Hanson & Doremus Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COMMON	88579Y101	74	621	SH		SOLE		621	0	0
A F L A C Inc.	COMMON	001055102	95	1,318	SH		SOLE		1,318	0	0
A O N Corporation	COMMON	G0403H108	33	109	SH		SOLE		109	0	0
Abbott Laboratories	COMMON	002824100	1,905	17,350	SH		SOLE		17,350	0	0
AbbVie Inc.	COMMON	00287Y109	1,406	8,701	SH		SOLE		8,701	0	0
Aberdeen Asia Pac Income Fd	COMMON	003009107	105	40,073	SH		SOLE		40,073	0	0
Aberdeen Physical Swiss Gold ETF	ETF	00326A104	7	400	SH		SOLE		400	0	0
Accenture Ltd Cl A F	COMMON	G1151C101	110	413	SH		SOLE		413	0	0
ACNB Corporation	COMMON	000868109	37	938	SH		SOLE		938	0	0
Activision Inc.	COMMON	00507V109	228	2,982	SH		SOLE		2,982	0	0
Adobe Systems Inc.	COMMON	00724F101	40	119	SH		SOLE		119	0	0
Advanced Micro Devices	COMMON	007903107	58	890	SH		SOLE		890	0	0
Agilent Technologies	COMMON	00846U101	7	45	SH		SOLE		45	0	0
Air Products & Chemicals Inc.	COMMON	009158106	1,377	4,468	SH		SOLE		4,468	0	0
Alerus Finl Corp	COMMON	01446U103	5	226	SH		SOLE		226	0	0
Alexander & Baldwin Inc	COMMON	014491104	22	1,190	SH		SOLE		1,190	0	0
Allegion Public Ltd Co	COMMON	G0176J109	21	200	SH		SOLE		200	0	0
Alliant Energy Corp	COMMON	018802108	660	11,951	SH		SOLE		11,951	0	0
Allied Healthcare Products Inc	COMMON	019222207	0	15	SH		SOLE		15	0	0
Allstate	COMMON	020002101	347	2,557	SH		SOLE		2,557	0	0
Alphabet, Inc Cl C	COMMON	02079K107	3,316	37,374	SH		SOLE		36,534	0	840
Alphabet, Inc. Cl A	COMMON	02079K305	2,477	28,070	SH		SOLE		26,831	0	1,239
Altria Group Inc.	COMMON	02209S103	29	634	SH		SOLE		634	0	0
Amazon.Com	COMMON	023135106	2,072	24,663	SH		SOLE		23,954	0	709
Amc Networks Inc Cl A	COMMON	00164V103	21	1,331	SH		SOLE		1,331	0	0
Amer Electric Pwr Co Inc	COMMON	025537101	77	815	SH		SOLE		815	0	0
America Movil L ADR	ADR	02364W105	95	5,240	SH		SOLE		5,240	0	0
American Airlines Group	COMMON	02376R102	1	100	SH		SOLE		100	0	0
American Express Company	COMMON	025816109	514	3,480	SH		SOLE		3,480	0	0
American Tower REIT	REIT	03027X100	6	28	SH		SOLE		28	0	0
Ameriprise Financial Inc.	COMMON	03076C106	34	109	SH		SOLE		109	0	0
Amerisource Bergen Corp.	COMMON	03073E105	29	172	SH		SOLE		172	0	0
Amgen Incorporated	COMMON	031162100	469	1,787	SH		SOLE		1,787	0	0
Amkor Technology Inc	COMMON	031652100	980	40,881	SH		SOLE		40,881	0	0
Amphenol Corp Cl A	COMMON	032095101	5	71	SH		SOLE		71	0	0
Analog Devices Inc.	COMMON	032654105	26	161	SH		SOLE		161	0	0
Anheuser Busch Co., Inc.	COMMON	03524A108	11	186	SH		SOLE		186	0	0
Anthem Inc	COMMON	036752103	196	383	SH		SOLE		383	0	0
Apple Inc.	COMMON	037833100	4,561	35,103	SH		SOLE		34,164	0	939
Applied Materials	COMMON	038222105	46	474	SH		SOLE		474	0	0
AptarGroup, Inc	COMMON	038336103	746	6,784	SH		SOLE		6,721	0	63
Aptiv PLC	COMMON	G6095L109	12	125	SH		SOLE		125	0	0
Archer-Daniels-Midland Inc.	COMMON	039483102	273	2,943	SH		SOLE		2,134	0	809
ARK Innovation ETF	ETF	00214Q104	3	100	SH		SOLE		100	0	0
ARK Next Generation Internet ETF	ETF	00214Q401	4	98	SH		SOLE		98	0	0
Arrowhead Pharma Inc	COMMON	04280A100	13	320	SH		SOLE		320	0	0
Astec Industries	COMMON	046224101	203	5,004	SH		SOLE		5,004	0	0
AstraZeneca plc ADR	ADR	046353108	1,133	16,713	SH		SOLE		16,713	0	0
AT&T Inc.	COMMON	00206R102	684	37,143	SH		SOLE		37,143	0	0
Atlas Air Worldwide Hldg	COMMON	049164205	141	1,397	SH		SOLE		1,397	0	0
Atmos Energy Corp	COMMON	049560105	17	150	SH		SOLE		150	0	0
Auto Data Processing	COMMON	053015103	289	1,209	SH		SOLE		1,209	0	0
Autodesk Inc	COMMON	052769106	23	122	SH		SOLE		122	0	0
Avery Dennison	COMMON	053611109	38	208	SH		SOLE		208	0	0
Baidu Inc ADR	ADR	056752108	128	1,117	SH		SOLE		1,117	0	0
Ball Corp	COMMON	058498106	2	36	SH		SOLE		36	0	0
Bank of America Corp	COMMON	060505104	64	1,947	SH		SOLE		1,947	0	0
Bank of New York Mellon	COMMON	064058100	100	2,202	SH		SOLE		2,202	0	0
Bar Harbor Bankshare	COMMON	066849100	11	358	SH		SOLE		358	0	0
Baxter International	COMMON	071813109	436	8,550	SH		SOLE		8,550	0	0
BCE Inc.	COMMON	05534B760	160	3,636	SH		SOLE		2,933	0	703
Becton Dickinson & Co	COMMON	075887109	144	567	SH		SOLE		567	0	0
Berkshire Hathaway 1/100th	COMMON	084990175	1,406	300	SH		SOLE		300	0	0
Berkshire Hathaway Cl B	COMMON	084670702	5,976	19,346	SH		SOLE		18,573	0	773
Best Buy Inc.	COMMON	086516101	37	464	SH		SOLE		464	0	0
Biogen Idec Inc	COMMON	09062X103	166	601	SH		SOLE		601	0	0
Blackrock Ehncd Eqty Div	COMMON	09251A104	10	1,100	SH		SOLE		1,100	0	0
