.00 - - 533,000.00 78.05 1103645085 PORT CHARLOTTE 33948 FL 20070201 20370101 ARMS No 360 360 358 218,000.00 217,632.67 First Lien - 218,000.00 - - 380,000.00 57.37 1103645107 CORAL GABLES 33146 FL 20070301 20370201 ARMS No 360 360 359 850,000.00 850,000.00 First Lien - 986,000.00 136,000.00 1,160,000.00 1,160,000.00 73.28 1103645120 ROYAL PALM BEACH 33411 FL 20070201 20370101 FIXED No 360 360 358 154,000.00 153,713.98 First Lien - 154,000.00 - - 220,000.00 70.00 1103645123 SAN MIGUEL 93451 CA 20070201 20370101 ARMS No 360 360 358 546,000.00 546,000.00 First Lien - 624,000.00 78,000.00 - 780,000.00 70.00 1103645126 RANCHO CUCAMONGA 91701 CA 20070301 20370201 ARMS No 360 360 359 499,395.00 499,395.00 First Lien - 562,500.00 63,105.00 - 630,000.00 79.27 1103645141 LANCASTER 93534 CA 20070201 20370101 ARMS No 360 360 358 200,000.00 200,000.00 First Lien - 250,000.00 50,000.00 250,000.00 250,000.00 80.00 1103645145 CONCORD 94521 CA 20070301 20370201 FIXED No 360 360 359 528,000.00 527,545.40 First Lien - 550,000.00 22,000.00 - 660,000.00 80.00 1103645148 SAN MIGUEL 93451 CA 20070201 20370101 ARMS No 360 360 358 538,300.00 538,300.00 First Lien - 615,200.00 76,900.00 - 769,000.00 70.00 1103645154 LA QUINTA 92253 CA 20070201 20370101 FIXED No 360 360 358 500,000.00 499,048.69 First Lien - 500,000.00 - 1,850,000.00 2,000,000.00 27.03 1103645171 LAGUNA BEACH 92651 CA 20070301 20370201 ARMS No 360 360 359 1,575,000.00 1,575,000.00 First Lien - 1,890,000.00 315,000.00 2,100,000.00 2,100,000.00 75.00 1103645174 OCEANSIDE 92057 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 475,000.00 75,000.00 - 500,000.00 80.00 1103645193 FALL RIVER 2721 MA 20070301 20370201 FIXED No 360 360 359 136,000.00 135,891.24 First Lien - 136,000.00 - - 243,000.00 55.97 1103645195 PROVO 84601 UT 20070301 20370201 ARMS No 360 360 359 198,400.00 198,400.00 First Lien - 198,400.00 - - 248,000.00 80.00 1103645200 OAKLAND 94605 CA 20070401 20370301 FIXED No 360 360 360 380,000.00 380,000.00 First Lien - 427,500.00 47,500.00 475,000.00 525,000.00 80.00 1103645212 DARIEN 6820 CT 20070401 20370301 ARMS No 360 360 360 510,000.00 510,000.00 First Lien - 510,000.00 - - 900,000.00 56.67 1103645215 LOS ANGELES 90029 CA 20070301 20370201 ARMS No 360 360 359 603,000.00 603,000.00 First Lien - 683,400.00 80,400.00 - 804,000.00 75.00 1103645223 EL CENTRO 92243 CA 20070301 20370201 FIXED No 360 360 359 360,000.00 359,682.38 First Lien - 405,000.00 45,000.00 - 450,000.00 80.00 1103645241 HOUSTON 77057 TX 20070301 20370201 ARMS No 360 360 359 320,000.00 319,850.70 First Lien - 380,000.00 60,000.00 400,000.00 635,000.00 80.00 1103645244 MONTGOMERY VILLAGE 20886 MD 20070401 20370301 FIXED No 360 360 360 386,000.00 386,000.00 First Lien - 451,000.00 65,000.00 - 483,000.00 79.92 1103645260 ENCINITAS 92024 CA 20070201 20370101 ARMS No 360 360 358 431,250.00 431,250.00 First Lien - 546,250.00 115,000.00 575,000.00 600,000.00 75.00 1103645302 SANTA ROSA 95403 CA 20070301 20370201 ARMS No 360 360 359 457,000.00 457,000.00 First Lien - 577,000.00 120,000.00 - 610,000.00 74.92 1103645313 LA PUENTE 91744 CA 20070301 20370201 FIXED No 360 360 359 142,000.00 142,000.00 First Lien - 142,000.00 - - 525,000.00 27.05 1103645320 BAYONNE 7002 NJ 20070201 20370101 ARMS No 360 360 358 357,000.00 357,000.00 First Lien - 459,000.00 102,000.00 - 510,000.00 70.00 1103645321 PORT CHESTER 10573 NY 20070201 20370101 ARMS No 360 360 358 460,000.00 460,000.00 First Lien - 575,000.00 115,000.00 575,000.00 575,000.00 80.00 1103645322 FORT LAUDERDALE 33305 FL 20070201 20370101 ARMS No 360 360 358 682,500.00 682,500.00 First Lien - 682,500.00 - - 910,000.00 75.00 1103645323 MIDDLETOWN 22645 VA 20070201 20370101 ARMS No 360 360 358 508,000.00 508,000.00 First Lien - 633,000.00 125,000.00 - 635,000.00 80.00 1103645324 CLINTON TOWNSHIP 48035 MI 20070201 20370101 ARMS No 360 360 358 75,200.00 75,200.00 First Lien - 94,000.00 18,800.00 94,000.00 98,000.00 80.00 1103645325 WANTAGE 7461 NJ 20070201 20370101 ARMS No 360 360 358 511,600.00 511,600.00 First Lien - 606,100.00 94,500.00 639,506.00 650,000.00 80.00 1103645326 MONTCLAIR 7042 NJ 20070201 20370101 ARMS No 360 360 358 396,000.00 396,000.00 First Lien - 440,000.00 44,000.00 495,000.00 500,000.00 80.00 1103645329 MARSTONS MILLS 2648 MA 20070201 20370101 ARMS No 360 360 358 300,000.00 300,000.00 First Lien - 300,000.00 - - 485,000.00 61.86 1103645347 OLNEY 20832 MD 20070201 20370101 ARMS No 360 360 358 280,000.00 280,000.00 First Lien - 280,000.00 - - 350,000.00 80.00 1103645349 NEW MARKET 21774 MD 20070201 20370101 ARMS No 360 360 358 298,500.00 298,500.00 First Lien - 378,100.00 79,600.00 - 398,000.00 75.00 1103645350 KISSIMMEE 34759 FL 20070201 20370101 ARMS No 360 360 358 214,850.00 214,850.00 First Lien - 272,150.00 57,300.00 286,530.00 286,543.00 74.98 1103645351 NAPLES 34113 FL 20070201 20370101 ARMS No 360 360 358 157,500.00 157,500.00 First Lien - 210,000.00 52,500.00 210,000.00 210,000.00 75.00 1103645352 VERO BEACH 32967 FL 20070201 20370101 ARMS No 360 360 358 172,500.00 172,500.00 First Lien - 218,500.00 46,000.00 230,000.00 230,000.00 75.00 1103645353 BURKE 22015 VA 20070201 20370101 ARMS No 360 360 358 288,000.00 288,000.00 First Lien - 324,000.00 36,000.00 360,000.00 360,000.00 80.00 1103645354 CHARLOTTESVILLE 22901 VA 20070201 20370101 ARMS No 360 360 358 243,000.00 243,000.00 First Lien - 324,000.00 81,000.00 324,000.00 324,000.00 75.00 1103645355 PERRY HALL 21128 MD 20061201 20361101 ARMS No 360 360 356 439,250.00 439,250.00 First Lien - 549,050.00 109,800.00 549,124.00 585,000.00 79.99 1103645356 VIRGINIA BEACH 23464 VA 20070201 20370101 ARMS No 360 360 358 236,000.00 236,000.00 First Lien - 280,250.00 44,250.00 - 295,000.00 80.00 1103645357 MAGNOLLA 19962 DE 20070201 20370101 ARMS No 360 360 358 348,250.00 348,250.00 First Lien - 435,300.00 87,050.00 435,350.00 436,000.00 79.99 1103645358 MOUNT JOY 17552 PA 20061201 20361101 ARMS No 360 360 356 104,900.00 104,561.45 First Lien - 125,844.00 20,944.00 - 139,900.00 74.98 1103645359 RICHMOND 23231 VA 20070201 20370101 ARMS No 360 360 358 131,250.00 131,068.77 First Lien - 157,500.00 26,250.00 175,000.00 178,000.00 75.00 1103645360 NORFOLK 23513 VA 20070201 20370101 ARMS No 360 360 358 153,750.00 153,532.28 First Lien - 205,000.00 51,250.00 205,000.00 206,000.00 75.00 1103645361 MANASSAS 20111 VA 20070201 20370101 ARMS No 360 360 358 337,500.00 337,500.00 First Lien - 450,000.00 112,500.00 - 470,000.00 71.81 1103645365 BALTIMORE 21211 MD 20070101 20361201 FIXED No 360 360 357 168,000.00 167,594.55 First Lien - 168,000.00 - - 318,001.00 52.83 1103645366 VIRGINIA BEACH 23455 VA 20061201 20361101 FIXED No 360 360 356 416,250.00 414,768.82 First Lien - 476,250.00 60,000.00 - 555,000.00 75.00 1103645367 HANOVER 17331 PA 20070101 20361201 FIXED No 360 360 357 135,900.00 135,538.31 First Lien - 135,900.00 - 169,900.00 169,900.00 79.99 1103645396 SAN FRANCISCO 94110 CA 20070301 20370201 ARMS No 360 360 359 449,400.00 449,400.00 First Lien - 449,400.00 - - 790,000.00 56.89 1103645421 HERCULES 94547 CA 20070201 20370101 ARMS No 360 360 358 554,350.00 554,350.00 First Lien - 692,948.00 138,598.00 692,990.00 692,990.00 79.99 1103645422 HAWTHORNE 90250 CA 20070201 20370101 ARMS No 360 360 358 329,000.00 329,000.00 First Lien - 329,000.00 - - 553,000.00 59.49 1103645423 HAYWARD 94544 CA 20070201 20370101 ARMS No 360 360 358 480,000.00 480,000.00 First Lien - 559,980.00 79,980.00 - 600,000.00 80.00 1103645424 NEWARK 94560 CA 20070201 20370101 ARMS No 360 360 358 528,000.00 528,000.00 First Lien - 559,944.00 31,944.00 - 660,000.00 80.00 1103645425 HAYWARD 94544 CA 20070201 20370101 ARMS No 360 360 358 468,000.00 468,000.00 First Lien - 555,750.00 87,750.00 - 585,000.00 80.00 1103645426 FOLSOM 95630 CA 20070201 20370101 ARMS No 360 360 358 250,000.00 250,000.00 First Lien - 250,000.00 - - 385,000.00 64.94 1103645427 CAZADERO 95421 CA 20070201 20370101 ARMS No 360 360 358 368,000.00 368,000.00 First Lien - 368,000.00 - - 525,000.00 70.10 1103645428 LAS VEGAS 89115 NV 20070201 20370101 ARMS No 360 360 358 206,400.00 206,400.00 First Lien - 245,100.00 38,700.00 - 258,000.00 80.00 1103645429 OCEANSIDE 92057 CA 20070201 20370101 ARMS No 360 360 358 272,000.00 272,000.00 First Lien - 306,000.00 34,000.00 - 340,000.00 80.00 1103645430 GLEN ELLEN 95442 CA 20070201 20370101 ARMS No 360 360 358 506,250.00 506,250.00 First Lien - 506,250.00 - 675,000.00 690,000.00 75.00 1103645431 TEMPE 85282 AZ 20070201 20370101 ARMS No 360 360 358 168,800.00 168,800.00 First Lien - 168,800.00 - - 211,000.00 80.00 1103645432 TEMPE 85281 AZ 20070201 20370101 ARMS No 360 360 358 156,000.00 156,000.00 First Lien - 156,000.00 - - 195,000.00 80.00 1103645433 SACRAMENTO 95838 CA 20070201 20370101 ARMS No 360 360 358 203,000.00 203,000.00 First Lien - 203,000.00 - - 350,000.00 58.00 1103645434 PHOENIX 85020 AZ 20070201 20370101 ARMS No 360 360 358 748,000.00 748,000.00 First Lien - 748,000.00 - 935,000.00 950,000.00 80.00 1103645435 SAN DIEGO 92109 CA 20070201 20370101 ARMS No 360 360 358 231,200.00 231,200.00 First Lien - 289,000.00 57,800.00 289,000.00 305,000.00 80.00 1103645436 SANTA ROSA 95401 CA 20070201 20370101 ARMS No 360 360 358 438,000.00 438,000.00 First Lien - 438,000.00 - - 730,000.00 60.00 1103645437 CERES 95307 CA 20070201 20370101 ARMS No 360 360 358 364,000.00 364,000.00 First Lien - 364,000.00 - - 455,000.00 80.00 1103645438 GERMANTOWN 20874 MD 20070201 20370101 ARMS No 360 360 358 476,000.00 476,000.00 First Lien - 595,000.00 119,000.00 595,000.00 639,000.00 80.00 1103645439 AUBURN 95602 CA 20070201 20370101 ARMS No 360 360 358 798,000.00 798,000.00 First Lien - 798,000.00 - - 1,140,000.00 70.00 1103645440 SAN DIEGO 92154 CA 20070201 20370101 ARMS No 360 360 358 280,000.00 280,000.00 First Lien - 380,016.00 100,016.00 - 470,000.00 59.57 1103645441 CHANDLER 85226 AZ 20070201 20370101 ARMS No 360 360 358 155,000.00 155,000.00 First Lien - 155,000.00 - 265,000.00 270,000.00 58.49 1103645442 EAST HAVEN 6512 CT 20070201 20370101 ARMS No 360 360 358 223,200.00 223,200.00 First Lien - 279,000.00 55,800.00 279,000.00 295,000.00 80.00 1103645443 VACAVILLE 95687 CA 20070201 20370101 ARMS No 360 360 358 316,000.00 316,000.00 First Lien - 395,000.00 79,000.00 395,000.00 396,500.00 80.00 1103645444 TOWNSHIP OF WINSLOW 8089 NJ 20070201 20370101 ARMS No 360 360 358 151,200.00 151,200.00 First Lien - 189,000.00 37,800.00 189,000.00 190,000.00 80.00 1103645445 RAYMOND 4071 ME 20070201 20370101 ARMS No 360 360 358 166,400.00 166,126.42 First Lien - 208,000.00 41,600.00 - 208,000.00 80.00 1103645446 SILVER SPRING 20906 MD 20070201 20370101 ARMS No 360 360 358 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 430,000.00 475,000.00 80.00 1103645447 SOUTH LAKE TAHOE 96150 CA 20070201 20370101 ARMS No 360 360 358 290,000.00 290,000.00 First Lien - 290,000.00 - - 370,000.00 78.38 1103645448 FAIRFAX 22033 VA 20070201 20370101 ARMS No 360 360 358 416,250.00 416,250.00 First Lien - 491,231.00 74,981.00 - 555,000.00 75.00 1103645449 UKIAH 95482 CA 20070201 20370101 ARMS No 360 360 358 289,500.00 289,500.00 First Lien - 361,916.00 72,416.00 361,900.00 363,000.00 79.99 1103645465 GULF SHORES 36542 AL 20070201 20370101 ARMS No 360 360 358 526,400.00 526,400.00 First Lien - 676,400.00 150,000.00 752,000.00 800,000.00 70.00 1103645468 HOLTVILLE 92250 CA 20070301 20370201 ARMS No 360 360 359 116,000.00 115,895.13 First Lien - 116,000.00 - - 215,000.00 53.95 1103645470 LAKE PLACID 33852 FL 20070301 20370201 FIXED No 360 360 359 85,000.00 84,928.59 First Lien - 85,000.00 - 130,000.00 145,000.00 65.38 1103645489 DESERT HOT SPRINGS 92240 CA 20070201 20370101 FIXED No 360 360 358 209,000.00 209,000.00 First Lien - 209,000.00 - - 330,000.00 63.33 1103645510 DETROIT 48224 MI 20061201 20361101 ARMS No 360 360 356 132,000.00 132,000.00 First Lien - 165,000.00 33,000.00 - 165,000.00 80.00 1103645511 SALT LAKE CITY 84116 UT 20070201 20370101 ARMS No 360 360 358 157,500.00 157,500.00 First Lien - 157,500.00 - - 225,000.00 70.00 1103645514 HILLSIDE 7205 NJ 20070201 20370101 ARMS No 360 360 358 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 400,000.00 400,000.00 80.00 1103645516 NORTH WALES 19454 PA 20070201 20370101 ARMS No 360 360 358 248,800.00 248,447.67 First Lien - 311,000.00 62,200.00 - 311,000.00 80.00 1103645517 LAS VEGAS 89101 NV 20070201 20370101 ARMS No 360 360 358 208,000.00 208,000.00 First Lien - 260,000.00 52,000.00 - 260,000.00 80.00 1103645518 SAN MARCOS 92078 CA 20070201 20370101 ARMS No 360 360 358 432,000.00 432,000.00 First Lien - 432,000.00 - - 540,000.00 80.00 1103645519 SALT LAKE CITY 84116 UT 20070201 20370101 ARMS No 360 360 358 133,000.00 133,000.00 First Lien - 133,000.00 - - 190,000.00 70.00 1103645520 VISTA 92084 CA 20070201 20370101 ARMS No 360 360 358 306,000.00 306,000.00 First Lien - 306,000.00 - - 465,000.00 65.81 1103645522 ATLANTA 30349 GA 20070201 20370101 ARMS No 360 360 358 132,000.00 131,798.52 First Lien - 165,000.00 33,000.00 165,000.00 165,000.00 80.00 1103645526 ALLENTOWN 18103 PA 20070201 20370101 ARMS Yes 360 480 358 161,600.00 161,445.00 First Lien - 161,600.00 - - 202,000.00 80.00 1103645527 BAKERSFIELD AREA 93307 CA 20070201 20370101 ARMS No 360 360 358 106,000.00 105,803.13 First Lien - 106,000.00 - - 175,000.00 60.57 1103645528 TUSTIN 92780 CA 20070101 20361201 ARMS No 360 360 357 850,000.00 850,000.00 First Lien - 850,000.00 - - 1,150,000.00 73.91 1103645530 GILBERT 85297 AZ 20070201 20370101 ARMS No 360 360 358 272,780.00 272,780.00 First Lien - 272,780.00 - 389,686.00 400,000.00 70.00 1103645531 BROOKLYN 11212 NY 20070201 20370101 ARMS Yes 360 480 358 237,000.00 236,769.35 First Lien - 237,000.00 - - 500,000.00 47.40 1103645546 OREM 84057 UT 20070301 20370201 ARMS No 360 360 359 196,000.00 196,000.00 First Lien - 196,000.00 - - 280,000.00 70.00 1103645551 MIAMI 33161 FL 20070201 20370101 ARMS No 360 360 358 432,000.00 431,538.45 First Lien - 513,000.00 81,000.00 540,000.00 540,000.00 80.00 1103645604 MODESTO 95350 CA 20070301 20370201 ARMS No 360 360 359 110,000.00 110,000.00 First Lien - 110,000.00 - - 200,000.00 55.00 1103645613 SOUTH GATE 90280 CA 20070301 20370201 ARMS No 360 360 359 289,000.00 289,000.00 First Lien - 289,000.00 - - 500,000.00 57.80 1103645623 WILDOMAR 92595 CA 20070301 20370201 ARMS No 360 360 359 436,000.00 436,000.00 First Lien - 436,000.00 - - 545,000.00 80.00 1103645628 VIRGINIA BEACH 23454 VA 20070301 20370201 ARMS No 360 360 359 144,000.00 143,921.54 First Lien - 144,000.00 - - 180,000.00 80.00 1103645629 LANCASTER 93536 CA 20070301 20370201 ARMS No 360 360 359 345,000.00 345,000.00 First Lien - 437,000.00 92,000.00 - 460,000.00 75.00 1103645637 GILBERT 85233 AZ 20070301 20370201 ARMS No 360 360 359 262,500.00 262,290.08 First Lien - 262,500.00 - - 375,000.00 70.00 1103645643 SEATTLE 98115 WA 20070301 20370201 ARMS No 360 360 359 371,000.00 371,000.00 First Lien - 477,000.00 106,000.00 530,000.00 534,000.00 70.00 1103645650 ESCONDIDO 92026 CA 20070301 20370201 FIXED No 360 360 359 560,000.00 560,000.00 First Lien - 560,000.00 - - 700,000.00 80.00 1103645651 CHERRY VALLEY 92223 CA 20070301 20370201 ARMS No 360 360 359 180,000.00 180,000.00 First Lien - 180,000.00 - - 342,000.00 52.63 1103645659 KAILUA KONA 96740 HI 20070301 20370201 ARMS No 360 360 359 472,100.00 472,100.00 First Lien - 472,100.00 - - 630,000.00 74.94 1103645672 SAN DIEGO 92131 CA 20070301 20220201 FIXED No 180 180 179 960,100.00 956,833.66 First Lien - 960,100.00 - 1,371,737.00 1,380,000.00 69.99 1103645677 ANTIOCH 94531 CA 20070301 20370201 ARMS No 360 360 359 236,200.00 236,200.00 First Lien - 283,500.00 47,300.00 - 315,000.00 74.98 1103645684 TORRANCE 90505 CA 20070301 20370201 ARMS No 360 360 359 285,600.00 285,600.00 First Lien - 333,000.00 47,400.00 - 357,000.00 80.00 1103645689 BURBANK 91505 CA 20070301 20370201 ARMS No 360 360 359 584,600.00 584,600.00 First Lien - 662,550.00 77,950.00 779,500.00 800,000.00 75.00 1103645700 MAGALIA 95954 CA 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 288,000.00 32,000.00 320,000.00 320,000.00 80.00 1103645706 EUGENE 97402 OR 20070301 20370201 ARMS No 360 360 359 190,800.00 190,737.33 First Lien - 190,800.00 - 212,000.00 235,000.00 90.00 1103645736 SAN FRANCISCO 94127 CA 20070301 20370201 ARMS No 360 360 359 960,000.00 960,000.00 First Lien - 1,216,000.00 256,000.00 1,280,000.00 1,280,000.00 75.00 1103645741 GULFPORT 39507 MS 20070201 20370101 ARMS No 360 360 358 294,700.00 294,700.00 First Lien - 399,900.00 105,200.00 421,000.00 430,000.00 70.00 1103645744 SANTA ROSA 95403 CA 20070201 20370101 FIXED No 360 360 358 550,000.00 548,821.28 First Lien - 550,000.00 - 750,000.00 900,000.00 73.33 1103645750 BENICIA 94510 CA 20070301 20370201 FIXED No 360 360 359 616,000.00 616,000.00 First Lien - 770,000.00 154,000.00 - 770,000.00 80.00 1103645756 LOS ANGELES 90003 CA 20070301 20370201 FIXED No 360 360 359 540,000.00 539,734.39 First Lien - 675,000.00 135,000.00 675,000.00 750,000.00 80.00 1103645806 MANCHESTER 3103 NH 20070301 20370201 FIXED No 360 360 359 210,000.00 209,844.15 First Lien - 210,000.00 - - 280,000.00 75.00 1103645810 SOUTH GATE 90280 CA 20070401 20370301 FIXED No 360 360 360 275,000.00 275,000.00 First Lien - 275,000.00 - - 600,000.00 45.83 1103645823 VAN NUYS 91406 CA 20070301 20370201 ARMS No 360 360 359 360,000.00 360,000.00 First Lien - 360,000.00 - - 625,000.00 57.60 1103645831 SANTA FE SPRINGS 90670 CA 20070301 20220201 FIXED No 180 180 179 317,000.00 315,921.54 First Lien - 317,000.00 - - 637,000.00 49.76 1103645833 MODESTO 95351 CA 20070301 20370201 ARMS No 360 360 359 240,000.00 240,000.00 First Lien - 270,000.00 30,000.00 300,000.00 300,000.00 80.00 1103645836 TRACY 95376 CA 20070401 20370301 ARMS No 360 360 360 264,000.00 264,000.00 First Lien - 327,500.00 63,500.00 - 352,000.00 75.00 1103645845 SAN JOSE 95148 CA 20070301 20370201 ARMS No 360 360 359 548,000.00 548,000.00 First Lien - 548,000.00 - 685,000.00 685,000.00 80.00 1103645847 NORTH HIGHLANDS 95660 CA 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 280,000.00 - - 350,000.00 80.00 1103645849 MARTINEZ 94553 CA 20070401 20370301 FIXED No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 450,000.00 44.44 1103645851 STEVENSON RANCH 91381 CA 20070301 20370201 FIXED No 360 360 359 920,000.00 919,105.81 First Lien - 920,000.00 - 1,150,000.00 1,153,000.00 80.00 1103645880 SPARKS 89431 NV 20070201 20370101 ARMS No 360 360 358 184,000.00 184,000.00 First Lien - 207,000.00 23,000.00 - 230,000.00 80.00 1103645899 HACIENDA HEIGHTS 91745 CA 20070301 20370201 ARMS No 360 360 359 468,000.00 468,000.00 First Lien - 624,000.00 156,000.00 624,000.00 624,000.00 75.00 1103645913 COLTON 92324 CA 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 - 400,000.00 80.00 1103645918 GULF SHORES 36542 AL 20070301 20370201 ARMS No 360 360 359 175,000.00 175,000.00 First Lien - 175,000.00 - - 250,000.00 70.00 1103645926 KAILUA KONA 96740 HI 20070301 20370201 ARMS No 360 360 359 199,500.00 199,500.00 First Lien - 252,700.00 53,200.00 266,000.00 266,000.00 75.00 1103645947 ONTARIO 91762 CA 20070301 20370201 ARMS No 360 360 359 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 460,000.00 460,000.00 80.00 1103645965 FORT WORTH 76132 TX 20070301 20370201 FIXED No 360 360 359 600,000.00 599,373.56 First Lien - 600,000.00 - - 1,550,000.00 38.71 1103645969 PARKLAND 33076 FL 20070301 20370201 FIXED No 360 360 359 311,000.00 310,769.19 First Lien - 311,000.00 - - 545,000.00 57.06 1103645989 NEWARK 7104 NJ 20070301 20370201 ARMS No 360 360 359 270,000.00 269,936.50 First Lien - 270,000.00 - - 310,000.00 87.10 1103645990 PARAMOUNT 90723 CA 20070301 20370201 ARMS No 360 360 359 342,400.00 342,400.00 First Lien - 428,000.00 85,600.00 428,000.00 440,000.00 80.00 1103645997 FRESNO 93706 CA 20070301 20370201 FIXED No 360 360 359 154,210.00 154,080.44 First Lien - 154,210.00 - - 220,300.00 70.00 1103646059 ESCONDIDO 92026 CA 20070301 20370201 ARMS No 360 360 359 308,800.00 308,800.00 First Lien - 383,800.00 75,000.00 - 386,000.00 80.00 1103646062 TEMECULA 92592 CA 20070201 20370101 ARMS No 360 360 358 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 - 500,000.00 80.00 1103646063 ELK GROVE 95758 CA 20070201 20370101 ARMS No 360 360 358 348,000.00 348,000.00 First Lien - 348,000.00 - - 435,000.00 80.00 1103646064 CULPEPER 22701 VA 20070201 20370101 ARMS No 360 360 358 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 - 400,000.00 80.00 1103646065 SAN FRANCISCO 94118 CA 20070201 20370101 ARMS No 360 360 358 325,000.00 325,000.00 First Lien - 325,000.00 - - 775,000.00 41.94 1103646066 WILMINGTON 28412 NC 20070201 20370101 ARMS No 360 360 358 158,400.00 158,400.00 First Lien - 198,000.00 39,600.00 198,000.00 205,000.00 80.00 1103646067 SACRAMENTO 95829 CA 20070201 20370101 ARMS No 360 360 358 261,500.00 261,500.00 First Lien - 326,913.00 65,413.00 326,900.00 335,000.00 79.99 1103646068 CAVE CREEK 85331 AZ 20070201 20370101 ARMS No 360 360 358 385,000.00 385,000.00 First Lien - 550,000.00 165,000.00 550,000.00 555,000.00 70.00 1103646069 SCOTTSDALE 85251 AZ 20070201 20370101 ARMS No 360 360 358 169,000.00 169,000.00 First Lien - 169,000.00 - - 260,000.00 65.00 1103646070 OAKLAND 94619 CA 20070201 20370101 ARMS No 360 360 358 417,000.00 417,000.00 First Lien - 481,521.00 64,521.00 - 535,000.00 77.94 1103646071 FRAMINGHAM 1701 MA 20070201 20370101 ARMS No 360 360 358 221,250.00 221,250.00 First Lien - 280,250.00 59,000.00 295,000.00 310,000.00 75.00 1103646072 LAKESIDE 92040 CA 20070201 20370101 ARMS No 360 360 358 411,000.00 411,000.00 First Lien - 411,000.00 - - 725,000.00 56.69 1103646073 GOLD CANYON 85218 AZ 20070201 20370101 ARMS No 360 360 358 201,600.00 201,600.00 First Lien - 201,600.00 - - 252,000.00 80.00 1103646074 MADERA 93638 CA 20070201 20370101 ARMS No 360 360 358 284,000.00 284,000.00 First Lien - 319,500.00 35,500.00 355,000.00 355,000.00 80.00 1103646075 SANTA ROSA 95405 CA 20070201 20370101 ARMS No 360 360 358 417,000.00 417,000.00 First Lien - 554,984.00 137,984.00 - 560,000.00 74.46 1103646076 CONCORD 94521 CA 20070201 20370101 ARMS No 360 360 358 290,400.00 290,400.00 First Lien - 362,891.00 72,491.00 363,000.00 365,000.00 80.00 1103646077 CHELSEA 2150 MA 20070201 20370101 ARMS No 360 360 358 368,800.00 368,800.00 First Lien - 461,000.00 92,200.00 - 461,000.00 80.00 1103646078 JACKSONVILLE BEACH 32250 FL 20070201 20370101 ARMS No 360 360 358 795,000.00 795,000.00 First Lien - 848,000.00 53,000.00 1,060,000.00 1,140,000.00 75.00 1103646079 TEMPE 85281 AZ 20070201 20370101 ARMS No 360 360 358 176,000.00 176,000.00 First Lien - 220,000.00 44,000.00 220,000.00 220,000.00 80.00 1103646080 EATONTON 31024 GA 20070201 20370101 ARMS No 360 360 358 385,000.00 385,000.00 First Lien - 385,000.00 - - 530,000.00 72.64 1103646081 MORGAN HILL 95037 CA 20070201 20370101 ARMS No 360 360 358 448,000.00 448,000.00 First Lien - 448,000.00 - - 560,000.00 80.00 1103646082 LOS ANGELES 90064 CA 20070201 20370101 ARMS No 360 360 358 716,000.00 716,000.00 First Lien - 895,000.00 179,000.00 895,000.00 895,000.00 80.00 1103646083 SEBASTOPOL 95472 CA 20070201 20370101 ARMS No 360 360 358 500,000.00 500,000.00 First Lien - 500,000.00 - - 625,000.00 80.00 1103646084 SACRAMENTO 95822 CA 20070201 20370101 ARMS No 360 360 358 264,000.00 264,000.00 First Lien - 264,000.00 - - 330,000.00 80.00 1103646085 OAKDALE 95361 CA 20070201 20370101 ARMS No 360 360 358 322,500.00 322,500.00 First Lien - 322,500.00 - - 430,000.00 75.00 1103646086 REDWOOD CITY 94062 CA 20070201 20370101 ARMS No 360 360 358 715,000.00 715,000.00 First Lien - 832,013.00 117,013.00 - 925,000.00 77.30 1103646087 SAN BRUNO 94066 CA 20070201 20370101 ARMS No 360 360 358 270,850.00 270,850.00 First Lien - 338,604.00 67,754.00 338,600.00 348,000.00 79.99 1103646088 CITY OF STOCKTON 95206 CA 20070201 20370101 ARMS No 360 360 358 332,000.00 332,000.00 First Lien - 332,000.00 - - 415,000.00 80.00 1103646089 OAKLEY 94561 CA 20070201 20370101 ARMS No 360 360 358 330,000.00 330,000.00 First Lien - 330,000.00 - 480,000.00 480,000.00 68.75 1103646091 TOWN OF NEWBURGH 12550 NY 20070201 20370101 ARMS No 360 360 358 302,400.00 302,400.00 First Lien - 378,000.00 75,600.00 378,000.00 378,000.00 80.00 1103646092 SURPRISE 85379 AZ 20070201 20370101 ARMS No 360 360 358 193,600.00 193,600.00 First Lien - 193,600.00 - - 242,000.00 80.00 1103646093 TOWNSHIP OF TOMS RIVER 8753 NJ 20070201 20370101 ARMS No 360 360 358 125,000.00 125,000.00 First Lien - 125,000.00 - 193,000.00 265,000.00 64.77 1103646094 SCOTTSDALE 85262 AZ 20070201 20370101 ARMS No 360 360 358 788,000.00 788,000.00 First Lien - 908,998.00 120,998.00 - 1,010,000.00 78.02 1103646095 CITY OF ROANOKE RAPIDS 27870 NC 20070201 20370101 ARMS No 360 360 358 169,600.00 169,600.00 First Lien - 190,800.00 21,200.00 212,000.00 213,000.00 80.00 1103646096 SAN PABLO 94806 CA 20070201 20370101 ARMS No 360 360 358 392,000.00 392,000.00 First Lien - 490,000.00 98,000.00 - 490,000.00 80.00 1103646097 OAK BLUFFS 2557 MA 20070201 20370101 ARMS No 360 360 358 464,800.00 464,800.00 First Lien - 614,798.00 149,998.00 - 664,000.00 70.00 1103646098 RIALTO 92376 CA 20070201 20370101 ARMS No 360 360 358 372,000.00 372,000.00 First Lien - 441,750.00 69,750.00 - 465,000.00 80.00 1103646099 CHINO HILLS 91709 CA 20070201 20370101 ARMS No 360 360 358 472,000.00 472,000.00 First Lien - 531,000.00 59,000.00 590,000.00 600,000.00 80.00 1103646100 TOWNSHIP OF MONROE 8094 NJ 20070201 20370101 ARMS No 360 360 358 217,500.00 217,500.00 First Lien - 275,500.00 58,000.00 - 290,000.00 75.00 1103646101 RANCHO SANTA FE 92067 CA 20070201 20370101 ARMS No 360 360 358 750,000.00 750,000.00 First Lien - 750,000.00 - - 2,300,000.00 32.61 1103646102 CALEXICO 92231 CA 20070201 20370101 ARMS No 360 360 358 195,000.00 195,000.00 First Lien - 195,000.00 - - 300,000.00 65.00 1103646103 SALT LAKE CITY 84102 UT 20070201 20370101 ARMS No 360 360 358 144,000.00 144,000.00 First Lien - 162,000.00 18,000.00 180,000.00 240,000.00 80.00 1103646104 GLENDALE 85308 AZ 20070201 20370101 ARMS No 360 360 358 281,950.00 281,950.00 First Lien - 376,938.00 94,988.00 - 425,000.00 66.34 1103646138 TULSA 74135 OK 20070301 20370201 FIXED No 360 360 359 111,375.00 111,296.39 First Lien - 141,075.00 29,700.00 - 148,500.00 75.00 1103646141 SAN JOSE 95125 CA 20070201 20370101 FIXED No 360 360 358 202,000.00 201,546.29 First Lien - 202,000.00 - 650,000.00 650,000.00 31.08 1103646144 RAMONA 92065 CA 20070301 20370201 ARMS No 360 360 359 316,400.00 316,400.00 First Lien - 316,400.00 - - 452,000.00 70.00 1103646145 JACKSONVILLE BEACH 32250 FL 20070201 20370101 ARMS No 360 360 358 377,000.00 377,000.00 First Lien - 377,000.00 - 540,000.00 550,000.00 69.81 1103646146 OCEANSIDE 92056 CA 20070301 20370201 FIXED No 360 360 359 456,000.00 456,000.00 First Lien - 513,000.00 57,000.00 - 570,000.00 80.00 1103646156 SAN CARLOS 94070 CA 20070301 20370201 FIXED No 360 360 359 1,000,000.00 998,955.94 First Lien - 1,000,000.00 - 1,310,000.00 1,310,000.00 76.34 1103646160 SAN DIEGO 92111 CA 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 338,550.00 58,550.00 - 400,000.00 70.00 1103646162 GARDENA 90247 CA 20070301 20370201 ARMS No 360 360 359 258,440.00 258,440.00 First Lien - 258,440.00 - - 600,000.00 43.07 1103646170 GARDEN GROVE 92841 CA 20070301 20370201 ARMS No 360 360 359 498,500.00 498,500.00 First Lien - 562,500.00 64,000.00 625,000.00 630,000.00 79.76 1103646175 ORANGE 92869 CA 20070301 20370201 FIXED No 360 360 359 420,000.00 420,000.00 First Lien - 420,000.00 - - 770,000.00 54.55 1103646199 CARLSBAD 92009 CA 20070301 20370201 ARMS No 360 360 359 315,000.00 315,000.00 First Lien - 315,000.00 - - 420,000.00 75.00 1103646210 DINUBA 93618 CA 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 168,000.00 - - 280,000.00 60.00 1103646222 CONCORD 94520 CA 20070301 20370201 FIXED No 360 360 359 280,000.00 279,727.86 First Lien - 280,000.00 - - 680,000.00 41.18 1103646227 COMPTON 90221 CA 20070301 20370201 ARMS No 360 360 359 352,000.00 351,725.41 First Lien - 440,000.00 88,000.00 440,000.00 440,000.00 80.00 1103646233 RIDGECREST 93555 CA 20070301 20370201 ARMS No 360 360 359 130,200.00 130,200.00 First Lien - 167,400.00 37,200.00 186,000.00 186,000.00 70.00 1103646237 RIDGECREST 93555 CA 20070301 20370201 ARMS No 360 360 359 122,500.00 122,500.00 First Lien - 157,500.00 35,000.00 175,000.00 175,000.00 70.00 1103646271 YORBA LINDA 92887 CA 20070301 20370201 FIXED Yes 360 480 359 560,000.00 559,718.80 First Lien - 560,000.00 - - 845,000.00 66.27 1103646282 GULF SHORES 36542 AL 20070201 20370101 ARMS No 360 360 358 553,000.00 553,000.00 First Lien - 750,500.00 197,500.00 790,000.00 815,000.00 70.00 1103646299 MIAMI BEACH 33139 FL 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - 775,000.00 625,000.00 80.00 1103646302 WATSONVILLE 95076 CA 20070301 20370201 FIXED No 360 360 359 626,000.00 625,420.19 First Lien - 626,000.00 - - 2,500,000.00 25.04 1103646304 COLORADO SPRINGS 80911 CO 20070301 20370201 FIXED No 360 360 359 104,080.00 104,024.61 First Lien - 104,080.00 - 130,100.00 138,000.00 80.00 1103646347 BAKERSFIELD 93313 CA 20070201 20370101 ARMS No 360 360 358 208,750.00 208,750.00 First Lien - 234,800.00 26,050.00 260,995.00 261,000.00 79.98 1103646383 LOS ANGELES 90008 CA 20070301 20370201 ARMS No 360 360 359 660,000.00 660,000.00 First Lien - 825,000.00 165,000.00 825,000.00 825,000.00 80.00 1103646391 HENDERSON 89012 NV 20070301 20370201 ARMS No 360 360 359 692,545.00 692,545.00 First Lien - 692,545.00 - - 1,450,000.00 47.76 1103646394 GREEN BAY 54301 WI 20070101 20361201 ARMS No 360 360 357 129,600.00 129,347.97 First Lien - 162,000.00 32,400.00 - 162,000.00 80.00 1103646409 MURRIETA 92563 CA 20070301 20370201 FIXED No 360 360 359 316,000.00 316,000.00 First Lien - 395,000.00 79,000.00 395,000.00 405,000.00 80.00 1103646416 MURRELLS INLET 29576 SC 20070301 20370201 ARMS No 360 360 359 128,000.00 127,949.13 First Lien - 128,000.00 - - 160,000.00 80.00 1103646429 SUN CITY 85373 AZ 20070301 20370201 ARMS No 360 360 359 309,600.00 309,600.00 First Lien - 348,300.00 38,700.00 387,105.00 388,000.00 79.98 1103646438 PALM BAY 32909 FL 20070301 20370201 ARMS No 360 360 359 152,475.00 152,475.00 First Lien - 152,475.00 - 160,500.00 166,000.00 95.00 1103646441 BAKERSFIELD 93304 CA 20070301 20370201 FIXED No 360 360 359 127,000.00 127,000.00 First Lien - 127,000.00 - - 193,000.00 65.80 1103646444 CICERO 60804 IL 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 199,500.00 31,500.00 - 210,000.00 80.00 1103646462 QUINCY 95971 CA 20070301 20370201 FIXED No 360 360 359 136,000.00 135,885.75 First Lien - 170,000.00 34,000.00 170,000.00 175,000.00 80.00 1103646484 PANAMA CITY BEACH 32407 FL 20070301 20370201 FIXED No 360 360 359 113,000.00 113,000.00 First Lien - 113,000.00 - - 191,000.00 59.16 1103646503 SAINT PAUL 55106 MN 20070401 20370301 FIXED No 360 360 360 118,450.00 118,450.00 First Lien - 218,500.00 100,050.00 230,000.00 230,000.00 51.50 1103646533 BEAVERTON 97007 OR 20070301 20370201 ARMS No 360 360 359 426,500.00 426,500.00 First Lien - 426,500.00 - - 645,000.00 66.12 1103646537 WALNUT CREEK 94596 CA 20070301 20370201 ARMS No 360 360 359 202,500.00 202,500.00 First Lien - 243,000.00 40,500.00 270,000.00 277,500.00 75.00 1103646544 LA HABRA 90631 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 500,000.00 First Lien - 598,500.00 98,500.00 - 630,000.00 79.37 1103646576 VALENCIA 91354 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 400,000.00 - - 670,000.00 59.70 1103646618 MENIFEE 92584 CA 20070301 20370201 FIXED No 360 360 359 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 405,000.00 405,000.00 80.00 1103646625 RIALTO 92377 CA 20070301 20370201 FIXED No 360 360 359 292,500.00 292,500.00 First Lien - 292,500.00 - - 425,000.00 68.82 1103646629 PHOENIX 85051 AZ 20070301 20370201 FIXED No 360 360 359 110,000.00 110,000.00 First Lien - 110,000.00 - - 197,000.00 55.84 1103646661 SAN FERNANDO 91340 CA 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 320,000.00 - - 514,000.00 62.26 1103646674 LINCOLN 68510 NE 20070301 20370201 FIXED No 360 360 359 93,200.00 93,200.00 First Lien - 116,500.00 23,300.00 - 116,500.00 80.00 1103646684 SANTEE 92071 CA 20070301 20370201 FIXED No 360 360 359 231,000.00 231,000.00 First Lien - 231,000.00 - 391,000.00 400,000.00 59.08 1103646685 LOWER POTTSGROVE TWP 19464 PA 20070201 20370101 ARMS No 360 360 358 130,000.00 130,000.00 First Lien - 130,000.00 - - 270,000.00 48.15 1103646686 TEMPE 85284 AZ 20070201 20370101 ARMS No 360 360 358 315,000.00 315,000.00 First Lien - 401,985.00 86,985.00 - 450,000.00 70.00 1103646687 SURPRISE 85388 AZ 20070201 20370101 ARMS No 360 360 358 201,250.00 201,250.00 First Lien - 258,010.00 56,760.00 - 258,000.00 78.00 1103646688 OCEANSIDE 92057 CA 20070201 20370101 ARMS No 360 360 358 456,000.00 456,000.00 First Lien - 513,000.00 57,000.00 - 570,000.00 80.00 1103646689 TWP OF GLOUCESTER 8029 NJ 20070201 20370101 ARMS No 360 360 358 183,200.00 183,200.00 First Lien - 229,000.00 45,800.00 229,000.00 229,000.00 80.00 1103646691 LA MESA 91941 CA 20070201 20370101 ARMS No 360 360 358 648,750.00 648,750.00 First Lien - 809,727.00 160,977.00 - 865,000.00 75.00 1103646692 CENTERVILLE 2632 MA 20070201 20370101 ARMS No 360 360 358 223,200.00 223,200.00 First Lien - 279,000.00 55,800.00 279,000.00 283,000.00 80.00 1103646693 RED BLUFF 96080 CA 20070201 20370101 ARMS No 360 360 358 140,000.00 140,000.00 First Lien - 175,000.00 35,000.00 175,000.00 219,000.00 80.00 1103646694 LIVERMORE 94551 CA 20070201 20370101 ARMS No 360 360 358 300,000.00 300,000.00 First Lien - 440,030.00 140,030.00 - 550,000.00 54.55 1103646695 SAN LEANDRO 94577 CA 20070201 20370101 ARMS No 360 360 358 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 1103646696 PITTSBURG 94565 CA 20070201 20370101 ARMS No 360 360 358 340,000.00 340,000.00 First Lien - 416,500.00 76,500.00 - 425,000.00 80.00 1103646697 FRESNO 93720 CA 20070201 20370101 ARMS No 360 360 358 348,000.00 348,000.00 First Lien - 391,500.00 43,500.00 - 435,000.00 80.00 1103646698 ANTIOCH 94509 CA 20070201 20370101 ARMS No 360 360 358 384,000.00 384,000.00 First Lien - 432,000.00 48,000.00 - 480,000.00 80.00 1103646699 VALLEJO 94591 CA 20070201 20370101 ARMS No 360 360 358 493,600.00 493,600.00 First Lien - 616,980.00 123,380.00 - 620,000.00 79.61 1103646700 UNION CITY 94587 CA 20070201 20370101 ARMS No 360 360 358 650,000.00 650,000.00 First Lien - 840,008.00 190,008.00 - 840,000.00 77.38 1103646701 TRACY 95377 CA 20070201 20370101 ARMS No 360 360 358 520,000.00 520,000.00 First Lien - 617,500.00 97,500.00 - 650,000.00 80.00 1103646702 BRENTWOOD 94513 CA 20070201 20370101 ARMS No 360 360 358 740,000.00 740,000.00 First Lien - 925,000.00 185,000.00 925,000.00 955,000.00 80.00 1103646703 HILLSBORO 97123 OR 20070201 20370101 ARMS No 360 360 358 1,720,000.00 1,720,000.00 First Lien - 1,720,000.00 - - 2,490,000.00 69.08 1103646704 PALM DESERT 92260 CA 20070201 20370101 ARMS No 360 360 358 273,750.00 273,750.00 First Lien - 365,000.00 91,250.00 - 365,000.00 75.00 1103646705 SAN DIMAS 91773 CA 20070201 20370101 ARMS No 360 360 358 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 - 600,000.00 80.00 1103646706 LOS ANGELES 90043 CA 20070201 20370101 ARMS No 360 360 358 544,000.00 544,000.00 First Lien - 544,000.00 - - 680,000.00 80.00 1103646707 VICTORVILLE 92395 CA 20070201 20370101 ARMS No 360 360 358 240,000.00 240,000.00 First Lien - 285,000.00 45,000.00 - 300,000.00 80.00 1103646708 SAN JOSE 95120 CA 20070201 20370101 ARMS No 360 360 358 545,000.00 545,000.00 First Lien - 545,000.00 - - 1,548,500.00 35.20 1103646709 GREENBELT 20770 MD 20070201 20370101 ARMS No 360 360 358 296,000.00 295,570.16 First Lien - 314,500.00 18,500.00 - 370,000.00 80.00 1103646710 LOUDON 3307 NH 20070201 20370101 ARMS No 360 360 358 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 305,000.00 305,000.00 80.00 1103646711 CULPEPER 22701 VA 20070201 20370101 ARMS No 360 360 358 352,000.00 352,000.00 First Lien - 396,000.00 44,000.00 - 440,000.00 80.00 1103646712 EL CERRITO 94530 CA 20070201 20370101 ARMS No 360 360 358 300,000.00 300,000.00 First Lien - 300,000.00 - - 470,000.00 63.83 1103646713 PORT ROYAL 29935 SC 20070201 20370101 ARMS No 360 360 358 293,760.00 293,760.00 First Lien - 293,760.00 - 326,400.00 344,000.00 90.00 1103646714 MALDEN 2148 MA 20070201 20370101 ARMS No 360 360 358 156,800.00 156,800.00 First Lien - 196,000.00 39,200.00 196,000.00 199,000.00 80.00 1103646715 BETHESDA 20816 MD 20070201 20370101 ARMS No 360 360 358 656,800.00 656,800.00 First Lien - 821,000.00 164,200.00 - 821,000.00 80.00 1103646716 MILL VALLEY 94941 CA 20070201 20370101 ARMS No 360 360 358 515,000.00 515,000.00 First Lien - 515,000.00 - - 808,000.00 63.74 1103646717 BALDWIN PARK 91706 CA 20070201 20370101 ARMS No 360 360 358 396,000.00 396,000.00 First Lien - 396,000.00 - - 500,000.00 79.20 1103646718 PHOENIX 85029 AZ 20070201 20370101 ARMS No 360 360 358 180,000.00 180,000.00 First Lien - 180,000.00 - - 225,000.00 80.00 1103646719 FOUNTAIN HILLS 85268 AZ 20070201 20370101 ARMS No 360 360 358 373,750.00 373,750.00 First Lien - 373,750.00 - - 575,000.00 65.00 1103646720 SAN LEANDRO 94579 CA 20070201 20370101 ARMS No 360 360 358 440,000.00 440,000.00 First Lien - 440,000.00 - - 568,000.00 77.46 1103646721 LA MESA 91942 CA 20070201 20370101 ARMS No 360 360 358 408,000.00 408,000.00 First Lien - 482,919.00 74,919.00 510,000.00 512,000.00 80.00 1103646722 SANTA ANA 92707 CA 20070201 20370101 ARMS No 360 360 358 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 600,000.00 600,000.00 80.00 1103646723 HOLMDEL 7733 NJ 20070201 20370101 ARMS No 360 360 358 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,055,000.00 61.61 1103646725 PHOENIX 85022 AZ 20070201 20370101 ARMS No 360 360 358 225,000.00 225,000.00 First Lien - 225,000.00 - - 450,000.00 50.00 1103646726 TEMPE 85283 AZ 20070201 20370101 ARMS No 360 360 358 224,000.00 224,000.00 First Lien - 257,600.00 33,600.00 - 280,000.00 80.00 1103646727 ROSEVILLE 95747 CA 20070201 20370101 ARMS No 360 360 358 461,250.00 461,250.00 First Lien - 553,500.00 92,250.00 - 615,000.00 75.00 1103646728 PITTSBURG 94565 CA 20070201 20370101 ARMS No 360 360 358 257,600.00 257,600.00 First Lien - 340,022.00 82,422.00 - 380,000.00 67.79 1103646729 FREMONT 94536 CA 20070201 20370101 ARMS No 360 360 358 328,000.00 328,000.00 First Lien - 369,000.00 41,000.00 - 410,000.00 80.00 1103646770 NAPA 94559 CA 20070301 20370201 FIXED No 360 360 359 440,000.00 439,572.34 First Lien - 440,000.00 - - 675,000.00 65.19 1103646782 TUSTIN 92782 CA 20070401 20370301 ARMS No 360 360 360 824,800.00 824,800.00 First Lien - 824,800.00 - - 1,031,000.00 80.00 1103646794 NORTH LAUDERDALE 33068 FL 20070301 20370201 FIXED No 360 360 359 158,500.00 158,377.58 First Lien - 158,500.00 - - 240,000.00 66.04 1103646799 PHOENIX 85040 AZ 20070301 20370201 FIXED No 360 360 359 102,600.00 102,600.00 First Lien - 102,600.00 - - 155,000.00 66.19 1103646810 FRESNO 93701 CA 20070301 20370201 ARMS No 360 360 359 138,600.00 138,600.00 First Lien - 188,100.00 49,500.00 - 198,000.00 70.00 1103646817 PALMDALE 93551 CA 20070301 20370201 FIXED No 360 360 359 452,000.00 452,000.00 First Lien - 452,000.00 - - 565,000.00 80.00 1103646832 BAKERSFIELD 93313 CA 20061101 20361001 FIXED No 360 360 355 260,000.00 260,000.00 First Lien - 260,000.00 - - 330,000.00 78.79 1103646840 BAKERSFIELD 93313 CA 20070301 20370201 FIXED No 360 360 359 257,800.00 257,800.00 First Lien - 322,250.00 64,450.00 322,310.00 323,000.00 79.99 1103646878 LAVEEN 85339 AZ 20070301 20370201 ARMS No 360 360 359 374,500.00 374,500.00 First Lien - 508,250.00 133,750.00 535,000.00 630,000.00 70.00 1103646882 LOS ANGELES 90018 CA 20070301 20370201 FIXED No 360 360 359 490,000.00 490,000.00 First Lien - 490,000.00 - 640,000.00 650,000.00 76.56 1103646886 NORWALK 90650 CA 20070301 20370201 ARMS No 360 360 359 416,000.00 416,000.00 First Lien - 466,000.00 50,000.00 - 525,000.00 79.24 1103646908 LONG BEACH 90810 CA 20070301 20370201 ARMS No 360 360 359 364,000.00 364,000.00 First Lien - 449,000.00 85,000.00 - 455,000.00 80.00 1103646911 BAKERSFIELD 93312 CA 20070301 20370201 ARMS No 360 360 359 268,750.00 268,750.00 First Lien - 335,950.00 67,200.00 335,965.00 336,000.00 79.99 1103646914 LA MESA 91941 CA 20070401 20370301 FIXED No 360 360 360 628,000.00 628,000.00 First Lien - 628,000.00 - - 900,000.00 69.78 1103646927 ANAHEIM 92802 CA 20070301 20370201 ARMS No 360 360 359 384,000.00 384,000.00 First Lien - 480,000.00 96,000.00 480,000.00 480,000.00 80.00 1103646950 SAN JOSE 95112 CA 20070301 20370201 ARMS No 360 360 359 735,000.00 735,000.00 First Lien - 735,000.00 - - 1,050,000.00 70.00 1103646972 SAN DIEGO 92154 CA 20070301 20370201 ARMS No 360 360 359 356,000.00 356,000.00 First Lien - 445,000.00 89,000.00 445,000.00 445,000.00 80.00 1103646975 LEESBURG 20176 VA 20070301 20370201 ARMS No 360 360 359 423,650.00 423,650.00 First Lien - 536,600.00 112,950.00 564,900.00 595,000.00 75.00 1103647008 DESTIN 32541 FL 20070301 20370201 ARMS No 360 360 359 354,000.00 354,000.00 First Lien - 354,000.00 - 442,950.00 443,000.00 79.92 1103647018 MAYWOOD 90270 CA 20070401 20370301 ARMS No 360 360 360 496,000.00 496,000.00 First Lien - 620,000.00 124,000.00 620,000.00 620,000.00 80.00 1103647035 VENTURA 93001 CA 20070301 20220201 FIXED No 180 180 179 702,000.00 699,637.14 First Lien - 702,000.00 - - 950,000.00 73.89 1103647043 YUBA CITY 95991 CA 20070201 20370101 FIXED No 360 360 358 200,000.00 200,000.00 First Lien - 200,000.00 - - 275,000.00 72.73 1103647046 CORONA 92882 CA 20070301 20370201 ARMS No 360 360 359 368,000.00 368,000.00 First Lien - 368,000.00 - - 460,000.00 80.00 1103647059 SAN JOSE 95111 CA 20070301 20370201 FIXED No 360 360 359 300,000.00 300,000.00 First Lien - 300,000.00 - - 645,000.00 46.51 1103647063 ONTARIO 91762 CA 20070301 20370201 ARMS No 360 360 359 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 - 455,000.00 80.00 1103647071 SAN DIEGO 92102 CA 20070301 20370201 FIXED Yes 360 480 359 357,000.00 356,848.99 First Lien - 357,000.00 - - 470,000.00 75.96 1103647089 RANCHO CUCAMONGA 91701 CA 20070301 20370201 ARMS No 360 360 359 380,000.00 380,000.00 First Lien - 380,000.00 - - 475,000.00 80.00 1103647091 LOS BANOS 93635 CA 20070301 20370201 ARMS No 360 360 359 238,000.00 238,000.00 First Lien - 306,000.00 68,000.00 - 340,000.00 70.00 1103647097 SANTA MARIA AREA 93455 CA 20070301 20370201 ARMS No 360 360 359 364,000.00 364,000.00 First Lien - 364,000.00 - - 455,000.00 80.00 1103647102 KNOXVILLE 37922 TN 20070301 20370201 ARMS No 360 360 359 200,000.00 199,893.56 First Lien - 200,000.00 - - 405,000.00 49.38 1103647119 LAS VEGAS 89115 NV 20070301 20370201 ARMS No 360 360 359 202,500.00 202,400.40 First Lien - 202,500.00 - 225,000.00 225,000.00 90.00 1103647129 PORT SAINT LUCIE 34953 FL 20070301 20370201 ARMS No 360 360 359 175,200.00 175,056.39 First Lien - 219,000.00 43,800.00 219,000.00 220,000.00 80.00 1103647131 MIAMI 33196 FL 20070301 20370201 ARMS No 360 360 359 139,930.00 139,930.00 First Lien - 189,905.00 49,975.00 199,900.00 203,000.00 70.00 1103647138 PASADENA 91104 CA 20070201 20370101 FIXED No 360 360 358 1,000,000.00 1,000,000.00 First Lien - 1,000,000.00 - - 1,300,000.00 76.92 1103647163 CORONA 92880 CA 20070401 20370301 ARMS No 360 360 360 616,400.00 616,400.00 First Lien - 731,950.00 115,550.00 - 770,500.00 80.00 1103647170 OMAHA 68108 NE 20070401 20370301 FIXED No 360 360 360 98,000.00 98,000.00 First Lien - 98,000.00 - 140,000.00 156,000.00 70.00 1103647178 SPRING HILL 34606 FL 20070301 20370201 ARMS No 360 360 359 119,000.00 119,000.00 First Lien - 119,000.00 - - 140,000.00 85.00 1103647209 PHOENIX 85035 AZ 20070301 20370201 ARMS No 360 360 359 164,000.00 164,000.00 First Lien - 205,000.00 41,000.00 - 220,000.00 74.55 1103647228 MONTGOMERY 77316 TX 20070201 20370101 FIXED No 360 360 358 69,120.00 69,031.00 First Lien - 69,120.00 - 76,800.00 79,000.00 90.00 1103647251 FULLERTON 92833 CA 20070301 20370201 ARMS No 360 360 359 536,000.00 536,000.00 First Lien - 670,000.00 134,000.00 670,000.00 735,000.00 80.00 1103647303 SAN DIEGO 92114 CA 20070301 20370201 FIXED No 360 360 359 315,000.00 315,000.00 First Lien - 315,000.00 - - 400,000.00 78.75 1103647304 SATELLITE BEACH 32937 FL 20070301 20370201 ARMS No 360 360 359 180,000.00 180,000.00 First Lien - 180,000.00 - 200,000.00 230,000.00 90.00 1103647313 LAGUNA NIGUEL 92677 CA 20070301 20370201 ARMS No 360 360 359 417,000.00 417,000.00 First Lien - 517,000.00 100,000.00 - 659,000.00 63.28 1103647327 SCOTTSDALE 85259 AZ 20070301 20370201 FIXED No 360 360 359 900,000.00 899,125.25 First Lien - 1,190,000.00 290,000.00 - 1,550,000.00 58.06 1103647332 TAMPA 33602 FL 20070301 20370201 ARMS No 360 360 359 245,000.00 245,000.00 First Lien - 245,000.00 - - 350,000.00 70.00 1103647337 LAS VEGAS 89110 NV 20070301 20370201 ARMS No 360 360 359 273,000.00 273,000.00 First Lien - 273,000.00 - - 460,000.00 59.35 1103647350 POMPANO BEACH 33062 FL 20070401 20370301 ARMS No 360 360 360 1,000,000.00 1,000,000.00 First Lien - 1,341,000.00 341,000.00 1,490,000.00 1,490,000.00 67.11 1103647363 GARDEN GROVE 92843 CA 20070301 20370201 ARMS No 360 360 359 325,000.00 325,000.00 First Lien - 325,000.00 - - 655,000.00 49.62 1103647377 HIALEH 33018 FL 20070401 20370301 FIXED No 360 360 360 244,800.00 244,800.00 First Lien - 275,450.00 30,650.00 306,990.00 306,990.00 79.74 1103647404 ANAHEIM HILLS 92807 CA 20070301 20370201 ARMS No 360 360 359 496,000.00 496,000.00 First Lien - 620,000.00 124,000.00 620,000.00 625,000.00 80.00 1103647415 SANTA CLARITA 91351 CA 20070401 20370301 ARMS No 360 360 360 188,000.00 188,000.00 First Lien - 211,500.00 23,500.00 - 235,000.00 80.00 1103647420 SAN JOSE 95124 CA 20070301 20370201 FIXED No 360 360 359 444,550.00 444,096.76 First Lien - 444,550.00 - - 745,000.00 59.67 1103647421 RIVERSIDE 92505 CA 20070301 20370201 ARMS No 360 360 359 100,100.00 100,015.90 First Lien - 100,100.00 - - 432,000.00 23.17 1103647424 LOS ANGELES 90056 CA 20070301 20370201 ARMS No 360 360 359 664,000.00 664,000.00 First Lien - 664,000.00 - - 1,200,000.00 55.33 1103647454 MIAMI 33155 FL 20070301 20370201 ARMS No 360 360 359 311,550.00 311,550.00 First Lien - 311,550.00 - - 625,000.00 49.85 1103647474 SAN DIEGO 92126 CA 20070301 20370201 FIXED No 360 360 359 370,000.00 369,673.56 First Lien - 370,000.00 - - 550,000.00 67.27 1103647477 SAN FERNANDO 91340 CA 20070301 20370201 ARMS No 360 360 359 410,400.00 410,400.00 First Lien - 461,700.00 51,300.00 - 513,000.00 80.00 1103647479 PHOENIX 85033 AZ 20070301 20370201 ARMS No 360 360 359 118,413.00 118,413.00 First Lien - 160,703.00 42,290.00 169,162.00 174,000.00 70.00 1103647483 WEST PALM BEACH 33401 FL 20070301 20370201 ARMS No 360 360 359 102,200.00 102,200.00 First Lien - 138,700.00 36,500.00 146,000.00 154,000.00 70.00 1103647492 EL CENTRO 92243 CA 20070301 20370201 ARMS No 360 360 359 111,000.00 111,000.00 First Lien - 111,000.00 - - 180,000.00 61.67 1103647494 ALLENTOWN 18103 PA 20070301 20370201 FIXED No 360 360 359 266,800.00 266,800.00 First Lien - 266,800.00 - 280,892.16 295,000.00 94.98 1103647498 PENSACOLA 32506 FL 20070301 20370201 FIXED No 360 360 359 99,000.00 98,912.65 First Lien - 99,000.00 - - 165,000.00 60.00 1103647499 REDMOND 98052 WA 20070401 20370301 FIXED No 360 360 360 535,000.00 535,000.00 First Lien - 535,000.00 - 952,950.00 955,000.00 56.14 1103647503 LAKEWOOD 90713 CA 20070301 20370201 ARMS No 360 360 359 370,000.00 370,000.00 First Lien - 370,000.00 - - 575,000.00 64.35 1103647510 LOS ANGELES 90008 CA 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 356,250.00 56,250.00 375,000.00 462,000.00 80.00 1103647545 ELIZABETH 7201 NJ 20070301 20370201 ARMS No 360 360 359 472,000.00 472,000.00 First Lien - 501,500.00 29,500.00 - 590,000.00 80.00 1103647554 SAN DIEGO 92128 CA 20070301 20370201 ARMS No 360 360 359 250,000.00 249,809.77 First Lien - 250,000.00 - - 780,000.00 32.05 1103647563 SAN DIEGO 92120 CA 20070301 20370201 ARMS No 360 360 359 394,200.00 393,778.57 First Lien - 394,200.00 - - 540,000.00 73.00 1103647618 OXNARD 93036 CA 20070301 20370201 ARMS No 360 360 359 440,300.00 440,300.00 First Lien - 629,000.00 188,700.00 629,000.00 629,000.00 70.00 1103647621 VISTA 92081 CA 20070301 20370201 ARMS No 360 360 359 432,000.00 432,000.00 First Lien - 540,000.00 108,000.00 540,000.00 540,000.00 80.00 1103647633 MURRIETA 92563 CA 20070401 20370301 FIXED No 360 360 360 448,000.00 448,000.00 First Lien - 448,000.00 - - 560,000.00 80.00 1103647642 GOLETA 93117 CA 20070401 20370301 FIXED No 360 360 360 628,500.00 628,500.00 First Lien - 628,500.00 - - 930,000.00 67.58 1103647667 FRESNO 93706 CA 20070401 20370301 FIXED No 360 360 360 140,000.00 140,000.00 First Lien - 140,000.00 - - 190,000.00 73.68 1103647681 LAKE FOREST 92630 CA 20070301 20370201 ARMS No 360 360 359 600,000.00 600,000.00 First Lien - 693,000.00 93,000.00 - 800,000.00 75.00 1103647686 SURPRISE 85379 AZ 20070301 20370201 ARMS No 360 360 359 324,000.00 324,000.00 First Lien - 324,000.00 - - 440,000.00 73.64 1103647707 INDIO 92201 CA 20070301 20370201 ARMS No 360 360 359 331,500.00 331,500.00 First Lien - 331,500.00 - - 390,000.00 85.00 1103647712 WILDWOOD 8260 NJ 20070301 20370201 ARMS No 360 360 359 251,300.00 251,300.00 First Lien - 323,100.00 71,800.00 359,000.00 372,000.00 70.00 1103647725 MIAMI 33183 FL 20070301 20370201 ARMS No 360 360 359 172,000.00 172,000.00 First Lien - 215,000.00 43,000.00 215,000.00 215,000.00 80.00 1103647757 PEMBROKE PINES 33024 FL 20070401 20370301 FIXED No 360 360 360 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 420,000.00 422,000.00 80.00 1103647762 NATIONAL CITY 91950 CA 20070301 20370201 ARMS No 360 360 359 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 - 455,000.00 80.00 1103647778 YUCAIPA 92399 CA 20070301 20370201 FIXED No 360 360 359 300,000.00 299,708.42 First Lien - 300,000.00 - - 375,000.00 80.00 1103647788 BAKERSFIELD 93307 CA 20070301 20370201 ARMS No 360 360 359 130,000.00 130,000.00 First Lien - 130,000.00 - - 286,000.00 45.45 1103647793 TAMPA 33607 FL 20070401 20370301 ARMS No 360 360 360 176,000.00 176,000.00 First Lien - 176,000.00 - - 220,000.00 80.00 1103647794 BROCKTON 2301 MA 20070401 20370301 FIXED No 360 360 360 289,000.00 289,000.00 First Lien - 289,000.00 - - 380,000.00 76.05 1103647815 RANCHO CUCAMONGA 91730 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 500,000.00 First Lien - 617,500.00 117,500.00 - 650,000.00 76.92 1103647843 SAN JOSE 95127 CA 20070301 20370201 ARMS No 360 360 359 479,800.00 479,800.00 First Lien - 479,800.00 - - 640,000.00 74.97 1103647844 SAN DIEGO 92113 CA 20070301 20370201 FIXED No 360 360 359 375,500.00 375,500.00 First Lien - 375,500.00 - - 590,000.00 63.64 1103647856 AREA OF LA PUENTE 91744 CA 20070301 20370201 ARMS No 360 360 359 303,000.00 303,000.00 First Lien - 303,000.00 - - 480,000.00 63.13 1103647859 PLEASANTON 94566 CA 20070301 20370201 ARMS No 360 360 359 520,000.00 519,506.60 First Lien - 520,000.00 - 650,000.00 650,000.00 80.00 1103647876 TAMPA 33604 FL 20070401 20370301 ARMS No 360 360 360 150,400.00 150,400.00 First Lien - 150,400.00 - - 188,000.00 80.00 1103647884 SAN BERNARDINO 92407 CA 20070301 20370201 FIXED No 360 360 359 143,500.00 143,500.00 First Lien - 143,500.00 - - 205,000.00 70.00 1103647885 SAN MIGUEL 93451 CA 20070301 20370201 ARMS No 360 360 359 608,000.00 608,000.00 First Lien - 608,000.00 - - 760,000.00 80.00 1103647893 SAN DIEGO 92101 CA 20070301 20370201 FIXED No 360 360 359 422,000.00 421,579.09 First Lien - 422,000.00 - - 850,000.00 49.65 1103647900 SAN MIGUEL 93451 CA 20070301 20370201 ARMS No 360 360 359 616,000.00 616,000.00 First Lien - 616,000.00 - - 770,000.00 80.00 1103647901 SACRAMENTO 95864 CA 20070301 20370201 ARMS No 360 360 359 505,000.00 505,000.00 First Lien - 505,000.00 - - 1,150,000.00 43.91 1103647912 NEW HAVEN 6513 CT 20070201 20370101 ARMS No 360 360 358 284,000.00 284,000.00 First Lien - 337,250.00 53,250.00 355,000.00 355,000.00 80.00 1103647913 CORONA 11368 NY 20070201 20370101 ARMS No 360 360 358 499,800.00 499,800.00 First Lien - 642,600.00 142,800.00 714,000.00 760,000.00 70.00 1103647914 JACKSON 8527 NJ 20070201 20370101 ARMS No 360 360 358 294,000.00 294,000.00 First Lien - 378,000.00 84,000.00 - 420,000.00 70.00 1103647918 CYPRESS 90630 CA 20070301 20370201 FIXED No 360 360 359 375,000.00 374,652.68 First Lien - 375,000.00 - - 713,000.00 52.59 1103647921 MIAMI 33169 FL 20070301 20370201 ARMS No 360 360 359 498,750.00 498,750.00 First Lien - 498,750.00 - 528,884.00 525,000.00 95.00 1103647927 TAMPA 33603 FL 20070401 20370301 ARMS No 360 360 360 150,400.00 150,400.00 First Lien - 150,400.00 - - 188,000.00 80.00 1103647932 LITTLEROCK AREA 93543 CA 20070301 20370201 ARMS No 360 360 359 230,000.00 229,797.07 First Lien - 230,000.00 - - 370,000.00 62.16 1103647935 LADY LAKE 32159 FL 20070201 20370101 FIXED No 360 360 358 50,000.00 49,917.11 First Lien - 50,000.00 - - 420,700.00 11.88 1103647936 LAKEWOOD 8701 NJ 20070201 20370101 FIXED No 360 360 358 120,000.00 119,816.82 First Lien - 120,000.00 - - 168,000.00 71.43 1103647937 FORKED RIVER 8731 NJ 20070201 20370101 FIXED No 360 360 358 87,000.00 86,842.27 First Lien - 87,000.00 - 237,000.00 238,000.00 36.71 1103647938 WEST PALM BEACH 33406 FL 20070201 20370101 FIXED No 360 360 358 119,000.00 118,839.77 First Lien - 119,000.00 - - 140,000.00 85.00 1103647941 NEW YORK 10019 NY 20070201 20370101 FIXED No 360 360 358 700,000.00 698,820.47 First Lien - 700,000.00 - - 1,000,000.00 70.00 1103647942 POINT PLEASANT 8742 NJ 20070201 20370101 FIXED No 360 360 358 265,000.00 264,553.46 First Lien - 265,000.00 - - 420,000.00 63.10 1103647944 MOUNT SINAI 11766 NY 20070201 20370101 FIXED No 360 360 358 805,000.00 803,609.94 First Lien - 805,000.00 - - 1,150,000.00 70.00 1103647945 PLAINFIELD 7062 NJ 20061201 20361101 FIXED No 360 360 356 373,600.00 372,637.20 First Lien - 467,000.00 93,400.00 - 470,000.00 79.49 1103647950 EAST STROUDSBURG 18301 PA 20070101 20361201 FIXED No 360 360 357 184,500.00 184,086.66 First Lien - 184,500.00 - - 205,000.00 90.00 1103647952 WESLEY HILLS 10952 NY 20061201 20361101 FIXED No 360 360 356 400,000.00 398,541.80 First Lien - 600,000.00 200,000.00 700,000.00 700,000.00 57.14 1103647954 JAMAICA 11434 NY 20061201 20361101 FIXED No 360 360 356 284,000.00 283,037.38 First Lien - 284,000.00 - - 355,000.00 80.00 1103647955 FLUSHING 11367 NY 20070101 20361201 FIXED No 360 360 357 700,000.00 698,044.63 First Lien - 700,000.00 - 875,000.00 875,000.00 80.00 1103647957 WARWICK 10990 NY 20070101 20361201 FIXED No 360 360 357 256,000.00 255,351.08 First Lien - 256,000.00 - 320,000.00 320,000.00 80.00 1103647958 BRIDGEPORT 6605 CT 20070201 20370101 FIXED No 360 360 358 321,750.00 321,750.00 First Lien - 386,100.00 64,350.00 429,000.00 433,000.00 75.00 1103647959 YONKERS 10703 NY 20070201 20370101 FIXED No 360 360 358 600,000.00 600,000.00 First Lien - 674,950.00 74,950.00 763,200.00 750,000.00 80.00 1103647960 WHITE PLAINS 10603 NY 20070201 20370101 FIXED No 360 360 358 350,000.00 350,000.00 First Lien - 350,000.00 - 397,000.00 400,000.00 88.16 1103647961 FREEHOLD 7728 NJ 20070201 20370101 FIXED No 360 360 358 612,500.00 612,500.00 First Lien - 679,000.00 66,500.00 - 875,000.00 70.00 1103647962 MONROE 10950 NY 20070101 20361201 FIXED No 360 360 357 245,000.00 245,000.00 First Lien - 245,000.00 - - 350,000.00 70.00 1103647965 TOMS RIVER 8735 NJ 20070201 20320101 FIXED No 300 300 298 377,000.00 375,990.38 First Lien - 377,000.00 - - 660,000.00 57.12 1103647967 WALNUT 91789 CA 20070401 20370301 FIXED No 360 360 360 455,000.00 455,000.00 First Lien - 455,000.00 - - 690,000.00 65.94 1103647981 GARDEN GROVE 92843 CA 20070301 20370201 ARMS No 360 360 359 453,700.00 453,700.00 First Lien - 605,000.00 151,300.00 605,000.00 605,000.00 74.99 1103648032 FONTANA 92336 CA 20070301 20370201 ARMS No 360 360 359 370,000.00 370,000.00 First Lien - 370,000.00 - - 470,000.00 78.72 1103648041 SAN JUAN CAPISTRANO 92675 CA 20070301 20370201 FIXED No 360 360 359 370,000.00 370,000.00 First Lien - 370,000.00 - - 680,000.00 54.41 1103648046 DALLAS 75205 TX 20070301 20370201 FIXED No 360 360 359 650,000.00 649,337.29 First Lien - 650,000.00 - 1,263,000.00 1,360,000.00 51.46 1103648051 MESA 85202 AZ 20070301 20370201 ARMS No 360 360 359 161,000.00 161,000.00 First Lien - 207,000.00 46,000.00 230,000.00 235,000.00 70.00 1103648069 SOLEDAD 93960 CA 20070401 20370301 ARMS No 360 360 360 405,600.00 405,600.00 First Lien - 503,600.00 98,000.00 - 507,000.00 80.00 1103648088 PHOENIX 85043 AZ 20070301 20370201 ARMS No 360 360 359 168,900.00 168,900.00 First Lien - 168,900.00 - 215,000.00 211,125.00 80.00 1103648102 PHOENIX 85043 AZ 20070301 20370201 ARMS No 360 360 359 147,600.00 147,600.00 First Lien - 147,600.00 - 184,550.00 210,000.00 79.98 1103648103 RIVERSIDE 92503 CA 20070401 20370301 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 403,750.00 63,750.00 - 425,000.00 80.00 1103648127 HEMET 92544 CA 20070301 20370201 ARMS No 360 360 359 220,000.00 220,000.00 First Lien - 261,250.00 41,250.00 275,000.00 275,000.00 80.00 1103648131 YORBA LINDA 92886 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 400,000.00 - - 630,000.00 63.49 1103648149 SAN BERNARDINO 92405 CA 20070301 20370201 ARMS No 360 360 359 228,800.00 228,800.00 First Lien - 271,700.00 42,900.00 286,000.00 286,000.00 80.00 1103648161 LANCASTER 93535 CA 20070301 20370201 ARMS No 360 360 359 270,000.00 270,000.00 First Lien - 270,000.00 - - 360,000.00 75.00 1103648181 REDLANDS 92374 CA 20070301 20370201 FIXED No 360 360 359 270,000.00 269,809.44 First Lien - 270,000.00 - 383,000.00 383,000.00 70.50 1103648203 HOMEWOOD 96141 CA 20070301 20370201 FIXED No 360 360 359 616,000.00 615,341.46 First Lien - 616,000.00 - 880,000.00 917,100.00 70.00 1103648217 BETHLEHEM 18015 PA 20070301 20370201 FIXED No 360 360 359 168,750.00 168,621.59 First Lien - 202,500.00 33,750.00 - 225,000.00 75.00 1103648229 ALBRIGHTSVILLE 18210 PA 20070301 20370201 ARMS No 360 360 359 108,000.00 108,000.00 First Lien - 108,000.00 - 125,000.00 125,000.00 86.40 1103648236 PETALUMA 94952 CA 20070301 20370201 ARMS Yes 360 480 359 480,000.00 479,885.40 First Lien - 539,400.00 59,400.00 - 600,000.00 80.00 1103648238 ANAHEIM 92804 CA 20070301 20370201 ARMS No 360 360 359 450,000.00 450,000.00 First Lien - 540,000.00 90,000.00 - 600,000.00 75.00 1103648249 HIDDEN VALLEY LAKE 95467 CA 20070401 20370301 FIXED No 360 360 360 313,000.00 313,000.00 First Lien - 313,000.00 - - 530,000.00 59.06 1103648250 CORONA 92879 CA 20070401 20370301 ARMS No 360 360 360 490,400.00 490,400.00 First Lien - 613,000.00 122,600.00 - 613,000.00 80.00 1103648263 SANTEE 92071 CA 20070301 20370201 FIXED No 360 360 359 290,000.00 290,000.00 First Lien - 290,000.00 - - 460,000.00 63.04 1103648267 PICO RIVERA 90660 CA 20070301 20370201 ARMS Yes 360 480 359 152,250.00 152,187.80 First Lien - 152,250.00 - - 435,000.00 35.00 1103648288 CHICO 95928 CA 20070301 20370201 ARMS No 360 360 359 252,000.00 252,000.00 First Lien - 283,500.00 31,500.00 315,000.00 315,000.00 80.00 1103648296 APISON 37302 TN 20070401 20370301 FIXED No 360 360 360 148,500.00 148,500.00 First Lien - 148,500.00 - - 168,000.00 88.39 1103648342 BLOOMINGTON 55428 MN 20070301 20370201 ARMS No 360 360 359 175,700.00 175,700.00 First Lien - 238,450.00 62,750.00 - 251,000.00 70.00 1103648352 COMMERCE 90040 CA 20070301 20370201 ARMS No 360 360 359 416,250.00 416,250.00 First Lien - 416,250.00 - - 555,000.00 75.00 1103648371 LA MIRADA 90638 CA 20070301 20370201 FIXED No 360 360 359 470,000.00 469,532.11 First Lien - 470,000.00 - - 610,000.00 77.05 1103648378 SANTA ROSA 95404 CA 20070301 20370201 ARMS No 360 360 359 408,000.00 408,000.00 First Lien - 510,000.00 102,000.00 510,000.00 545,000.00 80.00 1103648379 NEWARK 94560 CA 20070201 20370101 ARMS No 360 360 358 500,000.00 500,000.00 First Lien - 500,000.00 - - 625,000.00 80.00 1103648381 MANASSAS 20110 VA 20070201 20370101 ARMS No 360 360 358 224,000.00 224,000.00 First Lien - 262,976.00 38,976.00 - 280,000.00 80.00 1103648382 REDONDO BEACH 90278 CA 20070301 20370201 ARMS No 360 360 359 592,000.00 592,000.00 First Lien - 734,968.00 142,968.00 - 740,000.00 80.00 1103648383 PHOENIX 85029 AZ 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 200,000.00 - - 250,000.00 80.00 1103648384 DANA POINT 92629 CA 20070301 20370201 ARMS No 360 360 359 609,000.00 609,000.00 First Lien - 609,000.00 - - 785,000.00 77.58 1103648385 PASADENA 91103 CA 20070201 20370101 ARMS No 360 360 358 386,750.00 386,750.00 First Lien - 446,726.00 59,976.00 - 595,000.00 65.00 1103648386 PETALUMA 94952 CA 20070201 20370101 ARMS No 360 360 358 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 1103648387 LAGUNA HILLS 92653 CA 20070301 20370201 ARMS No 360 360 359 856,000.00 856,000.00 First Lien - 1,055,983.00 199,983.00 - 1,070,000.00 80.00 1103648388 GUERNEVILLE 95446 CA 20070201 20370101 ARMS No 360 360 358 980,000.00 980,000.00 First Lien - 1,044,925.00 64,925.00 - 1,225,000.00 80.00 1103648389 UNION CITY 94587 CA 20070301 20370201 ARMS No 360 360 359 233,200.00 233,200.00 First Lien - 291,500.00 58,300.00 291,499.00 291,499.00 80.00 1103648390 SAN DIEGO 92119 CA 20070201 20370101 ARMS No 360 360 358 257,400.00 257,400.00 First Lien - 323,148.00 65,748.00 - 325,000.00 79.20 1103648391 BOWIE 20721 MD 20070201 20370101 ARMS No 360 360 358 245,000.00 245,000.00 First Lien - 245,000.00 - - 350,000.00 70.00 1103648392 EAST PALO ALTO 94303 CA 20070301 20370201 ARMS No 360 360 359 360,800.00 360,800.00 First Lien - 451,000.00 90,200.00 451,000.00 451,000.00 80.00 1103648393 MARLTON 8053 NJ 20070301 20370201 ARMS No 360 360 359 212,000.00 212,000.00 First Lien - 238,500.00 26,500.00 - 265,000.00 80.00 1103648394 PHOENIX 85016 AZ 20070301 20370201 ARMS No 360 360 359 623,000.00 623,000.00 First Lien - 756,500.00 133,500.00 890,000.00 900,000.00 70.00 1103648396 SAN JOSE 95111 CA 20070201 20370101 ARMS No 360 360 358 296,000.00 296,000.00 First Lien - 325,970.00 29,970.00 - 370,000.00 80.00 1103648397 SALINAS 93906 CA 20070301 20370201 ARMS No 360 360 359 448,000.00 448,000.00 First Lien - 448,000.00 - - 560,000.00 80.00 1103648398 NEWBURY PORT 1950 MA 20070201 20370101 ARMS No 360 360 358 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 550,000.00 80.00 1103648399 PHOENIX 85018 AZ 20070301 20370201 ARMS No 360 360 359 248,000.00 248,000.00 First Lien - 310,000.00 62,000.00 310,000.00 314,000.00 80.00 1103648406 GLENDALE 91206 CA 20070301 20370201 FIXED No 360 360 359 591,500.00 590,896.94 First Lien - 591,500.00 - 910,000.00 925,000.00 65.00 1103648412 SACRAMENTO 95842 CA 20070301 20370201 ARMS No 360 360 359 238,000.00 238,000.00 First Lien - 238,000.00 - - 300,000.00 79.33 1103648413 OROVILLE 95965 CA 20070301 20370201 ARMS No 360 360 359 192,000.00 192,000.00 First Lien - 192,000.00 - 240,000.00 245,000.00 80.00 1103648421 SUN CITY AREA 92586 CA 20070301 20370201 ARMS No 360 360 359 128,300.00 128,300.00 First Lien - 128,300.00 - - 195,000.00 65.79 1103648429 NORTH BEND 98045 WA 20070301 20370201 ARMS No 360 360 359 148,000.00 147,845.48 First Lien - 148,000.00 - - 185,000.00 80.00 1103648430 KAHULUI 96732 HI 20070401 20370301 ARMS No 360 360 360 466,750.00 466,750.00 First Lien - 583,450.00 116,700.00 583,469.00 610,000.00 80.00 1103648442 SAN JUAN CAPISTRANO 92675 CA 20070301 20370201 ARMS No 360 360 359 273,700.00 273,700.00 First Lien - 364,950.00 91,250.00 365,000.00 375,000.00 74.99 1103648445 FORT WALTON BEACH 32548 FL 20070301 20370201 FIXED No 360 360 359 521,000.00 521,000.00 First Lien - 707,400.00 186,400.00 - 785,000.00 66.37 1103648448 LODI 95240 CA 20070301 20370201 FIXED No 360 360 359 337,500.00 337,194.90 First Lien - 337,500.00 - - 490,000.00 68.88 1103648466 MIAMI 33168 FL 20070301 20370201 ARMS No 360 360 359 176,000.00 176,000.00 First Lien - 220,000.00 44,000.00 220,000.00 227,000.00 80.00 1103648469 FORESTVILLE 20747 MD 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 639,500.00 80.00 1103648474 PORTLAND 97203 OR 20070401 20370301 FIXED No 360 360 360 160,000.00 160,000.00 First Lien - 160,000.00 - - 200,000.00 80.00 1103648476 NOVATO 94947 CA 20070301 20370201 FIXED No 360 360 359 500,000.00 500,000.00 First Lien - 500,000.00 - - 760,000.00 65.79 1103648486 ANAHEIM 92808 CA 20070401 20370301 FIXED No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 490,000.00 76.53 1103648495 HUNTINGTON PARK 90255 CA 20070301 20370201 FIXED No 360 360 359 359,000.00 358,675.46 First Lien - 359,000.00 - - 550,000.00 65.27 1103648498 CAMERON PARK 95682 CA 20070301 20370201 ARMS No 360 360 359 520,000.00 520,000.00 First Lien - 585,000.00 65,000.00 650,000.00 650,000.00 80.00 1103648533 ORANGE 92286 CA 20070301 20370201 FIXED No 360 360 359 257,625.00 257,625.00 First Lien - 326,325.00 68,700.00 343,500.00 345,000.00 75.00 1103648551 PROVO 84606 UT 20070301 20370201 ARMS No 360 360 359 152,600.00 152,600.00 First Lien - 152,600.00 - - 218,000.00 70.00 1103648577 ONTARIO 91762 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 540,000.00 60,000.00 600,000.00 605,000.00 80.00 1103648585 BLYTHE 92225 CA 20070301 20370201 FIXED No 360 360 359 127,500.00 127,398.04 First Lien - 127,500.00 - - 170,000.00 75.00 1103648593 DESERT HOT SPRINGS 92240 CA 20070101 20361201 ARMS No 360 360 357 285,600.00 285,600.00 First Lien - 357,000.00 71,400.00 - 357,000.00 80.00 1103648613 PHOENIX 85037 AZ 20070301 20370201 FIXED No 360 360 359 170,400.00 170,270.34 First Lien - 170,400.00 - - 213,000.00 80.00 1103648620 GULFPORT 39507 MS 20070301 20370201 ARMS No 360 360 359 278,000.00 278,000.00 First Lien - 278,000.00 - 309,000.00 430,000.00 89.97 1103648628 OCALA 34474 FL 20070301 20370201 ARMS No 360 360 359 140,000.00 140,000.00 First Lien - 140,000.00 - - 175,000.00 80.00 1103648685 CHULA VISTA 91915 CA 20070401 20370301 ARMS No 360 360 360 448,500.00 448,500.00 First Lien - 448,500.00 - - 720,000.00 62.29 1103648707 BALTIMORE 21229 MD 20070401 20370301 ARMS No 360 360 360 100,000.00 100,000.00 First Lien - 100,000.00 - - 123,000.00 81.30 1103648735 PARKLAND 33076 FL 20070401 20370301 ARMS No 360 360 360 652,000.00 652,000.00 First Lien - 815,000.00 163,000.00 815,000.00 870,000.00 80.00 1103648776 MISSION VIEJO 92692 CA 20070401 20270301 FIXED No 240 240 240 251,630.00 251,630.00 First Lien - 251,630.00 - - 750,000.00 33.55 1103648812 RIALTO 92376 CA 20070301 20370201 FIXED No 360 360 359 235,000.00 234,777.02 First Lien - 235,000.00 - - 400,000.00 58.75 1103648822 CARY 27511 NC 20070301 20370201 ARMS No 360 360 359 280,250.00 280,250.00 First Lien - 280,250.00 - 295,000.00 297,000.00 95.00 1103648825 MC MINNVILLE 37110 TN 20070301 20370201 ARMS No 360 360 359 95,200.00 95,151.16 First Lien - 95,200.00 - - 119,000.00 80.00 1103648844 DAVIE 33314 FL 20070301 20370201 ARMS No 360 360 359 137,600.00 137,600.00 First Lien - 172,000.00 34,400.00 172,000.00 174,000.00 80.00 1103648845 SAN DIEGO 92126 CA 20070301 20370201 ARMS No 360 360 359 241,300.00 241,300.00 First Lien - 241,300.00 - - 450,000.00 53.62 1103648850 SANTA CRUZ 95060 CA 20070401 20370301 ARMS No 360 360 360 450,000.00 450,000.00 First Lien - 450,000.00 - - 866,000.00 51.96 1103648862 SAN JOSE 95124 CA 20070401 20370301 FIXED No 360 360 360 680,000.00 680,000.00 First Lien - 680,000.00 - - 850,000.00 80.00 1103648875 MIAMI 33161 FL 20070301 20370201 ARMS No 360 360 359 262,500.00 262,500.00 First Lien - 315,000.00 52,500.00 350,000.00 350,000.00 75.00 1103648884 OPA LOCKA 33054 FL 20070301 20370201 FIXED No 360 360 359 150,000.00 150,000.00 First Lien - 150,000.00 - - 240,000.00 62.50 1103648916 MIDDLEBURG 32068 FL 20070401 20370301 ARMS No 360 360 360 199,500.00 199,500.00 First Lien - 199,500.00 - - 210,000.00 95.00 1103648937 DENVER 80210 CO 20070301 20370201 FIXED No 360 360 359 490,000.00 490,000.00 First Lien - 490,000.00 - - 920,000.00 53.26 1103648946 BAKERSFIELD 93313 CA 20070301 20370201 FIXED No 360 360 359 261,000.00 261,000.00 First Lien - 326,250.00 65,250.00 326,285.00 327,000.00 79.99 1103648956 LOS ANGELES 90024 CA 20070401 20370301 FIXED No 360 360 360 1,926,000.00 1,926,000.00 First Lien - 1,926,000.00 - 3,210,000.00 3,210,000.00 60.00 1103648960 RIALTO 92377 CA 20070301 20370201 ARMS No 360 360 359 344,000.00 344,000.00 First Lien - 408,500.00 64,500.00 - 430,000.00 80.00 1103648961 FERNLEY 89408 NV 20070301 20370201 ARMS No 360 360 359 204,000.00 204,000.00 First Lien - 204,000.00 - - 255,000.00 80.00 1103648967 STOCKTON 95212 CA 20070301 20370201 ARMS No 360 360 359 396,000.00 396,000.00 First Lien - 445,500.00 49,500.00 495,000.00 505,000.00 80.00 1103648972 RENO 89506 NV 20070301 20370201 ARMS No 360 360 359 206,250.00 206,250.00 First Lien - 247,500.00 41,250.00 - 275,000.00 75.00 1103648978 SAN PABLO 94806 CA 20070301 20370201 FIXED Yes 360 480 359 436,000.00 435,815.56 First Lien - 495,400.00 59,400.00 - 545,000.00 80.00 1103648980 TRACY 95377 CA 20070401 20370201 FIXED Yes 360 480 360 459,000.00 459,000.00 First Lien - 459,000.00 - - 620,000.00 74.03 1103648993 WALDORF 20602 MD 20070301 20370201 FIXED No 360 360 359 290,250.00 290,250.00 First Lien - 290,250.00 - - 387,000.00 75.00 1103649004 FOUNTAIN HILLS 85268 AZ 20070301 20370201 ARMS No 360 360 359 417,000.00 417,000.00 First Lien - 536,000.00 119,000.00 - 596,000.00 69.97 1103649006 SAN DIEGO 92110 CA 20070301 20370201 ARMS No 360 360 359 308,000.00 308,000.00 First Lien - 385,000.00 77,000.00 385,000.00 385,000.00 80.00 1103649017 ARLINGTON 22201 VA 20070401 20370301 ARMS No 360 360 360 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,275,000.00 50.98 1103649024 UNION CITY 7087 NJ 20070301 20370201 ARMS No 360 360 359 360,000.00 359,697.56 First Lien - 450,000.00 90,000.00 450,000.00 475,000.00 80.00 1103649033 RICHMOND 94801 CA 20070301 20370201 ARMS No 360 360 359 332,000.00 332,000.00 First Lien - 332,000.00 - - 415,000.00 80.00 1103649070 FORT MYERS 33908 FL 20070301 20370201 ARMS No 360 360 359 228,100.00 228,100.00 First Lien - 270,850.00 42,750.00 285,175.00 287,000.00 79.99 1103649074 CHICO 95928 CA 20070301 20370201 ARMS No 360 360 359 216,000.00 216,000.00 First Lien - 243,000.00 27,000.00 270,000.00 270,000.00 80.00 1103649079 (SUN VALLEY) LOS ANGELES 91352 CA 20070301 20370201 ARMS No 360 360 359 647,000.00 647,000.00 First Lien - 647,000.00 - - 1,100,000.00 58.82 1103649080 RIALTO 92376 CA 20070301 20370201 ARMS No 360 360 359 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 1103649084 OPA LOCKA 33056 FL 20070401 20370301 FIXED No 360 360 360 168,000.00 168,000.00 First Lien - 168,000.00 - - 280,000.00 60.00 1103649099 CANYON COUNTRY 91387 CA 20070301 20370201 FIXED No 360 360 359 675,000.00 674,311.81 First Lien - 675,000.00 - - 875,000.00 77.14 1103649101 VISTA 92083 CA 20070301 20370201 ARMS No 360 360 359 288,000.00 287,677.28 First Lien - 288,000.00 - - 480,000.00 60.00 1103649102 SAN DIEGO 92105 CA 20070301 20370201 ARMS No 360 360 359 384,000.00 384,000.00 First Lien - 384,000.00 - - 480,000.00 80.00 1103649109 DANVILLE 94506 CA 20070301 20370201 ARMS No 360 360 359 485,000.00 484,528.61 First Lien - 485,000.00 - 895,000.00 910,000.00 54.19 1103649122 SOUTH GATE 90280 CA 20070401 20370201 FIXED Yes 360 480 360 460,800.00 460,800.00 First Lien - 460,800.00 - - 576,000.00 80.00 1103649124 LOS ANGELES 90011 CA 20070301 20370201 FIXED No 360 360 359 225,000.00 225,000.00 First Lien - 225,000.00 - - 325,000.00 69.23 1103649134 KISSIMMEE 34746 FL 20070301 20370201 ARMS No 360 360 359 318,000.00 318,000.00 First Lien - 318,000.00 - - 455,000.00 69.89 1103649146 JACKSONVILLE 32220 FL 20070301 20370201 FIXED No 360 360 359 225,500.00 225,500.00 First Lien - 225,500.00 - 237,395.00 237,395.00 94.99 1103649149 PASADENA 91104 CA 20070401 20370301 FIXED No 360 360 360 321,000.00 321,000.00 First Lien - 321,000.00 - - 725,000.00 44.28 1103649156 GAINESVILLE 32609 FL 20070301 20370201 FIXED No 360 360 359 105,750.00 105,750.00 First Lien - 126,900.00 21,150.00 - 141,000.00 75.00 1103649158 NORTH HOLLYWOOD 91606 CA 20070301 20370201 ARMS No 360 360 359 336,700.00 336,700.00 First Lien - 336,700.00 - - 518,000.00 65.00 1103649162 BUCKEYE 85396 AZ 20070401 20370301 ARMS No 360 360 360 639,000.00 639,000.00 First Lien - 724,200.00 85,200.00 - 852,000.00 75.00 1103649166 TRABUCO CANYON 92679 CA 20070401 20370301 FIXED No 360 360 360 522,250.00 522,250.00 First Lien - 622,250.00 100,000.00 - 762,000.00 68.54 1103649173 NASHVILLE 37209 TN 20070401 20370301 FIXED No 360 360 360 113,000.00 113,000.00 First Lien - 113,000.00 - - 163,000.00 69.33 1103649198 FREMONT 94538 CA 20070401 20370301 FIXED No 360 360 360 409,000.00 409,000.00 First Lien - 409,000.00 - - 715,000.00 57.20 1103649227 MORENO VALLEY 92553 CA 20070301 20370201 ARMS No 360 360 359 290,500.00 290,500.00 First Lien - 290,500.00 - - 415,000.00 70.00 1103649235 STOCKTON 95210 CA 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 337,500.00 37,500.00 375,000.00 375,000.00 80.00 1103649237 VANCOUVER 98683 WA 20070301 20370201 FIXED No 360 360 359 170,000.00 169,830.76 First Lien - 170,000.00 - - 295,000.00 57.63 1103649254 WALNUT 91789 CA 20070301 20370201 FIXED No 360 360 359 479,500.00 479,055.88 First Lien - 479,500.00 - - 685,000.00 70.00 1103649265 RANCHO CUCAMONGA 91737 CA 20070301 20370201 ARMS No 360 360 359 340,000.00 340,000.00 First Lien - 340,000.00 - - 490,000.00 69.39 1103649266 SAN DIEGO 92123 CA 20070401 20370301 ARMS No 360 360 360 341,250.00 341,250.00 First Lien - 409,500.00 68,250.00 - 455,000.00 75.00 1103649271 FONTANA 92336 CA 20070301 20370201 ARMS No 360 360 359 340,000.00 340,000.00 First Lien - 340,000.00 - - 545,000.00 62.39 1103649332 POLLOCK PINES 95726 CA 20070301 20370201 FIXED No 360 360 359 225,000.00 224,765.09 First Lien - 225,000.00 - - 400,300.00 56.21 1103649342 DALY CITY 94014 CA 20070301 20370201 ARMS No 360 360 359 528,000.00 528,000.00 First Lien - 528,000.00 - - 960,000.00 55.00 1103649369 MIRA LOMA 91752 CA 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 200,000.00 - - 380,000.00 52.63 1103649376 SAN LORENZO 94580 CA 20070301 20370201 ARMS No 360 360 359 360,700.00 360,700.00 First Lien - 360,700.00 - - 555,000.00 64.99 1103649379 GARDEN GROVE 92841 CA 20070301 20370201 FIXED No 360 360 359 450,000.00 450,000.00 First Lien - 450,000.00 - - 850,000.00 52.94 1103649392 MIRA LOMA 91752 CA 20070301 20370201 ARMS No 360 360 359 576,000.00 576,000.00 First Lien - 720,000.00 144,000.00 720,000.00 720,000.00 80.00 1103649399 SCHILLER PARK 60176 IL 20070301 20370201 FIXED No 360 360 359 225,000.00 224,796.60 First Lien - 225,000.00 - - 350,000.00 64.29 1103649410 SAN DIEGO 92126 CA 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 400,000.00 400,000.00 80.00 1103649424 DALY CITY 94015 CA 20070301 20370201 ARMS No 360 360 359 382,500.00 382,500.00 First Lien - 382,500.00 - - 425,000.00 90.00 1103649480 UPLAND 91786 CA 20070401 20370301 ARMS No 360 360 360 599,999.00 599,999.00 First Lien - 749,999.00 150,000.00 749,999.00 750,000.00 80.00 1103649484 SANGER 93657 CA 20070301 20370201 FIXED No 360 360 359 251,950.00 251,693.13 First Lien - 335,900.00 83,950.00 335,953.00 336,000.00 75.00 1103649515 INGLEWOOD 90305 CA 20070301 20370201 FIXED Yes 360 480 359 350,000.00 349,830.13 First Lien - 350,000.00 - - 501,000.00 69.86 1103649517 EL SOBRANTE 94803 CA 20070401 20370301 ARMS No 360 360 360 536,000.00 536,000.00 First Lien - 536,000.00 - - 670,000.00 80.00 1103649526 NEWPORT BEACH 92660 CA 20070401 20370301 ARMS No 360 360 360 548,000.00 548,000.00 First Lien - 648,000.00 100,000.00 - 950,000.00 57.68 1103649528 LAKEWOOD 90712 CA 20070401 20370301 ARMS No 360 360 360 600,000.00 600,000.00 First Lien - 600,000.00 - - 800,000.00 75.00 1103649537 IRVINE 92620 CA 20070401 20370301 FIXED No 360 360 360 412,500.00 412,500.00 First Lien - 522,500.00 110,000.00 550,000.00 550,000.00 75.00 1103649556 LADERA RANCH 92694 CA 20070401 20370301 ARMS No 360 360 360 548,000.00 548,000.00 First Lien - 685,000.00 137,000.00 685,000.00 685,000.00 80.00 1103649572 SAN DIEGO 92154 CA 20070401 20370301 FIXED No 360 360 360 416,000.00 416,000.00 First Lien - 416,000.00 - - 520,000.00 80.00 1103649573 ONTARIO 91764 CA 20070301 20370201 ARMS No 360 360 359 297,000.00 297,000.00 First Lien - 297,000.00 - - 440,000.00 67.50 1103649584 HONOLULU 96815 HI 20070401 20370301 ARMS No 360 360 360 504,000.00 504,000.00 First Lien - 567,000.00 63,000.00 630,000.00 645,000.00 80.00 1103649596 PALMDALE 93551 CA 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 350,000.00 350,000.00 80.00 1103649624 BRANSON 65616 MO 20070301 20370201 ARMS No 360 360 359 101,650.00 101,607.37 First Lien - 101,650.00 - 107,000.00 107,000.00 95.00 1103649639 SCOTTSDALE 85255 AZ 20070401 20370301 ARMS No 360 360 360 1,000,000.00 1,000,000.00 First Lien - 1,211,300.00 211,300.00 1,345,930.00 1,925,000.00 74.30 1103649641 VISTA 92081 CA 20070301 20370201 ARMS No 360 360 359 748,000.00 748,000.00 First Lien - 848,000.00 100,000.00 - 1,225,000.00 61.06 1103649684 CORONA 92879 CA 20070401 20370301 ARMS No 360 360 360 482,400.00 482,400.00 First Lien - 603,000.00 120,600.00 603,000.00 603,000.00 80.00 1103649706 HAYWARD 94542 CA 20070401 20370301 ARMS No 360 360 360 530,000.00 530,000.00 First Lien - 530,000.00 - - 1,000,000.00 53.00 1103649708 RANCHO CUCAMONGA 91730 CA 20070301 20370201 FIXED No 360 360 359 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 430,000.00 435,000.00 80.00 1103649723 SOUTH SAN FRANCISCO 94080 CA 20070401 20370301 ARMS No 360 360 360 597,000.00 597,000.00 First Lien - 597,000.00 - - 930,000.00 64.19 1103649727 RIALTO 92377 CA 20070401 20370301 ARMS No 360 360 360 366,800.00 366,800.00 First Lien - 366,800.00 - - 470,000.00 78.04 1103649746 CHULA VISTA 91911 CA 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 575,000.00 115,000.00 590,000.00 575,000.00 80.00 1103649785 ALHAMBRA 91803 CA 20070401 20370301 ARMS No 360 360 360 415,200.00 415,200.00 First Lien - 519,000.00 103,800.00 519,000.00 530,000.00 80.00 1103649796 CHULA VISTA 91913 CA 20070301 20370201 ARMS No 360 360 359 640,000.00 640,000.00 First Lien - 640,000.00 - 800,000.00 800,000.00 80.00 1103649797 SAN JUAN CAPISTRANO 92675 CA 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 300,000.00 - - 490,000.00 61.22 1103649811 COVINA 91722 CA 20070401 20370301 ARMS No 360 360 360 348,000.00 348,000.00 First Lien - 435,000.00 87,000.00 435,000.00 435,000.00 80.00 1103649812 GARDEN GROVE 92841 CA 20070301 20370201 ARMS No 360 360 359 511,000.00 511,000.00 First Lien - 511,000.00 - - 730,000.00 70.00 1103649818 WOODLAND HILLS 91367 CA 20070301 20370201 FIXED No 360 360 359 809,000.00 808,135.13 First Lien - 809,000.00 - - 1,100,000.00 73.55 1103649860 RANCHO CUCAMONGA 91701 CA 20070401 20370301 ARMS No 360 360 360 337,000.00 337,000.00 First Lien - 412,000.00 75,000.00 - 660,000.00 51.06 1103649867 HEMET 92544 CA 20070401 20370301 FIXED No 360 360 360 245,000.00 245,000.00 First Lien - 245,000.00 - - 650,000.00 37.69 1103649868 YUCAIPA 92399 CA 20070401 20370301 FIXED No 360 360 360 308,000.00 308,000.00 First Lien - 384,000.00 76,000.00 - 385,000.00 80.00 1103649869 ANAHEIM 92807 CA 20070401 20370301 ARMS No 360 360 360 606,900.00 606,900.00 First Lien - 678,300.00 71,400.00 714,000.00 714,000.00 85.00 1103649872 STANTON 90680 CA 20070301 20370201 ARMS No 360 360 359 577,500.00 577,500.00 First Lien - 770,000.00 192,500.00 770,000.00 775,000.00 75.00 1103649873 UNINCORPORATED AREA OF AZ 91702 CA 20070301 20370201 FIXED Yes 360 480 359 415,000.00 414,811.90 First Lien - 415,000.00 - - 575,000.00 72.17 1103649879 CARMEL BY THE SEA 93921 CA 20070401 20370301 FIXED No 360 360 360 420,000.00 420,000.00 First Lien - 420,000.00 - - 2,000,000.00 21.00 1103649881 POMONA 91766 CA 20070301 20370201 ARMS No 360 360 359 230,000.00 230,000.00 First Lien - 230,000.00 - - 420,000.00 54.76 1103649887 RIALTO 92376 CA 20070301 20370201 ARMS No 360 360 359 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 460,000.00 460,000.00 80.00 1103649888 NORTHRIDGE 91324 CA 20070301 20370201 ARMS No 360 360 359 366,000.00 366,000.00 First Lien - 366,000.00 - - 685,000.00 53.43 1103649899 LOS ANGELES 90034 CA 20070301 20370201 ARMS No 360 360 359 483,000.00 482,507.56 First Lien - 483,000.00 - - 1,380,000.00 35.00 1103649902 LANCASTER 93536 CA 20070401 20370301 ARMS No 360 360 360 384,000.00 384,000.00 First Lien - 384,000.00 - - 480,000.00 80.00 1103649909 MODESTO 95351 CA 20070301 20370201 ARMS No 360 360 359 262,500.00 262,500.00 First Lien - 315,000.00 52,500.00 - 350,000.00 75.00 1103649938 DENVER 80219 CO 20070401 20370301 ARMS No 360 360 360 127,425.00 127,425.00 First Lien - 161,405.00 33,980.00 169,900.00 170,000.00 75.00 1103649967 SAN FRANCISCO 94117 CA 20070401 20370301 ARMS No 360 360 360 600,000.00 600,000.00 First Lien - 600,000.00 - 999,999.00 1,000,000.00 60.00 1103649971 PORT SAINT LUCIE 34983 FL 20070401 20370301 FIXED No 360 360 360 165,200.00 165,200.00 First Lien - 206,500.00 41,300.00 206,500.00 230,000.00 80.00 1103649973 ALAMEDA 94501 CA 20070401 20370301 FIXED No 360 360 360 605,000.00 605,000.00 First Lien - 605,000.00 - 998,000.00 998,000.00 60.62 1103649988 DENVER 80210 CO 20070301 20370201 FIXED No 360 360 359 427,500.00 427,500.00 First Lien - 427,500.00 - 475,000.00 475,000.00 90.00 1103649990 AURORA 80010 CO 20070401 20370301 ARMS No 360 360 360 116,250.00 116,250.00 First Lien - 147,250.00 31,000.00 155,000.00 155,000.00 75.00 1103650023 FONTANA 92337 CA 20070301 20370301 FIXED Yes 360 480 359 324,000.00 323,876.56 First Lien - 324,000.00 - - 406,000.00 79.80 1103650040 OCEAN CITY 21842 MD 20070401 20370301 ARMS No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 250,000.00 60.00 1103650046 ESCONDIDO 92026 CA 20070401 20370301 FIXED No 360 360 360 309,000.00 309,000.00 First Lien - 309,000.00 - - 610,000.00 50.66 1103650048 TACOMA 98402 WA 20070301 20370201 FIXED No 360 360 359 240,000.00 239,783.04 First Lien - 260,000.00 20,000.00 - 300,000.00 80.00 1103650049 FULLERTON 92833 CA 20070401 20370301 ARMS No 360 360 360 439,200.00 439,200.00 First Lien - 549,000.00 109,800.00 549,000.00 549,000.00 80.00 1103650067 OROVILLE 95966 CA 20070301 20370201 ARMS No 360 360 359 317,600.00 317,600.00 First Lien - 357,300.00 39,700.00 397,000.00 397,000.00 80.00 1103650095 RIO RANCHO 87124 NM 20070301 20370201 FIXED No 360 360 359 222,500.00 222,301.77 First Lien - 222,500.00 - - 290,000.00 76.72 1103650097 UPLAND 91784 CA 20070401 20370201 ARMS Yes 360 480 360 519,000.00 519,000.00 First Lien - 519,000.00 - 648,800.00 648,800.00 79.99 1103650106 FRESNO 93727 CA 20070401 20370301 ARMS No 360 360 360 140,000.00 140,000.00 First Lien - 140,000.00 - - 237,000.00 59.07 1103650177 LOS ANGELES 90022 CA 20070301 20370201 FIXED No 360 360 359 348,750.00 348,750.00 First Lien - 348,750.00 - - 465,000.00 75.00 1103650180 VALLEJO 94590 CA 20070301 20370201 ARMS No 360 360 359 232,000.00 232,000.00 First Lien - 232,000.00 - - 290,000.00 80.00 1103650187 VACAVILLE 95687 CA 20070401 20370301 FIXED No 360 360 360 209,000.00 209,000.00 First Lien - 209,000.00 - 410,000.00 407,000.00 51.35 1103650202 FAIRFIELD 94534 CA 20070401 20370301 ARMS No 360 360 360 257,900.00 257,900.00 First Lien - 257,900.00 - - 447,000.00 57.70 1103650206 HIGHLAND 92346 CA 20070301 20370201 FIXED No 360 360 359 205,500.00 205,323.07 First Lien - 205,500.00 - - 295,000.00 69.66 1103650216 YORBA LINDA 92886 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 540,000.00 60,000.00 - 600,000.00 80.00 1103650226 (TEHACHAPI AREA) 93561 CA 20070301 20220201 FIXED No 180 180 179 150,000.00 149,467.53 First Lien - 150,000.00 - - 550,000.00 27.27 1103650236 NEWPORT NEWS 23602 VA 20070301 20370201 ARMS No 360 360 359 203,000.00 202,886.19 First Lien - 203,000.00 - - 258,000.00 78.68 1103650238 SAN DIEGO 92117 CA 20070401 20370301 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 300,000.00 60,000.00 300,000.00 300,000.00 80.00 1103650239 DUARTE 91010 CA 20070301 20370201 ARMS No 360 360 359 390,000.00 390,000.00 First Lien - 390,000.00 - - 625,000.00 62.40 1103650243 IRVINE 92620 CA 20070301 20370201 ARMS No 360 360 359 1,500,000.00 1,500,000.00 First Lien - 1,700,000.00 200,000.00 2,000,000.00 2,000,000.00 75.00 1103650284 CHINO 91710 CA 20070401 20370301 ARMS No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 555,000.00 33.33 1103650286 STEVENSON RANCH 91381 CA 20070401 20370301 ARMS No 360 360 360 489,000.00 489,000.00 First Lien - 489,000.00 - 815,000.00 815,000.00 60.00 1103650297 HAYWARD 94541 CA 20070401 20370301 ARMS No 360 360 360 496,000.00 496,000.00 First Lien - 496,000.00 - - 620,000.00 80.00 1103650303 ROCKLIN 95765 CA 20070401 20370301 ARMS No 360 360 360 452,000.00 452,000.00 First Lien - 452,000.00 - 568,000.00 568,000.00 79.58 1103650350 WHITTIER 90603 CA 20070301 20370201 FIXED No 360 360 359 276,200.00 275,925.04 First Lien - 276,200.00 - - 550,000.00 50.22 1103650364 TEMECULA 92592 CA 20070401 20370301 ARMS No 360 360 360 407,000.00 407,000.00 First Lien - 407,000.00 - - 1,175,000.00 34.64 1103650367 LOS ANGELES 90027 CA 20070401 20370301 ARMS No 360 360 360 627,750.00 627,750.00 First Lien - 753,300.00 125,550.00 837,000.00 850,000.00 75.00 1103650381 HAWTHORNE 90250 CA 20070401 20370301 FIXED No 360 360 360 540,000.00 540,000.00 First Lien - 540,000.00 - - 675,000.00 80.00 1103650382 BLACK DIAMOND 98010 WA 20070301 20370201 FIXED No 360 360 359 475,000.00 475,000.00 First Lien - 475,000.00 - - 747,000.00 63.59 1103650432 SAN DIEGO 92120 CA 20070401 20370301 ARMS No 360 360 360 193,000.00 193,000.00 First Lien - 193,000.00 - - 275,000.00 70.18 1103650435 PALMDALE 93550 CA 20070401 20370301 FIXED No 360 360 360 315,000.00 315,000.00 First Lien - 315,000.00 - - 410,000.00 76.83 1103650449 DAVENPORT 33837 FL 20070301 20370201 ARMS No 360 360 359 248,800.00 248,800.00 First Lien - 248,800.00 - 355,453.00 356,000.00 70.00 1103650456 LAUDERHILL 33311 FL 20070401 20370301 FIXED No 360 360 360 122,500.00 122,500.00 First Lien - 122,500.00 - - 175,000.00 70.00 1103650462 MODESTO 95351 CA 20070401 20370301 FIXED No 360 360 360 181,500.00 181,500.00 First Lien - 181,500.00 - - 330,000.00 55.00 1103650481 KAILUA 96734 HI 20070401 20370301 FIXED No 360 360 360 498,750.00 498,750.00 First Lien - 498,750.00 - - 665,000.00 75.00 1103650503 RIVERSIDE 92507 CA 20070301 20370201 ARMS No 360 360 359 244,000.00 244,000.00 First Lien - 244,000.00 - - 311,000.00 78.46 1103650514 SHERMAN OAKS 91423 CA 20070401 20370301 FIXED No 360 360 360 454,500.00 454,500.00 First Lien - 454,500.00 - - 800,000.00 56.81 1103650519 MERRICK 11566 NY 20070301 20370201 FIXED No 360 360 359 350,000.00 350,000.00 First Lien - 350,000.00 - 446,000.00 499,000.00 78.48 1103650522 ROMULUS 48174 MI 20070301 20220201 FIXED No 180 180 179 111,000.00 110,626.39 First Lien - 111,000.00 - - 195,000.00 56.92 1103650528 VAN NUYS 91405 CA 20070301 20370201 ARMS No 360 360 359 528,000.00 528,000.00 First Lien - 660,000.00 132,000.00 660,000.00 660,000.00 80.00 1103650536 ACWORTH 30101 GA 20070301 20370201 FIXED No 360 360 359 328,950.00 328,622.53 First Lien - 328,950.00 - - 425,000.00 77.40 1103650544 HACIENDA HEIGHTS AREA 91745 CA 20070301 20370201 ARMS No 360 360 359 344,000.00 344,000.00 First Lien - 344,000.00 - 430,000.00 445,000.00 80.00 1103650557 ESCONDIDO 92025 CA 20070301 20370201 FIXED No 360 360 359 257,000.00 257,000.00 First Lien - 257,000.00 - - 414,000.00 62.08 1103650570 POMONA 91766 CA 20070301 20370201 ARMS No 360 360 359 359,200.00 359,200.00 First Lien - 449,000.00 89,800.00 449,000.00 449,000.00 80.00 1103650588 WHITTIER 90601 CA 20070301 20370201 FIXED No 360 360 359 320,000.00 319,641.42 First Lien - 320,000.00 - - 400,000.00 80.00 1103650592 CARLSBAD 92009 CA 20070401 20370301 FIXED No 360 360 360 495,000.00 495,000.00 First Lien - 495,000.00 - - 1,050,000.00 47.14 1103650600 PERRIS 92571 CA 20070301 20370201 FIXED No 360 360 359 320,000.00 320,000.00 First Lien - 320,000.00 - - 400,000.00 80.00 1103650607 FULLERTON 92833 CA 20070401 20370301 FIXED No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 800,000.00 25.00 1103650613 SAN JACINTO 92582 CA 20070401 20370301 FIXED No 360 360 360 279,352.00 279,352.00 First Lien - 349,190.00 69,838.00 349,190.00 351,000.00 80.00 1103650619 SANTA CLARITA 91355 CA 20070301 20370201 ARMS No 360 360 359 255,950.00 255,689.05 First Lien - 255,950.00 - 319,999.00 340,000.00 79.98 1103650626 HAWTHORNE 90250 CA 20070301 20370201 FIXED No 360 360 359 315,000.00 314,728.79 First Lien - 315,000.00 - - 990,000.00 31.82 1103650627 LOS ANGELES 91335 CA 20070201 20370101 FIXED No 360 360 358 385,000.00 384,249.69 First Lien - 385,000.00 - - 560,000.00 68.75 1103650628 SAN FRANCISCO 94134 CA 20070201 20370101 FIXED No 360 360 358 532,000.00 531,011.90 First Lien - 532,000.00 - - 725,000.00 73.38 1103650629 EUREKA 95503 CA 20070301 20370201 FIXED No 360 360 359 160,000.00 159,858.83 First Lien - 180,000.00 20,000.00 200,000.00 200,000.00 80.00 1103650630 PASADENA 91103 CA 20070301 20370201 FIXED No 360 360 359 336,000.00 335,688.79 First Lien - 443,472.00 107,472.00 - 480,000.00 70.00 1103650631 ALAMEDA 94502 CA 20070301 20370201 FIXED No 360 360 359 446,250.00 446,250.00 First Lien - 560,193.00 113,943.00 - 595,000.00 75.00 1103650632 SAN FRANCISCO 94116 CA 20070301 20370201 FIXED No 360 360 359 489,000.00 488,557.93 First Lien - 489,000.00 - - 785,000.00 62.29 1103650633 PACIFICA 94044 CA 20070201 20370101 FIXED No 360 360 358 490,000.00 488,998.39 First Lien - 490,000.00 - - 685,000.00 71.53 1103650634 RIVERSIDE 92506 CA 20070301 20370201 FIXED No 360 360 359 400,000.00 400,000.00 First Lien - 400,000.00 - - 575,000.00 69.57 1103650662 LOS ANGELES 90048 CA 20070401 20370301 ARMS No 360 360 360 610,000.00 610,000.00 First Lien - 610,000.00 - - 1,450,000.00 42.07 1103650706 TORRANCE 90502 CA 20070401 20370301 ARMS No 360 360 360 444,000.00 444,000.00 First Lien - 444,000.00 - - 555,000.00 80.00 1103650712 DANVILLE 94506 CA 20070401 20370301 FIXED No 360 360 360 470,000.00 470,000.00 First Lien - 470,000.00 - - 1,000,000.00 47.00 1103650724 ROXBURY 7850 NJ 20070301 20370201 ARMS No 360 360 359 189,000.00 188,911.82 First Lien - 189,000.00 - 210,000.00 220,000.00 90.00 1103650733 NORTH HIGHLANDS 95660 CA 20070301 20370201 FIXED No 360 360 359 200,000.00 199,819.19 First Lien - 200,000.00 - - 250,000.00 80.00 1103650738 MIAMI 33127 FL 20070401 20370301 FIXED No 360 360 360 130,000.00 130,000.00 First Lien - 130,000.00 - - 180,000.00 72.22 1103650752 LAS VEGAS 89102 NV 20070301 20370201 FIXED No 360 360 359 199,500.00 199,353.71 First Lien - 199,500.00 - - 285,000.00 70.00 1103650755 NEWARK 94560 CA 20070401 20370301 FIXED No 360 360 360 400,000.00 400,000.00 First Lien - 400,000.00 - - 580,000.00 68.97 1103650788 TULARE 93274 CA 20070401 20370301 FIXED No 360 360 360 111,000.00 111,000.00 First Lien - 111,000.00 - - 190,000.00 58.42 1103650804 OXNARD 93030 CA 20070301 20370201 ARMS No 360 360 359 441,000.00 441,000.00 First Lien - 524,500.00 83,500.00 - 630,000.00 70.00 1103650842 MORENO VALLEY 92557 CA 20070301 20370201 ARMS No 360 360 359 317,600.00 317,600.00 First Lien - 397,000.00 79,400.00 397,000.00 420,000.00 80.00 1103650855 ESCONDIDO 92027 CA 20070401 20370301 FIXED No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 500,000.00 75.00 1103650863 KISSIMMEE 34741 FL 20070401 20370301 FIXED No 360 360 360 117,000.00 117,000.00 First Lien - 117,000.00 - - 195,000.00 60.00 1103650869 VALLEJO 94589 CA 20070301 20370201 FIXED No 360 360 359 220,000.00 220,000.00 First Lien - 220,000.00 - - 510,000.00 43.14 1103650882 SAN JOSE 95121 CA 20070401 20370301 FIXED No 360 360 360 750,000.00 750,000.00 First Lien - 750,000.00 - 1,225,000.00 1,225,000.00 61.22 1103650889 CORONA 92880 CA 20070301 20370201 ARMS No 360 360 359 417,000.00 417,000.00 First Lien - 476,470.00 59,470.00 - 530,000.00 78.68 1103650902 RESEDA AREA OF LA 91335 CA 20070301 20370201 FIXED No 360 360 359 478,400.00 478,400.00 First Lien - 598,000.00 119,600.00 598,000.00 600,000.00 80.00 1103650903 BURLINGAME 94010 CA 20070401 20370301 FIXED No 360 360 360 946,000.00 946,000.00 First Lien - 946,000.00 - - 2,100,000.00 45.05 1103650916 LA JOLLA 92037 CA 20070401 20370301 ARMS No 360 360 360 647,500.00 647,500.00 First Lien - 647,500.00 - - 925,000.00 70.00 1103650917 LAKE ELSINORE 92532 CA 20070401 20370301 ARMS No 360 360 360 367,200.00 367,200.00 First Lien - 459,000.00 91,800.00 459,000.00 480,000.00 80.00 1103650921 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 245,000.00 245,000.00 First Lien - 245,000.00 - - 465,000.00 52.69 1103650922 SAN CLEMENTE 92672 CA 20070401 20370301 ARMS No 360 360 360 416,800.00 416,800.00 First Lien - 416,800.00 - 521,000.00 525,000.00 80.00 1103650933 STATEN ISLAND 10303 NY 20070301 20370201 FIXED No 360 360 359 416,000.00 416,000.00 First Lien - 416,000.00 - - 520,000.00 80.00 1103650935 FONTANA 92335 CA 20070401 20370301 FIXED No 360 360 360 142,000.00 142,000.00 First Lien - 142,000.00 - - 410,000.00 34.63 1103650943 GREENACRES 33463 FL 20070401 20370301 FIXED No 360 360 360 215,000.00 215,000.00 First Lien - 215,000.00 - - 260,000.00 82.69 1103650944 PENSACOLA 32507 FL 20070401 20370301 ARMS No 360 360 360 366,600.00 366,600.00 First Lien - 366,600.00 - 488,900.00 488,900.00 74.98 1103650945 LA JOLLA 92037 CA 20070401 20370301 ARMS No 360 360 360 248,500.00 248,500.00 First Lien - 248,500.00 - - 915,000.00 27.16 1103650965 TAMPA 33610 FL 20070401 20370301 FIXED No 360 360 360 120,000.00 120,000.00 First Lien - 120,000.00 - - 171,000.00 70.18 1103650995 LA HABRA 90631 CA 20070401 20370301 ARMS No 360 360 360 290,400.00 290,400.00 First Lien - 344,800.00 54,400.00 363,000.00 363,000.00 80.00 1103650998 RIALTO 92376 CA 20070301 20370201 ARMS No 360 360 359 274,000.00 274,000.00 First Lien - 342,500.00 68,500.00 342,500.00 343,000.00 80.00 1103651009 SAN JOSE 95133 CA 20070401 20370301 ARMS No 360 360 360 323,400.00 323,400.00 First Lien - 323,400.00 - - 462,000.00 70.00 1103651015 ANAHEIM 92801 CA 20070301 20220201 FIXED No 180 180 179 135,000.00 134,560.02 First Lien - 135,000.00 - - 577,000.00 23.40 1103651031 LAKE FOREST 92630 CA 20070401 20370301 FIXED No 360 360 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 1103651035 CHICO 95973 CA 20070301 20370201 ARMS No 360 360 359 220,000.00 220,000.00 First Lien - 247,500.00 27,500.00 275,000.00 275,000.00 80.00 1103651050 LEXINGTON 29073 SC 20070301 20370201 ARMS No 360 360 359 73,500.00 73,500.00 First Lien - 73,500.00 - - 98,000.00 75.00 1103651065 CANYON LAKE 92587 CA 20070401 20370201 ARMS Yes 360 480 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 625,500.00 80.00 1103651066 GALLOWAY 8205 NJ 20070301 20370201 ARMS No 360 360 359 100,000.00 99,942.46 First Lien - 100,000.00 - - 125,000.00 80.00 1103651079 GOODYEAR 85338 AZ 20070301 20370201 FIXED No 360 360 359 120,400.00 120,400.00 First Lien - 120,400.00 - - 234,000.00 51.45 1103651093 CORONA 92883 CA 20070301 20370201 FIXED No 360 360 359 600,000.00 599,373.56 First Lien - 600,000.00 - - 865,000.00 69.36 1103651104 CUMMING 30041 GA 20070401 20370301 ARMS No 360 360 360 694,000.00 694,000.00 First Lien - 694,000.00 - - 890,000.00 77.98 1103651105 LONG BEACH 90805 CA 20070401 20370301 FIXED No 360 360 360 247,000.00 247,000.00 First Lien - 247,000.00 - - 450,000.00 54.89 1103651107 TUCSON 85716 AZ 20070301 20370201 ARMS No 360 360 359 135,750.00 135,750.00 First Lien - 171,950.00 36,200.00 - 181,000.00 75.00 1103651114 SALT LAKE CITY 84111 UT 20070401 20370301 ARMS No 360 360 360 140,700.00 140,700.00 First Lien - 167,050.00 26,350.00 175,875.00 195,500.00 80.00 1103651159 BEL AIR 21014 MD 20070301 20370201 ARMS No 360 360 359 147,000.00 147,000.00 First Lien - 189,000.00 42,000.00 210,000.00 320,000.00 70.00 1103651169 MINNEAPOLIS 55417 MN 20070301 20370201 FIXED No 360 360 359 164,400.00 164,400.00 First Lien - 164,400.00 - 205,500.00 205,500.00 80.00 1103651175 LOS ANGELES 90059 CA 20070401 20370301 ARMS No 360 360 360 230,000.00 230,000.00 First Lien - 230,000.00 - - 385,000.00 59.74 1103651216 HAMPDEN 4444 ME 20070301 20370201 FIXED No 360 360 359 330,500.00 330,170.99 First Lien - 330,500.00 - - 484,000.00 68.29 1103651228 SAN DIEGO 92118 CA 20070401 20370301 ARMS No 360 360 360 663,000.00 663,000.00 First Lien - 663,000.00 - - 1,250,000.00 53.04 1103651231 STEAMBOAT SPRINGS 80487 CO 20070301 20370201 ARMS No 360 360 359 329,600.00 329,373.17 First Lien - 329,600.00 - 412,000.00 415,000.00 80.00 1103651233 FRESNO 93722 CA 20070401 20370301 ARMS No 360 360 360 211,200.00 211,200.00 First Lien - 211,200.00 - - 264,000.00 80.00 1103651234 LOS ANGELES 90011 CA 20070301 20370301 FIXED Yes 360 480 359 264,000.00 263,899.42 First Lien - 264,000.00 - - 600,000.00 44.00 1103651241 ROWLAND HEIGHTS 91748 CA 20070401 20370301 ARMS No 360 360 360 378,750.00 378,750.00 First Lien - 378,750.00 - - 505,476.00 74.93 1103651255 LOS ALTOS 94024 CA 20070401 20370301 FIXED No 360 360 360 650,000.00 650,000.00 First Lien - 650,000.00 - - 1,900,000.00 34.21 1103651257 JULIAN 92036 CA 20070401 20370301 ARMS No 360 360 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 385,000.00 61.30 1103651269 BROOKLYN 11234 NY 20070401 20370301 FIXED No 360 360 360 247,500.00 247,500.00 First Lien - 247,500.00 - - 450,000.00 55.00 1103651270 IMPERIAL 92251 CA 20070301 20370301 FIXED Yes 360 480 359 270,000.00 269,913.84 First Lien - 270,000.00 - - 360,000.00 75.00 1103651295 UPLAND 91786 CA 20070401 20370301 ARMS No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 380,000.00 67.11 1103651312 LAKEWOOD 90713 CA 20070301 20370301 FIXED Yes 360 480 359 274,000.00 273,871.47 First Lien - 274,000.00 - - 680,000.00 40.29 1103651316 BRAWLEY 92227 CA 20070401 20370301 FIXED No 360 360 360 160,000.00 160,000.00 First Lien - 160,000.00 - - 200,000.00 80.00 1103651317 LANCASTER 93536 CA 20070401 20370301 FIXED No 360 360 360 376,000.00 376,000.00 First Lien - 376,000.00 - - 470,000.00 80.00 1103651335 ONTARIO 91764 CA 20070301 20370201 ARMS No 360 360 359 219,900.00 219,900.00 First Lien - 219,900.00 - 299,900.00 315,000.00 73.32 1103651346 MORENO VALLEY 92553 CA 20070301 20370201 ARMS No 360 360 359 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 305,000.00 305,000.00 80.00 1103651347 BRAWLEY 92227 CA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - - 240,000.00 75.00 1103651348 LOS ANGELES 90003 CA 20070401 20370301 ARMS No 360 360 360 247,000.00 247,000.00 First Lien - 247,000.00 - - 555,000.00 44.50 1103651349 COSTA MESA 92626 CA 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 540,000.00 - - 675,000.00 80.00 1103651354 LITTLETON 80127 CO 20070401 20370301 FIXED No 360 360 360 175,000.00 175,000.00 First Lien - 175,000.00 - - 273,000.00 64.10 1103651365 RIPON 95366 CA 20070401 20370301 FIXED No 360 360 360 390,500.00 390,500.00 First Lien - 390,500.00 - - 545,000.00 71.65 1103651389 CERRITOS 90703 CA 20070401 20370301 FIXED No 360 360 360 317,000.00 317,000.00 First Lien - 317,000.00 - - 798,000.00 39.72 1103651390 LOS ANGELES 90018 CA 20070301 20370201 ARMS No 360 360 359 270,000.00 270,000.00 First Lien - 270,000.00 - - 516,000.00 52.33 1103651429 SAN DIEGO 92114 CA 20070401 20370301 FIXED No 360 360 360 417,000.00 417,000.00 First Lien - 525,000.00 108,000.00 - 525,000.00 79.43 1103651432 GARDEN GROVE 92845 CA 20070401 20370301 ARMS No 360 360 360 487,050.00 487,050.00 First Lien - 487,050.00 - - 615,000.00 79.20 1103651466 REDLANDS 92374 CA 20070401 20370301 ARMS No 360 360 360 780,000.00 780,000.00 First Lien - 1,140,000.00 360,000.00 1,200,000.00 1,200,000.00 65.00 1103651481 RANCHO CUCAMONGA 91730 CA 20070401 20370301 FIXED Yes 360 480 360 147,700.00 147,700.00 First Lien - 147,700.00 - - 371,000.00 39.81 1103651489 MURRIETA 92562 CA 20070401 20370301 FIXED No 360 360 360 600,000.00 600,000.00 First Lien - 600,000.00 - - 1,400,000.00 42.86 1103651490 ONTARIO 91761 CA 20070301 20370201 FIXED No 360 360 359 140,000.00 139,873.43 First Lien - 140,000.00 - - 460,000.00 30.43 1103651522 FRESNO 93730 CA 20070401 20370301 ARMS No 360 360 360 303,960.00 303,960.00 First Lien - 303,960.00 - 379,950.00 380,000.00 80.00 1103651535 BUENA PARK 90620 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 480,000.00 - - 600,000.00 80.00 1103651541 MEDFORD 97504 OR 20070401 20370301 ARMS No 360 360 360 147,500.00 147,500.00 First Lien - 147,500.00 - - 250,000.00 59.00 1103651556 LOS ANGELES (WEST HILLS A 91307 CA 20070401 20370301 FIXED Yes 360 480 360 428,000.00 428,000.00 First Lien - 428,000.00 - - 580,000.00 73.79 1103651562 PALMDALE 93550 CA 20070301 20370201 ARMS No 360 360 359 271,200.00 271,200.00 First Lien - 339,000.00 67,800.00 339,000.00 350,000.00 80.00 1103651565 DIAMOND BAR 91765 CA 20070401 20370301 ARMS No 360 360 360 437,000.00 437,000.00 First Lien - 437,000.00 - - 750,000.00 58.27 1103651573 CORONA 92880 CA 20070401 20370301 ARMS No 360 360 360 345,000.00 345,000.00 First Lien - 345,000.00 - - 510,000.00 67.65 1103651574 PHELAN AREA 92371 CA 20070301 20370201 FIXED No 360 360 359 360,000.00 360,000.00 First Lien - 360,000.00 - - 500,000.00 72.00 1103651583 MORENO VALLEY 92551 CA 20070401 20370301 ARMS No 360 360 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 400,000.00 90.00 1103651589 WILMINGTON AREA 90744 CA 20070401 20370301 FIXED No 360 360 360 292,500.00 292,500.00 First Lien - 292,500.00 - - 450,000.00 65.00 1103651613 BAKERSFIELD 93307 CA 20070401 20370301 ARMS No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 250,000.00 80.00 1103651637 CHINO 91710 CA 20070401 20370301 ARMS No 360 360 360 444,000.00 444,000.00 First Lien - 444,000.00 - - 558,000.00 79.57 1103651640 LAKEWOOD 90712 CA 20070401 20370301 FIXED No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 547,000.00 54.84 1103651651 GROVELAND 95321 CA 20070401 20370301 ARMS No 360 360 360 265,000.00 265,000.00 First Lien - 265,000.00 - - 333,000.00 79.58 1103651662 YUMA 85367 AZ 20070401 20370301 FIXED No 360 360 360 144,000.00 144,000.00 First Lien - 144,000.00 - - 235,000.00 61.28 1103651663 MAGNA 84044 UT 20070301 20370201 FIXED No 360 360 359 134,500.00 134,387.00 First Lien - 134,500.00 - - 173,000.00 77.75 1103651664 BRUSH PRAIRIE 98606 WA 20070301 20370201 FIXED No 360 360 359 487,500.00 487,500.00 First Lien - 487,500.00 - - 675,000.00 72.22 1103651665 NICHOLSON 18446 PA 20070201 20270101 FIXED No 240 240 238 108,000.00 107,577.82 First Lien - 135,000.00 27,000.00 - 135,000.00 80.00 1103651666 COLUMBUS 43206 OH 20070201 20370101 FIXED No 360 360 358 88,000.00 87,855.30 First Lien - 88,000.00 - - 121,000.00 72.73 1103651667 GROVEPORT 43125 OH 20070101 20361201 FIXED No 360 360 357 180,000.00 179,532.45 First Lien - 180,000.00 - - 225,000.00 80.00 1103651668 DALLAS 30157 GA 20070301 20370201 FIXED No 360 360 359 156,720.00 156,585.07 First Lien - 156,720.00 - 195,900.00 196,000.00 80.00 1103651669 LAKE GEORGE 12845 NY 20070301 20370201 FIXED No 360 360 359 63,000.00 62,949.62 First Lien - 63,000.00 - - 525,000.00 12.00 1103651670 GRAND RAPIDS 49508 MI 20070301 20370201 FIXED No 360 360 359 128,640.00 128,640.00 First Lien - 160,800.00 32,160.00 160,800.00 185,000.00 80.00 1103651671 FANWOOD 7023 NJ 20070201 20370101 FIXED No 360 360 358 215,500.00 215,127.87 First Lien - 215,500.00 - - 380,000.00 56.71 1103651672 HAYES 23072 VA 20070301 20370201 FIXED No 360 360 359 144,000.00 143,881.96 First Lien - 144,000.00 - - 181,000.00 79.56 1103651673 TAMPA 33617 FL 20070301 20370201 FIXED No 360 360 359 120,000.00 119,896.68 First Lien - 120,000.00 - - 182,000.00 65.93 1103651674 PASADENA 91103 CA 20070301 20370201 FIXED No 360 360 359 378,800.00 377,658.28 First Lien - 378,800.00 - - 520,000.00 72.85 1103651676 FONTANA AREA 92335 CA 20070201 20370101 FIXED No 360 360 358 108,000.00 108,000.00 First Lien - 108,000.00 - - 335,000.00 32.24 1103651677 RICHMOND 4357 ME 20070301 20370201 FIXED No 360 360 359 95,900.00 95,900.00 First Lien - 95,900.00 - - 137,000.00 70.00 1103651678 PALM COAST 32164 FL 20061101 20211001 FIXED No 180 180 175 59,750.00 58,755.08 First Lien - 59,750.00 - - 158,000.00 37.82 1103651679 FORT WORTH 76247 TX 20070201 20370101 FIXED No 360 360 358 104,800.00 104,610.01 First Lien - 131,000.00 26,200.00 131,065.00 131,000.00 80.00 1103651680 BOCA RATON 33428 FL 20070201 20370101 FIXED No 360 360 358 104,800.00 104,610.01 First Lien - 104,800.00 - - 262,000.00 40.00 1103651681 PAWLEYS ISLAND 29585 SC 20070301 20370201 FIXED No 360 360 359 135,000.00 134,886.58 First Lien - 135,000.00 - - 400,000.00 33.75 1103651717 CHINO 91710 CA 20070401 20370301 ARMS No 360 360 360 239,000.00 239,000.00 First Lien - 239,000.00 - - 365,000.00 65.48 1103651723 HYATTSVILLE 20785 MD 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 380,000.00 100,000.00 400,000.00 400,000.00 70.00 1103651732 DOVER 3820 NH 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 344,000.00 - - 430,000.00 80.00 1103651736 SANTA ANA 92705 CA 20070401 20370301 ARMS No 360 360 360 269,500.00 269,500.00 First Lien - 385,000.00 115,500.00 385,000.00 385,000.00 70.00 1103651749 BEAUMONT 77706 TX 20070401 20220301 FIXED No 180 180 180 200,000.00 200,000.00 First Lien - 200,000.00 - 300,000.00 308,000.00 66.67 1103651760 GULF SHORES 36542 AL 20070301 20370201 ARMS No 360 360 359 241,500.00 241,500.00 First Lien - 327,700.00 86,200.00 345,000.00 485,000.00 70.00 1103651761 TRACY 95376 CA 20070401 20370301 ARMS No 360 360 360 234,000.00 234,000.00 First Lien - 234,000.00 - - 395,000.00 59.24 1103651763 ONTARIO 91761 CA 20070401 20370301 FIXED No 360 360 360 275,000.00 275,000.00 First Lien - 275,000.00 - - 405,000.00 67.90 1103651765 PHOENIX 85085 AZ 20070301 20370201 ARMS No 360 360 359 692,250.00 692,250.00 First Lien - 692,250.00 - - 1,250,000.00 55.38 1103651778 LOS ANGELES 90016 CA 20070401 20370301 ARMS No 360 360 360 504,000.00 504,000.00 First Lien - 559,500.00 55,500.00 - 630,000.00 80.00 1103651781 LAS VEGAS 89148 NV 20070301 20370201 ARMS No 360 360 359 435,200.00 435,200.00 First Lien - 435,200.00 - 544,000.00 544,000.00 80.00 1103651790 DENVER 80209 CO 20070401 20370301 ARMS No 360 360 360 405,000.00 405,000.00 First Lien - 405,000.00 - - 600,000.00 67.50 1103651797 ORANGE 92867 CA 20070301 20370201 ARMS No 360 360 359 272,800.00 272,800.00 First Lien - 341,000.00 68,200.00 341,000.00 365,000.00 80.00 1103651822 SAN DIEGO 92130 CA 20070401 20370301 FIXED No 360 360 360 565,000.00 565,000.00 First Lien - 565,000.00 - - 902,000.00 62.64 1103651832 TUCSON 85739 AZ 20070401 20370301 ARMS No 360 360 360 552,200.00 552,200.00 First Lien - 552,200.00 - 1,164,015.00 950,000.00 58.13 1103651877 ROYAL PALM BEACH 33411 FL 20070401 20370301 ARMS No 360 360 360 137,700.00 137,700.00 First Lien - 137,700.00 - 153,000.00 208,000.00 90.00 1103651898 TAMPA 33637 FL 20070401 20370301 ARMS No 360 360 360 132,504.00 132,504.00 First Lien - 132,504.00 - 165,630.00 166,000.00 80.00 1103651901 BONITA 91902 CA 20070401 20370301 FIXED No 360 360 360 465,000.00 465,000.00 First Lien - 465,000.00 - - 680,000.00 68.38 1103651905 MANCHESTER TWP 8753 NJ 20070401 20370301 ARMS No 360 360 360 108,000.00 108,000.00 First Lien - 108,000.00 - 120,000.00 125,000.00 90.00 1103651909 SANTA MARIA 93455 CA 20070401 20370301 ARMS No 360 360 360 311,250.00 311,250.00 First Lien - 394,250.00 83,000.00 - 415,000.00 75.00 1103651923 SAN DIEGO 92111 CA 20070401 20370301 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 425,000.00 85,000.00 425,000.00 425,000.00 80.00 1103651931 NORFOLK 23523 VA 20070101 20361201 ARMS No 360 360 357 167,200.00 167,200.00 First Lien - 209,000.00 41,800.00 209,000.00 213,000.00 80.00 1103651932 IRVINGTON 7111 NJ 20070101 20361201 ARMS Yes 360 480 357 304,000.00 303,696.49 First Lien - 380,000.00 76,000.00 380,000.00 380,000.00 80.00 1103651934 FAIRVIEW 7022 NJ 20070101 20361201 ARMS Yes 360 480 357 356,000.00 355,657.04 First Lien - 422,750.00 66,750.00 445,000.00 445,000.00 80.00 1103651935 PATERSON 7501 NJ 20070201 20370101 ARMS No 360 360 358 296,000.00 296,000.00 First Lien - 370,000.00 74,000.00 370,000.00 370,000.00 80.00 1103651937 NORTH BERGEN 7047 NJ 20070201 20370101 ARMS Yes 360 480 358 240,000.00 239,816.60 First Lien - 300,000.00 60,000.00 300,000.00 300,000.00 80.00 1103651939 EAST ORANGE 7017 NJ 20070101 20361201 ARMS No 360 360 357 252,000.00 252,000.00 First Lien - 315,000.00 63,000.00 315,000.00 315,000.00 80.00 1103651941 NORTH BERGEN 7047 NJ 20070101 20361201 ARMS No 360 360 357 536,000.00 536,000.00 First Lien - 670,000.00 134,000.00 670,000.00 670,000.00 80.00 1103651942 PASSAIC 7055 NJ 20070101 20361201 ARMS No 360 360 357 388,000.00 387,108.83 First Lien - 436,500.00 48,500.00 - 485,000.00 80.00 1103651943 LIVINGSTON 7039 NJ 20070101 20361201 ARMS No 360 360 357 338,000.00 338,000.00 First Lien - 468,000.00 130,000.00 520,000.00 533,000.00 65.00 1103651944 CHESTER 23831 VA 20070101 20361201 ARMS No 360 360 357 128,000.00 128,000.00 First Lien - 160,000.00 32,000.00 - 160,000.00 80.00 1103651945 CHESAPEAKE 23324 VA 20070101 20361201 ARMS Yes 360 480 357 96,850.00 96,717.62 First Lien - 126,650.00 29,800.00 - 149,000.00 65.00 1103651950 SUNNY ISLES AKA SUNNY ISL 33160 FL 20070101 20361201 ARMS No 360 360 357 144,800.00 144,800.00 First Lien - 181,000.00 36,200.00 181,000.00 185,000.00 80.00 1103651951 ALEXANDRIA 22312 VA 20070101 20361201 ARMS Yes 360 480 357 563,500.00 562,937.44 First Lien - 724,500.00 161,000.00 805,000.00 810,000.00 70.00 1103651952 MOUNT VERNON 10550 NY 20070101 20361201 ARMS Yes 360 480 357 362,700.00 362,237.19 First Lien - 446,400.00 83,700.00 - 670,000.00 54.13 1103651954 REVERE 2151 MA 20070101 20361201 ARMS Yes 360 480 357 266,400.00 266,082.86 First Lien - 333,000.00 66,600.00 333,000.00 335,000.00 80.00 1103651955 NEWARK 7112 NJ 20070101 20361201 ARMS Yes 360 480 357 273,750.00 273,585.93 First Lien - 328,500.00 54,750.00 365,000.00 390,000.00 75.00 1103651956 NEWARK 7106 NJ 20070101 20361201 ARMS No 360 360 357 253,500.00 253,500.00 First Lien - 351,000.00 97,500.00 - 390,000.00 65.00 1103651957 REVERE 2151 MA 20070201 20361201 ARMS Yes 360 480 358 484,000.00 483,629.10 First Lien - 605,000.00 121,000.00 605,000.00 605,000.00 80.00 1103651958 EDISON 8817 NJ 20070101 20370101 ARMS Yes 360 480 357 220,000.00 219,719.25 First Lien - 220,000.00 - - 330,000.00 66.67 1103651959 NEWARK 7106 NJ 20070101 20361201 ARMS No 360 360 357 367,500.00 366,448.45 First Lien - 472,493.00 104,993.00 - 530,000.00 69.34 1103651960 DANBURY 6810 CT 20070101 20361201 ARMS No 360 360 357 207,200.00 206,687.50 First Lien - 259,000.00 51,800.00 259,000.00 259,000.00 80.00 1103651961 PORTSMOUTH 23704 VA 20070101 20361201 ARMS No 360 360 357 292,500.00 292,500.00 First Lien - 331,500.00 39,000.00 - 390,000.00 75.00 1103651963 CLIFTON 7012 NJ 20070101 20361201 ARMS No 360 360 357 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 405,000.00 420,000.00 80.00 1103651964 MOUNT VERNON 10550 NY 20070101 20361201 ARMS No 360 360 357 350,000.00 350,000.00 First Lien - 350,000.00 - - 720,000.00 48.61 1103651965 DANBURY 6811 CT 20070101 20361201 ARMS Yes 360 480 357 288,800.00 288,583.94 First Lien - 342,950.00 54,150.00 - 361,000.00 80.00 1103651966 PROVIDENCE 2908 RI 20070101 20361201 ARMS No 360 360 357 284,000.00 283,543.13 First Lien - 355,000.00 71,000.00 355,000.00 380,000.00 80.00 1103651968 NEWARK 7107 NJ 20070201 20361201 ARMS Yes 360 480 358 399,640.00 399,433.99 First Lien - 499,550.00 99,910.00 499,550.00 500,000.00 80.00 1103651969 RIVERDALE 20737 MD 20070101 20370101 ARMS Yes 360 480 357 252,000.00 251,655.50 First Lien - 299,250.00 47,250.00 - 315,000.00 80.00 1103651970 PROVIDENCE 2907 RI 20070101 20361201 ARMS Yes 360 480 357 301,600.00 301,444.39 First Lien - 377,000.00 75,400.00 377,000.00 377,000.00 80.00 1103651971 COVENTRY 2816 RI 20070201 20370101 ARMS No 360 360 358 200,000.00 200,000.00 First Lien - 200,000.00 - - 255,000.00 78.43 1103651972 CENTRAL ISLIP 11722 NY 20070201 20370101 ARMS No 360 360 358 289,224.00 289,224.00 First Lien - 361,530.00 72,306.00 361,530.00 375,000.00 80.00 1103651973 WAHINGTON 7882 NJ 20070201 20370101 ARMS No 360 360 358 204,750.00 204,750.00 First Lien - 283,500.00 78,750.00 - 333,000.00 61.49 1103651974 WOODHAVEN 11421 NY 20070201 20370101 ARMS No 360 360 358 425,000.00 425,000.00 First Lien - 425,000.00 - - 760,000.00 55.92 1103651975 FORT WASHINGTON 20744 MD 20070101 20361201 ARMS No 360 360 357 304,000.00 304,000.00 First Lien - 380,000.00 76,000.00 380,000.00 381,000.00 80.00 1103651976 BROOKLYN 11208 NY 20070201 20370101 ARMS No 360 360 358 516,000.00 516,000.00 First Lien - 645,000.00 129,000.00 645,000.00 645,000.00 80.00 1103651977 RICHMOND HILL 11418 NY 20070201 20370101 ARMS Yes 360 480 358 592,000.00 591,647.23 First Lien - 740,000.00 148,000.00 740,000.00 740,000.00 80.00 1103651978 DENVER 80221 CO 20070101 20361201 ARMS No 360 360 357 74,320.00 74,131.60 First Lien - 92,900.00 18,580.00 92,900.00 95,000.00 80.00 1103651979 BAY SHORE AKA TOWN OF ISL 11706 NY 20070101 20361201 ARMS No 360 360 357 350,000.00 350,000.00 First Lien - 350,000.00 - - 470,000.00 74.47 1103651980 PLAINFIELD 7060 NJ 20070201 20361201 ARMS Yes 360 480 358 243,320.00 243,164.22 First Lien - 304,150.00 60,830.00 304,150.00 310,000.00 80.00 1103651981 MONROE 8831 NJ 20070101 20370101 ARMS Yes 360 480 357 636,000.00 635,242.86 First Lien - 715,500.00 79,500.00 - 795,000.00 80.00 1103651982 COLORADO SPRINGS 80922 CO 20070101 20361201 ARMS No 360 360 357 148,800.00 148,800.00 First Lien - 176,700.00 27,900.00 - 186,000.00 80.00 1103651983 BRIDGEPORT 6608 CT 20070101 20361201 ARMS Yes 360 480 357 248,000.00 247,734.23 First Lien - 310,000.00 62,000.00 310,000.00 310,000.00 80.00 1103651986 JERSEY CITY 7307 NJ 20070201 20370101 ARMS No 360 360 358 255,000.00 255,000.00 First Lien - 255,000.00 - - 440,000.00 57.95 1103651987 CLERMONT 34711 FL 20070201 20370101 ARMS No 360 360 358 390,850.00 390,207.40 First Lien - 464,134.00 73,284.00 488,563.00 525,000.00 80.00 1103651988 PATERSON 7501 NJ 20070101 20361201 ARMS No 360 360 357 266,500.00 266,500.00 First Lien - 307,500.00 41,000.00 - 410,000.00 65.00 1103651989 BROOKLYN 11209 NY 20070201 20361201 ARMS Yes 360 480 358 320,000.00 319,841.00 First Lien - 400,000.00 80,000.00 400,000.00 425,000.00 80.00 1103651990 NORTH PORT 34288 FL 20070201 20370101 ARMS No 360 360 358 183,750.00 183,750.00 First Lien - 232,750.00 49,000.00 245,000.00 245,000.00 75.00 1103651991 LEHIGH ACRES 33971 FL 20070201 20370101 ARMS No 360 360 358 165,000.00 165,000.00 First Lien - 198,000.00 33,000.00 220,000.00 220,000.00 75.00 1103651992 PORTSMOUTH 23703 VA 20070201 20370101 ARMS No 360 360 358 227,040.00 227,040.00 First Lien - 283,800.00 56,760.00 283,800.00 283,800.00 80.00 1103651993 FLORENCE 85232 AZ 20070201 20370101 ARMS Yes 360 480 358 128,000.00 127,887.60 First Lien - 160,000.00 32,000.00 - 160,000.00 80.00 1103651994 RICHMOND 23233 VA 20070201 20370101 ARMS Yes 360 480 358 182,200.00 182,040.00 First Lien - 217,191.00 34,991.00 - 243,500.00 74.83 1103651995 ATTLEBORO 2703 MA 20070201 20370101 ARMS No 360 360 358 340,000.00 340,000.00 First Lien - 419,985.00 79,985.00 - 425,000.00 80.00 1103651996 SAINT ALBANS 11412 NY 20070201 20370101 ARMS No 360 360 358 374,400.00 374,400.00 First Lien - 468,000.00 93,600.00 468,000.00 470,000.00 80.00 1103652000 YUCAIPA 92399 CA 20070401 20370301 FIXED No 360 360 360 362,000.00 362,000.00 First Lien - 362,000.00 - - 580,000.00 62.41 1103652002 WEST FREINDSHIP 21794 MD 20061201 20361101 FIXED No 360 360 356 1,050,000.00 1,050,000.00 First Lien - 1,330,000.00 280,000.00 1,400,000.00 1,400,000.00 75.00 1103652003 LINCOLN 2865 RI 20061201 20361101 FIXED No 360 360 356 318,400.00 317,320.79 First Lien - 398,000.00 79,600.00 - 398,000.00 80.00 1103652004 HIGHTSTOWN 8520 NJ 20070201 20370101 FIXED No 360 360 358 403,760.00 403,188.22 First Lien - 547,960.00 144,200.00 576,800.00 585,000.00 70.00 1103652005 RICHMOND 23231 VA 20070101 20361201 FIXED No 360 360 357 109,600.00 109,366.42 First Lien - 109,600.00 - - 137,000.00 80.00 1103652006 PORTSMOUTH 23703 VA 20070201 20370101 FIXED No 360 360 358 168,000.00 167,716.91 First Lien - 210,000.00 42,000.00 210,000.00 214,900.00 80.00 1103652007 HARTFORD 6114 CT 20070101 20361201 FIXED No 360 360 357 186,550.00 186,121.55 First Lien - 243,950.00 57,400.00 - 287,000.00 65.00 1103652008 BROOKLYN 11209 NY 20070101 20361201 FIXED No 360 360 357 540,000.00 538,790.19 First Lien - 648,000.00 108,000.00 - 720,000.00 75.00 1103652009 PASSAIC 7055 NJ 20070101 20361201 FIXED No 360 360 357 124,850.00 124,525.72 First Lien - 124,850.00 - 227,000.00 230,000.00 55.00 1103652010 MERIDEN 6450 CT 20070201 20370101 FIXED No 360 360 358 132,275.00 132,057.51 First Lien - 183,150.00 50,875.00 203,500.00 210,000.00 65.00 1103652011 EAST HANOVER 7936 NJ 20070101 20370101 FIXED Yes 360 480 357 600,000.00 599,401.01 First Lien - 750,000.00 150,000.00 - 750,000.00 80.00 1103652012 BROOKLYN 11215 NY 20070201 20361201 FIXED Yes 360 480 358 644,000.00 643,472.28 First Lien - 644,000.00 - - 1,025,000.00 62.83 1103652013 EGG HARBOR TOWNSHIP 8234 NJ 20070201 20370101 FIXED Yes 360 480 358 392,000.00 391,689.78 First Lien - 465,500.00 73,500.00 - 490,000.00 80.00 1103652014 HILLSBOROUGH 8844 NJ 20070201 20370101 FIXED No 360 360 358 379,200.00 379,200.00 First Lien - 474,000.00 94,800.00 474,000.00 479,000.00 80.00 1103652015 HOBOKEN 7030 NJ 20070201 20370101 FIXED No 360 360 358 258,400.00 257,884.20 First Lien - 323,000.00 64,600.00 - 323,000.00 80.00 1103652019 SAN DIEGO 92114 CA 20070401 20370301 ARMS No 360 360 360 348,000.00 348,000.00 First Lien - 435,000.00 87,000.00 - 435,000.00 80.00 1103652038 RANCHO SANTA MARGARITA 92688 CA 20070401 20370301 ARMS No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 700,000.00 53.57 1103652039 SAN JOSE 95125 CA 20070401 20370301 ARMS No 360 360 360 495,000.00 495,000.00 First Lien - 495,000.00 - - 800,000.00 61.88 1103652051 COSTA MESA 92626 CA 20070401 20370301 ARMS No 360 360 360 445,000.00 445,000.00 First Lien - 445,000.00 - - 787,000.00 56.54 1103652064 SAN DIEGO 92114 CA 20070301 20370201 FIXED No 360 360 359 361,000.00 360,665.64 First Lien - 361,000.00 - - 516,000.00 69.96 1103652072 RANCHO MIRAGE 92270 CA 20070401 20220301 FIXED No 180 180 180 568,000.00 568,000.00 First Lien - 568,000.00 - - 950,000.00 59.79 1103652094 ONTARIO 91761 CA 20070401 20370301 ARMS No 360 360 360 425,000.00 425,000.00 First Lien - 425,000.00 - - 534,000.00 79.59 1103652137 NORWALK 90650 CA 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 252,000.00 - - 390,000.00 64.62 1103652145 FOUNTAIN VALLEY 92708 CA 20070401 20370301 ARMS No 360 360 360 687,900.00 687,900.00 First Lien - 816,850.00 128,950.00 859,900.00 865,000.00 80.00 1103652148 SPRING VALLEY 91977 CA 20070401 20370301 ARMS No 360 360 360 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 515,000.00 540,000.00 80.00 1103652152 MINNEAPOLIS 55407 MN 20070401 20370301 ARMS No 360 360 360 141,750.00 141,750.00 First Lien - 179,550.00 37,800.00 189,000.00 200,000.00 75.00 1103652188 PERRIS 92571 CA 20070401 20370301 FIXED Yes 360 480 360 198,000.00 198,000.00 First Lien - 198,000.00 - - 415,000.00 47.71 1103652203 SYLMAR 91342 CA 20070401 20220301 FIXED No 180 180 180 393,750.00 393,750.00 First Lien - 393,750.00 - - 525,000.00 75.00 1103652230 LAS VEGAS 89131 NV 20070401 20370301 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 681,000.00 149,000.00 - 760,000.00 70.00 1103652243 GARDEN GROVE 92843 CA 20070401 20370301 FIXED No 360 360 360 600,000.00 600,000.00 First Lien - 600,000.00 - - 750,000.00 80.00 1103652245 FONTANA 92337 CA 20070401 20370301 ARMS No 360 360 360 336,000.00 336,000.00 First Lien - 336,000.00 - - 420,000.00 80.00 1103652246 PORTLAND 97215 OR 20070401 20370301 ARMS No 360 360 360 149,400.00 149,400.00 First Lien - 149,400.00 - - 270,000.00 55.33 1103652278 PENSACOLA 32507 FL 20070401 20370301 ARMS No 360 360 360 319,800.00 319,800.00 First Lien - 319,800.00 - 456,900.00 610,000.00 69.99 1103652290 DENVER 80219 CO 20070401 20370301 ARMS No 360 360 360 114,000.00 114,000.00 First Lien - 144,400.00 30,400.00 152,000.00 152,000.00 75.00 1103652292 GREENVILLE 12083 NY 20070401 20370301 FIXED No 360 360 360 156,000.00 156,000.00 First Lien - 156,000.00 - - 240,000.00 65.00 1103652308 LONG BEACH 90813 CA 20070401 20370301 ARMS No 360 360 360 451,000.00 451,000.00 First Lien - 451,000.00 - - 885,000.00 50.96 1103652314 OXNARD 93030 CA 20070401 20370301 ARMS No 360 360 360 620,000.00 620,000.00 First Lien - 620,000.00 - - 775,000.00 80.00 1103652320 EL TORO 92630 CA 20070401 20370301 FIXED No 360 360 360 543,750.00 543,750.00 First Lien - 543,750.00 - - 725,000.00 75.00 1103652324 ORANGE 92865 CA 20070301 20370201 ARMS No 360 360 359 455,200.00 455,200.00 First Lien - 569,000.00 113,800.00 569,000.00 575,000.00 80.00 1103652340 VICTORVILLE 92392 CA 20070401 20370301 ARMS No 360 360 360 175,000.00 175,000.00 First Lien - 237,500.00 62,500.00 250,000.00 250,000.00 70.00 1103652366 RIVERSIDE 92504 CA 20070401 20220301 FIXED No 180 180 180 175,000.00 175,000.00 First Lien - 175,000.00 - - 350,000.00 50.00 1103652369 RIVERSIDE 92506 CA 20070401 20370301 FIXED No 360 360 360 212,000.00 212,000.00 First Lien - 212,000.00 - - 400,000.00 53.00 1103652385 PINON HILLS 92372 CA 20070401 20370301 FIXED No 360 360 360 260,000.00 260,000.00 First Lien - 308,750.00 48,750.00 325,000.00 335,000.00 80.00 1103652406 INDIO 92201 CA 20070401 20370301 ARMS No 360 360 360 320,000.00 320,000.00 First Lien - 320,000.00 - 400,000.00 415,000.00 80.00 1103652410 LOS ANGELES 90018 CA 20070401 20370301 FIXED No 360 360 360 418,500.00 418,500.00 First Lien - 418,500.00 - - 574,000.00 72.91 1103652434 LA CRESCENTA AREA 91214 CA 20070401 20370301 ARMS No 360 360 360 320,000.00 320,000.00 First Lien - 320,000.00 - 428,000.00 428,000.00 74.77 1103652500 PASO ROBLES 93446 CA 20070401 20370301 ARMS No 360 360 360 339,500.00 339,500.00 First Lien - 436,500.00 97,000.00 - 485,000.00 70.00 1103652506 LAKE FOREST 92630 CA 20070401 20370301 FIXED No 360 360 360 496,000.00 496,000.00 First Lien - 525,000.00 29,000.00 - 620,000.00 80.00 1103652509 PORT RICHEY 34668 FL 20070401 20220301 FIXED No 180 180 180 105,000.00 105,000.00 First Lien - 105,000.00 - - 155,000.00 67.74 1103652595 LOS ANGELES 90004 CA 20070401 20370301 ARMS No 360 360 360 749,000.00 749,000.00 First Lien - 939,000.00 190,000.00 950,000.00 950,000.00 78.84 1103652604 CAPE CORAL 33990 FL 20070401 20370301 ARMS No 360 360 360 230,650.00 230,650.00 First Lien - 280,050.00 49,400.00 - 329,500.00 70.00 1103652642 TEMPE 85282 AZ 20070401 20370301 FIXED No 360 360 360 244,000.00 244,000.00 First Lien - 274,500.00 30,500.00 - 305,000.00 80.00 1103652655 CALEXICO 92231 CA 20070301 20370201 FIXED No 360 360 359 188,500.00 188,325.42 First Lien - 188,500.00 - - 315,000.00 59.84 1103652665 DUARTE 91010 CA 20070401 20370301 ARMS No 360 360 360 461,600.00 461,600.00 First Lien - 461,600.00 - - 577,000.00 80.00 1103652674 BIG BEAR LAKE 92315 CA 20070401 20370301 FIXED No 360 360 360 560,000.00 560,000.00 First Lien - 560,000.00 - - 1,272,000.00 44.03 1103652679 SAINT LOUIS 63117 MO 20070401 20370301 FIXED No 360 360 360 128,000.00 128,000.00 First Lien - 128,000.00 - - 160,000.00 80.00 1103652683 HESPERIA 92345 CA 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 375,000.00 80.00 1103652694 COLTON 92324 CA 20070401 20220301 FIXED No 180 180 180 109,000.00 109,000.00 First Lien - 109,000.00 - - 330,000.00 33.03 1103652703 IMPERIAL 92251 CA 20070301 20370201 FIXED No 360 360 359 319,200.00 319,200.00 First Lien - 399,000.00 79,800.00 399,000.00 399,000.00 80.00 1103652722 BREA 92821 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 523,000.00 80.00 1103652730 LONG BEACH 90803 CA 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 945,000.00 52.91 1103652731 LOS ANGELES 90066 CA 20070401 20370301 FIXED No 360 360 360 459,000.00 459,000.00 First Lien - 459,000.00 - - 745,000.00 61.61 1103652749 PHOENIX 85051 AZ 20070401 20370301 ARMS No 360 360 360 164,000.00 164,000.00 First Lien - 205,000.00 41,000.00 - 205,000.00 80.00 1103652754 LOS ANGELES 90002 CA 20070401 20370301 ARMS No 360 360 360 487,500.00 487,500.00 First Lien - 650,000.00 162,500.00 650,000.00 650,000.00 75.00 1103652755 SHERMAN OAKS 91403 CA 20070401 20370301 ARMS No 360 360 360 450,000.00 450,000.00 First Lien - 450,000.00 - 951,000.00 955,000.00 47.32 1103652771 LOS ANGELES 90042 CA 20070401 20370301 ARMS No 360 360 360 505,000.00 505,000.00 First Lien - 505,000.00 - - 700,000.00 72.14 1103652777 GRANADA HILLS 91344 CA 20070401 20370301 ARMS No 360 360 360 457,500.00 457,500.00 First Lien - 457,500.00 - - 754,000.00 60.68 1103652797 SHREWSBURY 1545 MA 20070101 20361201 ARMS No 360 360 357 487,500.00 487,500.00 First Lien - 554,970.00 67,470.00 - 650,000.00 75.00 1103652800 PRINCETON 8540 NJ 20070101 20361201 ARMS No 360 360 357 340,000.00 339,199.50 First Lien - 340,000.00 - 460,000.00 485,000.00 73.91 1103652801 DENVER 80210 CO 20070101 20361201 ARMS No 360 360 357 703,200.00 701,187.80 First Lien - 791,100.00 87,900.00 879,000.00 879,000.00 80.00 1103652802 ELLICOTT CITY 21042 MD 20070101 20361201 ARMS No 360 360 357 1,418,000.00 1,413,943.00 First Lien - 1,418,000.00 - - 2,350,000.00 60.34 1103652803 PERTH AMBOY 8861 NJ 20070101 20361201 ARMS No 360 360 357 212,000.00 211,559.40 First Lien - 265,000.00 53,000.00 265,000.00 265,000.00 80.00 1103652804 NEW BRUNSWICK 8901 NJ 20061201 20361101 ARMS No 360 360 356 224,000.00 223,377.30 First Lien - 280,000.00 56,000.00 280,000.00 284,000.00 80.00 1103652805 BOWIE 20720 MD 20070101 20361201 ARMS No 360 360 357 412,720.00 412,720.00 First Lien - 515,900.00 103,180.00 515,900.00 615,000.00 80.00 1103652806 CAMPBELL 95008 CA 20070101 20361201 ARMS No 360 360 357 600,000.00 600,000.00 First Lien - 600,000.00 - - 790,000.00 75.95 1103652808 OXNARD 93036 CA 20070401 20370301 FIXED No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 650,000.00 46.15 1103652819 CARMICHAEL 95608 CA 20070401 20370301 FIXED Yes 360 480 360 332,000.00 332,000.00 First Lien - 332,000.00 - - 395,000.00 84.05 1103652822 SANTA NELLA 95322 CA 20070401 20370301 ARMS No 360 360 360 258,000.00 258,000.00 First Lien - 288,000.00 30,000.00 - 380,000.00 67.89 1103652843 EMERSON 7630 NJ 20070401 20370301 FIXED No 360 360 360 516,000.00 516,000.00 First Lien - 516,000.00 - 645,000.00 645,000.00 80.00 1103652863 TEMECULA 92592 CA 20070401 20370301 ARMS No 360 360 360 337,500.00 337,500.00 First Lien - 337,500.00 - - 450,000.00 75.00 1103652884 DIAMOND BAR 91765 CA 20060401 20360301 FIXED No 360 360 348 480,000.00 474,506.40 First Lien - 480,000.00 - - 602,000.00 79.73 1103652895 VICTORVILLE 92395 CA 20070401 20370301 ARMS No 360 360 360 184,000.00 184,000.00 First Lien - 218,500.00 34,500.00 230,000.00 260,000.00 80.00 1103652904 CORONA 92881 CA 20070401 20370301 ARMS No 360 360 360 231,000.00 231,000.00 First Lien - 330,000.00 99,000.00 330,000.00 345,000.00 70.00 1103652912 HEMET 92543 CA 20070401 20370301 FIXED No 360 360 360 154,400.00 154,400.00 First Lien - 193,000.00 38,600.00 193,000.00 200,000.00 80.00 1103652921 PORTLAND 97213 OR 20070401 20370301 ARMS No 360 360 360 417,000.00 417,000.00 First Lien - 536,750.00 119,750.00 565,000.00 570,000.00 73.81 1103652928 DIAMOND BAR 91765 CA 20070401 20370301 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 440,000.00 - - 550,000.00 80.00 1103652937 LAHAINA 96761 HI 20070401 20370301 ARMS No 360 360 360 416,000.00 416,000.00 First Lien - 416,000.00 - 520,000.00 540,000.00 80.00 1103652945 SANTA ANA 92701 CA 20070401 20370301 ARMS No 360 360 360 208,000.00 208,000.00 First Lien - 260,000.00 52,000.00 260,000.00 260,000.00 80.00 1103652951 CHULA VISTA 91915 CA 20070401 20370301 ARMS No 360 360 360 605,000.00 605,000.00 First Lien - 605,000.00 - - 892,000.00 67.83 1103652962 FONTANA 92335 CA 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 400,000.00 75.00 1103652985 SAN GABRIEL 91776 CA 20070401 20370301 FIXED Yes 360 480 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 855,000.00 23.39 1103653019 SCOTTSDALE 85259 AZ 20070401 20370301 ARMS No 360 360 360 610,000.00 610,000.00 First Lien - 610,000.00 - - 1,450,000.00 42.07 1103653023 TEMECULA 92592 CA 20070401 20370301 ARMS No 360 360 360 275,000.00 275,000.00 First Lien - 275,000.00 - 375,000.00 375,000.00 73.33 1103653028 ORLANDO 32839 FL 20070401 20370301 ARMS No 360 360 360 189,600.00 189,600.00 First Lien - 237,000.00 47,400.00 237,000.00 237,000.00 80.00 1103653053 IRVINGTON 7111 NJ 20070401 20370301 ARMS No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 350,000.00 42.86 1103653072 SALINAS 93905 CA 20070401 20370301 ARMS No 360 360 360 326,400.00 326,400.00 First Lien - 408,000.00 81,600.00 408,000.00 490,000.00 80.00 1103653111 RANCHO SANTA MARGARITA 92688 CA 20070401 20370301 ARMS No 360 360 360 408,000.00 408,000.00 First Lien - 510,000.00 102,000.00 510,000.00 525,000.00 80.00 1103653144 MORENO VALLEY 92553 CA 20070401 20370301 ARMS No 360 360 360 166,000.00 166,000.00 First Lien - 166,000.00 - - 310,000.00 53.55 1103653153 SANGER 93657 CA 20070301 20370201 FIXED No 360 360 359 112,000.00 111,901.18 First Lien - 112,000.00 - - 225,000.00 49.78 1103653220 GULFPORT 39507 MS 20070401 20370301 ARMS No 360 360 360 151,900.00 151,900.00 First Lien - 151,900.00 - 189,900.00 190,000.00 79.99 1103653236 OXNARD 93033 CA 20070401 20370301 ARMS No 360 360 360 435,000.00 435,000.00 First Lien - 435,000.00 - - 580,000.00 75.00 1103653243 SANDY 84070 UT 20070401 20370301 ARMS No 360 360 360 231,350.00 231,350.00 First Lien - 277,600.00 46,250.00 308,473.00 315,000.00 75.00 1103653264 MIAMI 33142 FL 20070401 20370301 FIXED No 360 360 360 184,000.00 184,000.00 First Lien - 184,000.00 - - 250,000.00 73.60 1103653267 DIAMOND BAR 91765 CA 20070401 20370301 FIXED No 360 360 360 274,000.00 274,000.00 First Lien - 274,000.00 - - 540,000.00 50.74 1103653275 HENDERSON 89015 NV 20070401 20370301 FIXED No 360 360 360 202,000.00 202,000.00 First Lien - 202,000.00 - - 299,000.00 67.56 1103653312 ALISO VIEJO 92656 CA 20070401 20370301 ARMS No 360 360 360 434,350.00 434,350.00 First Lien - 558,450.00 124,100.00 620,500.00 698,000.00 70.00 1103653320 WEEKI WACHEE 34607 FL 20070401 20370301 FIXED No 360 360 360 105,000.00 105,000.00 First Lien - 105,000.00 - - 250,000.00 42.00 1103653349 LOS ANGELES 90011 CA 20070401 20370301 ARMS No 360 360 360 448,000.00 448,000.00 First Lien - 448,000.00 - - 650,000.00 68.92 1103653400 RIVERSIDE 92505 CA 20070401 20370301 FIXED No 360 360 360 472,000.00 472,000.00 First Lien - 472,000.00 - - 600,000.00 78.67 1103653405 MONTEBELLO 90640 CA 20070401 20370301 ARMS No 360 360 360 432,000.00 432,000.00 First Lien - 540,000.00 108,000.00 540,000.00 540,000.00 80.00 1103653438 FENTON 63026 MO 20070401 20370301 FIXED No 360 360 360 215,000.00 215,000.00 First Lien - 215,000.00 - - 400,000.00 53.75 1103653451 TAMPA 33609 FL 20070401 20370301 FIXED No 360 360 360 120,000.00 120,000.00 First Lien - 120,000.00 - - 232,000.00 51.72 1103653473 FONTANA 92336 CA 20070401 20370301 FIXED No 360 360 360 215,000.00 215,000.00 First Lien - 215,000.00 - - 405,000.00 53.09 1103653482 LOS ANGELES 90043 CA 20070401 20370301 FIXED No 360 360 360 277,000.00 277,000.00 First Lien - 277,000.00 - - 498,000.00 55.62 1103653589 WOODDALE 60194 IL 20070401 20370301 ARMS No 360 360 360 103,000.00 103,000.00 First Lien - 103,000.00 - - 225,000.00 45.78 1103653623 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 432,800.00 432,800.00 First Lien - 541,000.00 108,200.00 541,017.00 550,000.00 80.00 1103653627 MIAMI 33032 FL 20070401 20370301 ARMS No 360 360 360 125,992.00 125,992.00 First Lien - 159,590.00 33,598.00 167,990.00 234,000.00 75.00 1103653685 PHOENIX 85020 AZ 20070401 20370301 ARMS No 360 360 360 175,000.00 175,000.00 First Lien - 175,000.00 - - 250,000.00 70.00 1103653687 ELK GROVE 95757 CA 20070401 20220301 FIXED No 180 180 180 211,000.00 211,000.00 First Lien - 211,000.00 - - 395,000.00 53.42 1103653699 OCOEE 34761 FL 20070401 20370301 ARMS No 360 360 360 181,200.00 181,200.00 First Lien - 226,500.00 45,300.00 226,500.00 250,000.00 80.00 1103653701 LA VERNE 91750 CA 20070401 20370301 ARMS No 360 360 360 445,600.00 445,600.00 First Lien - 557,000.00 111,400.00 557,000.00 590,000.00 80.00 1103653723 CHANDLER 85248 AZ 20070401 20370301 FIXED No 360 360 360 273,000.00 273,000.00 First Lien - 273,000.00 - - 405,000.00 67.41 1103653761 SAHUARITA 85629 AZ 20070401 20370301 ARMS No 360 360 360 211,500.00 211,500.00 First Lien - 267,900.00 56,400.00 - 282,000.00 75.00 1103653763 OXNARD 93030 CA 20070401 20370301 FIXED No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 562,000.00 45.37 1103653767 FEDERAL WAY 98003 WA 20070401 20370301 ARMS Yes 360 480 360 220,000.00 220,000.00 First Lien - 220,000.00 - - 275,000.00 80.00 1103653780 DUARTE 91010 CA 20070401 20370301 ARMS No 360 360 360 376,000.00 376,000.00 First Lien - 423,000.00 47,000.00 470,000.00 470,000.00 80.00 1103653781 HEMET AREA 92544 CA 20070401 20370301 ARMS No 360 360 360 251,500.00 251,500.00 First Lien - 251,500.00 - - 280,000.00 89.82 1103653800 PORT HUENEME 93041 CA 20070401 20370301 FIXED No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 400,000.00 50.00 1103653835 LA HABRA 90631 CA 20070401 20370301 ARMS No 360 360 360 415,800.00 415,800.00 First Lien - 519,800.00 104,000.00 519,800.00 519,800.00 79.99 1103653838 WHITE HOUSE 37188 TN 20070401 20370301 FIXED No 360 360 360 106,400.00 106,400.00 First Lien - 106,400.00 - - 133,000.00 80.00 1103653862 (GRANADA HILLS AREA) 91344 CA 20070401 20370301 ARMS No 360 360 360 718,000.00 718,000.00 First Lien - 718,000.00 - - 900,000.00 79.78 1103653885 CAPITOLA 95010 CA 20070401 20370301 ARMS No 360 360 360 600,000.00 600,000.00 First Lien - 715,000.00 115,000.00 - 857,500.00 69.97 1103653918 SANTA ANA 92705 CA 20070401 20370301 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 665,000.00 133,000.00 665,000.00 665,000.00 80.00 1103653922 LAKESIDE 92040 CA 20070401 20370301 ARMS No 360 360 360 345,000.00 345,000.00 First Lien - 345,000.00 - - 545,000.00 63.30 1103653947 (WILMINGTON AREA) LOS ANG 90744 CA 20070401 20370301 FIXED No 360 360 360 385,000.00 385,000.00 First Lien - 385,000.00 - - 570,000.00 67.54 1103653952 (TORRANCE AREA) LOS ANGEL 90501 CA 20070401 20370301 ARMS No 360 360 360 390,000.00 390,000.00 First Lien - 390,000.00 - - 595,000.00 65.55 1103653973 MORENO VALLEY 92555 CA 20070401 20370301 ARMS No 360 360 360 288,000.00 288,000.00 First Lien - 360,000.00 72,000.00 360,000.00 363,000.00 80.00 1103654080 LAS VEGAS 89143 NV 20070401 20370301 FIXED No 360 360 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 1103654214 SANGER 93657 CA 20070401 20370301 ARMS No 360 360 360 170,000.00 170,000.00 First Lien - 170,000.00 - - 215,000.00 79.07 1103654310 MIAMI 33147 FL 20070401 20370301 FIXED No 360 360 360 121,800.00 121,800.00 First Lien - 121,800.00 - - 174,000.00 70.00 1103654312 TUSTIN 92782 CA 20070401 20370301 ARMS No 360 360 360 715,000.00 715,000.00 First Lien - 880,000.00 165,000.00 - 1,100,000.00 65.00 1103654313 GRIDLEY 95948 CA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 213,750.00 33,750.00 225,000.00 225,000.00 80.00 1103654323 HENDERSON 89052 NV 20070401 20370301 ARMS No 360 360 360 352,000.00 352,000.00 First Lien - 352,000.00 - 580,000.00 580,000.00 60.69 1103654326 ABERDEEN 98520 WA 20070401 20370301 FIXED No 360 360 360 164,500.00 164,500.00 First Lien - 164,500.00 - - 235,000.00 70.00 1103654345 ANAHEIM 92807 CA 20070401 20370301 FIXED No 360 360 360 460,000.00 460,000.00 First Lien - 460,000.00 - 575,000.00 575,000.00 80.00 1103654521 MIAMI 33161 FL 20060401 20360301 ARMS No 360 360 348 151,500.00 149,806.60 First Lien - 151,500.00 - - 305,000.00 49.67 1103654589 LAKESIDE 92040 CA 20070401 20370301 FIXED No 360 360 360 275,000.00 275,000.00 First Lien - 275,000.00 - - 690,000.00 39.86 1103654590 MIAMI 33147 FL 20070401 20370301 FIXED No 360 360 360 117,600.00 117,600.00 First Lien - 117,600.00 - - 168,000.00 70.00 1103654592 MONTARA AREA 94037 CA 20070401 20370301 FIXED No 360 360 360 475,000.00 475,000.00 First Lien - 475,000.00 - - 745,000.00 63.76 1103654619 CARLSBAD 92009 CA 20070401 20370301 ARMS No 360 360 360 270,000.00 270,000.00 First Lien - 270,000.00 - - 534,000.00 50.56 1103654645 HUNTINGTON PARK 90255 CA 20070401 20370301 ARMS No 360 360 360 484,000.00 484,000.00 First Lien - 484,000.00 - - 605,000.00 80.00 1103654689 PALM SPRINGS 92264 CA 20070401 20370301 ARMS No 360 360 360 230,000.00 230,000.00 First Lien - 230,000.00 - - 290,000.00 79.31 1103654695 PASO ROBLES 93446 CA 20070301 20370201 FIXED No 360 360 359 525,000.00 524,525.39 First Lien - 525,000.00 - - 940,000.00 55.85 1103654704 STOCKTON 95205 CA 20070401 20370301 ARMS No 360 360 360 196,000.00 196,000.00 First Lien - 196,000.00 - - 245,000.00 80.00 1103654717 CAYUCOS 93430 CA 20070401 20370301 FIXED No 360 360 360 370,000.00 370,000.00 First Lien - 370,000.00 - - 725,000.00 51.03 1103654719 ORANGE PARK 32065 FL 20070401 20370301 ARMS No 360 360 360 103,250.00 103,250.00 First Lien - 140,100.00 36,850.00 147,500.00 147,500.00 70.00 1103654732 MIAMI 33193 FL 20070401 20370301 FIXED No 360 360 360 109,500.00 109,500.00 First Lien - 109,500.00 - - 395,000.00 27.72 1103654748 PACIFICA 94044 CA 20070201 20370101 ARMS No 360 360 358 573,750.00 573,192.35 First Lien - 573,750.00 - - 765,000.00 75.00 1103654786 MORENO VALLEY 92557 CA 20070401 20370301 ARMS No 360 360 360 280,080.00 280,080.00 First Lien - 280,080.00 - 350,100.00 415,000.00 80.00 1103654798 LOS ANGELES 90063 CA 20070201 20370101 FIXED No 360 360 358 335,000.00 334,674.40 First Lien - 335,000.00 - - 620,000.00 54.03 1103654819 MURRIETA 92563 CA 20070401 20370301 FIXED No 360 360 360 198,000.00 198,000.00 First Lien - 198,000.00 - - 435,000.00 45.52 1103654821 FOUNTAIN VALLEY 92708 CA 20070401 20370301 FIXED No 360 360 360 340,000.00 340,000.00 First Lien - 340,000.00 - 799,000.00 799,000.00 42.55 1103654826 FORT LAUDERDALE 33316 FL 20070401 20370301 ARMS No 360 360 360 309,520.00 309,520.00 First Lien - 309,520.00 - 386,900.00 390,000.00 80.00 1103654974 SANTA ANA 92706 CA 20070401 20370301 FIXED No 360 360 360 431,000.00 431,000.00 First Lien - 431,000.00 - - 820,000.00 52.56 1103655077 AGOURA HILLS 91301 CA 20070401 20370301 FIXED No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 315,000.00 47.62 1103655088 AGOURA HILLS 91301 CA 20070401 20370301 FIXED No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 315,000.00 47.62 1103655101 AGOURA HILLS 91301 CA 20070401 20370301 FIXED No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 330,000.00 45.45 1103655114 HIGHLAND 92346 CA 20070401 20370301 ARMS No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 336,000.00 75.89 1103655185 SAN JOSE 95133 CA 20070401 20370301 ARMS No 360 360 360 628,000.00 628,000.00 First Lien - 785,000.00 157,000.00 785,000.00 785,000.00 80.00 1103655186 SARATOGA 95070 CA 20070401 20370301 FIXED No 360 360 360 1,300,000.00 1,300,000.00 First Lien - 1,300,000.00 - - 3,370,000.00 38.58 1103655498 SAINT PETERSBURG 33705 FL 20070401 20370301 FIXED Yes 360 480 360 240,000.00 240,000.00 First Lien - 240,000.00 - - 320,000.00 75.00 1103655534 GLENDALE 91206 CA 20070401 20370301 FIXED No 360 360 360 476,000.00 476,000.00 First Lien - 476,000.00 - - 815,000.00 58.40 1103655547 AZUSA 91702 CA 20070401 20370301 FIXED No 360 360 360 228,000.00 228,000.00 First Lien - 228,000.00 - - 285,000.00 80.00 1103655557 TUJUNGA 91042 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 593,750.00 93,750.00 625,000.00 675,000.00 80.00 1103655563 PICO RIVERA 90660 CA 20070401 20370301 ARMS No 360 360 360 385,000.00 385,000.00 First Lien - 385,000.00 - - 530,000.00 72.64 1103655596 TEMPE 85281 AZ 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 1103655606 LATHROP 95330 CA 20070401 20370301 ARMS No 360 360 360 396,800.00 396,800.00 First Lien - 471,200.00 74,400.00 496,000.00 496,000.00 80.00 1103655607 GLENDALE 91206 CA 20070401 20370301 FIXED No 360 360 360 260,000.00 260,000.00 First Lien - 260,000.00 - - 480,000.00 54.17 1103655652 VENICE 90293 CA 20070401 20370301 ARMS No 360 360 360 895,000.00 895,000.00 First Lien - 895,000.00 - - 1,235,000.00 72.47 1103655823 LAKE WALES 33898 FL 20070401 20370301 FIXED No 360 360 360 94,500.00 94,500.00 First Lien - 94,500.00 - 105,000.00 105,000.00 90.00 1103655993 APPLE VALLEY 92307 CA 20070201 20370101 ARMS No 360 360 358 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 1103656123 CORAM 11727 NY 20070301 20370201 FIXED No 360 360 359 220,500.00 220,500.00 First Lien - 283,500.00 63,000.00 315,000.00 390,000.00 70.00 1103656124 TAMPA 33614 FL 20070301 20370201 FIXED No 360 360 359 121,500.00 121,424.48 First Lien - 145,800.00 24,300.00 162,000.00 162,000.00 75.00 1103656125 TAMPA 33614 FL 20070301 20370201 FIXED No 360 360 359 121,500.00 121,424.48 First Lien - 145,800.00 24,300.00 162,000.00 162,000.00 75.00 1103656126 TAMPA 33614 FL 20070301 20370201 FIXED No 360 360 359 121,500.00 121,424.48 First Lien - 145,800.00 24,300.00 162,000.00 162,000.00 75.00 1103656127 TAMPA 33614 FL 20070301 20370201 FIXED No 360 360 359 121,500.00 121,424.48 First Lien - 145,800.00 24,300.00 162,000.00 162,000.00 75.00 1103656128 CHESTER 19013 PA 20070301 20370201 FIXED No 360 360 359 39,500.00 39,470.68 First Lien - 39,500.00 - - 70,000.00 56.43 1103656129 BRONX 10456 NY 20070301 20370201 FIXED No 360 360 359 220,000.00 219,850.13 First Lien - 275,000.00 55,000.00 275,000.00 275,000.00 80.00 1103656130 BROOKLYN 11215 NY 20070301 20370201 FIXED No 360 360 359 1,471,875.00 1,471,875.00 First Lien - 1,471,875.00 - 1,962,500.00 1,965,000.00 75.00 1103656132 BROOKLYN 11219 NY 20070301 20370201 FIXED No 360 360 359 960,000.00 959,287.54 First Lien - 960,000.00 - - 1,600,000.00 60.00 1103656133 NORTH MIAMI BEACH 33160 FL 20070301 20370201 FIXED No 360 360 359 352,000.00 352,000.00 First Lien - 352,000.00 - - 440,000.00 80.00 1103656134 WHITE PLAINS 10607 NY 20070301 20370201 FIXED No 360 360 359 392,000.00 392,000.00 First Lien - 441,000.00 49,000.00 - 490,000.00 80.00 1103656135 NEW YORK 10005 NY 20070301 20370201 FIXED No 360 360 359 1,000,000.00 999,139.02 First Lien - 1,440,100.00 440,100.00 1,800,000.00 2,000,000.00 55.56 1103656136 BROOKLYN 11219 NY 20070301 20370201 FIXED No 360 360 359 431,800.00 431,538.41 First Lien - 431,800.00 - 539,750.00 700,000.00 80.00 1103656137 BROOKLYN 11219 NY 20070301 20370201 FIXED No 360 360 359 289,000.00 288,824.92 First Lien - 289,000.00 - 361,250.00 460,000.00 80.00 1103656139 BELLEVILLE 7109 NJ 20070301 20370201 FIXED No 360 360 359 340,000.00 339,728.11 First Lien - 425,000.00 85,000.00 425,000.00 430,000.00 80.00 1103656140 BROOKLYN 11215 NY 20070301 20370201 FIXED No 360 360 359 700,000.00 699,397.31 First Lien - 1,100,000.00 400,000.00 - 1,400,000.00 50.00 1103656141 LAKEWOOD 8701 NJ 20070301 20370201 FIXED No 360 360 359 416,000.00 415,650.51 First Lien - 494,000.00 78,000.00 520,000.00 525,000.00 80.00 1103656142 PATERSON 7503 NJ 20070301 20370201 FIXED No 360 360 359 361,600.00 361,310.83 First Lien - 452,000.00 90,400.00 452,000.00 460,000.00 80.00 1103656143 BRONX 10462 NY 20070301 20370201 FIXED No 360 360 359 102,600.00 102,511.66 First Lien - 102,600.00 - 114,000.00 114,000.00 90.00 1103656144 SCHENECTADY 12304 NY 20070301 20370201 FIXED No 360 360 359 69,600.00 69,558.91 First Lien - 82,650.00 13,050.00 87,000.00 92,000.00 80.00 1103656145 BROOKLYN 11215 NY 20070301 20370201 FIXED No 360 360 359 850,000.00 849,268.17 First Lien - 850,000.00 - - 1,350,000.00 62.96 1103656146 KEENE 3431 NH 20070301 20370201 FIXED No 360 360 359 116,000.00 115,889.94 First Lien - 130,094.00 14,094.00 145,000.00 148,000.00 80.00 1103656147 FORT LAUDERDALE 33325 FL 20070301 20370201 FIXED No 360 360 359 240,000.00 239,793.36 First Lien - 240,000.00 - 300,000.00 300,000.00 80.00 1103656148 FORT LAUDERDALE 33325 FL 20070301 20370201 FIXED No 360 360 359 240,000.00 239,793.36 First Lien - 240,000.00 - 300,000.00 300,000.00 80.00 1103656161 LAYTON 84041 UT 20070401 20370301 FIXED No 360 360 360 123,750.00 123,750.00 First Lien - 123,750.00 - - 165,000.00 75.00 1103656200 CRESTLINE 92325 CA 20070401 20370301 ARMS No 360 360 360 208,000.00 208,000.00 First Lien - 260,000.00 52,000.00 260,000.00 260,000.00 80.00 1103656522 CUPERTINO 95014 CA 20070201 20370101 FIXED No 360 360 358 443,000.00 443,000.00 First Lien - 443,000.00 - - 800,000.00 55.38 1103656697 HALLANDALE BEACH 33009 FL 20070401 20370301 FIXED No 360 360 360 223,900.00 223,900.00 First Lien - 279,750.00 55,850.00 279,900.00 280,000.00 79.99 1103656818 MORGAN HILL 95037 CA 20070301 20370201 FIXED No 360 360 359 649,000.00 649,000.00 First Lien - 649,000.00 - - 1,650,000.00 39.33 1103656819 ANAHEIM 92806 CA 20070301 20370201 FIXED No 360 360 359 300,000.00 299,708.42 First Lien - 300,000.00 - - 615,000.00 48.78 1103656820 SANTA MARIA 93454 CA 20070301 20370201 FIXED No 360 360 359 466,050.00 465,574.84 First Lien - 466,050.00 - 582,620.00 583,000.00 79.99 1103656821 GARDEN GROVE 92840 CA 20070301 20220201 FIXED No 180 180 179 495,000.00 493,297.91 First Lien - 495,000.00 - - 770,000.00 64.29 1103656822 SANTA MARIA 93454 CA 20070301 20370201 FIXED No 360 360 359 464,600.00 464,114.93 First Lien - 464,600.00 - 580,750.00 581,000.00 80.00 1103656823 MONTEREY PARK 91754 CA 20070301 20370201 FIXED No 360 360 359 435,000.00 435,000.00 First Lien - 435,000.00 - 585,000.00 600,000.00 74.36 1103656824 BROOMFIELD 80020 CO 20070301 20370201 FIXED No 360 360 359 248,000.00 248,000.00 First Lien - 248,000.00 - - 310,000.00 80.00 1103656825 MOUNTAIN CENTER (AREA) 92561 CA 20070301 20370201 FIXED No 360 360 359 227,250.00 227,250.00 First Lien - 227,250.00 - 252,500.00 258,000.00 90.00 1103656826 RIO RICO 85648 AZ 20070301 20370201 FIXED No 360 360 359 175,000.00 174,837.92 First Lien - 175,000.00 - - 302,000.00 57.95 1103656827 ELMWOOD PARK 60707 IL 20070301 20370201 FIXED No 360 360 359 284,000.00 283,783.90 First Lien - 337,250.00 53,250.00 - 355,000.00 80.00 1103656828 COLORADO SPRINGS 80919 CO 20070301 20370201 FIXED No 360 360 359 574,000.00 573,481.10 First Lien - 717,500.00 143,500.00 717,500.00 720,000.00 80.00 1103656829 SANTA BARBARA 93109 CA 20070301 20370201 FIXED No 360 360 359 650,000.00 649,383.26 First Lien - 780,000.00 130,000.00 - 1,275,000.00 50.98 1103656830 SYLMAR 91342 CA 20070301 20370201 FIXED No 360 360 359 266,250.00 265,997.37 First Lien - 266,250.00 - - 355,000.00 75.00 1103656831 FOUNTAIN VALLEY 92708 CA 20070301 20370201 FIXED No 360 360 359 434,000.00 433,588.21 First Lien - 434,000.00 - 620,000.00 650,000.00 70.00 1103656832 WESTMINSTER 92683 CA 20070301 20370201 FIXED No 360 360 359 431,250.00 430,840.81 First Lien - 431,250.00 - 575,000.00 600,000.00 75.00 1103656833 WESTMINSTER 92683 CA 20070301 20370201 FIXED No 360 360 359 512,000.00 511,525.79 First Lien - 512,000.00 - - 650,000.00 78.77 1103656834 MONROE 30655 GA 20070301 20370201 FIXED No 360 360 359 471,500.00 471,063.29 First Lien - 471,500.00 - - 620,000.00 76.05 1103656835 EL MONTE 91733 CA 20070301 20370201 FIXED No 360 360 359 520,000.00 519,494.60 First Lien - 520,000.00 - 650,000.00 655,000.00 80.00 1103656836 CHINO 91710 CA 20070301 20370201 FIXED No 360 360 359 470,000.00 470,000.00 First Lien - 720,000.00 250,000.00 - 800,000.00 58.75 1103656837 DINUBA 93618 CA 20070301 20370201 FIXED No 360 360 359 180,000.00 179,833.28 First Lien - 180,000.00 - - 225,000.00 80.00 1103656838 OAKDALE 95361 CA 20070301 20370201 FIXED No 360 360 359 284,000.00 283,730.53 First Lien - 284,000.00 - 524,000.00 524,000.00 54.20 1103656839 SANTA CRUZ 95060 CA 20070301 20370201 FIXED No 360 360 359 558,000.00 558,000.00 First Lien - 558,000.00 - - 768,000.00 72.66 1103656840 CORONA 92882 CA 20070301 20370201 FIXED No 360 360 359 600,000.00 599,495.93 First Lien - 600,000.00 - - 847,205.00 70.82 1103656841 GILBERT 85296 AZ 20070301 20370201 FIXED No 360 360 359 250,000.00 249,757.01 First Lien - 250,000.00 - - 319,000.00 78.37 1103656842 WESTMINSTER 92683 CA 20070301 20370201 FIXED No 360 360 359 520,000.00 519,552.29 First Lien - 520,000.00 - - 650,000.00 80.00 1103656843 HANFORD 93230 CA 20070301 20370201 FIXED No 360 360 359 559,000.00 558,469.60 First Lien - 559,000.00 - - 716,000.00 78.07 1103656844 WESTMINSTER 92683 CA 20070301 20370201 FIXED No 360 360 359 470,000.00 470,000.00 First Lien - 500,000.00 30,000.00 - 595,000.00 78.99 1103656845 NIPOMO 93444 CA 20070301 20370201 FIXED No 360 360 359 720,000.00 719,316.84 First Lien - 720,000.00 - 900,000.00 900,000.00 80.00 1103656855 PHOENIX 85085 AZ 20070301 20370201 FIXED No 360 360 359 452,000.00 451,581.36 First Lien - 452,000.00 - - 565,000.00 80.00 1103656856 LAS VEGAS 89117 NV 20070301 20370201 FIXED No 360 360 359 148,500.00 148,500.00 First Lien - 148,500.00 - - 200,000.00 74.25 1103656857 WALNUT CREEK 94598 CA 20070301 20370201 FIXED No 360 360 359 311,200.00 311,200.00 First Lien - 311,200.00 - 389,000.00 389,000.00 80.00 1103656858 SAN DIEGO 92115 CA 20070301 20370201 FIXED No 360 360 359 546,400.00 546,400.00 First Lien - 546,400.00 - - 683,000.00 80.00 1103656859 TEMECULA 92592 CA 20070301 20370201 FIXED No 360 360 359 345,000.00 344,710.16 First Lien - 345,000.00 - - 555,019.00 62.16 1103656860 LAKEWOOD 90712 CA 20070401 20370301 FIXED No 360 360 360 431,000.00 431,000.00 First Lien - 431,000.00 - - 575,000.00 74.96 1103656861 LOS ANGELES 90008 CA 20070301 20370201 FIXED No 360 360 359 608,000.00 608,000.00 First Lien - 608,000.00 - - 805,000.00 75.53 1103656862 APPLE VALLEY 92308 CA 20070401 20370301 FIXED No 360 360 360 483,900.00 483,900.00 First Lien - 483,900.00 - 604,951.00 604,951.00 79.99 1103656863 CAMARILLO 93012 CA 20070401 20370301 FIXED No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 690,099.00 54.34 1103656864 DALLAS 75206 TX 20070301 20370201 FIXED No 360 360 359 208,800.00 208,597.06 First Lien - 208,800.00 - - 261,000.00 80.00 1103656865 SALT LAKE CITY 84117 UT 20061101 20361001 FIXED No 360 360 355 295,000.00 292,899.00 First Lien - 295,000.00 - - 425,011.00 69.41 1103656866 SUWANEE 30024 GA 20070301 20370201 FIXED No 360 360 359 213,000.00 212,797.90 First Lien - 213,000.00 - - 345,000.00 61.74 1103656867 DEMOREST 30535 GA 20070301 20370201 FIXED No 360 360 359 107,910.00 107,910.00 First Lien - 107,910.00 - 119,900.00 119,900.00 90.00 1103656868 HUDSON 34667 FL 20070401 20370301 FIXED No 360 360 360 320,000.00 320,000.00 First Lien - 320,000.00 - - 402,000.00 79.60 1103656869 VALLEJO 94591 CA 20070301 20370201 FIXED No 360 360 359 500,000.00 499,490.30 First Lien - 500,000.00 - - 685,000.00 72.99 1103656870 STOCKTON 95204 CA 20070201 20370101 FIXED No 360 360 358 262,400.00 262,400.00 First Lien - 311,502.00 49,102.00 - 328,000.00 80.00 1103656871 ENGLEWOOD 34224 FL 20070201 20370101 FIXED No 360 360 358 202,400.00 202,058.90 First Lien - 202,400.00 - - 253,000.00 80.00 1103656872 COPPELL 75019 TX 20070201 20220101 FIXED No 180 180 178 150,000.00 148,976.80 First Lien - 150,000.00 - - 326,016.00 46.01 1103656873 LANDIS 28088 NC 20070201 20370101 FIXED No 360 360 358 88,800.00 88,800.00 First Lien - 111,000.00 22,200.00 111,000.00 112,000.00 80.00 1103656874 BEMIDJI 56601 MN 20070301 20370201 FIXED No 360 360 359 152,340.00 152,198.90 First Lien - 203,120.00 50,780.00 203,120.00 205,000.00 75.00 1103656875 AIEA 96701 HI 20061201 20361101 FIXED No 360 360 356 550,000.00 547,436.60 First Lien - 550,000.00 - - 840,000.00 65.48 1103656876 AIEA 96701 HI 20070401 20370301 FIXED No 360 360 360 273,750.00 273,750.00 First Lien - 273,750.00 - - 365,000.00 75.00 1103656877 KILAUEA 96754 HI 20070301 20370201 FIXED No 360 360 359 300,000.00 299,701.35 First Lien - 300,000.00 - - 615,000.00 48.78 1103656878 MANTECA 95337 CA 20070401 20370301 FIXED No 360 360 360 480,000.00 480,000.00 First Lien - 480,000.00 - - 600,000.00 80.00 1103656879 LONG BEACH 90808 CA 20070401 20370301 FIXED No 360 360 360 488,000.00 488,000.00 First Lien - 488,000.00 - - 655,000.00 74.50 1103657254 OXNARD 93035 CA 20070401 20370301 ARMS No 360 360 360 523,000.00 523,000.00 First Lien - 523,000.00 - - 660,000.00 79.24 1103657536 VISALIA 93291 CA 20070401 20370301 FIXED No 360 360 360 136,500.00 136,500.00 First Lien - 136,500.00 - - 182,000.00 75.00 1103657592 DENVER 80202 CO 20070401 20370301 FIXED No 360 360 360 575,580.00 575,580.00 First Lien - 707,580.00 132,000.00 - 950,000.00 60.59 1103657685 SEATTLE 98133 WA 20070401 20370301 FIXED No 360 360 360 192,500.00 192,500.00 First Lien - 192,500.00 - - 335,000.00 57.46 1103658546 CORONADO 92118 CA 20070401 20370301 ARMS No 360 360 360 650,000.00 650,000.00 First Lien - 650,000.00 - 2,350,000.00 2,350,000.00 27.66 1103658999 CALIFORNIA CITY 93505 CA 20070401 20370301 ARMS No 360 360 360 138,000.00 138,000.00 First Lien - 138,000.00 - - 186,000.00 74.19 2503096478 SAN JUAN CAPISTRANO 92675 CA 20070301 20370201 FIXED No 360 360 359 525,000.00 525,000.00 First Lien - 525,000.00 - - 795,000.00 66.04 2503153671 BROOKLYN 11216 NY 20070301 20370201 ARMS No 360 360 359 495,000.00 495,000.00 First Lien - 627,000.00 132,000.00 660,000.00 675,000.00 75.00 2503161188 GLENDALE 85304 AZ 20070301 20370201 ARMS Yes 360 480 359 320,000.00 319,849.49 First Lien - 400,000.00 80,000.00 400,000.00 400,000.00 80.00 2503181399 BROOKLYN 11213 NY 20061001 20360901 ARMS No 360 360 354 539,250.00 539,250.00 First Lien - 719,000.00 179,750.00 719,000.00 745,000.00 75.00 2503185562 NEWARK 7103 NJ 20070301 20370201 ARMS No 360 360 359 457,500.00 457,500.00 First Lien - 610,000.00 152,500.00 610,000.00 620,000.00 75.00 2503192569 SUNRISE 33351 FL 20070301 20370201 ARMS No 360 360 359 158,950.00 158,950.00 First Lien - 158,950.00 - 176,649.00 179,000.00 89.98 2503194402 BRONX 10468 NY 20070401 20370201 ARMS Yes 360 480 360 415,000.00 415,000.00 First Lien - 415,000.00 - - 600,000.00 69.17 2503194433 HOLLYWOOD 33024 FL 20070401 20370301 ARMS No 360 360 360 210,000.00 210,000.00 First Lien - 210,000.00 - - 300,000.00 70.00 2503194623 ORLANDO 32821 FL 20070201 20370101 ARMS No 360 360 358 420,000.00 420,000.00 First Lien - 420,000.00 - - 525,000.00 80.00 2503194960 DESTIN 32541 FL 20070301 20370201 ARMS No 360 360 359 491,250.00 491,250.00 First Lien - 622,250.00 131,000.00 - 655,000.00 75.00 2503195323 ORLANDO 32819 FL 20070301 20370201 ARMS No 360 360 359 192,375.00 192,375.00 First Lien - 192,375.00 - 256,500.00 265,000.00 75.00 2503195750 SIMI VALLEY 93063 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 540,000.00 60,000.00 - 600,000.00 80.00 2503195770 EAST SETAUKET 11733 NY 20070301 20370201 FIXED No 360 360 359 301,500.00 301,500.00 First Lien - 381,500.00 80,000.00 402,900.00 404,000.00 74.83 2503196229 HARRISON 7029 NJ 20070301 20370201 FIXED Yes 360 480 359 248,000.00 247,917.98 First Lien - 294,500.00 46,500.00 - 310,000.00 80.00 2503196337 WAIPAHU 96797 HI 20070201 20370201 ARMS Yes 360 480 358 664,000.00 663,396.48 First Lien - 747,000.00 83,000.00 - 830,000.00 80.00 2503196668 WEST PALM BEACH 33409 FL 20070401 20370301 ARMS No 360 360 360 211,400.00 211,400.00 First Lien - 281,850.00 70,450.00 281,900.00 282,000.00 74.99 2503196705 CORAL SPRINGS 33071 FL 20070401 20370301 FIXED No 360 360 360 243,250.00 243,250.00 First Lien - 243,250.00 - - 275,000.00 88.45 2503197062 WAIPAHU 96797 HI 20070301 20370201 ARMS No 360 360 359 516,000.00 516,000.00 First Lien - 645,000.00 129,000.00 665,000.00 645,000.00 80.00 2503197251 LAKEWOOD 90712 CA 20070301 20370201 ARMS No 360 360 359 332,500.00 332,500.00 First Lien - 475,000.00 142,500.00 475,000.00 505,000.00 70.00 2503197258 STOCKTON 95207 CA 20070301 20370201 ARMS No 360 360 359 265,000.00 264,736.19 First Lien - 265,000.00 - - 400,000.00 66.25 2503197346 RIVERSIDE 92509 CA 20070201 20370101 ARMS No 360 360 358 161,000.00 161,000.00 First Lien - 207,000.00 46,000.00 230,000.00 310,000.00 70.00 2503197390 HOLLYWOOD 33021 FL 20070301 20370201 ARMS No 360 360 359 167,900.00 167,900.00 First Lien - 223,850.00 55,950.00 223,900.00 223,900.00 74.99 2503197770 LOS ANGELES 90042 CA 20070301 20370201 ARMS No 360 360 359 520,000.00 519,590.30 First Lien - 650,000.00 130,000.00 650,000.00 650,000.00 80.00 2503197789 IRVINE 92620 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 510,000.00 30,000.00 - 600,000.00 80.00 2503197808 HEMPSTEAD 11550 NY 20070401 20370301 ARMS No 360 360 360 432,480.00 432,480.00 First Lien - 540,600.00 108,120.00 540,600.00 600,000.00 80.00 2503197813 HIALEAH 33015 FL 20070301 20370201 ARMS No 360 360 359 107,150.00 107,150.00 First Lien - 142,900.00 35,750.00 142,900.00 161,000.00 74.98 2503197900 INDIALANTIC 32903 FL 20070301 20370201 ARMS No 360 360 359 273,000.00 273,000.00 First Lien - 273,000.00 - - 546,000.00 50.00 2503197901 WINTER GARDEN 34787 FL 20070301 20370201 ARMS No 360 360 359 154,000.00 154,000.00 First Lien - 154,000.00 - - 226,000.00 68.14 2503197907 BELL GARDENS 90201 CA 20070301 20370201 FIXED No 360 360 359 405,000.00 404,633.87 First Lien - 405,000.00 - - 775,000.00 52.26 2503197922 BROOKLYN 11226 NY 20070301 20370201 ARMS No 360 360 359 457,500.00 457,500.00 First Lien - 610,000.00 152,500.00 610,000.00 620,000.00 75.00 2503197976 EAST ELMHURST 11369 NY 20070301 20370201 ARMS No 360 360 359 637,500.00 637,500.00 First Lien - 850,000.00 212,500.00 850,000.00 850,000.00 75.00 2503198073 MIAMI BEACH 33139 FL 20070301 20370201 ARMS No 360 360 359 178,500.00 178,377.78 First Lien - 226,100.00 47,600.00 238,000.00 245,000.00 75.00 2503198208 CHULA VISTA 91914 CA 20070401 20370301 ARMS No 360 360 360 600,000.00 600,000.00 First Lien - 600,000.00 - - 1,000,000.00 60.00 2503198250 SANTA ROSA 95409 CA 20070301 20370201 FIXED No 360 360 359 370,000.00 370,000.00 First Lien - 370,000.00 - - 485,000.00 76.29 2503198264 CABAZON 92230 CA 20070301 20370201 ARMS No 360 360 359 239,200.00 239,200.00 First Lien - 299,000.00 59,800.00 299,000.00 300,000.00 80.00 2503198337 SAN DIEGO 92113 CA 20070301 20370201 ARMS No 360 360 359 362,000.00 362,000.00 First Lien - 362,000.00 - - 625,000.00 57.92 2503198435 DETROIT 48228 MI 20070301 20370201 ARMS No 360 360 359 86,400.00 86,338.40 First Lien - 108,000.00 21,600.00 108,000.00 108,000.00 80.00 2503198545 OCEAN VIEW 96737 HI 20070201 20370101 ARMS No 360 360 358 211,200.00 210,844.12 First Lien - 264,000.00 52,800.00 264,000.00 265,000.00 80.00 2503198630 SACRAMENTO 95829 CA 20070301 20370201 ARMS No 360 360 359 240,000.00 239,749.43 First Lien - 240,000.00 - 300,000.00 300,000.00 80.00 2503198778 FREMONT 94538 CA 20070301 20370201 ARMS No 360 360 359 492,000.00 491,504.09 First Lien - 492,000.00 - 615,000.00 660,000.00 80.00 2503198866 ORANGE 7050 NJ 20070401 20370301 ARMS No 360 360 360 224,250.00 224,250.00 First Lien - 299,000.00 74,750.00 299,000.00 299,000.00 75.00 2503198950 OREM 84097 UT 20070301 20370201 FIXED No 360 360 359 750,000.00 750,000.00 First Lien - 1,092,500.00 342,500.00 1,150,000.00 1,150,000.00 65.22 2503198964 SAN MARCOS 92069 CA 20070301 20370201 ARMS No 360 360 359 326,000.00 326,000.00 First Lien - 326,000.00 - - 485,000.00 67.22 2503198980 LOS ANGELES (PANORAMA CIT 91402 CA 20070201 20370101 ARMS No 360 360 358 416,000.00 416,000.00 First Lien - 416,000.00 - - 525,000.00 79.24 2503199242 WEST PALM BEACH 33415 FL 20070201 20370101 ARMS No 360 360 358 213,500.00 213,500.00 First Lien - 270,450.00 56,950.00 284,685.00 290,900.00 75.00 2503199341 CHICAGO 60647 IL 20070301 20370201 FIXED No 360 360 359 227,200.00 227,200.00 First Lien - 270,700.00 43,500.00 - 284,000.00 80.00 2503199409 SANTA ROSA 95407 CA 20070401 20370301 FIXED No 360 360 360 347,000.00 347,000.00 First Lien - 347,000.00 - - 545,000.00 63.67 2503199418 HOLLIS 11423 NY 20070301 20370201 ARMS No 360 360 359 295,000.00 294,757.72 First Lien - 295,000.00 - - 510,000.00 57.84 2503199470 TAMPA 33615 FL 20070301 20370201 ARMS No 360 360 359 614,550.00 614,550.00 First Lien - 721,550.00 107,000.00 - 723,000.00 85.00 2503199526 ORLANDO 32821 FL 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 344,000.00 - - 430,000.00 80.00 2503199544 LOS ANGELES 90047 CA 20070201 20370101 ARMS No 360 360 358 393,750.00 393,750.00 First Lien - 525,000.00 131,250.00 525,000.00 525,000.00 75.00 2503199606 AURORA 60502 IL 20070301 20370201 ARMS No 360 360 359 199,300.00 199,300.00 First Lien - 265,700.00 66,400.00 265,742.00 269,000.00 75.00 2503199649 SUN CITY 92586 CA 20070401 20370301 ARMS No 360 360 360 223,250.00 223,250.00 First Lien - 223,250.00 - 235,000.00 242,500.00 95.00 2503199671 BAY SHORE 11706 NY 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 380,000.00 60,000.00 - 400,000.00 80.00 2503199795 HOLLYWOOD 33021 FL 20070301 20370201 ARMS No 360 360 359 146,900.00 146,900.00 First Lien - 186,050.00 39,150.00 195,900.00 196,000.00 74.99 2503199830 BROOKLYN 11221 NY 20070301 20370201 ARMS No 360 360 359 592,500.00 592,500.00 First Lien - 790,000.00 197,500.00 790,000.00 790,000.00 75.00 2503199929 VALLEY SPRINGS 95252 CA 20070201 20370101 ARMS No 360 360 358 214,400.00 214,400.00 First Lien - 268,000.00 53,600.00 268,000.00 270,000.00 80.00 2503199958 CHICAGO 60622 IL 20070401 20370301 ARMS No 360 360 360 504,000.00 504,000.00 First Lien - 504,000.00 - - 630,000.00 80.00 2503199960 CHICAGO 60639 IL 20070301 20370201 ARMS No 360 360 359 342,000.00 342,000.00 First Lien - 342,000.00 - - 380,000.00 90.00 2503200178 BROOKLYN 11212 NY 20070301 20370201 ARMS No 360 360 359 228,000.00 227,846.71 First Lien - 270,750.00 42,750.00 285,000.00 285,000.00 80.00 2503200208 TOLLESON 85353 AZ 20070201 20370101 ARMS No 360 360 358 172,000.00 172,000.00 First Lien - 215,000.00 43,000.00 215,000.00 234,000.00 80.00 2503200248 UPPER MARLBORO 20772 MD 20070301 20370201 FIXED No 360 360 359 501,600.00 501,600.00 First Lien - 626,000.00 124,400.00 - 627,000.00 80.00 2503200282 QUEEN CREEK 85242 AZ 20070201 20370201 ARMS Yes 360 480 358 157,600.00 157,508.10 First Lien - 197,000.00 39,400.00 197,000.00 205,000.00 80.00 2503200374 LONG BEACH 90804 CA 20070301 20370101 ARMS Yes 360 480 359 270,000.00 269,916.88 First Lien - 270,000.00 - - 382,000.00 70.68 2503200392 LOS ANGELES 90036 CA 20070301 20370201 ARMS No 360 360 359 995,857.00 995,857.00 First Lien - 995,857.00 - - 1,433,000.00 69.49 2503200393 DETROIT 48238 MI 20070301 20370201 ARMS No 360 360 359 95,400.00 95,363.69 First Lien - 95,400.00 - 106,000.00 106,000.00 90.00 2503200411 RIVERSIDE 92508 CA 20070301 20370201 ARMS No 360 360 359 499,900.00 495,302.00 First Lien - 562,350.00 62,450.00 624,879.00 635,000.00 80.00 2503200420 LOS ANGELES 90026 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 999,950.00 249,950.00 1,000,000.00 999,999.00 75.00 2503200448 MEDFORD 97504 OR 20070301 20370201 FIXED No 360 360 359 450,000.00 449,583.22 First Lien - 450,000.00 - - 600,000.00 75.00 2503200673 WAIANAE 96792 HI 20070301 20370201 ARMS No 360 360 359 389,500.00 389,500.00 First Lien - 389,500.00 - 410,000.00 410,000.00 95.00 2503200675 FORT WASHINGTON 20744 MD 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 1,150,000.00 400,000.00 - 1,375,000.00 54.55 2503200729 LONG BEACH 90805 CA 20070201 20370101 ARMS No 360 360 358 221,500.00 221,500.00 First Lien - 221,500.00 - - 490,000.00 45.20 2503200755 PEMBROKE PARK 33023 FL 20070301 20370201 ARMS No 360 360 359 145,400.00 145,400.00 First Lien - 172,660.00 27,260.00 181,750.00 230,000.00 80.00 2503200760 GLENDALE 91207 CA 20070301 20370201 FIXED No 360 360 359 890,000.00 889,114.00 First Lien - 890,000.00 - - 1,375,000.00 64.73 2503200779 KENWOOD 95452 CA 20070301 20370201 FIXED No 360 360 359 256,000.00 256,000.00 First Lien - 256,000.00 - - 485,000.00 52.78 2503200785 PROVIDENCE 2908 RI 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 200,000.00 - - 250,000.00 80.00 2503200817 NORTH LAS VEGAS 89031 NV 20070201 20370101 ARMS No 360 360 358 194,500.00 194,500.00 First Lien - 194,500.00 - - 260,000.00 74.81 2503200923 LAUDERHILL 33313 FL 20070401 20370301 ARMS No 360 360 360 86,250.00 86,250.00 First Lien - 109,250.00 23,000.00 - 115,000.00 75.00 2503200974 STOCKTON 95212 CA 20070301 20370201 ARMS No 360 360 359 266,000.00 266,000.00 First Lien - 390,444.00 124,444.00 - 417,427.00 63.72 2503200985 VERO BEACH 32966 FL 20070301 20370201 ARMS No 360 360 359 179,250.00 179,250.00 First Lien - 209,250.00 30,000.00 - 239,000.00 75.00 2503201023 CORONA 92879 CA 20070201 20370101 FIXED No 360 360 358 420,000.00 419,169.65 First Lien - 420,000.00 - - 525,000.00 80.00 2503201058 BAKERSFIELD 93313 CA 20070301 20370201 FIXED No 360 360 359 205,000.00 204,831.64 First Lien - 205,000.00 - - 345,000.00 59.42 2503201069 GOODYEAR 85338 AZ 20070301 20370201 ARMS No 360 360 359 153,600.00 153,600.00 First Lien - 192,000.00 38,400.00 192,000.00 192,000.00 80.00 2503201130 CROWN POINT 46307 IN 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 750,000.00 - - 1,400,000.00 53.57 2503201178 CAPE CORAL 33993 FL 20070301 20370201 ARMS No 360 360 359 479,925.00 479,925.00 First Lien - 639,900.00 159,975.00 639,900.00 645,000.00 75.00 2503201250 BROOKLYN 11208 NY 20070401 20370301 ARMS No 360 360 360 561,000.00 561,000.00 First Lien - 748,000.00 187,000.00 748,000.00 749,000.00 75.00 2503201264 JAMAICA 11435 NY 20070401 20370301 ARMS No 360 360 360 593,600.00 593,600.00 First Lien - 742,000.00 148,400.00 742,000.00 745,000.00 80.00 2503201275 ATASCADERO 93422 CA 20070301 20370301 ARMS Yes 360 480 359 448,000.00 447,846.47 First Lien - 448,000.00 - - 560,000.00 80.00 2503201343 BROOKLYN 11203 NY 20070301 20370201 ARMS No 360 360 359 551,250.00 550,879.37 First Lien - 698,250.00 147,000.00 735,000.00 735,000.00 75.00 2503201350 BROOKLYN 11234 NY 20070301 20370201 FIXED No 360 360 359 396,000.00 396,000.00 First Lien - 510,000.00 114,000.00 - 510,000.00 77.65 2503201353 MIAMI 33170 FL 20070301 20370201 ARMS No 360 360 359 326,750.00 326,541.65 First Lien - 326,750.00 - 343,990.00 450,000.00 94.99 2503201375 KENNER 70062 LA 20070301 20370201 ARMS No 360 360 359 200,000.00 199,865.80 First Lien - 250,000.00 50,000.00 250,000.00 255,000.00 80.00 2503201377 HONOLULU 96815 HI 20070301 20370201 ARMS No 360 360 359 225,000.00 225,000.00 First Lien - 225,000.00 - 300,000.00 335,000.00 75.00 2503201413 DORAL 33166 FL 20070301 20370201 ARMS No 360 360 359 127,920.00 127,920.00 First Lien - 159,900.00 31,980.00 159,900.00 185,000.00 80.00 2503201422 FORT LUPTON 80621 CO 20070301 20370201 FIXED No 360 360 359 152,000.00 152,000.00 First Lien - 190,000.00 38,000.00 - 190,000.00 80.00 2503201454 WELLINGTON 33414 FL 20070301 20370201 FIXED No 360 360 359 750,000.00 750,000.00 First Lien - 1,150,000.00 400,000.00 1,200,000.00 1,200,000.00 62.50 2503201488 OXNARD 93036 CA 20070301 20370201 FIXED No 360 360 359 473,000.00 473,000.00 First Lien - 473,000.00 - - 600,000.00 78.83 2503201496 LINDENHURST 11757 NY 20070301 20370201 FIXED No 360 360 359 300,000.00 299,747.96 First Lien - 380,000.00 80,000.00 - 400,000.00 75.00 2503201533 MARGATE 33063 FL 20070301 20370201 FIXED No 360 360 359 224,500.00 224,297.05 First Lien - 254,300.00 29,800.00 - 321,000.00 69.94 2503201548 BROOKLYN 11221 NY 20070301 20370201 ARMS No 360 360 359 562,500.00 562,500.00 First Lien - 750,000.00 187,500.00 750,000.00 800,000.00 75.00 2503201557 CHICAGO 60636 IL 20070301 20370201 FIXED No 360 360 359 103,500.00 103,421.64 First Lien - 103,500.00 - - 115,000.00 90.00 2503201608 GEORGETOWN 29440 SC 20070301 20370201 FIXED No 360 360 359 359,000.00 358,625.18 First Lien - 359,000.00 - - 1,870,000.00 19.20 2503201675 DORAL 33166 FL 20070401 20370301 ARMS No 360 360 360 141,700.00 141,700.00 First Lien - 177,100.00 35,400.00 177,130.00 185,000.00 80.00 2503201710 ANAHEIM 92801 CA 20070301 20370201 ARMS No 360 360 359 294,115.00 294,115.00 First Lien - 294,115.00 - - 550,000.00 53.48 2503201722 FORT MYERS 33913 FL 20070301 20370201 ARMS No 360 360 359 161,600.00 161,487.09 First Lien - 191,900.00 30,300.00 202,000.00 211,000.00 80.00 2503201731 WEED 96094 CA 20070301 20370201 ARMS No 360 360 359 152,000.00 152,000.00 First Lien - 190,000.00 38,000.00 190,000.00 195,000.00 80.00 2503201741 FRESNO 93720 CA 20070201 20370101 ARMS No 360 360 358 236,000.00 236,000.00 First Lien - 280,250.00 44,250.00 - 295,000.00 80.00 2503201773 CORAL GABLES 33134 FL 20070301 20370101 ARMS Yes 360 480 359 176,000.00 175,920.23 First Lien - 176,000.00 - 220,000.00 230,000.00 80.00 2503201817 HALLANDALE 33009 FL 20070301 20370201 ARMS No 360 360 359 427,000.00 427,000.00 First Lien - 610,000.00 183,000.00 610,000.00 610,000.00 70.00 2503201820 HICKSVILLE 11801 NY 20070301 20370201 FIXED No 360 360 359 411,000.00 410,610.03 First Lien - 431,000.00 20,000.00 - 520,000.00 79.04 2503201846 SAN FERNANDO 91340 CA 20070301 20370201 ARMS No 360 360 359 330,000.00 330,000.00 First Lien - 330,000.00 - - 495,000.00 66.67 2503201853 MIRAMAR 33027 FL 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 950,000.00 200,000.00 950,000.00 950,000.00 78.95 2503201866 EUGENE 97404 OR 20070301 20370201 ARMS Yes 360 480 359 204,000.00 203,941.39 First Lien - 204,000.00 - - 240,000.00 85.00 2503201872 SAN DIEGO 92114 CA 20070401 20370301 FIXED No 360 360 360 340,000.00 340,000.00 First Lien - 425,000.00 85,000.00 - 425,000.00 80.00 2503201891 YORBA LINDA 92886 CA 20070201 20370101 ARMS No 360 360 358 692,000.00 690,805.05 First Lien - 842,000.00 150,000.00 - 1,150,000.00 60.17 2503201903 ANAHEIM 92805 CA 20070401 20370301 ARMS No 360 360 360 462,400.00 462,400.00 First Lien - 578,000.00 115,600.00 578,000.00 578,000.00 80.00 2503201943 OAKLAND 94608 CA 20070301 20370201 ARMS No 360 360 359 560,000.00 559,517.85 First Lien - 560,000.00 - - 800,000.00 70.00 2503201968 FREMONT 94539 CA 20070201 20370101 ARMS No 360 360 358 715,000.00 715,000.00 First Lien - 786,395.00 71,395.00 - 1,225,000.00 58.37 2503201974 LAS VEGAS 89110 NV 20070301 20370201 ARMS No 360 360 359 277,200.00 277,200.00 First Lien - 356,400.00 79,200.00 396,000.00 430,000.00 70.00 2503201999 BAKERSFIELD 93313 CA 20070201 20370101 FIXED No 360 360 358 239,000.00 238,545.28 First Lien - 280,000.00 41,000.00 - 355,000.00 67.32 2503202043 LAKE FOREST 92630 CA 20070301 20370201 ARMS No 360 360 359 544,000.00 543,496.15 First Lien - 680,000.00 136,000.00 - 680,000.00 80.00 2503202101 CORAL SPRINGS 33071 FL 20070301 20370201 ARMS No 360 360 359 332,500.00 332,500.00 First Lien - 495,500.00 163,000.00 - 627,000.00 53.03 2503202161 BROOKLYN 11226 NY 20070301 20370201 ARMS No 360 360 359 472,000.00 472,000.00 First Lien - 590,000.00 118,000.00 590,000.00 590,000.00 80.00 2503202164 GEISMAR 70734 LA 20070301 20370201 FIXED No 360 360 359 147,500.00 147,349.62 First Lien - 200,500.00 53,000.00 200,500.00 203,000.00 73.57 2503202168 KISSIMMEE 34759 FL 20070301 20370201 ARMS No 360 360 359 126,000.00 126,000.00 First Lien - 168,000.00 42,000.00 168,000.00 194,000.00 75.00 2503202196 OAKLAND 94605 CA 20070201 20370101 ARMS No 360 360 358 356,250.00 356,250.00 First Lien - 356,250.00 - 475,000.00 535,000.00 75.00 2503202197 CICERO 60804 IL 20070401 20370301 ARMS No 360 360 360 241,200.00 241,200.00 First Lien - 241,200.00 - 268,000.00 272,000.00 90.00 2503202203 CHICAGO 60651 IL 20070301 20370201 ARMS No 360 360 359 236,250.00 236,076.42 First Lien - 315,000.00 78,750.00 315,000.00 315,000.00 75.00 2503202217 LA PUENTE 91744 CA 20070301 20370201 ARMS No 360 360 359 306,130.00 306,130.00 First Lien - 306,130.00 - - 520,000.00 58.87 2503202222 MORENO VALLEY 92553 CA 20070201 20370201 ARMS Yes 360 480 358 165,000.00 164,924.93 First Lien - 165,000.00 - - 220,000.00 75.00 2503202243 AREA OF SPRING VALLEY 91977 CA 20070301 20370201 ARMS No 360 360 359 423,750.00 423,750.00 First Lien - 536,750.00 113,000.00 - 565,000.00 75.00 2503202296 SEBASTIAN 32958 FL 20070301 20370201 ARMS No 360 360 359 157,000.00 157,000.00 First Lien - 157,000.00 - - 200,000.00 78.50 2503202297 DAYTONA BEACH 32117 FL 20070301 20370201 ARMS No 360 360 359 143,900.00 143,900.00 First Lien - 179,850.00 35,950.00 179,900.00 180,000.00 79.99 2503202314 JACKSONVILLE 32223 FL 20070301 20370201 FIXED No 360 360 359 155,000.00 155,000.00 First Lien - 155,000.00 - - 200,000.00 77.50 2503202370 HYATTSVILLE 20783 MD 20070301 20370201 ARMS No 360 360 359 336,000.00 336,000.00 First Lien - 336,000.00 - - 420,000.00 80.00 2503202385 MIAMI 33170 FL 20070301 20370201 ARMS No 360 360 359 213,750.00 213,750.00 First Lien - 285,000.00 71,250.00 285,000.00 288,000.00 75.00 2503202443 MORGAN HILL 95037 CA 20070301 20370201 ARMS No 360 360 359 632,000.00 632,000.00 First Lien - 932,000.00 300,000.00 - 1,100,000.00 57.45 2503202459 VENTURA 93003 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 500,000.00 First Lien - 500,000.00 - - 1,000,000.00 50.00 2503202479 LOS ANGELES 90018 CA 20070201 20370101 ARMS No 360 360 358 312,000.00 312,000.00 First Lien - 312,000.00 - - 552,000.00 56.52 2503202491 BALTIMORE 21224 MD 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 320,000.00 - - 407,000.00 78.62 2503202503 MIAMI 33032 FL 20070401 20370301 ARMS No 360 360 360 273,750.00 273,750.00 First Lien - 328,500.00 54,750.00 - 365,000.00 75.00 2503202509 DEBARY 32713 FL 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 336,000.00 36,000.00 - 375,000.00 80.00 2503202540 BEAVERTON 97007 OR 20070301 20370201 ARMS No 360 360 359 468,000.00 468,000.00 First Lien - 585,000.00 117,000.00 - 590,000.00 79.32 2503202550 PITTSBURG 94565 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 940,000.00 190,000.00 - 950,000.00 78.95 2503202555 LONG BEACH 90808 CA 20070201 20370101 ARMS No 360 360 358 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 650,000.00 80.00 2503202558 SAN DIEGO 92114 CA 20070401 20370301 ARMS No 360 360 360 468,750.00 468,750.00 First Lien - 593,750.00 125,000.00 - 625,000.00 75.00 2503202600 MIAMI 33193 FL 20070301 20370201 ARMS No 360 360 359 452,000.00 452,000.00 First Lien - 565,000.00 113,000.00 - 565,000.00 80.00 2503202608 SACRAMENTO 95823 CA 20070301 20370201 ARMS No 360 360 359 204,000.00 204,000.00 First Lien - 242,250.00 38,250.00 - 255,000.00 80.00 2503202617 OLNEY 20832 MD 20070301 20370201 ARMS No 360 360 359 464,000.00 464,000.00 First Lien - 522,000.00 58,000.00 - 580,000.00 80.00 2503202624 STOCKTON 95205 CA 20070301 20370201 ARMS No 360 360 359 274,023.00 274,023.00 First Lien - 342,529.00 68,506.00 342,529.00 350,000.00 80.00 2503202636 ORLANDO 32837 FL 20070301 20370201 ARMS No 360 360 359 149,900.00 149,900.00 First Lien - 199,850.00 49,950.00 199,900.00 200,000.00 74.99 2503202644 KISSIMMEE 34744 FL 20070301 20370201 ARMS No 360 360 359 240,750.00 240,750.00 First Lien - 288,900.00 48,150.00 - 321,000.00 75.00 2503202652 WEST SACRAMENTO 95691 CA 20070301 20370201 FIXED No 360 360 359 595,000.00 595,000.00 First Lien - 595,000.00 - - 700,000.00 85.00 2503202659 ALEXANDRIA 22306 VA 20070301 20370201 ARMS No 360 360 359 488,000.00 488,000.00 First Lien - 579,500.00 91,500.00 - 610,000.00 80.00 2503202664 VERNON HILLS 60061 IL 20070301 20370201 ARMS No 360 360 359 320,800.00 320,613.51 First Lien - 320,800.00 - 401,012.00 410,000.00 80.00 2503202676 SUNNY ISLES 33160 FL 20070301 20370201 ARMS No 360 360 359 150,000.00 150,000.00 First Lien - 150,000.00 - - 299,000.00 50.17 2503202680 PARAMOUNT 90723 CA 20070201 20370101 ARMS No 360 360 358 485,800.00 485,800.00 First Lien - 694,000.00 208,200.00 694,000.00 694,000.00 70.00 2503202731 SANTA CLARITA 91354 CA 20070301 20370201 ARMS No 360 360 359 372,850.00 372,850.00 First Lien - 472,250.00 99,400.00 497,195.00 500,000.00 74.99 2503202738 WESTON 33326 FL 20070301 20370201 ARMS No 360 360 359 274,400.00 274,400.00 First Lien - 274,400.00 - - 392,000.00 70.00 2503202764 FONTANA 92336 CA 20070201 20370201 ARMS Yes 360 480 358 354,000.00 353,678.26 First Lien - 354,000.00 - - 590,000.00 60.00 2503202773 HOMESTEAD 33033 FL 20070301 20370201 ARMS No 360 360 359 195,000.00 195,000.00 First Lien - 260,000.00 65,000.00 260,000.00 260,000.00 75.00 2503202808 BEND 97701 OR 20070301 20370201 ARMS No 360 360 359 315,000.00 315,000.00 First Lien - 315,000.00 - - 505,000.00 62.38 2503202889 ADDISON 60101 IL 20070301 20370201 ARMS No 360 360 359 236,250.00 236,250.00 First Lien - 315,000.00 78,750.00 315,000.00 315,000.00 75.00 2503202892 LONG BEACH 90805 CA 20070201 20370101 ARMS No 360 360 358 543,000.00 543,000.00 First Lien - 543,000.00 - - 725,000.00 74.90 2503202905 TAMPA 33637 FL 20070401 20370301 ARMS No 360 360 360 168,835.00 168,835.00 First Lien - 168,835.00 - 211,046.00 212,000.00 80.00 2503202931 MURRIETA 92562 CA 20070301 20370201 ARMS No 360 360 359 556,000.00 556,000.00 First Lien - 581,000.00 25,000.00 - 695,000.00 80.00 2503202934 EAST CHICAGO 46312 IN 20070301 20370201 ARMS No 360 360 359 70,000.00 69,945.40 First Lien - 90,250.00 20,250.00 95,000.00 95,000.00 73.68 2503202939 LODI 95240 CA 20070301 20370201 ARMS No 360 360 359 340,000.00 340,000.00 First Lien - 425,000.00 85,000.00 - 425,000.00 80.00 2503202955 MECCA 92254 CA 20070301 20220201 FIXED No 180 180 179 131,300.00 130,840.77 First Lien - 131,300.00 - - 270,000.00 48.63 2503202972 DOLTON 60419 IL 20070301 20370201 ARMS No 360 360 359 108,000.00 108,000.00 First Lien - 108,000.00 - - 140,000.00 77.14 2503202981 LOS ANGELES AREA 90001 CA 20070301 20370201 FIXED No 360 360 359 376,500.00 376,500.00 First Lien - 376,500.00 - - 555,000.00 67.84 2503202992 SALISBURY 21801 MD 20070301 20370201 FIXED No 360 360 359 315,000.00 315,000.00 First Lien - 315,000.00 - - 350,000.00 90.00 2503203006 ORLANDO 32822 FL 20070301 20370201 ARMS No 360 360 359 146,950.00 146,950.00 First Lien - 195,900.00 48,950.00 195,990.00 198,000.00 74.98 2503203032 GERMANTOWN 20874 MD 20070301 20370201 ARMS No 360 360 359 300,000.00 299,736.61 First Lien - 337,500.00 37,500.00 - 375,000.00 80.00 2503203041 WEST PALM BEACH 33413 FL 20070401 20370301 ARMS No 360 360 360 233,600.00 233,600.00 First Lien - 262,800.00 29,200.00 - 292,000.00 80.00 2503203044 KAPOLEI 96707 HI 20070201 20370101 ARMS No 360 360 358 471,920.00 471,920.00 First Lien - 589,900.00 117,980.00 589,900.00 590,000.00 80.00 2503203065 STOCKTON 95212 CA 20070301 20370201 ARMS No 360 360 359 428,000.00 428,000.00 First Lien - 535,000.00 107,000.00 - 535,000.00 80.00 2503203069 LANCASTER 93535 CA 20070301 20370201 ARMS No 360 360 359 229,000.00 229,000.00 First Lien - 229,000.00 - - 300,000.00 76.33 2503203084 BAKERSFIELD 93307 CA 20070301 20370201 FIXED No 360 360 359 107,250.00 107,140.97 First Lien - 107,250.00 - - 210,000.00 51.07 2503203085 SACRAMENTO 95822 CA 20070301 20370201 ARMS No 360 360 359 256,500.00 256,500.00 First Lien - 256,500.00 - - 285,000.00 90.00 2503203089 LAS VEGAS 89138 NV 20070301 20370201 ARMS No 360 360 359 535,011.00 535,011.00 First Lien - 713,348.00 178,337.00 713,349.00 754,000.00 75.00 2503203112 LOS ANGELES 90031 CA 20070301 20370201 FIXED No 360 360 359 220,000.00 220,000.00 First Lien - 220,000.00 - - 451,000.00 48.78 2503203117 LOS ANGELES (ARLETA AREA) 91331 CA 20070301 20370201 ARMS No 360 360 359 431,250.00 431,250.00 First Lien - 575,000.00 143,750.00 - 575,000.00 75.00 2503203171 STOCKTON 95203 CA 20070301 20370201 ARMS No 360 360 359 273,750.00 273,750.00 First Lien - 328,500.00 54,750.00 365,000.00 365,000.00 75.00 2503203180 MIAMI 33193 FL 20070301 20370201 ARMS No 360 360 359 176,250.00 176,250.00 First Lien - 235,000.00 58,750.00 235,000.00 235,000.00 75.00 2503203190 KANEOHE 96744 HI 20070401 20370301 ARMS No 360 360 360 449,250.00 449,250.00 First Lien - 539,100.00 89,850.00 599,000.00 650,000.00 75.00 2503203219 SAINT ALBANS 11412 NY 20070301 20370201 ARMS No 360 360 359 347,650.00 347,650.00 First Lien - 434,550.00 86,900.00 434,600.00 435,000.00 79.99 2503203221 MIAMI 