Hanson & Doremus Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Apple Inc.	COMMON	037833100	4,740	342,967	SH		SOLE		342,028	0	939
Atlas Air Worldwide Hldg	COMMON	049164205	134	1,397	SH		SOLE		1,397	0	0
AbbVie Inc.	COMMON	00287Y109	1,245	9,278	SH		SOLE		9,278	0	0
Amerisource Bergen Corp.	COMMON	03073E105	27	202	SH		SOLE		202	0	0
Airbnb Inc	COMMON	009066101	7	68	SH		SOLE		68	0	0
Abbott Laboratories	COMMON	002824100	1,174	12,138	SH		SOLE		12,029	0	109
Accenture Ltd Cl A F	COMMON	G1151C101	106	413	SH		SOLE		413	0	0
ACNB Corporation	COMMON	000868109	28	938	SH		SOLE		938	0	0
Adobe Systems Inc.	COMMON	00724F101	30	110	SH		SOLE		110	0	0
Analog Devices Inc.	COMMON	032654105	22	160	SH		SOLE		160	0	0
Archer-Daniels-Midland Inc.	COMMON	039483102	253	3,139	SH		SOLE		2,334	0	805
Auto Data Processing	COMMON	053015103	305	1,347	SH		SOLE		1,347	0	0
Autodesk Inc	COMMON	052769106	46	247	SH		SOLE		247	0	0
Amer Electric Pwr Co Inc	COMMON	025537101	34	395	SH		SOLE		395	0	0
A F L A C Inc.	COMMON	001055102	106	1,881	SH		SOLE		1,881	0	0
iShares Lehman Agg Bond Fd ETF	ETF	464287226	1,091	11,324	SH		SOLE		11,324	0	0
American Int'l Group	COMMON	026874784	5	100	SH		SOLE		100	0	0
Gallagher Arthur J & Co	COMMON	363576109	142	828	SH		SOLE		828	0	0
Alexander & Baldwin Inc	COMMON	014491104	20	1,190	SH		SOLE		1,190	0	0
Allstate	COMMON	020002101	249	2,001	SH		SOLE		2,001	0	0
Allegion Public Ltd Co	COMMON	G0176J109	18	200	SH		SOLE		200	0	0
Alerus Finl Corp	COMMON	01446U103	5	226	SH		SOLE		226	0	0
Antero Midstream Partners LP	COMMON	03676B102	2	202	SH		SOLE		202	0	0
Applied Materials	COMMON	038222105	55	674	SH		SOLE		674	0	0
Amc Networks Inc Cl A	COMMON	00164V103	27	1,331	SH		SOLE		1,331	0	0
Advanced Micro Devices	COMMON	007903107	56	890	SH		SOLE		890	0	0
Amgen Incorporated	COMMON	031162100	324	1,439	SH		SOLE		1,439	0	0
Amkor Technology Inc	COMMON	031652100	664	38,915	SH		SOLE		38,915	0	0
Ameriprise Financial Inc.	COMMON	03076C106	39	153	SH		SOLE		109	0	44
America Movil L ADR	COMMON	02364W105	59	3,600	SH		SOLE		3,600	0	0
Amazon.Com	COMMON	023135106	2,390	21,153	SH		SOLE		20,590	0	563
A O N Corporation	COMMON	G0403H108	27	100	SH		SOLE		100	0	0
Air Products & Chemicals Inc.	COMMON	009158106	360	1,549	SH		SOLE		1,549	0	0
Aptiv PLC	COMMON	G6095L109	17	216	SH		SOLE		125	0	91
ARK Next Generation Internet ETF	ETF	00214Q401	4	98	SH		SOLE		98	0	0
Arrowhead Pharma Inc	COMMON	04280A100	11	320	SH		SOLE		320	0	0
Asml Hldgs Nv	COMMON	N07059210	4	10	SH		SOLE		10	0	0
Astec Industries	COMMON	046224101	110	3,531	SH		SOLE		3,531	0	0
Atmos Energy Corp	COMMON	049560105	15	150	SH		SOLE		150	0	0
AptarGroup, Inc	COMMON	038336103	560	5,888	SH		SOLE		5,825	0	63
Activision Inc.	COMMON	00507V109	227	3,058	SH		SOLE		3,058	0	0
Avalon Bay Communities	COMMON	053484101	4	21	SH		SOLE		21	0	0
Broadcom Ltd	COMMON	11135F101	24	53	SH		SOLE		53	0	0
Avery Dennison	COMMON	053611109	34	208	SH		SOLE		208	0	0
American Express Company	COMMON	025816109	339	2,510	SH		SOLE		2,510	0	0
AstraZeneca plc ADR	COMMON	046353108	961	17,519	SH		SOLE		17,386	0	133
Boeing Co.	COMMON	097023105	1,793	14,809	SH		SOLE		14,562	0	247
Bank of America Corp	COMMON	060505104	59	1,947	SH		SOLE		1,947	0	0
Booz Allen Hamilton Holding Corp	COMMON	099502106	53	575	SH		SOLE		575	0	0
Bandwidth Inc	COMMON	05988J103	9	730	SH		SOLE		730	0	0
Baxter International	COMMON	071813109	534	9,922	SH		SOLE		9,922	0	0
BCE Inc.	COMMON	05534B760	152	3,636	SH		SOLE		2,933	0	703
Black Rock Resources Tr	COMMON	09257A108	10	1,163	SH		SOLE		1,163	0	0
Blackrock Ehncd Eqty Div	COMMON	09251A104	9	1,100	SH		SOLE		1,100	0	0
Becton Dickinson & Co	COMMON	075887109	127	568	SH		SOLE		568	0	0
Bar Harbor Bankshare	COMMON	066849100	9	358	SH		SOLE		358	0	0
Baidu Inc ADR	COMMON	056752108	191	1,623	SH		SOLE		1,623	0	0
Biogen Idec Inc	COMMON	09062X103	160	601	SH		SOLE		601	0	0
ProShares Bitcoin Strategy ETF	ETF	74347G440	6	500	SH		SOLE		500	0	0
Vanguard Interm. Bond Idx ETF	ETF	921937819	32	429	SH		SOLE		429	0	0
Bank of New York Mellon	COMMON	064058100	64	1,670	SH		SOLE		1,670	0	0
Booking Holdings Inc	COMMON	09857L108	7	4	SH		SOLE		4	0	0
Blackrock Inc	COMMON	09247X101	81	148	SH		SOLE		148	0	0
Bristol Myers	COMMON	110122108	2,381	33,496	SH		SOLE		33,022	0	474
