Hanson & Doremus Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COMMON	88579Y101	131	1,310	SH		SOLE		1,310	0	0
A F L A C Inc.	COMMON	001055102	92	1,318	SH		SOLE		1,318	0	0
A O N Corporation	COMMON	G0403H108	29	85	SH		SOLE		85	0	0
Abbott Laboratories	COMMON	002824100	1,258	11,542	SH		SOLE		11,542	0	0
AbbVie Inc.	COMMON	00287Y109	1,019	7,560	SH		SOLE		7,560	0	0
Aberdeen Asia Pac Income Fd	COMMON	003009107	108	40,073	SH		SOLE		40,073	0	0
Aberdeen Physical Swiss Gold ETF	ETF	00326A104	7	400	SH		SOLE		400	0	0
Accenture Ltd Cl A	COMMON	G1151C101	137	443	SH		SOLE		368	0	75
ACNB Corporation	COMMON	000868109	21	625	SH		SOLE		625	0	0
Activision Inc.	COMMON	00507V109	252	2,991	SH		SOLE		2,991	0	0
Adobe Systems Inc.	COMMON	00724F101	54	110	SH		SOLE		110	0	0
Advanced Micro Devices	COMMON	007903107	101	890	SH		SOLE		890	0	0
Agilent Technologies	COMMON	00846U101	13	105	SH		SOLE		105	0	0
Air Products & Chemicals Inc.	COMMON	009158106	786	2,625	SH		SOLE		2,625	0	0
Alaska Air Group Inc.	COMMON	011659109	5	100	SH		SOLE		100	0	0
Alerus Finl Corp	COMMON	01446U103	5	300	SH		SOLE		300	0	0
Allegion Public Ltd Co	COMMON	G0176J109	24	200	SH		SOLE		200	0	0
Alliant Energy Corp	COMMON	018802108	597	11,377	SH		SOLE		11,377	0	0
Allstate	COMMON	020002101	218	2,001	SH		SOLE		2,001	0	0
Alphabet, Inc Cl C	COMMON	02079K107	3,502	28,950	SH		SOLE		27,850	0	1,100
Alphabet, Inc. Cl A	COMMON	02079K305	3,709	30,984	SH		SOLE		29,558	0	1,426
Altria Group Inc.	COMMON	02209S103	8	170	SH		SOLE		170	0	0
Amazon.Com	COMMON	023135106	3,460	26,539	SH		SOLE		25,500	0	1,039
Amer Electric Pwr Co Inc	COMMON	025537101	25	300	SH		SOLE		300	0	0
America Movil L ADR	ADR	02390A101	78	3,600	SH		SOLE		3,600	0	0
American Express Company	COMMON	025816109	492	2,824	SH		SOLE		2,824	0	0
American Well Cl A Ord	COMMON	03044L105	1	550	SH		SOLE		550	0	0
Ameriprise Financial Inc.	COMMON	03076C106	144	433	SH		SOLE		433	0	0
Amerisource Bergen Corp.	COMMON	03073E105	30	158	SH		SOLE		158	0	0
Amgen Incorporated	COMMON	031162100	319	1,439	SH		SOLE		1,439	0	0
Amkor Technology Inc	COMMON	031652100	1,181	39,695	SH		SOLE		39,695	0	0
Anthem Inc	COMMON	036752103	113	255	SH		SOLE		255	0	0
Apple Inc.	COMMON	037833100	6,266	32,304	SH		SOLE		31,207	0	1,097
Applied Materials	COMMON	038222105	69	474	SH		SOLE		474	0	0
AptarGroup, Inc	COMMON	038336103	1,229	10,606	SH		SOLE		10,181	0	425
Archer-Daniels-Midland Inc.	COMMON	039483102	189	2,502	SH		SOLE		2,008	0	494
ARK Next Generation Internet ETF	ETF	00214Q401	6	98	SH		SOLE		98	0	0