33012 FL 20070301 20370201 ARMS No 360 360 359 168,750.00 168,601.84 First Lien - 168,750.00 - 225,000.00 242,000.00 75.00 2503203224 LOS ANGELES 91601 CA 20070401 20370301 FIXED No 360 360 360 386,000.00 386,000.00 First Lien - 386,000.00 - - 795,000.00 48.55 2503203248 SUNRISE 33351 FL 20070301 20370201 FIXED No 360 360 359 147,600.00 147,490.46 First Lien - 196,800.00 49,200.00 196,849.00 205,000.00 74.98 2503203255 SACRAMENTO 95829 CA 20070201 20370101 ARMS No 360 360 358 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 460,000.00 460,000.00 80.00 2503203267 COMMERCE 90040 CA 20070401 20370301 ARMS No 360 360 360 146,500.00 146,500.00 First Lien - 146,500.00 - - 435,000.00 33.68 2503203292 BROOKLYN 11221 NY 20070301 20370301 ARMS Yes 360 480 359 517,500.00 517,347.42 First Lien - 690,000.00 172,500.00 690,000.00 690,000.00 75.00 2503203302 LAVEEN 85339 AZ 20070301 20370201 FIXED No 360 360 359 622,350.00 621,827.15 First Lien - 739,050.00 116,700.00 778,013.04 820,000.00 79.99 2503203308 SUNRISE 33351 FL 20070201 20370101 ARMS No 360 360 358 232,000.00 232,000.00 First Lien - 232,000.00 - - 290,000.00 80.00 2503203317 CORONA 11368 NY 20070301 20370201 ARMS No 360 360 359 727,500.00 727,500.00 First Lien - 921,500.00 194,000.00 970,000.00 970,000.00 75.00 2503203322 HEMET 92543 CA 20070301 20370201 ARMS Yes 360 480 359 296,000.00 295,879.06 First Lien - 333,000.00 37,000.00 - 370,000.00 80.00 2503203339 FORT LAUDERDALE 33312 FL 20070301 20370201 ARMS No 360 360 359 224,000.00 224,000.00 First Lien - 280,000.00 56,000.00 280,000.00 280,000.00 80.00 2503203354 NORWALK 90650 CA 20070301 20370201 ARMS No 360 360 359 340,500.00 340,500.00 First Lien - 454,000.00 113,500.00 454,000.00 454,000.00 75.00 2503203373 KAPAA 96746 HI 20070301 20370201 FIXED No 360 360 359 507,000.00 507,000.00 First Lien - 507,000.00 - - 1,000,000.00 50.70 2503203438 PARK FOREST 60466 IL 20070401 20370301 ARMS No 360 360 360 141,750.00 141,750.00 First Lien - 179,550.00 37,800.00 - 189,000.00 75.00 2503203444 POMPANO BEACH 33067 FL 20070401 20370301 ARMS No 360 360 360 206,950.00 206,950.00 First Lien - 262,100.00 55,150.00 275,990.00 276,000.00 74.98 2503203459 SHIRLEY 11967 NY 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 340,000.00 350,000.00 80.00 2503203469 ORLANDO 32835 FL 20070301 20370201 FIXED No 360 360 359 185,000.00 185,000.00 First Lien - 185,000.00 - - 266,000.00 69.55 2503203487 SACRAMENTO 95828 CA 20070201 20370101 ARMS No 360 360 358 304,000.00 304,000.00 First Lien - 380,000.00 76,000.00 380,000.00 380,000.00 80.00 2503203498 LOS ANGELES 91342 CA 20070301 20370201 ARMS No 360 360 359 175,000.00 175,000.00 First Lien - 175,000.00 - - 468,000.00 37.39 2503203500 JUPITER 33458 FL 20070301 20370201 ARMS No 360 360 359 159,200.00 159,200.00 First Lien - 199,000.00 39,800.00 199,000.00 213,000.00 80.00 2503203510 GLENDALE 85302 AZ 20070301 20370201 FIXED No 360 360 359 206,350.00 206,350.00 First Lien - 206,350.00 - - 290,000.00 71.16 2503203511 MANTECA 95336 CA 20070301 20370201 ARMS No 360 360 359 316,000.00 316,000.00 First Lien - 375,250.00 59,250.00 395,000.00 423,000.00 80.00 2503203518 MIAMI 33138 FL 20070301 20370201 FIXED No 360 360 359 386,250.00 386,250.00 First Lien - 463,500.00 77,250.00 515,000.00 525,000.00 75.00 2503203519 SCARBOROUGH 4074 ME 20070301 20370201 FIXED No 360 360 359 170,000.00 169,857.18 First Lien - 170,000.00 - - 245,000.00 69.39 2503203520 SAN BERNARDINO 92404 CA 20070301 20370201 ARMS No 360 360 359 259,000.00 259,000.00 First Lien - 370,000.00 111,000.00 370,000.00 400,000.00 70.00 2503203544 MODESTO 95351 CA 20070401 20370301 ARMS No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 275,000.00 67.27 2503203550 THOUSAND OAKS 91320 CA 20070401 20370301 ARMS No 360 360 360 675,336.00 675,336.00 First Lien - 675,336.00 - 844,171.00 845,000.00 80.00 2503203570 MIAMI 33174 FL 20070301 20370201 FIXED No 360 360 359 280,000.00 279,775.38 First Lien - 280,000.00 - - 405,000.00 69.14 2503203577 LOMPOC AREA 93436 CA 20070301 20370201 ARMS No 360 360 359 107,000.00 107,000.00 First Lien - 107,000.00 - - 360,000.00 29.72 2503203581 TAMPA 33635 FL 20070301 20370201 ARMS No 360 360 359 144,750.00 144,750.00 First Lien - 183,350.00 38,600.00 193,000.00 195,000.00 75.00 2503203585 WELLINGTON 80549 CO 20070301 20370201 ARMS No 360 360 359 157,500.00 157,500.00 First Lien - 189,000.00 31,500.00 - 210,000.00 75.00 2503203589 PATERSON 7501 NJ 20070301 20370201 ARMS No 360 360 359 326,250.00 326,250.00 First Lien - 413,250.00 87,000.00 - 435,000.00 75.00 2503203591 MIAMI 33147 FL 20070301 20370201 ARMS No 360 360 359 168,000.00 167,879.31 First Lien - 199,500.00 31,500.00 210,000.00 210,000.00 80.00 2503203593 NORTH PALM BEACH 33408 FL 20070301 20370201 ARMS No 360 360 359 150,000.00 150,000.00 First Lien - 150,000.00 - - 250,000.00 60.00 2503203604 HUNTINGTON BEACH 92647 CA 20070301 20220201 FIXED No 180 180 179 293,000.00 291,932.81 First Lien - 293,000.00 - - 625,000.00 46.88 2503203613 WAIPAHU 96797 HI 20070301 20370201 FIXED No 360 360 359 412,000.00 411,618.41 First Lien - 412,000.00 - - 515,000.00 80.00 2503203618 SAN JOSE 95122 CA 20070301 20220201 FIXED No 180 180 179 238,000.00 237,196.85 First Lien - 238,000.00 - - 675,000.00 35.26 2503203622 KEY LARGO 33037 FL 20070301 20370201 ARMS No 360 360 359 500,000.00 500,000.00 First Lien - 500,000.00 - 975,000.00 1,050,000.00 51.28 2503203623 RIALTO 92376 CA 20070301 20370201 ARMS No 360 360 359 230,000.00 230,000.00 First Lien - 230,000.00 - - 350,000.00 65.71 2503203627 KEAAU 96749 HI 20070301 20370201 ARMS No 360 360 359 100,000.00 100,000.00 First Lien - 100,000.00 - - 200,000.00 50.00 2503203631 MODESTO 95351 CA 20070301 20370201 ARMS No 360 360 359 141,000.00 141,000.00 First Lien - 141,000.00 - - 296,000.00 47.64 2503203644 HENDERSON 89012 NV 20070401 20370301 ARMS No 360 360 360 351,000.00 351,000.00 First Lien - 351,000.00 - - 390,000.00 90.00 2503203646 BELLFLOWER 90706 CA 20070301 20370301 FIXED Yes 360 480 359 439,200.00 439,016.77 First Lien - 549,000.00 109,800.00 549,000.00 555,000.00 80.00 2503203661 WEST PALM BEACH 33417 FL 20070301 20370201 FIXED No 360 360 359 86,000.00 85,921.12 First Lien - 86,000.00 - - 170,000.00 50.59 2503203662 HOMESTEAD 33033 FL 20070301 20370201 ARMS No 360 360 359 293,850.00 293,622.59 First Lien - 367,350.00 73,500.00 367,365.00 390,000.00 79.99 2503203671 ORLANDO 32835 FL 20070301 20370201 FIXED Yes 360 480 359 280,000.00 279,904.04 First Lien - 280,000.00 - - 350,000.00 80.00 2503203680 KISSIMMEE 34746 FL 20070301 20370201 ARMS No 360 360 359 208,700.00 208,700.00 First Lien - 247,900.00 39,200.00 260,990.00 261,000.00 79.96 2503203683 DELANO 93215 CA 20070301 20220201 FIXED No 180 180 179 134,000.00 133,548.97 First Lien - 134,000.00 - - 267,000.00 50.19 2503203684 FORT WASHINGTON 20744 MD 20070401 20370301 FIXED No 360 360 360 354,000.00 354,000.00 First Lien - 354,000.00 - - 465,000.00 76.13 2503203687 JAMAICA 11435 NY 20070301 20370201 FIXED No 360 360 359 267,950.00 267,695.76 First Lien - 334,950.00 67,000.00 334,960.00 410,000.00 79.99 2503203689 VIRGINIA BEACH 23464 VA 20070301 20370201 ARMS No 360 360 359 205,200.00 205,200.00 First Lien - 205,200.00 - - 228,000.00 90.00 2503203691 LAS VEGAS 89104 NV 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 237,500.00 37,500.00 - 250,000.00 80.00 2503203708 VAN BUREN TOWNSHIP 48111 MI 20070401 20370301 ARMS No 360 360 360 315,000.00 315,000.00 First Lien - 315,000.00 - 350,000.00 360,000.00 90.00 2503203719 SACRAMENTO 95823 CA 20070301 20370201 FIXED No 360 360 359 286,500.00 286,500.00 First Lien - 286,500.00 - - 310,000.00 92.42 2503203736 SANGER 93657 CA 20070201 20220101 FIXED No 180 180 178 157,500.00 156,367.35 First Lien - 157,500.00 - - 265,000.00 59.43 2503203741 GRIDLEY 95948 CA 20070301 20370201 ARMS No 360 360 359 225,000.00 225,000.00 First Lien - 285,000.00 60,000.00 300,000.00 300,000.00 75.00 2503203744 PHOENIX 85085 AZ 20070301 20370201 ARMS No 360 360 359 536,250.00 536,250.00 First Lien - 715,000.00 178,750.00 715,000.00 715,000.00 75.00 2503203756 GLENDALE 85301 AZ 20070301 20370201 FIXED Yes 360 480 359 195,300.00 195,235.42 First Lien - 195,300.00 - - 217,000.00 90.00 2503203775 MIAMI 33182 FL 20070301 20370201 ARMS No 360 360 359 379,200.00 379,200.00 First Lien - 379,200.00 - 474,000.00 475,000.00 80.00 2503203779 RENTON 98056 WA 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 256,000.00 - - 320,000.00 80.00 2503203780 MIAMI BEACH 33141 FL 20070301 20370201 ARMS No 360 360 359 204,000.00 204,000.00 First Lien - 255,000.00 51,000.00 255,000.00 255,000.00 80.00 2503203786 ROSAMOND 93560 CA 20070301 20370201 ARMS No 360 360 359 216,000.00 216,000.00 First Lien - 216,000.00 - - 280,000.00 77.14 2503203815 CHINO 91710 CA 20070301 20370201 FIXED No 360 360 359 405,000.00 405,000.00 First Lien - 540,000.00 135,000.00 - 540,000.00 75.00 2503203820 TUSTIN 92780 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 400,000.00 - - 850,000.00 47.06 2503203836 WEST BEND 53095 WI 20070301 20370201 ARMS No 360 360 359 218,700.00 218,700.00 First Lien - 218,700.00 - - 243,000.00 90.00 2503203838 SIMI VALLEY 93063 CA 20070201 20370101 ARMS No 360 360 358 189,600.00 189,600.00 First Lien - 213,300.00 23,700.00 237,000.00 272,000.00 80.00 2503203839 WAHIAWA 96786 HI 20070301 20370201 FIXED No 360 360 359 358,000.00 357,635.00 First Lien - 358,000.00 - - 530,000.00 67.55 2503203860 SEATTLE 98106 WA 20070301 20370201 ARMS No 360 360 359 263,200.00 263,200.00 First Lien - 312,550.00 49,350.00 329,000.00 335,000.00 80.00 2503203867 SURPRISE 85388 AZ 20070301 20370201 ARMS No 360 360 359 185,250.00 185,250.00 First Lien - 222,300.00 37,050.00 - 247,000.00 75.00 2503203889 HEMPSTEAD 11550 NY 20070301 20370201 FIXED No 360 360 359 320,000.00 319,731.16 First Lien - 400,000.00 80,000.00 400,000.00 400,000.00 80.00 2503203913 MIAMI 33157 FL 20070301 20370201 FIXED No 360 360 359 182,000.00 181,868.93 First Lien - 182,000.00 - - 300,000.00 60.67 2503203935 WALNUT CREEK 94597 CA 20070401 20370301 ARMS No 360 360 360 693,000.00 693,000.00 First Lien - 891,000.00 198,000.00 - 990,000.00 70.00 2503203972 MIAMI 33189 FL 20070401 20370301 ARMS No 360 360 360 296,250.00 296,250.00 First Lien - 355,500.00 59,250.00 - 395,000.00 75.00 2503203986 CHICAGO 60621 IL 20070301 20370201 ARMS No 360 360 359 156,000.00 155,921.63 First Lien - 185,250.00 29,250.00 195,000.00 208,000.00 80.00 2503203987 MEMPHIS 38135 TN 20070301 20370201 FIXED No 360 360 359 151,650.00 151,650.00 First Lien - 151,650.00 - 202,240.00 203,000.00 74.99 2503203992 TROY 62294 IL 20070401 20370301 FIXED No 360 360 360 177,750.00 177,750.00 First Lien - 237,000.00 59,250.00 - 260,000.00 68.37 2503203995 CHICAGO 60647 IL 20070201 20370301 ARMS Yes 360 480 358 399,000.00 398,777.19 First Lien - 570,000.00 171,000.00 - 570,000.00 70.00 2503203997 FARMERSVILLE 93223 CA 20070201 20370101 ARMS No 360 360 358 202,980.00 202,980.00 First Lien - 253,725.00 50,745.00 253,725.00 253,725.00 80.00 2503204010 HIALEAH 33018 FL 20070301 20370201 FIXED No 360 360 359 145,000.00 144,890.32 First Lien - 145,000.00 - - 220,000.00 65.91 2503204012 CHICAGO 60641 IL 20070301 20370201 ARMS No 360 360 359 332,000.00 332,000.00 First Lien - 332,000.00 - - 415,000.00 80.00 2503204027 FREMONT 94536 CA 20070301 20370201 ARMS No 360 360 359 521,000.00 521,000.00 First Lien - 521,000.00 - - 656,000.00 79.42 2503204041 ASTORIA 11103 NY 20070301 20370201 ARMS No 360 360 359 672,000.00 671,632.94 First Lien - 840,000.00 168,000.00 840,000.00 840,000.00 80.00 2503204054 AREA OF AUBURN 95603 CA 20070301 20370201 FIXED No 360 360 359 340,000.00 340,000.00 First Lien - 425,000.00 85,000.00 - 537,000.00 63.31 2503204057 LAGUNA NIGUEL 92677 CA 20070301 20370201 ARMS No 360 360 359 350,000.00 350,000.00 First Lien - 350,000.00 - - 3,950,000.00 8.86 2503204058 DOWNEY 90241 CA 20070301 20370201 ARMS No 360 360 359 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 680,000.00 80.00 2503204067 GOODYEAR 85338 AZ 20070301 20370201 ARMS No 360 360 359 200,900.00 200,900.00 First Lien - 258,300.00 57,400.00 287,000.00 300,000.00 70.00 2503204072 LOS ANGELES 90026 CA 20070301 20370201 ARMS No 360 360 359 465,000.00 465,000.00 First Lien - 589,000.00 124,000.00 620,000.00 620,000.00 75.00 2503204076 THOUSAND PALMS 92276 CA 20070201 20370101 ARMS No 360 360 358 405,000.00 404,999.75 First Lien - 540,000.00 135,000.00 540,000.00 540,000.00 75.00 2503204084 LOS ANGELES 90012 CA 20070301 20370201 ARMS No 360 360 359 612,000.00 612,000.00 First Lien - 726,750.00 114,750.00 765,000.00 790,000.00 80.00 2503204094 CAPE CORAL 33914 FL 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 925,000.00 175,000.00 - 1,300,000.00 57.69 2503204097 RIVERSIDE AREA 92509 CA 20070301 20220201 FIXED No 180 180 179 295,400.00 294,362.43 First Lien - 295,400.00 - - 422,000.00 70.00 2503204126 EAST ELMHURST 11369 NY 20070301 20370201 ARMS No 360 360 359 637,500.00 637,500.00 First Lien - 807,500.00 170,000.00 850,000.00 850,000.00 75.00 2503204146 ELIZABETH 7201 NJ 20070301 20370201 FIXED No 360 360 359 366,750.00 366,484.56 First Lien - 464,550.00 97,800.00 489,000.00 520,000.00 75.00 2503204150 FORT LAUDERDALE 33304 FL 20070301 20370201 ARMS No 360 360 359 473,200.00 473,200.00 First Lien - 473,200.00 - 591,500.00 680,000.00 80.00 2503204177 WEST SACRAMENTO 95691 CA 20070301 20370201 ARMS No 360 360 359 456,000.00 456,000.00 First Lien - 535,000.00 79,000.00 - 570,000.00 80.00 2503204182 STOCKTON 95204 CA 20070301 20370201 FIXED No 360 360 359 130,000.00 130,000.00 First Lien - 130,000.00 - - 282,900.00 45.95 2503204184 AURORA 60502 IL 20070301 20370201 ARMS No 360 360 359 184,000.00 183,870.13 First Lien - 230,000.00 46,000.00 230,000.00 233,000.00 80.00 2503204197 KING CITY 93930 CA 20070301 20370201 ARMS No 360 360 359 396,000.00 396,000.00 First Lien - 396,000.00 - - 440,000.00 90.00 2503204209 ROSEVILLE 95747 CA 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 200,000.00 - - 620,000.00 32.26 2503204217 TOMS RIVER 8757 NJ 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 199,500.00 31,500.00 210,000.00 245,000.00 80.00 2503204220 SANTA ANA 92703 CA 20070301 20370201 ARMS No 360 360 359 472,500.00 472,500.00 First Lien - 630,000.00 157,500.00 630,000.00 680,000.00 75.00 2503204223 EL CAJON 92019 CA 20070301 20370201 ARMS No 360 360 359 675,000.00 675,000.00 First Lien - 900,000.00 225,000.00 900,000.00 900,000.00 75.00 2503204269 LOS BANOS 93635 CA 20070301 20370201 FIXED No 360 360 359 140,000.00 140,000.00 First Lien - 140,000.00 - - 300,000.00 46.67 2503204270 TARPON SPRINGS 34689 FL 20070301 20370201 ARMS No 360 360 359 492,000.00 491,634.86 First Lien - 492,000.00 - 615,000.00 615,000.00 80.00 2503204271 LAS VEGAS 89146 NV 20070301 20370201 ARMS No 360 360 359 259,200.00 259,200.00 First Lien - 324,000.00 64,800.00 324,000.00 336,400.00 80.00 2503204275 EWA BEACH 96706 HI 20070301 20370201 ARMS No 360 360 359 556,000.00 556,000.00 First Lien - 625,500.00 69,500.00 - 695,000.00 80.00 2503204285 OZONE PARK 11416 NY 20070301 20370201 ARMS Yes 360 480 359 560,000.00 559,827.60 First Lien - 700,000.00 140,000.00 700,000.00 700,000.00 80.00 2503204289 SUNNYVALE 94085 CA 20070301 20370201 ARMS No 360 360 359 669,750.00 669,750.00 First Lien - 893,000.00 223,250.00 940,000.00 940,000.00 71.25 2503204293 SALINAS 93906 CA 20070301 20370201 ARMS No 360 360 359 450,000.00 450,000.00 First Lien - 450,000.00 - - 601,000.00 74.88 2503204294 PABLO 94806 CA 20070301 20370201 FIXED No 360 360 359 110,000.00 109,907.59 First Lien - 110,000.00 - - 463,000.00 23.76 2503204308 KISSIMMEE 34746 FL 20070301 20370201 ARMS Yes 360 480 359 398,400.00 398,262.85 First Lien - 473,000.00 74,600.00 - 498,000.00 80.00 2503204346 FORT LAUDERDALE 33304 FL 20070501 20370401 ARMS No 360 360 360 381,200.00 381,200.00 First Lien - 381,200.00 - 476,500.00 650,000.00 80.00 2503204360 GARDENA 90249 CA 20070301 20370201 ARMS No 360 360 359 459,000.00 459,000.00 First Lien - 459,000.00 - - 540,000.00 85.00 2503204367 SANTA BARBARA 93108 CA 20070301 20370201 ARMS No 360 360 359 1,000,000.00 1,000,000.00 First Lien - 1,000,000.00 - - 1,800,000.00 55.56 2503204382 MISSION VIEJO 92692 CA 20070401 20370301 FIXED No 360 360 360 990,000.00 990,000.00 First Lien - 990,000.00 - - 1,800,000.00 55.00 2503204386 TARPON SPRINGS 34689 FL 20070301 20370201 ARMS No 360 360 359 492,000.00 491,634.86 First Lien - 492,000.00 - 615,000.00 615,000.00 80.00 2503204388 SURPRISE 85388 AZ 20070301 20370201 ARMS No 360 360 359 168,543.00 168,543.00 First Lien - 213,488.00 44,945.00 224,725.00 255,500.00 75.00 2503204393 NAPLES 34117 FL 20070301 20370201 ARMS No 360 360 359 285,000.00 285,000.00 First Lien - 380,000.00 95,000.00 380,000.00 407,000.00 75.00 2503204403 EWA BEACH 96706 HI 20070301 20370201 FIXED Yes 360 480 359 371,000.00 370,819.94 First Lien - 371,000.00 - - 545,000.00 68.07 2503204408 COLTON 92324 CA 20070301 20370201 ARMS No 360 360 359 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 400,000.00 410,000.00 80.00 2503204414 DUNEDIN 34698 FL 20070301 20370201 FIXED No 360 360 359 360,000.00 359,732.83 First Lien - 360,000.00 - - 450,000.00 80.00 2503204437 SOLEDAD 93960 CA 20070301 20370201 ARMS No 360 360 359 410,000.00 410,000.00 First Lien - 410,000.00 - - 549,000.00 74.68 2503204438 HOMESTEAD 33032 FL 20070301 20370201 ARMS No 360 360 359 390,000.00 390,000.00 First Lien - 520,000.00 130,000.00 520,000.00 520,000.00 75.00 2503204443 VALLEY STREAM 11580 NY 20070401 20370301 ARMS No 360 360 360 488,400.00 488,400.00 First Lien - 610,500.00 122,100.00 610,500.00 620,000.00 80.00 2503204477 MESA 85206 AZ 20070301 20370201 FIXED No 360 360 359 114,000.00 113,886.51 First Lien - 114,000.00 - - 205,000.00 55.61 2503204478 KAUNAKAKAI 96748 HI 20070201 20370101 ARMS No 360 360 358 350,300.00 350,300.00 First Lien - 437,900.00 87,600.00 437,900.00 437,900.00 80.00 2503204488 MIAMI 33142 FL 20070301 20370201 ARMS No 360 360 359 105,000.00 105,000.00 First Lien - 140,000.00 35,000.00 140,000.00 140,000.00 75.00 2503204502 KEIZER 97303 OR 20070301 20370201 FIXED No 360 360 359 162,400.00 162,247.35 First Lien - 162,400.00 - - 203,000.00 80.00 2503204503 PITTSBURG 94565 CA 20070301 20370201 ARMS No 360 360 359 377,600.00 377,600.00 First Lien - 472,000.00 94,400.00 472,000.00 485,000.00 80.00 2503204517 CHANHASSEN 55317 MN 20070301 20370201 ARMS No 360 360 359 680,000.00 680,000.00 First Lien - 807,500.00 127,500.00 - 850,000.00 80.00 2503204518 BRONX 10472 NY 20070301 20370201 ARMS No 360 360 359 405,000.00 405,000.00 First Lien - 513,000.00 108,000.00 - 540,000.00 75.00 2503204533 SAN DIEGO 92109 CA 20070301 20370201 ARMS No 360 360 359 296,400.00 296,400.00 First Lien - 382,456.00 86,056.00 - 425,000.00 69.74 2503204539 CATHEDRAL CITY 92234 CA 20070301 20370201 ARMS No 360 360 359 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 2503204543 HAYWARD 94541 CA 20070301 20370201 ARMS No 360 360 359 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 515,000.00 515,000.00 80.00 2503204550 STOCKTON 95205 CA 20070301 20370201 ARMS No 360 360 359 224,000.00 223,805.25 First Lien - 224,000.00 - - 280,000.00 80.00 2503204575 RIVERSIDE 92508 CA 20070301 20370201 ARMS No 360 360 359 285,600.00 285,600.00 First Lien - 357,000.00 71,400.00 357,000.00 362,000.00 80.00 2503204592 SAN PABLO 94806 CA 20070301 20370201 ARMS No 360 360 359 362,400.00 362,400.00 First Lien - 453,000.00 90,600.00 453,000.00 460,000.00 80.00 2503204593 LOS ANGELES 90062 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 480,000.00 - - 577,000.00 83.19 2503204613 CORONA 11368 NY 20070401 20370301 ARMS No 360 360 360 727,500.00 727,500.00 First Lien - 970,000.00 242,500.00 970,000.00 970,000.00 75.00 2503204624 CLAYTON 19938 DE 20070301 20370201 ARMS No 360 360 359 244,650.00 244,650.00 First Lien - 326,200.00 81,550.00 326,215.00 340,000.00 75.00 2503204634 SOUTH OZONE PARK 11420 NY 20070401 20370301 ARMS No 360 360 360 513,750.00 513,750.00 First Lien - 650,750.00 137,000.00 - 685,000.00 75.00 2503204643 COLLEGE PARK 30349 GA 20070301 20370201 ARMS No 360 360 359 115,867.00 115,867.00 First Lien - 139,041.00 23,174.00 154,490.00 165,000.00 75.00 2503204653 ROSELLE 60172 IL 20070301 20370201 ARMS No 360 360 359 128,000.00 128,000.00 First Lien - 128,000.00 - 160,000.00 160,000.00 80.00 2503204662 LONG BEACH 90810 CA 20070301 20370201 FIXED No 360 360 359 260,000.00 260,000.00 First Lien - 260,000.00 - - 438,000.00 59.36 2503204664 WASCO 93280 CA 20070401 20370301 ARMS No 360 360 360 102,500.00 102,500.00 First Lien - 102,500.00 - - 195,000.00 52.56 2503204673 KIRKLAND 98033 WA 20070301 20370201 ARMS No 360 360 359 295,000.00 295,000.00 First Lien - 295,000.00 - - 425,000.00 69.41 2503204675 SEATTLE 98104 WA 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 300,000.00 - - 439,000.00 68.34 2503204681 SANTA ANA 92704 CA 20070301 20370201 ARMS No 360 360 359 457,500.00 457,500.00 First Lien - 569,250.00 111,750.00 - 610,000.00 75.00 2503204689 MILLER PLACE 11764 NY 20070301 20370201 ARMS No 360 360 359 311,250.00 311,250.00 First Lien - 373,500.00 62,250.00 - 415,000.00 75.00 2503204693 BLYTHE 92225 CA 20070301 20370201 FIXED Yes 360 480 359 108,800.00 108,762.72 First Lien - 108,800.00 - - 128,000.00 85.00 2503204696 HONOKAA 96727 HI 20070301 20370201 FIXED No 360 360 359 365,950.00 365,539.94 First Lien - 365,950.00 - - 558,000.00 65.58 2503204697 PHOENIX 85007 AZ 20070301 20370201 ARMS No 360 360 359 432,000.00 431,618.86 First Lien - 540,000.00 108,000.00 540,000.00 540,000.00 80.00 2503204708 KISSIMMEE 34758 FL 20070301 20370201 ARMS No 360 360 359 189,900.00 189,900.00 First Lien - 257,700.00 67,800.00 271,300.00 273,000.00 70.00 2503204713 EWA BEACH 96706 HI 20070301 20370201 ARMS No 360 360 359 346,400.00 346,400.00 First Lien - 346,400.00 - - 433,000.00 80.00 2503204726 HOLLYWOOD 33020 FL 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 272,000.00 - - 340,000.00 80.00 2503204743 JACKSONVILLE 32209 FL 20070301 20370201 ARMS No 360 360 359 70,250.00 70,250.00 First Lien - 94,000.00 23,750.00 - 99,000.00 70.96 2503204745 GREENFIELD 93927 CA 20070301 20370201 ARMS No 360 360 359 266,400.00 266,400.00 First Lien - 333,000.00 66,600.00 333,000.00 335,000.00 80.00 2503204752 SAN JOSE 95117 CA 20070301 20370201 ARMS No 360 360 359 568,000.00 568,000.00 First Lien - 568,000.00 - - 710,000.00 80.00 2503204755 CHICAGO 60623 IL 20070301 20370201 ARMS No 360 360 359 231,000.00 231,000.00 First Lien - 231,000.00 - - 330,000.00 70.00 2503204758 LA PUENTE AREA 91746 CA 20070301 20370201 FIXED No 360 360 359 547,500.00 547,500.00 First Lien - 730,000.00 182,500.00 - 730,000.00 75.00 2503204759 DOWNEY 90240 CA 20070301 20370201 ARMS No 360 360 359 588,000.00 588,000.00 First Lien - 735,000.00 147,000.00 735,000.00 770,000.00 80.00 2503204762 KAHULUI 96732 HI 20070301 20370201 ARMS No 360 360 359 520,000.00 520,000.00 First Lien - 650,000.00 130,000.00 - 650,000.00 80.00 2503204767 LOS ANGELES 90044 CA 20070301 20370201 ARMS No 360 360 359 380,000.00 380,000.00 First Lien - 380,000.00 - - 475,000.00 80.00 2503204772 CHICAGO 60639 IL 20070301 20370201 ARMS No 360 360 359 225,000.00 224,820.07 First Lien - 285,000.00 60,000.00 - 300,000.00 75.00 2503204774 WESTON 33327 FL 20070301 20370201 ARMS No 360 360 359 355,000.00 355,000.00 First Lien - 355,000.00 - 710,000.00 710,000.00 50.00 2503204775 CLOVIS 93611 CA 20070301 20370201 ARMS No 360 360 359 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 515,000.00 587,500.00 80.00 2503204792 POMONA 91766 CA 20070401 20370301 ARMS No 360 360 360 279,000.00 279,000.00 First Lien - 353,400.00 74,400.00 - 372,000.00 75.00 2503204793 LITTLE ELM 75068 TX 20070301 20370201 FIXED No 360 360 359 121,093.00 120,983.53 First Lien - 164,341.00 43,248.00 172,990.00 178,000.00 70.00 2503204798 LOXAHATCHEE 33470 FL 20070301 20370201 ARMS No 360 360 359 187,425.00 187,425.00 First Lien - 249,875.00 62,450.00 249,900.00 250,000.00 75.00 2503204800 SAN DIEGO 92111 CA 20070301 20370201 ARMS No 360 360 359 274,500.00 274,500.00 First Lien - 274,500.00 - 305,000.00 305,000.00 90.00 2503204810 AVENTURA 33180 FL 20070401 20370301 FIXED No 360 360 360 240,000.00 240,000.00 First Lien - 300,000.00 60,000.00 300,000.00 300,000.00 80.00 2503204814 LAS VEGAS 89139 NV 20070301 20370201 ARMS No 360 360 359 251,250.00 251,250.00 First Lien - 318,250.00 67,000.00 - 335,000.00 75.00 2503204816 HAINES CITY 33844 FL 20070301 20370201 ARMS No 360 360 359 115,100.00 115,026.60 First Lien - 115,100.00 - - 153,500.00 74.98 2503204820 WEST PALM BEACH 33411 FL 20070301 20370201 ARMS No 360 360 359 126,742.00 126,742.00 First Lien - 160,540.00 33,798.00 168,990.00 176,000.00 75.00 2503204821 CORAL SPRINGS 33065 FL 20070301 20370201 ARMS No 360 360 359 136,000.00 136,000.00 First Lien - 136,000.00 - - 170,000.00 80.00 2503204828 VALLEY OF ENCHANTMENT 92325 CA 20070301 20370201 ARMS No 360 360 359 133,000.00 133,000.00 First Lien - 171,000.00 38,000.00 - 190,000.00 70.00 2503204830 CHICAGO 60623 IL 20070301 20370201 ARMS No 360 360 359 252,000.00 252,000.00 First Lien - 288,000.00 36,000.00 - 360,000.00 70.00 2503204832 ROYAL PALM BEACH 33411 FL 20070301 20370201 ARMS No 360 360 359 179,920.00 179,920.00 First Lien - 224,900.00 44,980.00 224,900.00 225,000.00 80.00 2503204835 CHICAGO 60641 IL 20070401 20370301 ARMS No 360 360 360 289,450.00 289,450.00 First Lien - 392,800.00 103,350.00 413,500.00 414,000.00 70.00 2503204844 CHICAGO 60624 IL 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 318,000.00 38,000.00 - 400,000.00 70.00 2503204845 ROMEOVILLE 60446 IL 20070301 20370201 ARMS No 360 360 359 187,500.00 187,500.00 First Lien - 212,500.00 25,000.00 - 250,000.00 75.00 2503204847 MADERA 93637 CA 20070301 20370201 ARMS No 360 360 359 267,336.00 267,336.00 First Lien - 334,170.00 66,834.00 334,170.00 336,000.00 80.00 2503204850 CHINO 91710 CA 20070301 20370201 ARMS No 360 360 359 393,750.00 393,750.00 First Lien - 393,750.00 - - 525,000.00 75.00 2503204852 CHATSWORTH 91311 CA 20070301 20370201 FIXED No 360 360 359 398,750.00 398,750.00 First Lien - 498,750.00 100,000.00 - 665,000.00 59.96 2503204858 PAHOA 96778 HI 20070301 20370201 ARMS No 360 360 359 182,400.00 182,400.00 First Lien - 228,000.00 45,600.00 228,000.00 228,000.00 80.00 2503204859 SUNNY ISLES BEACH 33160 FL 20070301 20370201 ARMS No 360 360 359 568,800.00 568,800.00 First Lien - 568,800.00 - 711,000.00 720,000.00 80.00 2503204860 MINNEAPOLIS 55411 MN 20070301 20370201 ARMS No 360 360 359 148,100.00 148,100.00 First Lien - 179,800.00 31,700.00 - 200,000.00 74.05 2503204869 LOS ANGELES (MISSION HILL 91345 CA 20070301 20370201 ARMS No 360 360 359 337,500.00 337,500.00 First Lien - 427,500.00 90,000.00 - 450,000.00 75.00 2503204876 MEDFORD 97501 OR 20070301 20370201 FIXED No 360 360 359 154,500.00 154,500.00 First Lien - 195,700.00 41,200.00 206,000.00 206,000.00 75.00 2503204880 SAN LUIS OBISPO 93401 CA 20070301 20370201 ARMS No 360 360 359 452,000.00 452,000.00 First Lien - 452,000.00 - - 565,000.00 80.00 2503204883 (NORTHRIDGE AREA) LOS ANG 91325 CA 20070301 20370201 ARMS No 360 360 359 605,200.00 605,200.00 First Lien - 756,500.00 151,300.00 756,500.00 770,000.00 80.00 2503204900 WOODLAND 95776 CA 20070301 20370201 ARMS No 360 360 359 387,650.00 387,650.00 First Lien - 484,550.00 96,900.00 484,605.00 484,605.00 79.99 2503204903 MORENO VALLEY 92555 CA 20070301 20370201 ARMS No 360 360 359 262,400.00 262,400.00 First Lien - 328,000.00 65,600.00 328,000.00 408,000.00 80.00 2503204904 SUSANVILLE 96130 CA 20070301 20370201 ARMS No 360 360 359 111,000.00 110,925.37 First Lien - 111,000.00 - - 148,000.00 75.00 2503204912 STOCKTON 95210 CA 20070301 20370201 ARMS No 360 360 359 268,000.00 268,000.00 First Lien - 268,000.00 - - 400,000.00 67.00 2503204917 CORAL SPRINGS 33065 FL 20070301 20370201 ARMS No 360 360 359 143,900.00 143,811.93 First Lien - 179,900.00 36,000.00 179,900.00 180,000.00 79.99 2503204922 KAILUA-KONA 96740 HI 20070301 20370201 ARMS No 360 360 359 1,512,500.00 1,512,500.00 First Lien - 1,512,500.00 - - 2,300,000.00 65.76 2503204939 WHEELING 60090 IL 20070301 20370201 ARMS No 360 360 359 299,900.00 299,900.00 First Lien - 374,900.00 75,000.00 375,000.00 375,000.00 79.97 2503204950 BRIDGEWATER 8807 NJ 20070301 20370201 FIXED No 360 360 359 622,500.00 622,076.35 First Lien - 830,000.00 207,500.00 830,000.00 830,000.00 75.00 2503204952 BRONX 10470 NY 20070301 20370201 ARMS No 360 360 359 384,000.00 384,000.00 First Lien - 456,000.00 72,000.00 480,000.00 480,000.00 80.00 2503204954 LAKE WORTH 33463 FL 20070301 20370201 ARMS No 360 360 359 198,750.00 198,750.00 First Lien - 251,750.00 53,000.00 265,000.00 278,000.00 75.00 2503204957 HOMESTEAD 33033 FL 20070301 20370201 ARMS No 360 360 359 278,400.00 278,400.00 First Lien - 348,000.00 69,600.00 348,061.00 353,065.00 79.99 2503204977 BELVIDERE 61008 IL 20070301 20370201 ARMS No 360 360 359 157,500.00 157,500.00 First Lien - 213,750.00 56,250.00 225,000.00 225,000.00 70.00 2503204979 YORBA LINDA 92886 CA 20070301 20370201 ARMS No 360 360 359 665,000.00 665,000.00 First Lien - 665,000.00 - - 950,000.00 70.00 2503204983 FULLERTON 92831 CA 20070301 20370201 ARMS No 360 360 359 448,000.00 448,000.00 First Lien - 544,000.00 96,000.00 - 640,000.00 70.00 2503204998 CHICAGO 60610 IL 20070301 20370201 ARMS No 360 360 359 377,000.00 377,000.00 First Lien - 377,000.00 - - 507,000.00 74.36 2503204999 PARK RIDGE 60068 IL 20070301 20370201 ARMS No 360 360 359 683,550.00 683,550.00 First Lien - 683,550.00 - - 1,250,000.00 54.68 2503205002 RICHMOND 94804 CA 20070301 20370201 ARMS No 360 360 359 390,000.00 390,000.00 First Lien - 390,000.00 - - 520,000.00 75.00 2503205011 NEW LENOX 60451 IL 20070301 20370201 ARMS No 360 360 359 180,000.00 179,866.41 First Lien - 180,000.00 - - 225,000.00 80.00 2503205025 ELIZABETH 7201 NJ 20070401 20370301 ARMS No 360 360 360 337,500.00 337,500.00 First Lien - 405,000.00 67,500.00 450,000.00 450,000.00 75.00 2503205028 SAN DIEGO 92120 CA 20070301 20370201 ARMS No 360 360 359 188,910.00 188,910.00 First Lien - 188,910.00 - 209,900.00 209,900.00 90.00 2503205030 TAMPA 33603 FL 20070301 20370201 ARMS No 360 360 359 176,000.00 176,000.00 First Lien - 198,000.00 22,000.00 220,000.00 220,000.00 80.00 2503205041 PHOENIX 85051 AZ 20070301 20370201 ARMS No 360 360 359 194,000.00 194,000.00 First Lien - 194,000.00 - - 230,000.00 84.35 2503205054 FREMONT 94538 CA 20070301 20370201 FIXED No 360 360 359 519,200.00 518,673.07 First Lien - 519,200.00 - 649,000.00 660,000.00 80.00 2503205057 BUFORD 30519 GA 20070301 20370201 ARMS No 360 360 359 325,500.00 325,500.00 First Lien - 465,000.00 139,500.00 465,000.00 465,000.00 70.00 2503205092 LOS BANOS 93635 CA 20070301 20370201 ARMS No 360 360 359 288,000.00 288,000.00 First Lien - 360,000.00 72,000.00 - 360,000.00 80.00 2503205096 DENVER 80205 CO 20070301 20370201 ARMS No 360 360 359 450,300.00 450,300.00 First Lien - 450,300.00 - 474,000.00 474,000.00 95.00 2503205101 PEMBROKE PINES 33028 FL 20070301 20370201 ARMS No 360 360 359 247,500.00 247,500.00 First Lien - 313,500.00 66,000.00 - 330,000.00 75.00 2503205103 HAYWARD 94545 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 480,000.00 - - 600,000.00 80.00 2503205108 HOLLYWOOD 33021 FL 20070301 20370201 ARMS No 360 360 359 152,150.00 152,150.00 First Lien - 202,850.00 50,700.00 202,900.00 215,000.00 74.99 2503205114 STUART 34997 FL 20070301 20370201 ARMS No 360 360 359 959,500.00 959,500.00 First Lien - 959,500.00 - - 1,424,000.00 67.38 2503205132 CHICAGO 60660 IL 20070301 20370201 ARMS No 360 360 359 290,000.00 289,805.02 First Lien - 290,000.00 - - 580,000.00 50.00 2503205133 DRAPER 84020 UT 20070301 20370201 ARMS No 360 360 359 412,500.00 412,500.00 First Lien - 522,500.00 110,000.00 550,000.00 600,000.00 75.00 2503205136 MODESTO 95350 CA 20070301 20370201 ARMS No 360 360 359 290,000.00 290,000.00 First Lien - 290,000.00 - - 375,500.00 77.23 2503205148 KISSIMMEE 34743 FL 20070401 20370301 ARMS No 360 360 360 266,400.00 266,400.00 First Lien - 266,400.00 - - 296,000.00 90.00 2503205153 ESTERO 33928 FL 20070301 20370201 ARMS No 360 360 359 311,250.00 310,937.17 First Lien - 415,000.00 103,750.00 415,000.00 430,000.00 75.00 2503205156 MIAMI 33193 FL 20070301 20370201 ARMS No 360 360 359 312,000.00 312,000.00 First Lien - 390,000.00 78,000.00 390,000.00 400,000.00 80.00 2503205159 HIALEAH 33012 FL 20070401 20370301 ARMS No 360 360 360 131,250.00 131,250.00 First Lien - 175,000.00 43,750.00 - 175,000.00 75.00 2503205185 MIAMI 33165 FL 20070301 20370201 ARMS No 360 360 359 355,200.00 355,200.00 First Lien - 444,000.00 88,800.00 444,000.00 444,000.00 80.00 2503205186 SALINAS 93906 CA 20070301 20370201 FIXED No 360 360 359 559,200.00 558,616.16 First Lien - 559,200.00 - 699,000.00 740,000.00 80.00 2503205190 ANTIOCH 94509 CA 20070301 20370201 ARMS No 360 360 359 540,000.00 540,000.00 First Lien - 540,000.00 - - 700,000.00 77.14 2503205200 LEHIGH ACRES 33936 FL 20070301 20370201 ARMS No 360 360 359 113,600.00 113,600.00 First Lien - 134,935.00 21,335.00 142,037.00 149,000.00 79.98 2503205204 JAMAICA 11429 NY 20070301 20370201 ARMS Yes 360 480 359 440,000.00 439,877.56 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 2503205219 HERCULES 94547 CA 20070301 20370201 ARMS No 360 360 359 341,250.00 341,250.00 First Lien - 341,250.00 - - 525,000.00 65.00 2503205238 MESA 85215 AZ 20070301 20370201 FIXED Yes 360 480 359 204,250.00 204,171.09 First Lien - 204,250.00 - - 215,000.00 95.00 2503205263 MIAMI 33175 FL 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 375,000.00 75,000.00 375,000.00 455,000.00 80.00 2503205300 ALEXANDRIA 22310 VA 20070401 20370301 ARMS No 360 360 360 307,500.00 307,500.00 First Lien - 610,000.00 302,500.00 - 610,000.00 50.41 2503205314 CHICAGO 60609 IL 20070301 20370201 ARMS No 360 360 359 211,500.00 211,500.00 First Lien - 267,900.00 56,400.00 286,868.00 284,000.00 74.47 2503205321 HESPERIA 92345 CA 20070301 20370201 FIXED No 360 360 359 293,000.00 293,000.00 First Lien - 293,000.00 - - 400,000.00 73.25 2503205330 SACRAMENTO 95815 CA 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 210,000.00 42,000.00 210,000.00 212,000.00 80.00 2503205344 WEST PALM BEACH 33401 FL 20070301 20370201 FIXED No 360 360 359 134,400.00 134,400.00 First Lien - 134,400.00 - 168,000.00 168,000.00 80.00 2503205356 VICTORVILLE AREA 92392 CA 20070301 20370201 FIXED No 360 360 359 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 2503205366 HAYWARD 94544 CA 20070301 20370201 FIXED Yes 360 480 359 446,250.00 446,027.74 First Lien - 446,250.00 - - 595,000.00 75.00 2503205372 GREEN VALLEY 85614 AZ 20070301 20370201 FIXED No 360 360 359 115,000.00 115,000.00 First Lien - 115,000.00 - - 169,000.00 68.05 2503205375 SAN JOSE 95111 CA 20070301 20370201 ARMS No 360 360 359 544,000.00 544,000.00 First Lien - 544,000.00 - - 680,000.00 80.00 2503205386 STOCKTON 95205 CA 20070301 20370201 FIXED No 360 360 359 178,000.00 178,000.00 First Lien - 178,000.00 - - 260,000.00 68.46 2503205390 RIVERSIDE 92503 CA 20070301 20370201 ARMS No 360 360 359 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 420,000.00 420,000.00 80.00 2503205395 SUNNYVALE 94086 CA 20070301 20370201 FIXED No 360 360 359 615,000.00 615,000.00 First Lien - 615,000.00 - - 820,000.00 75.00 2503205399 TOPAZ 96133 CA 20070401 20370301 FIXED No 360 360 360 204,000.00 204,000.00 First Lien - 204,000.00 - - 310,000.00 65.81 2503205402 INDIAN ROCKS BEACH 33785 FL 20070401 20370301 ARMS No 360 360 360 230,300.00 230,300.00 First Lien - 230,300.00 - 287,910.00 288,000.00 79.99 2503205403 MERIDIAN 83642 ID 20070301 20370201 ARMS No 360 360 359 366,400.00 366,400.00 First Lien - 435,100.00 68,700.00 458,000.00 510,000.00 80.00 2503205404 TARPON SPRINGS 34689 FL 20070301 20370201 ARMS No 360 360 359 492,000.00 491,625.63 First Lien - 492,000.00 - 615,000.00 615,000.00 80.00 2503205408 CORAL GABLES 33134 FL 20070301 20370201 ARMS No 360 360 359 510,000.00 510,000.00 First Lien - 680,000.00 170,000.00 680,000.00 682,000.00 75.00 2503205413 ANTIOCH 94509 CA 20070301 20370201 FIXED No 360 360 359 440,000.00 440,000.00 First Lien - 440,000.00 - - 680,000.00 64.71 2503205419 PARLIER 93648 CA 20070401 20220301 FIXED No 180 180 180 120,000.00 120,000.00 First Lien - 120,000.00 - - 250,000.00 48.00 2503205424 FAYETTEVILLE 28314 NC 20070401 20370301 FIXED No 360 360 360 128,000.00 128,000.00 First Lien - 160,000.00 32,000.00 - 160,000.00 80.00 2503205427 BAKERSFIELD 93304 CA 20070301 20370201 ARMS No 360 360 359 150,179.00 150,179.00 First Lien - 187,723.00 37,544.00 187,724.00 243,500.00 80.00 2503205449 LOS ANGELES (ENCINO AREA) 91436 CA 20070301 20370201 FIXED No 360 360 359 200,000.00 199,800.90 First Lien - 200,000.00 - - 770,000.00 25.97 2503205454 GALT 95632 CA 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 350,000.00 350,000.00 80.00 2503205458 DESERT HOT SPRINGS 92240 CA 20070301 20370201 FIXED No 360 360 359 223,200.00 223,200.00 First Lien - 279,000.00 55,800.00 279,000.00 290,000.00 80.00 2503205461 BAKERSFIELD 93307 CA 20070301 20370201 ARMS No 360 360 359 221,250.00 221,250.00 First Lien - 295,000.00 73,750.00 295,000.00 295,000.00 75.00 2503205468 PHOENIX 85040 AZ 20070301 20370201 ARMS No 360 360 359 110,400.00 110,400.00 First Lien - 131,100.00 20,700.00 - 138,000.00 80.00 2503205469 CHICAGO 60639 IL 20070401 20370301 ARMS No 360 360 360 360,000.00 360,000.00 First Lien - 480,000.00 120,000.00 480,000.00 480,000.00 75.00 2503205482 LAHAINA 96761 HI 20070301 20370301 ARMS Yes 360 480 359 448,000.00 447,811.80 First Lien - 448,000.00 - - 591,000.00 75.80 2503205484 KEAAU 96749 HI 20070301 20370201 FIXED No 360 360 359 231,350.00 231,125.14 First Lien - 231,350.00 - - 333,500.00 69.37 2503205485 HILO 96720 HI 20070301 20370201 FIXED No 360 360 359 180,000.00 179,825.05 First Lien - 180,000.00 - - 450,000.00 40.00 2503205490 EAST ORANGE 7018 NJ 20070401 20370301 FIXED No 360 360 360 240,000.00 240,000.00 First Lien - 240,000.00 - - 332,000.00 72.29 2503205492 BROOKLYN 11213 NY 20070301 20370201 ARMS No 360 360 359 429,300.00 429,300.00 First Lien - 572,400.00 143,100.00 572,400.00 600,000.00 75.00 2503205504 JAMAICA 11436 NY 20070301 20370201 ARMS No 360 360 359 585,100.00 585,100.00 First Lien - 731,350.00 146,250.00 731,400.00 735,000.00 80.00 2503205528 MIAMI 33015 FL 20070401 20370301 ARMS No 360 360 360 332,000.00 332,000.00 First Lien - 415,000.00 83,000.00 415,000.00 415,000.00 80.00 2503205538 DESTIN 32541 FL 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 340,000.00 340,000.00 80.00 2503205539 RIVERSIDE 92507 CA 20070301 20370201 ARMS No 360 360 359 221,200.00 221,200.00 First Lien - 221,200.00 - - 295,000.00 74.98 2503205544 HONOLULU 96819 HI 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 1,030,000.00 280,000.00 1,030,000.00 1,030,000.00 72.82 2503205555 RANCHO CUCAMONGA 91730 CA 20070301 20370201 ARMS No 360 360 359 404,000.00 404,000.00 First Lien - 404,000.00 - - 505,000.00 80.00 2503205556 CAPE CORAL 33904 FL 20070301 20370201 ARMS No 360 360 359 192,675.00 192,675.00 First Lien - 256,900.00 64,225.00 256,900.00 261,000.00 75.00 2503205562 YUBA CITY 95993 CA 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 - 340,000.00 80.00 2503205574 MESA 85208 AZ 20070301 20370201 ARMS No 360 360 359 200,000.00 200,000.00 First Lien - 250,000.00 50,000.00 250,000.00 250,000.00 80.00 2503205584 AMERICAN CANYON 94503 CA 20070301 20370201 ARMS No 360 360 359 528,000.00 528,000.00 First Lien - 528,000.00 - - 660,000.00 80.00 2503205585 ENUMCLAW 98022 WA 20070301 20370201 ARMS No 360 360 359 487,500.00 487,500.00 First Lien - 585,000.00 97,500.00 650,000.00 660,000.00 75.00 2503205591 PORTLAND 97220 OR 20070301 20370201 FIXED No 360 360 359 205,000.00 205,000.00 First Lien - 205,000.00 - - 243,000.00 84.36 2503205597 ALBUQUERQUE 87112 NM 20070301 20370201 FIXED No 360 360 359 158,000.00 157,880.37 First Lien - 197,500.00 39,500.00 197,500.00 203,000.00 80.00 2503205603 HONOLULU 96816 HI 20070301 20370201 ARMS Yes 360 480 359 385,000.00 384,819.41 First Lien - 385,000.00 - - 540,000.00 71.30 2503205604 WOODBRIDGE 22192 VA 20070301 20370201 ARMS No 360 360 359 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 405,000.00 411,000.00 80.00 2503205618 LOS ANGELES (ENCINO AREA) 91316 CA 20070301 20370201 ARMS No 360 360 359 616,000.00 616,000.00 First Lien - 731,500.00 115,500.00 - 775,000.00 79.48 2503205631 RIALTO 92376 CA 20070301 20370201 ARMS No 360 360 359 321,600.00 321,600.00 First Lien - 402,000.00 80,400.00 402,000.00 402,000.00 80.00 2503205641 CHINO HILLS 91709 CA 20070301 20370201 ARMS Yes 360 480 359 271,000.00 270,854.41 First Lien - 271,000.00 - - 600,000.00 45.17 2503205666 SAN DIEGO 92101 CA 20070301 20370201 ARMS No 360 360 359 328,150.00 328,150.00 First Lien - 437,530.00 109,380.00 437,538.00 500,000.00 75.00 2503205669 FORT BRAGG 95437 CA 20070301 20370201 ARMS No 360 360 359 412,500.00 412,500.00 First Lien - 467,500.00 55,000.00 - 550,000.00 75.00 2503205680 MORGAN HILL 95037 CA 20070301 20370201 ARMS No 360 360 359 355,000.00 355,000.00 First Lien - 355,000.00 - - 610,000.00 58.20 2503205687 HENDERSON 89011 NV 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 1,034,750.00 284,750.00 1,034,754.00 1,035,000.00 72.48 2503205688 STOCKTON 95219 CA 20070301 20370201 FIXED No 360 360 359 216,850.00 216,628.07 First Lien - 216,850.00 - - 390,000.00 55.60 2503205691 WINTER PARK 32792 FL 20070301 20370201 ARMS No 360 360 359 288,500.00 288,500.00 First Lien - 365,500.00 77,000.00 - 385,000.00 74.94 2503205704 SAN RAFAEL 94901 CA 20070401 20370301 ARMS No 360 360 360 450,000.00 450,000.00 First Lien - 450,000.00 - - 695,000.00 64.75 2503205705 LINDSAY 93247 CA 20070301 20370201 ARMS No 360 360 359 384,000.00 384,000.00 First Lien - 480,000.00 96,000.00 480,000.00 480,000.00 80.00 2503205708 HAYWARD 94542 CA 20070301 20370201 ARMS No 360 360 359 505,000.00 505,000.00 First Lien - 505,000.00 - - 935,000.00 54.01 2503205717 CHICAGO 60609 IL 20070301 20370201 ARMS No 360 360 359 71,000.00 71,000.00 First Lien - 71,000.00 - - 275,000.00 25.82 2503205719 HANFORD 93230 CA 20070301 20370201 ARMS No 360 360 359 187,000.00 187,000.00 First Lien - 187,000.00 - - 227,000.00 82.38 2503205724 SAINT PAUL 55119 MN 20070301 20370201 ARMS No 360 360 359 170,250.00 170,250.00 First Lien - 215,650.00 45,400.00 227,000.00 227,000.00 75.00 2503205748 MORGAN HILL 95037 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 - 500,000.00 80.00 2503205752 DETROIT 48202 MI 20070401 20370301 ARMS No 360 360 360 81,000.00 81,000.00 First Lien - 81,000.00 - - 90,000.00 90.00 2503205759 HONOLULU 96818 HI 20070301 20370201 ARMS No 360 360 359 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 455,000.00 480,000.00 80.00 2503205772 PHOENIX 85040 AZ 20070301 20370201 ARMS No 360 360 359 136,000.00 135,904.59 First Lien - 170,000.00 34,000.00 170,000.00 170,000.00 80.00 2503205775 LOS ANGELES 90047 CA 20070301 20370201 ARMS No 360 360 359 400,000.00 400,000.00 First Lien - 445,000.00 45,000.00 - 500,000.00 80.00 2503205776 SANTA ANA 92703 CA 20070301 20370201 FIXED No 360 360 359 590,000.00 589,492.02 First Lien - 590,000.00 - - 1,050,000.00 56.19 2503205787 GARDENA 90247 CA 20070401 20370301 ARMS No 360 360 360 393,750.00 393,750.00 First Lien - 498,750.00 105,000.00 - 525,000.00 75.00 2503205795 SAN LEANDRO 94577 CA 20070301 20370201 ARMS No 360 360 359 520,000.00 520,000.00 First Lien - 650,000.00 130,000.00 650,000.00 650,000.00 80.00 2503205796 ARIZONA CITY 85223 AZ 20070301 20370201 ARMS No 360 360 359 133,000.00 133,000.00 First Lien - 133,000.00 - - 179,900.00 73.93 2503205800 AGOURA HILLS 91301 CA 20070301 20370201 FIXED No 360 360 359 1,097,050.00 1,096,082.10 First Lien - 1,097,050.00 - - 2,150,000.00 51.03 2503205807 FRESNO 93727 CA 20070301 20370201 FIXED No 360 360 359 70,000.00 69,939.14 First Lien - 70,000.00 - - 264,000.00 26.52 2503205816 SANTA ANA 92701 CA 20070301 20370201 ARMS No 360 360 359 612,500.00 612,500.00 First Lien - 831,250.00 218,750.00 875,000.00 900,000.00 70.00 2503205823 HAYWARD 94544 CA 20070301 20370201 ARMS No 360 360 359 535,000.00 535,000.00 First Lien - 535,000.00 - - 925,000.00 57.84 2503205829 RIVERSIDE 92503 CA 20070301 20370201 ARMS No 360 360 359 348,000.00 348,000.00 First Lien - 413,250.00 65,250.00 - 435,000.00 80.00 2503205839 HONOLULU 96821 HI 20070301 20370201 ARMS No 360 360 359 727,500.00 727,500.00 First Lien - 970,000.00 242,500.00 - 970,000.00 75.00 2503205840 AREA OF JAMESTOWN 95327 CA 20070401 20370301 ARMS No 360 360 360 403,000.00 403,000.00 First Lien - 453,000.00 50,000.00 - 650,000.00 62.00 2503205844 FRESNO 93701 CA 20070301 20370201 FIXED No 360 360 359 116,400.00 116,294.57 First Lien - 116,400.00 - - 194,000.00 60.00 2503205860 PEMBROKE PINES 33028 FL 20070301 20370201 FIXED Yes 360 480 359 256,000.00 255,887.90 First Lien - 256,000.00 - - 356,000.00 71.91 2503205863 BRIGHTON 80601 CO 20070301 20370201 ARMS No 360 360 359 146,700.00 146,560.80 First Lien - 195,600.00 48,900.00 195,600.00 203,000.00 75.00 2503205864 LONG BEACH 90810 CA 20070301 20370201 ARMS No 360 360 359 238,000.00 238,000.00 First Lien - 238,000.00 - - 430,000.00 55.35 2503205867 ARIZONA CITY 85223 AZ 20070301 20370201 ARMS No 360 360 359 133,000.00 133,000.00 First Lien - 133,000.00 - - 179,900.00 73.93 2503205876 FAIR OAKS RANCH 78015 TX 20070301 20370201 ARMS No 360 360 359 368,000.00 367,761.48 First Lien - 437,000.00 69,000.00 460,000.00 475,000.00 80.00 2503205882 STOCKTON 95207 CA 20070301 20370201 FIXED No 360 360 359 327,000.00 326,728.77 First Lien - 327,000.00 - - 348,000.00 93.97 2503205890 SAN JOSE 95116 CA 20070301 20370201 ARMS No 360 360 359 562,700.00 562,700.00 First Lien - 633,025.00 70,325.00 703,394.00 704,000.00 80.00 2503205897 HONOLULU 96816 HI 20070301 20370201 FIXED No 360 360 359 300,000.00 300,000.00 First Lien - 300,000.00 - - 850,000.00 35.29 2503205919 WEST PALM BEACH 33403 FL 20070401 20370301 ARMS No 360 360 360 184,000.00 184,000.00 First Lien - 184,000.00 - - 230,000.00 80.00 2503205932 NORTH PROVIDENCE 2911 RI 20070301 20370201 ARMS No 360 360 359 176,000.00 176,000.00 First Lien - 176,000.00 - - 220,000.00 80.00 2503205933 BENSENVILLE 60106 IL 20070301 20370201 ARMS No 360 360 359 213,750.00 213,547.18 First Lien - 285,000.00 71,250.00 - 286,000.00 74.74 2503205941 MIAMI 33165 FL 20070301 20370201 FIXED No 360 360 359 116,250.00 116,156.02 First Lien - 139,500.00 23,250.00 155,000.00 158,000.00 75.00 2503205954 SALINAS 93905 CA 20070301 20370201 ARMS No 360 360 359 416,250.00 416,250.00 First Lien - 516,150.00 99,900.00 - 555,000.00 75.00 2503205977 ALEXANDRIA 22309 VA 20070301 20370201 ARMS No 360 360 359 216,000.00 216,000.00 First Lien - 270,000.00 54,000.00 270,000.00 270,000.00 80.00 2503205978 WEST VALLEY CITY 84119 UT 20070301 20370201 ARMS No 360 360 359 123,750.00 123,750.00 First Lien - 148,500.00 24,750.00 - 165,000.00 75.00 2503205997 DENVER 80237 CO 20070301 20370201 ARMS No 360 360 359 578,775.00 578,775.00 First Lien - 694,525.00 115,750.00 771,700.00 775,000.00 75.00 2503206003 LOS ANGELES 90022 CA 20070301 20370201 FIXED Yes 360 480 359 595,000.00 594,788.74 First Lien - 595,000.00 - - 700,000.00 85.00 2503206012 WAIPAHU 96797 HI 20070301 20370201 ARMS No 360 360 359 704,000.00 704,000.00 First Lien - 880,000.00 176,000.00 880,000.00 880,000.00 80.00 2503206019 VENTURA 93001 CA 20070301 20370201 ARMS No 360 360 359 351,200.00 351,200.00 First Lien - 439,000.00 87,800.00 439,000.00 445,000.00 80.00 2503206022 ORLANDO 32835 FL 20070301 20370201 ARMS No 360 360 359 146,150.00 146,150.00 First Lien - 194,900.00 48,750.00 194,900.00 207,000.00 74.99 2503206046 WOONSOCKET 2895 RI 20070301 20370201 FIXED No 360 360 359 123,000.00 122,891.48 First Lien - 123,000.00 - - 297,000.00 41.41 2503206047 SANTA MARIA 93458 CA 20070301 20370201 FIXED No 360 360 359 210,000.00 209,790.94 First Lien - 210,000.00 - - 360,000.00 58.33 2503206050 EVANSTON 60202 IL 20070301 20370201 FIXED No 360 360 359 137,250.00 137,130.67 First Lien - 137,250.00 - - 540,000.00 25.42 2503206053 MARYSVILLE 98270 WA 20070301 20370201 ARMS No 360 360 359 161,250.00 161,250.00 First Lien - 193,500.00 32,250.00 215,000.00 215,000.00 75.00 2503206055 POMPANO BEACH 33063 FL 20070301 20370201 ARMS No 360 360 359 206,250.00 206,076.21 First Lien - 275,000.00 68,750.00 275,000.00 280,000.00 75.00 2503206061 SANTA CLARITA 91355 CA 20070301 20370201 ARMS No 360 360 359 328,000.00 328,000.00 First Lien - 406,800.00 78,800.00 - 461,000.00 71.15 2503206063 FORT LAUDERDALE 33315 FL 20070401 20370301 ARMS No 360 360 360 356,400.00 356,400.00 First Lien - 445,500.00 89,100.00 445,500.00 445,500.00 80.00 2503206070 VISALIA 93277 CA 20070301 20220201 FIXED No 180 180 179 220,000.00 219,235.42 First Lien - 220,000.00 - - 550,000.00 40.00 2503206085 BRONXDALE 11469 NY 20070301 20370201 ARMS No 360 360 359 223,500.00 223,500.00 First Lien - 283,100.00 59,600.00 298,000.00 350,000.00 75.00 2503206100 PROVIDENCE 2907 RI 20070401 20370301 FIXED No 360 360 360 206,250.00 206,250.00 First Lien - 275,000.00 68,750.00 275,000.00 280,000.00 75.00 2503206102 LANCASTER 93536 CA 20070401 20370301 ARMS No 360 360 360 392,000.00 392,000.00 First Lien - 490,000.00 98,000.00 490,000.00 490,000.00 80.00 2503206103 CHICAGO 60622 IL 20070401 20370301 ARMS No 360 360 360 311,200.00 311,200.00 First Lien - 389,000.00 77,800.00 389,000.00 390,000.00 80.00 2503206126 LOS ANGELES 90046 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 500,000.00 First Lien - 500,000.00 - - 1,275,000.00 39.22 2503206130 TURLOCK 95380 CA 20070301 20370201 ARMS No 360 360 359 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 2503206143 (ENCINO AREA) LOS ANGELES 91316 CA 20070301 20370201 ARMS Yes 360 480 359 664,000.00 663,643.30 First Lien - 664,000.00 - - 830,000.00 80.00 2503206152 BUCKEYE 85326 AZ 20070301 20370201 FIXED No 360 360 359 280,000.00 280,000.00 First Lien - 280,000.00 - - 400,000.00 70.00 2503206155 YARROW POINT 98004 WA 20070401 20370301 ARMS No 360 360 360 1,391,250.00 1,391,250.00 First Lien - 1,507,500.00 116,250.00 1,855,000.00 1,875,000.00 75.00 2503206187 FORT LAUDERDALE 33020 FL 20070401 20370301 FIXED No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 385,000.00 77.92 2503206227 WHEATLEY HEIGHTS 11798 NY 20070401 20370301 ARMS No 360 360 360 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 405,000.00 435,000.00 80.00 2503206234 DESERT HOT SPRINGS 92240 CA 20070301 20370201 ARMS No 360 360 359 232,500.00 232,500.00 First Lien - 232,500.00 - - 310,000.00 75.00 2503206236 FORT LAUDERDALE 33311 FL 20070401 20370301 ARMS No 360 360 360 187,500.00 187,500.00 First Lien - 250,000.00 62,500.00 - 250,000.00 75.00 2503206254 CAPE CORAL 33904 FL 20070301 20370201 ARMS No 360 360 359 192,500.00 192,500.00 First Lien - 192,500.00 - - 280,000.00 68.75 2503206255 POMPANO BEACH 33064 FL 20070401 20370301 ARMS No 360 360 360 172,500.00 172,500.00 First Lien - 218,500.00 46,000.00 230,000.00 230,000.00 75.00 2503206256 MIAMI 33145 FL 20070301 20370201 ARMS No 360 360 359 405,000.00 405,000.00 First Lien - 540,000.00 135,000.00 540,000.00 550,000.00 75.00 2503206257 SACRAMENTO 95820 CA 20070401 20220301 FIXED No 180 180 180 250,000.00 250,000.00 First Lien - 250,000.00 - - 319,000.00 78.37 2503206286 SAN BERNARDINO 92411 CA 20070301 20370201 ARMS No 360 360 359 196,000.00 196,000.00 First Lien - 280,000.00 84,000.00 - 280,000.00 70.00 2503206287 MERCER ISLAND 98040 WA 20070401 20370301 ARMS No 360 360 360 1,080,000.00 1,080,000.00 First Lien - 1,080,000.00 - - 1,950,000.00 55.38 2503206292 SAN RAMON 94583 CA 20070401 20370301 ARMS No 360 360 360 562,500.00 562,500.00 First Lien - 675,000.00 112,500.00 - 750,000.00 75.00 2503206296 AMITYVILLE 11701 NY 20070401 20370301 FIXED Yes 360 480 360 281,250.00 281,250.00 First Lien - 375,000.00 93,750.00 - 375,000.00 75.00 2503206299 FREMONT 94538 CA 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 256,000.00 - - 585,000.00 43.76 2503206314 ELK GROVE 95624 CA 20070301 20370201 ARMS No 360 360 359 270,000.00 270,000.00 First Lien - 360,000.00 90,000.00 360,000.00 360,000.00 75.00 2503206323 MIAMI BEACH 33141 FL 20070301 20370201 ARMS No 360 360 359 476,250.00 476,250.00 First Lien - 635,000.00 158,750.00 635,000.00 635,000.00 75.00 2503206324 HOLLISTER 95023 CA 20070301 20370201 ARMS No 360 360 359 476,250.00 476,250.00 First Lien - 635,000.00 158,750.00 - 635,000.00 75.00 2503206333 WEST PALM BEACH 33409 FL 20070401 20370301 ARMS No 360 360 360 171,900.00 171,900.00 First Lien - 204,100.00 32,200.00 214,900.00 224,000.00 79.99 2503206340 IVINS 84738 UT 20070301 20370201 ARMS No 360 360 359 206,100.00 206,100.00 First Lien - 206,100.00 - 229,000.00 229,000.00 90.00 2503206350 SAINT PETERSBURG 33712 FL 20070301 20370201 ARMS No 360 360 359 151,800.00 151,800.00 First Lien - 206,050.00 54,250.00 216,900.00 216,900.00 69.99 2503206387 DUARTE 91010 CA 20070401 20370301 ARMS No 360 360 360 375,000.00 375,000.00 First Lien - 500,000.00 125,000.00 - 500,000.00 75.00 2503206400 MILILANI 96789 HI 20070301 20370201 ARMS No 360 360 359 608,000.00 608,000.00 First Lien - 750,000.00 142,000.00 - 760,000.00 80.00 2503206436 OZONE PARK 11416 NY 20070301 20370201 ARMS No 360 360 359 532,000.00 531,541.96 First Lien - 665,000.00 133,000.00 665,000.00 700,000.00 80.00 2503206437 LAS VEGAS 89156 NV 20070301 20370201 ARMS No 360 360 359 335,200.00 335,200.00 First Lien - 419,000.00 83,800.00 419,000.00 430,000.00 80.00 2503206439 STOCKTON 95206 CA 20070301 20370201 ARMS No 360 360 359 352,800.00 352,800.00 First Lien - 441,000.00 88,200.00 - 441,000.00 80.00 2503206472 BALDWIN 11510 NY 20070301 20370201 ARMS No 360 360 359 328,000.00 328,000.00 First Lien - 410,000.00 82,000.00 410,000.00 465,000.00 80.00 2503206490 YUBA CITY 95993 CA 20070301 20370201 ARMS No 360 360 359 220,000.00 220,000.00 First Lien - 274,000.00 54,000.00 - 275,000.00 80.00 2503206494 SAN DIEGO 92154 CA 20070301 20370201 ARMS No 360 360 359 424,000.00 424,000.00 First Lien - 524,000.00 100,000.00 - 545,000.00 77.80 2503206499 SANTA ANA 92706 CA 20070301 20370201 ARMS No 360 360 359 445,000.00 445,000.00 First Lien - 445,000.00 - - 710,000.00 62.68 2503206501 ROSEMEAD AREA 91770 CA 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 304,000.00 48,000.00 320,000.00 385,000.00 80.00 2503206504 NORTH ATTLEBORO 2760 MA 20070401 20370301 ARMS No 360 360 360 190,000.00 190,000.00 First Lien - 190,000.00 - - 320,000.00 59.38 2503206526 ORTING 98360 WA 20070301 20370201 ARMS No 360 360 359 242,400.00 242,000.00 First Lien - 303,000.00 60,600.00 303,000.00 303,000.00 80.00 2503206533 CHICAGO 60643 IL 20070401 20370301 ARMS No 360 360 360 120,000.00 120,000.00 First Lien - 152,000.00 32,000.00 160,000.00 161,000.00 75.00 2503206547 PALMDALE 93552 CA 20070301 20370201 FIXED No 360 360 359 294,000.00 294,000.00 First Lien - 294,000.00 - - 395,500.00 74.34 2503206550 PARKVILLE 21234 MD 20070301 20370201 ARMS No 360 360 359 263,700.00 263,700.00 First Lien - 263,700.00 - - 293,000.00 90.00 2503206551 MIRAMAR 33027 FL 20070401 20370301 FIXED No 360 360 360 382,500.00 382,500.00 First Lien - 382,500.00 - - 450,000.00 85.00 2503206552 BROOKLYN 11233 NY 20070301 20370201 ARMS No 360 360 359 427,500.00 427,500.00 First Lien - 570,000.00 142,500.00 570,000.00 570,000.00 75.00 2503206556 SALINAS 93905 CA 20070301 20370201 ARMS Yes 360 480 359 538,400.00 538,311.97 First Lien - 538,400.00 - - 673,000.00 80.00 2503206559 AREA OF MIRA LOMA 91752 CA 20070401 20370301 FIXED No 360 360 360 504,000.00 504,000.00 First Lien - 504,000.00 - - 760,000.00 66.32 2503206573 BRADENTON 34208 FL 20070301 20370201 FIXED No 360 360 359 186,800.00 186,631.13 First Lien - 210,150.00 23,350.00 233,500.00 245,000.00 80.00 2503206576 SACRAMENTO 95822 CA 20070301 20370201 ARMS No 360 360 359 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 - 340,000.00 80.00 2503206589 MIAMI 33127 FL 20070401 20370301 ARMS No 360 360 360 168,750.00 168,750.00 First Lien - 225,000.00 56,250.00 225,000.00 225,000.00 75.00 2503206592 WAIANAE 96792 HI 20070301 20370201 ARMS No 360 360 359 172,000.00 172,000.00 First Lien - 215,000.00 43,000.00 215,000.00 215,000.00 80.00 2503206594 RYE BROOK 10573 NY 20070301 20370201 ARMS No 360 360 359 486,000.00 486,000.00 First Lien - 486,000.00 - 810,000.00 810,000.00 60.00 2503206608 PROVIDENCE 2908 RI 20070401 20370301 FIXED No 360 360 360 195,000.00 195,000.00 First Lien - 260,000.00 65,000.00 260,000.00 295,000.00 75.00 2503206614 VAN NUYS 91405 CA 20070301 20370201 ARMS No 360 360 359 318,000.00 317,777.36 First Lien - 318,000.00 - - 520,000.00 61.15 2503206622 SAN FRANCISCO 94107 CA 20070401 20370301 ARMS No 360 360 360 600,000.00 600,000.00 First Lien - 750,000.00 150,000.00 750,000.00 750,000.00 80.00 2503206626 SOUTH BARRINGTON 60010 IL 20070301 20370201 ARMS No 360 360 359 1,216,000.00 1,216,000.00 First Lien - 1,556,000.00 340,000.00 - 1,800,000.00 67.56 2503206633 CHICAGO 60641 IL 20070301 20370201 ARMS No 360 360 359 269,430.00 269,430.00 First Lien - 384,900.00 115,470.00 384,900.00 385,000.00 70.00 2503206637 WEED 96094 CA 20070401 20370301 ARMS No 360 360 360 262,500.00 262,500.00 First Lien - 297,500.00 35,000.00 - 350,000.00 75.00 2503206638 RIVERSIDE 92504 CA 20070301 20370201 ARMS No 360 360 359 288,000.00 288,000.00 First Lien - 360,000.00 72,000.00 360,000.00 360,000.00 80.00 2503206646 LOS ANGELES 90016 CA 20070401 20370301 ARMS No 360 360 360 656,250.00 656,250.00 First Lien - 875,000.00 218,750.00 875,000.00 875,000.00 75.00 2503206656 BLACKWOOD 8012 NJ 20070401 20370301 ARMS No 360 360 360 115,500.00 115,500.00 First Lien - 156,750.00 41,250.00 165,000.00 165,000.00 70.00 2503206664 KING CITY 93930 CA 20070301 20370201 ARMS No 360 360 359 348,000.00 348,000.00 First Lien - 435,000.00 87,000.00 435,000.00 435,000.00 80.00 2503206672 SACRAMENTO 95824 CA 20070301 20370201 FIXED No 360 360 359 161,000.00 160,857.26 First Lien - 161,000.00 - - 260,000.00 61.92 2503206678 SANTEE 92071 CA 20070401 20370301 ARMS No 360 360 360 234,000.00 234,000.00 First Lien - 234,000.00 - - 320,000.00 73.13 2503206714 FLUSHING 11367 NY 20070401 20370301 FIXED No 360 360 360 450,000.00 450,000.00 First Lien - 450,000.00 - - 600,000.00 75.00 2503206721 BRIDGEWATER 8807 NJ 20070401 20370301 ARMS No 360 360 360 457,500.00 457,500.00 First Lien - 610,000.00 152,500.00 - 610,000.00 75.00 2503206723 NIBLEY 84321 UT 20070301 20370201 ARMS No 360 360 359 132,000.00 132,000.00 First Lien - 167,200.00 35,200.00 - 176,000.00 75.00 2503206724 ONTARIO 91762 CA 20070301 20370201 FIXED No 360 360 359 175,000.00 175,000.00 First Lien - 175,000.00 - - 250,000.00 70.00 2503206725 SALINAS 93905 CA 20070301 20370201 ARMS No 360 360 359 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 551,000.00 80.00 2503206745 MIAMI 33160 FL 20070301 20370201 ARMS No 360 360 359 359,200.00 359,200.00 First Lien - 449,000.00 89,800.00 449,000.00 450,000.00 80.00 2503206754 PALM CITY 34990 FL 20070301 20370201 ARMS No 360 360 359 417,600.00 417,600.00 First Lien - 469,800.00 52,200.00 - 522,000.00 80.00 2503206759 MINNEAPOLIS 55411 MN 20070301 20370201 ARMS No 360 360 359 212,000.00 212,000.00 First Lien - 265,000.00 53,000.00 265,000.00 279,000.00 80.00 2503206761 LONG BEACH 90814 CA 20070401 20370301 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 750,000.00 - - 1,900,000.00 39.47 2503206765 ORLANDO 32818 FL 20070301 20370201 ARMS No 360 360 359 132,000.00 131,885.23 First Lien - 165,000.00 33,000.00 165,000.00 206,000.00 80.00 2503206768 EL CAJON 92020 CA 20070301 20370201 ARMS No 360 360 359 507,500.00 507,500.00 First Lien - 585,400.00 77,900.00 - 725,000.00 70.00 2503206777 PLACENTIA 92870 CA 20070301 20370201 ARMS No 360 360 359 542,500.00 542,500.00 First Lien - 542,500.00 - - 775,000.00 70.00 2503206780 ALEXANDRIA 22309 VA 20070301 20370201 ARMS No 360 360 359 190,000.00 190,000.00 First Lien - 237,500.00 47,500.00 237,500.00 237,500.00 80.00 2503206783 CLARKSVILLE 21029 MD 20070301 20370201 ARMS No 360 360 359 387,200.00 387,200.00 First Lien - 484,000.00 96,800.00 - 484,000.00 80.00 2503206784 MORENO VALLEY 92551 CA 20070301 20370201 ARMS No 360 360 359 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 - 405,000.00 80.00 2503206792 CHULA VISTA 91911 CA 20070301 20370201 ARMS No 360 360 359 397,500.00 397,500.00 First Lien - 530,000.00 132,500.00 530,000.00 530,000.00 75.00 2503206793 EL PASO 79902 TX 20070401 20370301 ARMS No 360 360 360 185,500.00 185,500.00 First Lien - 251,750.00 66,250.00 - 265,000.00 70.00 2503206807 SUNSET BEACH 28468 NC 20070401 20370301 FIXED No 360 360 360 558,500.00 558,500.00 First Lien - 558,500.00 - - 925,000.00 60.38 2503206814 CHICAGO 60646 IL 20070301 20370201 FIXED No 360 360 359 427,500.00 427,142.61 First Lien - 513,000.00 85,500.00 570,000.00 570,000.00 75.00 2503206816 MIAMI 33196 FL 20070301 20370201 ARMS No 360 360 359 337,500.00 337,500.00 First Lien - 450,000.00 112,500.00 450,000.00 450,000.00 75.00 2503206825 LAS VEGAS 89113 NV 20070301 20370201 ARMS No 360 360 359 497,600.00 497,600.00 First Lien - 622,000.00 124,400.00 622,000.00 622,000.00 80.00 2503206847 MISSION VIEJO 92691 CA 20070301 20370201 ARMS No 360 360 359 318,750.00 318,750.00 First Lien - 425,000.00 106,250.00 425,000.00 425,000.00 75.00 2503206850 JAMAICA 11436 NY 20070401 20370301 ARMS No 360 360 360 328,000.00 328,000.00 First Lien - 410,000.00 82,000.00 410,000.00 420,000.00 80.00 2503206877 INGLEWOOD 90303 CA 20070301 20370201 FIXED No 360 360 359 310,000.00 310,000.00 First Lien - 310,000.00 - - 590,000.00 52.54 2503206883 OVIEDO 32765 FL 20070401 20370301 ARMS No 360 360 360 179,925.00 179,925.00 First Lien - 239,900.00 59,975.00 239,900.00 239,900.00 75.00 2503206884 CENTRAL POINT 97502 OR 20070301 20370201 ARMS No 360 360 359 532,500.00 532,500.00 First Lien - 532,500.00 - - 710,000.00 75.00 2503206885 HOLLISTER 95023 CA 20070301 20370201 ARMS No 360 360 359 650,000.00 649,466.15 First Lien - 650,000.00 - - 875,000.00 74.29 2503206890 RANCHO CUCAMONGA 91730 CA 20070301 20370201 ARMS No 360 360 359 536,000.00 536,000.00 First Lien - 536,000.00 - - 670,000.00 80.00 2503206898 CAMP VERDE 86322 AZ 20070301 20370201 FIXED No 360 360 359 180,000.00 180,000.00 First Lien - 180,000.00 - - 351,000.00 51.28 2503206901 HOLLISTER 95023 CA 20070401 20370301 ARMS No 360 360 360 525,000.00 525,000.00 First Lien - 630,000.00 105,000.00 700,000.00 702,000.00 75.00 2503206904 SUMNER 98391 WA 20070301 20370201 ARMS No 360 360 359 157,462.00 157,462.00 First Lien - 199,452.00 41,990.00 209,950.00 213,000.00 75.00 2503206905 MIAMI SHORES 33150 FL 20070301 20370201 ARMS No 360 360 359 562,500.00 562,500.00 First Lien - 750,000.00 187,500.00 750,000.00 750,000.00 75.00 2503206909 HENDERSON 89052 NV 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 575,000.00 75,000.00 - 640,000.00 78.13 2503206911 BROOKLYN 11207 NY 20070301 20370201 FIXED No 360 360 359 450,000.00 449,602.98 First Lien - 525,000.00 75,000.00 - 600,000.00 75.00 2503206912 HIALEAH 33010 FL 20070301 20370201 ARMS No 360 360 359 248,000.00 248,000.00 First Lien - 310,000.00 62,000.00 310,000.00 310,000.00 80.00 2503206914 DELTONA 32738 FL 20070301 20370201 ARMS No 360 360 359 170,100.00 170,010.23 First Lien - 170,100.00 - 189,000.00 189,000.00 90.00 2503206917 NORTH WALES 19454 PA 20070401 20370301 ARMS No 360 360 360 624,000.00 624,000.00 First Lien - 624,000.00 - 780,827.00 812,000.00 79.92 2503206918 PORTLAND 97266 OR 20070301 20370201 ARMS No 360 360 359 296,000.00 296,000.00 First Lien - 370,000.00 74,000.00 370,000.00 371,000.00 80.00 2503206920 SACRAMENTO 95832 CA 20070301 20370201 ARMS No 360 360 359 263,500.00 263,500.00 First Lien - 263,500.00 - - 310,000.00 85.00 2503206928 LOS ANGELES 90031 CA 20070301 20370201 ARMS No 360 360 359 352,000.00 352,000.00 First Lien - 440,000.00 88,000.00 440,000.00 440,000.00 80.00 2503206936 KANSAS CITY 64134 MO 20070301 20370201 ARMS No 360 360 359 70,000.00 69,939.62 First Lien - 90,000.00 20,000.00 95,000.00 95,000.00 73.68 2503206938 HOLLISTER 95023 CA 20070301 20370201 ARMS No 360 360 359 472,000.00 472,000.00 First Lien - 590,000.00 118,000.00 590,000.00 625,000.00 80.00 2503206952 SANTA ANA 92703 CA 20070301 20370201 ARMS No 360 360 359 467,000.00 467,000.00 First Lien - 584,000.00 117,000.00 - 585,000.00 79.83 2503206984 MIAMI 33177 FL 20070401 20370301 FIXED No 360 360 360 145,000.00 145,000.00 First Lien - 145,000.00 - - 266,000.00 54.51 2503207004 WESTBURY 11590 NY 20070401 20370301 ARMS No 360 360 360 338,900.00 338,900.00 First Lien - 338,900.00 - - 450,000.00 75.31 2503207018 PALERMO 95968 CA 20070301 20370201 FIXED No 360 360 359 100,000.00 99,905.11 First Lien - 100,000.00 - - 163,000.00 61.35 2503207052 PHILADELPHIA 19148 PA 20070401 20370301 ARMS No 360 360 360 135,000.00 135,000.00 First Lien - 162,000.00 27,000.00 - 180,000.00 75.00 2503207059 CHICAGO 60623 IL 20070301 20370201 ARMS No 360 360 359 245,000.00 245,000.00 First Lien - 297,500.00 52,500.00 - 350,000.00 70.00 2503207085 NEW MILFORD 6776 CT 20070401 20370301 ARMS No 360 360 360 113,600.00 113,600.00 First Lien - 113,600.00 - - 142,000.00 80.00 2503207086 SAN DIEGO 92154 CA 20070301 20370201 ARMS No 360 360 359 416,250.00 416,250.00 First Lien - 555,000.00 138,750.00 555,000.00 555,000.00 75.00 2503207089 SAN JOSE 95124 CA 20070301 20370201 ARMS No 360 360 359 900,000.00 900,000.00 First Lien - 900,000.00 - - 1,200,000.00 75.00 2503207095 MOUNT RAINIER 20712 MD 20070401 20370301 ARMS No 360 360 360 220,000.00 220,000.00 First Lien - 220,000.00 - - 379,000.00 58.05 2503207099 OCEAN CITY 21842 MD 20070301 20220201 FIXED No 180 180 179 307,700.00 306,695.87 First Lien - 307,700.00 - - 362,000.00 85.00 2503207122 ORANGE 92868 CA 20070301 20370201 ARMS No 360 360 359 508,000.00 508,000.00 First Lien - 508,000.00 - - 750,000.00 67.73 2503207128 FAIRFIELD 6890 CT 20070401 20370301 ARMS No 360 360 360 454,500.00 454,500.00 First Lien - 454,500.00 - - 505,000.00 90.00 2503207156 STOCKTON 95206 CA 20070301 20370201 ARMS No 360 360 359 316,000.00 316,000.00 First Lien - 395,000.00 79,000.00 395,000.00 395,000.00 80.00 2503207158 ORLANDO 32837 FL 20070401 20370301 FIXED No 360 360 360 420,720.00 420,720.00 First Lien - 420,720.00 - 525,900.00 547,500.00 80.00 2503207163 WEST COVINA 91790 CA 20070301 20370201 ARMS No 360 360 359 288,000.00 288,000.00 First Lien - 342,000.00 54,000.00 360,000.00 450,000.00 80.00 2503207165 MIAMI 33126 FL 20070301 20370201 FIXED No 360 360 359 220,500.00 220,280.49 First Lien - 315,000.00 94,500.00 315,000.00 320,000.00 70.00 2503207211 LAUDERHILL 33313 FL 20070301 20370201 FIXED No 360 360 359 256,500.00 256,500.00 First Lien - 256,500.00 - - 270,000.00 95.00 2503207222 CHICAGO 60624 IL 20070401 20370301 ARMS No 360 360 360 172,800.00 172,800.00 First Lien - 172,800.00 - 192,000.00 215,000.00 90.00 2503207228 RIALTO 92376 CA 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 285,000.00 - - 362,000.00 78.73 2503207243 PHOENIX 85009 AZ 20070301 20370201 FIXED No 360 360 359 140,000.00 139,874.67 First Lien - 140,000.00 - - 200,000.00 70.00 2503207268 BAKERSFIELD 93309 CA 20070301 20370201 FIXED No 360 360 359 109,000.00 108,891.28 First Lien - 109,000.00 - 179,000.00 183,000.00 60.89 2503207270 RICHMOND 94804 CA 20070301 20370201 ARMS No 360 360 359 324,000.00 324,000.00 First Lien - 405,000.00 81,000.00 405,000.00 410,000.00 80.00 2503207273 SACRAMENTO 95834 CA 20070401 20370301 FIXED No 360 360 360 284,000.00 284,000.00 First Lien - 284,000.00 - - 355,000.00 80.00 2503207295 CHALMETTE 70043 LA 20070301 20370201 ARMS No 360 360 359 99,750.00 99,750.00 First Lien - 135,375.00 35,625.00 145,500.00 142,500.00 70.00 2503207311 HOMESTEAD 33035 FL 20070401 20370301 ARMS No 360 360 360 179,242.00 179,242.00 First Lien - 215,090.00 35,848.00 238,990.00 239,000.00 75.00 2503207333 CUTLER BAY 33190 FL 20070301 20370201 ARMS No 360 360 359 198,150.00 198,150.00 First Lien - 235,300.00 37,150.00 247,690.00 250,000.00 80.00 2503207339 RICHMOND 94804 CA 20070301 20370201 ARMS No 360 360 359 344,250.00 344,250.00 First Lien - 459,000.00 114,750.00 459,000.00 465,000.00 75.00 2503207343 SALINAS 93901 CA 20070301 20370201 ARMS No 360 360 359 291,000.00 290,698.48 First Lien - 291,000.00 - - 495,000.00 58.79 2503207354 LOS ANGELES (NORTH HOLLYW 91606 CA 20070301 20370201 ARMS No 360 360 359 462,000.00 462,000.00 First Lien - 627,000.00 165,000.00 - 660,000.00 70.00 2503207359 SAINT ALBANS 11412 NY 20070401 20370301 ARMS No 360 360 360 439,200.00 439,200.00 First Lien - 549,000.00 109,800.00 549,000.00 580,000.00 80.00 2503207380 CHICAGO 60612 IL 20070301 20370201 ARMS No 360 360 359 337,500.00 337,500.00 First Lien - 450,000.00 112,500.00 450,000.00 450,000.00 75.00 2503207386 IRVINGTON 7111 NJ 20070301 20370201 ARMS No 360 360 359 318,750.00 318,750.00 First Lien - 425,000.00 106,250.00 425,000.00 425,000.00 75.00 2503207390 CHELAN 98816 WA 20070301 20370201 ARMS No 360 360 359 284,500.00 284,262.16 First Lien - 284,500.00 - - 382,000.00 74.48 2503207393 AURORA 80013 CO 20070401 20370301 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 205,000.00 37,000.00 - 210,000.00 80.00 2503207396 INGLEWOOD 90302 CA 20070301 20370201 ARMS No 360 360 359 457,500.00 457,500.00 First Lien - 610,000.00 152,500.00 610,000.00 610,000.00 75.00 2503207400 PALMDALE 93552 CA 20070301 20370201 ARMS No 360 360 359 296,800.00 296,800.00 First Lien - 371,000.00 74,200.00 371,000.00 375,000.00 80.00 2503207404 BAKERSFIELD 93312 CA 20070301 20370201 ARMS No 360 360 359 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 2503207406 FONTANA 92336 CA 20070401 20370301 ARMS No 360 360 360 496,000.00 496,000.00 First Lien - 557,000.00 61,000.00 - 620,000.00 80.00 2503207418 LOS ANGELES (SHERMAN OAKS 91423 CA 20070401 20370301 ARMS No 360 360 360 1,802,500.00 1,802,500.00 First Lien - 1,802,500.00 - - 2,575,000.00 70.00 2503207421 ROHNERT PARK 94928 CA 20070301 20370201 ARMS No 360 360 359 385,600.00 385,600.00 First Lien - 482,000.00 96,400.00 482,000.00 482,000.00 80.00 2503207437 PASADENA 91104 CA 20070301 20370201 ARMS No 360 360 359 628,000.00 628,000.00 First Lien - 785,000.00 157,000.00 785,000.00 785,000.00 80.00 2503207442 ROCKLIN 95677 CA 20070301 20370201 ARMS No 360 360 359 384,930.00 384,930.00 First Lien - 549,900.00 164,970.00 549,900.00 550,000.00 70.00 2503207459 VALLEJO 94589 CA 20070301 20370201 ARMS No 360 360 359 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 - 430,000.00 78.14 2503207470 ORLANDO 32821 FL 20070401 20370301 ARMS No 360 360 360 328,800.00 328,800.00 First Lien - 328,800.00 - - 411,000.00 80.00 2503207484 HOMESTEAD 33035 FL 20070401 20370301 ARMS No 360 360 360 179,242.00 179,242.00 First Lien - 215,090.00 35,848.00 238,990.00 240,000.00 75.00 2503207492 DENVER 80207 CO 20070301 20370201 ARMS No 360 360 359 183,750.00 183,750.00 First Lien - 220,500.00 36,750.00 - 245,000.00 75.00 2503207495 AMERICAN FORK 84003 UT 20070301 20370201 ARMS No 360 360 359 140,000.00 140,000.00 First Lien - 200,000.00 60,000.00 - 200,000.00 70.00 2503207499 RANCHO CUCAMONGA 91739 CA 20070401 20370301 ARMS No 360 360 360 780,990.00 780,990.00 First Lien - 1,180,990.00 400,000.00 1,180,990.00 1,180,990.00 66.13 2503207509 TOPANGA 90290 CA 20070401 20370301 ARMS No 360 360 360 639,000.00 639,000.00 First Lien - 639,000.00 - 710,000.00 710,000.00 90.00 2503207510 AURORA 80014 CO 20070301 20370201 ARMS No 360 360 359 118,000.00 118,000.00 First Lien - 118,000.00 - - 210,000.00 56.19 2503207512 LYNDEN 98264 WA 20070301 20370201 ARMS No 360 360 359 236,800.00 236,800.00 First Lien - 281,200.00 44,400.00 296,000.00 325,000.00 80.00 2503207517 UNION CITY 94587 CA 20070301 20370201 ARMS No 360 360 359 413,250.00 413,250.00 First Lien - 523,450.00 110,200.00 551,000.00 554,000.00 75.00 2503207530 KANEOHE 96744 HI 20070401 20370201 FIXED Yes 360 480 360 474,500.00 474,500.00 First Lien - 474,500.00 - - 730,000.00 65.00 2503207543 SAN DIEGO 92117 CA 20070301 20370201 ARMS No 360 360 359 456,000.00 456,000.00 First Lien - 456,000.00 - - 570,000.00 80.00 2503207546 WEST COVINA 91790 CA 20070301 20370201 ARMS No 360 360 359 460,000.00 460,000.00 First Lien - 517,450.00 57,450.00 - 575,000.00 80.00 2503207552 LOS ANGELES 90011 CA 20070401 20370301 FIXED No 360 360 360 429,500.00 429,500.00 First Lien - 429,500.00 - - 580,000.00 74.05 2503207559 KAHULUI 96732 HI 20070401 20370301 FIXED No 360 360 360 618,750.00 618,750.00 First Lien - 742,500.00 123,750.00 - 825,000.00 75.00 2503207591 MINNEAPOLIS 55443 MN 20070401 20370301 ARMS No 360 360 360 225,000.00 225,000.00 First Lien - 285,000.00 60,000.00 300,000.00 300,000.00 75.00 2503207602 CAPE CORAL 33914 FL 20070301 20370201 ARMS No 360 360 359 208,000.00 208,000.00 First Lien - 208,000.00 - - 265,000.00 78.49 2503207606 MIAMI 33174 FL 20070301 20370201 ARMS No 360 360 359 255,000.00 255,000.00 First Lien - 340,000.00 85,000.00 340,000.00 340,000.00 75.00 2503207607 VICTORVILLE 92392 CA 20070401 20370301 ARMS No 360 360 360 269,000.00 269,000.00 First Lien - 269,000.00 - - 340,000.00 79.12 2503207617 MIAMI 33130 FL 20070401 20370301 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 228,000.00 60,000.00 240,000.00 350,000.00 70.00 2503207630 LOS ANGELES 90002 CA 20070301 20370201 FIXED No 360 360 359 330,000.00 329,671.48 First Lien - 330,000.00 - - 494,000.00 66.80 2503207632 HENDERSON 89074 NV 20070401 20370301 ARMS No 360 360 360 152,000.00 152,000.00 First Lien - 152,000.00 - - 280,000.00 54.29 2503207637 LAS VEGAS 89107 NV 20070301 20370201 ARMS No 360 360 359 160,000.00 160,000.00 First Lien - 160,000.00 - - 203,000.00 78.82 2503207638 SANDY 84094 UT 20070301 20370201 FIXED No 360 360 359 251,250.00 251,038.29 First Lien - 301,500.00 50,250.00 - 335,000.00 75.00 2503207644 MINNEAPOLIS 55419 MN 20070301 20370201 FIXED No 360 360 359 146,000.00 145,889.68 First Lien - 179,621.00 33,621.00 - 200,000.00 73.00 2503207651 BROOKLYN 11203 NY 20070401 20370301 ARMS No 360 360 360 363,750.00 363,750.00 First Lien - 485,000.00 121,250.00 498,000.00 485,000.00 75.00 2503207659 WAILUKU 96793 HI 20070301 20370301 FIXED Yes 360 480 359 354,000.00 353,816.13 First Lien - 354,000.00 - - 620,000.00 57.10 2503207664 WALNUT CREEK 94596 CA 20070301 20370201 FIXED No 360 360 359 288,000.00 287,699.31 First Lien - 288,000.00 - 360,000.00 360,000.00 80.00 2503207666 LOS ANGELES AREA 90022 CA 20070401 20370301 ARMS No 360 360 360 326,000.00 326,000.00 First Lien - 326,000.00 - - 560,000.00 58.21 2503207702 STOCKTON 95204 CA 20070301 20370201 FIXED No 360 360 359 188,500.00 188,337.70 First Lien - 188,500.00 - - 290,000.00 65.00 2503207705 CAPITOL HEIGHTS 20743 MD 20070301 20370201 ARMS No 360 360 359 180,000.00 180,000.00 First Lien - 213,750.00 33,750.00 225,000.00 225,000.00 80.00 2503207706 LOS ANGELES 90032 CA 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 - 460,000.00 80.00 2503207708 COOPER CITY 33014 FL 20070301 20370201 ARMS No 360 360 359 474,000.00 474,000.00 First Lien - 632,000.00 158,000.00 632,000.00 632,000.00 75.00 2503207722 NORTH LAS VEGAS 89094 NV 20070301 20370201 ARMS No 360 360 359 200,800.00 200,628.80 First Lien - 238,450.00 37,650.00 251,000.00 255,000.00 80.00 2503207724 LYONS 60534 IL 20070401 20370301 ARMS No 360 360 360 187,000.00 187,000.00 First Lien - 187,000.00 - - 220,000.00 85.00 2503207726 WEST NEW YORK 7093 NJ 20070301 20370201 ARMS No 360 360 359 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 430,000.00 435,000.00 80.00 2503207753 LADY LAKE 32159 FL 20070401 20370301 ARMS No 360 360 360 184,350.00 184,350.00 First Lien - 221,200.00 36,850.00 245,854.60 335,000.00 74.98 2503207757 PORT CHARLOTTE 33948 FL 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 540,000.00 - 675,000.00 675,000.00 80.00 2503207785 LAHAINA 96761 HI 20070301 20370201 ARMS No 360 360 359 789,000.00 789,000.00 First Lien - 989,000.00 200,000.00 - 1,150,000.00 68.61 2503207792 POMONA 91767 CA 20070301 20370201 ARMS No 360 360 359 336,000.00 336,000.00 First Lien - 420,000.00 84,000.00 420,000.00 420,000.00 80.00 2503207822 CLEAR LAKE 95422 CA 20070301 20370201 ARMS No 360 360 359 252,000.00 252,000.00 First Lien - 252,000.00 - - 280,000.00 90.00 2503207823 ENCINITAS 92024 CA 20070401 20370301 ARMS No 360 360 360 350,000.00 350,000.00 First Lien - 350,000.00 - - 1,004,000.00 34.86 2503207836 FRESNO 93720 CA 20070401 20370301 ARMS No 360 360 360 288,000.00 288,000.00 First Lien - 288,000.00 - - 360,000.00 80.00 2503207840 MORGAN HILL 95037 CA 20070301 20370201 ARMS No 360 360 359 445,000.00 445,000.00 First Lien - 445,000.00 - - 600,000.00 74.17 2503207853 SUNRISE 33322 FL 20070401 20370301 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 240,000.00 - - 309,000.00 77.67 2503207855 SPRING 77380 TX 20070401 20370301 ARMS No 360 360 360 650,000.00 650,000.00 First Lien - 650,000.00 - - 828,000.00 78.50 2503207858 BRONX 10469 NY 20070401 20370301 ARMS No 360 360 360 543,750.00 543,750.00 First Lien - 633,000.00 89,250.00 - 725,000.00 75.00 2503207877 BETHEL ISLAND 94511 CA 20070301 20370201 FIXED No 360 360 359 342,800.00 342,800.00 First Lien - 342,800.00 - - 645,000.00 53.15 2503207885 SANTA ANA 92704 CA 20070301 20370201 FIXED No 360 360 359 245,000.00 245,000.00 First Lien - 245,000.00 - - 575,000.00 42.61 2503207888 CHINO HILLS 91709 CA 20070401 20370301 FIXED No 360 360 360 436,000.00 436,000.00 First Lien - 476,000.00 40,000.00 - 810,000.00 53.83 2503207889 HERCULES 94547 CA 20070301 20370201 ARMS No 360 360 359 487,000.00 487,000.00 First Lien - 487,000.00 - - 675,000.00 72.15 2503207900 CALIFORNIA CITY 93505 CA 20070401 20370301 ARMS No 360 360 360 188,000.00 188,000.00 First Lien - 188,000.00 - - 225,000.00 83.56 2503207920 JACKSONVILLE 32244 FL 20070401 20370301 ARMS No 360 360 360 156,000.00 156,000.00 First Lien - 195,000.00 39,000.00 195,000.00 195,000.00 80.00 2503207931 GREENBELT 20770 MD 20070301 20370201 ARMS No 360 360 359 131,920.00 131,807.53 First Lien - 164,900.00 32,980.00 164,900.00 168,000.00 80.00 2503207936 QUEENS VILLAGE 11428 NY 20070401 20370301 ARMS No 360 360 360 520,000.00 520,000.00 First Lien - 650,000.00 130,000.00 650,000.00 650,000.00 80.00 2503207937 HUNTINGTON BEACH 92648 CA 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 675,000.00 80.00 2503207939 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 462,000.00 462,000.00 First Lien - 522,000.00 60,000.00 - 660,000.00 70.00 2503207942 VISTA 92083 CA 20070301 20370201 FIXED No 360 360 359 260,000.00 260,000.00 First Lien - 260,000.00 - - 455,000.00 57.14 2503207949 LAS VEGAS 89101 NV 20070301 20370201 FIXED No 360 360 359 141,000.00 140,873.77 First Lien - 141,000.00 - - 225,000.00 62.67 2503207950 BAKERSFIELD 93309 CA 20070301 20370201 ARMS No 360 360 359 220,000.00 220,000.00 First Lien - 247,500.00 27,500.00 - 275,000.00 80.00 2503207989 HENDERSON 89106 NV 20070301 20370201 ARMS No 360 360 359 150,000.00 150,000.00 First Lien - 150,000.00 - - 200,000.00 75.00 2503207995 LANCASTER 93535 CA 20070301 20370201 ARMS No 360 360 359 356,250.00 356,250.00 First Lien - 403,750.00 47,500.00 - 475,000.00 75.00 2503208005 BROOKLYN CENTER 55429 MN 20070401 20370301 FIXED No 360 360 360 152,600.00 152,600.00 First Lien - 152,600.00 - - 218,000.00 70.00 2503208006 MORENO VALLEY 92553 CA 20070301 20370201 ARMS No 360 360 359 256,000.00 256,000.00 First Lien - 320,000.00 64,000.00 320,000.00 320,000.00 80.00 2503208016 PORTERVILLE 93257 CA 20070301 20370201 ARMS No 360 360 359 183,200.00 183,200.00 First Lien - 229,000.00 45,800.00 229,000.00 240,000.00 80.00 2503208020 QUOGUE 11959 NY 20070401 20370301 ARMS No 360 360 360 720,000.00 720,000.00 First Lien - 720,000.00 - - 1,500,000.00 48.00 2503208023 ORANGE 92869 CA 20070401 20370301 ARMS No 360 360 360 664,000.00 664,000.00 First Lien - 664,000.00 - - 830,000.00 80.00 2503208027 LOS ANGELES 90063 CA 20070401 20370301 ARMS No 360 360 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 450,000.00 80.00 2503208028 CHICAGO 60659 IL 20070301 20370201 ARMS No 360 360 359 298,750.00 298,750.00 First Lien - 372,150.00 73,400.00 373,460.00 390,000.00 80.00 2503208034 SONORA 95370 CA 20070401 20370301 FIXED No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 355,000.00 71.83 2503208048 SAN DIEGO 92116 CA 20070301 20370201 FIXED No 360 360 359 475,000.00 474,513.13 First Lien - 475,000.00 - - 825,000.00 57.58 2503208059 NORTH LAS VEGAS 89030 NV 20070301 20370201 ARMS No 360 360 359 145,000.00 145,000.00 First Lien - 145,000.00 - - 215,000.00 67.44 2503208063 TULARE 93274 CA 20070401 20370301 FIXED No 360 360 360 140,000.00 140,000.00 First Lien - 140,000.00 - - 193,000.00 72.54 2503208070 WYCKOFF 7481 NJ 20070401 20370301 FIXED No 360 360 360 460,000.00 460,000.00 First Lien - 460,000.00 - - 660,000.00 69.70 2503208071 FREMONT 94536 CA 20070401 20370301 ARMS No 360 360 360 315,900.00 315,900.00 First Lien - 394,900.00 79,000.00 394,900.00 400,000.00 79.99 2503208082 SAINT PAUL 55119 MN 20070401 20370301 ARMS No 360 360 360 235,000.00 235,000.00 First Lien - 293,000.00 58,000.00 293,800.00 294,000.00 79.99 2503208086 HOLLISTER 95023 CA 20070301 20370201 FIXED No 360 360 359 295,000.00 295,000.00 First Lien - 295,000.00 - - 500,000.00 59.00 2503208088 SALINAS 93906 CA 20070301 20370201 FIXED No 360 360 359 264,500.00 264,255.02 First Lien - 366,669.00 102,169.00 - 387,000.00 68.35 2503208101 BRONX 10452 NY 20070301 20370201 ARMS No 360 360 359 438,750.00 438,750.00 First Lien - 585,000.00 146,250.00 585,000.00 630,000.00 75.00 2503208107 STEVENSVILLE 21666 MD 20070401 20370301 FIXED No 360 360 360 210,000.00 210,000.00 First Lien - 210,000.00 - - 350,000.00 60.00 2503208118 HAMILTON 8610 NJ 20070301 20370201 ARMS No 360 360 359 306,000.00 305,873.05 First Lien - 306,000.00 - - 340,000.00 90.00 2503208121 KAHULUI 96732 HI 20070301 20370201 ARMS No 360 360 359 460,000.00 460,000.00 First Lien - 575,000.00 115,000.00 - 575,000.00 80.00 2503208125 MIAMI 33055 FL 20070301 20370201 ARMS No 360 360 359 280,000.00 280,000.00 First Lien - 280,000.00 - - 350,000.00 80.00 2503208127 OAKLAND 94602 CA 20070401 20370301 FIXED No 360 360 360 184,000.00 184,000.00 First Lien - 184,000.00 - - 370,000.00 49.73 2503208128 TULARE 93274 CA 20070401 20370301 FIXED No 360 360 360 136,000.00 136,000.00 First Lien - 136,000.00 - 170,000.00 193,000.00 80.00 2503208132 GLENN DALE 20769 MD 20070401 20370301 ARMS No 360 360 360 514,880.00 514,880.00 First Lien - 547,060.00 32,180.00 - 643,600.00 80.00 2503208137 BELLEVUE 98007 WA 20070301 20370201 ARMS No 360 360 359 568,000.00 567,406.98 First Lien - 568,000.00 - 710,000.00 710,000.00 80.00 2503208144 SAN JOSE 95116 CA 20070301 20370201 FIXED No 360 360 359 495,000.00 495,000.00 First Lien - 495,000.00 - - 840,000.00 58.93 2503208149 BEAUMONT 92223 CA 20070401 20370301 ARMS No 360 360 360 406,400.00 406,400.00 First Lien - 406,400.00 - - 508,000.00 80.00 2503208154 PHOENIX 85035 AZ 20070301 20370201 ARMS No 360 360 359 155,000.00 155,000.00 First Lien - 155,000.00 - - 200,000.00 77.50 2503208166 CHULA VISTA 91913 CA 20070401 20370301 ARMS No 360 360 360 432,300.00 432,300.00 First Lien - 432,300.00 - - 600,000.00 72.05 2503208169 HONOLULU 96818 HI 20070401 20370301 FIXED No 360 360 360 483,200.00 483,200.00 First Lien - 604,000.00 120,800.00 - 604,000.00 80.00 2503208170 OAKLAND PARK 33309 FL 20070401 20370301 ARMS No 360 360 360 133,600.00 133,600.00 First Lien - 167,000.00 33,400.00 167,000.00 170,000.00 80.00 2503208172 MIAMI BEACH 33139 FL 20070301 20370201 FIXED No 360 360 359 200,000.00 199,819.19 First Lien - 200,000.00 - - 400,000.00 50.00 2503208203 ZEPHYRHILLS 33541 FL 20070401 20370301 FIXED No 360 360 360 200,000.00 200,000.00 First Lien - 237,500.00 37,500.00 250,000.00 250,000.00 80.00 2503208227 CHICAGO 60639 IL 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 450,000.00 66.67 2503208230 STOCKTON 95206 CA 20070401 20370301 ARMS No 360 360 360 372,000.00 372,000.00 First Lien - 465,000.00 93,000.00 - 465,000.00 80.00 2503208263 HIALEAH 33015 FL 20070301 20370201 ARMS No 360 360 359 166,410.00 166,410.00 First Lien - 166,410.00 - 184,900.00 210,000.00 90.00 2503208267 LANCASTER 93536 CA 20070401 20370301 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 425,000.00 85,000.00 425,000.00 425,000.00 80.00 2503208275 CHICAGO 60644 IL 20070401 20370301 ARMS No 360 360 360 186,500.00 186,500.00 First Lien - 236,200.00 49,700.00 248,675.00 260,000.00 75.00 2503208286 LAKE HAVASU CITY 86406 AZ 20070401 20370301 ARMS No 360 360 360 494,000.00 494,000.00 First Lien - 494,000.00 - - 520,000.00 95.00 2503208288 LOS ANGELES 90044 CA 20070401 20370301 ARMS No 360 360 360 503,200.00 503,200.00 First Lien - 629,000.00 125,800.00 629,000.00 645,000.00 80.00 2503208291 LAS VEGAS 89120 NV 20070401 20370301 ARMS No 360 360 360 832,800.00 832,800.00 First Lien - 832,800.00 - - 1,600,000.00 52.05 2503208293 CHICAGO 60628 IL 20070401 20370301 ARMS No 360 360 360 124,000.00 124,000.00 First Lien - 147,250.00 23,250.00 155,000.00 155,000.00 80.00 2503208306 CHULA VISTA 91913 CA 20070301 20370201 ARMS No 360 360 359 461,250.00 461,250.00 First Lien - 461,250.00 - - 615,000.00 75.00 2503208307 MIAMI 33174 FL 20070401 20370301 ARMS No 360 360 360 131,250.00 131,250.00 First Lien - 175,000.00 43,750.00 175,000.00 178,000.00 75.00 2503208313 MORENO VALLEY 92553 CA 20070401 20370301 FIXED No 360 360 360 287,000.00 287,000.00 First Lien - 287,000.00 - - 410,000.00 70.00 2503208315 RIVIERA BEACH 33404 FL 20070301 20370201 ARMS No 360 360 359 435,000.00 435,000.00 First Lien - 551,000.00 116,000.00 629,000.00 580,000.00 75.00 2503208328 TAMPA 33615 FL 20070401 20370301 ARMS No 360 360 360 196,000.00 196,000.00 First Lien - 245,000.00 49,000.00 245,000.00 250,000.00 80.00 2503208329 LOS ANGELES 90006 CA 20070401 20370301 ARMS No 360 360 360 680,000.00 680,000.00 First Lien - 850,000.00 170,000.00 850,000.00 850,000.00 80.00 2503208333 CHICAGO 60645 IL 20070401 20370301 ARMS No 360 360 360 146,250.00 146,250.00 First Lien - 175,500.00 29,250.00 195,000.00 200,000.00 75.00 2503208357 ANTIOCH 94531 CA 20070401 20370301 ARMS No 360 360 360 564,000.00 564,000.00 First Lien - 634,500.00 70,500.00 - 705,000.00 80.00 2503208358 SUNNYVALE 94087 CA 20070401 20370301 ARMS No 360 360 360 716,000.00 716,000.00 First Lien - 850,250.00 134,250.00 - 895,000.00 80.00 2503208361 PALMDALE 93550 CA 20070301 20370201 ARMS No 360 360 359 232,500.00 232,500.00 First Lien - 232,500.00 - - 310,000.00 75.00 2503208371 EAST FARMINGDALE 11735 NY 20070401 20370301 ARMS No 360 360 360 392,000.00 392,000.00 First Lien - 441,000.00 49,000.00 - 490,000.00 80.00 2503208375 SALINAS 93906 CA 20070301 20370201 ARMS No 360 360 359 316,000.00 316,000.00 First Lien - 316,000.00 - - 395,000.00 80.00 2503208376 MIAMI 33161 FL 20070401 20370301 ARMS No 360 360 360 255,000.00 255,000.00 First Lien - 323,000.00 68,000.00 340,000.00 340,000.00 75.00 2503208382 HALEIWA 96712 HI 20070401 20370301 FIXED No 360 360 360 640,000.00 640,000.00 First Lien - 720,000.00 80,000.00 - 800,000.00 80.00 2503208385 SAN JOSE 95148 CA 20070301 20370201 ARMS No 360 360 359 518,000.00 518,000.00 First Lien - 627,698.00 109,698.00 - 740,000.00 70.00 2503208397 LOS ANGELES (NORTHRIDGE A 91325 CA 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - 775,000.00 775,000.00 64.52 2503208398 SURPRISE 85388 AZ 20070301 20370201 FIXED No 360 360 359 115,000.00 114,888.23 First Lien - 115,000.00 - - 236,000.00 48.73 2503208409 SAN DIEGO 92115 CA 20070301 20370201 ARMS No 360 360 359 377,600.00 377,600.00 First Lien - 377,600.00 - 472,000.00 472,000.00 80.00 2503208425 GERMANTOWN 20874 MD 20070401 20370301 ARMS No 360 360 360 216,000.00 216,000.00 First Lien - 259,200.00 43,200.00 - 288,000.00 75.00 2503208427 HAYWARD 94545 CA 20070401 20370301 ARMS No 360 360 360 304,000.00 304,000.00 First Lien - 380,000.00 76,000.00 380,000.00 440,000.00 80.00 2503208429 CALEXICO 92231 CA 20070401 20370301 ARMS No 360 360 360 210,700.00 210,700.00 First Lien - 280,900.00 70,200.00 280,990.00 295,000.00 74.98 2503208433 CHINO HILLS 91709 CA 20070401 20370301 FIXED No 360 360 360 440,000.00 440,000.00 First Lien - 440,000.00 - 550,000.00 555,000.00 80.00 2503208437 ROCHESTER HILLS 48307 MI 20070401 20370301 ARMS No 360 360 360 162,000.00 162,000.00 First Lien - 162,000.00 - - 192,000.00 84.38 2503208438 SACRAMENTO 95820 CA 20070401 20370301 ARMS No 360 360 360 220,000.00 220,000.00 First Lien - 275,000.00 55,000.00 275,000.00 275,000.00 80.00 2503208442 FULLERTON 92833 CA 20070401 20370301 ARMS No 360 360 360 672,000.00 672,000.00 First Lien - 672,000.00 - - 840,000.00 80.00 2503208447 SANTA BARBARA 93103 CA 20070301 20370201 FIXED No 360 360 359 998,000.00 997,097.79 First Lien - 998,000.00 - - 1,350,000.00 73.93 2503208468 HUNTINGTON PARK 90255 CA 20070401 20370301 ARMS No 360 360 360 456,000.00 456,000.00 First Lien - 570,000.00 114,000.00 570,000.00 575,000.00 80.00 2503208478 KEAAU 96749 HI 20070301 20370201 FIXED No 360 360 359 116,000.00 115,884.52 First Lien - 116,000.00 - - 465,000.00 24.95 2503208480 PAHOA 96778 HI 20070401 20370301 FIXED No 360 360 360 135,000.00 135,000.00 First Lien - 135,000.00 - - 290,000.00 46.55 2503208489 NORTH LAS VEGAS 89030 NV 20070301 20370201 ARMS No 360 360 359 182,400.00 182,400.00 First Lien - 216,600.00 34,200.00 230,000.00 228,000.00 80.00 2503208499 DETROIT 48235 MI 20070401 20370301 ARMS No 360 360 360 104,400.00 104,400.00 First Lien - 104,400.00 - 116,000.00 120,000.00 90.00 2503208509 FRAZIER PARK AREA 93225 CA 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 408,500.00 64,500.00 430,000.00 430,000.00 80.00 2503208516 CHICAGO 60630 IL 20070301 20370201 ARMS No 360 360 359 312,000.00 312,000.00 First Lien - 430,000.00 118,000.00 - 430,000.00 72.56 2503208529 FORT LAUDERDALE 33301 FL 20070301 20370201 ARMS Yes 360 480 359 279,920.00 279,831.31 First Lien - 349,900.00 69,980.00 349,900.00 352,000.00 80.00 2503208532 FRESNO 93722 CA 20070301 20370201 ARMS No 360 360 359 206,250.00 206,250.00 First Lien - 247,500.00 41,250.00 - 275,000.00 75.00 2503208540 UPPER MARLBORO 20772 MD 20070301 20370201 FIXED No 360 360 359 524,000.00 524,000.00 First Lien - 524,000.00 - - 655,000.00 80.00 2503208542 ROCKVILLE CENTRE 11572 NY 20070401 20370301 ARMS No 360 360 360 397,500.00 397,500.00 First Lien - 503,500.00 106,000.00 - 540,000.00 73.61 2503208543 BROOKLYN 11235 NY 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 540,000.00 80.00 2503208548 LAS VEGAS 89115 NV 20070301 20370201 ARMS No 360 360 359 243,000.00 243,000.00 First Lien - 243,000.00 - - 290,000.00 83.79 2503208563 SACRAMENTO 95815 CA 20070301 20370201 FIXED No 360 360 359 120,000.00 119,895.26 First Lien - 120,000.00 - - 285,000.00 42.11 2503208579 SIOUX FALLS 57103 SD 20070401 20370301 ARMS No 360 360 360 73,550.00 73,550.00 First Lien - 93,550.00 20,000.00 98,500.00 98,500.00 74.67 2503208580 CAPE CORAL 33991 FL 20070401 20370301 FIXED No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 250,000.00 80.00 2503208585 GARDEN GROVE 92843 CA 20070401 20370301 ARMS No 360 360 360 469,600.00 469,600.00 First Lien - 587,000.00 117,400.00 587,000.00 587,000.00 80.00 2503208586 SAN DIEGO 92126 CA 20070301 20370201 ARMS No 360 360 359 506,000.00 506,000.00 First Lien - 506,000.00 - - 650,000.00 77.85 2503208589 WILMINGTON 19808 DE 20070301 20370201 FIXED No 360 360 359 180,000.00 180,000.00 First Lien - 228,000.00 48,000.00 240,000.00 246,000.00 75.00 2503208591 BRANDON 33510 FL 20070301 20370201 FIXED No 360 360 359 231,000.00 230,839.09 First Lien - 330,000.00 99,000.00 330,000.00 330,000.00 70.00 2503208593 PROVIDENCE 2905 RI 20070401 20370301 FIXED No 360 360 360 119,000.00 119,000.00 First Lien - 170,000.00 51,000.00 - 170,000.00 70.00 2503208608 BROOKLYN 11236 NY 20070401 20370301 ARMS No 360 360 360 388,000.00 388,000.00 First Lien - 485,000.00 97,000.00 485,000.00 485,000.00 80.00 2503208613 MANTECA 95336 CA 20070401 20370301 FIXED No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 450,000.00 66.67 2503208621 PROVIDENCE 2909 RI 20070401 20370301 FIXED No 360 360 360 184,000.00 184,000.00 First Lien - 230,000.00 46,000.00 230,000.00 232,000.00 80.00 2503208622 MIRAMAR 33023 FL 20070401 20370301 FIXED No 360 360 360 175,000.00 175,000.00 First Lien - 175,000.00 - - 245,000.00 71.43 2503208623 HUNTINGTON PARK 90255 CA 20070401 20370301 FIXED No 360 360 360 417,000.00 417,000.00 First Lien - 417,000.00 - - 495,000.00 84.24 2503208625 BUENA PARK 90620 CA 20070401 20370301 ARMS No 360 360 360 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 - 600,000.00 80.00 2503208636 ORANGE 92867 CA 20070301 20370201 FIXED No 360 360 359 258,000.00 257,766.76 First Lien - 258,000.00 - - 710,000.00 36.34 2503208660 AUBURN 95602 CA 20070301 20370201 ARMS No 360 360 359 352,000.00 352,000.00 First Lien - 418,000.00 66,000.00 - 440,000.00 80.00 2503208662 PORTSMOUTH 23704 VA 20070401 20370301 ARMS No 360 360 360 96,300.00 96,300.00 First Lien - 96,300.00 - 107,000.00 107,800.00 90.00 2503208667 PHOENIX 85015 AZ 20070301 20370201 FIXED No 360 360 359 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 - 310,000.00 78.71 2503208672 WEST PALM BEACH 33409 FL 20070401 20370301 ARMS No 360 360 360 161,150.00 161,150.00 First Lien - 204,100.00 42,950.00 214,900.00 224,000.00 74.99 2503208673 SPRING VALLEY 91977 CA 20070401 20370301 ARMS No 360 360 360 295,200.00 295,200.00 First Lien - 369,000.00 73,800.00 369,000.00 390,000.00 80.00 2503208676 POMPANO BEACH 33067 FL 20070401 20370301 ARMS No 360 360 360 384,000.00 384,000.00 First Lien - 456,000.00 72,000.00 480,000.00 511,000.00 80.00 2503208677 PORTSMOUTH 23702 VA 20070401 20370301 FIXED No 360 360 360 120,400.00 120,400.00 First Lien - 120,400.00 - - 141,700.00 84.97 2503208682 BAKERSFIELD 93306 CA 20070301 20370201 ARMS No 360 360 359 203,000.00 203,000.00 First Lien - 203,000.00 - - 290,000.00 70.00 2503208699 CENTRAL ISLIP 11722 NY 20070401 20370301 ARMS No 360 360 360 292,000.00 292,000.00 First Lien - 365,000.00 73,000.00 365,000.00 365,000.00 80.00 2503208713 MINNEAPOLIS 55413 MN 20070401 20370301 ARMS No 360 360 360 170,400.00 170,400.00 First Lien - 213,000.00 42,600.00 213,000.00 213,000.00 80.00 2503208714 ELGIN 60120 IL 20070401 20370301 ARMS No 360 360 360 112,500.00 112,500.00 First Lien - 132,750.00 20,250.00 - 166,000.00 67.77 2503208715 SAN DIEGO 92114 CA 20070401 20370301 ARMS No 360 360 360 395,000.00 395,000.00 First Lien - 395,000.00 - - 495,000.00 79.80 2503208723 MIAMI 33131 FL 20070401 20370301 ARMS No 360 360 360 552,500.00 552,500.00 First Lien - 552,500.00 - 650,000.00 720,000.00 85.00 2503208726 CHINO HILLS 91709 CA 20070301 20370201 ARMS No 360 360 359 304,000.00 304,000.00 First Lien - 361,000.00 57,000.00 - 380,000.00 80.00 2503208728 SAINT PETERSBURG 33710 FL 20070401 20370301 ARMS No 360 360 360 115,000.00 115,000.00 First Lien - 115,000.00 - - 144,000.00 79.86 2503208745 RICHMOND 94801 CA 20070301 20370201 ARMS No 360 360 359 420,000.00 420,000.00 First Lien - 420,000.00 - - 525,000.00 80.00 2503208746 CERES 95307 CA 20070301 20370201 ARMS No 360 360 359 280,800.00 280,800.00 First Lien - 351,000.00 70,200.00 351,000.00 370,000.00 80.00 2503208753 VOLCANO 95689 CA 20070401 20370301 FIXED No 360 360 360 259,000.00 259,000.00 First Lien - 259,000.00 - - 530,000.00 48.87 2503208761 BANNING 92220 CA 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 305,000.00 53,000.00 - 315,000.00 80.00 2503208768 PHOENIX 85035 AZ 20070401 20370301 FIXED Yes 360 480 360 164,800.00 164,800.00 First Lien - 195,700.00 30,900.00 - 206,000.00 80.00 2503208776 EL MONTE 91732 CA 20070401 20370301 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 168,000.00 - - 435,000.00 38.62 2503208778 MINNEAPOLIS 55412 MN 20070401 20370301 ARMS No 360 360 360 156,800.00 156,800.00 First Lien - 196,000.00 39,200.00 196,000.00 196,000.00 80.00 2503208796 HACIENDA HEIGHTS AREA 91745 CA 20070401 20370301 FIXED No 360 360 360 318,000.00 318,000.00 First Lien - 318,000.00 - - 460,000.00 69.13 2503208804 LOS ANGELES 90034 CA 20070401 20370301 ARMS No 360 360 360 580,000.00 580,000.00 First Lien - 580,000.00 - - 725,000.00 80.00 2503208824 TITUSVILLE 32780 FL 20070401 20370301 FIXED No 360 360 360 152,800.00 152,800.00 First Lien - 191,000.00 38,200.00 191,000.00 191,000.00 80.00 2503208826 PROVIDENCE 2909 RI 20070401 20370301 FIXED No 360 360 360 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 2503208829 HUNTINGTON BEACH 92648 CA 20070301 20370201 FIXED No 360 360 359 1,196,250.00 1,196,250.00 First Lien - 1,196,250.00 - 1,595,000.00 1,595,000.00 75.00 2503208835 RIVERSIDE 92503 CA 20070301 20370201 ARMS No 360 360 359 344,000.00 344,000.00 First Lien - 344,000.00 - - 460,000.00 74.78 2503208842 SAN MATEO 94403 CA 20070401 20370201 FIXED Yes 360 480 360 810,000.00 810,000.00 First Lien - 970,920.00 160,920.00 - 1,080,000.00 75.00 2503208852 MARYSVILLE 95901 CA 20070401 20370301 ARMS No 360 360 360 190,800.00 190,800.00 First Lien - 190,800.00 - - 212,000.00 90.00 2503208862 BROOKLYN 11208 NY 20070401 20370301 FIXED No 360 360 360 511,000.00 511,000.00 First Lien - 693,500.00 182,500.00 - 730,000.00 70.00 2503208872 ROCKVILLE 20850 MD 20070401 20370301 ARMS No 360 360 360 423,900.00 423,900.00 First Lien - 529,850.00 105,950.00 529,900.00 545,000.00 80.00 2503208878 HOMESTEAD 33032 FL 20070401 20370301 ARMS No 360 360 360 188,250.00 188,250.00 First Lien - 251,000.00 62,750.00 251,000.00 255,000.00 75.00 2503208885 LANCASTER 93536 CA 20070401 20370301 ARMS No 360 360 360 452,000.00 452,000.00 First Lien - 565,000.00 113,000.00 - 565,000.00 80.00 2503208888 KAPAAU 96755 HI 20070301 20370201 ARMS No 360 360 359 399,500.00 399,500.00 First Lien - 399,500.00 - - 470,000.00 85.00 2503208897 BROOKLYN 11233 NY 20070401 20370301 ARMS No 360 360 360 484,400.00 484,400.00 First Lien - 605,500.00 121,100.00 605,500.00 606,000.00 80.00 2503208904 HOMESTEAD 33032 FL 20070401 20370301 ARMS No 360 360 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 2503208908 LAS VEGAS 89121 NV 20070401 20370301 ARMS No 360 360 360 198,750.00 198,750.00 First Lien - 198,750.00 - - 265,000.00 75.00 2503208918 HAWTHORNE 90250 CA 20070401 20370301 ARMS Yes 360 480 360 438,750.00 438,750.00 First Lien - 438,750.00 - - 585,000.00 75.00 2503208921 LOS ANGELES (RESEDA AREA) 91335 CA 20070301 20370301 ARMS Yes 360 480 359 310,000.00 309,890.87 First Lien - 310,000.00 - - 600,000.00 51.67 2503208923 MIAMI LAKES 33016 FL 20070401 20370301 ARMS No 360 360 360 498,750.00 498,750.00 First Lien - 665,000.00 166,250.00 665,000.00 665,000.00 75.00 2503208924 RENTON 98055 WA 20070401 20370301 ARMS No 360 360 360 153,750.00 153,750.00 First Lien - 194,750.00 41,000.00 205,000.00 205,000.00 75.00 2503208939 ORLANDO 32822 FL 20070401 20370301 ARMS No 360 360 360 133,592.00 133,592.00 First Lien - 166,990.00 33,398.00 166,990.00 173,000.00 80.00 2503208948 AREA OF BIG BEAR CITY 92314 CA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - - 225,000.00 80.00 2503208949 CHICAGO 60647 IL 20070301 20370201 FIXED No 360 360 359 181,500.00 181,371.90 First Lien - 181,500.00 - - 333,000.00 54.50 2503208955 VICTORVILLE 92394 CA 20070401 20370301 ARMS No 360 360 360 310,500.00 310,500.00 First Lien - 310,500.00 - - 345,000.00 90.00 2503208961 SYLMAR 91342 CA 20070401 20370301 ARMS No 360 360 360 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 2503208966 EL MONTE 91731 CA 20070301 20370201 FIXED No 360 360 359 400,000.00 399,623.39 First Lien - 400,000.00 - - 530,000.00 75.47 2503208972 HOFFMAN ESTATES 60192 IL 20070401 20370201 ARMS Yes 360 480 360 555,000.00 555,000.00 First Lien - 703,000.00 148,000.00 - 740,000.00 75.00 2503208976 IRVINE 92602 CA 20070401 20370301 FIXED No 360 360 360 560,000.00 560,000.00 First Lien - 630,000.00 70,000.00 700,000.00 730,000.00 80.00 2503208992 ARLINGTON HEIGHTS 60004 IL 20070401 20370301 ARMS No 360 360 360 334,000.00 334,000.00 First Lien - 334,000.00 - - 510,000.00 65.49 2503208995 SOUTH HOLLAND 60473 IL 20070401 20370301 FIXED No 360 360 360 142,500.00 142,500.00 First Lien - 190,000.00 47,500.00 190,000.00 190,000.00 75.00 2503208997 CARMICHAEL 95608 CA 20070401 20370301 FIXED No 360 360 360 265,000.00 265,000.00 First Lien - 321,000.00 56,000.00 - 357,500.00 74.13 2503209003 ALAMEDA 94501 CA 20070401 20370301 FIXED No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 645,000.00 28.68 2503209008 EWA BEACH 96706 HI 20070401 20370301 ARMS No 360 360 360 517,500.00 517,500.00 First Lien - 617,500.00 100,000.00 - 650,000.00 79.62 2503209022 THOUSAND OAKS 91230 CA 20070501 20370401 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - 794,484.00 795,000.00 62.93 2503209032 RIVERSIDE 92504 CA 20070401 20370301 ARMS No 360 360 360 308,000.00 308,000.00 First Lien - 308,000.00 - - 475,000.00 64.84 2503209040 SIMI VALLEY 93065 CA 20070401 20370301 ARMS No 360 360 360 520,000.00 520,000.00 First Lien - 520,000.00 - - 650,000.00 80.00 2503209043 AURORA 60505 IL 20070401 20370301 ARMS No 360 360 360 157,500.00 157,500.00 First Lien - 202,500.00 45,000.00 - 225,000.00 70.00 2503209046 THOUSAND OAKS 91320 CA 20070401 20370301 FIXED No 360 360 360 525,351.00 525,351.00 First Lien - 525,351.00 - 750,502.00 751,000.00 70.00 2503209048 BOCA RATON 33434 FL 20070401 20370301 ARMS No 360 360 360 628,000.00 628,000.00 First Lien - 745,750.00 117,750.00 785,000.00 785,000.00 80.00 2503209066 PICO RIVERA 90660 CA 20070301 20370201 FIXED No 360 360 359 280,000.00 280,000.00 First Lien - 280,000.00 - - 480,000.00 58.33 2503209081 ORLANDO 32811 FL 20070301 20370201 ARMS No 360 360 359 104,625.00 104,625.00 First Lien - 132,525.00 27,900.00 139,500.00 150,000.00 75.00 2503209089 CORONA 92880 CA 20070401 20370301 FIXED No 360 360 360 387,000.00 387,000.00 First Lien - 387,000.00 - - 705,000.00 54.89 2503209090 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 690,000.00 72.46 2503209092 SANTA CLARA 95051 CA 20070401 20370301 FIXED No 360 360 360 328,000.00 328,000.00 First Lien - 407,750.00 79,750.00 - 410,000.00 80.00 2503209093 SAN JOSE 95121 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 440,656.00 40,656.00 - 710,000.00 56.34 2503209095 SAN PABLO 94806 CA 20070401 20370301 ARMS No 360 360 360 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 455,000.00 455,000.00 80.00 2503209096 SAN FRANCISCO 94118 CA 20070401 20370301 ARMS No 360 360 360 511,110.00 511,110.00 First Lien - 638,887.00 127,777.00 638,888.00 638,888.00 80.00 2503209109 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 120,000.00 120,000.00 First Lien - 120,000.00 - - 550,000.00 21.82 2503209112 KNOXVILLE 37938 TN 20070301 20370201 ARMS No 360 360 359 213,750.00 213,750.00 First Lien - 285,000.00 71,250.00 285,000.00 285,000.00 75.00 2503209115 LOS ANGELES 90022 CA 20070401 20370301 ARMS No 360 360 360 396,000.00 396,000.00 First Lien - 465,000.00 69,000.00 - 495,000.00 80.00 2503209119 PORTSMOUTH 23707 VA 20070401 20370301 ARMS No 360 360 360 133,000.00 133,000.00 First Lien - 171,000.00 38,000.00 - 190,000.00 70.00 2503209121 MURRIETA 92563 CA 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 675,000.00 80.00 2503209144 WHITE WATER 92282 CA 20070401 20370301 FIXED No 360 360 360 168,000.00 168,000.00 First Lien - 240,000.00 72,000.00 240,000.00 240,000.00 70.00 2503209147 GRAIN VALLEY 64029 MO 20070401 20370301 FIXED No 360 360 360 176,250.00 176,250.00 First Lien - 223,250.00 47,000.00 235,000.00 240,000.00 75.00 2503209154 CARMICHAEL 95608 CA 20070401 20370301 FIXED No 360 360 360 416,000.00 416,000.00 First Lien - 416,000.00 - - 520,000.00 80.00 2503209169 WAIPAHU 96797 HI 20070301 20370301 FIXED Yes 360 480 359 126,000.00 125,942.90 First Lien - 126,000.00 - - 185,000.00 68.11 2503209182 DIAMOND BAR 91789 CA 20070301 20370201 ARMS No 360 360 359 428,000.00 428,000.00 First Lien - 428,000.00 - - 535,000.00 80.00 2503209184 BLOOMINGTON 92316 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 2503209206 PALM BEACH GARDENS 33410 FL 20070401 20370301 ARMS No 360 360 360 397,500.00 397,500.00 First Lien - 503,500.00 106,000.00 - 530,000.00 75.00 2503209213 SAN BERNARDINO 92405 CA 20070401 20370301 FIXED No 360 360 360 140,000.00 140,000.00 First Lien - 140,000.00 - - 295,000.00 47.46 2503209215 CANYON COUNTRY AREA 91387 CA 20070401 20370301 ARMS No 360 360 360 266,000.00 266,000.00 First Lien - 361,000.00 95,000.00 - 380,000.00 70.00 2503209216 SYLMAR AREA 91342 CA 20070401 20370301 ARMS No 360 360 360 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 515,000.00 515,000.00 80.00 2503209229 ORLANDO 32821 FL 20070501 20370401 ARMS No 360 360 360 248,850.00 248,850.00 First Lien - 248,850.00 - 331,800.00 332,000.00 75.00 2503209232 LOS ANGELES 91344 CA 20070401 20370301 FIXED No 360 360 360 508,800.00 508,800.00 First Lien - 625,800.00 117,000.00 - 636,000.00 80.00 2503209238 KANEOHE 96744 HI 20070401 20370301 ARMS No 360 360 360 441,000.00 441,000.00 First Lien - 441,000.00 - - 630,000.00 70.00 2503209239 MANTECA 95336 CA 20070301 20370201 ARMS No 360 360 359 480,000.00 480,000.00 First Lien - 480,000.00 - - 641,000.00 74.88 2503209254 TAVARES 32778 FL 20070401 20370301 ARMS No 360 360 360 252,700.00 252,700.00 First Lien - 252,700.00 - 266,000.00 266,000.00 95.00 2503209266 LOS ANGELES 90011 CA 20070401 20370301 ARMS No 360 360 360 520,000.00 520,000.00 First Lien - 650,000.00 130,000.00 650,000.00 650,000.00 80.00 2503209270 HAYWARD 94541 CA 20070401 20370301 ARMS No 360 360 360 608,000.00 608,000.00 First Lien - 760,000.00 152,000.00 760,000.00 760,000.00 80.00 2503209275 FONTANA 92336 CA 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 482,446.00 182,446.00 - 525,000.00 57.14 2503209287 ELK GROVE 95757 CA 20070401 20370301 ARMS No 360 360 360 505,000.00 505,000.00 First Lien - 505,000.00 - - 655,000.00 77.10 2503209289 LOS ANGELES 90003 CA 20070401 20370301 ARMS No 360 360 360 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 - 515,000.00 80.00 2503209300 CHARLESTON 29412 SC 20070401 20370301 ARMS No 360 360 360 306,000.00 306,000.00 First Lien - 306,000.00 - - 340,000.00 90.00 2503209302 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 550,000.00 550,000.00 First Lien - 550,000.00 - - 750,000.00 73.33 2503209306 FORT WALTON BEACH 32547 FL 20070401 20370301 FIXED No 360 360 360 136,000.00 136,000.00 First Lien - 136,000.00 - - 170,000.00 80.00 2503209312 WINSTON SALEM 27105 NC 20070401 20370301 ARMS No 360 360 360 81,900.00 81,900.00 First Lien - 86,900.00 5,000.00 100,000.00 91,000.00 90.00 2503209318 OZONE PARK 11417 NY 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 368,000.00 - - 460,000.00 80.00 2503209336 RIVERSIDE 92504 CA 20070301 20370201 FIXED No 360 360 359 380,000.00 379,687.90 First Lien - 380,000.00 - - 475,000.00 80.00 2503209346 KELSEYVILLE 95451 CA 20070401 20370201 FIXED Yes 360 480 360 216,000.00 216,000.00 First Lien - 216,000.00 - - 455,000.00 47.47 2503209354 SAINT CLOUD 34769 FL 20070401 20370301 ARMS No 360 360 360 156,000.00 156,000.00 First Lien - 156,000.00 - - 240,000.00 65.00 2503209362 JERSEY CITY 7304 NJ 20070401 20370301 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 288,000.00 48,000.00 - 320,000.00 75.00 2503209369 AREA OF COTO DE CAZA 92679 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 750,000.00 First Lien - 1,000,000.00 250,000.00 1,000,000.00 1,150,000.00 75.00 2503209370 BROOKLYN 11221 NY 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 675,000.00 80.00 2503209384 SAN JACINTO 92583 CA 20070401 20370301 FIXED No 360 360 360 165,500.00 165,500.00 First Lien - 165,500.00 - - 260,000.00 63.65 2503209387 ANTIOCH 94531 CA 20070401 20370301 ARMS No 360 360 360 611,000.00 611,000.00 First Lien - 760,133.00 149,133.00 - 850,000.00 71.88 2503209389 BELLFLOWER 90706 CA 20070401 20370301 FIXED No 360 360 360 251,000.00 251,000.00 First Lien - 251,000.00 - - 515,000.00 48.74 2503209399 SAN JACINTO 92583 CA 20070401 20370301 FIXED No 360 360 360 148,000.00 148,000.00 First Lien - 148,000.00 - - 250,000.00 59.20 2503209400 HERRIMAN 84096 UT 20070401 20370301 ARMS No 360 360 360 584,000.00 584,000.00 First Lien - 584,000.00 - - 733,000.00 79.67 2503209409 GLENDALE 91208 CA 20070401 20370301 FIXED No 360 360 360 495,000.00 495,000.00 First Lien - 495,000.00 - - 707,000.00 70.01 2503209416 WEST FRIENDSHIP 21794 MD 20070401 20370301 ARMS No 360 360 360 514,000.00 514,000.00 First Lien - 642,500.00 128,500.00 642,500.00 643,000.00 80.00 2503209418 SAINT PAUL 55106 MN 20070301 20370201 ARMS No 360 360 359 131,250.00 131,250.00 First Lien - 166,250.00 35,000.00 175,000.00 179,000.00 75.00 2503209422 SAN DIEGO 92154 CA 20070401 20370301 FIXED No 360 360 360 320,000.00 320,000.00 First Lien - 320,000.00 - - 520,000.00 61.54 2503209436 LAS VEGAS 89129 NV 20070401 20370301 ARMS No 360 360 360 325,000.00 325,000.00 First Lien - 325,000.00 - - 410,000.00 79.27 2503209452 WESTON 33327 FL 20070401 20370301 ARMS No 360 360 360 630,400.00 630,400.00 First Lien - 788,000.00 157,600.00 788,000.00 850,000.00 80.00 2503209455 VICTORVILLE 92395 CA 20070401 20370301 ARMS No 360 360 360 262,425.00 262,425.00 First Lien - 332,405.00 69,980.00 349,900.00 349,900.00 75.00 2503209457 RIVERSIDE 92506 CA 20070401 20370301 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 1,050,000.00 300,000.00 1,050,000.00 1,050,000.00 71.43 2503209464 ANTELOPE 95843 CA 20070401 20370301 FIXED No 360 360 360 340,800.00 340,800.00 First Lien - 398,800.00 58,000.00 - 426,000.00 80.00 2503209471 SAN JOSE 95111 CA 20070401 20370301 ARMS No 360 360 360 519,200.00 519,200.00 First Lien - 519,200.00 - - 649,000.00 80.00 2503209474 VICTORVILLE 92395 CA 20070401 20370301 FIXED No 360 360 360 276,450.00 276,450.00 First Lien - 276,450.00 - - 395,000.00 69.99 2503209477 SAN JOSE 95148 CA 20070401 20370301 ARMS No 360 360 360 544,000.00 544,000.00 First Lien - 544,000.00 - - 680,000.00 80.00 2503209478 FORT LAUDERDALE 33315 FL 20070401 20370301 ARMS No 360 360 360 217,350.00 217,350.00 First Lien - 310,500.00 93,150.00 310,500.00 350,000.00 70.00 2503209485 LINCOLN 95648 CA 20070401 20370301 FIXED No 360 360 360 336,000.00 336,000.00 First Lien - 336,000.00 - - 458,803.00 73.23 2503209496 APPLE VALLEY 55124 MN 20070401 20370301 ARMS No 360 360 360 212,000.00 212,000.00 First Lien - 265,000.00 53,000.00 265,000.00 265,000.00 80.00 2503209498 BROOKLYN 11206 NY 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 675,000.00 80.00 2503209504 HOMESTEAD 33030 FL 20070401 20370301 ARMS No 360 360 360 194,400.00 194,400.00 First Lien - 194,400.00 - - 243,000.00 80.00 2503209508 FORT LAUDERDALE 33318 FL 20070401 20370301 ARMS No 360 360 360 217,500.00 217,500.00 First Lien - 261,000.00 43,500.00 290,000.00 295,000.00 75.00 2503209515 PLAINFIELD 60544 IL 20070401 20370301 ARMS No 360 360 360 338,000.00 338,000.00 First Lien - 338,000.00 - - 430,000.00 78.60 2503209523 HOLLIS 11423 NY 20070401 20370301 ARMS No 360 360 360 484,000.00 484,000.00 First Lien - 605,000.00 121,000.00 605,000.00 605,000.00 80.00 2503209535 GLENDALE 91205 CA 20070401 20370301 ARMS No 360 360 360 376,000.00 376,000.00 First Lien - 470,000.00 94,000.00 470,000.00 470,000.00 80.00 2503209557 ATWATER 95301 CA 20070401 20370301 FIXED No 360 360 360 138,000.00 138,000.00 First Lien - 138,000.00 - - 255,000.00 54.12 2503209558 FONTANA 92335 CA 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 361,000.00 76,000.00 380,000.00 390,000.00 75.00 2503209564 POMONA 91766 CA 20070401 20370301 FIXED No 360 360 360 352,000.00 352,000.00 First Lien - 352,000.00 - - 635,000.00 55.43 2503209587 LOS ANGELES 90062 CA 20070401 20370301 ARMS No 360 360 360 364,000.00 364,000.00 First Lien - 455,000.00 91,000.00 455,000.00 455,000.00 80.00 2503209607 PROVIDENCE 2907 RI 20070401 20370301 ARMS No 360 360 360 261,000.00 261,000.00 First Lien - 348,000.00 87,000.00 348,000.00 348,000.00 75.00 2503209610 TUSTIN 92780 CA 20070401 20370301 FIXED No 360 360 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 640,000.00 56.25 2503209615 WAIANAE 96792 HI 20070301 20370301 FIXED Yes 360 480 359 257,000.00 256,884.32 First Lien - 257,000.00 - - 380,000.00 67.63 2503209632 JACKSONVILLE 32226 FL 20070401 20370301 ARMS No 360 360 360 216,000.00 216,000.00 First Lien - 256,500.00 40,500.00 - 270,000.00 80.00 2503209633 LAS VEGAS 89108 NV 20070301 20370201 ARMS No 360 360 359 168,000.00 168,000.00 First Lien - 168,000.00 - - 210,000.00 80.00 2503209641 PARAMOUNT 90723 CA 20070401 20370301 ARMS No 360 360 360 423,200.00 423,200.00 First Lien - 529,000.00 105,800.00 529,000.00 529,000.00 80.00 2503209646 CHESTERFIELD 23832 VA 20070401 20370301 ARMS No 360 360 360 116,250.00 116,250.00 First Lien - 139,500.00 23,250.00 - 155,000.00 75.00 2503209661 ROYAL PALM BEACH 33411 FL 20070401 20370301 ARMS No 360 360 360 217,500.00 217,500.00 First Lien - 275,500.00 58,000.00 - 290,000.00 75.00 2503209673 COACHELLA 92236 CA 20070401 20370301 ARMS Yes 360 480 360 156,000.00 156,000.00 First Lien - 156,000.00 - - 240,000.00 65.00 2503209675 VISTA 92083 CA 20070401 20370301 FIXED No 360 360 360 357,000.00 357,000.00 First Lien - 357,000.00 - - 420,000.00 85.00 2503209685 NORTH LAUDERDALE 33068 FL 20070401 20370301 ARMS No 360 360 360 242,100.00 242,100.00 First Lien - 242,100.00 - 269,000.00 280,000.00 90.00 2503209701 CHICAGO 60622 IL 20070401 20370301 ARMS No 360 360 360 517,500.00 517,500.00 First Lien - 654,000.00 136,500.00 - 690,000.00 75.00 2503209708 SALINAS 93905 CA 20070401 20370301 FIXED No 360 360 360 390,000.00 390,000.00 First Lien - 390,000.00 - - 545,000.00 71.56 2503209716 RICHMOND HILL 11419 NY 20070401 20370301 ARMS No 360 360 360 449,400.00 449,400.00 First Lien - 561,750.00 112,350.00 561,800.00 565,000.00 79.99 2503209737 BRONX 10462 NY 20070401 20370301 FIXED No 360 360 360 386,250.00 386,250.00 First Lien - 489,250.00 103,000.00 515,000.00 515,000.00 75.00 2503209739 LOS ANGELES 90043 CA 20070401 20370301 ARMS No 360 360 360 385,600.00 385,600.00 First Lien - 433,800.00 48,200.00 - 482,000.00 80.00 2503209740 CORAL SPRINGS 33065 FL 20070401 20370301 ARMS No 360 360 360 261,750.00 261,750.00 First Lien - 349,000.00 87,250.00 349,000.00 415,000.00 75.00 2503209742 INGLEWOOD 90305 CA 20070401 20370301 ARMS No 360 360 360 442,500.00 442,500.00 First Lien - 482,550.00 40,050.00 - 590,000.00 75.00 2503209749 SARASOTA 34238 FL 20070301 20370201 ARMS No 360 360 359 300,000.00 300,000.00 First Lien - 400,000.00 100,000.00 400,000.00 400,000.00 75.00 2503209755 BAKERSFIELD 93305 CA 20070401 20370301 ARMS No 360 360 360 175,700.00 175,700.00 First Lien - 175,700.00 - - 227,000.00 77.40 2503209756 MENDOTA 93640 CA 20070401 20370301 ARMS No 360 360 360 228,000.00 228,000.00 First Lien - 270,750.00 42,750.00 285,000.00 285,000.00 80.00 2503209765 AMARGOSA VALLEY 89020 NV 20070301 20370201 ARMS No 360 360 359 112,000.00 112,000.00 First Lien - 112,000.00 - - 170,000.00 65.88 2503209773 SEATTLE 98118 WA 20070401 20370301 ARMS No 360 360 360 323,500.00 323,500.00 First Lien - 323,500.00 - - 500,000.00 64.70 2503209780 LAWNDALE 90260 CA 20070401 20370301 ARMS No 360 360 360 325,000.00 325,000.00 First Lien - 325,000.00 - - 680,000.00 47.79 2503209786 SUNNY ISLES BEACH 33160 FL 20070401 20370301 ARMS No 360 360 360 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 - 350,000.00 80.00 2503209787 HOLLISTER 95023 CA 20070401 20370301 ARMS No 360 360 360 800,000.00 800,000.00 First Lien - 1,186,550.00 386,550.00 1,249,000.00 1,249,000.00 64.05 2503209818 ALGONQUIN 60102 IL 20070401 20370301 ARMS No 360 360 360 252,750.00 252,750.00 First Lien - 337,000.00 84,250.00 337,000.00 337,000.00 75.00 2503209832 MYRTLE BEACH 29579 SC 20070401 20370301 FIXED No 360 360 360 128,400.00 128,400.00 First Lien - 152,475.00 24,075.00 160,500.00 165,000.00 80.00 2503209839 SNELLVILLE 30078 GA 20070401 20370301 FIXED No 360 360 360 110,400.00 110,400.00 First Lien - 110,400.00 - - 125,000.00 88.32 2503209843 HOMESTEAD 33032 FL 20070501 20370401 ARMS No 360 360 360 268,000.00 268,000.00 First Lien - 335,000.00 67,000.00 335,000.00 335,000.00 80.00 2503209854 GARDENA 90249 CA 20070401 20370301 FIXED No 360 360 360 357,500.00 357,500.00 First Lien - 357,500.00 - - 550,000.00 65.00 2503209864 CHARLOTTE 28269 NC 20070401 20370301 ARMS No 360 360 360 280,000.00 280,000.00 First Lien - 350,000.00 70,000.00 - 350,000.00 80.00 2503209866 LOS ANGELES (PACOIMA AREA 91331 CA 20070401 20370301 FIXED No 360 360 360 231,200.00 231,200.00 First Lien - 289,000.00 57,800.00 289,000.00 289,000.00 80.00 2503209874 RANCHO CUCAMONGA 91730 CA 20070401 20370301 FIXED No 360 360 360 303,500.00 303,500.00 First Lien - 303,500.00 - - 425,000.00 71.41 2503209880 STOCKTON 95210 CA 20070401 20370301 ARMS No 360 360 360 203,000.00 203,000.00 First Lien - 203,000.00 - - 298,000.00 68.12 2503209881 CULVER CITY 90230 CA 20070401 20370301 FIXED No 360 360 360 504,000.00 504,000.00 First Lien - 672,000.00 168,000.00 - 672,000.00 75.00 2503209883 NORTH LAS VEGAS 89031 NV 20070401 20370301 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 340,000.00 - - 430,000.00 79.07 2503209889 WILLOWBROOK 60527 IL 20070401 20370301 ARMS No 360 360 360 117,750.00 117,750.00 First Lien - 157,000.00 39,250.00 157,000.00 158,000.00 75.00 2503209891 LEHIGH ACRES 33971 FL 20070401 20370301 FIXED No 360 360 360 259,200.00 259,200.00 First Lien - 259,200.00 - - 324,000.00 80.00 2503209896 KEAAU 96749 HI 20070401 20370301 FIXED No 360 360 360 221,600.00 221,600.00 First Lien - 221,600.00 - - 277,000.00 80.00 2503209907 POMONA 91767 CA 20070401 20370301 FIXED No 360 360 360 189,750.00 189,750.00 First Lien - 253,000.00 63,250.00 253,000.00 290,000.00 75.00 2503209931 HIALEAH 33014 FL 20070401 20370301 ARMS No 360 360 360 149,592.00 149,592.00 First Lien - 186,990.00 37,398.00 186,990.00 191,000.00 80.00 2503209937 SAN JOSE 95111 CA 20070401 20370301 ARMS No 360 360 360 385,000.00 385,000.00 First Lien - 385,000.00 - - 680,000.00 56.62 2503209942 HICKSVILLE 11801 NY 20070401 20370301 ARMS Yes 360 480 360 442,450.00 442,450.00 First Lien - 553,100.00 110,650.00 553,100.00 555,000.00 79.99 2503209945 PORTSMOUTH 23707 VA 20070401 20370301 ARMS No 360 360 360 175,000.00 175,000.00 First Lien - 200,000.00 25,000.00 - 250,000.00 70.00 2503209958 SAN FRANCISCO 94131 CA 20070401 20370301 ARMS No 360 360 360 332,000.00 332,000.00 First Lien - 332,000.00 - - 515,000.00 64.47 2503209971 DAVIE 33328 FL 20070401 20370301 ARMS No 360 360 360 150,500.00 150,500.00 First Lien - 204,250.00 53,750.00 215,000.00 263,000.00 70.00 2503209975 WALDORF 20603 MD 20070401 20370301 ARMS No 360 360 360 408,000.00 408,000.00 First Lien - 408,000.00 - - 510,000.00 80.00 2503209984 PICO RIVERA 90660 CA 20070401 20370301 ARMS No 360 360 360 294,000.00 294,000.00 First Lien - 420,000.00 126,000.00 420,000.00 425,000.00 70.00 2503209992 COVINA AREA 91722 CA 20070401 20370301 FIXED No 360 360 360 260,000.00 260,000.00 First Lien - 260,000.00 - - 489,000.00 53.17 2503209994 CORONA 92880 CA 20070401 20370301 ARMS No 360 360 360 494,400.00 494,400.00 First Lien - 618,000.00 123,600.00 618,000.00 650,000.00 80.00 2503209998 HAWTHORNE 90250 CA 20070401 20370301 ARMS No 360 360 360 427,920.00 427,920.00 First Lien - 534,900.00 106,980.00 534,900.00 545,000.00 80.00 2503210000 DUNN LORING 22027 VA 20070401 20370301 FIXED No 360 360 360 690,000.00 690,000.00 First Lien - 690,000.00 - - 1,050,000.00 65.71 2503210002 MIAMI 33131 FL 20070301 20370201 ARMS No 360 360 359 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 305,000.00 569,600.00 80.00 2503210019 OAKLAND 94602 CA 20070401 20370201 FIXED Yes 360 480 360 584,000.00 584,000.00 First Lien - 693,500.00 109,500.00 - 730,000.00 80.00 2503210030 MIAMI 33176 FL 20070401 20370301 ARMS No 360 360 360 119,250.00 119,250.00 First Lien - 159,000.00 39,750.00 159,000.00 168,000.00 75.00 2503210031 PEMBROKE PINES 33025 FL 20070401 20370301 ARMS No 360 360 360 118,000.00 118,000.00 First Lien - 118,000.00 - - 160,000.00 73.75 2503210042 RENO 89523 NV 20070401 20370301 ARMS No 360 360 360 347,000.00 347,000.00 First Lien - 347,000.00 - - 625,000.00 55.52 2503210043 MORENO VALLEY 92557 CA 20070401 20370301 FIXED No 360 360 360 391,000.00 391,000.00 First Lien - 391,000.00 - - 460,000.00 85.00 2503210044 EL CAJON 92021 CA 20070401 20370301 FIXED No 360 360 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 455,000.00 79.12 2503210061 VALLEJO 94591 CA 20070401 20370301 FIXED No 360 360 360 254,000.00 254,000.00 First Lien - 254,000.00 - - 350,000.00 72.57 2503210069 AIEA 96701 HI 20070401 20370301 FIXED No 360 360 360 482,000.00 482,000.00 First Lien - 482,000.00 - - 830,000.00 58.07 2503210072 OAKLEY 94561 CA 20070401 20370301 FIXED No 360 360 360 191,000.00 191,000.00 First Lien - 191,000.00 - - 442,000.00 43.21 2503210077 CHICAGO 60636 IL 20070401 20370301 ARMS No 360 360 360 120,000.00 120,000.00 First Lien - 152,000.00 32,000.00 160,000.00 165,000.00 75.00 2503210078 HERCULES 94547 CA 20070401 20370301 ARMS No 360 360 360 452,800.00 452,800.00 First Lien - 537,700.00 84,900.00 566,000.00 575,000.00 80.00 2503210097 AUBURN 98001 WA 20070401 20370301 ARMS No 360 360 360 352,950.00 352,950.00 First Lien - 441,150.00 88,200.00 441,200.00 448,000.00 80.00 2503210111 CHICAGO 60647 IL 20070401 20220301 FIXED No 180 180 180 180,000.00 180,000.00 First Lien - 180,000.00 - - 390,000.00 46.15 2503210121 STANTON 90680 CA 20070401 20370301 FIXED No 360 360 360 496,000.00 496,000.00 First Lien - 496,000.00 - - 620,000.00 80.00 2503210125 RICHMOND 23223 VA 20070401 20370301 ARMS No 360 360 360 128,000.00 128,000.00 First Lien - 160,000.00 32,000.00 160,000.00 165,000.00 80.00 2503210134 VICTORVILLE 92395 CA 20070401 20370301 ARMS No 360 360 360 216,000.00 216,000.00 First Lien - 270,000.00 54,000.00 - 270,000.00 80.00 2503210138 DOWNEY 90241 CA 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 385,000.00 77.92 2503210140 WALDORF 20603 MD 20070401 20370301 ARMS No 360 360 360 346,750.00 346,750.00 First Lien - 346,750.00 - - 365,000.00 95.00 2503210142 WOLCOTT 6716 CT 20070401 20370301 FIXED No 360 360 360 142,500.00 142,500.00 First Lien - 142,500.00 - - 190,000.00 75.00 2503210147 LOS ANGELES AREA 90059 CA 20070401 20370301 ARMS No 360 360 360 273,000.00 273,000.00 First Lien - 390,000.00 117,000.00 390,000.00 390,000.00 70.00 2503210159 SANTA CLARITA 91387 CA 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 525,000.00 105,000.00 525,000.00 540,000.00 80.00 2503210184 GREENFIELD 93927 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 2503210189 BROOKLYN 11205 NY 20070401 20370301 ARMS No 360 360 360 517,500.00 517,500.00 First Lien - 655,500.00 138,000.00 690,000.00 690,000.00 75.00 2503210190 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 528,000.00 528,000.00 First Lien - 528,000.00 - - 660,000.00 80.00 2503210210 NEWPORT NEWS 23607 VA 20070401 20370301 FIXED No 360 360 360 162,000.00 162,000.00 First Lien - 162,000.00 - 180,000.00 181,600.00 90.00 2503210212 NAPLES 34112 FL 20070401 20370301 ARMS No 360 360 360 284,500.00 284,500.00 First Lien - 284,500.00 - - 335,000.00 84.93 2503210217 MONTGOMERY 60538 IL 20070401 20370301 ARMS No 360 360 360 128,150.00 128,150.00 First Lien - 128,150.00 - 134,900.00 135,000.00 95.00 2503210231 STONE PARK 60165 IL 20070401 20370301 FIXED No 360 360 360 149,000.00 149,000.00 First Lien - 249,900.00 100,900.00 249,900.00 250,000.00 59.62 2503210233 LAS VEGAS 89144 NV 20070401 20370301 ARMS No 360 360 360 312,000.00 312,000.00 First Lien - 390,000.00 78,000.00 - 390,000.00 80.00 2503210243 APPLE VALLEY 92307 CA 20070401 20370301 ARMS No 360 360 360 248,500.00 248,500.00 First Lien - 355,000.00 106,500.00 - 355,000.00 70.00 2503210257 JAMAICA 11433 NY 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 575,000.00 115,000.00 575,000.00 585,000.00 80.00 2503210268 FRESNO 93702 CA 20070401 20370301 ARMS No 360 360 360 110,500.00 110,500.00 First Lien - 110,500.00 - 130,000.00 130,000.00 85.00 2503210275 LOS ANGELES (SYLMAR AREA) 91342 CA 20070401 20370301 ARMS No 360 360 360 464,000.00 464,000.00 First Lien - 580,000.00 116,000.00 580,000.00 580,000.00 80.00 2503210287 STOCKTON 95209 CA 20070401 20370301 ARMS No 360 360 360 301,600.00 301,600.00 First Lien - 377,000.00 75,400.00 377,000.00 380,000.00 80.00 2503210288 HIALEAH 33018 FL 20070401 20370301 FIXED Yes 360 480 360 289,000.00 289,000.00 First Lien - 289,000.00 - - 350,000.00 82.57 2503210293 CORAL GABLES 33134 FL 20070401 20370301 ARMS No 360 360 360 172,400.00 172,400.00 First Lien - 206,850.00 34,450.00 229,900.00 229,900.00 74.99 2503210296 ORLANDO 32818 FL 20070401 20370301 ARMS No 360 360 360 163,500.00 163,500.00 First Lien - 207,100.00 43,600.00 - 218,000.00 75.00 2503210297 BELL GARDENS 90201 CA 20070401 20370301 ARMS No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 340,000.00 75.00 2503210303 LONG BEACH 90805 CA 20070401 20370301 ARMS No 360 360 360 338,250.00 338,250.00 First Lien - 451,000.00 112,750.00 451,000.00 451,000.00 75.00 2503210320 SACRAMENTO 95832 CA 20070401 20370301 ARMS No 360 360 360 202,000.00 202,000.00 First Lien - 202,000.00 - - 265,000.00 76.23 2503210342 MIAMI 33134 FL 20070401 20370301 FIXED No 360 360 360 167,700.00 167,700.00 First Lien - 223,600.00 55,900.00 223,600.00 225,000.00 75.00 2503210346 KENT 98031 WA 20070401 20370301 ARMS No 360 360 360 263,000.00 263,000.00 First Lien - 263,000.00 - - 317,000.00 82.97 2503210348 BROOKLYN 11208 NY 20070401 20370301 ARMS No 360 360 360 442,450.00 442,450.00 First Lien - 553,100.00 110,650.00 553,100.00 590,000.00 79.99 2503210350 HUNTINGTON PARK 90256 CA 20070401 20370301 ARMS No 360 360 360 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 400,000.00 420,000.00 80.00 2503210365 KIRKLAND 98034 WA 20070401 20370301 FIXED No 360 360 360 278,000.00 278,000.00 First Lien - 278,000.00 - - 375,000.00 74.13 2503210377 RUSKIN 33570 FL 20070401 20370301 FIXED No 360 360 360 137,000.00 137,000.00 First Lien - 137,000.00 - - 260,000.00 52.69 2503210390 SAN MARCOS 92069 CA 20070401 20370301 FIXED No 360 360 360 442,000.00 442,000.00 First Lien - 442,000.00 - - 520,000.00 85.00 2503210391 CITRUS HEIGHTS 95621 CA 20070401 20370301 FIXED No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 335,000.00 55.22 2503210393 SNOHOMISH 98296 WA 20070401 20370301 ARMS No 360 360 360 599,200.00 599,200.00 First Lien - 749,000.00 149,800.00 749,000.00 801,000.00 80.00 2503210404 OAKLAND 94621 CA 20070401 20370301 ARMS No 360 360 360 250,000.00 250,000.00 First Lien - 250,000.00 - - 555,000.00 45.05 2503210406 LOS ANGELES (WEST HILLS A 91307 CA 20070401 20370301 ARMS No 360 360 360 572,000.00 572,000.00 First Lien - 715,000.00 143,000.00 715,000.00 800,000.00 80.00 2503210409 LAKEWOOD 90712 CA 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 517,500.00 57,500.00 - 575,000.00 80.00 2503210421 MAPLE VALLEY 98038 WA 20070401 20370301 FIXED No 360 360 360 286,500.00 286,500.00 First Lien - 286,500.00 - - 359,000.00 79.81 2503210445 MIAMI 33150 FL 20070401 20370301 FIXED No 360 360 360 134,000.00 134,000.00 First Lien - 134,000.00 - - 290,000.00 46.21 2503210451 CAPE CORAL 33914 FL 20070401 20370301 ARMS No 360 360 360 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 600,000.00 601,000.00 80.00 2503210457 HONOLULU 96817 HI 20070401 20370301 FIXED No 360 360 360 216,000.00 216,000.00 First Lien - 270,000.00 54,000.00 270,000.00 278,000.00 80.00 2503210458 COVINA 91724 CA 20070401 20370301 ARMS No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 565,000.00 66.37 2503210465 LAS VEGAS 89178 NV 20070401 20370301 ARMS No 360 360 360 498,688.00 498,688.00 First Lien - 623,360.00 124,672.00 623,360.00 624,000.00 80.00 2503210469 SAN DIEGO 92114 CA 20070401 20370301 FIXED No 360 360 360 336,500.00 336,500.00 First Lien - 336,500.00 - - 475,000.00 70.84 2503210487 ROYAL PALM BEACH 33411 FL 20070401 20370301 ARMS No 360 360 360 145,500.00 145,500.00 First Lien - 184,300.00 38,800.00 194,000.00 196,000.00 75.00 2503210493 LAS VEGAS 89117 NV 20070401 20370301 ARMS No 360 360 360 303,570.00 303,570.00 First Lien - 303,570.00 - - 360,000.00 84.33 2503210503 NORTH LAS VEGAS 89030 NV 20070401 20370301 ARMS No 360 360 360 202,000.00 202,000.00 First Lien - 202,000.00 - - 265,000.00 76.23 2503210505 LANCASTER 93534 CA 20070401 20370301 ARMS No 360 360 360 247,500.00 247,500.00 First Lien - 247,500.00 - - 330,000.00 75.00 2503210511 FAIRFAX 22033 VA 20070401 20370301 ARMS No 360 360 360 357,700.00 357,700.00 First Lien - 357,700.00 - - 511,000.00 70.00 2503210520 TEMPLE CITY 91780 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 505,000.00 500,000.00 80.00 2503210527 HILO 96720 HI 20070401 20370301 FIXED No 360 360 360 625,000.00 625,000.00 First Lien - 625,000.00 - - 919,500.00 67.97 2503210533 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 430,000.00 432,500.00 80.00 2503210540 SEATTLE 98122 WA 20070401 20370301 ARMS No 360 360 360 296,250.00 296,250.00 First Lien - 375,250.00 79,000.00 395,000.00 425,000.00 75.00 2503210546 MIAMI 33166 FL 20070401 20370301 ARMS No 360 360 360 140,800.00 140,800.00 First Lien - 187,700.00 46,900.00 187,800.00 190,000.00 74.97 2503210555 MIAMI 33137 FL 20070501 20370401 ARMS No 360 360 360 309,600.00 309,600.00 First Lien - 387,000.00 77,400.00 387,000.00 387,000.00 80.00 2503210561 LYNWOOD 90262 CA 20070401 20370301 ARMS No 360 360 360 397,500.00 397,500.00 First Lien - 530,000.00 132,500.00 530,000.00 530,000.00 75.00 2503210570 BRIDGEPORT 6610 CT 20070401 20370301 FIXED No 360 360 360 140,000.00 140,000.00 First Lien - 140,000.00 - - 300,000.00 46.67 2503210572 FONTANA 92337 CA 20070401 20370301 FIXED No 360 360 360 372,000.00 372,000.00 First Lien - 372,000.00 - - 450,000.00 82.67 2503210577 SACRAMENTO 95829 CA 20070401 20370301 ARMS No 360 360 360 377,000.00 377,000.00 First Lien - 377,000.00 - - 510,000.00 73.92 2503210579 POMONA 91766 CA 20070401 20370301 ARMS No 360 360 360 375,200.00 375,200.00 First Lien - 445,550.00 70,350.00 - 470,000.00 79.83 2503210597 AVENTURA 33180 FL 20070401 20370301 ARMS No 360 360 360 272,700.00 272,700.00 First Lien - 340,850.00 68,150.00 340,900.00 360,000.00 79.99 2503210609 MILL VALLEY 94941 CA 20070401 20370301 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 440,000.00 - - 1,450,000.00 30.34 2503210623 WILLIAMSBURG 23185 VA 20070401 20220301 FIXED No 180 180 180 293,250.00 293,250.00 First Lien - 293,250.00 - - 488,500.00 60.03 2503210625 NEWPORT NEWS 23607 VA 20070401 20370301 ARMS No 360 360 360 134,100.00 134,100.00 First Lien - 134,100.00 - 149,000.00 150,500.00 90.00 2503210637 SPRINGFIELD GARDENS 11413 NY 20070401 20370301 ARMS No 360 360 360 556,000.00 556,000.00 First Lien - 695,000.00 139,000.00 695,000.00 695,000.00 80.00 2503210640 ELK GROVE 95624 CA 20070401 20370301 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 340,000.00 - - 515,000.00 66.02 2503210648 NORTH MIAMI 33181 FL 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 720,000.00 180,000.00 720,000.00 720,000.00 75.00 2503210666 GRANBY 6035 CT 20070401 20370301 ARMS No 360 360 360 238,000.00 238,000.00 First Lien - 238,000.00 - - 280,000.00 85.00 2503210668 NATIONAL CITY 91950 CA 20070401 20370301 ARMS No 360 360 360 315,000.00 315,000.00 First Lien - 420,000.00 105,000.00 - 420,000.00 75.00 2503210672 BALDWIN PARK 91706 CA 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 380,000.00 95,000.00 380,000.00 385,000.00 75.00 2503210674 PALMDALE 93550 CA 20070401 20370301 ARMS No 360 360 360 296,250.00 296,250.00 First Lien - 342,250.00 46,000.00 - 395,000.00 75.00 2503210691 FRESNO 93710 CA 20070401 20370301 ARMS No 360 360 360 210,000.00 210,000.00 First Lien - 210,000.00 - - 295,000.00 71.19 2503210693 PALM SPRINGS 92262 CA 20070401 20370301 ARMS No 360 360 360 313,800.00 313,800.00 First Lien - 389,230.00 75,430.00 - 478,000.00 65.65 2503210707 (SYLMAR AREA) LOS ANGELES 91342 CA 20070401 20370301 FIXED Yes 360 480 360 420,000.00 420,000.00 First Lien - 420,000.00 - - 550,000.00 76.36 2503210718 TRACY 95377 CA 20070401 20370301 FIXED No 360 360 360 465,000.00 465,000.00 First Lien - 465,000.00 - 665,000.00 665,000.00 69.92 2503210722 WINCHESTER 92596 CA 20070401 20370301 ARMS No 360 360 360 330,000.00 330,000.00 First Lien - 392,800.00 62,800.00 - 440,000.00 75.00 2503210726 RENTON 98056 WA 20070401 20370301 ARMS No 360 360 360 286,000.00 286,000.00 First Lien - 286,000.00 - - 395,000.00 72.41 2503210732 STANTON 90680 CA 20070401 20370301 ARMS No 360 360 360 257,250.00 257,250.00 First Lien - 343,000.00 85,750.00 343,000.00 355,000.00 75.00 2503210746 SAN JOSE 95122 CA 20070401 20370301 ARMS No 360 360 360 503,700.00 503,700.00 First Lien - 503,700.00 - - 697,000.00 72.27 2503210757 LOS ANGELES 90002 CA 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 368,000.00 - - 410,000.00 89.76 2503210765 NEWARK 7105 NJ 20070401 20370301 ARMS No 360 360 360 527,200.00 527,200.00 First Lien - 659,000.00 131,800.00 659,000.00 659,000.00 80.00 2503210767 EVERETT 98208 WA 20070401 20370301 ARMS No 360 360 360 290,000.00 290,000.00 First Lien - 290,000.00 - - 366,000.00 79.23 2503210789 WEST PALM BEACH 33407 FL 20070401 20370301 FIXED No 360 360 360 192,000.00 192,000.00 First Lien - 240,000.00 48,000.00 240,000.00 325,000.00 80.00 2503210791 CORONA 11368 NY 20070401 20370301 ARMS No 360 360 360 612,500.00 612,500.00 First Lien - 612,500.00 - - 875,000.00 70.00 2503210806 CHICO 95926 CA 20070401 20220301 FIXED No 180 180 180 140,000.00 140,000.00 First Lien - 140,000.00 - - 240,000.00 58.33 2503210816 CHICAGO 60618 IL 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 380,000.00 95,000.00 380,000.00 380,000.00 75.00 2503210826 SAN JOSE 95111 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 735,000.00 68.03 2503210828 CHICAGO 60640 IL 20070401 20370301 ARMS No 360 360 360 238,400.00 238,400.00 First Lien - 298,000.00 59,600.00 298,000.00 299,000.00 80.00 2503210856 FULLERTON 92832 CA 20070401 20370301 FIXED No 360 360 360 400,000.00 400,000.00 First Lien - 400,000.00 - - 576,000.00 69.44 2503210859 LONG BEACH 90805 CA 20070401 20370301 ARMS No 360 360 360 400,000.00 400,000.00 First Lien - 500,000.00 100,000.00 500,000.00 500,000.00 80.00 2503210865 WHITTIER 90601 CA 20070401 20370301 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 1,150,000.00 400,000.00 1,225,000.00 1,225,000.00 61.22 2503210875 BRADENTON 34209 FL 20070501 20370401 FIXED No 360 360 360 243,000.00 243,000.00 First Lien - 243,000.00 - - 259,000.00 93.82 2503210896 TINLEY PARK 60477 IL 20070401 20370301 ARMS No 360 360 360 150,500.00 150,500.00 First Lien - 215,000.00 64,500.00 215,000.00 215,000.00 70.00 2503210912 BELLFLOWER 90706 CA 20070401 20370301 ARMS No 360 360 360 416,000.00 416,000.00 First Lien - 520,000.00 104,000.00 520,000.00 520,000.00 80.00 2503210937 MIAMI 33172 FL 20070401 20370301 ARMS No 360 360 360 226,400.00 226,400.00 First Lien - 226,400.00 - 283,000.00 290,000.00 80.00 2503210939 OAKLEY 94561 CA 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 460,000.00 460,000.00 80.00 2503210944 PORTLAND 97206 OR 20070501 20370401 FIXED No 360 360 360 191,700.00 191,700.00 First Lien - 191,700.00 - - 213,000.00 90.00 2503210949 PETALUMA 94954 CA 20070401 20370301 FIXED No 360 360 360 368,500.00 368,500.00 First Lien - 368,500.00 - - 640,000.00 57.58 2503210951 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 380,000.00 380,000.00 First Lien - 475,000.00 95,000.00 475,000.00 520,000.00 80.00 2503210957 ESCONDIDO 92025 CA 20070401 20370301 ARMS No 360 360 360 270,720.00 270,720.00 First Lien - 270,720.00 - 338,400.00 340,000.00 80.00 2503210968 WILLIAMSBURG 23188 VA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - - 240,000.00 75.00 2503210983 SANTA CLARITA 91387 CA 20070401 20370301 FIXED No 360 360 360 484,000.00 484,000.00 First Lien - 540,000.00 56,000.00 - 605,000.00 80.00 2503211011 HALLANDALE BEACH 33009 FL 20070401 20370301 ARMS No 360 360 360 258,750.00 258,750.00 First Lien - 345,000.00 86,250.00 345,000.00 345,000.00 75.00 2503211018 WYANDANCH 11798 NY 20070401 20370301 ARMS No 360 360 360 280,000.00 280,000.00 First Lien - 280,000.00 - - 400,000.00 70.00 2503211019 WESTON 33326 FL 20070401 20370301 ARMS No 360 360 360 154,650.00 154,650.00 First Lien - 206,200.00 51,550.00 206,200.00 213,000.00 75.00 2503211025 ELLENSBURG 98926 WA 20070401 20370301 FIXED No 360 360 360 178,400.00 178,400.00 First Lien - 178,400.00 - - 223,000.00 80.00 2503211040 MILLBRAE 94030 CA 20070401 20370301 FIXED No 360 360 360 924,000.00 924,000.00 First Lien - 924,000.00 - - 1,155,000.00 80.00 2503211041 MIAMI 33196 FL 20070401 20370301 ARMS No 360 360 360 228,750.00 228,750.00 First Lien - 305,000.00 76,250.00 305,000.00 305,000.00 75.00 2503211057 IRVINE 92602 CA 20070401 20370301 ARMS No 360 360 360 517,500.00 517,500.00 First Lien - 690,000.00 172,500.00 - 690,000.00 75.00 2503211061 CLOVIS 93619 CA 20070401 20370301 ARMS No 360 360 360 217,000.00 217,000.00 First Lien - 217,000.00 - - 355,000.00 61.13 2503211067 ALGONQUIN 60102 IL 20070401 20370301 ARMS No 360 360 360 247,000.00 247,000.00 First Lien - 247,000.00 - - 420,000.00 58.81 2503211078 PALMDALE 93551 CA 20070401 20370301 FIXED No 360 360 360 387,000.00 387,000.00 First Lien - 387,000.00 - - 520,000.00 74.42 2503211085 PHOENIX 85042 AZ 20070401 20370301 FIXED No 360 360 360 191,500.00 191,500.00 First Lien - 191,500.00 - - 258,000.00 74.22 2503211088 HENDERSONVILLE 28739 NC 20070401 20370301 FIXED No 360 360 360 285,000.00 285,000.00 First Lien - 285,000.00 - - 375,000.00 76.00 2503211096 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 530,000.00 530,000.00 First Lien - 530,000.00 - - 715,000.00 74.13 2503211119 POINCIANA 34759 FL 20070401 20370301 ARMS No 360 360 360 204,300.00 204,300.00 First Lien - 279,900.00 75,600.00 279,900.00 287,000.00 72.99 2503211121 SAINT PAUL 55106 MN 20070401 20370301 ARMS No 360 360 360 76,500.00 76,500.00 First Lien - 76,500.00 - 85,000.00 88,000.00 90.00 2503211137 LAS VEGAS 89108 NV 20070401 20370301 ARMS No 360 360 360 167,200.00 167,200.00 First Lien - 209,000.00 41,800.00 209,000.00 225,000.00 80.00 2503211140 CRESTVIEW 32539 FL 20070401 20370301 ARMS No 360 360 360 190,400.00 190,400.00 First Lien - 238,000.00 47,600.00 238,000.00 238,000.00 80.00 2503211158 FRANKLIN SQUARE 11010 NY 20070401 20370301 FIXED No 360 360 360 562,500.00 562,500.00 First Lien - 750,000.00 187,500.00 - 750,000.00 75.00 2503211161 SILVER SPRING 20906 MD 20070401 20370301 ARMS No 360 360 360 276,500.00 276,500.00 First Lien - 276,500.00 - - 395,000.00 70.00 2503211166 SACRAMENTO 95828 CA 20070401 20370301 FIXED No 360 360 360 197,000.00 197,000.00 First Lien - 197,000.00 - - 305,000.00 64.59 2503211168 DEDHAM 2026 MA 20070401 20370301 ARMS No 360 360 360 536,000.00 536,000.00 First Lien - 536,000.00 - - 670,000.00 80.00 2503211173 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 619,000.00 619,000.00 First Lien - 619,000.00 - - 885,000.00 69.94 2503211178 NORWALK 90650 CA 20070401 20370301 ARMS No 360 360 360 376,500.00 376,500.00 First Lien - 502,000.00 125,500.00 502,000.00 502,000.00 75.00 2503211184 NORWALK 90650 CA 20070401 20370301 ARMS No 360 360 360 405,000.00 405,000.00 First Lien - 513,000.00 108,000.00 - 540,000.00 75.00 2503211195 FLORIDA CITY 33034 FL 20070401 20370301 ARMS No 360 360 360 210,000.00 210,000.00 First Lien - 280,000.00 70,000.00 280,000.00 280,000.00 75.00 2503211210 CHICAGO 60639 IL 20070401 20370301 ARMS No 360 360 360 308,000.00 308,000.00 First Lien - 385,000.00 77,000.00 - 385,000.00 80.00 2503211225 LOS ANGELES 90025 CA 20070401 20370301 ARMS No 360 360 360 530,000.00 530,000.00 First Lien - 530,000.00 - - 810,000.00 65.43 2503211229 PALATINE 60074 IL 20070401 20370301 ARMS No 360 360 360 136,500.00 136,500.00 First Lien - 182,000.00 45,500.00 - 189,000.00 72.22 2503211239 LAS VEGAS 89109 NV 20070401 20370301 ARMS No 360 360 360 135,000.00 135,000.00 First Lien - 135,000.00 - - 205,000.00 65.85 2503211240 CAMARILLO 93012 CA 20070401 20370301 ARMS No 360 360 360 565,000.00 565,000.00 First Lien - 565,000.00 - - 715,000.00 79.02 2503211251 HILLSBORO 97123 OR 20070501 20370401 ARMS No 360 360 360 237,600.00 237,600.00 First Lien - 297,000.00 59,400.00 - 297,000.00 80.00 2503211285 HIGHLAND 92346 CA 20070401 20370301 ARMS No 360 360 360 292,000.00 292,000.00 First Lien - 365,000.00 73,000.00 365,000.00 385,000.00 80.00 2503211287 BEAUFORT 29902 SC 20070401 20370301 ARMS No 360 360 360 123,750.00 123,750.00 First Lien - 148,500.00 24,750.00 - 165,000.00 75.00 2503211306 VALLEJO 94590 CA 20070401 20370301 FIXED No 360 360 360 284,000.00 284,000.00 First Lien - 284,000.00 - - 355,000.00 80.00 2503211336 OAKLEY 94561 CA 20070401 20370301 ARMS No 360 360 360 408,000.00 408,000.00 First Lien - 458,000.00 50,000.00 - 510,000.00 80.00 2503211337 CITRUS HEIGHTS 95610 CA 20070401 20370301 FIXED No 360 360 360 218,000.00 218,000.00 First Lien - 218,000.00 - - 405,000.00 53.83 2503211341 SANTA ANA 92704 CA 20070401 20370301 ARMS No 360 360 360 241,000.00 241,000.00 First Lien - 241,000.00 - - 840,000.00 28.69 2503211358 RIVERSIDE 92504 CA 20070401 20370301 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 665,000.00 133,000.00 - 665,000.00 80.00 2503211369 TORRANCE 90501 CA 20070401 20370301 FIXED No 360 360 360 250,000.00 250,000.00 First Lien - 250,000.00 - - 555,000.00 45.05 2503211371 RIVERSIDE 92504 CA 20070401 20370301 ARMS No 360 360 360 254,800.00 254,800.00 First Lien - 318,500.00 63,700.00 318,500.00 330,000.00 80.00 2503211372 SAN CLEMENTE 92673 CA 20070401 20370301 FIXED No 360 360 360 711,000.00 711,000.00 First Lien - 711,000.00 - - 905,000.00 78.56 2503211411 CHICAGO 60623 IL 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 324,000.00 72,000.00 - 360,000.00 70.00 2503211421 PAHOA 96778 HI 20070401 20370301 ARMS No 360 360 360 238,500.00 238,500.00 First Lien - 238,500.00 - - 265,000.00 90.00 2503211423 LAS VEGAS 89110 NV 20070401 20370301 ARMS No 360 360 360 120,000.00 120,000.00 First Lien - 142,500.00 22,500.00 - 150,000.00 80.00 2503211424 SOUTHOLD 11971 NY 20070401 20370301 ARMS No 360 360 360 576,000.00 576,000.00 First Lien - 720,000.00 144,000.00 720,000.00 725,000.00 80.00 2503211434 MARINA 93933 CA 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 575,000.00 115,000.00 575,000.00 575,000.00 80.00 2503211439 HUNTINGTON BEACH 92647 CA 20070401 20370301 ARMS No 360 360 360 528,000.00 528,000.00 First Lien - 627,000.00 99,000.00 - 660,000.00 80.00 2503211441 SACRAMENTO 95823 CA 20070401 20370301 ARMS No 360 360 360 230,000.00 230,000.00 First Lien - 230,000.00 - - 335,000.00 68.66 2503211442 RIVERSIDE AREA 92503 CA 20070401 20370301 FIXED No 360 360 360 417,000.00 417,000.00 First Lien - 417,000.00 - - 525,000.00 79.43 2503211445 BROOKLYN 11221 NY 20070401 20370301 ARMS No 360 360 360 562,500.00 562,500.00 First Lien - 750,000.00 187,500.00 750,000.00 760,000.00 75.00 2503211454 MORENO VALLEY 92535 CA 20070401 20370301 ARMS No 360 360 360 250,400.00 250,400.00 First Lien - 313,000.00 62,600.00 313,000.00 340,000.00 80.00 2503211482 HOMESTEAD 33033 FL 20070401 20370301 ARMS No 360 360 360 217,500.00 217,500.00 First Lien - 275,500.00 58,000.00 - 290,000.00 75.00 2503211484 WELLINGTON 33467 FL 20070301 20370201 ARMS No 360 360 359 637,500.00 637,500.00 First Lien - 875,000.00 237,500.00 950,000.00 950,000.00 67.11 2503211486 MIAMI 33155 FL 20070401 20370301 ARMS No 360 360 360 137,250.00 137,250.00 First Lien - 171,600.00 34,350.00 171,600.00 171,600.00 79.98 2503211494 SEATTLE 98108 WA 20070401 20370301 FIXED No 360 360 360 356,500.00 356,500.00 First Lien - 356,500.00 - - 415,000.00 85.90 2503211517 ORANGEVALE 95662 CA 20070401 20370301 ARMS Yes 360 480 360 412,000.00 412,000.00 First Lien - 412,000.00 - - 665,000.00 61.95 2503211551 WEST PALM BEACH 33409 FL 20070401 20370301 ARMS No 360 360 360 164,175.00 164,175.00 First Lien - 218,900.00 54,725.00 218,900.00 218,900.00 75.00 2503211552 ANAHEIM 92805 CA 20070401 20370301 FIXED No 360 360 360 548,000.00 548,000.00 First Lien - 548,000.00 - - 913,500.00 59.99 2503211555 MUNDELEIN 60060 IL 20070401 20370301 ARMS No 360 360 360 495,000.00 495,000.00 First Lien - 607,200.00 112,200.00 - 660,000.00 75.00 2503211560 BLOOMINGTON 92315 CA 20070401 20370301 FIXED No 360 360 360 386,000.00 386,000.00 First Lien - 386,000.00 - - 515,000.00 74.95 2503211571 CRANSTON 2910 RI 20070401 20370301 FIXED No 360 360 360 258,000.00 258,000.00 First Lien - 258,000.00 - - 305,000.00 84.59 2503211577 MIAMI 33165 FL 20070401 20370301 FIXED No 360 360 360 310,000.00 310,000.00 First Lien - 310,000.00 - - 455,000.00 68.13 2503211587 SAN DIEGO 92126 CA 20070401 20370301 FIXED No 360 360 360 368,000.00 368,000.00 First Lien - 368,000.00 - 460,000.00 495,000.00 80.00 2503211595 BROOKLYN 11210 NY 20070401 20370301 ARMS No 360 360 360 647,500.00 647,500.00 First Lien - 647,500.00 - - 925,000.00 70.00 2503211609 WEST SACRAMENTO 95691 CA 20070401 20370301 ARMS No 360 360 360 130,500.00 130,500.00 First Lien - 130,500.00 - - 404,000.00 32.30 2503211614 JACKSONVILLE 32207 FL 20070401 20370301 ARMS No 360 360 360 178,830.00 178,830.00 First Lien - 178,830.00 - 198,700.00 198,700.00 90.00 2503211619 SANTA MONICA 90405 CA 20070401 20370301 FIXED No 360 360 360 469,000.00 469,000.00 First Lien - 469,000.00 - - 1,160,000.00 40.43 2503211630 ELMHURST 60126 IL 20070401 20370301 ARMS No 360 360 360 299,800.00 299,800.00 First Lien - 299,800.00 - - 456,000.00 65.75 2503211632 SACRAMENTO 95828 CA 20070401 20370301 FIXED No 360 360 360 153,000.00 153,000.00 First Lien - 153,000.00 - - 280,000.00 54.64 2503211640 ORLANDO 32832 FL 20070401 20370301 FIXED No 360 360 360 336,000.00 336,000.00 First Lien - 336,000.00 - 420,000.00 425,000.00 80.00 2503211651 POMONA 91766 CA 20070401 20370301 FIXED No 360 360 360 286,000.00 286,000.00 First Lien - 286,000.00 - - 420,000.00 68.10 2503211664 RIVERSIDE 92509 CA 20070401 20370301 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 440,000.00 - - 550,000.00 80.00 2503211665 YUCCA VALLEY 92284 CA 20070401 20370301 FIXED No 360 360 360 225,000.00 225,000.00 First Lien - 270,000.00 45,000.00 - 300,000.00 75.00 2503211666 SACRAMENTO 95829 CA 20070401 20370301 ARMS No 360 360 360 281,250.00 281,250.00 First Lien - 336,500.00 55,250.00 - 375,000.00 75.00 2503211673 NAPLES 34105 FL 20070401 20370301 ARMS No 360 360 360 192,000.00 192,000.00 First Lien - 192,000.00 - - 309,000.00 62.14 2503211676 LAMONT AREA 93241 CA 20070401 20370301 FIXED No 360 360 360 159,000.00 159,000.00 First Lien - 159,000.00 - - 200,000.00 79.50 2503211685 KEAAU 96749 HI 20070401 20370301 FIXED No 360 360 360 148,000.00 148,000.00 First Lien - 175,750.00 27,750.00 185,000.00 211,500.00 80.00 2503211688 LOS ANGELES (GRANADA HILL 91344 CA 20070401 20370301 FIXED Yes 360 480 360 405,000.00 405,000.00 First Lien - 405,000.00 - - 540,000.00 75.00 2503211714 LOXAHATCHEE 33470 FL 20070401 20370301 ARMS No 360 360 360 257,600.00 257,600.00 First Lien - 257,600.00 - 322,000.00 350,000.00 80.00 2503211736 LOS ANGELES (MISSION HILL 91345 CA 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 525,000.00 105,000.00 525,000.00 525,000.00 80.00 2503211750 STOCKTON 95212 CA 20070401 20370301 ARMS No 360 360 360 405,600.00 405,600.00 First Lien - 405,600.00 - - 507,000.00 80.00 2503211764 COMPTON 90222 CA 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 344,000.00 - - 430,000.00 80.00 2503211770 SANTA ANA 92703 CA 20070401 20370301 ARMS No 360 360 360 409,500.00 409,500.00 First Lien - 409,500.00 - - 630,000.00 65.00 2503211778 CHICAGO 60647 IL 20070401 20370301 ARMS No 360 360 360 322,500.00 322,500.00 First Lien - 430,000.00 107,500.00 - 440,000.00 73.30 2503211783 SALINAS 93908 CA 20070401 20370301 ARMS No 360 360 360 956,000.00 956,000.00 First Lien - 1,195,000.00 239,000.00 1,195,000.00 1,195,000.00 80.00 2503211788 FRESNO 93722 CA 20070401 20370301 ARMS No 360 360 360 248,000.00 248,000.00 First Lien - 310,000.00 62,000.00 310,000.00 310,000.00 80.00 2503211791 VALLEY CENTER 92082 CA 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 900,000.00 55.56 2503211813 CENTERVILLE 84014 UT 20070401 20370301 ARMS No 360 360 360 151,200.00 151,200.00 First Lien - 194,400.00 43,200.00 - 216,000.00 70.00 2503211826 LOS ANGELES (WILMINGTON A 90744 CA 20070401 20370301 ARMS No 360 360 360 450,100.00 450,100.00 First Lien - 578,700.00 128,600.00 - 643,000.00 70.00 2503211835 SAINT PETERSBURG 33705 FL 20070401 20370301 FIXED No 360 360 360 122,000.00 122,000.00 First Lien - 122,000.00 - - 175,000.00 69.71 2503211849 TRACY 95391 CA 20070401 20370301 ARMS No 360 360 360 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 600,000.00 728,450.00 80.00 2503211861 SEATTLE 98144 WA 20070401 20370301 ARMS No 360 360 360 409,112.00 409,112.00 First Lien - 485,820.00 76,708.00 511,390.00 511,390.00 80.00 2503211862 WINDSOR 95492 CA 20070401 20370301 ARMS No 360 360 360 472,000.00 472,000.00 First Lien - 472,000.00 - - 590,000.00 80.00 2503211876 GREENSBORO 27406 NC 20070401 20370301 FIXED No 360 360 360 103,500.00 103,500.00 First Lien - 124,200.00 20,700.00 - 138,000.00 75.00 2503211884 MIAMI 33177 FL 20070401 20370301 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 320,000.00 80,000.00 320,000.00 320,000.00 75.00 2503211890 WATSONVILLE 95076 CA 20070401 20370301 ARMS No 360 360 360 418,000.00 418,000.00 First Lien - 418,000.00 - - 759,000.00 55.07 2503211897 WAHIAWA 96786 HI 20070401 20370301 FIXED No 360 360 360 424,000.00 424,000.00 First Lien - 424,000.00 - - 530,000.00 80.00 2503211911 EWA BEACH 96706 HI 20070401 20370301 ARMS No 360 360 360 423,200.00 423,200.00 First Lien - 529,000.00 105,800.00 529,000.00 529,000.00 80.00 2503211913 SANTA ANA 92707 CA 20070401 20370301 ARMS No 360 360 360 259,200.00 259,200.00 First Lien - 259,200.00 - - 480,000.00 54.00 2503211922 FORT PIERCE 34953 FL 20070401 20370301 FIXED No 360 360 360 191,000.00 191,000.00 First Lien - 191,000.00 - - 275,000.00 69.45 2503211924 PFLUGERVILLE 78660 TX 20070401 20370301 FIXED No 360 360 360 102,386.00 102,386.00 First Lien - 122,386.00 20,000.00 128,828.00 132,000.00 79.47 2503211927 GULF BREEZE 32563 FL 20070401 20370301 FIXED No 360 360 360 146,000.00 146,000.00 First Lien - 146,000.00 - - 195,000.00 74.87 2503211931 SALINAS 93905 CA 20070401 20370301 FIXED No 360 360 360 313,000.00 313,000.00 First Lien - 313,000.00 - - 635,000.00 49.29 2503211939 CHICAGO 60643 IL 20070401 20370301 ARMS No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 290,000.00 68.97 2503211953 MIAMI 33175 FL 20070401 20370301 ARMS No 360 360 360 463,000.00 463,000.00 First Lien - 463,000.00 - - 767,000.00 60.37 2503211957 LOS ANGELES 90003 CA 20070401 20370301 ARMS No 360 360 360 413,000.00 413,000.00 First Lien - 413,000.00 - - 590,000.00 70.00 2503211961 CICERO 46034 IN 20070401 20370301 FIXED No 360 360 360 104,500.00 104,500.00 First Lien - 104,500.00 - 120,550.00 121,000.00 86.69 2503211965 CLAREMONT 91711 CA 20070401 20370301 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 995,000.00 245,000.00 995,000.00 1,075,000.00 75.38 2503211975 ANAHEIM 92806 CA 20070401 20370301 FIXED No 360 360 360 293,000.00 293,000.00 First Lien - 293,000.00 - - 440,000.00 66.59 2503211976 LODI 95240 CA 20070401 20370301 FIXED No 360 360 360 368,000.00 368,000.00 First Lien - 368,000.00 - - 460,000.00 80.00 2503211977 DALY CITY 94014 CA 20070401 20370301 FIXED No 360 360 360 500,500.00 500,500.00 First Lien - 500,500.00 - - 770,000.00 65.00 2503211986 SANTA CLARITA 91381 CA 20070401 20370301 ARMS No 360 360 360 288,750.00 288,750.00 First Lien - 365,750.00 77,000.00 385,000.00 430,000.00 75.00 2503211987 MCKINLEYVILLE AREA 95519 CA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - - 375,000.00 48.00 2503212006 SACRAMENTO 95824 CA 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 414,000.00 46,000.00 - 460,000.00 80.00 2503212011 LONG BEACH 90805 CA 20070401 20370301 FIXED No 360 360 360 251,000.00 251,000.00 First Lien - 251,000.00 - - 450,000.00 55.78 2503212016 HOLLYWOOD 33019 FL 20070401 20370301 ARMS No 360 360 360 193,125.00 193,125.00 First Lien - 244,625.00 51,500.00 257,500.00 309,000.00 75.00 2503212021 SEATTLE 98118 WA 20070401 20370301 ARMS No 360 360 360 372,000.00 372,000.00 First Lien - 465,000.00 93,000.00 - 465,000.00 80.00 2503212024 BREMERTON 98312 WA 20070401 20370301 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 199,500.00 31,500.00 - 210,000.00 80.00 2503212047 COMPTON 90221 CA 20070401 20370301 ARMS No 360 360 360 327,000.00 327,000.00 First Lien - 327,000.00 - - 470,000.00 69.57 2503212049 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 637,000.00 637,000.00 First Lien - 637,000.00 - - 855,000.00 74.50 2503212052 BAKERSFIELD 93311 CA 20070401 20370301 ARMS No 360 360 360 276,000.00 276,000.00 First Lien - 345,000.00 69,000.00 - 345,000.00 80.00 2503212065 PAHOA 96778 HI 20070401 20370301 ARMS No 360 360 360 137,600.00 137,600.00 First Lien - 172,000.00 34,400.00 172,000.00 202,000.00 80.00 2503212092 PACIFICA 94044 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 800,000.00 62.50 2503212098 RICHMOND 23235 VA 20070401 20370301 ARMS No 360 360 360 149,200.00 149,200.00 First Lien - 186,500.00 37,300.00 186,500.00 188,000.00 80.00 2503212114 COTTAGE GROVE 55016 MN 20070401 20370301 FIXED No 360 360 360 166,250.00 166,250.00 First Lien - 166,250.00 - 175,000.00 240,000.00 95.00 2503212117 WATSONVILLE 95076 CA 20070401 20370301 FIXED No 360 360 360 399,000.00 399,000.00 First Lien - 399,000.00 - - 800,000.00 49.88 2503212123 RICHMOND 23234 VA 20070401 20370301 FIXED No 360 360 360 107,200.00 107,200.00 First Lien - 134,000.00 26,800.00 134,000.00 142,000.00 80.00 2503212168 AVONDALE 85323 AZ 20070401 20220301 FIXED No 180 180 180 239,950.00 239,950.00 First Lien - 239,950.00 - - 300,000.00 79.98 2503212176 MYRTLE BEACH 29588 SC 20070401 20220301 ARMS Yes 360 480 360 150,000.00 150,000.00 First Lien - 150,000.00 - - 200,000.00 75.00 2503212179 HONOMU 96728 HI 20070401 20370301 FIXED No 360 360 360 220,000.00 220,000.00 First Lien - 220,000.00 - - 319,000.00 68.97 2503212190 LATHROP 95330 CA 20070401 20370301 ARMS No 360 360 360 332,800.00 332,800.00 First Lien - 332,800.00 - - 416,000.00 80.00 2503212204 LEHIGH ACRES 33971 FL 20070401 20370301 FIXED No 360 360 360 192,000.00 192,000.00 First Lien - 192,000.00 - - 240,000.00 80.00 2503212205 CHICAGO 60707 IL 20070401 20370301 ARMS No 360 360 360 264,000.00 264,000.00 First Lien - 330,000.00 66,000.00 330,000.00 332,000.00 80.00 2503212207 LINCOLN 95648 CA 20070401 20370301 ARMS No 360 360 360 341,250.00 341,250.00 First Lien - 455,000.00 113,750.00 - 456,000.00 74.84 2503212211 LAS VEGAS 89012 NV 20070401 20370301 ARMS No 360 360 360 150,500.00 150,500.00 First Lien - 204,250.00 53,750.00 215,000.00 215,000.00 70.00 2503212213 STOCKTON 95205 CA 20070401 20370301 FIXED No 360 360 360 100,001.00 100,001.00 First Lien - 100,001.00 - - 250,000.00 40.00 2503212227 CHICAGO 60645 IL 20070401 20370301 ARMS No 360 360 360 405,000.00 405,000.00 First Lien - 540,000.00 135,000.00 - 600,000.00 67.50 2503212233 CHICAGO 60652 IL 20070401 20370301 ARMS No 360 360 360 196,000.00 196,000.00 First Lien - 245,000.00 49,000.00 245,000.00 251,000.00 80.00 2503212242 EUSTIS 32736 FL 20070401 20370301 ARMS No 360 360 360 356,000.00 356,000.00 First Lien - 445,000.00 89,000.00 445,000.00 448,000.00 80.00 2503212244 DOWNEY 90242 CA 20070401 20370301 FIXED No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 630,000.00 79.37 2503212245 HAIKU 96708 HI 20070401 20370301 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 532,000.00 - - 665,000.00 80.00 2503212253 KNOXVILLE 37924 TN 20070401 20370301 ARMS No 360 360 360 137,250.00 137,250.00 First Lien - 173,850.00 36,600.00 - 183,000.00 75.00 2503212255 ELLENSBURG 98926 WA 20070401 20370301 FIXED No 360 360 360 136,000.00 136,000.00 First Lien - 136,000.00 - - 170,000.00 80.00 2503212260 (GRANADA HILLS AREA) LOS 91344 CA 20070401 20370301 FIXED No 360 360 360 472,000.00 472,000.00 First Lien - 590,000.00 118,000.00 590,000.00 590,000.00 80.00 2503212268 WHITTIER AREA 90606 CA 20070401 20370301 ARMS No 360 360 360 335,300.00 335,300.00 First Lien - 479,000.00 143,700.00 480,000.00 480,000.00 69.85 2503212274 BROOKLYN 11221 NY 20070401 20370301 ARMS No 360 360 360 588,000.00 588,000.00 First Lien - 735,000.00 147,000.00 735,000.00 735,000.00 80.00 2503212310 SOLEDAD 93960 CA 20070401 20370301 ARMS No 360 360 360 487,950.00 487,950.00 First Lien - 609,900.00 121,950.00 609,950.00 610,000.00 80.00 2503212312 LOS ANGELES 90061 CA 20070401 20370301 ARMS No 360 360 360 437,500.00 437,500.00 First Lien - 437,500.00 - - 625,000.00 70.00 2503212319 LA PUENTE AREA 91744 CA 20070401 20370301 ARMS No 360 360 360 336,000.00 336,000.00 First Lien - 336,000.00 - - 480,000.00 70.00 2503212327 LOS BANOS 93635 CA 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - - 320,000.00 56.25 2503212330 LEHIGH ACRES 33936 FL 20070401 20370301 ARMS No 360 360 360 230,400.00 230,400.00 First Lien - 288,000.00 57,600.00 288,000.00 290,000.00 80.00 2503212333 HOMESTEAD 33033 FL 20070401 20370301 ARMS No 360 360 360 233,271.00 233,271.00 First Lien - 277,009.00 43,738.00 291,589.00 305,000.00 80.00 2503212334 MORENO VALLEY 92551 CA 20070401 20370301 ARMS No 360 360 360 318,750.00 318,750.00 First Lien - 403,750.00 85,000.00 - 429,000.00 74.30 2503212343 REDONDO BEACH 90277 CA 20070401 20370301 ARMS No 360 360 360 445,200.00 445,200.00 First Lien - 445,200.00 - - 700,000.00 63.60 2503212350 LAS VEGAS 89115 NV 20070401 20370301 FIXED No 360 360 360 183,750.00 183,750.00 First Lien - 183,750.00 - - 245,000.00 75.00 2503212351 CHINO 91710 CA 20070401 20370301 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 368,000.00 - - 460,000.00 80.00 2503212366 SEA-TAC 98198 WA 20070401 20370301 ARMS No 360 360 360 433,600.00 433,600.00 First Lien - 433,600.00 - 542,000.00 542,000.00 80.00 2503212375 COMPTON 90221 CA 20070501 20370401 ARMS No 360 360 360 292,500.00 292,500.00 First Lien - 390,000.00 97,500.00 390,000.00 390,000.00 75.00 2503212387 ONTARIO 91761 CA 20070501 20370401 ARMS No 360 360 360 474,750.00 474,750.00 First Lien - 633,000.00 158,250.00 - 633,000.00 75.00 2503212401 MIAMI 33131 FL 20070401 20370301 ARMS No 360 360 360 680,000.00 680,000.00 First Lien - 850,000.00 170,000.00 850,000.00 850,000.00 80.00 2503212425 COVINA 91722 CA 20070501 20370401 FIXED No 360 360 360 334,000.00 334,000.00 First Lien - 334,000.00 - - 595,000.00 56.13 2503212436 UNION CITY 94587 CA 20070401 20370301 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 610,000.00 150,000.00 - 680,000.00 67.65 2503212439 PORT ORCHARD 98366 WA 20070401 20370301 FIXED No 360 360 360 255,000.00 255,000.00 First Lien - 255,000.00 - - 370,000.00 68.92 2503212450 CLOVIS 93611 CA 20070401 20370301 ARMS No 360 360 360 232,000.00 232,000.00 First Lien - 290,000.00 58,000.00 290,000.00 299,000.00 80.00 2503212456 HANFORD 93230 CA 20070401 20370301 ARMS No 360 360 360 235,500.00 235,500.00 First Lien - 314,000.00 78,500.00 314,056.00 315,000.00 74.99 2503212457 MIAMI 33173 FL 20070401 20370301 FIXED Yes 360 480 360 196,000.00 196,000.00 First Lien - 196,000.00 - - 259,000.00 75.68 2503212466 MAYWOOD 90270 CA 20070401 20370301 ARMS No 360 360 360 322,000.00 322,000.00 First Lien - 460,000.00 138,000.00 460,000.00 465,000.00 70.00 2503212475 RICHMOND 94801 CA 20070401 20370301 ARMS No 360 360 360 375,000.00 375,000.00 First Lien - 442,000.00 67,000.00 - 520,000.00 72.12 2503212498 ALISO VIEJO 92656 CA 20070401 20370301 ARMS No 360 360 360 639,999.00 639,999.00 First Lien - 799,999.00 160,000.00 799,999.00 800,000.00 80.00 2503212532 POMPANO BEACH 33068 FL 20070401 20370301 ARMS No 360 360 360 188,900.00 188,900.00 First Lien - 269,850.00 80,950.00 269,900.00 270,000.00 69.99 2503212542 MODESTO 95355 CA 20070401 20370301 ARMS Yes 360 480 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 2503212549 LOS ANGELES 90046 CA 20070401 20270301 FIXED No 240 240 240 615,000.00 615,000.00 First Lien - 615,000.00 - - 1,310,000.00 46.95 2503212563 BROOKLYN 11234 NY 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 675,000.00 675,000.00 80.00 2503212582 GONZALES 93926 CA 20070401 20370301 FIXED No 360 360 360 355,000.00 355,000.00 First Lien - 355,000.00 - - 630,000.00 56.35 2503212586 MINNEAPOLIS 55408 MN 20070401 20370301 ARMS No 360 360 360 157,500.00 157,500.00 First Lien - 213,750.00 56,250.00 225,000.00 225,000.00 70.00 2503212587 (PACOIMA AREA) LOS ANGELE 91331 CA 20070401 20370301 ARMS No 360 360 360 599,200.00 599,200.00 First Lien - 749,000.00 149,800.00 749,000.00 749,000.00 80.00 2503212611 MIAMI 33135 FL 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 532,000.00 112,000.00 560,000.00 560,000.00 75.00 2503212617 WESTFIELD 46074 IN 20070401 20370301 ARMS No 360 360 360 562,400.00 562,400.00 First Lien - 749,850.00 187,450.00 749,900.00 820,000.00 75.00 2503212623 (CHATSWORTH AREA) LOS ANG 91311 CA 20070401 20370301 ARMS No 360 360 360 622,500.00 622,500.00 First Lien - 788,500.00 166,000.00 - 830,000.00 75.00 2503212630 LONG BEACH 90810 CA 20070401 20370301 ARMS No 360 360 360 385,000.00 385,000.00 First Lien - 385,000.00 - - 555,000.00 69.37 2503212638 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 390,000.00 390,000.00 First Lien - 494,000.00 104,000.00 - 520,000.00 75.00 2503212647 PEMBROKE PINES 33029 FL 20070401 20370301 ARMS Yes 360 480 360 336,000.00 336,000.00 First Lien - 336,000.00 - - 480,000.00 70.00 2503212649 CHICAGO 60639 IL 20070401 20370301 FIXED No 360 360 360 259,000.00 259,000.00 First Lien - 399,000.00 140,000.00 - 400,000.00 64.75 2503212651 MORENO VALLEY 92553 CA 20070401 20370301 ARMS No 360 360 360 263,500.00 263,500.00 First Lien - 318,905.00 55,405.00 - 336,000.00 78.42 2503212655 COVINA AREA 91722 CA 20070401 20370301 ARMS No 360 360 360 353,600.00 353,600.00 First Lien - 442,000.00 88,400.00 442,000.00 442,000.00 80.00 2503212677 LAKE ELSINORE 92530 CA 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 315,000.00 63,000.00 315,000.00 315,000.00 80.00 2503212679 EWA BEACH 96706 CA 20070401 20370301 FIXED No 360 360 360 216,000.00 216,000.00 First Lien - 216,000.00 - - 270,000.00 80.00 2503212685 DUBLIN 94568 CA 20070401 20370301 FIXED No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 830,000.00 45.18 2503212691 MAXWELL 95955 CA 20070401 20370301 ARMS Yes 360 480 360 132,000.00 131,943.00 First Lien - 132,000.00 - - 260,000.00 50.77 2503212698 LINDSAY 93247 CA 20070401 20370301 ARMS No 360 360 360 150,000.00 150,000.00 First Lien - 170,000.00 20,000.00 - 200,000.00 75.00 2503212699 MORENO VALLEY 92553 CA 20070401 20370301 ARMS Yes 360 480 360 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 - 470,000.00 73.19 2503212712 LOS ANGELES (NORTH HOLLYW 91605 CA 20070401 20370301 FIXED No 360 360 360 400,000.00 400,000.00 First Lien - 400,000.00 - - 534,000.00 74.91 2503212713 LAHAINA 96761 HI 20070401 20370301 FIXED No 360 360 360 750,000.00 750,000.00 First Lien - 750,000.00 - - 1,320,000.00 56.82 2503212716 MIAMI 33175 FL 20070401 20370301 ARMS No 360 360 360 228,000.00 228,000.00 First Lien - 285,000.00 57,000.00 285,000.00 285,000.00 80.00 2503212723 SANTA ROSA 95405 CA 20070401 20370301 FIXED No 360 360 360 522,800.00 522,800.00 First Lien - 522,800.00 - 653,500.00 655,000.00 80.00 2503212725 BERKELEY 94702 CA 20070401 20370301 ARMS No 360 360 360 562,500.00 562,500.00 First Lien - 712,500.00 150,000.00 750,000.00 750,000.00 75.00 2503212727 SAN DIEGO 92105 CA 20070401 20370301 ARMS No 360 360 360 441,000.00 441,000.00 First Lien - 441,000.00 - - 490,000.00 90.00 2503212730 SAN JOSE 95133 CA 20070401 20370301 ARMS No 360 360 360 496,000.00 496,000.00 First Lien - 496,000.00 - - 620,000.00 80.00 2503212744 ELK GROVE 95757 CA 20070401 20370301 ARMS No 360 360 360 376,000.00 376,000.00 First Lien - 470,000.00 94,000.00 470,000.00 470,000.00 80.00 2503212750 HOLLISTER 95023 CA 20070401 20370301 ARMS No 360 360 360 900,000.00 900,000.00 First Lien - 900,000.00 - - 1,300,000.00 69.23 2503212767 PAHOA 96778 HI 20070401 20370301 ARMS No 360 360 360 211,750.00 211,750.00 First Lien - 211,750.00 - - 304,000.00 69.65 2503212783 TAMPA 33603 FL 20070401 20370301 ARMS No 360 360 360 220,000.00 220,000.00 First Lien - 247,500.00 27,500.00 275,000.00 323,000.00 80.00 2503212789 CHICAGO 60618 IL 20070401 20370301 ARMS No 360 360 360 1,300,000.00 1,300,000.00 First Lien - 1,700,000.00 400,000.00 - 2,600,000.00 50.00 2503212811 PASADENA 91106 CA 20070401 20370301 FIXED Yes 360 480 360 600,000.00 600,000.00 First Lien - 600,000.00 - - 790,000.00 75.95 2503212821 COMPTON 90221 CA 20070401 20370301 FIXED No 360 360 360 279,000.00 279,000.00 First Lien - 279,000.00 - - 405,000.00 68.89 2503212829 HAYWARD 94545 CA 20070401 20370301 ARMS No 360 360 360 406,000.00 406,000.00 First Lien - 456,000.00 50,000.00 - 580,000.00 70.00 2503212852 EL DORADO HILLS 95762 CA 20070401 20370301 ARMS No 360 360 360 554,000.00 554,000.00 First Lien - 554,000.00 - - 729,000.00 75.99 2503212855 POMPANO BEACH 33069 FL 20070401 20370301 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 168,000.00 - 210,000.00 215,400.00 80.00 2503212900 LOS ANGELES (PANORAMA CIT 91402 CA 20070401 20370301 FIXED No 360 360 360 390,000.00 390,000.00 First Lien - 390,000.00 - - 520,000.00 75.00 2503212902 NOGALES 85621 AZ 20070401 20370301 ARMS No 360 360 360 72,600.00 72,600.00 First Lien - 72,600.00 - - 121,000.00 60.00 2503212911 FEDERAL HEIGHTS 80260 CO 20070401 20370301 ARMS No 360 360 360 159,000.00 159,000.00 First Lien - 212,000.00 53,000.00 212,000.00 220,000.00 75.00 2503212913 ANAHEIM 92808 CA 20070401 20370301 ARMS No 360 360 360 363,675.00 363,675.00 First Lien - 484,900.00 121,225.00 484,900.00 485,000.00 75.00 2503212927 LOS ANGELES 90011 CA 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 560,000.00 140,000.00 560,000.00 560,000.00 75.00 2503212935 PEMBROKE PINES 33026 FL 20070401 20370301 FIXED No 360 360 360 94,400.00 94,400.00 First Lien - 94,400.00 - 118,000.00 125,000.00 80.00 2503212940 MIAMI 33184 FL 20070401 20370301 ARMS No 360 360 360 243,750.00 243,750.00 First Lien - 325,000.00 81,250.00 325,000.00 343,000.00 75.00 2503212947 ALTAMONTE SPRINGS 32714 FL 20070401 20370301 ARMS No 360 360 360 111,650.00 111,650.00 First Lien - 148,850.00 37,200.00 148,900.00 150,000.00 74.98 2503212962 WOODBRIDGE 22193 VA 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 300,000.00 - - 375,000.00 80.00 2503212968 RIVERSIDE 92508 CA 20070401 20370301 ARMS No 360 360 360 408,000.00 408,000.00 First Lien - 510,000.00 102,000.00 510,000.00 580,000.00 80.00 2503212978 LONG BEACH 90805 CA 20070401 20370301 ARMS No 360 360 360 520,000.00 520,000.00 First Lien - 650,000.00 130,000.00 650,000.00 650,000.00 80.00 2503212982 MONTEREY 93940 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - - 720,000.00 69.44 2503212988 HUNTINGTON BEACH 92647 CA 20070401 20370301 ARMS No 360 360 360 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 305,000.00 310,000.00 80.00 2503213007 ANTIOCH 94509 CA 20070401 20370301 ARMS No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 340,000.00 58.82 2503213014 ESCONDIDO 92027 CA 20070401 20370301 ARMS No 360 360 360 225,000.00 225,000.00 First Lien - 225,000.00 - - 300,000.00 75.00 2503213015 SACRAMENTO 95823 CA 20070501 20370401 FIXED No 360 360 360 328,000.00 328,000.00 First Lien - 328,000.00 - - 410,000.00 80.00 2503213029 WATSONVILLE 95076 CA 20070401 20370301 ARMS No 360 360 360 348,000.00 348,000.00 First Lien - 348,000.00 - - 650,000.00 53.54 2503213033 PITTSBURG 94565 CA 20070401 20370301 ARMS No 360 360 360 337,500.00 337,500.00 First Lien - 405,000.00 67,500.00 - 450,000.00 75.00 2503213043 LAKE FOREST 60045 IL 20070401 20370301 ARMS No 360 360 360 658,000.00 658,000.00 First Lien - 658,000.00 - - 940,000.00 70.00 2503213056 VERO BEACH 32966 FL 20070501 20370401 ARMS No 360 360 360 168,000.00 168,000.00 First Lien - 210,000.00 42,000.00 210,000.00 213,000.00 80.00 2503213059 SALINAS 93906 CA 20070401 20370301 FIXED No 360 360 360 468,000.00 468,000.00 First Lien - 561,600.00 93,600.00 - 586,000.00 79.86 2503213070 SALINAS 93901 CA 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 540,000.00 - - 740,000.00 72.97 2503213071 COCOA 32927 FL 20070501 20370301 FIXED Yes 360 480 360 128,000.00 128,000.00 First Lien - 164,335.10 36,335.10 - 174,000.00 73.56 2503213075 GREENFIELD 93927 CA 20070401 20370301 ARMS No 360 360 360 285,716.00 285,716.00 First Lien - 357,145.00 71,429.00 357,145.00 357,145.00 80.00 2503213078 WILLITS 95490 CA 20070401 20370301 FIXED No 360 360 360 100,000.00 100,000.00 First Lien - 100,000.00 - - 355,000.00 28.17 2503213086 GALT 95632 CA 20070401 20370301 ARMS No 360 360 360 288,000.00 288,000.00 First Lien - 334,000.00 46,000.00 - 360,000.00 80.00 2503213090 SACRAMENTO 95828 CA 20070501 20370401 ARMS No 360 360 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 2503213100 LINCOLN 95648 CA 20070501 20370401 ARMS No 360 360 360 214,400.00 214,400.00 First Lien - 268,000.00 53,600.00 268,000.00 300,000.00 80.00 2503213124 MIAMI BEACH 33139 FL 20070401 20370301 ARMS No 360 360 360 228,750.00 228,750.00 First Lien - 305,000.00 76,250.00 306,900.00 305,000.00 75.00 2503213146 GAITHERSBURG 20879 MD 20070401 20370301 ARMS No 360 360 360 269,500.00 269,500.00 First Lien - 269,500.00 - - 340,000.00 79.26 2503213149 BROOKLYN 11221 NY 20070401 20370301 ARMS No 360 360 360 532,500.00 532,500.00 First Lien - 710,000.00 177,500.00 710,000.00 710,000.00 75.00 2503213150 MESA 85204 AZ 20070401 20370301 FIXED No 360 360 360 109,350.00 109,350.00 First Lien - 109,350.00 - - 243,000.00 45.00 2503213153 BERWYN 60402 IL 20070401 20370301 ARMS No 360 360 360 236,250.00 236,250.00 First Lien - 299,250.00 63,000.00 315,000.00 315,000.00 75.00 2503213160 CHINO 91710 CA 20070401 20370301 FIXED No 360 360 360 445,000.00 445,000.00 First Lien - 445,000.00 - - 760,000.00 58.55 2503213167 PACIFIC 98047 WA 20070401 20370301 ARMS No 360 360 360 262,462.00 262,462.00 First Lien - 332,452.00 69,990.00 349,950.00 350,000.00 75.00 2503213223 RICHMOND 23228 VA 20070401 20370301 FIXED Yes 360 480 360 191,200.00 191,200.00 First Lien - 226,200.00 35,000.00 - 239,000.00 80.00 2503213229 WEST PALM BEACH 33401 FL 20070401 20370301 ARMS No 360 360 360 185,160.00 185,160.00 First Lien - 231,450.00 46,290.00 231,450.00 231,450.00 80.00 2503213239 RYE 10580 NY 20070401 20370301 ARMS No 360 360 360 825,000.00 825,000.00 First Lien - 825,000.00 - - 2,800,000.00 29.46 2503213244 MIAMI BEACH 33140 FL 20070401 20370301 ARMS No 360 360 360 712,000.00 712,000.00 First Lien - 890,000.00 178,000.00 890,000.00 890,000.00 80.00 2503213257 CHICAGO 60634 IL 20070501 20370401 ARMS No 360 360 360 416,000.00 416,000.00 First Lien - 416,000.00 - - 525,000.00 79.24 2503213272 MIAMI 33186 FL 20070401 20370301 ARMS No 360 360 360 188,000.00 188,000.00 First Lien - 235,000.00 47,000.00 235,000.00 275,000.00 80.00 2503213288 WEST PARK 33023 FL 20070401 20370301 FIXED Yes 360 480 360 203,700.00 203,700.00 First Lien - 203,700.00 - - 291,000.00 70.00 2503213317 HILLSBORO 97124 OR 20070401 20370301 FIXED No 360 360 360 251,000.00 251,000.00 First Lien - 251,000.00 - - 360,000.00 69.72 2503213322 WOODLAND HILLS 91367 CA 20070401 20370301 ARMS No 360 360 360 336,000.00 336,000.00 First Lien - 336,000.00 - - 485,000.00 69.28 2503213324 LYNWOOD 90262 CA 20070401 20370301 ARMS No 360 360 360 479,500.00 479,500.00 First Lien - 685,000.00 205,500.00 685,000.00 685,000.00 70.00 2503213327 LANCASTER 17603 PA 20070401 20370301 ARMS No 360 360 360 77,250.00 77,250.00 First Lien - 97,850.00 20,600.00 103,000.00 120,000.00 75.00 2503213342 NORTH TOPSAIL BEACH 28460 NC 20070401 20370301 FIXED No 360 360 360 273,000.00 273,000.00 First Lien - 273,000.00 - - 420,000.00 65.00 2503213351 LAS VEGAS 89120 NV 20070401 20370301 FIXED No 360 360 360 196,000.00 196,000.00 First Lien - 196,000.00 - - 245,000.00 80.00 2503213359 POMPANO BEACH 33073 FL 20070401 20370301 ARMS No 360 360 360 142,425.00 142,425.00 First Lien - 189,900.00 47,475.00 189,900.00 189,900.00 75.00 2503213387 KING CITY 93930 CA 20070401 20370301 ARMS No 360 360 360 352,000.00 352,000.00 First Lien - 430,000.00 78,000.00 - 440,000.00 80.00 2503213398 SAUGUS 91390 CA 20070401 20370301 FIXED No 360 360 360 385,000.00 385,000.00 First Lien - 385,000.00 - - 755,000.00 50.99 2503213402 WAIPAHU 96797 HI 20070401 20370301 FIXED No 360 360 360 143,200.00 143,200.00 First Lien - 179,000.00 35,800.00 - 179,000.00 80.00 2503213406 SAN JOSE 95123 CA 20070401 20370301 ARMS No 360 360 360 582,000.00 582,000.00 First Lien - 717,000.00 135,000.00 - 770,000.00 75.58 2503213417 LOS ANGELES 90031 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 650,000.00 625,000.00 80.00 2503213430 BROOKLYN 11207 NY 20070401 20370301 ARMS No 360 360 360 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 600,000.00 614,000.00 80.00 2503213436 BALTIMORE 21224 MD 20070401 20370301 ARMS No 360 360 360 342,550.00 342,550.00 First Lien - 342,550.00 - - 403,000.00 85.00 2503213441 DALY CITY 94014 CA 20070401 20370301 ARMS No 360 360 360 510,400.00 510,400.00 First Lien - 638,000.00 127,600.00 638,000.00 638,000.00 80.00 2503213457 RANCHO CORDOVA 95670 CA 20070401 20370301 ARMS No 360 360 360 405,500.00 405,500.00 First Lien - 405,500.00 - - 513,000.00 79.04 2503213465 RIVERBANK 95367 CA 20070401 20370301 ARMS No 360 360 360 280,000.00 280,000.00 First Lien - 280,000.00 - - 320,000.00 87.50 2503213466 EUSTIS 32736 FL 20070501 20370401 ARMS No 360 360 360 328,000.00 328,000.00 First Lien - 328,000.00 - - 410,000.00 80.00 2503213468 SAN MATEO 94403 CA 20070401 20370301 FIXED No 360 360 360 458,500.00 458,500.00 First Lien - 458,500.00 - - 800,000.00 57.31 2503213491 ROWLAND HEIGHTS 91748 CA 20070401 20370301 FIXED No 360 360 360 251,000.00 251,000.00 First Lien - 251,000.00 - - 425,000.00 59.06 2503213497 MORGAN HILL 95037 CA 20070501 20370401 ARMS No 360 360 360 806,250.00 806,250.00 First Lien - 880,000.00 73,750.00 - 1,075,000.00 75.00 2503213506 KAHULUI 96732 HI 20070401 20370301 ARMS No 360 360 360 529,600.00 529,600.00 First Lien - 662,000.00 132,400.00 662,000.00 720,000.00 80.00 2503213524 MIAMI BEACH 33139 FL 20070401 20370301 ARMS No 360 360 360 472,400.00 472,400.00 First Lien - 629,850.00 157,450.00 629,900.00 630,000.00 75.00 2503213542 BOWIE 20720 MD 20070401 20370301 ARMS No 360 360 360 465,000.00 465,000.00 First Lien - 620,000.00 155,000.00 620,000.00 635,000.00 75.00 2503213550 ELK GROVE 95757 CA 20070401 20370301 FIXED No 360 360 360 326,000.00 326,000.00 First Lien - 376,000.00 50,000.00 - 435,000.00 74.94 2503213555 POMONA 91767 CA 20070401 20370301 FIXED No 360 360 360 345,000.00 345,000.00 First Lien - 345,000.00 - - 510,000.00 67.65 2503213567 PROVIDENCE 2905 RI 20070401 20370301 ARMS No 360 360 360 156,000.00 156,000.00 First Lien - 195,000.00 39,000.00 195,000.00 200,000.00 80.00 2503213570 DOWNEY 90240 CA 20070501 20370401 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 975,000.00 225,000.00 975,000.00 990,000.00 76.92 2503213597 LONG BEACH 90810 CA 20070401 20370301 ARMS No 360 360 360 312,000.00 312,000.00 First Lien - 390,000.00 78,000.00 390,000.00 415,000.00 80.00 2503213603 BROOKLYN 11208 NY 20070501 20370401 ARMS No 360 360 360 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 2503213616 JAMAICA 11436 NY 20070401 20370301 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 550,000.00 110,000.00 550,000.00 550,000.00 80.00 2503213623 LAS VEGAS 89110 NV 20070401 20370301 ARMS No 360 360 360 224,000.00 224,000.00 First Lien - 280,000.00 56,000.00 280,000.00 280,000.00 80.00 2503213626 GREENFIELD 93927 CA 20070401 20370301 FIXED No 360 360 360 172,000.00 172,000.00 First Lien - 172,000.00 - - 425,000.00 40.47 2503213640 SILVER SPRING 20901 MD 20070401 20370301 ARMS No 360 360 360 268,000.00 268,000.00 First Lien - 268,000.00 - - 335,000.00 80.00 2503213641 TAMPA 33605 FL 20070501 20370401 ARMS No 360 360 360 101,500.00 101,500.00 First Lien - 130,500.00 29,000.00 145,000.00 145,000.00 70.00 2503213647 MIRAMAR 33025 FL 20070501 20370401 ARMS No 360 360 360 127,000.00 127,000.00 First Lien - 147,000.00 20,000.00 - 175,000.00 72.57 2503213659 RENO 89511 NV 20070401 20370301 ARMS No 360 360 360 372,000.00 372,000.00 First Lien - 465,000.00 93,000.00 465,000.00 465,000.00 80.00 2503213669 PASO ROBLES 93446 CA 20070401 20370301 FIXED No 360 360 360 228,000.00 228,000.00 First Lien - 270,750.00 42,750.00 - 285,000.00 80.00 2503213681 MANTECA 95336 CA 20070401 20370301 ARMS No 360 360 360 521,600.00 521,600.00 First Lien - 619,400.00 97,800.00 - 652,000.00 80.00 2503213718 TAMPA 33625 FL 20070401 20370301 ARMS No 360 360 360 211,432.00 211,432.00 First Lien - 281,909.00 70,477.00 281,910.00 300,000.00 75.00 2503213719 DUNEDIN 34698 FL 20070401 20370301 ARMS No 360 360 360 523,300.00 523,300.00 First Lien - 654,100.00 130,800.00 654,184.00 660,000.00 79.99 2503213744 NORTH LAS VEGAS 89032 NV 20070501 20370401 FIXED No 360 360 360 187,500.00 187,500.00 First Lien - 187,500.00 - - 255,000.00 73.53 2503213751 PLEASANTON 94588 CA 20070401 20370301 FIXED No 360 360 360 320,000.00 320,000.00 First Lien - 320,000.00 - - 875,000.00 36.57 2503213761 OAKLAND 94621 CA 20070401 20370301 ARMS No 360 360 360 279,200.00 279,200.00 First Lien - 331,550.00 52,350.00 349,000.00 349,000.00 80.00 2503213763 HOLLYWOOD 33020 FL 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 500,000.00 - 585,000.00 585,000.00 85.47 2503213770 MIAMI 33144 FL 20070401 20370301 ARMS No 360 360 360 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 305,000.00 305,000.00 80.00 2503213806 PERRIS 92571 CA 20070501 20370401 ARMS No 360 360 360 295,800.00 295,800.00 First Lien - 326,910.00 31,110.00 - 348,000.00 85.00 2503213807 DENVER 80219 CO 20070401 20370301 ARMS No 360 360 360 166,400.00 166,400.00 First Lien - 208,000.00 41,600.00 - 208,000.00 80.00 2503213813 MORENO VALLEY 92555 CA 20070401 20220301 FIXED No 180 180 180 155,000.00 155,000.00 First Lien - 155,000.00 - - 380,000.00 40.79 2503213814 PLANT CITY 33566 FL 20070401 20370301 ARMS No 360 360 360 129,600.00 129,600.00 First Lien - 129,600.00 - 144,000.00 144,000.00 90.00 2503213822 PLEASANTON 94568 CA 20070401 20370301 FIXED No 360 360 360 243,093.00 243,093.00 First Lien - 243,093.00 - 543,093.00 543,093.00 44.76 2503213832 NAPERVILLE 60564 IL 20070401 20370301 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 896,800.00 146,800.00 950,452.70 951,000.00 78.91 2503213835 CORONA 92880 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 625,000.00 625,000.00 80.00 2503213840 CATHEDRAL CITY 92234 CA 20070401 20370301 FIXED Yes 360 480 360 254,500.00 254,500.00 First Lien - 254,500.00 - - 380,000.00 66.97 2503213868 SAN JOSE 95111 CA 20070401 20370301 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 665,000.00 133,000.00 665,000.00 670,000.00 80.00 2503213869 PARAMOUNT 90723 CA 20070401 20370301 ARMS No 360 360 360 297,000.00 297,000.00 First Lien - 297,000.00 - - 330,000.00 90.00 2503213892 WINTER HAVEN 33884 FL 20070501 20370401 ARMS No 360 360 360 191,100.00 191,100.00 First Lien - 238,850.00 47,750.00 - 239,000.00 79.96 2503213893 BAKERSFIELD 93313 CA 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 315,000.00 63,000.00 315,000.00 315,000.00 80.00 2503213914 PETERSBURG 23805 VA 20070501 20370401 FIXED No 360 360 360 208,000.00 208,000.00 First Lien - 260,000.00 52,000.00 - 260,000.00 80.00 2503213919 DOWNEY 90240 CA 20070401 20370301 ARMS No 360 360 360 473,600.00 473,600.00 First Lien - 592,000.00 118,400.00 592,000.00 595,000.00 80.00 2503213930 RIDGEWOOD 11385 NY 20070401 20370301 ARMS No 360 360 