Blackrock Inc	COMMON	09247X101	105	148	SH		SOLE		148	0	0
Blackstone Group Lp	COMMON	09260D107	11	148	SH		SOLE		148	0	0
Blkrck Muniyield Qlty Fd	COMMON	09254F100	15	1,300	SH		SOLE		1,300	0	0
Boeing Co.	COMMON	097023105	3,292	17,282	SH		SOLE		17,035	0	247
Booking Holdings Inc	COMMON	09857L108	8	4	SH		SOLE		4	0	0
Borg Warner Inc	COMMON	099724106	624	15,511	SH		SOLE		15,511	0	0
Boston Scientific SRS A PRF	COMMON	101137206	15	134	SH		SOLE		134	0	0
BP plc ADR	ADR	055622104	55	1,586	SH		SOLE		1,586	0	0
Bresler & Reiner Inc	COMMON	107336109	0	12,328	SH		SOLE		12,328	0	0
Bristol Myers	COMMON	110122108	2,686	37,330	SH		SOLE		36,856	0	474
Broadcom Ltd	COMMON	11135F101	27	48	SH		SOLE		48	0	0
Broadridge Finl Solution	COMMON	11133T103	94	700	SH		SOLE		700	0	0
Brookfield Asset Management	COMMON	113004105	9	302	SH		SOLE		302	0	0
Brookfield Corp	COMMON	G16169107	0	8	SH		SOLE		8	0	0
Brookfield Corp	COMMON	11271J107	38	1,200	SH		SOLE		1,200	0	0
Brookfield Renewable Partners LP	COMMON	G16258108	42	1,650	SH		SOLE		1,650	0	0
BYD Co Ltd	COMMON	Y1023R104	25	1,000	SH		SOLE		1,000	0	0
Cambria Cannabis ETF	ETF	132061821	1	100	SH		SOLE		100	0	0
Canadian Natl Ry Co	COMMON	136375102	21	176	SH		SOLE		176	0	0
Canadian Pacific	COMMON	13645T100	43	582	SH		SOLE		582	0	0
Canoo Cl A Ord	COMMON	13803R102	0	250	SH		SOLE		250	0	0
Capital One Financial	COMMON	14040H105	67	724	SH		SOLE		724	0	0
Carrier Global Corp-Wi	COMMON	14448C104	100	2,422	SH		SOLE		2,422	0	0
Caterpillar	COMMON	149123101	2,151	8,979	SH		SOLE		8,979	0	0
CBRE Group Inc	COMMON	12504L109	290	3,770	SH		SOLE		3,770	0	0
Charter Communications Inc	COMMON	16119P108	84	248	SH		SOLE		248	0	0
Chemed Corp.	COMMON	16359R103	2,144	4,200	SH		SOLE		4,200	0	0
Cheniere Energy Inc New	COMMON	16411R208	11	73	SH		SOLE		73	0	0
Chevron Corp.	COMMON	166764100	969	5,399	SH		SOLE		5,253	0	146
China Automotive Systems Inc	COMMON	16936R105	108	18,664	SH		SOLE		18,664	0	0
Chubb Limited	COMMON	H1467J104	515	2,336	SH		SOLE		2,336	0	0
Cigna Corp	COMMON	125523100	278	838	SH		SOLE		838	0	0
Cincinnati Financial Corp	COMMON	172062101	40	390	SH		SOLE		390	0	0
Cisco Systems, Inc.	COMMON	17275R102	3,805	79,862	SH		SOLE		77,982	0	1,880
Citigroup	COMMON	172967424	150	3,308	SH		SOLE		3,308	0	0
Clorox Company	COMMON	189054109	14	100	SH		SOLE		100	0	0
CME Group Inc.	COMMON	12572Q105	436	2,590	SH		SOLE		2,590	0	0
Coca-Cola Co	COMMON	191216100	4,781	75,155	SH		SOLE		73,439	0	1,716
Colgate-Palmolive	COMMON	194162103	605	7,676	SH		SOLE		7,676	0	0
Comcast Corp.	COMMON	20030N101	229	6,558	SH		SOLE		6,558	0	0
Comerica Incorporated	COMMON	200340107	134	2,000	SH		SOLE		2,000	0	0
Community Bank System	COMMON	203607106	591	9,382	SH		SOLE		8,482	0	900
Conoco Phillips	COMMON	20825C104	917	7,775	SH		SOLE		7,775	0	0
Consolidated Edison Inc.	COMMON	209115104	138	1,449	SH		SOLE		1,449	0	0
Constellation Brand Cl Aclass A	COMMON	21036P108	29	123	SH		SOLE		123	0	0
Constellation Energy Co.	COMMON	21037T109	14	163	SH		SOLE		163	0	0
Corning	COMMON	219350105	4,890	153,089	SH		SOLE		152,141	0	948
Corp Office Pptys REIT	REIT	22002T108	9	343	SH		SOLE		343	0	0
Corteva Inc com	COMMON	22052L104	33	567	SH		SOLE		567	0	0
Costco	COMMON	22160K105	5,541	12,137	SH		SOLE		11,889	0	248
Crown Castle International Corp	COMMON	22822V101	43	317	SH		SOLE		317	0	0
CSX Corp	COMMON	126408103	738	23,818	SH		SOLE		23,818	0	0
Cummins Inc	COMMON	231021106	49	203	SH		SOLE		203	0	0
CVS Corp	COMMON	126650100	2,316	24,852	SH		SOLE		24,244	0	608
Danaher Corp	COMMON	235851102	49	186	SH		SOLE		186	0	0
Darden Restaurants Inc	COMMON	237194105	23	164	SH		SOLE		164	0	0
Deere & Company	COMMON	244199105	1,349	3,146	SH		SOLE		3,146	0	0
Devon Energy Corp	COMMON	25179M103	65	1,051	SH		SOLE		1,051	0	0
Diageo PLC ADR	ADR	25243Q205	30	167	SH		SOLE		167	0	0
Dick's Sporting Goods Inc	COMMON	253393102	1	8	SH		SOLE		8	0	0
Digital Realty Trust REIT	REIT	253868103	148	1,473	SH		SOLE		1,473	0	0
Discover Financial Svcs	COMMON	254709108	19	196	SH		SOLE		196	0	0
Dollar General	COMMON	256677105	6	26	SH		SOLE		26	0	0
Dominion Energy	COMMON	25746U109	1,536	25,053	SH		SOLE		22,873	0	2,180
Dover Corporation	COMMON	260003108	49	362	SH		SOLE		362	0	0
Dow In	COMMON	260557103	131	2,595	SH		SOLE		2,595	0	0
Dr Reddys Labs ADR	ADR	256135203	307	5,935	SH		SOLE		5,935	0	0
Duke Energy Corp.	COMMON	26441C204	2,326	22,587	SH		SOLE		22,278	0	309