Vanguard Total U.S. Bond Market ETF	ETF	921937835	28,499	399,534	SH		SOLE		389,590	0	9,944
Vanguard Total Int'l Bond Market ETF	ETF	92203J407	15,149	317,380	SH		SOLE		310,884	0	6,496
BP plc ADR	COMMON	055622104	15	528	SH		SOLE		528	0	0
Popular Inc	COMMON	733174700	12	160	SH		SOLE		160	0	0
Broadridge Finl Solution	COMMON	11133T103	101	700	SH		SOLE		700	0	0
Berkshire Hathaway Cl B	COMMON	084670702	3,965	14,849	SH		SOLE		14,085	0	764
Vanguard Short-Term Bond ETF	ETF	921937827	2,746	36,698	SH		SOLE		36,079	0	619
Anheuser Busch Co., Inc.	COMMON	03524A108	8	186	SH		SOLE		186	0	0
Borg Warner Inc	COMMON	099724106	568	18,090	SH		SOLE		18,090	0	0
Blackstone Group Lp	COMMON	09260D107	12	148	SH		SOLE		148	0	0
Citigroup	COMMON	172967424	160	3,839	SH		SOLE		3,839	0	0
China Automotive Systems Inc	COMMON	16936R105	74	18,664	SH		SOLE		18,664	0	0
Cardinal Health Inc	COMMON	14149Y108	4	58	SH		SOLE		58	0	0
Carrier Global Corp-Wi	COMMON	14448C104	86	2,422	SH		SOLE		2,422	0	0
Caterpillar	COMMON	149123101	1,470	8,956	SH		SOLE		8,956	0	0
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	132	3,020	SH		SOLE		3,020	0	0
Chubb Limited	COMMON	H1467J104	299	1,642	SH		SOLE		1,642	0	0
CBRE Group Inc	COMMON	12504L109	234	3,470	SH		SOLE		3,470	0	0
Community Bank System	COMMON	203607106	514	8,556	SH		SOLE		7,656	0	900
Crown Castle International Corp	COMMON	22822V101	60	417	SH		SOLE		417	0	0
Constellation Energy Co.	COMMON	21037T109	14	163	SH		SOLE		163	0	0
CF Industries Holdings Inc	COMMON	125269100	24	250	SH		SOLE		0	0	250
Chemed Corp.	COMMON	16359R103	1,566	3,586	SH		SOLE		3,586	0	0
Charter Communications Inc	COMMON	16119P108	75	248	SH		SOLE		248	0	0
Cigna Corp	COMMON	125523100	233	838	SH		SOLE		838	0	0
First Trust NASDAQ Cybersecurity ETF	ETF	33734X846	66	1,710	SH		SOLE		1,710	0	0
Cincinnati Financial Corp	COMMON	172062101	35	390	SH		SOLE		390	0	0
Colgate-Palmolive	COMMON	194162103	462	6,570	SH		SOLE		6,570	0	0
Core Laboratories N V	COMMON	N22717107	15	1,148	SH		SOLE		1,148	0	0
Clorox Company	COMMON	189054109	13	100	SH		SOLE		100	0	0
Comerica Incorporated	COMMON	200340107	142	2,000	SH		SOLE		2,000	0	0
Comcast Corp.	COMMON	20030N101	179	6,117	SH		SOLE		6,117	0	0
CME Group Inc.	COMMON	12572Q105	394	2,222	SH		SOLE		2,222	0	0
Cummins Inc	COMMON	231021106	54	264	SH		SOLE		203	0	61
Centene Corp	COMMON	15135B101	27	350	SH		SOLE		350	0	0
Canadian Natl Ry Co	COMMON	136375102	21	192	SH		SOLE		192	0	0
Capital One Financial	COMMON	14040H105	67	724	SH		SOLE		724	0	0
Conoco Phillips	COMMON	20825C104	737	7,205	SH		SOLE		7,205	0	0
Costco	COMMON	22160K105	4,631	9,806	SH		SOLE		9,558	0	248
Canadian Pacific	COMMON	13645T100	39	582	SH		SOLE		582	0	0
Salesforce Com	COMMON	79466L302	90	626	SH		SOLE		626	0	0
Cisco Systems, Inc.	COMMON	17275R102	2,650	66,250	SH		SOLE		64,370	0	1,880
CSX Corp	COMMON	126408103	116	4,339	SH		SOLE		4,339	0	0
Corteva Inc com	COMMON	22052L104	27	475	SH		SOLE		475	0	0
CVS Corp	COMMON	126650100	1,957	20,524	SH		SOLE		20,074	0	450
Chevron Corp.	COMMON	166764100	683	4,754	SH		SOLE		4,608	0	146
Dominion Energy	COMMON	25746U109	1,384	20,022	SH		SOLE		17,964	0	2,058
E I DuPont	COMMON	26614N102	829	16,456	SH		SOLE		16,099	0	357
Deere & Company	COMMON	244199105	866	2,595	SH		SOLE		2,595	0	0
Roundhill Acquirers Deep Value ETF	ETF	26922A701	21	748	SH		SOLE		748	0	0
Diageo PLC ADR	ADR	25243Q205	38	226	SH		SOLE		226	0	0
Wisdomtree Japan SmCap Div ETF	ETF	97717W836	35	620	SH		SOLE		620	0	0
Discover Financial Svcs	COMMON	254709108	18	196	SH		SOLE		196	0	0
Dollar General	COMMON	256677105	6	27	SH		SOLE		27	0	0
iShares Core Dividend Growth ETF	ETF	46434V621	362	8,148	SH		SOLE		8,148	0	0
WisdomTree Emerg Mk SmCap ETF	ETF	97717W281	202	5,061	SH		SOLE		3,974	0	1,087
D R Horton Co.	COMMON	23331A109	4	58	SH		SOLE		58	0	0
Danaher Corp	COMMON	235851102	39	150	SH		SOLE		150	0	0
SPDR Dow Jones Ind Avg ETF	ETF	78467X109	86	300	SH		SOLE		300	0	0
Walt Disney Hldg	COMMON	254687106	2,233	23,672	SH		SOLE		23,251	0	421
Dick's Sporting Goods Inc	COMMON	253393102	1	8	SH		SOLE		8	0	0
Digital Realty Trust REIT	REIT	253868103	195	1,970	SH		SOLE		1,970	0	0
Dover Corporation	COMMON	260003108	42	362	SH		SOLE		362	0	0
Dow In	COMMON	260557103	125	2,836	SH		SOLE		2,836	0	0
D T E Energy Co.	COMMON	233331107	7	62	SH		SOLE		0	0	62