360 540,750.00 540,750.00 First Lien - 721,000.00 180,250.00 721,000.00 730,000.00 75.00 2503213940 SOUTH SAN FRANCISCO 94080 CA 20070401 20370301 ARMS No 360 360 360 525,000.00 525,000.00 First Lien - 525,000.00 - - 760,000.00 69.08 2503213951 RANCHO CUCAMONGA 91737 CA 20070401 20370301 FIXED No 360 360 360 743,000.00 743,000.00 First Lien - 743,000.00 - - 1,400,000.00 53.07 2503213965 BUFFALO 55313 MN 20070401 20370301 ARMS No 360 360 360 333,750.00 333,750.00 First Lien - 445,000.00 111,250.00 445,000.00 445,000.00 75.00 2503213985 LOMA LINDA 92354 CA 20070401 20370301 FIXED No 360 360 360 299,700.00 299,700.00 First Lien - 299,700.00 - 333,000.00 335,000.00 90.00 2503213986 (RESEDA AREA) LOS ANGELES 91335 CA 20070401 20370301 ARMS No 360 360 360 440,840.00 440,840.00 First Lien - 551,050.00 110,210.00 551,050.00 555,000.00 80.00 2503213999 SALEM 97302 OR 20070401 20370301 ARMS No 360 360 360 192,000.00 192,000.00 First Lien - 192,000.00 - - 205,000.00 93.66 2503214016 ORLANDO 32808 FL 20070401 20370301 ARMS No 360 360 360 218,405.00 218,405.00 First Lien - 218,405.00 - 229,900.00 235,000.00 95.00 2503214017 DENVER 80219 CO 20070401 20370301 ARMS No 360 360 360 120,000.00 120,000.00 First Lien - 160,000.00 40,000.00 - 160,000.00 75.00 2503214018 PALM BAY 32907 FL 20070401 20370301 ARMS No 360 360 360 135,000.00 135,000.00 First Lien - 180,000.00 45,000.00 180,000.00 191,000.00 75.00 2503214031 WEST PALM BEACH 33401 FL 20070501 20370401 ARMS No 360 360 360 168,750.00 168,750.00 First Lien - 213,750.00 45,000.00 - 225,000.00 75.00 2503214046 CORONA 92879 CA 20070501 20370401 ARMS No 360 360 360 195,000.00 195,000.00 First Lien - 195,000.00 - - 325,000.00 60.00 2503214051 BRIGHTWATERS 11718 NY 20070401 20370301 ARMS No 360 360 360 491,250.00 491,250.00 First Lien - 622,250.00 131,000.00 655,000.00 655,000.00 75.00 2503214059 LYNBROOK 11563 NY 20070401 20370301 ARMS No 360 360 360 476,550.00 476,550.00 First Lien - 595,650.00 119,100.00 595,740.00 596,000.00 79.99 2503214072 SOUTH GATE 90280 CA 20070401 20370301 ARMS No 360 360 360 487,500.00 487,500.00 First Lien - 614,250.00 126,750.00 - 650,000.00 75.00 2503214074 KISSIMMEE 34758 FL 20070401 20370301 ARMS No 360 360 360 116,000.00 116,000.00 First Lien - 145,000.00 29,000.00 145,000.00 174,000.00 80.00 2503214082 MIAMI 33180 FL 20070401 20370301 ARMS No 360 360 360 405,000.00 405,000.00 First Lien - 540,000.00 135,000.00 540,000.00 540,000.00 75.00 2503214091 PASADENA 91103 CA 20070501 20370401 ARMS No 360 360 360 750,500.00 750,500.00 First Lien - 750,500.00 - - 950,000.00 79.00 2503214103 ROSCOE 61073 IL 20070401 20370301 ARMS No 360 360 360 78,350.00 78,350.00 First Lien - 103,400.00 25,050.00 114,900.00 114,900.00 68.19 2503214115 SAN BERNARDINO 92408 CA 20070401 20370301 FIXED Yes 360 480 360 240,000.00 240,000.00 First Lien - 240,000.00 - - 310,000.00 77.42 2503214127 TEMPE 85282 AZ 20070401 20370301 FIXED No 360 360 360 188,275.00 188,275.00 First Lien - 188,275.00 - - 221,500.00 85.00 2503214134 ORLANDO 32819 FL 20070501 20370301 ARMS Yes 360 480 360 124,000.00 124,000.00 First Lien - 124,000.00 - - 159,000.00 77.99 2503214135 VIRGINIA BEACH 23454 VA 20070401 20370301 FIXED Yes 360 480 360 244,000.00 244,000.00 First Lien - 305,000.00 61,000.00 - 305,000.00 80.00 2503214136 RIVERSIDE 92503 CA 20070401 20370301 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 430,000.00 86,000.00 430,000.00 430,000.00 80.00 2503214138 TAMPA 33614 FL 20070501 20370401 ARMS No 360 360 360 192,000.00 192,000.00 First Lien - 192,000.00 - - 240,000.00 80.00 2503214140 BRONX 10469 NY 20070401 20370301 ARMS No 360 360 360 487,500.00 487,500.00 First Lien - 650,000.00 162,500.00 650,000.00 650,000.00 75.00 2503214145 MIAMI 33193 FL 20070401 20370301 ARMS Yes 360 480 360 222,000.00 222,000.00 First Lien - 222,000.00 - - 375,000.00 59.20 2503214147 LAS VEGAS 89123 NV 20070401 20370301 ARMS Yes 360 480 360 276,000.00 276,000.00 First Lien - 276,000.00 - 345,000.00 400,000.00 80.00 2503214164 LA PUENTE 91746 CA 20070401 20370301 ARMS No 360 360 360 360,000.00 360,000.00 First Lien - 450,000.00 90,000.00 - 485,000.00 74.23 2503214171 SAN BERNARDINO 92410 CA 20070401 20370301 FIXED Yes 360 480 360 236,000.00 236,000.00 First Lien - 236,000.00 - - 295,000.00 80.00 2503214178 SACRAMENTO 95824 CA 20070401 20370301 ARMS No 360 360 360 164,000.00 164,000.00 First Lien - 194,750.00 30,750.00 205,000.00 310,000.00 80.00 2503214179 PORT HUENEME 93041 CA 20070401 20370301 ARMS No 360 360 360 435,000.00 435,000.00 First Lien - 435,000.00 - - 560,000.00 77.68 2503214184 ONTARIO 91761 CA 20070501 20370401 ARMS No 360 360 360 428,000.00 428,000.00 First Lien - 535,000.00 107,000.00 535,000.00 550,000.00 80.00 2503214197 PROVIDENCE 2905 RI 20070401 20370301 ARMS No 360 360 360 272,000.00 272,000.00 First Lien - 340,000.00 68,000.00 340,000.00 340,000.00 80.00 2503214202 CLAYTON 27520 NC 20070401 20370301 ARMS No 360 360 360 101,250.00 101,250.00 First Lien - 128,250.00 27,000.00 135,000.00 137,000.00 75.00 2503214226 BROOKLYN 11208 NY 20070401 20370301 ARMS No 360 360 360 442,500.00 442,500.00 First Lien - 590,000.00 147,500.00 590,000.00 590,000.00 75.00 2503214230 RICHMOND 23234 VA 20070401 20370301 ARMS No 360 360 360 70,250.00 70,250.00 First Lien - 90,250.00 20,000.00 95,000.00 120,000.00 73.95 2503214237 DEERFIELD BEACH 33442 FL 20070501 20370401 ARMS No 360 360 360 168,750.00 168,750.00 First Lien - 213,750.00 45,000.00 - 225,000.00 75.00 2503214248 VISALIA 93277 CA 20070401 20370301 ARMS No 360 360 360 188,000.00 188,000.00 First Lien - 235,000.00 47,000.00 235,000.00 235,000.00 80.00 2503214258 PHILADELPHIA 19150 PA 20070501 20370401 ARMS No 360 360 360 138,000.00 138,000.00 First Lien - 184,000.00 46,000.00 - 184,000.00 75.00 2503214262 PASADENA 91104 CA 20070501 20370301 ARMS Yes 360 480 360 540,000.00 540,000.00 First Lien - 540,000.00 - - 675,000.00 80.00 2503214284 LAS VEGAS 89101 NV 20070401 20370301 FIXED No 360 360 360 191,250.00 191,250.00 First Lien - 191,250.00 - - 225,000.00 85.00 2503214298 CHICAGO 60645 IL 20070401 20370301 ARMS No 360 360 360 543,750.00 543,750.00 First Lien - 725,000.00 181,250.00 - 725,000.00 75.00 2503214303 LAS VEGAS 89142 NV 20070401 20370301 ARMS No 360 360 360 206,250.00 206,250.00 First Lien - 261,250.00 55,000.00 - 275,000.00 75.00 2503214310 MIAMI 33165 FL 20070401 20370301 ARMS No 360 360 360 315,000.00 315,000.00 First Lien - 420,000.00 105,000.00 420,000.00 435,000.00 75.00 2503214315 LARGO 33771 FL 20070401 20370301 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 180,000.00 - 200,000.00 200,000.00 90.00 2503214330 CHICAGO 60647 IL 20070401 20370301 ARMS No 360 360 360 258,750.00 258,750.00 First Lien - 345,000.00 86,250.00 345,000.00 350,000.00 75.00 2503214346 SANTA ROSA 95409 CA 20070501 20370401 FIXED No 360 360 360 330,000.00 330,000.00 First Lien - 330,000.00 - - 460,000.00 71.74 2503214361 OLDSMAR 34677 FL 20070401 20370301 ARMS No 360 360 360 544,000.00 544,000.00 First Lien - 680,000.00 136,000.00 - 680,000.00 80.00 2503214366 SOUTH GATE 90280 CA 20070501 20370401 ARMS No 360 360 360 345,000.00 345,000.00 First Lien - 460,000.00 115,000.00 460,000.00 475,000.00 75.00 2503214393 NAPLES 34120 FL 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 690,000.00 80.00 2503214394 LOS ANGELES 90046 CA 20070501 20370401 FIXED No 360 360 360 318,000.00 318,000.00 First Lien - 318,000.00 - - 1,100,000.00 28.91 2503214411 ARLINGTON 22205 VA 20070401 20370301 ARMS No 360 360 360 487,500.00 487,500.00 First Lien - 650,000.00 162,500.00 650,000.00 650,000.00 75.00 2503214421 TAMPA 33634 FL 20070401 20370301 ARMS No 360 360 360 89,250.00 89,250.00 First Lien - 113,050.00 23,800.00 119,000.00 155,000.00 75.00 2503214425 OZONE PARK 11417 NY 20070401 20370301 ARMS No 360 360 360 540,000.00 540,000.00 First Lien - 675,000.00 135,000.00 680,000.00 675,000.00 80.00 2503214429 CLEARFIELD 84015 UT 20070501 20370401 FIXED No 360 360 360 172,500.00 172,500.00 First Lien - 172,500.00 - - 230,000.00 75.00 2503214433 LAS VEGAS 89122 NV 20070501 20370401 FIXED No 360 360 360 299,000.00 299,000.00 First Lien - 299,000.00 - - 440,000.00 67.95 2503214435 ROUND LAKE 60073 IL 20070401 20370301 ARMS No 360 360 360 103,875.00 103,875.00 First Lien - 138,500.00 34,625.00 138,500.00 139,000.00 75.00 2503214437 RUNNING SPRINGS 92382 CA 20070401 20370301 FIXED No 360 360 360 189,000.00 189,000.00 First Lien - 189,000.00 - - 265,000.00 71.32 2503214438 CARLSBAD 92009 CA 20070501 20370401 ARMS No 360 360 360 350,400.00 350,400.00 First Lien - 438,000.00 87,600.00 - 438,000.00 80.00 2503214462 LAKE FOREST 60045 IL 20070401 20370301 ARMS No 360 360 360 649,000.00 649,000.00 First Lien - 649,000.00 - - 950,000.00 68.32 2503214465 EAST ROCKAWAY 11520 NY 20070501 20220401 FIXED No 180 180 180 882,500.00 882,500.00 First Lien - 882,500.00 - - 1,200,000.00 73.54 2503214475 SACRAMENTO AREA 95828 CA 20070501 20370401 ARMS No 360 360 360 210,000.00 210,000.00 First Lien - 210,000.00 - - 385,000.00 54.55 2503214491 ORLANDO 32808 FL 20070401 20370301 FIXED No 360 360 360 85,000.00 85,000.00 First Lien - 85,000.00 - - 200,000.00 42.50 2503214494 PORTSMOUTH 23704 VA 20070401 20370301 ARMS No 360 360 360 153,600.00 153,600.00 First Lien - 153,600.00 - 192,000.00 192,000.00 80.00 2503214501 SAN JOSE 95116 CA 20070401 20370301 ARMS No 360 360 360 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 610,000.00 80.00 2503214504 WAIPAHU 96797 HI 20070401 20370301 ARMS Yes 360 480 360 450,000.00 450,000.00 First Lien - 450,000.00 - - 515,000.00 87.38 2503214507 LAS VEGAS 89129 NV 20070501 20370401 FIXED No 360 360 360 390,000.00 390,000.00 First Lien - 390,000.00 - - 800,000.00 48.75 2503214527 LOS ANGELES 90046 CA 20070401 20370301 ARMS No 360 360 360 270,000.00 270,000.00 First Lien - 270,000.00 - - 1,208,000.00 22.35 2503214539 LAS VEGAS 89147 NV 20070401 20370301 ARMS No 360 360 360 375,000.00 375,000.00 First Lien - 375,000.00 - - 480,000.00 78.13 2503214559 IRVINE 92603 CA 20070401 20370301 ARMS No 360 360 360 2,000,000.00 2,000,000.00 First Lien - 2,000,000.00 - - 3,200,000.00 62.50 2503214564 LARGO 33760 FL 20070401 20370301 ARMS No 360 360 360 112,400.00 112,400.00 First Lien - 149,900.00 37,500.00 149,900.00 160,000.00 74.98 2503214569 LOS ANGELES 90044 CA 20070401 20370301 ARMS No 360 360 360 474,250.00 474,250.00 First Lien - 677,500.00 203,250.00 677,500.00 677,500.00 70.00 2503214575 SEATTLE 98118 WA 20070401 20370301 ARMS No 360 360 360 268,000.00 268,000.00 First Lien - 268,000.00 - - 340,000.00 78.82 2503214582 JAMAICA 11434 NY 20070501 20370401 ARMS No 360 360 360 344,000.00 344,000.00 First Lien - 365,500.00 21,500.00 - 430,000.00 80.00 2503214599 MAPLEWOOD 55109 MN 20070501 20370401 ARMS No 360 360 360 168,750.00 168,750.00 First Lien - 225,000.00 56,250.00 - 225,000.00 75.00 2503214631 BRONX 10456 NY 20070401 20370301 ARMS No 360 360 360 432,600.00 432,600.00 First Lien - 540,750.00 108,150.00 540,750.00 560,000.00 80.00 2503214652 LOS ANGELES 90002 CA 20070501 20370401 ARMS No 360 360 360 329,250.00 329,250.00 First Lien - 439,000.00 109,750.00 439,000.00 439,000.00 75.00 2503214658 NORTH HOLLYWOOD 91605 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 625,000.00 125,000.00 - 625,000.00 80.00 2503214663 BRADENTON 34202 FL 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 548,212.00 128,212.00 - 620,000.00 67.74 2503214678 SUNNY ISLES BEACH 33160 FL 20070501 20370401 ARMS No 360 360 360 410,000.00 410,000.00 First Lien - 410,000.00 - - 790,000.00 51.90 2503214686 SALINAS 93905 CA 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 2503214690 LOS ANGELES 90003 CA 20070401 20370301 ARMS No 360 360 360 480,000.00 480,000.00 First Lien - 600,000.00 120,000.00 600,000.00 600,000.00 80.00 2503214698 BROOKLYN 11208 NY 20070401 20370301 FIXED No 360 360 360 536,625.00 536,625.00 First Lien - 679,625.00 143,000.00 715,500.00 716,000.00 75.00 2503214736 ESCONDIDO 92027 CA 20070401 20370301 ARMS No 360 360 360 217,500.00 217,500.00 First Lien - 217,500.00 - - 425,000.00 51.18 2503214765 HIALEAH 33012 FL 20070401 20370301 FIXED No 360 360 360 101,250.00 101,250.00 First Lien - 121,500.00 20,250.00 135,000.00 135,000.00 75.00 2503214767 SILVER SPRING 20904 MD 20070401 20370301 ARMS No 360 360 360 404,000.00 404,000.00 First Lien - 404,000.00 - 505,000.00 530,000.00 80.00 2503214781 MIAMI 33131 FL 20070501 20370401 ARMS No 360 360 360 672,000.00 672,000.00 First Lien - 840,000.00 168,000.00 840,000.00 855,000.00 80.00 2503214801 BELL 90201 CA 20070501 20370401 FIXED No 360 360 360 436,000.00 436,000.00 First Lien - 490,500.00 54,500.00 - 545,000.00 80.00 2503214804 JACUMBA 91934 CA 20070501 20370401 ARMS No 360 360 360 208,000.00 208,000.00 First Lien - 260,000.00 52,000.00 - 260,000.00 80.00 2503214807 MIAMI 33132 FL 20070401 20370301 ARMS No 360 360 360 560,000.00 560,000.00 First Lien - 700,000.00 140,000.00 700,000.00 700,000.00 80.00 2503214820 CRESTLINE 92325 CA 20070401 20370301 FIXED No 360 360 360 339,600.00 339,600.00 First Lien - 339,600.00 - - 430,000.00 78.98 2503214828 MIAMI SHORES 33168 FL 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 2503214835 LONG BEACH 90746 CA 20070401 20370301 ARMS No 360 360 360 376,000.00 376,000.00 First Lien - 446,500.00 70,500.00 470,000.00 470,000.00 80.00 2503214837 LOS BANOS 93635 CA 20070401 20370301 ARMS No 360 360 360 633,750.00 633,750.00 First Lien - 633,750.00 - - 845,000.00 75.00 2503214849 LOS BANOS 93635 CA 20070401 20370301 ARMS No 360 360 360 445,000.00 445,000.00 First Lien - 445,000.00 - - 595,000.00 74.79 2503214859 SPRING VALLEY 91977 CA 20070401 20370301 ARMS No 360 360 360 508,000.00 508,000.00 First Lien - 635,000.00 127,000.00 635,000.00 635,000.00 80.00 2503214863 CAPE CORAL 33909 FL 20070401 20370301 ARMS No 360 360 360 252,000.00 252,000.00 First Lien - 315,000.00 63,000.00 315,000.00 318,000.00 80.00 2503214916 VALLEJO 94591 CA 20070501 20370401 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 440,000.00 - - 575,000.00 76.52 2503214920 FORT LAUDERDALE 33331 FL 20070401 20370301 FIXED No 360 360 360 155,000.00 155,000.00 First Lien - 155,000.00 - - 342,000.00 45.32 2503214946 CHICAGO 60615 IL 20070401 20370301 ARMS No 360 360 360 515,150.00 515,150.00 First Lien - 686,900.00 171,750.00 686,900.00 705,000.00 75.00 2503214948 RICHMOND 23228 VA 20070401 20370301 ARMS No 360 360 360 75,750.00 75,750.00 First Lien - 95,950.00 20,200.00 101,000.00 102,000.00 75.00 2503215015 BURKE 22015 VA 20070501 20370401 ARMS No 360 360 360 488,000.00 488,000.00 First Lien - 488,000.00 - - 610,000.00 80.00 2503215016 MIAMI 33172 FL 20070501 20370401 ARMS No 360 360 360 157,500.00 157,500.00 First Lien - 199,500.00 42,000.00 210,000.00 210,000.00 75.00 2503215020 CANTONMENT 32533 FL 20070401 20370301 FIXED No 360 360 360 177,675.00 177,675.00 First Lien - 236,900.00 59,225.00 236,900.00 245,000.00 75.00 2503215036 SOUTH OZONE PARK 11420 NY 20070401 20370301 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 2503215040 OLIVEHURST 95961 CA 20070501 20370401 ARMS No 360 360 360 269,450.00 269,450.00 First Lien - 269,450.00 - - 317,000.00 85.00 2503215054 EL SEGUNDO 90245 CA 20070501 20370401 ARMS No 360 360 360 645,000.00 645,000.00 First Lien - 835,000.00 190,000.00 835,000.00 850,000.00 77.25 2503215072 ORLANDO 32819 FL 20070501 20370301 ARMS Yes 360 480 360 116,000.00 116,000.00 First Lien - 116,000.00 - - 147,000.00 78.91 2503215097 OROVILLE 95966 CA 20070401 20370301 ARMS No 360 360 360 150,500.00 150,500.00 First Lien - 204,250.00 53,750.00 - 215,000.00 70.00 2503215118 CORONA 11368 NY 20070401 20370301 ARMS No 360 360 360 637,500.00 637,500.00 First Lien - 850,000.00 212,500.00 850,000.00 850,000.00 75.00 2503215120 SOUTH AMBOY 8879 NJ 20070501 20370401 ARMS No 360 360 360 322,500.00 322,500.00 First Lien - 392,500.00 70,000.00 - 430,000.00 75.00 2503215125 CHULA VISTA 91910 CA 20070501 20370401 ARMS No 360 360 360 393,600.00 393,600.00 First Lien - 492,000.00 98,400.00 - 492,000.00 80.00 2503215126 LEHIGH ACRES 33936 FL 20070501 20370401 ARMS No 360 360 360 133,500.00 133,500.00 First Lien - 133,500.00 - - 167,000.00 79.94 2503215127 CHICAGO 60636 IL 20070401 20370301 ARMS No 360 360 360 225,000.00 225,000.00 First Lien - 285,000.00 60,000.00 300,000.00 330,000.00 75.00 2503215150 WESTLEY CHAPEL 33543 FL 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 285,000.00 - - 318,000.00 89.62 2503215168 MIAMI 33133 FL 20070401 20370301 ARMS No 360 360 360 603,750.00 603,750.00 First Lien - 805,000.00 201,250.00 805,000.00 805,000.00 75.00 2503215176 GLEN ELLYN 60137 IL 20070501 20370401 ARMS No 360 360 360 191,250.00 191,250.00 First Lien - 229,500.00 38,250.00 - 255,000.00 75.00 2503215179 HILO 96720 HI 20070401 20370301 FIXED No 360 360 360 70,000.00 70,000.00 First Lien - 70,000.00 - - 275,800.00 25.38 2503215183 CERES 95307 CA 20070501 20370401 ARMS No 360 360 360 305,000.00 305,000.00 First Lien - 305,000.00 - - 345,000.00 88.41 2503215190 ROUND ROCK 78664 TX 20070501 20370401 FIXED No 360 360 360 78,033.00 78,033.00 First Lien - 98,841.00 20,808.00 104,044.00 113,000.00 75.00 2503215191 SAN BERNARDINO 92411 CA 20070501 20370401 ARMS No 360 360 360 172,000.00 172,000.00 First Lien - 204,250.00 32,250.00 215,000.00 215,000.00 80.00 2503215197 PAAUHAU 96775 HI 20070501 20370301 FIXED Yes 360 480 360 383,200.00 383,200.00 First Lien - 383,200.00 - - 479,000.00 80.00 2503215198 CHICAGO 60641 IL 20070501 20370401 ARMS No 360 360 360 493,000.00 493,000.00 First Lien - 493,000.00 - - 590,000.00 83.56 2503215201 MADERA 93637 CA 20070501 20370401 ARMS No 360 360 360 296,000.00 296,000.00 First Lien - 370,000.00 74,000.00 - 370,000.00 80.00 2503215209 SANTA ANA 92701 CA 20070501 20370401 ARMS No 360 360 360 588,000.00 588,000.00 First Lien - 756,000.00 168,000.00 - 840,000.00 70.00 2503215216 DEER PARK 11729 NY 20070501 20370401 ARMS No 360 360 360 368,000.00 368,000.00 First Lien - 460,000.00 92,000.00 - 460,000.00 80.00 2503215232 FAIRFIELD 94585 CA 20070501 20370401 ARMS No 360 360 360 615,000.00 615,000.00 First Lien - 615,000.00 - - 900,000.00 68.33 2503215242 MILFORD 6460 CT 20070501 20370401 FIXED No 360 360 360 242,000.00 242,000.00 First Lien - 242,000.00 - - 305,000.00 79.34 2503215269 ORLANDO 32809 FL 20070401 20370301 ARMS No 360 360 360 211,500.00 211,500.00 First Lien - 211,500.00 - 235,000.00 235,000.00 90.00 2503215291 SEATTLE 98112 WA 20070401 20370301 ARMS No 360 360 360 508,000.00 508,000.00 First Lien - 635,000.00 127,000.00 635,000.00 635,000.00 80.00 2503215293 CHICAGO 60628 IL 20070401 20370301 FIXED No 360 360 360 75,000.00 75,000.00 First Lien - 75,000.00 - - 150,000.00 50.00 2503215330 MILILANI 96789 HI 20070501 20370401 ARMS No 360 360 360 424,000.00 424,000.00 First Lien - 530,000.00 106,000.00 530,000.00 530,000.00 80.00 2503215349 RANDALLSTOWN 21133 MD 20070501 20370401 ARMS No 360 360 360 640,000.00 640,000.00 First Lien - 640,000.00 - - 800,000.00 80.00 2503215368 NORTH HAVEN 6473 CT 20070401 20370301 ARMS No 360 360 360 386,250.00 386,250.00 First Lien - 489,250.00 103,000.00 - 515,000.00 75.00 2503215370 PALMDALE 93550 CA 20070501 20370401 ARMS No 360 360 360 263,200.00 263,200.00 First Lien - 329,000.00 65,800.00 329,000.00 329,000.00 80.00 2503215376 CANOGA PARK 91306 CA 20070501 20370401 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 420,000.00 - - 675,000.00 62.22 2503215386 CHICAGO 60610 IL 20070401 20370301 ARMS No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 285,000.00 64.91 2503215391 WATERBURY 6705 CT 20070501 20370401 ARMS No 360 360 360 164,800.00 164,800.00 First Lien - 206,000.00 41,200.00 206,500.00 206,000.00 80.00 2503215398 PORTSMOUTH 23704 VA 20070401 20370301 ARMS No 360 360 360 106,575.00 106,575.00 First Lien - 127,890.00 21,315.00 - 142,100.00 75.00 2503215412 BAKERSFIELD 93313 CA 20070401 20370301 ARMS No 360 360 360 231,200.00 231,200.00 First Lien - 289,000.00 57,800.00 289,000.00 289,000.00 80.00 2503215430 NOBLESVILLE 46060 IN 20070501 20370401 ARMS No 360 360 360 585,000.00 585,000.00 First Lien - 780,000.00 195,000.00 780,000.00 780,000.00 75.00 2503215431 BROOKLYN 11203 NY 20070401 20370301 ARMS No 360 360 360 420,000.00 420,000.00 First Lien - 525,000.00 105,000.00 525,000.00 525,000.00 80.00 2503215436 WATSONVILLE 95076 CA 20070401 20370301 ARMS No 360 360 360 549,600.00 549,600.00 First Lien - 652,650.00 103,050.00 - 687,000.00 80.00 2503215437 WALNUT CREEK 94596 CA 20070501 20370401 ARMS No 360 360 360 460,000.00 460,000.00 First Lien - 460,000.00 - - 845,000.00 54.44 2503215443 TALLAHASSEE 33125 FL 20070501 20370401 ARMS No 360 360 360 112,500.00 112,500.00 First Lien - 142,500.00 30,000.00 150,000.00 150,000.00 75.00 2503215444 JOLIET 60436 IL 20070501 20370401 ARMS No 360 360 360 172,000.00 172,000.00 First Lien - 172,000.00 - - 215,000.00 80.00 2503215461 JOLIET 60436 IL 20070501 20370401 ARMS No 360 360 360 160,000.00 160,000.00 First Lien - 180,000.00 20,000.00 - 200,000.00 80.00 2503215476 LONG BEACH 90802 CA 20070401 20370301 ARMS No 360 360 360 488,000.00 488,000.00 First Lien - 610,000.00 122,000.00 610,000.00 615,000.00 80.00 2503215479 SAINT PETERSBURG 33701 FL 20070501 20370401 ARMS No 360 360 360 98,000.00 98,000.00 First Lien - 126,000.00 28,000.00 - 140,000.00 70.00 2503215496 ANAHEIM 92801 CA 20070501 20370401 FIXED No 360 360 360 496,000.00 496,000.00 First Lien - 496,000.00 - - 620,000.00 80.00 2503215503 RONKONKOMA 11779 NY 20070501 20370401 ARMS No 360 360 360 351,900.00 351,900.00 First Lien - 439,850.00 87,950.00 439,900.00 450,000.00 80.00 2503215504 BOCA RATON 33498 FL 20070501 20370401 ARMS No 360 360 360 316,000.00 316,000.00 First Lien - 395,000.00 79,000.00 - 395,000.00 80.00 2503215509 BROOKLYN 11210 NY 20070501 20370301 FIXED Yes 360 480 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 490,000.00 73.47 2503215532 SALINAS 93901 CA 20070401 20370301 FIXED No 360 360 360 250,000.00 250,000.00 First Lien - 250,000.00 - - 501,000.00 49.90 2503215536 MOUNT PROSPECT 60056 IL 20070501 20370301 ARMS Yes 360 480 360 131,250.00 131,250.00 First Lien - 166,250.00 35,000.00 - 175,000.00 75.00 2503215541 MORGAN HILL 95037 CA 20070401 20370301 ARMS No 360 360 360 432,000.00 432,000.00 First Lien - 540,000.00 108,000.00 540,000.00 540,000.00 80.00 2503215545 UKIAH 95482 CA 20070401 20370301 ARMS No 360 360 360 259,200.00 259,200.00 First Lien - 324,000.00 64,800.00 324,000.00 342,500.00 80.00 2503215551 TUCSON 85730 AZ 20070501 20370401 FIXED No 360 360 360 125,000.00 125,000.00 First Lien - 125,000.00 - - 195,000.00 64.10 2503215561 TEHACHAPI 93561 CA 20070501 20370401 ARMS No 360 360 360 180,000.00 180,000.00 First Lien - 225,000.00 45,000.00 - 225,000.00 80.00 2503215574 LAS VEGAS 89109 NV 20070501 20370401 ARMS No 360 360 360 430,500.00 430,500.00 First Lien - 430,500.00 - - 615,000.00 70.00 2503215579 SALINAS 93906 CA 20070501 20370401 ARMS No 360 360 360 532,000.00 532,000.00 First Lien - 532,000.00 - - 560,000.00 95.00 2503215592 ELMONT 11003 NY 20070501 20370401 ARMS No 360 360 360 380,000.00 380,000.00 First Lien - 475,000.00 95,000.00 - 475,000.00 80.00 2503215593 MIAMI 33157 FL 20070501 20370401 ARMS No 360 360 360 525,000.00 525,000.00 First Lien - 700,000.00 175,000.00 700,000.00 700,000.00 75.00 2503215604 NEW BEDFORD 2740 MA 20070401 20370301 FIXED No 360 360 360 160,000.00 160,000.00 First Lien - 160,000.00 - - 238,000.00 67.23 2503215625 POMONA 91767 CA 20070501 20370401 ARMS No 360 360 360 352,000.00 352,000.00 First Lien - 396,000.00 44,000.00 - 440,000.00 80.00 2503215642 HOLLIS 11423 NY 20070401 20370301 ARMS No 360 360 360 345,000.00 345,000.00 First Lien - 460,000.00 115,000.00 460,000.00 460,000.00 75.00 2503215650 SAINT PETERSBURG 33712 FL 20070501 20370401 ARMS No 360 360 360 200,700.00 200,700.00 First Lien - 200,700.00 - - 223,000.00 90.00 2503215656 MILPITAS 95035 CA 20070501 20370401 ARMS No 360 360 360 200,000.00 200,000.00 First Lien - 200,000.00 - - 650,000.00 30.77 2503215663 BROOKLYN 11208 NY 20070401 20370301 ARMS No 360 360 360 468,000.00 468,000.00 First Lien - 585,000.00 117,000.00 585,000.00 600,000.00 80.00 2503215683 MIAMI 33016 FL 20070501 20370401 ARMS No 360 360 360 136,500.00 136,500.00 First Lien - 136,500.00 - - 195,000.00 70.00 2503215699 UPPER MARLBORO 20774 MD 20070401 20370301 ARMS No 360 360 360 300,000.00 300,000.00 First Lien - 380,000.00 80,000.00 - 400,000.00 75.00 2503215716 THOUSAND OAKS 91362 CA 20070501 20370401 ARMS No 360 360 360 444,000.00 444,000.00 First Lien - 555,000.00 111,000.00 555,000.00 555,000.00 80.00 2503215718 QUAIL VALLEY 92587 CA 20070401 20370301 FIXED No 360 360 360 202,500.00 202,500.00 First Lien - 202,500.00 - - 270,000.00 75.00 2503215723 SALINAS 93906 CA 20070401 20370301 ARMS No 360 360 360 583,500.00 583,500.00 First Lien - 583,500.00 - - 687,000.00 84.93 2503215725 SAN JOSE 95117 CA 20070501 20370401 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 1,037,000.00 287,000.00 1,037,000.00 1,037,000.00 72.32 2503215726 NORTH DARTMOUTH 2747 MA 20070501 20370301 FIXED Yes 360 480 360 320,000.00 320,000.00 First Lien - 400,000.00 80,000.00 - 400,000.00 80.00 2503215728 MIRAMAR 33025 FL 20070501 20370401 ARMS No 360 360 360 128,000.00 128,000.00 First Lien - 148,000.00 20,000.00 - 175,000.00 73.14 2503215731 CHULA VISTA 91913 CA 20070501 20370401 ARMS No 360 360 360 411,000.00 411,000.00 First Lien - 548,000.00 137,000.00 - 548,000.00 75.00 2503215734 SALINAS 93905 CA 20070401 20370301 ARMS No 360 360 360 388,000.00 388,000.00 First Lien - 388,000.00 - - 485,000.00 80.00 2503215744 GREENFIELD 93927 CA 20070401 20370301 FIXED No 360 360 360 185,000.00 185,000.00 First Lien - 185,000.00 - - 450,000.00 41.11 2503215750 VALLEJO 94589 CA 20070401 20370301 ARMS No 360 360 360 367,200.00 367,200.00 First Lien - 459,000.00 91,800.00 459,000.00 470,000.00 80.00 2503215752 LONG BEACH 90814 CA 20070501 20370401 ARMS No 360 360 360 604,000.00 604,000.00 First Lien - 604,000.00 - - 755,000.00 80.00 2503215760 VAN NUYS 91406 CA 20070401 20370301 ARMS No 360 360 360 452,000.00 452,000.00 First Lien - 565,000.00 113,000.00 565,000.00 565,000.00 80.00 2503215790 DELRAY BEACH 33445 FL 20070501 20370401 ARMS No 360 360 360 198,000.00 198,000.00 First Lien - 198,000.00 - - 220,000.00 90.00 2503215803 S. OZONE PARK 11420 NY 20070501 20370401 ARMS No 360 360 360 592,000.00 592,000.00 First Lien - 740,000.00 148,000.00 - 740,000.00 80.00 2503215808 LOS ANGELES 90020 CA 20070501 20370401 ARMS No 360 360 360 544,000.00 544,000.00 First Lien - 680,000.00 136,000.00 680,000.00 680,000.00 80.00 2503215820 ROYAL PALM BEACH 33411 FL 20070501 20370401 ARMS No 360 360 360 178,000.00 178,000.00 First Lien - 237,600.00 59,600.00 238,400.00 238,400.00 74.66 2503215831 LANCASTER 93536 CA 20070501 20370401 ARMS No 360 360 360 1,000,000.00 1,000,000.00 First Lien - 1,286,000.00 286,000.00 - 1,430,000.00 69.93 2503215856 SANTA ROSA 95401 CA 20070501 20370301 ARMS Yes 360 480 360 225,000.00 225,000.00 First Lien - 225,000.00 - - 460,000.00 48.91 2503215862 MESA 85209 AZ 20070501 20370301 ARMS Yes 360 480 360 188,000.00 188,000.00 First Lien - 235,000.00 47,000.00 235,000.00 235,000.00 80.00 2503215889 CHICAGO 60626 IL 20070501 20370401 ARMS No 360 360 360 160,000.00 160,000.00 First Lien - 190,000.00 30,000.00 - 200,000.00 80.00 2503215891 JAMESBURG BORO 8831 NJ 20070501 20370401 FIXED No 360 360 360 213,750.00 213,750.00 First Lien - 285,000.00 71,250.00 - 285,000.00 75.00 2503215928 MONTCLAIR 91763 CA 20070501 20370401 ARMS No 360 360 360 340,000.00 340,000.00 First Lien - 403,500.00 63,500.00 - 425,000.00 80.00 2503215945 RANDALLSTOWN 21133 MD 20070501 20370401 ARMS No 360 360 360 236,250.00 236,250.00 First Lien - 315,000.00 78,750.00 315,000.00 325,000.00 75.00 2503215957 ONTARIO 91762 CA 20070401 20370301 ARMS No 360 360 360 322,400.00 322,400.00 First Lien - 382,850.00 60,450.00 - 404,000.00 79.80 2503215971 LAKELAND 33813 FL 20070401 20370301 ARMS No 360 360 360 186,000.00 186,000.00 First Lien - 235,600.00 49,600.00 - 248,000.00 75.00 2503215993 FULLERTON 92833 CA 20070501 20370401 ARMS No 360 360 360 431,250.00 431,250.00 First Lien - 546,200.00 114,950.00 - 575,000.00 75.00 2503216002 HALLANDALE 33009 FL 20070501 20370401 ARMS No 360 360 360 287,120.00 287,120.00 First Lien - 287,120.00 - 358,900.00 358,900.00 80.00 2503216015 SAN BERNARDINO 92410 CA 20070501 20370401 FIXED No 360 360 360 347,100.00 347,100.00 First Lien - 347,100.00 - - 445,000.00 78.00 2503216019 SACRAMENTO 95822 CA 20070501 20370401 ARMS No 360 360 360 169,875.00 169,875.00 First Lien - 215,175.00 45,300.00 226,500.00 250,000.00 75.00 2503216028 EWA BEACH 96706 HI 20070501 20370401 ARMS No 360 360 360 379,200.00 379,200.00 First Lien - 474,000.00 94,800.00 - 478,000.00 79.33 2503216057 FORT LAUDERDALE 33301 FL 20070501 20370401 ARMS No 360 360 360 262,400.00 262,400.00 First Lien - 349,850.00 87,450.00 349,900.00 353,000.00 74.99 2503216061 MIAMI 33137 FL 20070501 20370401 ARMS No 360 360 360 596,250.00 596,250.00 First Lien - 795,000.00 198,750.00 795,000.00 795,000.00 75.00 2503216062 BURRILLVILLE 2859 RI 20070501 20370401 FIXED No 360 360 360 255,000.00 255,000.00 First Lien - 340,000.00 85,000.00 - 340,000.00 75.00 2503216079 ORLANDO 32824 FL 20070501 20370401 ARMS No 360 360 360 176,850.00 176,850.00 First Lien - 210,000.00 33,150.00 221,069.00 224,000.00 80.00 2503216083 COPIAGUE 11726 NY 20070501 20370401 ARMS No 360 360 360 341,250.00 341,250.00 First Lien - 455,000.00 113,750.00 455,000.00 455,000.00 75.00 2503216088 ROCKLIN 95677 CA 20070501 20370401 FIXED No 360 360 360 295,000.00 295,000.00 First Lien - 295,000.00 - - 650,000.00 45.38 2503216103 KEAAU 96749 HI 20070501 20370401 FIXED No 360 360 360 135,000.00 135,000.00 First Lien - 135,000.00 - - 310,000.00 43.55 2503216125 VALLEY STREAM 11580 NY 20070501 20370301 ARMS Yes 360 480 360 360,000.00 360,000.00 First Lien - 450,000.00 90,000.00 450,000.00 450,000.00 80.00 2503216144 MURRIETA 92562 CA 20070501 20370401 ARMS No 360 360 360 257,000.00 257,000.00 First Lien - 257,000.00 - - 370,000.00 69.46 2503216147 BERKELEY 94703 CA 20070501 20370401 ARMS No 360 360 360 570,000.00 570,000.00 First Lien - 708,997.00 138,997.00 - 753,000.00 75.70 2503216150 CHICAGO 60609 IL 20070401 20370301 ARMS No 360 360 360 194,350.00 194,350.00 First Lien - 246,150.00 51,800.00 259,137.00 262,000.00 75.00 2503216153 CLOVIS 93611 CA 20070501 20370401 ARMS No 360 360 360 145,000.00 145,000.00 First Lien - 145,000.00 - 295,000.00 295,000.00 49.15 2503216154 FRESNO 93727 CA 20070501 20370401 ARMS No 360 360 360 204,000.00 204,000.00 First Lien - 242,250.00 38,250.00 - 255,000.00 80.00 2503216167 MIAMI 33155 FL 20070501 20370401 FIXED No 360 360 360 192,500.00 192,500.00 First Lien - 192,500.00 - - 350,000.00 55.00 2503216169 PENSACOLA 32507 FL 20070401 20370301 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 240,000.00 - - 320,000.00 75.00 2503216188 BOYNTON BEACH 33435 FL 20070501 20370401 ARMS No 360 360 360 178,500.00 178,500.00 First Lien - 226,100.00 47,600.00 238,000.00 238,000.00 75.00 2503216189 WATSONVILLE 95076 CA 20070501 20370401 ARMS No 360 360 360 333,000.00 333,000.00 First Lien - 333,000.00 - - 940,000.00 35.43 2503216199 DANVILLE 61832 IL 20070501 20370401 ARMS No 360 360 360 148,000.00 148,000.00 First Lien - 185,000.00 37,000.00 185,000.00 186,000.00 80.00 2503216251 MANTECA 95336 CA 20070501 20370401 ARMS No 360 360 360 243,750.00 243,750.00 First Lien - 292,500.00 48,750.00 - 325,000.00 75.00 2503216252 FRESNO 93722 CA 20070401 20220301 FIXED No 180 180 180 210,000.00 210,000.00 First Lien - 210,000.00 - - 300,000.00 70.00 2503216259 BOLINGBROOK 60440 IL 20070501 20370401 ARMS No 360 360 360 211,900.00 211,900.00 First Lien - 264,850.00 52,950.00 264,900.00 265,000.00 79.99 2503216266 GLENN DALE 20769 MD 20070501 20370401 FIXED No 360 360 360 303,100.00 303,100.00 First Lien - 378,850.00 75,750.00 378,900.00 385,000.00 79.99 2503216269 BURNSVILLE 55306 MN 20070501 20370401 FIXED No 360 360 360 282,000.00 282,000.00 First Lien - 334,879.00 52,879.00 352,525.00 352,525.00 79.99 2503216282 HESPERIA 92345 CA 20070501 20370401 ARMS No 360 360 360 256,000.00 256,000.00 First Lien - 256,000.00 - - 330,000.00 77.58 2503216295 MIAMI 33131 FL 20070501 20370401 ARMS No 360 360 360 442,500.00 442,500.00 First Lien - 590,000.00 147,500.00 - 590,000.00 75.00 2503216296 SALINAS 93901 CA 20070501 20370401 ARMS No 360 360 360 560,000.00 560,000.00 First Lien - 700,000.00 140,000.00 - 700,000.00 80.00 2503216308 CELINA 75009 TX 20070501 20370401 FIXED No 360 360 360 150,000.00 150,000.00 First Lien - 150,000.00 - 272,990.00 300,000.00 54.95 2503216315 SAINT GEORGE 84770 UT 20070501 20370401 ARMS No 360 360 360 284,000.00 284,000.00 First Lien - 336,250.00 52,250.00 - 360,000.00 78.89 2503216337 SUPERIOR 85273 AZ 20070501 20370401 FIXED No 360 360 360 202,500.00 202,500.00 First Lien - 202,500.00 - - 225,000.00 90.00 2503216340 WASHINGTON 20010 DC 20070501 20370401 ARMS No 360 360 360 366,400.00 366,400.00 First Lien - 435,100.00 68,700.00 - 458,000.00 80.00 2503216348 MIAMI 33139 FL 20070401 20370301 FIXED No 360 360 360 135,000.00 135,000.00 First Lien - 135,000.00 - 270,000.00 280,000.00 50.00 2503216391 ELGIN 60120 IL 20070501 20370401 ARMS No 360 360 360 264,000.00 264,000.00 First Lien - 330,000.00 66,000.00 330,000.00 330,000.00 80.00 2503216397 WAIPAHU 96797 HI 20070501 20370401 ARMS No 360 360 360 552,000.00 552,000.00 First Lien - 690,000.00 138,000.00 - 690,000.00 80.00 2503216406 MIRA LOMA 91752 CA 20070501 20370401 ARMS No 360 360 360 356,000.00 356,000.00 First Lien - 445,000.00 89,000.00 445,000.00 445,000.00 80.00 2503216412 SAN BERNARDINO 92404 CA 20070501 20370401 ARMS No 360 360 360 260,000.00 260,000.00 First Lien - 260,000.00 - - 325,000.00 80.00 2503216413 WAIPAHU 96797 HI 20070501 20370401 ARMS No 360 360 360 440,000.00 440,000.00 First Lien - 522,500.00 82,500.00 550,000.00 550,000.00 80.00 2503216438 WOODLAND HILLS 91364 CA 20070501 20370401 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 980,000.00 230,000.00 980,000.00 980,000.00 76.53 2503216457 JAMAICA 11434 NY 20070501 20370401 FIXED No 360 360 360 360,000.00 360,000.00 First Lien - 360,000.00 - - 450,000.00 80.00 2503216465 SAN MATEO 94404 CA 20070401 20370301 ARMS No 360 360 360 604,000.00 604,000.00 First Lien - 604,000.00 - - 868,000.00 69.59 2503216474 CAMARILLO 93012 CA 20070501 20370401 ARMS No 360 360 360 577,500.00 577,500.00 First Lien - 577,500.00 - - 770,000.00 75.00 2503216504 DANBURY 6810 CT 20070501 20370401 ARMS No 360 360 360 273,750.00 273,750.00 First Lien - 365,000.00 91,250.00 - 365,000.00 75.00 2503216506 STOCKTON 95212 CA 20070501 20370401 ARMS No 360 360 360 253,000.00 253,000.00 First Lien - 253,000.00 - - 395,000.00 64.05 2503216509 HAYWARD 94545 CA 20070501 20370401 ARMS No 360 360 360 598,000.00 598,000.00 First Lien - 598,000.00 - 747,500.00 747,500.00 80.00 2503216524 MAGNA 84044 UT 20070501 20370401 ARMS No 360 360 360 116,000.00 116,000.00 First Lien - 137,750.00 21,750.00 - 145,000.00 80.00 2503216536 LOMBARD 60148 IL 20070501 20370401 ARMS No 360 360 360 682,500.00 682,500.00 First Lien - 835,750.00 153,250.00 - 910,000.00 75.00 2503216541 MIAMI 33183 FL 20070401 20370301 FIXED No 360 360 360 292,000.00 292,000.00 First Lien - 365,000.00 73,000.00 365,000.00 390,000.00 80.00 2503216552 DORAL 33166 FL 20070501 20370401 ARMS No 360 360 360 183,900.00 183,900.00 First Lien - 229,880.00 45,980.00 229,900.00 230,000.00 79.99 2503216573 CHICAGO 60655 IL 20070401 20370301 ARMS No 360 360 360 82,500.00 82,500.00 First Lien - 104,500.00 22,000.00 110,000.00 190,000.00 75.00 2503216578 COLUMBIA 29223 SC 20070501 20370401 FIXED No 360 360 360 165,000.00 165,000.00 First Lien - 165,000.00 - - 328,000.00 50.30 2503216643 LOS ANGELES 90043 CA 20070501 20370401 ARMS No 360 360 360 502,500.00 502,500.00 First Lien - 603,000.00 100,500.00 670,000.00 670,000.00 75.00 2503216644 FREMONT 94538 CA 20070501 20370401 ARMS No 360 360 360 456,000.00 456,000.00 First Lien - 456,000.00 - - 876,000.00 52.05 2503216655 WATSONVILLE 95076 CA 20070501 20370401 ARMS No 360 360 360 695,000.00 695,000.00 First Lien - 695,000.00 - - 950,000.00 73.16 2503216657 REMSENBURG 11960 NY 20070501 20370401 ARMS No 360 360 360 1,120,000.00 1,120,000.00 First Lien - 1,360,000.00 240,000.00 - 1,600,000.00 70.00 2503216658 PAAUILO 96776 HI 20070501 20370301 FIXED Yes 360 480 360 363,750.00 363,750.00 First Lien - 363,750.00 - - 485,000.00 75.00 2503216661 LYNWOOD 90262 CA 20070501 20370401 ARMS No 360 360 360 185,000.00 185,000.00 First Lien - 284,978.00 99,978.00 - 285,000.00 64.91 2503216671 WESTMINISTER 92683 CA 20070501 20370401 ARMS No 360 360 360 585,000.00 585,000.00 First Lien - 663,000.00 78,000.00 - 780,000.00 75.00 2503216711 SOUTH GATE 90280 CA 20070501 20370401 ARMS No 360 360 360 468,000.00 468,000.00 First Lien - 585,000.00 117,000.00 585,000.00 585,000.00 80.00 2503216725 MIAMI 33182 FL 20070401 20370301 ARMS No 360 360 360 285,000.00 285,000.00 First Lien - 285,000.00 - - 445,000.00 64.04 2503216767 RIVERSIDE 92507 CA 20070501 20370401 ARMS No 360 360 360 281,600.00 281,600.00 First Lien - 352,000.00 70,400.00 352,000.00 352,000.00 80.00 2503216815 KAHULUI 96732 HI 20070501 20370401 ARMS No 360 360 360 465,600.00 465,600.00 First Lien - 552,900.00 87,300.00 - 582,000.00 80.00 2503216830 FONTANA 92336 CA 20070501 20370401 ARMS No 360 360 360 500,000.00 500,000.00 First Lien - 593,750.00 93,750.00 - 625,000.00 80.00 2503216846 LAS VEGAS 89129 NV 20070501 20370401 ARMS No 360 360 360 216,000.00 216,000.00 First Lien - 270,000.00 54,000.00 270,000.00 270,000.00 80.00 2503216860 CHICAGO 60618 IL 20070501 20370401 ARMS No 360 360 360 419,250.00 419,250.00 First Lien - 559,000.00 139,750.00 559,000.00 559,000.00 75.00 2503216863 BROOKLYN 11234 NY 20070501 20370401 ARMS No 360 360 360 374,400.00 374,400.00 First Lien - 421,200.00 46,800.00 468,000.00 468,000.00 80.00 2503216894 ARLINGTON 22204 VA 20070501 20370401 ARMS No 360 360 360 448,000.00 448,000.00 First Lien - 560,000.00 112,000.00 560,000.00 570,000.00 80.00 2503216911 MIAMI 33142 FL 20070501 20370401 ARMS No 360 360 360 202,500.00 202,500.00 First Lien - 270,000.00 67,500.00 270,000.00 270,000.00 75.00 2503216943 CHICAGO 60632 IL 20070501 20370401 ARMS No 360 360 360 240,000.00 240,000.00 First Lien - 320,000.00 80,000.00 - 320,000.00 75.00 2503216948 ATLANTA 30318 GA 20070401 20370301 ARMS No 360 360 360 127,920.00 127,920.00 First Lien - 159,900.00 31,980.00 159,900.00 159,900.00 80.00 2503216982 ANNANDALE 22003 VA 20070501 20370401 FIXED No 360 360 360 400,000.00 400,000.00 First Lien - 499,000.00 99,000.00 - 500,000.00 80.00 2503216991 POMPANO BEACH 33064 FL 20070401 20370301 ARMS No 360 360 360 153,750.00 153,750.00 First Lien - 205,000.00 51,250.00 205,000.00 205,000.00 75.00 2503216992 WEST HAVEN 6516 CT 20070501 20370401 ARMS No 360 360 360 172,000.00 172,000.00 First Lien - 215,000.00 43,000.00 215,000.00 226,000.00 80.00 2503217017 HIALEAH 33012 FL 20070501 20370401 ARMS No 360 360 360 266,250.00 266,250.00 First Lien - 355,000.00 88,750.00 355,000.00 360,000.00 75.00 2503217028 CHICAGO 60629 IL 20070401 20370301 ARMS No 360 360 360 247,500.00 247,500.00 First Lien - 330,000.00 82,500.00 - 330,000.00 75.00 2503217040 BROOKLYN 11230 NY 20070501 20370401 ARMS No 360 360 360 320,000.00 320,000.00 First Lien - 360,000.00 40,000.00 - 400,000.00 80.00 2503217051 WESTBURY 11590 NY 20070501 20370401 ARMS No 360 360 360 340,200.00 340,200.00 First Lien - 425,250.00 85,050.00 425,250.00 445,000.00 80.00 2503217061 WEST HAVEN 6516 CT 20070401 20370301 ARMS No 360 360 360 232,800.00 232,800.00 First Lien - 291,000.00 58,200.00 - 291,000.00 80.00 2503217082 SANTA PAULA 93060 CA 20070501 20370401 ARMS No 360 360 360 750,000.00 750,000.00 First Lien - 750,000.00 - - 980,000.00 76.53 2503217190 SAINT ALBANS 11412 NY 20070501 20370401 ARMS No 360 360 360 412,000.00 412,000.00 First Lien - 515,000.00 103,000.00 515,000.00 525,000.00 80.00 2503217240 ARTESIA 90703 CA 20070501 20370401 ARMS No 360 360 360 632,000.00 632,000.00 First Lien - 790,000.00 158,000.00 790,000.00 790,000.00 80.00 2503217248 SALINAS 93901 CA 20070501 20370401 ARMS No 360 360 360 452,000.00 452,000.00 First Lien - 565,000.00 113,000.00 565,000.00 570,000.00 80.00 3903000017 WASHINGTON 20019 DC 20061201 20361101 ARMS No 360 360 356 116,000.00 115,606.81 First Lien - 116,000.00 - - 200,000.00 58.00 3903000027 CERES 95307 CA 20060701 20220301 FIXED Yes 180 360 171 97,065.00 96,811.79 First Lien - 97,065.00 - - 485,500.00 19.99 1103607155 PALM HARBOR 34685 FL 20061101 20211201 FIXED Yes 180 360 175 82,570.00 82,436.96 Second Lien 239,330.00 321,900.00 - 341,900.00 350,000.00 94.15 1103611265 MOUNDS VIEW 55112 MN 20061101 20211101 FIXED Yes 180 360 175 37,320.00 37,254.41 Second Lien 186,600.00 223,920.00 - 248,800.00 249,000.00 90.00 1103615855 GALLATIN 37066 TN 20061101 20210901 FIXED Yes 180 360 175 40,847.00 40,787.38 Second Lien 114,373.00 155,220.00 - 163,390.00 163,500.00 95.00 1103617309 HENDERSON 89015 NV 20070201 20211001 FIXED Yes 180 360 178 42,000.00 42,000.00 Second Lien 157,500.00 199,500.00 - 210,000.00 230,000.00 95.00 1103629549 LAKELAND 33812 FL 20070101 20211101 FIXED Yes 180 360 177 49,400.00 49,357.19 Second Lien 185,250.00 234,650.00 - 247,000.00 247,000.00 95.00 1103631242 PENSACOLA 32507 FL 20061201 20211101 FIXED Yes 180 360 176 74,900.00 74,770.41 Second Lien 209,900.00 284,800.00 - 299,900.00 307,000.00 94.96 1103631521 WEATHERFORD 76086 TX 20070101 20211201 FIXED Yes 180 360 177 50,200.00 50,161.06 Second Lien 140,600.00 190,800.00 - 200,890.00 201,500.00 94.98 1103632213 KISSIMMEE 34746 FL 20061201 20220101 FIXED Yes 180 360 176 50,600.00 50,564.59 Second Lien 199,187.00 249,787.00 - 253,000.00 270,000.00 98.73 1103632647 ORLANDO 32805 FL 20070101 20211101 FIXED Yes 180 360 177 26,000.00 25,979.81 Second Lien 97,500.00 123,500.00 - 130,000.00 130,000.00 95.00 1103633321 GULFPORT 39507 MS 20070201 20220101 FIXED Yes 180 360 178 75,800.00 75,765.15 Second Lien 284,200.00 360,000.00 - 379,000.00 475,000.00 94.99 1103633348 TOMS RIVER 8753 NJ 20070101 20220101 FIXED Yes 180 360 177 20,000.00 19,984.06 Second Lien 151,000.00 171,000.00 - - 190,000.00 90.00 1103633685 FREMONT 94538 CA 20070101 20211201 FIXED No 180 180 177 35,750.00 35,750.00 Second Lien 572,000.00 607,750.00 - - 715,000.00 85.00 1103633974 WAIKOLOA 96738 HI 20070101 20361201 FIXED No 360 360 357 164,250.00 164,250.00 Second Lien 821,250.00 985,500.00 - 1,095,000.00 1,095,000.00 90.00 1103634731 FRESNO 93720 CA 20070201 20211201 FIXED Yes 180 360 178 62,600.00 62,559.35 Second Lien 146,050.00 208,650.00 - 208,650.00 230,000.00 100.00 1103635225 LOS ANGELES 90002 CA 20061201 20211101 FIXED Yes 180 360 176 110,000.00 110,000.00 Second Lien 440,000.00 550,000.00 - 550,000.00 550,000.00 100.00 1103636866 HOMESTEAD 33035 FL 20070101 20220301 FIXED Yes 180 360 177 23,500.00 23,500.00 Second Lien 125,400.00 148,900.00 - 156,750.00 198,000.00 94.99 1103636928 OROVILLE 95966 CA 20070101 20211201 FIXED Yes 180 360 177 20,000.00 19,973.46 Second Lien 160,000.00 180,000.00 - 200,000.00 207,000.00 90.00 1103636974 PENSACOLA 32507 FL 20070201 20211201 FIXED Yes 180 360 178 76,600.00 76,560.59 Second Lien 268,200.00 344,800.00 - 383,250.00 439,000.00 89.97 1103638281 COMPTON 90222 CA 20070201 20220101 FIXED Yes 180 360 178 64,050.00 64,050.00 Second Lien 341,600.00 405,650.00 - 427,000.00 427,000.00 95.00 1103639592 NORFOLK 23504 VA 20070101 20220101 FIXED Yes 180 360 177 19,350.00 19,327.36 Second Lien 96,750.00 116,100.00 - 129,000.00 140,000.00 90.00 1103639604 FREDERICKSBURG 22407 VA 20070101 20211201 FIXED Yes 180 360 177 54,350.00 54,284.63 Second Lien 434,850.00 489,200.00 - 543,616.00 566,000.00 89.99 1103640962 QUEEN CREEK 85243 AZ 20070201 20220101 FIXED Yes 180 360 178 29,600.00 29,582.79 Second Lien 111,000.00 140,600.00 - 148,000.00 170,000.00 95.00 1103641071 KISSIMMEE 34744 FL 20070301 20220101 FIXED Yes 180 360 179 45,300.00 45,285.91 Second Lien 226,700.00 272,000.00 - 302,273.00 308,100.00 89.98 1103641374 SPRINGFIELD 22152 VA 20070401 20220101 FIXED Yes 180 360 180 56,000.00 56,000.00 Second Lien 528,000.00 584,000.00 - - 660,000.00 88.48 1103641563 BIG BEAR CITY 92314 CA 20070201 20220201 FIXED Yes 180 360 178 40,750.00 40,750.00 Second Lien 163,000.00 203,750.00 - 203,750.00 210,000.00 100.00 1103641729 LAKE FOREST 92630 CA 20070201 20220201 FIXED Yes 180 360 178 47,500.00 47,497.49 Second Lien 292,500.00 340,000.00 - - 390,000.00 87.18 1103641842 LAS VEGAS 89123 NV 20070301 20220101 FIXED Yes 180 360 179 54,000.00 53,986.94 Second Lien 216,000.00 270,000.00 - 270,000.00 287,000.00 100.00 1103642183 SUNNY ISLES BEACH 33160 FL 20070201 20220101 FIXED Yes 180 360 178 39,600.00 39,580.74 Second Lien 316,800.00 356,400.00 - 396,616.00 690,000.00 89.86 1103642337 ORLAND 95963 CA 20070201 20220101 FIXED Yes 180 360 178 24,700.00 24,684.99 Second Lien 197,600.00 222,300.00 - 247,000.00 247,000.00 90.00 1103642369 MORENO VALLEY 92551 CA 20070201 20220101 FIXED Yes 180 360 178 41,250.00 41,226.28 Second Lien 220,000.00 261,250.00 - 275,000.00 340,000.00 95.00 1103642871 ESCONDIDO 92026 CA 20070301 20220301 FIXED Yes 180 360 179 44,998.00 44,984.84 Second Lien 179,992.00 224,990.00 - 224,990.00 235,000.00 100.00 1103642988 FORT PIERCE 34982 FL 20070101 20361201 FIXED No 360 360 357 31,600.00 31,580.43 Second Lien 126,400.00 158,000.00 - 158,000.00 160,000.00 100.00 1103643399 MIAMI BEACH 33140 FL 20070301 20220201 FIXED Yes 180 360 179 36,000.00 35,991.53 Second Lien 288,000.00 324,000.00 - 360,000.00 360,000.00 90.00 1103643572 HOMESTEAD 33033 FL 20070301 20220201 FIXED Yes 180 360 179 60,000.00 59,984.12 Second Lien 168,000.00 228,000.00 - 240,000.00 244,000.00 95.00 1103643573 MIAMI 33032 FL 20070301 20220201 FIXED Yes 180 360 179 62,000.00 61,983.59 Second Lien 232,500.00 294,500.00 - 310,000.00 315,000.00 95.00 1103643584 LAS VEGAS 89117 NV 20070201 20220201 FIXED Yes 180 360 178 20,650.00 20,629.00 Second Lien 165,250.00 185,900.00 - 206,610.00 207,000.00 89.98 1103643775 TUCSON 85718 AZ 20070201 20220101 FIXED Yes 180 360 178 46,800.00 46,772.34 Second Lien 234,000.00 280,800.00 - 312,000.00 430,000.00 90.00 1103643945 SACRAMENTO 95834 CA 20070201 20220101 FIXED Yes 180 360 178 43,000.00 42,967.47 Second Lien 344,000.00 387,000.00 - 430,000.00 430,000.00 90.00 1103644344 SANTEE 92071 CA 20070201 20370101 FIXED No 360 360 358 90,000.00 90,000.00 Second Lien 360,000.00 450,000.00 - 450,000.00 450,000.00 100.00 1103644508 DIXON 95620 CA 20070201 20370101 FIXED No 360 360 358 51,000.00 50,962.47 Second Lien 408,000.00 459,000.00 - 510,000.00 510,000.00 90.00 1103644605 STOCKTON 95209 CA 20070201 20220101 FIXED Yes 180 360 178 82,000.00 81,947.33 Second Lien 287,000.00 369,000.00 - 410,000.00 410,000.00 90.00 1103644716 RIDGECREST 93555 CA 20070301 20220301 FIXED Yes 180 360 179 37,200.00 37,189.06 Second Lien 130,200.00 167,400.00 - 186,000.00 186,000.00 90.00 1103644975 ENCINO 91316 CA 20070301 20220201 FIXED Yes 180 360 179 99,000.00 98,960.87 Second Lien 396,000.00 495,000.00 - 495,000.00 495,000.00 100.00 1103644995 MIAMI 33161 FL 20070301 20220201 FIXED Yes 180 360 179 52,500.00 52,484.72 Second Lien 147,000.00 199,500.00 - 210,000.00 300,000.00 95.00 1103645211 OAKLAND 94605 CA 20070401 20220201 FIXED Yes 180 360 180 47,500.00 47,500.00 Second Lien 380,000.00 427,500.00 - 475,000.00 525,000.00 90.00 1103645537 GULF SHORES 36542 AL 20070201 20220101 FIXED Yes 180 360 178 193,700.00 193,700.00 Second Lien 542,500.00 736,200.00 - 775,000.00 800,000.00 94.99 1103645705 MAGALIA 95954 CA 20070301 20220201 FIXED Yes 180 360 179 32,000.00 31,990.59 Second Lien 256,000.00 288,000.00 - 320,000.00 320,000.00 90.00 1103645745 GULFPORT 39507 MS 20070201 20370101 FIXED No 360 360 358 105,200.00 105,200.00 Second Lien 294,700.00 399,900.00 - 421,000.00 430,000.00 94.99 1103645830 PALO ALTO 94303 CA 20070301 20220201 FIXED Yes 180 360 179 50,000.00 49,984.02 Second Lien 750,000.00 800,000.00 - 1,000,000.00 1,000,000.00 80.00 1103645835 MODESTO 95351 CA 20070301 20220201 FIXED Yes 180 360 179 30,000.00 29,990.41 Second Lien 240,000.00 270,000.00 - 300,000.00 300,000.00 90.00 1103646161 PARAMOUNT 90723 CA 20070301 20220201 FIXED Yes 180 360 179 85,600.00 85,575.51 Second Lien 342,400.00 428,000.00 - 428,000.00 440,000.00 100.00 1103646235 RIDGECREST 93555 CA 20070301 20220201 FIXED Yes 180 360 179 37,200.00 37,189.06 Second Lien 130,200.00 167,400.00 - 186,000.00 186,000.00 90.00 1103646239 RIDGECREST 93555 CA 20070301 20220201 FIXED Yes 180 360 179 35,000.00 34,989.70 Second Lien 122,500.00 157,500.00 - 175,000.00 175,000.00 90.00 1103646459 SUN CITY 85373 AZ 20070301 20220201 FIXED Yes 180 360 179 38,700.00 38,688.30 Second Lien 309,600.00 348,300.00 - 387,105.00 388,000.00 89.98 1103646620 DESERT HOT SPRINGS 92240 CA 20070301 20210401 FIXED Yes 180 360 179 139,300.00 139,274.59 Second Lien 258,700.00 398,000.00 - 398,000.00 400,000.00 100.00 1103647021 MAYWOOD 90270 CA 20070401 20220201 FIXED Yes 180 360 180 124,000.00 124,000.00 Second Lien 496,000.00 620,000.00 - 620,000.00 620,000.00 100.00 1103647183 CORONA 92880 CA 20070401 20220201 FIXED Yes 180 360 180 115,550.00 115,550.00 Second Lien 616,400.00 731,950.00 - - 770,500.00 95.00 1103647480 PHOENIX 85033 AZ 20070301 20220201 FIXED Yes 180 360 179 42,290.00 42,277.34 Second Lien 118,413.00 160,703.00 - 169,162.00 174,000.00 95.00 1103647516 LOS ANGELES 90008 CA 20070301 20370201 FIXED No 360 360 359 56,250.00 56,233.45 Second Lien 300,000.00 356,250.00 - 375,000.00 462,000.00 95.00 1103647726 MIAMI 33183 FL 20070301 20220201 FIXED Yes 180 360 179 43,000.00 42,985.87 Second Lien 172,000.00 215,000.00 - 215,000.00 215,000.00 100.00 1103647983 GARDEN GROVE 92843 CA 20070301 20220201 FIXED Yes 180 360 179 151,300.00 151,255.49 Second Lien 453,700.00 605,000.00 - 605,000.00 605,000.00 100.00 1103648147 HEMET 92544 CA 20070301 20220301 FIXED Yes 180 360 179 41,250.00 41,250.00 Second Lien 220,000.00 261,250.00 - 275,000.00 275,000.00 95.00 1103648156 SAN BERNARDINO 92405 CA 20070301 20370201 FIXED No 360 360 359 42,900.00 42,889.62 Second Lien 228,800.00 271,700.00 - 286,000.00 286,000.00 95.00 1103648191 CAPITOL HEIGHTS 20743 MD 20070401 20220301 FIXED Yes 180 360 180 21,200.00 21,200.00 Second Lien 169,600.00 190,800.00 - - 212,000.00 90.00 1103648223 BETHLEHEM 18015 PA 20070301 20220301 FIXED Yes 180 360 179 33,750.00 33,741.21 Second Lien 168,750.00 202,500.00 - - 225,000.00 90.00 1103648451 SAN JUAN CAPISTRANO 92675 CA 20070301 20220201 FIXED Yes 180 360 179 91,250.00 91,214.70 Second Lien 273,700.00 364,950.00 - 365,000.00 375,000.00 99.99 1103648509 CAMERON PARK 95682 CA 20070301 20220301 FIXED Yes 180 360 179 65,000.00 64,979.23 Second Lien 520,000.00 585,000.00 - 650,000.00 650,000.00 90.00 1103648973 STOCKTON 95212 CA 20070301 20220201 FIXED Yes 180 360 179 49,500.00 49,500.00 Second Lien 396,000.00 445,500.00 - 495,000.00 505,000.00 90.00 1103649126 PALMDALE 93550 CA 20070301 20211201 FIXED Yes 180 360 179 25,100.00 25,100.00 Second Lien 248,800.00 273,900.00 - - 311,000.00 88.07 1103649155 CHICO 95928 CA 20070301 20220201 FIXED Yes 180 360 179 27,000.00 26,991.37 Second Lien 216,000.00 243,000.00 - 270,000.00 270,000.00 90.00 1103649157 GAINESVILLE 32609 FL 20070301 20370201 FIXED No 360 360 359 21,150.00 21,150.00 Second Lien 105,750.00 126,900.00 - - 141,000.00 90.00 1103649509 RIALTO 92376 CA 20070301 20220101 FIXED Yes 180 360 179 67,000.00 67,000.00 Second Lien 268,000.00 335,000.00 - 335,000.00 335,000.00 100.00 1103649600 PALMDALE 93551 CA 20070301 20220301 FIXED Yes 180 360 179 70,000.00 70,000.00 Second Lien 280,000.00 350,000.00 - 350,000.00 350,000.00 100.00 1103649739 FOUNTAIN VALLEY 92708 CA 20070401 20220301 FIXED Yes 180 360 180 39,000.00 38,985.08 Second Lien 404,000.00 443,000.00 - - 505,000.00 87.72 1103649756 CHULA VISTA 91911 CA 20070401 20220301 FIXED Yes 180 360 180 115,000.00 115,000.00 Second Lien 460,000.00 575,000.00 - 590,000.00 575,000.00 100.00 1103649892 RIALTO 92376 CA 20070301 20220201 FIXED Yes 180 360 179 92,000.00 91,937.42 Second Lien 368,000.00 460,000.00 - 460,000.00 460,000.00 100.00 1103650051 FULLERTON 92833 CA 20070401 20220301 FIXED No 180 180 180 109,800.00 109,800.00 Second Lien 439,200.00 549,000.00 - 579,000.00 549,000.00 100.00 1103650089 OROVILLE 95966 CA 20070301 20220301 FIXED Yes 180 360 179 39,700.00 39,687.31 Second Lien 317,600.00 357,300.00 - 397,000.00 397,000.00 90.00 1103650479 LADERA RANCH 92694 CA 20070401 20220201 FIXED Yes 180 360 180 137,000.00 137,000.00 Second Lien 548,000.00 685,000.00 - 685,000.00 685,000.00 100.00 1103650911 RESEDA AREA OF LOS ANGELE 91335 CA 20070301 20220201 FIXED Yes 180 360 179 119,600.00 119,565.40 Second Lien 478,400.00 598,000.00 - 598,000.00 600,000.00 100.00 1103651013 RIALTO 92376 CA 20070301 20220301 FIXED Yes 180 360 179 68,500.00 68,480.19 Second Lien 274,000.00 342,500.00 - 342,500.00 343,000.00 100.00 1103651039 CHICO 95973 CA 20070301 20220201 FIXED Yes 180 360 179 27,500.00 27,491.21 Second Lien 220,000.00 247,500.00 - 275,000.00 275,000.00 90.00 1103651430 SAN DIEGO 92114 CA 20070401 20370301 FIXED No 360 360 360 108,000.00 108,000.00 Second Lien 417,000.00 525,000.00 - - 525,000.00 100.00 1103651767 GULF SHORES 36542 AL 20070301 20220201 FIXED Yes 180 360 179 86,200.00 86,180.84 Second Lien 241,500.00 327,700.00 - 345,000.00 495,000.00 94.99 1103652724 BREA 92821 CA 20070401 20220301 FIXED No 180 180 180 100,000.00 100,000.00 Second Lien 400,000.00 500,000.00 - 500,000.00 523,000.00 100.00 1103652909 VICTORVILLE 92395 CA 20070401 20220301 FIXED Yes 180 360 180 34,500.00 34,500.00 Second Lien 184,000.00 218,500.00 - 230,000.00 260,000.00 95.00 1103652952 SANTA ANA 92701 CA 20070401 20220301 FIXED Yes 180 360 180 52,000.00 52,000.00 Second Lien 208,000.00 260,000.00 - 260,000.00 260,000.00 100.00 1103653079 SALINAS 93905 CA 20070401 20220301 FIXED Yes 180 360 180 81,600.00 81,600.00 Second Lien 326,400.00 408,000.00 - 408,000.00 490,000.00 100.00 1103653248 SANDY 84070 UT 20070401 20220201 FIXED Yes 180 360 180 46,250.00 46,250.00 Second Lien 231,350.00 277,600.00 - 308,473.00 315,000.00 89.99 1103653316 ALISO VIEJO 92656 CA 20070401 20220301 FIXED Yes 180 360 180 124,100.00 124,100.00 Second Lien 434,350.00 558,450.00 - 620,500.00 698,000.00 90.00 1103653713 OCOEE 34761 FL 20070401 20220301 FIXED Yes 180 360 180 45,300.00 45,300.00 Second Lien 181,200.00 226,500.00 - 226,500.00 250,000.00 100.00 1103653736 LAKE FOREST 92630 CA 20070401 20220301 FIXED No 180 180 180 29,000.00 29,000.00 Second Lien 496,000.00 525,000.00 - - 620,000.00 84.68 1103653794 DUARTE 91010 CA 20070401 20220301 FIXED Yes 180 360 180 47,000.00 47,000.00 Second Lien 376,000.00 423,000.00 - 470,000.00 470,000.00 90.00 1103654327 GRIDLEY 95948 CA 20070401 20220301 FIXED Yes 180 360 180 33,750.00 33,750.00 Second Lien 180,000.00 213,750.00 - 225,000.00 225,000.00 95.00 1103655293 POMPANO BEACH 33060 FL 20070201 20220101 FIXED Yes 180 360 178 46,500.00 46,500.00 Second Lien 248,000.00 294,500.00 - 310,000.00 310,000.00 95.00 1103655571 UNION CITY 94587 CA 20070401 20220301 FIXED Yes 180 360 180 108,200.00 108,200.00 Second Lien 432,800.00 541,000.00 - 541,017.00 550,000.00 100.00 1103655714 LOS ANGELES 90027 CA 20070401 20220301 FIXED Yes 180 360 180 125,550.00 125,550.00 Second Lien 627,750.00 753,300.00 - 837,000.00 850,000.00 90.00 2503187878 BRANSON 65616 MO 20070101 20211001 FIXED Yes 180 360 177 55,450.00 55,407.22 Second Lien 295,900.00 351,350.00 - 369,900.00 389,500.00 94.99 2503189258 MIAMI 33193 FL 20061201 20211001 FIXED Yes 180 360 176 48,750.00 48,692.04 Second Lien 146,250.00 195,000.00 - - 195,000.00 100.00 2503189941 MISSION VIEJO 92691 CA 20070101 20211201 FIXED Yes 180 360 177 70,000.00 69,918.49 Second Lien 280,000.00 350,000.00 - 350,000.00 350,000.00 100.00 2503191954 CANYON LAKE 92587 CA 20061201 20211101 FIXED Yes 180 360 176 70,000.00 69,894.31 Second Lien 280,000.00 350,000.00 - - 350,000.00 100.00 2503192269 ORLANDO 32839 FL 20070101 20220301 FIXED Yes 180 360 177 60,050.00 59,964.77 Second Lien 225,200.00 285,250.00 - 300,300.00 301,900.00 94.99 2503193662 SAN LEANDRO 94577 CA 20061201 20211201 FIXED Yes 180 360 176 146,000.00 145,804.36 Second Lien 584,000.00 730,000.00 - 730,000.00 730,000.00 100.00 2503194982 CORONA 92881 CA 20070101 20220201 FIXED Yes 180 360 177 90,000.00 89,902.85 Second Lien 359,900.00 449,900.00 - 449,900.00 458,000.00 100.00 2503195080 MIAMI 33184 FL 20070101 20211201 FIXED Yes 180 360 177 160,200.00 160,042.88 Second Lien 801,000.00 961,200.00 - 1,068,000.00 1,068,000.00 90.00 2503195256 MIAMI 33032 FL 20070101 20211201 FIXED Yes 180 360 177 113,980.00 113,980.00 Second Lien 455,920.00 569,900.00 - 569,900.00 569,900.00 100.00 2503195508 JACKSONVILLE 32244 FL 20070101 20211201 FIXED Yes 180 360 177 35,400.00 35,369.46 Second Lien 132,750.00 168,150.00 - 177,500.00 178,000.00 94.73 2503195547 BATON ROUGE 70810 LA 20070101 20211201 FIXED Yes 180 360 177 34,666.00 34,633.17 Second Lien 121,333.00 155,999.00 - 173,333.00 175,000.00 90.00 2503195564 HOMESTEAD 33035 FL 20070101 20211201 FIXED Yes 180 360 177 34,000.00 33,963.30 Second Lien 127,500.00 161,500.00 - 170,000.00 170,000.00 95.00 2503195726 PEARL CITY 96782 HI 20070101 20211201 FIXED Yes 180 360 177 69,000.00 68,903.67 Second Lien 276,000.00 345,000.00 - 345,000.00 350,000.00 100.00 2503195771 EAST SETAUKET 11733 NY 20070301 20211201 FIXED Yes 180 360 179 80,000.00 79,977.06 Second Lien 301,500.00 381,500.00 - 402,900.00 404,000.00 94.69 2503196647 LOS ANGELES (SAN PEDRO AR 90731 CA 20070101 20220101 FIXED Yes 180 360 177 49,700.00 49,638.05 Second Lien 265,500.00 315,200.00 - 331,900.00 385,000.00 94.97 2503196671 WEST PALM BEACH 33409 FL 20070401 20211201 FIXED Yes 180 360 180 70,450.00 70,450.00 Second Lien 211,400.00 281,850.00 - 281,900.00 282,000.00 99.98 2503197512 HOMESTEAD 33033 FL 20070101 20211201 FIXED Yes 180 360 177 47,900.00 47,846.87 Second Lien 255,100.00 303,000.00 - 318,990.00 330,000.00 94.99 2503197824 SCHAUMBURG 60193 IL 20070101 20220301 FIXED Yes 180 360 177 33,000.00 32,972.92 Second Lien 176,000.00 209,000.00 - 220,000.00 220,000.00 95.00 2503198468 GURNEE 60031 IL 20070201 20211201 FIXED Yes 180 360 178 50,400.00 50,368.17 Second Lien 117,600.00 168,000.00 - - 168,000.00 100.00 2503198503 SAN DIEGO 92173 CA 20070201 20220101 FIXED Yes 180 360 178 62,000.00 61,953.61 Second Lien 248,000.00 310,000.00 - - 310,000.00 100.00 2503198959 OREM 84097 UT 20070301 20220101 FIXED Yes 180 360 179 342,500.00 342,415.07 Second Lien 750,000.00 1,092,500.00 - 1,150,000.00 1,150,000.00 95.00 2503199026 HIALEAH 33012 FL 20070201 20370101 FIXED No 360 360 358 39,000.00 38,973.98 Second Lien 156,000.00 195,000.00 - 195,000.00 195,000.00 100.00 2503199045 PORTERVILLE 93257 CA 20070201 20220301 FIXED Yes 180 360 178 50,110.00 50,077.10 Second Lien 187,912.00 238,022.00 - 252,550.00 252,550.00 94.25 2503199243 WEST PALM BEACH 33415 FL 20070201 20220101 FIXED Yes 180 360 178 56,950.00 56,915.39 Second Lien 213,500.00 270,450.00 - 284,685.00 290,900.00 95.00 2503199566 GREELEY 80634 CO 20070201 20220101 FIXED Yes 180 360 178 34,900.00 34,880.76 Second Lien 279,200.00 314,100.00 - 349,000.00 349,000.00 90.00 2503199583 NORTH LAS VEGAS 89030 NV 20070201 20220101 FIXED Yes 180 360 178 24,500.00 24,477.68 Second Lien 166,400.00 190,900.00 - - 208,000.00 91.78 2503200691 BOYNTON BEACH 33437 FL 20070201 20220101 FIXED Yes 180 360 178 77,650.00 77,607.29 Second Lien 388,100.00 465,750.00 - 517,511.00 535,000.00 90.00 2503200813 HONOLULU 96817 HI 20070201 20220201 FIXED Yes 180 360 178 53,000.00 52,959.90 Second Lien 212,000.00 265,000.00 - - 265,000.00 100.00 2503200990 VERO BEACH 32966 FL 20070301 20220101 FIXED Yes 180 360 179 30,000.00 29,991.40 Second Lien 179,250.00 209,250.00 - - 239,000.00 87.55 2503201004 CHICAGO 60647 IL 20070301 20220101 FIXED Yes 180 360 179 43,500.00 43,485.71 Second Lien 227,200.00 270,700.00 - - 284,000.00 95.32 2503201136 COCKEYSVILLE 21030 MD 20070301 20220101 FIXED Yes 180 360 179 47,050.00 47,033.19 Second Lien 188,350.00 235,400.00 - 235,490.00 236,000.00 99.96 2503201382 FORT MYERS 33916 FL 20070201 20220101 FIXED Yes 180 360 178 27,000.00 26,983.40 Second Lien 107,900.00 134,900.00 - 134,900.00 135,000.00 100.00 2503201420 DORAL 33166 FL 20070301 20220101 FIXED Yes 180 360 179 31,980.00 31,968.82 Second Lien 127,920.00 159,900.00 - 159,900.00 185,000.00 100.00 2503201431 RANCHO SANTA MARGARITA 92688 CA 20070201 20220201 FIXED Yes 180 360 178 78,000.00 77,946.25 Second Lien 312,000.00 390,000.00 - 390,000.00 390,000.00 100.00 2503201464 PARKLAND 33076 FL 20070201 20220101 FIXED Yes 180 360 178 332,400.00 332,208.83 Second Lien 1,000,000.00 1,332,400.00 - 1,480,594.00 1,600,000.00 89.99 2503201682 DORAL 33166 FL 20070401 20220101 FIXED Yes 180 360 180 35,400.00 35,400.00 Second Lien 141,700.00 177,100.00 - 177,130.00 185,000.00 99.98 2503201723 FORT MYERS 33913 FL 20070301 20220301 FIXED Yes 180 360 179 30,300.00 30,291.90 Second Lien 161,600.00 191,900.00 - 202,000.00 211,000.00 95.00 2503201854 FORT LAUDERDALE 33301 FL 20070201 20220201 FIXED Yes 180 360 178 101,450.00 101,384.69 Second Lien 304,400.00 405,850.00 - 405,900.00 406,000.00 99.99 2503201905 ANAHEIM 92805 CA 20070401 20220101 FIXED Yes 180 360 180 115,600.00 115,600.00 Second Lien 462,400.00 578,000.00 - 578,000.00 578,000.00 100.00 2503202033 KENT 98042 WA 20070201 20220201 FIXED Yes 180 360 178 65,500.00 65,462.24 Second Lien 245,950.00 311,450.00 - 327,950.00 375,000.00 94.97 2503202744 SANTA CLARITA 91354 CA 20070301 20220101 FIXED Yes 180 360 179 99,400.00 99,373.98 Second Lien 372,850.00 472,250.00 - 497,195.00 500,000.00 94.98 2503203109 GILBERTS 60136 IL 20070201 20220101 FIXED Yes 180 360 178 27,750.00 27,733.31 Second Lien 176,000.00 203,750.00 - - 220,000.00 92.61 2503203528 MIAMI 33138 FL 20070301 20220201 FIXED Yes 180 360 179 77,250.00 77,223.58 Second Lien 386,250.00 463,500.00 - 515,000.00 525,000.00 90.00 2503203636 LONG BEACH 39560 MS 20070301 20220201 FIXED Yes 180 360 179 65,000.00 64,976.32 Second Lien 243,750.00 308,750.00 - 325,000.00 355,000.00 95.00 2503203681 KISSIMMEE 34746 FL 20070301 20220201 FIXED Yes 180 360 179 39,200.00 39,186.98 Second Lien 208,700.00 247,900.00 - 260,990.00 261,000.00 94.98 2503203847 SIMI VALLEY 93063 CA 20070201 20220201 FIXED Yes 180 360 178 23,700.00 23,687.47 Second Lien 189,600.00 213,300.00 - 237,000.00 272,000.00 90.00 2503203939 WALNUT CREEK 94597 CA 20070401 20220101 FIXED Yes 180 360 180 198,000.00 198,000.00 Second Lien 693,000.00 891,000.00 - - 990,000.00 90.00 2503203976 MIAMI 33189 FL 20070401 20220301 FIXED Yes 180 360 180 59,250.00 59,250.00 Second Lien 296,250.00 355,500.00 - - 395,000.00 90.00 2503204077 LOS ANGELES 90026 CA 20070301 20220201 FIXED Yes 180 360 179 124,000.00 123,964.44 Second Lien 465,000.00 589,000.00 - 620,000.00 620,000.00 95.00 2503204131 EAST ELMHURST 11369 NY 20070301 20220201 FIXED Yes 180 360 179 170,000.00 169,952.85 Second Lien 637,500.00 807,500.00 - 850,000.00 850,000.00 95.00 2503204290 SUNNYVALE 94085 CA 20070301 20220201 FIXED Yes 180 360 179 223,250.00 223,184.69 Second Lien 669,750.00 893,000.00 - 940,000.00 940,000.00 95.00 2503204489 MIAMI 33142 FL 20070301 20370201 FIXED No 360 360 359 35,000.00 34,984.66 Second Lien 105,000.00 140,000.00 - 140,000.00 140,000.00 100.00 2503204647 COLLEGE PARK 30349 GA 20070301 20220301 FIXED Yes 180 360 179 23,174.00 23,166.18 Second Lien 115,867.00 139,041.00 - 154,490.00 165,000.00 90.00 2503204794 POMONA 91766 CA 20070401 20220301 FIXED Yes 180 360 180 74,400.00 74,400.00 Second Lien 279,000.00 353,400.00 - - 372,000.00 95.00 2503204811 AVENTURA 33180 FL 20070401 20220301 FIXED Yes 180 360 180 60,000.00 60,000.00 Second Lien 240,000.00 300,000.00 - 300,000.00 300,000.00 100.00 2503204838 CHICAGO 60641 IL 20070401 20220201 FIXED Yes 180 360 180 103,350.00 103,350.00 Second Lien 289,450.00 392,800.00 - 413,500.00 414,000.00 94.99 2503204930 MIRAMAR 33161 FL 20070501 20220201 FIXED Yes 180 360 180 51,400.00 51,400.00 Second Lien 192,750.00 244,150.00 - 257,000.00 290,000.00 95.00 2503205203 LEHIGH ACRES 33936 FL 20070301 20220201 FIXED Yes 180 360 179 21,335.00 21,328.95 Second Lien 113,600.00 134,935.00 - 142,037.00 149,000.00 95.00 2503205309 ALEXANDRIA 22310 VA 20070401 20220201 FIXED Yes 180 360 180 302,500.00 302,500.00 Second Lien 307,500.00 610,000.00 - - 610,000.00 100.00 2503205726 SAINT PAUL 55119 MN 20070301 20220201 FIXED Yes 180 360 179 45,400.00 45,387.72 Second Lien 170,250.00 215,650.00 - 227,000.00 227,000.00 95.00 2503205768 HONOLULU 96818 HI 20070301 20220201 FIXED Yes 180 360 179 91,000.00 90,976.84 Second Lien 364,000.00 455,000.00 - 455,000.00 480,000.00 100.00 2503205788 GARDENA 90247 CA 20070401 20220201 FIXED Yes 180 360 180 105,000.00 105,000.00 Second Lien 393,750.00 498,750.00 - - 525,000.00 95.00 2503205822 SANTA ANA 92701 CA 20070301 20220301 FIXED Yes 180 360 179 218,750.00 218,681.61 Second Lien 612,500.00 831,250.00 - 875,000.00 900,000.00 95.00 2503205952 MIAMI 33165 FL 20070301 20220201 FIXED Yes 180 360 179 23,250.00 23,244.55 Second Lien 116,250.00 139,500.00 - 155,000.00 158,000.00 90.00 2503206058 MARYSVILLE 98270 WA 20070301 20220201 FIXED Yes 180 360 179 32,250.00 32,240.01 Second Lien 161,250.00 193,500.00 - 215,000.00 215,000.00 90.00 2503206093 BRONXDALE 11469 NY 20070301 20220301 FIXED Yes 180 360 179 59,600.00 59,579.39 Second Lien 223,500.00 283,100.00 - 298,000.00 350,000.00 95.00 2503206096 BRONX 10473 NY 20070301 20220201 FIXED Yes 180 360 179 185,000.00 185,000.00 Second Lien 555,000.00 740,000.00 - 740,000.00 750,000.00 100.00 2503206343 WEST PALM BEACH 33409 FL 20070401 20220301 FIXED Yes 180 360 180 32,200.00 32,200.00 Second Lien 171,900.00 204,100.00 - 214,900.00 224,000.00 94.97 2503206355 SAINT PETERSBURG 33712 FL 20070301 20220301 FIXED Yes 180 360 179 54,250.00 54,236.11 Second Lien 151,800.00 206,050.00 - 216,900.00 216,900.00 95.00 2503206511 ROSEMEAD AREA 91770 CA 20070301 20220201 FIXED Yes 180 360 179 48,000.00 47,984.28 Second Lien 256,000.00 304,000.00 - 320,000.00 385,000.00 95.00 2503206597 MIAMI 33127 FL 20070401 20220201 FIXED Yes 180 360 180 56,250.00 56,250.00 Second Lien 168,750.00 225,000.00 - 225,000.00 225,000.00 100.00 2503206647 LOS ANGELES 90016 CA 20070401 20220301 FIXED Yes 180 360 180 218,750.00 218,750.00 Second Lien 656,250.00 875,000.00 - 875,000.00 875,000.00 100.00 2503206827 CHICAGO 60646 IL 20070301 20220201 FIXED Yes 180 360 179 85,500.00 85,474.99 Second Lien 427,500.00 513,000.00 - 570,000.00 570,000.00 90.00 2503206851 JAMAICA 11436 NY 20070401 20220201 FIXED Yes 180 360 180 82,000.00 82,000.00 Second Lien 328,000.00 410,000.00 - 410,000.00 420,000.00 100.00 2503206940 KANSAS CITY 64134 MO 20070301 20220201 FIXED Yes 180 360 179 20,000.00 19,994.58 Second Lien 70,000.00 90,000.00 - 95,000.00 95,000.00 94.74 2503207272 RICHMOND 94804 CA 20070301 20220201 FIXED Yes 180 360 179 81,000.00 80,969.61 Second Lien 324,000.00 405,000.00 - 405,000.00 410,000.00 100.00 2503207321 HOMESTEAD 33035 FL 20070401 20220201 FIXED Yes 180 360 180 35,848.00 35,848.00 Second Lien 179,242.00 215,090.00 - 238,990.00 239,000.00 90.00 2503207620 MIAMI 33130 FL 20070401 20220301 FIXED Yes 180 360 180 60,000.00 60,000.00 Second Lien 168,000.00 228,000.00 - 240,000.00 350,000.00 95.00 2503207734 NORTH LAS VEGAS 89094 NV 20070301 20370201 FIXED No 360 360 359 37,650.00 37,638.40 Second Lien 200,800.00 238,450.00 - 251,000.00 255,000.00 95.00 2503207816 POMONA 91767 CA 20070301 20220301 FIXED Yes 180 360 179 84,000.00 83,966.62 Second Lien 336,000.00 420,000.00 - 420,000.00 420,000.00 100.00 2503208009 LANCASTER 93535 CA 20070301 20220301 FIXED Yes 180 360 179 47,500.00 47,484.44 Second Lien 356,250.00 403,750.00 - - 475,000.00 85.00 2503208093 SAINT PAUL 55119 MN 20070401 20220301 FIXED Yes 180 360 180 58,000.00 58,000.00 Second Lien 235,000.00 293,000.00 - 293,800.00 294,000.00 99.73 2503208296 CHICAGO 60628 IL 20070401 20220301 FIXED Yes 180 360 180 23,250.00 23,250.00 Second Lien 124,000.00 147,250.00 - 155,000.00 155,000.00 95.00 2503208346 CHICAGO 60645 IL 20070401 20220301 FIXED Yes 180 360 180 29,250.00 29,250.00 Second Lien 146,250.00 175,500.00 - 195,000.00 200,000.00 90.00 2503208449 HAYWARD 94545 CA 20070401 20220301 FIXED Yes 180 360 180 76,000.00 76,000.00 Second Lien 304,000.00 380,000.00 - 380,000.00 400,000.00 100.00 2503208702 CENTRAL ISLIP 11722 NY 20070401 20220301 FIXED Yes 180 360 180 73,000.00 73,000.00 Second Lien 292,000.00 365,000.00 - 365,000.00 365,000.00 100.00 2503208722 ELGIN 60120 IL 20070401 20220301 FIXED Yes 180 360 180 20,250.00 20,250.00 Second Lien 112,500.00 132,750.00 - - 166,000.00 79.97 2503208780 MINNEAPOLIS 55412 MN 20070401 20220301 FIXED Yes 180 360 180 39,200.00 39,200.00 Second Lien 156,800.00 196,000.00 - 196,000.00 196,000.00 100.00 2503208832 TITUSVILLE 32780 FL 20070401 20220301 FIXED Yes 180 360 180 38,200.00 38,200.00 Second Lien 152,800.00 191,000.00 - 191,000.00 191,000.00 100.00 2503208944 ORLANDO 32822 FL 20070401 20220301 FIXED Yes 180 360 180 33,398.00 33,398.00 Second Lien 133,592.00 166,990.00 - 166,990.00 173,000.00 100.00 2503208970 SYLMAR 91342 CA 20070401 20220301 FIXED Yes 180 360 180 67,000.00 67,000.00 Second Lien 268,000.00 335,000.00 - 335,000.00 335,000.00 100.00 2503209102 SAN FRANCISCO 94118 CA 20070401 20220201 FIXED Yes 180 360 180 127,777.00 127,777.00 Second Lien 511,110.00 638,887.00 - 638,888.00 638,888.00 100.00 2503209103 SANTA CLARA 95051 CA 20070401 20220301 FIXED Yes 180 360 180 79,750.00 79,750.00 Second Lien 328,000.00 407,750.00 - - 410,000.00 99.45 2503209110 SANDY 84094 UT 20070301 20370201 FIXED No 360 360 359 50,250.00 50,234.94 Second Lien 251,250.00 301,500.00 - - 335,000.00 90.00 2503209217 CANYON COUNTRY AREA 91387 CA 20070401 20220301 FIXED Yes 180 360 180 95,000.00 95,000.00 Second Lien 266,000.00 361,000.00 - - 380,000.00 95.00 2503209249 PORTSMOUTH 23707 VA 20070401 20220301 FIXED Yes 180 360 180 38,000.00 38,000.00 Second Lien 133,000.00 171,000.00 - - 190,000.00 90.00 2503209376 AREA OF COTO DE CAZA 92679 CA 20070301 20220301 FIXED Yes 180 360 179 250,000.00 249,815.63 Second Lien 750,000.00 1,000,000.00 - 1,000,000.00 1,150,000.00 100.00 2503209421 SAINT PAUL 55106 MN 20070301 20220301 FIXED Yes 180 360 179 35,000.00 34,989.39 Second Lien 131,250.00 166,250.00 - 175,000.00 179,000.00 95.00 2503209459 WESTON 33327 FL 20070401 20220301 FIXED Yes 180 360 180 157,600.00 157,600.00 Second Lien 630,400.00 788,000.00 - 788,000.00 850,000.00 100.00 2503209461 RIVERSIDE 92506 CA 20070401 20220301 FIXED Yes 180 360 180 300,000.00 300,000.00 Second Lien 750,000.00 1,050,000.00 - 1,050,000.00 1,050,000.00 100.00 2503209538 GLENDALE 91205 CA 20070401 20220301 FIXED Yes 180 360 180 94,000.00 94,000.00 Second Lien 376,000.00 470,000.00 - 470,000.00 470,000.00 100.00 2503209582 FONTANA 92335 CA 20070401 20220301 FIXED Yes 180 360 180 76,000.00 76,000.00 Second Lien 285,000.00 361,000.00 - 380,000.00 390,000.00 95.00 2503209869 LOS ANGLEES (PACOIMA AREA 91331 CA 20070401 20220301 FIXED Yes 180 360 180 57,800.00 57,800.00 Second Lien 231,200.00 289,000.00 - 289,000.00 289,000.00 100.00 2503209884 CULVER CITY 90230 CA 20070401 20220301 FIXED Yes 180 360 180 168,000.00 168,000.00 Second Lien 504,000.00 672,000.00 - - 672,000.00 100.00 2503209897 WILLOWBROOK 60527 IL 20070401 20220301 FIXED Yes 180 360 180 39,250.00 39,250.00 Second Lien 117,750.00 157,000.00 - 157,000.00 158,000.00 100.00 2503209914 POMONA 91767 CA 20070401 20220301 FIXED Yes 180 360 180 63,250.00 63,250.00 Second Lien 189,750.00 253,000.00 - 253,000.00 290,000.00 100.00 2503209952 HICKSVILLE 11801 NY 20070401 20220301 FIXED Yes 180 360 180 110,650.00 110,650.00 Second Lien 442,450.00 553,100.00 - 553,100.00 555,000.00 100.00 2503210006 MIAMI 33131 FL 20070301 20220301 FIXED Yes 180 360 179 61,000.00 60,978.83 Second Lien 244,000.00 305,000.00 - 305,000.00 569,600.00 100.00 2503210148 LOS ANGELES AREA 90059 CA 20070401 20220301 FIXED Yes 180 360 180 117,000.00 117,000.00 Second Lien 273,000.00 390,000.00 - 390,000.00 390,000.00 100.00 2503210186 GREENFIELD 93927 CA 20070401 20220301 FIXED Yes 180 360 180 100,000.00 100,000.00 Second Lien 400,000.00 500,000.00 - 500,000.00 500,000.00 100.00 2503210226 WEED 96094 CA 20070401 20370301 FIXED No 360 360 360 35,000.00 35,000.00 Second Lien 262,500.00 297,500.00 - - 350,000.00 85.00 2503210286 PORTSMOUTH 23707 VA 20070401 20220301 FIXED Yes 180 360 180 25,000.00 25,000.00 Second Lien 175,000.00 200,000.00 - - 250,000.00 80.00 2503210398 SNOHOMISH 98296 WA 20070401 20220301 FIXED Yes 180 360 180 149,800.00 149,800.00 Second Lien 599,200.00 749,000.00 - 749,000.00 801,000.00 100.00 2503210455 CAPE CORAL 33914 FL 20070401 20220301 FIXED Yes 180 360 180 120,000.00 120,000.00 Second Lien 480,000.00 600,000.00 - 600,000.00 601,000.00 100.00 2503210488 WEST PALM BEACH 33411 FL 20070401 20220301 FIXED Yes 180 360 180 38,800.00 38,800.00 Second Lien 145,500.00 184,300.00 - 194,000.00 196,000.00 95.00 2503210522 TEMPLE CITY 91780 CA 20070401 20220301 FIXED Yes 180 360 180 100,000.00 100,000.00 Second Lien 400,000.00 500,000.00 - 505,000.00 500,000.00 100.00 2503210657 AVENTURA 33180 FL 20070401 20220301 FIXED Yes 180 360 180 68,150.00 68,150.00 Second Lien 272,700.00 340,850.00 - 340,900.00 360,000.00 99.99 2503210727 WINCHESTER 92596 CA 20070401 20220301 FIXED Yes 180 360 180 62,800.00 62,800.00 Second Lien 330,000.00 392,800.00 - - 440,000.00 89.27 2503210752 INGLEWOOD 90305 CA 20070401 20220301 FIXED Yes 180 360 180 40,050.00 40,050.00 Second Lien 442,500.00 482,550.00 - - 590,000.00 81.79 2503210834 CHICAGO 60640 IL 20070401 20220301 FIXED Yes 180 360 180 59,600.00 59,600.00 Second Lien 238,400.00 298,000.00 - 298,000.00 299,000.00 100.00 2503210926 BELLFLOWER 90706 CA 20070401 20220301 FIXED Yes 180 360 180 104,000.00 104,000.00 Second Lien 416,000.00 520,000.00 - 520,000.00 520,000.00 100.00 2503210947 OAKLEY 94561 CA 20070401 20220301 FIXED Yes 180 360 180 92,000.00 92,000.00 Second Lien 368,000.00 460,000.00 - 460,000.00 460,000.00 100.00 2503211187 NORWALK 90650 CA 20070401 20220301 FIXED Yes 180 360 180 125,500.00 125,500.00 Second Lien 376,500.00 502,000.00 - 502,000.00 502,000.00 100.00 2503211204 FLORIDA CITY 33034 FL 20070401 20220301 FIXED Yes 180 360 180 70,000.00 70,000.00 Second Lien 210,000.00 280,000.00 - 280,000.00 280,000.00 100.00 2503211379 RIVERSIDE 92504 CA 20070401 20220301 FIXED Yes 180 360 180 63,700.00 63,700.00 Second Lien 254,800.00 318,500.00 - 318,500.00 330,000.00 100.00 2503211418 CHICAGO 60623 IL 20070401 20220301 FIXED Yes 180 360 180 72,000.00 72,000.00 Second Lien 252,000.00 324,000.00 - - 360,000.00 90.00 2503211444 HUNTINGTON BEACH 92647 CA 20070401 20220301 FIXED Yes 180 360 180 99,000.00 99,000.00 Second Lien 528,000.00 627,000.00 - - 660,000.00 95.00 2503211467 MORENO VALLEY 92535 CA 20070401 20220301 FIXED Yes 180 360 180 62,600.00 62,600.00 Second Lien 250,400.00 313,000.00 - 313,000.00 340,000.00 100.00 2503211468 SUNNYVALE 94085 CA 20070401 20220301 FIXED Yes 180 360 180 125,000.00 125,000.00 Second Lien 500,000.00 625,000.00 - 625,000.00 625,000.00 100.00 2503211495 HOMESTEAD 33033 FL 20070401 20220201 FIXED Yes 180 360 180 58,000.00 58,000.00 Second Lien 217,500.00 275,500.00 - - 290,000.00 95.00 2503211668 YUCCA VALLEY 92284 CA 20070401 20220301 FIXED Yes 180 360 180 45,000.00 45,000.00 Second Lien 225,000.00 270,000.00 - - 300,000.00 90.00 2503211716 RANCHO CORDOVA 95670 CA 20070401 20220301 FIXED Yes 180 360 180 47,500.00 44,000.00 Second Lien 316,000.00 363,500.00 - - 395,000.00 92.03 2503211857 TRACY 95391 CA 20070401 20220301 FIXED Yes 180 360 180 124,000.00 124,000.00 Second Lien 480,000.00 604,000.00 - 600,000.00 728,450.00 100.00 2503211881 GREENSBORO 27406 NC 20070401 20220301 FIXED Yes 180 360 180 20,700.00 20,700.00 Second Lien 103,500.00 124,200.00 - - 138,000.00 90.00 2503211893 MIAMI 33177 FL 20070401 20220301 FIXED Yes 180 360 180 80,000.00 80,000.00 Second Lien 240,000.00 320,000.00 - 320,000.00 320,000.00 100.00 2503211970 CLAREMONT 91711 CA 20070401 20220301 FIXED Yes 180 360 180 245,000.00 245,000.00 Second Lien 750,000.00 995,000.00 - 995,000.00 1,075,000.00 100.00 2503212009 SACRAMENTO 95824 CA 20070401 20220301 FIXED Yes 180 360 180 46,000.00 46,000.00 Second Lien 368,000.00 414,000.00 - - 460,000.00 90.00 2503212045 HOLLYWOOD 33019 FL 20070401 20220301 FIXED Yes 180 360 180 51,500.00 51,500.00 Second Lien 193,125.00 244,625.00 - 257,500.00 257,500.00 100.00 2503212070 PAHOA 96778 HI 20070401 20220301 FIXED Yes 180 360 180 34,400.00 34,400.00 Second Lien 137,600.00 172,000.00 - 172,000.00 202,000.00 100.00 2503212232 CHICAGO 60645 IL 20070401 20220301 FIXED Yes 180 360 180 135,000.00 135,000.00 Second Lien 405,000.00 540,000.00 - - 600,000.00 90.00 2503212340 LEHIGH ACRES 33936 FL 20070401 20220301 FIXED Yes 180 360 180 57,600.00 57,600.00 Second Lien 230,400.00 288,000.00 - 288,000.00 290,000.00 100.00 2503212453 CLOVIS 93611 CA 20070401 20220301 FIXED Yes 180 360 180 58,000.00 58,000.00 Second Lien 232,000.00 290,000.00 - 290,000.00 299,000.00 100.00 2503212459 HANFORD 93230 CA 20070401 20220301 FIXED Yes 180 360 180 78,500.00 78,500.00 Second Lien 235,500.00 314,000.00 - 314,056.00 315,000.00 99.98 2503212476 MAYWOOD 90270 CA 20070401 20220301 FIXED Yes 180 360 180 138,000.00 138,000.00 Second Lien 322,000.00 460,000.00 - 460,000.00 465,000.00 100.00 2503212505 ALISO VIEJO 92656 CA 20070401 20220301 FIXED Yes 180 360 180 160,000.00 160,000.00 Second Lien 639,999.00 799,999.00 - 799,999.00 800,000.00 100.00 2503212537 POMPANO BEACH 33068 FL 20070401 20220301 FIXED Yes 180 360 180 80,950.00 80,950.00 Second Lien 188,900.00 269,850.00 - 269,900.00 270,000.00 99.98 2503212558 PALM SPRINGS 33461 FL 20070401 20220301 FIXED Yes 180 360 180 20,000.00 20,000.00 Second Lien 165,950.00 185,950.00 - - 212,000.00 87.71 2503212631 (CHATSWORTH AREA) LOS ANG 91311 CA 20070401 20220301 FIXED Yes 180 360 180 166,000.00 166,000.00 Second Lien 622,500.00 788,500.00 - - 830,000.00 95.00 2503212658 COVINA AREA 91722 CA 20070401 20220301 FIXED Yes 180 360 180 88,400.00 88,400.00 Second Lien 353,600.00 442,000.00 - 442,000.00 442,000.00 100.00 2503212714 MORENO VALLEY 92553 CA 20070401 20220301 FIXED Yes 180 360 180 86,000.00 86,000.00 Second Lien 344,000.00 430,000.00 - - 470,000.00 91.49 2503212788 BROOKLYN 11234 NY 20070401 20370301 FIXED No 360 360 360 67,500.00 67,500.00 Second Lien 360,000.00 427,500.00 - - 450,000.00 100.00 2503212915 FEDERAL HEIGHTS 80260 CO 20070401 20220301 FIXED Yes 180 360 180 53,000.00 53,000.00 Second Lien 159,000.00 212,000.00 - 212,000.00 220,000.00 100.00 2503212989 HUNTINGTON BEACH 92647 CA 20070401 20220301 FIXED Yes 180 360 180 61,000.00 61,000.00 Second Lien 244,000.00 305,000.00 - 305,000.00 310,000.00 100.00 2503213003 LONG BEACH 90805 CA 20070401 20220301 FIXED Yes 180 360 180 130,000.00 130,000.00 Second Lien 520,000.00 650,000.00 - 650,000.00 650,000.00 100.00 2503213058 VERO BEACH 32966 FL 20070501 20220301 FIXED Yes 180 360 180 42,000.00 42,000.00 Second Lien 168,000.00 210,000.00 - 210,000.00 213,000.00 100.00 2503213097 RIVERSIDE 92508 CA 20070401 20220301 FIXED Yes 180 360 180 102,000.00 102,000.00 Second Lien 408,000.00 510,000.00 - 510,000.00 580,000.00 100.00 2503213177 PACIFIC 98047 WA 20070401 20220301 FIXED Yes 180 360 180 69,990.00 69,990.00 Second Lien 262,462.00 332,452.00 - 349,950.00 350,000.00 95.00 2503213235 WEST COVINA 91790 CA 20070401 20370301 FIXED No 360 360 360 119,750.00 119,750.00 Second Lien 359,250.00 479,000.00 - 479,000.00 479,000.00 100.00 2503213251 RICHMOND 23228 VA 20070401 20220301 FIXED Yes 180 360 180 35,000.00 35,000.00 Second Lien 191,200.00 226,200.00 - - 239,000.00 94.64 2503213274 MIAMI 33186 FL 20070401 20220301 FIXED Yes 180 360 180 47,000.00 47,000.00 Second Lien 188,000.00 235,000.00 - 235,000.00 275,000.00 100.00 2503213325 LYNWOOD 90262 CA 20070401 20220301 FIXED Yes 180 360 180 205,500.00 205,500.00 Second Lien 479,500.00 685,000.00 - 685,000.00 685,000.00 100.00 2503213389 KING CITY 93930 CA 20070401 20220301 FIXED Yes 180 360 180 78,000.00 78,000.00 Second Lien 352,000.00 430,000.00 - - 440,000.00 97.73 2503213407 WAIPAHU 96797 HI 20070401 20220301 FIXED Yes 180 360 180 35,800.00 35,800.00 Second Lien 143,200.00 179,000.00 - - 179,000.00 100.00 2503213432 BROOKLYN 11207 NY 20070401 20220301 FIXED Yes 180 360 180 120,000.00 120,000.00 Second Lien 480,000.00 600,000.00 - 600,000.00 614,000.00 100.00 2503213443 DALY CITY 94014 CA 20070401 20220301 FIXED Yes 180 360 180 127,600.00 127,600.00 Second Lien 510,400.00 638,000.00 - 638,000.00 638,000.00 100.00 2503213501 GALT 95632 CA 20070401 20220301 FIXED Yes 180 360 180 46,000.00 46,000.00 Second Lien 288,000.00 334,000.00 - - 360,000.00 92.78 2503213571 DOWNEY 90240 CA 20070501 20220301 FIXED Yes 180 360 180 225,000.00 225,000.00 Second Lien 750,000.00 975,000.00 - 975,000.00 990,000.00 100.00 2503213600 LOS ANGELES 90031 CA 20070401 20220301 FIXED Yes 180 360 180 125,000.00 125,000.00 Second Lien 500,000.00 625,000.00 - 650,000.00 625,000.00 100.00 2503213606 LONG BEACH 90810 CA 20070401 20220301 FIXED Yes 180 360 180 78,000.00 78,000.00 Second Lien 312,000.00 390,000.00 - 390,000.00 415,000.00 100.00 2503213608 BROOKLYN 11208 NY 20070501 20220301 FIXED Yes 180 360 180 122,000.00 122,000.00 Second Lien 488,000.00 610,000.00 - 610,000.00 610,000.00 100.00 2503213617 JAMAICA 11436 NY 20070401 20220301 FIXED Yes 180 360 180 110,000.00 110,000.00 Second Lien 440,000.00 550,000.00 - 550,000.00 550,000.00 100.00 2503213662 RENO 89511 NV 20070401 20220301 FIXED Yes 180 360 180 93,000.00 93,000.00 Second Lien 372,000.00 465,000.00 - 465,000.00 465,000.00 100.00 2503213672 PASO ROBLES 93446 CA 20070401 20220301 FIXED Yes 180 360 180 42,750.00 42,750.00 Second Lien 228,000.00 270,750.00 - - 285,000.00 95.00 2503213844 LINDSAY 93247 CA 20070401 20220301 FIXED Yes 180 360 180 20,000.00 20,000.00 Second Lien 150,000.00 170,000.00 - - 200,000.00 85.00 2503213910 SAN JOSE 95111 CA 20070401 20370301 FIXED No 360 360 360 133,000.00 133,000.00 Second Lien 532,000.00 665,000.00 - 665,000.00 670,000.00 100.00 2503213926 DOWNEY 90240 CA 20070401 20220301 FIXED Yes 180 360 180 118,400.00 118,400.00 Second Lien 473,600.00 592,000.00 - 592,000.00 595,000.00 100.00 2503213931 MILILANI 96789 HI 20070401 20220301 FIXED Yes 180 360 180 74,850.00 74,850.00 Second Lien 399,200.00 474,050.00 - 499,000.00 500,000.00 95.00 2503214093 MIAMI 33180 FL 20070401 20220301 FIXED Yes 180 360 180 135,000.00 135,000.00 Second Lien 405,000.00 540,000.00 - 540,000.00 540,000.00 100.00 2503214105 SAN FRANCISCO 94110 CA 20070401 20220301 FIXED Yes 180 360 180 68,000.00 68,000.00 Second Lien 608,000.00 676,000.00 - - 760,000.00 88.95 2503214183 SACRAMENTO 95824 CA 20070401 20220301 FIXED Yes 180 360 180 30,750.00 30,750.00 Second Lien 164,000.00 194,750.00 - 205,000.00 310,000.00 95.00 2503214188 ONTARIO 91761 CA 20070501 20220301 FIXED Yes 180 360 180 107,000.00 107,000.00 Second Lien 428,000.00 535,000.00 - 535,000.00 550,000.00 100.00 2503214195 GLENDORA 91740 CA 20070501 20220301 FIXED Yes 180 360 180 72,000.00 72,000.00 Second Lien 288,000.00 360,000.00 - 360,000.00 375,000.00 100.00 2503214374 SOUTH GATE 90280 CA 20070501 20220301 FIXED Yes 180 360 180 115,000.00 115,000.00 Second Lien 345,000.00 460,000.00 - 460,000.00 475,000.00 100.00 2503214618 SAN JOSE 95111 CA 20070401 20220301 FIXED Yes 180 360 180 79,000.00 79,000.00 Second Lien 316,000.00 395,000.00 - 395,000.00 410,000.00 100.00 2503214635 WEST PALM BEACH 33409 FL 20070501 20220301 FIXED Yes 180 360 180 42,980.00 42,980.00 Second Lien 161,175.00 204,155.00 - 214,900.00 226,000.00 95.00 2503214701 MIAMI 33131 FL 20070401 20220301 FIXED Yes 180 360 180 71,000.00 71,000.00 Second Lien 568,000.00 639,000.00 - 710,000.00 710,000.00 90.00 2503214720 LOS ANGELES 90003 CA 20070401 20220301 FIXED Yes 180 360 180 120,000.00 120,000.00 Second Lien 480,000.00 600,000.00 - 600,000.00 600,000.00 100.00 2503214728 WAIKOLOA 96738 HI 20070401 20220301 FIXED Yes 180 360 180 78,000.00 78,000.00 Second Lien 416,000.00 494,000.00 - - 530,000.00 93.21 2503214810 MIAMI 33132 FL 20070401 20220301 FIXED Yes 180 360 180 140,000.00 140,000.00 Second Lien 560,000.00 700,000.00 - 700,000.00 700,000.00 100.00 2503214839 SOUTH OZONE PARK 11480 NY 20070401 20220301 FIXED Yes 180 360 180 90,000.00 90,000.00 Second Lien 360,000.00 450,000.00 - 450,000.00 450,000.00 100.00 2503214894 LOCKPORT 60446 IL 20070501 20220301 FIXED Yes 180 360 180 39,600.00 39,600.00 Second Lien 110,950.00 150,550.00 - 158,500.00 158,500.00 94.98 2503215021 CORONA 92880 CA 20070501 20220301 FIXED Yes 180 360 180 134,800.00 134,800.00 Second Lien 539,200.00 674,000.00 - 674,000.00 687,000.00 100.00 2503215105 MIAMI 33172 FL 20070501 20370401 FIXED No 360 360 360 42,000.00 42,000.00 Second Lien 157,500.00 199,500.00 - 210,000.00 210,000.00 95.00 2503215333 MILILANI 96789 HI 20070501 20220301 FIXED Yes 180 360 180 106,000.00 106,000.00 Second Lien 424,000.00 530,000.00 - 530,000.00 530,000.00 100.00 2503215392 MIAMI 33145 FL 20070401 20220301 FIXED Yes 180 360 180 140,000.00 140,000.00 Second Lien 420,000.00 560,000.00 - 560,000.00 560,000.00 100.00 2503215442 BROOKLYN 11203 NY 20070401 20220301 FIXED Yes 180 360 180 105,000.00 105,000.00 Second Lien 420,000.00 525,000.00 - 525,000.00 525,000.00 100.00 2503215448 TALLAHASSEE 32308 FL 20070501 20220301 FIXED Yes 180 360 180 30,000.00 30,000.00 Second Lien 112,500.00 142,500.00 - 150,000.00 150,000.00 95.00 2503215514 BOCA RATON 33498 FL 20070501 20370401 FIXED No 360 360 360 79,000.00 79,000.00 Second Lien 316,000.00 395,000.00 - - 395,000.00 100.00 2503215544 MORGAN HILL 95037 CA 20070401 20220301 FIXED Yes 180 360 180 108,000.00 108,000.00 Second Lien 432,000.00 540,000.00 - 540,000.00 540,000.00 100.00 2503215598 MIAMI 33157 FL 20070501 20220301 FIXED Yes 180 360 180 175,000.00 175,000.00 Second Lien 525,000.00 700,000.00 - 700,000.00 700,000.00 100.00 2503215644 HOLLIS 11423 NY 20070401 20220301 FIXED Yes 180 360 180 115,000.00 115,000.00 Second Lien 345,000.00 460,000.00 - 460,000.00 460,000.00 100.00 2503215665 BROOKLYN 11208 NY 20070401 20220301 FIXED Yes 180 360 180 117,000.00 117,000.00 Second Lien 468,000.00 585,000.00 - 585,000.00 600,000.00 100.00 2503215774 VALLEJO 94589 CA 20070401 20220101 FIXED Yes 180 360 180 91,800.00 91,800.00 Second Lien 367,200.00 459,000.00 - 459,000.00 470,000.00 100.00 2503215798 OROVILLE 95966 CA 20070401 20220301 FIXED Yes 180 360 180 53,750.00 53,750.00 Second Lien 150,500.00 204,250.00 - - 215,000.00 95.00 2503215805 INGLEWOOD 90301 CA 20070501 20220401 FIXED No 180 180 180 64,000.00 64,000.00 Second Lien 256,000.00 320,000.00 - 320,000.00 320,000.00 100.00 2503215835 KAHULUI 96732 HI 20070501 20220301 FIXED Yes 180 360 180 135,000.00 135,000.00 Second Lien 540,000.00 675,000.00 - 675,000.00 689,000.00 100.00 2503215962 BELLINGHAM 98229 WA 20070501 20220301 FIXED Yes 180 360 180 42,750.00 42,750.00 Second Lien 228,000.00 270,750.00 - 285,000.00 285,000.00 90.00 2503216064 BURRILLVILLE 2859 RI 20070501 20220301 FIXED Yes 180 360 180 85,000.00 85,000.00 Second Lien 255,000.00 340,000.00 - - 340,000.00 100.00 2503216087 COPIAGUE 11726 NY 20070501 20220301 FIXED Yes 180 360 180 113,750.00 113,750.00 Second Lien 341,250.00 455,000.00 - 455,000.00 455,000.00 100.00 2503216132 VALLEY STREAM 11580 NY 20070501 20220301 FIXED Yes 180 360 180 90,000.00 90,000.00 Second Lien 360,000.00 450,000.00 - 450,000.00 450,000.00 100.00 2503216168 CHICAGO 60609 IL 20070401 20220301 FIXED Yes 180 360 180 51,800.00 51,800.00 Second Lien 194,350.00 246,150.00 - 259,137.00 262,000.00 94.99 2503216200 BOYNTON BEACH 33435 FL 20070501 20220301 FIXED Yes 180 360 180 47,600.00 47,600.00 Second Lien 178,500.00 226,100.00 - 238,000.00 238,000.00 95.00 2503216343 WASHINGTON 20010 DC 20070501 20220301 FIXED Yes 180 360 180 68,700.00 68,700.00 Second Lien 366,400.00 435,100.00 - - 458,000.00 95.00 2503216468 MIAMI 33186 FL 20070501 20220301 FIXED Yes 180 360 180 88,000.00 88,000.00 Second Lien 352,000.00 440,000.00 - - 440,000.00 100.00 2503216546 MIAMI 33183 FL 20070401 20220201 FIXED Yes 180 360 180 73,000.00 73,000.00 Second Lien 292,000.00 365,000.00 - 365,000.00 390,000.00 100.00 2503216584 FONTANA 92336 CA 20070501 20220301 FIXED Yes 180 360 180 60,750.00 60,750.00 Second Lien 324,000.00 384,750.00 - - 405,000.00 95.00 2503216898 MORGAN HILL 95037 CA 20070501 20220301 FIXED Yes 180 360 180 73,750.00 73,750.00 Second Lien 806,250.00 880,000.00 - - 1,075,000.00 81.86 2503216957 STOCKTON 95206 CA 20070501 20220301 FIXED Yes 180 360 180 65,985.00 65,985.00 Second Lien 247,444.00 313,429.00 - 329,926.00 330,000.00 95.00 2503217025 PETALUMA 94954 CA 20070501 20220301 FIXED Yes 180 360 180 92,800.00 92,800.00 Second Lien 371,200.00 464,000.00 - 464,000.00 464,000.00 100.00 2503217072 ORANGE 92867 CA 20070401 20220301 FIXED Yes 180 360 180 119,000.00 119,000.00 Second Lien 476,000.00 595,000.00 - 595,000.00 600,000.00 100.00 2503217163 LAS VEGAS 89108 NV 20070501 20220301 FIXED Yes 180 360 180 60,000.00 60,000.00 Second Lien 240,000.00 300,000.00 - 300,000.00 300,000.00 100.00 2503217254 SALINAS 93901 CA 20070501 20220301 FIXED Yes 180 360 180 113,000.00 113,000.00 Second Lien 452,000.00 565,000.00 - 565,000.00 570,000.00 100.00 2503217285 MIAMI 33165 FL 20070401 20220301 FIXED Yes 180 360 180 80,000.00 80,000.00 Second Lien 240,000.00 320,000.00 - 320,000.00 320,000.00 100.00 2503217325 EWA BEACH 96706 HI 20070501 20220101 FIXED Yes 180 360 180 84,000.00 84,000.00 Second Lien 332,000.00 416,000.00 - 415,000.00 420,000.00 100.00 2503217350 HOLLYWOOD 33021 FL 20070501 20220301 FIXED Yes 180 360 180 45,000.00 45,000.00 Second Lien 134,900.00 179,900.00 - 179,900.00 180,000.00 100.00 2503217424 LAS VEGAS 89101 NV 20070501 20220101 FIXED Yes 180 360 180 44,000.00 44,000.00 Second Lien 176,000.00 220,000.00 - 220,000.00 223,000.00 100.00 2503217471 POMPANO BEACH 33065 FL 20070501 20220301 FIXED Yes 180 360 180 94,000.00 94,000.00 Second Lien 352,500.00 446,500.00 - 470,000.00 470,000.00 95.00 2503217504 CHICAGO 60639 IL 20070201 20220301 FIXED Yes 180 360 178 56,000.00 56,000.00 Second Lien 213,750.00 269,750.00 - 285,000.00 285,000.00 95.00 2503217520 MIAMI 33185 FL 20070201 20220301 FIXED Yes 180 360 178 113,750.00 113,750.00 Second Lien 341,250.00 455,000.00 - 455,000.00 455,000.00 100.00 2503217693 EWA BEACH 96706 HI 20070501 20220101 FIXED Yes 180 360 180 60,000.00 60,000.00 Second Lien 240,000.00 300,000.00 - 300,000.00 300,000.00 100.00 2503217763 CHICAGO 60617 IL 20070501 20220301 FIXED Yes 180 360 180 35,200.00 35,200.00 Second Lien 132,000.00 167,200.00 - 176,000.00 176,000.00 95.00 2503217987 WOODHAVEN 11421 NY 20070501 20220301 FIXED Yes 180 360 180 108,000.00 108,000.00 Second Lien 432,000.00 540,000.00 - 540,000.00 540,000.00 100.00 2503218195 BELLEVUE 98006 WA 20070501 20220201 FIXED Yes 180 360 180 70,000.00 70,000.00 Second Lien 373,600.00 443,600.00 - 467,000.00 467,000.00 94.99 2503218213 NEWBURGH 12550 NY 20070301 20220301 FIXED Yes 180 360 179 42,000.00 42,000.00 Second Lien 210,000.00 252,000.00 - - 280,000.00 90.00 5500003734 WEST HOLLYWOOD 90069 CA 20070101 20220301 ARMS Yes 360 480 357 4,000,000.00 3,994,943.78 First Lien - 4,000,000.00 - 6,250,000.00 6,250,000.00 64.00 5500003925 SOMERVILLE 2145 MA 20070101 20361201 ARMS No 360 360 357 2,221,000.00 2,221,000.00 First Lien - 2,221,000.00 - - 3,025,000.00 73.42 5500004053 LAWRENCEBURG 40342 KY 20070101 20220301 ARMS Yes 180 360 177 2,100,000.00 2,094,418.14 First Lien - 2,100,000.00 - 2,800,000.00 2,900,000.00 75.00 5500004058 PHOENIX 85017 AZ 20070101 20361201 ARMS No 360 360 357 3,853,000.00 3,853,000.00 First Lien - 3,853,000.00 - 5,578,000.00 5,578,000.00 69.07 5500004097 POCATELLO 83201 ID 20070201 20361201 ARMS Yes 360 480 358 1,432,080.00 1,430,557.63 First Lien - 1,432,080.00 - - 1,989,000.00 72.00 5500004106 MEMPHIS 38122 TN 20061201 20361101 ARMS No 360 360 356 588,800.00 586,603.06 First Lien - 588,800.00 - 736,000.00 740,000.00 80.00 5500004110 SHALIMAR 32579 FL 20070201 20370101 ARMS No 360 360 358 4,320,000.00 4,311,998.88 First Lien - 4,320,000.00 - 5,400,000.00 5,465,000.00 80.00 5500004111 MIDDLETOWN 6457 CT 20070101 20361201 ARMS No 360 360 357 736,000.00 734,164.32 First Lien - 736,000.00 - 990,000.00 920,000.00 80.00 5500004119 KALAMAZOO 49001 MI 20070101 20361201 ARMS No 360 360 357 280,000.00 279,325.36 First Lien - 280,000.00 - 350,000.00 350,000.00 80.00 5500004120 KALAMAZOO 49048 MI 20070101 20361201 ARMS No 360 360 357 261,600.00 260,969.69 First Lien - 261,600.00 - 327,000.00 327,000.00 80.00 5500004126 MURFREESBORO 37130 TN 20070101 20361201 ARMS No 360 360 357 615,000.00 613,503.48 First Lien - 615,000.00 - - 820,000.00 75.00 5500004137 ANCHORAGE 99508 AK 20070101 20361201 ARMS No 360 360 357 453,750.00 452,623.84 First Lien - 453,750.00 - - 605,000.00 75.00 5500004150 GRANDVIEW 43212 OH 20070101 20361201 ARMS No 360 360 357 2,150,000.00 2,144,001.16 First Lien - 2,150,000.00 - - 2,975,000.00 72.27 5500004151 COLUMBUS 43212 OH 20070101 20361201 ARMS No 360 360 357 950,000.00 947,349.36 First Lien - 950,000.00 - - 1,370,000.00 69.34 5500004153 HOUSTON 77039 TX 20070101 20361201 ARMS No 360 360 357 4,200,000.00 4,187,703.64 First Lien - 4,200,000.00 - - 5,600,000.00 75.00 5500004155 LOUISVILLE 40219 KY 20070101 20361201 ARMS No 360 360 357 1,645,000.00 1,645,000.00 First Lien - 1,645,000.00 - - 2,350,000.00 70.00 5500004159 FOXBORO 2035 MA 20070101 20361201 ARMS No 360 360 357 490,000.00 488,783.88 First Lien - 490,000.00 - - 700,000.00 70.00 5500004160 SPARTANBURG 29301 SC 20070201 20370101 ARMS No 360 360 358 400,000.00 399,404.11 First Lien - 400,000.00 - - 610,000.00 65.57 5500004161 GREENVILLE 29601 SC 20070101 20361201 ARMS No 360 360 357 900,000.00 897,584.37 First Lien - 900,000.00 - - 1,200,000.00 75.00 5500004164 SHAKOPEE 55379 MN 20070101 20361201 ARMS No 360 360 357 546,000.00 544,476.57 First Lien - 546,000.00 - 682,500.00 695,000.00 80.00 5500004170 TOOELE 84074 UT 20070101 20361201 ARMS No 360 360 357 488,000.00 486,752.60 First Lien - 488,000.00 - 610,000.00 635,000.00 80.00 5500004171 FRESNO 93727 CA 20070101 20361201 ARMS No 360 360 357 720,000.00 718,159.58 First Lien - 720,000.00 - - 1,110,000.00 64.86 5500004172 KETTERING 45420 OH 20070101 20361201 ARMS No 360 360 357 800,000.00 797,975.07 First Lien - 800,000.00 - 1,000,000.00 1,000,000.00 80.00 5500004173 ROCHESTER 14626 NY 20070201 20170301 FIXED Yes 120 360 118 708,750.00 707,394.16 First Lien - 708,750.00 - 945,000.00 950,000.00 75.00 5500004178 MOSCOW 83843 ID 20070201 20370101 ARMS No 360 360 358 2,250,000.00 2,245,517.46 First Lien - 2,250,000.00 - - 3,400,000.00 66.18 5500004180 LYNNWOOD 98087 WA 20070101 20220301 ARMS Yes 180 360 177 2,000,000.00 1,994,657.99 First Lien - 2,000,000.00 - - 3,800,000.00 52.63 5500004181 PORTLAND 97236 OR 20070101 20361201 ARMS No 360 360 357 1,158,400.00 1,155,089.00 First Lien - 1,158,400.00 - 1,448,070.00 1,675,000.00 80.00 5500004182 PORTLAND 97211 OR 20070101 20361201 ARMS No 360 360 357 870,000.00 867,797.89 First Lien - 870,000.00 - 1,160,000.00 1,160,000.00 75.00 5500004183 WASILLA 99654 AK 20070201 20370101 ARMS No 360 360 358 563,500.00 562,485.36 First Lien - 563,500.00 - - 830,000.00 67.89 5500004186 AUSTIN 78705 TX 20070101 20361201 ARMS No 360 360 357 502,000.00 500,860.51 First Lien - 502,000.00 - 717,500.00 721,000.00 69.97 5500004187 TIGARD 97223 OR 20070101 20361201 ARMS No 360 360 357 937,500.00 935,068.17 First Lien - 937,500.00 - 1,250,000.00 1,525,000.00 75.00 5500004188 ITHACA 14850 NY 20070201 20370101 ARMS No 360 360 358 589,125.00 588,064.22 First Lien - 589,125.00 - 785,500.00 800,000.00 75.00 5500004189 AUSTIN 78705 TX 20070101 20361201 ARMS No 360 360 357 440,000.00 439,001.23 First Lien - 440,000.00 - 700,000.00 704,000.00 62.86 5500004190 AUSTIN 78756 TX 20070101 20361201 ARMS No 360 360 357 945,000.00 943,060.25 First Lien - 945,000.00 - 1,280,000.00 1,300,000.00 73.83 5500004191 FRIDLEY 55432 MN 20070201 20370101 ARMS No 360 360 358 827,500.00 825,810.67 First Lien - 827,500.00 - - 1,035,000.00 79.95 5500004193 HOLLADAY 84117 UT 20070201 20370101 ARMS No 360 360 358 515,000.00 513,969.81 First Lien - 515,000.00 - 2,145,000.00 2,220,000.00 24.01 5500004198 ST PAUL 55106 MN 20070101 20361201 ARMS No 360 360 357 3,112,000.00 3,103,565.73 First Lien - 3,112,000.00 - 3,890,000.00 4,000,000.00 80.00 5500004201 GRANTS PASS 97527 OR 20070201 20370101 ARMS No 360 360 358 1,650,000.00 1,650,000.00 First Lien - 1,650,000.00 - - 3,060,000.00 53.92 5500004203 NEW HAVEN 6511 CT 20070101 20361201 ARMS No 360 360 357 1,852,500.00 1,847,671.17 First Lien - 1,852,500.00 - 2,470,000.00 2,470,000.00 75.00 5500004211 RIO RANCHO 87124 NM 20070301 20220301 ARMS Yes 180 360 179 1,141,500.00 1,140,055.86 First Lien - 1,141,500.00 - 1,690,000.00 1,690,000.00 67.54 5500004217 FAIRBORN 45324 OH 20070201 20370101 ARMS No 360 360 358 1,000,000.00 997,966.80 First Lien - 1,000,000.00 - 1,250,000.00 1,250,000.00 80.00 5500004220 MESA 85204 AZ 20070201 20370101 ARMS Yes 360 480 358 668,500.00 667,785.73 First Lien - 668,500.00 - 945,000.00 955,000.00 70.74 5500004223 FAIR OAKS 95628 CA 20070301 20220301 ARMS Yes 180 360 179 1,560,000.00 1,558,026.41 First Lien - 1,560,000.00 - - 2,500,000.00 62.40 5500004240 MILFORD 45150 OH 20070201 20370101 ARMS No 360 360 358 1,168,000.00 1,165,634.88 First Lien - 1,168,000.00 - 1,460,000.00 1,460,000.00 80.00 5500004245 WAITE PARK 56387 MN 20070301 20370201 ARMS No 360 360 359 660,000.00 659,178.60 First Lien - 660,000.00 - - 1,060,000.00 62.26 5500004248 PROVO 84606 UT 20070201 20370201 ARMS Yes 360 480 358 497,000.00 496,477.00 First Lien - 497,000.00 - 750,000.00 710,000.00 70.00 5500004249 EAST PALO ALTO 94061 CA 20070401 20370301 ARMS No 360 360 360 1,829,000.00 1,829,000.00 First Lien - 1,829,000.00 - - 3,640,000.00 50.25 5500004252 MILFORD 45150 OH 20070201 20370101 ARMS No 360 360 358 633,000.00 631,744.04 First Lien - 633,000.00 - 860,000.00 823,000.00 76.91 5500004255 MONROE 98272 WA 20070201 20220301 ARMS Yes 180 360 178 6,200,000.00 6,186,598.42 First Lien - 6,200,000.00 - - 9,100,000.00 68.13 5500004276 BEAVERTON 97007 OR 20070301 20220101 ARMS Yes 360 480 359 866,000.00 865,296.22 First Lien - 866,000.00 - 1,275,000.00 1,285,000.00 67.92 5500004283 FLORENCE 41042 KY 20070301 20370201 ARMS No 360 360 359 1,240,000.00 1,240,000.00 First Lien - 1,240,000.00 - 1,550,000.00 1,550,000.00 80.00 5500004292 UNION TOWNSHIP 45245 OH 20070401 20370301 ARMS No 360 360 360 930,000.00 930,000.00 First Lien - 930,000.00 - - 1,240,000.00 75.00 5500004294 CINCINNATI 45230 OH 20070401 20370301 ARMS No 360 360 360 672,000.00 672,000.00 First Lien - 672,000.00 - - 900,000.00 74.67 5500004308 SALINAS 93901 CA 20070301 20370301 ARMS Yes 360 480 359 547,500.00 547,068.56 First Lien - 547,500.00 - - 1,050,000.00 52.14 5500004318 GRAND PRAIRIE 75051 TX 20070301 20370201 ARMS No 360 360 359 464,760.00 464,195.82 First Lien - 464,760.00 - 600,000.00 600,000.00 77.46 5500004319 LONG BEACH 90813 CA 20070301 20370201 ARMS No 360 360 359 2,515,000.00 2,511,724.30 First Lien - 2,515,000.00 - - 3,800,000.00 66.18 5500004327 PORTLAND 97233 OR 20070301 20370201 ARMS No 360 360 359 1,758,750.00 1,756,498.16 First Lien - 1,758,750.00 - 2,345,000.00 2,625,000.00 75.00 5500004328 LA HABRA 90631 CA 20070301 20370201 ARMS No 360 360 359 1,500,000.00 1,498,021.79 First Lien - 1,500,000.00 - - 2,500,000.00 60.00 5500004338 SAN FRANCISCO 94103 CA 20070301 20370201 ARMS No 360 360 359 975,000.00 973,816.43 First Lien - 975,000.00 - - 1,500,000.00 65.00 5500005014 LONG BEACH 90813 CA 20070201 20370101 ARMS No 360 360 358 680,000.00 679,139.72 First Lien - 680,000.00 - - 1,000,000.00 68.00 5500005064 LOS ANGELES 91406 CA 20070101 20361201 ARMS No 360 360 357 2,465,000.00 2,458,055.53 First Lien - 2,465,000.00 - - 4,000,000.00 61.63 5500005080 RIVERSIDE 92504 CA 20070101 20361201 ARMS No 360 360 357 1,587,000.00 1,587,000.00 First Lien - 1,587,000.00 - - 2,800,000.00 56.68 5500005082 LOS ANGELES 90028 CA 20070101 20361201 ARMS No 360 360 357 1,250,000.00 1,246,628.62 First Lien - 1,250,000.00 - 2,275,000.00 2,275,000.00 54.95 5500005084 AUBURN 98002 WA 20070101 20361201 ARMS No 360 360 357 725,000.00 722,877.41 First Lien - 725,000.00 - - 1,100,000.00 65.91 5500005103 LOS ANGELES 90047 CA 20070101 20361201 ARMS No 360 360 357 450,000.00 448,792.18 First Lien - 450,000.00 - - 845,000.00 53.25 5500005124 EL CAJON 92019 CA 20070201 20361201 ARMS Yes 360 480 358 2,830,000.00 2,826,897.97 First Lien - 2,830,000.00 - - 3,775,000.00 74.97 5500005131 PLANO 75075 TX 20070101 20170301 FIXED Yes 120 360 117 1,100,000.00 1,097,215.71 First Lien - 1,100,000.00 - - 1,800,000.00 61.11 5500005142 LOS ANGELES 90293 CA 20070301 20370201 ARMS No 360 360 359 844,000.00 842,881.30 First Lien - 844,000.00 - 1,999,500.00 1,850,000.00 45.62 5500005151 TUCSON 85705 AZ 20070101 20361201 ARMS No 360 360 357 2,975,000.00 2,975,000.00 First Lien - 2,975,000.00 - - 5,260,000.00 56.56 5500005154 FARMINGTON 87401 NM 20070201 20220301 ARMS Yes 180 360 178 3,450,000.00 3,443,126.77 First Lien - 3,450,000.00 - 4,610,000.00 4,600,000.00 75.00 5500005156 BAKERSFIELD 93304 CA 20070101 20361201 ARMS No 360 360 357 900,000.00 897,513.05 First Lien - 900,000.00 - - 1,462,000.00 61.56 5500005158 LOS ANGELES 90022 CA 20061201 20361101 ARMS No 360 360 356 775,500.00 772,578.45 First Lien - 775,500.00 - 1,088,000.00 1,100,000.00 71.28 5500005159 VAN NUYS 91411 CA 20070301 20220301 ARMS Yes 180 360 179 1,608,000.00 1,605,989.47 First Lien - 1,608,000.00 - - 3,100,000.00 51.87 5500005161 LOS ANGELES 90041 CA 20070101 20361201 ARMS No 360 360 357 580,000.00 578,495.51 First Lien - 580,000.00 - - 1,075,000.00 53.95 5500005165 CASTLE ROCK 80109 CO 20070201 20220301 ARMS Yes 180 360 178 2,600,000.00 2,595,026.21 First Lien - 2,600,000.00 - - 5,825,000.00 44.64 5500005170 PALM DESERT 92260 CA 20070101 20220101 ARMS Yes 180 360 177 1,965,000.00 1,959,776.97 First Lien - 1,965,000.00 - - 4,400,000.00 44.66 5500005185 LONG BEACH 90813 CA 20070101 20361201 ARMS No 360 360 357 800,000.00 797,789.35 First Lien - 800,000.00 - 1,450,000.00 1,450,000.00 55.17 5500005189 LOS ANGELES 90029 CA 20070101 20361201 ARMS No 360 360 357 735,000.00 732,939.31 First Lien - 735,000.00 - - 1,190,000.00 61.76 5500005196 VISTA 92084 CA 20070101 20361201 ARMS No 360 360 357 703,200.00 701,275.57 First Lien - 703,200.00 - 1,239,900.00 1,250,000.00 56.71 5500005199 LOS ANGELES 90006 CA 20070201 20170301 FIXED Yes 120 300 118 927,000.00 924,396.12 First Lien - 927,000.00 - - 1,450,000.00 63.93 5500005204 HAWTHORNE 90250 CA 20070101 20170101 ARMS Yes 360 480 357 2,225,000.00 2,221,944.13 First Lien - 2,225,000.00 - - 3,220,000.00 69.10 5500005205 HAWTHORNE 90250 CA 20070101 20361201 ARMS Yes 360 480 357 2,125,000.00 2,122,081.49 First Lien - 2,125,000.00 - - 3,075,000.00 69.11 5500005206 HAWTHORNE 90250 CA 20070101 20361201 ARMS Yes 360 480 357 2,075,000.00 2,072,150.16 First Lien - 2,075,000.00 - - 3,100,000.00 66.94 5500005214 LOS ANGELES 90016 CA 20070201 20370101 ARMS No 360 360 358 1,100,000.00 1,097,592.95 First Lien - 1,100,000.00 - - 1,540,000.00 71.43 5500005215 ANAHEIM 92804 CA 20070101 20361201 ARMS No 360 360 357 1,700,000.00 1,700,000.00 First Lien - 1,700,000.00 - - 3,000,000.00 56.67 5500005216 PALMDALE 93550 CA 20070101 20361201 ARMS No 360 360 357 1,021,900.00 1,019,103.40 First Lien - 1,021,900.00 - 1,375,000.00 1,370,000.00 74.59 5500005217 GARDEN GROVE 92841 CA 20070101 20361201 ARMS No 360 360 357 1,850,000.00 1,850,000.00 First Lien - 1,850,000.00 - - 3,050,000.00 60.66 5500005218 TUSTIN 92780 CA 20070101 20361201 ARMS No 360 360 357 1,000,000.00 1,000,000.00 First Lien - 1,000,000.00 - - 1,560,000.00 64.10 5500005220 TUSTIN 92780 CA 20070101 20361201 ARMS No 360 360 357 2,100,000.00 2,100,000.00 First Lien - 2,100,000.00 - - 3,300,000.00 63.64 5500005222 TORRANCE 90503 CA 20070201 20361201 ARMS Yes 360 480 358 865,000.00 863,856.34 First Lien - 865,000.00 - - 1,300,000.00 66.54 5500005223 LOS ANGELES 90035 CA 20070201 20370101 ARMS No 360 360 358 1,925,000.00 1,920,787.67 First Lien - 1,925,000.00 - - 2,725,000.00 70.64 5500005225 WHITTIER 90602 CA 20070201 20370101 ARMS No 360 360 358 1,170,000.00 1,167,621.15 First Lien - 1,170,000.00 - - 2,150,000.00 54.42 5500005228 CHATSWORTH 91311 CA 20070201 20220301 ARMS Yes 180 360 178 780,000.00 778,519.89 First Lien - 780,000.00 - - 2,775,000.00 28.11 5500005229 CARLSBAD 92009 CA 20070101 20361201 ARMS No 360 360 357 1,400,000.00 1,396,314.85 First Lien - 1,400,000.00 - - 2,900,000.00 48.28 5500005230 ANCHORAGE 99508 AK 20070301 20370201 ARMS No 360 360 359 333,750.00 333,374.30 First Lien - 333,750.00 - 445,000.00 445,000.00 75.00 5500005231 LONG BEACH 90813 CA 20070101 20361201 ARMS No 360 360 357 345,000.00 344,236.23 First Lien - 345,000.00 - - 950,000.00 36.32 5500005237 FULLERTON 92832 CA 20070101 20361201 ARMS No 360 360 357 500,000.00 500,000.00 First Lien - 500,000.00 - - 900,000.00 55.56 5500005238 PHOENIX 85040 AZ 20070201 20370101 ARMS No 360 360 358 2,100,000.00 2,100,000.00 First Lien - 2,100,000.00 - - 4,400,000.00 47.73 5500005240 EL CAJON 92020 CA 20070201 20370101 ARMS No 360 360 358 924,000.00 922,035.12 First Lien - 924,000.00 - - 1,320,000.00 70.00 5500005241 DALLAS 75216 TX 20070201 20370101 ARMS No 360 360 358 929,500.00 927,625.48 First Lien - 929,500.00 - - 1,430,000.00 65.00 5500005242 DALLAS 75216 TX 20070201 20370101 ARMS No 360 360 358 754,000.00 752,479.41 First Lien - 754,000.00 - - 1,160,000.00 65.00 5500005243 MONROVIA 91016 CA 20070101 20361201 ARMS No 360 360 357 600,000.00 598,276.79 First Lien - 600,000.00 - - 1,075,000.00 55.81 5500005248 LONG BEACH 90805 CA 20070201 20370101 ARMS No 360 360 358 607,750.00 606,633.41 First Lien - 607,750.00 - 935,000.00 935,000.00 65.00 5500005254 INGLEWOOD 90301 CA 20070201 20370101 ARMS No 360 360 358 710,000.00 708,538.67 First Lien - 710,000.00 - 1,300,000.00 1,400,000.00 54.62 5500005255 MAMMOTH LAKES 93546 CA 20070301 20370101 ARMS Yes 360 480 359 915,000.00 914,280.34 First Lien - 915,000.00 - - 1,600,000.00 57.19 5500005256 ALABASTER 35007 AL 20070201 20220301 ARMS Yes 180 360 178 630,000.00 628,770.12 First Lien - 630,000.00 - 970,000.00 970,000.00 64.95 5500005263 ANAHEIM 92805 CA 20070201 20220101 ARMS Yes 360 480 358 720,000.00 719,264.89 First Lien - 720,000.00 - 1,090,000.00 1,090,000.00 66.06 5500005266 ORANGE 92868 CA 20070101 20361201 ARMS No 360 360 357 620,000.00 618,506.17 First Lien - 620,000.00 - 921,500.00 933,000.00 67.28 5500005267 GREAT FALLS 59404 MT 20070201 20370101 ARMS No 360 360 358 532,000.00 531,139.76 First Lien - 532,000.00 - 857,000.00 770,000.00 69.09 5500005268 NORTH HOLLYWOOD 91601 CA 20070101 20361201 ARMS No 360 360 357 475,000.00 473,797.70 First Lien - 475,000.00 - 785,000.00 785,000.00 60.51 5500005275 HIGHLAND 92410 CA 20070201 20370101 ARMS No 360 360 358 935,000.00 933,129.66 First Lien - 935,000.00 - - 1,700,000.00 55.00 5500005276 POMONA 91767 CA 20070201 20370101 ARMS No 360 360 358 962,500.00 960,574.66 First Lien - 962,500.00 - - 1,750,000.00 55.00 5500005277 GARDENA 90249 CA 20070201 20370101 ARMS No 360 360 358 790,000.00 788,476.42 First Lien - 790,000.00 - 1,147,000.00 1,150,000.00 68.88 5500005278 LAKEWOOD 90715 CA 20070201 20370101 ARMS No 360 360 358 1,075,000.00 1,072,943.53 First Lien - 1,075,000.00 - 1,630,000.00 1,630,000.00 65.95 5500005279 LOS ANGELES 90018 CA 20070201 20370101 ARMS No 360 360 358 630,000.00 628,744.89 First Lien - 630,000.00 - 900,000.00 940,000.00 70.00 5500005280 LOS ANGELES 90005 CA 20070201 20370101 ARMS Yes 360 480 358 1,650,000.00 1,648,340.44 First Lien - 1,650,000.00 - - 3,040,000.00 54.28 5500005281 LOS ANGELES 90046 CA 20070201 20370101 ARMS Yes 360 480 358 1,025,000.00 1,023,915.90 First Lien - 1,025,000.00 - - 1,675,000.00 61.19 5500005283 HAWTHORNE 90250 CA 20070201 20370101 ARMS No 360 360 358 1,020,000.00 1,017,883.43 First Lien - 1,020,000.00 - - 1,785,000.00 57.14 5500005287 BELLFLOWER 90706 CA 20070201 20370101 ARMS No 360 360 358 700,000.00 698,547.46 First Lien - 700,000.00 - 1,183,050.00 1,300,000.00 59.17 5500005289 SPRINGDALE 72762 AR 20070201 20370101 ARMS No 360 360 358 564,000.00 562,805.55 First Lien - 564,000.00 - 752,000.00 752,000.00 75.00 5500005290 VISTA 92083 CA 20070201 20370101 ARMS No 360 360 358 3,680,000.00 3,680,000.00 First Lien - 3,680,000.00 - - 5,820,000.00 63.23 5500005293 LA MESA 91942 CA 20070201 20370101 ARMS No 360 360 358 515,000.00 513,948.64 First Lien - 515,000.00 - - 1,130,000.00 45.58 5500005295 HAWTHORNE 90250 CA 20070201 20370101 ARMS No 360 360 358 710,000.00 710,000.00 First Lien - 710,000.00 - - 1,190,000.00 59.66 5500005296 LOS ANGELES 91605 CA 20070201 20370101 ARMS No 360 360 358 793,500.00 791,912.71 First Lien - 793,500.00 - - 1,200,000.00 66.13 5500005297 BEND 97702 OR 20070201 20220301 ARMS Yes 180 360 178 670,000.00 668,665.19 First Lien - 670,000.00 - - 1,925,000.00 34.81 5500005298 VICTORVILLE 92395 CA 20070201 20370101 ARMS No 360 360 358 425,000.00 424,153.30 First Lien - 425,000.00 - 746,900.00 770,000.00 56.90 5500005300 LOS ANGELES 90057 CA 20070101 20361201 ARMS No 360 360 357 708,000.00 706,024.57 First Lien - 708,000.00 - 1,288,000.00 1,288,000.00 54.97 5500005301 SAN DIEGO 92104 CA 20070201 20370101 ARMS No 360 360 358 515,000.00 513,948.64 First Lien - 515,000.00 - - 1,175,000.00 43.83 5500005302 LA MESA 91942 CA 20070201 20370101 ARMS No 360 360 358 600,000.00 598,775.11 First Lien - 600,000.00 - - 2,030,000.00 29.56 5500005303 YORBA LINDA 92887 CA 20070401 20220301 ARMS Yes 180 360 180 2,000,000.00 1,980,000.00 First Lien - 2,000,000.00 - - 3,170,000.00 63.09 5500005305 WESTMINSTER 92683 CA 20070201 20370101 ARMS No 360 360 358 840,000.00 838,228.26 First Lien - 840,000.00 - - 1,450,000.00 57.93 5500005306 LONG BEACH 90805 CA 20070201 20370101 ARMS No 360 360 358 970,000.00 968,043.80 First Lien - 970,000.00 - - 1,950,000.00 49.74 5500005307 LAWTON 73505 OK 20070201 20370101 ARMS No 360 360 358 667,500.00 666,207.44 First Lien - 667,500.00 - 927,500.00 890,000.00 75.00 5500005308 EL MONTE 91732 CA 20070201 20370101 ARMS No 360 360 358 700,000.00 698,682.42 First Lien - 700,000.00 - - 1,300,000.00 53.85 5500005309 LOS ANGELES 90020 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 749,027.95 First Lien - 750,000.00 - 1,500,000.00 1,500,000.00 50.00 5500005311 APPLE VALLEY 92308 CA 20070201 20370201 ARMS Yes 360 480 358 787,500.00 786,310.58 First Lien - 787,500.00 - 1,125,000.00 1,125,000.00 70.00 5500005315 LOS ANGELES 91352 CA 20070301 20370101 ARMS Yes 360 480 359 600,000.00 599,506.90 First Lien - 600,000.00 - - 800,000.00 75.00 5500005316 LOS ANGELES 90006 CA 20070201 20370101 ARMS No 360 360 358 4,450,000.00 4,440,262.42 First Lien - 4,450,000.00 - - 6,265,000.00 71.03 5500005319 PORTLAND 97203 OR 20070201 20370101 ARMS No 360 360 358 535,000.00 533,921.06 First Lien - 535,000.00 - 768,000.00 780,000.00 69.66 5500005322 LOS ANGELES 90004 CA 20070201 20370101 ARMS No 360 360 358 875,000.00 873,085.30 First Lien - 875,000.00 - - 1,600,000.00 54.69 5500005323 UPLAND 91786 CA 20070201 20370101 ARMS No 360 360 358 568,000.00 566,816.56 First Lien - 568,000.00 - 915,000.00 925,000.00 62.08 5500005325 FULLERTON 92833 CA 20070201 20370101 ARMS No 360 360 358 1,265,000.00 1,262,520.46 First Lien - 1,265,000.00 - 1,730,000.00 1,860,000.00 73.12 5500005327 LOS ANGELES 91402 CA 20070201 20370101 ARMS No 360 360 358 1,950,000.00 1,950,000.00 First Lien - 1,950,000.00 - - 3,115,000.00 62.60 5500005328 LOS ANGELES 91402 CA 20070201 20370101 ARMS No 360 360 358 2,750,000.00 2,750,000.00 First Lien - 2,750,000.00 - - 4,800,000.00 57.29 5500005329 PANORAMA CITY 91402 CA 20070201 20370101 ARMS No 360 360 358 1,100,000.00 1,100,000.00 First Lien - 1,100,000.00 - - 2,250,000.00 48.89 5500005331 LOS ANGELES 90291 CA 20070301 20370201 ARMS No 360 360 359 600,000.00 600,000.00 First Lien - 600,000.00 - - 1,455,000.00 41.24 5500005332 EDMONDS 98020 WA 20070201 20370101 ARMS No 360 360 358 1,300,000.00 1,297,356.84 First Lien - 1,300,000.00 - 2,180,000.00 2,185,000.00 59.63 5500005335 GRESHAM 97230 OR 20070201 20370101 ARMS No 360 360 358 1,912,000.00 1,908,144.06 First Lien - 1,912,000.00 - 2,390,000.00 2,750,000.00 80.00 5500005341 INDIANAPOLIS 46226 IN 20070201 20370101 ARMS No 360 360 358 1,631,250.00 1,628,065.51 First Lien - 1,631,250.00 - 2,175,000.00 2,175,000.00 75.00 5500005342 MORENO VALLEY 92553 CA 20070201 20370101 ARMS No 360 360 358 444,000.00 443,330.85 First Lien - 444,000.00 - 650,000.00 675,000.00 68.31 5500005344 LOS ANGELES 91406 CA 20070201 20370101 ARMS No 360 360 358 2,793,000.00 2,787,011.94 First Lien - 2,793,000.00 - 4,200,000.00 4,200,000.00 66.50 5500005353 NORTH HOLLYWOOD 91606 CA 20070301 20370101 ARMS Yes 360 480 359 701,250.00 700,673.69 First Lien - 701,250.00 - 935,000.00 935,000.00 75.00 5500005355 EL CAJON 92021 CA 20070301 20370201 ARMS No 360 360 359 817,500.00 816,455.82 First Lien - 817,500.00 - - 1,090,000.00 75.00 5500005358 SAN FRANCISCO 94121 CA 20070201 20370101 ARMS No 360 360 358 1,800,000.00 1,796,369.92 First Lien - 1,800,000.00 - - 4,185,000.00 43.01 5500005360 LOS ANGELES 90037 CA 20070301 20370201 ARMS No 360 360 359 965,000.00 965,000.00 First Lien - 965,000.00 - - 1,700,000.00 56.76 5500005361 LOS ANGELES 90057 CA 20070301 20370201 ARMS No 360 360 359 875,000.00 875,000.00 First Lien - 875,000.00 - - 1,585,000.00 55.21 5500005362 POMONA 91767 CA 20070201 20370101 ARMS No 360 360 358 821,000.00 819,410.22 First Lien - 821,000.00 - - 2,200,000.00 37.32 5500005363 TORRANCE 90501 CA 20070201 20370101 ARMS Yes 360 480 358 4,140,000.00 4,135,196.25 First Lien - 4,140,000.00 - - 5,900,000.00 70.17 5500005364 LOMITA 90717 CA 20070201 20370101 ARMS Yes 360 480 358 3,675,000.00 3,670,735.81 First Lien - 3,675,000.00 - - 5,400,000.00 68.06 5500005372 AUBURN 98002 WA 20070301 20370201 ARMS No 360 360 359 675,000.00 675,000.00 First Lien - 675,000.00 - - 1,010,000.00 66.83 5500005390 LOS ANGELES 90029 CA 20070201 20370101 ARMS No 360 360 358 865,000.00 863,182.98 First Lien - 865,000.00 - - 1,275,000.00 67.84 5500005413 WEST HOLLYWOOD 90046 CA 20070301 20370201 ARMS No 360 360 359 600,000.00 599,204.72 First Lien - 600,000.00 - - 1,575,000.00 38.10 5500005414 WEST HOLLYWOOD 90046 CA 20070301 20370201 ARMS No 360 360 359 600,000.00 599,204.72 First Lien - 600,000.00 - - 1,150,000.00 52.17 5500005423 SEATTLE 98103 WA 20070301 20370201 ARMS Yes 360 480 359 1,960,000.00 1,958,389.20 First Lien - 1,960,000.00 - - 3,430,000.00 57.14 5500005425 VAN NUYS 91405 CA 20070301 20370201 ARMS No 360 360 359 975,000.00 975,000.00 First Lien - 975,000.00 - 1,575,000.00 1,575,000.00 61.90 5500005426 LOS ANGELES 90038 CA 20070201 20370101 ARMS No 360 360 358 1,245,000.00 1,242,275.66 First Lien - 1,245,000.00 - - 1,770,000.00 70.34 5500005428 LOS ANGELES 90019 CA 20070201 20370101 ARMS Yes 360 480 358 500,000.00 499,217.58 First Lien - 500,000.00 - - 740,000.00 67.57 5500005432 LOS ANGELES 90003 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 499,362.89 First Lien - 500,000.00 - - 970,000.00 51.55 5500005436 CHICO 95926 CA 20070301 20370201 ARMS No 360 360 359 1,020,000.00 1,020,000.00 First Lien - 1,020,000.00 - - 1,500,000.00 68.00 5500005437 HIXSON 37343 TN 20070301 20370201 ARMS No 360 360 359 439,500.00 439,026.21 First Lien - 439,500.00 - 586,000.00 586,000.00 75.00 5500005442 FULLERTON 92833 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 499,353.56 First Lien - 500,000.00 - - 995,000.00 50.25 5500005443 NORTH HOLLYWOOD 91601 CA 20070201 20370101 ARMS No 360 360 358 875,000.00 873,161.96 First Lien - 875,000.00 - 1,430,000.00 1,430,000.00 61.19 5500005444 HOQUIAM 98550 WA 20070301 20220301 ARMS Yes 180 360 179 880,000.00 878,921.19 First Lien - 880,000.00 - - 1,230,000.00 71.54 5500005454 LOS ANGELES 90057 CA 20070401 20370301 ARMS No 360 360 360 1,597,500.00 1,597,500.00 First Lien - 1,597,500.00 - - 2,130,000.00 75.00 5500005455 LOS ANGELES 90004 CA 20070201 20370101 ARMS No 360 360 358 1,001,250.00 999,059.03 First Lien - 1,001,250.00 - 1,335,000.00 1,450,000.00 75.00 5500005460 LONG BEACH 90805 CA 20070301 20370201 ARMS No 360 360 359 350,000.00 349,572.28 First Lien - 350,000.00 - - 598,000.00 58.53 5500005470 RIVERSIDE 92506 CA 20070201 20370101 ARMS No 360 360 358 370,000.00 369,322.96 First Lien - 370,000.00 - 600,000.00 600,000.00 61.67 5500005471 GONZALES 70767 LA 20070301 20370201 ARMS No 360 360 359 714,000.00 713,076.88 First Lien - 714,000.00 - - 1,020,000.00 70.00 5500005472 ARCADIA 91006 CA 20070201 20370101 ARMS No 360 360 358 697,000.00 695,559.57 First Lien - 697,000.00 - - 1,246,000.00 55.94 5500005478 LOS ANGELES 91335 CA 20070301 20370201 ARMS No 360 360 359 975,000.00 973,694.44 First Lien - 975,000.00 - - 1,500,000.00 65.00 5500005481 LONG BEACH 90805 CA 20070301 20370201 ARMS No 360 360 359 750,000.00 749,114.70 First Lien - 750,000.00 - 1,000,000.00 1,112,000.00 75.00 5500005482 LOS ANGELES 90043 CA 20070301 20370201 ARMS No 360 360 359 700,000.00 699,103.74 First Lien - 700,000.00 - 875,000.00 1,035,000.00 80.00 5500005484 SAN BERNARDINO 92401 CA 20070301 20370201 ARMS No 360 360 359 600,000.00 599,235.47 First Lien - 600,000.00 - - 847,500.00 70.80 5500005485 LOS ANGELES 90008 CA 20070301 20370201 ARMS No 360 360 359 530,000.00 529,374.39 First Lien - 530,000.00 - 735,000.00 725,000.00 73.10 5500005500 BONNER SPRINGS 66012 KS 20070301 20370201 ARMS No 360 360 359 445,000.00 444,480.13 First Lien - 445,000.00 - 625,000.00 625,000.00 71.20 5500005501 LONG BEACH 90813 CA 20070301 20370201 ARMS Yes 360 480 359 780,000.00 779,357.50 First Lien - 780,000.00 - - 1,200,000.00 65.00 5500005502 VALLEJO 94590 CA 20070301 20370201 ARMS Yes 360 480 359 765,000.00 764,398.32 First Lien - 765,000.00 - 1,020,000.00 1,020,000.00 75.00 5500005506 ADELANTO 92301 CA 20070301 20370201 ARMS No 360 360 359 2,275,000.00 2,272,051.46 First Lien - 2,275,000.00 - - 3,500,000.00 65.00 5500005509 LOS ANGELES 90004 CA 20070401 20370301 ARMS No 360 360 360 630,000.00 629,500.00 First Lien - 630,000.00 - 930,000.00 930,000.00 67.74 5500005510 PORTLAND 97214 OR 20070301 20370201 ARMS No 360 360 359 620,000.00 619,196.44 First Lien - 620,000.00 - 1,210,600.00 1,215,000.00 51.21 5500005528 CHICO 95973 CA 20070301 20370201 ARMS No 360 360 359 1,680,000.00 1,677,859.32 First Lien - 1,680,000.00 - 2,450,000.00 2,450,000.00 68.57 5500005534 LOS ANGELES 90046 CA 20070401 20370201 ARMS Yes 360 480 360 711,000.00 700,000.00 First Lien - 711,000.00 - 1,185,000.00 1,200,000.00 60.00 5500005535 LOS ANGELES 90035 CA 20070301 20370201 ARMS No 360 360 359 500,000.00 499,362.89 First Lien - 500,000.00 - - 1,218,000.00 41.05 5500005556 LOS ANGELES 91401 CA 20070401 20370301 ARMS No 360 360 360 500,000.00 525,000.00 First Lien - 500,000.00 - - 845,000.00 59.17 5500005566 SANTA ANA 92701 CA 20070301 20370301 ARMS Yes 360 480 359 2,350,000.00 2,350,000.00 First Lien - 2,350,000.00 - 3,200,000.00 3,200,000.00 73.44 1103620345 MIAMI 33175 FL 20061201 20220301 FIXED Yes 180 360 176 56,000.00 55,936.36 Second Lien 448,000.00 504,000.00 - 560,000.00 560,000.00 90.00 1103636910 SPRING HILL 34606 FL 20070201 20211101 FIXED Yes 180 360 178 20,000.00 19,987.84 Second Lien 76,300.00 96,300.00 - 96,300.00 102,000.00 100.00 1103639862 BROOKLYN CENTER 55430 MN 20070101 20220101 FIXED Yes 180 360 177 44,330.00 44,271.49 Second Lien 124,124.00 168,454.00 - 177,320.00 230,000.00 95.00 1103646913 BAKERSFIELD 93312 CA 20070301 20211201 FIXED Yes 180 360 179 67,200.00 67,180.23 Second Lien 268,750.00 335,950.00 - 335,965.00 336,000.00 100.00 1103647381 HILEAH 33018 FL 20070401 20220201 FIXED Yes 180 360 180 30,650.00 30,650.00 Second Lien 244,800.00 275,450.00 - 306,990.00 310,000.00 89.73 1103648579 ONTARIO 91762 CA 20070301 20220301 FIXED Yes 180 360 179 60,000.00 59,974.84 Second Lien 480,000.00 540,000.00 - 600,000.00 605,000.00 90.00 1103648881 NORTH MIAMI BEACH 33161 FL 20070301 20220201 FIXED Yes 180 360 179 52,500.00 52,484.55 Second Lien 262,500.00 315,000.00 - 350,000.00 350,000.00 90.00 1103649852 PALMDALE 93551 CA 20070401 20220201 FIXED Yes 180 360 180 106,000.00 106,000.00 Second Lien 424,000.00 530,000.00 - 530,000.00 530,000.00 100.00 1103649975 NORTH LAS VEGAS 89084 NV 20070401 20220301 FIXED Yes 180 360 180 21,000.00 21,000.00 Second Lien 196,000.00 217,000.00 - - 248,000.00 87.50 1103650624 GRASS VALLEY 95945 CA 20070301 20220301 FIXED Yes 180 360 179 30,240.00 30,226.62 Second Lien 345,600.00 375,840.00 - - 432,000.00 87.00 1103651272 COOLIDGE 85228 AZ 20070401 20220201 FIXED Yes 180 360 180 34,500.00 34,500.00 Second Lien 138,150.00 172,650.00 - 172,735.00 179,000.00 99.95 1103652611 CAPE CORAL 33990 FL 20070401 20220301 FIXED Yes 180 360 180 49,400.00 49,400.00 Second Lien 230,650.00 280,050.00 - - 329,500.00 84.99 1103653036 ORLANDO 32839 FL 20070401 20220301 FIXED Yes 180 360 180 47,400.00 47,400.00 Second Lien 189,600.00 237,000.00 - 237,000.00 237,000.00 100.00 1103655581 TUJUNGA 91042 CA 20070401 20220301 FIXED Yes 180 360 180 93,750.00 93,750.00 Second Lien 500,000.00 593,750.00 - 625,000.00 675,000.00 95.00 1103655643 ELK GROVE VILLAGE 60007 IL 20070401 20220301 FIXED Yes 180 360 180 44,320.00 44,320.00 Second Lien 222,080.00 266,400.00 - 296,111.00 312,000.00 89.97 1103655747 HONOLULU 96816 HI 20070401 20220301 FIXED Yes 180 360 180 350,800.00 350,800.00 Second Lien 1,949,200.00 2,300,000.00 - - 2,998,800.00 76.70 1103656383 BRIGHTON 80602 CO 20070401 20220301 FIXED Yes 180 360 180 52,000.00 52,000.00 Second Lien 208,000.00 260,000.00 - 260,000.00 260,000.00 100.00 1103657175 CLEARFIELD 84015 UT 20070401 20220301 FIXED Yes 180 360 180 55,500.00 55,500.00 Second Lien 155,400.00 210,900.00 - 222,100.00 295,700.00 94.96 1103659242 TRABUCO CANYON 92679 CA 20070401 20220301 FIXED Yes 180 360 180 400,000.00 400,000.00 Second Lien 1,999,900.00 2,399,900.00 - 3,050,000.00 3,100,000.00 78.69 2503207522 RANCHO CUCAMONGA 91739 CA 20070401 20220301 FIXED Yes 180 360 180 400,000.00 400,000.00 Second Lien 780,990.00 1,180,990.00 - 1,180,990.00 1,180,990.00 100.00 2503208947 SEATTLE 98102 WA 20070401 20220301 FIXED Yes 180 360 180 99,000.00 99,000.00 Second Lien 371,250.00 470,250.00 - 495,000.00 495,000.00 95.00 2503210914 HONOLULU 96817 HI 20070501 20220301 FIXED Yes 180 360 180 114,000.00 114,000.00 Second Lien 456,000.00 570,000.00 - 570,000.00 570,000.00 100.00 2503210930 HONOLULU 96817 HI 20070501 20220301 FIXED Yes 180 360 180 110,000.00 110,000.00 Second Lien 440,000.00 550,000.00 - 550,000.00 555,000.00 100.00 2503211318 KEAAU 96749 HI 20070401 20220301 FIXED Yes 180 360 180 54,450.00 54,450.00 Second Lien 290,400.00 344,850.00 - - 363,000.00 95.00 2503211639 CALUMET CITY 60827 IL 20070501 20220301 FIXED Yes 180 360 180 30,000.00 30,000.00 Second Lien 120,000.00 150,000.00 - 150,000.00 150,000.00 100.00 2503211690 SAN PEDRO AREA 90731 CA 20070501 20220301 FIXED Yes 180 360 180 120,000.00 120,000.00 Second Lien 640,000.00 760,000.00 - 800,000.00 800,000.00 95.00 2503212084 BALTIMORE 21229 MD 20070501 20220301 FIXED Yes 180 360 180 58,000.00 58,000.00 Second Lien 284,000.00 342,000.00 - - 355,000.00 96.34 2503212147 BALDWIN PARK 91706 CA 20070401 20220301 FIXED Yes 180 360 180 113,600.00 113,600.00 Second Lien 454,400.00 568,000.00 - 568,000.00 570,000.00 100.00 2503213152 BRONX 10456 NY 20070501 20220301 FIXED Yes 180 360 180 107,200.00 107,200.00 Second Lien 428,800.00 536,000.00 - 536,000.00 540,000.00 100.00 2503213339 SANTA ANA 92706 CA 20070501 20220301 FIXED Yes 180 360 180 162,000.00 162,000.00 Second Lien 648,000.00 810,000.00 - 810,000.00 810,000.00 100.00 2503213344 MONTCLAIR 91763 CA 20070401 20220301 FIXED Yes 180 360 180 72,000.00 72,000.00 Second Lien 288,000.00 360,000.00 - 360,000.00 368,000.00 100.00 2503213354 BANNING 92220 CA 20070501 20220301 FIXED Yes 180 360 180 72,000.00 72,000.00 Second Lien 288,000.00 360,000.00 - 360,000.00 375,000.00 100.00 2503213619 SAN DIEGO 92120 CA 20070501 20220301 FIXED Yes 180 360 180 117,000.00 117,000.00 Second Lien 468,000.00 585,000.00 - 585,000.00 625,000.00 100.00 2503213701 LOS ANGELES (SYLMAR AREA) 91342 CA 20070401 20220301 FIXED Yes 180 360 180 118,000.00 118,000.00 Second Lien 472,000.00 590,000.00 - 590,000.00 590,000.00 100.00 2503213747 HEMPSTEAD 11550 NY 20070501 20220301 FIXED Yes 180 360 180 60,000.00 60,000.00 Second Lien 320,000.00 380,000.00 - - 400,000.00 95.00 2503213867 WAIMANALO 96795 HI 20070401 20220301 FIXED Yes 180 360 180 82,000.00 82,000.00 Second Lien 328,000.00 410,000.00 - 410,000.00 410,000.00 100.00 2503214005 LOS ANGELES 90042 CA 20070401 20220301 FIXED Yes 180 360 180 105,000.00 105,000.00 Second Lien 420,000.00 525,000.00 - 525,000.00 525,000.00 100.00 2503214097 SAN DIEGO 92128 CA 20070401 20220301 FIXED Yes 180 360 180 91,400.00 91,400.00 Second Lien 365,600.00 457,000.00 - - 457,000.00 100.00 2503214168 LOS ANGELES 90037 CA 20070501 20220301 FIXED Yes 180 360 180 172,475.00 172,475.00 Second Lien 517,425.00 689,900.00 - 689,900.00 690,000.00 100.00 2503214497 SANTA ANA 92706 CA 20070401 20220301 FIXED Yes 180 360 180 110,500.00 110,500.00 Second Lien 442,000.00 552,500.00 - 552,500.00 600,000.00 100.00 2503214528 LA PALMA 90623 CA 20070501 20220301 FIXED Yes 180 360 180 115,000.00 115,000.00 Second Lien 460,000.00 575,000.00 - 575,000.00 600,000.00 100.00 2503214546 HERCULES 94547 CA 20070501 20220301 FIXED Yes 180 360 180 62,000.00 62,000.00 Second Lien 496,000.00 558,000.00 - 620,000.00 620,000.00 90.00 2503214907 NORWALK 90650 CA 20070501 20220301 FIXED Yes 180 360 180 86,000.00 86,000.00 Second Lien 344,000.00 430,000.00 - 430,000.00 442,000.00 100.00 2503215130 BELLFLOWER 90706 CA 20070501 20220301 FIXED Yes 180 360 180 104,000.00 104,000.00 Second Lien 416,000.00 520,000.00 - 520,000.00 520,000.00 100.00 2503215452 SAN FERNANDO 91344 CA 20070501 20220301 FIXED Yes 180 360 180 112,000.00 112,000.00 Second Lien 448,000.00 560,000.00 - 560,000.00 581,000.00 100.00 2503215555 WELLINGTON 33414 FL 20070501 20220301 FIXED Yes 180 360 180 36,660.00 36,660.00 Second Lien 146,640.00 183,300.00 - 183,300.00 200,000.00 100.00 LOAN_ID COMBO_LTV MI MTG_INS MI_PCT CURRENT_GROSS_COUPON SERV_FEE MSERV LPMI TOTAL_STRIP CURRENT_NET_COUPON PAYMENT PREPAY PP_DESC BACK_RATIO PRODUCT IO_PERIOD INDEX RATE_FREQ PAY_FREQ NEXT_RATE_ADJ_DATE1 NEXT_PAY_ADJ_DATE1 ROLL MARGIN 1103584580 95.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,185.94 Yes 6MP 37.91 5/6 LIBOR IO 60 LIBOR 6 6 20110601 51 2.250 1103586631 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 990.91 Yes 1YP 46.32 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103591424 68.95 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 2,014.55 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103601212 35.60 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 2,979.17 Yes 1YP 39.10 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103603669 74.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,651.13 Yes 2YP 33.23 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103605997 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,764.17 Yes 2YP 44.20 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103607944 90.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 3,150.00 Yes 2YP 47.22 5/6 LIBOR IO 60 LIBOR 6 6 20111101 56 3.000 1103608150 99.99 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,472.25 Yes 1YP 40.66 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103608558 100.00 No MI NO MI 0 8.250 0.250 0.030 0.000 0.280 7.970 885.45 No NO 42.60 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103611552 89.48 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,587.50 No NO 43.17 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103611725 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,176.05 Yes 1YP 41.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103613851 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,312.50 Yes 3YP 18.62 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103617300 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 853.13 No NO 42.62 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.500 1103622198 28.17 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,313.86 No NO 27.24 30YR FIXED FIXED 0 0 0 0.000 1103622952 84.56 MI LPMI 22 7.250 0.375 0.030 0.370 0.775 6.475 1,471.25 Yes 3YP 41.35 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111101 56 3.000 1103623076 100.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 1,643.33 No NO 48.91 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103623408 99.99 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,808.64 Yes 1YP 45.51 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103624184 100.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 3,768.33 No NO 42.03 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103625191 99.82 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,468.24 Yes 1YP 45.15 30YR FIXED FIXED 0 0 0 0.000 1103625345 100.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 1,466.67 Yes 3YP 37.56 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103626012 79.97 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,300.00 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103627762 77.81 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,865.68 No NO 41.92 30YR FIXED FIXED 0 0 0 0.000 1103628830 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,013.28 Yes 6MP 41.30 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103629224 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,744.80 Yes 3YP 37.23 5/6 LIBOR LIBOR 6 6 20111101 56 2.750 1103629431 78.60 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,260.00 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103629858 74.21 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,985.00 Yes 3YP 34.14 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103630253 85.00 MI LPMI 22 7.000 0.375 0.030 0.590 0.995 6.005 1,740.38 No NO 42.26 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 6.250 1103630450 70.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,861.98 Yes 1YP 26.44 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103631161 89.98 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,103.44 Yes 3YP 48.84 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103631249 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,615.94 Yes 6MP 42.03 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103631338 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,374.17 Yes 2YP 40.10 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103631564 47.28 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,255.26 Yes 3YP 33.12 30YR FIXED FIXED 0 0 0 0.000 1103631951 80.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 5,839.84 No NO 32.64 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103632042 95.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,085.76 Yes 3YP 42.29 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103632374 95.00 MI LPMI 30 8.750 0.375 0.030 1.180 1.585 7.165 1,371.56 Yes 2YP 49.96 2/6 LIBOR IO 120 LIBOR 6 6 20090201 23 3.500 1103632425 90.00 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 2,748.10 Yes 3YP 43.57 30YR FIXED FIXED 0 0 0 0.000 1103632669 60.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 2,267.81 Yes 1YP 44.17 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103632722 60.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 3,576.88 Yes 1YP 46.65 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103632732 87.43 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 764.63 No NO 28.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103632963 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,258.75 Yes 3YP 39.20 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 3.000 1103633014 90.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,941.21 Yes 3YP 44.33 30YR FIXED FIXED 0 0 0 0.000 1103633115 95.00 No MI NO MI 0 8.990 0.375 0.030 0.000 0.405 8.585 1,123.75 Yes 3YP 41.72 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103633151 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,065.56 No NO 40.22 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103633224 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 891.04 Yes 1YP 37.93 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103633318 94.99 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,628.23 No NO 35.65 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103633412 74.07 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 1,791.67 Yes 1YP 46.37 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103633673 55.56 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 963.54 No NO 26.40 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103633769 75.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 786.72 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.750 1103633982 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 734.18 Yes 1YP 44.80 5/6 LIBOR LIBOR 6 6 20111201 57 3.000 1103634051 87.64 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,949.79 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103634224 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,296.25 Yes 3YP 32.68 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103634332 55.60 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 2,335.08 Yes 3YP 44.64 30YR FIXED FIXED 0 0 0 0.000 1103634386 80.00 No MI NO MI 0 8.990 0.375 0.030 0.000 0.405 8.585 1,189.78 No NO 0.00 2/6 LIBOR LIBOR 6 6 20090101 22 3.000 1103634730 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 806.32 Yes 1YP 35.30 3/6 LIBOR IO 60 LIBOR 6 6 20100101 34 3.000 1103635046 80.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,137.50 No NO 49.97 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103635508 65.98 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 3,994.10 Yes 3YP 0.00 20YR FIXED FIXED 0 0 0 0.000 1103635662 90.00 MI LPMI 25 7.875 0.375 0.030 0.820 1.225 6.650 1,960.88 Yes 3YP 39.95 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.625 1103635709 95.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 1,750.00 Yes 3YP 40.82 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103635773 49.69 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 2,299.55 No NO 32.95 30YR FIXED FIXED 0 0 0 0.000 1103635779 72.73 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 3,547.32 Yes 3YP 26.32 30YR FIXED FIXED 0 0 0 0.000 1103635799 83.57 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,520.00 Yes 1YP 40.06 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103635804 59.06 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,999.58 Yes 3YP 39.30 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 3.000 1103635994 67.55 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,656.25 No NO 25.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 3.000 1103636117 75.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 2,742.19 Yes 3YP 43.67 5/6 LIBOR IO 60 LIBOR 6 6 20111101 56 3.000 1103636219 80.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 1,167.47 Yes 5YP 21.59 5/6 LIBOR LIBOR 6 6 20111101 56 3.000 1103636277 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 778.98 Yes 2YP 33.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103636350 73.22 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,350.12 No NO 0.00 2/6 LIBOR IO 60 LIBOR 6 6 20081201 21 3.000 1103636410 94.99 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,161.67 Yes 3YP 25.38 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103636504 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,612.50 Yes 3YP 44.11 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103636520 39.85 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,100.81 No NO 14.55 15YR FIXED FIXED 0 0 0 0.000 1103636655 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 896.00 Yes 3YP 43.43 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103636716 80.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,969.69 Yes 1YP 48.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103636729 100.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 2,337.50 No NO 47.29 30YR FIXED FIXED 0 0 0 0.000 1103636745 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 918.75 No NO 31.39 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103636795 48.28 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,800.75 Yes 1YP 28.31 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103636823 65.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 5,397.67 Yes 3YP 36.17 15YR FIXED FIXED 0 0 0 0.000 1103636850 80.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,720.83 Yes 1YP 16.81 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103636904 100.00 No MI NO MI 0 9.250 0.375 0.030 0.000 0.405 8.845 588.15 Yes 3YP 41.48 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103636905 90.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 983.33 Yes 3YP 24.34 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 3.000 1103636911 94.25 MI LPMI 30 7.500 0.375 0.030 1.280 1.685 5.815 2,405.30 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20110301 48 6.500 1103636915 89.97 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,564.50 Yes 3YP 41.78 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103636947 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,166.67 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103637007 95.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 1,107.42 Yes 1YP 29.06 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 3.000 1103637164 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,248.00 Yes 3YP 42.32 5/1 LIBOR IO 60 LIBOR 12 12 20111201 57 2.250 1103637218 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,961.33 No NO 37.28 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103637474 61.30 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,777.87 No NO 36.81 30YR FIXED FIXED 0 0 0 0.000 1103637660 52.14 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,747.40 Yes 3YP 45.59 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103637690 47.24 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,531.67 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103637779 84.29 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,276.56 Yes 3YP 44.86 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103637781 76.69 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 3,840.15 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103637846 63.62 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,460.34 No NO 53.76 30YR FIXED FIXED 0 0 0 0.000 1103637870 89.99 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,397.25 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103637964 89.60 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,567.19 Yes 1YP 35.72 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103637965 35.44 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,329.14 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 1103637976 70.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 583.33 Yes 1YP 30.41 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103638046 76.25 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,906.25 Yes 1YP 44.17 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103638060 100.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,717.13 Yes 3YP 35.44 5/6 LIBOR IO 120 LIBOR 6 6 20111101 56 2.750 1103638077 95.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,303.88 No NO 30.14 5/6 LIBOR LIBOR 6 6 20120101 58 6.750 1103638257 95.00 MI BPMI 30 7.500 0.375 0.030 0.000 0.405 7.095 970.72 Yes 1YP 47.11 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103638365 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,685.00 No NO 44.56 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103638398 100.00 No MI NO MI 0 8.600 0.375 0.030 0.000 0.405 8.195 1,318.67 Yes 2YP 45.86 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 6.125 1103638401 89.99 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 3,163.51 Yes 2YP 25.40 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103638514 71.76 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,588.54 Yes 3YP 42.09 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103638571 70.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,859.38 No NO 42.16 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103638615 75.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,091.80 No NO 38.68 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.250 1103638677 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 990.00 No NO 41.10 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103638718 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,966.52 Yes 2YP 49.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.000 1103638729 53.12 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,998.13 No NO 35.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103638735 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,604.17 Yes 3YP 34.59 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 3.000 1103638743 79.28 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,258.50 Yes 3YP 44.45 3/6 LIBOR IO 60 LIBOR 6 6 20100101 34 2.500 1103638819 50.51 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,519.03 Yes 3YP 49.47 30YR FIXED FIXED 0 0 0 0.000 1103638840 95.00 No MI NO MI 0 9.500 0.375 0.030 0.000 0.405 9.095 2,976.67 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.500 1103638846 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,237.72 Yes 3YP 43.43 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103638851 63.74 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 3,058.43 No NO 42.20 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 1103638854 100.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 856.77 Yes 3YP 40.71 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103638942 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,579.25 Yes 3YP 32.38 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103638960 52.89 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,270.57 Yes 3YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103639011 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,688.29 Yes 1YP 41.58 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103639017 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 792.73 Yes 2YP 39.52 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103639029 69.94 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,306.25 Yes 1YP 43.70 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103639156 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 3,018.75 Yes 3YP 36.41 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 1103639160 54.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,192.50 Yes 2YP 35.57 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103639186 12.36 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 347.64 No NO 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.250 1103639192 44.47 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,008.13 No NO 37.71 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.250 1103639194 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 5,833.33 No NO 36.35 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.250 1103639195 89.52 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,861.83 No NO 45.31 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.250 1103639273 96.17 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,770.33 Yes 3YP 43.22 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.875 1103639318 65.16 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 915.52 Yes 3YP 32.71 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103639326 35.11 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 4,778.42 No NO 43.75 7/6 LIBOR LIBOR 6 6 20140101 82 3.000 1103639331 80.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,756.25 Yes 3YP 35.83 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 2.750 1103639417 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,242.72 Yes 3YP 37.55 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103639478 75.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 1,152.86 Yes 3YP 35.45 30YR FIXED FIXED 0 0 0 0.000 1103639507 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 993.75 Yes 3YP 32.10 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103639567 80.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,768.34 Yes 2YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 4.000 1103639568 95.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 888.67 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 4.000 1103639572 84.97 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,219.36 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 4.000 1103639573 77.24 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,108.33 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 4.000 1103639580 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 3,196.67 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 4.000 1103639605 72.62 No MI NO MI 0 6.900 0.250 0.030 0.000 0.280 6.620 3,108.59 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103639616 89.98 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 998.39 Yes 1YP 13.17 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103639617 99.89 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,745.00 No NO 33.73 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103639665 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,681.25 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 3.250 1103639807 72.73 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,733.33 Yes 1YP 0.00 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 3.000 1103639815 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,454.17 No NO 38.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103639866 36.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,462.50 Yes 2YP 41.60 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103639867 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,925.00 No NO 44.73 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.500 1103639875 85.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,179.62 No NO 38.19 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103639902 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,283.33 Yes 3YP 43.46 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103639929 57.69 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,105.57 Yes 1YP 43.72 30YR FIXED FIXED 0 0 0 0.000 1103639974 88.71 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 1,460.16 No NO 38.81 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103639979 75.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,780.86 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640004 77.41 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,698.13 No NO 38.65 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640107 75.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 2,208.48 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640124 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,400.00 Yes 2YP 49.85 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640158 22.55 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,306.51 No NO 20.43 30YR FIXED FIXED 0 0 0 0.000 1103640172 100.00 No MI NO MI 0 8.875 0.375 0.030 0.000 0.405 8.470 3,129.92 Yes 3YP 44.86 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640195 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,275.00 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640236 66.67 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,364.35 Yes 3YP 43.54 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103640267 47.62 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 923.58 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103640282 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,657.50 Yes 6MP 41.20 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640297 90.00 MI BPMI 25 9.750 0.375 0.030 0.000 0.405 9.345 1,623.80 No NO 48.57 2/6 LIBOR LIBOR 6 6 20090101 22 3.000 1103640353 80.00 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 855.19 Yes 3YP 38.05 30YR FIXED FIXED 0 0 0 0.000 1103640357 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,633.37 Yes 3YP 46.33 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103640383 60.61 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 857.43 Yes 3YP 44.88 15YR FIXED FIXED 0 0 0 0.000 1103640408 100.00 No MI NO MI 0 5.125 0.375 0.030 0.000 0.405 4.720 1,503.33 Yes 3YP 44.68 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640436 51.23 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,545.83 Yes 1YP 32.05 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103640464 80.00 No MI NO MI 0 8.650 0.375 0.030 0.000 0.405 8.245 1,059.59 No NO 33.78 2/6 LIBOR LIBOR 6 6 20090101 22 3.000 1103640504 52.38 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,253.46 Yes 3YP 49.87 30YR FIXED FIXED 0 0 0 0.000 1103640511 95.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 2,626.38 Yes 3YP 41.61 30YR FIXED FIXED 0 0 0 0.000 1103640526 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,222.50 No NO 34.84 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103640559 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,720.00 No NO 0.00 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 3.500 1103640568 80.00 No MI NO MI 0 10.375 0.375 0.030 0.000 0.405 9.970 977.84 Yes 3YP 43.59 2/6 LIBOR LIBOR 6 6 20090101 22 3.000 1103640628 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,586.67 Yes 1YP 41.14 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103640631 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,251.48 Yes 2YP 48.16 2/6 LIBOR LIBOR 6 6 20081201 21 3.000 1103640659 70.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,422.24 Yes 2YP 19.46 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640693 66.18 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,250.00 Yes 2YP 34.73 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103640699 54.69 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 637.99 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103640711 46.11 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 881.88 Yes 3YP 47.94 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640727 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,776.25 Yes 3YP 34.01 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640762 86.68 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,118.33 No NO 30.76 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640775 97.70 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 5,273.33 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640778 90.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 958.26 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640793 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,500.00 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640794 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,202.08 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640798 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,384.35 Yes 1YP 37.06 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 3.250 1103640806 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,016.77 Yes 1YP 26.02 5/6 LIBOR LIBOR 6 6 20111201 57 3.250 1103640816 94.99 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 2,844.68 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103640822 90.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,916.67 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103640823 100.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,562.50 Yes 3YP 39.61 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103640825 56.24 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,301.90 Yes 3YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103640827 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,542.13 Yes 3YP 32.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103640891 80.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 975.00 No NO 46.85 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640932 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,912.50 Yes 1YP 42.66 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640939 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,080.62 No NO 30.63 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640942 95.00 MI BPMI 30 7.375 0.375 0.030 0.000 0.405 6.970 2,788.60 Yes 3YP 48.38 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103640954 95.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 578.13 Yes 1YP 33.01 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103640963 77.29 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 4,895.83 Yes 3YP 41.05 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103640964 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,385.00 Yes 3YP 49.55 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103640981 51.13 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 3,111.67 No NO 24.00 30YR FIXED FIXED 0 0 0 0.000 1103640999 73.40 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,277.50 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103641001 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,275.44 Yes 2YP 45.07 30YR FIXED FIXED 0 0 0 0.000 1103641005 72.83 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,744.79 Yes 3YP 36.03 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641007 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,760.42 Yes 1YP 43.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103641018 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 4,218.75 Yes 1YP 42.86 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103641049 94.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,372.30 Yes 3YP 48.14 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641064 46.14 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,762.70 Yes 3YP 30.24 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103641067 89.98 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,346.03 No NO 38.50 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103641070 95.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,260.42 Yes 3YP 47.82 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641118 70.00 No MI NO MI 0 6.970 0.250 0.030 0.000 0.280 6.690 857.89 Yes 3YP 39.71 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641134 75.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,645.31 No NO 49.99 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641140 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,184.79 Yes 3YP 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 3.000 1103641151 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,256.67 No NO 40.15 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641152 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,528.82 No NO 39.42 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641156 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,500.00 No NO 44.96 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641158 58.15 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,126.25 Yes 3YP 40.14 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641179 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,360.67 Yes 3YP 36.46 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641188 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,795.83 Yes 3YP 40.99 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641189 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,875.83 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641195 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,841.67 Yes 3YP 48.90 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103641207 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,723.33 Yes 1YP 28.94 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641235 60.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,468.75 Yes 3YP 42.02 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641275 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,187.50 Yes 1YP 40.29 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 1103641309 66.67 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 5,312.50 No NO 40.65 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641354 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,170.75 Yes 3YP 45.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103641358 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,647.44 No NO 35.86 2/6 LIBOR IO 60 LIBOR 6 6 20090101 22 3.000 1103641370 88.48 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,860.00 Yes 3YP 44.97 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103641388 44.70 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,139.06 Yes 2YP 34.21 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641404 60.53 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,424.70 No NO 28.53 15YR FIXED FIXED 0 0 0 0.000 1103641448 69.47 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,650.00 No NO 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103641495 77.55 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,927.08 Yes 3YP 43.31 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641543 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,448.75 Yes 3YP 48.83 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103641550 94.99 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,212.44 Yes 3YP 29.78 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.500 1103641561 70.00 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 1,505.00 Yes 3YP 30.89 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 2.750 1103641562 61.51 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 858.22 Yes 3YP 26.17 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 2.750 1103641575 76.06 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,137.69 Yes 1YP 49.94 30YR FIXED FIXED 0 0 0 0.000 1103641606 68.70 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 5,156.25 No NO 31.31 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641613 49.18 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 985.39 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103641616 90.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,900.74 No NO 42.87 30YR FIXED FIXED 0 0 0 0.000 1103641621 80.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 1,896.89 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103641641 68.29 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,816.04 Yes 3YP 25.52 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641652 78.28 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,118.33 Yes 1YP 39.50 2/6 LIBOR IO 120 LIBOR 6 6 20090101 22 3.000 1103641701 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,034.66 Yes 3YP 48.09 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103641708 77.14 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,682.57 Yes 3YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103641717 87.18 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,584.38 Yes 2YP 31.31 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641734 51.89 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,418.77 Yes 3YP 30.03 30YR FIXED FIXED 0 0 0 0.000 1103641736 75.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,056.25 Yes 1YP 43.02 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103641738 100.00 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 2,062.50 Yes 3YP 27.56 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641801 48.75 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 947.92 No NO 54.41 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 3.000 1103641804 37.81 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,380.00 No NO 37.81 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641822 75.00 No MI NO MI 0 9.250 0.375 0.030 0.000 0.405 8.845 4,936.05 Yes 3YP 39.38 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103641827 75.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,021.63 Yes 3YP 39.20 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641833 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,621.72 No NO 38.89 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103641841 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,260.00 Yes 2YP 46.56 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103641850 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 581.96 Yes 2YP 40.74 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103641884 70.59 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,896.20 No NO 35.00 30YR FIXED FIXED 0 0 0 0.000 1103641890 89.86 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,188.06 No NO 38.51 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103641899 75.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,582.81 Yes 2YP 36.27 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641910 75.00 No MI NO MI 0 7.890 0.250 0.030 0.000 0.280 7.610 828.45 Yes 3YP 41.46 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103641938 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,132.75 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103641953 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 4,038.13 Yes 3YP 42.34 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103641972 64.04 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,114.58 Yes 1YP 35.10 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103641977 75.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,809.67 Yes 3YP 49.29 40/30 FIXED BAL FIXED 0 0 0 0.000 1103641984 57.14 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,970.79 Yes 2YP 43.10 30YR FIXED FIXED 0 0 0 0.000 1103641988 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,353.30 No NO 36.83 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642007 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 4,058.75 No NO 36.69 2/6 LIBOR IO 60 LIBOR 6 6 20081201 21 2.250 1103642008 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 4,462.50 No NO 29.71 2/6 LIBOR IO 60 LIBOR 6 6 20081201 21 2.250 1103642058 69.91 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,944.69 No NO 24.72 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642059 86.44 MI BPMI 25 6.750 0.375 0.030 0.000 0.405 6.345 1,434.38 Yes 3YP 43.01 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642074 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,733.33 No NO 39.66 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642077 70.33 No MI NO MI 0 6.880 0.250 0.030 0.000 0.280 6.600 841.30 Yes 3YP 39.12 30YR FIXED FIXED 0 0 0 0.000 1103642084 95.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 3,406.67 Yes 1YP 44.36 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642102 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,292.72 No NO 54.54 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103642165 79.19 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,895.83 Yes 3YP 45.54 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642166 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,193.33 Yes 3YP 0.00 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 3.000 1103642173 69.44 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,593.75 Yes 3YP 54.45 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642178 64.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,583.33 Yes 2YP 42.08 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 3.000 1103642180 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 666.82 Yes 1YP 35.92 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642211 37.29 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,301.38 Yes 3YP 40.95 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103642221 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,503.91 No NO 48.84 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642279 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,029.17 Yes 3YP 29.27 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 3.000 1103642282 41.38 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,468.75 Yes 3YP 44.87 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642288 80.22 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,369.79 Yes 2YP 39.97 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642290 85.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 3,625.00 No NO 44.84 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642291 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 3,265.63 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642292 77.67 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,333.33 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642293 54.95 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,432.29 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642294 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 1,643.63 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642297 75.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,471.48 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642298 23.62 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 937.50 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642299 74.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 6,139.69 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642300 75.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 3,812.50 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642301 90.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,900.00 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642302 65.00 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 3,596.94 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642303 65.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,141.95 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642304 90.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 2,415.13 Yes 1YP 39.36 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642305 62.71 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 5,299.48 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642306 75.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,939.06 No NO 20.19 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642307 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,741.67 No NO 40.36 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642308 80.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 1,652.08 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642310 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 692.67 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642311 71.43 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,594.39 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642313 75.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,295.29 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642314 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,154.73 Yes 1YP 39.15 30YR FIXED FIXED 0 0 0 0.000 1103642315 41.94 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 4,270.04 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642317 64.32 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,930.97 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642318 90.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,744.37 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642319 90.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,435.96 Yes 1YP 36.95 30YR FIXED FIXED 0 0 0 0.000 1103642321 59.77 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,729.79 Yes 1YP 34.33 30YR FIXED FIXED 0 0 0 0.000 1103642323 69.44 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,663.26 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642325 63.06 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,945.79 Yes 1YP 43.01 30YR FIXED FIXED 0 0 0 0.000 1103642326 54.29 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,370.71 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642328 43.24 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 5,295.58 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642330 33.88 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,114.82 Yes 1YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103642332 57.21 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 4,275.52 Yes 1YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103642334 20.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,211.63 Yes 1YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103642335 80.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,017.08 No NO 41.26 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.750 1103642341 76.44 No MI NO MI 0 8.965 0.375 0.030 0.000 0.405 8.560 1,284.98 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.875 1103642342 95.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,420.83 No NO 34.66 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642344 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 739.79 Yes 1YP 36.48 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642346 55.00 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 639.49 Yes 3YP 35.00 30YR FIXED FIXED 0 0 0 0.000 1103642354 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,424.22 Yes 2YP 44.95 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642371 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,960.00 No NO 41.22 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.250 1103642381 65.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,048.57 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642406 64.75 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,723.13 Yes 3YP 18.48 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642411 61.43 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,266.46 Yes 1YP 37.49 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642422 69.74 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,416.67 Yes 3YP 33.31 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642434 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 730.98 Yes 1YP 35.58 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103642439 84.80 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,070.31 Yes 3YP 13.83 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642448 72.35 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,792.87 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103642465 87.41 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,266.30 Yes 3YP 36.58 30YR FIXED FIXED 0 0 0 0.000 1103642474 47.19 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,203.13 No NO 42.07 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642484 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,673.49 Yes 3YP 42.86 30YR FIXED FIXED 0 0 0 0.000 1103642485 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 475.47 Yes 3YP 38.03 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103642487 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,448.75 No NO 40.62 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642489 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,887.43 No NO 47.26 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642490 100.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 2,620.86 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642491 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,329.27 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642492 68.61 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,496.88 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642493 70.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,515.94 Yes 3YP 28.64 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642494 98.92 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,128.02 Yes 3YP 49.83 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642496 51.33 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 745.95 No NO 22.23 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103642497 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,556.64 Yes 3YP 35.49 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103642498 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,240.94 No NO 34.86 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103642500 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,764.58 Yes 3YP 37.24 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642501 100.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 1,950.00 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642502 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,713.08 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642503 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,275.00 No NO 48.08 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642504 54.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,350.00 Yes 3YP 48.55 7/6 LIBOR IO 120 LIBOR 6 6 20131201 81 2.750 1103642505 95.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,466.67 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642506 99.99 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,117.60 Yes 3YP 37.03 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642507 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 4,771.72 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103642509 72.97 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,406.25 Yes 2YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103642537 61.22 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,250.00 Yes 3YP 42.92 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 3.250 1103642541 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 5,400.00 No NO 20.00 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 3.250 1103642543 73.49 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,842.71 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 3.250 1103642555 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,524.07 No NO 28.69 5/1 LIBOR LIBOR 12 12 20111201 57 3.250 1103642566 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,000.75 No NO 44.80 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 3.250 1103642574 38.46 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,590.53 Yes 3YP 44.66 15YR FIXED FIXED 0 0 0 0.000 1103642585 73.73 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,800.48 Yes 6MP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642676 90.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,901.31 No NO 39.28 5/1 LIBOR LIBOR 12 12 20111001 55 2.250 1103642684 37.28 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 7,078.66 Yes 3YP 45.79 5/1 LIBOR LIBOR 12 12 20111101 56 2.250 1103642758 56.32 No MI NO MI 0 4.875 0.250 0.030 0.000 0.280 4.595 1,698.76 Yes 3YP 29.90 30YR FIXED FIXED 0 0 0 0.000 1103642774 77.97 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,491.67 Yes 2YP 46.24 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642788 64.95 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,430.92 Yes 3YP 38.85 30YR FIXED FIXED 0 0 0 0.000 1103642805 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,728.83 Yes 3YP 41.59 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103642842 46.67 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 689.06 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642860 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 956.21 Yes 3YP 36.75 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103642876 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,466.40 Yes 3YP 22.54 30YR FIXED FIXED 0 0 0 0.000 1103642904 37.50 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,167.48 Yes 6MP 35.10 30YR FIXED FIXED 0 0 0 0.000 1103642908 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,700.00 Yes 3YP 42.54 3/6 LIBOR IO 60 LIBOR 6 6 20100101 34 3.000 1103642909 80.00 No MI NO MI 0 9.300 0.375 0.030 0.000 0.405 8.895 1,271.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103642923 79.31 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,156.25 No NO 29.88 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 2.250 1103642924 88.26 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,326.01 No NO 49.74 5/1 LIBOR LIBOR 12 12 20111201 57 2.250 1103642927 76.38 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,526.04 No NO 38.31 7/1 LIBOR IO 84 LIBOR 12 12 20131101 80 1.875 1103642928 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,560.00 No NO 48.30 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 5.000 1103642929 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,564.58 No NO 44.40 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 2.250 1103642932 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,756.67 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 5.000 1103642933 41.33 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,517.71 No NO 38.89 7/1 LIBOR IO 120 LIBOR 12 12 20131201 81 2.250 1103642945 73.53 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 7,097.36 Yes 3YP 24.82 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103642973 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,049.33 No NO 41.19 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103642975 80.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 1,641.76 No NO 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.250 1103642978 94.92 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 4,811.62 Yes 3YP 39.18 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.250 1103642991 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,720.67 Yes 2YP 43.77 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103642996 99.99 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,749.38 Yes 3YP 48.86 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643020 92.46 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,105.73 Yes 3YP 40.52 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643033 100.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 2,808.52 Yes 3YP 48.94 30YR FIXED FIXED 0 0 0 0.000 1103643034 95.00 No MI NO MI 0 9.000 0.375 0.030 0.000 0.405 8.595 1,811.25 Yes 3YP 32.85 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643049 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,167.08 Yes 2YP 44.42 3/6 LIBOR IO 60 LIBOR 6 6 20100101 34 5.875 1103643075 21.62 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,020.83 No NO 42.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643080 83.68 MI LPMI 22 7.650 0.375 0.030 0.590 0.995 6.655 1,029.56 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.750 1103643083 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 555.40 Yes 3YP 46.07 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643096 87.02 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,740.84 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103643112 80.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,633.33 Yes 1YP 49.60 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643121 80.