E Bay Inc.	COMMON	278642103	20	475	SH		SOLE		475	0	0
E I DuPont	COMMON	26614N102	1,250	18,221	SH		SOLE		17,864	0	357
E O G Resources Inc	COMMON	26875P101	17	132	SH		SOLE		132	0	0
East West Bancorp	COMMON	27579R104	854	12,959	SH		SOLE		12,959	0	0
Eastman Chemical Co.	COMMON	277432100	16	200	SH		SOLE		200	0	0
Eaton Corp.	COMMON	G29183103	353	2,249	SH		SOLE		2,249	0	0
Ecofin Global Water ESG	COMMON	56167N753	41	1,111	SH		SOLE		1,111	0	0
Ecolab Inc.	COMMON	278865100	42	287	SH		SOLE		287	0	0
Edison International	COMMON	281020107	215	3,377	SH		SOLE		3,377	0	0
Electronic Arts Inc	COMMON	285512109	4	34	SH		SOLE		34	0	0
Eli Lilly & Co.	COMMON	532457108	1,296	3,543	SH		SOLE		3,543	0	0
Emerson Electric Co.	COMMON	291011104	2,668	27,779	SH		SOLE		27,079	0	700
EMQQ Emerging Markets Intrnt & Ecmrc ETF	ETF	301505889	132	4,432	SH		SOLE		4,432	0	0
Energy Transfer Equity LP	COMMON	29273V100	23	1,952	SH		SOLE		1,952	0	0
Enterprise Products Prtn LP	COMMON	293792107	128	5,307	SH		SOLE		5,307	0	0
Equity Residential Prop. REIT	REIT	29476L107	250	4,237	SH		SOLE		4,237	0	0
Essential utilities ord	COMMON	29670G102	150	3,142	SH		SOLE		3,142	0	0
ETFMG Alternative Harvest ETF	COMMON	26924G508	3	735	SH		SOLE		735	0	0
Eversource Energy	COMMON	30040W108	27	328	SH		SOLE		328	0	0
Expeditors Int'l of Washington	COMMON	302130109	74	715	SH		SOLE		715	0	0
Exxon Mobil Corporation	COMMON	30231G102	2,865	25,974	SH		SOLE		24,984	0	990
Facebook Inc Class A	COMMON	30303M102	70	579	SH		SOLE		579	0	0
Fedex Corporation	COMMON	31428X106	938	5,417	SH		SOLE		5,417	0	0
Fidelity National Information Services Inc	COMMON	31620M106	2	29	SH		SOLE		29	0	0
Fidelity MSCI Health Care ETF	ETF	316092600	45	711	SH		SOLE		0	0	711
Fidelity MSCI Utilities ETF	ETF	316092865	28	613	SH		SOLE		0	0	613
Fidus Investment Corp	COMMON	316500107	20	1,035	SH		SOLE		1,035	0	0
First Horizon Natl Corp	COMMON	320517105	57	2,340	SH		SOLE		2,340	0	0
First Solar Inc	COMMON	336433107	2,034	13,582	SH		SOLE		13,582	0	0
First Trust Cloud Computing ETF	ETF	33734X192	61	1,059	SH		SOLE		1,059	0	0
First Trust NASDAQ Cybersecurity ETF	ETF	33734X846	66	1,710	SH		SOLE		1,710	0	0
First Trust US Equity Opportunities ETF	ETF	336920103	13	168	SH		SOLE		168	0	0
Fiserv, Inc.	COMMON	337738108	5	50	SH		SOLE		50	0	0
Flex Ltd.	COMMON	Y2573F102	87	4,050	SH		SOLE		4,050	0	0
Fortinet Inc	COMMON	34959E109	138	2,825	SH		SOLE		2,825	0	0
Freedom 100 Emerging Markets ETF	ETF	02072L607	6	200	SH		SOLE		200	0	0
Gallagher Arthur J & Co	COMMON	363576109	5	28	SH		SOLE		28	0	0
Garmin Ltd	COMMON	H2906T109	49	534	SH		SOLE		534	0	0
Gartner Inc	COMMON	366651107	6	18	SH		SOLE		18	0	0
General Dynamics Corp.	COMMON	369550108	8	33	SH		SOLE		33	0	0
General Electric Co.	COMMON	369604301	562	6,712	SH		SOLE		6,370	0	342
General Mills, Inc.	COMMON	370334104	152	1,817	SH		SOLE		1,817	0	0
General Motors	COMMON	37045V100	17	500	SH		SOLE		500	0	0
Genuine Parts Co	COMMON	372460105	43	250	SH		SOLE		250	0	0
Gilat Satellite Networks Ltd	COMMON	M51474118	57	9,851	SH		SOLE		9,851	0	0
Gilead Sciences Inc	COMMON	375558103	175	2,041	SH		SOLE		2,041	0	0
Glaxo Smithkline ADR	ADR	37733W204	16	448	SH		SOLE		448	0	0
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	152	3,265	SH		SOLE		3,265	0	0
GlobalFoundries, Inc	COMMON	G39387108	4	65	SH		SOLE		65	0	0
Goldman Sachs Group Inc	COMMON	38141G104	248	721	SH		SOLE		721	0	0
Guggenheim S&P Global Water Index	COMMON	46138E263	25	534	SH		SOLE		534	0	0
Halliburton Company	COMMON	406216101	53	1,359	SH		SOLE		1,359	0	0
Hanesbrands Inc.	COMMON	410345102	101	15,815	SH		SOLE		13,815	0	2,000
Hannon Armstrong Sus REIT	REIT	41068X100	12	418	SH		SOLE		418	0	0
Healthpeak Properties Ord	COMMON	42250P103	5	190	SH		SOLE		190	0	0
Hershey Foods Corp	COMMON	427866108	211	913	SH		SOLE		913	0	0
Hess Corporation	COMMON	42809H107	55	390	SH		SOLE		390	0	0
Home Depot	COMMON	437076102	647	2,048	SH		SOLE		2,048	0	0
Honeywell International	COMMON	438516106	2,599	12,130	SH		SOLE		11,866	0	264
Hormel Foods Corp	COMMON	440452100	29	640	SH		SOLE		640	0	0
HSBC Holdings PLC ADR	ADR	404280406	25	809	SH		SOLE		809	0	0
Humana	COMMON	444859102	600	1,172	SH		SOLE		1,172	0	0
IBM Corp.	COMMON	459200101	3,240	22,996	SH		SOLE		22,268	0	728
Idex Corp	COMMON	45167R104	4	16	SH		SOLE		16	0	0
Idexx Labs Inc.	COMMON	45168D104	2	4	SH		SOLE		4	0	0
Illinois Tool Works	COMMON	452308109	209	950	SH		SOLE		950	0	0