Duke Energy Corp.	COMMON	26441C204	2,131	22,909	SH		SOLE		22,600	0	309
Devon Energy Corp	COMMON	25179M103	10	167	SH		SOLE		167	0	0
iShares Select Dividend Idx ETF	ETF	464287168	100	932	SH		SOLE		932	0	0
E Bay Inc.	COMMON	278642103	14	368	SH		SOLE		368	0	0
Ecofin Global Water ESG	COMMON	56167N753	38	1,146	SH		SOLE		1,146	0	0
Ecolab Inc.	COMMON	278865100	39	270	SH		SOLE		222	0	48
Consolidated Edison Inc.	COMMON	209115104	186	2,169	SH		SOLE		2,169	0	0
iShares MSCI Emerging Market ETF	ETF	464287234	16	453	SH		SOLE		0	0	453
SPDR MSCI Emerg Fsl Fl Free ETF	ETF	78470E205	391	7,371	SH		SOLE		7,371	0	0
iShares MSCI EAFE ETF	ETF	464287465	201	3,593	SH		SOLE		3,593	0	0
SPDR MSCI EAFE Fsl Fuel Fr ETF	ETF	78470E106	611	10,437	SH		SOLE		10,437	0	0
Edison International	COMMON	281020107	304	5,377	SH		SOLE		5,377	0	0
Lauder Estee Co	COMMON	518439104	5	25	SH		SOLE		25	0	0
Anthem Inc	COMMON	036752103	174	383	SH		SOLE		383	0	0
Eastman Chemical Co.	COMMON	277432100	14	200	SH		SOLE		200	0	0
EMQQ Emerging Markets Intrnt & Ecmrc ETF	ETF	301505889	228	8,571	SH		SOLE		8,571	0	0
Emerson Electric Co.	COMMON	291011104	1,438	19,637	SH		SOLE		18,937	0	700
E O G Resources Inc	COMMON	26875P101	15	132	SH		SOLE		132	0	0
Enterprise Products Prtn LP	COMMON	293792107	75	3,159	SH		SOLE		3,159	0	0
WisdomTree India Earnings ETF	ETF	97717W422	81	2,665	SH		SOLE		2,665	0	0
Equinix Inc New	COMMON	29444U700	4	7	SH		SOLE		7	0	0
Equity Residential Prop. REIT	REIT	29476L107	241	3,589	SH		SOLE		3,589	0	0
Eversource Energy	COMMON	30040W108	26	328	SH		SOLE		328	0	0
iShares ESG Aware MSCI EAFE ETF	ETF	46435G516	238	4,233	SH		SOLE		4,233	0	0
iShares MSCI Emerg Esg ETF	ETF	46434G863	271	9,811	SH		SOLE		9,811	0	0
iShares ESG Aware MSCI USA ETF	ETF	46435G425	211	2,651	SH		SOLE		2,651	0	0
Vanguard ESG US Stock ETF	ETF	921910733	7,211	114,622	SH		SOLE		112,624	0	1,998
Energy Transfer Equity LP	COMMON	29273V100	10	864	SH		SOLE		864	0	0
Eaton Corp.	COMMON	G29183103	244	1,829	SH		SOLE		1,829	0	0
East West Bancorp	COMMON	27579R104	814	12,119	SH		SOLE		12,119	0	0
iShares MSCI Taiwan Index ETF	ETF	46434G772	96	2,225	SH		SOLE		2,225	0	0
Expeditors Int'l of Washington	COMMON	302130109	63	715	SH		SOLE		715	0	0
Ford Motor Company	COMMON	345370860	32	2,819	SH		SOLE		2,819	0	0
Diamondback Energy Inc	COMMON	25278X109	3	26	SH		SOLE		26	0	0
Aberdeen Asia Pac Income Fd	COMMON	003009107	101	40,073	SH		SOLE		40,073	0	0
Fidus Investment Corp	COMMON	316500107	11	635	SH		SOLE		635	0	0
Fedex Corporation	COMMON	31428X106	841	5,667	SH		SOLE		5,667	0	0
Fidelity MSCI Health Care ETF	ETF	316092600	45	785	SH		SOLE		0	0	785
SPDR Blmbg Barclays Inv Grd Flt Rt ETF	ETF	78468R200	349	11,502	SH		SOLE		11,502	0	0
First Solar Inc	COMMON	336433107	1,709	12,920	SH		SOLE		12,920	0	0
Fortinet Inc	COMMON	34959E109	139	2,825	SH		SOLE		2,825	0	0
Fidelity MSCI Utilities ETF	ETF	316092865	26	613	SH		SOLE		0	0	613
Liberty Formula One Group	COMMON	531229854	6	105	SH		SOLE		105	0	0
iShares Tr China 25 Index ETF	ETF	464287184	6	228	SH		SOLE		228	0	0
General Dynamics Corp.	COMMON	369550108	7	33	SH		SOLE		33	0	0
Vaneck Vectors Gold Miners ETF	ETF	92189F106	1,075	44,559	SH		SOLE		44,559	0	0
General Electric Co.	COMMON	369604301	292	4,723	SH		SOLE		4,381	0	342
GlobalFoundries, Inc	COMMON	G39387108	3	65	SH		SOLE		65	0	0
Gilead Sciences Inc	COMMON	375558103	126	2,041	SH		SOLE		2,041	0	0
Gilat Satellite Networks Ltd	COMMON	M51474118	69	12,881	SH		SOLE		12,881	0	0
General Mills, Inc.	COMMON	370334104	139	1,817	SH		SOLE		1,817	0	0
SPDR Gold Trust ETF	ETF	78463V107	1,598	10,333	SH		SOLE		10,333	0	0
Corning	COMMON	219350105	3,871	133,389	SH		SOLE		132,441	0	948
General Motors	COMMON	37045V100	16	500	SH		SOLE		500	0	0
Alphabet, Inc Cl C	COMMON	02079K107	2,828	29,417	SH		SOLE		28,577	0	840
Alphabet, Inc. Cl A	COMMON	02079K305	2,554	26,702	SH		SOLE		25,522	0	1,180
Genuine Parts Co	COMMON	372460105	37	250	SH		SOLE		250	0	0
Garmin Ltd	COMMON	H2906T109	12	150	SH		SOLE		150	0	0
Goldman Sachs Group Inc	COMMON	38141G104	286	975	SH		SOLE		975	0	0
Glaxo Smithkline ADR	ADR	37733W204	13	448	SH		SOLE		448	0	0
Goodyear Tire & Rubber	COMMON	382550101	1	101	SH		SOLE		101	0	0
Halliburton Company	COMMON	406216101	33	1,359	SH		SOLE		1,359	0	0
Hannon Armstrong Sus REIT	REIT	41068X100	13	418	SH		SOLE		418	0	0