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,653.75 Yes 3YP 44.04 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643134 71.84 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,385.42 No NO 42.84 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643149 60.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 3,477.96 Yes 3YP 47.02 30YR FIXED FIXED 0 0 0 0.000 1103643155 36.48 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,481.88 No NO 33.87 30YR FIXED FIXED 0 0 0 0.000 1103643193 47.84 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,372.37 No NO 34.71 30YR FIXED FIXED 0 0 0 0.000 1103643196 52.81 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,346.35 No NO 48.74 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643214 90.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,625.83 Yes 3YP 36.03 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643218 79.10 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,709.64 Yes 3YP 34.46 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643222 69.25 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,223.96 Yes 3YP 32.12 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103643224 94.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,995.05 No NO 47.32 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643227 65.65 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,129.92 Yes 1YP 35.55 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103643235 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,585.94 No NO 10.21 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643276 70.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,454.69 Yes 3YP 39.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643278 60.00 No MI NO MI 0 5.850 0.375 0.030 0.000 0.405 5.445 1,462.50 Yes 3YP 41.77 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643292 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,242.97 Yes 1YP 47.87 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643293 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,117.97 Yes 3YP 37.83 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643310 80.00 No MI NO MI 0 7.900 0.250 0.030 0.000 0.280 7.620 1,337.32 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103643317 58.89 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 2,086.88 Yes 3YP 31.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643336 50.86 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,413.54 No NO 39.99 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103643392 90.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,920.00 Yes 3YP 44.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643402 21.08 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 2,992.25 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103643403 47.76 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,353.22 Yes 3YP 35.10 20YR FIXED FIXED 0 0 0 0.000 1103643413 33.33 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 624.08 Yes 3YP 24.93 30YR FIXED FIXED 0 0 0 0.000 1103643424 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,125.00 Yes 3YP 38.32 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643432 70.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,388.75 Yes 3YP 27.69 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643438 49.63 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,605.21 Yes 2YP 40.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643450 75.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,221.46 No NO 44.56 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643460 68.40 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 908.44 Yes 1YP 41.75 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103643461 64.74 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,882.81 No NO 41.95 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 4.000 1103643489 58.82 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 1,567.71 Yes 3YP 35.75 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643492 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,890.00 Yes 1YP 44.11 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643496 80.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,189.72 Yes 3YP 48.86 30YR FIXED FIXED 0 0 0 0.000 1103643507 82.19 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,307.29 No NO 26.81 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643526 78.95 No MI NO MI 0 5.900 0.250 0.030 0.000 0.280 5.620 2,037.96 Yes 3YP 48.59 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643542 95.00 No MI NO MI 0 7.050 0.375 0.030 0.000 0.405 6.645 1,365.94 No NO 26.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643545 79.91 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 3,161.01 No NO 44.74 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103643547 85.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 5,687.50 Yes 2YP 43.44 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103643552 64.77 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 3,593.75 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103643562 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 892.50 No NO 40.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643565 80.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 3,671.87 Yes 3YP 35.90 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103643613 24.50 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 877.92 Yes 3YP 32.57 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 3.000 1103643615 70.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,271.21 Yes 3YP 29.99 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103643625 61.83 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,647.02 Yes 3YP 24.79 30YR FIXED FIXED 0 0 0 0.000 1103643663 80.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,844.53 Yes 1YP 43.94 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643677 61.18 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,354.17 Yes 3YP 32.39 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103643679 85.00 MI BPMI 12 7.250 0.375 0.030 0.000 0.405 6.845 1,309.53 Yes 3YP 48.66 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103643682 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,116.67 Yes 1YP 39.38 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103643723 74.94 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,305.73 Yes 1YP 40.11 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643728 78.90 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,270.83 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 1103643754 89.99 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,250.73 Yes 1YP 36.79 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103643760 68.04 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,452.34 Yes 3YP 51.73 30YR FIXED FIXED 0 0 0 0.000 1103643771 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,340.63 No NO 40.18 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643781 38.82 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,014.06 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643783 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,315.62 Yes 1YP 42.24 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103643798 57.27 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 721.88 Yes 3YP 43.89 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643799 80.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,217.50 No NO 45.67 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103643806 80.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 2,365.00 Yes 3YP 42.67 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643835 95.00 MI LPMI 30 9.000 0.375 0.030 0.880 1.285 7.715 1,298.70 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 4.500 1103643881 70.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,492.82 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103643885 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,684.17 Yes 3YP 21.28 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643903 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,600.00 Yes 2YP 42.46 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103643940 65.67 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,383.33 Yes 2YP 42.59 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103643941 65.79 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,002.56 No NO 36.73 30YR FIXED FIXED 0 0 0 0.000 1103643963 79.99 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,134.53 No NO 11.68 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103643970 78.95 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,390.63 Yes 3YP 38.22 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644020 85.00 MI LPMI 22 7.750 0.375 0.030 0.630 1.035 6.715 2,854.58 No NO 36.11 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.125 1103644034 70.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,839.40 Yes 1YP 35.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103644091 74.19 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 6,710.97 Yes 3YP 36.96 30YR FIXED FIXED 0 0 0 0.000 1103644110 56.52 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 3,182.29 No NO 36.70 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644130 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,150.00 Yes 2YP 26.24 2/6 LIBOR IO 60 LIBOR 6 6 20090201 23 3.000 1103644134 80.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,792.06 No NO 49.10 30YR FIXED FIXED 0 0 0 0.000 1103644139 70.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,383.96 Yes 3YP 11.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644166 89.98 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,151.04 No NO 49.57 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644185 40.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,917.86 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103644253 65.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,531.56 Yes 2YP 34.18 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103644279 60.87 No MI NO MI 0 5.999 0.250 0.030 0.000 0.280 5.719 1,749.71 Yes 2YP 33.60 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644290 99.98 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,143.54 Yes 1YP 44.18 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103644298 86.32 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 2,657.25 Yes 3YP 49.37 30YR FIXED FIXED 0 0 0 0.000 1103644306 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,448.53 Yes 1YP 35.45 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103644337 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,025.00 Yes 3YP 38.46 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644345 56.67 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,210.00 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103644346 72.38 No MI NO MI 0 8.900 0.375 0.030 0.000 0.405 8.495 1,127.33 Yes 2YP 0.00 2/6 LIBOR IO 60 LIBOR 6 6 20090201 23 3.000 1103644353 61.05 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 616.25 Yes 1YP 22.59 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103644357 95.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 583.11 Yes 3YP 32.78 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 1103644370 88.57 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 880.47 Yes 3YP 40.85 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103644383 100.00 No MI NO MI 0 8.650 0.375 0.030 0.000 0.405 8.245 4,203.90 Yes 2YP 48.89 2/6 LIBOR IO 60 LIBOR 6 6 20090201 23 3.000 1103644387 54.50 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,725.00 Yes 1YP 31.60 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644397 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 822.86 Yes 1YP 43.26 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644410 70.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,030.00 Yes 3YP 40.52 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644423 43.70 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,475.00 No NO 29.32 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644424 96.11 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,802.67 Yes 3YP 42.60 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.250 1103644425 74.67 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,815.21 Yes 3YP 38.63 40/30 FIXED BAL FIXED 0 0 0 0.000 1103644449 70.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 2,053.33 Yes 3YP 39.42 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103644466 89.99 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,923.73 Yes 1YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100101 34 3.000 1103644475 42.78 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 625.00 Yes 3YP 36.53 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103644490 80.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,067.40 No NO 11.56 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103644496 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,854.17 Yes 2YP 45.29 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 3.000 1103644497 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,997.50 Yes 3YP 21.47 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644555 75.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,335.94 Yes 3YP 48.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644566 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,575.00 Yes 3YP 37.41 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103644568 35.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,328.56 Yes 3YP 51.31 30YR FIXED FIXED 0 0 0 0.000 1103644578 73.51 No MI NO MI 0 6.999 0.375 0.030 0.000 0.405 6.594 2,872.51 Yes 1YP 35.64 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103644603 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,554.58 Yes 3YP 44.50 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644627 93.73 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,822.98 Yes 3YP 35.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103644633 100.00 No MI NO MI 0 8.875 0.375 0.030 0.000 0.405 8.470 3,839.92 Yes 1YP 44.39 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 3.000 1103644639 70.00 No MI NO MI 0 7.675 0.250 0.030 0.000 0.280 7.395 514.86 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644646 34.22 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 770.00 Yes 3YP 22.57 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644648 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,636.25 Yes 3YP 47.42 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644682 85.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 7,988.20 No NO 40.80 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644696 70.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,006.25 Yes 3YP 13.41 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644698 70.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,723.00 No NO 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103644699 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,531.25 Yes 3YP 39.51 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103644714 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 759.50 Yes 1YP 35.33 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644726 70.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,010.99 Yes 3YP 32.33 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644728 70.92 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 4,895.83 Yes 2YP 31.75 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644731 65.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,907.75 Yes 3YP 36.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644734 87.14 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,987.57 No NO 41.52 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103644746 70.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,010.99 Yes 3YP 32.33 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644767 84.78 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 3,188.83 No NO 42.05 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103644792 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,808.33 Yes 3YP 29.37 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644794 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 840.00 Yes 3YP 46.93 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644798 95.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 708.33 Yes 3YP 24.21 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644799 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,956.14 Yes 3YP 42.98 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644800 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,125.00 Yes 1YP 20.36 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644801 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,563.00 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644804 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,170.00 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644806 76.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,181.36 Yes 3YP 44.64 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644808 95.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,164.53 Yes 3YP 40.74 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644809 80.00 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 479.12 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 1103644815 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,925.00 No NO 33.23 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103644821 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,260.34 No NO 25.68 5/6 LIBOR LIBOR 6 6 20120201 59 6.500 1103644829 93.91 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,056.25 Yes 1YP 36.85 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644830 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,237.76 Yes 2YP 32.20 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644835 70.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,071.88 Yes 3YP 38.13 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644843 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,407.50 Yes 3YP 49.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644845 70.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 4,176.97 Yes 1YP 43.70 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103644847 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,264.37 Yes 2YP 48.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644848 65.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 575.86 No NO 29.47 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103644850 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,756.25 No NO 21.78 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644862 46.75 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,228.33 Yes 3YP 40.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644865 94.89 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,970.83 Yes 1YP 49.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103644868 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,663.33 No NO 46.11 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.500 1103644887 80.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,173.34 Yes 1YP 29.09 5/6 LIBOR LIBOR 6 6 20120201 59 2.500 1103644889 99.45 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,868.75 Yes 1YP 40.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103644908 69.95 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 764.64 Yes 1YP 43.49 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 3.000 1103644915 70.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,036.56 Yes 3YP 45.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103644928 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,600.00 Yes 2YP 38.19 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103644936 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,546.87 No NO 46.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644942 89.98 No MI NO MI 0 9.500 0.375 0.030 0.000 0.405 9.095 1,392.94 No NO 35.37 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103644971 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,310.00 Yes 2YP 36.34 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103644985 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,244.22 Yes 1YP 42.68 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.250 1103644992 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 888.13 No NO 41.31 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645001 95.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 3,932.25 Yes 2YP 43.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645013 75.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 931.42 No NO 22.69 15YR FIXED FIXED 0 0 0 0.000 1103645042 48.78 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,970.79 Yes 3YP 41.96 30YR FIXED FIXED 0 0 0 0.000 1103645044 78.05 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,556.67 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103645085 57.37 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,432.10 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103645107 85.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 5,312.50 Yes 1YP 39.20 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645120 70.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 960.76 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645123 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,128.13 Yes 2YP 44.10 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103645126 89.29 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,444.95 No NO 25.06 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103645141 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,208.33 Yes 3YP 47.73 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103645145 83.33 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,424.60 Yes 3YP 19.72 30YR FIXED FIXED 0 0 0 0.000 1103645148 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,084.01 Yes 2YP 45.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103645154 27.03 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,078.59 Yes 3YP 15.64 30YR FIXED FIXED 0 0 0 0.000 1103645171 90.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 9,679.69 No NO 38.54 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645174 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,250.00 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645193 55.97 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 916.26 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645195 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,033.33 No NO 21.67 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645200 90.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,560.13 No NO 32.35 30YR FIXED FIXED 0 0 0 0.000 1103645212 56.67 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,390.63 No NO 24.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103645215 85.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,140.63 Yes 1YP 46.49 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645223 90.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,305.12 No NO 42.45 30YR FIXED FIXED 0 0 0 0.000 1103645241 95.00 No MI NO MI 0 9.750 0.375 0.030 0.000 0.405 9.345 2,749.30 No NO 38.94 6M LIBOR LIBOR 6 6 20070801 5 3.000 1103645244 93.37 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 2,161.49 Yes 3YP 36.38 30YR FIXED FIXED 0 0 0 0.000 1103645260 95.00 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 3,099.61 No NO 46.79 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103645302 94.59 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,475.42 Yes 1YP 40.07 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 1103645313 27.05 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 754.38 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103645320 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,747.81 No NO 43.45 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103645321 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,731.25 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645322 75.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 4,692.19 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645323 99.69 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,016.25 No NO 48.46 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 5.000 1103645324 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 493.50 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 4.500 1103645325 94.78 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,197.50 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 5.400 1103645326 88.89 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,475.00 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.250 1103645329 61.86 No MI NO MI 0 5.878 0.375 0.030 0.000 0.405 5.473 1,469.50 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.875 1103645347 80.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,720.83 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645349 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,803.44 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645350 94.98 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,342.81 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645351 100.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,082.81 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645352 95.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,185.94 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645353 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,620.00 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645354 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,468.13 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645355 99.99 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,699.56 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111101 56 4.000 1103645356 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,499.58 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645357 99.99 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,886.35 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645358 89.95 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 706.73 Yes 2YP 0.00 5/6 LIBOR LIBOR 6 6 20111101 56 4.000 1103645359 90.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 951.65 Yes 2YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 4.000 1103645360 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,101.48 Yes 1YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 4.000 1103645361 95.74 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,933.59 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 1103645365 52.83 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,131.85 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645366 85.81 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,665.29 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645367 79.99 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 870.18 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645396 56.89 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 2,012.94 Yes 3YP 34.75 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103645421 99.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,060.47 No NO 40.64 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645422 59.49 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,747.81 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645423 93.33 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,750.00 No NO 43.67 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645424 84.84 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,025.00 No NO 44.98 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645425 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,583.75 No NO 43.60 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645426 64.94 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,380.21 Yes 1YP 44.08 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645427 70.10 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,108.33 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645428 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,139.50 No NO 26.77 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645429 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,501.67 No NO 35.72 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645430 75.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,742.19 No NO 46.50 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645431 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 984.67 Yes 3YP 35.62 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645432 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 861.25 Yes 3YP 39.73 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645433 58.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,078.44 No NO 22.86 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645434 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 4,285.42 No NO 27.58 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645435 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,204.17 Yes 3YP 40.25 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645436 60.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,372.50 Yes 1YP 45.75 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645437 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,009.58 No NO 35.62 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645438 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,479.17 No NO 44.31 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103645439 70.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 4,655.00 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645440 80.85 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,487.50 No NO 38.78 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645441 58.49 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 823.44 Yes 3YP 42.16 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645442 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,209.00 No NO 36.85 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645443 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,645.83 No NO 49.85 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645444 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 834.75 No NO 46.45 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645445 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,107.06 No NO 0.00 5/1 LIBOR LIBOR 12 12 20120101 58 3.250 1103645446 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,970.83 No NO 37.95 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645447 78.38 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,601.04 No NO 44.98 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645448 88.51 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,384.77 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645449 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,507.81 No NO 44.85 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103645465 89.95 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,796.50 No NO 27.89 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103645468 53.95 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 733.20 Yes 3YP 26.06 5/6 LIBOR LIBOR 6 6 20120201 59 2.500 1103645470 65.38 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 558.39 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645489 63.33 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,066.77 No NO 23.45 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103645510 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 852.50 Yes 3YP 37.58 5/6 LIBOR IO 120 LIBOR 6 6 20111101 56 2.750 1103645511 70.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 836.72 No NO 32.03 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645514 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,833.33 No NO 34.05 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645516 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,782.43 Yes 3YP 44.94 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 1103645517 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,126.67 Yes 3YP 48.27 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645518 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,385.00 Yes 3YP 49.74 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645519 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 789.69 No NO 40.66 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645520 65.81 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,625.63 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645522 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 911.69 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 1103645526 80.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,078.40 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103645527 60.57 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 661.30 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 1103645528 73.91 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 4,427.08 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103645530 70.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 1,579.85 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103645531 47.40 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,324.72 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103645546 70.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 1,110.67 Yes 1YP 42.46 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103645551 95.00 No MI NO MI 0 9.125 0.375 0.030 0.000 0.405 8.720 3,514.90 Yes 5YP 38.41 5/6 LIBOR LIBOR 6 6 20120101 58 3.500 1103645604 55.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 664.58 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 6.250 1103645613 57.80 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,384.79 Yes 3YP 38.35 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103645623 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,089.17 Yes 2YP 42.76 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645628 80.00 No MI NO MI 0 9.012 0.375 0.030 0.000 0.405 8.607 1,159.90 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103645629 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,940.63 Yes 3YP 27.29 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645637 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,768.51 No NO 42.22 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 1103645643 90.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,280.10 Yes 1YP 48.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 1103645650 80.00 No MI NO MI 0 7.950 0.250 0.030 0.000 0.280 7.670 3,710.00 Yes 2YP 43.12 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103645651 52.63 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 937.50 Yes 5YP 23.85 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.250 1103645659 74.94 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 3,098.16 Yes 1YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103645672 69.99 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 8,166.85 No NO 35.50 15YR FIXED FIXED 0 0 0 0.000 1103645677 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,353.23 Yes 3YP 43.03 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645684 93.28 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,338.75 Yes 1YP 38.59 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103645689 85.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,044.79 Yes 3YP 29.80 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645700 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,253.33 Yes 3YP 29.03 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645706 90.00 MI LPMI 25 11.375 0.375 0.030 1.190 1.595 9.780 1,871.30 No NO 0.00 2/6 LIBOR LIBOR 6 6 20090201 23 3.875 1103645736 95.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 6,200.00 No NO 19.72 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645741 94.99 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,657.69 No NO 48.64 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103645744 73.33 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 3,166.11 Yes 3YP 46.75 30YR FIXED FIXED 0 0 0 0.000 1103645750 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,336.67 Yes 3YP 42.88 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103645756 100.00 No MI NO MI 0 9.500 0.250 0.030 0.000 0.280 9.220 4,540.61 Yes 3YP 40.88 30YR FIXED FIXED 0 0 0 0.000 1103645806 75.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,468.35 Yes 2YP 32.53 30YR FIXED FIXED 0 0 0 0.000 1103645810 45.83 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 1,539.92 Yes 3YP 22.63 30YR FIXED FIXED 0 0 0 0.000 1103645823 57.60 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,025.00 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645831 49.76 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,696.48 Yes 3YP 47.70 15YR FIXED FIXED 0 0 0 0.000 1103645833 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,175.00 Yes 3YP 27.98 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103645836 93.04 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,650.00 Yes 1YP 38.52 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103645845 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,911.25 Yes 2YP 43.16 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103645847 80.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 1,586.67 Yes 3YP 35.40 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645849 44.44 No MI NO MI 0 7.650 0.250 0.030 0.000 0.280 7.370 1,419.03 Yes 1YP 22.85 30YR FIXED FIXED 0 0 0 0.000 1103645851 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 5,590.02 No NO 36.98 30YR FIXED FIXED 0 0 0 0.000 1103645880 90.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 1,341.67 Yes 3YP 38.66 7/6 LIBOR IO 60 LIBOR 6 6 20140101 82 2.500 1103645899 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,681.25 Yes 1YP 39.67 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103645913 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,933.33 Yes 1YP 42.86 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 4.000 1103645918 70.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,075.52 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645926 95.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,162.09 Yes 2YP 37.93 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103645947 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,261.67 Yes 1YP 48.10 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645965 38.71 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,501.44 Yes 3YP 26.57 30YR FIXED FIXED 0 0 0 0.000 1103645969 57.06 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 2,174.56 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103645989 87.10 No MI NO MI 0 12.875 0.375 0.030 0.000 0.405 12.470 2,960.38 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 4.375 1103645990 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,961.67 Yes 1YP 47.33 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103645997 70.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,013.05 Yes 3YP 39.26 30YR FIXED FIXED 0 0 0 0.000 1103646059 99.43 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,511.83 Yes 1YP 45.41 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646062 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,208.33 Yes 3YP 50.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646063 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,848.75 Yes 3YP 38.44 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646064 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,833.33 No NO 34.94 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646065 41.94 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,760.42 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646066 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 891.00 No NO 49.88 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646067 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,416.46 No NO 48.43 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646068 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,045.31 No NO 40.40 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646069 65.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 933.02 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646070 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,389.06 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646071 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,244.53 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646072 56.69 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,226.25 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646073 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,176.00 Yes 3YP 21.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646074 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,597.50 No NO 49.90 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646075 99.10 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,041.56 No NO 45.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646076 99.97 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,603.25 No NO 34.33 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646077 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,112.92 No NO 47.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646078 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 5,217.19 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646079 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 916.67 No NO 42.94 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646080 72.64 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,844.79 No NO 44.56 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646081 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,333.33 No NO 41.20 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646082 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 4,325.83 No NO 43.75 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646083 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,708.33 Yes 3YP 36.14 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646084 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,430.00 Yes 3YP 40.50 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646085 75.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,713.28 No NO 45.13 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646086 89.95 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 4,319.79 No NO 39.15 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646087 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,467.10 No NO 42.23 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646088 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,590.83 No NO 23.87 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646089 68.75 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,753.13 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646091 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,732.50 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646092 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,129.33 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646093 64.77 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 677.08 No NO 48.96 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646094 90.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 4,760.83 Yes 3YP 36.45 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646095 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 830.33 No NO 36.02 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646096 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,164.17 No NO 31.96 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646097 92.59 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,662.92 No NO 44.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646098 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,053.75 Yes 3YP 36.38 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646099 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,753.33 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646100 95.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,064.84 No NO 41.37 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646101 32.61 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 3,515.63 Yes 3YP 33.99 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646102 65.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,015.63 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646103 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 810.00 Yes 3YP 39.44 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646104 88.69 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,527.23 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646138 95.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 797.91 No NO 35.11 30YR FIXED FIXED 0 0 0 0.000 1103646141 31.08 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 1,131.14 No NO 48.13 30YR FIXED FIXED 0 0 0 0.000 1103646144 70.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,680.88 Yes 1YP 49.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103646145 69.81 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 1,649.38 Yes 2YP 35.16 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103646146 90.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,422.50 Yes 3YP 41.29 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646156 76.34 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 5,835.73 Yes 1YP 37.26 30YR FIXED FIXED 0 0 0 0.000 1103646160 84.64 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,487.50 Yes 1YP 46.58 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103646162 43.07 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,319.12 Yes 2YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646170 90.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,492.50 Yes 3YP 37.12 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 2.750 1103646175 54.55 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,318.75 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646199 75.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 2,100.00 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103646210 60.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,050.00 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646222 41.18 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,701.31 Yes 3YP 24.68 30YR FIXED FIXED 0 0 0 0.000 1103646227 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,401.26 Yes 2YP 43.47 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103646233 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 745.94 Yes 1YP 38.57 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646237 90.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 740.10 Yes 1YP 39.79 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646271 66.27 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 3,081.20 No NO 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103646282 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,995.42 No NO 41.83 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 1103646299 80.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,916.67 Yes 3YP 36.58 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646302 25.04 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,905.43 No NO 39.34 30YR FIXED FIXED 0 0 0 0.000 1103646304 80.00 No MI NO MI 0 9.125 0.250 0.030 0.000 0.280 8.845 846.83 No NO 19.31 30YR FIXED FIXED 0 0 0 0.000 1103646347 89.96 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,239.45 Yes 1YP 34.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 1103646383 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,643.75 Yes 1YP 44.17 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646391 47.76 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,318.45 Yes 3YP 48.82 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 2.750 1103646394 100.00 No MI NO MI 0 8.220 0.375 0.030 0.000 0.405 7.815 970.91 No NO 38.98 2/6 LIBOR LIBOR 6 6 20081201 21 6.250 1103646409 100.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,744.58 Yes 3YP 40.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646416 80.00 No MI NO MI 0 10.500 0.375 0.030 0.000 0.405 10.095 1,170.87 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103646429 89.98 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 2,225.25 No NO 36.36 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.875 1103646438 95.00 MI LPMI 30 9.875 0.375 0.030 1.330 1.735 8.140 1,254.74 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.500 1103646441 65.80 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 621.77 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646444 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,032.50 No NO 39.48 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646462 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 893.42 Yes 3YP 31.81 30YR FIXED FIXED 0 0 0 0.000 1103646484 59.16 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 729.79 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646503 95.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 727.97 No NO 44.43 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646533 66.12 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,088.07 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646537 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,096.88 No NO 44.16 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103646544 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,656.25 Yes 3YP 44.01 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 2.750 1103646576 59.70 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,083.33 Yes 1YP 19.21 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646618 100.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,957.50 Yes 3YP 41.40 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646625 68.82 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,523.44 Yes 3YP 49.65 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646629 55.84 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 572.92 No NO 35.47 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646661 62.26 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,700.00 No NO 45.85 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103646674 100.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 582.50 Yes 1YP 39.68 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646684 59.08 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,203.13 Yes 1YP 42.99 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646685 48.15 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 622.92 No NO 32.04 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646686 89.33 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,476.56 Yes 3YP 23.56 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646687 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 985.29 No NO 44.07 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646688 90.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,280.00 Yes 3YP 32.64 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646689 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 992.33 No NO 48.31 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646691 93.61 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 3,446.48 No NO 40.26 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646692 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,092.75 No NO 37.16 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646693 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 743.75 Yes 3YP 38.04 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646694 80.01 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,562.50 Yes 3YP 40.38 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646695 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,795.83 No NO 32.89 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646696 98.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,770.83 Yes 3YP 42.37 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646697 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,921.25 Yes 1YP 46.73 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646698 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,280.00 Yes 3YP 44.13 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646699 99.51 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,827.92 No NO 37.44 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646700 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,520.83 No NO 44.18 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646701 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,762.50 No NO 38.21 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646702 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 4,393.75 No NO 44.09 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646703 69.08 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 9,854.17 No NO 41.70 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646704 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,482.81 No NO 42.40 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646705 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,800.00 No NO 48.13 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646706 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,890.00 Yes 3YP 49.83 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646707 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,325.00 Yes 3YP 40.69 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646708 35.20 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,668.23 No NO 42.60 7/1 LIBOR IO 120 LIBOR 12 12 20140101 82 2.250 1103646709 85.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 2,095.07 Yes 3YP 0.00 5/1 LIBOR LIBOR 12 12 20120101 58 3.250 1103646710 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,270.83 No NO 38.11 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646711 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,833.33 No NO 44.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646712 63.83 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,500.00 No NO 38.26 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103646713 90.00 MI BPMI 25 7.000 0.375 0.030 0.000 0.405 6.595 1,713.60 Yes 1YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646714 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 898.33 No NO 36.32 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646715 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,899.75 No NO 42.28 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646716 63.74 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,789.58 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646717 79.20 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,062.50 Yes 3YP 38.24 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646718 80.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,143.75 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646719 65.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,985.55 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646720 77.46 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,566.67 Yes 3YP 46.70 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646721 94.69 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,167.50 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646722 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,600.00 Yes 3YP 41.96 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646723 61.61 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,520.83 No NO 38.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646725 50.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,242.19 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646726 92.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,330.00 No NO 16.42 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646727 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,594.53 No NO 44.88 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646728 89.48 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,449.00 No NO 43.29 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646729 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,810.83 No NO 32.78 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103646770 65.19 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,673.49 Yes 2YP 44.00 30YR FIXED FIXED 0 0 0 0.000 1103646782 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,952.17 Yes 1YP 38.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103646794 66.04 No MI NO MI 0 7.300 0.250 0.030 0.000 0.280 7.020 1,086.63 Yes 3YP 47.84 30YR FIXED FIXED 0 0 0 0.000 1103646799 66.19 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 555.75 Yes 2YP 47.90 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646810 95.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 895.13 Yes 3YP 43.47 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646817 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,401.25 Yes 3YP 38.82 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646832 78.79 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,462.50 No NO 47.48 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103646840 99.98 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,396.42 Yes 1YP 47.73 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646878 95.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,950.52 Yes 1YP 35.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646882 76.56 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,603.13 Yes 3YP 47.71 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103646886 88.76 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,080.00 Yes 3YP 41.77 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 2.750 1103646908 98.68 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,971.67 Yes 3YP 44.57 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646911 100.00 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 1,203.78 Yes 1YP 35.62 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646914 69.78 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,270.83 No NO 26.64 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103646927 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,200.00 Yes 3YP 49.71 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103646950 70.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 4,287.50 Yes 1YP 33.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646972 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,150.83 Yes 3YP 43.40 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103646975 94.99 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,427.16 Yes 6MP 34.35 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647008 79.92 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 2,249.38 Yes 3YP 36.72 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647018 100.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 3,430.67 No NO 46.55 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103647035 73.89 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 6,019.11 Yes 3YP 44.20 15YR FIXED FIXED 0 0 0 0.000 1103647043 72.73 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,166.67 No NO 22.61 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103647046 80.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,840.00 Yes 3YP 38.24 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647059 46.51 No MI NO MI 0 5.125 0.250 0.030 0.000 0.280 4.845 1,281.25 Yes 3YP 39.81 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103647063 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 2,312.92 Yes 3YP 41.94 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647071 75.96 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,121.95 Yes 3YP 41.35 40/30 FIXED BAL FIXED 0 0 0 0.000 1103647089 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,058.33 Yes 3YP 40.86 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647091 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,313.96 No NO 41.73 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 1103647097 80.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,161.25 Yes 1YP 40.79 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647102 49.38 No MI NO MI 0 9.125 0.375 0.030 0.000 0.405 8.720 1,627.27 No NO 49.00 2/6 LIBOR LIBOR 6 6 20090201 23 3.000 1103647119 90.00 MI LPMI 25 9.500 0.375 0.030 1.020 1.425 8.075 1,702.73 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.750 1103647129 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,165.61 Yes 2YP 49.49 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103647131 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 816.26 Yes 2YP 44.75 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647138 76.92 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 5,416.67 No NO 36.58 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647163 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,338.83 Yes 2YP 43.95 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103647170 70.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 660.24 Yes 3YP 35.87 30YR FIXED FIXED 0 0 0 0.000 1103647178 85.00 MI LPMI 22 9.800 0.375 0.030 0.680 1.085 8.715 971.83 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 1103647209 93.18 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,025.00 No NO 36.68 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647228 90.00 MI LPMI 25 8.220 0.250 0.030 0.720 1.000 7.220 517.82 No NO 43.16 30YR FIXED FIXED 0 0 0 0.000 1103647251 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,182.50 Yes 3YP 34.28 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647303 78.75 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,673.44 Yes 3YP 37.73 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103647304 90.00 MI BPMI 25 7.500 0.375 0.030 0.000 0.405 7.095 1,125.00 Yes 3YP 0.00 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.000 1103647313 78.45 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,998.12 Yes 3YP 29.69 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647327 76.77 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 5,468.50 No NO 40.00 30YR FIXED FIXED 0 0 0 0.000 1103647332 70.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,173.96 Yes 1YP 36.36 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647337 59.35 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,279.69 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647350 90.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 6,666.67 Yes 1YP 33.95 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.750 1103647363 49.62 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,963.54 Yes 3YP 28.58 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647377 89.73 No MI NO MI 0 8.250 0.250 0.030 0.000 0.280 7.970 1,683.00 No NO 39.18 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647404 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,841.67 Yes 3YP 46.43 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647415 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,077.08 No NO 42.45 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.000 1103647420 59.67 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,629.68 Yes 3YP 44.04 30YR FIXED FIXED 0 0 0 0.000 1103647421 23.17 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 657.59 Yes 2YP 43.50 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103647424 55.33 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,458.33 Yes 2YP 40.66 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103647454 49.85 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,720.02 No NO 36.40 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647474 67.27 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,369.15 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103647477 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,223.00 Yes 3YP 49.70 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647479 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 678.41 No NO 38.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647483 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 617.46 No NO 39.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647492 61.67 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 555.00 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103647494 94.98 MI BPMI 30 6.750 0.250 0.030 0.000 0.280 6.470 1,500.75 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647498 60.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 633.91 No NO 39.51 30YR FIXED FIXED 0 0 0 0.000 1103647499 56.14 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 3,079.76 No NO 34.31 30YR FIXED FIXED 0 0 0 0.000 1103647503 64.35 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,196.87 Yes 3YP 44.51 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647510 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,843.75 Yes 1YP 16.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647545 85.00 No MI NO MI 0 9.000 0.375 0.030 0.000 0.405 8.595 3,540.00 No NO 45.01 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647554 32.05 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,726.69 No NO 45.98 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103647563 73.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,269.24 Yes 1YP 26.76 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103647618 100.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,109.77 Yes 3YP 43.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647621 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,655.00 Yes 3YP 48.24 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 1103647633 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,831.66 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103647642 67.58 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,667.76 No NO 45.77 30YR FIXED FIXED 0 0 0 0.000 1103647667 73.68 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 931.42 Yes 2YP 36.74 30YR FIXED FIXED 0 0 0 0.000 1103647681 86.63 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,375.00 No NO 44.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647686 73.64 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,653.75 Yes 2YP 46.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647707 85.00 MI LPMI 22 6.500 0.375 0.030 0.590 0.995 5.505 1,795.63 Yes 3YP 34.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 1103647712 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,230.32 No NO 30.87 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 5.875 1103647725 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 989.00 Yes 3YP 45.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647757 100.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 2,320.67 Yes 1YP 43.68 30YR FIXED FIXED 0 0 0 0.000 1103647762 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 2,388.75 Yes 3YP 40.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647778 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,822.83 No NO 49.71 30YR FIXED FIXED 0 0 0 0.000 1103647788 45.45 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 663.54 Yes 3YP 44.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647793 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,136.67 Yes 1YP 36.50 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103647794 76.05 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,779.42 Yes 3YP 38.85 30YR FIXED FIXED 0 0 0 0.000 1103647815 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,072.92 Yes 1YP 33.30 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647843 74.97 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,399.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 1103647844 63.64 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,033.96 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647856 63.13 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,578.13 Yes 3YP 24.75 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103647859 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,201.73 Yes 3YP 43.83 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103647876 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 971.33 Yes 1YP 36.51 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103647884 70.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 911.82 Yes 3YP 37.34 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647885 80.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 4,116.67 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647893 49.65 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,527.39 Yes 3YP 33.00 30YR FIXED FIXED 0 0 0 0.000 1103647900 80.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 4,170.83 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647901 43.91 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 2,261.98 Yes 3YP 34.89 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.000 1103647912 95.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,893.33 No NO 44.78 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.750 1103647913 90.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 3,175.81 Yes 2YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.875 1103647914 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,592.50 Yes 3YP 42.26 7/6 LIBOR IO 120 LIBOR 6 6 20140101 82 2.500 1103647918 52.59 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,339.51 Yes 1YP 33.78 30YR FIXED FIXED 0 0 0 0.000 1103647921 95.00 MI BPMI 30 8.250 0.375 0.030 0.000 0.405 7.845 3,428.91 Yes 1YP 48.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103647927 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 971.33 Yes 1YP 36.55 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103647932 62.16 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,472.72 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103647935 11.88 No MI NO MI 0 8.250 0.250 0.030 0.000 0.280 7.970 375.63 No NO 34.76 30YR FIXED FIXED 0 0 0 0.000 1103647936 71.43 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 828.81 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103647937 36.71 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 549.90 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103647938 85.00 MI BPMI 12 8.000 0.250 0.030 0.000 0.280 7.720 873.18 Yes 1YP 45.40 30YR FIXED FIXED 0 0 0 0.000 1103647941 70.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 4,598.50 Yes 3YP 45.17 30YR FIXED FIXED 0 0 0 0.000 1103647942 63.10 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,740.86 Yes 3YP 26.59 30YR FIXED FIXED 0 0 0 0.000 1103647944 70.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 5,221.21 Yes 1YP 42.37 30YR FIXED FIXED 0 0 0 0.000 1103647945 99.36 No MI NO MI 0 8.250 0.250 0.030 0.000 0.280 7.970 2,806.73 No NO 46.81 30YR FIXED FIXED 0 0 0 0.000 1103647950 90.00 MI BPMI 25 7.500 0.250 0.030 0.000 0.280 7.220 1,290.05 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103647952 85.71 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,528.27 No NO 44.17 30YR FIXED FIXED 0 0 0 0.000 1103647954 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,865.68 No NO 47.13 30YR FIXED FIXED 0 0 0 0.000 1103647955 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 4,367.09 No NO 43.18 30YR FIXED FIXED 0 0 0 0.000 1103647957 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,681.74 No NO 47.02 30YR FIXED FIXED 0 0 0 0.000 1103647958 90.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,742.81 No NO 33.94 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647959 89.99 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 3,937.50 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647960 88.16 MI BPMI 25 7.500 0.250 0.030 0.000 0.280 7.220 2,187.50 Yes 2YP 42.19 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647961 77.60 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 3,062.50 Yes 2YP 41.81 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647962 70.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,352.60 No NO 40.28 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103647965 57.12 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,545.53 No NO 23.64 25YR FIXED FIXED 0 0 0 0.000 1103647967 65.94 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,989.03 Yes 3YP 33.97 30YR FIXED FIXED 0 0 0 0.000 1103647981 100.00 No MI NO MI 0 6.999 0.375 0.030 0.000 0.405 6.594 2,646.21 Yes 3YP 44.57 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648032 78.72 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 1,657.29 No NO 37.93 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103648041 54.41 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,888.54 Yes 3YP 28.54 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103648046 51.46 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,845.00 Yes 3YP 10.90 30YR FIXED FIXED 0 0 0 0.000 1103648051 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 905.63 Yes 2YP 42.93 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648069 99.33 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,070.25 Yes 3YP 40.96 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103648088 80.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,020.44 No NO 22.19 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103648102 79.98 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 891.75 No NO 35.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 1103648103 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,806.25 Yes 2YP 33.36 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103648127 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,329.17 Yes 2YP 44.67 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648131 63.49 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,125.00 Yes 1YP 53.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648149 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,334.67 No NO 47.91 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648161 75.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,434.38 Yes 2YP 43.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648181 70.50 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 1,934.31 Yes 3YP 43.41 30YR FIXED FIXED 0 0 0 0.000 1103648203 70.00 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 3,546.04 Yes 3YP 29.57 30YR FIXED FIXED 0 0 0 0.000 1103648217 90.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,165.52 Yes 3YP 39.53 30YR FIXED FIXED 0 0 0 0.000 1103648229 86.40 MI LPMI 25 8.125 0.375 0.030 1.660 2.065 6.060 731.25 Yes 3YP 49.67 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.375 1103648236 89.90 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 3,564.56 No NO 49.74 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 1103648238 90.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 2,953.13 Yes 3YP 37.01 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648249 59.06 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,467.19 Yes 3YP 27.61 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648250 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,758.50 Yes 3YP 47.39 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103648263 63.04 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,540.63 Yes 3YP 40.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648267 35.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 918.61 Yes 3YP 43.59 3/6 LIBOR 40/30 BAL LIBOR 6 6 20100201 35 3.000 1103648288 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,338.75 Yes 3YP 18.93 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648296 88.39 MI LPMI 25 6.250 0.250 0.030 0.410 0.690 5.560 914.34 No NO 35.50 30YR FIXED FIXED 0 0 0 0.000 1103648342 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,006.61 Yes 3YP 43.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648352 75.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,384.77 Yes 1YP 38.14 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648371 77.05 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,817.89 Yes 3YP 44.57 30YR FIXED FIXED 0 0 0 0.000 1103648378 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,210.00 No NO 39.29 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648379 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,604.17 No NO 43.95 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 2.250 1103648381 93.92 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,190.00 No NO 29.24 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648382 99.32 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,268.33 No NO 44.37 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648383 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,145.83 Yes 3YP 45.18 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648384 77.58 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 3,869.69 Yes 3YP 41.92 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648385 75.08 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,054.61 Yes 3YP 27.18 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648386 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,694.17 No NO 41.24 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648387 98.69 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 5,171.67 No NO 46.46 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648388 85.30 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 5,512.50 No NO 29.03 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648389 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,263.17 No NO 41.59 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648390 99.43 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,394.25 Yes 3YP 49.98 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648391 70.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,301.56 Yes 3YP 46.59 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648392 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,804.00 No NO 35.66 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 2.250 1103648393 90.00 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 927.50 No NO 41.23 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 2.250 1103648394 85.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 3,958.65 Yes 3YP 44.44 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648396 88.10 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,541.67 Yes 3YP 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648397 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,473.33 No NO 43.38 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 3.250 1103648398 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,208.33 No NO 50.00 5/1 LIBOR IO 120 LIBOR 12 12 20120101 58 3.250 1103648399 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,317.50 No NO 43.25 5/1 LIBOR IO 120 LIBOR 12 12 20120201 59 2.250 1103648406 65.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,498.95 Yes 3YP 38.63 30YR FIXED FIXED 0 0 0 0.000 1103648412 79.33 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,264.38 Yes 1YP 39.97 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103648413 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,000.00 Yes 3YP 33.20 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648421 65.79 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 694.96 No NO 36.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648429 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 863.69 Yes 3YP 43.77 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 1103648430 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,479.61 Yes 1YP 42.41 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103648442 99.99 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,596.58 Yes 3YP 36.57 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648445 90.11 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,767.81 Yes 3YP 36.72 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103648448 68.88 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,133.23 No NO 37.89 30YR FIXED FIXED 0 0 0 0.000 1103648466 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,008.33 Yes 3YP 41.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648469 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,229.17 No NO 42.03 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103648474 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 1,174.02 Yes 3YP 48.14 30YR FIXED FIXED 0 0 0 0.000 1103648476 65.79 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,604.17 Yes 2YP 37.17 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648486 76.53 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 2,622.05 Yes 3YP 48.63 30YR FIXED FIXED 0 0 0 0.000 1103648495 65.27 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,269.12 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103648498 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,925.00 Yes 1YP 43.78 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648533 95.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,502.81 No NO 46.65 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648551 70.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 842.48 Yes 1YP 43.94 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103648577 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,500.00 Yes 2YP 36.89 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 1103648585 75.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 858.99 Yes 1YP 41.11 30YR FIXED FIXED 0 0 0 0.000 1103648593 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,904.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.250 1103648613 80.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,176.91 Yes 3YP 44.51 30YR FIXED FIXED 0 0 0 0.000 1103648620 89.97 MI LPMI 25 10.000 0.375 0.030 1.960 2.365 7.635 2,316.67 No NO 47.33 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 4.375 1103648628 80.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 947.92 No NO 40.55 2/6 LIBOR IO 60 LIBOR 6 6 20090201 23 3.000 1103648685 62.29 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,195.78 No NO 48.42 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103648707 81.30 MI LPMI 22 12.250 0.375 0.030 0.990 1.395 10.855 1,020.83 No NO 21.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 1103648735 100.00 No MI NO MI 0 7.900 0.375 0.030 0.000 0.405 7.495 4,292.33 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103648776 33.55 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,748.74 Yes 3YP 24.15 20YR FIXED FIXED 0 0 0 0.000 1103648812 58.75 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,446.94 Yes 3YP 30.52 30YR FIXED FIXED 0 0 0 0.000 1103648822 95.00 MI BPMI 30 7.250 0.375 0.030 0.000 0.405 6.845 1,693.18 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103648825 80.00 No MI NO MI 0 9.300 0.375 0.030 0.000 0.405 8.895 786.64 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103648844 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 917.33 Yes 3YP 36.33 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 1103648845 53.62 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,181.37 Yes 2YP 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 1103648850 51.96 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 1,968.75 Yes 1YP 41.79 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103648862 80.00 No MI NO MI 0 6.699 0.250 0.030 0.000 0.280 6.419 4,387.44 No NO 38.47 30YR FIXED FIXED 0 0 0 0.000 1103648875 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,394.53 Yes 3YP 39.86 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.500 1103648884 62.50 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 890.62 Yes 2YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648916 95.00 MI BPMI 30 6.725 0.375 0.030 0.000 0.405 6.320 1,118.03 Yes 3YP 40.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103648937 53.26 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,501.04 No NO 24.60 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103648946 99.99 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,305.00 Yes 1YP 40.55 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103648956 60.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 9,830.63 Yes 3YP 30.57 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103648960 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,935.00 Yes 3YP 44.43 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648961 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,083.75 No NO 41.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 1103648967 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,103.75 Yes 1YP 16.77 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103648972 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,095.70 No NO 41.66 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.250 1103648978 90.90 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,591.52 Yes 3YP 46.33 40/30 FIXED BAL FIXED 0 0 0 0.000 1103648980 74.03 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,605.92 No NO 35.29 40/30 FIXED BAL FIXED 0 0 0 0.000 1103648993 75.00 No MI NO MI 0 7.950 0.250 0.030 0.000 0.280 7.670 1,922.91 No NO 44.88 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649004 89.93 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,041.56 Yes 3YP 44.67 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103649006 100.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 1,411.67 Yes 1YP 41.27 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649017 50.98 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 2,979.17 No NO 18.00 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103649024 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,364.94 No NO 47.95 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103649033 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,832.92 No NO 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103649070 94.98 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,283.06 Yes 3YP 38.52 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649074 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,192.50 Yes 1YP 22.50 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649079 58.82 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,369.79 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649080 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,619.17 Yes 3YP 49.72 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649084 60.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 962.50 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649099 77.14 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,992.88 Yes 3YP 46.68 30YR FIXED FIXED 0 0 0 0.000 1103649101 60.00 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 1,612.72 Yes 3YP 48.40 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 1103649102 80.00 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 2,760.00 Yes 3YP 39.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 1103649109 54.19 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,946.91 No NO 44.03 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103649122 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,697.79 Yes 3YP 43.60 40/30 FIXED BAL FIXED 0 0 0 0.000 1103649124 69.23 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,195.31 Yes 2YP 38.02 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103649134 69.89 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,556.87 Yes 3YP 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 1103649146 94.99 MI LPMI 30 8.750 0.250 0.030 1.220 1.500 7.250 1,644.27 Yes 1YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103649149 44.28 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,504.69 Yes 3YP 34.49 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103649156 90.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 583.83 Yes 3YP 45.07 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649158 65.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,788.72 Yes 3YP 38.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649162 85.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,927.19 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649166 81.66 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 3,131.15 Yes 3YP 33.13 30YR FIXED FIXED 0 0 0 0.000 1103649173 69.33 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 659.44 Yes 3YP 16.91 30YR FIXED FIXED 0 0 0 0.000 1103649198 57.20 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,518.28 Yes 3YP 27.27 30YR FIXED FIXED 0 0 0 0.000 1103649227 70.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,513.02 Yes 3YP 49.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649235 90.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,997.50 Yes 3YP 41.81 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649237 57.63 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,019.24 No NO 30.22 30YR FIXED FIXED 0 0 0 0.000 1103649254 70.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,991.46 Yes 1YP 48.43 30YR FIXED FIXED 0 0 0 0.000 1103649265 69.39 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 1,558.33 Yes 3YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103649266 90.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,061.72 No NO 49.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103649271 62.39 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,735.42 Yes 3YP 41.54 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.500 1103649332 56.21 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,313.04 Yes 3YP 42.39 30YR FIXED FIXED 0 0 0 0.000 1103649342 55.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,860.00 Yes 3YP 46.37 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 2.750 1103649369 52.63 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 937.50 Yes 2YP 27.55 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649376 64.99 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,916.22 Yes 3YP 34.38 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649379 52.94 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,343.75 Yes 3YP 16.06 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649392 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,600.00 No NO 40.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649399 64.29 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,422.15 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103649410 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,700.00 Yes 3YP 47.62 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649424 90.00 MI LPMI 25 6.625 0.375 0.030 0.940 1.345 5.280 2,111.72 Yes 3YP 44.53 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.750 1103649480 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 3,812.49 Yes 2YP 45.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649484 99.98 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,490.38 Yes 3YP 47.92 30YR FIXED FIXED 0 0 0 0.000 1103649515 69.86 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,956.33 Yes 1YP 38.97 40/30 FIXED BAL FIXED 0 0 0 0.000 1103649517 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,959.17 Yes 2YP 31.06 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103649526 68.21 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,911.25 No NO 43.36 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 1103649528 75.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 3,062.50 No NO 35.88 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103649537 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,363.28 No NO 39.54 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649556 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,253.75 Yes 1YP 44.60 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103649572 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,253.33 Yes 3YP 44.93 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649573 67.50 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,515.94 Yes 3YP 39.97 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649584 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,887.50 Yes 3YP 44.95 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649596 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,516.67 No NO 47.88 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 1103649624 95.00 MI LPMI 30 10.250 0.375 0.030 1.380 1.785 8.465 910.89 No NO 0.00 2/6 LIBOR LIBOR 6 6 20090201 23 4.500 1103649639 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 5,625.00 No NO 34.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649641 69.22 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,740.00 No NO 40.90 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649684 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,361.75 Yes 3YP 35.80 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649706 53.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,705.21 No NO 49.19 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103649708 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,863.33 Yes 3YP 48.23 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649723 64.19 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,985.00 No NO 33.33 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.750 1103649727 78.04 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,719.38 No NO 44.09 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103649746 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,779.17 Yes 1YP 40.00 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103649785 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,162.50 Yes 3YP 38.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103649796 80.00 No MI NO MI 0 7.930 0.375 0.030 0.000 0.405 7.525 4,229.33 Yes 3YP 42.34 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649797 61.22 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,468.75 Yes 1YP 32.94 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103649811 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,921.25 Yes 3YP 40.57 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 1103649812 70.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,608.23 No NO 39.92 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103649818 73.55 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 4,657.06 Yes 3YP 49.47 30YR FIXED FIXED 0 0 0 0.000 1103649860 62.42 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,720.10 No NO 29.83 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103649867 37.69 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,449.27 Yes 3YP 33.82 30YR FIXED FIXED 0 0 0 0.000 1103649868 99.74 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 1,591.33 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649869 95.00 MI LPMI 22 9.250 0.375 0.030 0.740 1.145 8.105 4,678.19 Yes 1YP 44.89 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.625 1103649872 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,609.37 Yes 3YP 44.37 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649873 72.17 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,392.79 No NO 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103649879 21.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,586.01 Yes 3YP 36.07 30YR FIXED FIXED 0 0 0 0.000 1103649881 54.76 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,221.88 Yes 1YP 35.65 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 4.000 1103649887 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,955.00 Yes 3YP 42.54 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103649888 53.43 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,830.00 Yes 1YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103649899 35.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,857.13 Yes 3YP 33.95 7/6 LIBOR LIBOR 6 6 20140201 83 2.750 1103649902 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,000.00 No NO 35.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103649909 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,449.22 Yes 3YP 49.76 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103649938 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 769.86 Yes 3YP 48.66 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.500 1103649967 60.00 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 3,313.22 No NO 35.15 3/6 LIBOR LIBOR 6 6 20100301 36 3.000 1103649971 100.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,015.29 Yes 2YP 34.38 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649973 60.62 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,530.62 Yes 3YP 39.88 30YR FIXED FIXED 0 0 0 0.000 1103649988 90.00 MI LPMI 25 6.875 0.250 0.030 0.470 0.750 6.125 2,449.22 Yes 3YP 40.73 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103649990 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 738.67 Yes 3YP 41.52 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103650023 79.80 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,013.44 Yes 3YP 39.29 40/30 FIXED BAL FIXED 0 0 0 0.000 1103650040 60.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 843.75 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650046 50.66 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,827.85 No NO 25.47 30YR FIXED FIXED 0 0 0 0.000 1103650048 86.67 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,516.96 No NO 41.03 30YR FIXED FIXED 0 0 0 0.000 1103650049 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,424.75 Yes 3YP 47.08 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650067 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,687.25 Yes 1YP 31.89 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103650095 76.72 No MI NO MI 0 6.575 0.250 0.030 0.000 0.280 6.295 1,417.34 No NO 34.87 30YR FIXED FIXED 0 0 0 0.000 1103650097 79.99 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,992.42 Yes 3YP 44.04 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 1103650106 59.07 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 772.92 Yes 3YP 44.95 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.500 1103650177 75.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,925.39 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650180 80.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,425.83 No NO 40.64 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103650187 51.35 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,001.46 Yes 1YP 44.78 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650202 57.70 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,316.36 Yes 1YP 32.92 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 2.500 1103650206 69.66 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,332.87 Yes 3YP 44.98 30YR FIXED FIXED 0 0 0 0.000 1103650216 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,500.00 Yes 3YP 25.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103650226 27.27 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,235.60 Yes 3YP 40.43 15YR FIXED FIXED 0 0 0 0.000 1103650236 78.68 No MI NO MI 0 8.875 0.375 0.030 0.000 0.405 8.470 1,615.16 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103650238 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,275.00 Yes 3YP 43.13 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.500 1103650239 62.40 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,917.50 Yes 3YP 44.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103650243 85.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 8,593.75 No NO 25.08 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 1103650284 33.33 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 944.27 No NO 21.27 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650286 60.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,343.13 Yes 1YP 37.97 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103650297 80.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,325.00 Yes 1YP 38.23 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.750 1103650303 79.58 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,673.75 No NO 34.76 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103650350 50.22 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,655.96 No NO 37.34 30YR FIXED FIXED 0 0 0 0.000 1103650364 34.64 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 2,247.47 Yes 3YP 41.23 3/6 LIBOR LIBOR 6 6 20100301 36 3.000 1103650367 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 3,661.88 No NO 48.77 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103650381 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,413.17 Yes 3YP 43.88 30YR FIXED FIXED 0 0 0 0.000 1103650382 63.59 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,375.00 Yes 2YP 29.31 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650432 70.18 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,141.67 Yes 3YP 43.47 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103650435 76.83 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,903.13 Yes 3YP 37.57 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103650449 70.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,580.92 Yes 3YP 27.33 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103650456 70.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 714.58 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103650462 55.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 945.31 No NO 38.90 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103650481 75.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 3,318.20 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103650503 78.46 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,194.58 No NO 25.65 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 1103650514 56.81 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,761.59 Yes 3YP 24.03 30YR FIXED FIXED 0 0 0 0.000 1103650519 78.48 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,640.63 Yes 1YP 44.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650522 56.92 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 951.74 No NO 50.92 15YR FIXED FIXED 0 0 0 0.000 1103650528 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,245.00 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 1103650536 77.40 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,972.22 No NO 20.00 30YR FIXED FIXED 0 0 0 0.000 1103650544 80.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,720.00 No NO 39.56 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103650557 62.08 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,338.54 No NO 32.65 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103650570 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,065.40 Yes 1YP 48.21 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103650588 80.00 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 1,791.91 Yes 3YP 39.87 30YR FIXED FIXED 0 0 0 0.000 1103650592 47.14 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,047.80 No NO 17.81 30YR FIXED FIXED 0 0 0 0.000 1103650600 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,833.33 Yes 3YP 38.16 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650607 25.00 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 998.33 Yes 3YP 26.74 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650613 100.00 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,280.36 Yes 3YP 41.92 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650619 79.98 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,514.04 Yes 3YP 29.80 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 1103650626 31.82 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,043.08 Yes 6MP 40.19 30YR FIXED FIXED 0 0 0 0.000 1103650627 68.75 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,339.30 Yes 6MP 40.99 30YR FIXED FIXED 0 0 0 0.000 1103650628 73.38 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,318.99 No NO 18.84 30YR FIXED FIXED 0 0 0 0.000 1103650629 90.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,024.50 Yes 6MP 42.59 30YR FIXED FIXED 0 0 0 0.000 1103650630 92.39 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,096.20 Yes 6MP 41.55 30YR FIXED FIXED 0 0 0 0.000 1103650631 94.15 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,510.16 Yes 6MP 29.93 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650632 62.29 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,090.81 No NO 46.64 30YR FIXED FIXED 0 0 0 0.000 1103650633 71.53 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,898.54 No NO 46.35 30YR FIXED FIXED 0 0 0 0.000 1103650634 69.57 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,250.00 No NO 37.27 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650662 42.07 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,986.46 No NO 26.69 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.250 1103650706 80.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,220.00 No NO 28.44 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103650712 47.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,932.19 No NO 22.90 30YR FIXED FIXED 0 0 0 0.000 1103650724 90.00 MI LPMI 25 9.750 0.375 0.030 0.920 1.325 8.425 1,623.81 No NO 46.23 5/6 LIBOR LIBOR 6 6 20120201 59 3.750 1103650733 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,264.14 Yes 3YP 33.86 30YR FIXED FIXED 0 0 0 0.000 1103650738 72.22 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 854.01 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103650752 70.00 No MI NO MI 0 7.560 0.250 0.030 0.000 0.280 7.280 1,403.14 Yes 5YP 36.37 30YR FIXED FIXED 0 0 0 0.000 1103650755 68.97 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,462.87 Yes 1YP 40.05 30YR FIXED FIXED 0 0 0 0.000 1103650788 58.42 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 601.25 Yes 3YP 26.71 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650804 83.25 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,159.06 Yes 1YP 39.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103650842 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,753.42 Yes 1YP 43.71 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103650855 75.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,463.48 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103650863 60.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 658.13 Yes 3YP 23.84 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650869 43.14 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,145.83 Yes 1YP 33.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650882 61.22 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 4,317.42 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103650889 89.90 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,258.75 Yes 3YP 41.01 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 2.750 1103650902 100.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 2,990.00 Yes 3YP 43.25 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103650903 45.05 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 5,595.95 No NO 45.00 30YR FIXED FIXED 0 0 0 0.000 1103650916 70.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,102.60 Yes 1YP 39.54 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103650917 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,103.75 Yes 3YP 42.87 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650921 52.69 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,276.04 No NO 35.28 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103650922 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,170.83 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103650933 80.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 2,556.67 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103650935 34.63 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 874.32 Yes 3YP 44.44 30YR FIXED FIXED 0 0 0 0.000 1103650943 82.69 MI LPMI 22 6.813 0.250 0.030 0.800 1.080 5.733 1,403.50 No NO 49.20 30YR FIXED FIXED 0 0 0 0.000 1103650944 74.98 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,138.50 No NO 27.13 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650945 27.16 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 1,138.96 Yes 1YP 44.40 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103650965 70.18 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 768.37 Yes 2YP 38.35 30YR FIXED FIXED 0 0 0 0.000 1103650995 94.99 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,996.50 No NO 20.95 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103650998 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,512.71 Yes 2YP 44.05 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651009 70.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,583.31 Yes 2YP 15.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651015 23.40 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,185.29 No NO 0.00 15YR FIXED FIXED 0 0 0 0.000 1103651031 80.00 No MI NO MI 0 5.250 0.250 0.030 0.000 0.280 4.970 1,032.50 Yes 3YP 19.04 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651035 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,168.75 Yes 1YP 26.42 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651050 75.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 535.94 No NO 22.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651065 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,244.26 Yes 1YP 43.27 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 7.375 1103651066 80.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 786.71 No NO 38.21 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103651079 51.45 No MI NO MI 0 6.680 0.250 0.030 0.000 0.280 6.400 670.23 Yes 3YP 35.72 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651093 69.36 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,501.44 Yes 2YP 19.00 30YR FIXED FIXED 0 0 0 0.000 1103651104 77.98 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 4,050.00 Yes 3YP 47.73 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651105 54.89 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,480.89 Yes 3YP 33.10 30YR FIXED FIXED 0 0 0 0.000 1103651107 95.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 740.97 Yes 3YP 49.50 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651114 94.98 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 959.82 Yes 2YP 30.80 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651159 90.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,010.63 No NO 40.14 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651169 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 941.88 No NO 37.32 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651175 59.74 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,197.92 No NO 31.58 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651216 68.29 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,981.51 No NO 30.07 30YR FIXED FIXED 0 0 0 0.000 1103651228 53.04 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,315.00 Yes 3YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103651231 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 2,389.83 No NO 31.27 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 1103651233 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,144.00 Yes 3YP 25.48 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103651234 44.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,640.58 Yes 3YP 43.79 40/30 FIXED BAL FIXED 0 0 0 0.000 1103651241 74.93 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,012.11 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651255 34.21 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,793.22 Yes 3YP 37.13 30YR FIXED FIXED 0 0 0 0.000 1103651257 61.30 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,253.75 Yes 1YP 30.26 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651269 55.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,625.90 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651270 75.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 1,801.78 Yes 3YP 49.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103651295 67.11 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,195.31 No NO 39.44 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 1103651312 40.29 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,555.61 Yes 3YP 39.30 40/30 FIXED BAL FIXED 0 0 0 0.000 1103651316 80.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,118.74 Yes 3YP 25.04 30YR FIXED FIXED 0 0 0 0.000 1103651317 80.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,224.18 Yes 3YP 35.42 30YR FIXED FIXED 0 0 0 0.000 1103651335 73.32 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,168.22 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651346 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,321.67 Yes 2YP 39.76 2/6 LIBOR IO 60 LIBOR 6 6 20090201 23 3.000 1103651347 75.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,106.25 Yes 3YP 45.00 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 2.500 1103651348 44.50 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,312.19 No NO 30.60 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103651349 80.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,643.75 Yes 3YP 40.15 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651354 64.10 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 875.00 No NO 44.68 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651365 71.65 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,278.85 Yes 2YP 35.69 30YR FIXED FIXED 0 0 0 0.000 1103651389 39.72 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,926.13 Yes 3YP 20.49 30YR FIXED FIXED 0 0 0 0.000 1103651390 52.33 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,434.38 Yes 3YP 45.55 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103651429 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,258.75 No NO 42.94 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103651432 79.20 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,942.59 No NO 39.04 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103651466 95.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 4,062.50 No NO 42.88 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103651481 39.81 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 877.91 Yes 3YP 31.28 40/30 FIXED BAL FIXED 0 0 0 0.000 1103651489 42.86 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,694.30 Yes 3YP 44.88 30YR FIXED FIXED 0 0 0 0.000 1103651490 30.43 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 884.90 Yes 3YP 47.62 30YR FIXED FIXED 0 0 0 0.000 1103651522 80.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,749.77 Yes 2YP 19.41 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651535 80.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,900.00 Yes 3YP 33.76 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.000 1103651541 59.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 722.14 Yes 3YP 10.34 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651556 73.79 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,351.93 Yes 3YP 38.18 40/30 FIXED BAL FIXED 0 0 0 0.000 1103651562 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,638.50 Yes 2YP 44.48 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103651565 58.27 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,048.44 Yes 2YP 30.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651573 67.65 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,832.81 No NO 36.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651574 72.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,025.00 Yes 3YP 43.80 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651583 90.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,250.00 Yes 3YP 43.57 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 1103651589 65.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,523.44 Yes 3YP 23.93 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103651613 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,330.60 Yes 3YP 49.41 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651637 79.57 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,497.50 Yes 3YP 47.04 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651640 54.84 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,531.25 Yes 3YP 25.25 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651651 79.58 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,463.02 Yes 1YP 33.33 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103651662 61.28 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 817.62 Yes 3YP 43.80 30YR FIXED FIXED 0 0 0 0.000 1103651663 77.75 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 883.57 Yes 3YP 44.43 30YR FIXED FIXED 0 0 0 0.000 1103651664 72.22 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,640.63 No NO 21.13 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651665 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 829.24 Yes 3YP 40.30 20YR FIXED FIXED 0 0 0 0.000 1103651666 72.73 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 585.47 No NO 46.08 30YR FIXED FIXED 0 0 0 0.000 1103651667 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,167.48 No NO 41.21 30YR FIXED FIXED 0 0 0 0.000 1103651668 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,016.48 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651669 12.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 424.44 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651670 100.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 790.60 Yes 3YP 27.96 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651671 56.71 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,397.73 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651672 79.56 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 958.04 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651673 65.93 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 778.32 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651674 72.85 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,394.27 No NO 43.60 30YR FIXED FIXED 0 0 0 0.000 1103651676 32.24 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 607.50 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651677 70.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 589.39 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103651678 37.82 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 520.49 No NO 0.00 15YR FIXED FIXED 0 0 0 0.000 1103651679 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 662.41 Yes 3YP 47.71 30YR FIXED FIXED 0 0 0 0.000 1103651680 40.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 706.06 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651681 33.75 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 886.85 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103651717 65.48 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,294.58 Yes 2YP 43.79 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 5.500 1103651723 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,750.00 No NO 33.68 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651732 80.00 No MI NO MI 0 8.625 0.375 0.030 0.000 0.405 8.220 2,472.50 Yes 3YP 32.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651736 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,403.65 Yes 3YP 43.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651749 66.67 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,647.46 Yes 3YP 26.60 15YR FIXED FIXED 0 0 0 0.000 1103651760 94.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,333.28 No NO 33.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651761 59.24 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,145.63 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651763 67.90 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,546.88 No NO 51.88 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103651765 55.38 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,893.91 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103651778 88.81 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,520.00 Yes 3YP 42.84 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103651781 80.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,176.00 Yes 3YP 35.02 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 1103651790 67.50 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,940.63 No NO 11.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651797 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,619.75 Yes 2YP 42.36 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 1103651822 62.64 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,766.15 Yes 3YP 42.09 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103651832 58.13 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,048.60 Yes 1YP 20.82 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103651877 90.00 MI BPMI 25 8.250 0.375 0.030 0.000 0.405 7.845 1,034.49 Yes 2YP 43.16 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651898 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 926.49 No NO 6.78 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103651901 68.38 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,863.08 No NO 35.74 30YR FIXED FIXED 0 0 0 0.000 1103651905 90.00 MI LPMI 25 9.690 0.375 0.030 0.520 0.925 8.765 923.14 No NO 33.20 5/6 LIBOR LIBOR 6 6 20120301 60 3.650 1103651909 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,815.63 Yes 3YP 47.77 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103651923 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,947.92 Yes 6MP 44.63 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 1103651931 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,027.58 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103651932 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,000.54 No NO 42.09 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651934 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 2,375.68 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651935 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,850.00 No NO 48.91 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651937 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,491.44 No NO 47.22 2/6 LIBOR 40/30 BAL LIBOR 6 6 20090101 22 3.125 1103651939 100.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 1,758.75 No NO 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651941 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,182.50 No NO 45.73 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651942 90.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,679.82 No NO 49.55 3/6 LIBOR LIBOR 6 6 20091201 33 2.750 1103651943 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,830.83 No NO 15.37 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651944 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 706.67 Yes 3YP 42.61 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651945 85.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 558.41 Yes 3YP 43.33 3/6 LIBOR 40/30 BAL LIBOR 6 6 20091201 33 2.750 1103651950 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 874.83 Yes 3YP 33.97 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103651951 90.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,708.23 Yes 1YP 39.08 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651952 66.63 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,155.83 Yes 1YP 0.00 3/6 LIBOR 40/30 BAL LIBOR 6 6 20091201 33 2.750 1103651954 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,631.36 No NO 0.00 3/6 LIBOR 40/30 BAL LIBOR 6 6 20091201 33 2.750 1103651955 90.00 No MI NO MI 0 9.250 0.375 0.030 0.000 0.405 8.845 2,164.43 No NO 35.22 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651956 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,399.53 No NO 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651957 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 3,004.21 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103651958 66.67 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,307.65 No NO 33.18 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651959 89.15 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,262.76 No NO 39.93 3/6 LIBOR LIBOR 6 6 20091201 33 2.750 1103651960 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,378.51 Yes 3YP 43.16 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103651961 85.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,828.12 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103651963 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,957.50 No NO 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651964 48.61 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,895.83 No NO 45.14 2/6 LIBOR IO 120 LIBOR 6 6 20081201 21 2.750 1103651965 95.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 2,117.18 No NO 49.20 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651966 100.00 No MI NO MI 0 9.125 0.375 0.030 0.000 0.405 8.720 2,310.72 Yes 1YP 49.43 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103651968 100.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 2,891.80 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103651969 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,452.97 Yes 3YP 32.77 3/6 LIBOR 40/30 BAL LIBOR 6 6 20091201 33 2.750 1103651970 100.00 No MI NO MI 0 9.750 0.375 0.030 0.000 0.405 9.345 2,501.95 No NO 0.00 3/6 LIBOR 40/30 BAL LIBOR 6 6 20091201 33 2.750 1103651971 78.43 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,208.33 Yes 1YP 44.19 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651972 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,717.27 No NO 45.68 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651973 85.14 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,130.39 No NO 35.71 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 2.750 1103651974 55.92 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,213.54 No NO 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 2.750 1103651975 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,900.00 Yes 3YP 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651976 100.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 3,493.75 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651977 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 4,060.81 No NO 49.42 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103651978 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 488.23 No NO 23.39 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103651979 74.47 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,968.75 Yes 1YP 46.16 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.750 1103651980 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,623.74 No NO 44.70 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103651981 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,894.69 No NO 43.02 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651982 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 806.00 Yes 2YP 40.79 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651983 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,586.39 Yes 2YP 49.11 5/6 LIBOR 40/30 BAL LIBOR 6 6 20111201 57 2.750 1103651986 57.95 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,460.94 No NO 34.21 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651987 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,600.33 Yes 1YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 1103651988 75.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,388.02 No NO 0.00 3/6 LIBOR IO 120 LIBOR 6 6 20091201 33 2.750 1103651989 100.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 2,345.90 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 2.750 1103651990 95.00 No MI NO MI 0 9.000 0.375 0.030 0.000 0.405 8.595 1,378.13 No NO 20.55 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651991 90.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,100.00 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651992 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,371.70 Yes 3YP 41.63 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103651993 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 749.38 Yes 1YP 37.63 2/6 LIBOR 40/30 BAL LIBOR 6 6 20090101 22 2.750 1103651994 89.20 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,066.70 Yes 3YP 30.18 3/6 LIBOR 40/30 BAL LIBOR 6 6 20100101 34 2.750 1103651995 98.82 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,841.67 No NO 43.37 3/6 LIBOR IO 120 LIBOR 6 6 20100101 34 2.750 1103651996 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 2,379.00 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.750 1103652000 62.41 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,347.93 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652002 95.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 6,781.25 No NO 47.74 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103652003 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,091.66 Yes 1YP 54.87 30YR FIXED FIXED 0 0 0 0.000 1103652004 95.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 2,892.59 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652005 80.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 785.19 Yes 3YP 45.71 30YR FIXED FIXED 0 0 0 0.000 1103652006 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,103.64 Yes 2YP 43.53 30YR FIXED FIXED 0 0 0 0.000 1103652007 85.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,288.45 Yes 1YP 42.72 30YR FIXED FIXED 0 0 0 0.000 1103652008 90.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 3,775.76 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652009 55.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 809.77 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652010 90.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 880.03 Yes 2YP 36.07 30YR FIXED FIXED 0 0 0 0.000 1103652011 100.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 3,948.42 No NO 24.93 40/30 FIXED BAL FIXED 0 0 0 0.000 1103652012 62.83 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,885.62 Yes 1YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103652013 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,400.50 No NO 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 1103652014 100.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 2,488.50 No NO 33.50 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103652015 100.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,549.24 No NO 45.38 30YR FIXED FIXED 0 0 0 0.000 1103652019 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,848.75 No NO 39.46 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652038 53.57 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,835.94 Yes 3YP 31.93 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 1103652039 61.88 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,526.56 No NO 37.90 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103652051 56.54 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,178.65 Yes 3YP 28.34 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652064 69.96 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,252.17 No NO 40.00 30YR FIXED FIXED 0 0 0 0.000 1103652072 59.79 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 4,754.83 Yes 3YP 40.00 15YR FIXED FIXED 0 0 0 0.000 1103652094 79.59 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,257.81 Yes 3YP 48.66 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652137 64.62 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,391.25 Yes 3YP 49.32 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652145 94.99 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 4,227.72 No NO 33.27 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652148 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,274.58 Yes 3YP 48.26 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.500 1103652152 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 812.11 No NO 27.92 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652188 47.71 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,106.73 Yes 3YP 47.72 40/30 FIXED BAL FIXED 0 0 0 0.000 1103652203 75.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 3,296.15 Yes 3YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103652230 89.61 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,604.58 Yes 3YP 44.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652243 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,792.41 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652245 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,820.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652246 55.33 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 883.76 No NO 22.82 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103652278 69.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,765.56 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652290 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 688.75 Yes 1YP 50.00 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103652292 65.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 1,032.64 Yes 1YP 43.83 30YR FIXED FIXED 0 0 0 0.000 1103652308 50.96 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,348.96 Yes 2YP 35.96 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103652314 80.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 3,035.42 Yes 3YP 41.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652320 75.00 No MI NO MI 0 5.880 0.250 0.030 0.000 0.280 5.600 3,218.22 Yes 3YP 46.59 30YR FIXED FIXED 0 0 0 0.000 1103652324 100.00 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 1,991.50 Yes 3YP 42.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 1103652340 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,020.83 Yes 3YP 38.88 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652366 50.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,524.44 Yes 3YP 48.51 15YR FIXED FIXED 0 0 0 0.000 1103652369 53.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,305.32 Yes 3YP 48.51 30YR FIXED FIXED 0 0 0 0.000 1103652385 95.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,600.86 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103652406 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,733.33 Yes 3YP 38.76 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 1103652410 72.91 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,784.29 Yes 3YP 47.03 30YR FIXED FIXED 0 0 0 0.000 1103652434 74.77 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,600.00 No NO 44.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103652500 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,015.78 No NO 38.81 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.250 1103652506 84.68 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,635.00 Yes 3YP 49.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103652509 67.74 No MI NO MI 0 6.730 0.250 0.030 0.000 0.280 6.450 927.99 Yes 1YP 0.00 15YR FIXED FIXED 0 0 0 0.000 1103652595 98.84 No MI NO MI 0 7.300 0.375 0.030 0.000 0.405 6.895 4,556.42 Yes 1YP 35.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652604 84.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,273.38 Yes 1YP 30.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652642 90.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,522.24 Yes 3YP 39.00 30YR FIXED FIXED 0 0 0 0.000 1103652655 59.84 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,175.99 Yes 6MP 44.57 30YR FIXED FIXED 0 0 0 0.000 1103652665 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,644.58 Yes 3YP 43.86 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652674 44.03 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 3,402.62 Yes 3YP 31.73 30YR FIXED FIXED 0 0 0 0.000 1103652679 80.00 No MI NO MI 0 7.600 0.250 0.030 0.000 0.280 7.320 903.78 Yes 3YP 50.00 30YR FIXED FIXED 0 0 0 0.000 1103652683 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,656.25 Yes 3YP 35.71 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 1103652694 33.03 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 912.46 Yes 3YP 33.04 15YR FIXED FIXED 0 0 0 0.000 1103652703 100.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,596.00 Yes 1YP 42.41 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103652722 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,291.67 Yes 3YP 48.42 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652730 52.91 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,604.17 No NO 40.31 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103652731 61.61 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,390.63 Yes 3YP 39.35 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103652749 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,059.17 Yes 3YP 34.44 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 2.500 1103652754 100.00 No MI NO MI 0 8.875 0.375 0.030 0.000 0.405 8.470 3,605.47 Yes 3YP 46.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652755 47.32 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 2,109.38 No NO 41.11 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 1103652771 72.14 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,788.02 Yes 3YP 24.41 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652777 60.68 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 2,001.56 Yes 3YP 39.41 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103652797 85.38 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,843.75 No NO 35.28 5/6 LIBOR IO 120 LIBOR 6 6 20111201 57 2.500 1103652800 73.91 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,319.40 No NO 45.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 1103652801 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 4,329.72 No NO 45.00 7/1 LIBOR LIBOR 12 12 20131201 81 1.875 1103652802 60.34 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 8,730.87 No NO 39.24 7/1 LIBOR LIBOR 12 12 20131201 81 2.250 1103652803 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 1,537.15 No NO 37.99 5/6 LIBOR LIBOR 6 6 20111201 57 4.125 1103652804 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 1,624.16 No NO 43.96 5/6 LIBOR LIBOR 6 6 20111101 56 2.750 1103652805 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,536.51 No NO 0.00 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 2.250 1103652806 75.95 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,000.00 No NO 38.00 5/1 LIBOR IO 120 LIBOR 12 12 20111201 57 2.250 1103652808 46.15 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 1,750.00 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103652819 84.05 MI LPMI 22 6.875 0.250 0.030 0.450 0.730 6.145 2,033.08 Yes 3YP 42.97 40/30 FIXED BAL FIXED 0 0 0 0.000 1103652822 75.79 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 1,204.00 No NO 41.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652843 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 3,440.00 No NO 52.25 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103652863 75.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,792.97 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652884 79.73 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,994.58 No NO 40.00 30YR FIXED FIXED 0 0 0 0.000 1103652895 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,130.83 No NO 44.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652904 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,130.94 No NO 43.81 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103652912 100.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 963.26 No NO 43.42 30YR FIXED FIXED 0 0 0 0.000 1103652921 95.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,085.00 No NO 37.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652928 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,291.67 No NO 44.79 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 1103652937 80.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,470.00 No NO 36.98 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652945 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,300.00 Yes 3YP 40.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103652951 67.83 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,898.96 Yes 3YP 54.19 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103652962 75.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,562.50 Yes 3YP 43.76 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103652985 23.39 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,117.90 Yes 3YP 29.51 40/30 FIXED BAL FIXED 0 0 0 0.000 1103653019 42.07 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 3,113.54 No NO 0.00 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103653023 73.33 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,403.65 Yes 1YP 33.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653028 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,204.75 Yes 2YP 43.61 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653053 42.86 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 750.00 No NO 45.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.250 1103653072 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,768.00 Yes 1YP 41.78 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103653111 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,507.50 No NO 49.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653144 53.55 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 881.88 Yes 1YP 49.00 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 1103653153 49.78 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 717.15 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103653220 79.99 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 838.61 No NO 36.18 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653236 75.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,175.00 Yes 2YP 28.41 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653243 89.99 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,156.75 Yes 3YP 38.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653264 73.60 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,054.17 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103653267 50.74 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,427.08 Yes 3YP 48.97 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103653275 67.56 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,146.93 Yes 3YP 22.78 30YR FIXED FIXED 0 0 0 0.000 1103653312 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,352.73 No NO 48.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 1103653320 42.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 672.33 Yes 3YP 46.13 30YR FIXED FIXED 0 0 0 0.000 1103653349 68.92 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,473.33 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653400 78.67 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,906.19 Yes 2YP 35.45 30YR FIXED FIXED 0 0 0 0.000 1103653405 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,340.00 No NO 43.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653438 53.75 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,220.75 Yes 3YP 39.94 30YR FIXED FIXED 0 0 0 0.000 1103653451 51.72 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 675.00 Yes 2YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103653473 53.09 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,358.95 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103653482 55.62 No MI NO MI 0 5.995 0.250 0.030 0.000 0.280 5.715 1,383.85 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103653589 45.78 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 525.73 Yes 1YP 13.93 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653623 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,479.58 No NO 42.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653627 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 734.95 No NO 48.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653685 70.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 955.21 Yes 3YP 35.91 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653687 53.42 No MI NO MI 0 5.625 0.250 0.030 0.000 0.280 5.345 1,738.07 Yes 3YP 21.81 15YR FIXED FIXED 0 0 0 0.000 1103653699 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 906.00 Yes 3YP 48.78 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653701 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,692.17 No NO 35.72 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653723 67.41 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,725.55 Yes 3YP 31.76 30YR FIXED FIXED 0 0 0 0.000 1103653761 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,277.81 No NO 30.45 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653763 45.37 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,275.00 Yes 3YP 38.34 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103653767 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,288.01 Yes 3YP 42.05 3/6 LIBOR 40/30 BAL LIBOR 6 6 20100301 36 3.000 1103653780 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,036.67 Yes 3YP 45.43 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653781 89.82 MI BPMI 30 6.625 0.375 0.030 0.000 0.405 6.220 1,610.38 No NO 35.49 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 1103653800 50.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,000.00 Yes 3YP 34.46 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103653835 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,295.56 Yes 2YP 43.84 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.250 1103653838 80.00 No MI NO MI 0 7.450 0.250 0.030 0.000 0.280 7.170 740.32 Yes 3YP 33.10 30YR FIXED FIXED 0 0 0 0.000 1103653862 79.78 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 4,337.92 Yes 3YP 28.54 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.000 1103653885 83.38 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 2,687.50 Yes 1YP 39.28 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653918 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,992.50 Yes 3YP 49.27 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653922 63.30 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,689.06 No NO 43.81 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103653947 67.54 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,370.51 Yes 3YP 42.68 30YR FIXED FIXED 0 0 0 0.000 1103653952 65.55 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,031.25 Yes 3YP 43.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103653973 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,620.00 No NO 39.66 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654080 80.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,229.17 Yes 3YP 39.97 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103654214 79.07 No MI NO MI 0 5.375 0.375 0.030 0.000 0.405 4.970 761.46 Yes 3YP 24.76 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103654310 70.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 936.54 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103654312 80.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,723.96 No NO 37.69 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654313 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 956.25 Yes 1YP 30.40 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103654323 60.69 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,686.67 No NO 21.43 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103654326 70.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,066.94 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103654345 80.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,099.11 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103654521 49.67 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 957.58 Yes 3YP 49.90 5/6 LIBOR LIBOR 6 6 20110301 48 3.000 1103654589 39.86 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,375.00 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103654590 70.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 904.24 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103654592 63.76 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,375.00 No NO 27.75 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103654619 50.56 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,293.75 Yes 2YP 29.33 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 2.500 1103654645 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,621.67 Yes 3YP 47.57 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654689 79.31 No MI NO MI 0 7.999 0.375 0.030 0.000 0.405 7.594 1,533.14 Yes 1YP 45.53 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654695 55.85 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,318.36 No NO 44.36 30YR FIXED FIXED 0 0 0 0.000 1103654704 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,122.92 Yes 3YP 41.99 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654717 51.03 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,042.71 No NO 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103654719 94.98 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 580.78 Yes 1YP 39.50 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654732 27.72 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 701.14 Yes 3YP 35.03 30YR FIXED FIXED 0 0 0 0.000 1103654748 75.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 3,486.17 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 1103654786 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,517.10 Yes 1YP 13.93 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103654798 54.03 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,035.50 Yes 3YP 26.15 30YR FIXED FIXED 0 0 0 0.000 1103654819 45.52 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,171.24 No NO 24.48 30YR FIXED FIXED 0 0 0 0.000 1103654821 42.55 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,011.23 Yes 3YP 25.24 30YR FIXED FIXED 0 0 0 0.000 1103654826 80.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 2,256.92 Yes 3YP 12.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103654974 52.56 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,549.53 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 1103655077 47.62 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 875.36 Yes 3YP 29.94 30YR FIXED FIXED 0 0 0 0.000 1103655088 47.62 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 875.36 Yes 3YP 29.81 30YR FIXED FIXED 0 0 0 0.000 1103655101 45.45 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 875.36 Yes 3YP 29.81 30YR FIXED FIXED 0 0 0 0.000 1103655114 75.89 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,487.50 Yes 2YP 32.91 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103655185 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,401.67 Yes 1YP 42.20 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103655186 38.58 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 6,906.25 No NO 26.45 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103655498 75.00 No MI NO MI 0 9.500 0.250 0.030 0.000 0.280 9.220 1,944.15 Yes 5YP 49.80 40/30 FIXED BAL FIXED 0 0 0 0.000 1103655534 58.40 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,850.80 Yes 3YP 32.50 30YR FIXED FIXED 0 0 0 0.000 1103655547 80.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,574.74 Yes 3YP 35.68 30YR FIXED FIXED 0 0 0 0.000 1103655557 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,864.58 Yes 1YP 38.62 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103655563 72.64 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,085.42 Yes 3YP 44.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103655596 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,738.33 No NO 30.30 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 1103655606 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,190.67 Yes 1YP 27.08 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103655607 54.17 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,476.25 Yes 3YP 40.43 30YR FIXED FIXED 0 0 0 0.000 1103655652 72.47 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 4,568.23 No NO 39.80 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 1103655823 90.00 MI LPMI 25 7.740 0.250 0.030 0.560 0.840 6.900 676.36 Yes 3YP 49.90 30YR FIXED FIXED 0 0 0 0.000 1103655993 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,520.83 No NO 37.39 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 2.250 1103656123 90.00 No MI NO MI 0 9.500 0.250 0.030 0.000 0.280 9.220 1,745.63 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656124 90.00 No MI NO MI 0 8.375 0.250 0.030 0.000 0.280 8.095 923.49 Yes 1YP 36.49 30YR FIXED FIXED 0 0 0 0.000 1103656125 90.00 No MI NO MI 0 8.375 0.250 0.030 0.000 0.280 8.095 923.49 Yes 1YP 36.49 30YR FIXED FIXED 0 0 0 0.000 1103656126 90.00 No MI NO MI 0 8.375 0.250 0.030 0.000 0.280 8.095 923.49 Yes 1YP 36.49 30YR FIXED FIXED 0 0 0 0.000 1103656127 90.00 No MI NO MI 0 8.375 0.250 0.030 0.000 0.280 8.095 923.49 Yes 1YP 36.49 30YR FIXED FIXED 0 0 0 0.000 1103656128 56.43 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 276.19 No NO 16.25 30YR FIXED FIXED 0 0 0 0.000 1103656129 100.00 No MI NO MI 0 7.925 0.250 0.030 0.000 0.280 7.645 1,602.79 No NO 42.09 30YR FIXED FIXED 0 0 0 0.000 1103656130 75.00 No MI NO MI 0 8.125 0.250 0.030 0.000 0.280 7.845 9,965.82 No NO 42.53 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656132 60.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 6,712.46 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656133 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 2,346.67 No NO 22.22 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656134 90.00 No MI NO MI 0 8.125 0.250 0.030 0.000 0.280 7.845 2,654.17 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656135 80.01 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 6,485.98 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656136 80.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 3,320.17 No NO 47.74 30YR FIXED FIXED 0 0 0 0.000 1103656137 80.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 2,222.16 No NO 46.74 30YR FIXED FIXED 0 0 0 0.000 1103656139 100.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,290.64 No NO 34.40 30YR FIXED FIXED 0 0 0 0.000 1103656140 78.57 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 4,540.19 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656141 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,732.82 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656142 100.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 2,436.17 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656143 90.00 MI BPMI 25 6.750 0.250 0.030 0.000 0.280 6.470 665.46 No NO 25.51 30YR FIXED FIXED 0 0 0 0.000 1103656144 95.00 No MI NO MI 0 8.625 0.250 0.030 0.000 0.280 8.345 541.34 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656145 62.96 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 5,513.08 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656146 89.72 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 714.23 No NO 47.20 30YR FIXED FIXED 0 0 0 0.000 1103656147 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,556.64 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656148 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,556.64 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656161 75.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 812.95 Yes 1YP 28.74 30YR FIXED FIXED 0 0 0 0.000 1103656200 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,170.00 Yes 3YP 39.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 1103656522 55.38 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,211.31 Yes 3YP 40.87 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656697 99.95 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,399.37 Yes 1YP 34.15 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103656818 39.33 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 3,583.02 No NO 37.34 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656819 48.78 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,822.83 No NO 36.18 30YR FIXED FIXED 0 0 0 0.000 1103656820 79.99 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,756.86 No NO 50.11 30YR FIXED FIXED 0 0 0 0.000 1103656821 64.29 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 4,177.09 No NO 39.65 15YR FIXED FIXED 0 0 0 0.000 1103656822 80.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,711.28 No NO 48.69 30YR FIXED FIXED 0 0 0 0.000 1103656823 74.36 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,356.25 No NO 53.83 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656824 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,395.00 No NO 37.76 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656825 90.00 MI BPMI 25 6.375 0.250 0.030 0.000 0.280 6.095 1,207.27 No NO 32.47 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656826 57.95 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,091.77 No NO 39.64 30YR FIXED FIXED 0 0 0 0.000 1103656827 95.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,961.52 No NO 34.20 30YR FIXED FIXED 0 0 0 0.000 1103656828 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,628.07 No NO 31.71 30YR FIXED FIXED 0 0 0 0.000 1103656829 61.18 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 4,002.16 No NO 36.10 30YR FIXED FIXED 0 0 0 0.000 1103656830 75.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,639.35 No NO 21.11 30YR FIXED FIXED 0 0 0 0.000 1103656831 70.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,672.21 No NO 48.15 30YR FIXED FIXED 0 0 0 0.000 1103656832 75.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,655.28 No NO 37.36 30YR FIXED FIXED 0 0 0 0.000 1103656833 78.77 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,194.21 No NO 54.91 30YR FIXED FIXED 0 0 0 0.000 1103656834 76.05 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,941.55 No NO 39.26 30YR FIXED FIXED 0 0 0 0.000 1103656835 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 3,159.57 No NO 53.75 30YR FIXED FIXED 0 0 0 0.000 1103656836 90.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,496.88 No NO 47.69 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656837 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,122.97 No NO 44.74 30YR FIXED FIXED 0 0 0 0.000 1103656838 54.20 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,748.64 No NO 39.73 30YR FIXED FIXED 0 0 0 0.000 1103656839 72.66 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,964.38 No NO 37.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656840 70.82 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 3,941.57 No NO 52.55 30YR FIXED FIXED 0 0 0 0.000 1103656841 78.37 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,519.03 No NO 34.38 30YR FIXED FIXED 0 0 0 0.000 1103656842 80.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,372.71 No NO 42.61 30YR FIXED FIXED 0 0 0 0.000 1103656843 78.07 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,441.86 No NO 47.98 30YR FIXED FIXED 0 0 0 0.000 1103656844 84.03 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,643.75 No NO 29.50 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656845 80.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 4,433.16 No NO 43.40 30YR FIXED FIXED 0 0 0 0.000 1103656855 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,819.89 No NO 30.00 30YR FIXED FIXED 0 0 0 0.000 1103656856 74.25 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 850.78 No NO 26.29 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656857 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,653.25 No NO 40.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656858 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,959.67 No NO 48.05 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656859 62.16 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,266.40 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656860 74.96 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,688.88 No NO 39.73 30YR FIXED FIXED 0 0 0 0.000 1103656861 75.53 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,293.33 No NO 28.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656862 79.99 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,940.23 No NO 25.69 30YR FIXED FIXED 0 0 0 0.000 1103656863 54.34 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,031.25 No NO 38.06 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656864 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,268.69 No NO 48.31 30YR FIXED FIXED 0 0 0 0.000 1103656865 69.41 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,888.92 No NO 47.50 30YR FIXED FIXED 0 0 0 0.000 1103656866 61.74 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,311.48 No NO 43.08 30YR FIXED FIXED 0 0 0 0.000 1103656867 90.00 MI BPMI 25 6.375 0.250 0.030 0.000 0.280 6.095 573.27 No NO 45.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656868 79.60 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,766.67 No NO 49.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656869 72.99 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,957.69 No NO 39.00 30YR FIXED FIXED 0 0 0 0.000 1103656870 94.97 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,312.00 No NO 53.09 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656871 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,329.62 Yes 1YP 45.50 30YR FIXED FIXED 0 0 0 0.000 1103656872 46.01 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,275.94 No NO 28.98 15YR FIXED FIXED 0 0 0 0.000 1103656873 100.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 518.00 No NO 30.45 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656874 100.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 950.40 No NO 44.67 30YR FIXED FIXED 0 0 0 0.000 1103656875 65.48 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,431.28 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656876 75.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,685.53 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 1103656877 48.78 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,798.65 No NO 45.00 30YR FIXED FIXED 0 0 0 0.000 1103656878 80.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,500.00 No NO 49.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103656879 74.50 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,592.50 No NO 28.08 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103657254 79.24 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,560.52 Yes 3YP 42.08 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 1103657536 75.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 782.03 No NO 31.30 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103657592 74.48 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,997.81 No NO 46.81 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103657685 57.46 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,185.26 Yes 3YP 39.76 30YR FIXED FIXED 0 0 0 0.000 1103658546 27.66 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,520.83 Yes 1YP 18.96 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 1103658999 74.19 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 833.75 No NO 23.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503096478 66.04 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,679.69 Yes 3YP 32.54 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503153671 95.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 2,640.00 No NO 49.99 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503161188 100.00 No MI NO MI 0 6.240 0.375 0.030 0.000 0.405 5.835 1,814.51 No NO 35.35 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503181399 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,257.97 Yes 1YP 41.32 5/6 LIBOR IO 60 LIBOR 6 6 20110901 54 3.000 2503185562 100.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 3,335.94 No NO 37.85 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503192569 89.98 MI LPMI 25 11.500 0.375 0.030 1.960 2.365 9.135 1,523.27 Yes 3YP 48.47 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.375 2503194402 69.17 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,444.44 Yes 1YP 43.49 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503194433 70.00 No MI NO MI 0 7.235 0.375 0.030 0.000 0.405 6.830 1,266.13 No NO 37.63 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503194623 80.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 2,931.25 Yes 3YP 43.75 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503194960 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,916.80 Yes 3YP 35.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503195323 75.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 1,167.08 Yes 3YP 19.91 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503195750 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,800.00 Yes 3YP 29.81 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503195770 94.69 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,821.56 Yes 1YP 45.46 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503196229 95.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,632.02 No NO 49.70 40/30 FIXED BAL FIXED 0 0 0 0.000 2503196337 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 3,828.46 Yes 3YP 49.97 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 3.000 2503196668 99.98 No MI NO MI 0 7.300 0.375 0.030 0.000 0.405 6.895 1,286.02 Yes 3YP 49.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503196705 88.45 MI LPMI 25 7.155 0.250 0.030 0.570 0.850 6.305 1,643.75 Yes 2YP 44.28 30YR FIXED FIXED 0 0 0 0.000 2503197062 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,956.25 Yes 1YP 42.95 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197251 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,835.68 Yes 3YP 41.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197258 66.25 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,588.81 Yes 1YP 35.08 3/6 LIBOR LIBOR 6 6 20100201 35 3.875 2503197346 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 922.40 No NO 35.05 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503197390 99.98 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,049.38 Yes 1YP 44.75 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197770 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 3,529.70 Yes 3YP 49.87 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503197789 85.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,396.00 Yes 1YP 40.67 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197808 100.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 2,623.71 Yes 1YP 44.58 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503197813 100.00 No MI NO MI 0 6.695 0.375 0.030 0.000 0.405 6.290 597.81 Yes 3YP 37.35 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503197900 50.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,450.31 Yes 3YP 48.93 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503197901 68.14 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 866.25 Yes 3YP 50.75 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197907 52.26 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,559.88 Yes 3YP 12.94 30YR FIXED FIXED 0 0 0 0.000 2503197922 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,573.44 Yes 1YP 39.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503197976 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,785.16 Yes 1YP 40.92 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503198073 95.00 No MI NO MI 0 7.900 0.375 0.030 0.000 0.405 7.495 1,297.35 Yes 2YP 40.19 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503198208 60.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 3,187.50 No NO 41.14 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 2503198250 76.29 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,772.92 Yes 3YP 44.98 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503198264 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,375.40 Yes 2YP 41.33 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503198337 57.92 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,847.71 Yes 3YP 29.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503198435 100.00 No MI NO MI 0 7.700 0.375 0.030 0.000 0.405 7.295 616.00 Yes 3YP 47.72 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503198545 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,387.43 Yes 2YP 24.79 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 2503198630 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,400.57 Yes 3YP 38.36 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503198778 80.00 No MI NO MI 0 5.935 0.375 0.030 0.000 0.405 5.530 2,929.26 No NO 39.97 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503198866 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,401.56 No NO 37.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503198950 95.00 No MI NO MI 0 6.615 0.250 0.030 0.000 0.280 6.335 4,134.38 Yes 3YP 42.32 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503198964 67.22 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 1,494.17 No NO 44.89 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503198980 79.24 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,423.20 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503199242 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,200.94 Yes 2YP 40.27 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503199341 95.32 No MI NO MI 0 7.450 0.250 0.030 0.000 0.280 7.170 1,410.53 No NO 47.39 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503199409 63.67 No MI NO MI 0 5.000 0.250 0.030 0.000 0.280 4.720 1,445.83 Yes 3YP 54.90 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503199418 57.84 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,960.66 No NO 49.10 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503199470 99.80 MI LPMI 12 8.250 0.375 0.030 0.540 0.945 7.305 4,225.03 No NO 31.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503199526 80.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 2,293.33 Yes 2YP 36.10 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503199544 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,132.81 Yes 1YP 47.27 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503199606 99.98 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,327.01 No NO 44.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503199649 95.00 MI BPMI 30 7.875 0.375 0.030 0.000 0.405 7.470 1,465.08 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503199671 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,733.33 Yes 1YP 38.73 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503199795 94.97 No MI NO MI 0 7.560 0.375 0.030 0.000 0.405 7.155 925.47 Yes 1YP 48.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503199830 100.00 No MI NO MI 0 8.375 0.375 0.030 0.000 0.405 7.970 4,135.16 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503199929 100.00 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 1,036.27 Yes 1YP 49.63 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503199958 80.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 3,964.97 No NO 35.51 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503199960 90.00 MI LPMI 25 7.240 0.375 0.030 0.770 1.175 6.065 2,063.40 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503200178 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,671.39 No NO 47.41 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503200208 100.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 1,182.50 Yes 2YP 45.54 2/6 LIBOR IO 60 LIBOR 6 6 20090101 22 3.000 2503200248 99.84 No MI NO MI 0 7.990 0.250 0.030 0.000 0.280 7.710 3,339.82 Yes 3YP 47.21 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503200282 100.00 No MI NO MI 0 7.950 0.375 0.030 0.000 0.405 7.545 1,089.90 Yes 2YP 47.10 2/6 LIBOR 40/30 BAL LIBOR 6 6 20090101 22 3.000 2503200374 70.68 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,826.87 Yes 2YP 32.32 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503200392 69.49 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 6,327.84 No NO 37.23 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503200393 90.00 MI LPMI 25 10.700 0.375 0.030 1.090 1.495 9.205 886.96 Yes 3YP 47.52 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503200411 89.99 No MI NO MI 0 6.675 0.375 0.030 0.000 0.405 6.270 2,780.69 No NO 41.51 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 2503200420 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 4,687.50 No NO 38.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503200448 75.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,807.41 No NO 37.71 30YR FIXED FIXED 0 0 0 0.000 2503200673 95.00 MI LPMI 30 7.500 0.375 0.030 0.630 1.035 6.465 2,434.38 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503200675 83.64 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 3,812.50 No NO 29.06 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503200729 45.20 No MI NO MI 0 5.650 0.375 0.030 0.000 0.405 5.245 1,042.90 Yes 3YP 30.32 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.000 2503200755 95.00 No MI NO MI 0 8.850 0.375 0.030 0.000 0.405 8.445 1,072.33 Yes 3YP 26.61 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503200760 64.73 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 5,336.00 Yes 3YP 31.16 30YR FIXED FIXED 0 0 0 0.000 2503200779 52.78 No MI NO MI 0 5.250 0.250 0.030 0.000 0.280 4.970 1,120.00 Yes 3YP 38.87 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503200785 80.00 No MI NO MI 0 6.920 0.375 0.030 0.000 0.405 6.515 1,153.33 Yes 1YP 40.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503200817 74.81 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,053.54 Yes 1YP 38.06 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503200923 95.00 No MI NO MI 0 7.850 0.375 0.030 0.000 0.405 7.445 564.22 Yes 3YP 46.89 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503200974 93.54 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,274.58 Yes 2YP 44.71 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503200985 87.55 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 1,023.22 No NO 37.04 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503201023 80.00 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 2,531.63 Yes 3YP 35.07 30YR FIXED FIXED 0 0 0 0.000 2503201058 59.42 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 1,362.49 Yes 3YP 33.13 30YR FIXED FIXED 0 0 0 0.000 2503201069 100.00 No MI NO MI 0 7.570 0.375 0.030 0.000 0.405 7.165 968.96 Yes 3YP 47.31 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503201130 53.57 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 4,687.50 No NO 38.09 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503201178 100.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 3,119.51 Yes 3YP 37.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503201250 100.00 No MI NO MI 0 6.150 0.375 0.030 0.000 0.405 5.745 2,875.13 Yes 1YP 44.48 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503201264 100.00 No MI NO MI 0 9.550 0.375 0.030 0.000 0.405 9.145 4,724.07 Yes 1YP 44.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503201275 80.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,906.86 Yes 3YP 38.77 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503201343 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 4,041.04 No NO 49.15 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503201350 100.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,145.00 Yes 1YP 42.39 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503201353 94.99 MI BPMI 30 8.250 0.375 0.030 0.000 0.405 7.845 2,454.76 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503201375 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,467.53 Yes 3YP 47.39 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503201377 75.00 No MI NO MI 0 7.290 0.375 0.030 0.000 0.405 6.885 1,366.88 Yes 3YP 28.25 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503201413 100.00 No MI NO MI 0 6.825 0.375 0.030 0.000 0.405 6.420 727.55 Yes 3YP 39.88 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503201422 100.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 950.00 Yes 3YP 37.85 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503201454 95.83 No MI NO MI 0 7.850 0.250 0.030 0.000 0.280 7.570 4,906.25 Yes 2YP 40.84 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503201488 78.83 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 2,522.67 Yes 3YP 23.99 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503201496 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,970.79 No NO 48.72 30YR FIXED FIXED 0 0 0 0.000 2503201533 79.22 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,418.99 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503201548 100.00 No MI NO MI 0 8.790 0.375 0.030 0.000 0.405 8.385 4,120.31 No NO 49.57 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503201557 90.00 MI LPMI 25 7.400 0.250 0.030 0.900 1.180 6.220 716.61 Yes 3YP 39.73 30YR FIXED FIXED 0 0 0 0.000 2503201608 19.20 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,095.03 No NO 34.18 30YR FIXED FIXED 0 0 0 0.000 2503201675 99.98 No MI NO MI 0 7.490 0.375 0.030 0.000 0.405 7.085 884.44 Yes 3YP 47.75 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503201710 53.48 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 1,372.54 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503201722 95.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 1,163.31 No NO 45.89 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503201731 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 950.00 No NO 36.61 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503201741 95.00 No MI NO MI 0 7.650 0.375 0.030 0.000 0.405 7.245 1,504.50 Yes 3YP 47.55 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503201773 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,014.77 Yes 3YP 39.07 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503201817 100.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 2,544.21 No NO 44.