Imperial Oil Ltd	COMMON	453038408	159	3,259	SH		SOLE		3,259	0	0
India Fund	COMMON	454089103	28	1,870	SH		SOLE		1,870	0	0
Ingersoll Rand Inc	COMMON	45687V106	24	454	SH		SOLE		454	0	0
Ingredion Incorporated	COMMON	457187102	1,814	18,520	SH		SOLE		18,455	0	65
Innergex Renewable Energy Inc	COMMON	45790B104	17	1,400	SH		SOLE		1,400	0	0
Integer Holdings Corp	COMMON	45826H109	592	8,644	SH		SOLE		8,369	0	275
Intel Corp.	COMMON	458140100	727	27,502	SH		SOLE		27,502	0	0
Intercontinental Exchange, Inc.	COMMON	45866F104	11	110	SH		SOLE		110	0	0
International Flavors & Fragrances Inc	COMMON	459506101	927	8,838	SH		SOLE		8,135	0	703
Intuit	COMMON	461202103	18	45	SH		SOLE		45	0	0
Intuitive Surgical	COMMON	46120E602	20	75	SH		SOLE		75	0	0
Invesco Global Water ETF	ETF	46138E651	58	1,764	SH		SOLE		1,764	0	0
Invesco Value Muni Incm	COMMON	46132P108	14	1,138	SH		SOLE		1,138	0	0
Iqvia Hldgs Inc	COMMON	46266C105	7	36	SH		SOLE		36	0	0
Iron Mountain Inc REIT	COMMON	46284V101	24	475	SH		SOLE		475	0	0
iShares 0-5 Year Invmt Grade Corp Bd ETF	REIT	46434V100	29	605	SH		SOLE		605	0	0
Ishares 20 Yr Treas. Barclays ETF	ETF	464287432	35	351	SH		SOLE		351	0	0
iShares 5-10 Yr Corporate Bond ETF	ETF	464288638	53	1,080	SH		SOLE		1,080	0	0
iShares Broad USD High Yield Corp Bd ETF	ETF	46435U853	2	46	SH		SOLE		46	0	0
iShares Core Dividend Growth ETF	ETF	46434V621	407	8,148	SH		SOLE		8,148	0	0
iShares Core International Bond ETF	ETF	46435G672	416	8,750	SH		SOLE		8,750	0	0
iShares Core MSCI EAFE ETF	ETF	46432F842	22	364	SH		SOLE		0	0	364
iShares Core MSCI ETF	ETF	46434G103	380	8,138	SH		SOLE		6,850	0	1,288
iShares DJ US Financial ETF	ETF	464287788	84	1,108	SH		SOLE		1,108	0	0
iShares Dow J. Healthcare ETF	ETF	464287762	186	654	SH		SOLE		654	0	0
iShares ESG Aware MSCI EAFE ETF	ETF	46435G516	267	4,058	SH		SOLE		4,058	0	0
iShares ESG Aware MSCI USA ETF	ETF	46435G425	7	85	SH		SOLE		85	0	0
iShares Expanded Tech-Software Sect ETF	ETF	464287515	130	508	SH		SOLE		508	0	0
iShares Global Clean Energy	COMMON	464288224	436	21,971	SH		SOLE		21,971	0	0
Ishares Gold ETF	ETF	464285204	726	20,991	SH		SOLE		20,523	0	468
iShares Lehman Agg Bond Fd ETF	ETF	464287226	1,049	10,816	SH		SOLE		10,816	0	0
iShares MSCI EAFE ETF	ETF	464287465	226	3,437	SH		SOLE		3,437	0	0
iShares MSCI EAFE Small Cp ETF	ETF	464288273	1	17	SH		SOLE		17	0	0
iShares MSCI Emerg Esg ETF	ETF	46434G863	1	46	SH		SOLE		46	0	0
iShares MSCI Emerging Market ETF	ETF	464287234	17	453	SH		SOLE		0	0	453
iShares MSCI Global Gold Miners ETF	ETF	46434G855	56	2,529	SH		SOLE		2,529	0	0
iShares MSCI India ETF	ETF	46429B598	16	390	SH		SOLE		390	0	0
iShares MSCI Taiwan Index ETF	ETF	46434G772	74	1,842	SH		SOLE		1,842	0	0
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	12	81	SH		SOLE		81	0	0
iShares NASDAQ Biotech ETF	ETF	464287556	636	4,847	SH		SOLE		4,581	0	266
iShares Russell 1000 Growth ETF	ETF	464287614	48	223	SH		SOLE		223	0	0
iShares Russell 1000 Val ETF	ETF	464287598	4,162	27,446	SH		SOLE		27,446	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	12	54	SH		SOLE		54	0	0
Ishares Russell 2000 Value ETF	ETF	464287630	24	174	SH		SOLE		174	0	0
iShares Russell Midcap Grth ETF	ETF	464287481	53	637	SH		SOLE		637	0	0
iShares Russell Midcap Val. Idx ETF	ETF	464287473	1	14	SH		SOLE		14	0	0
iShares S&P 500 Index ETF	ETF	464287200	415	1,081	SH		SOLE		1,081	0	0
iShares S&P Midcap 400 Index ETF	ETF	464287507	146	605	SH		SOLE		434	0	171
iShares S&P Mid-Cap Grow ETF	ETF	464287606	27	396	SH		SOLE		396	0	0
iShares S&P Sm Cap Idx 600 ETF	ETF	464287804	263	2,780	SH		SOLE		1,852	0	928
iShares Select Dividend Idx ETF	ETF	464287168	112	932	SH		SOLE		932	0	0
iShares TIPS Bond ETF	ETF	464287176	950	8,922	SH		SOLE		8,138	0	784
iShares Tr China 25 Index ETF	ETF	464287184	6	228	SH		SOLE		228	0	0
iShares Tr DJ U S Tech Sector ETF	ETF	464287721	153	2,052	SH		SOLE		2,052	0	0
Ishares Tr Sh Tr Corporate ETF	ETF	464288646	18	368	SH		SOLE		368	0	0
Jacobs Engineering Group Inc	COMMON	46982L108	36	303	SH		SOLE		303	0	0
Jefferies Finl Group Inc	COMMON	47233W109	26	760	SH		SOLE		760	0	0
Johnson & Johnson	COMMON	478160104	2,918	16,519	SH		SOLE		15,765	0	754
JP Morgan Chase & Co	COMMON	46625H100	2,931	21,857	SH		SOLE		20,892	0	965
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	44	881	SH		SOLE		881	0	0
Kimberly-Clark Corp.	COMMON	494368103	309	2,278	SH		SOLE		2,278	0	0