Arrowhead Pharma Inc	COMMON	04280A100	11	320	SH		SOLE		320	0	0
Astec Industries	COMMON	046224101	171	3,763	SH		SOLE		3,563	0	200
AstraZeneca plc ADR	ADR	046353108	1,148	16,043	SH		SOLE		16,043	0	0
AT&T Inc.	COMMON	00206R102	377	23,614	SH		SOLE		23,614	0	0
Atmos Energy Corp	COMMON	049560105	17	150	SH		SOLE		150	0	0
Auto Data Processing	COMMON	053015103	266	1,209	SH		SOLE		1,209	0	0
Avery Dennison	COMMON	053611109	36	208	SH		SOLE		208	0	0
Baidu Inc ADR	ADR	056752108	137	1,001	SH		SOLE		1,001	0	0
Bank of America Corp	COMMON	060505104	56	1,947	SH		SOLE		1,947	0	0
Bank of New York Mellon	COMMON	064058100	71	1,602	SH		SOLE		1,602	0	0
Baxter International	COMMON	071813109	286	6,277	SH		SOLE		6,127	0	150
BCE Inc.	COMMON	05534B760	157	3,453	SH		SOLE		2,750	0	703
Becton Dickinson & Co	COMMON	075887109	770	2,917	SH		SOLE		2,917	0	0
Berkshire Hathaway Cl B	COMMON	084670702	5,777	16,941	SH		SOLE		16,080	0	861
Biogen Idec Inc	COMMON	09062X103	171	601	SH		SOLE		601	0	0
Blackrock Ehncd Eqty Div	COMMON	09251A104	9	1,100	SH		SOLE		1,100	0	0
Blackrock Inc	COMMON	09247X101	126	182	SH		SOLE		182	0	0
Blkrck Muniyield Qlty Fd	COMMON	09254F100	15	1,300	SH		SOLE		1,300	0	0
Boeing Co.	COMMON	097023105	3,654	17,303	SH		SOLE		16,886	0	417
Borg Warner Inc	COMMON	099724106	728	14,891	SH		SOLE		14,891	0	0
Boston Scientific	COMMON	101137107	17	319	SH		SOLE		319	0	0
BP plc ADR	ADR	055622104	19	528	SH		SOLE		528	0	0
Bristol Myers	COMMON	110122108	2,327	36,391	SH		SOLE		36,391	0	0
Broadridge Finl Solution	COMMON	11133T103	116	700	SH		SOLE		700	0	0
Brookfield Asset Management	COMMON	113004105	57	1,748	SH		SOLE		1,748	0	0
Brookfield Corp	COMMON	11271J107	234	6,951	SH		SOLE		6,951	0	0
Cambria Cannabis ETF	ETF	132061821	1	100	SH		SOLE		100	0	0
Canadian Natl Ry Co	COMMON	136375102	20	167	SH		SOLE		167	0	0
Canadian Pacific	COMMON	13646K108	47	582	SH		SOLE		582	0	0
Capital One Financial	COMMON	14040H105	79	724	SH		SOLE		724	0	0
Carrier Global Corp-Wi	COMMON	14448C104	120	2,422	SH		SOLE		2,422	0	0
Caterpillar	COMMON	149123101	2,157	8,767	SH		SOLE		8,767	0	0
CBRE Group Inc	COMMON	12504L109	299	3,708	SH		SOLE		3,708	0	0
Charter Communications Inc	COMMON	16119P108	91	248	SH		SOLE		248	0	0
Chemed Corp.	COMMON	16359R103	1,806	3,335	SH		SOLE		3,335	0	0
Chemours Co LLC	COMMON	163851108	6	151	SH		SOLE		151	0	0
Cheniere Energy Inc New	COMMON	16411R208	11	73	SH		SOLE		73	0	0
Chevron Corp.	COMMON	166764100	667	4,237	SH		SOLE		3,534	0	703