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503201820 82.88 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,530.60 Yes 1YP 48.94 30YR FIXED FIXED 0 0 0 0.000 2503201846 66.67 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,821.88 No NO 33.10 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503201853 100.00 No MI NO MI 0 8.550 0.375 0.030 0.000 0.405 8.145 5,343.75 Yes 3YP 41.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 2503201866 85.00 MI LPMI 22 7.990 0.375 0.030 1.100 1.505 6.485 1,416.91 Yes 3YP 31.88 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 4.125 2503201872 100.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,912.50 Yes 3YP 51.42 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503201891 73.22 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 4,488.30 Yes 1YP 44.47 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 2503201903 100.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,263.83 Yes 3YP 49.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503201943 70.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,632.15 No NO 38.66 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503201968 64.20 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,426.04 No NO 16.47 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503201974 90.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,614.69 No NO 38.64 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503201999 78.87 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,471.56 Yes 3YP 44.22 30YR FIXED FIXED 0 0 0 0.000 2503202043 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 3,393.85 Yes 3YP 43.02 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503202101 79.03 No MI NO MI 0 5.430 0.375 0.030 0.000 0.405 5.025 1,504.56 Yes 3YP 25.95 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503202161 100.00 No MI NO MI 0 7.440 0.375 0.030 0.000 0.405 7.035 2,926.40 No NO 42.83 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202164 100.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 872.52 Yes 3YP 20.96 30YR FIXED FIXED 0 0 0 0.000 2503202168 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 682.50 Yes 3YP 40.05 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202196 75.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,078.13 No NO 25.83 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503202197 90.00 MI LPMI 25 8.500 0.375 0.030 0.770 1.175 7.325 1,708.50 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.500 2503202203 100.00 No MI NO MI 0 7.550 0.375 0.030 0.000 0.405 7.145 1,659.99 No NO 42.46 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503202217 58.87 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,626.32 Yes 3YP 29.66 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503202222 75.00 No MI NO MI 0 8.800 0.375 0.030 0.000 0.405 8.395 1,247.40 No NO 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 3.000 2503202243 95.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 2,394.19 No NO 38.78 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503202296 78.50 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 981.25 Yes 5YP 42.74 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.750 2503202297 99.97 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 764.47 Yes 3YP 35.41 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202314 77.50 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 871.88 Yes 3YP 41.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503202370 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,100.00 Yes 3YP 29.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202385 100.00 No MI NO MI 0 7.850 0.375 0.030 0.000 0.405 7.445 1,398.28 No NO 49.68 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202443 84.73 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 3,225.83 No NO 44.51 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202459 50.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,500.00 No NO 22.28 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 2503202479 56.52 No MI NO MI 0 5.000 0.375 0.030 0.000 0.405 4.595 1,300.00 Yes 3YP 38.33 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503202491 78.62 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,933.33 Yes 3YP 27.49 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202503 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,425.78 Yes 2YP 36.62 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503202509 89.60 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,625.00 No NO 31.04 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503202540 99.15 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,535.00 Yes 2YP 33.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202550 98.95 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 3,937.50 Yes 3YP 46.60 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202555 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,842.60 Yes 3YP 48.87 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503202558 95.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,294.92 Yes 3YP 35.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503202600 100.00 No MI NO MI 0 7.788 0.375 0.030 0.000 0.405 7.383 2,933.48 Yes 1YP 43.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202608 95.00 No MI NO MI 0 8.675 0.375 0.030 0.000 0.405 8.270 1,474.75 No NO 37.98 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.875 2503202617 90.00 No MI NO MI 0 7.600 0.375 0.030 0.000 0.405 7.195 2,938.67 Yes 3YP 31.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503202624 100.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,313.03 Yes 1YP 40.55 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503202636 99.97 No MI NO MI 0 9.040 0.375 0.030 0.000 0.405 8.635 1,129.25 No NO 40.39 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202644 90.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,504.69 No NO 39.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202652 85.00 MI LPMI 22 5.875 0.250 0.030 0.390 0.670 5.205 2,913.02 Yes 3YP 39.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503202659 95.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,338.33 Yes 1YP 41.53 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202664 80.00 No MI NO MI 0 8.700 0.375 0.030 0.000 0.405 8.295 2,512.29 No NO 45.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503202676 50.17 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 843.75 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202680 100.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 2,712.38 Yes 3YP 39.35 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503202731 94.98 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,213.80 No NO 25.38 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503202738 70.00 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 1,529.78 No NO 22.90 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503202764 60.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,041.07 Yes 3YP 23.94 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 3.000 2503202773 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,121.25 No NO 35.08 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202808 62.38 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,542.19 Yes 3YP 36.40 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503202889 100.00 No MI NO MI 0 7.490 0.375 0.030 0.000 0.405 7.085 1,474.59 No NO 41.14 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503202892 74.90 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,110.94 Yes 2YP 50.41 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 4.000 2503202905 80.00 No MI NO MI 0 7.810 0.375 0.030 0.000 0.405 7.405 1,098.83 Yes 1YP 24.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503202931 83.60 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,895.83 Yes 3YP 44.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 5.750 2503202934 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 477.52 Yes 3YP 42.49 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503202939 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,770.83 No NO 49.49 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503202955 48.63 No MI NO MI 0 5.800 0.250 0.030 0.000 0.280 5.520 1,093.85 Yes 3YP 34.90 15YR FIXED FIXED 0 0 0 0.000 2503202972 77.14 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 629.10 No NO 33.28 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503202981 67.84 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,921.72 Yes 3YP 46.51 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503202992 90.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,706.25 Yes 3YP 48.03 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503203006 99.95 No MI NO MI 0 7.420 0.375 0.030 0.000 0.405 7.015 908.64 Yes 3YP 41.82 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203032 90.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 1,925.89 No NO 41.95 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503203041 90.00 No MI NO MI 0 6.710 0.375 0.030 0.000 0.405 6.305 1,306.21 Yes 3YP 32.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503203044 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,457.92 Yes 3YP 38.02 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.875 2503203065 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,318.33 Yes 2YP 44.24 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 2503203069 76.33 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,168.85 Yes 3YP 46.94 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.000 2503203084 51.07 No MI NO MI 0 5.890 0.250 0.030 0.000 0.280 5.610 635.45 Yes 3YP 40.31 30YR FIXED FIXED 0 0 0 0.000 2503203085 90.00 MI LPMI 25 7.350 0.375 0.030 1.090 1.495 5.855 1,571.06 Yes 3YP 38.61 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203089 100.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 3,511.01 Yes 3YP 34.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203112 48.78 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,100.00 Yes 3YP 47.78 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503203117 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,156.25 Yes 1YP 43.62 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503203171 90.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,594.59 Yes 3YP 40.48 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203180 100.00 No MI NO MI 0 7.730 0.375 0.030 0.000 0.405 7.325 1,135.34 Yes 3YP 41.95 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203190 90.00 No MI NO MI 0 6.820 0.375 0.030 0.000 0.405 6.415 2,553.24 Yes 3YP 47.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503203219 99.99 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,172.81 No NO 44.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203221 75.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 1,083.32 Yes 3YP 40.52 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503203224 48.55 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,471.60 No NO 55.00 30YR FIXED FIXED 0 0 0 0.000 2503203248 99.98 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,032.04 Yes 3YP 43.64 30YR FIXED FIXED 0 0 0 0.000 2503203255 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,223.33 Yes 2YP 38.28 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.875 2503203267 33.68 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 950.20 No NO 45.89 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503203292 100.00 No MI NO MI 0 7.900 0.375 0.030 0.000 0.405 7.495 3,559.46 Yes 1YP 48.20 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503203302 94.99 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 4,088.40 No NO 36.95 30YR FIXED FIXED 0 0 0 0.000 2503203308 80.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,334.00 Yes 3YP 35.02 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.875 2503203317 95.00 No MI NO MI 0 7.790 0.375 0.030 0.000 0.405 7.385 4,722.69 Yes 1YP 49.44 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203322 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,785.94 Yes 3YP 40.77 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503203339 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,400.00 Yes 2YP 28.92 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203354 100.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,699.66 Yes 3YP 39.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203373 50.70 No MI NO MI 0 5.550 0.250 0.030 0.000 0.280 5.270 2,344.88 Yes 3YP 49.54 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503203438 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 943.82 Yes 3YP 36.46 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503203444 94.97 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 1,255.50 No NO 35.69 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503203459 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,473.33 Yes 1YP 37.02 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203469 69.55 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,021.35 Yes 3YP 40.69 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203487 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,741.67 Yes 3YP 43.64 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.875 2503203498 37.39 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 947.92 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203500 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 845.75 Yes 3YP 32.54 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203510 71.16 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,031.75 Yes 3YP 47.37 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503203511 95.00 No MI NO MI 0 7.450 0.375 0.030 0.000 0.405 7.045 1,961.83 No NO 39.39 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203518 90.00 No MI NO MI 0 6.775 0.250 0.030 0.000 0.280 6.495 2,180.70 Yes 3YP 34.47 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203519 69.39 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,116.78 Yes 3YP 35.74 30YR FIXED FIXED 0 0 0 0.000 2503203520 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,456.88 Yes 3YP 39.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203544 67.27 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 963.54 Yes 3YP 42.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503203550 80.00 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 3,348.54 No NO 47.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503203570 69.14 No MI NO MI 0 7.109 0.250 0.030 0.000 0.280 6.829 1,883.39 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503203577 29.72 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 490.42 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203581 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 844.38 Yes 3YP 42.58 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203585 90.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 836.72 Yes 3YP 29.62 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203589 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,172.28 No NO 44.72 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 2503203591 95.00 No MI NO MI 0 7.662 0.375 0.030 0.000 0.405 7.257 1,193.37 Yes 3YP 43.98 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503203593 60.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 781.25 Yes 3YP 29.28 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203604 46.88 No MI NO MI 0 5.320 0.250 0.030 0.000 0.280 5.040 2,366.16 Yes 1YP 0.00 15YR FIXED FIXED 0 0 0 0.000 2503203613 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,570.34 Yes 1YP 23.98 30YR FIXED FIXED 0 0 0 0.000 2503203618 35.26 No MI NO MI 0 6.220 0.250 0.030 0.000 0.280 5.940 2,036.78 Yes 3YP 32.26 15YR FIXED FIXED 0 0 0 0.000 2503203622 51.28 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,604.17 Yes 3YP 41.07 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203623 65.71 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 1,332.08 Yes 3YP 46.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203627 50.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 552.08 No NO 42.24 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203631 47.64 No MI NO MI 0 5.690 0.375 0.030 0.000 0.405 5.285 668.58 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203644 90.00 MI LPMI 25 8.625 0.375 0.030 1.660 2.065 6.560 2,522.81 Yes 3YP 46.77 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503203646 100.00 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 2,626.28 Yes 3YP 37.66 40/30 FIXED BAL FIXED 0 0 0 0.000 2503203661 50.59 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 539.34 Yes 3YP 39.33 30YR FIXED FIXED 0 0 0 0.000 2503203662 100.00 No MI NO MI 0 7.290 0.375 0.030 0.000 0.405 6.885 2,012.55 No NO 38.96 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503203671 80.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,816.79 Yes 3YP 42.71 40/30 FIXED BAL FIXED 0 0 0 0.000 2503203680 94.98 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,260.90 Yes 2YP 49.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203683 50.19 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,148.95 Yes 3YP 31.54 15YR FIXED FIXED 0 0 0 0.000 2503203684 76.13 No MI NO MI 0 6.480 0.250 0.030 0.000 0.280 6.200 2,232.87 No NO 44.61 30YR FIXED FIXED 0 0 0 0.000 2503203687 100.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,649.81 Yes 1YP 38.60 30YR FIXED FIXED 0 0 0 0.000 2503203689 90.00 MI BPMI 25 6.500 0.375 0.030 0.000 0.405 6.095 1,111.50 Yes 3YP 49.91 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203691 95.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 1,416.67 Yes 2YP 48.76 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203708 90.00 MI LPMI 25 9.050 0.375 0.030 0.990 1.395 7.655 2,545.90 Yes 2YP 29.12 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503203719 92.42 MI LPMI 30 6.875 0.250 0.030 0.890 1.170 5.705 1,641.41 Yes 3YP 29.31 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203736 59.43 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,286.91 No NO 48.35 15YR FIXED FIXED 0 0 0 0.000 2503203741 95.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,228.13 Yes 2YP 48.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203744 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,737.11 Yes 1YP 49.05 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203756 90.00 MI LPMI 25 7.500 0.250 0.030 1.360 1.640 5.860 1,285.21 Yes 3YP 34.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503203775 80.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 2,528.00 Yes 3YP 18.02 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203779 80.00 No MI NO MI 0 5.880 0.375 0.030 0.000 0.405 5.475 1,254.40 Yes 3YP 38.04 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 4.500 2503203780 100.00 No MI NO MI 0 7.300 0.375 0.030 0.000 0.405 6.895 1,241.00 Yes 2YP 42.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503203786 77.14 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,062.00 Yes 3YP 39.66 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 2503203815 100.00 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 2,252.81 Yes 3YP 45.36 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203820 47.06 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,000.00 Yes 1YP 28.75 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503203836 90.00 MI LPMI 25 8.230 0.375 0.030 1.070 1.475 6.755 1,499.92 No NO 34.99 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.625 2503203838 90.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 1,283.75 No NO 13.79 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.875 2503203839 67.55 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,117.71 Yes 3YP 45.80 30YR FIXED FIXED 0 0 0 0.000 2503203860 95.00 No MI NO MI 0 7.700 0.375 0.030 0.000 0.405 7.295 1,688.87 Yes 1YP 34.98 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203867 90.00 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 918.53 Yes 3YP 30.28 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503203889 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,102.17 Yes 1YP 43.39 30YR FIXED FIXED 0 0 0 0.000 2503203913 60.67 No MI NO MI 0 7.650 0.250 0.030 0.000 0.280 7.370 1,291.32 Yes 3YP 39.84 30YR FIXED FIXED 0 0 0 0.000 2503203935 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,970.31 Yes 3YP 39.48 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503203972 90.00 No MI NO MI 0 6.859 0.375 0.030 0.000 0.405 6.454 1,693.32 No NO 48.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503203986 95.00 No MI NO MI 0 9.400 0.375 0.030 0.000 0.405 8.995 1,300.37 No NO 38.87 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503203987 74.99 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 796.16 Yes 3YP 24.12 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203992 91.15 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,073.91 No NO 39.80 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503203995 100.00 No MI NO MI 0 8.100 0.375 0.030 0.000 0.405 7.695 2,804.28 No NO 43.48 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120101 58 3.000 2503203997 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,162.91 No NO 41.25 5/6 LIBOR IO 120 LIBOR 6 6 20120101 58 3.875 2503204010 65.91 No MI NO MI 0 7.405 0.250 0.030 0.000 0.280 7.125 1,004.45 Yes 1YP 28.81 30YR FIXED FIXED 0 0 0 0.000 2503204012 80.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,694.58 Yes 1YP 14.35 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204027 79.42 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,605.00 No NO 32.95 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204041 100.00 No MI NO MI 0 9.000 0.375 0.030 0.000 0.405 8.595 5,407.06 No NO 47.01 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204054 79.14 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,735.42 Yes 3YP 42.25 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503204057 8.86 No MI NO MI 0 5.190 0.375 0.030 0.000 0.405 4.785 1,513.75 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204058 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 2,970.00 No NO 34.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204067 90.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,170.24 No NO 42.47 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204072 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,809.38 Yes 5YP 47.38 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 2.500 2503204076 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,193.75 Yes 3YP 36.86 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503204084 95.00 No MI NO MI 0 9.290 0.375 0.030 0.000 0.405 8.885 4,737.90 No NO 21.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204094 71.15 No MI NO MI 0 6.730 0.375 0.030 0.000 0.405 6.325 4,206.25 Yes 1YP 41.83 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204097 70.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,453.03 Yes 3YP 38.99 15YR FIXED FIXED 0 0 0 0.000 2503204126 95.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 3,692.19 No NO 27.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204146 95.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 2,595.83 No NO 37.42 30YR FIXED FIXED 0 0 0 0.000 2503204150 80.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 3,150.72 Yes 3YP 32.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204177 93.86 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 2,508.00 Yes 3YP 49.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503204182 45.95 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 636.46 No NO 38.53 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503204184 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,318.20 No NO 28.17 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204197 90.00 MI LPMI 25 7.250 0.375 0.030 0.740 1.145 6.105 2,392.50 Yes 2YP 42.07 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503204209 32.26 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 979.17 No NO 45.80 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204217 95.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 1,162.00 No NO 32.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204220 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,411.72 Yes 1YP 44.50 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204223 100.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 3,813.75 No NO 42.86 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204269 46.67 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 764.17 No NO 35.61 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503204270 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,440.14 Yes 3YP 11.16 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204271 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,566.00 Yes 2YP 43.72 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 7.150 2503204275 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,127.50 Yes 1YP 44.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204285 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,789.07 No NO 37.86 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503204289 95.00 No MI NO MI 0 7.490 0.375 0.030 0.000 0.405 7.085 4,180.36 Yes 1YP 29.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204293 74.88 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 2,175.00 Yes 3YP 41.05 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.875 2503204294 23.76 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 722.62 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503204308 94.98 No MI NO MI 0 7.359 0.375 0.030 0.000 0.405 6.954 2,580.34 Yes 3YP 47.75 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503204346 80.00 No MI NO MI 0 7.400 0.375 0.030 0.000 0.405 6.995 2,350.73 Yes 3YP 36.69 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503204360 85.00 MI LPMI 12 8.500 0.375 0.030 0.950 1.355 7.145 3,251.25 No NO 48.21 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503204367 55.56 No MI NO MI 0 5.790 0.375 0.030 0.000 0.405 5.385 4,825.00 No NO 16.04 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204382 55.00 No MI NO MI 0 6.650 0.250 0.030 0.000 0.280 6.370 5,486.25 Yes 1YP 42.76 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503204386 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,440.14 Yes 3YP 23.71 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204388 95.00 No MI NO MI 0 6.670 0.375 0.030 0.000 0.405 6.265 936.82 Yes 3YP 30.92 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204393 100.00 No MI NO MI 0 7.155 0.375 0.030 0.000 0.405 6.750 1,699.31 Yes 3YP 47.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204403 68.07 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,073.71 Yes 3YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503204408 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,833.33 Yes 1YP 39.68 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204414 80.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 2,517.17 Yes 2YP 42.35 30YR FIXED FIXED 0 0 0 0.000 2503204437 74.68 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,220.83 No NO 33.05 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204438 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,047.50 Yes 3YP 43.10 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204443 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 2,930.40 Yes 1YP 40.75 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503204477 55.61 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 683.49 No NO 41.97 30YR FIXED FIXED 0 0 0 0.000 2503204478 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 2,152.89 No NO 42.87 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 3.000 2503204488 100.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 586.25 Yes 3YP 40.55 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204502 80.00 No MI NO MI 0 6.299 0.250 0.030 0.000 0.280 6.019 1,005.11 Yes 3YP 23.13 30YR FIXED FIXED 0 0 0 0.000 2503204503 100.00 No MI NO MI 0 6.488 0.375 0.030 0.000 0.405 6.083 2,041.56 Yes 2YP 40.34 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204517 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 4,527.67 Yes 2YP 36.71 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204518 95.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,359.13 Yes 1YP 43.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204533 89.99 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 1,383.20 Yes 3YP 37.14 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 2.875 2503204539 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,730.83 Yes 3YP 41.01 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204543 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,231.67 Yes 3YP 48.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503204550 80.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 1,445.42 No NO 48.88 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503204575 100.00 No MI NO MI 0 6.200 0.375 0.030 0.000 0.405 5.795 1,475.60 Yes 2YP 41.34 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204592 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,963.00 Yes 3YP 38.29 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204593 83.19 MI LPMI 22 5.750 0.375 0.030 0.560 0.965 4.785 2,300.00 Yes 3YP 39.28 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.500 2503204613 100.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 4,622.66 No NO 46.72 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503204624 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,427.13 Yes 1YP 46.18 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204634 95.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,992.59 Yes 1YP 48.12 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503204643 90.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 579.34 No NO 16.09 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204653 80.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 852.27 No NO 40.68 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204662 59.36 No MI NO MI 0 5.577 0.250 0.030 0.000 0.280 5.297 1,208.35 Yes 3YP 43.63 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503204664 52.56 No MI NO MI 0 5.850 0.375 0.030 0.000 0.405 5.445 499.69 Yes 3YP 22.79 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503204673 69.41 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,382.81 Yes 1YP 42.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204675 68.34 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,468.75 Yes 1YP 42.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204681 93.32 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,239.84 Yes 2YP 49.82 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204689 90.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,880.47 Yes 1YP 38.68 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204693 85.00 MI LPMI 22 7.375 0.250 0.030 0.850 1.130 6.245 705.95 Yes 3YP 44.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503204696 65.58 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 2,049.21 Yes 3YP 40.22 30YR FIXED FIXED 0 0 0 0.000 2503204697 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,766.14 Yes 2YP 49.80 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204708 94.99 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,087.97 No NO 32.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204713 80.00 No MI NO MI 0 5.715 0.375 0.030 0.000 0.405 5.310 1,649.73 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204726 80.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,728.33 Yes 2YP 36.15 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204743 94.95 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 383.45 Yes 3YP 30.41 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204745 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,551.78 Yes 2YP 44.44 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204752 80.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 3,171.33 No NO 37.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204755 70.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,275.31 No NO 44.33 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204758 100.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,079.69 Yes 3YP 44.09 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503204759 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 3,246.25 No NO 39.02 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204762 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,358.33 Yes 1YP 43.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204767 80.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 2,628.33 No NO 38.06 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503204772 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,515.87 No NO 44.60 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204774 50.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,775.00 No NO 26.08 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204775 100.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,248.83 No NO 47.06 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204792 95.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,392.68 Yes 3YP 42.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503204793 95.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 765.39 Yes 1YP 37.44 30YR FIXED FIXED 0 0 0 0.000 2503204798 99.99 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,077.69 Yes 3YP 34.20 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204800 90.00 MI LPMI 25 9.700 0.375 0.030 0.870 1.275 8.425 2,218.88 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 4.000 2503204810 100.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,475.00 Yes 3YP 38.14 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503204814 95.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,463.53 Yes 2YP 49.25 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204816 74.98 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 864.71 Yes 2YP 36.92 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204820 95.00 No MI NO MI 0 6.820 0.375 0.030 0.000 0.405 6.415 720.32 Yes 3YP 35.69 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204821 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 850.00 Yes 3YP 15.49 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204828 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 761.98 Yes 3YP 32.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204830 80.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,467.90 No NO 41.98 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204832 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,124.50 Yes 3YP 44.70 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204835 94.99 No MI NO MI 0 7.699 0.375 0.030 0.000 0.405 7.294 1,857.06 No NO 24.07 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503204844 79.50 No MI NO MI 0 6.890 0.375 0.030 0.000 0.405 6.485 1,607.67 No NO 51.02 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204845 85.00 No MI NO MI 0 7.380 0.375 0.030 0.000 0.405 6.975 1,153.13 No NO 42.68 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204847 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 1,604.02 No NO 45.55 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204850 75.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,968.75 Yes 3YP 2.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204852 75.00 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,827.60 Yes 1YP 22.60 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503204858 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 931.00 Yes 3YP 41.46 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204859 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,673.50 Yes 3YP 29.36 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204860 89.90 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 907.11 Yes 3YP 31.71 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204869 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,109.38 Yes 3YP 39.34 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204876 95.00 No MI NO MI 0 7.450 0.250 0.030 0.000 0.280 7.170 959.19 Yes 1YP 47.69 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503204880 80.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 2,523.67 Yes 2YP 39.99 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204883 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,593.37 No NO 48.15 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204900 99.99 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,342.05 Yes 2YP 43.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204903 100.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 1,465.07 Yes 1YP 42.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204904 75.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 813.71 Yes 3YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204912 67.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,395.83 Yes 2YP 31.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204917 100.00 No MI NO MI 0 8.450 0.375 0.030 0.000 0.405 8.045 1,101.37 Yes 3YP 41.25 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503204922 65.76 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 8,665.36 Yes 3YP 44.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204939 99.97 No MI NO MI 0 7.550 0.375 0.030 0.000 0.405 7.145 1,886.87 No NO 49.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 2503204950 100.00 No MI NO MI 0 7.930 0.250 0.030 0.000 0.280 7.650 4,537.34 No NO 46.16 30YR FIXED FIXED 0 0 0 0.000 2503204952 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,080.00 Yes 1YP 39.85 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503204954 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,076.56 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204957 99.98 No MI NO MI 0 7.600 0.375 0.030 0.000 0.405 7.195 1,763.20 Yes 2YP 37.92 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204977 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 902.34 No NO 41.92 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204979 70.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,602.08 Yes 2YP 44.94 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204983 85.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,236.27 No NO 33.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503204998 74.36 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,434.79 No NO 31.37 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503204999 54.68 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 3,981.68 No NO 37.53 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205002 75.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,071.88 Yes 3YP 30.66 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205011 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,258.59 Yes 1YP 49.58 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503205025 90.00 No MI NO MI 0 8.600 0.375 0.030 0.000 0.405 8.195 2,418.75 No NO 39.06 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503205028 90.00 MI LPMI 25 7.800 0.375 0.030 1.470 1.875 5.925 1,227.92 Yes 3YP 41.73 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 4.125 2503205030 90.00 No MI NO MI 0 8.700 0.375 0.030 0.000 0.405 8.295 1,276.00 Yes 3YP 44.98 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205041 84.35 MI LPMI 12 7.250 0.375 0.030 0.470 0.875 6.375 1,172.08 Yes 2YP 35.06 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 2503205054 80.00 No MI NO MI 0 5.899 0.250 0.030 0.000 0.280 5.619 3,079.23 Yes 3YP 40.18 30YR FIXED FIXED 0 0 0 0.000 2503205057 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,864.84 No NO 39.81 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205092 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,656.00 Yes 1YP 36.20 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205096 95.00 MI LPMI 30 9.500 0.375 0.030 1.800 2.205 7.295 3,564.88 Yes 3YP 35.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.875 2503205101 95.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 1,608.75 No NO 40.26 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205103 80.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 2,660.00 Yes 1YP 43.78 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205108 99.98 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 935.09 Yes 5YP 39.83 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205114 67.38 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 5,697.03 No NO 43.60 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.500 2503205132 50.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,125.90 No NO 49.46 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503205133 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,492.19 Yes 1YP 29.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205136 77.23 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,601.04 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205148 90.00 MI LPMI 25 9.200 0.375 0.030 1.560 1.965 7.235 2,042.40 No NO 37.12 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.375 2503205153 100.00 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 1,856.11 Yes 3YP 40.23 5/6 LIBOR LIBOR 6 6 20120201 59 4.000 2503205156 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,852.50 No NO 37.44 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205159 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 724.61 Yes 3YP 44.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503205185 100.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,442.00 Yes 3YP 36.42 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205186 80.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 3,263.34 No NO 37.75 30YR FIXED FIXED 0 0 0 0.000 2503205190 77.14 No MI NO MI 0 6.599 0.375 0.030 0.000 0.405 6.194 2,969.55 Yes 3YP 42.58 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205200 95.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 641.84 No NO 32.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503205204 100.00 No MI NO MI 0 8.100 0.375 0.030 0.000 0.405 7.695 3,092.44 Yes 1YP 44.75 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503205219 65.00 No MI NO MI 0 5.790 0.375 0.030 0.000 0.405 5.385 1,646.53 Yes 1YP 42.53 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205238 95.00 MI LPMI 30 6.950 0.250 0.030 0.530 0.810 6.140 1,261.86 Yes 3YP 45.25 40/30 FIXED BAL FIXED 0 0 0 0.000 2503205263 100.00 No MI NO MI 0 7.730 0.375 0.030 0.000 0.405 7.325 1,932.50 Yes 3YP 38.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205300 100.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 1,550.31 No NO 44.11 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503205314 94.33 No MI NO MI 0 7.690 0.375 0.030 0.000 0.405 7.285 1,355.36 No NO 40.82 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205321 73.25 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,526.04 Yes 3YP 37.57 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205330 100.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 952.00 No NO 43.18 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503205344 80.00 No MI NO MI 0 7.150 0.250 0.030 0.000 0.280 6.870 800.80 Yes 3YP 10.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205356 80.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,180.00 Yes 3YP 36.73 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205366 75.00 No MI NO MI 0 6.030 0.250 0.030 0.000 0.280 5.750 2,464.67 Yes 3YP 41.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503205372 68.05 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 574.04 Yes 3YP 24.77 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205375 80.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 3,014.67 Yes 2YP 45.61 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205386 68.46 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 871.46 No NO 40.79 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205390 100.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,792.00 Yes 3YP 44.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205395 75.00 No MI NO MI 0 5.950 0.250 0.030 0.000 0.280 5.670 3,049.38 Yes 3YP 43.27 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205399 65.81 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,306.23 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503205402 79.99 No MI NO MI 0 8.440 0.375 0.030 0.000 0.405 8.035 1,619.78 No NO 41.68 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503205403 95.00 No MI NO MI 0 7.850 0.375 0.030 0.000 0.405 7.445 2,396.87 Yes 3YP 33.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205404 80.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,398.12 Yes 2YP 40.04 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503205408 100.00 No MI NO MI 0 6.860 0.375 0.030 0.000 0.405 6.455 2,915.50 Yes 1YP 40.69 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205413 64.71 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,154.17 No NO 31.86 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205419 48.00 No MI NO MI 0 6.092 0.250 0.030 0.000 0.280 5.812 1,018.60 Yes 1YP 37.55 15YR FIXED FIXED 0 0 0 0.000 2503205424 100.00 No MI NO MI 0 6.870 0.250 0.030 0.000 0.280 6.590 840.44 No NO 44.88 30YR FIXED FIXED 0 0 0 0.000 2503205427 100.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 869.79 Yes 2YP 30.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205449 25.97 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,199.10 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503205454 100.00 No MI NO MI 0 6.790 0.375 0.030 0.000 0.405 6.385 1,584.33 Yes 2YP 44.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205458 100.00 No MI NO MI 0 6.490 0.250 0.030 0.000 0.280 6.210 1,207.14 Yes 3YP 44.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503205461 100.00 No MI NO MI 0 6.365 0.375 0.030 0.000 0.405 5.960 1,173.55 Yes 1YP 43.61 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205468 95.00 No MI NO MI 0 9.800 0.375 0.030 0.000 0.405 9.395 901.60 Yes 1YP 43.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205469 100.00 No MI NO MI 0 8.290 0.375 0.030 0.000 0.405 7.885 2,487.00 No NO 49.98 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503205482 75.80 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 2,670.87 Yes 3YP 34.95 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503205484 69.37 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,405.71 Yes 3YP 25.25 30YR FIXED FIXED 0 0 0 0.000 2503205485 40.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,093.70 Yes 3YP 50.00 30YR FIXED FIXED 0 0 0 0.000 2503205490 72.29 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 1,595.11 No NO 41.07 30YR FIXED FIXED 0 0 0 0.000 2503205492 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,858.42 Yes 1YP 37.81 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205504 99.99 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,778.77 Yes 1YP 48.83 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205528 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,054.99 Yes 1YP 34.01 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503205538 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,564.00 No NO 28.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205539 74.98 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 1,341.95 Yes 3YP 22.37 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205544 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 4,125.00 Yes 3YP 42.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503205555 80.00 No MI NO MI 0 5.690 0.375 0.030 0.000 0.405 5.285 1,915.63 Yes 3YP 42.04 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205556 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,103.87 Yes 2YP 36.08 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205562 100.00 No MI NO MI 0 6.613 0.375 0.030 0.000 0.405 6.208 1,498.95 No NO 41.39 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205574 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 1,050.00 Yes 3YP 49.93 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205584 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 3,465.00 Yes 2YP 45.77 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205585 90.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,386.72 Yes 3YP 32.01 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 2503205591 84.36 MI LPMI 12 6.930 0.250 0.030 0.900 1.180 5.750 1,183.88 Yes 3YP 19.65 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205597 100.00 No MI NO MI 0 7.400 0.250 0.030 0.000 0.280 7.120 1,093.96 No NO 39.21 30YR FIXED FIXED 0 0 0 0.000 2503205603 71.30 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,185.80 Yes 3YP 33.65 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503205604 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,755.00 Yes 1YP 49.49 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205618 94.39 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 3,914.17 No NO 34.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.005 2503205631 100.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 1,822.40 Yes 3YP 47.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205641 45.17 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,444.13 Yes 3YP 38.47 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.875 2503205666 100.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 2,269.70 No NO 32.61 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205669 85.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,191.41 Yes 3YP 35.76 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205680 58.20 No MI NO MI 0 6.090 0.375 0.030 0.000 0.405 5.685 1,801.62 Yes 2YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503205687 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 4,843.75 No NO 44.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205688 55.60 No MI NO MI 0 5.855 0.250 0.030 0.000 0.280 5.575 1,279.98 Yes 3YP 30.64 30YR FIXED FIXED 0 0 0 0.000 2503205691 94.94 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,743.02 Yes 3YP 43.50 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205704 64.75 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,437.50 No NO 51.11 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503205705 100.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 2,224.00 Yes 2YP 39.02 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205708 54.01 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,735.42 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205717 25.82 No MI NO MI 0 7.400 0.375 0.030 0.000 0.405 6.995 437.83 No NO 23.74 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205719 82.38 MI LPMI 22 7.375 0.375 0.030 0.570 0.975 6.400 1,149.27 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503205724 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 922.19 Yes 3YP 47.58 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205748 100.00 No MI NO MI 0 6.350 0.375 0.030 0.000 0.405 5.945 2,116.67 Yes 2YP 47.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205752 90.00 MI LPMI 25 11.420 0.375 0.030 1.240 1.645 9.775 770.85 Yes 3YP 49.81 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 5.550 2503205759 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,009.58 Yes 3YP 49.92 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205772 100.00 No MI NO MI 0 7.780 0.375 0.030 0.000 0.405 7.375 977.14 Yes 2YP 49.63 2/6 LIBOR LIBOR 6 6 20090201 23 3.000 2503205775 89.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,166.67 Yes 3YP 43.89 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205776 56.19 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,826.73 Yes 3YP 14.42 30YR FIXED FIXED 0 0 0 0.000 2503205787 95.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,296.88 No NO 49.06 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503205795 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 3,120.00 No NO 43.30 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205796 73.93 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 725.96 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503205800 51.03 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 7,024.53 Yes 1YP 44.89 30YR FIXED FIXED 0 0 0 0.000 2503205807 26.52 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 451.69 Yes 3YP 52.64 30YR FIXED FIXED 0 0 0 0.000 2503205816 95.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 3,057.40 Yes 1YP 44.83 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205823 57.84 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,842.19 Yes 3YP 45.09 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205829 95.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,631.25 Yes 3YP 45.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205839 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 4,237.69 Yes 3YP 38.46 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205840 69.69 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,931.04 Yes 3YP 42.44 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503205844 60.00 No MI NO MI 0 6.490 0.250 0.030 0.000 0.280 6.210 734.96 Yes 3YP 41.34 30YR FIXED FIXED 0 0 0 0.000 2503205860 71.91 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,498.77 Yes 3YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503205863 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 764.06 Yes 3YP 38.21 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205864 55.35 No MI NO MI 0 5.550 0.375 0.030 0.000 0.405 5.145 1,100.75 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205867 73.93 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 725.96 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205876 95.00 No MI NO MI 0 8.170 0.375 0.030 0.000 0.405 7.765 2,743.99 Yes 1YP 39.78 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503205882 93.97 MI LPMI 30 6.940 0.250 0.030 0.940 1.220 5.720 2,162.38 Yes 3YP 49.12 30YR FIXED FIXED 0 0 0 0.000 2503205890 90.00 No MI NO MI 0 6.555 0.375 0.030 0.000 0.405 6.150 3,073.75 Yes 1YP 32.22 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503205897 35.29 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,625.00 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503205919 80.00 No MI NO MI 0 7.875 0.375 0.030 0.000 0.405 7.470 1,207.50 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503205932 80.00 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 981.20 No NO 34.54 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205933 99.65 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,316.10 No NO 45.13 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 2503205941 90.00 No MI NO MI 0 7.070 0.250 0.030 0.000 0.280 6.790 778.89 No NO 22.90 30YR FIXED FIXED 0 0 0 0.000 2503205954 93.00 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 2,376.09 No NO 41.20 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205977 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 1,188.00 No NO 47.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503205978 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 721.88 Yes 3YP 36.49 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503205997 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,315.90 No NO 41.64 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.875 2503206003 85.00 MI LPMI 22 7.250 0.250 0.030 0.450 0.730 6.520 3,806.05 Yes 1YP 49.51 40/30 FIXED BAL FIXED 0 0 0 0.000 2503206012 100.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 4,077.33 Yes 3YP 41.31 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206019 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,902.33 Yes 3YP 44.11 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206022 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 882.99 Yes 3YP 38.12 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206046 41.41 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 787.58 Yes 1YP 39.50 30YR FIXED FIXED 0 0 0 0.000 2503206047 58.33 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,259.06 Yes 3YP 38.62 30YR FIXED FIXED 0 0 0 0.000 2503206050 25.42 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 885.64 No NO 27.64 30YR FIXED FIXED 0 0 0 0.000 2503206053 90.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 812.97 Yes 3YP 19.08 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.875 2503206055 100.00 No MI NO MI 0 6.860 0.375 0.030 0.000 0.405 6.455 1,352.85 Yes 3YP 33.21 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503206061 88.24 No MI NO MI 0 7.380 0.375 0.030 0.000 0.405 6.975 2,017.20 Yes 1YP 36.06 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206063 100.00 No MI NO MI 0 6.870 0.375 0.030 0.000 0.405 6.465 2,040.39 Yes 3YP 38.17 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206070 40.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,841.66 Yes 3YP 36.43 15YR FIXED FIXED 0 0 0 0.000 2503206085 95.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 1,294.44 No NO 47.46 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206100 100.00 No MI NO MI 0 8.900 0.250 0.030 0.000 0.280 8.620 1,644.72 No NO 37.35 30YR FIXED FIXED 0 0 0 0.000 2503206102 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,254.00 Yes 1YP 43.15 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503206103 100.00 No MI NO MI 0 9.100 0.375 0.030 0.000 0.405 8.695 2,526.41 No NO 46.75 2/6 LIBOR LIBOR 6 6 20090301 24 3.000 2503206126 39.22 No MI NO MI 0 5.850 0.375 0.030 0.000 0.405 5.445 2,437.50 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206130 100.00 No MI NO MI 0 8.600 0.375 0.030 0.000 0.405 8.195 3,497.33 Yes 3YP 41.80 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206143 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,538.37 Yes 3YP 48.16 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503206152 70.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,575.00 Yes 3YP 40.58 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503206155 81.27 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 7,970.70 No NO 25.20 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206187 77.92 No MI NO MI 0 8.990 0.250 0.030 0.000 0.280 8.710 2,411.71 Yes 2YP 23.71 30YR FIXED FIXED 0 0 0 0.000 2503206227 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,887.30 No NO 32.87 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206234 75.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,283.59 Yes 2YP 37.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206236 100.00 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 906.25 Yes 2YP 49.97 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206254 68.75 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,022.66 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206255 95.00 No MI NO MI 0 6.560 0.375 0.030 0.000 0.405 6.155 943.00 Yes 1YP 32.28 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206256 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,404.69 Yes 3YP 42.67 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206257 78.37 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 2,164.05 Yes 3YP 40.55 15YR FIXED FIXED 0 0 0 0.000 2503206286 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,000.42 Yes 2YP 40.69 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206287 55.38 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 5,287.50 No NO 33.90 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206292 90.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,632.81 No NO 41.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503206296 100.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,850.82 Yes 1YP 41.95 40/30 FIXED BAL FIXED 0 0 0 0.000 2503206299 43.76 No MI NO MI 0 6.105 0.375 0.030 0.000 0.405 5.700 1,302.40 Yes 1YP 44.14 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206314 100.00 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 1,597.50 Yes 1YP 45.70 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.875 2503206323 100.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 2,690.81 Yes 1YP 48.30 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206324 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,629.30 No NO 42.94 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206333 94.97 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,114.94 Yes 3YP 20.16 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503206340 90.00 MI LPMI 25 7.500 0.375 0.030 0.820 1.225 6.275 1,288.13 Yes 2YP 41.96 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.625 2503206350 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 822.25 Yes 5YP 35.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206387 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,184.38 Yes 3YP 44.65 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206400 98.68 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,913.33 Yes 1YP 44.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206436 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,450.54 Yes 1YP 41.36 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503206437 100.00 No MI NO MI 0 7.900 0.375 0.030 0.000 0.405 7.495 2,206.73 Yes 3YP 41.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206439 100.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 1,955.10 Yes 1YP 42.16 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206472 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,742.50 Yes 1YP 44.67 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206490 99.64 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,168.75 Yes 1YP 37.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206494 96.15 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,385.00 Yes 3YP 47.85 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 2503206499 62.68 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,364.06 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503206501 95.00 No MI NO MI 0 8.160 0.375 0.030 0.000 0.405 7.755 1,740.80 Yes 3YP 46.32 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.500 2503206504 59.38 No MI NO MI 0 7.320 0.375 0.030 0.000 0.405 6.915 1,305.17 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503206526 100.00 No MI NO MI 0 6.630 0.375 0.030 0.000 0.405 6.225 1,339.26 Yes 3YP 33.33 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 4.000 2503206533 95.00 No MI NO MI 0 7.310 0.375 0.030 0.000 0.405 6.905 731.00 Yes 1YP 46.80 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206547 74.34 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,561.88 Yes 3YP 31.41 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503206550 90.00 MI LPMI 25 8.990 0.375 0.030 1.120 1.525 7.465 1,975.55 No NO 48.81 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503206551 85.00 MI LPMI 22 8.625 0.250 0.030 0.850 1.130 7.495 2,975.05 Yes 3YP 48.46 30YR FIXED FIXED 0 0 0 0.000 2503206552 100.00 No MI NO MI 0 7.130 0.375 0.030 0.000 0.405 6.725 2,540.06 No NO 39.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206556 80.00 No MI NO MI 0 9.890 0.375 0.030 0.000 0.405 9.485 4,525.34 No NO 38.56 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 7.150 2503206559 66.32 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,572.50 Yes 3YP 49.44 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503206573 90.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,180.70 Yes 3YP 42.42 30YR FIXED FIXED 0 0 0 0.000 2503206576 100.00 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 1,382.67 Yes 3YP 43.71 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206589 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,089.84 Yes 1YP 48.15 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206592 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 860.00 Yes 3YP 48.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206594 60.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,612.25 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206608 100.00 No MI NO MI 0 8.940 0.250 0.030 0.000 0.280 8.660 1,560.60 No NO 44.69 30YR FIXED FIXED 0 0 0 0.000 2503206614 61.15 No MI NO MI 0 7.790 0.375 0.030 0.000 0.405 7.385 2,286.99 Yes 3YP 41.32 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503206622 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 3,495.00 Yes 3YP 39.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503206626 86.44 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 6,206.67 No NO 34.22 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503206633 100.00 No MI NO MI 0 6.860 0.375 0.030 0.000 0.405 6.455 1,540.24 No NO 35.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206637 85.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,476.56 Yes 2YP 38.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206638 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,650.00 Yes 2YP 45.76 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503206646 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 4,101.56 Yes 3YP 43.16 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206656 95.00 No MI NO MI 0 7.195 0.375 0.030 0.000 0.405 6.790 692.52 No NO 44.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206664 100.00 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 1,940.10 Yes 2YP 40.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206672 61.92 No MI NO MI 0 6.600 0.250 0.030 0.000 0.280 6.320 1,028.24 Yes 3YP 34.15 30YR FIXED FIXED 0 0 0 0.000 2503206678 73.13 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,194.38 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206714 75.00 No MI NO MI 0 6.900 0.250 0.030 0.000 0.280 6.620 2,587.50 Yes 1YP 42.13 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503206721 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,478.13 No NO 17.11 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206723 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 728.75 Yes 3YP 43.82 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206724 70.00 No MI NO MI 0 6.071 0.250 0.030 0.000 0.280 5.791 885.35 Yes 3YP 36.10 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503206725 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,291.67 Yes 1YP 43.30 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206745 100.00 No MI NO MI 0 8.050 0.375 0.030 0.000 0.405 7.645 2,409.63 Yes 3YP 49.18 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206754 90.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,523.00 Yes 3YP 37.79 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503206759 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,258.75 Yes 3YP 39.79 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503206761 39.47 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 4,500.00 Yes 1YP 41.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206765 100.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 851.77 Yes 3YP 41.15 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503206768 80.74 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 3,119.01 Yes 3YP 0.00 7/6 LIBOR IO 120 LIBOR 6 6 20140201 83 3.000 2503206777 70.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,221.09 No NO 44.03 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206780 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,128.12 No NO 45.29 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206783 100.00 No MI NO MI 0 7.450 0.375 0.030 0.000 0.405 7.045 2,403.87 Yes 2YP 49.24 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503206784 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,856.25 Yes 3YP 38.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206792 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,315.44 Yes 3YP 49.76 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206793 95.00 No MI NO MI 0 6.860 0.375 0.030 0.000 0.405 6.455 1,216.74 No NO 29.20 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503206807 60.38 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,484.31 Yes 3YP 29.44 30YR FIXED FIXED 0 0 0 0.000 2503206814 90.00 No MI NO MI 0 6.900 0.250 0.030 0.000 0.280 6.620 2,815.52 Yes 2YP 49.92 30YR FIXED FIXED 0 0 0 0.000 2503206816 100.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 2,334.38 Yes 3YP 46.13 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206825 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,643.50 Yes 3YP 30.37 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206847 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,892.58 Yes 2YP 49.60 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206850 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 1,722.00 No NO 43.41 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206877 52.54 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,582.29 Yes 3YP 30.17 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503206883 100.00 No MI NO MI 0 7.510 0.375 0.030 0.000 0.405 7.105 1,126.03 Yes 3YP 33.45 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503206884 75.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,773.44 Yes 3YP 42.88 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206885 74.29 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 4,320.10 Yes 3YP 23.02 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503206890 80.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,461.67 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206898 51.28 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 918.75 No NO 38.68 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503206901 90.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 3,848.60 No NO 39.65 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503206904 95.00 No MI NO MI 0 7.780 0.375 0.030 0.000 0.405 7.375 1,020.88 No NO 35.43 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206905 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,515.62 Yes 3YP 43.23 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206909 89.84 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 3,323.16 Yes 2YP 48.31 30YR FIXED FIXED 0 0 0 0.000 2503206911 87.50 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,881.40 Yes 1YP 44.78 30YR FIXED FIXED 0 0 0 0.000 2503206912 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,601.67 Yes 3YP 43.79 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206914 90.00 MI BPMI 25 9.165 0.375 0.030 0.000 0.405 8.760 1,388.91 Yes 1YP 39.03 5/6 LIBOR LIBOR 6 6 20120201 59 3.875 2503206917 79.92 No MI NO MI 0 7.110 0.375 0.030 0.000 0.405 6.705 3,697.20 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503206918 100.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,035.00 No NO 43.54 7/6 LIBOR IO 60 LIBOR 6 6 20140201 83 3.875 2503206920 85.00 MI LPMI 12 6.990 0.375 0.030 0.520 0.925 6.065 1,534.89 Yes 3YP 46.15 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503206928 100.00 No MI NO MI 0 6.490 0.375 0.030 0.000 0.405 6.085 1,903.73 Yes 3YP 43.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206936 94.74 No MI NO MI 0 6.740 0.375 0.030 0.000 0.405 6.335 453.55 No NO 26.23 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503206938 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,360.00 Yes 3YP 44.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206952 99.83 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 2,782.54 No NO 44.25 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503206984 54.51 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 740.10 Yes 3YP 21.97 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503207004 75.31 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,427.92 Yes 1YP 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503207018 61.35 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 615.72 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503207052 90.00 No MI NO MI 0 7.550 0.375 0.030 0.000 0.405 7.145 849.38 No NO 43.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207059 85.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,403.65 No NO 31.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207085 80.00 No MI NO MI 0 6.120 0.375 0.030 0.000 0.405 5.715 689.88 No NO 48.85 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503207086 100.00 No MI NO MI 0 6.740 0.375 0.030 0.000 0.405 6.335 2,337.94 No NO 41.17 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207089 75.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 5,062.50 Yes 2YP 36.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207095 58.05 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,500.79 No NO 34.96 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503207099 85.00 MI LPMI 22 6.610 0.250 0.030 0.750 1.030 5.580 2,699.04 No NO 33.59 15YR FIXED FIXED 0 0 0 0.000 2503207122 67.73 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,434.17 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207128 90.00 MI LPMI 25 8.850 0.375 0.030 1.660 2.065 6.785 3,351.94 Yes 3YP 47.43 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.375 2503207156 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,040.83 Yes 3YP 31.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207158 80.00 No MI NO MI 0 5.795 0.250 0.030 0.000 0.280 5.515 2,467.25 Yes 3YP 7.76 30YR FIXED FIXED 0 0 0 0.000 2503207163 95.00 No MI NO MI 0 6.795 0.375 0.030 0.000 0.405 6.390 1,630.80 Yes 3YP 41.28 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.875 2503207165 100.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,322.01 Yes 3YP 47.99 30YR FIXED FIXED 0 0 0 0.000 2503207211 95.00 MI LPMI 30 8.150 0.250 0.030 1.620 1.900 6.250 1,742.06 Yes 3YP 45.01 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503207222 90.00 MI LPMI 25 10.900 0.375 0.030 1.040 1.445 9.455 1,632.57 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503207228 78.73 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,662.50 Yes 3YP 44.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207243 70.00 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 889.50 Yes 3YP 36.49 30YR FIXED FIXED 0 0 0 0.000 2503207268 60.89 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 652.81 Yes 3YP 25.83 30YR FIXED FIXED 0 0 0 0.000 2503207270 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,887.30 Yes 1YP 36.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207273 80.00 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,390.42 Yes 3YP 33.98 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503207295 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 592.27 No NO 46.88 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207311 90.00 No MI NO MI 0 6.960 0.375 0.030 0.000 0.405 6.555 1,039.60 Yes 3YP 46.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207333 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,073.31 No NO 38.04 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207339 100.00 No MI NO MI 0 6.363 0.375 0.030 0.000 0.405 5.958 1,825.39 Yes 2YP 38.61 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207343 58.79 No MI NO MI 0 5.790 0.375 0.030 0.000 0.405 5.385 1,705.60 No NO 43.34 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503207354 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,656.50 Yes 1YP 31.45 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207359 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,558.34 No NO 44.21 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207380 100.00 No MI NO MI 0 7.950 0.375 0.030 0.000 0.405 7.545 2,235.94 No NO 46.32 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207386 100.00 No MI NO MI 0 9.875 0.375 0.030 0.000 0.405 9.470 2,623.05 No NO 44.15 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207390 74.48 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,873.72 Yes 2YP 39.93 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503207393 97.62 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 962.50 Yes 2YP 44.27 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207396 100.00 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 2,554.38 Yes 1YP 48.40 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207400 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,669.50 Yes 3YP 42.64 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207404 100.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,462.83 Yes 2YP 39.86 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207406 89.84 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,428.33 Yes 3YP 40.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207418 70.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 9,575.78 Yes 3YP 43.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503207421 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 2,313.60 Yes 3YP 46.99 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.875 2503207437 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,597.92 Yes 3YP 43.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207442 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,125.13 Yes 3YP 41.51 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207459 97.67 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,925.00 Yes 3YP 43.27 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207470 80.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,189.26 Yes 2YP 25.15 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207484 90.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,045.58 Yes 3YP 44.01 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207492 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,033.59 No NO 28.08 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207495 100.00 No MI NO MI 0 6.620 0.375 0.030 0.000 0.405 6.215 772.33 No NO 38.32 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207499 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 4,100.20 Yes 1YP 41.87 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207509 90.00 MI LPMI 25 7.500 0.375 0.030 0.520 0.925 6.575 3,993.75 Yes 3YP 35.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.625 2503207510 56.19 No MI NO MI 0 6.145 0.375 0.030 0.000 0.405 5.740 604.26 Yes 3YP 31.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207512 95.00 No MI NO MI 0 8.600 0.375 0.030 0.000 0.405 8.195 1,697.07 No NO 48.34 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207517 95.00 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 2,100.69 No NO 40.46 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207530 65.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,693.92 No NO 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503207543 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,517.50 Yes 3YP 44.72 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207546 89.99 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 2,347.92 Yes 1YP 47.39 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207552 74.05 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,644.51 Yes 3YP 52.23 30YR FIXED FIXED 0 0 0 0.000 2503207559 90.00 No MI NO MI 0 6.610 0.250 0.030 0.000 0.280 6.330 3,955.79 Yes 3YP 48.38 30YR FIXED FIXED 0 0 0 0.000 2503207591 95.00 No MI NO MI 0 6.790 0.375 0.030 0.000 0.405 6.385 1,273.13 Yes 3YP 47.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207602 78.49 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,196.00 No NO 44.52 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207606 100.00 No MI NO MI 0 7.700 0.375 0.030 0.000 0.405 7.295 1,636.25 Yes 3YP 25.59 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207607 79.12 No MI NO MI 0 7.320 0.375 0.030 0.000 0.405 6.915 1,640.90 Yes 1YP 15.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503207617 95.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 840.00 Yes 5YP 40.06 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207630 66.80 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,978.52 Yes 3YP 32.44 30YR FIXED FIXED 0 0 0 0.000 2503207632 54.29 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 772.67 Yes 3YP 27.96 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207637 78.82 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 873.33 Yes 3YP 20.02 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207638 90.00 No MI NO MI 0 6.860 0.250 0.030 0.000 0.280 6.580 1,648.02 Yes 3YP 25.74 30YR FIXED FIXED 0 0 0 0.000 2503207644 89.81 No MI NO MI 0 7.410 0.250 0.030 0.000 0.280 7.130 1,011.87 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503207651 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,273.44 No NO 36.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207659 57.10 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,917.00 Yes 3YP 39.96 40/30 FIXED BAL FIXED 0 0 0 0.000 2503207664 80.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,680.69 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503207666 58.21 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,596.04 Yes 1YP 34.11 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207702 65.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,222.61 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503207705 95.00 No MI NO MI 0 7.790 0.375 0.030 0.000 0.405 7.385 1,168.50 No NO 46.42 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.000 2503207706 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,955.00 No NO 30.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207708 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,567.50 Yes 3YP 42.50 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207722 95.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 1,309.07 Yes 1YP 34.01 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503207724 85.00 MI LPMI 22 9.162 0.375 0.030 1.100 1.505 7.657 1,526.49 No NO 41.69 5/6 LIBOR LIBOR 6 6 20120301 60 4.125 2503207726 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 2,293.33 No NO 48.98 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 6.550 2503207753 89.97 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,017.77 Yes 1YP 44.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207757 80.00 No MI NO MI 0 7.705 0.375 0.030 0.000 0.405 7.300 3,467.25 No NO 32.97 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207785 86.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 4,438.13 Yes 3YP 49.63 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207792 100.00 No MI NO MI 0 6.290 0.375 0.030 0.000 0.405 5.885 1,761.20 Yes 3YP 40.11 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503207822 90.00 MI LPMI 25 8.450 0.375 0.030 0.670 1.075 7.375 1,774.50 Yes 3YP 45.36 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207823 34.86 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,713.54 No NO 35.18 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207836 80.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,710.00 No NO 43.77 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207840 74.17 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,225.00 Yes 1YP 41.74 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207853 77.67 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,556.64 Yes 3YP 33.93 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503207855 78.50 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 4,270.04 Yes 2YP 42.02 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503207858 87.31 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 3,035.94 Yes 1YP 46.79 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207877 53.15 No MI NO MI 0 6.390 0.250 0.030 0.000 0.280 6.110 1,825.41 Yes 1YP 40.08 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503207885 42.61 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,327.08 No NO 46.65 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503207888 58.77 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,755.82 Yes 1YP 38.29 30YR FIXED FIXED 0 0 0 0.000 2503207889 72.15 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,536.46 Yes 3YP 40.02 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207900 83.56 MI LPMI 12 8.300 0.375 0.030 0.450 0.855 7.445 1,418.99 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503207920 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 893.75 Yes 5YP 39.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207931 100.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 860.02 No NO 47.18 5/6 LIBOR LIBOR 6 6 20120201 59 5.550 2503207936 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,141.67 No NO 49.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207937 100.00 No MI NO MI 0 5.700 0.375 0.030 0.000 0.405 5.295 2,565.00 Yes 1YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503207939 79.09 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,521.75 No NO 30.98 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503207942 57.14 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,408.33 Yes 3YP 40.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503207949 62.67 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 895.86 Yes 3YP 42.83 30YR FIXED FIXED 0 0 0 0.000 2503207950 90.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,281.50 Yes 3YP 31.77 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503207989 75.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 893.75 Yes 5YP 27.56 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503207995 85.00 No MI NO MI 0 6.150 0.375 0.030 0.000 0.405 5.745 1,825.78 Yes 3YP 17.65 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208005 70.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 939.58 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208006 100.00 No MI NO MI 0 6.815 0.375 0.030 0.000 0.405 6.410 1,453.87 Yes 2YP 47.71 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208016 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 1,007.60 Yes 3YP 48.61 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 4.500 2503208020 48.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,600.00 No NO 16.30 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208023 80.00 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 3,822.36 No NO 21.83 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208027 80.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,475.00 No NO 44.01 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208028 99.65 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,630.68 No NO 49.84 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208034 71.83 No MI NO MI 0 6.095 0.250 0.030 0.000 0.280 5.815 1,295.19 Yes 3YP 34.44 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208048 57.58 No MI NO MI 0 5.847 0.250 0.030 0.000 0.280 5.567 2,801.31 Yes 3YP 44.64 30YR FIXED FIXED 0 0 0 0.000 2503208059 67.44 No MI NO MI 0 6.225 0.375 0.030 0.000 0.405 5.820 752.19 Yes 3YP 40.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208063 72.54 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 943.21 Yes 3YP 14.02 30YR FIXED FIXED 0 0 0 0.000 2503208070 69.70 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,443.75 No NO 46.43 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208071 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,776.94 Yes 2YP 41.50 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208082 99.73 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,419.79 Yes 3YP 42.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208086 59.00 No MI NO MI 0 5.927 0.250 0.030 0.000 0.280 5.647 1,457.05 Yes 3YP 43.09 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208088 94.75 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,650.14 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208101 100.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 3,107.81 Yes 1YP 43.55 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208107 60.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,203.13 Yes 3YP 36.50 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503208118 90.00 MI LPMI 25 10.300 0.375 0.030 1.860 2.265 8.035 2,753.45 No NO 49.91 5/6 LIBOR LIBOR 6 6 20120201 59 4.375 2503208121 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,395.83 Yes 3YP 33.38 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208125 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,750.00 Yes 3YP 35.11 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208127 49.73 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 881.67 Yes 3YP 39.94 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208128 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 893.42 Yes 3YP 14.46 30YR FIXED FIXED 0 0 0 0.000 2503208132 85.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 2,746.03 No NO 27.83 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208137 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,314.69 No NO 41.83 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 2503208144 58.93 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,784.38 Yes 3YP 26.11 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503208149 80.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,367.28 Yes 3YP 43.79 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208154 77.50 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 839.58 Yes 2YP 37.28 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208166 72.05 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,157.90 Yes 3YP 42.60 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208169 100.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,975.15 Yes 3YP 38.98 30YR FIXED FIXED 0 0 0 0.000 2503208170 100.00 No MI NO MI 0 6.180 0.375 0.030 0.000 0.405 5.775 688.04 Yes 3YP 32.02 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208172 50.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,264.14 Yes 2YP 45.00 30YR FIXED FIXED 0 0 0 0.000 2503208203 95.00 No MI NO MI 0 7.025 0.250 0.030 0.000 0.280 6.745 1,333.96 No NO 30.57 30YR FIXED FIXED 0 0 0 0.000 2503208227 66.67 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,750.00 No NO 44.21 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208230 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,999.50 Yes 1YP 49.30 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503208263 90.00 MI LPMI 25 7.625 0.375 0.030 0.670 1.075 6.550 1,057.40 Yes 2YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.750 2503208267 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,955.00 Yes 1YP 39.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503208275 94.98 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,010.21 No NO 33.50 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208286 95.00 MI LPMI 30 8.710 0.375 0.030 1.360 1.765 6.945 3,585.62 Yes 3YP 44.47 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.125 2503208288 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,145.00 Yes 3YP 37.74 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208291 52.05 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 3,990.50 Yes 5YP 48.23 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 2503208293 95.00 No MI NO MI 0 8.050 0.375 0.030 0.000 0.405 7.645 831.83 No NO 27.31 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208306 75.00 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 2,229.37 Yes 3YP 32.02 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.000 2503208307 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 792.97 Yes 2YP 45.40 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208313 70.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,885.39 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208315 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,446.88 Yes 3YP 42.97 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208328 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,053.50 Yes 3YP 35.75 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208329 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 4,989.60 Yes 3YP 47.61 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503208333 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 960.76 No NO 22.99 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208357 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,172.50 Yes 2YP 49.22 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208358 95.00 No MI NO MI 0 5.790 0.375 0.030 0.000 0.405 5.385 3,454.70 Yes 3YP 49.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208361 75.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,283.59 Yes 2YP 40.35 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208371 90.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,041.67 Yes 1YP 38.84 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208375 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,711.67 Yes 2YP 38.19 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208376 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,466.25 Yes 2YP 36.61 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208382 90.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,800.05 No NO 49.18 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208385 84.82 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 2,503.67 No NO 30.34 3/6 LIBOR IO 60 LIBOR 6 6 20100201 35 3.875 2503208397 64.52 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,656.25 Yes 3YP 44.57 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208398 48.73 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 698.75 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208409 80.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,029.60 Yes 1YP 37.72 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.750 2503208425 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,215.00 Yes 2YP 48.39 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208427 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,741.67 No NO 39.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208429 99.97 No MI NO MI 0 5.700 0.375 0.030 0.000 0.405 5.295 1,000.83 No NO 44.08 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208433 80.00 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,196.33 Yes 2YP 27.58 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208437 84.38 MI BPMI 12 6.500 0.375 0.030 0.000 0.405 6.095 877.50 Yes 3YP 31.78 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208438 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,191.67 Yes 1YP 44.75 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208442 80.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,360.00 Yes 2YP 44.49 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208447 73.93 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 6,308.04 Yes 3YP 22.79 30YR FIXED FIXED 0 0 0 0.000 2503208468 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,394.00 Yes 2YP 47.85 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208478 24.95 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 695.48 Yes 3YP 35.51 30YR FIXED FIXED 0 0 0 0.000 2503208480 46.55 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 842.22 Yes 3YP 33.26 30YR FIXED FIXED 0 0 0 0.000 2503208489 95.00 No MI NO MI 0 7.217 0.375 0.030 0.000 0.405 6.812 1,096.98 No NO 44.49 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208499 90.00 MI LPMI 25 9.500 0.375 0.030 1.240 1.645 7.855 877.85 Yes 2YP 39.53 5/6 LIBOR LIBOR 6 6 20120301 60 4.125 2503208509 95.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 2,049.67 No NO 44.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 6.000 2503208516 100.00 No MI NO MI 0 6.370 0.375 0.030 0.000 0.405 5.965 1,656.20 No NO 44.47 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208529 100.00 No MI NO MI 0 7.650 0.375 0.030 0.000 0.405 7.245 1,873.18 Yes 2YP 30.44 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120201 59 3.000 2503208532 90.00 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,014.06 Yes 2YP 44.91 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208540 80.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,620.00 Yes 1YP 40.11 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208542 93.24 No MI NO MI 0 7.580 0.375 0.030 0.000 0.405 7.175 2,801.19 Yes 1YP 28.76 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208543 100.00 No MI NO MI 0 7.300 0.375 0.030 0.000 0.405 6.895 2,579.33 No NO 49.37 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208548 83.79 MI LPMI 22 6.700 0.375 0.030 0.880 1.285 5.415 1,356.75 Yes 3YP 37.96 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.625 2503208563 42.11 No MI NO MI 0 6.680 0.250 0.030 0.000 0.280 6.400 772.74 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208579 94.97 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 474.60 Yes 3YP 18.97 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208580 80.00 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 1,290.56 Yes 3YP 40.12 30YR FIXED FIXED 0 0 0 0.000 2503208585 100.00 No MI NO MI 0 5.915 0.375 0.030 0.000 0.405 5.510 2,314.74 Yes 3YP 39.64 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 5.550 2503208586 77.85 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 2,867.33 Yes 3YP 38.07 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208589 95.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,068.75 No NO 39.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208591 100.00 No MI NO MI 0 7.815 0.250 0.030 0.000 0.280 7.535 1,665.30 Yes 3YP 48.69 30YR FIXED FIXED 0 0 0 0.000 2503208593 100.00 No MI NO MI 0 7.190 0.250 0.030 0.000 0.280 6.910 806.95 Yes 1YP 43.90 30YR FIXED FIXED 0 0 0 0.000 2503208608 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,555.37 No NO 49.61 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208613 66.67 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 1,537.50 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208621 100.00 No MI NO MI 0 7.650 0.250 0.030 0.000 0.280 7.370 1,305.51 Yes 1YP 44.05 30YR FIXED FIXED 0 0 0 0.000 2503208622 71.43 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,223.63 Yes 2YP 37.82 30YR FIXED FIXED 0 0 0 0.000 2503208623 84.24 MI LPMI 12 7.625 0.250 0.030 0.540 0.820 6.805 2,649.69 Yes 1YP 46.86 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208625 100.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 2,720.00 Yes 3YP 40.13 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503208636 36.34 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,630.74 No NO 38.35 30YR FIXED FIXED 0 0 0 0.000 2503208660 95.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,892.00 Yes 3YP 42.28 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208662 90.00 MI LPMI 25 10.500 0.375 0.030 1.240 1.645 8.855 880.89 Yes 3YP 18.21 5/6 LIBOR LIBOR 6 6 20120301 60 4.125 2503208667 98.39 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,347.08 Yes 3YP 35.30 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503208672 94.97 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 906.47 Yes 3YP 49.22 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208673 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,537.50 Yes 2YP 42.39 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503208676 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,427.14 Yes 3YP 36.11 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208677 84.97 MI LPMI 22 8.375 0.250 0.030 0.590 0.870 7.505 915.13 Yes 2YP 40.31 30YR FIXED FIXED 0 0 0 0.000 2503208682 70.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 972.71 Yes 3YP 40.29 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208699 100.00 No MI NO MI 0 6.830 0.375 0.030 0.000 0.405 6.425 1,661.97 No NO 40.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208713 100.00 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 1,174.01 Yes 3YP 44.82 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503208714 79.97 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 667.97 No NO 27.27 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208715 79.80 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,057.29 Yes 3YP 30.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208723 85.00 MI LPMI 22 9.180 0.375 0.030 1.100 1.505 7.675 4,517.28 Yes 1YP 29.62 5/6 LIBOR LIBOR 6 6 20120301 60 4.000 2503208726 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,741.67 Yes 1YP 18.17 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503208728 79.86 No MI NO MI 0 8.450 0.375 0.030 0.000 0.405 8.045 809.79 No NO 23.29 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208745 80.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 2,310.00 Yes 3YP 41.99 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208746 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,667.25 No NO 40.21 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208753 48.87 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,375.94 No NO 41.28 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503208761 96.83 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,417.50 Yes 1YP 32.12 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208768 95.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,084.50 Yes 3YP 29.65 40/30 FIXED BAL FIXED 0 0 0 0.000 2503208776 38.62 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 857.50 Yes 2YP 24.85 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 4.000 2503208778 100.00 No MI NO MI 0 7.910 0.375 0.030 0.000 0.405 7.505 1,033.57 Yes 2YP 42.25 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208796 69.13 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 1,978.71 Yes 2YP 39.80 30YR FIXED FIXED 0 0 0 0.000 2503208804 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 3,081.25 Yes 1YP 32.91 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208824 100.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 991.06 Yes 3YP 39.12 30YR FIXED FIXED 0 0 0 0.000 2503208826 100.00 No MI NO MI 0 8.600 0.250 0.030 0.000 0.280 8.320 2,079.71 No NO 39.30 30YR FIXED FIXED 0 0 0 0.000 2503208829 75.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 6,728.91 Yes 3YP 31.31 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503208835 74.78 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,684.17 Yes 1YP 40.04 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503208842 89.90 No MI NO MI 0 6.290 0.250 0.030 0.000 0.280 6.010 4,621.55 Yes 3YP 40.79 40/30 FIXED BAL FIXED 0 0 0 0.000 2503208852 90.00 MI LPMI 25 8.500 0.375 0.030 1.340 1.745 6.755 1,467.09 Yes 3YP 46.67 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503208862 95.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 3,572.99 No NO 50.01 30YR FIXED FIXED 0 0 0 0.000 2503208872 99.99 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,251.97 No NO 37.26 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208878 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 988.31 No NO 42.72 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208885 100.00 No MI NO MI 0 7.450 0.375 0.030 0.000 0.405 7.045 2,806.17 Yes 2YP 48.68 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503208888 85.00 MI LPMI 22 7.750 0.375 0.030 0.580 0.985 6.765 2,580.10 Yes 3YP 39.90 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.875 2503208897 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,821.63 Yes 1YP 43.69 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208904 80.00 No MI NO MI 0 7.700 0.375 0.030 0.000 0.405 7.295 1,514.33 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503208908 75.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,068.28 No NO 16.66 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208918 75.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,686.79 Yes 1YP 50.78 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503208921 51.67 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 1,989.80 No NO 41.18 2/6 LIBOR 40/30 BAL LIBOR 6 6 20090201 23 3.000 2503208923 100.00 No MI NO MI 0 6.065 0.375 0.030 0.000 0.405 5.660 2,520.77 Yes 2YP 39.40 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208924 95.00 No MI NO MI 0 7.480 0.375 0.030 0.000 0.405 7.075 958.38 No NO 45.97 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503208939 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 834.95 Yes 2YP 37.61 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208948 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 862.50 Yes 3YP 26.23 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503208949 54.50 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 1,300.29 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503208955 90.00 MI LPMI 25 6.250 0.375 0.030 0.850 1.255 4.995 1,617.19 Yes 3YP 37.26 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.750 2503208961 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 1,608.00 Yes 3YP 46.27 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503208966 75.47 No MI NO MI 0 6.290 0.250 0.030 0.000 0.280 6.010 2,473.28 Yes 3YP 40.57 30YR FIXED FIXED 0 0 0 0.000 2503208972 95.00 No MI NO MI 0 5.999 0.375 0.030 0.000 0.405 5.594 3,053.30 No NO 35.36 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503208976 90.00 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 3,375.51 Yes 3YP 38.87 30YR FIXED FIXED 0 0 0 0.000 2503208992 65.49 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,774.38 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 2503208995 100.00 No MI NO MI 0 6.310 0.250 0.030 0.000 0.280 6.030 882.97 No NO 41.16 30YR FIXED FIXED 0 0 0 0.000 2503208997 89.79 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,490.63 Yes 3YP 49.64 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209003 28.68 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 923.46 Yes 3YP 36.85 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209008 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,072.66 Yes 1YP 41.81 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209022 62.93 No MI NO MI 0 5.250 0.250 0.030 0.000 0.280 4.970 2,187.50 No NO 25.85 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209032 64.84 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,604.17 Yes 1YP 42.27 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209040 80.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 3,033.33 Yes 2YP 40.04 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209043 90.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 1,133.80 No NO 34.32 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209046 70.00 No MI NO MI 0 5.250 0.250 0.030 0.000 0.280 4.970 2,298.41 No NO 37.44 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209048 95.00 No MI NO MI 0 8.910 0.375 0.030 0.000 0.405 8.505 5,012.42 No NO 34.55 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209066 58.33 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,575.00 No NO 40.85 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503209081 95.00 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 619.03 No NO 26.97 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503209089 54.89 No MI NO MI 0 5.375 0.250 0.030 0.000 0.280 5.095 1,733.44 Yes 3YP 40.76 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209090 72.46 No MI NO MI 0 5.870 0.375 0.030 0.000 0.405 5.465 2,445.83 No NO 32.33 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503209092 99.45 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 1,722.00 Yes 3YP 36.55 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209093 62.06 No MI NO MI 0 6.120 0.375 0.030 0.000 0.405 5.715 2,040.00 No NO 17.70 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503209095 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 1,911.00 Yes 2YP 41.17 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209096 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,662.03 Yes 3YP 49.26 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209109 21.82 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 727.19 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209112 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,113.28 Yes 1YP 36.99 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503209115 93.94 No MI NO MI 0 6.200 0.375 0.030 0.000 0.405 5.795 2,046.00 Yes 3YP 45.27 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209119 90.00 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 659.46 Yes 3YP 28.87 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209121 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,413.17 Yes 2YP 40.54 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209144 100.00 No MI NO MI 0 6.736 0.250 0.030 0.000 0.280 6.456 943.04 Yes 3YP 32.96 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209147 95.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 973.05 Yes 3YP 33.12 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209154 80.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,296.67 Yes 3YP 45.38 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209169 68.11 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 726.48 Yes 3YP 51.84 40/30 FIXED BAL FIXED 0 0 0 0.000 2503209182 80.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,407.50 Yes 3YP 41.65 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503209184 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,250.00 Yes 3YP 37.72 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209206 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,285.63 Yes 3YP 49.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209213 47.46 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 955.05 Yes 2YP 32.59 30YR FIXED FIXED 0 0 0 0.000 2503209215 95.00 No MI NO MI 0 6.020 0.375 0.030 0.000 0.405 5.615 1,334.43 Yes 3YP 30.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503209216 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,231.67 Yes 3YP 44.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209229 75.00 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 1,524.21 Yes 2YP 36.60 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503209232 98.40 No MI NO MI 0 7.090 0.250 0.030 0.000 0.280 6.810 3,006.16 Yes 3YP 48.29 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209238 70.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,296.88 Yes 3YP 19.51 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209239 74.88 No MI NO MI 0 5.650 0.375 0.030 0.000 0.405 5.245 2,260.00 Yes 1YP 41.45 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503209254 95.00 MI LPMI 30 7.200 0.375 0.030 0.810 1.215 5.985 1,516.20 Yes 1YP 27.60 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.625 2503209266 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,250.00 Yes 3YP 49.77 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209270 100.00 No MI NO MI 0 9.500 0.375 0.030 0.000 0.405 9.095 4,813.33 Yes 1YP 47.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209275 91.89 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,779.41 No NO 46.17 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209287 77.10 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 2,815.38 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209289 100.00 No MI NO MI 0 5.550 0.375 0.030 0.000 0.405 5.145 1,905.50 Yes 3YP 48.04 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209300 90.00 MI BPMI 25 6.550 0.375 0.030 0.000 0.405 6.145 1,670.25 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209302 73.33 No MI NO MI 0 5.925 0.375 0.030 0.000 0.405 5.520 2,715.63 No NO 32.23 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503209306 80.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 878.33 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209312 95.49 MI LPMI 25 10.800 0.375 0.030 1.560 1.965 8.835 767.60 No NO 49.99 5/6 LIBOR LIBOR 6 6 20120301 60 4.375 2503209318 80.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,031.67 Yes 1YP 38.99 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209336 80.00 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 2,525.60 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503209346 47.47 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 1,186.96 Yes 3YP 36.32 40/30 FIXED BAL FIXED 0 0 0 0.000 2503209354 65.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 934.30 Yes 2YP 43.77 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209362 90.00 No MI NO MI 0 8.500 0.375 0.030 0.000 0.405 8.095 1,700.00 No NO 37.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209369 100.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 3,743.75 Yes 1YP 35.66 3/6 LIBOR IO 120 LIBOR 6 6 20100201 35 3.000 2503209370 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,037.50 Yes 1YP 35.40 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209384 63.65 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 913.70 No NO 28.10 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209387 89.43 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,182.29 Yes 1YP 47.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209389 48.74 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,255.00 Yes 2YP 25.90 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503209399 59.20 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 817.08 No NO 34.59 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209400 79.67 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,163.33 Yes 3YP 36.33 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209409 70.01 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,681.25 Yes 3YP 46.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209416 100.00 No MI NO MI 0 7.300 0.375 0.030 0.000 0.405 6.895 3,126.83 Yes 1YP 29.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209418 95.00 No MI NO MI 0 6.586 0.375 0.030 0.000 0.405 6.181 720.34 No NO 40.50 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503209422 61.54 No MI NO MI 0 5.800 0.250 0.030 0.000 0.280 5.520 1,877.61 Yes 3YP 44.77 30YR FIXED FIXED 0 0 0 0.000 2503209436 79.27 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,828.13 Yes 3YP 35.36 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209452 100.00 No MI NO MI 0 7.425 0.375 0.030 0.000 0.405 7.020 3,900.60 No NO 48.68 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209455 95.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,476.14 No NO 43.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209457 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 4,140.63 Yes 3YP 40.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.750 2503209464 93.62 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,126.15 No NO 26.74 30YR FIXED FIXED 0 0 0 0.000 2503209471 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,974.58 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209474 69.99 No MI NO MI 0 6.985 0.250 0.030 0.000 0.280 6.705 1,836.44 No NO 28.33 30YR FIXED FIXED 0 0 0 0.000 2503209477 80.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 3,060.00 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209478 100.00 No MI NO MI 0 6.895 0.375 0.030 0.000 0.405 6.490 1,248.86 Yes 2YP 47.70 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209485 73.23 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,096.20 Yes 1YP 37.26 30YR FIXED FIXED 0 0 0 0.000 2503209496 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,192.50 Yes 3YP 32.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209498 100.00 No MI NO MI 0 8.290 0.375 0.030 0.000 0.405 7.885 3,730.50 Yes 1YP 45.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209504 80.00 No MI NO MI 0 6.613 0.375 0.030 0.000 0.405 6.208 1,071.31 Yes 3YP 38.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209508 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,223.44 No NO 38.30 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209515 78.60 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 1,929.42 No NO 34.11 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503209523 100.00 No MI NO MI 0 6.880 0.375 0.030 0.000 0.405 6.475 2,774.93 Yes 1YP 46.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209535 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,115.00 Yes 1YP 42.39 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503209557 54.12 No MI NO MI 0 5.800 0.250 0.030 0.000 0.280 5.520 809.72 Yes 3YP 41.56 30YR FIXED FIXED 0 0 0 0.000 2503209558 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,638.75 No NO 33.81 2/6 LIBOR IO 60 LIBOR 6 6 20090301 24 3.000 2503209564 55.43 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 1,760.00 No NO 44.92 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209587 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,093.00 Yes 3YP 44.85 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209607 100.00 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 1,682.44 Yes 1YP 48.24 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209610 56.25 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,245.93 Yes 3YP 34.43 30YR FIXED FIXED 0 0 0 0.000 2503209615 67.63 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 1,486.35 Yes 3YP 43.77 40/30 FIXED BAL FIXED 0 0 0 0.000 2503209632 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,282.50 Yes 3YP 38.28 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209633 80.00 No MI NO MI 0 7.133 0.375 0.030 0.000 0.405 6.728 998.62 Yes 3YP 21.31 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503209641 100.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 2,567.41 Yes 3YP 49.16 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209646 90.00 No MI NO MI 0 7.080 0.375 0.030 0.000 0.405 6.675 779.67 No NO 42.95 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503209661 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,250.63 Yes 3YP 39.36 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209673 65.00 No MI NO MI 0 6.490 0.375 0.030 0.000 0.405 6.085 912.20 Yes 1YP 0.00 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.500 2503209675 85.00 MI LPMI 22 5.990 0.250 0.030 0.640 0.920 5.070 2,138.10 Yes 3YP 34.67 30YR FIXED FIXED 0 0 0 0.000 2503209685 90.00 MI LPMI 25 8.780 0.375 0.030 1.460 1.865 6.915 1,771.36 Yes 3YP 46.44 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.375 2503209701 94.78 No MI NO MI 0 8.400 0.375 0.030 0.000 0.405 7.995 3,622.50 No NO 44.92 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209708 71.56 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,031.25 No NO 28.82 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209716 99.99 No MI NO MI 0 7.365 0.375 0.030 0.000 0.405 6.960 3,100.83 No NO 43.22 3/6 LIBOR LIBOR 6 6 20100301 36 3.000 2503209737 95.00 No MI NO MI 0 6.513 0.250 0.030 0.000 0.280 6.233 2,444.67 Yes 1YP 32.58 30YR FIXED FIXED 0 0 0 0.000 2503209739 90.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 2,136.87 Yes 1YP 42.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503209740 100.00 No MI NO MI 0 6.363 0.375 0.030 0.000 0.405 5.958 1,387.93 Yes 3YP 45.25 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209742 81.79 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,304.69 Yes 1YP 43.88 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209749 100.00 No MI NO MI 0 7.240 0.375 0.030 0.000 0.405 6.835 1,810.00 Yes 3YP 41.40 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503209755 77.40 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 915.10 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503209756 95.00 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 1,396.50 No NO 45.06 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209765 65.88 No MI NO MI 0 6.131 0.375 0.030 0.000 0.405 5.726 572.23 Yes 3YP 34.64 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503209773 64.70 No MI NO MI 0 6.620 0.375 0.030 0.000 0.405 6.215 1,784.64 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209780 47.79 No MI NO MI 0 6.700 0.375 0.030 0.000 0.405 6.295 1,814.58 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209786 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,720.83 Yes 3YP 41.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209787 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 4,333.33 No NO 41.17 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209818 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,369.06 No NO 26.17 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209832 95.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 815.88 No NO 36.22 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503209839 88.32 MI BPMI 25 7.125 0.250 0.030 0.000 0.280 6.845 743.79 No NO 30.41 30YR FIXED FIXED 0 0 0 0.000 2503209843 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,873.90 Yes 3YP 45.25 2/6 LIBOR LIBOR 6 6 20090401 25 6.500 2503209854 65.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,936.46 Yes 3YP 43.52 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209864 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,429.17 No NO 38.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209866 100.00 No MI NO MI 0 7.150 0.250 0.030 0.000 0.280 6.870 1,561.54 Yes 1YP 45.79 30YR FIXED FIXED 0 0 0 0.000 2503209874 71.41 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,918.33 No NO 31.96 30YR FIXED FIXED 0 0 0 0.000 2503209880 68.12 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,108.04 Yes 3YP 45.40 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209881 100.00 No MI NO MI 0 6.280 0.250 0.030 0.000 0.280 6.000 2,637.60 Yes 3YP 40.30 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209883 79.07 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,983.33 Yes 3YP 44.20 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503209889 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 677.06 No NO 38.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209891 80.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,768.20 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503209896 80.00 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 1,350.05 Yes 3YP 30.68 30YR FIXED FIXED 0 0 0 0.000 2503209907 100.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,067.34 Yes 2YP 29.19 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503209931 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 966.12 Yes 2YP 45.91 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503209937 56.62 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 1,860.83 Yes 3YP 43.12 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209942 100.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,606.13 Yes 1YP 43.59 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503209945 80.00 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 867.71 Yes 3YP 28.87 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209958 64.47 No MI NO MI 0 5.825 0.375 0.030 0.000 0.405 5.420 1,611.58 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209971 95.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 802.67 Yes 3YP 47.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209975 80.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,227.00 Yes 3YP 31.65 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503209984 100.00 No MI NO MI 0 5.825 0.375 0.030 0.000 0.405 5.420 1,427.13 Yes 3YP 45.49 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209992 53.17 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,600.86 Yes 3YP 37.02 30YR FIXED FIXED 0 0 0 0.000 2503209994 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,832.50 Yes 2YP 44.63 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503209998 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,451.63 Yes 2YP 48.31 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210000 65.71 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,593.75 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210002 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,372.50 No NO 39.88 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 3.000 2503210019 95.00 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 3,439.89 Yes 3YP 45.18 40/30 FIXED BAL FIXED 0 0 0 0.000 2503210030 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 738.13 Yes 1YP 43.60 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210031 73.75 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 629.33 Yes 3YP 34.66 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210042 55.52 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 1,619.33 Yes 3YP 40.50 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210043 85.00 MI LPMI 22 6.750 0.250 0.030 0.740 1.020 5.730 2,199.38 Yes 3YP 40.91 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210044 79.12 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 1,815.00 Yes 3YP 26.96 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210061 72.57 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,647.44 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503210069 58.07 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,928.68 Yes 3YP 50.50 30YR FIXED FIXED 0 0 0 0.000 2503210072 43.21 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,014.69 No NO 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210077 95.00 No MI NO MI 0 7.400 0.375 0.030 0.000 0.405 6.995 740.00 No NO 45.37 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210078 95.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,216.83 Yes 3YP 45.00 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503210097 99.99 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 2,000.05 No NO 47.36 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503210111 46.15 No MI NO MI 0 6.290 0.250 0.030 0.000 0.280 6.010 1,547.29 No NO 39.08 15YR FIXED FIXED 0 0 0 0.000 2503210121 80.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,531.67 Yes 3YP 49.83 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210125 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 938.33 Yes 3YP 47.12 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210134 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,237.50 Yes 3YP 42.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210138 77.92 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,718.75 Yes 2YP 34.63 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210140 95.00 MI LPMI 30 8.990 0.375 0.030 0.630 1.035 7.955 2,597.74 No NO 40.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210142 75.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 948.06 Yes 1YP 32.94 30YR FIXED FIXED 0 0 0 0.000 2503210147 100.00 No MI NO MI 0 5.790 0.375 0.030 0.000 0.405 5.385 1,317.23 No NO 42.12 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210159 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,406.25 Yes 3YP 40.97 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210184 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,330.00 No NO 39.57 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210189 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,234.37 No NO 27.33 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210190 80.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 2,816.00 Yes 3YP 33.21 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210210 90.00 MI LPMI 25 10.150 0.250 0.030 0.720 1.000 9.150 1,439.66 Yes 2YP 42.79 30YR FIXED FIXED 0 0 0 0.000 2503210212 84.93 MI LPMI 22 6.650 0.375 0.030 0.900 1.305 5.345 1,576.60 Yes 3YP 40.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503210217 95.00 MI BPMI 30 7.000 0.375 0.030 0.000 0.405 6.595 852.59 No NO 31.23 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210231 100.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 917.42 No NO 44.45 30YR FIXED FIXED 0 0 0 0.000 2503210233 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,885.00 Yes 3YP 46.55 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210243 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,320.16 Yes 1YP 29.30 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210257 100.00 No MI NO MI 0 7.850 0.375 0.030 0.000 0.405 7.445 3,009.17 No NO 37.17 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210268 85.00 MI LPMI 22 8.950 0.375 0.030 0.890 1.295 7.655 824.15 No NO 44.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210275 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,513.33 Yes 3YP 49.26 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210287 100.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,608.53 Yes 3YP 43.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210288 82.57 MI LPMI 22 6.875 0.250 0.030 0.640 0.920 5.955 1,769.76 Yes 3YP 38.28 40/30 FIXED BAL FIXED 0 0 0 0.000 2503210293 89.97 No MI NO MI 0 7.070 0.375 0.030 0.000 0.405 6.665 1,015.72 Yes 3YP 47.01 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210296 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,115.36 Yes 1YP 39.01 5/6 LIBOR LIBOR 6 6 20120301 60 4.610 2503210297 75.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,381.25 Yes 3YP 42.70 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210303 100.00 No MI NO MI 0 6.945 0.375 0.030 0.000 0.405 6.540 1,957.62 Yes 3YP 49.99 2/6 LIBOR IO 60 LIBOR 6 6 20090301 24 3.000 2503210320 76.23 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,052.08 Yes 1YP 38.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210342 100.00 No MI NO MI 0 7.040 0.250 0.030 0.000 0.280 6.760 983.84 Yes 1YP 38.70 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503210346 82.97 MI LPMI 22 6.800 0.375 0.030 0.750 1.155 5.645 1,490.33 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503210348 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,378.17 No NO 43.69 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210350 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,720.00 Yes 2YP 46.12 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210365 74.13 No MI NO MI 0 5.930 0.250 0.030 0.000 0.280 5.650 1,373.78 Yes 2YP 38.41 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210377 52.69 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 870.44 Yes 3YP 23.95 30YR FIXED FIXED 0 0 0 0.000 2503210390 85.00 MI LPMI 12 6.475 0.250 0.030 0.470 0.750 5.725 2,384.96 Yes 3YP 23.55 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503210391 55.22 No MI NO MI 0 6.355 0.250 0.030 0.000 0.280 6.075 979.73 Yes 3YP 19.95 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503210393 100.00 No MI NO MI 0 7.450 0.375 0.030 0.000 0.405 7.045 3,720.03 No NO 34.63 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.875 2503210404 45.05 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,497.27 Yes 1YP 29.88 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210406 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 3,331.90 Yes 1YP 43.03 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210409 90.00 No MI NO MI 0 5.575 0.375 0.030 0.000 0.405 5.170 2,137.08 Yes 3YP 22.79 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210421 79.81 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 1,745.44 Yes 3YP 39.56 30YR FIXED FIXED 0 0 0 0.000 2503210445 46.21 No MI NO MI 0 5.534 0.250 0.030 0.000 0.280 5.254 763.70 Yes 3YP 34.91 30YR FIXED FIXED 0 0 0 0.000 2503210451 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,000.00 Yes 2YP 42.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210457 100.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,400.97 No NO 48.08 30YR FIXED FIXED 0 0 0 0.000 2503210458 66.37 No MI NO MI 0 5.909 0.375 0.030 0.000 0.405 5.504 1,846.56 Yes 3YP 0.00 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 2503210465 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,909.01 Yes 3YP 47.18 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210469 70.84 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,822.71 Yes 3YP 39.54 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210487 95.00 No MI NO MI 0 6.495 0.375 0.030 0.000 0.405 6.090 919.18 Yes 3YP 43.73 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210493 84.33 MI BPMI 22 5.800 0.375 0.030 0.000 0.405 5.395 1,467.26 Yes 3YP 41.36 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210503 76.23 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 988.96 Yes 3YP 44.82 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210505 75.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,392.19 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210511 70.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,900.28 Yes 1YP 43.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210520 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,291.67 No NO 41.60 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503210527 67.97 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 3,807.68 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503210533 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,863.33 No NO 33.77 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503210540 95.00 No MI NO MI 0 7.330 0.375 0.030 0.000 0.405 6.925 2,037.05 No NO 44.35 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210546 99.95 No MI NO MI 0 7.480 0.375 0.030 0.000 0.405 7.075 877.65 Yes 3YP 37.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210555 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,677.00 Yes 3YP 47.00 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503210561 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,285.63 Yes 2YP 44.67 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210570 46.67 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 930.48 Yes 3YP 44.84 30YR FIXED FIXED 0 0 0 0.000 2503210572 82.67 MI LPMI 22 6.600 0.250 0.030 0.390 0.670 5.930 2,375.81 Yes 3YP 44.48 30YR FIXED FIXED 0 0 0 0.000 2503210577 73.92 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,881.86 No NO 34.64 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210579 94.80 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 2,227.75 Yes 3YP 49.48 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210597 99.99 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,533.94 Yes 3YP 44.44 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210609 30.34 No MI NO MI 0 5.125 0.375 0.030 0.000 0.405 4.720 1,879.17 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210623 60.03 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 2,494.46 No NO 32.20 15YR FIXED FIXED 0 0 0 0.000 2503210625 90.00 MI LPMI 25 8.900 0.375 0.030 0.670 1.075 7.825 1,069.36 Yes 2YP 41.58 2/6 LIBOR LIBOR 6 6 20090301 24 3.650 2503210637 100.00 No MI NO MI 0 6.734 0.375 0.030 0.000 0.405 6.329 3,120.09 No NO 41.22 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210640 66.02 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,671.67 No NO 34.64 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210648 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,375.00 Yes 3YP 48.07 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210666 85.00 MI LPMI 22 8.410 0.375 0.030 1.000 1.405 7.005 1,667.98 Yes 3YP 48.59 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.000 2503210668 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,771.88 Yes 3YP 46.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210672 100.00 No MI NO MI 0 6.680 0.375 0.030 0.000 0.405 6.275 1,586.50 No NO 44.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210674 86.65 No MI NO MI 0 6.370 0.375 0.030 0.000 0.405 5.965 1,572.59 Yes 3YP 44.96 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210691 71.19 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,146.25 No NO 42.49 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210693 81.43 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,536.31 No NO 16.63 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210707 76.36 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,384.51 Yes 3YP 49.07 40/30 FIXED BAL FIXED 0 0 0 0.000 2503210718 69.92 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 2,840.44 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503210722 89.27 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,058.77 Yes 1YP 42.97 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210726 72.41 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 1,418.08 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503210732 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,393.44 Yes 1YP 44.58 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210746 72.27 No MI NO MI 0 6.175 0.375 0.030 0.000 0.405 5.770 2,591.96 No NO 35.14 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210757 89.76 MI LPMI 25 6.250 0.375 0.030 0.770 1.175 5.075 1,916.67 Yes 3YP 38.30 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.750 2503210765 100.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 3,426.80 No NO 48.02 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210767 79.23 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 1,607.08 Yes 2YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503210789 100.00 No MI NO MI 0 7.160 0.250 0.030 0.000 0.280 6.880 1,298.08 No NO 46.99 30YR FIXED FIXED 0 0 0 0.000 2503210791 70.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,317.71 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210806 58.33 No MI NO MI 0 5.890 0.250 0.030 0.000 0.280 5.610 1,173.10 No NO 32.83 15YR FIXED FIXED 0 0 0 0.000 2503210816 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,543.75 No NO 50.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210826 68.03 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,656.25 Yes 3YP 38.57 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210828 100.00 No MI NO MI 0 8.450 0.375 0.030 0.000 0.405 8.045 1,824.65 No NO 37.35 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210856 69.44 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,462.87 Yes 1YP 32.10 30YR FIXED FIXED 0 0 0 0.000 2503210859 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,500.00 Yes 2YP 34.35 2/6 LIBOR IO 60 LIBOR 6 6 20090301 24 3.875 2503210865 93.88 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 4,218.75 Yes 2YP 42.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210875 93.82 MI BPMI 30 6.950 0.250 0.030 0.000 0.280 6.670 1,608.53 Yes 3YP 48.84 30YR FIXED FIXED 0 0 0 0.000 2503210896 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 877.92 No NO 37.32 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210912 100.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 2,350.40 Yes 3YP 44.36 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210937 80.00 No MI NO MI 0 6.820 0.375 0.030 0.000 0.405 6.415 1,286.71 Yes 3YP 40.91 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503210939 100.00 No MI NO MI 0 6.425 0.375 0.030 0.000 0.405 6.020 1,970.33 Yes 2YP 44.02 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503210944 90.00 MI LPMI 25 7.990 0.250 0.030 1.140 1.420 6.570 1,276.40 Yes 3YP 34.24 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210949 57.58 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,804.11 Yes 3YP 39.01 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503210951 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,216.67 Yes 1YP 30.82 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503210957 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,778.44 No NO 20.29 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503210968 75.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,227.92 Yes 2YP 38.57 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503210983 89.26 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,898.71 Yes 3YP 41.96 30YR FIXED FIXED 0 0 0 0.000 2503211011 100.00 No MI NO MI 0 6.860 0.375 0.030 0.000 0.405 6.455 1,479.19 Yes 1YP 35.44 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211018 70.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,631.00 Yes 1YP 50.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211019 100.00 No MI NO MI 0 7.412 0.375 0.030 0.000 0.405 7.007 955.22 Yes 1YP 26.91 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211025 80.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 1,293.52 Yes 3YP 16.62 30YR FIXED FIXED 0 0 0 0.000 2503211040 80.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 5,840.31 Yes 3YP 40.83 30YR FIXED FIXED 0 0 0 0.000 2503211041 100.00 No MI NO MI 0 6.325 0.375 0.030 0.000 0.405 5.920 1,205.70 Yes 2YP 46.05 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503211057 100.00 No MI NO MI 0 7.320 0.375 0.030 0.000 0.405 6.915 3,156.75 Yes 2YP 48.12 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211061 61.13 No MI NO MI 0 5.715 0.375 0.030 0.000 0.405 5.310 1,033.46 Yes 3YP 27.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211067 58.81 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,492.29 No NO 37.69 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211078 74.42 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 1,854.38 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211085 74.22 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,226.20 No NO 36.14 30YR FIXED FIXED 0 0 0 0.000 2503211088 76.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,603.13 No NO 19.96 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211096 74.13 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,870.83 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211119 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,234.31 Yes 3YP 39.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211121 90.00 MI LPMI 25 9.500 0.375 0.030 0.570 0.975 8.525 605.63 Yes 3YP 16.76 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.625 2503211137 100.00 No MI NO MI 0 6.350 0.375 0.030 0.000 0.405 5.945 884.77 Yes 3YP 41.70 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211140 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,190.00 Yes 3YP 36.60 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211158 100.00 No MI NO MI 0 7.750 0.250 0.030 0.000 0.280 7.470 3,632.81 Yes 1YP 38.86 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211161 70.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,612.92 Yes 2YP 38.03 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503211166 64.59 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 1,179.85 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503211168 80.00 No MI NO MI 0 6.240 0.375 0.030 0.000 0.405 5.835 2,787.20 No NO 50.52 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211173 69.94 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 2,991.83 No NO 38.96 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503211178 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,274.69 Yes 2YP 46.14 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503211184 95.00 No MI NO MI 0 6.200 0.375 0.030 0.000 0.405 5.795 2,092.50 Yes 2YP 43.26 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211195 100.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 1,216.25 No NO 39.31 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211210 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,101.10 No NO 49.35 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503211225 65.43 No MI NO MI 0 6.180 0.375 0.030 0.000 0.405 5.775 2,729.50 No NO 41.07 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211229 96.30 No MI NO MI 0 8.160 0.375 0.030 0.000 0.405 7.755 928.20 No NO 37.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211239 65.85 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 773.44 Yes 3YP 35.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211240 79.02 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,236.98 Yes 1YP 47.00 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 2503211251 100.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,267.20 Yes 3YP 31.85 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503211285 100.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,457.57 Yes 3YP 47.00 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503211287 90.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 865.28 No NO 30.54 5/6 LIBOR LIBOR 6 6 20120301 60 4.000 2503211306 80.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,479.17 Yes 3YP 39.84 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211336 89.80 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 2,448.00 No NO 3.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211337 53.83 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,067.29 Yes 3YP 32.66 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211341 28.69 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 1,124.67 Yes 1YP 39.56 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211358 100.00 No MI NO MI 0 6.399 0.375 0.030 0.000 0.405 5.994 2,836.89 Yes 3YP 37.04 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503211369 45.05 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 1,247.92 Yes 3YP 47.25 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211371 100.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 1,220.92 Yes 3YP 44.75 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211372 78.56 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 4,320.11 Yes 3YP 36.69 30YR FIXED FIXED 0 0 0 0.000 2503211411 90.00 No MI NO MI 0 7.600 0.375 0.030 0.000 0.405 7.195 1,596.00 No NO 34.86 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211421 90.00 MI LPMI 25 6.500 0.375 0.030 0.470 0.875 5.625 1,291.88 Yes 3YP 29.95 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.500 2503211423 95.00 No MI NO MI 0 6.663 0.375 0.030 0.000 0.405 6.258 666.30 Yes 3YP 39.76 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211424 100.00 No MI NO MI 0 7.810 0.375 0.030 0.000 0.405 7.405 3,748.80 No NO 49.68 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211434 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,587.50 Yes 2YP 43.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211439 95.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 2,816.00 Yes 3YP 38.44 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211441 68.66 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,150.00 Yes 1YP 48.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211442 79.43 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,171.88 No NO 36.58 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211445 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,933.08 No NO 43.36 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503211454 100.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 1,491.97 Yes 2YP 44.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211482 95.00 No MI NO MI 0 6.490 0.375 0.030 0.000 0.405 6.085 1,176.31 Yes 2YP 44.43 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211484 92.11 No MI NO MI 0 7.380 0.375 0.030 0.000 0.405 6.975 3,920.63 No NO 34.60 5/6 LIBOR IO 120 LIBOR 6 6 20120201 59 3.000 2503211486 100.00 No MI NO MI 0 7.760 0.375 0.030 0.000 0.405 7.355 887.55 Yes 2YP 37.03 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211494 85.90 MI LPMI 25 7.700 0.250 0.030 0.840 1.120 6.580 2,541.70 Yes 3YP 40.81 30YR FIXED FIXED 0 0 0 0.000 2503211517 61.95 No MI NO MI 0 7.030 0.375 0.030 0.000 0.405 6.625 2,569.28 Yes 2YP 40.46 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503211551 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 974.79 Yes 3YP 47.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211552 59.99 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,911.25 Yes 2YP 36.50 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211555 92.00 No MI NO MI 0 6.740 0.375 0.030 0.000 0.405 6.335 2,780.25 No NO 38.81 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211560 74.95 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,010.42 Yes 3YP 34.91 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211571 84.59 MI LPMI 12 8.750 0.250 0.030 0.740 1.020 7.730 2,029.69 No NO 39.23 30YR FIXED FIXED 0 0 0 0.000 2503211577 68.13 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,872.92 Yes 5YP 35.70 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211587 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,955.00 Yes 2YP 49.43 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211595 70.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,507.29 Yes 1YP 0.00 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 2503211609 32.30 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 638.91 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211614 90.00 MI LPMI 25 9.163 0.375 0.030 0.970 1.375 7.788 1,459.93 Yes 1YP 46.89 5/6 LIBOR LIBOR 6 6 20120301 60 3.750 2503211619 40.43 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 2,918.29 Yes 3YP 36.12 30YR FIXED FIXED 0 0 0 0.000 2503211630 65.75 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,969.47 No NO 29.40 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503211632 54.64 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 992.36 Yes 2YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503211640 80.00 No MI NO MI 0 5.927 0.250 0.030 0.000 0.280 5.647 1,998.75 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503211651 68.10 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,784.27 No NO 33.82 30YR FIXED FIXED 0 0 0 0.000 2503211664 80.00 No MI NO MI 0 7.705 0.375 0.030 0.000 0.405 7.300 2,825.17 Yes 2YP 37.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211665 90.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,218.75 Yes 3YP 43.06 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211666 89.73 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 1,567.97 No NO 30.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211673 62.14 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 980.00 No NO 28.07 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211676 79.50 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 793.68 Yes 3YP 26.66 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211685 95.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 959.93 Yes 3YP 42.61 30YR FIXED FIXED 0 0 0 0.000 2503211688 75.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 2,443.60 No NO 35.24 40/30 FIXED BAL FIXED 0 0 0 0.000 2503211714 80.00 No MI NO MI 0 7.400 0.375 0.030 0.000 0.405 6.995 1,783.57 Yes 2YP 42.28 2/6 LIBOR LIBOR 6 6 20090301 24 3.000 2503211736 100.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,100.00 Yes 3YP 45.60 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211750 80.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,429.17 Yes 2YP 40.86 3/6 LIBOR LIBOR 6 6 20100301 36 3.000 2503211764 80.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,755.83 Yes 3YP 45.97 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211770 65.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 2,047.50 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211778 97.73 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,679.69 No NO 36.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211783 100.00 No MI NO MI 0 5.600 0.375 0.030 0.000 0.405 5.195 4,461.33 Yes 1YP 38.36 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503211788 100.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 1,477.67 Yes 2YP 41.55 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211791 55.56 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,604.17 Yes 3YP 54.61 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211813 90.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 875.70 Yes 3YP 48.63 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211826 90.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,578.70 No NO 42.23 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211835 69.71 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 686.25 Yes 2YP 50.10 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211849 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,796.00 Yes 1YP 37.04 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211861 95.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,812.65 No NO 46.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211862 80.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,310.83 Yes 2YP 0.00 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.875 2503211876 90.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 706.05 No NO 44.46 30YR FIXED FIXED 0 0 0 0.000 2503211884 100.00 No MI NO MI 0 7.510 0.375 0.030 0.000 0.405 7.105 1,502.00 Yes 3YP 39.70 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211890 55.07 No MI NO MI 0 5.625 0.375 0.030 0.000 0.405 5.220 1,959.38 Yes 1YP 41.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211897 80.00 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 2,652.15 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503211911 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,380.50 No NO 43.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211913 54.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,269.00 No NO 29.41 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211922 69.45 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,176.02 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503211924 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 586.59 Yes 3YP 40.23 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211927 74.87 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 922.82 No NO 44.84 30YR FIXED FIXED 0 0 0 0.000 2503211931 49.29 No MI NO MI 0 5.799 0.250 0.030 0.000 0.280 5.519 1,512.57 No NO 28.69 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211939 68.97 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,208.33 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211953 60.37 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,411.46 No NO 32.15 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503211957 70.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,021.98 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211961 86.69 MI BPMI 25 6.500 0.250 0.030 0.000 0.280 6.220 660.51 Yes 3YP 49.70 30YR FIXED FIXED 0 0 0 0.000 2503211965 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 4,453.12 No NO 39.64 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503211975 66.59 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,526.04 Yes 1YP 39.96 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503211976 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,108.33 Yes 3YP 45.12 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503211977 65.00 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,920.78 Yes 3YP 42.35 30YR FIXED FIXED 0 0 0 0.000 2503211986 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,564.06 Yes 3YP 37.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503211987 48.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 898.50 Yes 3YP 46.47 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.250 2503212006 90.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 2,039.33 Yes 3YP 33.72 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212011 55.78 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,545.45 No NO 22.69 30YR FIXED FIXED 0 0 0 0.000 2503212016 95.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,236.60 Yes 2YP 27.83 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212021 100.00 No MI NO MI 0 5.250 0.375 0.030 0.000 0.405 4.845 1,627.50 No NO 43.77 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212024 95.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,085.00 No NO 43.91 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.625 2503212047 69.57 No MI NO MI 0 6.225 0.375 0.030 0.000 0.405 5.820 1,696.31 Yes 2YP 40.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212049 74.50 No MI NO MI 0 5.930 0.375 0.030 0.000 0.405 5.525 3,147.84 No NO 35.13 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212052 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,466.25 Yes 1YP 33.22 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212065 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 745.33 Yes 1YP 40.56 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212092 62.50 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,447.92 Yes 1YP 38.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212098 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 992.63 Yes 3YP 49.79 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212114 95.00 MI BPMI 30 8.090 0.250 0.030 0.000 0.280 7.810 1,230.33 Yes 1YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503212117 49.88 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,456.71 Yes 1YP 35.02 30YR FIXED FIXED 0 0 0 0.000 2503212123 100.00 No MI NO MI 0 7.650 0.250 0.030 0.000 0.280 7.370 683.40 No NO 49.06 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212168 79.98 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,057.39 Yes 3YP 43.57 15YR FIXED FIXED 0 0 0 0.000 2503212176 75.00 No MI NO MI 0 8.875 0.375 0.030 0.000 0.405 8.470 1,142.63 No NO 49.57 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.875 2503212179 68.97 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,336.74 Yes 3YP 43.53 30YR FIXED FIXED 0 0 0 0.000 2503212190 80.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,661.23 Yes 3YP 40.76 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212204 80.00 No MI NO MI 0 8.000 0.250 0.030 0.000 0.280 7.720 1,280.00 Yes 1YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212205 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,430.00 No NO 42.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212207 99.78 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 1,692.03 Yes 3YP 41.71 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212211 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 865.38 No NO 47.53 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212213 40.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 520.84 Yes 3YP 43.32 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212227 90.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,176.88 No NO 36.66 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212233 100.00 No MI NO MI 0 7.550 0.375 0.030 0.000 0.405 7.145 1,377.18 No NO 39.67 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212242 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,150.83 Yes 1YP 48.97 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212244 79.37 No MI NO MI 0 7.200 0.250 0.030 0.000 0.280 6.920 3,000.00 Yes 3YP 50.32 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212245 80.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,214.17 Yes 2YP 36.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212253 95.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 629.06 Yes 3YP 33.70 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212255 80.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 986.09 Yes 3YP 15.29 30YR FIXED FIXED 0 0 0 0.000 2503212260 100.00 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 2,635.33 No NO 45.28 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212268 99.79 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,673.71 Yes 3YP 38.84 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212274 100.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 3,567.20 No NO 44.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212310 99.99 No MI NO MI 0 6.430 0.375 0.030 0.000 0.405 6.025 2,614.60 Yes 1YP 43.87 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212312 70.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,183.85 Yes 3YP 41.38 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212319 70.00 No MI NO MI 0 5.450 0.375 0.030 0.000 0.405 5.045 1,526.00 Yes 3YP 50.93 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212327 56.25 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 915.00 Yes 3YP 27.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212330 100.00 No MI NO MI 0 7.550 0.375 0.030 0.000 0.405 7.145 1,449.60 Yes 3YP 45.61 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212333 95.00 No MI NO MI 0 6.775 0.375 0.030 0.000 0.405 6.370 1,317.01 No NO 39.30 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212334 94.11 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 1,819.53 No NO 17.39 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212343 63.60 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,179.62 No NO 39.91 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503212350 75.00 No MI NO MI 0 6.660 0.250 0.030 0.000 0.280 6.380 1,019.81 Yes 3YP 34.56 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212351 80.00 No MI NO MI 0 5.500 0.375 0.030 0.000 0.405 5.095 1,686.67 Yes 2YP 22.14 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212366 80.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 2,981.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212375 100.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 1,620.94 Yes 3YP 45.38 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503212387 100.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 2,393.53 Yes 3YP 42.36 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503212401 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 4,080.00 Yes 3YP 47.59 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212425 56.13 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,739.58 Yes 3YP 26.36 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212436 89.71 No MI NO MI 0 5.870 0.375 0.030 0.000 0.405 5.465 2,250.17 No NO 37.23 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212439 68.92 No MI NO MI 0 6.490 0.250 0.030 0.000 0.280 6.210 1,379.13 Yes 3YP 30.75 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212450 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 1,351.40 Yes 1YP 36.25 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212456 99.98 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,226.56 Yes 3YP 41.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212457 75.68 No MI NO MI 0 6.956 0.250 0.030 0.000 0.280 6.676 1,211.75 Yes 3YP 0.00 40/30 FIXED BAL FIXED 0 0 0 0.000 2503212466 100.00 No MI NO MI 0 6.555 0.375 0.030 0.000 0.405 6.150 1,758.92 Yes 3YP 48.35 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212475 85.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,109.38 Yes 3YP 45.80 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212498 100.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 3,266.66 No NO 38.94 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.875 2503212532 99.98 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 936.63 Yes 2YP 34.84 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212542 100.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 2,527.78 Yes 1YP 42.24 2/6 LIBOR 40/30 BAL LIBOR 6 6 20090301 24 3.000 2503212549 46.95 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 4,361.82 Yes 3YP 27.61 20YR FIXED FIXED 0 0 0 0.000 2503212563 100.00 No MI NO MI 0 6.470 0.375 0.030 0.000 0.405 6.065 2,911.50 Yes 1YP 37.71 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212582 56.35 No MI NO MI 0 5.890 0.250 0.030 0.000 0.280 5.610 2,103.36 Yes 3YP 41.10 30YR FIXED FIXED 0 0 0 0.000 2503212586 95.00 No MI NO MI 0 7.460 0.375 0.030 0.000 0.405 7.055 1,096.95 No NO 45.91 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212587 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 3,989.67 Yes 3YP 47.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212611 95.00 No MI NO MI 0 6.983 0.375 0.030 0.000 0.405 6.578 2,444.05 No NO 41.15 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212617 99.99 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 3,874.78 Yes 3YP 48.83 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212623 95.00 No MI NO MI 0 5.850 0.375 0.030 0.000 0.405 5.445 3,034.69 Yes 3YP 42.85 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212630 69.37 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,446.14 Yes 2YP 41.14 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212638 95.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,990.63 Yes 1YP 40.52 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212647 70.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,997.13 Yes 3YP 45.99 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503212649 99.75 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,637.06 No NO 25.79 30YR FIXED FIXED 0 0 0 0.000 2503212651 94.91 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 1,559.04 Yes 3YP 39.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212655 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,989.00 Yes 3YP 45.25 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212677 100.00 No MI NO MI 0 7.030 0.375 0.030 0.000 0.405 6.625 1,476.30 Yes 3YP 47.82 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212679 80.00 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 1,201.50 No NO 49.31 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503212685 45.18 No MI NO MI 0 5.750 0.250 0.030 0.000 0.280 5.470 2,188.40 Yes 3YP 24.72 30YR FIXED FIXED 0 0 0 0.000 2503212691 50.77 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 777.51 Yes 1YP 33.97 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503212698 85.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 812.50 Yes 3YP 37.77 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212699 91.49 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,013.97 Yes 3YP 44.14 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503212712 74.91 No MI NO MI 0 5.843 0.250 0.030 0.000 0.280 5.563 2,357.98 Yes 3YP 36.26 30YR FIXED FIXED 0 0 0 0.000 2503212713 56.82 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 4,296.88 Yes 3YP 52.31 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212716 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,235.00 No NO 38.34 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212723 80.00 No MI NO MI 0 5.529 0.250 0.030 0.000 0.280 5.249 2,408.80 Yes 3YP 32.71 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212725 95.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,515.63 Yes 3YP 34.46 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212727 90.00 MI LPMI 25 6.875 0.375 0.030 0.870 1.275 5.600 2,526.56 Yes 3YP 33.91 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503212730 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,376.67 Yes 3YP 41.16 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212744 100.00 No MI NO MI 0 6.740 0.375 0.030 0.000 0.405 6.335 2,111.87 Yes 1YP 44.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212750 69.23 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 4,462.50 Yes 3YP 42.87 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212767 69.65 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,138.16 Yes 3YP 41.41 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.875 2503212783 90.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 1,466.67 Yes 3YP 32.13 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.040 2503212789 65.38 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 6,445.83 No NO 14.56 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503212811 75.95 No MI NO MI 0 7.100 0.250 0.030 0.000 0.280 6.820 3,772.25 Yes 3YP 37.34 40/30 FIXED BAL FIXED 0 0 0 0.000 2503212821 68.89 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,365.94 Yes 3YP 43.33 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212829 78.62 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 1,962.33 No NO 34.34 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503212852 75.99 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,885.42 Yes 3YP 41.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212855 80.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,103.64 Yes 5YP 14.24 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503212900 75.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,234.38 Yes 3YP 36.69 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503212902 60.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 410.19 Yes 2YP 30.92 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212911 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 960.63 Yes 3YP 44.13 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212913 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,118.41 No NO 49.31 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212927 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,275.00 Yes 3YP 28.56 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503212935 80.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 624.88 No NO 40.86 30YR FIXED FIXED 0 0 0 0.000 2503212940 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 1,340.63 Yes 3YP 43.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212947 99.97 No MI NO MI 0 6.490 0.375 0.030 0.000 0.405 6.085 603.84 Yes 3YP 28.38 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212962 80.00 No MI NO MI 0 7.925 0.375 0.030 0.000 0.405 7.520 1,981.25 Yes 2YP 32.68 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503212968 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,380.00 Yes 3YP 41.26 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212978 100.00 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 3,076.67 Yes 1YP 39.48 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503212982 69.44 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,495.83 No NO 39.92 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503212988 100.00 No MI NO MI 0 6.740 0.375 0.030 0.000 0.405 6.335 1,370.47 Yes 2YP 44.77 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213007 58.82 No MI NO MI 0 5.920 0.375 0.030 0.000 0.405 5.515 986.67 Yes 1YP 23.08 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503213014 75.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,218.75 Yes 3YP 48.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503213015 80.00 No MI NO MI 0 6.570 0.250 0.030 0.000 0.280 6.290 2,088.31 Yes 1YP 32.31 30YR FIXED FIXED 0 0 0 0.000 2503213029 53.54 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,885.00 Yes 1YP 39.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213033 90.00 No MI NO MI 0 7.330 0.375 0.030 0.000 0.405 6.925 2,061.56 Yes 1YP 41.94 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213043 70.00 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 3,893.17 Yes 1YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213056 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,015.00 Yes 2YP 30.23 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503213059 95.84 No MI NO MI 0 6.325 0.250 0.030 0.000 0.280 6.045 2,466.75 Yes 3YP 46.46 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213070 72.97 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,587.50 Yes 3YP 29.42 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213071 94.45 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 938.36 Yes 3YP 44.94 40/30 FIXED BAL FIXED 0 0 0 0.000 2503213075 100.00 No MI NO MI 0 6.175 0.375 0.030 0.000 0.405 5.770 1,470.25 Yes 1YP 35.33 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213078 28.17 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 664.63 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503213086 92.78 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 1,512.00 Yes 3YP 40.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213090 80.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 1,357.00 Yes 1YP 30.18 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503213100 100.00 No MI NO MI 0 7.050 0.375 0.030 0.000 0.405 6.645 1,259.60 Yes 2YP 48.30 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503213124 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,429.69 No NO 45.11 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.500 2503213146 79.26 No MI NO MI 0 6.440 0.375 0.030 0.000 0.405 6.035 1,446.32 No NO 42.87 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213149 100.00 No MI NO MI 0 6.800 0.375 0.030 0.000 0.405 6.395 3,017.50 Yes 1YP 49.67 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213150 45.00 No MI NO MI 0 6.545 0.250 0.030 0.000 0.280 6.265 694.41 Yes 2YP 32.19 30YR FIXED FIXED 0 0 0 0.000 2503213153 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,451.95 No NO 36.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213160 58.55 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 2,221.29 No NO 43.53 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213167 95.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,310.12 Yes 3YP 30.49 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213223 94.64 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,102.41 No NO 37.37 40/30 FIXED BAL FIXED 0 0 0 0.000 2503213229 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,278.85 Yes 2YP 38.95 2/6 LIBOR LIBOR 6 6 20090301 24 3.875 2503213239 29.46 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 4,125.00 Yes 1YP 39.26 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213244 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 4,153.33 No NO 40.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213257 79.24 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 2,686.67 No NO 38.79 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503213272 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,057.50 Yes 3YP 38.30 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213288 70.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,174.48 Yes 3YP 41.12 40/30 FIXED BAL FIXED 0 0 0 0.000 2503213317 69.72 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 1,648.89 Yes 3YP 27.65 30YR FIXED FIXED 0 0 0 0.000 2503213322 69.28 No MI NO MI 0 5.525 0.375 0.030 0.000 0.405 5.120 1,547.00 No NO 43.17 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213324 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,597.29 Yes 3YP 45.45 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213327 95.00 No MI NO MI 0 7.310 0.375 0.030 0.000 0.405 6.905 470.58 No NO 38.29 7/6 LIBOR IO 120 LIBOR 6 6 20140301 84 3.000 2503213342 65.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,478.75 No NO 47.85 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503213351 80.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,184.17 Yes 3YP 38.08 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503213359 100.00 No MI NO MI 0 7.075 0.375 0.030 0.000 0.405 6.670 839.71 Yes 2YP 37.31 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213387 97.73 No MI NO MI 0 6.150 0.375 0.030 0.000 0.405 5.745 1,804.00 Yes 2YP 42.69 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503213398 50.99 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 2,370.51 Yes 3YP 47.13 30YR FIXED FIXED 0 0 0 0.000 2503213402 100.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 940.72 Yes 3YP 41.88 30YR FIXED FIXED 0 0 0 0.000 2503213406 93.12 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 3,736.24 No NO 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503213417 100.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 2,875.00 Yes 2YP 46.15 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503213430 100.00 No MI NO MI 0 6.350 0.375 0.030 0.000 0.405 5.945 2,986.73 Yes 1YP 44.55 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503213436 85.00 MI LPMI 12 6.890 0.375 0.030 0.640 1.045 5.845 1,966.81 Yes 3YP 20.79 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.625 2503213441 100.00 No MI NO MI 0 6.880 0.375 0.030 0.000 0.405 6.475 2,926.29 Yes 1YP 41.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213457 79.04 No MI NO MI 0 6.210 0.375 0.030 0.000 0.405 5.805 2,098.46 Yes 1YP 38.15 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213465 87.50 MI LPMI 25 6.325 0.375 0.030 0.870 1.275 5.050 1,475.83 Yes 3YP 42.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503213466 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,776.67 No NO 43.28 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503213468 57.31 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 2,712.20 Yes 3YP 47.09 30YR FIXED FIXED 0 0 0 0.000 2503213491 59.06 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,228.85 Yes 3YP 30.76 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213497 81.86 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 3,947.27 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503213506 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,868.67 Yes 2YP 47.95 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503213524 99.99 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,952.50 Yes 1YP 48.62 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213542 100.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,441.25 No NO 38.27 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213550 86.44 No MI NO MI 0 5.800 0.250 0.030 0.000 0.280 5.520 1,912.81 Yes 3YP 34.35 30YR FIXED FIXED 0 0 0 0.000 2503213555 67.65 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 1,782.50 Yes 3YP 0.00 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503213567 100.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 991.16 Yes 1YP 42.75 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503213570 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 4,062.50 Yes 3YP 41.34 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 4.000 2503213597 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,946.47 Yes 3YP 38.89 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503213603 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,948.33 No NO 38.85 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503213616 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,563.00 No NO 49.84 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213623 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 1,306.67 Yes 3YP 36.74 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503213626 40.47 No MI NO MI 0 6.670 0.250 0.030 0.000 0.280 6.390 1,106.46 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503213640 80.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,675.00 No NO 42.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213641 90.00 No MI NO MI 0 9.999 0.375 0.030 0.000 0.405 9.594 845.75 Yes 2YP 30.63 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503213647 84.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 677.33 Yes 2YP 42.79 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503213659 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 1,999.50 Yes 3YP 44.43 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503213669 95.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,187.50 Yes 3YP 46.45 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213681 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,825.33 Yes 1YP 38.06 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213718 100.00 No MI NO MI 0 6.490 0.375 0.030 0.000 0.405 6.085 1,143.50 Yes 3YP 10.18 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503213719 99.99 No MI NO MI 0 7.350 0.375 0.030 0.000 0.405 6.945 3,205.21 Yes 3YP 43.