Kinder Morgan Inc.	COMMON	49456B101	6	317	SH		SOLE		317	0	0
KLA-Tencor Corporation	COMMON	482480100	59	157	SH		SOLE		157	0	0
Kon Philips Electric NV	COMMON	500472303	47	3,134	SH		SOLE		3,134	0	0
Kraft Heinz Company	COMMON	500754106	1,116	27,407	SH		SOLE		27,407	0	0
KraneShares CSI China Internet ETF	ETF	500767306	14	470	SH		SOLE		470	0	0
Kyndryl Holdings, Inc	COMMON	50155Q100	2	193	SH		SOLE		193	0	0
Laboratory Corp of America Hlds	COMMON	50540R409	265	1,125	SH		SOLE		1,030	0	95
Lauder Estee Co	COMMON	518439104	6	24	SH		SOLE		24	0	0
Lennar Corp. Cl A	COMMON	526057104	12	134	SH		SOLE		134	0	0
LHC Group Inc	COMMON	50187A107	1,132	7,000	SH		SOLE		7,000	0	0
Lincoln National Corp.	COMMON	534187109	2	59	SH		SOLE		59	0	0
Linde plc	COMMON	G5494J103	25	78	SH		SOLE		78	0	0
Lockheed Martin	COMMON	539830109	71	146	SH		SOLE		146	0	0
Lowes Companies Inc.	COMMON	548661107	217	1,091	SH		SOLE		1,091	0	0
Lumen Technologies Inc	COMMON	550241103	24	4,521	SH		SOLE		4,521	0	0
LVMH Moet Hennessy Louis Vuitton SE	COMMON	F58485115	62	85	SH		SOLE		85	0	0
M K S Instruments Inc.	COMMON	55306N104	611	7,209	SH		SOLE		7,209	0	0
M&T Bank Corp	COMMON	55261F104	1,906	13,137	SH		SOLE		13,137	0	0
Magellan Midstream Ptnrs	COMMON	559080106	19	383	SH		SOLE		383	0	0
Marathon Petroleum Corp	COMMON	56585A102	293	2,520	SH		SOLE		2,520	0	0
Marsh & McLennan Co's	COMMON	571748102	65	391	SH		SOLE		391	0	0
Mastercard Inc	COMMON	57636Q104	135	388	SH		SOLE		388	0	0
McDonald's Corp	COMMON	580135101	563	2,135	SH		SOLE		2,135	0	0
McKesson Corp.	COMMON	58155Q103	1,985	5,292	SH		SOLE		4,952	0	340
Medtronic Inc.	COMMON	G5960L103	2,445	31,464	SH		SOLE		30,945	0	519
Merck	COMMON	58933Y105	6,438	58,024	SH		SOLE		56,485	0	1,539
Metlife Inc.	COMMON	59156R108	18	250	SH		SOLE		250	0	0
MGX Minerals Inc	COMMON	55303L101	0	10,000	SH		SOLE		10,000	0	0
Microsoft	COMMON	594918104	11,487	47,897	SH		SOLE		46,787	0	1,110
Middlebury National Corp	COMMON	596237107	6	200	SH		SOLE		200	0	0
Middlesex Water Co	COMMON	596680108	24	300	SH		SOLE		300	0	0
Mondelez Int'l Inc.	COMMON	609207105	923	13,849	SH		SOLE		13,394	0	455
Monster Beverage Corp	COMMON	61174X109	28	273	SH		SOLE		273	0	0
Moody's Corp	COMMON	615369105	2	7	SH		SOLE		7	0	0
Morgan Stanley Dean Witter	COMMON	617446448	107	1,264	SH		SOLE		1,264	0	0
Motorola Solutions Inc	COMMON	620076307	122	473	SH		SOLE		473	0	0
MSCI Inc	COMMON	55354G100	11	23	SH		SOLE		23	0	0
Murphy USA Inc	COMMON	626755102	15	55	SH		SOLE		55	0	0
National Grid Plc ADR	ADR	636274409	141	2,345	SH		SOLE		2,345	0	0
National Storage Aff REIT	REIT	637870106	9	250	SH		SOLE		250	0	0
NCR Corporation	COMMON	62886E108	554	23,647	SH		SOLE		22,511	0	1,136
Netflix Inc.	COMMON	64110L106	37	126	SH		SOLE		126	0	0
Nextera Energy	COMMON	65339F101	881	10,535	SH		SOLE		10,535	0	0
NextEra Energy Partners LP	COMMON	65341B106	43	608	SH		SOLE		608	0	0
Nike, Inc.	COMMON	654106103	112	954	SH		SOLE		954	0	0
Norfolk Southern	COMMON	655844108	971	3,941	SH		SOLE		3,941	0	0
Northrop Grumman Corp	COMMON	666807102	70	128	SH		SOLE		128	0	0
NortonLifeLock Inc	COMMON	668771108	299	13,944	SH		SOLE		13,944	0	0
Novartis Ag ADR	ADR	66987V109	421	4,643	SH		SOLE		4,643	0	0
Nucor Corp	COMMON	670346105	15	111	SH		SOLE		111	0	0
Nutrien Ltd	COMMON	67077M108	104	1,418	SH		SOLE		1,418	0	0
Nuveen AMT-Free Municipal Income Fund	ETF	670657105	6	500	SH		SOLE		500	0	0
Nuveen Divident Advantage Municipal Fund	ETF	67066V101	12	1,028	SH		SOLE		1,028	0	0
Nvent Electric Plc Shs	COMMON	G6700G107	13	350	SH		SOLE		350	0	0
Nvidia Corp	COMMON	67066G104	104	715	SH		SOLE		715	0	0
Occidental Petroleum Corp.	COMMON	674599105	11	175	SH		SOLE		175	0	0
OGE Energy Corp.	COMMON	670837103	47	1,200	SH		SOLE		1,200	0	0
Oneok Inc New	COMMON	682680103	525	7,984	SH		SOLE		7,984	0	0
Oracle	COMMON	68389X105	91	1,117	SH		SOLE		1,117	0	0
O'Reilly Automotive New	COMMON	67103H107	4	5	SH		SOLE		5	0	0
Organon & Co	COMMON	68622V106	3	124	SH		SOLE		124	0	0
OTIS Worldwide Corp-Wi	COMMON	68902V107	74	947	SH		SOLE		947	0	0
Ovintiv Ord	COMMON	69047Q102	10	189	SH		SOLE		189	0	0
P P G Industries Inc.	COMMON	693506107	213	1,696	SH		SOLE		1,696	0	0
Palo Alto Networks	COMMON	697435105	62	447	SH		SOLE		447	0	0
Paramount Global	COMMON	92556H206	1	43	SH		SOLE		43	0	0
Parker Hannifin Corp	COMMON	701094104	177	607	SH		SOLE		607	0	0
Paychex Inc.	COMMON	704326107	50	435	SH		SOLE		435	0	0
Paypal Holdings	COMMON	70450Y103	53	745	SH		SOLE		745	0	0