China Automotive Systems Inc	COMMON	16936R105	82	16,664	SH		SOLE		16,664	0	0
Chubb Limited	COMMON	H1467J104	383	1,990	SH		SOLE		1,821	0	169
Cigna Corp	COMMON	125523100	235	838	SH		SOLE		838	0	0
Cincinnati Financial Corp	COMMON	172062101	38	390	SH		SOLE		390	0	0
Cisco Systems, Inc.	COMMON	17275R102	3,251	62,825	SH		SOLE		60,684	0	2,141
Citigroup	COMMON	172967424	136	2,944	SH		SOLE		2,944	0	0
Clorox Company	COMMON	189054109	16	100	SH		SOLE		100	0	0
CME Group Inc.	COMMON	12572Q105	392	2,117	SH		SOLE		2,117	0	0
Coca-Cola Co	COMMON	191216100	3,915	65,015	SH		SOLE		63,299	0	1,716
Colgate-Palmolive	COMMON	194162103	497	6,454	SH		SOLE		6,454	0	0
Comcast Corp.	COMMON	20030N101	250	6,026	SH		SOLE		6,026	0	0
Comerica Incorporated	COMMON	200340107	85	2,000	SH		SOLE		2,000	0	0
Community Bank System	COMMON	203607106	361	7,696	SH		SOLE		6,796	0	900
Conoco Phillips	COMMON	20825C104	727	7,012	SH		SOLE		7,012	0	0
Consolidated Edison Inc.	COMMON	209115104	131	1,453	SH		SOLE		1,453	0	0
Constellation Brand Cl Aclass A	COMMON	21036P108	29	119	SH		SOLE		119	0	0
Constellation Energy Co.	COMMON	21037T109	15	163	SH		SOLE		163	0	0
Constellation Software Inc	COMMON	21037X100	64	31	SH		SOLE		31	0	0
Corning	COMMON	219350105	5,059	144,387	SH		SOLE		142,416	0	1,971
Corp Office Pptys REIT	REIT	22002T108	8	343	SH		SOLE		343	0	0
Corteva Inc com	COMMON	22052L104	23	405	SH		SOLE		405	0	0
Costco	COMMON	22160K105	5,415	10,058	SH		SOLE		9,746	0	312
Creative Media & Community Trust	COMMON	125525584	1	200	SH		SOLE		200	0	0
Crown Castle International Corp	COMMON	22822V101	6	54	SH		SOLE		54	0	0
CSW Industrials Inc	COMMON	126402106	65	389	SH		SOLE		389	0	0
CSX Corp	COMMON	126408103	148	4,339	SH		SOLE		4,339	0	0
CVS Corp	COMMON	126650100	1,835	26,542	SH		SOLE		25,773	0	769
Danaher Corp	COMMON	235851102	36	150	SH		SOLE		150	0	0
Deere & Company	COMMON	244199105	974	2,405	SH		SOLE		2,405	0	0
Devon Energy Corp	COMMON	25179M103	51	1,051	SH		SOLE		1,051	0	0
Digital Realty Trust REIT	REIT	253868103	155	1,358	SH		SOLE		1,358	0	0
Dominion Energy	COMMON	25746U109	414	7,995	SH		SOLE		7,995	0	0
Dover Corporation	COMMON	260003108	53	362	SH		SOLE		362	0	0
Dow In	COMMON	260557103	121	2,263	SH		SOLE		2,263	0	0
Dr Reddys Labs ADR	ADR	256135203	375	5,935	SH		SOLE		5,935	0	0
Duke Energy Corp.	COMMON	26441C204	1,752	19,519	SH		SOLE		19,387	0	132
E Bay Inc.	COMMON	278642103	12	275	SH		SOLE		275	0	0
E I DuPont	COMMON	26614N102	1,655	23,160	SH		SOLE		22,137	0	1,023
E O G Resources Inc	COMMON	26875P101	15	132	SH		SOLE		132	0	0