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213744 73.53 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 1,311.03 Yes 3YP 33.15 30YR FIXED FIXED 0 0 0 0.000 2503213751 36.57 No MI NO MI 0 5.875 0.250 0.030 0.000 0.280 5.595 1,566.67 Yes 3YP 35.95 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213761 95.00 No MI NO MI 0 7.625 0.375 0.030 0.000 0.405 7.220 1,976.16 No NO 34.86 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503213763 85.47 MI LPMI 25 10.790 0.375 0.030 1.610 2.015 8.775 4,495.83 Yes 1YP 42.33 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.375 2503213770 100.00 No MI NO MI 0 7.725 0.375 0.030 0.000 0.405 7.320 1,570.75 Yes 3YP 37.34 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213806 93.94 MI LPMI 22 8.125 0.375 0.030 0.790 1.195 6.930 2,002.81 No NO 41.96 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 4.000 2503213807 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 969.28 Yes 3YP 42.39 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213813 40.79 No MI NO MI 0 5.500 0.250 0.030 0.000 0.280 5.220 1,266.48 Yes 3YP 36.29 15YR FIXED FIXED 0 0 0 0.000 2503213814 90.00 MI LPMI 25 7.000 0.375 0.030 0.590 0.995 6.005 862.23 Yes 1YP 40.56 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503213822 44.76 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,516.58 No NO 15.88 30YR FIXED FIXED 0 0 0 0.000 2503213832 94.36 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 4,343.75 No NO 40.33 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213835 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,916.67 No NO 39.82 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213840 66.97 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 1,444.90 No NO 42.76 40/30 FIXED BAL FIXED 0 0 0 0.000 2503213868 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 3,546.67 Yes 3YP 39.37 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213869 90.00 MI LPMI 25 7.550 0.375 0.030 0.920 1.325 6.225 1,868.63 Yes 3YP 39.25 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.750 2503213892 99.94 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 1,220.48 Yes 3YP 38.76 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503213893 100.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,344.00 No NO 42.89 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213914 100.00 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 1,304.46 Yes 3YP 49.31 30YR FIXED FIXED 0 0 0 0.000 2503213919 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,565.33 Yes 3YP 43.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503213930 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,379.69 Yes 1YP 44.70 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213940 69.08 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,953.13 Yes 1YP 46.52 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503213951 53.07 No MI NO MI 0 5.950 0.250 0.030 0.000 0.280 5.670 3,684.04 No NO 34.75 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503213965 100.00 No MI NO MI 0 7.070 0.375 0.030 0.000 0.405 6.665 1,966.34 No NO 46.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213985 90.00 MI LPMI 25 5.875 0.250 0.030 0.460 0.740 5.135 1,772.84 Yes 3YP 45.91 30YR FIXED FIXED 0 0 0 0.000 2503213986 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,479.73 Yes 3YP 42.49 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503213999 93.66 MI LPMI 30 6.990 0.375 0.030 1.200 1.605 5.385 1,118.40 Yes 3YP 37.64 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 4.125 2503214016 95.00 MI LPMI 30 8.500 0.375 0.030 1.180 1.585 6.915 1,547.04 Yes 3YP 40.33 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.750 2503214017 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 625.00 Yes 3YP 31.59 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214018 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 875.61 No NO 38.49 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214031 95.00 No MI NO MI 0 7.615 0.375 0.030 0.000 0.405 7.210 1,070.86 Yes 3YP 30.87 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 2.750 2503214046 60.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 975.00 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214051 95.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 3,361.19 No NO 39.01 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214059 99.98 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,779.88 Yes 1YP 48.14 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214072 94.50 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,335.94 Yes 3YP 44.35 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214074 100.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 699.21 Yes 3YP 26.24 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214082 100.00 No MI NO MI 0 8.040 0.375 0.030 0.000 0.405 7.635 2,713.50 Yes 1YP 46.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214091 79.00 No MI NO MI 0 7.140 0.375 0.030 0.000 0.405 6.735 4,465.48 Yes 3YP 38.10 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503214103 89.99 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 561.31 No NO 42.73 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214115 77.42 No MI NO MI 0 7.990 0.250 0.030 0.000 0.280 7.710 1,666.95 Yes 2YP 39.74 40/30 FIXED BAL FIXED 0 0 0 0.000 2503214127 85.00 MI LPMI 22 6.990 0.250 0.030 0.740 1.020 5.970 1,096.70 Yes 3YP 15.12 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503214134 77.99 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 873.84 Yes 3YP 43.94 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 3.000 2503214135 100.00 No MI NO MI 0 7.625 0.250 0.030 0.000 0.280 7.345 1,628.28 Yes 3YP 48.39 40/30 FIXED BAL FIXED 0 0 0 0.000 2503214136 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,078.33 Yes 1YP 42.16 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214138 80.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 1,112.00 Yes 3YP 38.44 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214140 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 3,148.44 Yes 1YP 49.02 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214145 59.20 No MI NO MI 0 6.692 0.375 0.030 0.000 0.405 6.287 1,330.20 Yes 3YP 34.78 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503214147 80.00 No MI NO MI 0 7.317 0.375 0.030 0.000 0.405 6.912 1,779.06 Yes 2YP 17.55 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120301 60 3.000 2503214164 92.78 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 1,797.00 Yes 3YP 32.09 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503214171 80.00 No MI NO MI 0 7.990 0.250 0.030 0.000 0.280 7.710 1,639.16 Yes 2YP 43.66 40/30 FIXED BAL FIXED 0 0 0 0.000 2503214178 95.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 990.83 No NO 33.21 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214179 77.68 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,129.69 Yes 3YP 37.30 7/6 LIBOR IO 60 LIBOR 6 6 20140301 84 3.000 2503214184 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,407.50 Yes 2YP 49.93 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503214197 100.00 No MI NO MI 0 7.790 0.375 0.030 0.000 0.405 7.385 1,956.17 Yes 1YP 49.89 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214202 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 622.27 No NO 48.46 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214226 100.00 No MI NO MI 0 7.480 0.375 0.030 0.000 0.405 7.075 2,758.25 Yes 1YP 46.41 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214230 95.00 No MI NO MI 0 7.280 0.375 0.030 0.000 0.405 6.875 426.18 No NO 48.58 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214237 95.00 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 970.31 No NO 44.23 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214248 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,188.29 No NO 38.89 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214258 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 747.50 Yes 2YP 49.14 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503214262 80.00 No MI NO MI 0 7.580 0.375 0.030 0.000 0.405 7.175 3,585.55 Yes 3YP 42.19 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 4.000 2503214284 85.00 MI LPMI 12 7.118 0.250 0.030 0.580 0.860 6.258 1,134.43 Yes 3YP 40.56 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503214298 100.00 No MI NO MI 0 8.299 0.375 0.030 0.000 0.405 7.894 3,760.48 No NO 43.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214303 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,117.19 Yes 3YP 36.62 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214310 100.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,680.00 Yes 3YP 35.21 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214315 90.00 MI LPMI 25 9.920 0.375 0.030 1.340 1.745 8.175 1,569.00 Yes 1YP 49.12 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503214330 100.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 1,552.50 No NO 46.38 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214346 71.74 No MI NO MI 0 5.590 0.250 0.030 0.000 0.280 5.310 1,537.25 Yes 3YP 38.17 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503214361 100.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 3,536.00 No NO 38.83 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214366 100.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 1,832.81 Yes 3YP 41.70 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214393 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 2,561.67 No NO 41.29 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214394 28.91 No MI NO MI 0 5.880 0.250 0.030 0.000 0.280 5.600 1,882.11 Yes 3YP 0.00 30YR FIXED FIXED 0 0 0 0.000 2503214411 100.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,691.41 Yes 2YP 41.70 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214421 95.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 601.29 Yes 1YP 34.99 5/6 LIBOR LIBOR 6 6 20120301 60 3.875 2503214425 100.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 3,600.00 Yes 1YP 46.50 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214429 75.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,118.83 Yes 3YP 33.55 30YR FIXED FIXED 0 0 0 0.000 2503214433 67.95 No MI NO MI 0 6.450 0.250 0.030 0.000 0.280 6.170 1,880.06 No NO 41.10 30YR FIXED FIXED 0 0 0 0.000 2503214435 100.00 No MI NO MI 0 7.380 0.375 0.030 0.000 0.405 6.975 638.83 No NO 38.54 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214437 71.32 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 976.50 Yes 1YP 41.39 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503214438 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,301.88 Yes 3YP 29.53 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503214462 68.32 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 3,839.92 No NO 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214465 73.54 No MI NO MI 0 6.990 0.250 0.030 0.000 0.280 6.710 7,927.23 Yes 1YP 50.00 15YR FIXED FIXED 0 0 0 0.000 2503214475 54.55 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,032.50 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214491 42.50 No MI NO MI 0 6.590 0.250 0.030 0.000 0.280 6.310 542.30 Yes 2YP 40.36 30YR FIXED FIXED 0 0 0 0.000 2503214494 80.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 915.20 Yes 2YP 16.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214501 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,643.33 No NO 46.31 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214504 87.38 MI LPMI 25 5.650 0.375 0.030 0.760 1.165 4.485 2,367.07 Yes 3YP 45.70 3/6 LIBOR 40/30 BAL LIBOR 6 6 20100301 36 3.500 2503214507 48.75 No MI NO MI 0 5.975 0.250 0.030 0.000 0.280 5.695 1,941.88 Yes 3YP 39.73 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503214527 22.35 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 1,338.75 Yes 3YP 46.20 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214539 78.13 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,339.51 Yes 2YP 34.82 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214559 62.50 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 10,416.67 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.000 2503214564 100.00 No MI NO MI 0 7.510 0.375 0.030 0.000 0.405 7.105 703.44 No NO 37.91 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214569 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,470.05 Yes 1YP 49.05 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503214575 78.82 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,535.42 Yes 1YP 32.17 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214582 85.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 1,806.00 Yes 1YP 42.08 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503214599 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,019.53 Yes 3YP 43.47 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503214631 100.00 No MI NO MI 0 7.600 0.375 0.030 0.000 0.405 7.195 3,054.48 No NO 45.86 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214652 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,783.44 Yes 3YP 43.33 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503214658 100.00 No MI NO MI 0 7.800 0.375 0.030 0.000 0.405 7.395 3,250.00 Yes 2YP 46.49 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214663 88.42 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 2,318.75 Yes 2YP 53.28 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214678 51.90 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,727.74 No NO 32.01 5/6 LIBOR LIBOR 6 6 20120401 61 3.875 2503214686 100.00 No MI NO MI 0 6.620 0.375 0.030 0.000 0.405 6.215 2,339.07 No NO 40.73 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214690 100.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,796.00 Yes 3YP 43.37 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214698 94.99 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 3,525.24 Yes 1YP 42.83 30YR FIXED FIXED 0 0 0 0.000 2503214736 51.18 No MI NO MI 0 5.800 0.375 0.030 0.000 0.405 5.395 1,051.25 No NO 22.24 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214765 90.00 No MI NO MI 0 6.930 0.250 0.030 0.000 0.280 6.650 668.87 Yes 2YP 33.29 30YR FIXED FIXED 0 0 0 0.000 2503214767 80.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,500.65 No NO 32.60 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503214781 100.00 No MI NO MI 0 8.250 0.375 0.030 0.000 0.405 7.845 5,048.51 Yes 3YP 44.26 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503214801 90.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 2,791.76 Yes 3YP 39.72 30YR FIXED FIXED 0 0 0 0.000 2503214804 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,314.70 Yes 3YP 44.79 5/6 LIBOR LIBOR 6 6 20120401 61 3.875 2503214807 100.00 No MI NO MI 0 8.850 0.375 0.030 0.000 0.405 8.445 4,130.00 Yes 3YP 47.53 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214820 78.98 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 2,259.37 Yes 1YP 39.94 30YR FIXED FIXED 0 0 0 0.000 2503214828 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,650.00 Yes 3YP 25.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214835 95.00 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 2,545.83 No NO 41.56 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214837 75.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 4,219.72 Yes 2YP 38.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214849 74.79 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 2,962.96 Yes 2YP 38.47 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503214859 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 3,016.25 No NO 36.93 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503214863 100.00 No MI NO MI 0 5.863 0.375 0.030 0.000 0.405 5.458 1,231.23 Yes 3YP 35.89 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503214916 76.52 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,196.33 Yes 3YP 41.77 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503214920 45.32 No MI NO MI 0 6.745 0.250 0.030 0.000 0.280 6.465 871.23 No NO 48.27 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503214946 100.00 No MI NO MI 0 8.300 0.375 0.030 0.000 0.405 7.895 3,563.12 No NO 48.41 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503214948 95.00 No MI NO MI 0 6.780 0.375 0.030 0.000 0.405 6.375 492.82 Yes 2YP 39.29 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503215015 80.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 2,592.50 Yes 3YP 26.12 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215016 95.00 No MI NO MI 0 6.015 0.375 0.030 0.000 0.405 5.610 789.47 Yes 3YP 43.41 6M LIBOR IO 60 LIBOR 6 6 20071001 7 3.000 2503215020 100.00 No MI NO MI 0 7.370 0.250 0.030 0.000 0.280 7.090 1,226.55 Yes 1YP 46.09 30YR FIXED FIXED 0 0 0 0.000 2503215036 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,208.33 Yes 1YP 49.67 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215040 85.00 MI BPMI 22 6.500 0.375 0.030 0.000 0.405 6.095 1,459.52 Yes 3YP 41.76 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503215054 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 3,359.38 Yes 1YP 47.81 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.875 2503215072 78.91 No MI NO MI 0 8.125 0.375 0.030 0.000 0.405 7.720 817.46 Yes 3YP 43.94 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 3.000 2503215097 95.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 758.77 Yes 3YP 25.06 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215118 100.00 No MI NO MI 0 8.420 0.375 0.030 0.000 0.405 8.015 4,473.13 Yes 1YP 48.23 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215120 91.28 No MI NO MI 0 7.110 0.375 0.030 0.000 0.405 6.705 1,910.81 No NO 30.87 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215125 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,132.00 Yes 3YP 42.29 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215126 79.94 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 709.22 Yes 3YP 39.82 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 4.000 2503215127 95.00 No MI NO MI 0 9.990 0.375 0.030 0.000 0.405 9.585 1,972.87 No NO 47.10 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503215150 89.62 MI LPMI 25 8.500 0.375 0.030 1.390 1.795 6.705 2,018.75 Yes 3YP 39.77 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 4.125 2503215168 100.00 No MI NO MI 0 6.692 0.375 0.030 0.000 0.405 6.287 3,366.91 No NO 44.62 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215176 90.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,135.55 No NO 12.22 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215179 25.38 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 442.45 Yes 3YP 25.98 30YR FIXED FIXED 0 0 0 0.000 2503215183 88.41 MI LPMI 25 6.250 0.375 0.030 0.570 0.975 5.275 1,588.54 No NO 35.69 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.625 2503215190 95.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 447.06 Yes 3YP 41.09 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503215191 95.00 No MI NO MI 0 7.475 0.375 0.030 0.000 0.405 7.070 1,071.42 Yes 3YP 37.58 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215197 80.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,108.42 Yes 3YP 42.67 40/30 FIXED BAL FIXED 0 0 0 0.000 2503215198 83.56 MI LPMI 22 7.250 0.375 0.030 1.170 1.575 5.675 2,978.54 No NO 47.29 3/6 LIBOR IO 120 LIBOR 6 6 20100401 37 4.000 2503215201 100.00 No MI NO MI 0 6.655 0.375 0.030 0.000 0.405 6.250 1,641.57 No NO 41.63 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.000 2503215209 90.00 No MI NO MI 0 6.940 0.375 0.030 0.000 0.405 6.535 3,400.60 No NO 44.71 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215216 100.00 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 2,008.67 Yes 1YP 47.30 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215232 68.33 No MI NO MI 0 5.950 0.375 0.030 0.000 0.405 5.545 3,049.38 Yes 3YP 44.30 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215242 79.34 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 1,509.77 Yes 3YP 31.36 30YR FIXED FIXED 0 0 0 0.000 2503215269 90.00 MI BPMI 30 8.950 0.375 0.030 0.000 0.405 8.545 1,577.44 Yes 1YP 44.99 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503215291 100.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,730.50 Yes 3YP 39.96 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503215293 50.00 No MI NO MI 0 7.500 0.250 0.030 0.000 0.280 7.220 524.41 No NO 0.00 30YR FIXED FIXED 0 0 0 0.000 2503215330 100.00 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 2,116.47 Yes 3YP 44.78 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.000 2503215349 80.00 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 3,653.33 No NO 43.16 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215368 95.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,212.89 Yes 3YP 46.19 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503215370 100.00 No MI NO MI 0 7.360 0.375 0.030 0.000 0.405 6.955 1,614.29 Yes 2YP 39.21 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503215376 62.22 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 2,135.00 Yes 1YP 42.86 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215386 64.91 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,156.25 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215391 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,208.10 Yes 3YP 49.60 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215398 90.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 599.48 Yes 3YP 44.75 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215412 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,300.50 Yes 2YP 42.36 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215430 100.00 No MI NO MI 0 5.745 0.375 0.030 0.000 0.405 5.340 3,412.04 No NO 43.95 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215431 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 2,759.10 No NO 39.90 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503215436 95.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,862.50 No NO 44.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215437 54.44 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,252.08 Yes 3YP 19.45 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215443 95.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 590.63 Yes 3YP 44.74 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215444 80.00 No MI NO MI 0 7.798 0.375 0.030 0.000 0.405 7.393 1,117.71 Yes 1YP 49.93 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215461 90.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 886.67 Yes 1YP 38.58 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215476 100.00 No MI NO MI 0 6.180 0.375 0.030 0.000 0.405 5.775 2,513.20 Yes 3YP 41.56 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503215479 90.00 No MI NO MI 0 6.850 0.375 0.030 0.000 0.405 6.445 559.42 No NO 33.93 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503215496 80.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 3,383.59 Yes 3YP 38.96 30YR FIXED FIXED 0 0 0 0.000 2503215503 99.99 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,759.50 Yes 1YP 49.37 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215504 100.00 No MI NO MI 0 7.095 0.375 0.030 0.000 0.405 6.690 2,122.56 Yes 3YP 44.90 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215509 73.47 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 2,159.15 Yes 1YP 42.72 40/30 FIXED BAL FIXED 0 0 0 0.000 2503215532 49.90 No MI NO MI 0 6.060 0.250 0.030 0.000 0.280 5.780 1,508.53 Yes 3YP 39.70 30YR FIXED FIXED 0 0 0 0.000 2503215536 95.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 912.60 No NO 37.91 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 4.000 2503215541 100.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,070.00 Yes 3YP 37.36 3/6 LIBOR IO 60 LIBOR 6 6 20100301 36 3.000 2503215545 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,485.00 Yes 2YP 42.80 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.875 2503215551 64.10 No MI NO MI 0 5.900 0.250 0.030 0.000 0.280 5.620 614.58 Yes 3YP 31.66 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503215561 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,182.47 No NO 40.23 3/6 LIBOR LIBOR 6 6 20100401 37 3.000 2503215574 70.00 No MI NO MI 0 6.585 0.375 0.030 0.000 0.405 6.180 2,745.16 Yes 3YP 24.56 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215579 95.00 MI BPMI 30 7.250 0.375 0.030 0.000 0.405 6.845 3,214.17 No NO 40.40 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.625 2503215592 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 1,979.17 Yes 1YP 48.72 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215593 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,281.25 Yes 3YP 47.03 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215604 67.23 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 1,016.58 No NO 36.01 30YR FIXED FIXED 0 0 0 0.000 2503215625 90.00 No MI NO MI 0 6.990 0.375 0.030 0.000 0.405 6.585 2,339.50 Yes 1YP 36.54 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215642 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,156.25 No NO 43.81 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215650 90.00 MI BPMI 25 10.990 0.375 0.030 0.000 0.405 10.585 1,909.80 No NO 34.95 5/6 LIBOR LIBOR 6 6 20120401 61 5.550 2503215656 30.77 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,297.20 Yes 3YP 30.13 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215663 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,632.50 Yes 1YP 46.83 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215683 70.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 790.56 Yes 3YP 0.00 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215699 95.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,997.50 No NO 31.27 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215716 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,497.50 Yes 3YP 45.00 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.500 2503215718 75.00 No MI NO MI 0 7.250 0.250 0.030 0.000 0.280 6.970 1,223.44 Yes 3YP 0.00 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503215723 84.93 MI LPMI 22 5.950 0.375 0.030 0.560 0.965 4.985 2,893.19 No NO 44.52 3/6 LIBOR IO 120 LIBOR 6 6 20100301 36 3.000 2503215725 100.00 No MI NO MI 0 7.160 0.375 0.030 0.000 0.405 6.755 4,475.00 No NO 38.15 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215726 100.00 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 1,850.71 No NO 44.44 40/30 FIXED BAL FIXED 0 0 0 0.000 2503215728 84.57 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 682.67 Yes 2YP 42.78 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215731 100.00 No MI NO MI 0 6.690 0.375 0.030 0.000 0.405 6.285 2,291.32 Yes 3YP 43.06 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.875 2503215734 80.00 No MI NO MI 0 6.450 0.375 0.030 0.000 0.405 6.045 2,085.50 Yes 3YP 35.10 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215744 41.11 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 955.83 No NO 43.53 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503215750 100.00 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,065.50 Yes 1YP 45.23 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503215752 80.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 3,271.67 Yes 1YP 40.50 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.875 2503215760 100.00 No MI NO MI 0 7.390 0.375 0.030 0.000 0.405 6.985 2,783.57 Yes 3YP 48.98 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.875 2503215790 90.00 MI LPMI 25 7.350 0.375 0.030 1.020 1.425 5.925 1,212.75 Yes 3YP 38.13 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.500 2503215803 100.00 No MI NO MI 0 9.050 0.375 0.030 0.000 0.405 8.645 4,464.67 No NO 44.52 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215808 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 3,286.67 No NO 44.42 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215820 99.66 No MI NO MI 0 6.430 0.375 0.030 0.000 0.405 6.025 953.78 Yes 3YP 30.79 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.750 2503215831 89.93 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 5,750.00 Yes 3YP 43.65 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503215856 48.91 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,418.70 No NO 41.71 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 3.000 2503215862 100.00 No MI NO MI 0 6.350 0.375 0.030 0.000 0.405 5.945 1,080.63 Yes 3YP 44.45 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 3.000 2503215889 95.00 No MI NO MI 0 7.200 0.375 0.030 0.000 0.405 6.795 1,086.06 No NO 34.75 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503215891 100.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 1,476.32 No NO 47.53 30YR FIXED FIXED 0 0 0 0.000 2503215928 94.94 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 1,912.50 Yes 3YP 41.65 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503215945 100.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 1,451.95 No NO 39.10 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503215957 94.76 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,759.77 No NO 41.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215971 95.00 No MI NO MI 0 7.150 0.375 0.030 0.000 0.405 6.745 1,108.25 Yes 3YP 37.64 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503215993 94.99 No MI NO MI 0 6.750 0.375 0.030 0.000 0.405 6.345 2,425.78 Yes 1YP 48.67 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216002 80.00 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 1,531.31 Yes 3YP 38.35 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216015 78.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 2,165.45 Yes 3YP 37.51 30YR FIXED FIXED 0 0 0 0.000 2503216019 95.00 No MI NO MI 0 6.375 0.375 0.030 0.000 0.405 5.970 902.46 No NO 35.18 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216028 99.16 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,054.00 Yes 3YP 38.39 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216057 99.99 No MI NO MI 0 6.519 0.375 0.030 0.000 0.405 6.114 1,425.49 Yes 2YP 37.41 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216061 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 3,726.56 Yes 2YP 41.49 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216062 100.00 No MI NO MI 0 7.470 0.250 0.030 0.000 0.280 7.190 1,587.38 No NO 38.44 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503216079 94.99 No MI NO MI 0 7.920 0.375 0.030 0.000 0.405 7.515 1,167.21 Yes 3YP 40.64 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216083 100.00 No MI NO MI 0 6.940 0.375 0.030 0.000 0.405 6.535 1,973.56 Yes 1YP 43.24 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216088 45.38 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 1,792.45 Yes 3YP 47.01 30YR FIXED FIXED 0 0 0 0.000 2503216103 43.55 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 809.39 Yes 3YP 37.18 30YR FIXED FIXED 0 0 0 0.000 2503216125 100.00 No MI NO MI 0 6.250 0.375 0.030 0.000 0.405 5.845 2,043.86 No NO 45.92 5/6 LIBOR 40/30 BAL LIBOR 6 6 20120401 61 4.000 2503216144 69.46 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,392.08 Yes 3YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216147 94.16 No MI NO MI 0 6.280 0.375 0.030 0.000 0.405 5.875 2,983.00 Yes 1YP 29.97 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.000 2503216150 94.99 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,214.69 No NO 35.43 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503216153 49.15 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 709.90 No NO 36.28 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216154 95.00 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 1,020.00 Yes 1YP 40.01 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.875 2503216167 55.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 1,082.81 Yes 3YP 24.30 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503216169 75.00 No MI NO MI 0 6.125 0.375 0.030 0.000 0.405 5.720 1,225.00 Yes 1YP 33.59 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503216188 95.00 No MI NO MI 0 6.890 0.375 0.030 0.000 0.405 6.485 1,024.89 Yes 1YP 34.46 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216189 35.43 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 1,630.31 Yes 2YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503216199 100.00 No MI NO MI 0 7.620 0.375 0.030 0.000 0.405 7.215 1,047.03 No NO 40.71 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216251 90.00 No MI NO MI 0 5.900 0.375 0.030 0.000 0.405 5.495 1,198.44 Yes 2YP 36.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216252 70.00 No MI NO MI 0 5.990 0.250 0.030 0.000 0.280 5.710 1,770.96 Yes 3YP 28.28 15YR FIXED FIXED 0 0 0 0.000 2503216259 99.98 No MI NO MI 0 7.100 0.375 0.030 0.000 0.405 6.695 1,424.04 No NO 49.69 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216266 99.99 No MI NO MI 0 8.100 0.250 0.030 0.000 0.280 7.820 2,245.21 No NO 38.01 30YR FIXED FIXED 0 0 0 0.000 2503216269 94.99 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 1,556.88 No NO 47.78 30YR FIXED IO 60 FIXED 0 0 0 0.000 2503216282 77.58 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,386.67 Yes 3YP 29.05 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.875 2503216295 100.00 No MI NO MI 0 7.360 0.375 0.030 0.000 0.405 6.955 2,714.00 Yes 1YP 47.85 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216296 100.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 3,678.80 Yes 1YP 43.67 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216308 54.95 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 923.58 Yes 3YP 30.00 30YR FIXED FIXED 0 0 0 0.000 2503216315 93.40 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 1,538.33 Yes 3YP 41.10 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216337 90.00 MI LPMI 25 7.500 0.250 0.030 1.340 1.620 5.880 1,265.63 Yes 3YP 22.92 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503216340 95.00 No MI NO MI 0 7.155 0.375 0.030 0.000 0.405 6.750 2,184.66 No NO 21.04 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216348 50.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 875.61 Yes 2YP 31.47 30YR FIXED FIXED 0 0 0 0.000 2503216391 100.00 No MI NO MI 0 8.750 0.375 0.030 0.000 0.405 8.345 2,076.89 No NO 38.29 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216397 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,990.00 Yes 3YP 43.41 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.000 2503216406 100.00 No MI NO MI 0 6.100 0.375 0.030 0.000 0.405 5.695 1,809.67 Yes 3YP 44.40 3/6 LIBOR IO 120 LIBOR 6 6 20100401 37 3.875 2503216412 80.00 No MI NO MI 0 6.050 0.375 0.030 0.000 0.405 5.645 1,310.83 No NO 42.68 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216413 95.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 2,420.00 Yes 3YP 43.41 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216438 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 4,062.50 No NO 38.54 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216457 80.00 No MI NO MI 0 7.375 0.250 0.030 0.000 0.280 7.095 2,486.43 No NO 49.75 30YR FIXED FIXED 0 0 0 0.000 2503216465 69.59 No MI NO MI 0 5.990 0.375 0.030 0.000 0.405 5.585 3,014.97 Yes 3YP 43.05 5/6 LIBOR IO 120 LIBOR 6 6 20120301 60 3.000 2503216474 75.00 No MI NO MI 0 5.875 0.375 0.030 0.000 0.405 5.470 2,827.34 Yes 3YP 42.49 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216504 100.00 No MI NO MI 0 7.250 0.375 0.030 0.000 0.405 6.845 1,653.91 No NO 44.22 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216506 64.05 No MI NO MI 0 5.815 0.375 0.030 0.000 0.405 5.410 1,226.00 No NO 35.07 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503216509 80.00 No MI NO MI 0 5.750 0.375 0.030 0.000 0.405 5.345 2,865.42 No NO 47.95 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216524 95.00 No MI NO MI 0 8.000 0.375 0.030 0.000 0.405 7.595 773.33 Yes 1YP 33.11 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216536 91.84 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 4,483.54 No NO 38.88 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216541 100.00 No MI NO MI 0 6.780 0.250 0.030 0.000 0.280 6.500 1,649.80 Yes 3YP 36.85 30YR FIXED IO 120 FIXED 0 0 0 0.000 2503216552 99.99 No MI NO MI 0 6.550 0.375 0.030 0.000 0.405 6.145 1,003.79 Yes 3YP 37.81 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216573 95.00 No MI NO MI 0 7.375 0.375 0.030 0.000 0.405 6.970 569.81 Yes 1YP 20.41 5/6 LIBOR LIBOR 6 6 20120301 60 3.000 2503216578 50.30 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 1,042.91 No NO 15.65 30YR FIXED FIXED 0 0 0 0.000 2503216643 90.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,721.88 Yes 3YP 32.81 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216644 52.05 No MI NO MI 0 6.400 0.375 0.030 0.000 0.405 5.995 2,432.00 Yes 1YP 41.81 7/6 LIBOR IO 60 LIBOR 6 6 20140401 85 3.000 2503216655 73.16 No MI NO MI 0 6.000 0.375 0.030 0.000 0.405 5.595 3,475.00 Yes 1YP 45.55 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503216657 85.00 No MI NO MI 0 8.190 0.375 0.030 0.000 0.405 7.785 7,644.00 No NO 20.05 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216658 75.00 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 2,001.40 Yes 2YP 35.92 40/30 FIXED BAL FIXED 0 0 0 0.000 2503216661 99.99 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,156.25 No NO 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216671 85.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 3,071.25 Yes 3YP 38.22 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216711 100.00 No MI NO MI 0 7.000 0.375 0.030 0.000 0.405 6.595 2,730.00 Yes 3YP 43.28 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216725 64.04 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 1,632.81 Yes 2YP 34.19 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503216767 100.00 No MI NO MI 0 7.450 0.375 0.030 0.000 0.405 7.045 1,748.27 Yes 2YP 47.26 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503216815 95.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,522.00 Yes 3YP 44.04 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216830 95.00 No MI NO MI 0 6.300 0.375 0.030 0.000 0.405 5.895 2,625.00 Yes 3YP 46.60 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503216846 100.00 No MI NO MI 0 6.055 0.375 0.030 0.000 0.405 5.650 1,089.90 Yes 3YP 42.66 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.875 2503216860 100.00 No MI NO MI 0 7.950 0.375 0.030 0.000 0.405 7.545 3,061.71 No NO 45.26 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216863 90.00 No MI NO MI 0 6.692 0.375 0.030 0.000 0.405 6.287 2,087.90 No NO 30.06 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216894 100.00 No MI NO MI 0 6.500 0.375 0.030 0.000 0.405 6.095 2,426.67 Yes 2YP 44.11 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503216911 100.00 No MI NO MI 0 7.380 0.375 0.030 0.000 0.405 6.975 1,245.38 No NO 43.94 3/6 LIBOR IO 60 LIBOR 6 6 20100401 37 3.000 2503216943 100.00 No MI NO MI 0 7.990 0.375 0.030 0.000 0.405 7.585 1,759.36 No NO 48.77 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503216948 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 759.52 No NO 34.09 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503216982 99.80 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,528.27 Yes 3YP 43.58 30YR FIXED FIXED 0 0 0 0.000 2503216991 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 960.94 Yes 1YP 40.20 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503216992 100.00 No MI NO MI 0 7.125 0.375 0.030 0.000 0.405 6.720 1,021.25 Yes 3YP 29.50 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503217017 100.00 No MI NO MI 0 7.750 0.375 0.030 0.000 0.405 7.345 1,719.53 Yes 2YP 39.32 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503217028 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 1,546.88 No NO 39.99 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503217040 90.00 No MI NO MI 0 6.625 0.375 0.030 0.000 0.405 6.220 1,766.67 No NO 38.27 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 2503217051 100.00 No MI NO MI 0 6.600 0.375 0.030 0.000 0.405 6.195 1,871.10 Yes 1YP 47.40 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503217061 100.00 No MI NO MI 0 8.162 0.375 0.030 0.000 0.405 7.757 1,583.43 No NO 49.85 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 3.000 2503217082 76.53 No MI NO MI 0 6.900 0.375 0.030 0.000 0.405 6.495 4,312.50 Yes 3YP 38.60 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503217190 100.00 No MI NO MI 0 7.500 0.375 0.030 0.000 0.405 7.095 2,880.76 Yes 1YP 48.56 5/6 LIBOR LIBOR 6 6 20120401 61 3.000 2503217240 100.00 No MI NO MI 0 6.650 0.375 0.030 0.000 0.405 6.245 3,502.33 Yes 3YP 47.86 5/6 LIBOR IO 120 LIBOR 6 6 20120401 61 3.000 2503217248 100.00 No MI NO MI 0 6.950 0.375 0.030 0.000 0.405 6.545 2,617.83 No NO 42.38 5/6 LIBOR IO 60 LIBOR 6 6 20120401 61 3.000 3903000017 58.00 No MI NO MI 0 6.875 0.375 0.030 0.000 0.405 6.470 762.04 No NO 13.00 3/1 LIBOR LIBOR 12 12 20091101 32 2.500 3903000027 19.99 No MI NO MI 0 12.125 0.250 0.030 0.000 0.280 11.845 1,007.77 Yes 2YP 36.41 30/15 FIXED BAL FIXED 0 0 0 0.000 1103607155 94.15 No MI NO MI 0 11.550 0.500 0.030 0.000 0.530 11.020 820.84 No NO 44.41 30/15 FIXED BAL FIXED 0 0 0 0.000 1103611265 90.00 No MI NO MI 0 11.150 0.500 0.030 0.000 0.530 10.620 359.64 No NO 48.99 30/15 FIXED BAL FIXED 0 0 0 0.000 1103615855 95.00 No MI NO MI 0 12.000 0.500 0.030 0.000 0.530 11.470 420.16 Yes 2YP 40.12 30/15 FIXED BAL FIXED 0 0 0 0.000 1103617309 95.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 415.63 No NO 42.62 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103629549 95.00 No MI NO MI 0 12.000 0.500 0.030 0.000 0.530 11.470 508.13 Yes 1YP 30.80 30/15 FIXED BAL FIXED 0 0 0 0.000 1103631242 94.96 No MI NO MI 0 12.125 0.500 0.030 0.000 0.530 11.595 777.65 No NO 44.31 30/15 FIXED BAL FIXED 0 0 0 0.000 1103631521 94.98 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 535.76 No NO 38.58 30/15 FIXED BAL FIXED 0 0 0 0.000 1103632213 98.73 No MI NO MI 0 14.250 0.500 0.030 0.000 0.530 13.720 609.57 No NO 37.72 30/15 FIXED BAL FIXED 0 0 0 0.000 1103632647 95.00 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 277.49 Yes 1YP 45.55 30/15 FIXED BAL FIXED 0 0 0 0.000 1103633321 94.99 No MI NO MI 0 13.000 0.500 0.030 0.000 0.530 12.470 838.50 No NO 35.65 30/15 FIXED BAL FIXED 0 0 0 0.000 1103633348 90.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 211.51 No NO 48.42 30/15 FIXED BAL FIXED 0 0 0 0.000 1103633685 85.00 No MI NO MI 0 10.950 0.500 0.030 0.000 0.530 10.420 326.22 Yes 3YP 40.68 15YR FIXED IO 60 FIXED 0 0 0 0.000 1103633974 90.00 No MI NO MI 0 12.875 0.500 0.030 0.000 0.530 12.345 1,762.27 No NO 39.53 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103634731 100.00 No MI NO MI 0 11.450 0.500 0.030 0.000 0.530 10.920 617.54 No NO 35.30 30/15 FIXED BAL FIXED 0 0 0 0.000 1103635225 100.00 No MI NO MI 0 10.375 0.500 0.030 0.000 0.530 9.845 951.04 Yes 6MP 37.43 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103636866 94.99 No MI NO MI 0 12.525 0.500 0.030 0.000 0.530 11.995 245.28 Yes 6MP 40.22 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103636928 90.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 211.51 Yes 3YP 24.34 30/15 FIXED BAL FIXED 0 0 0 0.000 1103636974 89.97 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 817.52 No NO 41.78 30/15 FIXED BAL FIXED 0 0 0 0.000 1103638281 95.00 No MI NO MI 0 11.475 0.500 0.030 0.000 0.530 10.945 612.48 Yes 3YP 39.59 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103639592 90.00 No MI NO MI 0 10.625 0.500 0.030 0.000 0.530 10.095 178.81 Yes 2YP 0.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103639604 89.99 No MI NO MI 0 10.500 0.500 0.030 0.000 0.530 9.970 497.16 Yes 2YP 0.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103640962 95.00 No MI NO MI 0 11.950 0.500 0.030 0.000 0.530 11.420 303.33 Yes 1YP 33.01 30/15 FIXED BAL FIXED 0 0 0 0.000 1103641071 89.98 No MI NO MI 0 11.625 0.500 0.030 0.000 0.530 11.095 452.93 No NO 38.50 30/15 FIXED BAL FIXED 0 0 0 0.000 1103641374 88.48 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 522.75 Yes 3YP 44.97 30/15 FIXED BAL FIXED 0 0 0 0.000 1103641563 100.00 No MI NO MI 0 11.925 0.500 0.030 0.000 0.530 11.395 404.95 Yes 2YP 46.64 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103641729 87.18 No MI NO MI 0 12.600 0.500 0.030 0.000 0.530 12.070 498.75 No NO 31.31 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103641842 100.00 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 586.81 Yes 2YP 48.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103642183 89.86 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 430.33 No NO 38.51 30/15 FIXED BAL FIXED 0 0 0 0.000 1103642337 90.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 249.32 Yes 3YP 29.27 30/15 FIXED BAL FIXED 0 0 0 0.000 1103642369 95.00 No MI NO MI 0 12.000 0.500 0.030 0.000 0.530 11.470 424.30 No NO 34.66 30/15 FIXED BAL FIXED 0 0 0 0.000 1103642871 100.00 No MI NO MI 0 11.900 0.500 0.030 0.000 0.530 11.370 459.39 Yes 3YP 35.13 30/15 FIXED BAL FIXED 0 0 0 0.000 1103642988 100.00 No MI NO MI 0 13.500 0.500 0.030 0.000 0.530 12.970 361.95 No NO 37.53 30YR FIXED FIXED 0 0 0 0.000 1103643399 90.00 No MI NO MI 0 12.875 0.500 0.030 0.000 0.530 12.345 394.72 No NO 44.13 30/15 FIXED BAL FIXED 0 0 0 0.000 1103643572 95.00 No MI NO MI 0 12.350 0.500 0.030 0.000 0.530 11.820 633.38 No NO 40.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103643573 95.00 No MI NO MI 0 12.350 0.500 0.030 0.000 0.530 11.820 654.49 No NO 26.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103643584 89.98 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 200.57 No NO 13.17 30/15 FIXED BAL FIXED 0 0 0 0.000 1103643775 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 476.89 No NO 40.01 30/15 FIXED BAL FIXED 0 0 0 0.000 1103643945 90.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 401.40 Yes 3YP 21.28 30/15 FIXED BAL FIXED 0 0 0 0.000 1103644344 100.00 No MI NO MI 0 10.800 0.500 0.030 0.000 0.530 10.270 810.00 Yes 3YP 38.46 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103644508 90.00 No MI NO MI 0 10.875 0.500 0.030 0.000 0.530 10.345 480.87 Yes 3YP 21.47 30YR FIXED FIXED 0 0 0 0.000 1103644605 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 812.04 Yes 3YP 44.50 30/15 FIXED BAL FIXED 0 0 0 0.000 1103644716 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 379.07 Yes 1YP 35.33 30/15 FIXED BAL FIXED 0 0 0 0.000 1103644975 100.00 No MI NO MI 0 10.525 0.500 0.030 0.000 0.530 9.995 907.44 Yes 2YP 36.34 30/15 FIXED BAL FIXED 0 0 0 0.000 1103644995 95.00 No MI NO MI 0 11.925 0.500 0.030 0.000 0.530 11.395 537.00 No NO 41.31 30/15 FIXED BAL FIXED 0 0 0 0.000 1103645211 90.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 479.47 No NO 32.34 30/15 FIXED BAL FIXED 0 0 0 0.000 1103645537 94.99 No MI NO MI 0 13.000 0.500 0.030 0.000 0.530 12.470 2,098.42 No NO 47.32 30/15 FIXED BAL IO 120 FIXED 0 0 0 0.000 1103645705 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 326.08 Yes 3YP 29.03 30/15 FIXED BAL FIXED 0 0 0 0.000 1103645745 94.99 No MI NO MI 0 13.500 0.500 0.030 0.000 0.530 12.970 1,183.50 No NO 48.64 30YR FIXED IO 120 FIXED 0 0 0 0.000 1103645830 80.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 495.15 No NO 32.57 30/15 FIXED BAL FIXED 0 0 0 0.000 1103645835 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 297.09 Yes 3YP 27.98 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646161 100.00 No MI NO MI 0 12.000 0.500 0.030 0.000 0.530 11.470 880.49 Yes 3YP 47.33 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646235 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 379.07 Yes 1YP 38.57 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646239 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 356.65 Yes 1YP 39.82 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646459 89.98 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 390.64 No NO 36.36 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646620 100.00 No MI NO MI 0 13.990 0.500 0.030 0.000 0.530 13.460 1,649.42 Yes 6MP 33.35 30/15 FIXED BAL FIXED 0 0 0 0.000 1103647021 100.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 1,311.38 No NO 46.55 30/15 FIXED BAL FIXED 0 0 0 0.000 1103647183 95.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 1,035.14 Yes 2YP 43.95 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103647480 95.00 No MI NO MI 0 11.800 0.500 0.030 0.000 0.530 11.270 428.51 No NO 38.82 30/15 FIXED BAL FIXED 0 0 0 0.000 1103647516 95.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 573.19 Yes 1YP 16.32 30YR FIXED FIXED 0 0 0 0.000 1103647726 100.00 No MI NO MI 0 11.375 0.500 0.030 0.000 0.530 10.845 421.73 Yes 2YP 45.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103647983 100.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 1,541.75 Yes 3YP 44.57 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648147 95.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 386.72 No NO 44.67 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103648156 95.00 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 466.19 No NO 47.91 30YR FIXED FIXED 0 0 0 0.000 1103648191 90.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 205.91 No NO 25.62 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648223 90.00 No MI NO MI 0 12.425 0.500 0.030 0.000 0.530 11.895 358.24 No NO 39.53 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648451 99.99 No MI NO MI 0 10.625 0.500 0.030 0.000 0.530 10.095 843.24 Yes 3YP 41.32 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648509 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 643.69 Yes 1YP 43.78 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648973 90.00 No MI NO MI 0 11.375 0.500 0.030 0.000 0.530 10.845 469.22 Yes 1YP 16.77 30/15 FIXED BAL IO 120 FIXED 0 0 0 0.000 1103649126 88.07 No MI NO MI 0 10.990 0.500 0.030 0.000 0.530 10.460 229.87 Yes 2YP 39.86 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103649155 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 267.38 Yes 1YP 22.50 30/15 FIXED BAL FIXED 0 0 0 0.000 1103649157 90.00 No MI NO MI 0 13.500 0.500 0.030 0.000 0.530 12.970 237.94 No NO 45.42 30YR FIXED IO 60 FIXED 0 0 0 0.000 1103649509 100.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 642.08 Yes 3YP 49.72 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103649600 100.00 No MI NO MI 0 10.875 0.500 0.030 0.000 0.530 10.345 634.38 No NO 47.88 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103649739 87.72 No MI NO MI 0 10.675 0.500 0.030 0.000 0.530 10.145 361.86 No NO 35.51 30/15 FIXED BAL FIXED 0 0 0 0.000 1103649756 100.00 No MI NO MI 0 11.150 0.500 0.030 0.000 0.530 10.620 1,068.54 Yes 1YP 48.00 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103649892 100.00 No MI NO MI 0 11.575 0.500 0.030 0.000 0.530 11.045 916.34 Yes 3YP 42.54 30/15 FIXED BAL FIXED 0 0 0 0.000 1103650051 100.00 No MI NO MI 0 11.025 0.500 0.030 0.000 0.530 10.495 1,008.79 Yes 2YP 47.07 15YR FIXED IO 60 FIXED 0 0 0 0.000 1103650089 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 393.15 Yes 1YP 31.89 30/15 FIXED BAL FIXED 0 0 0 0.000 1103650479 100.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 1,356.70 Yes 1YP 44.60 30/15 FIXED BAL FIXED 0 0 0 0.000 1103650911 100.00 No MI NO MI 0 11.950 0.500 0.030 0.000 0.530 11.420 1,225.62 Yes 2YP 43.24 30/15 FIXED BAL FIXED 0 0 0 0.000 1103651013 100.00 No MI NO MI 0 11.950 0.500 0.030 0.000 0.530 11.420 701.96 No NO 44.05 30/15 FIXED BAL FIXED 0 0 0 0.000 1103651039 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 272.33 Yes 1YP 26.42 30/15 FIXED BAL FIXED 0 0 0 0.000 1103651430 100.00 No MI NO MI 0 12.575 0.500 0.030 0.000 0.530 12.045 1,158.93 No NO 42.94 30YR FIXED FIXED 0 0 0 0.000 1103651767 94.99 No MI NO MI 0 13.125 0.500 0.030 0.000 0.530 12.595 961.97 No NO 31.58 30/15 FIXED BAL FIXED 0 0 0 0.000 1103652724 100.00 No MI NO MI 0 11.575 0.500 0.030 0.000 0.530 11.045 964.58 Yes 2YP 48.42 15YR FIXED IO 60 FIXED 0 0 0 0.000 1103652909 95.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 341.41 No NO 44.38 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103652952 100.00 No MI NO MI 0 12.525 0.500 0.030 0.000 0.530 11.995 555.98 Yes 3YP 43.58 30/15 FIXED BAL FIXED 0 0 0 0.000 1103653079 100.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 761.72 Yes 1YP 41.78 30/15 FIXED BAL FIXED 0 0 0 0.000 1103653248 89.99 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 466.85 No NO 38.67 30/15 FIXED BAL FIXED 0 0 0 0.000 1103653316 90.00 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 1,348.59 No NO 48.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103653713 100.00 No MI NO MI 0 10.625 0.500 0.030 0.000 0.530 10.095 401.09 No NO 37.49 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103653736 84.68 No MI NO MI 0 10.625 0.500 0.030 0.000 0.530 10.095 256.77 Yes 3YP 49.00 15YR FIXED IO 60 FIXED 0 0 0 0.000 1103653794 90.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 421.17 Yes 3YP 45.43 30/15 FIXED BAL FIXED 0 0 0 0.000 1103654327 95.00 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 353.67 Yes 1YP 30.40 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655293 95.00 No MI NO MI 0 12.625 0.500 0.030 0.000 0.530 12.095 500.79 Yes 1YP 49.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655571 100.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 1,030.41 No NO 42.10 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655714 90.00 No MI NO MI 0 14.500 0.500 0.030 0.000 0.530 13.970 1,537.43 No NO 48.77 30/15 FIXED BAL FIXED 0 0 0 0.000 2503187878 94.99 No MI NO MI 0 12.525 0.500 0.030 0.000 0.530 11.995 592.87 No NO 29.50 30/15 FIXED BAL FIXED 0 0 0 0.000 2503189258 100.00 No MI NO MI 0 11.895 0.500 0.030 0.000 0.530 11.365 497.51 Yes 2YP 36.40 30/15 FIXED BAL FIXED 0 0 0 0.000 2503189941 100.00 No MI NO MI 0 10.650 0.500 0.030 0.000 0.530 10.120 648.18 No NO 48.73 30/15 FIXED BAL FIXED 0 0 0 0.000 2503191954 100.00 No MI NO MI 0 10.800 0.500 0.030 0.000 0.530 10.270 656.07 Yes 3YP 44.13 30/15 FIXED BAL FIXED 0 0 0 0.000 2503192269 94.99 No MI NO MI 0 11.790 0.500 0.030 0.000 0.530 11.260 607.99 No NO 38.60 30/15 FIXED BAL FIXED 0 0 0 0.000 2503193662 100.00 No MI NO MI 0 11.350 0.500 0.030 0.000 0.530 10.820 1,429.14 Yes 3YP 45.05 30/15 FIXED BAL FIXED 0 0 0 0.000 2503194982 100.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 857.09 Yes 1YP 43.51 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195080 90.00 No MI NO MI 0 11.440 0.500 0.030 0.000 0.530 10.910 1,579.12 No NO 35.86 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195256 100.00 No MI NO MI 0 11.575 0.500 0.030 0.000 0.530 11.045 1,099.43 No NO 39.90 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 2503195508 94.73 No MI NO MI 0 12.020 0.500 0.030 0.000 0.530 11.490 364.67 No NO 42.00 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195547 90.00 No MI NO MI 0 11.600 0.500 0.030 0.000 0.530 11.070 345.94 No NO 14.74 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195564 95.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 323.79 Yes 3YP 32.70 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195726 100.00 No MI NO MI 0 9.800 0.500 0.030 0.000 0.530 9.270 595.35 Yes 3YP 40.65 30/15 FIXED BAL FIXED 0 0 0 0.000 2503195771 94.69 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 822.27 No NO 47.17 30/15 FIXED BAL FIXED 0 0 0 0.000 2503196647 94.97 No MI NO MI 0 10.540 0.500 0.030 0.000 0.530 10.010 456.11 Yes 2YP 46.62 30/15 FIXED BAL FIXED 0 0 0 0.000 2503196671 99.98 No MI NO MI 0 12.590 0.500 0.030 0.000 0.530 12.060 756.81 Yes 3YP 49.38 30/15 FIXED BAL FIXED 0 0 0 0.000 2503197512 94.99 No MI NO MI 0 10.875 0.500 0.030 0.000 0.530 10.345 451.64 No NO 36.62 30/15 FIXED BAL FIXED 0 0 0 0.000 2503197824 95.00 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 345.81 No NO 42.96 30/15 FIXED BAL FIXED 0 0 0 0.000 2503198468 100.00 No MI NO MI 0 11.575 0.500 0.030 0.000 0.530 11.045 501.99 No NO 47.66 30/15 FIXED BAL FIXED 0 0 0 0.000 2503198503 100.00 No MI NO MI 0 10.800 0.500 0.030 0.000 0.530 10.270 581.09 Yes 3YP 44.25 30/15 FIXED BAL FIXED 0 0 0 0.000 2503198959 95.00 No MI NO MI 0 12.640 0.500 0.030 0.000 0.530 12.110 3,692.60 No NO 42.32 30/15 FIXED BAL FIXED 0 0 0 0.000 2503199026 100.00 No MI NO MI 0 11.325 0.500 0.030 0.000 0.530 10.795 381.01 Yes 3YP 40.28 30YR FIXED FIXED 0 0 0 0.000 2503199045 94.25 No MI NO MI 0 11.400 0.500 0.030 0.000 0.530 10.870 492.42 No NO 44.28 30/15 FIXED BAL FIXED 0 0 0 0.000 2503199243 95.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 574.86 Yes 2YP 40.27 30/15 FIXED BAL FIXED 0 0 0 0.000 2503199566 90.00 No MI NO MI 0 12.190 0.500 0.030 0.000 0.530 11.660 364.10 No NO 38.82 30/15 FIXED BAL FIXED 0 0 0 0.000 2503199583 91.78 No MI NO MI 0 9.975 0.500 0.030 0.000 0.530 9.445 214.55 Yes 3YP 50.43 30/15 FIXED BAL FIXED 0 0 0 0.000 2503200691 90.00 No MI NO MI 0 12.200 0.500 0.030 0.000 0.530 11.670 810.69 No NO 44.13 30/15 FIXED BAL FIXED 0 0 0 0.000 2503200813 100.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 494.75 Yes 3YP 41.98 30/15 FIXED BAL FIXED 0 0 0 0.000 2503200990 87.55 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 308.35 No NO 37.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201004 95.32 No MI NO MI 0 11.375 0.500 0.030 0.000 0.530 10.845 426.63 No NO 47.39 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201136 99.96 No MI NO MI 0 10.990 0.500 0.030 0.000 0.530 10.460 447.71 No NO 47.71 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201382 100.00 No MI NO MI 0 11.700 0.500 0.030 0.000 0.530 11.170 271.51 No NO 41.93 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201420 100.00 No MI NO MI 0 11.090 0.500 0.030 0.000 0.530 10.560 306.73 Yes 2YP 39.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201431 100.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 757.58 Yes 3YP 49.76 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201464 89.99 No MI NO MI 0 12.000 0.500 0.030 0.000 0.530 11.470 3,419.11 No NO 29.69 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201682 99.98 No MI NO MI 0 12.740 0.500 0.030 0.000 0.530 12.210 384.41 Yes 2YP 47.75 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201723 95.00 No MI NO MI 0 12.300 0.500 0.030 0.000 0.530 11.770 318.68 No NO 45.89 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201854 99.99 No MI NO MI 0 11.490 0.500 0.030 0.000 0.530 10.960 1,003.88 No NO 39.41 30/15 FIXED BAL FIXED 0 0 0 0.000 2503201905 100.00 No MI NO MI 0 11.450 0.500 0.030 0.000 0.530 10.920 1,140.37 No NO 49.38 30/15 FIXED BAL FIXED 0 0 0 0.000 2503202033 94.97 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 673.24 No NO 47.46 30/15 FIXED BAL FIXED 0 0 0 0.000 2503202744 94.98 No MI NO MI 0 12.400 0.500 0.030 0.000 0.530 11.870 1,053.15 No NO 25.38 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203109 92.61 No MI NO MI 0 11.800 0.500 0.030 0.000 0.530 11.270 281.18 No NO 37.41 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203528 90.00 No MI NO MI 0 11.190 0.500 0.030 0.000 0.530 10.660 746.78 No NO 34.47 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203636 95.00 No MI NO MI 0 10.900 0.500 0.030 0.000 0.530 10.370 614.10 Yes 2YP 25.61 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203681 94.98 No MI NO MI 0 11.325 0.500 0.030 0.000 0.530 10.795 382.97 Yes 1YP 49.33 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203847 90.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 250.64 No NO 13.70 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203939 90.00 No MI NO MI 0 11.770 0.500 0.030 0.000 0.530 11.240 2,001.67 Yes 3YP 42.52 30/15 FIXED BAL FIXED 0 0 0 0.000 2503203976 90.00 No MI NO MI 0 11.790 0.500 0.030 0.000 0.530 11.260 599.89 No NO 47.99 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204077 95.00 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 1,274.53 No NO 46.16 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204131 95.00 No MI NO MI 0 12.140 0.500 0.030 0.000 0.530 11.610 1,766.98 No NO 27.56 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204290 95.00 No MI NO MI 0 11.900 0.500 0.030 0.000 0.530 11.370 2,279.21 Yes 1YP 29.13 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204489 100.00 No MI NO MI 0 10.044 0.500 0.030 0.000 0.530 9.514 308.29 Yes 3YP 40.55 30YR FIXED FIXED 0 0 0 0.000 2503204647 90.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 225.08 No NO 16.09 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204794 95.00 No MI NO MI 0 10.500 0.500 0.030 0.000 0.530 9.970 680.57 Yes 3YP 42.89 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204811 100.00 No MI NO MI 0 11.470 0.500 0.030 0.000 0.530 10.940 592.80 Yes 1YP 38.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204838 94.99 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 1,062.28 No NO 24.07 30/15 FIXED BAL FIXED 0 0 0 0.000 2503204930 95.00 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 538.62 Yes 2YP 47.11 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205203 95.00 No MI NO MI 0 12.040 0.500 0.030 0.000 0.530 11.510 220.11 No NO 32.56 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205309 100.00 No MI NO MI 0 13.500 0.500 0.030 0.000 0.530 12.970 3,464.87 No NO 44.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205726 95.00 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 475.74 No NO 47.58 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205768 100.00 No MI NO MI 0 12.525 0.500 0.030 0.000 0.530 11.995 972.97 Yes 3YP 49.92 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205788 95.00 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 1,079.24 No NO 49.06 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205822 95.00 No MI NO MI 0 11.600 0.500 0.030 0.000 0.530 11.070 2,182.97 Yes 1YP 44.83 30/15 FIXED BAL FIXED 0 0 0 0.000 2503205952 90.00 No MI NO MI 0 12.890 0.500 0.030 0.000 0.530 12.360 255.19 No NO 22.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206058 90.00 No MI NO MI 0 11.640 0.500 0.030 0.000 0.530 11.110 322.82 No NO 19.08 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206093 95.00 No MI NO MI 0 11.140 0.500 0.030 0.000 0.530 10.610 573.90 No NO 47.46 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206096 100.00 No MI NO MI 0 11.140 0.500 0.030 0.000 0.530 10.610 1,781.40 No NO 49.92 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206343 94.97 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 337.42 No NO 20.16 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206355 95.00 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 578.99 No NO 35.63 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206511 95.00 No MI NO MI 0 11.390 0.500 0.030 0.000 0.530 10.860 471.32 Yes 3YP 46.32 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206597 100.00 No MI NO MI 0 13.294 0.500 0.030 0.000 0.530 12.764 635.19 No NO 48.15 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206647 100.00 No MI NO MI 0 10.650 0.500 0.030 0.000 0.530 10.120 2,025.56 Yes 2YP 43.16 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206827 90.00 No MI NO MI 0 11.900 0.500 0.030 0.000 0.530 11.370 872.89 No NO 49.92 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206851 100.00 No MI NO MI 0 12.340 0.500 0.030 0.000 0.530 11.810 864.98 No NO 43.41 30/15 FIXED BAL FIXED 0 0 0 0.000 2503206940 94.74 No MI NO MI 0 12.240 0.500 0.030 0.000 0.530 11.710 209.42 No NO 26.23 30/15 FIXED BAL FIXED 0 0 0 0.000 2503207272 100.00 No MI NO MI 0 10.765 0.500 0.030 0.000 0.530 10.235 757.03 Yes 1YP 36.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503207321 90.00 No MI NO MI 0 12.313 0.500 0.030 0.000 0.530 11.783 377.40 No NO 46.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503207620 95.00 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 652.02 No NO 40.06 30/15 FIXED BAL FIXED 0 0 0 0.000 2503207734 95.00 No MI NO MI 0 11.669 0.500 0.030 0.000 0.530 11.139 377.71 Yes 1YP 34.01 30YR FIXED FIXED 0 0 0 0.000 2503207816 100.00 No MI NO MI 0 10.500 0.500 0.030 0.000 0.530 9.970 768.38 Yes 3YP 39.93 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208009 85.00 No MI NO MI 0 11.390 0.500 0.030 0.000 0.530 10.860 466.41 No NO 17.65 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208093 99.73 No MI NO MI 0 12.340 0.500 0.030 0.000 0.530 11.810 611.82 No NO 42.59 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208296 95.00 No MI NO MI 0 10.990 0.500 0.030 0.000 0.530 10.460 221.24 No NO 27.31 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208346 90.00 No MI NO MI 0 11.915 0.500 0.030 0.000 0.530 11.385 298.96 No NO 22.99 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208449 100.00 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 808.17 No NO 40.54 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208702 100.00 No MI NO MI 0 12.340 0.500 0.030 0.000 0.530 11.810 770.05 No NO 40.93 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208722 79.97 No MI NO MI 0 12.390 0.500 0.030 0.000 0.530 11.860 214.39 No NO 27.27 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208780 100.00 No MI NO MI 0 10.159 0.500 0.030 0.000 0.530 9.629 348.62 Yes 2YP 42.25 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208832 100.00 No MI NO MI 0 11.850 0.500 0.030 0.000 0.530 11.320 388.52 Yes 2YP 39.12 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208944 100.00 No MI NO MI 0 13.150 0.500 0.030 0.000 0.530 12.620 373.37 Yes 3YP 37.61 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208970 100.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 708.57 Yes 3YP 47.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209102 100.00 No MI NO MI 0 10.800 0.500 0.030 0.000 0.530 10.270 1,197.58 Yes 2YP 49.50 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209103 99.45 No MI NO MI 0 9.990 0.500 0.030 0.000 0.530 9.460 699.27 Yes 3YP 36.55 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209110 90.00 No MI NO MI 0 11.790 0.500 0.030 0.000 0.530 11.260 508.77 No NO 25.74 30YR FIXED FIXED 0 0 0 0.000 2503209217 95.00 No MI NO MI 0 11.145 0.500 0.030 0.000 0.530 10.615 915.13 Yes 2YP 27.44 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209249 90.00 No MI NO MI 0 11.775 0.500 0.030 0.000 0.530 11.245 384.30 No NO 28.87 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209376 100.00 No MI NO MI 0 11.115 0.500 0.030 0.000 0.530 10.585 2,402.56 No NO 35.66 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209421 95.00 No MI NO MI 0 11.740 0.500 0.030 0.000 0.530 11.210 353.03 No NO 40.50 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209459 100.00 No MI NO MI 0 10.990 0.500 0.030 0.000 0.530 10.460 1,499.67 No NO 48.68 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209461 100.00 No MI NO MI 0 10.460 0.500 0.030 0.000 0.530 9.930 2,735.25 Yes 2YP 40.29 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209538 100.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 895.18 Yes 1YP 42.46 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209582 95.00 No MI NO MI 0 12.050 0.500 0.030 0.000 0.530 11.520 763.17 No NO 33.81 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 2503209869 100.00 No MI NO MI 0 11.100 0.500 0.030 0.000 0.530 10.570 554.81 Yes 1YP 45.79 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209884 100.00 No MI NO MI 0 10.490 0.500 0.030 0.000 0.530 9.960 1,535.51 Yes 3YP 40.30 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209897 100.00 No MI NO MI 0 11.950 0.500 0.030 0.000 0.530 11.420 402.22 No NO 38.86 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209914 100.00 No MI NO MI 0 12.340 0.500 0.030 0.000 0.530 11.810 667.20 Yes 2YP 29.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503209952 100.00 No MI NO MI 0 12.340 0.500 0.030 0.000 0.530 11.810 1,167.20 No NO 43.47 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210006 100.00 No MI NO MI 0 11.125 0.500 0.030 0.000 0.530 10.595 586.69 No NO 39.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210148 100.00 No MI NO MI 0 9.940 0.500 0.030 0.000 0.530 9.410 1,021.58 Yes 2YP 42.12 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210186 100.00 No MI NO MI 0 12.044 0.500 0.030 0.000 0.530 11.514 1,032.00 No NO 39.57 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210226 85.00 No MI NO MI 0 10.890 0.500 0.030 0.000 0.530 10.360 330.41 Yes 2YP 42.72 30YR FIXED FIXED 0 0 0 0.000 2503210286 80.00 No MI NO MI 0 12.150 0.500 0.030 0.000 0.530 11.620 260.04 No NO 28.87 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210398 100.00 No MI NO MI 0 13.950 0.500 0.030 0.000 0.530 13.420 1,741.42 No NO 45.46 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 2503210455 100.00 No MI NO MI 0 11.840 0.500 0.030 0.000 0.530 11.310 1,219.58 Yes 2YP 42.81 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210488 95.00 No MI NO MI 0 10.990 0.500 0.030 0.000 0.530 10.460 369.21 Yes 3YP 43.73 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210522 100.00 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 1,063.38 No NO 41.60 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210657 99.99 No MI NO MI 0 10.525 0.500 0.030 0.000 0.530 9.995 624.67 Yes 3YP 44.44 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210727 89.27 No MI NO MI 0 11.765 0.500 0.030 0.000 0.530 11.235 634.63 Yes 1YP 42.97 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210752 81.79 No MI NO MI 0 11.300 0.500 0.030 0.000 0.530 10.770 390.51 Yes 1YP 43.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210834 100.00 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 636.09 No NO 37.35 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210926 100.00 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 1,068.96 Yes 3YP 44.36 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210947 100.00 No MI NO MI 0 12.240 0.500 0.030 0.000 0.530 11.710 963.35 Yes 2YP 44.02 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211187 100.00 No MI NO MI 0 12.090 0.500 0.030 0.000 0.530 11.560 1,299.61 Yes 2YP 46.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211204 100.00 No MI NO MI 0 13.540 0.500 0.030 0.000 0.530 13.010 803.99 No NO 38.83 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211379 100.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 544.10 Yes 3YP 44.75 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 2503211418 90.00 No MI NO MI 0 12.175 0.500 0.030 0.000 0.530 11.645 750.31 No NO 34.86 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211444 95.00 No MI NO MI 0 10.590 0.500 0.030 0.000 0.530 10.060 873.68 Yes 3YP 38.44 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 2503211467 100.00 No MI NO MI 0 10.150 0.500 0.030 0.000 0.530 9.620 556.31 Yes 2YP 44.54 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211468 100.00 No MI NO MI 0 9.950 0.500 0.030 0.000 0.530 9.420 1,227.38 Yes 2YP 44.83 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211495 95.00 No MI NO MI 0 11.895 0.500 0.030 0.000 0.530 11.365 591.91 Yes 2YP 48.34 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211668 90.00 No MI NO MI 0 10.775 0.500 0.030 0.000 0.530 10.245 420.91 Yes 2YP 43.06 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211716 92.03 No MI NO MI 0 10.875 0.500 0.030 0.000 0.530 10.345 414.87 No NO 45.62 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211857 100.00 No MI NO MI 0 10.740 0.500 0.030 0.000 0.530 10.210 1,119.28 Yes 2YP 37.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211881 90.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 204.99 No NO 44.46 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211893 100.00 No MI NO MI 0 11.844 0.500 0.030 0.000 0.530 11.314 813.30 Yes 3YP 39.70 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211970 100.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 2,287.03 No NO 39.70 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212009 90.00 No MI NO MI 0 11.515 0.500 0.030 0.000 0.530 10.985 456.06 No NO 33.72 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212045 100.00 No MI NO MI 0 12.550 0.500 0.030 0.000 0.530 12.020 588.86 Yes 2YP 27.83 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212070 100.00 No MI NO MI 0 12.900 0.500 0.030 0.000 0.530 12.370 377.85 Yes 3YP 40.56 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212232 90.00 No MI NO MI 0 9.990 0.500 0.030 0.000 0.530 9.460 1,183.72 No NO 36.66 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212340 100.00 No MI NO MI 0 12.690 0.500 0.030 0.000 0.530 12.160 623.24 Yes 3YP 45.61 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212453 100.00 No MI NO MI 0 12.325 0.500 0.030 0.000 0.530 11.795 611.14 Yes 1YP 36.25 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212459 99.98 No MI NO MI 0 11.895 0.500 0.030 0.000 0.530 11.365 801.12 Yes 3YP 41.59 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212476 100.00 No MI NO MI 0 12.245 0.500 0.030 0.000 0.530 11.715 1,445.56 Yes 3YP 46.26 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212505 100.00 No MI NO MI 0 10.440 0.500 0.030 0.000 0.530 9.910 1,456.41 No NO 38.94 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212537 99.98 No MI NO MI 0 10.060 0.500 0.030 0.000 0.530 9.530 713.99 Yes 1YP 34.84 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212558 87.71 No MI NO MI 0 11.075 0.500 0.030 0.000 0.530 10.545 191.60 No NO 39.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212631 95.00 No MI NO MI 0 9.700 0.500 0.030 0.000 0.530 9.170 1,420.10 Yes 2YP 42.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212658 100.00 No MI NO MI 0 12.150 0.500 0.030 0.000 0.530 11.620 919.51 Yes 3YP 45.25 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212714 91.49 No MI NO MI 0 10.500 0.500 0.030 0.000 0.530 9.970 786.68 No NO 44.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212788 100.00 No MI NO MI 0 11.500 0.500 0.030 0.000 0.530 10.970 891.26 No NO 34.27 30YR FIXED FIXED 0 0 0 0.000 2503212915 100.00 No MI NO MI 0 12.700 0.500 0.030 0.000 0.530 12.170 573.88 No NO 44.13 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212989 100.00 No MI NO MI 0 12.650 0.500 0.030 0.000 0.530 12.120 658.14 Yes 2YP 44.77 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213003 100.00 No MI NO MI 0 10.900 0.500 0.030 0.000 0.530 10.370 1,228.21 Yes 1YP 39.52 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213058 100.00 No MI NO MI 0 12.800 0.500 0.030 0.000 0.530 12.270 458.05 Yes 2YP 30.23 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213097 100.00 No MI NO MI 0 12.750 0.500 0.030 0.000 0.530 12.220 1,108.43 Yes 3YP 41.26 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213177 95.00 No MI NO MI 0 12.140 0.500 0.030 0.000 0.530 11.610 727.48 No NO 41.15 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213235 100.00 No MI NO MI 0 11.240 0.500 0.030 0.000 0.530 10.710 1,162.18 Yes 2YP 48.64 30YR FIXED FIXED 0 0 0 0.000 2503213251 94.64 No MI NO MI 0 10.000 0.500 0.030 0.000 0.530 9.470 307.15 Yes 3YP 37.37 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213274 100.00 No MI NO MI 0 9.550 0.500 0.030 0.000 0.530 9.020 396.92 Yes 3YP 38.30 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213325 100.00 No MI NO MI 0 10.540 0.500 0.030 0.000 0.530 10.010 1,885.94 Yes 3YP 41.93 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213389 97.73 No MI NO MI 0 10.490 0.500 0.030 0.000 0.530 9.960 712.91 Yes 2YP 42.69 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213407 100.00 No MI NO MI 0 11.150 0.500 0.030 0.000 0.530 10.620 345.00 Yes 3YP 41.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213432 100.00 No MI NO MI 0 10.890 0.500 0.030 0.000 0.530 10.360 1,132.83 No NO 44.55 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213443 100.00 No MI NO MI 0 10.850 0.500 0.030 0.000 0.530 10.320 1,200.72 No NO 41.93 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213501 92.78 No MI NO MI 0 9.600 0.500 0.030 0.000 0.530 9.070 390.15 Yes 2YP 40.00 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213571 100.00 No MI NO MI 0 10.690 0.500 0.030 0.000 0.530 10.160 2,090.19 No NO 41.34 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213600 100.00 No MI NO MI 0 10.900 0.500 0.030 0.000 0.530 10.370 1,180.97 No NO 44.66 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213606 100.00 No MI NO MI 0 9.940 0.500 0.030 0.000 0.530 9.410 681.05 Yes 2YP 41.61 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213608 100.00 No MI NO MI 0 11.040 0.500 0.030 0.000 0.530 10.510 1,165.52 No NO 38.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213617 100.00 No MI NO MI 0 13.500 0.500 0.030 0.000 0.530 12.970 1,259.95 No NO 49.84 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213662 100.00 No MI NO MI 0 10.440 0.500 0.030 0.000 0.530 9.910 846.54 No NO 44.43 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213672 95.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 383.08 Yes 3YP 46.45 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213844 85.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 190.46 No NO 42.74 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213910 100.00 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 1,419.45 Yes 2YP 39.37 30YR FIXED FIXED 0 0 0 0.000 2503213926 100.00 No MI NO MI 0 9.940 0.500 0.030 0.000 0.530 9.410 1,033.80 Yes 2YP 43.23 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213931 95.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 762.72 Yes 3YP 48.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214093 100.00 No MI NO MI 0 13.825 0.500 0.030 0.000 0.530 13.295 1,580.90 Yes 1YP 48.64 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214105 88.95 No MI NO MI 0 11.165 0.500 0.030 0.000 0.530 10.635 656.07 No NO 39.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214183 95.00 No MI NO MI 0 12.350 0.500 0.030 0.000 0.530 11.820 324.61 No NO 33.21 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214188 100.00 No MI NO MI 0 10.350 0.500 0.030 0.000 0.530 9.820 966.79 Yes 2YP 49.94 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214195 100.00 No MI NO MI 0 12.490 0.500 0.030 0.000 0.530 11.960 767.87 Yes 3YP 43.12 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214374 100.00 No MI NO MI 0 9.790 0.500 0.030 0.000 0.530 9.260 991.41 Yes 2YP 41.70 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214618 100.00 No MI NO MI 0 10.790 0.500 0.030 0.000 0.530 10.260 739.83 No NO 41.36 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214635 95.00 No MI NO MI 0 13.240 0.500 0.030 0.000 0.530 12.710 483.52 No NO 47.14 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214701 90.00 No MI NO MI 0 11.850 0.500 0.030 0.000 0.530 11.320 722.13 No NO 31.06 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214720 100.00 No MI NO MI 0 10.290 0.500 0.030 0.000 0.530 9.760 1,078.89 Yes 3YP 43.37 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214728 93.21 No MI NO MI 0 9.950 0.500 0.030 0.000 0.530 9.420 681.63 Yes 3YP 43.52 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214810 100.00 No MI NO MI 0 12.950 0.500 0.030 0.000 0.530 12.420 1,543.21 No NO 47.53 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214839 100.00 No MI NO MI 0 13.000 0.500 0.030 0.000 0.530 12.470 995.58 No NO 48.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214894 94.98 No MI NO MI 0 12.490 0.500 0.030 0.000 0.530 11.960 430.02 No NO 39.63 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215021 100.00 No MI NO MI 0 11.790 0.500 0.030 0.000 0.530 11.260 1,364.82 Yes 2YP 25.40 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215105 95.00 No MI NO MI 0 11.784 0.500 0.030 0.000 0.530 11.254 431.69 Yes 2YP 43.41 30YR FIXED FIXED 0 0 0 0.000 2503215333 100.00 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 989.49 Yes 3YP 44.78 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215392 100.00 No MI NO MI 0 13.375 0.500 0.030 0.000 0.530 12.845 1,589.82 Yes 1YP 38.80 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215442 100.00 No MI NO MI 0 10.900 0.500 0.030 0.000 0.530 10.370 992.01 No NO 39.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215448 95.00 No MI NO MI 0 10.800 0.500 0.030 0.000 0.530 10.270 281.17 Yes 3YP 44.74 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215514 100.00 No MI NO MI 0 11.200 0.500 0.030 0.000 0.530 10.670 764.30 Yes 3YP 44.90 30YR FIXED FIXED 0 0 0 0.000 2503215544 100.00 No MI NO MI 0 10.700 0.500 0.030 0.000 0.530 10.170 1,004.10 No NO 37.36 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215598 100.00 No MI NO MI 0 13.775 0.500 0.030 0.000 0.530 13.245 2,042.40 Yes 1YP 47.03 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215644 100.00 No MI NO MI 0 10.590 0.500 0.030 0.000 0.530 10.060 1,059.70 No NO 43.81 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215665 100.00 No MI NO MI 0 11.395 0.500 0.030 0.000 0.530 10.865 1,149.28 No NO 46.83 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215774 100.00 No MI NO MI 0 10.500 0.500 0.030 0.000 0.530 9.970 839.73 Yes 1YP 45.23 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215798 95.00 No MI NO MI 0 10.375 0.500 0.030 0.000 0.530 9.845 486.66 Yes 2YP 25.06 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215805 100.00 No MI NO MI 0 12.600 0.500 0.030 0.000 0.530 12.070 795.07 Yes 3YP 37.94 15YR FIXED FIXED 0 0 0 0.000 2503215835 100.00 No MI NO MI 0 9.900 0.500 0.030 0.000 0.530 9.370 1,174.76 Yes 2YP 49.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215962 90.00 No MI NO MI 0 12.140 0.500 0.030 0.000 0.530 11.610 298.43 No NO 36.90 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216064 100.00 No MI NO MI 0 11.340 0.500 0.030 0.000 0.530 10.810 831.39 No NO 38.44 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216087 100.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 1,104.81 No NO 43.24 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216132 100.00 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 857.09 No NO 45.92 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216168 94.99 No MI NO MI 0 12.600 0.500 0.030 0.000 0.530 12.070 556.86 No NO 35.43 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216200 95.00 No MI NO MI 0 12.115 0.500 0.030 0.000 0.530 11.585 493.84 Yes 1YP 47.17 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216343 95.00 No MI NO MI 0 13.140 0.500 0.030 0.000 0.530 12.610 767.48 No NO 21.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216468 100.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 788.57 Yes 2YP 42.72 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216546 100.00 No MI NO MI 0 10.700 0.500 0.030 0.000 0.530 10.170 678.70 Yes 2YP 36.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216584 95.00 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 590.04 Yes 3YP 46.30 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216898 81.86 No MI NO MI 0 9.215 0.500 0.030 0.000 0.530 8.685 604.85 Yes 1YP 42.31 30/15 FIXED BAL FIXED 0 0 0 0.000 2503216957 95.00 No MI NO MI 0 11.700 0.500 0.030 0.000 0.530 11.170 663.53 No NO 10.77 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217025 100.00 No MI NO MI 0 10.740 0.500 0.030 0.000 0.530 10.210 865.57 Yes 2YP 36.91 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217072 100.00 No MI NO MI 0 10.825 0.500 0.030 0.000 0.530 10.295 1,117.56 Yes 2YP 42.16 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217163 100.00 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 628.74 Yes 2YP 47.58 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217254 100.00 No MI NO MI 0 10.690 0.500 0.030 0.000 0.530 10.160 1,049.74 No NO 42.38 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217285 100.00 No MI NO MI 0 10.140 0.500 0.030 0.000 0.530 9.610 710.35 Yes 3YP 28.47 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217325 100.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 759.23 Yes 1YP 36.92 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217350 100.00 No MI NO MI 0 10.790 0.500 0.030 0.000 0.530 10.260 421.42 Yes 3YP 36.87 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217424 100.00 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 486.04 Yes 2YP 44.38 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217471 95.00 No MI NO MI 0 13.000 0.500 0.030 0.000 0.530 12.470 1,039.83 No NO 34.52 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217504 95.00 No MI NO MI 0 11.990 0.500 0.030 0.000 0.530 11.460 585.87 No NO 21.40 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217520 100.00 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 1,209.59 Yes 3YP 39.45 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217693 100.00 No MI NO MI 0 12.950 0.500 0.030 0.000 0.530 12.420 661.38 Yes 3YP 45.04 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217763 95.00 No MI NO MI 0 11.800 0.500 0.030 0.000 0.530 11.270 377.04 No NO 24.64 30/15 FIXED BAL FIXED 0 0 0 0.000 2503217987 100.00 No MI NO MI 0 12.840 0.500 0.030 0.000 0.530 12.310 1,190.48 No NO 41.13 30/15 FIXED BAL FIXED 0 0 0 0.000 2503218195 94.99 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 744.37 No NO 26.29 30/15 FIXED BAL FIXED 0 0 0 0.000 2503218213 90.00 No MI NO MI 0 12.540 0.500 0.030 0.000 0.530 12.010 452.33 No NO 13.30 30/15 FIXED BAL FIXED 0 0 0 0.000 5500003734 64.00 No MI NO MI 0 6.650 0.250 0.030 0.000 0.280 6.370 23,847.02 Yes 10YP 0.00 10/6 MTA 10YR BAL MTA 6 6 20161201 117 2.500 5500003925 73.42 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 12,030.42 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.500 5500004053 75.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 13,446.53 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20161201 117 3.000 5500004058 69.07 No MI NO MI 0 6.525 0.250 0.030 0.000 0.280 6.245 20,950.69 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.500 5500004097 72.00 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 8,358.72 Yes 3YP 0.00 3/6 LIBOR 10YR BAL LIBOR 6 6 20100101 34 2.625 5500004106 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,673.35 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161101 116 2.750 5500004110 80.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 28,596.15 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500004111 80.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 4,871.94 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.500 5500004119 80.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,886.41 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20131201 81 2.750 5500004120 80.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 1,762.45 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20131201 81 2.750 5500004126 75.00 No MI NO MI 0 7.075 0.250 0.030 0.000 0.280 6.795 4,122.63 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.500 5500004137 75.00 No MI NO MI 0 6.975 0.250 0.030 0.000 0.280 6.695 3,011.20 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.500 5500004150 72.27 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 13,413.20 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004151 69.34 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 5,926.76 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004153 75.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 25,519.64 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004155 70.00 No MI NO MI 0 6.900 0.250 0.030 0.000 0.280 6.620 9,458.75 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.500 5500004159 70.00 No MI NO MI 0 6.975 0.250 0.030 0.000 0.280 6.695 3,251.76 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.500 5500004160 65.57 No MI NO MI 0 8.325 0.250 0.030 0.000 0.280 8.045 3,026.18 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20140101 82 3.000 5500004161 75.00 No MI NO MI 0 6.575 0.250 0.030 0.000 0.280 6.295 5,733.08 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20131201 81 2.500 5500004164 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 3,406.33 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.875 5500004170 80.00 No MI NO MI 0 6.825 0.250 0.030 0.000 0.280 6.545 3,189.53 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004171 64.86 No MI NO MI 0 6.825 0.250 0.030 0.000 0.280 6.545 4,705.86 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004172 80.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 5,255.43 Yes 5YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.500 5500004173 75.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 4,596.94 Yes 5YP 0.00 30/10 FIXED BAL FIXED 0 0 0 0.000 5500004178 66.18 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 14,221.53 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 3.000 5500004180 52.63 No MI NO MI 0 6.600 0.250 0.030 0.000 0.280 6.320 12,773.18 Yes 5YP 0.00 5/6 LIBOR 15YR BAL LIBOR 6 6 20111201 57 2.500 5500004181 80.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 7,132.47 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500004182 75.00 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 5,715.28 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.750 5500004183 67.89 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,796.40 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500004186 69.97 No MI NO MI 0 7.425 0.250 0.030 0.000 0.280 7.145 3,484.31 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20091201 33 3.000 5500004187 75.00 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 6,080.61 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.500 5500004188 75.00 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 3,969.04 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500004189 62.86 No MI NO MI 0 7.425 0.250 0.030 0.000 0.280 7.145 3,053.98 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20091201 33 3.000 5500004190 73.83 No MI NO MI 0 7.925 0.250 0.030 0.000 0.280 7.645 6,884.73 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20091201 33 3.000 5500004191 79.95 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 5,149.00 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500004193 24.01 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 3,246.69 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500004198 80.00 No MI NO MI 0 6.525 0.250 0.030 0.000 0.280 6.245 19,721.15 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.625 5500004201 53.92 No MI NO MI 0 6.525 0.250 0.030 0.000 0.280 6.245 8,971.88 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500004203 75.00 No MI NO MI 0 6.725 0.250 0.030 0.000 0.280 6.445 11,984.51 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.500 5500004211 67.54 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 7,215.06 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170201 119 3.000 5500004217 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 6,238.70 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500004220 70.74 No MI NO MI 0 6.450 0.250 0.030 0.000 0.280 6.170 3,889.99 Yes 3YP 0.00 3/6 LIBOR 10YR BAL LIBOR 6 6 20100101 34 2.500 5500004223 62.40 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 9,860.26 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170201 119 3.000 5500004240 80.00 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 7,305.91 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500004245 62.26 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 4,247.90 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.500 5500004248 70.00 No MI NO MI 0 6.525 0.250 0.030 0.000 0.280 6.245 2,918.58 Yes 7YP 0.00 7/6 LIBOR 10YR BAL LIBOR 6 6 20140101 82 2.625 5500004249 50.25 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 11,771.82 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120301 60 2.750 5500004252 76.91 No MI NO MI 0 6.525 0.250 0.030 0.000 0.280 6.245 4,011.40 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500004255 68.13 No MI NO MI 0 6.000 0.250 0.030 0.000 0.280 5.720 37,172.13 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 3.000 5500004276 67.92 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 4,947.18 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120201 59 2.625 5500004283 80.00 No MI NO MI 0 6.900 0.250 0.030 0.000 0.280 6.620 8,166.64 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 5500004292 75.00 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 4,960.00 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 5500004294 74.67 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 3,584.00 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 5500004308 52.14 No MI NO MI 0 6.800 0.250 0.030 0.000 0.280 6.520 3,323.10 Yes 10YP 0.00 10/6 LIBOR 10YR BAL LIBOR 6 6 20170201 119 2.625 5500004318 77.46 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 3,076.47 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.625 5500004319 66.18 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 15,403.59 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120201 59 2.450 5500004327 75.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 10,972.31 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 2.500 5500004328 60.00 No MI NO MI 0 6.075 0.250 0.030 0.000 0.280 5.795 9,065.71 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120201 59 2.450 5500004338 65.00 No MI NO MI 0 6.950 0.250 0.030 0.000 0.280 6.670 6,453.99 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.750 5500005014 68.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,683.33 Yes 7YP 0.00 7/6 MTA IO 36 MTA 6 6 20140101 82 2.450 5500005064 61.63 No MI NO MI 0 6.325 0.250 0.030 0.000 0.280 6.045 15,297.87 Yes 5YP 0.00 5/6 MTA MTA 6 6 20111201 57 2.450 5500005080 56.68 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 8,563.19 Yes 10YP 0.00 10/6 LIBOR IO 36 LIBOR 6 6 20161201 117 2.750 5500005082 54.95 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 7,942.00 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005084 65.91 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 4,405.18 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20161201 117 2.750 5500005103 53.25 No MI NO MI 0 6.575 0.250 0.030 0.000 0.280 6.295 2,866.54 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005124 74.97 No MI NO MI 0 6.325 0.250 0.030 0.000 0.280 6.045 16,216.89 Yes 5YP 0.00 5/6 MTA 10YR BAL MTA 6 6 20120101 58 2.750 5500005131 61.11 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 7,226.22 Yes 10YP 0.00 30/10 FIXED BAL FIXED 0 0 0 0.000 5500005142 45.62 No MI NO MI 0 6.025 0.250 0.030 0.000 0.280 5.745 5,073.78 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005151 56.56 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 15,370.83 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20111201 57 2.500 5500005154 75.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 21,806.35 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 3.000 5500005156 61.56 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 5,644.29 Yes 7YP 0.00 7/6 MTA MTA 6 6 20131201 81 2.450 5500005158 71.28 No MI NO MI 0 6.325 0.250 0.030 0.000 0.280 6.045 4,812.78 Yes 5YP 0.00 5/6 MTA MTA 6 6 20111101 56 2.450 5500005159 51.87 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 10,296.20 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170201 119 3.125 5500005161 53.95 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 3,761.87 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 3.000 5500005165 44.64 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 16,863.55 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 3.000 5500005170 44.66 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 12,582.11 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20161201 117 3.000 5500005185 55.17 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 5,017.15 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005189 61.76 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 4,573.43 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005196 56.71 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 4,433.15 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005199 63.93 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 6,331.77 Yes 10YP 0.00 25/10 FIXED BAL FIXED 0 0 0 0.000 5500005204 69.10 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 12,789.39 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20111201 57 2.475 5500005205 69.11 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 12,214.58 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20111201 57 2.475 5500005206 66.94 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 11,927.18 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20111201 57 2.475 5500005214 71.43 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 6,542.11 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005215 56.67 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 8,747.92 Yes 7YP 0.00 7/6 MTA IO 36 MTA 6 6 20131201 81 2.450 5500005216 74.59 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 6,442.31 Yes 5YP 0.00 5/6 MTA MTA 6 6 20111201 57 2.575 5500005217 60.66 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 9,519.79 Yes 7YP 0.00 7/6 MTA IO 36 MTA 6 6 20131201 81 2.450 5500005218 64.10 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 5,145.83 Yes 7YP 0.00 7/6 MTA IO 36 MTA 6 6 20131201 81 2.450 5500005220 63.64 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 10,806.25 Yes 7YP 0.00 7/6 MTA IO 36 MTA 6 6 20131201 81 2.450 5500005222 66.54 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 4,972.05 Yes 10YP 0.00 10/6 LIBOR 10YR BAL LIBOR 6 6 20170101 118 2.625 5500005223 70.64 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 11,448.69 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005225 54.42 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 7,299.28 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005228 28.11 No MI NO MI 0 6.800 0.250 0.030 0.000 0.280 6.520 5,085.02 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 2.875 5500005229 48.28 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 9,010.69 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005230 75.00 No MI NO MI 0 7.875 0.250 0.030 0.000 0.280 7.595 2,419.92 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100201 35 3.500 5500005231 36.32 No MI NO MI 0 7.550 0.250 0.030 0.000 0.280 7.270 2,424.11 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 3.250 5500005237 55.56 No MI NO MI 0 6.450 0.250 0.030 0.000 0.280 6.170 2,687.50 Yes 3YP 0.00 3/6 LIBOR IO 36 LIBOR 6 6 20091201 33 2.500 5500005238 47.73 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 11,593.75 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005240 70.00 No MI NO MI 0 6.100 0.250 0.030 0.000 0.280 5.820 5,599.39 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20140101 82 2.350 5500005241 65.00 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 5,829.30 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 5500005242 65.00 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 4,728.66 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 5500005243 55.81 No MI NO MI 0 6.225 0.250 0.030 0.000 0.280 5.945 3,684.55 Yes 10YP 0.00 10/6 MTA MTA 6 6 20161201 117 2.450 5500005248 65.00 No MI NO MI 0 7.000 0.250 0.030 0.000 0.280 6.720 4,043.38 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 5500005254 54.62 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 4,394.71 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.575 5500005255 57.19 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 5,487.83 Yes 7YP 0.00 7/6 LIBOR 10YR BAL LIBOR 6 6 20140201 83 2.875 5500005256 64.95 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 4,033.96 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 3.125 5500005263 66.06 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 4,305.37 Yes 10YP 0.00 10/6 LIBOR 10YR BAL LIBOR 6 6 20170101 118 2.675 5500005266 67.28 No MI NO MI 0 7.125 0.250 0.030 0.000 0.280 6.845 4,177.05 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20091201 33 3.000 5500005267 69.09 No MI NO MI 0 7.800 0.250 0.030 0.000 0.280 7.520 3,829.71 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.000 5500005268 60.51 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 3,120.41 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20111201 57 2.875 5500005275 55.00 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 5,894.47 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005276 55.00 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 6,067.84 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005277 68.88 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 5,097.70 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100101 34 2.750 5500005278 65.95 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 6,972.43 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.750 5500005279 70.00 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 3,982.03 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500005280 54.28 No MI NO MI 0 6.750 0.250 0.030 0.000 0.280 6.470 9,955.39 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120101 58 2.725 5500005281 61.19 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 6,000.93 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120101 58 2.475 5500005283 57.14 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 6,280.32 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005287 59.17 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 4,310.02 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005289 75.00 No MI NO MI 0 6.125 0.250 0.030 0.000 0.280 5.845 3,426.92 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005290 63.23 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 19,320.00 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005293 45.58 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 3,204.51 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005295 59.66 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 3,786.67 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005296 66.13 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 5,002.42 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.575 5500005297 34.81 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 4,234.86 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170101 118 3.125 5500005298 56.90 No MI NO MI 0 6.500 0.250 0.030 0.000 0.280 6.220 2,686.29 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005300 54.97 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 4,417.00 Yes 5YP 0.00 5/6 MTA MTA 6 6 20111201 57 2.450 5500005301 43.83 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 3,204.51 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005302 29.56 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 3,733.41 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005303 63.09 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 12,542.87 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170301 120 2.750 5500005305 57.93 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 5,117.52 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005306 49.74 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 6,083.29 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005307 75.00 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 4,296.17 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500005308 53.85 No MI NO MI 0 6.850 0.250 0.030 0.000 0.280 6.570 4,586.81 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20140101 82 3.000 5500005309 50.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 4,617.88 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.750 5500005311 70.00 No MI NO MI 0 6.550 0.250 0.030 0.000 0.280 6.270 4,638.55 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120101 58 2.625 5500005315 75.00 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 3,374.77 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120201 59 2.475 5500005316 71.03 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 26,465.80 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005319 69.66 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 3,355.22 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500005322 54.69 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 5,203.95 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005323 62.08 No MI NO MI 0 6.225 0.250 0.030 0.000 0.280 5.945 3,488.04 Yes 7YP 0.00 7/6 MTA MTA 6 6 20140101 82 2.450 5500005325 73.12 No MI NO MI 0 6.600 0.250 0.030 0.000 0.280 6.320 8,079.03 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20140101 82 2.500 5500005327 62.60 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 9,831.25 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005328 57.29 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 13,864.58 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005329 48.89 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 5,545.83 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120101 58 2.500 5500005331 41.24 No MI NO MI 0 6.450 0.250 0.030 0.000 0.280 6.170 3,225.00 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 5500005332 59.63 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 8,110.31 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500005335 80.00 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 11,990.99 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 2.500 5500005341 75.00 No MI NO MI 0 6.625 0.250 0.030 0.000 0.280 6.345 10,445.07 Yes 7YP 0.00 7/6 LIBOR LIBOR 6 6 20140101 82 2.500 5500005342 68.31 No MI NO MI 0 8.250 0.250 0.030 0.000 0.280 7.970 3,335.62 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120101 58 3.750 5500005344 66.50 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 16,835.34 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.750 5500005353 75.00 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 3,944.26 Yes 5YP 0.00 5/6 MTA 10YR BAL MTA 6 6 20120201 59 2.700 5500005355 75.00 No MI NO MI 0 6.400 0.250 0.030 0.000 0.280 6.120 5,113.51 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.500 5500005358 43.01 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 11,288.59 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500005360 56.76 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 4,965.73 Yes 5YP 0.00 5/6 MTA IO 60 MTA 6 6 20120201 59 2.625 5500005361 55.21 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 4,502.60 Yes 5YP 0.00 5/6 MTA IO 60 MTA 6 6 20120201 59 2.625 5500005362 37.32 No MI NO MI 0 6.675 0.250 0.030 0.000 0.280 6.395 5,284.12 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170101 118 2.500 5500005363 70.17 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 22,923.31 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120101 58 2.475 5500005364 68.06 No MI NO MI 0 6.050 0.250 0.030 0.000 0.280 5.770 20,348.59 Yes 5YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120101 58 2.475 5500005372 66.83 No MI NO MI 0 6.300 0.250 0.030 0.000 0.280 6.020 3,543.75 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 5500005390 67.84 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 5,283.83 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005413 38.10 No MI NO MI 0 6.025 0.250 0.030 0.000 0.280 5.745 3,606.95 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005414 52.17 No MI NO MI 0 6.025 0.250 0.030 0.000 0.280 5.745 3,606.95 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005423 57.14 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 11,024.24 Yes 3YP 0.00 5/6 LIBOR 10YR BAL LIBOR 6 6 20120201 59 2.625 5500005425 61.90 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 5,017.19 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120201 59 2.500 5500005426 70.34 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 7,404.48 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005428 67.57 No MI NO MI 0 6.350 0.250 0.030 0.000 0.280 6.070 3,111.18 Yes 7YP 0.00 7/6 MTA 10YR BAL MTA 6 6 20140101 82 2.575 5500005432 51.55 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 3,135.72 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.500 5500005436 68.00 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 6,247.18 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120201 59 2.450 5500005437 75.00 No MI NO MI 0 8.500 0.250 0.030 0.000 0.280 8.220 3,379.37 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100201 35 3.500 5500005442 50.25 No MI NO MI 0 6.275 0.250 0.030 0.000 0.280 5.995 3,086.72 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005443 61.19 No MI NO MI 0 6.175 0.250 0.030 0.000 0.280 5.895 5,344.92 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005444 71.54 No MI NO MI 0 6.840 0.250 0.030 0.000 0.280 6.560 5,760.41 Yes 10YP 0.00 10/6 LIBOR 15YR BAL LIBOR 6 6 20170201 119 2.500 5500005454 75.00 No MI NO MI 0 6.100 0.250 0.030 0.000 0.280 5.820 9,680.77 Yes 7YP 0.00 7/6 MTA MTA 6 6 20140301 84 2.450 5500005455 75.00 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 5,954.81 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120101 58 2.450 5500005460 58.53 No MI NO MI 0 6.875 0.250 0.030 0.000 0.280 6.595 2,299.25 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 5500005470 61.67 No MI NO MI 0 7.025 0.250 0.030 0.000 0.280 6.745 2,467.83 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100101 34 3.000 5500005471 70.00 No MI NO MI 0 6.275 0.250 0.030 0.000 0.280 5.995 4,407.84 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 2.750 5500005472 55.94 No MI NO MI 0 6.275 0.250 0.030 0.000 0.280 5.995 4,302.89 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170101 118 2.450 5500005478 65.00 No MI NO MI 0 5.925 0.250 0.030 0.000 0.280 5.645 5,798.69 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120201 59 2.450 5500005481 75.00 No MI NO MI 0 7.275 0.250 0.030 0.000 0.280 6.995 5,129.05 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 5500005482 80.00 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 4,367.09 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120201 59 2.450 5500005484 70.80 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 3,762.86 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 2.500 5500005485 73.10 No MI NO MI 0 7.275 0.250 0.030 0.000 0.280 6.995 3,624.53 Yes 3YP 0.00 3/6 LIBOR LIBOR 6 6 20100201 35 3.000 5500005500 71.20 No MI NO MI 0 7.400 0.250 0.030 0.000 0.280 7.120 3,081.09 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 3.000 5500005501 65.00 No MI NO MI 0 6.150 0.250 0.030 0.000 0.280 5.870 4,373.50 Yes 5YP 0.00 5/6 MTA 10YR BAL MTA 6 6 20120201 59 2.575 5500005502 75.00 No MI NO MI 0 6.700 0.250 0.030 0.000 0.280 6.420 4,588.18 Yes 5YP 0.00 5/6 MTA 10YR BAL MTA 6 6 20120201 59 2.575 5500005506 65.00 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 14,007.57 Yes 10YP 0.00 10/6 LIBOR LIBOR 6 6 20170201 119 2.750 5500005509 67.74 No MI NO MI 0 6.200 0.250 0.030 0.000 0.280 5.920 3,255.00 Yes 5YP 0.00 5/6 LIBOR IO 60 LIBOR 6 6 20120301 60 2.500 5500005510 51.21 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,817.45 Yes 5YP 0.00 5/6 LIBOR LIBOR 6 6 20120201 59 2.500 5500005528 68.57 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 10,536.01 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005534 60.00 No MI NO MI 0 6.475 0.250 0.030 0.000 0.280 6.195 4,149.94 Yes 10YP 0.00 10/6 MTA 10YR BAL MTA 6 6 20170301 120 2.575 5500005535 41.05 No MI NO MI 0 6.425 0.250 0.030 0.000 0.280 6.145 3,135.72 Yes 10YP 0.00 10/6 MTA MTA 6 6 20170201 119 2.450 5500005556 59.17 No MI NO MI 0 6.250 0.250 0.030 0.000 0.280 5.970 3,078.59 Yes 5YP 0.00 5/6 MTA MTA 6 6 20120301 60 2.450 5500005566 73.44 No MI NO MI 0 6.375 0.250 0.030 0.000 0.280 6.095 13,549.51 Yes 5YP 0.00 5/6 MTA 10YR BAL MTA 6 6 20120201 59 2.575 1103620345 90.00 No MI NO MI 0 12.100 0.500 0.030 0.000 0.530 11.570 580.34 Yes 2YP 37.99 30/15 FIXED BAL FIXED 0 0 0 0.000 1103636910 100.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 201.88 Yes 3YP 40.02 30/15 FIXED BAL FIXED 0 0 0 0.000 1103639862 95.00 No MI NO MI 0 12.400 0.500 0.030 0.000 0.530 11.870 469.68 No NO 25.54 30/15 FIXED BAL FIXED 0 0 0 0.000 1103646913 100.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 684.77 Yes 1YP 35.62 30/15 FIXED BAL FIXED 0 0 0 0.000 1103647381 89.73 No MI NO MI 0 12.625 0.500 0.030 0.000 0.530 12.095 322.46 No NO 39.18 30/15 FIXED BAL IO 60 FIXED 0 0 0 0.000 1103648579 90.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 537.66 Yes 2YP 42.28 30/15 FIXED BAL FIXED 0 0 0 0.000 1103648881 90.00 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 534.98 No NO 40.95 30/15 FIXED BAL FIXED 0 0 0 0.000 1103649852 100.00 No MI NO MI 0 12.375 0.500 0.030 0.000 0.530 11.845 1,121.02 Yes 2YP 41.67 30/15 FIXED BAL FIXED 0 0 0 0.000 1103649975 87.50 No MI NO MI 0 11.875 0.500 0.030 0.000 0.530 11.345 213.99 Yes 1YP 40.08 30/15 FIXED BAL FIXED 0 0 0 0.000 1103650624 87.00 No MI NO MI 0 10.000 0.500 0.030 0.000 0.530 9.470 265.38 Yes 3YP 39.74 30/15 FIXED BAL FIXED 0 0 0 0.000 1103651272 99.95 No MI NO MI 0 10.750 0.500 0.030 0.000 0.530 10.220 322.05 Yes 2YP 39.58 30/15 FIXED BAL FIXED 0 0 0 0.000 1103652611 84.99 No MI NO MI 0 12.500 0.500 0.030 0.000 0.530 11.970 527.23 No NO 30.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103653036 100.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 478.46 Yes 2YP 43.61 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655581 95.00 No MI NO MI 0 12.250 0.500 0.030 0.000 0.530 11.720 982.40 Yes 2YP 38.62 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655643 89.97 No MI NO MI 0 11.250 0.500 0.030 0.000 0.530 10.720 430.46 No NO 40.00 30/15 FIXED BAL FIXED 0 0 0 0.000 1103655747 76.70 No MI NO MI 0 11.000 0.500 0.030 0.000 0.530 10.470 3,340.75 Yes 1YP 39.73 30/15 FIXED BAL FIXED 0 0 0 0.000 1103656383 100.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 465.97 Yes 2YP 31.16 30/15 FIXED BAL FIXED 0 0 0 0.000 1103657175 94.96 No MI NO MI 0 12.125 0.500 0.030 0.000 0.530 11.595 576.23 No NO 34.26 30/15 FIXED BAL FIXED 0 0 0 0.000 1103659242 78.69 No MI NO MI 0 9.875 0.500 0.030 0.000 0.530 9.345 3,473.39 Yes 2YP 38.16 30/15 FIXED BAL FIXED 0 0 0 0.000 2503207522 100.00 No MI NO MI 0 11.750 0.500 0.030 0.000 0.530 11.220 4,037.64 No NO 41.87 30/15 FIXED BAL FIXED 0 0 0 0.000 2503208947 95.00 No MI NO MI 0 11.650 0.500 0.030 0.000 0.530 11.120 991.73 No NO 30.40 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210914 100.00 No MI NO MI 0 13.044 0.500 0.030 0.000 0.530 12.514 1,264.99 Yes 2YP 42.17 30/15 FIXED BAL FIXED 0 0 0 0.000 2503210930 100.00 No MI NO MI 0 10.795 0.500 0.030 0.000 0.530 10.265 1,030.55 No NO 45.60 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211318 95.00 No MI NO MI 0 10.670 0.500 0.030 0.000 0.530 10.140 505.01 Yes 3YP 43.61 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211639 100.00 No MI NO MI 0 10.440 0.500 0.030 0.000 0.530 9.910 273.08 No NO 39.68 30/15 FIXED BAL FIXED 0 0 0 0.000 2503211690 95.00 No MI NO MI 0 12.900 0.500 0.030 0.000 0.530 12.370 1,318.07 No NO 24.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212084 96.34 No MI NO MI 0 9.750 0.500 0.030 0.000 0.530 9.220 498.31 No NO 47.58 30/15 FIXED BAL FIXED 0 0 0 0.000 2503212147 100.00 No MI NO MI 0 12.650 0.500 0.030 0.000 0.530 12.120 1,225.64 Yes 2YP 44.10 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213152 100.00 No MI NO MI 0 13.340 0.500 0.030 0.000 0.530 12.810 1,214.40 No NO 49.73 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213339 100.00 No MI NO MI 0 11.400 0.500 0.030 0.000 0.530 10.870 1,591.92 Yes 3YP 49.11 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213344 100.00 No MI NO MI 0 12.520 0.500 0.030 0.000 0.530 11.990 769.54 Yes 3YP 43.42 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213354 100.00 No MI NO MI 0 10.450 0.500 0.030 0.000 0.530 9.920 655.92 Yes 1YP 40.03 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213619 100.00 No MI NO MI 0 12.100 0.500 0.030 0.000 0.530 11.570 1,212.49 No NO 41.75 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213701 100.00 No MI NO MI 0 12.200 0.500 0.030 0.000 0.530 11.670 1,231.96 Yes 3YP 41.72 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213747 95.00 No MI NO MI 0 11.140 0.500 0.030 0.000 0.530 10.610 577.75 No NO 33.09 30/15 FIXED BAL FIXED 0 0 0 0.000 2503213867 100.00 No MI NO MI 0 10.950 0.500 0.030 0.000 0.530 10.420 777.81 Yes 3YP 48.05 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214005 100.00 No MI NO MI 0 11.940 0.500 0.030 0.000 0.530 11.410 1,075.20 Yes 2YP 42.21 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214097 100.00 No MI NO MI 0 10.540 0.500 0.030 0.000 0.530 10.010 838.81 Yes 3YP 39.40 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214168 100.00 No MI NO MI 0 10.940 0.500 0.030 0.000 0.530 10.410 1,634.70 No NO 41.88 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214497 100.00 No MI NO MI 0 9.990 0.500 0.030 0.000 0.530 9.460 968.90 No NO 38.87 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214528 100.00 No MI NO MI 0 10.250 0.500 0.030 0.000 0.530 9.720 1,030.52 Yes 1YP 38.46 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214546 90.00 No MI NO MI 0 9.550 0.500 0.030 0.000 0.530 9.020 523.59 Yes 2YP 32.85 30/15 FIXED BAL FIXED 0 0 0 0.000 2503214907 100.00 No MI NO MI 0 9.475 0.500 0.030 0.000 0.530 8.945 721.57 Yes 2YP 40.55 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215130 100.00 No MI NO MI 0 12.465 0.500 0.030 0.000 0.530 11.935 1,107.12 Yes 1YP 42.59 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215452 100.00 No MI NO MI 0 12.450 0.500 0.030 0.000 0.530 11.920 1,190.98 No NO 43.67 30/15 FIXED BAL FIXED 0 0 0 0.000 2503215555 100.00 No MI NO MI 0 12.990 0.500 0.030 0.000 0.530 12.460 405.25 Yes 2YP 42.86 30/15 FIXED BAL FIXED 0 0 0 0.000 LOAN_ID INIT_RATE_CAP PER_RATE_CAP GROSS_LIFE_CAP MAX_RATE MIN_RATE FICO_SCORE DOCTYPE LOAN_PURP OCCTYPE PROPTYPE 1103584580 5.000 1.000 5.000 13.250 2.250 654 Stated Cash Out Refinance Investor SFR 1103586631 3.000 1.000 6.000 13.625 3.000 657 SISA Rate/Term Refinance Owner Occupied CONDO 1103591424 0.000 0.000 0.000 8.500 0.000 609 Express Verified Assets Cash Out Refinance Owner Occupied SFR 1103601212 0.000 0.000 0.000 5.500 0.000 755 SISA Rate/Term Refinance Owner Occupied SFR 1103603669 3.000 1.000 6.000 12.375 3.000 654 Stated Cash Out Refinance Owner Occupied CONDO 1103605997 3.000 1.000 6.000 13.750 3.000 661 Stated Cash Out Refinance Second Home HI-RISE 1103607944 3.000 1.000 6.000 14.000 3.000 700 Stated Purchase Investor 3-FAMILY 1103608150 3.000 1.000 6.000 13.250 3.000 690 Stated Purchase Owner Occupied CONDO 1103608558 0.000 0.000 0.000 8.250 0.000 735 Stated Purchase Owner Occupied TOWNHOUSE 1103611552 3.000 1.000 6.000 12.750 3.000 653 Stated Purchase Owner Occupied CONDO 1103611725 3.000 1.000 6.000 13.500 3.000 727 Stated Purchase Owner Occupied SFR 1103613851 3.000 1.000 6.000 12.250 3.000 702 Stated Purchase Owner Occupied SFR 1103617300 3.000 1.000 6.000 12.500 3.500 725 Stated Purchase Investor SFR 1103622198 0.000 0.000 0.000 6.875 0.000 748 Stated Rate/Term Refinance Second Home CONDO 1103622952 3.000 1.000 4.740 11.990 3.000 712 Stated Rate/Term Refinance Owner Occupied SFR 1103623076 3.000 1.000 6.000 14.500 3.000 664 Stated Purchase Owner Occupied D-PUDS 1103623408 3.000 1.000 6.000 12.375 3.000 660 Stated Purchase Owner Occupied SFR 1103624184 0.000 0.000 0.000 8.500 0.000 720 Stated Rate/Term Refinance Owner Occupied CONDO 1103625191 0.000 0.000 0.000 6.875 0.000 690 Full Purchase Owner Occupied SFR 1103625345 0.000 0.000 0.000 8.000 0.000 630 Stated Purchase Owner Occupied D-PUDS 1103626012 3.000 1.000 6.000 12.500 3.000 648 Express Verified Assets Purchase Second Home SFR 1103627762 0.000 0.000 0.000 6.875 0.000 622 Stated Cash Out Refinance Owner Occupied SFR 1103628830 3.000 1.000 6.000 13.125 3.000 757 Stated Purchase Investor CONDOTEL 1103629224 3.000 1.000 6.000 12.875 6.875 739 Stated Purchase Owner Occupied SFR 1103629431 3.000 1.000 6.000 12.750 2.750 653 Express Verified Assets Rate/Term Refinance Owner Occupied D-PUDS 1103629858 3.000 1.000 6.000 12.000 3.000 683 Full Cash Out Refinance Owner Occupied SFR 1103630253 3.000 1.000 6.000 13.000 6.250 658 Full Cash Out Refinance Owner Occupied SFR 1103630450 0.000 0.000 0.000 6.250 0.000 741 Full Purchase Owner Occupied SFR 1103631161 3.000 1.000 6.000 12.625 3.000 697 Stated Purchase Second Home HI-RISE 1103631249 3.000 1.000 6.000 13.125 3.000 784 Stated Purchase Investor CONDOTEL 1103631338 3.000 1.000 6.000 12.875 3.000 763 Stated Cash Out Refinance Owner Occupied D-PUDS 1103631564 0.000 0.000 0.000 6.500 0.000 723 SISA Rate/Term Refinance Owner Occupied SFR 1103631951 3.000 1.000 6.000 14.125 3.000 674 Stated Cash Out Refinance Owner Occupied D-PUDS 1103632042 0.000 0.000 0.000 7.000 0.000 689 Stated Purchase Investor HI-RISE 1103632374 3.000 1.000 6.000 14.750 3.500 681 Full Cash Out Refinance Owner Occupied D-PUDS 1103632425 0.000 0.000 0.000 5.500 0.000 678 Stated Cash Out Refinance Owner Occupied SFR 1103632669 0.000 0.000 0.000 7.375 0.000 675 Stated Cash Out Refinance Investor HI-RISE 1103632722 0.000 0.000 0.000 7.375 0.000 675 Stated Cash Out Refinance Investor HI-RISE 1103632732 3.000 1.000 6.000 14.375 3.000 752 Stated Rate/Term Refinance Investor 2-FAMILY 1103632963 3.000 1.000 6.000 12.625 3.000 754 Stated Purchase Owner Occupied CONDO 1103633014 0.000 0.000 0.000 5.750 0.000 730 Full Cash Out Refinance Owner Occupied SFR 1103633115 3.000 1.000 6.000 14.990 3.000 636 Stated Purchase Second Home SFR 1103633151 3.000 1.000 6.000 12.500 3.000 694 Stated Purchase Owner Occupied D-PUDS 1103633224 3.000 1.000 6.000 12.500 3.000 714 Stated Purchase Owner Occupied HI-RISE 1103633318 3.000 1.000 6.000 12.875 3.000 753 Stated Purchase Second Home HI-RISE 1103633412 3.000 1.000 6.000 11.375 2.750 777 Full Cash Out Refinance Investor CONDO 1103633673 3.000 1.000 6.000 12.250 3.000 779 Full Cash Out Refinance Owner Occupied SFR 1103633769 3.000 1.000 6.000 12.625 2.750 683 Express Verified Assets Cash Out Refinance Owner Occupied CONDO 1103633982 3.000 1.000 6.000 13.500 3.000 696 Stated Purchase Investor SFR 1103634051 0.000 0.000 0.000 6.000 0.000 672 Express Non-Verified Assets Rate/Term Refinance Owner Occupied SFR 1103634224 3.000 1.000 6.000 12.375 3.000 670 Stated Purchase Owner Occupied SFR 1103634332 0.000 0.000 0.000 5.375 0.000 729 Full Cash Out Refinance Owner Occupied SFR 1103634386 3.000 1.000 6.000 14.990 3.000 676 Express Non-Verified Assets Purchase Second Home SFR 1103634730 3.000 1.000 6.000 12.625 3.000 729 Stated Purchase Owner Occupied CONDO 1103635046 3.000 1.000 6.000 12.750 3.000 680 Stated Cash Out Refinance Owner Occupied SFR 1103635508 0.000 0.000 0.000 6.000 0.000 713 Express Non-Verified Assets Rate/Term Refinance Owner Occupied SFR 1103635662 3.000 1.000 6.000 13.875 3.625 694 SISA Cash Out Refinance Owner Occupied SFR 1103635709 3.000 1.000 6.000 14.750 3.000 652 Stated Cash Out Refinance Investor 2-FAMILY 1103635773 0.000 0.000 0.000 5.500 0.000 771 Stated Cash Out Refinance Owner Occupied SFR 1103635779 0.000 0.000 0.000 7.250 0.000 662 Stated Rate/Term Refinance Owner Occupied 3-FAMILY 1103635799 0.000 0.000 0.000 6.750 0.000 661 Stated Rate/Term Refinance Owner Occupied CONDO 1103635804 3.000 1.000 6.000 11.750 3.000 707 Full Rate/Term Refinance Owner Occupied D-PUDS 1103635994 3.000 1.000 6.000 12.250 3.000 683 SISA Cash Out Refinance Owner Occupied D-PUDS 1103636117 3.000 1.000 6.000 14.125 3.000 701 Stated Cash Out Refinance Owner Occupied 3-FAMILY 1103636219 3.000 1.000 6.000 14.375 3.000 0 Full Purchase Second Home CONDOTEL 1103636277 3.000 1.000 6.000 13.375 7.375 661 Stated Purchase Investor D-PUDS 1103636350 3.000 1.000 6.000 14.250 3.000 645 Express Non-Verified Assets Purchase Owner Occupied D-PUDS 1103636410 0.000 0.000 0.000 7.125 0.000 686 Stated Purchase Investor PUD 1103636504 3.000 1.000 6.000 13.125 3.000 654 Stated Purchase Owner Occupied SFR 1103636520 0.000 0.000 0.000 5.875 0.000 780 Full Cash Out Refinance Owner Occupied SFR 1103636655 3.000 1.000 6.000 13.000 2.500 665 Stated Purchase Owner Occupied SFR 1103636716 3.000 1.000 6.000 14.250 3.000 670 Stated Purchase Investor 3-FAMILY 1103636729 0.000 0.000 0.000 8.500 0.000 719 Stated Purchase Owner Occupied 3-FAMILY 1103636745 3.000 1.000 6.000 13.875 3.000 673 SISA Purchase Owner Occupied CONDO 1103636795 3.000 1.000 6.000 12.000 3.000 714 Stated Purchase Owner Occupied D-PUDS 1103636823 0.000 0.000 0.000 5.750 0.000 721 Full Cash Out Refinance Owner Occupied SFR 1103636850 3.000 1.000 6.000 13.375 2.500 689 SISA Purchase Owner Occupied SFR 1103636904 3.000 1.000 6.000 15.250 3.000 666 Stated Purchase Owner Occupied SFR 1103636905 3.000 1.000 6.000 13.375 3.000 724 Stated Purchase Investor SFR 1103636911 3.000 1.000 6.000 13.500 6.500 710 Express No Doc Verified Assets Rate/Term Refinance Owner Occupied CONDO 1103636915 3.000 1.000 6.000 13.000 3.000 749 Full Purchase Investor HI-RISE 1103636947 3.000 1.000 6.000 12.500 3.000 727 Express Non-Verified Assets Purchase Owner Occupied SFR 1103637007 3.000 1.000 6.000 13.875 3.000 643 Stated Purchase Investor SFR 1103637164 5.000 2.000 5.000 11.000 6.000 776 Stated Purchase Owner Occupied SFR 1103637218 3.000 1.000 6.000 13.125 3.000 656 Stated Cash Out Refinance Owner Occupied D-PUDS 1103637474 0.000 0.000 0.000 6.500 0.000 747 Full Rate/Term Refinance Owner Occupied PUD 1103637660 0.000 0.000 0.000 6.875 0.000 712 Stated Cash Out Refinance Investor HI-RISE 1103637690 3.000 1.000 6.000 12.125 3.000 685 Express No Doc Rate/Term Refinance Owner Occupied CONDO 1103637779 3.000 1.000 6.000 13.125 2.500 729 Stated Rate/Term Refinance Owner Occupied SFR 1103637781 0.000 0.000 0.000 7.375 0.000 648 Express Verified Assets 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Stated Rate/Term Refinance Investor CONDO 1103643461 3.000 1.000 6.000 11.625 4.000 791 Full Cash Out Refinance Owner Occupied SFR 1103643489 0.000 0.000 0.000 5.375 0.000 786 Full Cash Out Refinance Owner Occupied SFR 1103643492 3.000 1.000 6.000 12.750 3.000 621 Full Rate/Term Refinance Owner Occupied SFR 1103643496 0.000 0.000 0.000 7.250 0.000 621 SISA Cash Out Refinance Owner Occupied SFR 1103643507 3.000 1.000 6.000 12.250 3.000 751 Stated Rate/Term Refinance Owner Occupied D-PUDS 1103643526 0.000 0.000 0.000 5.900 0.000 622 Full Cash Out Refinance Owner Occupied SFR 1103643542 3.000 1.000 6.000 13.050 3.000 742 Stated Purchase Investor D-PUDS 1103643545 0.000 0.000 0.000 6.125 0.000 775 Stated Rate/Term Refinance Owner Occupied SFR 1103643547 3.000 1.000 6.000 12.500 3.000 729 Stated Purchase Owner Occupied SFR 1103643552 3.000 1.000 6.000 12.900 3.000 694 Express Verified Assets Cash Out Refinance Owner Occupied SFR 1103643562 3.000 1.000 6.000 12.375 3.000 742 Stated Purchase 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7.125 0.000 728 SISA Rate/Term Refinance Investor SFR 1103643771 3.000 1.000 6.000 12.875 3.000 711 Stated Purchase Investor D-PUDS 1103643781 0.000 0.000 0.000 7.375 0.000 628 Express Verified Assets Cash Out Refinance Owner Occupied SFR 1103643783 3.000 1.000 6.000 13.125 3.000 649 SISA Cash Out Refinance Owner Occupied D-PUDS 1103643798 0.000 0.000 0.000 6.875 0.000 760 SISA Cash Out Refinance Owner Occupied SFR 1103643799 3.000 1.000 6.000 12.750 3.000 749 Stated Purchase Owner Occupied CONDO 1103643806 3.000 1.000 6.000 11.500 3.000 802 Stated Purchase Owner Occupied CONDO 1103643835 3.000 1.000 6.000 15.000 9.000 702 Express No Doc Purchase Owner Occupied SFR 1103643881 0.000 0.000 0.000 7.500 0.000 745 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 1103643885 3.000 1.000 6.000 11.875 3.000 773 Stated Purchase Investor SFR 1103643903 0.000 0.000 0.000 6.750 0.000 637 Stated Cash Out Refinance Owner Occupied 2-FAMILY 1103643940 3.000 1.000 6.000 12.500 3.000 693 SISA Cash Out Refinance Owner Occupied SFR 1103643941 0.000 0.000 0.000 6.125 0.000 762 Stated Cash Out Refinance Owner Occupied SFR 1103643963 3.000 1.000 6.000 12.990 3.000 694 Stated Purchase Investor HI-RISE 1103643970 3.000 1.000 6.000 12.375 3.000 694 Stated Cash Out Refinance Owner Occupied SFR 1103644020 3.000 1.000 6.000 13.750 3.125 667 SISA Cash Out Refinance Owner Occupied SFR 1103644034 3.000 1.000 6.000 12.875 3.875 670 Stated Cash Out Refinance Owner Occupied PUD 1103644091 0.000 0.000 0.000 6.375 0.000 747 Stated Rate/Term Refinance Second Home SFR 1103644110 3.000 1.000 6.000 11.875 3.000 733 Full Cash Out Refinance Owner Occupied SFR 1103644130 3.000 1.000 6.000 13.500 3.000 745 Stated Cash Out Refinance Owner Occupied SFR 1103644134 0.000 0.000 0.000 5.875 0.000 797 SISA Purchase Owner Occupied SFR 1103644139 0.000 0.000 0.000 6.500 0.000 736 Stated Purchase Second Home CONDO 1103644166 3.000 1.000 6.000 12.250 3.000 765 SISA Purchase Second Home HI-RISE 1103644185 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1.000 6.000 11.750 3.000 640 Stated Rate/Term Refinance Owner Occupied SFR 1103644383 3.000 1.000 6.000 14.650 3.000 696 Stated Purchase Owner Occupied 4-FAMILY 1103644387 3.000 1.000 6.000 12.000 3.000 685 Stated Cash Out Refinance Owner Occupied SFR 1103644397 3.000 1.000 6.000 13.625 7.625 657 Stated Purchase Investor SFR 1103644410 3.000 1.000 6.000 12.000 3.000 744 Full Rate/Term Refinance Owner Occupied SFR 1103644423 3.000 1.000 6.000 12.000 3.000 788 SISA Rate/Term Refinance Investor CONDO 1103644424 3.000 1.000 6.000 12.500 3.250 676 Stated Rate/Term Refinance Owner Occupied SFR 1103644425 0.000 0.000 0.000 6.250 0.000 786 Stated Cash Out Refinance Owner Occupied 4-FAMILY 1103644449 3.000 1.000 6.000 11.500 3.000 715 Stated Cash Out Refinance Owner Occupied D-PUDS 1103644466 3.000 1.000 6.000 12.500 3.000 672 Express Verified Assets Purchase Owner Occupied D-PUDS 1103644475 0.000 0.000 0.000 6.250 0.000 711 Stated Cash Out Refinance Owner Occupied SFR 1103644490 3.000 1.000 6.000 12.990 3.000 694 Stated Purchase Investor HI-RISE 1103644496 3.000 1.000 6.000 12.250 3.000 749 SISA Purchase Owner Occupied SFR 1103644497 3.000 1.000 6.000 11.875 3.000 770 Stated Purchase Investor D-PUDS 1103644555 0.000 0.000 0.000 6.500 0.000 668 Stated Cash Out Refinance Owner Occupied SFR 1103644566 3.000 1.000 6.000 12.750 3.000 711 Stated Purchase Owner Occupied SFR 1103644568 0.000 0.000 0.000 7.000 0.000 607 Stated Cash Out Refinance Owner Occupied SFR 1103644578 3.000 1.000 6.000 12.999 2.750 747 Stated Rate/Term Refinance Investor SFR 1103644603 3.000 1.000 6.000 12.500 3.000 744 Stated Purchase Investor D-PUDS 1103644627 3.000 1.000 6.000 12.875 3.000 724 Stated Purchase Owner Occupied SFR 1103644633 3.000 1.000 6.000 14.875 3.000 671 Stated Purchase Owner Occupied 4-FAMILY 1103644639 0.000 0.000 0.000 7.675 0.000 740 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 1103644646 0.000 0.000 0.000 6.000 0.000 619 Stated Cash Out Refinance Owner 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0.000 6.625 0.000 713 Full Rate/Term Refinance Owner Occupied SFR 1103644792 3.000 1.000 6.000 13.750 7.750 648 Stated Purchase Owner Occupied CONDO 1103644794 3.000 1.000 6.000 13.000 7.000 643 Full Purchase Owner Occupied SFR 1103644798 3.000 1.000 6.000 14.500 8.500 712 Stated Purchase Investor SFR 1103644799 3.000 1.000 6.000 12.625 6.625 713 Stated Purchase Owner Occupied SFR 1103644800 3.000 1.000 6.000 13.500 7.500 670 Stated Purchase Owner Occupied SFR 1103644801 3.000 1.000 6.000 12.990 6.990 656 Express Verified Assets Purchase Owner Occupied CONDO 1103644804 3.000 1.000 6.000 13.750 7.750 643 Express Verified Assets Purchase Owner Occupied SFR 1103644806 3.000 1.000 6.000 11.990 5.990 788 Stated Rate/Term Refinance Owner Occupied SFR 1103644808 3.000 1.000 6.000 12.990 6.990 694 Full Purchase Second Home SFR 1103644809 3.000 1.000 6.000 14.625 8.625 693 Express No Doc Purchase Investor CONDO 1103644815 3.000 1.000 6.000 13.500 3.000 706 Stated Purchase Investor CONDO 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6.000 14.220 8.220 647 Stated Cash Out Refinance Owner Occupied SFR 1103646409 0.000 0.000 0.000 6.625 0.000 678 Stated Purchase Owner Occupied SFR 1103646416 3.000 1.000 6.000 16.500 4.500 602 Express Non-Verified Assets Cash Out Refinance Owner Occupied D-PUDS 1103646429 3.000 1.000 6.000 14.625 2.875 808 Stated Purchase Investor D-PUDS 1103646438 3.000 1.000 6.000 15.875 4.500 660 Express No Doc Purchase Owner Occupied SFR 1103646441 0.000 0.000 0.000 5.875 0.000 686 Express No Doc Cash Out Refinance Owner Occupied SFR 1103646444 3.000 1.000 6.000 13.375 3.000 653 Stated Cash Out Refinance Owner Occupied SFR 1103646462 0.000 0.000 0.000 6.875 0.000 674 Stated Purchase Owner Occupied SFR 1103646484 0.000 0.000 0.000 7.750 0.000 689 Express No Doc Cash Out Refinance Owner Occupied PUD 1103646503 0.000 0.000 0.000 7.375 0.000 657 Stated Purchase Investor 2-FAMILY 1103646533 3.000 1.000 6.000 11.875 3.000 755 Express Non-Verified Assets Cash Out Refinance Owner Occupied D-PUDS 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SISA Cash Out Refinance Owner Occupied SFR 1103650882 0.000 0.000 0.000 5.625 0.000 787 Express Verified Assets Purchase Owner Occupied SFR 1103650889 3.000 1.000 6.000 12.500 2.750 651 Full Cash Out Refinance Owner Occupied D-PUDS 1103650902 0.000 0.000 0.000 7.500 0.000 679 Stated Purchase Owner Occupied SFR 1103650903 0.000 0.000 0.000 5.875 0.000 759 Full Rate/Term Refinance Owner Occupied SFR 1103650916 3.000 1.000 6.000 11.750 3.000 799 Stated Rate/Term Refinance Owner Occupied CONDO 1103650917 3.000 1.000 6.000 12.875 3.000 785 SISA Purchase Owner Occupied D-PUDS 1103650921 3.000 1.000 6.000 12.250 3.000 737 Full Cash Out Refinance Owner Occupied PUD 1103650922 3.000 1.000 6.000 12.250 3.000 802 Express Verified Assets Purchase Owner Occupied CONDO 1103650933 0.000 0.000 0.000 7.375 0.000 767 Express No Doc Cash Out Refinance Owner Occupied SFR 1103650935 0.000 0.000 0.000 6.250 0.000 678 Stated Cash Out Refinance Owner Occupied SFR 1103650943 0.000 0.000 0.000 6.813 0.000 734 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Stated Cash Out Refinance Owner Occupied SFR 1103652679 0.000 0.000 0.000 7.600 0.000 631 Stated Rate/Term Refinance Owner Occupied SFR 1103652683 3.000 1.000 6.000 12.625 4.000 681 Stated Cash Out Refinance Owner Occupied SFR 1103652694 0.000 0.000 0.000 5.875 0.000 694 Stated Cash Out Refinance Owner Occupied SFR 1103652703 0.000 0.000 0.000 6.000 0.000 780 Stated Purchase Owner Occupied SFR 1103652722 3.000 1.000 6.000 12.875 3.000 696 Stated Purchase Owner Occupied D-PUDS 1103652730 0.000 0.000 0.000 6.250 0.000 782 Stated Cash Out Refinance Owner Occupied SFR 1103652731 0.000 0.000 0.000 6.250 0.000 698 SISA Cash Out Refinance Owner Occupied SFR 1103652749 3.000 1.000 6.000 13.750 2.500 719 Stated Cash Out Refinance Owner Occupied SFR 1103652754 3.000 1.000 6.000 14.875 3.000 695 Stated Purchase Owner Occupied 3-FAMILY 1103652755 3.000 1.000 6.000 11.625 3.000 788 Stated Purchase Investor SFR 1103652771 3.000 1.000 6.000 12.625 3.000 718 SISA Cash Out Refinance Investor 2-FAMILY 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13.500 3.875 627 Full Purchase Owner Occupied CONDO 2503203354 3.000 1.000 6.000 11.990 3.000 698 Stated Purchase Owner Occupied SFR 2503203373 0.000 0.000 0.000 5.550 0.000 684 Stated Cash Out Refinance Owner Occupied SFR 2503203438 3.000 1.000 6.000 13.990 3.000 666 Stated Rate/Term Refinance Owner Occupied SFR 2503203444 3.000 1.000 6.000 13.280 3.000 716 Stated Purchase Investor CONDO 2503203459 3.000 1.000 6.000 12.500 3.000 691 Stated Purchase Owner Occupied SFR 2503203469 0.000 0.000 0.000 6.625 0.000 668 Stated Cash Out Refinance Owner Occupied D-PUDS 2503203487 3.000 1.000 6.000 12.875 3.875 688 Stated Purchase Owner Occupied SFR 2503203498 3.000 1.000 6.000 12.500 3.000 703 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503203500 3.000 1.000 6.000 12.375 3.000 666 Stated Purchase Owner Occupied SFR 2503203510 0.000 0.000 0.000 6.000 0.000 748 Full Cash Out Refinance Owner Occupied SFR 2503203511 3.000 1.000 6.000 13.450 3.000 712 Stated Purchase Investor 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6.000 12.125 3.000 743 Stated Purchase Owner Occupied D-PUDS 2503203756 0.000 0.000 0.000 7.500 0.000 639 SISA Cash Out Refinance Owner Occupied SFR 2503203775 3.000 1.000 6.000 14.000 3.000 640 Stated Purchase Second Home SFR 2503203779 3.000 1.000 6.000 11.880 4.500 715 Stated Cash Out Refinance Owner Occupied SFR 2503203780 3.000 1.000 6.000 13.300 3.000 625 Full Purchase Owner Occupied CONDO 2503203786 3.000 1.000 6.000 11.900 2.500 654 Full Cash Out Refinance Owner Occupied SFR 2503203815 0.000 0.000 0.000 6.675 0.000 755 Stated Cash Out Refinance Owner Occupied SFR 2503203820 3.000 1.000 6.000 12.000 3.000 761 Full Cash Out Refinance Owner Occupied SFR 2503203836 3.000 1.000 6.000 14.230 3.625 692 Stated Cash Out Refinance Owner Occupied SFR 2503203838 3.000 1.000 6.000 14.125 3.875 738 Stated Purchase Investor CONDO 2503203839 0.000 0.000 0.000 5.875 0.000 734 Stated Cash Out Refinance Owner Occupied SFR 2503203860 3.000 1.000 6.000 13.700 3.875 713 Stated Purchase Investor SFR 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6.000 12.950 3.000 771 Stated Purchase Investor 2-FAMILY 2503204146 0.000 0.000 0.000 7.625 0.000 734 Stated Purchase Investor 2-FAMILY 2503204150 3.000 1.000 6.000 13.990 3.000 744 Stated Purchase Second Home CONDOTEL 2503204177 3.000 1.000 6.000 12.600 3.625 641 Stated Cash Out Refinance Owner Occupied SFR 2503204182 0.000 0.000 0.000 5.875 0.000 703 Full Cash Out Refinance Owner Occupied SFR 2503204184 3.000 1.000 6.000 13.750 3.000 640 Stated Purchase Owner Occupied CONDO 2503204197 3.000 1.000 6.000 13.250 3.625 724 Stated Rate/Term Refinance Owner Occupied SFR 2503204209 3.000 1.000 6.000 11.875 3.875 808 Stated Rate/Term Refinance Owner Occupied SFR 2503204217 3.000 1.000 6.000 14.300 3.000 710 Stated Purchase Investor SFR 2503204220 3.000 1.000 6.000 12.125 3.000 759 Stated Purchase Owner Occupied 2-FAMILY 2503204223 3.000 1.000 6.000 12.780 3.000 689 Stated Purchase Owner Occupied D-PUDS 2503204269 0.000 0.000 0.000 6.550 0.000 662 Stated Cash Out Refinance Investor SFR 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12.650 3.000 776 Stated Cash Out Refinance Owner Occupied SFR 2503205108 3.000 1.000 6.000 13.375 3.000 717 Stated Purchase Owner Occupied CONDO 2503205114 3.000 1.000 6.000 13.125 3.500 723 Stated Cash Out Refinance Investor SFR 2503205132 3.000 1.000 6.000 13.990 3.000 668 Stated Cash Out Refinance Investor 3-FAMILY 2503205133 3.000 1.000 6.000 13.250 3.000 693 Stated Purchase Investor SFR 2503205136 3.000 1.000 6.000 12.625 3.000 680 Express Verified Assets Cash Out Refinance Owner Occupied SFR 2503205148 3.000 1.000 6.000 15.200 4.375 620 SISA Cash Out Refinance Owner Occupied D-PUDS 2503205153 3.000 1.000 6.000 11.950 4.000 724 Stated Purchase Owner Occupied D-PUDS 2503205156 3.000 1.000 6.000 13.125 3.000 767 Stated Purchase Owner Occupied D-PUDS 2503205159 3.000 1.000 6.000 12.625 3.000 662 Stated Cash Out Refinance Owner Occupied CONDO 2503205185 3.000 1.000 6.000 14.250 3.000 657 Stated Purchase Owner Occupied SFR 2503205186 0.000 0.000 0.000 5.750 0.000 675 Stated Purchase 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Stated Cash Out Refinance Owner Occupied D-PUDS 2503205366 0.000 0.000 0.000 6.030 0.000 777 Stated Cash Out Refinance Owner Occupied SFR 2503205372 0.000 0.000 0.000 5.990 0.000 774 Stated Cash Out Refinance Owner Occupied SFR 2503205375 3.000 1.000 6.000 12.650 3.000 698 SISA Rate/Term Refinance Owner Occupied SFR 2503205386 0.000 0.000 0.000 5.875 0.000 741 Stated Rate/Term Refinance Investor SFR 2503205390 3.000 1.000 6.000 12.400 3.000 688 Stated Purchase Owner Occupied SFR 2503205395 0.000 0.000 0.000 5.950 0.000 802 Full Rate/Term Refinance Owner Occupied PUD 2503205399 0.000 0.000 0.000 6.625 0.000 726 Express No Doc Cash Out Refinance Owner Occupied SFR 2503205402 3.000 1.000 6.000 14.440 3.000 665 Stated Purchase Investor CONDO 2503205403 3.000 1.000 6.000 13.850 3.000 711 Stated Purchase Investor D-PUDS 2503205404 3.000 1.000 6.000 13.375 3.000 0 Stated Purchase Second Home PUD 2503205408 3.000 1.000 6.000 12.860 3.000 695 Stated Purchase Owner Occupied SFR 2503205413 0.000 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1.000 6.000 12.300 3.000 714 Stated Purchase Owner Occupied D-PUDS 2503205584 3.000 1.000 6.000 13.875 3.000 674 Stated Cash Out Refinance Owner Occupied SFR 2503205585 3.000 1.000 6.000 11.875 3.000 696 Stated Purchase Owner Occupied SFR 2503205591 0.000 0.000 0.000 6.930 0.000 639 Stated Cash Out Refinance Owner Occupied SFR 2503205597 0.000 0.000 0.000 7.400 0.000 640 Stated Purchase Owner Occupied SFR 2503205603 3.000 1.000 6.000 12.250 3.000 674 Stated Cash Out Refinance Investor SFR 2503205604 3.000 1.000 6.000 12.500 3.000 727 Stated Purchase Owner Occupied D-PUDS 2503205618 3.000 1.000 6.000 13.625 3.005 650 Stated Cash Out Refinance Owner Occupied SFR 2503205631 3.000 1.000 6.000 12.800 3.000 646 Stated Purchase Owner Occupied SFR 2503205641 3.000 1.000 6.000 11.750 3.875 779 Stated Cash Out Refinance Owner Occupied SFR 2503205666 3.000 1.000 6.000 14.300 3.000 664 Stated Purchase Owner Occupied HI-RISE 2503205669 3.000 1.000 6.000 12.375 3.000 706 Stated Rate/Term Refinance Owner Occupied SFR 2503205680 3.000 1.000 6.000 12.090 3.000 670 Express No Doc Cash Out Refinance Owner Occupied D-PUDS 2503205687 3.000 1.000 6.000 13.750 3.000 672 Stated Purchase Owner Occupied D-PUDS 2503205688 0.000 0.000 0.000 5.855 0.000 742 Full Cash Out Refinance Owner Occupied D-PUDS 2503205691 3.000 1.000 6.000 13.250 3.000 668 Stated Cash Out Refinance Owner Occupied SFR 2503205704 3.000 1.000 6.000 12.500 3.000 681 Full Cash Out Refinance Owner Occupied SFR 2503205705 3.000 1.000 6.000 12.950 3.000 802 Stated Purchase Owner Occupied SFR 2503205708 3.000 1.000 6.000 12.500 3.000 620 Express Non-Verified Assets Rate/Term Refinance Owner Occupied SFR 2503205717 3.000 1.000 6.000 13.400 3.000 720 Stated Cash Out Refinance Owner Occupied 4-FAMILY 2503205719 3.000 1.000 6.000 13.375 3.625 714 Express No Doc Rate/Term Refinance Owner Occupied SFR 2503205724 3.000 1.000 6.000 12.500 3.000 725 Stated Purchase Investor PUD 2503205748 3.000 1.000 6.000 12.350 3.000 746 Full Rate/Term Refinance Owner Occupied CONDO 2503205752 3.000 1.000 6.000 17.420 5.550 664 Stated Cash Out Refinance Investor 2-FAMILY 2503205759 3.000 1.000 6.000 12.625 3.000 655 Stated Purchase Owner Occupied SFR 2503205772 3.000 1.000 6.000 13.780 3.000 669 Stated Purchase Owner Occupied SFR 2503205775 3.000 1.000 6.000 12.500 3.000 712 Stated Cash Out Refinance Owner Occupied SFR 2503205776 0.000 0.000 0.000 6.750 0.000 619 Stated Cash Out Refinance Investor 3-FAMILY 2503205787 3.000 1.000 6.000 13.000 3.875 780 Stated Cash Out Refinance Investor SFR 2503205795 3.000 1.000 6.000 13.200 3.000 816 Stated Purchase Owner Occupied SFR 2503205796 3.000 1.000 6.000 12.550 3.875 736 Express Non-Verified Assets Rate/Term Refinance Investor SFR 2503205800 0.000 0.000 0.000 6.625 0.000 720 Full Rate/Term Refinance Owner Occupied D-PUDS 2503205807 0.000 0.000 0.000 6.700 0.000 743 Stated Cash Out Refinance Investor SFR 2503205816 3.000 1.000 6.000 11.990 3.000 741 Stated Purchase Investor SFR 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Occupied SFR 2503205890 3.000 1.000 6.000 12.555 4.000 654 Full Purchase Owner Occupied SFR 2503205897 0.000 0.000 0.000 6.500 0.000 699 Express Verified Assets Cash Out Refinance Owner Occupied SFR 2503205919 3.000 1.000 6.000 13.875 3.000 680 Express Verified Assets Cash Out Refinance Investor TOWNHOUSE 2503205932 3.000 1.000 6.000 12.690 3.000 622 Stated Cash Out Refinance Owner Occupied CONDO 2503205933 3.000 1.000 6.000 12.250 2.750 683 Stated Rate/Term Refinance Owner Occupied SFR 2503205941 0.000 0.000 0.000 7.070 0.000 707 Stated Purchase Investor CONDO 2503205954 3.000 1.000 6.000 12.850 3.000 742 Stated Cash Out Refinance Owner Occupied SFR 2503205977 3.000 1.000 6.000 12.600 3.000 695 Stated Purchase Owner Occupied CONDO 2503205978 3.000 1.000 6.000 13.000 3.000 666 Stated Cash Out Refinance Investor SFR 2503205997 3.000 1.000 6.000 12.875 3.875 690 Stated Purchase Investor PUD 2503206003 0.000 0.000 0.000 7.250 0.000 721 Stated Cash Out Refinance Owner Occupied 2-FAMILY 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Stated Rate/Term Refinance Investor SFR 2503210693 3.000 1.000 6.000 11.875 3.000 770 Stated Cash Out Refinance Owner Occupied SFR 2503210707 0.000 0.000 0.000 6.250 0.000 741 Stated Rate/Term Refinance Owner Occupied SFR 2503210718 0.000 0.000 0.000 6.175 0.000 671 Express Verified Assets Purchase Owner Occupied SFR 2503210722 3.000 1.000 6.000 12.375 3.000 713 Stated Rate/Term Refinance Investor SFR 2503210726 3.000 1.000 6.000 11.950 3.875 639 Express Verified Assets Rate/Term Refinance Owner Occupied SFR 2503210732 3.000 1.000 6.000 12.500 3.000 682 Stated Purchase Owner Occupied CONDO 2503210746 3.000 1.000 6.000 12.175 3.000 791 Stated Cash Out Refinance Owner Occupied SFR 2503210757 3.000 1.000 6.000 12.250 3.750 694 SISA Rate/Term Refinance Owner Occupied SFR 2503210765 3.000 1.000 6.000 13.800 3.000 708 Stated Purchase Owner Occupied 2-FAMILY 2503210767 3.000 1.000 6.000 12.650 3.875 672 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503210789 0.000 0.000 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0.000 7.875 0.000 697 Stated Cash Out Refinance Investor SFR 2503211040 0.000 0.000 0.000 6.500 0.000 720 Stated Cash Out Refinance Owner Occupied SFR 2503211041 3.000 1.000 6.000 12.325 3.000 706 Stated Purchase Owner Occupied D-PUDS 2503211057 3.000 1.000 6.000 13.320 3.875 664 Stated Rate/Term Refinance Owner Occupied CONDO 2503211061 3.000 1.000 6.000 11.715 3.000 795 Full Cash Out Refinance Owner Occupied D-PUDS 2503211067 3.000 1.000 6.000 13.250 3.000 659 Stated Rate/Term Refinance Investor SFR 2503211078 0.000 0.000 0.000 5.750 0.000 655 Express Verified Assets Rate/Term Refinance Owner Occupied SFR 2503211085 0.000 0.000 0.000 6.625 0.000 683 Full Rate/Term Refinance Owner Occupied SFR 2503211088 0.000 0.000 0.000 6.750 0.000 691 Stated Rate/Term Refinance Owner Occupied SFR 2503211096 3.000 1.000 6.000 12.500 3.875 636 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503211119 3.000 1.000 6.000 13.250 3.000 698 Stated Purchase Owner Occupied D-PUDS 2503211121 3.000 1.000 6.000 15.500 3.625 758 Stated Purchase Investor SFR 2503211137 3.000 1.000 6.000 12.350 3.000 648 Stated Purchase Owner Occupied SFR 2503211140 3.000 1.000 6.000 13.500 3.000 688 Stated Purchase Owner Occupied SFR 2503211158 0.000 0.000 0.000 7.750 0.000 651 Stated Rate/Term Refinance Owner Occupied SFR 2503211161 3.000 1.000 6.000 13.000 3.500 634 Stated Cash Out Refinance Owner Occupied CONDO 2503211166 0.000 0.000 0.000 5.990 0.000 698 Express No Doc Verified Assets Rate/Term Refinance Owner Occupied SFR 2503211168 3.000 1.000 6.000 12.240 3.000 656 Stated Cash Out Refinance Owner Occupied SFR 2503211173 3.000 1.000 6.000 11.800 3.000 802 Stated Rate/Term Refinance Owner Occupied SFR 2503211178 3.000 1.000 6.000 13.250 4.000 662 Stated Purchase Owner Occupied SFR 2503211184 3.000 1.000 6.000 12.200 3.000 688 Stated Cash Out Refinance Owner Occupied SFR 2503211195 3.000 1.000 6.000 12.950 3.000 657 Stated Purchase Owner Occupied SFR 2503211210 3.000 1.000 6.000 13.250 3.000 747 Stated Rate/Term Refinance Owner Occupied SFR 2503211225 3.000 1.000 6.000 12.180 3.000 710 Full Cash Out Refinance Investor SFR 2503211229 3.000 1.000 6.000 14.160 3.000 670 SISA Rate/Term Refinance Owner Occupied CONDO 2503211239 3.000 1.000 6.000 12.875 3.000 633 Stated Cash Out Refinance Owner Occupied CONDO 2503211240 3.000 1.000 6.000 12.875 3.000 706 SISA Cash Out Refinance Owner Occupied SFR 2503211251 3.000 1.000 6.000 12.400 3.000 696 Stated Rate/Term Refinance Owner Occupied SFR 2503211285 3.000 1.000 6.000 11.990 3.000 641 Stated Purchase Owner Occupied SFR 2503211287 3.000 1.000 6.000 13.500 4.000 685 Stated Cash Out Refinance Second Home SFR 2503211306 0.000 0.000 0.000 6.250 0.000 643 SISA Rate/Term Refinance Owner Occupied SFR 2503211336 3.000 1.000 6.000 13.200 3.000 757 Stated Cash Out Refinance Owner Occupied SFR 2503211337 0.000 0.000 0.000 5.875 0.000 671 Stated Rate/Term Refinance Owner Occupied SFR 2503211341 3.000 1.000 6.000 11.600 3.000 805 Stated Rate/Term Refinance Owner Occupied SFR 2503211358 3.000 1.000 6.000 12.399 3.000 671 Stated Rate/Term Refinance Owner Occupied SFR 2503211369 0.000 0.000 0.000 5.990 0.000 799 Stated Cash Out Refinance Investor SFR 2503211371 3.000 1.000 6.000 11.750 3.000 735 Stated Purchase Owner Occupied SFR 2503211372 0.000 0.000 0.000 6.125 0.000 751 Full Cash Out Refinance Owner Occupied D-PUDS 2503211411 3.000 1.000 6.000 13.600 3.000 758 Stated Rate/Term Refinance Investor 3-FAMILY 2503211421 3.000 1.000 6.000 12.500 3.500 719 Full Cash Out Refinance Owner Occupied D-PUDS 2503211423 3.000 1.000 6.000 12.663 3.000 659 Stated Rate/Term Refinance Owner Occupied PUD 2503211424 3.000 1.000 6.000 13.810 3.000 778 Stated Purchase Owner Occupied SFR 2503211434 3.000 1.000 6.000 12.750 3.000 642 Stated Purchase Owner Occupied SFR 2503211439 3.000 1.000 6.000 12.400 3.000 700 Stated Cash Out Refinance Owner Occupied SFR 2503211441 3.000 1.000 6.000 12.000 3.000 754 Stated Cash Out Refinance 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6.000 13.550 3.000 682 Stated Purchase Owner Occupied SFR 2503212242 3.000 1.000 6.000 13.250 3.000 718 Stated Purchase Owner Occupied D-PUDS 2503212244 0.000 0.000 0.000 7.200 0.000 682 Stated Rate/Term Refinance Owner Occupied SFR 2503212245 3.000 1.000 6.000 13.250 3.000 630 Stated Cash Out Refinance Owner Occupied SFR 2503212253 3.000 1.000 6.000 11.500 3.000 737 Full Rate/Term Refinance Owner Occupied SFR 2503212255 0.000 0.000 0.000 7.875 0.000 697 Stated Cash Out Refinance Investor SFR 2503212260 0.000 0.000 0.000 6.700 0.000 694 Stated Purchase Owner Occupied SFR 2503212268 3.000 1.000 6.000 11.990 3.000 667 Stated Purchase Owner Occupied SFR 2503212274 3.000 1.000 6.000 13.280 3.000 801 Stated Purchase Owner Occupied 3-FAMILY 2503212310 3.000 1.000 6.000 12.430 3.875 706 Stated Purchase Owner Occupied SFR 2503212312 3.000 1.000 6.000 11.990 3.000 716 Stated Cash Out Refinance Investor 2-FAMILY 2503212319 3.000 1.000 6.000 11.450 3.000 689 SISA Cash Out Refinance Owner Occupied SFR 2503212327 3.000 1.000 6.000 12.100 3.875 666 Stated Cash Out Refinance Owner Occupied SFR 2503212330 3.000 1.000 6.000 13.550 3.000 651 Stated Purchase Owner Occupied SFR 2503212333 3.000 1.000 6.000 12.775 3.000 718 Stated Purchase Investor SFR 2503212334 3.000 1.000 6.000 12.850 3.000 700 Stated Rate/Term Refinance Investor SFR 2503212343 3.000 1.000 6.000 11.875 3.000 770 Stated Cash Out Refinance Investor CONDO 2503212350 0.000 0.000 0.000 6.660 0.000 666 Stated Cash Out Refinance Owner Occupied SFR 2503212351 3.000 1.000 6.000 11.500 3.000 776 Full Cash Out Refinance Owner Occupied SFR 2503212366 3.000 1.000 6.000 14.250 3.875 713 Express Non-Verified Assets Purchase Investor 4-FAMILY 2503212375 3.000 1.000 6.000 12.650 3.000 672 Stated Purchase Owner Occupied SFR 2503212387 3.000 1.000 6.000 12.050 3.000 713 Stated Rate/Term Refinance Owner Occupied SFR 2503212401 3.000 1.000 6.000 13.200 3.000 676 Stated Purchase Owner Occupied HI-RISE 2503212425 0.000 0.000 0.000 6.250 0.000 683 Stated Cash Out Refinance Owner Occupied SFR 2503212436 3.000 1.000 6.000 11.870 3.000 732 Stated Rate/Term Refinance Owner Occupied SFR 2503212439 0.000 0.000 0.000 6.490 0.000 685 SISA Cash Out Refinance Owner Occupied SFR 2503212450 3.000 1.000 6.000 12.990 3.000 678 Stated Purchase Owner Occupied SFR 2503212456 3.000 1.000 6.000 12.250 3.000 677 Stated Purchase Owner Occupied SFR 2503212457 0.000 0.000 0.000 6.956 0.000 717 Express No Doc Cash Out Refinance Owner Occupied PUD 2503212466 3.000 1.000 6.000 12.555 3.000 660 Stated Purchase Owner Occupied SFR 2503212475 3.000 1.000 6.000 12.750 3.000 671 Stated Cash Out Refinance Owner Occupied 2-FAMILY 2503212498 3.000 1.000 6.000 12.125 3.875 706 Stated Purchase Owner Occupied D-PUDS 2503212532 3.000 1.000 6.000 11.950 3.000 763 Stated Purchase Owner Occupied SFR 2503212542 3.000 1.000 6.000 12.650 3.000 689 Stated Purchase Owner Occupied SFR 2503212549 0.000 0.000 0.000 5.875 0.000 724 Stated Cash Out Refinance Owner Occupied SFR 2503212563 3.000 1.000 6.000 12.470 3.000 741 Stated Purchase Owner Occupied 2-FAMILY 2503212582 0.000 0.000 0.000 5.890 0.000 712 Stated Cash Out Refinance Owner Occupied SFR 2503212586 3.000 1.000 6.000 13.460 3.000 703 Stated Purchase Investor SFR 2503212587 3.000 1.000 6.000 13.990 3.000 730 Stated Purchase Owner Occupied 4-FAMILY 2503212611 3.000 1.000 6.000 12.983 3.000 679 Stated Purchase Investor 2-FAMILY 2503212617 3.000 1.000 6.000 13.350 3.000 668 Stated Purchase Owner Occupied D-PUDS 2503212623 3.000 1.000 6.000 11.850 3.000 745 Stated Rate/Term Refinance Owner Occupied SFR 2503212630 3.000 1.000 6.000 12.550 3.000 666 SISA Cash Out Refinance Owner Occupied SFR 2503212638 3.000 1.000 6.000 12.125 3.000 713 Stated Rate/Term Refinance Owner Occupied SFR 2503212647 3.000 1.000 6.000 12.625 3.000 619 Stated Cash Out Refinance Owner Occupied D-PUDS 2503212649 0.000 0.000 0.000 6.500 0.000 730 Stated Cash Out Refinance Owner Occupied SFR 2503212651 3.000 1.000 6.000 13.100 3.000 666 Stated Cash Out Refinance Owner Occupied SFR 2503212655 3.000 1.000 6.000 12.750 3.000 663 Stated Purchase Owner Occupied SFR 2503212677 3.000 1.000 6.000 13.030 3.875 652 Stated Purchase Owner Occupied SFR 2503212679 0.000 0.000 0.000 6.675 0.000 716 Stated Cash Out Refinance Owner Occupied CONDO 2503212685 0.000 0.000 0.000 5.750 0.000 799 Full Rate/Term Refinance Owner Occupied SFR 2503212691 3.000 1.000 6.000 12.550 3.000 610 Stated Cash Out Refinance Investor SFR 2503212698 3.000 1.000 6.000 12.500 3.000 698 Stated Rate/Term Refinance Owner Occupied SFR 2503212699 3.000 1.000 6.000 12.500 3.000 737 Stated Cash Out Refinance Owner Occupied SFR 2503212712 0.000 0.000 0.000 5.843 0.000 626 Stated Cash Out Refinance Owner Occupied SFR 2503212713 0.000 0.000 0.000 6.875 0.000 639 Stated Cash Out Refinance Owner Occupied SFR 2503212716 3.000 1.000 6.000 12.500 3.000 782 Stated Purchase Owner Occupied SFR 2503212723 0.000 0.000 0.000 5.529 0.000 731 Full Purchase Owner Occupied SFR 2503212725 3.000 1.000 6.000 13.500 3.000 668 Stated Purchase Owner Occupied 4-FAMILY 2503212727 3.000 1.000 6.000 12.875 3.875 702 Stated Rate/Term Refinance Second Home 2-FAMILY 2503212730 3.000 1.000 6.000 11.750 3.000 752 Stated Cash Out Refinance Owner Occupied SFR 2503212744 3.000 1.000 6.000 12.740 3.000 685 Stated Purchase Owner Occupied SFR 2503212750 3.000 1.000 6.000 11.950 3.000 687 Stated Cash Out Refinance Owner Occupied D-PUDS 2503212767 3.000 1.000 6.000 12.450 3.875 670 Stated Cash Out Refinance Owner Occupied SFR 2503212783 3.000 1.000 6.000 14.000 4.040 647 Stated Purchase Owner Occupied SFR 2503212789 3.000 1.000 6.000 11.950 3.000 682 Stated Rate/Term Refinance Owner Occupied SFR 2503212811 0.000 0.000 0.000 7.100 0.000 778 Stated Cash Out Refinance Owner Occupied 2-FAMILY 2503212821 0.000 0.000 0.000 5.875 0.000 681 Stated Rate/Term Refinance Owner Occupied SFR 2503212829 3.000 1.000 6.000 11.800 3.000 765 Stated Rate/Term Refinance Owner Occupied SFR 2503212852 3.000 1.000 6.000 12.250 3.875 684 Stated Cash Out Refinance Owner Occupied SFR 2503212855 3.000 1.000 6.000 12.875 3.000 640 Full Purchase Second Home CONDO 2503212900 0.000 0.000 0.000 6.875 0.000 701 Stated Cash Out Refinance Owner Occupied SFR 2503212902 3.000 1.000 6.000 12.780 3.875 654 SISA Cash Out Refinance Investor 2-FAMILY 2503212911 3.000 1.000 6.000 13.250 3.875 661 Stated Purchase Owner Occupied D-PUDS 2503212913 3.000 1.000 6.000 12.990 3.875 716 Stated Purchase Owner Occupied CONDO 2503212927 3.000 1.000 6.000 12.500 3.875 735 Stated Purchase Owner Occupied 4-FAMILY 2503212935 0.000 0.000 0.000 6.950 0.000 654 Stated Purchase Owner Occupied CONDO 2503212940 3.000 1.000 6.000 12.600 3.000 689 Stated Purchase Owner Occupied PUD 2503212947 3.000 1.000 6.000 12.490 3.000 652 Stated Purchase Owner Occupied CONDO 2503212962 3.000 1.000 6.000 13.925 3.875 744 SISA Cash Out Refinance Investor SFR 2503212968 3.000 1.000 6.000 13.000 3.000 654 Stated Purchase Owner Occupied D-PUDS 2503212978 3.000 1.000 6.000 13.100 3.000 734 Stated Purchase Owner Occupied 2-FAMILY 2503212982 3.000 1.000 6.000 11.990 3.000 775 Full Cash Out Refinance Owner Occupied SFR 2503212988 3.000 1.000 6.000 12.740 3.000 657 Stated Purchase Owner Occupied CONDO 2503213007 3.000 1.000 6.000 11.920 4.000 726 SISA Cash Out Refinance Investor SFR 2503213014 3.000 1.000 6.000 12.500 3.875 698 Stated Cash Out Refinance Owner Occupied CONDO 2503213015 0.000 0.000 0.000 6.570 0.000 696 Stated Cash Out Refinance Owner Occupied SFR 2503213029 3.000 1.000 6.000 12.500 3.000 600 Stated Cash Out Refinance Owner Occupied SFR 2503213033 3.000 1.000 6.000 13.330 3.000 645 Stated Rate/Term Refinance Investor SFR 2503213043 3.000 1.000 6.000 13.100 3.000 700 Express Verified Assets Rate/Term Refinance Owner Occupied SFR 2503213056 3.000 1.000 6.000 13.250 3.000 650 Stated Purchase Owner Occupied SFR 2503213059 0.000 0.000 0.000 6.325 0.000 706 Stated Rate/Term Refinance Owner Occupied SFR 2503213070 3.000 1.000 6.000 11.750 3.000 686 Stated Rate/Term Refinance Owner Occupied SFR 2503213071 0.000 0.000 0.000 8.500 0.000 651 Stated Cash Out Refinance Investor SFR 2503213075 3.000 1.000 6.000 12.175 3.000 747 Stated Purchase Owner Occupied SFR 2503213078 0.000 0.000 0.000 6.990 0.000 820 Express No Doc Cash Out Refinance Owner Occupied SFR 2503213086 3.000 1.000 6.000 12.300 3.000 781 Stated Rate/Term Refinance Owner Occupied SFR 2503213090 3.000 1.000 6.000 12.900 3.875 696 Stated Cash Out Refinance Investor SFR 2503213100 3.000 1.000 6.000 13.050 3.875 659 Stated Purchase Owner Occupied SFR 2503213124 3.000 1.000 6.000 13.500 3.500 693 Stated Purchase Owner Occupied HI-RISE 2503213146 3.000 1.000 6.000 12.440 3.000 718 Stated Rate/Term Refinance Owner Occupied PUD 2503213149 3.000 1.000 6.000 12.800 3.000 678 Stated Purchase Owner Occupied 3-FAMILY 2503213150 0.000 0.000 0.000 6.545 0.000 695 Full Cash Out Refinance Owner Occupied SFR 2503213153 3.000 1.000 6.000 13.375 3.000 710 Stated Purchase Investor 2-FAMILY 2503213160 0.000 0.000 0.000 5.990 0.000 721 Stated Cash Out Refinance Owner Occupied SFR 2503213167 3.000 1.000 6.000 11.990 3.000 772 Stated Purchase Investor D-PUDS 2503213223 0.000 0.000 0.000 6.375 0.000 678 Full Rate/Term Refinance Owner Occupied SFR 2503213229 3.000 1.000 6.000 13.375 3.875 657 Stated Purchase Owner Occupied CONDO 2503213239 3.000 1.000 6.000 12.000 3.000 776 Stated Cash Out Refinance Owner Occupied SFR 2503213244 3.000 1.000 6.000 13.000 3.000 713 Stated Purchase Owner Occupied SFR 2503213257 3.000 1.000 6.000 13.750 3.000 705 SISA Cash Out Refinance Owner Occupied SFR 2503213272 3.000 1.000 6.000 12.750 3.000 709 Full Purchase Owner Occupied PUD 2503213288 0.000 0.000 0.000 6.375 0.000 647 Stated Cash Out Refinance Owner Occupied SFR 2503213317 0.000 0.000 0.000 6.875 0.000 647 Full Cash Out Refinance Owner Occupied SFR 2503213322 3.000 1.000 6.000 11.525 3.000 700 Full Rate/Term Refinance Owner Occupied CONDO 2503213324 3.000 1.000 6.000 12.500 3.000 780 Stated Purchase Owner Occupied 4-FAMILY 2503213327 3.000 1.000 6.000 13.310 3.000 670 Stated Purchase Investor TOWNHOUSE 2503213342 0.000 0.000 0.000 6.500 0.000 703 Stated Cash Out Refinance Second Home CONDO 2503213351 0.000 0.000 0.000 7.250 0.000 667 SISA Cash Out Refinance Owner Occupied SFR 2503213359 3.000 1.000 6.000 13.075 3.000 646 Stated Purchase Owner Occupied SFR 2503213387 3.000 1.000 6.000 12.150 3.000 700 Stated Rate/Term Refinance Owner Occupied SFR 2503213398 0.000 0.000 0.000 6.250 0.000 711 Full Rate/Term Refinance Owner Occupied SFR 2503213402 0.000 0.000 0.000 6.875 0.000 727 Stated Rate/Term Refinance Owner Occupied CONDO 2503213406 3.000 1.000 6.000 12.650 3.000 633 Express Verified Assets Rate/Term Refinance Owner Occupied SFR 2503213417 3.000 1.000 6.000 12.900 3.875 740 Stated Purchase Owner Occupied 2-FAMILY 2503213430 3.000 1.000 6.000 12.350 3.000 798 Stated Purchase Owner Occupied 2-FAMILY 2503213436 3.000 1.000 6.000 12.890 3.625 662 Stated Rate/Term Refinance Owner Occupied SFR 2503213441 3.000 1.000 6.000 12.880 3.000 737 Stated Purchase Owner Occupied CONDO 2503213457 3.000 1.000 6.000 12.210 3.000 720 Stated Rate/Term Refinance Owner Occupied SFR 2503213465 3.000 1.000 6.000 12.325 3.875 689 Stated Rate/Term Refinance Owner Occupied SFR 2503213466 3.000 1.000 6.000 12.500 3.000 784 Stated Cash Out Refinance Second Home D-PUDS 2503213468 0.000 0.000 0.000 5.875 0.000 778 Stated Cash Out Refinance Owner Occupied SFR 2503213491 0.000 0.000 0.000 5.875 0.000 648 Stated Cash Out Refinance Owner Occupied SFR 2503213497 3.000 1.000 6.000 11.875 3.000 700 Full Cash Out Refinance Owner Occupied SFR 2503213506 3.000 1.000 6.000 12.500 3.875 681 Stated Purchase Owner Occupied D-PUDS 2503213524 3.000 1.000 6.000 13.500 3.000 749 Stated Purchase Owner Occupied HI-RISE 2503213542 3.000 1.000 6.000 12.300 3.000 687 Stated Purchase Owner Occupied D-PUDS 2503213550 0.000 0.000 0.000 5.800 0.000 778 Full Cash Out Refinance Owner Occupied SFR 2503213555 0.000 0.000 0.000 6.200 0.000 720 Express No Doc Cash Out Refinance Owner Occupied SFR 2503213567 3.000 1.000 6.000 12.550 3.875 690 Full Purchase Owner Occupied SFR 2503213570 3.000 1.000 6.000 12.500 4.000 734 Stated Purchase Owner Occupied SFR 2503213597 3.000 1.000 6.000 12.375 3.000 726 Stated Purchase Owner Occupied SFR 2503213603 3.000 1.000 6.000 13.250 3.000 744 Stated Purchase Owner Occupied 2-FAMILY 2503213616 3.000 1.000 6.000 12.990 3.000 659 Stated Purchase Owner Occupied SFR 2503213623 3.000 1.000 6.000 13.000 3.875 715 Stated Purchase Owner Occupied SFR 2503213626 0.000 0.000 0.000 6.670 0.000 751 Express No Doc Cash Out Refinance Owner Occupied SFR 2503213640 3.000 1.000 6.000 13.500 3.000 642 Stated Cash Out Refinance Owner Occupied PUD 2503213641 3.000 1.000 6.000 15.999 3.000 724 Stated Purchase Investor SFR 2503213647 3.000 1.000 6.000 12.400 3.000 712 Stated Rate/Term Refinance Investor HI-RISE 2503213659 3.000 1.000 6.000 12.450 3.875 758 Stated Purchase Owner Occupied SFR 2503213669 0.000 0.000 0.000 6.250 0.000 722 Stated Rate/Term Refinance Owner Occupied PUD 2503213681 3.000 1.000 6.000 12.500 3.000 650 Stated Rate/Term Refinance Owner Occupied SFR 2503213718 3.000 1.000 6.000 12.490 3.875 695 Stated Purchase Owner Occupied TOWNHOUSE 2503213719 3.000 1.000 6.000 13.350 3.000 703 Stated Purchase Owner Occupied D-PUDS 2503213744 0.000 0.000 0.000 7.500 0.000 636 Full Cash Out Refinance Owner Occupied D-PUDS 2503213751 0.000 0.000 0.000 5.875 0.000 800 Full Cash Out Refinance Owner Occupied SFR 2503213761 3.000 1.000 6.000 13.625 3.875 697 Stated Purchase Investor SFR 2503213763 3.000 1.000 6.000 16.790 4.375 624 Stated Purchase Investor 2-FAMILY 2503213770 3.000 1.000 6.000 13.725 3.000 646 Stated Purchase Owner Occupied SFR 2503213806 3.000 1.000 6.000 14.125 4.000 659 Stated Cash Out Refinance Owner Occupied SFR 2503213807 3.000 1.000 5.000 11.990 3.000 647 Stated Cash Out Refinance Owner Occupied SFR 2503213813 0.000 0.000 0.000 5.500 0.000 744 Stated Cash Out Refinance Owner Occupied SFR 2503213814 3.000 1.000 6.000 13.000 3.875 735 Stated Purchase Owner Occupied SFR 2503213822 0.000 0.000 0.000 6.375 0.000 699 Stated Purchase Investor SFR 2503213832 3.000 1.000 6.000 12.950 3.000 699 Stated Purchase Owner Occupied D-PUDS 2503213835 3.000 1.000 6.000 13.000 3.000 691 Stated Purchase Owner Occupied SFR 2503213840 0.000 0.000 0.000 6.250 0.000 694 Full Rate/Term Refinance Owner Occupied SFR 2503213868 3.000 1.000 6.000 14.000 3.000 653 Stated Purchase Owner Occupied SFR 2503213869 3.000 1.000 6.000 13.550 3.750 694 SISA Cash Out Refinance Owner Occupied CONDO 2503213892 3.000 1.000 6.000 12.600 3.000 641 Stated Rate/Term Refinance Owner Occupied PUD 2503213893 3.000 1.000 6.000 12.400 3.000 719 Stated Purchase Owner Occupied SFR 2503213914 0.000 0.000 0.000 6.425 0.000 675 Full Rate/Term Refinance Owner Occupied SFR 2503213919 3.000 1.000 6.000 12.500 3.875 740 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3.000 682 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503214051 3.000 1.000 6.000 13.280 3.000 663 Stated Purchase Investor SFR 2503214059 3.000 1.000 6.000 13.000 3.000 649 Stated Purchase Owner Occupied 2-FAMILY 2503214072 3.000 1.000 6.000 11.750 3.000 647 Stated Cash Out Refinance Owner Occupied SFR 2503214074 3.000 1.000 6.000 12.050 3.000 762 Stated Purchase Owner Occupied D-PUDS 2503214082 3.000 1.000 6.000 14.040 3.000 661 Stated Purchase Owner Occupied HI-RISE 2503214091 3.000 1.000 6.000 13.140 3.875 746 Stated Cash Out Refinance Owner Occupied 4-FAMILY 2503214103 3.000 1.000 6.000 13.750 3.000 679 Stated Purchase Investor SFR 2503214115 0.000 0.000 0.000 7.990 0.000 679 Stated Cash Out Refinance Investor SFR 2503214127 0.000 0.000 0.000 6.990 0.000 665 Full Cash Out Refinance Owner Occupied SFR 2503214134 3.000 1.000 6.000 14.125 3.000 634 Stated Cash Out Refinance Investor SFR 2503214135 0.000 0.000 0.000 7.625 0.000 688 Stated Rate/Term Refinance Owner Occupied SFR 2503214136 3.000 1.000 6.000 13.250 3.000 646 Stated Purchase Owner Occupied SFR 2503214138 3.000 1.000 6.000 12.950 3.000 711 Stated Cash Out Refinance Owner Occupied SFR 2503214140 3.000 1.000 6.000 13.750 3.000 712 Stated Purchase Owner Occupied 3-FAMILY 2503214145 3.000 1.000 6.000 12.692 3.000 601 Stated Cash Out Refinance Owner Occupied SFR 2503214147 3.000 1.000 6.000 13.317 3.000 650 Stated Purchase Owner Occupied HI-RISE 2503214164 3.000 1.000 6.000 11.990 3.000 699 Stated Cash Out Refinance Owner Occupied SFR 2503214171 0.000 0.000 0.000 7.990 0.000 679 Stated Cash Out Refinance Investor SFR 2503214178 3.000 1.000 6.000 13.250 3.875 726 Stated Purchase Investor SFR 2503214179 3.000 1.000 6.000 11.875 3.000 662 SISA Rate/Term Refinance Owner Occupied SFR 2503214184 3.000 1.000 6.000 12.750 3.000 752 Stated Purchase Owner Occupied SFR 2503214197 3.000 1.000 5.070 12.860 3.000 672 Stated Purchase Owner Occupied 3-FAMILY 2503214202 3.000 1.000 6.000 13.375 3.000 655 Stated Purchase Investor SFR 2503214226 3.000 1.000 6.000 13.480 3.000 646 Stated Purchase Owner Occupied 2-FAMILY 2503214230 3.000 1.000 6.000 13.280 3.000 686 Stated Purchase Investor PUD 2503214237 3.000 1.000 6.000 12.900 3.000 651 Full Rate/Term Refinance Investor CONDO 2503214248 3.000 1.000 6.000 12.500 3.000 668 Stated Purchase Owner Occupied SFR 2503214258 3.000 1.000 6.000 12.500 3.000 691 Stated Rate/Term Refinance Owner Occupied SFR 2503214262 3.000 1.000 6.000 13.580 4.000 719 Stated Cash Out Refinance Investor SFR 2503214284 0.000 0.000 0.000 7.118 0.000 666 Stated Cash Out Refinance Owner Occupied SFR 2503214298 3.000 1.000 6.000 14.299 3.000 688 Stated Rate/Term Refinance Owner Occupied 4-FAMILY 2503214303 3.000 1.000 6.000 12.500 3.875 627 Full Rate/Term Refinance Owner Occupied SFR 2503214310 3.000 1.000 6.000 12.400 3.000 723 Stated Purchase Owner Occupied SFR 2503214315 3.000 1.000 6.000 15.920 3.875 654 Stated Purchase Investor SFR 2503214330 3.000 1.000 6.000 13.200 3.000 721 Stated Purchase Owner Occupied 2-FAMILY 2503214346 0.000 0.000 0.000 5.590 0.000 796 Stated Cash Out Refinance Owner Occupied SFR 2503214361 3.000 1.000 6.000 13.800 3.000 666 Stated Cash Out Refinance Owner Occupied SFR 2503214366 3.000 1.000 6.000 12.375 3.000 771 Stated Purchase Owner Occupied SFR 2503214393 3.000 1.000 6.000 13.250 3.875 717 Stated Purchase Owner Occupied SFR 2503214394 0.000 0.000 0.000 5.880 0.000 813 Express Verified Assets Cash Out Refinance Owner Occupied 4-FAMILY 2503214411 3.000 1.000 6.000 12.625 3.000 701 Stated Purchase Owner Occupied SFR 2503214421 3.000 1.000 6.000 13.125 3.875 705 Stated Purchase Investor SFR 2503214425 3.000 1.000 6.000 14.000 3.000 648 Stated Purchase Owner Occupied 2-FAMILY 2503214429 0.000 0.000 0.000 6.750 0.000 625 Full Cash Out Refinance Investor SFR 2503214433 0.000 0.000 0.000 6.450 0.000 701 Stated Rate/Term Refinance Owner Occupied SFR 2503214435 3.000 1.000 6.000 13.380 3.000 702 Stated Purchase Owner Occupied SFR 2503214437 0.000 0.000 0.000 6.200 0.000 691 Stated Rate/Term Refinance Second Home SFR 2503214438 3.000 1.000 6.000 12.875 3.000 654 Full Rate/Term Refinance Owner Occupied CONDO 2503214462 3.000 1.000 6.000 13.100 3.000 762 Express Verified Assets Rate/Term Refinance Investor SFR 2503214465 0.000 0.000 0.000 6.990 0.000 740 Stated Cash Out Refinance Owner Occupied SFR 2503214475 3.000 1.000 6.000 11.900 3.000 773 Express Verified Assets Cash Out Refinance Owner Occupied SFR 2503214491 0.000 0.000 0.000 6.590 0.000 688 Stated Cash Out Refinance Investor SFR 2503214494 3.000 1.000 6.000 13.150 3.000 765 SISA Purchase Owner Occupied SFR 2503214501 3.000 1.000 6.000 12.500 3.875 692 Stated Purchase Owner Occupied SFR 2503214504 3.000 1.000 6.000 11.650 3.500 732 Full Cash Out Refinance Owner Occupied D-PUDS 2503214507 0.000 0.000 0.000 5.975 0.000 700 Stated Cash Out Refinance Owner Occupied D-PUDS 2503214527 3.000 1.000 6.000 11.950 3.875 768 Full Cash Out Refinance Owner Occupied SFR 2503214539 3.000 1.000 6.000 12.375 3.000 686 Stated Cash Out Refinance Owner Occupied SFR 2503214559 3.000 1.000 6.000 12.250 4.000 650 Full Cash Out Refinance Owner Occupied D-PUDS 2503214564 3.000 1.000 6.000 13.510 3.000 664 Stated Purchase Owner Occupied CONDO 2503214569 3.000 1.000 6.000 12.250 3.875 784 Stated Purchase Owner Occupied 4-FAMILY 2503214575 3.000 1.000 6.000 12.875 3.000 672 Stated Rate/Term Refinance Investor SFR 2503214582 3.000 1.000 6.000 12.300 3.000 645 Full Cash Out Refinance Owner Occupied SFR 2503214599 3.000 1.000 6.000 13.250 3.000 735 Stated Cash Out Refinance Owner Occupied SFR 2503214631 3.000 1.000 6.000 13.600 3.000 719 Stated Purchase Owner Occupied 3-FAMILY 2503214652 3.000 1.000 6.000 12.500 3.000 646 Stated Purchase Owner Occupied SFR 2503214658 3.000 1.000 6.000 13.800 3.875 665 Stated Cash Out Refinance Owner Occupied SFR 2503214663 3.000 1.000 6.000 12.625 3.000 629 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503214678 3.000 1.000 6.000 13.000 3.875 649 Stated Cash Out Refinance Investor HI-RISE 2503214686 3.000 1.000 6.000 12.620 3.000 715 Stated Purchase Owner Occupied 2-FAMILY 2503214690 3.000 1.000 6.000 12.990 3.000 764 Stated Purchase Owner Occupied 2-FAMILY 2503214698 0.000 0.000 0.000 6.875 0.000 714 Stated Purchase Owner Occupied 3-FAMILY 2503214736 3.000 1.000 6.000 11.800 3.000 705 Stated Cash Out Refinance Investor SFR 2503214765 0.000 0.000 0.000 6.930 0.000 689 Full Purchase Investor CONDO 2503214767 3.000 1.000 6.000 12.300 3.000 757 Stated Purchase Owner Occupied SFR 2503214781 3.000 1.000 6.000 14.250 3.000 669 Stated Purchase Owner Occupied HI-RISE 2503214801 0.000 0.000 0.000 6.625 0.000 728 Stated Cash Out Refinance Owner Occupied SFR 2503214804 3.000 1.000 6.000 12.500 3.875 653 Full Rate/Term Refinance Owner Occupied SFR 2503214807 3.000 1.000 6.000 14.850 3.000 664 Stated Purchase Owner Occupied HI-RISE 2503214820 0.000 0.000 0.000 7.000 0.000 619 Stated Cash Out Refinance Owner Occupied SFR 2503214828 3.000 1.000 6.000 13.500 3.000 667 Stated Purchase Owner Occupied SFR 2503214835 3.000 1.000 6.000 14.125 3.000 681 Stated Purchase Investor SFR 2503214837 3.000 1.000 6.000 13.990 3.000 659 Stated Cash Out Refinance Investor 4-FAMILY 2503214849 3.000 1.000 6.000 13.990 3.875 659 Stated Rate/Term Refinance Investor 3-FAMILY 2503214859 3.000 1.000 6.000 13.125 3.000 656 Stated Purchase Owner Occupied SFR 2503214863 3.000 1.000 6.000 11.863 3.000 704 Stated Purchase Owner Occupied SFR 2503214916 3.000 1.000 6.000 11.990 3.875 699 Stated Cash Out Refinance Owner Occupied SFR 2503214920 0.000 0.000 0.000 6.745 0.000 631 FISA Rate/Term Refinance Owner Occupied PUD 2503214946 3.000 1.000 6.000 14.300 3.000 640 Stated Purchase Owner Occupied CONDO 2503214948 3.000 1.000 6.000 12.780 3.000 701 Stated Purchase Investor SFR 2503215015 3.000 1.000 6.000 12.375 3.000 723 Stated Cash Out Refinance Owner Occupied D-PUDS 2503215016 1.000 1.000 6.000 12.015 3.000 731 Full Purchase Investor HI-RISE 2503215020 0.000 0.000 0.000 7.370 0.000 652 Stated Purchase Owner Occupied SFR 2503215036 3.000 1.000 6.000 12.250 3.000 648 Stated Purchase Owner Occupied SFR 2503215040 3.000 1.000 6.000 12.500 3.875 699 Stated Rate/Term Refinance Second Home SFR 2503215054 3.000 1.000 6.000 12.250 3.875 624 Full Purchase Owner Occupied SFR 2503215072 3.000 1.000 6.000 14.125 3.000 634 Stated Cash Out Refinance Investor SFR 2503215097 3.000 1.000 6.000 12.050 3.000 709 Stated Rate/Term Refinance Second Home SFR 2503215118 3.000 1.000 6.000 14.420 3.000 728 Stated Purchase Owner Occupied 3-FAMILY 2503215120 3.000 1.000 6.000 13.110 3.000 752 Full Cash Out Refinance Owner Occupied 2-FAMILY 2503215125 3.000 1.000 6.000 12.500 3.000 689 Full Rate/Term Refinance Owner Occupied SFR 2503215126 3.000 1.000 6.000 12.375 4.000 696 Stated Rate/Term Refinance Investor SFR 2503215127 3.000 1.000 6.000 15.990 3.000 678 Stated Purchase Investor 2-FAMILY 2503215150 3.000 1.000 6.000 14.500 4.125 641 SISA Cash Out Refinance Owner Occupied D-PUDS 2503215168 3.000 1.000 6.000 12.692 3.000 701 Stated Purchase Owner Occupied CONDO 2503215176 3.000 1.000 6.000 13.125 3.000 715 Stated Rate/Term Refinance Investor CONDO 2503215179 0.000 0.000 0.000 6.500 0.000 617 Full Cash Out Refinance Owner Occupied SFR 2503215183 3.000 1.000 6.000 12.250 3.625 715 Stated Rate/Term Refinance Owner Occupied SFR 2503215190 0.000 0.000 0.000 6.875 0.000 718 Stated Purchase Investor CONDO 2503215191 3.000 1.000 6.000 13.475 3.000 683 Stated Purchase Investor SFR 2503215197 0.000 0.000 0.000 6.000 0.000 792 Stated Cash Out Refinance Owner Occupied SFR 2503215198 3.000 1.000 6.000 13.250 4.000 637 SISA Cash Out Refinance Owner Occupied SFR 2503215201 3.000 1.000 6.000 12.655 3.000 702 Stated Rate/Term Refinance Owner Occupied SFR 2503215209 3.000 1.000 6.000 12.940 3.000 644 Stated Cash Out Refinance Owner Occupied 3-FAMILY 2503215216 3.000 1.000 6.000 12.550 3.000 682 Stated Rate/Term Refinance Owner Occupied SFR 2503215232 3.000 1.000 6.000 11.950 3.000 734 Stated Cash Out Refinance Owner Occupied SFR 2503215242 0.000 0.000 0.000 6.375 0.000 773 Stated Cash Out Refinance Owner Occupied SFR 2503215269 3.000 1.000 6.000 14.950 3.875 748 SISA Purchase Investor SFR 2503215291 3.000 1.000 6.000 12.450 3.000 675 Stated Purchase Owner Occupied SFR 2503215293 0.000 0.000 0.000 7.500 0.000 613 Express Non-Verified Assets Cash Out Refinance Owner Occupied SFR 2503215330 3.000 1.000 6.000 11.990 3.000 698 Stated Purchase Owner Occupied SFR 2503215349 3.000 1.000 6.000 12.850 3.000 702 Stated Cash Out Refinance Owner Occupied SFR 2503215368 3.000 1.000 6.000 12.875 3.000 651 Stated Rate/Term Refinance Owner Occupied SFR 2503215370 3.000 1.000 6.000 13.360 3.875 642 Stated Purchase Owner Occupied SFR 2503215376 3.000 1.000 6.000 12.100 3.000 738 Stated Cash Out Refinance Owner Occupied SFR 2503215386 3.000 1.000 6.000 13.500 3.000 641 Express Verified Assets Cash Out Refinance Owner Occupied HI-RISE 2503215391 3.000 1.000 6.000 13.990 3.000 688 Stated Purchase Owner Occupied 3-FAMILY 2503215398 3.000 1.000 6.000 12.750 3.000 692 Stated Cash Out Refinance Investor SFR 2503215412 3.000 1.000 6.000 12.750 3.000 674 Stated Purchase Owner Occupied SFR 2503215430 3.000 1.000 6.000 11.745 3.000 752 Stated Purchase Owner Occupied SFR 2503215431 3.000 1.000 6.000 12.875 3.000 728 Stated Purchase Owner Occupied SFR 2503215436 3.000 1.000 6.000 12.250 3.000 701 Stated Rate/Term Refinance Owner Occupied SFR 2503215437 3.000 1.000 6.000 11.875 3.000 709 Stated Rate/Term Refinance Investor SFR 2503215443 3.000 1.000 6.000 12.300 3.000 770 Stated Purchase Second Home PUD 2503215444 3.000 1.000 6.000 13.798 3.000 647 Stated Cash Out Refinance Investor 2-FAMILY 2503215461 3.000 1.000 6.000 12.650 3.000 647 Stated Rate/Term Refinance Owner Occupied CONDO 2503215476 3.000 1.000 6.000 12.180 3.875 718 Stated Purchase Owner Occupied HI-RISE 2503215479 3.000 1.000 6.000 12.850 3.875 704 Stated Cash Out Refinance Investor SFR 2503215496 0.000 0.000 0.000 7.250 0.000 631 Stated Cash Out Refinance Owner Occupied SFR 2503215503 3.000 1.000 6.000 12.000 3.000 666 Full Purchase Owner Occupied SFR 2503215504 3.000 1.000 6.000 13.095 3.000 680 Stated Rate/Term Refinance Owner Occupied D-PUDS 2503215509 0.000 0.000 0.000 6.700 0.000 606 Stated Cash Out Refinance Owner Occupied SFR 2503215532 0.000 0.000 0.000 6.060 0.000 693 Stated Cash Out Refinance Investor SFR 2503215536 3.000 1.000 6.000 14.000 4.000 656 Stated Rate/Term Refinance Owner Occupied CONDO 2503215541 3.000 1.000 6.000 11.750 3.000 802 Stated Purchase Owner Occupied CONDO 2503215545 3.000 1.000 6.000 12.875 3.875 645 Stated Purchase Owner Occupied SFR 2503215551 0.000 0.000 0.000 5.900 0.000 702 Stated Cash Out Refinance Owner Occupied SFR 2503215561 3.000 1.000 6.000 12.875 3.000 711 Stated Rate/Term Refinance Owner Occupied SFR 2503215574 3.000 1.000 6.000 12.585 3.000 705 Stated Cash Out Refinance Investor CONDO 2503215579 3.000 1.000 6.000 13.250 3.625 680 Stated Rate/Term Refinance Owner Occupied SFR 2503215592 3.000 1.000 6.000 12.250 3.000 644 Stated Cash Out Refinance Owner Occupied SFR 2503215593 3.000 1.000 6.000 13.500 3.000 652 Stated Purchase Owner Occupied SFR 2503215604 0.000 0.000 0.000 6.550 0.000 699 SISA Cash Out Refinance Owner Occupied SFR 2503215625 3.000 1.000 6.000 12.990 3.000 685 Stated Cash Out Refinance Owner Occupied SFR 2503215642 3.000 1.000 6.000 13.500 3.000 744 Stated Purchase Owner Occupied SFR 2503215650 3.000 1.000 6.000 16.990 5.550 651 SISA Cash Out Refinance Investor SFR 2503215656 3.000 1.000 6.000 12.750 3.000 620 Stated Cash Out Refinance Owner Occupied SFR 2503215663 3.000 1.000 6.000 12.750 3.000 767 Stated Purchase Owner Occupied 3-FAMILY 2503215683 3.000 1.000 6.000 12.950 3.000 646 Express Non-Verified Assets Cash Out Refinance Investor CONDO 2503215699 3.000 1.000 6.000 13.990 3.000 702 Stated Cash Out Refinance Investor CONDO 2503215716 3.000 1.000 6.000 12.750 3.500 693 Stated Purchase Owner Occupied CONDO 2503215718 0.000 0.000 0.000 7.250 0.000 706 Express Verified Assets Cash Out Refinance Investor SFR 2503215723 3.000 1.000 6.000 11.950 3.000 774 Stated Rate/Term Refinance Owner Occupied SFR 2503215725 3.000 1.000 6.000 13.160 3.000 757 Stated Purchase Owner Occupied SFR 2503215726 0.000 0.000 0.000 6.400 0.000 684 Stated Rate/Term Refinance Owner Occupied SFR 2503215728 3.000 1.000 6.000 12.400 3.000 712 Stated Rate/Term Refinance Investor HI-RISE 2503215731 3.000 1.000 6.000 12.690 3.875 660 Stated Rate/Term Refinance Owner Occupied SFR 2503215734 3.000 1.000 6.000 12.450 3.000 707 Stated Cash Out Refinance Owner Occupied SFR 2503215744 0.000 0.000 0.000 6.200 0.000 697 Stated Cash Out Refinance Owner Occupied SFR 2503215750 3.000 1.000 6.000 12.750 3.875 751 Stated Purchase Owner Occupied SFR 2503215752 3.000 1.000 6.000 12.500 3.875 681 Stated Cash Out Refinance Owner Occupied SFR 2503215760 3.000 1.000 6.000 13.390 3.875 645 Stated Purchase Owner Occupied SFR 2503215790 3.000 1.000 6.000 13.350 3.500 681 SISA Cash Out Refinance Investor PUD 2503215803 3.000 1.000 6.000 15.050 3.000 655 Stated Cash Out