Pepsico, Inc.	COMMON	713448108	1,039	5,751	SH		SOLE		5,751	0	0
Pfizer Inc.	COMMON	717081103	5,620	109,678	SH		SOLE		107,522	0	2,156
Philip Morris Intl Inc	COMMON	718172109	81	803	SH		SOLE		803	0	0
Phillips 66 SHS	COMMON	718546104	445	4,280	SH		SOLE		4,280	0	0
PIMCO Intermediate Muni Bond ETF	ETF	72201R866	2,200	42,812	SH		SOLE		34,789	0	8,023
PNC Financial Services Group Inc.	COMMON	693475105	320	2,027	SH		SOLE		2,027	0	0
Popular Inc	COMMON	733174700	8	120	SH		SOLE		120	0	0
Powershares FTSE RAFI ETF	ETF	46137V613	101	653	SH		SOLE		653	0	0
PowerShares QQQ Trust Sr 1 ETF	ETF	46090E103	30	112	SH		SOLE		112	0	0
PPL Corporation	COMMON	69351T106	9	306	SH		SOLE		306	0	0
Procter & Gamble	COMMON	742718109	2,574	16,981	SH		SOLE		16,656	0	325
Progressive Corp	COMMON	743315103	84	647	SH		SOLE		647	0	0
Public Storage, Inc.	COMMON	74460D109	95	339	SH		SOLE		339	0	0
Public Sv Enterprise	COMMON	744573106	235	3,833	SH		SOLE		3,833	0	0
Qorvo Inc	COMMON	74736K101	1,133	12,504	SH		SOLE		12,504	0	0
Qualcomm Inc.	COMMON	747525103	18	162	SH		SOLE		162	0	0
Quanta Services Inc	COMMON	74762E102	71	496	SH		SOLE		496	0	0
Ranpack Holdings	COMMON	75321W103	33	5,754	SH		SOLE		5,754	0	0
Raytheon Technologies Ord	COMMON	75513E101	421	4,173	SH		SOLE		4,173	0	0
Regeneron Pharmaceuticals Inc	COMMON	75886F107	22	30	SH		SOLE		30	0	0
Republic Services Inc	COMMON	760759100	81	626	SH		SOLE		626	0	0
Rockwell Automation	COMMON	773903109	193	749	SH		SOLE		749	0	0
Roper Industries Inc	COMMON	776696106	2,005	4,639	SH		SOLE		4,533	0	106
Roundhill Acquirers Deep Value ETF	ETF	26922A701	23	754	SH		SOLE		754	0	0
Royce Micro-Cap Trust	COMMON	780915104	29	3,328	SH		SOLE		3,328	0	0
Rydex S&P 500 Eq Wgt ETF	ETF	46137V357	20	145	SH		SOLE		145	0	0
S & P Global Inc	COMMON	78409V104	5	16	SH		SOLE		16	0	0
Sabre Corporation	COMMON	78573M104	24	3,844	SH		SOLE		3,844	0	0
Salesforce Com	COMMON	79466L302	78	585	SH		SOLE		585	0	0
Sch Fnd US Lg Etf	ETF	808524771	29	536	SH		SOLE		536	0	0
Schlumberger Limited	COMMON	806857108	2,599	48,611	SH		SOLE		48,225	0	386
Schwab Emerging Mkt ETF	ETF	808524706	87	3,665	SH		SOLE		3,665	0	0
Schwab Intermediate US Treasury ETF	ETF	808524854	75	1,530	SH		SOLE		1,530	0	0
Schwab Int'l Equity ETF	ETF	808524805	11,212	348,088	SH		SOLE		344,965	0	3,123
Schwab Large Cap Value Indx ETF	ETF	808524409	92	1,390	SH		SOLE		1,390	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	80,115	1,787,874	SH		SOLE		1,763,032	0	24,842
Schwab U.S. Tips ETF	ETF	808524870	180	3,478	SH		SOLE		2,651	0	827
Schwab US Div Equity ETF	ETF	808524797	112	1,484	SH		SOLE		1,097	0	387
Schwab US Large-Cap ETF	ETF	808524201	4	80	SH		SOLE		80	0	0
Schwab US Mid-Cap ETF	ETF	808524508	1	18	SH		SOLE		18	0	0
Schwab US Small-Cap ETF	ETF	808524607	5	119	SH		SOLE		119	0	0
Seagate Technology PLC	COMMON	G7997R103	3,189	60,617	SH		SOLE		59,178	0	1,439
Sears Canada Inc	COMMON	81234D109	0	42	SH		SOLE		42	0	0
Sector Spdr Fincl Select	COMMON	81369Y605	71	2,088	SH		SOLE		2,088	0	0
Sector SPDR Health Fd Shares	COMMON	81369Y209	2	15	SH		SOLE		15	0	0
Sector SPDR Tech Select Shares	COMMON	81369Y803	320	2,571	SH		SOLE		2,571	0	0
Sempra Energy	COMMON	816851109	16	101	SH		SOLE		101	0	0
ServiceNow Inc	COMMON	81762P102	398	1,025	SH		SOLE		1,025	0	0
Shell plc	COMMON	780259305	398	6,980	SH		SOLE		6,980	0	0
SK Telecom Ltd ADR	ADR	78440P306	25	1,237	SH		SOLE		1,237	0	0
Skywest Inc	COMMON	830879102	30	1,824	SH		SOLE		1,824	0	0
Skyworks Solutions Inc.	COMMON	83088M102	38	421	SH		SOLE		421	0	0
Snap Inc	COMMON	83304A106	2	200	SH		SOLE		200	0	0
Sonoco Products	COMMON	835495102	256	4,219	SH		SOLE		3,452	0	767
Sony Group Corp	COMMON	835699307	1,264	16,577	SH		SOLE		16,091	0	486
Southern Company	COMMON	842587107	334	4,675	SH		SOLE		4,675	0	0
SPDR Consumer Disc Select ETF	ETF	81369Y407	39	302	SH		SOLE		302	0	0
SPDR Gold Trust ETF	ETF	78463V107	1,753	10,333	SH		SOLE		10,333	0	0
SPDR Materials Select Sec. ETF	ETF	81369Y100	24	312	SH		SOLE		312	0	0
SPDR MSCI EAFE Fsl Fuel Fr ETF	ETF	78470E106	49	714	SH		SOLE		714	0	0
SPDR MSCI Emerg Fsl Fl Free ETF	ETF	78470E205	15	259	SH		SOLE		259	0	0
SPDR Nuveen Barclays Muni Bd ETF	ETF	78468R721	310	6,795	SH		SOLE		5,696	0	1,099
SPDR Portfolio Short Term Corporate Bond ETF	ETF	78464A474	1	41	SH		SOLE		41	0	0
SPDR S&P 500 ETF	ETF	78462F103	1,637	4,281	SH		SOLE		3,367	0	914