East West Bancorp	COMMON	27579R104	589	11,150	SH		SOLE		11,150	0	0
Eastman Chemical Co.	COMMON	277432100	17	200	SH		SOLE		200	0	0
Eaton Corp.	COMMON	G29183103	452	2,249	SH		SOLE		2,249	0	0
Ecofin Global Water ESG	COMMON	56167N753	38	930	SH		SOLE		930	0	0
Ecolab Inc.	COMMON	278865100	41	222	SH		SOLE		222	0	0
Edison International	COMMON	281020107	192	2,770	SH		SOLE		2,770	0	0
Eli Lilly & Co.	COMMON	532457108	1,641	3,499	SH		SOLE		3,499	0	0
Emerson Electric Co.	COMMON	291011104	1,639	18,136	SH		SOLE		17,304	0	832
EMQQ Emerging Markets Intrnt & Ecmrc ETF	ETF	301505889	110	3,738	SH		SOLE		3,738	0	0
Energy Transfer Equity LP	COMMON	29273V100	25	1,952	SH		SOLE		1,952	0	0
Enterprise Products Prtn LP	COMMON	293792107	140	5,307	SH		SOLE		5,307	0	0
Equifax Inc	COMMON	294429105	88	373	SH		SOLE		373	0	0
Equity Residential Prop. REIT	REIT	29476L107	214	3,237	SH		SOLE		3,237	0	0
Essential utilities ord	COMMON	29670G102	125	3,142	SH		SOLE		3,142	0	0
Eversource Energy	COMMON	30040W108	23	328	SH		SOLE		328	0	0
Expeditors Int'l of Washington	COMMON	302130109	83	682	SH		SOLE		682	0	0
Exxon Mobil Corporation	COMMON	30231G102	2,410	22,468	SH		SOLE		21,464	0	1,004
Facebook Inc Class A	COMMON	30303M102	106	371	SH		SOLE		371	0	0
Fedex Corporation	COMMON	31428X106	1,269	5,119	SH		SOLE		5,119	0	0
Fidelity MSCI Health Care ETF	ETF	316092600	45	711	SH		SOLE		0	0	711
Fidelity MSCI Utilities ETF	ETF	316092865	26	613	SH		SOLE		0	0	613
Fidus Investment Corp	COMMON	316500107	20	1,035	SH		SOLE		1,035	0	0
First Solar Inc	COMMON	336433107	2,321	12,208	SH		SOLE		12,208	0	0
First Trust Cloud Computing ETF	ETF	33734X192	80	1,059	SH		SOLE		1,059	0	0
First Trust NASDAQ Cybersecurity ETF	ETF	33734X846	78	1,710	SH		SOLE		1,710	0	0
Fortinet Inc	COMMON	34959E109	214	2,825	SH		SOLE		2,825	0	0
GE Healthcare	COMMON	36266G107	89	1,093	SH		SOLE		751	0	342
General Dynamics Corp.	COMMON	369550108	3	13	SH		SOLE		13	0	0
General Electric Co.	COMMON	369604301	447	4,068	SH		SOLE		4,068	0	0
General Mills, Inc.	COMMON	370334104	134	1,752	SH		SOLE		1,752	0	0
General Motors	COMMON	37045V100	19	500	SH		SOLE		500	0	0
Genuine Parts Co	COMMON	372460105	42	250	SH		SOLE		250	0	0
Gilat Satellite Networks Ltd	COMMON	M51474118	49	7,858	SH		SOLE		7,858	0	0
Gilead Sciences Inc	COMMON	375558103	157	2,041	SH		SOLE		2,041	0	0
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	178	3,265	SH		SOLE		3,265	0	0
GlobalFoundries, Inc	COMMON	G39387108	4	65	SH		SOLE		65	0	0