Hanesbrands Inc.	COMMON	410345102	175	25,156	SH		SOLE		23,156	0	2,000
Home Depot	COMMON	437076102	523	1,896	SH		SOLE		1,896	0	0
Hess Corporation	COMMON	42809H107	18	166	SH		SOLE		166	0	0
Honeywell International	COMMON	438516106	2,012	12,050	SH		SOLE		11,786	0	264
Hormel Foods Corp	COMMON	440452100	29	640	SH		SOLE		640	0	0
HSBC Holdings PLC ADR	ADR	404280406	21	809	SH		SOLE		809	0	0
Hershey Foods Corp	COMMON	427866108	201	912	SH		SOLE		912	0	0
Humana	COMMON	444859102	593	1,222	SH		SOLE		1,222	0	0
iShares Core International Bond ETF	ETF	46435G672	399	8,262	SH		SOLE		7,337	0	925
Ishares Gold ETF	ETF	464285204	645	20,471	SH		SOLE		20,089	0	382
iShares NASDAQ Biotech ETF	ETF	464287556	567	4,848	SH		SOLE		4,582	0	266
IBM Corp.	COMMON	459200101	2,188	18,412	SH		SOLE		17,684	0	728
Intercontinental Exchange, Inc.	COMMON	45866F104	5	50	SH		SOLE		50	0	0
iShares Global Clean Energy	COMMON	464288224	222	11,643	SH		SOLE		11,643	0	0
Idexx Labs Inc.	COMMON	45168D104	5	15	SH		SOLE		15	0	0
iShares Core MSCI EAFE ETF	ETF	46432F842	19	364	SH		SOLE		0	0	364
iShares Core MSCI ETF	ETF	46434G103	496	11,551	SH		SOLE		10,263	0	1,288
iShares Tr S&P Europe 350 ETF	ETF	464287861	11	300	SH		SOLE		300	0	0
India Fund	COMMON	454089103	30	1,870	SH		SOLE		1,870	0	0
iShares 5-10 Yr Corporate Bond ETF	ETF	464288638	52	1,080	SH		SOLE		1,080	0	0
Ishares Tr Sh Tr Corporate ETF	ETF	464288646	18	368	SH		SOLE		368	0	0
iShares Expanded Tech-Software Sect ETF	ETF	464287515	127	508	SH		SOLE		508	0	0
iShares S&P Midcap 400 Index ETF	ETF	464287507	133	605	SH		SOLE		434	0	171
iShares S&P Mid-Cap Grow ETF	ETF	464287606	25	396	SH		SOLE		396	0	0
iShares S&P Sm Cap Idx 600 ETF	ETF	464287804	242	2,780	SH		SOLE		1,852	0	928
Imperial Oil Ltd	COMMON	453038408	141	3,259	SH		SOLE		3,259	0	0
iShares MSCI India ETF	ETF	46429B598	16	390	SH		SOLE		390	0	0
Ingredion Incorporated	COMMON	457187102	1,077	13,377	SH		SOLE		13,312	0	65
Intel Corp.	COMMON	458140100	476	18,476	SH		SOLE		18,338	0	138
Intuit	COMMON	461202103	15	39	SH		SOLE		39	0	0
Iqvia Hldgs Inc	COMMON	46266C105	7	36	SH		SOLE		36	0	0
Ingersoll Rand Inc	COMMON	45687V106	20	454	SH		SOLE		454	0	0
Intuitive Surgical	COMMON	46120E602	13	69	SH		SOLE		69	0	0
Integer Holdings Corp	COMMON	45826H109	608	9,778	SH		SOLE		9,503	0	275
Illinois Tool Works	COMMON	452308109	172	950	SH		SOLE		950	0	0
Vanguard S&P Mid-Cap 400 Growth ETF	ETF	921932869	71	451	SH		SOLE		451	0	0
Vanguard S&P Mid-Cap 400	ETF	921932844	104	752	SH		SOLE		752	0	0
iShares S&P 500 Index ETF	ETF	464287200	406	1,132	SH		SOLE		1,132	0	0
iShares Russell 1000 Val ETF	ETF	464287598	3,732	27,446	SH		SOLE		27,446	0	0
iShares Russell 1000 Growth ETF	ETF	464287614	47	223	SH		SOLE		223	0	0
Ishares Russell 2000 Value ETF	ETF	464287630	19	151	SH		SOLE		151	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	11	54	SH		SOLE		54	0	0
iShares Russell Midcap Grth ETF	ETF	464287481	57	726	SH		SOLE		726	0	0
iShares DJ US Financial ETF	ETF	464287788	75	1,108	SH		SOLE		1,108	0	0
iShares Dow J. Healthcare ETF	ETF	464287762	165	654	SH		SOLE		654	0	0
iShares Tr DJ U S Tech Sector ETF	ETF	464287721	151	2,052	SH		SOLE		2,052	0	0
Jacobs Engineering Group Inc	COMMON	46982L108	33	303	SH		SOLE		303	0	0
Jefferies Finl Group Inc	COMMON	47233W109	24	810	SH		SOLE		810	0	0
JPMorgan Equity Premium Income ETF	ETF	46641Q332	272	5,305	SH		SOLE		5,305	0	0
Johnson & Johnson	COMMON	478160104	2,392	14,640	SH		SOLE		13,835	0	805
JP Morgan Chase & Co	COMMON	46625H100	1,918	18,356	SH		SOLE		18,356	0	0
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	44	881	SH		SOLE		881	0	0
Kraft Heinz Company	COMMON	500754106	1,296	38,855	SH		SOLE		37,095	0	1,760
KLA-Tencor Corporation	COMMON	482480100	48	157	SH		SOLE		157	0	0
Kimberly-Clark Corp.	COMMON	494368103	232	2,058	SH		SOLE		2,058	0	0
Kinder Morgan Inc.	COMMON	49456B101	5	317	SH		SOLE		317	0	0
CarMax Inc	COMMON	143130102	42	635	SH		SOLE		635	0	0
Coca-Cola Co	COMMON	191216100	3,317	59,215	SH		SOLE		57,597	0	1,618
SPDR S&P Regional Banking ETF	ETF	78464A698	53	896	SH		SOLE		896	0	0
Kennedy-Wilson Holdings Inc	COMMON	489398107	35	2,255	SH		SOLE		2,255	0	0
KraneShares CSI China Internet ETF	ETF	500767306	15	611	SH		SOLE		611	0	0
Lennar Corp. Cl A	COMMON	526057104	10	134	SH		SOLE		134	0	0