SPDR S&P 500 Fossil Fl Fr ETF	ETF	78468R796	1,055	11,303	SH		SOLE		11,303	0	0
SPDR S&P 600 Small Cap ETF	ETF	78464A300	54	723	SH		SOLE		723	0	0
SPDR S&P Biotech ETF	ETF	78464A870	1,824	21,971	SH		SOLE		21,628	0	343
SPDR S&P Dividend ETF	ETF	78464A763	155	1,240	SH		SOLE		1,240	0	0
SPDR S&P Mid Cap 400 ETF	ETF	78467Y107	210	475	SH		SOLE		275	0	200
SPDR Utility Select Sec ETF	ETF	81369Y886	63	892	SH		SOLE		892	0	0
SPDR Blmbg Barclays Inv Grd Flt Rt ETF	ETF	78468R200	285	9,364	SH		SOLE		9,364	0	0
SPDR S&P Regional Banking ETF	ETF	78464A698	53	896	SH		SOLE		896	0	0
Splunk Inc	COMMON	848637104	1,280	14,865	SH		SOLE		14,812	0	53
Spotify Technology SA	COMMON	L8681T102	3	40	SH		SOLE		40	0	0
Standex Int'l Corp.	COMMON	854231107	104	1,020	SH		SOLE		1,020	0	0
Stanley Black & Decker	COMMON	854502101	30	400	SH		SOLE		400	0	0
Starbucks	COMMON	855244109	2,704	27,258	SH		SOLE		26,490	0	768
Steris Corp.	COMMON	G8473T100	245	1,328	SH		SOLE		1,328	0	0
Stitch Fix Inc	COMMON	860897107	2	483	SH		SOLE		483	0	0
Stryker Corp.	COMMON	863667101	60	245	SH		SOLE		245	0	0
Suncor Energy Inc.	COMMON	867224107	25	789	SH		SOLE		789	0	0
Sunrun Inc	COMMON	86771W105	13	525	SH		SOLE		525	0	0
Synchrony Financial	COMMON	87165B103	205	6,242	SH		SOLE		6,242	0	0
Sysco Corp.	COMMON	871829107	140	1,826	SH		SOLE		1,826	0	0
Taiwan Semiconductor ADR	ADR	874039100	6,338	85,082	SH		SOLE		83,365	0	1,717
Tapestry Inc	COMMON	876030107	4	112	SH		SOLE		112	0	0
Target Corp.	COMMON	87612E106	89	595	SH		SOLE		595	0	0
Tata Motors Ltd ADR	ADR	876568502	202	8,720	SH		SOLE		8,720	0	0
Teradata Corp	COMMON	88076W103	45	1,350	SH		SOLE		1,350	0	0
Terex Corp	COMMON	880779103	67	1,575	SH		SOLE		1,575	0	0
Tesla Motors	COMMON	88160R101	922	7,485	SH		SOLE		7,485	0	0
Texas Instruments Inc.	COMMON	882508104	313	1,893	SH		SOLE		1,893	0	0
The Charles Schwab Corp.	COMMON	808513105	9,982	119,888	SH		SOLE		116,970	0	2,918
The Travelers Companies Inc.	COMMON	89417E109	1,115	5,946	SH		SOLE		5,946	0	0
Thermo Fisher Scientific	COMMON	883556102	481	873	SH		SOLE		873	0	0
Thomson Reuters Corp	COMMON	884903709	244	2,140	SH		SOLE		2,140	0	0
Thor Industries Inc	COMMON	885160101	476	6,303	SH		SOLE		6,303	0	0
TJX Companies Inc	COMMON	872540109	22	277	SH		SOLE		277	0	0
Toronto-Dominion Bank	COMMON	891160509	1,527	23,575	SH		SOLE		23,575	0	0
TPI Composites Inc	COMMON	87266J104	45	4,482	SH		SOLE		4,482	0	0
Trane Technologies PLC	COMMON	G8994E103	273	1,625	SH		SOLE		1,625	0	0
TransCanada Corp.	COMMON	87807B107	61	1,530	SH		SOLE		1,530	0	0
Travel Leisure Ord	COMMON	894164102	16	452	SH		SOLE		452	0	0
Truist Finl Corp Com	COMMON	89832Q109	29	683	SH		SOLE		683	0	0
Trustmark Corp.	COMMON	898402102	4,880	139,788	SH		SOLE		139,788	0	0
Tyco Electronics Ltd	COMMON	H84989104	2	17	SH		SOLE		17	0	0
U S Bancorp	COMMON	902973304	55	1,250	SH		SOLE		1,250	0	0
Uber Technologies Inc	COMMON	90353T100	14	550	SH		SOLE		550	0	0
UDR Inc	COMMON	902653104	46	1,196	SH		SOLE		1,196	0	0
Unilever PLC ADR	ADR	904767704	914	18,163	SH		SOLE		18,163	0	0
Union Pacific	COMMON	907818108	259	1,252	SH		SOLE		1,252	0	0
United Continental Holdings Inc	COMMON	910047109	7	183	SH		SOLE		183	0	0
United Parcel Service	COMMON	911312106	79	456	SH		SOLE		456	0	0
Unitedhealth Group Inc.	COMMON	91324P102	188	354	SH		SOLE		354	0	0
Unum Provident Corp.	COMMON	91529Y106	146	3,559	SH		SOLE		3,559	0	0
V F Corp.	COMMON	918204108	150	5,425	SH		SOLE		5,425	0	0
Vale SA	COMMON	91912E105	34	2,000	SH		SOLE		2,000	0	0
Valero Energy	COMMON	91913Y100	2,198	17,327	SH		SOLE		16,753	0	574
Vaneck Vectors Gold Miners ETF	ETF	92189F106	1,289	44,970	SH		SOLE		44,970	0	0
Vangard Russell 2000 ETF	ETF	92206C664	27	386	SH		SOLE		386	0	0
Vanguard 500 ETF	ETF	922908363	1,137	3,235	SH		SOLE		3,235	0	0
Vanguard Developed Market ETF	ETF	921943858	25,280	602,329	SH		SOLE		586,598	0	15,731
Vanguard Div Appreciation ETF	ETF	921908844	557	3,667	SH		SOLE		3,665	0	2
Vanguard Emerging Market ETF	ETF	922042858	14,331	367,662	SH		SOLE		361,180	0	6,482
Vanguard ESG International Stock ETF	ETF	921910725	7,271	147,812	SH		SOLE		145,956	0	1,856
Vanguard ESG US Corporate Bond ETF	ETF	921910691	4,319	71,184	SH		SOLE		69,789	0	1,395
Vanguard ESG US Stock ETF	ETF	921910733	9,460	143,638	SH		SOLE		141,575	0	2,063
Vanguard Extended Market ETF	ETF	922908652	12	88	SH		SOLE		88	0	0
Vanguard Financials ETF	ETF	92204A405	44	526	SH		SOLE		526	0	0