Goldman Sachs Group Inc	COMMON	38141G104	223	690	SH		SOLE		690	0	0
Halliburton Company	COMMON	406216101	45	1,359	SH		SOLE		1,359	0	0
Hanesbrands Inc.	COMMON	410345102	43	9,445	SH		SOLE		7,445	0	2,000
Hannon Armstrong Sus REIT	REIT	41068X100	10	418	SH		SOLE		418	0	0
Hershey Foods Corp	COMMON	427866108	228	914	SH		SOLE		914	0	0
Hess Corporation	COMMON	42809H107	53	390	SH		SOLE		390	0	0
Home Depot	COMMON	437076102	647	2,083	SH		SOLE		2,083	0	0
Honeywell International	COMMON	438516106	2,790	13,444	SH		SOLE		13,057	0	387
Hormel Foods Corp	COMMON	440452100	26	640	SH		SOLE		640	0	0
HSBC Holdings PLC ADR	ADR	404280406	32	809	SH		SOLE		809	0	0
Humana	COMMON	444859102	524	1,172	SH		SOLE		1,159	0	13
IBM Corp.	COMMON	459200101	2,888	21,586	SH		SOLE		20,751	0	835
Illinois Tool Works	COMMON	452308109	233	932	SH		SOLE		932	0	0
Imperial Oil Ltd	COMMON	453038408	167	3,259	SH		SOLE		3,259	0	0
India Fund	COMMON	454089103	31	1,870	SH		SOLE		1,870	0	0
Ingersoll Rand Inc	COMMON	45687V106	30	454	SH		SOLE		454	0	0
Ingredion Incorporated	COMMON	457187102	2,096	19,780	SH		SOLE		19,656	0	124
Insulet Corporation	COMMON	45784P101	14	50	SH		SOLE		50	0	0
Integer Holdings Corp	COMMON	45826H109	723	8,162	SH		SOLE		7,887	0	275
Intel Corp.	COMMON	458140100	541	16,168	SH		SOLE		16,168	0	0
Intercontinental Exchange, Inc.	COMMON	45866F104	13	118	SH		SOLE		118	0	0
International Flavors & Fragrances Inc	COMMON	459506101	1,967	24,718	SH		SOLE		23,810	0	908
Intuit	COMMON	461202103	14	31	SH		SOLE		31	0	0
Intuitive Surgical	COMMON	46120E602	41	119	SH		SOLE		119	0	0
Invesco Global Water ETF	ETF	46138E651	63	1,764	SH		SOLE		1,764	0	0
Iqvia Hldgs Inc	COMMON	46266C105	8	36	SH		SOLE		36	0	0
iShares 0-5 Year Invmt Grade Corp Bd ETF	ETF	46434V100	19	400	SH		SOLE		400	0	0
Ishares 20 Yr Treas. Barclays ETF	ETF	464287432	36	351	SH		SOLE		351	0	0
iShares 5-10 Yr Corporate Bond ETF	ETF	464288638	55	1,080	SH		SOLE		1,080	0	0
iShares Core Dividend Growth ETF	ETF	46434V621	420	8,148	SH		SOLE		8,148	0	0
iShares Core International Bond ETF	ETF	46435G672	303	6,140	SH		SOLE		6,140	0	0
iShares Core MSCI EAFE ETF	ETF	46432F842	25	364	SH		SOLE		0	0	364
iShares Core MSCI ETF	ETF	46434G103	372	7,548	SH		SOLE		4,490	0	3,058
iShares DJ US Financial ETF	ETF	464287788	83	1,108	SH		SOLE		1,108	0	0
iShares Dow J. Healthcare ETF	ETF	464287762	133	474	SH		SOLE		474	0	0
iShares ESG Aware MSCI EAFE ETF	ETF	46435G516	291	3,995	SH		SOLE		3,995	0	0
iShares Expanded Tech-Software Sect ETF	ETF	464287515	176	508	SH		SOLE		508	0	0