Laboratory Corp of America Hlds	COMMON	50540R409	221	1,081	SH		SOLE		986	0	95
LHC Group Inc	COMMON	50187A107	1,146	7,000	SH		SOLE		7,000	0	0
Linde plc	COMMON	G5494J103	34	125	SH		SOLE		125	0	0
Eli Lilly & Co.	COMMON	532457108	1,396	4,317	SH		SOLE		4,317	0	0
Lockheed Martin	COMMON	539830109	59	154	SH		SOLE		154	0	0
Lincoln National Corp.	COMMON	534187109	31	699	SH		SOLE		699	0	0
Cheniere Energy Inc New	COMMON	16411R208	12	73	SH		SOLE		73	0	0
Alliant Energy Corp	COMMON	018802108	607	11,464	SH		SOLE		11,464	0	0
Lowes Companies Inc.	COMMON	548661107	221	1,178	SH		SOLE		1,067	0	111
Lam Research	COMMON	512807108	7	18	SH		SOLE		18	0	0
Lumen Technologies Inc	COMMON	550241103	33	4,521	SH		SOLE		4,521	0	0
Lyft Inc	COMMON	55087P104	35	2,647	SH		SOLE		2,647	0	0
Mastercard Inc	COMMON	57636Q104	102	360	SH		SOLE		360	0	0
McDonald's Corp	COMMON	580135101	562	2,435	SH		SOLE		2,435	0	0
Microchip Technology Inc.	COMMON	595017104	5	90	SH		SOLE		90	0	0
McKesson Corp.	COMMON	58155Q103	1,858	5,468	SH		SOLE		5,128	0	340
Mondelez Int'l Inc.	COMMON	609207105	666	12,155	SH		SOLE		11,700	0	455
Medtronic Inc.	COMMON	G5960L103	2,194	27,174	SH		SOLE		26,706	0	468
SPDR S&P Mid Cap 400 ETF	ETF	78467Y107	191	475	SH		SOLE		275	0	200
MercadoLibre Inc	COMMON	58733R102	3	4	SH		SOLE		4	0	0
Metlife Inc.	COMMON	59156R108	15	250	SH		SOLE		250	0	0
Facebook Inc Class A	COMMON	30303M102	82	605	SH		SOLE		605	0	0
Magna Intl Inc	COMMON	559222401	9	200	SH		SOLE		200	0	0
ETFMG Alternative Harvest ETF	ETF	26924G508	3	546	SH		SOLE		546	0	0
M K S Instruments Inc.	COMMON	55306N104	528	6,384	SH		SOLE		6,384	0	0
MillerKnoll Inc	COMMON	600544100	6	400	SH		SOLE		400	0	0
Marsh & McLennan Co's	COMMON	571748102	54	362	SH		SOLE		362	0	0
3M Company	COMMON	88579Y101	103	931	SH		SOLE		931	0	0
Magellan Midstream Ptnrs	COMMON	559080106	8	163	SH		SOLE		163	0	0
Monster Beverage Corp	COMMON	61174X109	24	273	SH		SOLE		273	0	0
Altria Group Inc.	COMMON	02209S103	26	634	SH		SOLE		634	0	0
Marathon Petroleum Corp	COMMON	56585A102	186	1,872	SH		SOLE		1,872	0	0
Blkrck Muniyield Qlty Fd	COMMON	09254F100	14	1,300	SH		SOLE		1,300	0	0
Merck	COMMON	58933Y105	4,286	49,764	SH		SOLE		48,225	0	1,539
Morgan Stanley Dean Witter	COMMON	617446448	89	1,125	SH		SOLE		1,125	0	0
MSCI Inc	COMMON	55354G100	10	23	SH		SOLE		23	0	0
Middlesex Water Co	COMMON	596680108	23	300	SH		SOLE		300	0	0
Microsoft	COMMON	594918104	9,647	41,422	SH		SOLE		40,317	0	1,105
Motorola Solutions Inc	COMMON	620076307	25	113	SH		SOLE		113	0	0
M&T Bank Corp	COMMON	55261F104	2,321	13,164	SH		SOLE		13,164	0	0
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	11	81	SH		SOLE		81	0	0
PIMCO Intermediate Muni Bond ETF	ETF	72201R866	2,212	44,136	SH		SOLE		36,200	0	7,936
Murphy USA Inc	COMMON	626755102	15	55	SH		SOLE		55	0	0
NCR Corporation	COMMON	62886E108	388	20,402	SH		SOLE		19,266	0	1,136
Nuveen AMT-Free Municipal Income Fund	ETF	670657105	5	500	SH		SOLE		500	0	0
Nextera Energy	COMMON	65339F101	558	7,113	SH		SOLE		7,113	0	0
NextEra Energy Partners LP	COMMON	65341B106	15	203	SH		SOLE		203	0	0
Netflix Inc.	COMMON	64110L106	24	100	SH		SOLE		100	0	0
National Grid Plc ADR	ADR	636274409	216	4,192	SH		SOLE		4,192	0	0
Nike, Inc.	COMMON	654106103	75	901	SH		SOLE		901	0	0
Annaly Capital Mgmt	COMMON	035710839	5	270	SH		SOLE		270	0	0
Northrop Grumman Corp	COMMON	666807102	60	128	SH		SOLE		128	0	0
ServiceNow Inc	COMMON	81762P102	363	960	SH		SOLE		960	0	0
National Storage Aff REIT	REIT	637870106	10	250	SH		SOLE		250	0	0
Norfolk Southern	COMMON	655844108	329	1,567	SH		SOLE		1,567	0	0
Nutrien Ltd	COMMON	67077M108	118	1,418	SH		SOLE		1,418	0	0
Nucor Corp	COMMON	670346105	12	111	SH		SOLE		111	0	0
Nvidia Corp	COMMON	67066G104	87	715	SH		SOLE		715	0	0
Novartis Ag ADR	ADR	66987V109	61	801	SH		SOLE		801	0	0
Nvent Electric Plc Shs	COMMON	G6700G107	11	350	SH		SOLE		350	0	0
News Ltd Corp. Cl A ADR	ADR	65249B109	4	255	SH		SOLE		255	0	0
Corp Office Pptys REIT	REIT	22002T108	8	343	SH		SOLE		343	0	0
Organon & Co	COMMON	68622V106	6	244	SH		SOLE		244	0	0
Oneok Inc New	COMMON	682680103	476	9,284	SH		SOLE		9,284	0	0
Omnicom Group Inc	COMMON	681919106	5	77	SH		SOLE		77	0	0
Oracle	COMMON	68389X105	75	1,226	SH		SOLE		1,226	0	0
OTIS Worldwide Corp-Wi	COMMON	68902V107	64	1,010	SH		SOLE		1,010	0	0