Refinance Owner Occupied 2-FAMILY 2503215808 3.000 1.000 6.000 13.250 3.000 688 Stated Purchase Owner Occupied CONDO 2503215820 3.000 1.000 6.000 12.430 3.750 642 Stated Purchase Owner Occupied CONDO 2503215831 3.000 1.000 6.000 12.900 3.875 668 Stated Cash Out Refinance Owner Occupied D-PUDS 2503215856 3.000 1.000 6.000 13.125 3.000 607 Stated Cash Out Refinance Owner Occupied SFR 2503215862 3.000 1.000 6.000 12.350 3.000 669 Stated Purchase Owner Occupied D-PUDS 2503215889 3.000 1.000 6.000 13.200 3.000 658 Stated Rate/Term Refinance Owner Occupied CONDO 2503215891 0.000 0.000 0.000 7.375 0.000 683 Full Rate/Term Refinance Owner Occupied CONDO 2503215928 3.000 1.000 6.000 12.750 3.000 691 Stated Rate/Term Refinance Owner Occupied SFR 2503215945 3.000 1.000 6.000 13.375 3.000 683 Stated Purchase Owner Occupied SFR 2503215957 3.000 1.000 6.000 12.550 3.000 693 Stated Cash Out Refinance Owner Occupied SFR 2503215971 3.000 1.000 6.000 13.150 3.000 717 Stated Cash Out Refinance Investor SFR 2503215993 3.000 1.000 6.000 12.750 3.000 648 Stated Rate/Term Refinance Investor SFR 2503216002 3.000 1.000 6.000 12.400 3.000 654 Stated Purchase Owner Occupied CONDO 2503216015 0.000 0.000 0.000 6.375 0.000 641 SISA Rate/Term Refinance Owner Occupied SFR 2503216019 3.000 1.000 6.000 12.375 3.000 739 Full Purchase Investor SFR 2503216028 3.000 1.000 6.000 12.500 3.000 656 Stated Rate/Term Refinance Owner Occupied SFR 2503216057 3.000 1.000 6.000 12.519 3.000 733 Stated Purchase Owner Occupied CONDO 2503216061 3.000 1.000 6.000 13.500 3.000 735 Stated Purchase Owner Occupied HI-RISE 2503216062 0.000 0.000 0.000 7.470 0.000 700 Stated Rate/Term Refinance Owner Occupied SFR 2503216079 3.000 1.000 6.000 13.920 3.000 660 Stated Purchase Investor CONDO 2503216083 3.000 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Stated Purchase Owner Occupied CONDO 2503209884 0.000 0.000 0.000 10.490 0.000 700 Stated Cash Out Refinance Owner Occupied SFR 2503209897 0.000 0.000 0.000 11.950 0.000 677 Stated Purchase Owner Occupied CONDO 2503209914 0.000 0.000 0.000 12.340 0.000 660 Stated Purchase Owner Occupied CONDO 2503209952 0.000 0.000 0.000 12.340 0.000 662 Stated Purchase Owner Occupied SFR 2503210006 0.000 0.000 0.000 11.125 0.000 772 Stated Purchase Owner Occupied HI-RISE 2503210148 0.000 0.000 0.000 9.940 0.000 740 Stated Purchase Owner Occupied SFR 2503210186 0.000 0.000 0.000 12.044 0.000 665 Stated Purchase Owner Occupied SFR 2503210226 0.000 0.000 0.000 10.890 0.000 677 Stated Cash Out Refinance Owner Occupied SFR 2503210286 0.000 0.000 0.000 12.150 0.000 757 Stated Cash Out Refinance Investor SFR 2503210398 0.000 0.000 0.000 13.950 0.000 653 Stated Purchase Owner Occupied SFR 2503210455 0.000 0.000 0.000 11.840 0.000 678 Stated Purchase Owner Occupied SFR 2503210488 0.000 0.000 0.000 10.990 0.000 754 Stated Purchase Investor SFR 2503210522 0.000 0.000 0.000 12.450 0.000 660 Stated Purchase Owner Occupied SFR 2503210657 0.000 0.000 0.000 10.525 0.000 731 Stated Purchase Owner Occupied CONDO 2503210727 0.000 0.000 0.000 11.765 0.000 713 Stated Rate/Term Refinance Investor SFR 2503210752 0.000 0.000 0.000 11.300 0.000 716 Stated Rate/Term Refinance Investor SFR 2503210834 0.000 0.000 0.000 12.500 0.000 652 Stated Purchase Owner Occupied CONDO 2503210926 0.000 0.000 0.000 11.990 0.000 660 Stated Purchase Owner Occupied SFR 2503210947 0.000 0.000 0.000 12.240 0.000 656 Stated Purchase Owner Occupied SFR 2503211187 0.000 0.000 0.000 12.090 0.000 662 Stated Purchase Owner Occupied SFR 2503211204 0.000 0.000 0.000 13.540 0.000 657 Stated Purchase Owner Occupied SFR 2503211379 0.000 0.000 0.000 10.250 0.000 735 Stated Purchase Owner Occupied SFR 2503211418 0.000 0.000 0.000 12.175 0.000 758 Stated Cash Out Refinance Investor 3-FAMILY 2503211444 0.000 0.000 0.000 10.590 0.000 700 Stated Cash Out Refinance Owner Occupied SFR 2503211467 0.000 0.000 0.000 10.150 0.000 700 Stated Purchase Owner Occupied SFR 2503211468 0.000 0.000 0.000 9.950 0.000 774 Stated Purchase Owner Occupied SFR 2503211495 0.000 0.000 0.000 11.895 0.000 679 Stated Cash Out Refinance Owner Occupied PUD 2503211668 0.000 0.000 0.000 10.775 0.000 677 Stated Cash Out Refinance Owner Occupied SFR 2503211716 0.000 0.000 0.000 10.875 0.000 705 Stated Cash Out Refinance Owner Occupied SFR 2503211857 0.000 0.000 0.000 10.740 0.000 696 Stated Purchase Owner Occupied SFR 2503211881 0.000 0.000 0.000 11.500 0.000 762 Stated Rate/Term Refinance Investor SFR 2503211893 0.000 0.000 0.000 11.844 0.000 664 Stated Purchase Owner Occupied SFR 2503211970 0.000 0.000 0.000 10.750 0.000 783 Stated Purchase Owner Occupied SFR 2503212009 0.000 0.000 0.000 11.515 0.000 757 Stated Rate/Term Refinance Investor SFR 2503212045 0.000 0.000 0.000 12.550 0.000 768 Stated Purchase Investor HI-RISE 2503212070 0.000 0.000 0.000 12.900 0.000 652 Stated Purchase Owner Occupied SFR 2503212232 0.000 0.000 0.000 9.990 0.000 748 Stated Cash Out Refinance Owner Occupied 3-FAMILY 2503212340 0.000 0.000 0.000 12.690 0.000 651 Stated Purchase Owner Occupied SFR 2503212453 0.000 0.000 0.000 12.325 0.000 678 Stated Purchase Owner Occupied SFR 2503212459 0.000 0.000 0.000 11.895 0.000 677 Stated Purchase Owner Occupied SFR 2503212476 0.000 0.000 0.000 12.245 0.000 660 Stated Purchase Owner Occupied SFR 2503212505 0.000 0.000 0.000 10.440 0.000 706 Stated Purchase Owner Occupied D-PUDS 2503212537 0.000 0.000 0.000 10.060 0.000 763 Stated Purchase Owner Occupied SFR 2503212558 0.000 0.000 0.000 11.075 0.000 742 Stated Rate/Term Refinance Owner Occupied CONDO 2503212631 0.000 0.000 0.000 9.700 0.000 745 Stated Rate/Term Refinance Owner Occupied SFR 2503212658 0.000 0.000 0.000 12.150 0.000 663 Stated Purchase Owner Occupied SFR 2503212714 0.000 0.000 0.000 10.500 0.000 737 Stated Cash Out Refinance Owner Occupied SFR 2503212788 0.000 0.000 0.000 11.500 0.000 740 Stated Rate/Term Refinance Investor SFR 2503212915 0.000 0.000 0.000 12.700 0.000 661 Stated Purchase Owner Occupied D-PUDS 2503212989 0.000 0.000 0.000 12.650 0.000 657 Stated Purchase Owner Occupied CONDO 2503213003 0.000 0.000 0.000 10.900 0.000 734 Stated Purchase Owner Occupied 2-FAMILY 2503213058 0.000 0.000 0.000 12.800 0.000 650 Stated Purchase Owner Occupied SFR 2503213097 0.000 0.000 0.000 12.750 0.000 654 Stated Purchase Owner Occupied D-PUDS 2503213177 0.000 0.000 0.000 12.140 0.000 772 Stated Purchase Investor D-PUDS 2503213235 0.000 0.000 0.000 11.240 0.000 695 Stated Purchase Owner Occupied SFR 2503213251 0.000 0.000 0.000 10.000 0.000 678 Full Cash Out Refinance Owner Occupied SFR 2503213274 0.000 0.000 0.000 9.550 0.000 709 Full Purchase Owner Occupied PUD 2503213325 0.000 0.000 0.000 10.540 0.000 780 Stated Purchase Owner Occupied 4-FAMILY 2503213389 0.000 0.000 0.000 10.490 0.000 700 Stated Cash Out Refinance Owner Occupied SFR 2503213407 0.000 0.000 0.000 11.150 0.000 727 Stated Cash Out Refinance Owner Occupied CONDO 2503213432 0.000 0.000 0.000 10.890 0.000 798 Stated Purchase Owner Occupied 2-FAMILY 2503213443 0.000 0.000 0.000 10.850 0.000 737 Stated Purchase Owner Occupied CONDO 2503213501 0.000 0.000 0.000 9.600 0.000 781 Stated Rate/Term Refinance Owner Occupied SFR 2503213571 0.000 0.000 0.000 10.690 0.000 734 Stated Purchase Owner Occupied SFR 2503213600 0.000 0.000 0.000 10.900 0.000 740 Stated Purchase Owner Occupied 2-FAMILY 2503213606 0.000 0.000 0.000 9.940 0.000 726 Stated Purchase Owner Occupied SFR 2503213608 0.000 0.000 0.000 11.040 0.000 744 Stated Purchase Owner Occupied 2-FAMILY 2503213617 0.000 0.000 0.000 13.500 0.000 659 Stated Purchase Owner Occupied SFR 2503213662 0.000 0.000 0.000 10.440 0.000 758 Stated Purchase Owner Occupied SFR 2503213672 0.000 0.000 0.000 10.250 0.000 722 Stated Cash Out Refinance Owner Occupied PUD 2503213844 0.000 0.000 0.000 11.000 0.000 698 Stated Cash Out Refinance Owner Occupied SFR 2503213910 0.000 0.000 0.000 12.500 0.000 653 Stated Purchase Owner Occupied SFR 2503213926 0.000 0.000 0.000 9.940 0.000 740 Stated Purchase Owner Occupied SFR 2503213931 0.000 0.000 0.000 11.875 0.000 750 Stated Purchase Investor D-PUDS 2503214093 0.000 0.000 0.000 13.825 0.000 661 Stated Purchase Owner Occupied HI-RISE 2503214105 0.000 0.000 0.000 11.165 0.000 679 Stated Rate/Term Refinance Owner Occupied SFR 2503214183 0.000 0.000 0.000 12.350 0.000 726 Stated Purchase Investor SFR 2503214188 0.000 0.000 0.000 10.350 0.000 752 Stated Purchase Owner Occupied SFR 2503214195 0.000 0.000 0.000 12.490 0.000 660 Stated Purchase Owner Occupied CONDO 2503214374 0.000 0.000 0.000 9.790 0.000 771 Stated Purchase Owner Occupied SFR 2503214618 0.000 0.000 0.000 10.790 0.000 760 Stated Purchase Owner Occupied CONDO 2503214635 0.000 0.000 0.000 13.240 0.000 744 Stated Purchase Investor CONDO 2503214701 0.000 0.000 0.000 11.850 0.000 692 Stated Purchase Owner Occupied HI-RISE 2503214720 0.000 0.000 0.000 10.290 0.000 764 Stated Purchase Owner Occupied 2-FAMILY 2503214728 0.000 0.000 0.000 9.950 0.000 736 Stated Cash Out Refinance Owner Occupied SFR 2503214810 0.000 0.000 0.000 12.950 0.000 664 Stated Purchase Owner Occupied HI-RISE 2503214839 0.000 0.000 0.000 13.000 0.000 676 Stated Purchase Owner Occupied SFR 2503214894 0.000 0.000 0.000 12.490 0.000 737 Stated Purchase Investor PUD 2503215021 0.000 0.000 0.000 11.790 0.000 666 Stated Purchase Owner Occupied SFR 2503215105 0.000 0.000 0.000 11.784 0.000 731 Full Purchase Investor HI-RISE 2503215333 0.000 0.000 0.000 10.750 0.000 698 Stated Purchase Owner Occupied D-PUDS 2503215392 0.000 0.000 0.000 13.375 0.000 656 Stated Purchase Owner Occupied SFR 2503215442 0.000 0.000 0.000 10.900 0.000 728 Stated Purchase Owner Occupied SFR 2503215448 0.000 0.000 0.000 10.800 0.000 770 Stated Purchase Second Home PUD 2503215514 0.000 0.000 0.000 11.200 0.000 680 Stated Cash Out Refinance Owner Occupied D-PUDS 2503215544 0.000 0.000 0.000 10.700 0.000 802 Stated Purchase Owner Occupied CONDO 2503215598 0.000 0.000 0.000 13.775 0.000 652 Stated Purchase Owner Occupied SFR 2503215644 0.000 0.000 0.000 10.590 0.000 744 Stated Purchase Owner Occupied SFR 2503215665 0.000 0.000 0.000 11.395 0.000 767 Stated Purchase Owner Occupied 3-FAMILY 2503215774 0.000 0.000 0.000 10.500 0.000 751 Stated Purchase Owner Occupied SFR 2503215798 0.000 0.000 0.000 10.375 0.000 709 Stated Rate/Term Refinance Second Home SFR 2503215805 0.000 0.000 0.000 12.600 0.000 657 Stated Purchase Owner Occupied CONDO 2503215835 0.000 0.000 0.000 9.900 0.000 772 Stated Purchase Owner Occupied SFR 2503215962 0.000 0.000 0.000 12.140 0.000 742 Stated Purchase Investor SFR 2503216064 0.000 0.000 0.000 11.340 0.000 700 Stated Cash Out Refinance Owner Occupied SFR 2503216087 0.000 0.000 0.000 11.250 0.000 696 Stated Purchase Owner Occupied SFR 2503216132 0.000 0.000 0.000 11.000 0.000 715 Stated Purchase Owner Occupied SFR 2503216168 0.000 0.000 0.000 12.600 0.000 747 Stated Purchase Investor CONDO 2503216200 0.000 0.000 0.000 12.115 0.000 754 Stated Purchase Investor SFR 2503216343 0.000 0.000 0.000 13.140 0.000 755 Stated Cash Out Refinance Investor CONDO 2503216468 0.000 0.000 0.000 10.250 0.000 737 Stated Cash Out Refinance Owner Occupied SFR 2503216546 0.000 0.000 0.000 10.700 0.000 695 Stated Purchase Owner Occupied SFR 2503216584 0.000 0.000 0.000 11.250 0.000 686 Stated Rate/Term Refinance Owner Occupied SFR 2503216898 0.000 0.000 0.000 9.215 0.000 700 Full Cash Out Refinance Owner Occupied SFR 2503216957 0.000 0.000 0.000 11.700 0.000 742 Stated Purchase Investor SFR 2503217025 0.000 0.000 0.000 10.740 0.000 680 Stated Purchase Owner Occupied SFR 2503217072 0.000 0.000 0.000 10.825 0.000 680 Stated Purchase Owner Occupied SFR 2503217163 0.000 0.000 0.000 12.450 0.000 660 Stated Purchase Owner Occupied SFR 2503217254 0.000 0.000 0.000 10.690 0.000 747 Stated Purchase Owner Occupied SFR 2503217285 0.000 0.000 0.000 10.140 0.000 760 Stated Purchase Owner Occupied SFR 2503217325 0.000 0.000 0.000 10.250 0.000 770 Stated Purchase Owner Occupied D-PUDS 2503217350 0.000 0.000 0.000 10.790 0.000 750 Stated Purchase Owner Occupied CONDO 2503217424 0.000 0.000 0.000 12.500 0.000 656 Stated Purchase Owner Occupied SFR 2503217471 0.000 0.000 0.000 13.000 0.000 805 Stated Purchase Investor 2-FAMILY 2503217504 0.000 0.000 0.000 11.990 0.000 700 Stated Purchase Investor SFR 2503217520 0.000 0.000 0.000 12.450 0.000 660 Stated Purchase Owner Occupied SFR 2503217693 0.000 0.000 0.000 12.950 0.000 662 Stated Purchase Owner Occupied CONDO 2503217763 0.000 0.000 0.000 11.800 0.000 751 Stated Purchase Investor 2-FAMILY 2503217987 0.000 0.000 0.000 12.840 0.000 665 Stated Purchase Owner Occupied SFR 2503218195 0.000 0.000 0.000 12.450 0.000 754 Stated Purchase Investor SFR 2503218213 0.000 0.000 0.000 12.540 0.000 732 Stated Cash Out Refinance Investor 2-FAMILY 5500003734 3.000 1.000 6.000 12.650 6.650 731 Full Purchase Investor MULTIFAM 5500003925 3.000 1.000 6.000 12.500 6.500 777 Full Cash Out Refinance Investor MULTIFAM 5500004053 3.000 1.000 6.000 12.625 6.625 719 Full Purchase Investor C-RETAIL 5500004058 3.000 1.000 6.000 12.525 6.525 714 Full Purchase Investor MULTIFAM 5500004097 3.000 1.000 6.000 12.475 6.475 778 Full Cash Out Refinance Investor MULTIFAM 5500004106 3.000 1.000 6.000 12.375 6.375 711 Full Purchase Investor MULTIFAM 5500004110 3.000 1.000 6.000 12.950 6.950 710 Full Purchase Investor MULTIFAM 5500004111 3.000 1.000 6.000 12.950 6.950 739 Full Purchase Investor MULTIFAM 5500004119 3.000 1.000 6.000 13.125 7.125 688 Full Purchase Investor MULTIFAM 5500004120 3.000 1.000 6.000 13.125 2.750 688 Full Purchase Investor MULTIFAM 5500004126 3.000 1.000 6.000 13.075 7.075 682 Full Cash Out Refinance Investor MULTIFAM 5500004137 3.000 1.000 6.000 12.975 6.975 705 Full Cash Out Refinance Investor MULTIFAM 5500004150 3.000 1.000 6.000 12.375 6.375 702 Full Cash Out Refinance Investor MULTIFAM 5500004151 3.000 1.000 6.000 12.375 6.375 702 Full Rate/Term Refinance Investor MULTIFAM 5500004153 3.000 1.000 6.000 12.125 6.125 721 Full Cash Out Refinance Investor MULTIFAM 5500004155 3.000 1.000 6.000 12.900 6.900 755 Full Cash Out Refinance Investor MULTIFAM 5500004159 3.000 1.000 6.000 12.975 6.975 728 Full Cash Out Refinance Investor MULTIFAM 5500004160 3.000 1.000 6.000 14.325 8.325 744 Stated Rate/Term Refinance Investor MULTIFAM 5500004161 3.000 1.000 6.000 12.575 6.575 774 Full Cash Out Refinance Investor MULTIFAM 5500004164 3.000 1.000 6.000 12.375 6.375 686 Full Purchase Investor MULTIFAM 5500004170 3.000 1.000 6.000 12.825 6.825 753 Full Purchase Investor MULTIFAM 5500004171 3.000 1.000 6.000 12.825 6.825 731 Full Cash Out Refinance Investor MULTIFAM 5500004172 3.000 1.000 6.000 12.875 6.875 783 Full Purchase Investor MULTIFAM 5500004173 0.000 0.000 0.000 6.750 0.000 739 Full Purchase Investor C-OFFICE 5500004178 3.000 1.000 6.000 12.500 6.500 716 Full Cash Out Refinance Investor MULTIFAM 5500004180 3.000 1.000 6.000 12.600 6.600 710 Full Cash Out Refinance Investor C-MBLE_HM 5500004181 3.000 1.000 6.000 12.250 6.250 791 Full Purchase Investor MULTIFAM 5500004182 3.000 1.000 6.000 12.875 6.875 662 Full Purchase Investor MULTIFAM 5500004183 3.000 1.000 6.000 13.125 7.125 718 Full Cash Out Refinance Investor MULTIFAM 5500004186 3.000 1.000 6.000 13.425 7.425 780 Stated Purchase Investor MULTIFAM 5500004187 3.000 1.000 6.000 12.750 6.750 705 Full Purchase Investor MULTIFAM 5500004188 3.000 1.000 6.000 13.125 7.125 740 Full Purchase Investor MULTIFAM 5500004189 3.000 1.000 6.000 13.425 7.425 780 Stated Purchase Investor MULTIFAM 5500004190 3.000 1.000 6.000 13.925 7.925 737 Stated Purchase Investor MULTIFAM 5500004191 3.000 1.000 6.000 12.350 6.350 689 Full Rate/Term Refinance Investor MULTIFAM 5500004193 3.000 1.000 6.000 12.475 6.475 800 Full Purchase Investor MULTIFAM 5500004198 3.000 1.000 6.000 12.525 6.525 758 Full Purchase Investor MULTIFAM 5500004201 3.000 1.000 6.000 12.525 6.525 761 Full Cash Out Refinance Investor MULTIFAM 5500004203 3.000 1.000 6.000 12.725 6.725 738 Full Purchase Investor MULTIFAM 5500004211 3.000 3.000 6.000 12.500 6.500 720 Full Purchase Investor C-RETAIL 5500004217 3.000 1.000 6.000 12.375 6.375 798 Full Purchase Investor MULTIFAM 5500004220 3.000 1.000 6.000 12.450 6.450 778 Full Purchase Investor MULTIFAM 5500004223 3.000 1.000 6.000 12.500 6.500 742 Full Cash Out Refinance Investor C-OFFICE 5500004240 3.000 1.000 6.000 12.400 6.400 738 Full Purchase Investor MULTIFAM 5500004245 3.000 1.000 6.000 12.675 6.675 746 Full Cash Out Refinance Investor MULTIFAM 5500004248 3.000 1.000 6.000 12.525 6.525 704 Full Purchase Investor MULTIFAM 5500004249 3.000 1.000 6.000 12.675 6.675 665 Full Cash Out Refinance Investor MULTIFAM 5500004252 3.000 1.000 6.000 12.525 6.525 738 Full Purchase Investor MULTIFAM 5500004255 3.000 1.000 6.000 12.000 6.000 771 Full Rate/Term Refinance Investor C-SELF_STG 5500004276 3.000 1.000 6.000 12.300 6.300 781 Full Purchase Investor MULTIFAM 5500004283 3.000 3.000 6.000 12.900 6.900 747 Full Purchase Investor MULTIFAM 5500004292 3.000 3.000 6.000 12.400 6.400 782 Full Cash Out Refinance Investor MULTIFAM 5500004294 3.000 1.000 6.000 12.400 6.400 782 Full Cash Out Refinance Investor MULTIFAM 5500004308 3.000 1.000 6.000 12.800 6.800 733 Full Cash Out Refinance Investor MULTIFAM 5500004318 3.000 3.000 6.000 12.950 6.950 780 Full Purchase Investor MULTIFAM 5500004319 3.000 1.000 6.000 12.200 6.200 739 Full Cash Out Refinance Investor MULTIFAM 5500004327 3.000 1.000 6.000 12.375 6.375 783 Full Purchase Investor MULTIFAM 5500004328 3.000 3.000 6.000 12.075 6.075 696 Full Cash Out Refinance Investor MULTIFAM 5500004338 3.000 1.000 6.000 12.950 6.950 668 Full Cash Out Refinance Investor MULTIFAM 5500005014 3.000 1.000 6.000 12.500 6.500 754 Full Cash Out Refinance Investor MULTIFAM 5500005064 3.000 1.000 6.000 12.325 6.325 805 Full Cash Out Refinance Investor MULTIFAM 5500005080 3.000 1.000 6.000 12.475 6.475 719 Full Cash Out Refinance Investor MULTIFAM 5500005082 3.000 1.000 6.000 12.550 6.550 767 Full Purchase Investor MULTIFAM 5500005084 3.000 1.000 6.000 12.125 6.125 812 Full Cash Out Refinance Investor MULTIFAM 5500005103 3.000 1.000 6.000 12.575 6.575 695 Full Cash Out Refinance Investor MULTIFAM 5500005124 3.000 1.000 6.000 12.325 6.325 716 Full Cash Out Refinance Investor MULTIFAM 5500005131 0.000 0.000 0.000 6.875 0.000 743 Full Cash Out Refinance Investor C-RETAIL 5500005142 3.000 1.000 6.000 12.025 6.025 770 Full Purchase Investor MULTIFAM 5500005151 3.000 1.000 6.000 12.200 6.200 780 Full Cash Out Refinance Investor MULTIFAM 5500005154 3.000 1.000 6.000 12.500 6.500 655 Full Purchase Investor C-RETAIL 5500005156 3.000 1.000 6.000 12.425 6.425 729 Full Cash Out Refinance Investor MULTIFAM 5500005158 3.000 1.000 6.000 12.325 6.325 733 Full Purchase Investor MULTIFAM 5500005159 3.000 1.000 6.000 12.625 6.625 710 Full Cash Out Refinance Investor C-INDUST 5500005161 3.000 1.000 6.000 12.750 6.750 701 SISA Cash Out Refinance Investor MULTIFAM 5500005165 3.000 1.000 6.000 12.750 6.750 726 Full Cash Out Refinance Investor C-RETAIL 5500005170 3.000 1.000 6.000 12.625 6.625 805 Full Cash Out Refinance Investor C-OFFICE 5500005185 3.000 1.000 6.000 12.425 6.425 793 Full Purchase Investor MULTIFAM 5500005189 3.000 1.000 6.000 12.350 6.350 795 Full Cash Out Refinance Investor MULTIFAM 5500005196 3.000 1.000 6.000 12.475 6.475 766 Full Purchase Investor MULTIFAM 5500005199 0.000 0.000 0.000 6.625 0.000 766 Full Cash Out Refinance Investor C-RETAIL 5500005204 3.000 1.000 6.000 12.350 6.350 758 Full Cash Out Refinance Investor MULTIFAM 5500005205 3.000 1.000 6.000 12.350 6.350 758 Full Cash Out Refinance Investor MULTIFAM 5500005206 3.000 1.000 6.000 12.350 6.350 758 Full Cash Out Refinance Investor MULTIFAM 5500005214 3.000 1.000 6.000 11.925 5.925 684 Full Cash Out Refinance Investor MULTIFAM 5500005215 3.000 1.000 6.000 12.175 6.175 675 Full Cash Out Refinance Investor MULTIFAM 5500005216 3.000 1.000 6.000 12.475 6.475 701 Full Purchase Investor MULTIFAM 5500005217 3.000 1.000 6.000 12.175 6.175 675 Full Cash Out Refinance Investor MULTIFAM 5500005218 3.000 1.000 6.000 12.175 6.175 675 Full Cash Out Refinance Investor MULTIFAM 5500005220 3.000 1.000 6.000 12.175 6.175 675 Full Cash Out Refinance Investor MULTIFAM 5500005222 3.000 1.000 6.000 12.350 6.350 736 Full Cash Out Refinance Investor MULTIFAM 5500005223 3.000 1.000 6.000 11.925 5.925 684 Full Cash Out Refinance Investor MULTIFAM 5500005225 3.000 1.000 6.000 12.375 6.375 757 Full Cash Out Refinance Investor MULTIFAM 5500005228 3.000 1.000 6.000 12.800 6.800 778 Full Cash Out Refinance Investor C-INDUST 5500005229 3.000 1.000 6.000 12.675 6.675 797 Full Cash Out Refinance Investor MULTIFAM 5500005230 3.000 1.000 6.000 13.875 7.875 675 Stated Purchase Investor MULTIFAM 5500005231 3.000 1.000 6.000 13.550 7.550 766 Stated Cash Out Refinance Owner Occupied MULTIFAM 5500005237 3.000 1.000 6.000 12.450 6.450 765 Full Cash Out Refinance Investor MULTIFAM 5500005238 3.000 1.000 6.000 12.625 6.625 776 Full Cash Out Refinance Investor MULTIFAM 5500005240 3.000 1.000 6.000 12.100 6.100 731 Full Cash Out Refinance Investor MULTIFAM 5500005241 3.000 1.000 6.000 12.425 6.425 776 Full Cash Out Refinance Investor MULTIFAM 5500005242 3.000 1.000 6.000 12.425 6.425 776 Full Cash Out Refinance Investor MULTIFAM 5500005243 3.000 1.000 6.000 12.225 6.225 715 Full Cash Out Refinance Investor MULTIFAM 5500005248 3.000 1.000 6.000 13.000 7.000 760 Stated Purchase Investor MULTIFAM 5500005254 3.000 1.000 6.000 12.300 6.300 762 Full Purchase Investor MULTIFAM 5500005255 3.000 1.000 6.000 12.700 6.700 763 Full Rate/Term Refinance Investor MULTIFAM 5500005256 3.000 1.000 6.000 12.625 6.625 758 Full Purchase Investor C-RETAIL 5500005263 3.000 1.000 6.000 12.675 6.675 751 Full Purchase Investor MULTIFAM 5500005266 3.000 1.000 6.000 13.125 7.125 725 Stated Purchase Investor MULTIFAM 5500005267 3.000 1.000 6.000 13.800 7.800 725 Stated Purchase Investor MULTIFAM 5500005268 3.000 1.000 6.000 12.875 6.875 751 Full Purchase Investor MULTIFAM 5500005275 3.000 1.000 6.000 12.475 6.475 768 Full Cash Out Refinance Investor MULTIFAM 5500005276 3.000 1.000 6.000 12.475 6.475 768 Full Cash Out Refinance Investor MULTIFAM 5500005277 3.000 1.000 6.000 12.700 6.700 668 Full Purchase Investor MULTIFAM 5500005278 3.000 1.000 6.000 12.750 6.750 798 Full Purchase Investor MULTIFAM 5500005279 3.000 1.000 6.000 12.500 6.500 686 Full Purchase Investor MULTIFAM 5500005280 3.000 1.000 6.000 12.750 6.750 673 Full Cash Out Refinance Investor MULTIFAM 5500005281 3.000 1.000 6.000 12.500 6.500 673 Full Rate/Term Refinance Investor MULTIFAM 5500005283 3.000 1.000 6.000 12.250 6.250 775 Full Cash Out Refinance Investor MULTIFAM 5500005287 3.000 1.000 6.000 12.250 6.250 806 Full Purchase Investor MULTIFAM 5500005289 3.000 1.000 6.000 12.125 6.125 714 Full Purchase Investor MULTIFAM 5500005290 3.000 1.000 6.000 12.300 6.300 656 Full Cash Out Refinance Investor MULTIFAM 5500005293 3.000 1.000 6.000 12.350 6.350 682 Full Cash Out Refinance Investor MULTIFAM 5500005295 3.000 1.000 6.000 12.400 6.400 758 Full Cash Out Refinance Investor MULTIFAM 5500005296 3.000 1.000 6.000 12.475 6.475 751 Full Cash Out Refinance Investor MULTIFAM 5500005297 3.000 1.000 6.000 12.500 6.500 785 Full Rate/Term Refinance Investor C-OFFICE 5500005298 3.000 1.000 6.000 12.500 6.500 773 Full Purchase Investor MULTIFAM 5500005300 3.000 1.000 6.000 12.375 6.375 798 Full Purchase Investor MULTIFAM 5500005301 3.000 1.000 6.000 12.350 6.350 682 Full Cash Out Refinance Investor MULTIFAM 5500005302 3.000 1.000 6.000 12.350 6.350 682 Full Cash Out Refinance Investor MULTIFAM 5500005303 3.000 1.000 6.000 12.425 6.425 779 Full Cash Out Refinance Investor C-OFFICE 5500005305 3.000 1.000 6.000 12.150 6.150 773 Full Cash Out Refinance Investor MULTIFAM 5500005306 3.000 1.000 6.000 12.425 6.425 737 Full Cash Out Refinance Investor MULTIFAM 5500005307 3.000 1.000 6.000 12.675 6.675 636 Full Purchase Investor MULTIFAM 5500005308 3.000 1.000 6.000 12.850 6.850 745 SISA Cash Out Refinance Investor MULTIFAM 5500005309 3.000 1.000 6.000 12.250 6.250 779 Full Purchase Investor MULTIFAM 5500005311 3.000 1.000 6.000 12.550 6.550 705 Full Purchase Investor MULTIFAM 5500005315 3.000 1.000 6.000 12.175 6.175 702 Full Rate/Term Refinance Investor MULTIFAM 5500005316 3.000 1.000 6.000 11.925 5.925 684 Full Cash Out Refinance Investor MULTIFAM 5500005319 3.000 1.000 6.000 12.425 6.425 737 Full Purchase Investor MULTIFAM 5500005322 3.000 1.000 6.000 11.925 5.925 684 Full Cash Out Refinance Investor MULTIFAM 5500005323 3.000 1.000 6.000 12.225 6.225 772 Full Purchase Investor MULTIFAM 5500005325 3.000 1.000 6.000 12.600 6.600 780 Full Purchase Investor MULTIFAM 5500005327 3.000 1.000 6.000 12.050 6.050 768 Full Cash Out Refinance Investor MULTIFAM 5500005328 3.000 1.000 6.000 12.050 6.050 768 Full Cash Out Refinance Investor MULTIFAM 5500005329 3.000 1.000 6.000 12.050 6.050 779 Full Cash Out Refinance Investor MULTIFAM 5500005331 3.000 1.000 6.000 12.450 6.450 758 Full Cash Out Refinance Investor MULTIFAM 5500005332 3.000 1.000 6.000 12.375 6.375 711 Full Purchase Investor MULTIFAM 5500005335 3.000 1.000 6.000 12.425 6.425 754 Full Purchase Investor MULTIFAM 5500005341 3.000 1.000 6.000 12.625 6.625 750 Full Purchase Investor MULTIFAM 5500005342 3.000 1.000 6.000 14.250 8.250 689 Stated Purchase Investor MULTIFAM 5500005344 3.000 1.000 6.000 12.050 6.050 801 Full Purchase Investor MULTIFAM 5500005353 3.000 1.000 6.000 12.175 6.175 722 Full Purchase Investor MULTIFAM 5500005355 3.000 1.000 6.000 12.400 6.400 706 Full Cash Out Refinance Investor MULTIFAM 5500005358 3.000 1.000 6.000 12.425 6.425 769 Full Cash Out Refinance Investor MULTIFAM 5500005360 3.000 1.000 6.000 12.175 6.175 725 Full Cash Out Refinance Investor MULTIFAM 5500005361 3.000 1.000 6.000 12.175 6.175 725 Full Cash Out Refinance Investor MULTIFAM 5500005362 3.000 1.000 6.000 12.675 6.675 769 Full Cash Out Refinance Investor MULTIFAM 5500005363 3.000 1.000 6.000 12.050 6.050 758 Full Cash Out Refinance Investor MULTIFAM 5500005364 3.000 1.000 6.000 12.050 6.050 700 Full Cash Out Refinance Investor MULTIFAM 5500005372 3.000 1.000 6.000 12.300 6.300 681 Full Cash Out Refinance Investor MULTIFAM 5500005390 3.000 1.000 6.000 12.175 6.175 710 Full Cash Out Refinance Investor MULTIFAM 5500005413 3.000 1.000 6.000 12.025 6.025 767 Full Cash Out Refinance Investor MULTIFAM 5500005414 3.000 1.000 6.000 12.025 6.025 766 Full Cash Out Refinance Investor MULTIFAM 5500005423 3.000 1.000 6.000 12.175 6.175 751 Full Cash Out Refinance Investor MULTIFAM 5500005425 3.000 1.000 6.000 12.175 6.175 775 Full Purchase Investor MULTIFAM 5500005426 3.000 1.000 6.000 11.925 5.925 684 Full Cash Out Refinance Investor MULTIFAM 5500005428 3.000 1.000 6.000 12.350 6.350 808 Full Cash Out Refinance Investor MULTIFAM 5500005432 3.000 1.000 6.000 12.425 2.500 696 Full Cash Out Refinance Investor MULTIFAM 5500005436 3.000 1.000 6.000 12.200 6.200 670 Full Cash Out Refinance Investor MULTIFAM 5500005437 3.000 1.000 6.000 14.500 8.500 632 Stated Purchase Investor MULTIFAM 5500005442 3.000 1.000 6.000 12.275 6.275 754 Full Cash Out Refinance Investor MULTIFAM 5500005443 3.000 1.000 6.000 12.175 6.175 697 Full Purchase Investor MULTIFAM 5500005444 3.000 1.000 6.000 12.840 6.840 762 Full Cash Out Refinance Investor C-MBLE_HM 5500005454 3.000 1.000 6.000 12.100 6.100 700 Full Cash Out Refinance Investor MULTIFAM 5500005455 3.000 1.000 6.000 11.925 5.925 716 Full Purchase Investor MULTIFAM 5500005460 3.000 1.000 6.000 12.875 6.875 733 Stated Cash Out Refinance Investor MULTIFAM 5500005470 3.000 1.000 6.000 13.025 7.025 737 Stated Purchase Investor MULTIFAM 5500005471 3.000 1.000 6.000 12.275 6.275 704 Full Cash Out Refinance Investor MULTIFAM 5500005472 3.000 1.000 6.000 12.275 6.275 714 Full Cash Out Refinance Investor MULTIFAM 5500005478 3.000 1.000 6.000 11.925 5.925 759 Full Cash Out Refinance Investor MULTIFAM 5500005481 3.000 1.000 6.000 13.275 7.275 703 Stated Purchase Investor MULTIFAM 5500005482 3.000 1.000 6.000 12.375 6.375 669 Full Purchase Investor MULTIFAM 5500005484 3.000 1.000 6.000 12.425 6.425 763 Full Cash Out Refinance Investor MULTIFAM 5500005485 3.000 1.000 6.000 13.275 7.275 744 Stated Purchase Investor MULTIFAM 5500005500 3.000 1.000 6.000 13.400 7.400 753 Stated Purchase Investor MULTIFAM 5500005501 3.000 1.000 6.000 12.150 6.150 767 Full Cash Out Refinance Investor MULTIFAM 5500005502 3.000 1.000 6.000 12.700 6.700 737 Full Purchase Investor MULTIFAM 5500005506 3.000 1.000 6.000 12.250 6.250 736 Full Cash Out Refinance Investor MULTIFAM 5500005509 3.000 1.000 6.000 12.200 6.200 720 Full Purchase Investor MULTIFAM 5500005510 3.000 1.000 6.000 12.250 6.250 731 Full Purchase Investor MULTIFAM 5500005528 3.000 1.000 6.000 12.425 6.425 791 Full Purchase Investor MULTIFAM 5500005534 3.000 1.000 6.000 12.475 6.475 795 Full Purchase Investor MULTIFAM 5500005535 3.000 1.000 6.000 12.425 6.425 797 Full Cash Out Refinance Investor MULTIFAM 5500005556 3.000 1.000 6.000 12.250 6.250 716 Full Cash Out Refinance Investor MULTIFAM 5500005566 3.000 1.000 6.000 12.375 6.375 701 Full Purchase Investor MULTIFAM 1103620345 0.000 0.000 0.000 12.100 0.000 679 Stated Purchase Owner Occupied SFR 1103636910 0.000 0.000 0.000 11.750 0.000 666 Stated Purchase Owner Occupied SFR 1103639862 0.000 0.000 0.000 12.400 0.000 797 Stated Purchase Investor SFR 1103646913 0.000 0.000 0.000 11.875 0.000 677 Stated Purchase Owner Occupied SFR 1103647381 0.000 0.000 0.000 12.625 0.000 725 Stated Purchase Investor CONDO 1103648579 0.000 0.000 0.000 10.250 0.000 697 Stated Purchase Owner Occupied D-PUDS 1103648881 0.000 0.000 0.000 11.875 0.000 725 Stated Purchase Investor SFR 1103649852 0.000 0.000 0.000 12.375 0.000 651 Stated Purchase Owner Occupied D-PUDS 1103649975 0.000 0.000 0.000 11.875 0.000 702 Stated Rate/Term Refinance Owner Occupied CONDO 1103650624 0.000 0.000 0.000 10.000 0.000 707 Stated Rate/Term Refinance Owner Occupied SFR 1103651272 0.000 0.000 0.000 10.750 0.000 697 Stated Purchase Owner Occupied D-PUDS 1103652611 0.000 0.000 0.000 12.500 0.000 759 Stated Cash Out Refinance Investor 2-FAMILY 1103653036 0.000 0.000 0.000 11.750 0.000 748 Stated Purchase Owner Occupied SFR 1103655581 0.000 0.000 0.000 12.250 0.000 786 Stated Purchase Investor SFR 1103655643 0.000 0.000 0.000 11.250 0.000 765 Stated Purchase Investor SFR 1103655747 0.000 0.000 0.000 11.000 0.000 700 Stated Cash Out Refinance Owner Occupied SFR 1103656383 0.000 0.000 0.000 10.250 0.000 755 Stated Purchase Owner Occupied D-PUDS 1103657175 0.000 0.000 0.000 12.125 0.000 785 Stated Purchase Investor SFR 1103659242 0.000 0.000 0.000 9.875 0.000 780 Stated Purchase Owner Occupied D-PUDS 2503207522 0.000 0.000 0.000 11.750 0.000 714 Stated Purchase Owner Occupied SFR 2503208947 0.000 0.000 0.000 11.650 0.000 661 Full Purchase Owner Occupied HI-RISE 2503210914 0.000 0.000 0.000 13.044 0.000 651 Stated Purchase Owner Occupied CONDO 2503210930 0.000 0.000 0.000 10.795 0.000 731 Stated Purchase Owner Occupied SFR 2503211318 0.000 0.000 0.000 10.670 0.000 677 Stated Cash Out Refinance Owner Occupied SFR 2503211639 0.000 0.000 0.000 10.440 0.000 743 Stated Purchase Owner Occupied SFR 2503211690 0.000 0.000 0.000 12.900 0.000 780 Stated Purchase Investor 4-FAMILY 2503212084 0.000 0.000 0.000 9.750 0.000 712 Full Cash Out Refinance Owner Occupied SFR 2503212147 0.000 0.000 0.000 12.650 0.000 659 Stated Purchase Owner Occupied SFR 2503213152 0.000 0.000 0.000 13.340 0.000 679 Stated Purchase Owner Occupied 2-FAMILY 2503213339 0.000 0.000 0.000 11.400 0.000 761 Stated Purchase Owner Occupied SFR 2503213344 0.000 0.000 0.000 12.520 0.000 653 Stated Purchase Owner Occupied SFR 2503213354 0.000 0.000 0.000 10.450 0.000 748 Stated Purchase Owner Occupied SFR 2503213619 0.000 0.000 0.000 12.100 0.000 725 Stated Purchase Owner Occupied SFR 2503213701 0.000 0.000 0.000 12.200 0.000 666 Stated Purchase Owner Occupied SFR 2503213747 0.000 0.000 0.000 11.140 0.000 693 Stated Cash Out Refinance Owner Occupied SFR 2503213867 0.000 0.000 0.000 10.950 0.000 680 Stated Purchase Owner Occupied PUD 2503214005 0.000 0.000 0.000 11.940 0.000 678 Stated Purchase Owner Occupied 2-FAMILY 2503214097 0.000 0.000 0.000 10.540 0.000 735 Stated Cash Out Refinance Owner Occupied CONDO 2503214168 0.000 0.000 0.000 10.940 0.000 751 Stated Purchase Owner Occupied 3-FAMILY 2503214497 0.000 0.000 0.000 9.990 0.000 768 Stated Purchase Owner Occupied SFR 2503214528 0.000 0.000 0.000 10.250 0.000 768 Stated Purchase Owner Occupied SFR 2503214546 0.000 0.000 0.000 9.550 0.000 766 Stated Purchase Owner Occupied SFR 2503214907 0.000 0.000 0.000 9.475 0.000 711 Full Purchase Owner Occupied SFR 2503215130 0.000 0.000 0.000 12.465 0.000 676 Stated Purchase Owner Occupied SFR 2503215452 0.000 0.000 0.000 12.450 0.000 660 Stated Purchase Owner Occupied SFR 2503215555 0.000 0.000 0.000 12.990 0.000 652 Stated Purchase Owner Occupied D-PUDS
EXHIBIT I
SELLER REPRESENTATIONS AND WARRANTIES
Seller’s Representations Assigned by Company to Trustee
Representations and Warranties. Pursuant to the Mortgage Loan Purchase Agreement, the Seller has made certain representations and warranties to the Company and the Certificate Insurer. The Seller shall confirm such representations and warranties and shall deliver a Seller’s Warranty Certificate and an Officer’s Certificate on the Closing Date (i) reaffirming such representations and warranties and (ii) specifically restating and reaffirming the following representations and warranties as of such date. The following representations are, pursuant to the Pooling and Servicing Agreement, assigned by the Company to the Trustee for the benefit of the Certificateholders and the Certificate Insurer, together with the related repurchase rights specified in the Mortgage Loan Purchase Agreement. Pursuant to the Mortgage Loan Purchase Agreement, the Seller’s Warranty Certificate and related Officer’s Certificate, the Seller affirms each such representation and warranty and agrees, consents to and acknowledges the assignment thereof to the Trustee. All capitalized terms herein shall have the meanings assigned in the Pooling and Servicing Agreement and the Seller’s Warranty Certificate, as applicable.
The Seller hereby represents and warrants to the Company, Certificate Insurer and Trustee, as to each Mortgage Loan, that as of the Closing Date or as of such other date specifically provided herein:
(i) as of the Cut-off Date, the information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects;
(ii) as of the Cut-off Date, the Mortgage Loans, individually and in the aggregate, conform in all material respects to the descriptions thereof in the Prospectus Supplement;
(iii) the terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders;
(iv) the Mortgage File for each Mortgage Loan contains a true and complete copy of each of the documents contained in such Mortgage File, including all amendments, modifications and, if applicable, waivers and assumptions that have been executed in connection with such Mortgage Loan;
(v) immediately prior to the transfer to the Purchaser, the Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Seller has full right and authority to sell or assign the same pursuant to this Agreement;
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(vi) each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage by at least five years, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage;
(vii) as of the Cut-off Date, no payment of principal of or interest on or in respect of any Mortgage Loan is 30 or more days Delinquent;
(viii) there is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in (xiii) below;
(ix) as of the Cut off Date, (i) no Mortgage Loan had been 30 days or more Delinquent more than once during the preceding 12 months, (ii) no Mortgage Loan had been Delinquent for 60 days or more during the preceding 12 months and (iii) to the Seller’s knowledge, there was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property;
(x) there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note;
(xi) to the Seller’s knowledge, except to the extent insurance is in place which will over such damage, the physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property;
(xii) each Mortgage Loan complies in all material respects with applicable local, state and federal laws, including, without limitation, usury, equal credit opportunity, real estate settlement procedures, with respect to the Group 1 Loans and to the extent applicable, the Group 2 Loans, the Federal Truth In Lending Act and disclosure laws, including, but not limited to, any applicable predatory lending laws. The consummation of the transactions contemplated hereby, including without limitation, the receipt of interest by the owner of such Mortgage Loan or the holders of Certificates secured thereby, will not involve the violation of any such laws. Each Mortgage Loan is being serviced in all material respects in accordance with applicable local, state and federal laws, including, without limitation, the Federal Truth In Lending Act and other consumer protection laws, real estate settlement procedures, usury, equal credit opportunity and disclosure laws;
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(xiii) a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable. With respect to no more than 10% of the Mortgage Loans, a copy of the original title insurance policy is included in the mortgage file;
(xiv) in the event the Mortgage constitutes a deed of trust, either a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage or if no duly qualified trustee has been properly designated and so serves, the Mortgage contains satisfactory provisions for the appointment of such trustee by the holder of the Mortgage at no cost or expense to such holder, and no fees or expenses are or will become payable by Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the mortgagor;
(xv) at the time of origination, each Mortgaged Property was the subject of an appraisal which conforms to the Seller’s underwriting requirements, and a complete copy of such appraisal is contained in the Mortgage File;
(xvi) neither the Seller nor any servicer of the related Mortgage Loans has advanced funds or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required by the Mortgage, except for (i) interest accruing from the date of the related Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is later, to the date which precedes by 30 days the first Due Date under the related Mortgage Note, and (ii) customary advances for insurance and taxes;
(xvii) each Mortgage Note, the related Mortgage and other agreements executed in connection therewith are genuine, and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditor’s rights generally and by general equity principles (regardless of whether such enforcement is considered in a proceeding in equity or at law); and, to the best of Seller’s knowledge, all parties to each Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has been duly and properly executed by the Mortgagor;
(xviii) to the extent required under applicable law, each conduit seller and subsequent mortgagee or servicer of the Mortgage Loans was authorized to transact and do business in the jurisdiction in which the related Mortgaged Property is located at all times when it held or serviced the Mortgage Loan; and any obligations of the holder of the related Mortgage Note, Mortgage and other loan documents have been complied with in all material respects; servicing of each Mortgage Loan has been in accordance with the servicing standard set forth in Section 3.01 of the Pooling and Servicing Agreement and the terms of the Mortgage Notes, the Mortgage and other loan documents, whether the creation of such Mortgage Loan and servicing was done by the Seller, its affiliates, or any third party which created the Mortgage Loan on behalf of, or sold the Mortgage Loan to, any of them, or any servicing agent of any of the foregoing;
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(xix) the related Mortgage Note and Mortgage contain customary and enforceable provisions such as to render the rights and remedies of the holder adequate for the realization against the Mortgaged Property of the benefits of the security, including realization by judicial, or, if applicable, non judicial foreclosure, and, to the Seller’s knowledge, there is no homestead or other exemption available to the Mortgagor which would interfere with such right to foreclosure;
(xx) except with respect to holdbacks required by certain Mortgage Loans which holdbacks create a fund for (i) the repair of Mortgaged Property due to damage from adverse weather conditions, or (ii) the completion of new construction, or both, the proceeds of the Mortgage Loans have been fully disbursed, there is no requirement for future advances thereunder and any and all requirements as to completion of any on site or off site improvements and as to disbursements of any escrow funds therefor have been complied with; and all costs, fees and expenses incurred in making, closing or recording the Mortgage Loan have been paid, except recording fees with respect to Mortgages not recorded as of the Closing Date;
(xxi) as of the Closing Date, the improvements on each Mortgaged Property securing a Mortgage Loan is insured (by an insurer which is acceptable to the Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; with respect to the Group 1 Loans only, if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense;
(xxii) there is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Seller, any of its affiliates nor any servicer of any Mortgage Loan has taken any action to waive any default, breach or event of acceleration; no foreclosure action is threatened or has been commenced with respect to any Mortgage Loan;
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(xxiii) to the Seller’s knowledge, no Mortgagor, at the time of origination of the applicable Mortgage, was a debtor in any state or federal bankruptcy or insolvency proceeding;
(xxiv) with respect to the Group 2 Loans only, each Mortgage Loan was originated or funded by (a) a savings and loan association, savings bank, commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority (or originated by (i) a subsidiary of any of the foregoing institutions which subsidiary is actually supervised and examined by applicable regulatory authorities or (ii) a mortgage loan correspondent of any of the foregoing and that was originated pursuant to the criteria established by any of the foregoing) or (b) a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, as amended;
(xxv) with respect to the Group 1 Loans only, all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including, but not limited to, certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities;
(xxvi) to the Seller’s knowledge, the Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances;
(xxvii) no instrument of release or waiver has been executed in connection with the Mortgage Loans, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement which has been approved by the primary mortgage guaranty insurer, if any, and which has been delivered to the Trustee;
(xxviii) [Reserved]
(xxix) no Mortgage Loan was originated based on an appraisal of the related Mortgaged Property made prior to completion of construction of the improvements thereon unless a certificate of completion was obtained prior to closing of the Mortgage Loan;
(xxx) with respect to the Group 1 Loans only, each of the Mortgaged Properties consists of a single parcel of real property with a detached single family residence erected thereon, or a two to four family dwelling, or an individual condominium unit in a condominium project or a townhouse, a condohotel, an individual unit in a PUD or an individual unit in a de minimis PUD;
(xxxi) with respect to the Group 1 Loans only, no Mortgaged Property consists of a single parcel of real property with a cooperative housing development erected thereon. Any condominium unit, PUD or de minimis PUD conforms with Progressive Loan Series Program requirements regarding such dwellings or is covered by a waiver confirming that such condominium unit, PUD or de minimis PUD is acceptable to the Seller;
(xxxii) each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G 2(a)(1);
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(xxxiii) with respect to each Mortgage Loan directly originated by the Seller (and not through a third party broker or other third party) as of the Closing Date, to the best of Seller’s knowledge, there has been no fraud, misrepresentation or dishonesty with respect to the origination of any Mortgage Loan;
(xxxiv) no selection procedure reasonably believed by the Seller to be adverse to the interests of the Certificateholders or the Certificate Insurer was utilized in selecting the Mortgage Loans;
(xxxv) with respect to the Group 1 Loans only, no Mortgage Loan is subject to the Home Ownership and Equity Protection Act of 1994 or any comparable state law;
(xxxvi) with respect to the Group 1 Loans only, no proceeds from any Mortgage Loan were used to finance single premium credit insurance policies;
(xxxvii) with respect to the Group 1 Loans only, no Mortgage Loan provides for payment of a Prepayment Charge on Principal Prepayments made more than five years from the date of the first contractual Due Date of the related Mortgage Loan;
(xxxviii) with respect to the Group 1 Loans only, none of the Mortgage Loans is a “high cost home loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”), the New York Predatory Lending Law, codified as N.Y. Banking Law §6 I, N.Y. Gen. Bus. Law §771 a, and N.Y. Real Prop. Acts Law §1302 (together, the “New York Act”), the Arkansas Home Loan Protection Act, as amended (the “Arkansas Act”), or Kentucky Revised Statutes §360.100, as amended (the “Kentucky Act”); and all the Mortgage Loans that are subject to the Georgia Act, the New York Act, the Arkansas Act and the Kentucky Act comply with the requirements of each such act. Each Mortgage Loan for which the related Mortgaged Property is located in the State of Georgia was originated prior to October 1, 2002, or on or after March 7, 2003;
(xxxix) with respect to the Group 1 Loans only, no mortgage loan in the trust is a “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loan under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees);
(xl) with respect to the Group 1 Loans only, no subprime mortgage loan originated on or after October 1, 2002 underlying the Security will impose a prepayment premium for a term in excess of three years. Any loans originated prior to such date, and any non subprime loans, will not impose prepayment penalties in excess of five years;
(xli) with respect to the Group 1 Loans only, the servicer for each mortgage loan underlying the Security has fully furnished and will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis;
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(xlii) with respect to the Group 1 Loans only, with respect to any mortgage loan originated on or after August 1, 2004 and underlying the Security, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction;
(xliii) with respect to the Group 1 Loans only and the Group 2 Loans to the extent applicable, no mortgage loan is a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary which is now Version 5.7 Revised, Appendix E, attached as Exhibit 3 hereto) and no mortgage loan originated on or after October 1, 2002 through March 6, 2003 is secured by property located in the State of Georgia;
(xliv) information provided to the rating agencies, including the loan level detail, is true and correct according to the rating agency requirements;
(xlv) with respect to the Group 1 Loans only, the prepayment penalties included in the transaction are enforceable and were originated in compliance with all applicable federal, state and local laws;
(xlvi) the schedule of Prepayment Charges is true and correct;
(xlvii) with respect to the Group 2 Loans only, any assignment of leases, rents and profits or similar document or instrument executed by the related Mortgagor in connection with the origination of the related Mortgage Loan, as such document may be amended, modified, renewed or extended from time to time (the “Assignment of Leases and Rents”) establishes and creates a valid and, subject to the exceptions set forth in clause (vi) above, enforceable first priority collateral assignment of, or lien on, the related Mortgagor’s interest in all leases, subleases, licenses or other agreements pursuant to which any person is entitled to occupy, use or possess all or any portion of the real property subject to the related Mortgage, subject to legal limitations of general applicability to mortgage loans similar to the Mortgage Loans, and each of the Mortgagor, each assignor of such Assignment or Leases and Rents to the Seller and the Seller has the full right to assign the same. Each Mortgage Loan contains an Assignment of Leases and Rents, and such Assignment of Lease and Rents is included either in the related Mortgage or in a related separate assignment document. The related assignment of any Assignment of Leases and Rents not included in the related Mortgage has been executed and delivered to the Depositor in blank, is otherwise in recordable form and constitutes a legal, valid and binding assignment, sufficient to convey to the assignee named therein (assuming that the assignee has the capacity to acquire such Assignment of Leases and Rents) all of the assignor’s right, title and interest in, to and under such Assignment of Leases and Rents;
(xlviii) with respect to the Group 2 Loans only, each Title Policy contains no exclusions for or affirmatively insures (other than in jurisdictions where affirmative insurance is unavailable), (i) access to public roads and (ii) against material losses due to encroachments of any part of the building thereon over easements;
(xlix) with respect to the Group 2 Loans only, the related Mortgage Loan documents provide for the appointment of a receiver of rents following an event of default under such loan documents, to the extent available under applicable law;
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(l) with respect to the Group 2 Loans only, a Phase I Environmental Assessment or a Transaction Screen Analysis meeting ASTM standards was performed with respect to the mortgaged property in connection with the origination of the related mortgage loan, and none of the Phase I Environmental Assessments or Transaction Screen Analyses identified, and the Mortgage Loan Seller has no knowledge of, any material and adverse environmental condition or circumstance affecting such Mortgaged Property. Each Mortgage requires the related Mortgagor to comply with all applicable federal, state and local environmental laws and regulations;
(li) with respect to the Group 2 Loans only, a flood insurance policy (if any portion of buildings or other structures (excluding parking) on the Mortgaged Property are located in an area identified by the Federal Emergency Management Agency (“FEMA”) as a special flood hazard area (which “special flood hazard area” does not include areas designated by FEMA as Zones B, C or X)). With respect to each Mortgaged Property, such Mortgaged Property is required pursuant to the related Mortgage to be (or the holder of the Mortgage can require that the Mortgaged Property be), and at origination the Mortgage Loan Seller received evidence that such Mortgaged Property was, insured by a general liability insurance policy in amounts as are generally required by multi-family and commercial mortgage lenders (as applicable) for similar properties. Under such insurance policies either (A) the Mortgage Loan Seller is named as mortgagee and a loss payee under a standard mortgagee clause or (B) the Mortgage Loan Seller and/or related servicer is named as an additional insured, and is entitled to receive prior notice as the holder of the Mortgage of termination or cancellation. No such notice has been received, including any notice of nonpayment of premiums, which has not been cured. Each Mortgage obligates the related Mortgagor to maintain or cause to be maintained all such insurance and, upon such Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain or to cause to be maintained such insurance at the Mortgagor’s cost and expense and to seek reimbursement therefor from such Mortgagor. Each Mortgage Loan provides that any related insurance proceeds, other than for a total loss or taking, will be applied either to the repair or restoration of all or part of the related Mortgaged Property, with the mortgagee or a trustee appointed by the mortgagee having the right to hold and disburse such proceeds as the repair or restoration progresses (except in such cases where a provision entitling another party to hold and disburse such proceeds would not be viewed as commercially unreasonable by a prudent multi-family and commercial mortgage lender (as applicable)), or to the payment of the outstanding principal balance of the Mortgage Loan together with any accrued interest thereon, and any insurance proceeds in respect of a total or substantially total loss or taking may be applied either to payment of outstanding principal and interest on the Mortgage Loan (except as otherwise provided by law) or to rebuilding of the Mortgaged Property;
(lii) with respect to the Group 2 Loans only, as of the Closing Date, there are no delinquent rents on any ground leases for any Mortgaged Property;
(liii) with respect to the Group 2 Loans only, Each Mortgaged Property consists of the related Mortgagor’s fee simple estate in real estate (the “Fee Interest”) or the related Mortgage Loan is secured in whole or in part by the interest of the related Mortgagor as a lessee under a ground lease of the Mortgaged Property (a “Ground Lease”), and if secured in whole or in part by a Ground Lease, either (1) the ground lessor’s fee interest is subordinated to the lien of the Mortgage and the Mortgage will not be subject to any lien or encumbrances on the ground lessor’s fee interest, other than Permitted Encumbrances, and the holder of the Mortgage is permitted to foreclose the ground lessor’s fee interest within a commercially reasonable time period or (2) the following apply to such Ground Lease:
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(A) | Such Ground Lease or a memorandum thereof has been or will be duly recorded; such Ground Lease (or the related estoppel letter or lender protection agreement between the Mortgage Loan Seller and related lessor) permits the interest of the lessee thereunder to be encumbered by the related Mortgage; and there has been no material change in the payment terms of such Ground Lease since the origination of the related Mortgage Loan, with the exception of material changes reflected in written instruments that are a part of the related Mortgage File; |
(B) | The Mortgagor’s interest in such Ground Lease is not subject to any liens or encumbrances superior to, or of equal priority with, the related Mortgage, other than the ground lessor’s related fee interest and Permitted Encumbrances; |
(C) | The Mortgagor’s interest in such Ground Lease is assignable to the Depositor and its successors and assigns upon notice to, but without the consent of, the lessor thereunder (or, if such consent is required, it has been obtained prior to the Closing Date) and, in the event that it is so assigned, is further assignable by the Depositor and its successors and assigns upon notice to, but without the need to obtain the consent of, such lessor; |
(D) | Such Ground Lease is in full force and effect, and the Mortgage Loan Seller has received no notice that an event of default has occurred thereunder, and, to the best of Mortgage Loan Seller’s knowledge, there exists no condition that, but for the passage of time or the giving of notice, or both, would result in a material default under the terms of such Ground Lease; |
(E) | Such Ground Lease, or an estoppel letter or other agreement, requires the lessor under such Ground Lease to give notice of any default by the lessee to the mortgagee (concurrent with notice given to the lessee), provided that the mortgagee has provided the lessor with notice of its lien in accordance with the provisions of such Ground Lease, and such Ground Lease, or an estoppel letter or other agreement, further provides that no notice of termination given under such Ground Lease is effective against the mortgagee unless a copy has been delivered to the mortgagee. The Mortgage Loan Seller has provided the lessor under the Ground Lease with notice of the Mortgage Loan Seller’s lien on the Mortgaged Property in accordance with the provisions of such Ground Lease; |
(F) | A mortgagee is permitted a reasonable opportunity (including, where necessary, sufficient time to gain possession of the interest of the lessee under such Ground Lease) to cure any default under such Ground Lease, which is curable after the receipt of notice of any such default, before the lessor thereunder may terminate such Ground Lease by reason of such default; |
I-9
(G) | Such Ground Lease has an original term, along with any extensions set forth in such Ground Lease, not less than 10 years beyond the full amortization term of the Mortgage Loan (or if such Mortgage Loan does not fully amortize over its terms, 20 years beyond its maturity date); |
(H) | Under the terms of such Ground Lease and the related Mortgage, taken together, any related insurance proceeds, other than for a total loss or taking, will be applied either to the repair or restoration of all or part of the related Mortgaged Property, with the mortgagee or a trustee appointed by the mortgagee having the right to hold and disburse such proceeds as the repair or restoration progresses (except in such cases where a provision entitling another party to hold and disburse such proceeds would not be viewed as commercially unreasonable by a prudent multi-family and commercial mortgage lender (as applicable)), or to the payment of the outstanding principal balance of the Mortgage Loan together with any accrued interest thereon, and any insurance proceeds in respect of a total or substantially total loss or taking may be applied either to payment of outstanding principal and interest on the Mortgage Loan (except as otherwise provided by law) or to rebuilding of the Mortgaged Property; |
(I) | Such Ground Lease does not impose any restrictions on subletting which would be viewed, as commercially unreasonable by the Mortgage Loan Seller; and such Ground Lease contains a covenant that the lessor thereunder is not permitted, in the absence of an uncured default, to disturb the possession, interest or quiet enjoyment of any subtenant of the lessee, or in any manner, which would materially and adversely affect the security provided by the related Mortgage; |
(J) | Such Ground Lease, or an estoppel or other agreement, requires the lessor to enter into a new lease with the Mortgage Loan Seller or its successors or assigns in the event of a termination of the Ground Lease by reason of a default by the Mortgagor under the Ground Lease, including rejection of the Ground Lease in a bankruptcy proceeding; and |
(K) | Such Ground Lease may not be materially amended, modified or, except in the case of a default, cancelled or terminated without the prior written consent of the holder of the Mortgage Loan, and any such action without such consent is not binding on such holder, including any increase in the amount of rent payable by the lessee thereunder during the term of the Mortgage Loan; |
(liv) with respect to the Group 2 Loans only, no Mortgage Loan is a negative amortization mortgage loan, contains any equity participation or provides for any contingent or additional interest in the form of participation in the cash flow of the related Mortgaged Property. Neither the Mortgage Loan Seller nor any Affiliate thereof has any obligation to make any capital contribution to the Mortgagor under the Mortgage Loan or otherwise;
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(lv) with respect to the Group 2 Loans only, to the best of Mortgage Loan Seller’s knowledge, based on due diligence that it customarily performs in the origination of comparable mortgage loans, as of the date of origination of each Mortgage Loan, the related Mortgagor was in possession of all material licenses, permits and franchises required by applicable law for the ownership and operation of the related Mortgaged Property as it was then operated;
(lvi) with respect to the Group 2 Loans only, to the Mortgage Loan Seller’s knowledge, any franchise agreement applicable to the operation of any Mortgaged Property is in full force and effect and there is currently no default or imminent default under any such franchise agreement;
(lvii) with respect to the Group 2 Loans only, each Mortgaged Property contains one or more separate tax lots (or will constitute separate tax lots when the next tax maps are issued) or is subject to an endorsement under the related Title Policy;
(lviii) with respect to the Group 2 Loans only, to the best of Mortgage Loan Seller’s knowledge, each Mortgaged Property has adequate access to public ways and is served by utilities, including, without limitation, adequate water, sewer, electricity, gas, telephone, sanitary sewer, and storm drain facilities. To the best of Mortgage Loan Seller’s knowledge all public utilities necessary to the continued use and enjoyment of each Mortgaged Property as presently used and enjoyed are located in the public right-of-way abutting such Mortgaged Property, and all such utilities are connected so as to serve such Mortgaged Property without passing over other property. To the best of Mortgage Loan Seller’s knowledge, all roads necessary for the full use of each Mortgaged Property for such Mortgaged Property’s current purpose have been completed and dedicated to public use and accepted by all governmental authorities or are subject of access easements for the benefit of such Mortgage Property;
(lix) the information set forth in the prepayment penalty schedule (including the prepayment penalty summary attached thereto) is complete, true and correct in all material respects on the date or dates when such information is furnished and each prepayment penalty is permissible and enforceable in accordance with its terms (except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws affecting creditor’s rights generally or the collectability thereof may be limited due to acceleration in connection with a foreclosure) under applicable federal, state and local law;
(lx) the Servicer will not waive any prepayment penalty or part of a prepayment penalty unless such waiver would maximize recovery of total proceeds taking into account the value of such prepayment penalty and related mortgage loan and doing so is standard and customary in servicing mortgage loans similar to the mortgage loans (including any waiver of a prepayment penalty in connection with a refinancing of a mortgage loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a prepayment penalty in connection with a refinancing of a mortgage loan that is not related to a default or a reasonably foreseeable default; and the Servicer will not waive any part of any prepayment penalty unless the waiver relates to a default or a reasonably foreseeable default, the prepayment penalty would cause an undue hardship to the related borrower, the Mortgaged Property is sold by the Mortgagor, the collection of any prepayment penalty would violate any relevant law or regulation or the waiving of the prepayment penalty would otherwise benefit the Trust Fund and it is expected that the waiver would maximize recovery of total proceeds taking into account the value of the prepayment penalty and related Mortgage Loan and doing so is standard and customary in servicing similar Mortgage Loans (including any waiver of a prepayment penalty in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default). The Servicer will not waive a prepayment penalty in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.
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EXHIBIT J
FORM OF NOTICE UNDER SECTION 3.24 OF POOLING AND SERVICING AGREEMENT
March ___, 2007
Deutsche Bank National Trust Company
1761 East St. Andrew Place
Santa Ana, California 92705-4934
Re: | Impac Secured Assets Corp. | |
Mortgage Pass-Through Certificates Series 2007-2__________________ | ||
Pursuant to Section 3.25 of the Pooling and Servicing Agreement, dated as of March 1, 2007, relating to the Certificates referenced above, the undersigned does hereby notify you that:
(a) The prepayment assumption used in pricing the Certificates with respect to the Mortgage Loans in Series 2007-2 consisted of a Prepayment Assumption (the “Prepayment Assumption”) of ____% per annum.
(b) With respect to each Class of Certificates comprising the captioned series, set forth below is (i), the first price, as a percentage of the Certificate Principal Balance or Notional Amount of each Class of Certificates, at which 10% of the aggregate Certificate Principal Balance or Notional Amount of each such Class of Certificates was first sold at a single price, if applicable, or (ii) if more than 10% of a Class of Certificates have been sold but no single price is paid for at least 10% of the aggregate Certificate Principal Balance or Notional Amount of such Class of Certificates, then the weighted average price at which the Certificates of such Class were sold expressed as a percentage of the Certificate Principal Balance or Notional Amount of such Class of Certificates, (iii) if less than 10% of the aggregate Certificate Principal Balance or Notional Amount of a Class of Certificates has been sold, the purchase price for each such Class of Certificates paid by [_____________] (the “Underwriter”), expressed as a percentage of the Certificate Principal Balance or Notional Amount of such Class of Certificates calculated by: (1) estimating the fair market value of each such Class of Certificates as of March 29, 2007; (2) adding such estimated fair market value to the aggregate purchase prices of each Class of Certificates described in clause (i) or (ii) above; (3) dividing each of the fair market values determined in clause (1) by the sum obtained in clause (2); (4) multiplying the quotient obtained for each Class of Certificates in clause (3) by the purchase price paid by the Underwriters for all the Certificates purchased by it; and (5) for each Class of Certificates, dividing the product obtained from such Class of Certificates in clause (4) by the initial Certificate Principal Balance or Notional Amount of such Class of Certificates or (iv) the fair market value (but not less than zero) as of the Closing Date of each Certificate of each Class of Certificates retained by the Company or an affiliate corporation, or delivered to the seller:
J-1
Series 2007-2 | |
Class 1-A1-A: | ____% |
Class 1-A1-B: | ____% |
Class 1-A1-C: | ____% |
Class 1-AM: | ____% |
Class 1-M-1: | ____% |
Class 1-M-2: | ____% |
Class 1-M-3: | ____% |
Class 1-M-4: | ____% |
Class 1-M-5: | ____% |
Class 1-M-6: | ____% |
Class 1-M-7: | ____% |
Class 1-M-8: | ____% |
Class 1-B: | ____% |
Class 2-A: | ____% |
Class 1-C: | ____% |
Class 1-P: | ____% |
Class 2-C: | ____% |
Class 2-P: | ____% |
Class R: | ____% |
J-2
The prices and values set forth above do not include accrued interest with respect to periods before the closing.
IMPAC SECURED ASSETS CORP. By:___________________________ Name: Title: |
J-3
EXHIBIT K
IMPAC SERVICING GUIDE
(Provided Upon Request)
K-1
EXHIBIT L-1
FORM 10-K CERTIFICATION
Re: | Impac Secured Assets Corp., | |
Mortgage Pass-Through Certificates, Series 2007-2 | ||
I, [identify the certifying individual], certify that:
1. I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of [identify the issuing entity] (the “Exchange Act periodic reports”);
2. Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3. Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;
4. [I am responsible for reviewing the activities performed by the servicer(s) and based on my knowledge and the compliance review(s) conducted in preparing the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and] [Based on my knowledge and the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and]
5. All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.
[In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties [name of servicer, sub-servicer, co-servicer, depositor or trustee].]
Date: . . . . . . . . . . . . . .
_______________________
[Signature]
[Title]
L-1-1
EXHIBIT L-2
FORM 10-K BACK-UP CERTIFICATION (MASTER SERVICER)
Re: | Impac Secured Assets Corp., | |
Mortgage Pass-Through Certificates, Series 2007-2 | ||
I, [Identify the certifying individual], a [_________________] of Impac Funding Corporation, as Master Servicer, hereby certify to Impac Secured Assets Corp. and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:
1. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.
Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated March 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer and Deutsche Bank National Trust Company, as Trustee.
IMPAC FUNDING CORPORATION, as Master Servicer | |
By:__________________________ | |
Name: | |
Title: | |
Date: |
L-2-1
EXHIBIT L-3
FORM 10-K BACK-UP CERTIFICATION (TRUSTEE)
Re: | Impac Secured Assets Corp., | |
Mortgage Pass-Through Certificates, Series 2007-2 | ||
I, [Identify the certifying individual], a [______________] of Deutsche Bank National Trust Company, as Trustee, hereby certify to Impac Secured Assets Corp. and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:
1. I have reviewed the annual report on Form 10-K for the fiscal year [__], and all reports on Form 10-D containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Issuer relating to the above-referenced trust;
2. Based on my knowledge, the information in these distribution reports prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and
3. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.
Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated March 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer, Deutsche Bank National Trust Company, as Trustee.
DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee | |
By:_______________________________ | |
Name: | |
Title: | |
Date: | |
L-3-1
EXHIBIT L-4
FORM OF BACK-UP CERTIFICATION TO FORM 10-K CERTIFICATE
Re: The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
L-4-1
Date: _________________________ | |
By: | |
Name:__________________________ | |
Time:___________________________ |
L-4-2
EXHIBIT M-1
FORM OF SWAP AGREEMENT
DATE: | March 29, 2007 |
TO: | Deutsche Bank National Trust Company, not in its individual capacity, but solely as group [__] supplemental interest trust trustee (the “Group [__] Supplemental Interest Trust Trustee”) on behalf of the group [__] supplemental interest trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Group [__] Supplemental Interest Trust”) |
ATTENTION: | IMPAC Secured Assets Trust 2007-2 |
TELEPHONE: | 714-247-6000 |
FACSIMILE: | 714-247-6282 |
FROM: | Bank of America, N.A. Sears Tower 233 South Wacker Drive, Suite 2800 Chicago, IL 60606 |
SUBJECT: | Fixed Income Derivatives Confirmation |
REFERENCE NUMBER: | [_______] |
The purpose of this long-form confirmation (“Confirmation”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bank of America, N.A (“Party A”) and Deutsche Bank National Trust Company, not individually, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust (“Party B”) created under the Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.
1. | This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement. |
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Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.
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2. The terms of the particular Transaction to which this Confirmation relates are as follows:
Type of Transaction: | Interest Rate Swap | |
Notional Amount: | With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto. | |
Trade Date: | March 28, 2007 | |
Effective Date: | March 29, 2007 | |
Termination Date: | [________], [____], subject to adjustment in accordance with the Business Day Convention. | |
Fixed Amounts: | ||
Fixed Rate Payer: | Party B | |
Fixed Rate Payer Period End Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
Fixed Rate Payer Payment Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
Fixed Rate: | With respect to any Calculation Period, the rate set forth for such period on Schedule I attached hereto. | |
Fixed Rate Date Count Fraction: | 30/360 | |
Floating Amounts: | ||
Floating Rate Payer: | Party A | |
Floating Rate Payer Period End Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
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Floating Rate Payer Payment Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
Floating Rate Option: | USD-LIBOR-BBA | |
Designated Maturity: | One month | |
Floating Rate Day Count Fraction: | Actual/360 | |
Reset Dates: | The first day of each Calculation Period. | |
Compounding: | Inapplicable | |
Business Days: | New York | |
Business Day Convention: | Following | |
Calculation Agent: | Party A |
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3. | Provisions Deemed Incorporated in a Schedule to the ISDA Master Agreement: |
Part 1. Termination Provisions.
For the purposes of this Agreement:-
(a) | “Specified Entity” will not apply to Party A or Party B for any purpose. |
(b) | “Specified Transaction” will have the meaning specified in Section 14. |
(c) | Events of Default. |
The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.
(i) | The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A. |
(ii) | The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B. |
(iii) | The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A. |
(iv) | The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B. |
(v) | The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B. |
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(vi) | The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A: |
“Specified Indebtedness” will have the meaning specified in Section 14, except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.
“Threshold Amount” means with respect to Party A an amount equal to three percent (3%) of the Shareholders’ Equity of Party A or, if applicable, the Eligible Guarantor.
“Shareholders’ Equity” means with respect to an entity, at any time, (1) if Party A is a national banking association, the Total Equity Capital of Party A (as shown in the most recently filed FFIEC Consolidated Report of Condition for Insured Commercial and State-Chartered Savings Banks (“Call Report”) Schedule RC- Balance Sheet of such entity) or (2) for any other entity, the sum (as shown in the most recent annual audited financial statements of such entity) of (i) its capital stock (including preferred stock) outstanding, taken at par value, (ii) its capital surplus and (iii) its retained earnings, minus (iv) treasury stock, each to be determined in accordance with generally accepted accounting principles.
(vii) | The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”. |
(viii) | The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B. |
(d) | Termination Events. |
The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.
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(i) | The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B. |
(ii) | The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B. |
(iii) | The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party. |
(iv) | The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B. |
(e) | The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B. |
(f) | Payments on Early Termination. For the purpose of Section 6(e) of this Agreement: |
(i) | Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply: |
(A) | The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following: |
“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.
(B) | The definition of Settlement Amount shall be deleted in its entirety and replaced with the following: |
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“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:
(a) | If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation; |
(b) | If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or |
(c) | If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions. |
(C) | If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day. |
(D) | If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following: |
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“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
(E) | At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value). |
(ii) | The Second Method will apply. |
(g) | “Termination Currency” means USD. |
(h) | Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c). |
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Part 2. Tax Matters.
(a) | Tax Representations. |
(i) | Payer Representations. For the purpose of Section 3(e) of this Agreement: |
(A) | Party A makes the following representation(s): |
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on: the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement; (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement; and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.
(B) | Party B makes the following representation(s): |
None.
(ii) | Payee Representations. For the purpose of Section 3(f) of this Agreement: |
(A) | Party A makes the following representation(s): |
Party A is a national banking association formed under the laws of the United States of America. Party A is a United States person for U.S. Federal Income Tax purposes and its U.S. taxpayer identification number is 94-1687665.
(B) | Party B makes the following representation(s): |
None.
(b) | Tax Provisions. |
(i) | Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein. |
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(ii) | Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following: |
“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.
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Part 3. Agreement to Deliver Documents.
(a) | For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are: |
Party required to deliver document | Form/Document/Certificate | Date by which to be delivered | ||
Party A | An original properly completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by Party A that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement. | (i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) promptly upon the reasonable demand by Party B, (iv) prior to the expiration or obsolescence of any previously delivered form, and (v) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect. | ||
Party B | (i) Upon execution of this Agreement, an original completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by the initial beneficial owner of payments to Party B under this Agreement, and (ii) thereafter, the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto)) with respect to any payments received or to be received by the beneficial owner of payments to Party B under this Agreement from time to time. | (i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) in the case of a tax certification form other than a Form W-9, before December 31 of each third succeeding calendar year, (iv) promptly upon the reasonable demand by Party B, (v) prior to the expiration or obsolescence of any previously delivered form, and (vi) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect. |
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(b) For the purpose of Section 4(a)(ii), other documents to be delivered are:
Party required to deliver document | Form/Document/Certificate | Date by which to be delivered | Covered by Section 3(d) Representation | |||
Party A and Party B | Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be | Upon the execution and delivery of this Agreement | Yes | |||
Party A and Party B | A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be | Upon the execution and delivery of this Agreement | Yes | |||
Party A | Quarterly Consolidated Report of Condition for Insured Commercial and State Chartered Savings Banks of Party A | To be made available on http://www2.fdic.gov/Call_TFR_Rpts after the end of each fiscal quarter of Bank of America, N.A. | Yes | |||
Party A | An opinion of counsel to Party A reasonably acceptable in form and substance to Party B | Upon the execution and delivery of this Agreement | No | |||
Party B | An opinion of counsel to Party B reasonably acceptable in form and substance to Party A | Upon the execution and delivery of this Agreement | No |
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Part 4. Miscellaneous.
(a) | Address for Notices: For the purposes of Section 12(a) of this Agreement: |
Address for notices or communications to Party A:
Address: | Bank of America, N.A. Sears Tower 233 South Wacker Drive, Suite 2800 Chicago, IL 60606 |
Attention: | Swap Operations |
Telephone No.: | 312-234-2732 |
Facsimile No.: | 866-255-1444 |
with a copy to:
Address: | Bank of America, N.A. 100 N. Tryon St., NC1-007-13-01 Charlotte, North Carolina 28255 |
Attention: | Global Markets Trading Agreements |
Facsimile No.: | 704-386-4113 |
And to:
Address: | Ambac Assurance Corporation, One State Street Plaza, New York, NY 10004 |
Attention: | Risk Management, Asset-Backed Securities |
Facsimile: | (212) 480-3682 |
(For all purposes)
Address for notices or communications to Party B:
Address: | Impac Secured Assets Corp. 2007-2 c/o Deutsche Bank National Trust Company 1761 East St. Andrew Place Santa Ana, CA 92705 |
Attention: | Marion Hogan |
Facsimile: | 714-247-6285 |
Phone: | 704-386-4113 |
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And to:
Address: | Ambac Assurance Corporation, One State Street Plaza, New York, NY 10004 |
Attention: | Risk Management, Asset-Backed Securities |
Facsimile: | (212) 480-3682 |
(For all purposes)
(b) | Process Agent. For the purpose of Section 13(c): |
Party A appoints as its Process Agent: Not applicable.
Party B appoints as its Process Agent: Not applicable.
(c) | Offices. The provisions of Section 10(a) will apply to this Agreement; neither Party A nor Party B has any Offices other than as set forth in the Notices Section and Party A agrees that, for purposes of Section 6(b) of this Agreement, it shall not in the future have any Office other than one in the United States. |
(d) | Multibranch Party. For the purpose of Section 10(c) of this Agreement: |
Party A is not a Multibranch Party.
Party B is not a Multibranch Party.
(e) | Calculation Agent. The Calculation Agent is Party A; provided, however, that if an Event of Default shall have occurred with respect to Party A, Party B shall have the right to appoint as Calculation Agent a third party, reasonably acceptable to Party A, the cost for which shall be borne by Party A. |
(f) | Credit Support Document. |
Party A: | The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement. | |
Party B: | The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex. |
(g) | Credit Support Provider. |
Party A: | The guarantor under any guarantee in support of Party A’s obligations under this Agreement. | |
Party B: | None. |
(h) | Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402. |
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(i) | Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder. |
(j) | Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii). |
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Part 5. Other Provisions.
(a) | Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement. |
(b) | Amendments to ISDA Master Agreement. |
(i) | Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”. |
(ii) | Conditions Precedent. Section 2(a)(iii) is hereby amended by adding the following at the end thereof: |
Notwithstanding anything to the contrary in Section 2(a)(iii)(1), if an Event of Default with respect to Party B or Potential Event of Default with respect to Party B has occurred and been continuing for more than 30 Local Business Days and no Early Termination Date in respect of the Affected Transactions has occurred or been effectively designated by Party A, the obligations of Party A under Section 2(a)(i) shall cease to be subject to the condition precedent set forth in Section 2(a)(iii)(1) with respect to such specific occurrence of such Event of Default or such Potential Event of Default (the “Specific Event”); provided, however, for the avoidance of doubt, the obligations of Party A under Section 2(a)(i) shall be subject to the condition precedent set forth in Section 2(a)(iii)(1) (subject to the foregoing) with respect to any subsequent occurrence of the same Event of Default with respect to Party B or Potential Event of Default with respect to Party B after the Specific Event has ceased to be continuing and with respect to any occurrence of any other Event of Default with respect to Party B or Potential Event of Default with respect to Party B that occurs subsequent to the Specific Event.
(iii) | Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof: |
“to another account in the same legal and tax jurisdiction as the original account”.
(iv) | Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g): |
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“(g) | Relationship Between Parties. |
(1) | Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party. |
(2) | Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise. |
(3) | Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business. |
(4) | Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction. |
(5) | Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.” |
(v) | Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof. |
(vi) | Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word “non-”, (ii) deleting “; and” from the end of subparagraph (i) and inserting “.” in lieu thereof, and (iii) deleting the final paragraph thereof. |
(vii) | Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”. |
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(c) | Additional Termination Events. The following Additional Termination Events will apply: |
(i) | First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event. |
(ii) | Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event. |
(iii) | Amendment of Pooling and Servicing Agreement. If, without the prior written consent of Party A where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment is made to the Pooling and Servicing Agreement which amendment could reasonably be expected to have a material adverse effect on the interests of Party A (excluding, for the avoidance of doubt, any amendment to the Pooling and Servicing Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, securities administrator, trustee or other service provider) under this Agreement, an Additional Termination Event shall have occurred with respect to Party B and Party B shall be the sole Affected Party with respect to such Additional Termination Event. |
(d) | Required Ratings Downgrade Event. In the event that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee. |
(e) | Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of November 16, 2006 (the “Item 1115 Agreement”), among Impac Funding Corporation (the “Sponsor”), Impac Secured Assets Corp. (the “Depositor”) and Bank of America, N.A. shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B. |
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(f) | Transfers. |
(i) | Section 7 is hereby amended to read in its entirety as follows: |
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
(ii) | If an Eligible Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, take any reasonable steps required to be taken by Party B to effect such transfer. |
(g) | Non-Recourse. Party A acknowledges and agrees that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Group [__] Supplemental Interest Trust and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Group [__] Supplemental Interest Trust and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Group [__] Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Group [__] Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Group [__] Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement. |
(h) | Timing of Payments by Party B upon Early Termination. Notwithstanding anything to the contrary in Section 6(d)(ii), to the extent that all or a portion (in either case, the “Unfunded Amount”) of any amount that is calculated as being due in respect of any Early Termination Date under Section 6(e) from Party B to Party A will be paid by Party B from amounts other than any upfront payment paid to Party B by an Eligible Replacement that has entered a Replacement Transaction with Party B, then such Unfunded Amount shall be due on the next subsequent Distribution Date following the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii), and on any subsequent Distribution Dates until paid in full (or if such Early Termination Date is the final Distribution Date, on such final Distribution Date); provided, however, that if the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii) is a Distribution Date, such payment will be payable on such Distribution Date. |
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(i) | Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer. |
(j) | No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”. |
(k) | Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P. |
(l) | Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event. |
(m) | Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Group [__] Supplemental Interest Trust, or the Trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes. This provision will survive the termination of this Agreement. |
(n) | Group [__] Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed by Deutsche Bank National Trust Company (“Deutsche”) not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement in the exercise of the powers and authority conferred and invested in it thereunder; (b) Deutsche has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder; (c) each of the representations, undertakings and agreements herein made on behalf of the Group [__] Supplemental Interest Trust is made and intended not as personal representations of the Group [__] Supplemental Interest Trust Trustee but is made and intended for the purpose of binding only the Group [__] Supplemental Interest Trust; (d) nothing herein contained shall be construed as creating any liability on Deutsche Bank National Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties who are signatories to this Agreement and by any person claiming by, through or under such parties; and (e) under no circumstances shall Deutsche Bank National Trust Company in its individual capacity be personally liable for the payment of any indemnity, indebtedness, fees or expenses of the Group [__] Supplemental Interest Trust or be liability for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Group [__] Supplemental Interest Trust under this Agreement. |
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(o) | Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable. |
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
(p) | Agent for Party B. Party A acknowledges that the Depositor has appointed the Group [__] Supplemental Interest Trust Trustee and the Trustee as agents under the Pooling and Servicing Agreement to carry out certain functions on behalf of Party B, and that the Group [__] Supplemental Interest Trust Trustee and the Trustee shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B. |
(q) | Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements. |
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(r) | Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between trading, marketing, and operations personnel of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify such personnel of such monitoring or recording. |
(s) | Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document. |
(t) | Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. |
(u) | Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below. |
(v) | Additional representations. |
(i) | Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that:-- |
(1) | Party A’s obligations under this Agreement rank pari passu with all of Party A’s other unsecured, unsubordinated obligations except those obligations preferred by operation of law. |
(2) | Party A is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full). |
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(ii) | Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. The Group [__] Supplemental Interest Trust Trustee represents to Party A on the date on which the Group [__] Supplemental Interest Trust Trustee executes this Agreement that it is executing the Agreement in its capacity as Group [__] Supplemental Interest Trust Trustee. |
(w) | Acknowledgements. |
(i) | Substantial financial transactions. Each party hereto is hereby advised and acknowledges as of the date hereof that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph shall be deemed repeated on the trade date of each Transaction. |
(ii) | Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code. |
(x) | USA Patriot Act Notice. Party A hereby notifies Party B that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”), it is required to obtain, verify and record information that identifies Party B, which information includes the name and address of Party B and other information that will allow Party A to identity Party B in accordance with the Patriot Act. |
(y) | Optional Termination. Upon the occurrence of a termination of the Trust Fund with respect to Loan Group [__] pursuant to Section 9.01 (the “Optional Termination”) of the Pooling and Servicing Agreement: |
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(a) Party B hereby assigns all of its rights and delegates all of its liabilities and obligations to Impac Mortgage Holdings, Inc., and Impac Mortgage Holdings, Inc. hereby assumes all of Party B’s rights, liabilities, and obligations, under the New Transaction and the New Confirmation arising on or after the final Payment Date under the Pooling and Servicing Agreement (such date, the “Optional Termination Payment Date”; such transaction and confirmation, collectively, the “Assigned Transaction”). The Assigned Transaction shall be governed by and form part of an agreement in the form of a 1992 ISDA Master Agreement between Party A and Impac Mortgage Holdings, Inc., dated as of March 21, 2002, as amended and supplemented from time to time. Party A hereby consents to the assignment and delegation by Party B of all of its rights, liabilities, and obligations under the Assigned Transaction to Impac Mortgage Holdings, Inc.;
(b) Party A and Party B hereby release one another from all liabilities and obligations owed under and in respect of the Assigned Transaction, and Party B hereby terminates its rights under and in respect of the Assigned Transaction;
(c) Party A hereby agrees that Impac Mortgage Holdings, Inc. may do one of the following with the Assigned Transaction:
(i) retain such Assigned Transaction;
(ii) further assign all of its rights and delegate all of its liabilities and obligations under the Assigned Transaction to a third party, such assignment and delegation to be effective upon the receipt of written consent thereto from Party A (in its sole and absolute discretion); or
(iii) terminate the Assigned Transaction by giving three Business Days’ prior written notice to Party A (the “Optional Termination Date”). On such Optional Termination Date, if any, a termination payment (if any) shall be payable by Impac Mortgage Holdings, Inc. or Party A, as applicable, as determined by the Calculation Agent by the application of Section 6(e)(ii) of the Agreement, with Market Quotation and Second Method being the applicable method for determining the termination payment. The exercise of the right to terminate under this provision shall not be an Event of Default under any of the other Transactions that are part of the Old Agreement or the New Agreement. For purposes of the Optional Termination Date, Impac Mortgage Holdings, Inc. shall be the sole Affected Party.
(z) | Third Party Beneficiary. The parties hereto acknowledge and agree that the Certificate Insurer shall be an express third-party beneficiary of this Agreement and shall be entitled to rely on (and enforce) the representations, warranties, covenants and obligations as set forth herein. |
(aa) | Notices. Each of Party A and Party B acknowledges and agrees that a copy of each written default and/or termination notice sent to the other party hereto with respect to this Agreement shall be sent to the Certificate Insurer at its address as set forth herein. |
(bb) | Additional Definitions. |
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As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.
“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.
“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.
“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A (or an Eligible Replacement) to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.
“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s. An Eligible Guarantor shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement with Depositor. An Eligible Replacement shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
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“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.
“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.
“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.
“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.
“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.
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“Permitted Transfer” means a transfer by novation by Party A pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the second sentence of Section 7 (as amended herein) to a transferee (the “Transferee”) of all, but not less than all, of Party A’s rights, liabilities, duties and obligations under this Agreement, with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement; (b) Party A and the Transferee are both “dealers in notional principal contracts” within the meaning of Treasury regulations section 1.1001-4; (c) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4); (d) an Event of Default or Termination Event would not occur as a result of such transfer; (e) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes all rights and obligations of Party A under the Agreement and the relevant Transaction; (f) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee all, but not less than all, of Party A’s rights and obligations under the Agreement and all relevant Transactions; (g) Party A will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (h) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of this Agreement without modification of its terms, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv), Part 5(v)(i)(2) or Part 5(v)(ii), notice information and account details; and (i) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.
“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.
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“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.
“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold.
“Required Ratings Threshold” means each of the S&P Required Ratings Threshold and the Moody’s Second Trigger Ratings Threshold.
“S&P” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.
“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.
“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB+”.
“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).
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4. Account Details and Settlement Information:
Payments to Party A: | Name: | Bank of America, N.A. - New York |
ABA #: | 026009593 | |
Attn: | BOFAUS3N | |
Name: | Bank of America, N.A. | |
City: | Charlotte | |
Acct#: | 6550219386 | |
Attn: | Rate Derivative Settlements | |
Attn: | BOFAUS6SGDS | |
Payments to Party B: | Deutsche Bank Trust Company - Americas | |
ABA 021001033 | ||
Bene Acct. 014-19-663 | ||
Bene Acct. Name NYLTD Funds Control - Stars West | ||
Ref: IMPAC Secured Assets Trust 2007-2 - Group [__] SWAP payment |
This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
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We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
Very truly yours,
Bank of America, N.A.
By: _______________________________
Name:
Title:
Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.
Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2
By: _______________________________
Name:
Title:
Agreed to by:
Impac Mortgage Holdings, Inc.
By: _______________________________
Name:
Title:
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SCHEDULE I
(All such dates subject to adjustment in accordance with the Following Business Day Convention)
From and including | To but excluding | Notional Amount (USD) | Fixed Rate (%) |
Effective Date | April 25, 2007 | [___________] | [___________] |
April 25, 2007 | May 25, 2007 | [___________] | [___________] |
May 25, 2007 | June 25, 2007 | [___________] | [___________] |
June 25, 2007 | July 25, 2007 | [___________] | [___________] |
July 25, 2007 | August 25, 2007 | [___________] | [___________] |
August 25, 2007 | September 25, 2007 | [___________] | [___________] |
September 25, 2007 | October 25, 2007 | [___________] | [___________] |
October 25, 2007 | November 25, 2007 | [___________] | [___________] |
November 25, 2007 | December 25, 2007 | [___________] | [___________] |
December 25, 2007 | January 25, 2008 | [___________] | [___________] |
January 25, 2008 | February 25, 2008 | [___________] | [___________] |
February 25, 2008 | March 25, 2008 | [___________] | [___________] |
March 25, 2008 | April 25, 2008 | [___________] | [___________] |
April 25, 2008 | May 25, 2008 | [___________] | [___________] |
May 25, 2008 | June 25, 2008 | [___________] | [___________] |
June 25, 2008 | July 25, 2008 | [___________] | [___________] |
July 25, 2008 | August 25, 2008 | [___________] | [___________] |
August 25, 2008 | September 25, 2008 | [___________] | [___________] |
September 25, 2008 | October 25, 2008 | [___________] | [___________] |
October 25, 2008 | November 25, 2008 | [___________] | [___________] |
November 25, 2008 | December 25, 2008 | [___________] | [___________] |
December 25, 2008 | January 25, 2009 | [___________] | [___________] |
January 25, 2009 | February 25, 2009 | [___________] | [___________] |
February 25, 2009 | March 25, 2009 | [___________] | [___________] |
March 25, 2009 | April 25, 2009 | [___________] | [___________] |
April 25, 2009 | May 25, 2009 | [___________] | [___________] |
May 25, 2009 | June 25, 2009 | [___________] | [___________] |
June 25, 2009 | July 25, 2009 | [___________] | [___________] |
July 25, 2009 | August 25, 2009 | [___________] | [___________] |
August 25, 2009 | September 25, 2009 | [___________] | [___________] |
September 25, 2009 | October 25, 2009 | [___________] | [___________] |
October 25, 2009 | November 25, 2009 | [___________] | [___________] |
November 25, 2009 | December 25, 2009 | [___________] | [___________] |
December 25, 2009 | January 25, 2010 | [___________] | [___________] |
January 25, 2010 | February 25, 2010 | [___________] | [___________] |
February 25, 2010 | March 25, 2010 | [___________] | [___________] |
March 25, 2010 | April 25, 2010 | [___________] | [___________] |
April 25, 2010 | May 25, 2010 | [___________] | [___________] |
May 25, 2010 | June 25, 2010 | [___________] | [___________] |
M-1-32
From and including | To but excluding | Notional Amount (USD) | Fixed Rate (%) |
June 25, 2010 | July 25, 2010 | [___________] | [___________] |
July 25, 2010 | August 25, 2010 | [___________] | [___________] |
August 25, 2010 | September 25, 2010 | [___________] | [___________] |
September 25, 2010 | October 25, 2010 | [___________] | [___________] |
October 25, 2010 | November 25, 2010 | [___________] | [___________] |
November 25, 2010 | December 25, 2010 | [___________] | [___________] |
December 25, 2010 | January 25, 2011 | [___________] | [___________] |
January 25, 2011 | February 25, 2011 | [___________] | [___________] |
February 25, 2011 | March 25, 2011 | [___________] | [___________] |
March 25, 2011 | April 25, 2011 | [___________] | [___________] |
April 25, 2011 | May 25, 2011 | [___________] | [___________] |
May 25, 2011 | June 25, 2011 | [___________] | [___________] |
June 25, 2011 | July 25, 2011 | [___________] | [___________] |
July 25, 2011 | August 25, 2011 | [___________] | [___________] |
August 25, 2011 | September 25, 2011 | [___________] | [___________] |
September 25, 2011 | October 25, 2011 | [___________] | [___________] |
October 25, 2011 | November 25, 2011 | [___________] | [___________] |
November 25, 2011 | December 25, 2011 | [___________] | [___________] |
December 25, 2011 | January 25, 2012 | [___________] | [___________] |
January 25, 2012 | February 25, 2012 | [___________] | [___________] |
February 25, 2012 | March 25, 2012 | [___________] | [___________] |
March 25, 2012 | April 25, 2012 | [___________] | [___________] |
April 25, 2012 | May 25, 2012 | [___________] | [___________] |
May 25, 2012 | June 25, 2012 | [___________] | [___________] |
June 25, 2012 | July 25, 2012 | [___________] | [___________] |
July 25, 2012 | August 25, 2012 | [___________] | [___________] |
August 25, 2012 | September 25, 2012 | [___________] | [___________] |
September 25, 2012 | October 25, 2012 | [___________] | [___________] |
October 25, 2012 | November 25, 2012 | [___________] | [___________] |
November 25, 2012 | December 25, 2012 | [___________] | [___________] |
December 25, 2012 | January 25, 2013 | [___________] | [___________] |
January 25, 2013 | February 25, 2013 | [___________] | [___________] |
February 25, 2013 | March 25, 2013 | [___________] | [___________] |
March 25, 2013 | April 25, 2013 | [___________] | [___________] |
April 25, 2013 | May 25, 2013 | [___________] | [___________] |
May 25, 2013 | June 25, 2013 | [___________] | [___________] |
June 25, 2013 | July 25, 2013 | [___________] | [___________] |
July 25, 2013 | August 25, 2013 | [___________] | [___________] |
August 25, 2013 | September 25, 2013 | [___________] | [___________] |
September 25, 2013 | October 25, 2013 | [___________] | [___________] |
October 25, 2013 | November 25, 2013 | [___________] | [___________] |
November 25, 2013 | Termination Date | [___________] | [___________] |
M-1-33
Annex A
Paragraph 13 of the Credit Support Annex
M-1-A-1
Annex B
Item 1115 Agreement
M-1-B-1
EXHIBIT M-2
FORM OF CAP CONTRACT
DATE: | March 29, 2007 |
TO: | Deutsche Bank National Trust Company, not in its individual capacity, but solely as group [__] supplemental interest trust trustee (the “Group [__] Supplemental Interest Trust Trustee”) on behalf of the group [__] supplemental interest trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Group [__] Supplemental Interest Trust”) |
ATTENTION: | IMPAC Secured Assets Trust 2007-2 |
TELEPHONE: | 714-247-6000 |
FACSIMILE: | 714-247-6282 |
FROM: | Bank of America, N.A. 233 South Wacker Drive, Suite 2800 Chicago, IL 60606 |
SUBJECT: | Fixed Income Derivatives Confirmation |
REFERENCE NUMBER: | [_________] |
The purpose of this long-form confirmation (“ Confirmation”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bank of America, N.A (“Party A”) and Deutsche Bank National Trust Company, not individually, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust (“Party B”) created under the Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.
1. | This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement. |
M-2-1
Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.
2. | The terms of the particular Transaction to which this Confirmation relates are as follows: |
Type of Transaction: | Interest Rate Cap | |
Notional Amount: | With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto. | |
Trade Date: | March 28, 2007 | |
Effective Date: | [_____________] | |
Termination Date: | [_____________], subject to adjustment in accordance with the Business Day Convention. | |
Fixed Amounts:
Fixed Rate Payer: | Party B | |
Fixed Rate Payer Payment Date: | March 29, 2007 | |
Fixed Amount: | Not Applicable. Party A acknowledges good and valuable consideration has been received. |
M-2-2
Floating Amounts:
Floating Rate Payer: | Party A | |
Floating Rate Payer | ||
Period End Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
Floating Rate Payer | ||
Payment Dates: | The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention. | |
Cap Rate: | [_________________________]. | |
[Floating Rate Option]: | [__________________] | |
Designated Maturity: | One month | |
Floating Rate Day | ||
Count Fraction: | Actual/360 | |
Reset Dates: | The first day of each Calculation Period. | |
Compounding: | Inapplicable | |
Business Days: | New York | |
Business Day Convention: | Following | |
Calculation Agent: | Party A |
M-2-3
3. Provisions Deemed Incorporated in a Schedule to the ISDA Master Agreement:
Part 1. Termination Provisions.
For the purposes of this Agreement:-
(a) | “Specified Entity” will not apply to Party A or Party B for any purpose. |
(b) | “Specified Transaction” will have the meaning specified in Section 14. |
(c) | Events of Default. |
The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.
(i) | The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A. |
(ii) | The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B. |
(iii) | The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A. |
(iv) | The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B. |
(v) | The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B. |
M-2-4
(vi) | The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A: |
“Specified Indebtedness” will have the meaning specified in Section 14, except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.
“Threshold Amount” means with respect to Party A an amount equal to three percent (3%) of the Shareholders’ Equity of Party A or, if applicable, the Eligible Guarantor.
“Shareholders’ Equity” means with respect to an entity, at any time, (1) if Party A is a national banking association, the Total Equity Capital of Party A (as shown in the most recently filed FFIEC Consolidated Report of Condition for Insured Commercial and State-Chartered Savings Banks (“Call Report”) Schedule RC- Balance Sheet of such entity) or (2) for any other entity, the sum (as shown in the most recent annual audited financial statements of such entity) of (i) its capital stock (including preferred stock) outstanding, taken at par value, (ii) its capital surplus and (iii) its retained earnings, minus (iv) treasury stock, each to be determined in accordance with generally accepted accounting principles.
(vii) | The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”. |
(viii) | The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B. |
(d) | Termination Events. |
The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.
M-2-5
(i) | The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B. |
(ii) | The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B. |
(iii) | The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party. |
(iv) | The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B. |
(e) | The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B. |
(f) | Payments on Early Termination. For the purpose of Section 6(e) of this Agreement: |
(i) | Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply: |
(A) | The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following: |
“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.
(B) | The definition of Settlement Amount shall be deleted in its entirety and replaced with the following: |
M-2-6
“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:
(a) | If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation; |
(b) | If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or |
(c) | If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions. |
(C) | If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day. |
(D) | If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following: |
M-2-7
“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
(E) | At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value). |
(ii) | The Second Method will apply. |
(g) | “Termination Currency” means USD. |
(h) | Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c). |
M-2-8
Part 2. Tax Matters.
(a) | Tax Representations. |
(i) | Payer Representations. For the purpose of Section 3(e) of this Agreement: |
(A) | Party A makes the following representation(s): |
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on: the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement; (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement; and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.
(B) | Party B makes the following representation(s): |
None.
(ii) | Payee Representations. For the purpose of Section 3(f) of this Agreement: |
(A) | Party A makes the following representation(s): |
Party A is a national banking association formed under the laws of the United States of America. Party A is a United States person for U.S. Federal Income Tax purposes and its U.S. taxpayer identification number is 94-1687665.
(B) | Party B makes the following representation(s): |
None.
(b) | Tax Provisions. |
(i) | Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein. |
M-2-9
(ii) | Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following: |
“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.
M-2-10
Part 3. Agreement to Deliver Documents.
(a) | For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are: |
Party required to deliver document | Form/Document/Certificate | Date by which to be delivered | ||
Party A | An original properly completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by Party A that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement. | (i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) promptly upon the reasonable demand by Party B, (iv) prior to the expiration or obsolescence of any previously delivered form, and (v) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect. | ||
Party B | (i) Upon execution of this Agreement, an original completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by the initial beneficial owner of payments to Party B under this Agreement, and (ii) thereafter, the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto)) with respect to any payments received or to be received by the beneficial owner of payments to Party B under this Agreement from time to time. | (i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) in the case of a tax certification form other than a Form W-9, before December 31 of each third succeeding calendar year, (iv) promptly upon the reasonable demand by Party B, (v) prior to the expiration or obsolescence of any previously delivered form, and (vi) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect. |
M-2-11
(b) | For the purpose of Section 4(a)(ii), other documents to be delivered are: |
Party required to deliver document | Form/Document/Certificate | Date by which to be delivered | Covered by Section 3(d) Representation | |||
Party A and Party B | Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be | Upon the execution and delivery of this Agreement | Yes | |||
Party A and Party B | A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be | Upon the execution and delivery of this Agreement | Yes | |||
Party A | Quarterly Consolidated Report of Condition for Insured Commercial and State Chartered Savings Banks of Party A | To be made available on http://www2.fdic.gov/Call_TFR_Rpts after the end of each fiscal quarter of Bank of America, N.A. | Yes | |||
Party A | An opinion of counsel to Party A reasonably acceptable in form and substance to Party B | Upon the execution and delivery of this Agreement | No |
M-2-12
Part 4. Miscellaneous.
(a) | Address for Notices: For the purposes of Section 12(a) of this Agreement: |
Address for notices or communications to Party A:
Address: | Bank of America, N.A. Sears Tower 233 South Wacker Drive, Suite 2800 Chicago, IL 60606 |
Attention: | Swap Operations |
Telephone No.: | 312-234-2732 |
Facsimile No.: | 866-255-1444 |
with a copy to:
Address: | Bank of America, N.A. 100 N. Tryon St., NC1-007-13-01 Charlotte, North Carolina 28255 |
Attention: | Global Markets Trading Agreements |
Facsimile No.: | 704-386-4113 |
And to:
Address: | Ambac Assurance Corporation, One State Street Plaza, New York, NY 10004 |
Attention: | Risk Management, Asset-Backed Securities |
Facsimile: | (212) 480-3682 |
(For all purposes)
Address for notices or communications to Party B:
Address: | Impac Secured Assets Corp. 2007-2 c/o Deutsche Bank National Trust Company 1761 East St. Andrew Place Santa Ana, CA 92705 |
Attention: | Marion Hogan |
Facsimile: | 714-247-6285 |
Phone: | 704-386-4113 |
M-2-13
And to:
Address: | Ambac Assurance Corporation, One State Street Plaza, New York, NY 10004 |
Attention: | Risk Management, Asset-Backed Securities |
Facsimile: | (212) 480-3682 |
(For all purposes)
(b) | Process Agent. For the purpose of Section 13(c): |
Party A appoints as its Process Agent: Not applicable.
Party B appoints as its Process Agent: Not applicable.
(c) | Offices. The provisions of Section 10(a) will apply to this Agreement; neither Party A nor Party B has any Offices other than as set forth in the Notices Section and Party A agrees that, for purposes of Section 6(b) of this Agreement, it shall not in the future have any Office other than one in the United States. |
(d) | Multibranch Party. For the purpose of Section 10(c) of this Agreement: |
Party A is not a Multibranch Party.
Party B is not a Multibranch Party.
(e) | Calculation Agent. The Calculation Agent is Party A; provided, however, that if an Event of Default shall have occurred with respect to Party A, Party B shall have the right to appoint as Calculation Agent a third party, reasonably acceptable to Party A, the cost for which shall be borne by Party A. |
(f) | Credit Support Document. |
Party A: | The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement. | |
Party B: | The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex. |
(g) | Credit Support Provider. |
Party A: | The guarantor under any guarantee in support of Party A’s obligations under this Agreement. | |
Party B: | None. |
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(h) | Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402. |
(i) | Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder. |
(j) | Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii). |
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Part 5. Other Provisions.
(a) | Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement. |
(b) | Amendments to ISDA Master Agreement. |
(i) | Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”. |
(ii) | Conditions Precedent. Section 2(a)(iii) is hereby amended by adding the following at the end thereof: |
Notwithstanding anything to the contrary in Section 2(a)(iii)(1), if an Event of Default with respect to Party B or Potential Event of Default with respect to Party B has occurred and been continuing for more than 30 Local Business Days and no Early Termination Date in respect of the Affected Transactions has occurred or been effectively designated by Party A, the obligations of Party A under Section 2(a)(i) shall cease to be subject to the condition precedent set forth in Section 2(a)(iii)(1) with respect to such specific occurrence of such Event of Default or such Potential Event of Default (the “Specific Event”); provided, however, for the avoidance of doubt, the obligations of Party A under Section 2(a)(i) shall be subject to the condition precedent set forth in Section 2(a)(iii)(1) (subject to the foregoing) with respect to any subsequent occurrence of the same Event of Default with respect to Party B or Potential Event of Default with respect to Party B after the Specific Event has ceased to be continuing and with respect to any occurrence of any other Event of Default with respect to Party B or Potential Event of Default with respect to Party B that occurs subsequent to the Specific Event.
(iii) | Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof: |
“to another account in the same legal and tax jurisdiction as the original account”.
(iv) | Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g): |
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“(g) | Relationship Between Parties. |
(1) | Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party. |
(2) | Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise. |
(3) | Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business. |
(4) | Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction. |
(5) | Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.” |
(v) | Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof. |
(vi) | Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word “non-”, (ii) deleting “; and” from the end of subparagraph (i) and inserting “.” in lieu thereof, and (iii) deleting the final paragraph thereof. |
(vii) | Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”. |
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(c) | Additional Termination Events. The following Additional Termination Events will apply: |
(i) | First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event. |
(ii) | Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event. |
(d) | Required Ratings Downgrade Event. In the event that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee. |
(e) | Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of November 16, 2006 (the “Item 1115 Agreement”), among Impac Funding Corporation (the “Sponsor”), Impac Secured Assets Corp. (the “Depositor”) and Bank of America, N.A. shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B. |
(f) | Transfers. |
(i) | Section 7 is hereby amended to read in its entirety as follows: |
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
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(ii) | If an Eligible Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, take any reasonable steps required to be taken by Party B to effect such transfer. |
(g) | Non-Recourse. Party A acknowledges and agrees that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Group [__] Supplemental Interest Trust and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Group [__] Supplemental Interest Trust and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Group [__] Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Group [__] Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Group [__]1 Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement. |
(h) | Fully-Paid Party Protected. Notwithstanding the terms of Sections 5 and 6 of the Agreement, if Party B has satisfied its payment obligations under Section 2(a)(i) of the Agreement, then unless Party A is required pursuant to appropriate proceedings to return to Party B or otherwise returns to Party B upon demand of Counterparty any portion of such payment, (a) the occurrence of an event described in Section 5(a) of the Agreement with respect to Party B shall not constitute an Event of Default or Potential Event of Default with respect to Party B as the Defaulting Party and (b) Party A shall be entitled to designate an Early Termination Event pursuant to Section 6 of the Agreement only as a result of a Termination Event set forth in either Section 5(b)(i) or Section 5(b)(ii) of the Agreement with respect to Party A as the Affected Party or Section 5(b)(iii) of the Agreement with respect to Party A as the Burdened Party. For purposes of each Transaction to which this Agreement relates, Party B’s only obligation under Section 2(a)(i) of the Agreement is to pay the Fixed Amount on the Fixed Rate Payer Payment Date. |
(i) | Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer. |
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(j) | No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”. |
(k) | Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P. |
(l) | Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event. |
(m) | Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Group [__] Supplemental Interest Trust, or the Trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes. This provision will survive the termination of this Agreement. |
(n) | Group [__] Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed by Deutsche Bank National Trust Company (“Deutsche”) not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement in the exercise of the powers and authority conferred and invested in it thereunder; (b) Deutsche has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder; (c) each of the representations, undertakings and agreements herein made on behalf of the Group [__] Supplemental Interest Trust is made and intended not as personal representations of the Group [__] Supplemental Interest Trust Trustee but is made and intended for the purpose of binding only the Group [__] Supplemental Interest Trust; (d) nothing herein contained shall be construed as creating any liability on Deutsche Bank National Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties who are signatories to this Agreement and by any person claiming by, through or under such parties; and (e) under no circumstances shall Deutsche Bank National Trust Company in its individual capacity be personally liable for the payment of any indemnity, indebtedness, fees or expenses of the Group [__] Supplemental Interest Trust or be liability for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Group [__] Supplemental Interest Trust under this Agreement. |
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(o) | Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable. |
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
(p) | Agent for Party B. Party A acknowledges that the Depositor has appointed the Group [__] Supplemental Interest Trust Trustee and the Trustee as agents under the Pooling and Servicing Agreement to carry out certain functions on behalf of Party B, and that the Group [__] Supplemental Interest Trust Trustee and the Trustee shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B. |
(q) | Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements. |
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(r) | Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between trading, marketing, and operations personnel of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify such personnel of such monitoring or recording. |
(s) | Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document. |
(t) | Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. |
(u) | Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below. |
(v) | Additional representations. |
(i) | Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that:-- |
(1) | Party A’s obligations under this Agreement rank pari passu with all of Party A’s other unsecured, unsubordinated obligations except those obligations preferred by operation of law. |
(2) | Party A is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full). |
(ii) | Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. The Group [__] Supplemental Interest Trust Trustee represents to Party A on the date on which the Group [__] Supplemental Interest Trust Trustee executes this Agreement that it is executing the Agreement in its capacity as Group [__] Supplemental Interest Trust Trustee. |
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(w) | Acknowledgements. |
(i) | Substantial financial transactions. Each party hereto is hereby advised and acknowledges as of the date hereof that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph shall be deemed repeated on the trade date of each Transaction. |
(ii) | Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code. |
(x) | USA Patriot Act Notice. Party A hereby notifies Party B that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”), it is required to obtain, verify and record information that identifies Party B, which information includes the name and address of Party B and other information that will allow Party A to identity Party B in accordance with the Patriot Act. |
(y) | Optional Termination. Upon the occurrence of a termination of the Trust Fund with respect to Loan Group [__] pursuant to Section 9.01 (the “Optional Termination”) of the Pooling and Servicing Agreement: |
(a) Party B hereby assigns all of its rights and delegates all of its liabilities and obligations to Impac Mortgage Holdings, Inc., and Impac Mortgage Holdings, Inc. hereby assumes all of Party B’s rights, liabilities, and obligations, under the New Transaction and the New Confirmation arising on or after the final Payment Date under the Pooling and Servicing Agreement (such date, the “Optional Termination Payment Date”; such transaction and confirmation, collectively, the “Assigned Transaction”). The Assigned Transaction shall be governed by and form part of an agreement in the form of a 1992 ISDA Master Agreement between Party A and Impac Mortgage Holdings, Inc., dated as of March 21, 2002, as amended and supplemented from time to time. Party A hereby consents to the assignment and delegation by Party B of all of its rights, liabilities, and obligations under the Assigned Transaction to Impac Mortgage Holdings, Inc.;
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(b) Party A and Party B hereby release one another from all liabilities and obligations owed under and in respect of the Assigned Transaction, and Party B hereby terminates its rights under and in respect of the Assigned Transaction;
(c) Party A hereby agrees that Impac Mortgage Holdings, Inc. may do one of the following with the Assigned Transaction:
(i) retain such Assigned Transaction;
(ii) further assign all of its rights and delegate all of its liabilities and obligations under the Assigned Transaction to a third party, such assignment and delegation to be effective upon the receipt of written consent thereto from Party A (in its sole and absolute discretion); or
(iii) terminate the Assigned Transaction by giving three Business Days’ prior written notice to Party A (the “Optional Termination Date”). On such Optional Termination Date, if any, a termination payment (if any) shall be payable by Impac Mortgage Holdings, Inc. or Party A, as applicable, as determined by the Calculation Agent by the application of Section 6(e)(ii) of the Agreement, with Market Quotation and Second Method being the applicable method for determining the termination payment. The exercise of the right to terminate under this provision shall not be an Event of Default under any of the other Transactions that are part of the Old Agreement or the New Agreement. For purposes of the Optional Termination Date, Impac Mortgage Holdings, Inc. shall be the sole Affected Party.
(z) | Third Party Beneficiary. The parties hereto acknowledge and agree that the Certificate Insurer shall be an express third-party beneficiary of this Agreement and shall be entitled to rely on (and enforce) the representations, warranties, covenants and obligations as set forth herein. |
(aa) | Notices. Each of Party A and Party B acknowledges and agrees that a copy of each written default and/or termination notice sent to the other party hereto with respect to this Agreement shall be sent to the Certificate Insurer at its address as set forth herein. |
(bb) | Additional Definitions. |
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.
“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.
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“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.
“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A (or an Eligible Replacement) to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.
“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s. An Eligible Guarantor shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement with Depositor. An Eligible Replacement shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
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“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.
“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.
“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.
“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.
“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.
“Permitted Transfer” means a transfer by novation by Party A pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the second sentence of Section 7 (as amended herein) to a transferee (the “Transferee”) of all, but not less than all, of Party A’s rights, liabilities, duties and obligations under this Agreement, with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement; (b) Party A and the Transferee are both “dealers in notional principal contracts” within the meaning of Treasury regulations section 1.1001-4; (c) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4); (d) an Event of Default or Termination Event would not occur as a result of such transfer; (e) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes all rights and obligations of Party A under the Agreement and the relevant Transaction; (f) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee all, but not less than all, of Party A’s rights and obligations under the Agreement and all relevant Transactions; (g) Party A will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (h) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of this Agreement without modification of its terms, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv), Part 5(v)(i)(2) or Part 5(v)(ii), notice information and account details; and (i) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
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“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.
“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.
“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.
M-2-27
“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold.
“Required Ratings Threshold” means each of the S&P Required Ratings Threshold and the Moody’s Second Trigger Ratings Threshold.
“S&P” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.
“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.
“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB+”.
“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).
[Remainder of this page intentionally left blank.]
M-2-28
4. Account Details and Settlement Information:
Payments to Party A: | Name: | Bank of America, N.A. - New York |
ABA #: | 026009593 | |
Attn: | BOFAUS3N | |
Name: | Bank of America, N.A. | |
City: | Charlotte | |
Acct#: | 6550219386 | |
Attn: | Rate Derivative Settlements | |
Attn: | BOFAUS6SGDS |
Payments to Party B: | Deutsche Bank Trust Company - Americas |
ABA 021001033 | |
Bene Acct. 014-19-663 | |
Bene Acct. Name NYLTD Funds Control - Stars West | |
Ref: IMPAC Secured Assets Trust 2007-2 - Group 1 CAP payment | |
This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
M-2-29
We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
Very truly yours,
Bank of America, N.A.
By: _______________________________
Name:
Title:
Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.
Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 1[__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2
By: _______________________________
Name:
Title:
Agreed to by:
Impac Mortgage Holdings, Inc.
By: _______________________________
Name:
Title:
M-2-30
SCHEDULE I
(All such dates subject to adjustment in accordance with the Following Business Day Convention)
From and including | To but excluding | Notional Amount (USD) | Fixed Rate |
Effective Date | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
[_______] | [_______] | [_______] | [______] |
M-2-31
Annex A
Paragraph 13 of the Credit Support Annex
M-2-A-1
Annex B
Item 1115 Agreement
M-2-B-1
EXHIBIT N
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE
(RMBS unless otherwise noted)
Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.
Key: X - obligation
Reg AB Reference | Servicing Criteria | Sub-Servicer | Master Servicer | Trustee |
General Servicing Considerations | ||||
1122(d)(1)(i) | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. | X | X | X |
1122(d)(1)(ii) | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities. | To the extent applicable | X | |
1122(d)(1)(iii) | Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained. | |||
1122(d)(1)(iv) | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. | X | X | |
Cash Collection and Administration | ||||
1122(d)(2)(i) | Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. | X | X | X |
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1122(d)(2)(ii) | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. | X | X | X |
1122(d)(2)(iii) | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. | X | X | |
1122(d)(2)(iv) | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. | X | X | X |
1122(d)(2)(v) | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. | X | X | X |
1122(d)(2)(vi) | Unissued checks are safeguarded so as to prevent unauthorized access. | If applicable |
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1122(d)(2)(vii) | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. | X | X | X | |
Investor Remittances and Reporting | |||||
1122(d)(3)(i) | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Sub-Servicer. | X | X | ||
1122(d)(3)(ii) | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. | X | X | ||
1122(d)(3)(iii) | Disbursements made to an investor are posted within two business days to the Sub-Servicer’s investor records, or such other number of days specified in the transaction agreements. | X | X | ||
1122(d)(3)(iv) | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. | X | X | ||
Pool Asset Administration | |||||
1122(d)(4)(i) | Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. | X | X | ||
1122(d)(4)(ii) | Pool assets and related documents are safeguarded as required by the transaction agreements | X | X |
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1122(d)(4)(iii) | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. | X | X | X |
1122(d)(4)(iv) | Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Sub-Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. | X | ||
1122(d)(4)(v) | The Sub-Servicer’s records regarding the pool assets agree with the Sub-Servicer’s records with respect to an obligor’s unpaid principal balance. | X | ||
1122(d)(4)(vi) | Changes with respect to the terms or status of an obligor’s pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. | X | X | |
1122(d)(4)(vii) | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. | X | X |
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1122(d)(4)(viii) | Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). | X | ||
1122(d)(4)(ix) | Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. | X | X | |
1122(d)(4)(x) | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. | X | ||
1122(d)(4)(xi) | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Sub-Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. | X | ||
1122(d)(4)(xii) | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Sub-Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission. | X | ||
1122(d)(4)(xiii) | Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Sub-Servicer, or such other number of days specified in the transaction agreements. | X | ||
1122(d)(4)(xiv) | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. | X | X | |
1122(d)(4)(xv) | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. | X | X |
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EXHIBIT O
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY
As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.
Under Item 1 of Form 10-D: a) items marked “4.02 statement” are required to be included in the periodic Distribution Date statement under Section 4.02, provided by the Trustee based on information received from the Master Servicer; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.
Form | Item | Description | Responsible Party |
10-D | Must be filed within 15 days of the Distribution Date. | ||
1 | Distribution and Pool Performance Information | ||
Item 1121(a) - Distribution and Pool Performance Information | |||
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period. | 4.02 statement | ||
(2) Cash flows received and the sources thereof for distributions, fees and expenses. | 4.02 statement | ||
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including: | 4.02 statement | ||
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses. | 4.02 statement | ||
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments. | 4.02 statement | ||
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers. | 4.02 statement | ||
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow. | 4.02 statement | ||
(4) Beginning and ending principal balances of the asset-backed securities. | 4.02 statement |
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(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges. | 4.02 statement | ||
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period. | 4.02 statement | ||
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable. | 4.02 statement | ||
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts. | 4.02 statement Updated pool composition information fields to be as specified by Depositor from time to time | ||
(9) Delinquency and loss information for the period. In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. | 4.02 statement. Form 10-D report: Depositor | ||
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements. | 4.02 statement | ||
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time. | Form 10-D report; Sub-Servicer | ||
(12) Material breaches of pool asset representations or warranties or transaction covenants. | Form 10-D report: Sub-Servicer | ||
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met. | 4.02 statement | ||
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool, [information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable. Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets. | Form 10-D report: Depositor Form 10-D report: Depositor Form 10-D report: Depositor |
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Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b). | Depositor | ||
2 | Legal Proceedings | ||
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian | Seller Depositor Trustee Depositor Master Servicer Originator Custodian | ||
3 | Sales of Securities and Use of Proceeds | ||
Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered. | Depositor | ||
4 | Defaults Upon Senior Securities | ||
Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice) | N/A | ||
5 | Submission of Matters to a Vote of Security Holders | ||
Information from Item 4 of Part II of Form 10-Q | Trustee | ||
6 | Significant Obligors of Pool Assets | ||
Item 1112(b) - Significant Obligor Financial Information* | N/A |
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*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item. | |||
7 | Significant Enhancement Provider Information | ||
Item 1114(b)(2) - Credit Enhancement Provider Financial Information* Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference | N/A N/A | ||
Item 1115(b) - Derivative Counterparty Financial Information* Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference | Depositor | ||
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items. | |||
8 | Other Information | ||
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported | The Responsible Party for the applicable Form 8-K item as indicated below | ||
9 | Exhibits | ||
Distribution report | Trustee | ||
Exhibits required by Item 601 of Regulation S-K, such as material agreements | Depositor | ||
8-K | Must be filed within four business days of an event reportable on Form 8-K. | ||
1.01 | Entry into a Material Definitive Agreement | ||
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus | Depositor | ||
1.02 | Termination of a Material Definitive Agreement | ||
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement. | Depositor |
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1.03 | Bankruptcy or Receivership | ||
Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Sub-Servicer or Trustee, with respect to any of the following: Sponsor (Seller), Depositor, Sub-Servicer, Trustee, Swap Provider, Custodian | Depositor/Sub-Servicer | ||
2.04 | Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement | ||
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement | N/A | ||
3.03 | Material Modification to Rights of Security Holders | ||
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement | Party requesting material modification | ||
5.03 | Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year | ||
Disclosure is required of any amendment “to the governing documents of the issuing entity” | Depositor | ||
5.06 | Change in Shell Company Status | ||
[Not applicable to ABS issuers] | Depositor | ||
6.01 | ABS Informational and Computational Material | ||
[Not included in reports to be filed under Section 4.07] | Depositor | ||
6.02 | Change of Master Servicer or Trustee | ||
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required. | Trustee or Master Servicer | ||
6.03 | Change in Credit Enhancement or Other External Support | ||
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required. | Depositor | ||
6.04 | Failure to Make a Required Distribution | Trustee |
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6.05 | Securities Act Updating Disclosure | ||
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool. | Depositor | ||
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively. | Depositor | ||
7.01 | Regulation FD Disclosure | Depositor | |
8.01 | Other Events | ||
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders. | Depositor | ||
9.01 | Financial Statements and Exhibits | The Responsible Party applicable to reportable event | |
10-K | Must be filed within 90 days of the fiscal year end for the registrant. | ||
9B | Other Information | ||
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported | The Responsible Party for the applicable Form 8-K item as indicated above | ||
15 | Exhibits and Financial Statement Schedules | ||
Item 1112(b) - Significant Obligor Financial Information | N/A | ||
Item 1114(b)(2) - Credit Enhancement Provider Financial Information Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference | N/A N/A | ||
Item 1115(b) - Derivative Counterparty Financial Information Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference | Depositor | ||
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: |
O-6
Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian | Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian | ||
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian Credit Enhancer/Support Provider, if any Significant Obligor, if any | Seller Depositor Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity) Issuing entity Master Servicer Originator Depositor Depositor | ||
Item 1122 - Assessment of Compliance with Servicing Criteria | Each Party participating in the servicing function | ||
Item 1123 -Servicer Compliance Statement | Master Servicer |
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EXHIBIT P
ADDITIONAL DISCLOSURE NOTIFICATION
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, CA 92612
Fax: (949) 475-3600
E-mail: [___________]
Deutsche Bank National Trust Company as Trustee
1761 East St. Andrew Place
Santa Ana, California 92705-4934
Fax: (714) 214-6009
E-mail: [__________]
Attn: [__________________________]
[_______________________________]
RE: **Additional Form [ ] Disclosure**Required
Ladies and Gentlemen:
In accordance with Section [3.16(a)(v)] of the Pooling and Servicing Agreement, dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
Description of Additional Form [ ] Disclosure:
List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:
Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].
[NAME OF PARTY] as [role] | |||||||
By: | |||||||
Name: | |||||||
Title: |
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EXHIBIT Q
FORM OF COUNTRYWIDE SERVICING AGREEMENT
AMENDED AND RESTATED
SERVICING RIGHTS PURCHASE AND SALE AGREEMENT
BY AND BETWEEN
COUNTRYWIDE HOME LOANS SERVICING LP
as
PURCHASER
AND
IMPAC FUNDING CORPORATION
as
SELLER
DATED AS OF
MARCH 1, 2002
TABLE OF CONTENTS
Page
ARTICLE I | 7 | |
INCORPORATION OF RECITALS; DEFINITIONS | 7 | |
Section 1.1 | Incorporation of Recitals | 7 |
Section 1.2 | Definitions | 7 |
ARTICLE II | 18 | |
SALE OF SERVICING RIGHTS AND RELATED ITEMS | 18 | |
Section 2.1 | Items to be Sold | 18 |
Section 2.2 | Sale Date | 19 |
Section 2.3 | Evidence of Sale | 19 |
ARTICLE III | 20 | |
CONSIDERATION AND PAYMENTS | 20 | |
Section 3.1 | Purchase Price | 20 |
Section 3.2 | Payment of Purchase Price by Purchaser | 20 |
Section 3.3 | Verification of Purchase Price and Other Amounts to be Transferred | 21 |
ARTICLE IV | 22 | |
COVENANTS | 22 | |
Section 4.1 | Interim Servicing of the Mortgage Loans | 22 |
Section 4.2 | Disclosure of Mortgage Loan Information | 22 |
Section 4.3 | Consents | 22 |
Section 4.4 | Interest on Related Escrow Accounts | 23 |
Section 4.5 | Escrow Obligations | 23 |
Section 4.6 | Notice to Mortgagors | 23 |
Section 4.7 | Notice to Taxing Authorities and Insurance Companies | 23 |
Section 4.8 | Tax Contracts | 24 |
Section 4.9 | Mortgagor Payments | 24 |
Section 4.10 | Transfer Instructions | 24 |
Section 4.11 | Schedule of Advances | 24 |
Section 4.12 | Delivery of Certain Items | 25 |
Section 4.13 | Transfer of Custodial Accounts and Related Escrow Accounts; Reconciliation | 25 |
Section 4.14 | Notice of Assumptions | 25 |
Section 4.15 | Misapplied Payments | 25 |
Section 4.16 | IRS Forms | 26 |
Section 4.17 | Tax Bills, Insurance Premiums, etc | 26 |
Section 4.18 | Flood Insurance Audit | 26 |
Section 4.19 | Optional Insurance | 27 |
ARTICLE V | 28 | |
REPRESENTATIONS AND WARRANTIES OF SELLER | 28 | |
Section 5.1 | Organization and Good Standing | 28 |
Section 5.2 | Authority and Capacity; Ordinary Course | 28 |
Section 5.3 | Effective Agreement | 28 |
Section 5.4 | No Conflict | 28 |
Section 5.5 | Approvals and Compliance | 29 |
Section 5.6 | Filing of Reports | 29 |
Section 5.7 | Custodial Accounts and Related Escrow Accounts | 29 |
Section 5.8 | Interim Servicing Period | 30 |
Section 5.9 | The Mortgage Loans | 30 |
Section 5.10 | No Recourse | 34 |
Section 5.11 | Insurance | 34 |
Section 5.12 | Litigation | 34 |
Section 5.13 | Seller Process | 34 |
Section 5.14 | Servicing Fee | 34 |
Section 5.15 | Fair Consideration | 34 |
Section 5.16 | No Accrued Liabilities | 34 |
Section 5.17 | Facts and Omissions | 34 |
Section 5.18 | Financial Condition of Seller | 34 |
Section 5.19 | Hart-Scott-Rodino | 34 |
ARTICLE VI | 34 | |
REPRESENTATIONS AND WARRANTIES OF PURCHASER | 34 | |
Section 6.1 | Organization and Good Standing | 34 |
Section 6.2 | Authority and Capacity; Ordinary Course | 34 |
Section 6.3 | Effective Agreement | 34 |
Section 6.4 | No Conflict | 34 |
Section 6.5 | Approvals and Compliance | 34 |
ARTICLE VII | 34 | |
CONSENTS | 34 | |
Section 7.1 | Consents | 34 |
ARTICLE VIII | 34 | |
CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASER | 34 | |
Section 8.1 | Compliance and Conditions | 34 |
Section 8.2 | Corporate Resolution; Corporate Certificate | 34 |
Section 8.3 | Investor Agreements | 34 |
Section 8.4 | Opinion of Counsel for Seller | 34 |
Section 8.5 | Correctness of Representations and Warranties | 34 |
Section 8.6 | Litigation or Administrative Action | 34 |
Section 8.7 | Investor Consents | 34 |
Section 8.8 | Investor Agreements | 34 |
ARTICLE IX | 34 | |
CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLER | 34 | |
Section 9.1 | Compliance with Conditions | 34 |
Section 9.2 | Corporate Resolution; Corporate Certificate | 34 |
Section 9.3 | Correctness of Representations and Warranties | 34 |
Section 9.4 | Investor Consents | 34 |
Section 9.5 | Opinion of Counsel for Purchaser | 34 |
Section 9.6 | Litigation or Administrative Action | 34 |
ARTICLE X | 34 | |
INDEMNIFICATION; THIRD PARTY CLAIMS | 34 | |
Section 10.1 | Indemnification of Purchaser | 34 |
Section 10.2 | Repurchase of Servicing Rights | 34 |
Section 10.3 | Termination of Purchaser as Primary Servicer | 34 |
Section 10.4 | Indemnification of Seller | 34 |
Section 10.5 | Notice and Settlement of Claims | 34 |
Section 10.6 | Litigation of Third Party Claims | 34 |
ARTICLE XI | 34 | |
TERM | 34 | |
Section 11.1 | Term | 34 |
ARTICLE XII | 34 | |
MISCELLANEOUS | 34 | |
Section 12.1 | Supplementary Information | 34 |
Section 12.2 | Access to Information; Confidentiality | 34 |
Section 12.3 | No Broker’s Fees | 34 |
Section 12.4 | Further Assurances | 34 |
Section 12.5 | No Solicitation by Seller | 34 |
Section 12.6 | No Solicitation by Purchaser | 34 |
Section 12.7 | Survival | 34 |
Section 12.8 | Governmental Authorities; Laws and Severability | 34 |
Section 12.9 | Form of Payment to be Made | 34 |
Section 12.10 | Assignability | 34 |
Section 12.11 | Payment of Costs | 34 |
Section 12.12 | Notices | 34 |
Section 12.13 | Entire Agreement | 34 |
Section 12.14 | Binding Effect | 34 |
Section 12.15 | Interpretive Principles | 34 |
Section 12.16 | Applicable Law | 34 |
Section 12.17 | Counterparts | 34 |
Section 12.18 | Waivers | 34 |
Section 12.19 | Publicity | 34 |
Section 12.20 | No Third Party Beneficiaries | 34 |
Section 12.21 | Time of the Essence | 34 |
PURCHASE PRICE PERCENTAGE TABLES | 34 | |
SCHEDULES AND EXHIBITS
Exhibit A | Purchase Price Percentage Tables |
Exhibit B | Form of Mortgage Loan Schedule |
Exhibit C | Transfer Instructions |
Exhibit D | List of Investor Agreements |
Exhibit E | List of Documents in Servicing File |
Exhibit F | Form of Officer’s Certificate |
Exhibit G | Form of Bill of Sale |
Exhibit H | Form of Pricing Letter |
AMENDED AND RESTATED SERVICING RIGHTS PURCHASE
AND SALE AGREEMENT
This Amended and Restated Servicing Rights Purchase and Sale Agreement (the “Agreement”), dated as of the 1st day of April, 2002, is made by and between Countrywide Home Loans Servicing LP, a Texas limited partnership, with offices located at 7105 Corporate Drive, PTX-B-167 (“Purchaser”), and Impac Funding Corporation, a corporation with offices located at 1401 Dove Street, Newport Beach, California 92660 (“Seller”).
WITNESSETH:
WHEREAS, Seller and Purchasers are parties to that certain Servicing Rights and Purchase Agreement dated February 1, 2002 (the “Existing Agreement”), pursuant to which Seller sells from time to time and Purchaser purchases from time to time, residential mortgage loan servicing rights owned by Seller on fixed and adjustable rate residential mortgage loans;
WHEREAS, Seller and Purchaser want to amend the Existing Agreement to provide, among other things, that the servicing rights sold hereunder shall consist of residential mortgage loan servicing rights for fixed and adjustable rate residential mortgage loans and that Seller would sell Purchaser Servicing Rights for Mortgage Loans having an aggregate unpaid principal balance of $1,500,000,000 (the “Mandatory Delivery Amount”); and
NOW, THEREFORE, in consideration of the mutual promises, covenants and conditions contained herein, and for other good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree that the Existing Agreement shall be restated, amended and modified as follows:
ARTICLE I
INCORPORATION OF RECITALS; DEFINITIONS
Section 1.1 Incorporation of Recitals
The recitals set forth above are incorporated herein by reference.
Section 1.2 Definitions
As used in this Agreement, the following terms shall have the meanings specified below.
Adjustable Rate Mortgage Loan shall mean any Mortgage Loan in which the related Mortgage Note contains a provision whereby the Mortgage Interest Rate is adjusted from time to time in accordance with the terms of such Mortgage Note.
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Advances shall mean, with respect to any Servicing Rights, the outstanding moneys that have been advanced by Seller from its funds in connection with its servicing of the related Mortgage Loans (including, without limitation, principal, interest, taxes, ground rents, assessments, insurance premiums, release fees, and other expenses) and for which Seller has a right of reimbursement from Mortgagors, Insurers, Investors, the Investor Agreements, or otherwise.
Affiliate shall mean, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person.
Agreement shall mean this Servicing Rights Purchase and Sale Agreement and all Exhibits and Schedules hereto, all of which are incorporated herein by this reference, as the same may from time to time be amended or supplemented by one or more instruments executed by all parties hereto.
Ancillary Fees shall mean late Mortgagor payment charges, charges for dishonored checks, pay-off fees, assumption fees, prepayment fees, commissions and administrative fees on insurance and similar fees and charges collected from or assessed against Mortgagors, other than those charges payable to any Investor under the terms of the Investor Agreements.
Applicable Requirements shall mean and include, as of the time of reference, with respect to any Mortgage Loan and the related Servicing Rights, all of the following: (a) all contractual obligations of Seller and any Prior Servicer, each in its capacity as Servicer, including, without limitation, those contractual obligations contained herein, in the Mortgage Loan Documents, in the Guide, in any Investor Agreement or in any agreement with any Insurer, for which obligations Seller or any Prior Servicer is responsible or at any time was responsible; (b) all applicable federal, state and local legal and regulatory requirements (including statutes, rules, regulations and ordinances) binding upon Seller and/or the Servicer or any Prior Servicer, each in its capacity as Servicer; (c) all other applicable requirements and guidelines of each governmental agency, board, commission, instrumentality and other governmental body or office having jurisdiction over Seller or any Prior Servicer, each in its capacity as Servicer, including, without limitation, those of any Investor and any Insurer; (d) all other applicable judicial and administrative judgments, orders, stipulations, awards, writs and injunctions applicable to Seller or any Prior Servicer, each in its capacity as servicer; and (e) the reasonable and customary mortgage servicing practices of prudent mortgage lending institutions that service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgaged Properties are located.
Assignment shall mean a written instrument that, when recorded in the appropriate office of the local jurisdiction in which the related Mortgaged Property is located, will reflect the transfer of the Mortgage Instrument identified therein from the transferor to the transferee named therein.
Base Fee shall be an amount equal to twenty-five basis points with respect to any fixed rate Mortgage Loan and thirty seven and one-half basis points with respect to any adjustable rate Mortgage Loan.
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Bill of Sale shall mean a document substantially in the form of Exhibit G that documents the transfer of ownership of the Servicing Rights from Seller and Purchaser hereunder.
Business Day shall mean any day other than a Saturday, Sunday, or other day on which banking institutions in the States of California or New York are required or authorized by law or by executive order to be closed.
Claim Notice shall have the meaning given in Section 10.2(a).
Consent shall mean the unconditional written consent or approval of an Investor and any applicable Insurer to the transfer of the applicable Servicing Rights from Seller to Purchaser, that, in Purchaser’s reasonable discretion exercised in good faith, does not reduce or limit the rights or compensation of the Servicer under the applicable Investor Agreements or impose unduly burdensome requirements on the Servicer.
Custodial Account shall mean an account or accounts maintained for the deposit of principal and interest payments received in respect of one or more Mortgage Loans.
Custodial Agreement shall mean the agreement or agreements governing the retention of the Custodial Documents in accordance with the Guide.
Custodial Documents shall mean (1) the original Mortgage Note, (ii) the original Mortgage Instrument, (iii) a mortgagee title insurance policy (or other evidence of title acceptable under the Investor Agreements), (iv) the PMI Policy, and (v) the original, recorded Assignment(s) in each case to the extent and in the form required under the Investor Agreements, along with such other documents or instruments, or substitutes therefor, as are required to be retained by the Custodian pursuant to the Investor Agreements.
Custodian shall mean an entity acting as a mortgage loan document custodian under any Custodial Agreement or pursuant to the Investor Agreements, or any successor in interest to the Custodian.
Due Inquiry shall mean inquiry to officers of Seller who hold the office of Vice President or higher as well as consideration of the information presented to the General Counsel of Seller in the day-to-day business operations of Seller.
EDP shall mean the electronic data processing servicing bureau or system used by Seller or the subservicer of the Mortgage Loans.
Excess Service Fee shall mean any service fee payable to Purchaser with respect to a Mortgage Loan above twenty five basis points (with respect to any fixed rate Mortgage Loan) and thirty seven and one-half basis points (with respect to any adjustable rate Mortgage Loan) but not in excess of fifty basis points.
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Excluded Loans shall mean any Mortgage Loan with respect to which, as of the Sale Date:
(a) Mortgage Loan Payments are more than sixty (60) days past due; or
(b) | the first legal action necessary to be taken to commence proceedings in Foreclosure, or a sale under power of sale, or other acquisition of title to the Mortgaged Property based upon a default by the Mortgagor under the Mortgage Loan Documents, under the laws of the state wherein the Mortgage Loan is to be enforced, has been taken and such proceedings are continuing or the relevant portions of the Mortgage File have been delivered to an attorney with instructions to commence Foreclosure proceedings; or |
(c) | there exists a legal action in Foreclosure of the Mortgage Loan, or for a deficiency thereunder, with respect to which the sale of the property in Foreclosure (whether by action, power of sale or otherwise) has been delayed by reason of the defense of such action by the Mortgagor, or any other litigation relating to the Mortgage Loan is pending that could adversely affect the value of the related Servicing Rights or subject the Servicer to potential liability or material cost; or |
(d) | the Mortgagor has sought relief under or has otherwise been subjected to the federal bankruptcy laws (including chapter 7) or any other similar laws of general application for the relief of debtors, through the institution of appropriate proceedings, and such proceedings are continuing. |
Execution Date shall mean the date of execution of this Agreement by Seller and Purchaser.
Federal Funds Rate shall mean the per annum rate of interest (rounded upward to the nearest 1/100 of 1%) which is the weighted average of the rates on overnight federal funds transactions arranged on such day or, if such day is not a Business Day, the previous Business Day, by federal funds brokers computed and released by the Federal Reserve Bank of New York (or any successor) in substantially the same manner as such Federal Reserve Bank currently computes and releases the weighted average it refers to as the “Federal Funds Effective Rate” at the date of this Agreement.
FICO Score shall mean credit scores determined by the Fair, Isaac and Company, Inc.
Fixed Rate Mortgage Loan shall mean any Mortgage Loan wherein the Mortgage Interest Rate set forth in the Mortgage Note is fixed for the term of such Mortgage Loan.
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Foreclosure shall mean the procedure pursuant to which a lienholder acquires title to a Mortgaged Property in a foreclosure sale or pursuant to any other comparable procedure allowed under applicable law when a Mortgage Loan is in default.
Guide shall mean the Impac Funding Seller’s/Servicer’s Guide as addended by that certain addendum to the Impac Funding Seller’s/Servicer’s Guide between Seller and Purchaser’s affiliate Countrywide Home Loans, Inc. dated January 1, 2000 and as such servicing guide may be amended, modified or supplemented from time to time, provided, however, that to the extent an amendment, modification or supplement would conflict with the terms of this Agreement or materially change the rights or obligations of Purchaser as set forth in the Guide as of the date of this Agreement, such amendment, modification or supplement will not be effective against Purchaser unless Purchaser expressly consents to the same.
Hard Prepayment Penalty shall mean a Mortgage Loan with a prepayment penalty that cannot be waived or altered per the terms of the Mortgage Note.
Hart-Scott-Rodino Act shall mean the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended, 15 U.S.C. Section 18a, and the regulations promulgated thereunder.
Hazardous Material shall mean any substance, chemical, waste or other material which is or may be at any time listed, defined or otherwise identified as hazardous, toxic or dangerous under applicable law including, without limitation, asbestos, PCBs, petroleum, petroleum products or by-products, crude oil, natural gas, natural gas liquids, liquefied natural gas or synthetic gas.
Indemnified Party shall have the meaning given in Section 10.4(b).
Indemnifying Party shall have the meaning given in Section 10.4(b).
Insurer shall mean any private mortgage insurer issuing a PMI Policy, any insurer or guarantor under any standard hazard, flood, earthquake or title insurance policy and any certificate insurer pertaining to the Pools.
Interim Servicing Fee shall be an amount equal to seven dollars ($7.00) per Mortgage Loan.
Interim Servicing Period shall mean, with respect to a Servicing Rights Package, the period of time from the Sale Date to Transfer Date; provided, however, that such interim servicing period shall not extend beyond six (6) months of the Sale Date or such additional time required for Seller to transfer the primary servicing for a Servicing Rights Package to Purchaser.
Investor shall mean with respect to any Mortgage Loan, a Person who has a beneficial interest in, or is a record owner of, such Mortgage Loan or any trustee acting on behalf of any such Person.
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Investor Agreement shall mean each of the agreements (including all exhibits and schedules thereto and all amendments and supplements thereof) between the Servicer and the applicable Investor and between Seller, as the master servicer, and Purchaser, as the primary servicer, relating to Mortgage Loans owned by such Investor and the servicing thereof by the Servicer, or otherwise relating to the Servicing Rights, listed on Exhibit D hereto.
Loss shall mean, in respect of any indemnification or repurchase obligation arising under this Agreement, any and all losses, claims, damages, penalties, liabilities, obligations, judgments, settlements, awards, demands, offsets, defenses, counterclaims, actions or proceedings including, without limitation, (a) any reasonable costs, expenses and attorneys’ fees incurred by the Indemnified Party in enforcing such right of indemnification or repurchase against any Indemnifying Party or with respect to any appeal; and (b) interest at the Federal Funds Rate on any amount for which the Indemnified Party is entitled to be indemnified from thirty (30) days after the date that the Indemnified Party has notified the Indemnifying Party of a claim for indemnification under this Agreement until such amounts are paid by the Indemnifying Party.
Mortgage Interest Rate shall mean the annual rate at which interest accrues on any Mortgage Loan and, with respect to an Adjustable Rate Mortgage Loan, as adjusted from time to time in accordance with the provisions of the related Mortgage Note.
Mortgage Instrument shall mean any deed of trust, security deed, mortgage, or any other instrument that constitutes a first lien on real estate securing payment by a Mortgagor of a Mortgage Note.
Mortgage Loan Documents shall mean the Mortgage Instruments, Mortgage Notes and Assignments.
Mortgage Loan Payment shall mean, with respect to a Mortgage Loan, each scheduled installment on such Mortgage Loan, whether for principal, interest, escrow or other purpose, required or permitted to be paid by the Mortgagor in accordance with the terms of the Mortgage Loan Documents.
Mortgage Loans shall mean the residential mortgage loans comprising a Servicing Rights Package and identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale.
Mortgage Loan Schedule shall mean the mortgage loan schedule provided by Seller to Purchaser in computer tape form, in the form of Exhibit B, setting forth information with respect to each Mortgage Loan as of the related Sale Date, including:
(i) | the loan number of each such Mortgage Loan; |
(ii) | the unpaid principal balance and original term to maturity of each such Mortgage Loan; |
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(iii) | the payment status of each such Mortgage Loan; |
(iv) | the balance of the Related Escrow Account and Custodial Account related to each such Mortgage Loan; |
(v) | the monthly principal and interest payments for each such Mortgage Loan; |
(vi) | the monthly escrow payment for each such Mortgage Loan; |
(vii) | the interest rate of each such Mortgage Loan; |
(viii) | the state in which the Mortgaged Property securing each such Mortgage Loan is located; |
(ix) | the identity of the Investor and any Pool number; |
(x) | the gross Servicing Fee; |
(xi) | the guarantee fee or pool policy insurance fee, if any; and |
(xii) | the term of any prepayment penalty provision. |
The Mortgage Loan Schedule shall be supplemented as of each Sale Date to reflect the addition of the Mortgage Loans as to which Servicing Rights were sold on such Sale Date.
Mortgage Note shall mean the mortgage note, deed of trust note, security deed note or other form of promissory note executed by a Mortgagor and secured by a Mortgage Instrument evidencing the indebtedness of the Mortgagor under a Mortgage Loan.
Mortgaged Property shall mean any one- to four-family residence (at the time of the origination of the applicable Mortgage Loan) that is encumbered by a Mortgage Instrument, including all buildings and fixtures thereon and all accessions thereto, and including installations of mechanical, electrical, plumbing, heating and air conditioning systems located in or affixed to such buildings, and all alterations, additions and replacements thereto.
Mortgagor shall mean any and all obligors under a Mortgage Note and Mortgage Instrument.
Non-Assumable Claim shall have the meaning given in Section 10.4(b).
Originator shall mean, with respect to any Mortgage Loan, the entity or entities that (a) took the relevant Mortgagor’s loan application; (b) processed the relevant Mortgagor’s loan application; and/or (c) closed and/or funded such Mortgage Loan.
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Pass-Through Transfer shall mean the sale or transfer of some or all of the Mortgage Loans to a trust to be formed as part of a publicly or privately traded, rated or unrated mortgage pass-through, pay-through or other mortgage-backed securities transaction.
Payoff Loan shall mean any Mortgage Loan which does not provide for a prepayment fee that (a) is not an Excluded Loan or otherwise excluded from the purchase and sale contemplated herein; and (b) is paid off within sixty (60) days after the related Sale Date.
Person shall mean an individual, corporation, limited liability company, partnership, joint venture, trust or unincorporated organization, or a federal, state, city, municipal or foreign government or an agency or political subdivision thereof.
PMI Policy shall mean a policy of primary mortgage guaranty insurance issued by an insurance company duly authorized and licensed in accordance with applicable law and approved by the applicable Investor.
Pool shall mean a group of Mortgage Loans that has been aggregated for the purposes of servicing pursuant to Applicable Requirements.
Pricing Letter shall mean the letter agreement substantially in the form of Exhibit H hereto, executed by Seller and Purchaser in connection with the sale of a Servicing Right’s Package that sets forth the terms of such sale, including a description of the related Mortgage Loans and the related Purchase Price.
Prior Servicer shall mean any party that was a Servicer or subservicer of any Mortgage Loan before Seller became the Servicer of the Mortgage Loan.
Purchase Price shall mean the amount to be paid by Purchaser to acquire the Servicing Rights, as set forth in Section 3.1 and adjusted in accordance with Article III.
Purchase Price Percentage shall mean, except to the extent otherwise agreed by Purchaser and Seller in writing, i) the percentages set forth on Exhibit A-1 according to the Mortgage Loan attributes listed therein; or in the event that a) the servicing rights, or any portion thereof, purchased hereunder are related to Mortgage Loans that will be included in a Pass-Through Transfer for which Countrywide Securities Corporation is not participating as a lead or co-lead or managing or co-managing underwriter or b) the Mortgage Loans will be included in a Whole Loan Transfer, ii) the percentages set forth in Exhibit A-2 according to the Mortgage Loan attributes listed therein. Notwithstanding the foregoing, on or after the six month anniversary of this Agreement, Purchaser shall have the right to adjust the purchase price percentages set forth in Exhibits A-1 and A-2 in its sole but reasonable discretion; provided, however, that any such adjustments shall not be effective until communicated in writing, to Seller.
Purchaser shall mean Countrywide Home Loans Servicing LP and its successors and permitted assigns.
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Purchaser Indemnified Party shall have the meaning given in Section 10.1.
Purchaser’s Representatives shall have the meaning given in Section 12.2(a).
Recourse Obligation shall mean, with respect to any Mortgage Loan, any obligation or liability (actual or contingent) of the Servicer in its capacity as servicer (a) for losses incurred in connection with the Foreclosure or other disposition of, or other realization or attempt to realize upon the collateral securing, such Mortgage Loan (including, without limitation, losses relating to loss mitigation or obtaining deeds in lieu of foreclosure); (b) to repurchase such Mortgage Loan in the event that the Mortgagor of such Mortgage Loan is in bankruptcy, in Foreclosure or in litigation; or (c) to repurchase such Mortgage Loan in the event of a delinquency or other payment default thereunder by the Mortgagor. Notwithstanding the foregoing, a Mortgage Loan shall not be considered subject to a Recourse Obligation merely because the Servicer retains a contingent liability to repurchase a Mortgage Loan that is determined to have been ineligible for sale to the applicable Investor due to a breach of one or more representations and warranties.
Reimbursement Amount shall mean the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.
Related Escrow Accounts shall mean all funds held by Seller with respect to the Mortgage Loans (other than the Custodial Accounts) in the nature of buy-down funds, tax and insurance funds and other escrow and impound amounts (including interest accrued thereon held for the benefit of the Mortgagors).
REO Property shall mean any Mortgaged Property owned in fee simple by Purchaser or the applicable Investor as a result of a Foreclosure of a Mortgage Loan.
Reporting Cycle shall mean with respect to the Interim Servicing Period, the period of time covered by a calendar month.
Sale Date the date on which Purchaser acquires all legal and beneficial right, title and interest in and to any Servicing Rights.
Seller shall mean Impac Funding Corporation, and its successors and permitted assigns, as Servicer under the Investor Agreements. References in this Agreement to Seller performing any act prior to the related Sale Date or making any representation and warranty regarding its past acts includes and may be performed by, as applicable, Wendover Funding, Inc., as subservicer.
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Seller Indemnified Party shall have the meaning given in Section 10.3.
Seller’s Representatives shall have the meaning given in Section 12.2(c).
Servicer shall mean the party contractually obligated to administer the Servicing Rights under the Investor Agreements.
Servicing Fee shall mean the amount to be paid to the Servicer under the applicable Investor Agreement related to a Mortgage Loan, as consideration for servicing the Mortgage Loan which is specified on the Mortgage Loan Schedule but in no event shall the servicing fee be less than i) twenty-five basis points (0.25%) for Fixed Rate Mortgage Loans and ii) and thirty-seven and one half basis points (0.375%) for Adjustable Rate Mortgage Loans.
Servicing File shall mean, collectively, the copies of the Mortgage Loan Documents with respect to a Mortgage Loan, as well as the credit and closing packages, disclosures, copies of the Custodial Documents and all other files, books, records and documents necessary to (a) establish the eligibility of the Mortgage Loan for insurance by an Insurer, if any; and/or (b) service the Mortgage Loan in accordance with Applicable Requirements, including the documents listed on Exhibit E attached hereto, some of which maybe held by the Custodian.