Vanguard FTSE All World ex US ETF	ETF	922042775	299	5,970	SH		SOLE		5,970	0	0
Vanguard FTSE Pacific ETF	ETF	922042866	6	91	SH		SOLE		91	0	0
Vanguard Growth ETF	ETF	922908736	1,147	5,382	SH		SOLE		5,382	0	0
Vanguard Health Care ETF	ETF	92204A504	263	1,061	SH		SOLE		1,061	0	0
Vanguard High Dividend Yd ETF	ETF	921946406	232	2,140	SH		SOLE		2,140	0	0
Vanguard Info Technology ETF	ETF	92204A702	62	194	SH		SOLE		55	0	139
Vanguard Interm-Temp Corp Bd ETF	ETF	92206C870	17	224	SH		SOLE		224	0	0
Vanguard Large-Cap ETF	ETF	922908637	7	43	SH		SOLE		43	0	0
Vanguard Mid Cap Etf	ETF	922908629	38	188	SH		SOLE		188	0	0
Vanguard Mid Cap Value ETF	ETF	922908512	56	413	SH		SOLE		413	0	0
Vanguard Mid-Cap Growth ETF	ETF	922908538	31	171	SH		SOLE		171	0	0
Vanguard Muni Bond ETF	ETF	922907746	2,508	50,680	SH		SOLE		41,117	0	9,563
Vanguard REIT ETF	ETF	922908553	122	1,479	SH		SOLE		1,479	0	0
Vanguard S&P Mid-Cap 400	ETF	921932844	115	752	SH		SOLE		752	0	0
Vanguard S&P Mid-Cap 400 Growth ETF	ETF	921932869	76	451	SH		SOLE		451	0	0
Vanguard Short-Term Bond ETF	ETF	921937827	2,572	34,164	SH		SOLE		33,545	0	619
Vanguard Short-Term Treasury ETF	ETF	92206C102	2,356	40,752	SH		SOLE		40,117	0	635
Vanguard Sh-Tm Inflat- Prot ETF	ETF	922020805	403	8,618	SH		SOLE		8,618	0	0
Vanguard Small Cap Etf	ETF	922908751	27	145	SH		SOLE		145	0	0
Vanguard Small Cap Growth ETF	ETF	922908595	83	414	SH		SOLE		414	0	0
Vanguard Small Cap Value ETF	ETF	922908611	50	315	SH		SOLE		315	0	0
Vanguard Total Int'l Bond Market ETF	ETF	92203J407	16,035	338,069	SH		SOLE		330,591	0	7,478
Vanguard Total Stk Mkt ETF	ETF	922908769	3,681	19,251	SH		SOLE		18,979	0	272
Vanguard Total U.S. Bond Market ETF	ETF	921937835	30,760	428,173	SH		SOLE		418,036	0	10,137
Vanguard Ultra-Short Bond ETF	ETF	92203C303	17	345	SH		SOLE		345	0	0
Vanguard Value Index ETF	ETF	922908744	247	1,761	SH		SOLE		1,761	0	0
Ventas REIT Inc	REIT	92276F100	624	13,848	SH		SOLE		13,848	0	0
Verisk Analytics Inc Cla	COMMON	92345Y106	8	43	SH		SOLE		43	0	0
Verizon Communications Inc.	COMMON	92343V104	2,350	59,641	SH		SOLE		58,717	0	924
Vertex Pharmaceuticals	COMMON	92532F100	22	75	SH		SOLE		75	0	0
Vestas Wind Systems	COMMON	K9773J128	37	1,271	SH		SOLE		1,271	0	0
Vg Life Sciences Inc	COMMON	91822T101	0	67	SH		SOLE		67	0	0
VictoryShares Nasdaq Next 50 ETF	ETF	92647X806	4	163	SH		SOLE		163	0	0
Visa Inc	COMMON	92826C839	3,103	14,936	SH		SOLE		14,808	0	128
Vistra Energy Corp	COMMON	92840M102	46	1,993	SH		SOLE		1,993	0	0
Volvo AB	COMMON	928854108	31	1,700	SH		SOLE		1,700	0	0
Vulcan Materials Company	COMMON	929160109	53	300	SH		SOLE		300	0	0
W. P. Carey & Co. LLC	COMMON	92936U109	130	1,669	SH		SOLE		1,669	0	0
WABTec	COMMON	929740108	1	11	SH		SOLE		11	0	0
Walgreens Boots Alli	COMMON	931427108	30	800	SH		SOLE		800	0	0
Wal-Mart Stores	COMMON	931142103	1,103	7,779	SH		SOLE		7,779	0	0
Walt Disney Hldg	COMMON	254687106	2,201	25,336	SH		SOLE		24,915	0	421
Warner Bros. Discovery, Inc.	COMMON	934423104	1	100	SH		SOLE		100	0	0
Watts Water Technologies	COMMON	942749102	84	573	SH		SOLE		573	0	0
WEC Energy Group	COMMON	92939U106	386	4,119	SH		SOLE		4,119	0	0
Wells Fargo & Co	COMMON	949746101	14	336	SH		SOLE		336	0	0
Welltower Inc REIT	REIT	95040Q104	98	1,500	SH		SOLE		1,500	0	0
Western Asset Mg'd Municipals Fd	COMMON	95766M105	9	856	SH		SOLE		856	0	0
Western Union Co	COMMON	959802109	299	21,732	SH		SOLE		20,297	0	1,435
Weyerhaeuser Company	COMMON	962166104	814	26,243	SH		SOLE		26,243	0	0
Whirlpool	COMMON	963320106	1,035	7,320	SH		SOLE		7,320	0	0
WisdomTree Emerg Mk SmCap ETF	ETF	97717W281	149	3,386	SH		SOLE		2,299	0	1,087
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF	ETF	97717X578	13	475	SH		SOLE		475	0	0
WisdomTree India Earnings ETF	ETF	97717W422	87	2,665	SH		SOLE		2,665	0	0
Wisdomtree Japan SmCap Div ETF	ETF	97717W836	39	620	SH		SOLE		620	0	0
Wolverine World Wide Inc.	COMMON	978097103	172	15,694	SH		SOLE		15,694	0	0
WPP	COMMON	92937A102	2,843	57,824	SH		SOLE		57,111	0	713
Wyndham Hotels & Resorts Inc	COMMON	98311A105	32	452	SH		SOLE		452	0	0
Xcel Energy Inc.	COMMON	98389B100	132	1,880	SH		SOLE		1,880	0	0
Xylem Inc	COMMON	98419M100	475	4,300	SH		SOLE		4,300	0	0
Yum China Hldgs Inc Com	COMMON	98850P109	1,488	27,226	SH		SOLE		27,090	0	136
Yum! Brands, Inc.	COMMON	988498101	75	585	SH		SOLE		585	0	0
Zimmer Biomet Holdings Inc.	COMMON	98956P102	4	33	SH		SOLE		33	0	0
Zoetis Inc	COMMON	98978V103	32	220	SH		SOLE		220	0	0