Ovintiv Ord	COMMON	69047Q102	9	189	SH		SOLE		189	0	0
Occidental Petroleum Corp.	COMMON	674599105	11	175	SH		SOLE		175	0	0
Ranpack Holdings	COMMON	75321W103	25	7,199	SH		SOLE		7,199	0	0
Palo Alto Networks	COMMON	697435105	73	447	SH		SOLE		447	0	0
Paychex Inc.	COMMON	704326107	49	435	SH		SOLE		435	0	0
Healthpeak Properties Ord	COMMON	42250P103	2	82	SH		SOLE		82	0	0
Public Sv Enterprise	COMMON	744573106	147	2,618	SH		SOLE		2,618	0	0
Pepsico, Inc.	COMMON	713448108	938	5,745	SH		SOLE		5,745	0	0
Pfizer Inc.	COMMON	717081103	4,277	97,744	SH		SOLE		95,588	0	2,156
iShares S&P U S Pfd Stk ETF	ETF	464288687	5	153	SH		SOLE		153	0	0
Procter & Gamble	COMMON	742718109	1,732	13,718	SH		SOLE		13,260	0	458
Progressive Corp	COMMON	743315103	75	647	SH		SOLE		647	0	0
Parker Hannifin Corp	COMMON	701094104	147	607	SH		SOLE		607	0	0
Kon Philips Electric NV	COMMON	500472303	48	3,134	SH		SOLE		3,134	0	0
Powershares Global Water Fund ETF	ETF	46137V142	90	1,969	SH		SOLE		1,969	0	0
Invesco Global Water ETF	ETF	46138E651	51	1,764	SH		SOLE		1,764	0	0
Prologis Reit	COMMON	74340W103	10	100	SH		SOLE		100	0	0
Philip Morris Intl Inc	COMMON	718172109	114	1,378	SH		SOLE		1,378	0	0
PNC Financial Services Group Inc.	COMMON	693475105	238	1,594	SH		SOLE		1,594	0	0
P P G Industries Inc.	COMMON	693506107	188	1,696	SH		SOLE		1,696	0	0
PPL Corporation	COMMON	69351T106	8	306	SH		SOLE		306	0	0
Powershares FTSE RAFI ETF	ETF	46137V613	90	650	SH		SOLE		650	0	0
Public Storage, Inc.	COMMON	74460D109	99	339	SH		SOLE		339	0	0
Phillips 66 SHS	COMMON	718546104	317	3,926	SH		SOLE		3,926	0	0
Prudential PLC	COMMON	74435K204	10	485	SH		SOLE		485	0	0
Quanta Services Inc	COMMON	74762E102	63	496	SH		SOLE		496	0	0
Paypal Holdings	COMMON	70450Y103	57	663	SH		SOLE		663	0	0
Qualcomm Inc.	COMMON	747525103	18	162	SH		SOLE		162	0	0
PowerShares QQQ Trust Sr 1 ETF	ETF	46090E103	110	413	SH		SOLE		413	0	0
VictoryShares Nasdaq Next 50 ETF	ETF	92647X806	2	77	SH		SOLE		77	0	0
Qorvo Inc	COMMON	74736K101	974	12,264	SH		SOLE		12,264	0	0
Dr Reddys Labs ADR	ADR	256135203	311	5,935	SH		SOLE		5,935	0	0
Regeneron Pharmaceuticals Inc	COMMON	75886F107	21	30	SH		SOLE		30	0	0
iShares MSCI Global Gold Miners ETF	ETF	46434G855	59	3,153	SH		SOLE		3,153	0	0
Royce Micro-Cap Trust	COMMON	780915104	26	3,283	SH		SOLE		3,283	0	0
Rockwell Automation	COMMON	773903109	171	796	SH		SOLE		796	0	0
Roper Industries Inc	COMMON	776696106	1,592	4,428	SH		SOLE		4,322	0	106
Republic Services Inc	COMMON	760759100	85	626	SH		SOLE		626	0	0
Rydex S&P 500 Eq Wgt ETF	ETF	46137V357	18	145	SH		SOLE		145	0	0
Raytheon Technologies Ord	COMMON	75513E101	336	4,103	SH		SOLE		4,103	0	0
Sabre Corporation	COMMON	78573M104	31	5,976	SH		SOLE		5,976	0	0
Starbucks	COMMON	855244109	2,108	25,023	SH		SOLE		24,255	0	768
Schwab US Small-Cap ETF	ETF	808524607	4	119	SH		SOLE		119	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	70,112	1,669,741	SH		SOLE		1,646,881	0	22,860
Schwab US Div Equity ETF	ETF	808524797	39	585	SH		SOLE		198	0	387
Schwab Emerging Mkt ETF	ETF	808524706	80	3,576	SH		SOLE		3,576	0	0
Schwab Int'l Equity ETF	ETF	808524805	9,838	349,751	SH		SOLE		346,519	0	3,232
Schwab US Mid-Cap ETF	ETF	808524508	5	80	SH		SOLE		80	0	0
Schwab U.S. Tips ETF	ETF	808524870	196	3,780	SH		SOLE		3,780	0	0
Schwab Intermediate US Treasury ETF	ETF	808524854	220	4,485	SH		SOLE		4,485	0	0
Schwab Large Cap Value Indx ETF	ETF	808524409	81	1,390	SH		SOLE		1,390	0	0
The Charles Schwab Corp.	COMMON	808513105	8,017	111,546	SH		SOLE		108,628	0	2,918
Schwab US Large-Cap ETF	ETF	808524201	3	80	SH		SOLE		80	0	0
Schwab U.S. Bond ETF	ETF	808524839	1	30	SH		SOLE		30	0	0
SPDR S&P Dividend ETF	ETF	78464A763	137	1,232	SH		SOLE		1,232	0	0
Stitch Fix Inc	COMMON	860897107	2	483	SH		SOLE		483	0	0
Aberdeen Physical Swiss Gold ETF	ETF	00326A104	6	400	SH		SOLE		400	0	0
Shell plc	COMMON	780259305	379	7,609	SH		SOLE		7,609	0	0
Shopify Inc	COMMON	82509L107	12	450	SH		SOLE		450	0	0
SK Telecom Ltd ADR	ADR	78440P306	23	1,214	SH		SOLE		1,214	0	0
Skywest Inc	COMMON	830879102	33	2,057	SH		SOLE		2,057	0	0
First Trust Cloud Computing ETF	ETF	33734X192	64	1,059	SH		SOLE		1,059	0	0
Schlumberger Limited	COMMON	806857108	1,750	48,743	SH		SOLE		48,357	0	386
iShares 0-5 Year Invmt Grade Corp Bd ETF	ETF	46434V100	29	605	SH		SOLE		605	0	0