iShares Global Clean Energy	ETF	464288224	464	25,234	SH		SOLE		25,234	0	0
Ishares Gold ETF	ETF	464285204	713	19,593	SH		SOLE		17,238	0	2,355
iShares Lehman Agg Bond Fd ETF	ETF	464287226	865	8,828	SH		SOLE		8,828	0	0
iShares MSCI EAFE ETF	ETF	464287465	244	3,360	SH		SOLE		3,360	0	0
iShares MSCI Emerging Market ETF	ETF	464287234	18	453	SH		SOLE		0	0	453
iShares MSCI Global Gold Miners ETF	ETF	46434G855	51	2,182	SH		SOLE		0	0	2,182
iShares MSCI Taiwan Index ETF	ETF	46434G772	67	1,425	SH		SOLE		1,425	0	0
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	12	81	SH		SOLE		81	0	0
iShares NASDAQ Biotech ETF	ETF	464287556	610	4,808	SH		SOLE		4,407	0	401
iShares Russell 1000 Growth ETF	ETF	464287614	57	207	SH		SOLE		207	0	0
iShares Russell 1000 Val ETF	ETF	464287598	4,326	27,412	SH		SOLE		27,412	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	13	54	SH		SOLE		54	0	0
Ishares Russell 2000 Value ETF	ETF	464287630	21	151	SH		SOLE		151	0	0
iShares Russell Midcap Grth ETF	ETF	464287481	61	628	SH		SOLE		628	0	0
iShares S&P 500 Index ETF	ETF	464287200	482	1,081	SH		SOLE		1,081	0	0
iShares S&P Midcap 400 Index ETF	ETF	464287507	158	605	SH		SOLE		434	0	171
iShares S&P Mid-Cap Grow ETF	ETF	464287606	30	396	SH		SOLE		396	0	0
iShares S&P Sm Cap Idx 600 ETF	ETF	464287804	277	2,780	SH		SOLE		1,852	0	928
iShares Select Dividend Idx ETF	ETF	464287168	106	932	SH		SOLE		932	0	0
iShares TIPS Bond ETF	ETF	464287176	862	8,006	SH		SOLE		7,222	0	784
iShares Tr China 25 Index ETF	ETF	464287184	6	228	SH		SOLE		228	0	0
iShares Tr DJ U S Tech Sector ETF	ETF	464287721	114	1,051	SH		SOLE		1,051	0	0
Ishares Tr Sh Tr Corporate ETF	ETF	464288646	18	368	SH		SOLE		368	0	0
Jacobs Engineering Group Inc	COMMON	46982L108	36	303	SH		SOLE		303	0	0
Jefferies Finl Group Inc	COMMON	47233W109	25	760	SH		SOLE		75	0	685
Johnson & Johnson	COMMON	478160104	2,321	14,021	SH		SOLE		13,267	0	754
JP Morgan Chase & Co	COMMON	46625H100	2,669	18,353	SH		SOLE		17,613	0	740
JPMorgan Ultra-Short Income ETF	ETF	46641Q837	44	881	SH		SOLE		881	0	0
Kilroy Realty Corp REIT	REIT	49427F108	851	28,270	SH		SOLE		27,864	0	406
Kimberly-Clark Corp.	COMMON	494368103	315	2,278	SH		SOLE		2,278	0	0
KKR & Co LP	COMMON	48251W104	10	180	SH		SOLE		180	0	0
KLA-Tencor Corporation	COMMON	482480100	76	157	SH		SOLE		157	0	0
Kon Philips Electric NV	COMMON	500472303	71	3,273	SH		SOLE		3,273	0	0
Kraft Heinz Company	COMMON	500754106	806	22,691	SH		SOLE		22,438	0	253
Laboratory Corp of America Hlds	COMMON	50540R409	193	798	SH		SOLE		703	0	95
