Exhibit 23.5
Consent of Independent Auditor
Valley Bancorp, Inc.
Hunt Valley, Maryland
We hereby consent to the use in the Prospectus constituting a part of this Registration Statement on Amendment No. 3 to the Form S-1 of Bradford Bancorp, Inc. and the applications on Amendment No. 3 to the Form A-C and Amendment No. 3 to the Form H-(e) 1-S of our report dated November 8, 2006, relating to the consolidated financial statements of Valley Bancorp, Inc. as of September 30, 2006 and 2005 and for the two years in the period ended September 30, 2006, which is contained in that Prospectus.
We also consent to the reference to us under the caption “Experts” in the Prospectus.
/s/ Beard Miller Company LLP
Beard Miller Company LLP
Baltimore, Maryland
September 24, 2007