SPDR S&P 600 Small Cap ETF	ETF	78464A300	48	720	SH		SOLE		720	0	0
Snap Inc	COMMON	83304A106	2	200	SH		SOLE		200	0	0
Sanofi Aventis ADR	ADR	80105N105	2	54	SH		SOLE		54	0	0
Southern Company	COMMON	842587107	405	5,955	SH		SOLE		5,955	0	0
Sonoco Products	COMMON	835495102	239	4,219	SH		SOLE		3,452	0	767
Sony Group Corp	COMMON	835699307	1,062	16,577	SH		SOLE		16,091	0	486
S & P Global Inc	COMMON	78409V104	4	13	SH		SOLE		13	0	0
Splunk Inc	COMMON	848637104	1,046	13,912	SH		SOLE		13,859	0	53
Spotify Technology SA	COMMON	L8681T102	3	40	SH		SOLE		40	0	0
SPDR S&P 500 ETF	ETF	78462F103	1,180	3,305	SH		SOLE		2,391	0	914
SPDR S&P 500 Fossil Fl Fr ETF	ETF	78468R796	1,118	12,826	SH		SOLE		12,826	0	0
Stericycle Inc	COMMON	858912108	73	1,729	SH		SOLE		1,729	0	0
Sempra Energy	COMMON	816851109	15	101	SH		SOLE		101	0	0
Steris Corp.	COMMON	G8473T100	249	1,500	SH		SOLE		1,500	0	0
State Street Corp.	COMMON	857477103	2	37	SH		SOLE		37	0	0
Seagate Technology PLC	COMMON	G7997R103	3,047	57,251	SH		SOLE		55,812	0	1,439
Constellation Brand Cl Aclass A	COMMON	21036P108	28	123	SH		SOLE		123	0	0
Suncor Energy Inc.	COMMON	867224107	9	324	SH		SOLE		324	0	0
Skyworks Solutions Inc.	COMMON	83088M102	36	421	SH		SOLE		421	0	0
Standex Int'l Corp.	COMMON	854231107	42	520	SH		SOLE		520	0	0
Synchrony Financial	COMMON	87165B103	180	6,387	SH		SOLE		6,387	0	0
Stryker Corp.	COMMON	863667101	50	245	SH		SOLE		245	0	0
Sysco Corp.	COMMON	871829107	129	1,826	SH		SOLE		1,826	0	0
AT&T Inc.	COMMON	00206R102	633	41,261	SH		SOLE		41,261	0	0
Toronto-Dominion Bank	COMMON	891160509	652	10,634	SH		SOLE		10,634	0	0
Teradata Corp	COMMON	88076W103	37	1,200	SH		SOLE		1,200	0	0
Truist Finl Corp Com	COMMON	89832Q109	30	683	SH		SOLE		683	0	0
SPDR Nuveen Barclays Muni Bd ETF	ETF	78468R721	199	4,527	SH		SOLE		3,428	0	1,099
Target Corp.	COMMON	87612E106	132	891	SH		SOLE		755	0	136
Thor Industries Inc	COMMON	885160101	385	5,508	SH		SOLE		5,508	0	0
iShares TIPS Bond ETF	ETF	464287176	1,274	12,149	SH		SOLE		11,365	0	784
TJX Companies Inc	COMMON	872540109	13	206	SH		SOLE		206	0	0
Ishares 20 Yr Treas. Barclays ETF	ETF	464287432	36	351	SH		SOLE		351	0	0
Thermo Fisher Scientific	COMMON	883556102	434	855	SH		SOLE		855	0	0
T-Mobile US Inc	COMMON	872590104	7	51	SH		SOLE		51	0	0
Travel Leisure Ord	COMMON	894164102	15	452	SH		SOLE		452	0	0
Cambria Cannabis ETF	ETF	132061821	1	100	SH		SOLE		100	0	0
TPI Composites Inc	COMMON	87266J104	169	14,952	SH		SOLE		14,952	0	0
Tapestry Inc	COMMON	876030107	3	112	SH		SOLE		112	0	0
Thomson Reuters Corp	COMMON	884903709	144	1,402	SH		SOLE		1,402	0	0
Trustmark Corp.	COMMON	898402102	2,663	86,931	SH		SOLE		86,931	0	0
The Travelers Companies Inc.	COMMON	89417E109	774	5,053	SH		SOLE		5,053	0	0
Tesla Motors	COMMON	88160R101	47	177	SH		SOLE		177	0	0
Taiwan Semiconductor ADR	ADR	874039100	5,088	74,219	SH		SOLE		72,502	0	1,717
Trane Technologies PLC	COMMON	G8994E103	235	1,625	SH		SOLE		1,625	0	0
Tata Motors Ltd ADR	ADR	876568502	394	16,237	SH		SOLE		16,237	0	0
Take Two Interactv Sftwr	COMMON	874054109	22	205	SH		SOLE		205	0	0
Texas Instruments Inc.	COMMON	882508104	291	1,880	SH		SOLE		1,880	0	0
United Continental Holdings Inc	COMMON	910047109	6	183	SH		SOLE		183	0	0
Uber Technologies Inc	COMMON	90353T100	15	550	SH		SOLE		550	0	0
UDR Inc	COMMON	902653104	50	1,196	SH		SOLE		1,196	0	0
Unilever PLC ADR	ADR	904767704	349	7,959	SH		SOLE		7,959	0	0
Unitedhealth Group Inc.	COMMON	91324P102	179	354	SH		SOLE		354	0	0
Union Pacific	COMMON	907818108	239	1,226	SH		SOLE		944	0	282
United Parcel Service	COMMON	911312106	116	721	SH		SOLE		721	0	0
U S Bancorp	COMMON	902973304	50	1,250	SH		SOLE		1,250	0	0
Visa Inc	COMMON	92826C839	2,311	13,010	SH		SOLE		12,907	0	103
Vale SA	COMMON	91912E105	27	2,000	SH		SOLE		2,000	0	0
Vanguard Small Cap Etf	ETF	922908751	25	145	SH		SOLE		145	0	0
Vanguard Small Cap Growth ETF	ETF	922908595	81	414	SH		SOLE		414	0	0
Vanguard Small Cap Value ETF	ETF	922908611	45	314	SH		SOLE		314	0	0
Vanguard ESG US Corporate Bond ETF	ETF	921910691	3,479	58,593	SH		SOLE		57,234	0	1,359
Vanguard Interm-Temp Corp Bd ETF	ETF	92206C870	20	269	SH		SOLE		269	0	0
Vanguard Corp Bond ETF	ETF	92206C409	4	54	SH		SOLE		54	0	0
Vanguard Developed Market ETF	ETF	921943858	19,958	548,890	SH		SOLE		536,980	0	11,910