Servicing Rights shall mean all of the rights and obligations of Servicer pursuant to and to the extent provided in the Investor Agreements, including but not limited to the right to administer, collect the payments for the reduction of principal, and application of interest, pay taxes and insurance, remit collected payments, provide Foreclosure services, provide full escrow administration and any other obligations required by any Investor or Insurer in, of or for the servicing of the Mortgage Loans pursuant to the Investor Agreements, together with the right to receive the Servicing Fee and any Ancillary Fees arising from or connected to the Mortgage Loans, and all rights and benefits relating to the direct solicitation of the related Mortgagors and the attendant right, title and interest in and to the list of Mortgagors and data relating to their Mortgage Loans, except for such rights and obligations expressly retained under this Agreement by Seller, as the master servicer, under the Investor Agreements.
Servicing Rights Package shall mean the Servicing Rights relating to the Mortgage Loans identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale and to be sold to Purchaser pursuant to such Pricing Letter and Bill of Sale and this Agreement.
Soft Prepayment Penalty shall mean a prepayment penalty that is waived only if the Mortgagor sells the property to an independent party.
Transfer Date shall mean, with respect to a Mortgage Loan, the date on which the primary servic-ing of the Mortgage Loan and the related Servicing Rights are transferred to Purchaser pursuant to this Agreement, which date shall be the Business Day following the related Sale Date or such other date mutually agreed to by Seller and Purchaser.
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Transfer Instructions shall mean the instructions set forth at Exhibit C detailing the procedures pursuant to which Seller shall effect the transfer of the Servicing Rights, Servicing Files, Custodial Accounts and Related Escrow Accounts to Purchaser.
UPB shall mean the unpaid principal balance of a Mortgage Loan set forth on the related Mortgage Loan Schedule.
Whole Loan Transfer shall mean the sale or transfer by Purchaser of some or all of the Mortgage Loans in a whole loan format.
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ARTICLE II
SALE OF SERVICING RIGHTS AND RELATED ITEMS
Section 2.1 Items to be Sold
(a) Subject to, and upon the terms and conditions of this Agreement, from time to time, Seller shall, as hereinafter provided, sell, transfer and assign to Purchaser, and Purchaser shall purchase and assume from Seller, all of Seller’s right, title, interest and obligation in and to (i) each Servicing Rights Package, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iv) Servicing Files.
Until the Mandatory Delivery Amount has been satisfied, Seller shall offer Purchaser the right to purchase, subject to the terms and conditions of this Agreement, all servicing rights owned by Seller and offered for sale prior to offering to sale or soliciting offers to purchase, any servicing rights to or from third parties other than Purchaser. Notwithstanding the foregoing, servicing rights on mortgage loans sold by Seller on a whole-loan servicing released basis shall be excluded from the right of first refusal granted Purchaser in the immediately preceding sentence.
(b) Purchaser and Seller shall enter into a Pricing Letter with respect to each Servicing Rights Package to be sold hereunder not later than thirty (30) days prior to the proposed Sale Date, or such lesser period agreed upon by Purchaser and Seller. On each Sale Date Seller shall deliver to Purchaser a Bill of Sale evidencing the sale of the related Servicing Rights Package hereunder as of such Sale Date.
(c) In connection with the sale and transfer of each Servicing Rights Package contemplated herein, and subject to the satisfaction of the conditions in Section 2.2(b) hereof, Purchaser will assume only the contractual duty, obligation and liability to service the Mortgage Loans pursuant to the Guide that (i) accrue after the related Sale Date; and (ii) directly arise in connection with Purchaser’s acquisition, ownership and use of the Servicing Rights. Purchaser will not assume or otherwise be responsible for in any way whatsoever any other duties, obligations or liabilities of, or claims against, Seller or Seller’s shareholders (or any of their respective agents, officers, directors, trustees, or Affiliates), that accrue or otherwise relate to the period prior to the Sale Date with respect to the Servicing Rights or otherwise; provided, however, that subject to Seller’s indemnification obligation set forth in Section 10.1, Purchaser will assume liabilities to Investors with respect to the Servicing Rights that accrue prior to the Sale Date, but only to the extent that such assumption is a condition, evidenced in writing, to the consent by the applicable Investor to the transfer of such Servicing Rights to Purchaser. Purchaser and Seller acknowledge that notwithstanding the sale of Servicing Rights Package, Seller shall continue to retain any master servicing rights with respect to the related Mortgage Loans and shall continue to retain the right to the master servicing fee with respect to each Mortgage Loan as specified on the Mortgage Loan Schedule.
(d) Purchaser acknowledges that the Investor Agreements by and between Seller, as master servicer, and Purchaser, as primary servicer, to which the Servicing Rights pertain shall contain provisions that such Investor Agreement may be immediately terminated either (i) with cause without any termination fee by any master servicer thereunder or (ii) without cause in which case Seller shall be responsible for any penalty or termination fee resulting therefrom. For purposes of this Section 2.1(d), a termination with cause shall be deemed to mean any termination which results from either (i) the failure of Purchaser to remit any amount when required to be paid, or (ii) a material breach of any representation, warranty, covenant or term of this Agreement, any Investor Agreement or the Guide by Purchaser which is not promptly cured by Purchaser to the reasonable satisfaction of Seller.
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Section 2.2 Sale Date
(a) On the Sale Date, Seller shall transfer and assign to Purchaser, and Purchaser shall assume from Seller, all of Seller’s right, title and interest in and to the (i) Servicing Rights and all rights related thereto, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iii) Servicing Files.
(b) Seller shall effect the transfer contemplated herein in accordance with the terms and conditions set forth in this Agreement and in the Transfer Instructions set forth at Exhibit C. Effective as of the initial Sale Date agrees to service such Mortgage Loan in accordance with the terms and provisions of the Guide, including, but not limited to the obligation to remit any fees payable to any Insurer in connection with a PMI Policy.
Section 2.3 Evidence of Sale
Prior to the Sale Date with respect to a Servicing Rights Package, Purchaser and Seller shall execute and deliver the documents required by the Investor(s) in connection with the transfer of the related Servicing Rights, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion. Purchaser and Seller, subject to the terms of this Agreement, shall also execute and deliver such other instruments or documents as Purchaser and Seller shall reasonably determine are necessary to evidence the transactions contemplated hereby.
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ARTICLE III
CONSIDERATION AND PAYMENTS
Section 3.1 Purchase Price
With respect to each transfer and sale of a Servicing Rights Package, Purchaser shall pay to Seller, in accordance with Section 3.2, an amount equal to the product of the related Purchase Price Percentage multiplied by the aggregate outstanding principal balance, as of the Sale Date, of those Mortgage Loans that are not Excluded Loans. In addition, the respective Purchase Price will be reduced by $750 for each Mortgage Loan which, as of the respective Sale Date, is an Excluded Loan. Notwithstanding the foregoing, prior to the Sale Date, Seller may withdraw, or Purchaser may decline to receive the servicing rights, for any Mortgage Loan included in a Servicing Rights Package that is an Excluded Loan. Upon Seller’s deletion of an Excluded Loan from a Servicing Rights Package or Purchaser’s decision to not take the servicing for an Excluded Loan, as permitted above, the Purchase Price paid to Seller shall adjusted to reflect the Mortgage Loans included in the resulting Servicing Rights Package.
Section 3.2 Payment of Purchase Price by Purchaser
(a) With respect to a Servicing Rights Package, Purchaser shall pay the Purchase Price to Seller as follows:
(i) Twenty percent (20%) of the estimated respective Purchase Price shall be paid on the respective Sale Date (the “Initial Payment”);
(ii) Seventy-five (75%) of the estimated respective Purchase Price shall be paid within seven (7) Business Days of the respective Transfer Date (the “Interim Payment”); and
(iii) the remainder of the respective Purchase Price shall be paid within thirty (30) days after the respective Transfer Date (the “Final Payment”).
The payment which is due on the respective Sale Date will be based on an estimate made with information available to Purchaser prior to the Sale Date. Any adjustment to such payment will be based on information available as of the respective Sale Date and will be made within five (5) Business Days of the respective Transfer Date. Purchaser’s obligation to pay the Initial Payment, the Interim Payment or the Final Payments shall be subject to Article VIII and further conditioned upon Seller’s material performance of all covenants and obligations required to be performed by Seller on or prior to the remittance of such payment.
(b) Payoff Loans. Within sixty (60) days after the Sale Date, Purchaser shall (i) provide Seller with a schedule of Payoff Loans and (ii) Seller shall pay Purchaser an amount equal to the Purchase Price Percentage multiplied by the aggregate outstanding principal balance of the Payoff Loans as of sixty (60) days after the related Sale Date.
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(c) Adjustments Based on Errors. If, subsequent to the payment of the Purchase Price or the payment of any other amounts due under this Agreement to either party, the principal on which the Purchase Price with respect to a Mortgage Loan was based is found to be in error, or if, for any other reason, the Purchase Price or such other amounts are found to be in error, within five (5) Business Days after the receipt of information sufficient to provide notice that payment is due, the party benefiting from the error shall pay to the other party an amount sufficient to correct and reconcile the Purchase Price or such other amounts and shall provide the other party with a reconciliation statement and such other documentation sufficient to reasonably satisfy the other party concerning the accuracy of such reconciliation.
Section 3.3 Verification of Purchase Price and Other Amounts to be Transferred
With respect to a Servicing Rights Package, as soon as possible, but no later than five Business Days after the related Sale Date, Seller shall determine as of such Sale Date and promptly notify Purchaser in writing of: (a) the aggregate outstanding principal balance of all Mortgage Loans relating to such Servicing Rights Package; (b) the aggregate principal balance of all Excluded Loans; (c) the amount of all Advances; and (d) the amount of all Custodial Accounts and Related Escrow Accounts. All such accounts shall be reconciled by Seller to reports generated by its EDP servicer and to reports made to the applicable Investors.
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ARTICLE IV
COVENANTS
Section 4.1 Interim Servicing of the Mortgage Loans
(a) General. During the Interim Servicing Period, the Seller shall interim service, or cause to be serviced, the Mortgage Loans in strict accordance with the terms and standards of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time. Without limiting the generality of the foregoing, Seller shall not take, or fail to take, any action which would result in Purchaser’s interest in the Servicing Rights relating to the Mortgage Loans being adversely affected. During the Interim Servicing Period, all income and interest related to the Servicing Rights shall belong to Purchaser, provided, however, Seller shall be entitled to receive from Purchaser i) the Interim Servicing Fee per Mortgage Loan per full calendar month that Seller interim services a Mortgage Loan or ii) a pro rata portion of the Interim Servicing Fee for each Mortgage Loan for each partial calendar month that Seller interim services the Mortgage Loans equal to the Interim Servicing Fee multiplied by a fraction the numerator of which is the number of days Seller interim services a the Mortgage Loan and the denominator of which is the actual number of days in the related month. Seller shall comply with all requests of Purchaser in connection with Purchaser’s servicing obligations under the Guide including, without limitation, requests for information or funds which are required to be submitted and/or remitted in accordance with the Guide. Without limiting the generality of the foregoing, during the Interim Servicing Period, Seller shall remit all amounts in accordance with Purchaser’s written instructions.
(b) Reconciliation of Advances. Within five (5) Business Days following the related Transfer Date, Seller shall submit a report to Purchaser detailing the net principal and interest payments and curtailments advanced (“Seller Advances”) and collected by Seller with respect to the interim serviced Mortgage Loans. Purchaser shall deduct the Seller Advances outstanding and unreimbursed from the first remittance made by Purchaser as servicer of the related Mortgage Loans. Seller and Purchaser shall cooperate with each other to resolve any discrepancies arising from a party’s calculation of outstanding Seller Advances.
Section 4.2 Disclosure of Mortgage Loan Information
From and after the Execution Date, Seller shall not disclose any information relating to the Mortgagors or the Mortgage Loans, including, without limitation, the names and/or addresses of the Mortgagors, to any Person unless such disclosure is necessary to comply with Applicable Requirements.
Section 4.3 Consents
Seller shall obtain all required Consents in accordance with Section 7.1 for each Servicing Rights Package. Seller shall pay any and all costs of securing such Consents, including, without limitation, fees charged by the Investor or Insurer for the transfer of the Servicing Rights.
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Section 4.4 Interest on Related Escrow Accounts
Seller shall pay interest on Related Escrow Accounts accrued through the Transfer Date to the extent interest with respect to such accounts is required to be paid by Applicable Requirements for the benefit of Mortgagors under the Mortgage Loans. Seller shall either deposit the interest earned in the Related Escrow Account or forward such interest to Purchaser’s designee within five (5) Business Days after the related Transfer Date.
Section 4.5 Escrow Obligations
In connection with any Mortgage Loan with respect to which Seller maintains a Related Escrow Account for taxes and insurance, Seller shall:
(a) pay (i) all taxes with respect to which (A) the related tax bill is due prior to the thirtieth (30th) day following the related Transfer Date, and (B) the related tax bill was reasonably available to Seller prior to the related Transfer Date; and (ii) all hazard, flood, earthquake, PMI Policy and other insurance premiums that are due prior to the related Transfer Date.
(b) be responsible for any tax penalties (including any loss of discount for which any Mortgagor or any third party for the benefit of the Mortgagor has a legal claim) arising in connection with any Mortgage Loan with respect to which (i) the related tax bill was due prior to the thirtieth (30th) day following the related Transfer Date; and (ii) Seller failed to pay the related tax bill.
(c) on or before the related Transfer Date, provide Purchaser with a listing of each Mortgage Loan for which an escrow analysis was performed within sixty (60) days prior to the related Transfer Date and for which changes in the Mortgagor’s escrow account payment amount therefore are pending.
Section 4.6 Notice to Mortgagors
Not less than fifteen (15) days prior to the related Transfer Date, Seller, as its sole cost and expense, shall deliver to each related Mortgagor a letter advising the Mortgagor of the transfer of the related Servicing Rights contemplated herein. Such letter shall comply with all Applicable Requirements, including, without limitation, the federal Real Estate Settlement Procedures Act, as amended, and Regulation X, as amended. At its sole cost and expense, following the related Transfer Date, Purchaser shall deliver to each related Mortgagor a similar letter in accordance with Applicable Requirements.
Section 4.7 Notice to Taxing Authorities and Insurance Companies
Not less than fifteen (15) days prior to the related Transfer Date, Seller shall deliver written notices of the transfer of the related Servicing Rights contemplated herein to each applicable taxing authority and insurance company. Such notices shall instruct such entities to deliver, from and after the related Transfer Date, all applicable payments, notices, bills, statements, records, files and other documents to Purchaser. All such notices sent to hazard, flood, earthquake, private mortgage guarantee and other insurers shall comply with the requirements of the applicable master policies and shall instruct such insurers to change the mortgagee clause to “Countrywide Home Loans Servicing LP, its successors and assigns” or as otherwise required under Applicable Requirements. Seller shall be responsible for the cost of preparing and delivering the notices described in this Section and shall provide Purchaser with a copy of the form of each notice used by Seller to comply with this Section.
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Section 4.8 Tax Contracts
On the related Transfer Date, Seller shall (a) assign to Purchaser “life-time” or “life-of-loan,” fully paid assignable tax contracts with TransAmerica Tax Service on each related Mortgage Loan; and (b) provide Purchaser with a list identifying each such tax contract by contract number.
Section 4.9 Mortgagor Payments
Prior to the Transfer Date for a Servicing Rights Package, Seller shall properly apply, in accordance with Applicable Requirements, all payments received by it with respect to each related Mortgage Loan. For a period of sixty (60) days following the related Transfer Date, Seller shall immediately forward to Purchaser by overnight mail any payment Seller receives from a related Mortgagor. After sixty (60) days following the related Transfer Date, Seller shall immediately forward such payments to Purchaser by first class mail. Seller shall endorse each such Mortgagor payment to Purchaser and provide Purchaser with sufficient information to process each such Mortgagor payment.
Section 4.10 Transfer Instructions
Seller shall comply with the Transfer Instructions set forth at Exhibit C in all material respects.
Section 4.11 Schedule of Advances
No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Purchaser shall have received from Seller a schedule, certified as being true and correct on behalf of Seller by an authorized officer thereof, setting forth the outstanding Advances as of the related Transfer Date with respect to the Servicing Rights transferred on that date. Any amounts received by Purchaser after the related Transfer Date in respect of such outstanding Advances shall be remitted to Seller in accordance with the terms of the Investor Agreements.
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Section 4.12 Delivery of Certain Items
No later than two (2) Business Days after the Transfer Date for a Servicing Rights Package and in accordance with the Transfer Instructions, Seller shall deliver or cause to be delivered to Purchaser or Purchaser’s designee (as applicable), the applicable (a) Mortgage Loan Schedule (in computer tape form); (b) Servicing Files; and (c) Investor Agreements (either duly executed originals or certified copies). Seller shall be responsible for all costs and risks of loss in connection with the deliveries described in this Section.
Section 4.13 Transfer of Custodial Accounts and Related Escrow Accounts; Reconciliation
(a) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall deliver to Purchaser all applicable Custodial Accounts and Related Escrow Account balances, net of amounts thereof reimbursable to Seller for Advances in accordance with the terms of the Investor Agreements and all other appropriate collections relating to the applicable Mortgage Loans.
(b) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall fully reconcile on a loan level basis as of the related Transfer Date (i) the reports generated by Seller’s computers with respect to the applicable Custodial Accounts, Related Escrow Accounts and Advances with the reports generated by Seller’s EDP servicer; and (ii) the reports of Seller’s EDP servicer with Investor records and reports for the applicable Servicing Rights. Seller shall be responsible for any payments necessary to bring such Custodial Accounts, Related Escrow Accounts and Advances to fall reconciliation.
Section 4.14 Notice of Assumptions
No later than five (5) Business Days after the related Transfer Date for a Servicing Rights Package, Seller shall, in connection with the Mortgage Loans, provide Purchaser with (a) copies of all assumption statements generated by Seller within the sixty (60) days preceding such Transfer Date; and (b) a list of all assumptions in process.
Section 4.15 Misapplied Payments
With respect to each Servicing Rights Package, misapplied payments shall be processed as follows:
(a) All parties shall cooperate in correcting misapplication errors;
(b) The party receiving notice of a misapplied payment occurring prior to the related Transfer Date and discovered after the related Transfer Date shall immediately notify the other party and shall accompany such notification with a copy of the applicable canceled check or similar supporting documentation (unless the other party is the party that has access to such documentation);
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(c) If a misapplied payment which occurred prior to the related Transfer Date cannot be reconciled and results in a shortage in a Custodial Account or Related Escrow Account, Seller shall reimburse Purchaser for the amount of such shortage within five (5) Business Days after Seller’s receipt of Purchaser’s demand therefor accompanied by supporting documentation;
(d) If a misapplied payment which occurred prior to the related Transfer Date has created an improper Purchase Price as the result of an inaccurate outstanding principal balance, a check shall be issued to the party shorted by the improper payment application within five (5) Business Days after written notice thereof by the other party; and
(e) Any check issued pursuant to this Section shall be accompanied by a statement indicating the purpose of the check, the Mortgagor, the Mortgaged Property address and the corresponding Seller and/or Purchaser account number.
Section 4.16 IRS Forms
For each Mortgage Loan subject to a Servicing Rights Package, if permitted by applicable statutes or regulations, Seller shall file all IRS Forms 1098, 1099, 1041 and/or 1041 K-1 that are required by the IRS to be filed on or before such Transfer Date. Seller shall provide copies of such forms to Purchaser upon Purchaser’s request. In addition, to the extent Seller shall have such in its possession, Seller shall also provide to Purchaser an IRS Form W-8 or W-9, as applicable, executed by the Mortgagor (or equivalent documentation acceptable to Purchaser) on all Mortgage Loans upon request. Seller shall reimburse Purchaser for any Losses arising from Seller’s failure to comply with this Section.
Section 4.17 Tax Bills, Insurance Premiums, etc
For a period of sixty (60) days following the Transfer Date for a Servicing Rights Package, Seller shall immediately forward, or cause to be forwarded, to Purchaser by overnight mail any bill that Seller receives in connection with any applicable Mortgage Loan, including, without limitation, tax bills and bills for hazard, flood, earthquake or private mortgage insurance premiums. After sixty (60) days following the related Transfer Date, Seller shall immediately forward, or cause to be forwarded, such bills to Purchaser by first class mail.
Section 4.18 Flood Insurance Audit
Seller shall assign to Purchaser, on the Transfer Date for a Servicing Rights Package, certified and guaranteed assignable flood insurance contracts for each applicable Mortgage Loan with Flood Data Services, Inc. (“FDSI”). Seller will reimburse Purchaser eight dollars ($8.00) per Mortgage Loan for each Mortgage Loan transferred without an FDSI flood contract.
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Section 4.19 Optional Insurance
Prior to the Transfer Date for a Servicing Rights Package, Seller shall provide Purchaser with a copy of the master insurance policy for each Mortgage Loan that is covered by any type of optional insurance and with respect to which Seller collects escrow payments from Mortgagors. Prior to the related Transfer Date, Purchaser shall notify Seller as to which such policies it will not continue to collect escrow payments, and Seller shall request the applicable insurance companies to continue the applicable insurance coverage on a direct pay basis. If the insurance companies refuse to continue the optional insurance on a direct pay basis, (a) Seller represents that, subject to Applicable Requirements, all applicable insurance policies shall be canceled; and (b) Seller shall notify the applicable Mortgagors of such cancellation.
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ARTICLE V
REPRESENTATIONS AND WARRANTIES OF SELLER
The representations and warranties of Seller contained in this Agreement shall continue and survive the purchase of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Purchaser. Purchaser is purchasing the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to representations and warranties, if any, made elsewhere in this Agreement, with respect to each Servicing Rights Package, Seller represents and warrants to Purchaser, as of the Execution Date and each related Sale Date and Transfer Date as follows:
Section 5.1 Organization and Good Standing
Seller is a corporation duly organized, validly existing, and in good standing under the laws of the state of its organization. Seller is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.
Section 5.2 Authority and Capacity; Ordinary Course
Seller has all requisite corporate or organizational power, authority and capacity, to carry on its business as it is now being conducted, to execute and deliver this Agreement, and to perform all of its obligations hereunder. Seller does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Seller.
Section 5.3 Effective Agreement
The execution, delivery and performance of this Agreement by Seller and the consummation of the transactions contemplated thereby have been duly and validly authorized by all necessary corporate, shareholder or other action; this Agreement has been duly and validly executed and delivered by Seller, and is a valid and legally binding agreement of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents or approvals of third parties (including Investors and any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Seller have been obtained or will be obtained prior to the Sale Date or such other date as expressly provided herein.
Section 5.4 No Conflict
Neither the execution and delivery of this Agreement, nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under or be prohibited by any terms, conditions or provisions of Seller’s Articles of Incorporation or By-Laws or any other similar corporate or organizational documents of Seller; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Seller is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Seller; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Seller (except in favor of Purchaser).
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Section 5.5 Approvals and Compliance
Seller holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to service the Mortgage Loans. Seller is not in default with respect to Seller’s obligations under the Investor Agreements, and Seller is in compliance in all material respects with all Applicable Requirements relating to the Servicing Rights. As of the related Sale Date for each Mortgage Loan, there has been no occurrence that could entitle any Investor or Insurer, whichever is applicable, to demand repurchase by Purchaser of a Mortgage Loan, terminate any Investor Agreement, demand indemnification by Purchaser for losses, or cause the cancellation of the mortgage insurance or guaranty, or the denial or reduction of insurance benefits, provided by the Insurers with respect to any Mortgage Loan.
Section 5.6 Filing of Reports
Seller has filed all reports required by the Investors and Insurers with respect to the Servicing Rights, and Seller has complied in all material respects with all federal, state and municipal laws, regulations and ordinances affecting the Servicing Rights. As of the related Sale Date for each Mortgage Loan, Seller has filed all IRS Forms, including but not limited to Forms 1041 K1, 1041, 1099 INT, 1099 MISC, 1099A and 1098, as appropriate, which are required to be filed with respect to the Servicing Rights for activity occurring on or before year end for the calendar year in which the related Sale Date occurred. Each Mortgage Loan File contains an executed and correct IRS Form W-8 or W-9, as applicable, or an IRS-approved substitute.
Section 5.7 Custodial Accounts and Related Escrow Accounts
As of the related Sale Date with respect to each Mortgage Loan, (i) all Custodial Accounts and Related Escrow Accounts required to be maintained by Seller have been established and continuously maintained in accordance with Applicable Requirements; (ii) all Custodial Account and Related Escrow Account balances required by the Mortgage Loan Documents that have been paid to Seller for the account of the Mortgagors under the Mortgage Loans are on deposit in the appropriate Custodial Account and Related Escrow Account and (iii) to the extent required by Applicable Requirements, Seller has analyzed the payments required to be deposited into the Custodial Accounts and Related Escrow Accounts and adjusted the payment thereto in order to eliminate any shortage or deficiency Seller may have discovered.
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Section 5.8 Interim Servicing Period
Seller shall service, or shall cause to be serviced, the Mortgage Loans according to the terms of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time.
Section 5.9 The Mortgage Loans
With respect to each Mortgage Loan related to the Servicing Rights comprising a Servicing Rights Package, as of the Sale Date for the related Servicing Rights Package:
(a) Investor/Insurer Requirements. The Investor Agreements do not create any obligations or liability on the Servicer that are unduly burdensome or unusual in the mortgage servicing industry. Each Investor Agreement delivered to Purchaser represents a certified copy of the original as it may have been amended and in either case represents true, correct, and complete copies of the same. Each of the Investor Agreements is in full force and effect and has not been amended, modified, or altered, except as the same shall have been provided to Purchaser. Seller is not a party to or subject to any agreement, stipulation, conditional approval, memorandum of understanding, notice of determination, consent decree, advisory settlement, compromise, litigation, or other agreement or understanding with any Investor, court or other governmental agency or body which seeks to modify, interpret or clarify or has the effect of modifying, interpreting, or clarifying any of the terms of the Investor Agreements or otherwise affects Seller’s servicing obligations and practices (including, without limitation, Seller’s escrow practices).
(b) Enforceability of Mortgage Loan. The Mortgage Note and the related Mortgage Instrument are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms. All parties to the Mortgage Note and the Mortgage Instrument had the legal capacity to execute the Mortgage Note and the Mortgage Instrument and each Mortgage Note and Mortgage Instrument has been duly and properly executed by such parties. The Mortgage Loan is not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage Instrument, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage Instrument unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set--off, counterclaim or defense has been asserted with respect thereto. Except as may be permitted by the Applicable Requirements, there is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell the Mortgaged Property by trustee’s sale or the right to Foreclose the Mortgage.
(c) Disbursement. The full original principal amount of each Mortgage Loan (net of any discounts) has been fully advanced or disbursed to the Mortgagor named therein, there is no requirement for future advances and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been satisfied. All costs, fees, and expense incurred in making, closing or recording the Mortgage Loan were paid. There is no obligation on the part of Seller, or of any other party, to make supplemental payments in addition to those made by the Mortgagor. The Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage Instrument except for refunds from Related Escrow Accounts not yet required to be paid by Applicable Requirements.
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(d) Priority of Lien; Title Insurance; Etc.
(i) Each Mortgage Instrument has been duly acknowledged and recorded and is a valid and subsisting first lien on the Mortgaged Property and each Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage Instrument, except for (A) liens for real estate taxes and special assessments not yet due and payable in connection with Mortgage Loans for which Seller maintains a Related Escrow Account for such taxes and special assessments, (B) covenants, conditions, restrictions, rights of way, easements and other matters of public record acceptable to mortgage lending institutions generally and (C) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage Instrument. There are no mechanics’ or similar liens or claims that have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the Mortgaged Property, which are or may be liens prior to, or equal or coordinate with, the lien of the Mortgage Instrument.
(ii) A valid and enforceable title policy, or other appropriate evidence of title in accordance with the applicable Investor Agreement has been issued and is in full force and effect in an amount not less than the original principal amount of such Mortgage Loan, which title policy insures that the related Mortgage Instrument is a valid first lien on the Mortgaged Property therein described and that the Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage, subject to the exceptions set forth in Section 5.8(d)(i), and otherwise in compliance with the requirements of the applicable Investor or Insurer. No claims have been made under any title policy relating to the Mortgage Loans, and no prior holder of the Mortgage Loan, including Seller, has done, by act or omission, anything which would impair the coverage of such policy.
(e) No Default/No Waiver. Except as to Mortgage Loans that are (i) Excluded Loans, as set forth on the Mortgage Loan Schedule, or (ii) one or more payments past due, as set forth on the Mortgage Loan Schedule, there is no default, breach, violation or event of acceleration existing under any Mortgage Loan, and no event has occurred which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration; and Seller has not waived any default, breach, violation or event of acceleration. The terms of the Mortgage Loan have not been waived, impaired, changed or modified, except as permitted by Applicable Requirements. No Mortgagor has been released, in whole or in part, except as permitted by Applicable Requirements. Seller has not advanced its funds to cure a default or delinquency with respect to any such Mortgage Loan, except for escrowed items the terms of which are reflected in the Mortgage Loan Schedule.
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(f) Application of Funds. All payments received by Seller with respect to any Mortgage Loans have been remitted and properly accounted for as required by Applicable Requirements. All funds received by Seller in connection with the satisfaction of Mortgage Loans, including but not limited to foreclosure proceeds and insurance proceeds from hazard losses, have been deposited in the appropriate Custodial Account or Related Escrow Account, and all such funds have been applied to reduce the principal balance of the Mortgage Loans in question, or for reimbursement of repairs to the Mortgaged Property or as otherwise required by Applicable Requirements and the Investor Agreements or are and will be in one of the Related Escrow Accounts on the related Sale Date. All taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments, or ground rents which previously became due and owing have been paid prior to the imposition of any penalty with respect thereto, or an escrow of funds with respect to taxes and insurance premiums has been established in an amount sufficient (based on the most recent escrow analysis thereof performed in accordance with the Applicable Requirements) to pay for such item which remains unpaid and which has been assessed but is not yet due and payable. The unpaid balances of the Mortgage Loans are as stated on the Mortgage Loan Schedule to be delivered to Purchaser.
(g) Compliance with Laws. Seller and any Prior Servicer have complied, and Seller will continue to comply to the extent of its retained obligations under this Agreement, with every Applicable Requirement.
(h) Taxes. Each Mortgage Loan is covered by a valid and assignable, full fee, “life-of-loan” tax service contract, and each such contract is in full force and effect.
(i) Insurance. All Mortgaged Properties are currently insured against loss by fire, hazard, earthquake or extended coverage insurance policies in conformity with Applicable Requirements. All such insurance policies are in full force and effect, and all premiums with respect to such policies have been paid and will be in full force and effect and inure to the benefit of Purchaser on behalf of the Investor upon the consummation of the transactions contemplated by this Agreement for the related Sale Date. The Mortgage Instruments obligate the Mortgagors thereunder to maintain such insurance policies at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorize the holder of the Mortgage Instruments to obtain and maintain such insurance at such Mortgagor’s cost and expense, and to seek reimbursement therefor from the Mortgagor. Seller has not engaged in any act or omission which would impair the coverage of any insurance policy relating to the Mortgage Loans or the benefits of the endorsement provided for therein, or the validity and binding effect of either.
(j) Damage, Condemnation. There exists no physical damage to the Mortgaged Property from fire, flood, windstorm, earthquake, tornado, hurricane or any other similar casualty, which physical damage would materially and adversely affect the value or marketability of the Servicing Rights. There is no proceeding currently pending for the total or partial condemnation of, or eminent domain with respect to, the Mortgaged Property and Seller has no knowledge that all or any part of the Mortgaged Property has been or will be condemned.
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(k) Servicing File. The Servicing File contains each of the documents and instruments specified to be included therein and required to be maintained by this Agreement, Applicable Requirements or necessary to service the Loans; each such document or instrument is duly executed and in due and proper form and is genuine and in a form required by the applicable Investor Agreement; and the information contained in each such document or instrument is true, accurate and complete.
(l) Good Title. The sale, transfer and assignment by Seller to Purchaser of the Servicing Rights on the related Sale Date, effectively vest in Purchaser good and marketable title to the Servicing Rights, free and clear of any and all liens, claims, or encumbrances except for those conditions required pursuant to this Agreement and the Investor Agreements. There are no contracts affecting the Servicing Rights to which Purchaser will be bound except for the Investor Agreements, and no other party has any interest in the Servicing Rights except as required or permitted under this Agreement and the Investor Agreements.
(m) Origination, Sale and Servicing Practices. The servicing practices used by Seller, and/or any Prior Servicer with respect to each Mortgage Loan have been legal, proper, prudent and customary in the mortgage lending business and consistent with Applicable Requirements. There are no deficiencies in any Related Escrow Accounts for which customary arrangements for repayment have not been made, and no Related Escrow Account deposits or payments or other charges or prepayments due from a Mortgagor have been capitalized under any Mortgage or the related Mortgage Note. Purchase of the Servicing Rights pursuant to this Agreement will not cause Purchaser to be responsible for the acts, errors or omissions of Seller, Originator, Prior Servicer or any other party with respect to the period prior to the related Sale Date.
(n) Hazardous Material. Neither Seller nor any Prior Servicer has engaged in any activity that involves or involved the generation, use, manufacture, treatment, transportation, storage in tanks or otherwise, or disposal of Hazardous Material on or from the Mortgaged Property.
(o) Improvements. No improvements located on or constituting part of the Mortgaged Property are in violation of any applicable zoning law or regulation for which Purchaser would be responsible. Seller has received no notices of any violation of any law, municipal or other governmental ordinance, order, rule, regulation or requirement that has not been cured, or any restrictive covenant against or affecting the Mortgaged Property, or any part thereof, nor is Seller aware of any facts which might result in such a violation.
(p) Conformance with Investor Standards. Each Mortgage Loan was underwritten and funded in accordance with Seller’s underwriting standards in effect at the time the Mortgage Loan was originated, and each such Mortgage Loan is in conformity with the applicable underwriting standards.
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(q) Mortgage Loan Characteristics. At origination, each Mortgage Loan had a principal balance of no less that $40,000 and repayment term of thirty (30) years and amortizes on a level yield basis at a fixed rate of interest over its term in a manner that is sufficient to fully amortize the original principal balance of the Mortgage Loan over the original term of the Mortgage Loan, and there is no “balloon” feature. None of the Mortgage Loans are subject to bi-weekly payment plans. The due date for each Mortgage Loan Payment is the first (1st) day of each calendar month. Interest on each Mortgage Loan is payable in arrears and is not calculated on a simple interest basis.
(r) Prepayment Penalties. Unless otherwise prohibited or limited by law in which the Mortgaged Property is located, all prepayment penalty provisions, if any, included in a Mortgage Note require the payment, on the terms and under the conditions provided in the Mortgage Note, of an amount equal to six (6) months interest on eighty percent (80%) of the outstanding principal balance of the related Mortgage Loan.
(s) Mortgage Loans as Described. The information set forth in each Mortgage Loan Schedule is complete, true and correct in all material respects.
(t) Coinsurance Claims. There are no uninsured casualty losses or casualty losses where coinsurance has been (and Seller has no reason to believe, will be) claimed by an insurance company or where the loss, exclusive of contents, is greater than the recovery, less actual expenses incurred in such recovery from the insurance carrier. No casualty insurance proceeds have been used to make repairs to the Mortgaged Property other than with the consent of applicable Investors, if required. All damage with respect to which casualty insurance proceeds have been received by Seller has been properly repaired or is in the process of repair with such proceeds if and to the extent required by the applicable Investor Agreements.
(u) No Satisfaction of Mortgage. No Mortgage Instrument has been satisfied, canceled, subordinated, or rescinded, in whole or in part, nor has any Mortgaged Property been released from the lien of the Mortgage Instrument, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination, or rescission.
(v) Doing Business. All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee, or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located; and (ii) organized under the laws of such state; or (iii) qualified to do business in such state; or (iv) federal savings and loan associations or national banks having principal offices in such state; or (v) not doing business in such state, except where the failure to be so licensed or qualified would not result in any Loss to Purchaser.
(w) No Additional Collateral. The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage Instrument and the security interest of any applicable securing agreement or chattel mortgage, the originals of which are contained in the Mortgage File.
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(x) Deeds of Trust. In the event the Mortgage Instrument constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage Instrument, and no fees or expenses are or will become payable by Purchaser, or the applicable Investor, or their respective successors or assigns to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor.
(y) No Criminal Offenses. No current or former officer of Seller and, to Seller’s knowledge, no mortgage loan originator or other personnel of Seller, has been indicted, arraigned, or convicted, or currently is (or has been in 12 months prior to the related Sale Date) under investigation for any criminal offense or any fraudulent activity related to the origination, servicing or sale of any mortgage loans.
(z) No Inquiries. Seller has not been the subject of an audit within the past three years by an investor or Insurer, which audit included allegations of failure to comply with applicable loan origination, servicing or claims procedures, or resulted in a request for repurchase of mortgage loans or indemnification in connection with any mortgage loans (including, without limitation, the Mortgage Loans).
(aa) No Seller Solicitation. Seller has not directly or indirectly solicited, by any means, the Mortgagors of any of the Mortgage Loans after such Mortgage Loans have been identified as Mortgage Loans the Servicing Rights for which are to be transferred to Purchaser (i) for purpose of prepayments or refinance or modification of such Mortgage Loans; or (ii) for any financial services or products including, but not limited to (A) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (B) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages.
(bb) Payoffs. Except as disclosed to Purchaser prior to the Sale Date, Seller has not received any requests for or provided any payoff quotes with respect to any of the related Mortgage Loans within the thirty (30) day period prior to the related Sale Date.
Section 5.10 No Recourse
None of the Servicing Rights is subject to any Recourse Obligation.
Section 5.11 Insurance
Error and omissions and fidelity insurance coverage, in amounts as required by the applicable Investor Agreement is in effect with respect to Seller and will be maintained until the transactions contemplated by this Agreement have been consummated in accordance with the terms hereof.
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Section 5.12 Litigation
There is no litigation, claim, demand, proceeding or governmental investigation existing or pending, or to the knowledge of Seller, threatened, or any order, injunction or decree outstanding, against or relating to Seller that could have a material adverse effect upon the Servicing Rights being purchased by Purchaser hereunder with respect to any Mortgage Loan or the performance by Seller of its obligations under the Investor Agreements, or result in any Loss to Purchaser, nor to Seller’s knowledge is there any basis for any such litigation, claim, demand, proceeding or governmental investigation.
Section 5.13 Seller Process
The Servicing Rights were not selected for sale to Purchaser from among the outstanding servicing rights in Seller’s portfolio at the related Sale Date in a manner so as to affect adversely the interests of Purchaser.
Section 5.14 Servicing Fee
No part of the Servicing Fee has been assigned or pledged to a third party.
Section 5.15 Fair Consideration
The consideration received by Seller upon the sale of the Servicing Rights under this Agreement constitutes fair consideration and reasonably equivalent value for the Servicing Rights.
Section 5.16 No Accrued Liabilities
There are no accrued or contingent liabilities of Seller with respect to the Mortgage Loans or Servicing Rights or circumstances under which such accrued or contingent liabilities will arise against Purchaser, with respect to occurrences prior to the related Sale Date. Seller assumes full responsibility for any and all termination or transfer fees relating to the Servicing Rights that may be outstanding on the related Sale Date.
Section 5.17 Facts and Omissions
All of the representations and warranties and other statements or information made or prepared by or on behalf of Seller and the Servicing Rights in this Agreement or prepared and furnished by or on behalf of Seller to Purchaser in any instrument, document, offering memorandum or computer tape in connection with the transactions contemplated by this Agreement (which document or computer tape shall be deemed to be a part of this Agreement) are true in all material respects as of the related Sale Date.
Section 5.18 Financial Condition of Seller
Neither Seller nor any of its Affiliates is in bankruptcy, receivership or conservatorship.
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Section 5.19 Hart-Scott-Rodino
The purchase and sale of the Servicing Rights contemplated by this Agreement is exempt from the notification and disclosure provisions of the Hart-Scott-Rodino Act.
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ARTICLE VI
REPRESENTATIONS AND WARRANTIES OF PURCHASER
The representations and warranties of Purchaser contained in this Agreement shall continue and survive the sale of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Seller. Seller is selling the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to the representations and warranties, if any, made elsewhere in this Agreement, Purchaser represents and warrants to Seller, as of the Execution Date and each related Sale Date, as follows:
Section 6.1 Organization and Good Standing
Purchaser is a limited partnership duly formed, validly existing and in good standing under the laws of the State of Texas and has all requisite corporate power, authority, and, subject to the Investor approvals of transfer, capacity to enter into this Agreement and to perform the obligations required of it hereunder. Purchaser is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.
Section 6.2 Authority and Capacity; Ordinary Course
Purchaser has all requisite corporate power, authority and capacity to execute and deliver this Agreement and to perform all of the obligations hereunder. Purchaser does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Purchaser.
Section 6.3 Effective Agreement
The execution, delivery and performance of this Agreement by Purchaser and consummation of the transactions contemplated hereby have been duly and validly authorized by all necessary corporate, or other action by Purchaser; and this Agreement has been duly and validly executed and delivered by Purchaser, and this Agreement is a valid and legally binding agreement of Purchaser and enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents of third parties (including any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Purchaser have been obtained or will be obtained prior to the related Sale Date or such other date as expressly provided herein.
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Section 6.4 No Conflict
Neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under, be prohibited by or require any additional approval under any terms, conditions or provisions of Purchaser’s Partnership Agreement or Certificate of Limited Partnership or By-Laws or any other similar corporate or organizational document of Purchaser; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Purchaser is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Purchaser; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Purchaser.
Section 6.5 Approvals and Compliance
Purchaser is approved by and in good standing with each Investor or Insurer, as necessary, and holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to assume responsibility for the related Servicing Rights.
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ARTICLE VII
CONSENTS
Section 7.1 Consents
(a) The purchase and sale of any Servicing Rights is subject to Seller obtaining the Consents at its sole expense. Seller shall obtain the Consents prior to the Sale Date for the related Servicing Rights Package. Purchaser shall cooperate with Seller in obtaining the Consents and shall timely respond to all reasonable requests from the Investor concerning Purchaser and its business operations. Seller shall notify Purchaser in writing immediately upon obtaining the Consents, and Seller shall provide a copy of the Consents to Purchaser. Purchaser shall notify Seller as soon as reasonably practicable whether such Consents are acceptable to Purchaser in accordance with the definition of Consent in Article I; if a Consent is not so acceptable to Purchaser, such Consent shall not be effective as a Consent for the purposes of this Agreement.
(b) If Seller fails, for any reason, to obtain Consents from the applicable Investor(s) and Insurer(s) before the applicable date, Purchaser shall have the option, in its sole and absolute discretion, to (i) exclude the applicable Mortgage Loans from the related Servicing Rights Package, in which case Seller shall promptly reimburse Purchaser for the pro rata portion of the Purchase Price already paid, if any, by Purchaser with respect to such Servicing Rights Package; or (ii) immediately upon notice to Seller, terminate this Agreement in its entirety, in which case Seller shall promptly return to Purchaser any portion of the related Purchase Price already paid, if any, by Purchaser.
(c) In the event that this Agreement is terminated in accordance with Section 7.1 (b), the parties shall have no further obligation to one another with respect to the Servicing Rights, except that (i) Article X and Sections 12.2, 12.3 and 12. 10 shall survive any such termination; and (ii) no such termination shall relieve any party from liability for any willful breach of this Agreement.
(d) Seller shall pay for the costs of preparing and recording any powers of attorney that the Investors may need to execute on or about any related Sale Date in accordance with Applicable Requirements.
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ARTICLE VIII
CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASER
The obligations of Purchaser under this Agreement and a Servicing Rights Packages are subject to the satisfaction of the following conditions:
Section 8.1 Compliance and Conditions
All terms, covenants and conditions of this Agreement required to be complied with and performed by Seller shall have been duly complied with and performed by Seller on or before the date specified.
Section 8.2 Corporate Resolution; Corporate Certificate
Purchaser shall have received from Seller, on or before the related Sale Date, (a) a duly executed Certificate of Seller’s Secretary or Assistant Secretary reciting Seller’s corporate approval of the transfer and sale of the Servicing Rights to Purchaser and authorizing Seller’s officers to execute such documents as may be necessary to accomplish the transactions contemplated hereby; and (b) an Officer’s Certificate of Seller, in the form of Exhibit F, including all attachments thereto, stating, among other things, that each of Seller’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Seller at or prior to the related Sale Date have been duly complied with and performed.
Section 8.3 Investor Agreements
Purchaser shall have had the opportunity to review each of the Investor Agreements prior to the Sale Date of the related Servicing Rights and based upon such review decide to decline to purchase any Servicing Rights which comprise a Servicing Rights Package. The decision by Purchaser to decline to purchase any Servicing Rights Package shall be conveyed to Seller not later than five (5) Business Days prior to the proposed Sale Date.
Section 8.4 Opinion of Counsel for Seller
Purchaser shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of Seller (or of a law firm acceptable to Purchaser) dated as of the initial Sale Date, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion, to the effect that: (a) Seller is a corporation, validly existing and in good standing under the laws of its state of organization; (b) Seller has all requisite corporate or organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Seller’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Seller’s Articles of Incorporation or Bylaws or any similar corporate or organizational documents of Seller, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Seller is subject or by which it is bound; (d) this Agreement has been duly executed by Seller and each is the valid and legally binding obligation of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Seller that is reasonably expected to have a material adverse effect upon the Servicing Rights.
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Section 8.5 Correctness of Representations and Warranties
The representations and warranties made by Seller in this Agreement or in any document prepared and furnished by or on behalf of Seller in connection herewith are true and correct in all material respects as of the related Sale Date.
Section 8.6 Litigation or Administrative Action
As of the related Sale Date, there shall not have been commenced or, to the knowledge of either party hereto, threatened, any action, suit or proceeding that enjoins, or is likely to adversely affect in any material respect, the consummation of the transactions contemplated hereby.
Section 8.7 Investor Consents
As of the related Sale Date, Purchaser shall have received the applicable Investor Consents as required by Article VII.
Section 8.8 Investor Agreements
As of the related Sale Date, the applicable Investor Agreements shall be in full force and effect.
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ARTICLE IX
CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLER
The obligations of Seller under this Agreement are subject to the satisfaction of the following conditions:
Section 9.1 Compliance with Conditions
All terms, conditions and covenants of this Agreement required to be complied with and performed by Purchaser shall have been duly complied with and performed by Purchaser in all material respects on or before the date specified.
Section 9.2 Corporate Resolution; Corporate Certificate
Seller shall have received from Purchaser, on or before the related Sale Date, (a) a duly executed Certificate of Purchaser’s Secretary or Assistant Secretary reciting the corporate approval by Purchaser of the assumption and purchase from Seller of the Servicing Rights and authorizing Purchaser’s officers to execute such documents as may be necessary to carry out the transactions contemplated hereby; and (b) an Officer’s Certificate of Purchaser, including all attachments thereto, stating, among other things, that each of Purchaser’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Purchaser at or prior to the related Sale Date have been duly complied with and performed.
Section 9.3 Correctness of Representations and Warranties
The representations and warranties made by Purchaser in this Agreement or in any document prepared and furnished by or on behalf of Purchaser in connection herewith are true and correct in all material respects as of the related Sale Date.
Section 9.4 Investor Consents
As of the related Sale Date, Seller shall have received the Investor Consents as required by Article VII.
Section 9.5 Opinion of Counsel for Purchaser
Seller shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of the general partner of Purchaser (or of a law firm acceptable to Seller) dated as of the initial Sale Date, in form and substance satisfactory to Seller in the exercise of its reasonable discretion, to the effect that: (a) Purchaser is a limited partnership, validly existing and in good standing under the laws of its state of organization; (b) Purchaser has all requisite organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Purchaser’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Purchaser’s Organization Documentation Partnership Agreement or any similar corporate or organizational documents of Purchaser, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Purchaser is subject or by which it is bound; (d) this Agreement has been duly executed by Purchaser and is the valid and legally binding obligation of Purchaser enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Purchaser that (i) is reasonably expected to have a Material adverse effect upon the Servicing Rights, and (ii) has not been disclosed by Purchaser to Seller on Schedule 5.12.
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Section 9.6 Litigation or Administrative Action
As of the related Sale Date, there shall not have been commenced or, to the knowledge of either party hereto, threatened, any action, suit or proceeding that enjoins, or is likely to adversely affect in any material respect, the consummation of the transactions contemplated hereby.
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ARTICLE X
INDEMNIFICATION; THIRD PARTY CLAIMS
Section 10.1 Indemnification of Purchaser
Seller shall indemnify and hold Purchaser, its Affiliates, and their respective officers, directors, employees and agents (the “Purchaser Indemnified Parties”) harmless from, and will reimburse the Purchaser Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:
(a) Any misrepresentations made by Seller in this Agreement or in any Schedule, Exhibit or certificate furnished pursuant hereto;
(b) Any breach of any of the representations and warranties of Seller or the nonfulfillment of any term, covenant, condition, agreement or obligation of Seller set forth in this Agreement or in any Schedule, statement, Exhibit or certificate furnished pursuant hereto, or any default or failure to perform by Seller hereunder;
(c) Any defect in any Mortgage Loan existing as of the related Sale Date (including those defects subsequently discovered) resulting from any act or omission of Seller, any Originator or any Prior Servicer, or any employee, agent or representative acting on their behalf, other than Purchaser or any employee, agent, or representative of Purchaser;
(d) Any fraud on the part of any Person in the origination of a Mortgage Loan;
(e) Any liabilities or obligations, contingent or otherwise, of Seller or any of its Affiliates, of any nature whatsoever (other than those specifically assumed by Purchaser under this Agreement); or
(f) Any acts or failures to act that constitute a practice or course of conduct of Seller with respect to the Servicing Rights existing on the related Sale Date and continued by Purchaser after such date (including, without limitation, any practices with respect to the Related Escrow Accounts, flood insurance, or late charges, finance charges or other fees or charges of Seller that were in place on any such date); provided that Purchaser’s continuation of such acts or practices occurred during the period ending 12 months after the related Sale Date and Purchaser in its reasonable good faith judgment did not know that such acts or practices were not in accordance with Applicable Requirements.
The indemnity provided in this Section 10.1 shall remain in full force and effect regardless of any investigation made by Purchaser or its representatives. Further, for purposes of indemnification under this Section 10.1, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Purchaser Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge.)
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Section 10.2 Repurchase of Servicing Rights
(a) In the event that there exists a basis to demand indemnification under Section 10.1 that materially and adversely affects the value or marketability of the related Servicing Rights, Purchaser shall provide Seller with a written notice (a “Claim Notice”) identifying the basis for the repurchase request or indemnification demand. If Seller fails to cure the same within thirty (30) calendar days (or such lesser time as may be required by an Investor, Insurer or third party claimant) from the date Purchaser provides the Claim Notice to Seller, upon Purchaser’s demand, in addition to any other rights and remedies that Purchaser may have hereunder, at law or in equity (but subject to any limitations of the applicable Investor), Seller shall repurchase the applicable Servicing Rights from Purchaser. The purchase price for any Servicing Rights repurchased pursuant hereto shall be the Reimbursement Amount.
(b) When Seller is required to make a repurchase under Section 10.2(a), such repurchase shall be accomplished by wire transfer within five (5) Business Days following Seller’s receipt of a written demand from Purchaser pursuant hereto (or such lesser time as may be required by an Investor). Upon completion of such repurchase by Seller, Purchaser shall forward to Seller all servicing records and all documents in Purchaser’s possession relating to the subject of such repurchase.
Section 10.3 Termination of Purchaser as Primary Servicer
Seller shall have the right to terminate Purchaser as primary servicer of the Mortgage Loans with or without cause. In the event that Purchaser is terminated as primary servicer of any Mortgage Loan for any reason, other than for cause as provided under the Guide, Purchaser shall be entitled to a termination fee for each such terminated Mortgage Loan in an amount equal to the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by 125% of the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.
Section 10.4 Indemnification of Seller
Purchaser shall indemnify and hold Seller, its Affiliates, and their respective officers, directors, employees and agents (the “Seller Indemnified Parties”) harmless from, and will reimburse the Seller Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:
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(a) Any misrepresentations made by Purchaser in this Agreement, or in any Schedule, Exhibit or Certificate furnished pursuant hereto; or
(b) Any breach of any of the representations and warranties of Purchaser or the nonfulfillment of any term, covenant, condition, agreement or obligation of Purchaser set forth in this Agreement, or in any Schedule, statement, Exhibit certificate furnished pursuant hereto, or any default or failure to perform by Purchaser under this Agreement.
The indemnity provided in this Section 10.3 shall remain in full force and effect regardless of any investigation made by Seller or its representatives. Further, for purposes of indemnification under this Section 10.3, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Seller Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge).
Section 10.5 Notice and Settlement of Claims
(a) In the event that any party to this Agreement becomes aware of any material fact giving rise to any obligation of the other party under this Article X, including, without limitation, any claim or any litigation brought by a third party which may give rise to any such obligation, such party shall as promptly as reasonably possible provide the other party with a Claim Notice describing the same.
(b) The indemnifying party (the “Indemnifying Party”) may, at its own cost and expense, assume the defense of any claim, suit, action or proceeding, provided that the counsel is satisfactory to the indemnified party (the “Indemnified Party”) in the exercise of its reasonable discretion. The party not controlling the defense or prosecution of any such claim, suit, action or proceeding may participate at its own cost and expense. Notwithstanding the foregoing, the Indemnified Party may assume the defense or prosecution of any such claim, suit, demand or proceeding if it reasonably believes that such assumption is necessary or appropriate to assure that its right or ability to service a material portion of its mortgage loans and servicing rights (including the Mortgage Loans or Servicing Rights) or its method of doing business or its authority and approvals to service or its reputation, goodwill, financial condition or business are not materially impaired (hereinafter referred to as a “Non-Assumable Claim”).
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(c) Neither the Indemnifying Party nor the Indemnified Party shall be entitled to settle, compromise, decline to appeal, or otherwise dispose of any claim, suit, action or proceeding involving more than $5,000 without the consent of the other party (which consent shall not be unreasonably withheld or delayed), but which consent may be withheld by the Indemnified Party for the same reasons that would entitle the Indemnified Party to assume the defense or prosecution of any claim, suit, action or proceeding.
(d) Following the discharge of the Indemnifying Party’s obligations under this Article X, the Indemnified Party shall assign to the Indemnifying Party any and all related claims against third parties. If the Indemnifying Party fails to discharge its obligations under this Article X, the Indemnified Party shall be entitled (but not obligated) to pursue (as the assignee of the Indemnifying Party) any and all claims against third parties which the Indemnifying Party otherwise would have the night to pursue, including, but not limited to, claims against loan correspondents. Within fifteen (15) days after receipt, the Indemnified Party shall refund to the Indemnifying Party the amounts of all recoveries the Indemnified Party received from third parties with respect to any claim for which the Indemnified Party was reimbursed for its Losses.
(e) Following the receipt of written notice from the Indemnified Party of a demand for indemnification, the Indemnifying Party shall seek to cure the problem giving rise to the demand, if possible, without any actual or contingent liability of the Indemnified Party, and pay the amount for which it is liable, or otherwise take the actions which it is required to take within thirty (30) days or such lesser time as may be required by an Investor, Insurer or third-party claimant.
Section 10.6 Litigation of Third Party Claims
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Notwithstanding anything to the contrary in this Agreement or the Guide, Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and the Guide, including without limitation, any actions based upon any claim or allegation that either a) the origination or underwriting of the Mortgage Loan, or b) the servicing of the Mortgage Loan prior to the transfer of the primary servicing to Purchaser hereunder, violated applicable laws, statutes or regulations and which in Purchaser’s opinion may involve it in any expenses or liability, unless Purchaser receives adequate assurances from Seller that it will be reimbursed the costs and expenses it incurs in prosecuting or defending such actions. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be recovered by Purchaser first from any collections received on account of the Mortgage Loan, including without limitation, the proceeds of any insurance policy or any liquidation, foreclosure or other disposition of the related Mortgage Property; and to the extend such collections are insufficient to reimburse Seller or such amounts cannot otherwise be recovered from the Mortgage Loan or the related Mortgagor, second from collections received on account on Mortgage Loans in the related Servicing Rights Package; and to the extend that such collections are insufficient to reimburse Seller or cannot otherwise be covered from collections received on account of the Mortgage Loans in the related Servicing Rights package, third from Seller. Any amounts billed to Seller shall be paid within thirty (30) days of Seller’s receipt of an invoice from Purchaser detailing the costs and expenses incurred by Purchase pursuant to this Section 10.6 and not otherwise reimbursed to Purchaser. Purchaser shall provide Seller with notice of any claim or any litigation brought by a third party as promptly as reasonably possible after learning of the same.
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ARTICLE XI
TERM
Section 11.1 Term
Except as expressly provided otherwise herein, the term of this Agreement shall expire on January 31, 2003 (the “Termination Date”). Each of the parties shall perform their respective duties and obligations on or prior to the Termination Date, including without limitation, with respect to Seller, the delivery of the Mandatory Delivery Amount to Purchaser.
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ARTICLE XII
MISCELLANEOUS
Section 12.1 Supplementary Information
From time to time prior to and after the related Sale Date, Seller shall furnish to Purchaser such information supplementary to the information contained in the documents and schedules delivered pursuant hereto which is reasonably available to Seller as Purchaser may reasonably request in writing and/or which may be necessary to enable Purchaser to file any reports or respond to Mortgagor or Investor inquiries in connection with the Mortgage Loans or Servicing Rights. Purchaser shall reimburse Seller for Seller’s actual, reasonable, and out-of-pocket costs in connection with furnishing such information.
Section 12.2 Access to Information; Confidentiality
(a) Seller shall allow Purchaser and its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Purchaser’s Representatives”), reasonable access, during normal business hours, and upon prior written notice of not less than two (2) Business Days in advance, throughout the period prior to the related Sale Date, to all of Seller’s files, books and records relating to the Servicing Rights, the Mortgage Loans, Custodial Accounts, Related Escrow Accounts and Advances. Purchaser agrees that it shall make reasonable efforts to minimize any disruption caused thereby to Seller’s conduct of its business. If the transactions contemplated by this Agreement are not consummated, Purchaser shall return on demand any information or documents provided to it by Seller in accordance with this Section 12.2(a).
(b) Purchaser shall, and shall cause Purchaser’s Representatives to, hold in confidence and not disclose to any third party without Seller’s prior written consent, all information relating to Seller received by Purchaser and/or Purchaser’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Purchaser or Purchaser’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); or (iii) is required to be disclosed by law or regulatory or judicial process, as evidenced by an opinion of counsel reasonably acceptable to Seller.
(c) Seller shall, and shall cause its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Seller’s Representatives”) to, hold in confidence and not disclose to any third party without Purchaser’s prior written consent, all information relating to Purchaser received by Seller and/or Seller’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Seller or Seller’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); (iii) is required to be disclosed by law or regulatory or judicial process; or (iv) required to be disclosed to the Investors under the applicable Investor Agreement.
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(d) This Section 12.2 shall survive any termination of this Agreement.
Section 12.3 No Broker’s Fees
Each party hereto represents and warrants to the other that it has made no agreement to pay any agent, finder, or broker or any other representative, any fee or commission in the nature of a finder’s or broker’s fee arising out of or in connection with the subject matter of this Agreement. The parties hereto covenant with each other and agree to indemnify and hold each other harmless from and against any such obligation or liability and any Losses incurred by the other in investigating or defending any claim based upon the other party’s actions under this Section. This Section 12.3 shall survive any termination of this Agreement.
Section 12.4 Further Assurances
Seller and Purchaser shall, at any time and from time to time, promptly, upon the reasonable request of the other or the other’s representatives, execute, acknowledge, deliver and/or perform all such further acts, deeds, assignments, transfers, conveyances, and assurances as may be reasonably required for the better vesting and confirming to Purchaser (and its successors and assigns) of title to the Servicing Rights or as shall be necessary to effect the transactions provided for in this Agreement. Purchaser and Seller shall cooperate in good faith to consummate the transactions contemplated by this Agreement.
Section 12.5 No Solicitation by Seller
From and after the related Sale Date, neither Seller nor any of its Affiliates shall specifically target and solicit, by means of direct mail, telephone or personal solicitation, the Mortgagors of any of the Mortgage Loans (a) for purposes of prepayment or refinance or modification of such Mortgage Loans; or (b) for any financial services or products, including, but not limited to, (i) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (ii) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages; it being understood and agreed that all rights and benefits relating to the direct solicitation of such Mortgagors and all attendant right, title and interest in and to the list of such Mortgagors and data relating to their Mortgage Loans (including insurance renewal dates), subject in all events to the terms of the Investor Agreements, shall be transferred to Purchaser pursuant hereto on the related Sale Date, and Seller shall take no action after the related Sale Date to undermine such rights and benefits. Notwithstanding the foregoing, the following solicitations, if undertaken by Seller or any Affiliate of Seller, shall not be prohibited under this Section 12.5: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; or (ii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan or other product.
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Section 12.6 No Solicitation by Purchaser
Neither Purchaser nor any of its Affiliates shall specifically target and solicit, by means of direct mail or telephonic or personal solicitation or by any other means, the Mortgagors to prepay the Mortgage Loans. Notwithstanding the foregoing, the following solicitations, if undertaken by Purchaser or any Affiliate of Purchaser, shall not be prohibited under this Section 12.6: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; (ii) borrower messages included on, and statement inserts provided with the monthly statements sent to the Mortgagors; provided, however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by Purchaser; (iii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan product; and (iv) solicitations made as a part of a campaign directed to mortgagors with mortgage loans meeting certain defined parameters (other than parameters relating to the Mortgagors or Mortgage Loans specifically). For purposes of this Section 12.6, IndyMac, Inc. shall not be considered an Affiliate of Purchaser, provided, however, that Purchaser shall not disclose, take any action or cause any action to be taken which would provide any information regarding the Mortgagors or the Mortgage Loans to IndyMac, Inc. In addition, Purchaser agrees that it will not create a list of lenders from whom Seller purchased any of the Mortgage Loans for the purpose of soliciting such lenders for business.
Section 12.7 Survival
Except as otherwise provided herein, all representations, warranties, covenants, indemnities and other agreements of the parties set forth herein or in any Exhibit, Schedule, Certificate or other document delivered pursuant hereto that contemplate performance or observance subsequent to the termination or expiration of this Agreement shall survive the termination or expiration of this Agreement.
Section 12.8 Governmental Authorities; Laws and Severability
The terms and provisions of this Agreement are expressly made subject to applicable federal and state statutes, laws, and rules and regulations promulgated hereunder, as amended from time to time, and the acts and actions of the Investors and Insurers and their respective rules and regulations, as amended from time to time. Any rule, regulation or administrative policy of any government agency having jurisdiction that relates to the transfer of the Servicing Rights to Purchaser in effect on any related Sale Date shall be deemed to be incorporated herein, and shall supersede the terms of this Agreement, unless such incorporation shall materially impair the contemplated benefits to be received by the parties pursuant to this Agreement, in which event the parties shall renegotiate the terms and conditions hereof to reflect a fair allocation of the economic benefits contemplated hereby. In the event any provision of this Agreement is deemed by a court of competent jurisdiction to be in violation of any of the above, such provision shall be of no force or effect, and this Agreement shall continue as though such superseded provision were not contained in this Agreement.
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Section 12.9 Form of Payment to be Made
Unless otherwise provided herein or agreed to in writing by the parties, all payments contemplated herein shall be made by wiring immediately available funds to the account designated by Seller or Purchaser, as applicable.
Section 12.10 Assignability
Seller shall not assign this Agreement or any of its rights hereunder, nor delegate any material duty hereunder without the prior written consent of Purchaser, which such consent may be withheld in Purchaser’s sole and absolute discretion. Purchaser shall not assign this Agreement prior to its payment of the Purchase Price and thereafter, subject to the terms of the Investor Agreements and any required Consents.
Section 12.11 Payment of Costs
Seller shall be responsible for all costs associated with its preparation of materials required by Purchaser under the terms of this Agreement, as well as all transfer and recording fees, costs with respect to delivery of the Servicing Files and other mortgage servicing records relating to the Mortgage Loans and other related costs incurred by Seller in its performance of its obligations under this Agreement, together with fees of Seller’s attorneys and accountants. Purchaser shall pay all data processing costs incurred by Purchaser in connection with this Agreement and other related costs of Purchaser in its performance of its obligations hereunder, together with the fees of Purchaser’s attorneys and accountants. This Section 12.11 shall survive any termination of this Agreement.
Section 12.12 Notices
All notices, requests, demands and other communications that are required or permitted to be given under this Agreement shall be in writing and shall be deemed given if delivered personally, transmitted by facsimile (and telephonically confirmed), mailed by registered or certified mail, return receipt requested, or sent by commercial overnight courier to the other party at the following address:
(a) If to Purchaser, to:
Countrywide Homes Loans Servicing LP
4500 Park Granada |
Calabasas, California 91302 |
Attention: Michael Schloessmann
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(b) If to Seller, to:
Impac Funding Corporation
1401 Dove Street
Newport Beach, CA 92660
Attention: Ron Morrison, General Counsel
or to such other address as Purchaser or Seller shall have specified in writing to the other. All such notices or other communications shall be deemed to have been received (i) on the date of personal delivery or facsimile transmission (with telephone confirmation); (ii) on the third (3rd) Business Day after being mailed by registered or certified mail; and (iii) on the next Business Day after being sent via commercial overnight courier.
Section 12.13 Entire Agreement
Upon its execution by the parties, this Agreement shall supercede and otherwise replace the Existing Agreement. Except expressly provided herein. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof. No amendments, modifications or supplements of this Agreement shall be binding unless executed in writing by the parties hereto.
Section 12.14 Binding Effect
This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns.
Section 12.15 Interpretive Principles
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:
(a) All Section, Article, Exhibit and Schedule references used herein refer to Sections, Articles, Schedules and Exhibits of this Agreement. The Schedules and Exhibits are part of this Agreement. All Section, Article, Exhibit and Schedule headings used herein are for reference purposes only and shall not be deemed to have any substantive effect.
(b) Singular terms shall include the plural, and plural terms shall include the singular.
(c) Accounting terms not otherwise defined herein shall have the meanings assigned to them in accordance with generally accepted accounting principles.
(d) The words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provisions.
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Section 12.16 Applicable Law
This Agreement shall be construed in accordance with the laws of the State of New York.
Section 12.17 Counterparts
This Agreement may be executed in any number of counterparts, all of which, taken together, shall constitute one and the same Agreement.
Section 12.18 Waivers
No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced. The waiver by either party hereto of a breach of any provision of this Agreement shall not operate or be construed as a waiver of any other or subsequent breach.
Section 12.19 Publicity
Except as required by applicable law, neither party hereto shall issue a press release or similar announcement or communication relating to this Agreement or the transactions contemplated herein using the other party’s name without such other party’s prior written consent.
Section 12.20 No Third Party Beneficiaries
Except as expressly provided herein, nothing in this Agreement is intended to confer any right, remedy, obligation or liability upon any Person other than the parties hereto and their respective successors and permitted assigns.
Section 12.21 Time of the Essence
Time is of the essence in the performance of the obligations stated in this Agreement.
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IN WITNESS WHEREOF, each of the undersigned parties has caused this Servicing Rights Purchase and Sale Agreement to be duly executed by a duly authorized representative, all as of the date first written above.
“PURCHASER”
Countrywide Home Loans Servicing LP
By:
Name:
Title:
“SELLER”
Impac Funding Corporation
By:
Name: Lisa Duehring
Title: Senior Vice President
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Exhibit A
PURCHASE PRICE PERCENTAGE TABLES
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Exhibit B
Pricing Letter Exhibit
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Exhibit C
Transfer Instructions
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Exhibit D
List of Investor Agreements
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Exhibit E
List of Documents in Servicing File
The documents listed below are expected to be delivered as part of the Servicing File, or separately, as indicated below.
DOCUMENTS IN SERVICING FILE: | DELIVERED SEPARATELY FROM FILES: | ||
Payment History | |||
Notice to Primary Insurers | |||
Notice to Hazard Insurers | |||
Notice to Flood Insurers | |||
Notice to Earthquake Insurers | |||
Notice to Lessor, if leasehold | |||
Notice to Tax Servicer | |||
Assignment (Seller to Purchaser) | |||
Original Assignment (Purchaser to the | |||
applicable Agency | |||
Goodbye Letter to borrower (sample) | |||
* Original in Custodial File
** If Applicable
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Exhibit F
Form of Officer’s Certificate
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Exhibit G
Bill of Sale
On this ___ day of ___________, ____, Impac Funding Corporation ("Assignor") does hereby sell, transfer, assign, set over and convey to Countrywide Home Loans Servicing LP, without recourse, all of the right, title and interest of the Assignor in and to the Servicing Rights attributable to the mortgage loans identified on the Mortgage Loan Schedule attached hereto as Exhibit One (the "Mortgage Loans").
Capitalized terms used herein but not otherwise defined shall have the meanings provided in the Servicing Rights Purchase and Sale Agreement, dated as of the, ____ day of _________, ____, by and between Countrywide Home Loans Servicing LP and the Assignor.
This Bill of Sale shall be governed by, and construed in accordance with, the laws of the State of New York.
IMPAC FUNDING CORPORATION
By:
Name:
Title:
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Exhibit H
Form of Pricing Letter
[IMPAC FUNDING CORPORATION LETTERHEAD]
[Date]
Countrywide Home Loans Servicing LP
4500 Park Granada
Calabasas, California 91302
Attn: Michael Schloessmann
Re: Pricing Letter
Gentlemen and Ladies:
This letter agreement (the "Pricing Letter") between Countrywide Home Loans Servicing LP (“Countrywide”) and Impac Funding Corporation (the "Seller") sets forth our agreement pursuant to which Seller is selling, and Countrywide is purchasing, the right to service those certain mortgage loans identified in the Mortgage Loan Schedule attached hereto and more particularly described herein (the “Mortgage Loans”).
The sale and servicing of the Mortgage Loans as contemplated herein shall be governed by that certain Servicing Rights Purchase and Sale Agreement dated as of January 1, 2000, between Countrywide and Seller (as such may be amended from time to time, the “Agreement”).
All exhibits hereto are incorporated herein in their entirety. In the event there exists any inconsistency between the Agreement and this Pricing Letter, the latter shall be controlling notwithstanding anything contained in the Agreement to the contrary. All capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
1. Assignment and Conveyance of Servicing Rights. Upon Countrywide’s payment of the Purchase Price in accordance with Article 3 of the Agreement, Seller shall sell, transfer, assign and convey to Countrywide, subject to the terms of this Pricing Letter and the Agreement, all of the right, title and interest of Seller in and to the Servicing Rights to the Mortgage Loans. Each Mortgage Loan shall be serviced by Countrywide pursuant to the terms of the Agreement.
2. Defined Terms. As used in the Agreement, the following defined terms shall have meanings set forth below.
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(i) | Sale Date: [DATE]. |
(ii) | Cut-off Date: [DATE], or such date mutually agreed to by the parties. |
(iii) | Cut-off Date Balance: $________________. |
(iv) | Transfer Date: [DATE], or such mutually agreed to by the parties. |
(v) | Purchase Price Percentage: ___________ basis points (____%). |
(vi) | Purchase Price: $_______________. |
(vii) | Purchase Proceeds: With respect to each Mortgage Loan, the sum of (a) the product of (i) the Cut-off Date Balance of such Mortgage Loan, and (ii)_the Purchase Price Percentage. The Purchase Price owing to Seller shall be paid by wire transfer to the account: |
(viii) | Servicing Fee Rate: [__________ basis points (______%).] |
3. Description of Mortgage Loans: Each Mortgage Loan complies with the specifications set forth below in all material respects.
[a. Mortgage Loan Type: Each Mortgage Loan is a Conventional Loan and a [Adjustable Rate] [Balloon] [Convertible] [Fixed Rate] Loan.
[b. For Adjustable Rate Mortgage Loans: Index: On each Interest Adjustment Date, the applicable index rate shall be a rate per annum equal to [the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year, as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15] [the average of interbank offered rates for six-month U.S. dollar denominated deposits in the London market (LIBOR), as published [in the Wall Street Journal] [by FNMA] [the 11th District Cost of Funds as made available by the Federal Home Loan Bank] [the weekly average yield on certificates of deposit adjusted to a constant maturity of six months as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15 or a similar publication]. ]
c. Lien Position: Each Mortgage Loan is secured by a perfected [first] [second] lien Mortgage.
Kindly acknowledge your agreement to the terms of this Pricing Letter by signing in the appropriate space below and returning this Pricing Letter to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original.
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IMPAC FUNDING CORPORATION | COUNTRYWIDE HOME LOANS |
SERVICING LP | |
as Seller | as Countrywide |
By: | By: |
Name: | Name: |
Title: | Title |
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AMENDMENT REG AB
TO THE AMENDED AND RESTATED SERVICING RIGHTS PURCHASE AND SALE AGREEMENT
This is Amendment Reg AB (“Amendment Reg AB”), dated as of September 29, 2006, by and between Countrywide Home Loans Servicing LP (the “Company”), and IMPAC Funding Corporation (the “Owner”) to that certain Amended and Restated Servicing Rights Purchase and Sale Agreement dated as of March 1, 2002 by and between the Owner and the Company (as amended, modified or supplemented, the “Existing Agreement”).
WITNESSETH
WHEREAS, the Owner and the Company have agreed, subject to the terms and conditions of this Amendment Reg AB that the Existing Agreement be amended to reflect agreed upon revisions to the terms of the Existing Agreement.
Accordingly, the Owner and the Company hereby agree, in consideration of the mutual premises and mutual obligations set forth herein, that the Existing Agreement is hereby amended as follows:
1. Capitalized terms used herein but not otherwise defined shall have the meanings set forth in the Existing Agreement. The Existing Agreement is hereby amended by adding the following definitions in their proper alphabetical order:
Commission: The United States Securities and Exchange Commission.
Company Information: As defined in Section 2(g)(i)(A)(1).
Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Securitization Transaction.
Exchange Act: The Securities Exchange Act of 1934, as amended.
Master Servicer: With respect to any Securitization Transaction, the “master servicer,” if any, identified in the related transaction documents.
Reconstitution: Any Securitization Transaction or Whole Loan Transfer.
Reconstitution Agreement: An agreement or agreements entered into by the Company and the Owner and/or certain third parties in connection with a Reconstitution with respect to any or all of the Mortgage Loans serviced under the Agreement.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
Securities Act: The Securities Act of 1933, as amended.
Securitization Transaction: Any transaction subject to Regulation AB involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered, rated mortgage-backed securities or (2) an issuance of publicly offered, rated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.
Servicer: As defined in Section 2(c)(iii).
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.
Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB; provided, however, that the term “Subservicer” shall not include any master servicer, or any special servicer engaged at the request of a Depositor, Owner or investor in a Securitization Transaction, nor any “back-up servicer” or trustee performing servicing functions on behalf of a Securitization Transaction.
Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans, other than a Securitization Transaction.
2. The Owner and the Company agree that the Existing Agreement is hereby amended by adding the following provisions:
(a) Intent of the Parties; Reasonableness.
The Owner and the Company acknowledge and agree that the purpose of Article 2 of this Amendment Reg AB is to facilitate compliance by the Owner and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Owner nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, and agrees to comply with requests made by the Purchaser, or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Owner to deliver to the Owner (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary to permit the Owner or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, or the servicing of the Mortgage Loans necessary in order to effect such compliance. In the event of any conflict between this Amendment Reg AB and any other term or provision in the Existing Agreement, the provisions of this Amendment Reg AB shall control.
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The Owner agrees that it will cooperate with the Company and provide sufficient and timely notice of any information requirements pertaining to a Securitization Transaction. The Owner will make all reasonable efforts to contain requests for information, reports or any other materials to items required for compliance with Regulation AB, and shall not request information which is not required for such compliance.
(b) Additional Representations and Warranties of the Company.
(i) The Company hereby represents to the Owner and to any Depositor, as of the date on which information is first provided to the Owner or any Depositor under Section 2(c) that, except as disclosed in writing to the Owner or such Depositor prior to such date: (i) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (ii) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (iii) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (iv) no material changes to the Company’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (v) there are no aspects of the Company’s financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (vi) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company or any Subservicer; and (vii) there are no affiliations, relationships or transactions required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119(a)(1)-(6) of Regulation AB which are identified in writing by the Owner or Depositor within ten days in advance of the Securitization Transaction.
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(ii) If so requested by the Owner or any Depositor on any date following the date on which information is first provided to the Owner or any Depositor under Section 2(c), the Company shall, within ten Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (i) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.
(c) Information to Be Provided by the Company.
In connection with any Securitization Transaction the Company shall (1) within ten Business Days following request by the Owner or any Depositor, provide to the Owner and such Depositor (or cause each Subservicer to provide), in writing reasonably required for compliance with Regulation AB, the information and materials specified in paragraphs (iii) and (vi) of this Section 2(c), and (2) as promptly as practicable following notice to or discovery by the Company, provide to the Owner and any Depositor (as required by Regulation AB) the information specified in paragraph (iv) of this Section.
(i) Reserved.
(ii) Reserved.
(iii) If reasonably requested by the Owner or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a “Servicer”), as is reasonably requested for the purpose of compliance with Item 1108 of Regulation AB. Such information shall include, at a minimum:
(A) the Servicer’s form of organization;
(B) a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicer’s experience in servicing assets of any type as well as a more detailed discussion of the Servicer’s experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicer’s portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the reasonable determination of the Owner or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation:
(1) whether any prior securitizations of mortgage loans of a type similar to the Mortgage Loans involving the Servicer have defaulted or experienced an early amortization or other performance triggering event because of servicing during the three-year period immediately preceding the related Securitization Transaction;
(2) the extent of outsourcing the Servicer utilizes;
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(3) whether there has been previous disclosure of material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Servicer as a servicer during the three-year period immediately preceding the related Securitization Transaction;
(4) whether the Servicer has been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; and
(5) such other information as the Owner or any Depositor may reasonably request for the purpose of compliance with Item 1108(b)(2) of Regulation AB;
(C) a description of any material changes during the three-year period immediately preceding the related Securitization Transaction to the Servicer’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans;
(D) information regarding the Servicer’s financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement;
(E) information regarding advances made by the Servicer on the Mortgage Loans and the Servicer’s overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance;
(F) a description of the Servicer’s processes and procedures designed to address any special or unique factors involved in servicing loans of a similar type as the Mortgage Loans;
(G) a description of the Servicer’s processes for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and
(H) information as to how the Servicer defines or determines delinquencies and charge-offs, including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience.
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(I) a brief description of any material legal or governmental proceedings pending (or known to be contemplated) by a governmental authority against the Servicer;
(J) a description of any affiliation or relationship between the Servicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Servicer by the Purchaser or any Depositor in writing within ten days of such Securitization Transaction:
(1) any servicer;
(2) any trustee;
(3) any originator;
(4) any significant obligor;
(5) any enhancement or support provider; and
(6) any other material transaction party.
(iv) For the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer to) (a) provide prompt notice to the Owner, any Master Servicer and any Depositor in writing of (1) any merger, consolidation or sale of substantially all of the assets of the Company, (2) the Company’s entry into an agreement with a Subservicer to perform or assist in the performance of any of the Company’s obligations under the Agreement or any Reconstitution Agreement that qualifies as an “entry into a material definitive agreement” under Item 1.01 of the form 8-K, (3) any Event of Default under the terms of the Agreement or any Reconstitution Agreement to the extent not known by such Owner, Master Servicer or Depositor, and (4) any material litigation or governmental proceedings involving the Company or any Subservicer.
(v) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any applicable Reconstitution Agreement related thereto by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y) in writing, all information reasonably requested by the Owner or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
(vi) The Company shall provide to the Owner and any Depositor a description of any affiliation or relationship required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119 (a)(1)-(6) of Regulation AB that develops following the closing date of a Securitization Transaction (other than an affiliation or relationship that the Owner, the Depositor or the issuing entity is required to disclose under Item 1119 of Regulation AB) no later than 15 calendar days prior to the date the Depositor is required to file its Form 10-K disclosing such affiliation or relationship. For purposes of the foregoing, the Company (1) shall be entitled to assume that the parties to the Securitization Transaction with whom affiliations or relations must be disclosed are the same as on the closing date if it provides a written request (which may be by e-mail) to the Depositor or Master Servicer, as applicable, requesting such confirmation and either obtains such confirmation or receives no response within three (3) Business Days, (2) shall not be obligated to disclose any affiliations or relationships that may develop after the closing date for the Securitization Transaction with any parties not identified to the Company in writing within ten days in advance of the Securitization Transaction, and (3) shall be entitled to rely upon any written identification of parties provided by the Depositor, the Owner or any master servicer.
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(vii) Not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any material modifications, extensions or waivers of Mortgage Loan terms, fees, penalties or payments during the distribution period, along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D.
(d) Servicer Compliance Statement.
On or before March 5 of each calendar year, commencing in 2007, the Company shall deliver to the Owner, the Master Servicer and any Depositor a statement of compliance addressed to the Owner and such Depositor and signed by an authorized officer of the Company, to the effect that (i) a review of the Company’s servicing activities during the immediately preceding calendar year (or applicable portion thereof) and of its performance under the servicing provisions of this Agreement and any applicable Reconstitution Agreement during such period has been made under such officer’s supervision, and (ii) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its servicing obligations under this Agreement and any applicable Reconstitution Agreement in all material respects throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill any such obligation in any material respect, specifically identifying each such failure known to such officer and the nature and the status thereof.
(e) Report on Assessment of Compliance and Attestation.
(i) On or before March 5 of each calendar year, commencing in 2007, the Company shall:
(A) deliver to the Owner, the Master Servicer and any Depositor a report regarding the Company’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Owner and such Depositor and signed by an authorized officer of the Company, and shall address each of the applicable Servicing Criteria specified on Exhibit A hereto (wherein “Investor” shall mean the Master Servicer);
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(B) deliver to the Owner, the Master Servicer and any Depositor a report of a registered public accounting firm that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act;
(C) if required by Regulation AB, cause each Subservicer and each Subcontractor determined by the Company pursuant to Section 2(f)(ii) to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Owner, the Master Servicer and any Depositor an assessment of compliance and accountants’ attestation as and when provided in paragraphs (i) and (ii) of this Section 2(e); and
(D) if requested by the Owner or any Depositor, no later that February 1 of the calendar year in which such certification is to be delivered deliver to the Owner, the Master Servicer, Depositor or any other Person that will be responsible for signing the certification (a “Sarbanes Certification”) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction, a certification in the form attached hereto as Exhibit B; provided that such certification delivered by the Company may not be filed as an exhibit to, or included in, any filing with the Commission.
The Company acknowledges that the party identified in clause (i)(D) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission.
(ii) Each assessment of compliance provided by a Subservicer pursuant to Section 2(e)(i)(A) shall address each of the applicable Servicing Criteria specified on Exhibit A hereto delivered to the Owner concurrently with the execution of this Agreement or, in the case of a Subservicer subsequently appointed as such, on or prior to the date of such appointment. An assessment of compliance provided by a Subcontractor pursuant to Section 2(e)(i)(C) need not address any elements of the Servicing Criteria other than those specified by the Company pursuant to Section 2(f) of this Amendment Reg AB.
(f) Use of Subservicers and Subcontractors.
The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (i) of this Subsection (f). The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (ii) of this Subsection (f).
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(i) It shall not be necessary for the Company to seek the consent of the Owner, the Master Servicer or any Depositor to the utilization of any Subservicer. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with Sections 2(b), 2(c)(iii), 2(c)(v), 2(d), and 2(e) of this Agreement, and to provide the information required with respect to such Subservicer under Section 2(c)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Owner and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 2(d), any assessment of compliance and attestation required to be delivered by such Subservicer under Section 2(e) and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 2(e) as and when required to be delivered.
(ii) It shall not be necessary for the Company to seek the consent of the Owner or any Depositor to the utilization of any Subcontractor. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall promptly upon request provide to the Owner and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (A) the identity of each such Subcontractor, (B) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (C) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (B) of this paragraph.
As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of Section 2(e) of this Agreement. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Owner, the Master Servicer and any Depositor any assessment of compliance and attestation and certificate required to be delivered by such Subcontractor under Section 2(e), in each case as and when required to be delivered.
(g) Indemnification; Remedies.
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(i) The Company shall indemnify the Owner and each of the following parties participating in a Securitization Transaction: each sponsor and issuing entity; each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers and employees of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
(A)(1) any untrue statement of a material fact contained or alleged to be contained in any written information, written report, certification or other material provided under this Amendment Reg AB by or on behalf of the Company, or provided under this Amendment Reg AB by or on behalf of any Subservicer or Subcontractor (collectively, the “Company Information”), or (2) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (2) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;
(B) any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountants’ letter or other material when and as required under this Amendment Reg AB, including any failure by the Company to identify pursuant to Section 2(f)(ii) any Participating Entity; or
(C) any breach by the Company of a representation or warranty set forth in Section 2(b)(i) or in a writing furnished pursuant to Section 2(b)(ii) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 2(b)(ii) to the extent made as of a date subsequent to such closing date.In the case of any failure of performance described in clause (i)(B) of this Section, the Company shall promptly reimburse the Owner, any Depositor, as applicable, and each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer or any Subcontractor.
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(ii) (A) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountant’s letter or other material when and as required under this Amendment Reg AB, which continues unremedied for three Business Days after receipt by the Company and the applicable Subservicer or Subcontractor, of written notice of such failure from the Owner or Depositor shall, except as provided in clause (B) of this paragraph, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement related thereto without payment (notwithstanding anything in this Agreement or any applicable Reconstitution Agreement related thereto to the contrary) of any compensation to the Company (and if the Company is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably acceptable to any Master Servicer for such Securitization Transaction); provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.
(B) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification or accountant’s letter required under Regulation AB when and as required under Section 2(d) or 2(e), including any failure by the Company to identify a pursuant to Subsection 2(f) of this Agreement any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, which continues unremedied for nine calendar days after receipt by the Company of written notice of such failure from the Owner or Depositor shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement to the contrary) of any compensation to the Company; provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.
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(C) The Company shall promptly reimburse the Owner (or any affected designee of the Owner, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such designee) or such Depositor as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Company, the Owner or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.
(iii) The Owner agrees to indemnify and hold harmless the Company, any Subservicer and any Participating Entity, each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act), and the respective present and former directors, officers and employees of each of the foregoing from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any untrue statement or alleged untrue statement of any material fact contained in any filing with the Commission or the omission or alleged omission to state in any filing with the Commission a material fact required to be stated or necessary to be stated in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, in each case to the extent, but only to the extent, that such untrue statement, alleged untrue statement, omission, or alleged omission relates to any filing with the Commission other than the Company Information.
(iv) If the indemnification provided for herein is unavailable or insufficient to hold harmless the indemnified party, then the indemnifying party agrees that it shall contribute to the amount paid or payable by such indemnified party as a result of any claims, losses, damages or liabilities uncured by such indemnified party in such proportion as is appropriate to reflect the relative fault of such indemnified party on the one hand and the indemnifying party on the other.
(v) The indemnifications provided for in Section 2(g) shall survive the termination of this Amendment Reg AB or the termination of any party to this Amendment Reg AB.
(vi) The Master Servicer shall be considered a third-party beneficiary of 2(d), 2(e) and 2(g) of this Amendment Reg AB (with regard to Section 2(g), solely with respect to noncompliance under 2(d) and 2(e) of this Amendment Reg AB), entitled to all the rights and benefits hereof as if it were a direct party to this Amendment Reg AB.
3. Notwithstanding any other provision of this Amendment Reg AB, the Company shall seek the consent of the Owner for the utilization of all Subservicers and Subcontractors, when required by and in accordance with the terms of the Existing Agreement.
4. The Existing Agreement is hereby amended by adding the Exhibit attached hereto as Exhibit A to the end thereto. References in this Amendment Reg AB to “this Agreement” or words of similar import (including indirect references to the Agreement) shall be deemed to be references to the Existing Agreement as amended by this Amendment Reg AB. Except as expressly amended and modified by this Amendment Reg AB, the Agreement shall continue to be, and shall remain, in full force and effect in accordance with its terms. In the event of a conflict between this Amendment Reg AB and any other document or agreement, including without limitation the Existing Agreement, this Amendment Reg AB shall control.
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5. This Amendment Reg AB may be executed in one or more counterparts and by different parties hereto on separate counterparts, each of which, when so executed, shall constitute one and the same agreement. This Amendment Reg AB will become effective as of the date first mentioned above. This Amendment Reg AB shall bind and inure to the benefit of and be enforceable by the Company and the Owner and the respective permitted successors and assigns of the Company and the successors and assigns of the Owner.
[Signature Page Follows]
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IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
IMPAC FUNDING CORPORATION
Owner
By:
Name:
Title:
COUNTRYWIDE HOME LOANS SERVICING LP
Company
By:
Name:
Title:
Signature page to Amendment Reg AB
EXHIBIT A
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the applicable criteria identified below as “Applicable Servicing Criteria”:
Servicing Criteria | Applicable Servicing Criteria | |
Reference | Criteria | |
General Servicing Considerations | ||
1122(d)(1)(i) | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. | X |
1122(d)(1)(ii) | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities. | X |
1122(d)(1)(iii) | Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. | |
1122(d)(1)(iv) | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. | X |
Cash Collection and Administration | ||
1122(d)(2)(i) | Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. | X |
1122(d)(2)(ii) | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. | X |
1122(d)(2)(iii) | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. | X |
1122(d)(2)(iv) | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. | X |
1122(d)(2)(v) | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. | X |
1122(d)(2)(vi) | Unissued checks are safeguarded so as to prevent unauthorized access. | X |
A-1
Servicing Criteria | Applicable Servicing Criteria | |
Reference | Criteria | |
1122(d)(2)(vii) | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. | X |
Investor Remittances and Reporting | ||
1122(d)(3)(i) | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. | X |
1122(d)(3)(ii) | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. | X |
1122(d)(3)(iii) | Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements. | X |
1122(d)(3)(iv) | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. | X |
Pool Asset Administration | ||
1122(d)(4)(i) | Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents. | X |
1122(d)(4)(ii) | Mortgage loan and related documents are safeguarded as required by the transaction agreements | X |
1122(d)(4)(iii) | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. | X |
1122(d)(4)(iv) | Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. | X |
1122(d)(4)(v) | The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance. | X |
A-2
Servicing Criteria | Applicable Servicing Criteria | |
Reference | Criteria | |
1122(d)(4)(vi) | Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. | X |
1122(d)(4)(vii) | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. | X |
1122(d)(4)(viii) | Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). | X |
1122(d)(4)(ix) | Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents. | X |
1122(d)(4)(x) | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements. | X |
1122(d)(4)(xi) | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. | X |
1122(d)(4)(xii) | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission. | X |
1122(d)(4)(xiii) | Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements. | X |
A-3
Servicing Criteria | Applicable Servicing Criteria | |
Reference | Criteria | |
1122(d)(4)(xiv) | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. | X |
1122(d)(4)(xv) | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. |
[NAME OF COMPANY] [NAME OF
SUBSERVICER]
Date:
By:
Name:
Title:
A-4
EXHIBIT B
FORM OF ANNUAL CERTIFICATION
Re: | The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES] | |
I, ________________________________, the _______________________ of Countrywide Home Loans, Inc., certify to [the Owner], [the Depositor], [Master Servicer], [Securities Administrator] or [Trustee], and its officers, with the knowledge and intent that they will rely upon this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement; and
[Intentionally Left Blank]
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(5) The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by each Subservicer and Participating Entity pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
Date:
By:
Name:
Title:
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EXHIBIT R
FORM OF MIDLAND SERVICING AGREEMENT
SERVICING AGREEMENT
Dated as of March 29, 2007
between
IMPAC FUNDING CORPORATION
“Master Servicer”
and
MIDLAND LOAN SERVICES, INC.,
“Servicer”
TABLE OF CONTENTS
ARTICLE I DEFINITIONS | ||
Section 1.01 | Defined Terms. | 1 |
ARTICLE II RETENTION AND AUTHORITY OF SERVICER | ||
Section 2.01 | Engagement; Servicing Standard. | 10 |
Section 2.02 | Subservicing. | 10 |
Section 2.03 | Authority of the Servicer. | 11 |
ARTICLE III SERVICES TO BE PERFORMED | ||
Section 3.01 | Services as Loan Servicer. | 11 |
Section 3.02 | Escrow Accounts; Collection of Taxes, Assessments and Similar Items. | 13 |
Section 3.03 | Collection Accounts. | 15 |
Section 3.04 | Permitted Investments. | 15 |
Section 3.05 | Maintenance of Insurance Policies. | 16 |
Section 3.06 | Delivery and Possession of Servicing Files. | 17 |
Section 3.07 | Inspections. | 18 |
Section 3.08 | “Due-on-Sale” Clauses; Assumption Agreements. | 18 |
Section 3.09 | Realization Upon Mortgaged Properties. | 18 |
Section 3.10 | Sale of Specially Serviced Mortgage Loans and REO Properties. | 20 |
Section 3.11 | Management of REO Property. | 21 |
Section 3.12 | Modifications, Waivers, Amendments and Consents. | 22 |
ARTICLE IV STATEMENTS AND REPORTS | ||
Section 4.01 | Reporting by the Servicer. | 23 |
Section 4.02 | Annual Statements of Compliance | 23 |
Section 4.03 | Assessments of Compliance and Attestation Reports | 24 |
Section 4.04 | Exchange Act Reporting. | 25 |
ARTICLE V SERVICER’S COMPENSATION AND EXPENSES | ||
Section 5.01 | Servicing Compensation. | 26 |
Section 5.02 | Servicing Advances and Advances. | 27 |
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ARTICLE VI THE SERVICER AND THE MASTER SERVICER | ||
Section 6.01 | Servicer Not to Assign; Merger or Consolidation of the Servicer. | 28 |
Section 6.02 | Liability and Indemnification of the Servicer and the Master Servicer. | 28 |
ARTICLE VII REPRESENTATIONS AND WARRANTIES; DEFAULT | ||
Section 7.01 | Representations and Warranties. | 29 |
Section 7.02 | Events of Default. | 31 |
ARTICLE VIII TERMINATION; TRANSFER OF MORTGAGE LOANS | ||
Section 8.01 | Termination of Agreement. | 32 |
ARTICLE IX MISCELLANEOUS PROVISIONS | ||
Section 9.01 | Amendment; Waiver. | 33 |
Section 9.02 | Governing Law. | 33 |
Section 9.03 | Notices. | 33 |
Section 9.04 | Severability of Provisions. | 35 |
Section 9.05 | Inspection and Audit Rights. | 35 |
Section 9.06 | Binding Effect; No Partnership; Counterparts. | 35 |
Section 9.07 | Protection of Confidential Information; No Solicitation. | 35 |
Section 9.08 | General Interpretive Principles. | 36 |
Section 9.09 | Further Agreements. | 36 |
EXHIBIT A: Servicing File Listing
EXHIBIT B: Servicing Criteria to be Addressed in Assessment of Compliance
EXHIBIT C: Form 10-D, Form 8-K And Form 10-K Reporting Responsibility
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THIS SERVICING AGREEMENT dated as of March 29, 2007, is between Impac Funding Corporation, a California corporation (the “Master Servicer”), and Midland Loan Services, Inc., a Delaware corporation (the “Servicer”).
PRELIMINARY STATEMENT
Pursuant to the Pooling and Servicing Agreement (the “PSA”) dated as of March 1, 2007, among Impac Secured Assets Corp., as Depositor, the Master Servicer, as Master Servicer, and Deutsche Bank National Trust Company, as Trustee, with respect to the Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (a copy of which has been delivered to the Servicer), the Servicer shall be servicing the Mortgage Loans on behalf of the Trust Fund.
The Master Servicer and the Servicer desire to enter into an agreement whereby the Servicer assumes and agrees to perform certain of the Master Servicer’s servicing responsibilities with respect to the Mortgage Loans as more specifically set forth herein.
The Servicer is an independent contractor in the business of servicing mortgage loans, and is not an Affiliate of the Master Servicer.
This Agreement shall become effective with respect to each Mortgage Loan, or appropriate group or portfolio of Mortgage Loans, upon the related Servicing Transfer Date.
NOW, THEREFORE, in consideration of the recitals in this Preliminary Statement which are made a contractual part hereof, and of the mutual promises contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:
ARTICLE I
DEFINITIONS
Section 1.01 Defined Terms.
For purposes of this Agreement, all capitalized terms not otherwise defined herein shall have the meanings set forth in the PSA. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:
“Accepted Servicing Practices”: As defined in Section 2.01.
“Accounts”: The Escrow Accounts, REO Accounts and the Collection Accounts.
“Additional Servicing Compensation”: (i) amounts collected for checks or other items returned for insufficient funds, (ii) late payment charges (but not default interest) with respect to the Mortgage Loans, excluding any prepayment penalties (iii) to the extent the Servicer has been engaged by the Master Servicer under Section 3.08 or 3.12, any modification fees, extension fees, assumption fees and similar processing fees received from or on behalf of any Borrower, (iv) subject to Section 3.04 of the Agreement, all income and gain realized from the investment of funds deposited in the Accounts and (v) any Termination Fees.
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“Advance Rate”: A per annum rate equal to the “Prime Rate” (as published from time to time in the “Money Rates” section of The Wall Street Journal).
“Affiliate”: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise and the terms “controlling” and “controlled” have meanings correlative to the foregoing.
“Agreement”: This Servicing Agreement, as the same may be modified, supplemented or amended from time to time upon mutual agreement of the parties hereto.
“Borrower”: The obligor on a Note.
“Business Day”: With respect to any Mortgage Loan prior to Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State of Kansas, the State of Pennsylvania or in any of the States in which the Accounts or any accounts used by the Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed, and with respect to any Mortgage Loan after Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State New York, State of Kansas or in any of the States in which the Accounts or any accounts used by the Servicer or Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed.
“Certificates”: The Impac Secured Assets Corp., Mortgage Pass Through Certificates, Series 2007-2, evidencing the beneficial ownership interest in the Depositor and executed by the Trustee in substantially the form set forth in Exhibit A to the PSA.
“Closing Date”: March 29, 2007.
“Collection Account”: As defined in Section 3.03.
“Corrected Mortgage Loan”: Any Mortgage Loan which is no longer a Specially Serviced Mortgage Loan pursuant to the second sentence of the definition of “Specially Serviced Mortgage Loan”.
“Determination Date”: The 15th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in April 2007.
“Disposition Fee”: In connection with the sale of any Specially Serviced Mortgage Loan or REO Property pursuant to Section 3.10, the fee payable to the Servicer in an amount equal to the product of (x) the related Net Liquidation Proceeds and (y) 1.50%; provided, however, that such fee shall not exceed $100,000 for each Mortgage Loan.
“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (i)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.
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“Environmental Laws”: Any environmental law, ordinance, rule, regulation or order of a federal, state or local governmental authority, including, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended (42 U.S.C. §§ 9601 et seq.), the Hazardous Material Transportation Act, as amended (49 U.S.C. §§ 1801 et seq.), the Resource Conservation and Recovery Act, as amended (42 U.S.C. §§ 6901 et seq.), the Federal Water Pollution Control Act, as amended (33 U.S.C. §§ 1251 et seq.), the Clean Air Act (42 U.S.C. §§ 7401 et seq.) and the regulations promulgated pursuant thereto.
“Escrow Account”: As defined in Section 3.02.
“Escrow Payment”: Any payment received by the Servicer for the account of the Borrowers for application toward the payment of taxes, insurance premiums, assessments, ground rents, deferred maintenance, environmental remediation, rehabilitation costs, capital expenditures, and similar items in respect of the related Mortgaged Property.
“Event of Default”: As defined in Section 7.02.
“Excess Servicing Strip”: With respect to any Mortgage Loan that has not become a Specially Serviced Mortgage Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Mortgage Loan that has become a Specially Serviced Mortgage Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% ( 75 basis points) per annum over (b) 0.64% (64 basis points) per annum.
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“Loan Servicing”: As defined in Section 3.01.
“Master Servicer”: Impac Funding Corporation, a California corporation.
“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of interest or the scheduled monthly payment of principal and interest, as the case may be, on such Mortgage Loan which is payable by a Borrower on the due date under the related Note.
“Mortgage”: With respect to each Mortgage Loan, the mortgage, deed of trust or other instrument securing the related Note, which creates a lien on the real property securing such Note.
“Mortgage Loan”: Each of the mortgage loans identified on the Mortgage Loan Schedule as a group 2 mortgage loan.
“Mortgage Loan Documents”: With respect to each Mortgage Loan, the related Note, the related Mortgage and any and all other documents executed and delivered in connection with the origination or subsequent modification of such Mortgage Loan.
“Mortgage Loan Schedule”: A schedule of certain mortgage loans owned and held by the Trust Fund which sets forth information with respect to such mortgage loans, as amended from time to time by the parties.
“Mortgaged Property”: The real property and improvements thereon securing repayment of the debt evidenced by the related Note. Such term shall also include any REO Property.
“Net Liquidation Proceeds”: The amount of proceeds received in connection with the liquidation or sale of any Specially Serviced Mortgage Loan or REO Property net of the amount of any liquidation expenses (including, without limitation, legal fees and expenses, brokerage commissions and conveyance taxes) incurred with respect to such liquidation or sale.
“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the reasonable good faith judgment of the Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds.
“Note”: With respect to any Mortgage Loan, the promissory note or other evidence of indebtedness or agreements evidencing the indebtedness of a Borrower under such Mortgage Loan.
“Opinion of Counsel”: A written opinion of counsel acceptable to the Trustee, as applicable, in its reasonable discretion which counsel may be in-house counsel for the Servicer or the Master Servicer if acceptable to the Trustee and the Rating Agencies or counsel for the Depositor, as the case may be.
“Permitted Investments”: One or more of the following:
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(i) obligations of or guaranteed as to principal and interest by the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i) maturing not more than one month from the date of acquisition thereof, provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in its highest short-term rating available, provided, however, that such repurchase agreements are treated as financings under generally accepted accounting principles (“GAAP”);
(iii) federal funds, certificates of deposit, demand deposits, time deposits and bankers' acceptances (which shall each have an original maturity of not more than 90 days and, in the case of bankers' acceptances, shall in no event have an original maturity of more than 365 days or a remaining maturity of more than 30 days) denominated in United States dollars of any U.S. depository institution or trust company incorporated under the laws of the United States or any state thereof or of any domestic branch of a foreign depository institution or trust company; provided that the debt obligations of such depository institution or trust company (or, if the only Rating Agency is Standard & Poor's, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) at the date of acquisition thereof have been rated by each Rating Agency in its highest short-term rating available; and provided further that, if the only Rating Agency is Standard & Poor's and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of Standard & Poor's if Standard & Poor's is the Rating Agency;
(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody’s and Standard & Poor’s in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;
(v) a money market fund or a qualified investment fund rated by Moody’s in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and
(vi) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency, as evidenced in writing;
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provided, however, that no instrument shall be a Permitted Investment if it represents, either (1) the right to receive only interest payments with respect to the underlying debt instrument or (2) the right to receive both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity greater than 120% of the yield to maturity at par of such underlying obligations.
“Person”: Any individual, corporation, limited liability company, partnership, joint venture, estate, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
“Qualified Affiliate”: Any Person (a) that is organized and doing business under the laws of any state of the United States or the District of Columbia, (b) that is in the business of performing the duties of a servicer of commercial mortgage loans, and (c) as to which 50% or greater of its outstanding voting stock or equity ownership interest are directly or indirectly owned by the Servicer or by any Person or Persons who directly or indirectly own equity ownership interests in the Servicer.
“Rating Agency”: With respect to any Mortgage Loan, each of Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc. and Moody’s Investors Service, Inc.
“Reasonable Efforts”: Efforts determined to be reasonably diligent by the Master Servicer or the Servicer, as the case may be, in its reasonable discretion, which efforts do not require the Master Servicer or the Servicer, as the case may be, to enter into any litigation, arbitration or other legal or quasi-legal proceeding.
“Recoverable Servicing Advance”: The portion of any Servicing Advance (including interest reasonably likely to accrue thereon at the Advance Rate) previously made or proposed to be made in respect of a Mortgage Loan or REO Property which, in the judgment (in accordance with the Accepted Servicing Practices) of the Servicer, will be ultimately recoverable, together with any accrued and unpaid interest thereon, from late collections or any other recovery on or in respect of such Mortgage Loan or REO Property.
“Remittance Date”: The 18th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in April 2007.
“REO Account”: As defined in Section 3.11(a).
“REO Mortgage Loan”: A Mortgage Loan deemed for the purposes hereof to be outstanding with respect to each REO Property, as more particularly described in Section 3.09(b).
“REO Property”: A Mortgaged Property acquired by the Servicer on behalf of the Master Servicer through foreclosure or by deed in lieu of foreclosure.
“Responsible Officer”: Any officer or employee of the Master Servicer or the Servicer, as the case may be, involved in or responsible for the administration, supervision or management of this Agreement and whose name and specimen signature appear on a list prepared by each party and delivered to the other party, as such list may be amended from time to time by either party.
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“Servicer”: Midland Loan Services, Inc., a Delaware corporation, or any successor Servicer as herein provided.
“Servicing Account”: The separate trust account created and maintained by the Master Servicer or Servicer with respect to the Mortgage Loans or REO Property, which shall be an Eligible Account, for collection of taxes, assessments, insurance premiums and comparable items as described in Section 3.09 of the PSA.
“Servicing Advances”: All Servicing Expenses paid or to be paid, as the context requires, out of its own funds, by the Servicer in connection with the servicing of a Mortgage Loan, after a default, delinquency or other unanticipated event has occurred or is reasonably foreseeable, or in connection with the administration of any REO Property.
“Servicing Expenses”: All customary, reasonable and necessary out-of-pocket costs and expenses paid or incurred in connection with the Servicer’s obligations hereunder, including without limitation:
(a) real estate taxes, assessments and similar charges;
(b) insurance premiums;
(c) any expense necessary in order to prevent or cure any violation of applicable laws, regulations, codes, ordinances, rules, orders, judgments, decrees, injunctions or restrictive covenants;
(d) any cost or expense necessary in order to maintain or release the lien on each Mortgaged Property and related collateral, including any mortgage registration taxes, release fees, or recording or filing fees;
(e) customary expenses for the collection, enforcement or foreclosure of the Mortgage Loans and the collection of deficiency judgments against Borrowers and guarantors (including but not limited to the fees and expenses of any trustee under a deed of trust, foreclosure title searches and other lien searches);
(f) subject to Section 3.07, costs and expenses of any appraisals, valuations, inspections, environmental assessments (including but not limited to the fees and expenses of environmental consultants), audits or consultations, engineers, architects, accountants, on-site property managers, market studies, title and survey work and financial investigating services;
(g) customary expenses for liquidation, restructuring, modification or loan workouts, such as sales brokerage expenses and other costs of conveyance;
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(h) costs and expenses related to travel and lodging, subject to Section 3.07 with respect to property inspections; and
(i) any other reasonable costs and expenses, including without limitation, legal fees and expenses, incurred by the Servicer under this Agreement in connection with the enforcement, collection, foreclosure, disposition, condemnation or destruction of the Mortgage Loans or related Mortgaged Properties, the maintenance, leasing, operation, management and sale of the REO Properties, and the performance of Loan Servicing by the Servicer under this Agreement.
Notwithstanding the foregoing, Servicing Expenses shall not be deemed to include costs and expenses incurred by the Servicer in the performance of its Loan Servicing obligations hereunder that are in the nature of internal costs or fixed overhead of the Servicer (including, without limitation, costs and expenses relating to data processing, computer and telephone systems, office space, equipment and supplies, and employee salaries and related expenses), which shall be borne solely by the Servicer.
“Servicing Fee”: With respect to each Mortgage Loan, other than a Specially Serviced Mortgage Loan or REO Mortgage Loan, an amount equal to the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, payable out of interest received with respect to such Mortgage Loan in accordance with Section 5.01.
“Servicing Fee Rate”: A per annum rate equal to 0.250% (25 basis points).
“Servicing File”: With respect to each Mortgage Loan, (i) all Mortgage Loan Documents, (ii) to the extent not included as a Mortgage Loan Document, the documents, information and records set forth in the file listing attached hereto as Exhibit A, and (iii) any additional documents or information related thereto maintained or created by the Servicer.
“Servicing Officer”: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Master Servicer, as such list may from time to time be amended.
“Servicing Transfer Date”: With respect to each Mortgage Loan, the date of delivery by Master Servicer to the Servicer of the related Servicing File.
“Special Services”: Services relating to lease approvals, work-outs or mortgage loan restructuring, assumptions or substitutions, foreclosure or accepting deeds-in-lieu thereof, asset management, disposition or other similar activities with respect to any Mortgage Loan or Mortgaged Property.
“Specially Serviced Mortgage Loan”: Any Mortgage Loan with respect to which:
(a) the related Borrower is at least two months delinquent (without giving effect to any grace periods permitted by the related Mortgage Loan Documents) in the payment of a Monthly Payment;
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(b) the related Borrower has expressed to the Servicer an inability to pay or a hardship in paying the Mortgage Loan in accordance with its terms;
(c) the Servicer has received notice that the related Borrower has become the subject of any bankruptcy, insolvency or similar proceeding, or has admitted in writing the inability to pay its debts as they come due or made an assignment for the benefit of creditors;
(d) the Servicer has received notice of a foreclosure or threatened foreclosure of any lien (other than the Mortgage Loan) on the related Mortgaged Property;
(e) a default of which the Servicer has notice (other than a failure by the related Borrower to pay principal or interest) and which materially and adversely affects the interests of the Master Servicer, or after Securitization the trustee or certificateholders, has occurred and remains unremedied for the applicable grace period specified in the Mortgage Loan; or
(f) the related Borrower has failed to make a balloon payment as and when due and such default has not been cured within 30 days after such due date;
provided, however, that with respect to the circumstances described in clauses (b), (d) and (e), the Servicer has received written confirmation from the Master Servicer that such Mortgage Loan shall be a Specially Serviced Mortgage Loan. To the extent no other circumstances identified in clauses (a) through (f) above exist that would cause the Mortgage Loan to continue to be characterized as a Specially Serviced Mortgage Loan, a Mortgage Loan will cease to be a Specially Serviced Mortgage Loan:
(i) with respect to the circumstances described in clauses (a) or (f) above, when the related Borrower has brought the Mortgage Loan current (or, with respect to the circumstances described in clause (f), pursuant to any work-out of the Mortgage Loan) and thereafter made three consecutive full and timely Monthly Payments (including pursuant to such workout); or
(ii) with respect to the circumstances described in clauses (b), (c), (d) and (e) above, when such circumstances cease to exist or such default is cured, as applicable, in the reasonable judgment of the Servicer (as confirmed in writing by the Master Servicer).
“Special Servicing Fee”: With respect to each Specially Serviced Mortgage Loan or REO Mortgage Loan, an amount equal to the product of (a) the related Special Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, as calculated in accordance with Section 5.01.
“Special Servicing Fee Rate”: A per annum rate equal to 0.750% (75 basis points).
“Workout Fee”: In connection with the curing of any event of default under any Specially Serviced Mortgage Loan through a modification, restructuring or work-out of such Mortgage Loan effected by the Servicer and evidenced by a writing executed by the related Borrower, the fee payable to the Servicer in an amount equal to 1.5% of each collection of interest and principal (including scheduled payments, prepayments, balloon payments, payments at maturity and payments received with respect to a partial condemnation of a Mortgaged Property securing a Specially Serviced Mortgage Loan) received on such Mortgage Loan for so long as it remains a Corrected Loan. If the Servicer is terminated, it shall retain the right to receive any and all Workout Fees payable with respect to Mortgage Loans that became Corrected Mortgage Loans during the period that it acted as Special Servicer and were Corrected Loans at the time of such termination (and the successor Special Servicer shall not be entitled to any portion of such Workout Fees), in each case until the Workout Fee for any such loan ceases to be payable in accordance with the terms hereof. If the Servicer resolved the circumstances and/or conditions (including by way of a modification of the related Mortgage Loan Documents) causing the Mortgage Loan to be a Specially Serviced Mortgage Loan, but the Mortgage Loan had not as of the time the Servicer is terminated become a Corrected Loan solely because the related Borrower had not made three (3) consecutive monthly debt service payments and subsequently becomes a Corrected Mortgage Loan as a result of making such three (3) consecutive payments, the Servicer shall be entitled to any Workout Fees with respect to such Corrected Mortgage Loan and the successor servicer will not be entitled to any portion of those Workout Fees.
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ARTICLE II
RETENTION AND AUTHORITY OF SERVICER
Section 2.01 Engagement; Servicing Standard.
The Master Servicer hereby engages the Servicer to perform, and the Servicer hereby agrees to perform, Loan Servicing with respect to each of the Mortgage Loans throughout the term of this Agreement, upon and subject to the terms, covenants and provisions hereof.
The Servicer shall perform its services hereunder (a) in accordance with (i) applicable laws, (ii) the terms and provisions of the Mortgage Loan Documents, (iii) the express terms hereof, and (iv) the customary and usual standards of practice of prudent institutional commercial mortgage loan servicers, and (b) to the extent consistent with the foregoing requirements, in the same manner in which the Servicer services commercial mortgage loans for other third party portfolios of mortgage loans similar to the Mortgage Loans, but without regard to any relationship which the Servicer or any Affiliate of the Servicer may have with the related Borrower or any Affiliate of such Borrower or to the Servicer’s right to receive compensation for its services hereunder. The servicing standards described in the preceding sentence are herein referred to as “Accepted Servicing Practices”.
Section 2.02 Subservicing.
The Servicer may subservice to any Person any of its Loan Servicing obligations hereunder only with the Master Servicer’s written consent or to the extent necessary for the Servicer to comply with any applicable laws, regulations, codes or ordinances relating to the Servicer’s Loan Servicing obligations hereunder; provided, however, that such Person shall be obligated to deliver any report, assessment, attestation or certification required pursuant to Sections 4.02, 4.03 and 4.04 hereof as if it were the Servicer hereunder. The Servicer shall provide oversight and supervision with regard to the performance of all subcontracted services and any subservicing agreement shall be consistent with and subject to the provisions of this Agreement. Neither the existence of any subservicing agreement nor any of the provisions of this Agreement relating to subservicing shall relieve the Servicer of its obligations to the Master Servicer hereunder. Notwithstanding any such subservicing agreement, the Servicer shall be obligated to the same extent and under the same terms and conditions as if the Servicer alone were servicing the related Mortgage Loans in accordance with the terms of this Agreement. The Servicer shall be solely liable for all fees owed by it to any subservicer, regardless of whether the Servicer’s compensation hereunder is sufficient to pay such fees.
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Section 2.03 Authority of the Servicer.
(a) In performing its Loan Servicing obligations hereunder, the Servicer shall, except as otherwise provided herein and subject to the terms of this Agreement, have full power and authority, acting alone or through others, to take any and all actions in connection with such Loan Servicing that it deems necessary or appropriate. Without limiting the generality of the foregoing, the Servicer is hereby authorized and empowered by the Master Servicer when the Servicer deems it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Master Servicer, or after Securitization the Securitization trust, (y) any and all financing statements, continuation statements and other documents or instruments necessary to maintain the lien of each Mortgage on the related Mortgaged Property and any other related collateral; and (z) any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments with respect to each of the Mortgage Loans; provided, however, that the Servicer shall notify the Master Servicer in writing in the event that the Servicer intends to execute and deliver any such instrument referred to in clause (z) above, and, except in connection with any payment in full of any Mortgage Loan, shall proceed with such course of action only upon receipt of the Master Servicer’s written approval thereof. The Master Servicer agrees to cooperate with the Servicer by either executing and delivering to the Servicer from time to time (i) powers of attorney evidencing the Servicer’s authority and power under this Section, or (ii) such documents or instruments deemed necessary or appropriate by the Servicer to enable the Servicer to carry out its Loan Servicing obligations hereunder.
(b) In the performance of its Loan Servicing obligations hereunder, the Servicer shall take any action that is directed by the Master Servicer which relates to the Servicer’s Loan Servicing obligations under this Agreement; provided, however, that the Servicer shall not be obligated to take, or to refrain from taking, any action which the Master Servicer requests that the Servicer take or refrain from taking to the extent that the Servicer determines in its reasonable judgment that such action or inaction (i) may cause a violation of applicable laws, regulations, codes, ordinances, court orders or restrictive covenants with respect to any Mortgage Loan, Borrower, Mortgaged Property or REO Property; (ii) may cause a violation of any provision of a Mortgage Loan Document or (iii) may cause a violation of Accepted Servicing Practices.
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ARTICLE III
SERVICES TO BE PERFORMED
Section 3.01 Services as Loan Servicer.
The Servicer hereby agrees to serve as the loan servicer with respect to each of the Mortgage Loans and to perform Loan Servicing as described below and as otherwise provided herein, upon and subject to the terms of this Agreement. Subject to any limitation of authority under Section 2.03, “Loan Servicing” shall mean those services pertaining to the Mortgage Loans which, applying Accepted Servicing Practices, are required hereunder to be performed by the Servicer, and which shall include:
(i) reviewing all available documents pertaining to the Mortgage Loans, organizing, administering and maintaining the Servicing Files, and inputting all relevant information into the Servicer’s loan servicing computer system;
(ii) preparing and filing or recording all financing statements, continuation statements and other documents or instruments and taking such other action necessary to maintain the lien of any Mortgage on the related Mortgaged Property;
(iii) monitoring each Borrower’s maintenance of insurance coverage on each Mortgaged Property as required by the related Mortgage Loan Documents and causing to be maintained adequate insurance coverage on each Mortgaged Property in accordance with Section 3.05;
(iv) monitoring the status of real estate taxes, assessments and other similar items and verifying the payment of such items for each Mortgaged Property in accordance with Section 3.02;
(v) preparing and delivering all reports and information required hereunder;
(vi) procuring and supervising the services of third parties (other than subservicers pursuant to Section 2.02) necessary or appropriate in connection with the servicing of the Mortgage Loans by the Servicer;
(vii) performing payment processing, record keeping, administration of escrow and other accounts, interest rate adjustment, and other routine customer service functions;
(viii) monitoring any casualty losses or condemnation proceedings and administering any proceeds related thereto in accordance with the related Mortgage Loan Documents;
(ix) notifying all Borrowers of the appropriate place for communications and payments, and collecting and monitoring all payments made with respect to the Mortgage Loans;
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(x) administering any requests for assumptions of a Mortgage Loan or transfers of ownership of or placement of subordinate financing on a Mortgaged Property in accordance with Section 3.08;
(xi) commencing on behalf of the Master Servicer any litigation or proceeding relating to the foreclosure or other realization upon the collateral under any of the Mortgage Loans, and retaining legal counsel in connection therewith, all in accordance with Section 3.09.
(xii) selling or disposing of each Specially Serviced Mortgage Loan or REO Property in accordance with Section 3.10;
(xiii) managing and operating each REO Property in accordance with Section 3.11;
(xiv) administering any proposals for modifications, waivers, amendments or consents with respect to any term of a Mortgage Loan in accordance with Section 3.12.
Notwithstanding anything herein to the contrary, the Servicer shall not be required to undertake any lease approvals, loan modifications, workouts or restructuring, loan assumptions or substitutions, processing partial releases of collateral or subordinate financing requests, provided, however, that the Servicer shall be responsible for acting as the intermediary between the Borrower and the Master Servicer with respect to (x) processing Borrower requests for consents to actions and (y) the administration of the terms and provisions of the Mortgage Loan Documents, which includes, without limitation, collecting, organizing and forwarding to the Master Servicer any documents in the possession of the Servicer which relate to the Servicer’s obligation to act as such intermediary; and provided, further, that, subject to the above proviso, the Master Servicer shall be responsible for taking any actions regarding such Borrower requests and, therefore, shall be entitled to retain any modification fees, extension fees, assumption fees, and similar processing fees received from or on behalf of any Borrower unless and until the Master Servicer elects to engage the Servicer to perform such services pursuant to Sections 3.08 and 3.12.
Section 3.02 Escrow Accounts; Collection of Taxes, Assessments and Similar Items.
(a) With respect to the Mortgage Loans described in the Mortgage Loan Schedule, and subject to and as required by the terms of the related Mortgage Loan Documents, the Servicer shall establish and maintain one or more Eligible Accounts (each, an “Escrow Account”) into which any or all Escrow Payments shall be deposited within one Business Day after receipt and identification. Escrow Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner] and Various Borrowers” or in such other manner as the Master Servicer prescribes. The Servicer shall notify the Master Servicer in writing of the location and account number of each Escrow Account it establishes and shall notify the Master Servicer prior to any change thereof. Withdrawals of amounts from an Escrow Account may be made, subject to any express provisions to the contrary herein, applicable laws, and to the terms of the related Mortgage Loan Documents governing the use of the Escrow Payments, only: (i) to effect payment of taxes, assessments, insurance premiums, ground rents and other items required or permitted to be paid from escrow; (ii) to refund to the Borrowers any sums determined to be in excess of the amounts required to be deposited therein; (iii) to pay interest, if required under the Mortgage Loan Documents, to the Borrowers on balances in the Escrow Accounts; (iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited therein pursuant to Section 3.04; (v) to apply funds to the indebtedness of the Mortgage Loan in accordance with the terms thereof; (vi) to reimburse the Servicer for any Servicing Advance or other Servicing Expense (including interest thereon at the Advance Rate) for which Escrow Payments should have been made by the Borrowers, but only from amounts received on the Mortgage Loan which represent late collections of Escrow Payments thereunder; (vii) to withdraw any amount deposited in the Escrow Accounts which was not required to be deposited therein; or (viii) to clear and terminate the Escrow Accounts at the termination of this Agreement.
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(b) The Servicer shall maintain accurate records with respect to each Mortgaged Property reflecting the status of taxes, assessments and other similar items that are or may become a lien thereon and the status of insurance premiums payable with respect thereto as well as the payment of ground rents with respect to each ground lease (to the extent such information is reasonably available). To the extent that the related Mortgage Loan Documents require Escrow Payments to be made by a Borrower, the Servicer shall use Reasonable Efforts to obtain, from time to time, all bills for the payment of such items, and shall effect payment prior to the applicable penalty or termination date, employing for such purpose Escrow Payments paid by the Borrower pursuant to the terms of the Mortgage Loan and deposited in the related Escrow Account by the Servicer. To the extent that the Mortgage Loan does not require a Borrower to make Escrow Payments, the Servicer shall use its Reasonable Efforts to require that any such payment be made by the Borrower prior to the applicable penalty or termination date. Subject to Section 3.05 with respect to the payment of insurance premiums, if a Borrower fails to make any such payment on a timely basis or collections from the Borrower are insufficient to pay any such item when due and the Servicer determines that an advance of such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding the timing for payment of taxes, assessments and other similar items and upon receipt of approval from the Master Servicer, make a Servicing Advance prior to the applicable penalty or termination date, as allowed under the terms of the related Mortgage Loan and, in any event, consistent with Accepted Servicing Practices. Notwithstanding anything to the contrary in the preceding sentence, with respect to Mortgage Loans that do not provide for escrows for the payment taxes and assessments, the Servicer shall, subject to prompt receipt of approval from the Master Servicer, make a Servicing Advance for the payment of such items upon the earlier of (i) five Business Days after the Servicer has received confirmation that such item has not been paid and (ii) the earlier of (A) 30 days after the date such payments first become due and (B) five Business Days before the scheduled date of foreclosure of any lien arising from nonpayment of such items. In no event shall the Servicer be required to make any such Servicing Advance that would not, if made, be a Recoverable Servicing Advance.
(c) In accordance with Accepted Servicing Practices and for all Mortgage Loans, the Servicer shall consult with the Master Servicer regarding any Servicing Advance and upon receipt of approval from the Master Servicer make a Servicing Advance with respect to each related Mortgaged Property (including any REO Property) of all such funds as are necessary for the purpose of effecting the payment of (without duplication) (i) ground rents (if applicable), (ii) premiums on insurance policies, (iii) operating, leasing, managing and liquidation expenses for REO Properties, (iv) environmental inspections, (v) real estate taxes, assessments and other similar items that are or may become a lien thereon and (vi) any other amount specifically required to be paid as a Servicing Advance hereunder, if and to the extent monies in the Servicing Accounts are insufficient to pay such item when due and the related Borrower has failed to pay such item on a timely basis, provided that the Servicer shall only be required to make any such Servicing Advance that would, if made, constitute a Recoverable Servicing Advance.
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Section 3.03 Collection Accounts.
(a) With respect to the Mortgage Loans, the Servicer shall establish and maintain one or more Eligible Accounts (each, a “Collection Account”) for the benefit of the trust for the purposes set forth herein. Collection Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner]” or in such other manner as the Master Servicer prescribes. The Servicer shall deposit into the Collection Accounts within one (1) Business Day after receipt all payments and collections received by it on or after the date hereof with respect to the Mortgage Loans, other than payments and collections with respect to any REO Property (which shall be deposited into the Collection Account from amounts withdrawn from the related REO Account pursuant to Section 3.11(a)), Escrow Payments or payments in the nature of Additional Servicing Compensation.
(b) The Servicer shall make withdrawals from the Collection Accounts only as follows (the order set forth below not constituting an order of priority for such withdrawals):
(i) to withdraw any amount deposited in the Collection Accounts which was not required to be deposited therein;
(ii) pursuant to Section 5.01, to pay to the Servicer the Servicing Fee, Special Servicing Fee, Workout Fee and Disposition Fee on each Remittance Date;
(iii) pursuant to Section 5.02, to pay or reimburse the Servicer for any Servicing Advances or other Servicing Expenses(including interest thereon at the Advance Rate);
(iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited in the Collection Accounts pursuant to Section 3.04;
(v) to remit to the Master Servicer on each Remittance Date, pursuant to wiring instructions from the Master Servicer, all amounts (which, for the avoidance of doubt shall include all prepayment penalties collected from the borrower) on deposit in the Collection Accounts (that represent good funds) as of the close of business on the Determination Date, net of any withdrawals from the Collection Account pursuant to this Section;
(vi) to clear and terminate the Collection Accounts upon the termination of this Agreement;
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(vii) to pay the Excess Servicing Strip to itself or any holder therof; and
(viii) to reimburse itself out of general collections for any Servicing Advance made that has been deemed by the Servicer to be a Nonrecoverable Advance.
Section 3.04 Permitted Investments.
The Servicer may direct any depository institution or trust company in which the Accounts are maintained to invest the funds held therein in one or more Permitted Investments; provided, however, that such funds shall be either (i) immediately available or (ii) available in accordance with a schedule which will permit the Servicer to meet its payment obligations hereunder. The Servicer shall be entitled to all income and gain realized from the investment of funds deposited in the Accounts. The Servicer shall deposit from its own funds in the applicable Account the amount of any loss incurred in respect of any such investment of funds immediately upon the realization of such loss. Notwithstanding the foregoing, the Servicer shall not direct the investment of funds held in any Escrow Account and retain the income and gain realized therefrom if the related Mortgage Loan Documents or applicable law permit the Borrower to be entitled to the income and gain realized from the investment of funds deposited therein. In such event, the Servicer shall direct the depository institution or trust company in which such Escrow Accounts are maintained to invest the funds held therein (1) in accordance with the Borrower’s written investment instructions, if the Mortgage Loan Documents or applicable law require such funds to be invested in accordance with the Borrower’s direction; and (2) in accordance with the Master Servicer’s written investment instructions, if the Mortgage Loan Documents and applicable law do not permit the Borrower to direct the investment of such funds; provided, however, that in either event (i) such funds shall be either (y) immediately available or (z) available in accordance with a schedule which will permit the Servicer to meet the payment obligations for which the Escrow Account was established, and (ii) the Servicer shall have no liability for any loss in investments of such funds that are invested pursuant to such written instructions.
Section 3.05 Maintenance of Insurance Policies.
(a) The Servicer shall use its Reasonable Efforts to cause the Borrower of each Mortgage Loan to maintain for each Mortgage Loan such insurance as is required to be maintained pursuant to the related Mortgage Loan Documents. If the Borrower fails to maintain such insurance, then the Servicer shall notify the Master Servicer of such breach and, to the extent available at commercially reasonable rates, cause to be maintained (i) fire and hazard insurance with extended coverage in an amount which is at least equal to the lesser of the current principal balance of such Mortgage Loan and the replacement cost of the improvements which are a part of the related Mortgaged Property and (ii) to the extent that the Mortgaged Property is located in a federally designated special flood hazard area, flood insurance in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (y) the unpaid principal balance of the related Mortgage Loan or (z) the maximum amount of such insurance as is available for the related Mortgaged Property under the National Flood Insurance Act. After notifying the Master Servicer pursuant to the second preceding sentence, the Servicer shall take such action as the Master Servicer reasonably requests with respect to the maintenance of any other forms of insurance which are required to be maintained pursuant to the related Mortgage Loan Documents, except to the extent that such insurance is not available at commercially reasonable rates or the Master Servicer, or after Securitization the Securitization trust, as mortgagee, does not have an insurable interest. The Servicer shall, to the extent available at commercially reasonable rates, maintain for each REO Property no less insurance coverage than was previously required with respect to the related Mortgaged Property or as may be required at any time by the Master Servicer in writing. All such policies, except for policies maintained for any REO Mortgaged Property, shall be endorsed with standard mortgagee clauses with loss payable to the Master Servicer, and shall be in an amount sufficient to avoid the application of any co-insurance clause. The costs of maintaining the insurance policies which the Servicer is required to maintain pursuant to this Section shall be paid by the Servicer as a Servicing Advance.
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(b) The Servicer may fulfill its obligation to maintain insurance, as provided in Section 3.05(a), through a master force placed insurance policy, the cost of which shall be paid by the Servicer as a Servicing Advance, provided that such cost is limited to the incremental cost of such policy allocable to such Mortgaged Property or REO Property (i.e., other than any minimum or standby premium payable for such policy whether or not any Mortgaged Property is then covered thereby, which shall be paid by the Servicer). Such master force placed insurance policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy otherwise complying with the provisions of Section 3.05(a), and there shall have been one or more losses which would have been covered by such a policy had it been maintained, immediately deposit into the related Collection Account from its own funds the amount not otherwise payable under the master force placed insurance policy because of such deductible to the extent that such deductible exceeds the deductible limitation required under the related Mortgage Loan Documents, or, in the absence of such deductible limitation, the deductible limitation which is consistent with Accepted Servicing Practices.
(c) The Servicer shall maintain at its own expense a fidelity bond in form and amount that is consistent with Accepted Servicing Practices. In addition, the Servicer shall keep in force, at its own expense during the term of this Agreement, a policy or policies of insurance in form and amounts that are consistent with Accepted Servicing Practices, covering loss occasioned by the errors and omissions of the Servicer’s officers and employees in connection with its obligations hereunder.
Section 3.06 Delivery and Possession of Servicing Files.
On or before the related Servicing Transfer Date, the Master Servicer shall deliver or cause to be delivered to the Servicer (i) a Servicing File with respect to each Mortgage Loan; and (ii) the amounts, if any, received by the Master Servicer representing Escrow Payments previously made by the Borrowers. The Servicer shall promptly acknowledge receipt of the Servicing File and Escrow Payments for the Mortgage Loans and shall promptly deposit such Escrow Payments in the Escrow Accounts established pursuant to this Agreement. The contents of each Servicing File delivered to the Servicer are and shall be held in trust by the Servicer for the benefit of the Master Servicer as the owner thereof or, in the case of a Securitization, held in trust by the Servicer for the benefit of the Securitization trust; the Servicer’s possession of the contents of each Servicing File so delivered is for the sole purpose of servicing the related Mortgage Loan; and such possession by the Servicer shall be in a custodial capacity only. The Servicer shall release its custody of the contents of any Servicing File only in accordance with written instructions from the Master Servicer, and upon request of the Master Servicer, the Servicer shall deliver to the Master Servicer the Servicing File or a copy of any document contained therein; provided, however, that if the Servicer is unable to perform its Loan Servicing obligations with respect to the related Mortgage Loan after any such release or delivery of the Servicing File, then the Servicer’s responsibilities for Loan Servicing with respect to such Mortgage Loan may be terminated immediately by the Servicer upon written notice to the Master Servicer.
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Section 3.07 Inspections.
The Servicer shall perform a physical inspection of each Mortgaged Property or REO Property at least annually for Mortgage Loans with outstanding principal balance of more than $1,000,000 and every other year for Mortgage Loans with an outstanding principal balance of less than or equal to $1,000,000 or if (a) the related Mortgage Loan becomes a Specially Serviced Mortgage Loan, (b) the Master Servicer requests such an inspection, or (c) the Servicer, with the approval of the Master Servicer, determines that it is prudent to conduct such an inspection. The Servicer shall prepare a written report of each such inspection and shall promptly deliver a copy of such report to the Master Servicer. The reasonable out-of-pocket expenses incurred by the Servicer in connection with any such inspections (including any out-of-pocket expenses related to travel and lodging and any charges incurred through the use of a qualified third party to perform such services) shall be paid as a Servicing Expense; provided, however, that with respect to the annual (or every other year) inspection of any Mortgaged Property or the initial inspection of any Mortgaged Property relating to any Specially Serviced Mortgage Loan, such expenses shall be borne by the Servicer.
Section 3.08 “Due-on-Sale” Clauses; Assumption Agreements.
When any Borrower proposes to convey or encumber all or any portion of its interests in a Mortgaged Property, or if such conveyance or encumbrance has actually occurred, to the extent that the Servicer has actual knowledge of such conveyance or encumbrance, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer reasonably directs, including (i) waiving or enforcing any due-on-sale clause or due-on-encumbrance clause contained in the related Mortgage Loan Documents, to the extent permitted under the terms of the related Mortgage Loan Documents and applicable law, (ii) taking or entering into an assumption or substitution agreement from or with the Person to whom such Mortgaged Property has been or shall be conveyed, and (iii) releasing the original Borrower from liability upon the related Mortgage Loan and substituting the new Borrower as the obligor thereon.
To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower to waive any such due-on-sale clause or due-on-encumbrance clause and/or to enter into any such assumption or substitution agreement, the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.
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Section 3.09 Realization Upon Mortgaged Properties.
(a) Upon the failure of any Borrower to make any required payment of principal, interest or other amounts due under a Mortgage Loan, or otherwise to perform fully any material obligations under any of the related Mortgage Loan Documents, in either case within any applicable grace period, the Servicer shall, upon discovery of such failure, promptly notify the Master Servicer in writing. The Servicer shall issue notices of default, declare events of default, declare due the entire outstanding principal balance, and otherwise take all reasonable actions under the related Mortgage Loan in preparation for the Master Servicer to realize upon the underlying collateral. With respect to any Specially Serviced Mortgage Loan, the Servicer shall, as permitted under the provisions of the related Mortgage Loan Documents, and subject to the Master Servicer’s prior written consent, foreclose upon or otherwise comparably convert the ownership of the related Mortgaged Property. In connection with such foreclosure or other conversion, the Servicer shall, subject to the consent or direction of the Master Servicer, follow such practices and procedures as it shall deem necessary or advisable and as shall be consistent with Accepted Servicing Practices. All costs and expenses incurred by the Servicer in any such proceedings shall be paid by the Servicer as a Servicing Advance.
(b) If title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Master Servicer’s nominee, or after Securitization the nominee of the Securitization trustee, but in no event shall such deed or certificate be taken in the name of the Servicer. Notwithstanding any such acquisition of title and cancellation of the related Mortgage Loan, such Mortgage Loan shall be considered to be an REO Mortgage Loan held by the Master Servicer or after Securitization the Securitization trustee until such time as the related REO Property shall be sold, transferred or conveyed by the Master Servicer or such trustee. Consistent with the foregoing, for purposes of all calculations hereunder, so long as such REO Mortgage Loan shall be considered to be an outstanding Mortgage Loan, payments and collections with respect to the related REO Property received in any month (net of related expenses) shall be applied to amounts which would have been payable under the related Note in accordance with the terms of such Note.
(c) Except as otherwise provided in written instructions delivered to the Servicer by the Master Servicer, the Servicer shall not obtain title to any Mortgaged Property as a result or in lieu of foreclosure or otherwise, and shall not otherwise acquire possession of, or take other action with respect to, any Mortgaged Property, if, as a result of any such action, the Master Servicer, or after Securitization the Securitization trustee, would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of any Environmental Law, or a “discharger” or “responsible party” thereunder, unless the Servicer has also previously determined, based on a report prepared by a Person who regularly conducts environmental site assessments, that:
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(i) such Mortgaged Property is in compliance with applicable Environmental Laws or, if not, that taking such actions as are necessary to bring such Mortgaged Property into compliance therewith is reasonably likely to produce a greater recovery on a present value basis than not taking such actions; and
(ii) there are no circumstances present on such Mortgaged Property relating to the use, management or disposal of any Hazardous Materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any applicable Environmental Law, or that, if any such Hazardous Materials are present for which such action could be required, taking such actions with respect to the affected Mortgaged Property is reasonably likely to produce a greater recovery on a present value basis than not taking such actions.
If the Servicer has so determined based on satisfaction of the criteria in clauses (i) and (ii) above that it would be in the best economic interest of the Master Servicer, or after Securitization the Securitization trustee, to take any such actions, the Servicer shall notify the Master Servicer of such proposed action. The Servicer shall take such action only if authorized by the Master Servicer in writing. The costs of any such compliance, containment, clean-up or remediation shall be paid by the Servicer as a Servicing Expense.
If the environmental assessment first obtained by the Servicer with respect to a Mortgaged Property indicates that such Mortgaged Property may not be in compliance with applicable Environmental Laws or that Hazardous Materials may be present but does not definitively establish such fact, the Servicer, subject to the Master Servicer’s prior written consent, shall cause such further environmental assessments to be conducted.
(d) The environmental site assessments contemplated by Section 3.09(c) shall be prepared by any Person who is recommended by the Servicer and approved in writing by the Master Servicer or such other Person as directed in writing by the Master Servicer. The cost of preparation of any environmental assessment shall be paid by the Servicer as a Servicing Expense.
(e) If the Servicer determines, pursuant to Section 3.09(c), that taking such actions as are necessary to bring any Mortgaged Property into compliance with applicable Environmental Laws, or taking such actions with respect to the containment, clean-up, removal or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, is not reasonably likely to produce a greater recovery on a present value basis than not taking such actions, then the Servicer shall take such action as directed in writing by the Master Servicer, including, without limitation, releasing the lien of the related Mortgage with respect to the affected Mortgaged Property.
Section 3.10 Sale of Specially Serviced Mortgage Loans and REO Properties.
(a) With respect to any Specially Serviced Mortgage Loan or REO Property, when and if directed in writing by the Master Servicer, the Servicer shall use its Reasonable Efforts to sell to any Person (other than an Affiliate of the Servicer) such Specially Serviced Mortgage Loan or REO Property on commercially reasonable terms which are consistent with Accepted Servicing Practices; provided, however, that any such sale must be approved in writing by the Master Servicer.
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(b) Subject to Section 3.10(a), the Servicer shall act on behalf of the Master Servicer in negotiating and taking any such action necessary or appropriate in connection with the sale of any Specially Serviced Mortgage Loan or REO Property, including the collection of all amounts payable in connection therewith. Any sale of any Specially Serviced Mortgage Loan or REO Property shall be without recourse to, or representation or warranty by, the Master Servicer, the Servicer, or after Securitization the Securitization trust (except that any contract of sale and conveyance documents may contain customary warranties of title and condition). The Net Liquidation Proceeds (after deduction of the Disposition Fee) shall be promptly deposited by the Servicer in the related Collection Account.
Section 3.11 Management of REO Property.
(a) Upon the acquisition by the Master Servicer of any REO Property, the Servicer shall have full power and authority, subject to the specific requirements and prohibitions of this Agreement, to do or authorize to be done any and all things in connection therewith as are consistent with Accepted Servicing Practices, all on terms and for such period as the Servicer deems to be in the best economic interest of the Master Servicer. The Servicer shall segregate and hold all revenues received by it with respect to any REO Property separate and apart from its own funds and general assets and shall establish and maintain with respect to any REO Property one or more Eligible Accounts (each, an “REO Account”) for the purposes set forth herein. REO Accounts shall be Eligible Accounts and shall be denominated “Midland Loan Services, Inc. in Trust for IMPAC Commercial Capital Corporation” or in such other manner as the Master Servicer prescribes. The Servicer shall be entitled to any interest or investment income earned on funds deposited in an REO Account pursuant to Section 3.04. In connection therewith, the Servicer shall deposit or cause to be deposited in the REO Account within one (1) Business Day after receipt all revenues received by it with respect to any REO Property (except for any Net Liquidation Proceeds), and shall withdraw therefrom funds necessary for the proper maintenance, leasing, operation, management and sale of any REO Property, including:
(i) all insurance premiums due and payable in respect of such REO Property;
(ii) all taxes and assessments in respect of such REO Property that could result or have resulted in the imposition of a lien thereon;
(iii) all ground rental payments, if applicable, with respect to such REO Property; and
(iv) all costs and expenses necessary to maintain, lease, operate, manage and sell such REO Property, including the management fee payable to the property manager engaged by Servicer pursuant to Section 3.11(b).
To the extent that amounts on deposit in any REO Account are insufficient for the purposes set forth above, and the Servicer determines that advancing such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding such Servicing Advance and upon receipt of approval from the Master Servicer, make a Servicing Advance. The Servicer shall withdraw from each REO Account and deposit into the related Collection Account on a monthly basis on or prior to the related Remittance Date the income, net of expenses, received or collected from each REO Property; provided, however, that the Servicer may retain in each REO Account funds sufficient for the payment of the items set forth in clauses (i) through (iv) above, including, without limitation, the creation of reasonable reserves for repairs, replacements, and necessary capital improvements and other related expenses.
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(b) The Servicer may contract with any Person as a property manager for the operation and management of any REO Property; provided, however, that:
(i) the terms and conditions of any such contract shall not be inconsistent herewith and the Master Servicer has provided its written consent (which shall not be unreasonably withheld) with respect to such property manager;
(ii) none of the provisions of this Section relating to any such contract or to actions taken through any such Person shall be deemed to relieve the Servicer of any of its duties and obligations to the Master Servicer with respect to the operation and management of such REO Property; and
(iii) the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.
Section 3.12 Modifications, Waivers, Amendments and Consents.
(a) When any Borrower proposes any modification, waiver or amendment of any term of any Mortgage Loan or requests any consents related thereto, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer directs, except with respect to any Borrower proposal or request which involves any required payment from the Borrower in the nature of Additional Servicing Compensation to which the Servicer is properly entitled. All modifications, waivers or amendments of any Mortgage Loan or consents related thereto shall be in writing.
(b) To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower for any consent, modification, waiver or amendment the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.
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ARTICLE IV
STATEMENTS AND REPORTS
Section 4.01 Reporting by the Servicer.
(a) On the first Business Day after Determination Date, the Servicer shall render to the Master Servicer a remittance report, which would include any activity with respect to the Mortgage Loans for the period covering the 16th of the prior month to the 15th of the current month (or, in the case of the first Remittance Date, the Servicing Transfer Date), in a format and containing such information as the Master Servicer shall reasonably require. Such report shall be made available in both written and electronic format.
(b) Each year beginning in the calendar year which immediately succeeds the year hereof, the Servicer shall prepare and file the reports of foreclosures and abandonments of any Mortgaged Property and the annual information returns with respect to each Borrower’s debt service payments under the Mortgage Loans as required by Sections 6050J and 6050H, respectively, of the Internal Revenue Code and the rules and regulations promulgated thereunder, as amended.
(c) Not later than twenty days after each Remittance Date, the Servicer shall forward to the Master Servicer a statement, setting forth the status of the Accounts as of the close of business on such Remittance Date showing, for the period from the preceding Remittance Date (or, in the case of the first Remittance Date, the Servicing Transfer Date) to such Remittance Date, the aggregate of deposits into and withdrawals from the Accounts.
(d) The Servicer will provide the Master Servicer with immediate on- line Internet website access to Portfolio Investor Insight® with respect to the Mortgage Loans, subject to such reasonable policies, procedures and limitations as the parties may agree upon from time to time.
(e) The Servicer shall use its Reasonable Efforts to promptly collect from each Borrower (and forward on to the Master Servicer) the property operating statements, rent rolls, financial statements and other financial reports which are required to be delivered by the Borrower pursuant to the related Mortgage Loan Documents. The Servicer shall promptly (i) review and analyze such items as may be collected; (ii) prepare written reports based on such analysis; and (iii) deliver copies of such written reports to the Master Servicer.
(f) The Servicer shall provide the Master Servicer with any summary reports prepared by any Rating Agency with respect to the Servicer’s ranking by such Rating Agency.
(g) Unless otherwise specifically stated herein, if the Servicer is required to deliver any statement, report or information under any provisions of this Agreement, the Servicer may satisfy such obligation by (x) physically delivering a paper copy of such statement, report or information, (y) delivering such statement, report or information in a commonly used electronic format, or (z) making such statement, report or information available on the Servicer's Internet website, unless this Agreement expressly specifies a particular method of delivery.
Section 4.02 Annual Statements of Compliance.
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(a) The Servicer will deliver to the Depositor and the Trustee, with a copy to the Certificate Insurer, not later than March 15th of each calendar year, beginning in 2008, an Officer’s Certificate (an “Annual Statement of Compliance”) stating that, as to each signatory thereof, (i) a review of the activities of the Servicer during the preceding calendar year and of its performance under this Agreement or other applicable agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, the Servicer has fulfilled all of its material obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use.
Failure of the Servicer to timely comply with this Section 4.02 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.
(b) The Servicer shall deliver to the Depositor and the Trustee, with a copy to the Certificate Insurer, promptly after having obtained knowledge thereof, but in no event later than five Business Days thereafter, written notice by means of an Officer’s Certificate of any event which with the giving of notice or the lapse of time or both, would become an Event of Default.
Section 4.03 Assessments of Compliance and Attestation Reports.
On and after the Servicing Transfer Date, the Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1123 of Regulation AB, the Servicer shall deliver to the Trustee, the Depositor, the Certificate Insurer and each Rating Agency on or before March 15th of each calendar year beginning in 2008, a report regarding the Servicer’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance must be reasonably satisfactory to the Trustee, and as set forth in Regulation AB, the Assessment of Compliance must contain the following:
(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Servicer;
(b) A statement by such officer that such officer used the Servicing Criteria attached as Exhibit B hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Servicer;
(c) An assessment by such officer of the Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans;
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(d) A statement that a registered public accounting firm has issued an attestation report on the Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans.
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit B hereto which are indicated as applicable to the Servicer.
On or before March 15 of each calendar year beginning in 2008, the Servicer shall furnish to the Trustee, the Depositor, the Certificate Insurer and each Rating Agency a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
Failure of the Servicer to timely comply with this Section 4.03 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.
Section 4.04 Exchange Act Reporting.
The Servicer shall fully cooperate with the Master Servicer in connection with the Trust’s satisfying the reporting requirements under the Exchange Act.
Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System ("EDGAR"), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.
For so long as the Trust is subject to the Exchange Act reporting requirements, within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, clearly identifying which item of Form 10-D the information relates to, any Additional Form 10-D Disclosure, if applicable.
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Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a "Reportable Event"), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K ("Form 8-K Disclosure Information") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information.
For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit C as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable.
Any disclosure or information that is required to be included on Form 10-K ("Additional Form 10-K Disclosure") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.
On or prior to (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 31 of each year thereafter, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable.
ARTICLE V
SERVICER’S COMPENSATION AND EXPENSES
Section 5.01 Servicing Compensation.
As consideration for servicing the Mortgage Loans subject to this Agreement, the Servicer shall be entitled to a Servicing Fee for each Mortgage Loan remaining subject to this Agreement during any calendar month or part thereof. Such Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account.
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As further compensation for its activities hereunder, the Servicer shall be entitled to retain any payments or collections received by it which are in the nature of Additional Servicing Compensation.
As compensation for its special servicing activities hereunder, the Servicer shall be entitled to the Special Servicing Fee for each Specially Serviced Mortgage Loan or REO Property remaining subject to this Agreement during any calendar month or part thereof. Such Special Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Special Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account. The Servicer shall not be entitled to the Servicing Fee for any Mortgage Loan in the event the Servicer is entitled to receive the Special Servicing Fee for such Mortgage Loan.
In addition to the other servicing compensation provided for in this Agreement, and not in lieu thereof, the Servicer shall be entitled to (i) the Disposition Fee, which shall be payable out of Net Liquidation Proceeds prior to the deposit of Net Liquidation Proceeds into the Collection Account; and (ii) the Workout Fee which shall be payable on each Remittance Date.
To the extent that amounts on deposit in the Collection Account are insufficient for the payment of the Servicing Fee, Special Servicing Fee or Workout Fee, the Master Servicer shall pay any such shortfall to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.
The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof except as specifically provided for herein.
Notwithstanding anything herein to the contrary, Midland Loan Services, Inc. (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. To the extent the Servicer has not retained the Excess Servicing Strip pursuant to Section 3.03 hereof, the Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland Loan Services, Inc. or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland Loan Services, Inc. is terminated or resigns as servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.
Section 5.02 Servicing Advances.
(a) Notwithstanding any other provision hereof, the Servicer shall obtain the written approval of the Master Servicer prior to incurring any Servicing Advance that is over $5,000.00 per item, except for any Servicing Expense which is (i) incurred by the Servicer pursuant to Sections 3.02(b) or 3.05 or (ii) made for any purposes other than those described in item (i) above, and is not over $15,000.00 and is made in an emergency situation to preserve and protect the Mortgaged Property or the safety of the public in connection with such Mortgaged Property. The Servicer may cause any Servicing Expenses to be paid directly from the related Collection Account. The Servicer not be required to make any Servicing Advance that is not a Recoverable Servicing Advance.
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(b) The Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow collection procedures comparable to the collection procedures of prudent institutional mortgage loan servicer servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. The Servicer shall have no obligation to make any Advances other than Servicing Advances.
(c) The Master Servicer and the Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Servicing Fee, Excess Servicing Strip, Servicing Advances, Servicing Expenses and any other amounts reimbursable thereto in accordance with Section 3.11 of the PSA, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of the PSA.
ARTICLE VI
THE SERVICER AND THE MASTER SERVICER
Section 6.01 Servicer Not to Assign; Merger or Consolidation of the Servicer.
(a) Except as otherwise provided for in this Section or in Section 2.02, the Servicer may not assign this Agreement or any of its rights, powers, duties or obligations hereunder without the written consent of the Master Servicer; provided, however, that the Servicer may, after 60 days written notice to Master Servicer, assign this Agreement to a Qualified Affiliate without the written consent of the Master Servicer.
(b) The Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from any merger or consolidation to which it shall be a party, or any Person succeeding to its business shall be the successor of the Servicer hereunder, and shall be deemed to have assumed all of the liabilities of the Servicer hereunder. The Servicer shall provide written notice to the Master Servicer of any such merger, consolidation, or transfer.
Section 6.02 Liability and Indemnification of the Servicer and the Master Servicer.
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Neither the Servicer nor its Affiliates nor any of the directors, officers, employees or agents thereof shall be under any liability to the Master Servicer or any third party for taking or refraining from taking any action, in good faith pursuant to or in connection with this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer or any such Person against any liability which would otherwise be imposed on the Servicer or any such Person by reason of the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder. The Servicer and any director, officer, employee or agent thereof may rely in good faith on any document of any kind which, prima facie, is properly executed and submitted by any appropriate Person respecting any matters arising hereunder. The Servicer and any director, officer, employee agent, or Affiliate thereof shall be indemnified and held harmless by the Master Servicer against any claim, loss, liability or expense incurred, including reasonable attorneys’ fees, in connection with any claim, legal action, investigation or proceeding relating to this Agreement, the Servicer’s performance hereunder, or any specific action which the Master Servicer authorized or requested the Servicer to perform pursuant to this Agreement, as such are incurred, except for any claim, loss, liability or expense incurred by reason of the Servicer’s willful misfeasance, bad faith, negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) or breach of the Servicer’s representations and warranties set forth in Section 7.01. Notwithstanding the exception set forth in the preceding sentence, in the event that the Servicer sustains any claim, loss, liability or expense by reason of such exception and which results from any overcharges to Borrowers under the Mortgage Loans, to the extent that such overcharges were collected by the Servicer and remitted to the Master Servicer, the Master Servicer shall promptly remit such overcharge to the related Borrower after the Master Servicer’s receipt of written notice from the Servicer regarding such overcharge.
The Master Servicer and any director, officer, employee or agent thereof shall be indemnified and held harmless by the Servicer against any claim loss, liability or expense incurred, including reasonable attorneys’ fees, by reason of (i) the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder or the failure of the Servicer to perform its duties hereunder in accordance with this Agreement or (ii) a breach of the Servicer’s representations and warranties set forth in Section 7.01.
The provisions of this Section shall survive any termination of the rights and obligations of the Servicer hereunder.
ARTICLE VII
REPRESENTATIONS AND WARRANTIES; DEFAULT
Section 7.01 Representations and Warranties.
(a) The Servicer hereby makes the following representations and warranties to the Master Servicer:
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(i) Due Organization, Qualification and Authority. The Servicer is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware, and is duly qualified to transact business as a foreign corporation, in good standing and licensed in each state to the extent necessary to ensure the enforceability of each Mortgage Loan and to perform its duties and obligations under this Agreement in accordance with the terms of this Agreement; the Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; this Agreement constitutes the valid, legal, binding obligation of the Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law);
(ii) No Conflicts. Neither the execution and delivery of this Agreement, nor the fulfillment of or compliance with the terms and conditions of this Agreement by the Servicer, will (i) conflict with or result in a breach of any of the terms, conditions or provisions of the Servicer’s certificate of incorporation, as amended, or bylaws, as amended, or any agreement or instrument to which the Servicer is now a party or by which it (or any of its properties) is bound, or constitute a default or result in an acceleration under any of the foregoing; (ii) conflict with or result in a breach of any legal restriction if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; (iii) result in the violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; or (iv) result in the creation or imposition of any lien, charge or encumbrance that would have a material adverse effect upon any of its properties pursuant to the terms of any mortgage, contract, deed of trust or other instrument, or materially impair the ability of the Master Servicer to realize on the Mortgage Loans;
(iii) No Litigation Pending. There is no action, suit, or proceeding pending or to Servicer’s knowledge threatened against the Servicer which, either in any one instance or in the aggregate, would draw into question the validity of this Agreement or the Mortgage Loans, or would be likely to impair materially the ability of the Servicer to perform its duties and obligations under the terms of this Agreement;
(iv) No Consent Required. No consent, approval, authorization or order of, or registration or filing with, or notice to, any court or governmental agency or body having jurisdiction or regulatory authority over the Servicer is required for (i) the Servicer’s execution and delivery of, this Agreement, or (ii) the consummation of the transactions contemplated by this Agreement, or, to the extent required, such consent, approval, authorization, order, registration, filing or notice has been obtained, made or given (as applicable), except that the Servicer may not be duly qualified to transact business as a foreign corporation or licensed in one or more states if such qualification or licensing is not necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof.
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(b) The Master Servicer hereby makes the following representations and warranties to the Servicer:
Due Authority. The Master Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Master Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; the Master Servicer, prior to Securitization, is the Master Servicer and the holder of the Mortgage Loans; the Master Servicer, and after Securitization, the Master Servicer, has the right to authorize the Servicer to perform the actions contemplated herein; this Agreement constitutes the valid, legal, binding obligation of the Master Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law).
Section 7.02 Events of Default.
“Event of Default”, wherever used herein, means any one of the following events:
(a) any failure by the Servicer to remit to the Master Servicer any payment required to be so remitted by the Servicer under the terms of this Agreement when and as due which continues unremedied by the Servicer for a period of one (1) Business Day after the date on which such remittance was due; or
(b) any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer contained in this Agreement, or any representation or warranty set forth by the Servicer in Section 7.01 shall be untrue or incorrect in any material respect, and, in either case, such failure or breach materially and adversely affects the value of any Mortgage Loan or Mortgaged Property or the priority of the lien on any Mortgaged Property or the interest of the Master Servicer therein, which in either case continues unremedied for a period of thirty (30) days after the date on which written notice of such failure or breach, requiring the same to be remedied, shall have been given to the Servicer by the Master Servicer (or such extended period of time reasonably approved by the Master Servicer provided that the Servicer is diligently proceeding in good faith to cure such failure or breach); or
(c) a decree or order of a court or agency or supervisory authority having jurisdiction in respect of the Servicer for the commencement of an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law, for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs shall have been entered against the Servicer, and such decree or order shall remain in force undischarged or unstayed for a period of 60 days; or
(d) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or
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(e) the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable federal or state bankruptcy, insolvency or similar law, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; or
(f) failure by the Servicer to duly perform, within the required time period, its obligations under Sections 4.02 or 4.03 of this Servicing Agreement;
then, and in each and every case, so long as an Event of Default shall not have been remedied, the Master Servicer may, by notice in writing to the Servicer, in addition to whatever rights the Master Servicer may have at law or in equity, including injunctive relief and specific performance, terminate all of the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, without the Master Servicer incurring any penalty or fee of any kind whatsoever in connection therewith; provided, however, that such termination shall be without prejudice to any rights of the Servicer relating to the payment of its Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, the Excess Servicing Strip and the reimbursement of any Servicing Advances and Servicing Expenses which have been made by it under the terms of this Agreement through and including the date of such termination (together with interest thereon at the Advance Rate). Except as otherwise expressly provided in this Agreement, no remedy provided for by this Agreement shall be exclusive of any other remedy, and each and every remedy shall be cumulative and in addition to any other remedy, and no delay or omission to exercise any right or remedy shall impair any such right or remedy or shall be deemed to be a waiver of any Event of Default. On or after the receipt by the Servicer of such written notice of termination from the Master Servicer, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer, and the Servicer agrees to cooperate with the Master Servicer in effecting the termination of the Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer of the Servicing Files and the funds held in the Accounts as set forth in Section 8.01.
The Master Servicer may waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.
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ARTICLE VIII
TERMINATION; TRANSFER OF MORTGAGE LOANS
Section 8.01 Termination of Agreement.
(a) This Agreement may be terminated by the Servicer with respect to any Mortgage Loans, without cause, upon ninety (90) days written notice to the Master Servicer.
(b) Termination pursuant to this Section or as otherwise provided herein shall be without prejudice to any rights of the Master Servicer or the Servicer which may have accrued through the date of termination hereunder. Upon such termination, the Servicer shall (i) remit all funds in the related Accounts to the Master Servicer or such other Person designated by the Master Servicer, net of accrued Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip through the termination date to which the Servicer would be entitled to payment or reimbursement hereunder; (ii) deliver all related Servicing Files to the Master Servicer or to Persons designated by the Master Servicer; and (iii) fully cooperate with the Master Servicer and any new servicer to effectuate an orderly transition of Loan Servicing of the related Mortgage Loans. Upon such termination, any Servicing Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip which remain unpaid or unreimbursed after the Servicer has netted out such amounts pursuant to the preceding sentence shall be remitted by the Master Servicer to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.
(c) Notwithstanding anything herein to the contrary, the Servicer’s rights and obligations under this Agreement shall expressly survive a termination of the Master Servicer’s servicing rights pursuant to the PSA (except a termination of the Master Servicer caused by an Event of Default of the Servicer). In the event of such a termination, any successor Master Servicer or the Trustee (if it assumes the servicing obligations of the Master Servicer) shall be deemed to automatically have assumed and agreed to this Agreement without further action upon becoming the successor Master Servicer.
ARTICLE IX
MISCELLANEOUS PROVISIONS
Section 9.01 Amendment; Waiver.
This Agreement contains the entire agreement between the parties relating to the subject matter hereof, and no term or provision hereof may be amended or waived unless such amendment or waiver is in writing and signed by the party against whom such amendment or waiver is sought to be enforced. The Servicer shall not consent to any such amendment to the Agreement unless the Servicer receives an Officer’s Certificate from the Master Servicer stating that the Master Servicer, after consultation with its accountants, does not believe that the amendment will result in the Securitization trust failing to qualify as a “qualifying special-purpose entity” as defined in Statement of Financial Accounting Standards Number 140.
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Section 9.02 Governing Law.
This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving effect to principles of conflicts of laws.
Section 9.03 Notices.
All demands, notices and communications hereunder shall be in writing and addressed in each case as follows:
(i) | if to the Master Servicer, at: |
IMPAC Funding Corporation
19500 Jamboree Road
Irvine, California 92612
Attention: Mr. Ron Morrison
Telecopy No.: (714) 475-3969
(ii) | if to the Servicer, by U.S. Mail at: |
Midland Loan Services, Inc.
P.O. Box 25965
Shawnee Mission, KS 66225-5965
Attention: President
Facsimile No.: (913) 253-9001
or by delivery to:
Midland Loan Services, Inc.
10851 Mastin, Suite 300
Overland Park, KS 66210
Attention: President
with a copy to:
Dechert LLP
30 Rockefeller Plaza
New York, NY 10112
Attn: Stephanie M. Tita
Facsimile No.: (212) 698-3594
Any of the above-referenced Persons may change its address for notices hereunder by giving notice of such change to the other Persons. All notices and demands shall be deemed to have been given at the time of the delivery at the address of such Person for notices hereunder if personally delivered, mailed by certified or registered mail, postage prepaid, return receipt requested, or sent by overnight courier or telecopy; provided, however, that any notice delivered after normal business hours of the recipient or on a day which is not a Business Day shall be deemed to have been given on the next succeeding Business Day.
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To the extent that any demand, notice or communication hereunder is given to the Servicer by a Responsible Officer of the Master Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Master Servicer with respect to such communication, and the Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication. To the extent that any demand, notice or communication hereunder is given to the Master Servicer by a Responsible Officer of the Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Servicer with respect to such communication, and the Master Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication.
Section 9.04 Severability of Provisions.
If one or more of the provisions of this Agreement shall be for any reason whatever held invalid or unenforceable, such provisions shall be deemed severable from the remaining covenants, agreements and provisions of this Agreement and such invalidity or unenforceability shall in no way affect the validity or enforceability of such remaining provisions or the rights of any parties thereunder. To the extent permitted by law, the parties hereto hereby waive any provision of law that renders any provision of this Agreement invalid or unenforceable in any respect.
Section 9.05 Inspection and Audit Rights.
The Servicer agrees that, on reasonable prior notice, it will permit any agent or representative of the Master Servicer, during the Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by accountants selected by the Master Servicer, and to discuss matters relating to the Mortgage Loans with the Servicer’s officers, employees and accountants (and by this provision the Servicer hereby authorizes such accountants to discuss with such agents or representatives such matters), all at such reasonable times and as often as may be reasonably requested. Any expense incident to the exercise by the Master Servicer of any right under this Section shall be borne by the Master Servicer.
Section 9.06 Binding Effect; No Partnership; Counterparts.
The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and permitted assigns of the parties hereto. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor for the Master Servicer. For the purpose of facilitating the execution of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
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Section 9.07 Protection of Confidential Information; No Solicitation.
The Servicer shall keep confidential and shall not divulge to any party, without the Master Servicer’s prior written consent, any information pertaining to the Mortgage Loans, the Mortgaged Properties, or the Borrowers except to the extent that (a) it is appropriate for the Servicer to do so (i) in working with legal counsel, auditors, other advisors, taxing authorities or other governmental agencies, (ii) in accordance with Accepted Servicing Practices or (iii) when required by any law, regulation, ordinance, court order or subpoena or (b) the Servicer is disseminating general statistical information relating to the mortgage loans being serviced by the Servicer (including the Mortgage Loans) so long as the Servicer does not identify the Master Servicer or the Borrowers.
In addition to the foregoing, neither the Servicer nor any of its Affiliates shall (i) provide any employee of the Servicer or its Affiliates that is directly involved in the solicitation of borrowers in connection with the origination of mortgage loans by the Servicer and its Affiliates access to any reports, documents or information in respect of any Borrower, Mortgaged Property or Mortgage Loan which the Servicer has received pursuant to its Loan Servicing obligations hereunder, or (ii) use any such reports, documents or information in connection with such solicitation of borrowers. Failure of the Servicer to comply with its obligations under this Section shall result in an Event of Default hereunder.
Section 9.08 General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:
(a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender;
(b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles;
(c) references herein to an “Article,” “Section,” or other subdivision without reference to a document are to the designated Article, Section or other applicable subdivision of this Agreement;
(d) reference to a Section, subsection, paragraph or other subdivision without further reference to a specific Section is a reference to such Section, subsection, paragraph or other subdivision, as the case may be, as contained in the same Section in which the reference appears;
(e) the words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provision;
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(f) the term “include” or “including” shall mean without limitation by reason of enumeration; and
(g) the Article, Section and subsection headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning of the provisions contained therein.
Section 9.09 Further Agreements.
The Servicer and the Master Servicer each agree to execute and deliver to the other such additional documents, instruments or agreements as may be reasonably requested by the other and as may be necessary or appropriate to effectuate the purposes of this Agreement.
[Signature Page Follows]
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IN WITNESS WHEREOF, the Master Servicer and the Servicer have caused this Agreement to be duly executed by their respective officers thereunto duly authorized as of the date first above written.
IMPAC FUNDING CORPORATION
By:
Name:
Title:
(“Master Servicer”)
MIDLAND LOAN SERVICES, INC.
By:
Name:
Title:
(“Servicer”)
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EXHIBIT A
Servicing File Listing
1) | Copy of executed Note (including addendums, amendments, modifications, etc., as they may apply), Loan Agreement and Guaranty Agreement (if applicable). |
2) | Copy of executed and filed Deed of Trust/Mortgage (including addendums, amendments, modifications, etc., as they may apply). |
3) | Copy of Assignment of Leases and Rents and Security Agreement, if separate from the Deed of Trust/Mortgage. |
4) | Copy of any other legal document(s) referenced in the Note, Deed of Trust/Mortgage, Security Agreement, Loan Agreement or Guaranty Agreement. |
5) | Copies of all filed UCC Financing Statements and Lien Searches. |
6) | Loan Closing Statement. |
7) | Borrower (and Guarantor, if applicable) financial and operating statements, tax returns, tax identification number(s), mailing address(es), phone number(s), and fax number(s). Also include property operating and financial statements if prepared separately. |
8) | Special Reserve Agreement(s), if applicable. |
9) | Property Information - paid tax receipts, insurance policy(ies), appraisal(s), flood certificate(s), and environmental reports. |
10) | Underwriting File. |
11) | Checks/Wires for prepaid interest, tax and insurance impounds, and special reserves. |
12) | Lockbox agreement(s), if applicable. |
13) | If special arrangements have been made with the borrower and/or guarantor that are not noted in the legal documents, a memorandum detailing the situation. |
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EXHIBIT B
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE
(RMBS unless otherwise noted)
Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.
Key: X - obligation
Reg AB Reference | Servicing Criteria | Servicer | Master Servicer | Trustee |
General Servicing Considerations | ||||
1122(d)(1)(i) | Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. | X | X | X |
1122(d)(1)(ii) | If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities. | To the extent applicable | X | |
1122(d)(1)(iii) | Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained. | |||
1122(d)(1)(iv) | A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. | X | X |
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Cash Collection and Administration | ||||
1122(d)(2)(i) | Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. | X | X | X |
1122(d)(2)(ii) | Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. | X | X | X |
1122(d)(2)(iii) | Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. | X | ||
1122(d)(2)(iv) | The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. | X | X | X |
1122(d)(2)(v) | Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. | X | X | X |
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1122(d)(2)(vi) | Unissued checks are safeguarded so as to prevent unauthorized access. | If applicable | ||
1122(d)(2)(vii) | Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. | X | X | X |
Investor Remittances and Reporting |
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1122(d)(3)(i) | Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer. | X | X | |
1122(d)(3)(ii) | Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. | X | X | |
1122(d)(3)(iii) | Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements. | X | X | |
1122(d)(3)(iv) | Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. | X | X | |
Pool Asset Administration | ||||
1122(d)(4)(i) | Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. | X | X | |
1122(d)(4)(ii) | Pool assets and related documents are safeguarded as required by the transaction agreements | X | X | |
1122(d)(4)(iii) | Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. | X | X | X |
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1122(d)(4)(iv) | Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. | X | ||
1122(d)(4)(v) | The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance. | X | ||
1122(d)(4)(vi) | Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. | X | X | |
1122(d)(4)(vii) | Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. | X | X |
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1122(d)(4)(viii) | Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). | X | ||
1122(d)(4)(ix) | Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. | X | X | |
1122(d)(4)(x) | Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. | X | ||
1122(d)(4)(xi) | Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. | X |
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1122(d)(4)(xii) | Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission. | X | ||
1122(d)(4)(xiii) | Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements. | X | ||
1122(d)(4)(xiv) | Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. | X | X | |
1122(d)(4)(xv) | Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. | X | X |
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EXHIBIT C
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY
As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25 of the PSA. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.
Under Item 1 of Form 10-D: a) items marked "4.02 statement" are required to be included in the periodic Distribution Date statement under Section 4.02 of the PSA, provided by the Trustee based on information received from the Master Servicer; and b) items marked "Form 10-D report" are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.
Form | Item | Description | Responsible Party |
10-D | Must be filed within 15 days of the Distribution Date. | ||
1 | Distribution and Pool Performance Information | ||
Item 1121(a) - Distribution and Pool Performance Information | |||
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period. | 4.02 statement | ||
(2) Cash flows received and the sources thereof for distributions, fees and expenses. | 4.02 statement | ||
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including: | 4.02 statement | ||
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses. | 4.02 statement | ||
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments. | 4.02 statement | ||
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers. | 4.02 statement |
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(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow. | 4.02 statement | ||
(4) Beginning and ending principal balances of the asset-backed securities. | 4.02 statement | ||
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges. | 4.02 statement | ||
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period. | 4.02 statement | ||
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable. | 4.02 statement | ||
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts. | 4.02 statement Updated pool composition information fields to be as specified by Depositor from time to time | ||
(9) Delinquency and loss information for the period. In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. | 4.02 statement. Form 10-D report: Depositor | ||
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements. | 4.02 statement | ||
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time. | Form 10-D report; Servicer | ||
(12) Material breaches of pool asset representations or warranties or transaction covenants. | Form 10-D report: Servicer |
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(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met. | 4.02 statement | ||
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool, [information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable. Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets. | Form 10-D report: Depositor Form 10-D report: Depositor Form 10-D report: Depositor | ||
Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b). | Depositor | ||
2 | Legal Proceedings | ||
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: Seller Depositor Trustee Trustee Issuing entity Master Servicer Originator Custodian | Seller Depositor Trustee Trustee Depositor Master Servicer Originator Custodian | ||
3 | Sales of Securities and Use of Proceeds | ||
Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered. | Depositor |
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4 | Defaults Upon Senior Securities | ||
Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice) | N/A | ||
5 | Submission of Matters to a Vote of Security Holders | ||
Information from Item 4 of Part II of Form 10-Q | Trustee | ||
6 | Significant Obligors of Pool Assets | ||
Item 1112(b) - Significant Obligor Financial Information* | N/A | ||
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item. | |||
7 | Significant Enhancement Provider Information | ||
Item 1114(b)(2) - Credit Enhancement Provider Financial Information* Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference | N/A N/A | ||
Item 1115(b) - Derivative Counterparty Financial Information* Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference | [TBD] [TBD] Depositor | ||
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items. | |||
8 | Other Information | ||
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported | The Responsible Party for the applicable Form 8-K item as indicated below |
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9 | Exhibits | ||
Distribution report | Trustee | ||
Exhibits required by Item 601 of Regulation S-K, such as material agreements | Depositor | ||
8-K | Must be filed within four business days of an event reportable on Form 8-K. | ||
1.01 | Entry into a Material Definitive Agreement | ||
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus | Depositor | ||
1.02 | Termination of a Material Definitive Agreement | ||
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement. | Depositor | ||
1.03 | Bankruptcy or Receivership | ||
Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Servicer or Trustee, with respect to any of the following: Sponsor (Seller), Depositor, Servicer, Trustee, Swap Provider, Custodian | Depositor/Servicer | ||
2.04 | Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement | ||
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement | N/A |
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3.03 | Material Modification to Rights of Security Holders | ||
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement | Party requesting material modification | ||
5.03 | Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year | ||
Disclosure is required of any amendment "to the governing documents of the issuing entity" | Depositor | ||
5.06 | Change in Shell Company Status | ||
[Not applicable to ABS issuers] | Depositor | ||
6.01 | ABS Informational and Computational Material | ||
[Not included in reports to be filed under Section 4.07] | Depositor | ||
6.02 | Change of Master Servicer or Trustee | ||
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required. | Trustee or Master Servicer | ||
6.03 | Change in Credit Enhancement or Other External Support | ||
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required. | Depositor | ||
6.04 | Failure to Make a Required Distribution | Trustee | |
6.05 | Securities Act Updating Disclosure | ||
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool. | Depositor |
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If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively. | Depositor | ||
7.01 | Regulation FD Disclosure | Depositor | |
8.01 | Other Events | ||
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders. | Depositor | ||
9.01 | Financial Statements and Exhibits | The Responsible Party applicable to reportable event | |
10-K | Must be filed within 90 days of the fiscal year end for the registrant. | ||
9B | Other Information | ||
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported | The Responsible Party for the applicable Form 8-K item as indicated above | ||
15 | Exhibits and Financial Statement Schedules | ||
Item 1112(b) - Significant Obligor Financial Information | N/A | ||
Item 1114(b)(2) - Credit Enhancement Provider Financial Information Determining applicable disclosure threshold Obtaining required financial information or effecting incorporation by reference | N/A N/A | ||
Item 1115(b) - Derivative Counterparty Financial Information Determining current maximum probable exposure Determining current significance percentage Obtaining required financial information or effecting incorporation by reference | [TBD] [TBD] Depositor | ||
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities: | |||
Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian | Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian |
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Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders: Seller Depositor Trustee Issuing entity Master Servicer Originator Custodian Credit Enhancer/Support Provider, if any Significant Obligor, if any | Seller Depositor Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity) Issuing entity Master Servicer Originator Custodian Depositor Depositor | ||
Item 1122 - Assessment of Compliance with Servicing Criteria | Each Party participating in the servicing function | ||
Item 1123 -Servicer Compliance Statement | Master Servicer |
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Addendum A
The Derivative Provider agrees to indemnify and hold harmless the Depositor and the Sponsor and each of their directors and officers and affiliates and each person, if any, who controls the Depositor within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act (collectively, the “Impac Indemnified Parties”), against any and all actual losses, claims, expenses, damages or liabilities to which the Impac Indemnified Parties may become subject, under the Securities Act or otherwise, insofar as such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or omission of a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading in any Company Financial Information to be provided by the Derivative Provider pursuant to Section 2 of this Agreement that is required to be filed in any Exchange Act report (the “Company Information”). The Derivative Provider will reimburse such reasonable legal or other expenses actually incurred by the Impac Indemnified Parties in connection with investigating or defending any such loss, claim, damage, liability or action. This indemnity agreement will be in addition to any liability which the Derivative Provider may otherwise have.
Promptly after receipt by an indemnified party under this Agreement of notice of the commencement of any action described therein, such indemnified party will, if a claim in respect thereof is to be made against the indemnifying party under this Agreement, notify in writing the indemnifying party of the commencement thereof, but the omission so to notify the indemnifying party will not relieve the indemnifying party from any liability that it may have to any indemnified party (a) under this Agreement except to the extent that the omission to notify the indemnifying party with respect to this Agreement materially adversely affects the indemnifying party’s ability to perform under this Agreement or (b) otherwise than under this Agreement. In case any such action is brought against any indemnified party, and it notifies the indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein, and, to the extent that it may wish to do so, jointly with any other indemnifying party similarly notified, to assume the defense thereof, with counsel reasonably satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party, be counsel to the indemnifying party), and, after notice from the indemnifying party to such indemnified party under this clause (b), such indemnifying party shall not be liable for any legal or other expenses subsequently incurred by such indemnified party in connection with the defense thereof other than reasonable costs of investigation.
Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; (iii) a conflict or potential conflict exists (based on advice of counsel to the indemnified party) between the indemnified party and the indemnifying party (in which case the indemnifying party will not have the right to direct the defense of such action on behalf of the indemnified party) or (iv) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified parties, which firm shall be designated in writing by the indemnified party.
Add-A-1
Each indemnified party, as a condition of the indemnity agreement contained in clause (a) above, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action or claim effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability (to the extent set forth in clause (a) above) by reason of such settlement or judgment.
If the indemnification provided for in clause (a) above is unavailable or insufficient to hold harmless an indemnified party under clause (a) above, then each indemnifying party shall contribute to the amount paid or payable by such indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to in clause (a) above (i) in such proportion as is appropriate to reflect the relative benefits received by the Depositor on the one hand and the Derivative Provider on the other from the offering of the underwritten securities or (ii) if the allocation provided by clause (e)(i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause (e)(i) above but also the relative fault of the Depositor on the one hand and the Bank on the other in connection with the statements or omissions which resulted in such losses, claims, expenses, damages or liabilities as well as any other relevant equitable considerations. The relative benefits received by the Depositor on the one hand and the Derivative Provider on the other shall be deemed to be in the same proportion as the total net proceeds from the offering (before deducting expenses) received by the Depositor bear to the total fees received by the Derivative Provider. The relative fault shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by the Depositor or by the Derivative Provider and the parties’ relative intent, knowledge, access to information and opportunity to correct or prevent such untrue statement or omission. The amount paid by an indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to above in the first sentence of this clause (e) shall be deemed to include any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any action or claim which is the subject of this clause (e). No person guilty of fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation.
Add-A-2