Vanguard FTSE All World ex US ETF	ETF	922042775	235	5,304	SH		SOLE		5,304	0	0
V F Corp.	COMMON	918204108	76	2,537	SH		SOLE		2,537	0	0
Vanguard Financials ETF	ETF	92204A405	39	526	SH		SOLE		526	0	0
Vanguard Short-Term Treasury ETF	ETF	92206C102	2,115	36,599	SH		SOLE		36,002	0	597
Vanguard Info Technology ETF	ETF	92204A702	60	194	SH		SOLE		55	0	139
Vanguard Health Care ETF	ETF	92204A504	237	1,061	SH		SOLE		1,061	0	0
Vanguard Div Appreciation ETF	ETF	921908844	549	4,059	SH		SOLE		4,059	0	0
Valero Energy	ETF	91913Y100	1,822	17,052	SH		SOLE		16,478	0	574
Vanguard REIT ETF	ETF	922908553	117	1,457	SH		SOLE		1,457	0	0
Vanguard Mid Cap Etf	ETF	922908629	35	188	SH		SOLE		188	0	0
Vanguard Mid Cap Value ETF	ETF	922908512	54	440	SH		SOLE		440	0	0
Vanguard 500 ETF	ETF	922908363	974	2,966	SH		SOLE		2,966	0	0
Vanguard Mid-Cap Growth ETF	ETF	922908538	29	171	SH		SOLE		171	0	0
Vanguard FTSE Pacific ETF	ETF	922042866	5	91	SH		SOLE		91	0	0
Vertex Pharmaceuticals	COMMON	92532F100	22	75	SH		SOLE		75	0	0
Vanguard ESG International Stock ETF	ETF	921910725	4,907	112,951	SH		SOLE		110,989	0	1,962
Vistra Energy Corp	COMMON	92840M102	42	1,993	SH		SOLE		1,993	0	0
Vanguard Total World Stock ETF	ETF	922042742	8	102	SH		SOLE		102	0	0
Vanguard Muni Bond ETF	ETF	922907746	2,392	49,680	SH		SOLE		41,121	0	8,559
Vanguard Total Stk Mkt ETF	ETF	922908769	3,236	18,032	SH		SOLE		17,771	0	261
Vanguard Sh-Tm Inflat- Prot ETF	ETF	922020805	374	7,782	SH		SOLE		7,008	0	774
Ventas REIT Inc	REIT	92276F100	642	15,979	SH		SOLE		15,979	0	0
Vanguard Value Index ETF	ETF	922908744	222	1,794	SH		SOLE		1,794	0	0
Vangard Russell 2000 ETF	ETF	92206C664	26	386	SH		SOLE		386	0	0
Vanguard Growth ETF	ETF	922908736	1,068	4,991	SH		SOLE		4,991	0	0
Vanguard Ultra-Short Bond ETF	ETF	92203C303	11	215	SH		SOLE		215	0	0
Vanguard Large-Cap ETF	ETF	922908637	7	43	SH		SOLE		43	0	0
Vanguard Emerging Market ETF	ETF	922042858	12,098	331,531	SH		SOLE		326,330	0	5,201
Vanguard High Dividend Yd ETF	ETF	921946406	173	1,825	SH		SOLE		1,825	0	0
Verizon Communications Inc.	COMMON	92343V104	2,309	60,805	SH		SOLE		59,881	0	924
Walgreens Boots Alli	COMMON	931427108	25	800	SH		SOLE		800	0	0
Warner Bros. Discovery, Inc.	COMMON	934423104	7	610	SH		SOLE		610	0	0
WEC Energy Group	COMMON	92939U106	368	4,119	SH		SOLE		4,119	0	0
Welltower Inc REIT	REIT	95040Q104	96	1,500	SH		SOLE		1,500	0	0
Wells Fargo & Co	COMMON	949746101	19	482	SH		SOLE		482	0	0
Wyndham Hotels & Resorts Inc	COMMON	98311A105	28	452	SH		SOLE		452	0	0
Whirlpool	COMMON	963320106	906	6,723	SH		SOLE		6,723	0	0
Wal-Mart Stores	COMMON	931142103	544	4,196	SH		SOLE		4,196	0	0
W. P. Carey & Co. LLC	COMMON	92936U109	133	1,902	SH		SOLE		1,902	0	0
WPP	COMMON	92937A102	2,231	54,157	SH		SOLE		53,444	0	713
Wash Real Est Inv Tr MD REIT	REIT	939653101	12	665	SH		SOLE		665	0	0
Watsco Inc	COMMON	942622200	21	80	SH		SOLE		80	0	0
Essential utilities ord	COMMON	29670G102	130	3,142	SH		SOLE		3,142	0	0
Watts Water Technologies	COMMON	942749102	117	931	SH		SOLE		573	0	358
Western Union Co	COMMON	959802109	319	23,646	SH		SOLE		22,211	0	1,435
Wolverine World Wide Inc.	COMMON	978097103	283	18,374	SH		SOLE		18,374	0	0
Weyerhaeuser Company	COMMON	962166104	683	23,923	SH		SOLE		23,923	0	0
SPDR S&P Biotech ETF	ETF	78464A870	1,593	20,086	SH		SOLE		19,743	0	343
Xcel Energy Inc.	COMMON	98389B100	135	2,102	SH		SOLE		2,102	0	0
SPDR Materials Select Sec. ETF	ETF	81369Y100	21	312	SH		SOLE		312	0	0
Sector Spdr Fincl Select	ETF	81369Y605	63	2,088	SH		SOLE		2,088	0	0
Sector SPDR Tech Select Shares	ETF	81369Y803	277	2,331	SH		SOLE		2,331	0	0
SPDR Utility Select Sec ETF	ETF	81369Y886	58	892	SH		SOLE		892	0	0
Sector SPDR Health Fd Shares	ETF	81369Y209	2	15	SH		SOLE		15	0	0
SPDR Consumer Disc Select ETF	ETF	81369Y407	43	302	SH		SOLE		302	0	0
Exxon Mobil Corporation	COMMON	30231G102	1,798	20,592	SH		SOLE		19,112	0	1,480
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF	ETF	97717X578	12	475	SH		SOLE		475	0	0
Xylem Inc	COMMON	98419M100	205	2,344	SH		SOLE		2,344	0	0
Yum! Brands, Inc.	COMMON	988498101	62	585	SH		SOLE		585	0	0
Yum China Hldgs Inc Com	COMMON	98850P109	1,180	24,928	SH		SOLE		24,792	0	136
Zimmer Biomet Holdings Inc.	COMMON	98956P102	16	153	SH		SOLE		153	0	0
Zoetis Inc	COMMON	98978V103	27	179	SH		SOLE		179	0	0