Linde plc	COMMON	G54950103	23	60	SH		SOLE		60	0	0
Lockheed Martin	COMMON	539830109	67	146	SH		SOLE		146	0	0
Lowes Companies Inc.	COMMON	548661107	241	1,067	SH		SOLE		1,067	0	0
Luckin Coffee Inc	COMMON	54951L109	7	320	SH		SOLE		320	0	0
Lumen Technologies Inc	COMMON	550241103	3	1,146	SH		SOLE		1,146	0	0
M K S Instruments Inc.	COMMON	55306N104	680	6,289	SH		SOLE		6,289	0	0
M&T Bank Corp	COMMON	55261F104	1,021	8,253	SH		SOLE		8,253	0	0
Marathon Petroleum Corp	COMMON	56585A102	292	2,503	SH		SOLE		2,503	0	0
Marsh & McLennan Co's	COMMON	571748102	68	362	SH		SOLE		362	0	0
Mastercard Inc	COMMON	57636Q104	183	466	SH		SOLE		466	0	0
McDonald's Corp	COMMON	580135101	852	2,856	SH		SOLE		2,856	0	0
McKesson Corp.	COMMON	58155Q103	2,125	4,973	SH		SOLE		4,644	0	329
Medtronic Inc.	COMMON	G5960L103	3,500	39,730	SH		SOLE		38,960	0	770
Merck	COMMON	58933Y105	5,947	51,540	SH		SOLE		50,096	0	1,444
Metlife Inc.	COMMON	59156R108	14	250	SH		SOLE		250	0	0
Microsoft	COMMON	594918104	14,169	41,606	SH		SOLE		40,282	0	1,324
Middlesex Water Co	COMMON	596680108	24	300	SH		SOLE		300	0	0
Mondelez Int'l Inc.	COMMON	609207105	830	11,383	SH		SOLE		11,216	0	167
Morgan Stanley Dean Witter	COMMON	617446448	101	1,186	SH		SOLE		1,186	0	0
Motorola Solutions Inc	COMMON	620076307	139	473	SH		SOLE		473	0	0
Murphy USA Inc	COMMON	626755102	17	55	SH		SOLE		55	0	0
National Grid Plc ADR	ADR	636274409	131	1,951	SH		SOLE		1,951	0	0
NCR Corporation	COMMON	62886E108	431	17,088	SH		SOLE		15,982	0	1,106
Netflix Inc.	COMMON	64110L106	44	100	SH		SOLE		100	0	0
Nextera Energy	COMMON	65339F101	349	4,700	SH		SOLE		4,700	0	0
Nike, Inc.	COMMON	654106103	98	887	SH		SOLE		887	0	0
Nisource Inc.	COMMON	65473P105	1,405	51,365	SH		SOLE		47,804	0	3,561
Norfolk Southern	COMMON	655844108	355	1,567	SH		SOLE		1,567	0	0
Northrop Grumman Corp	COMMON	666807102	49	107	SH		SOLE		107	0	0
NortonLifeLock Inc	COMMON	668771108	259	13,944	SH		SOLE		13,944	0	0
Novartis Ag ADR	ADR	66987V109	75	740	SH		SOLE		740	0	0
Nucor Corp	COMMON	670346105	16	98	SH		SOLE		98	0	0
Nutrien Ltd	COMMON	67077M108	44	749	SH		SOLE		749	0	0
Nuveen AMT-Free Municipal Income Fund	ETF	670657105	5	500	SH		SOLE		500	0	0
Nvidia Corp	COMMON	67066G104	254	600	SH		SOLE		600	0	0
Nxp Semiconductors	COMMON	N6596X109	13	65	SH		SOLE		65	0	0
Occidental Petroleum Corp.	COMMON	674599105	10	175	SH		SOLE		175	0	0
Oneok Inc New	COMMON	682680103	475	7,694	SH		SOLE		7,694	0	0
Oracle	COMMON	68389X105	83	698	SH		SOLE		698	0	0
Organon & Co	COMMON	68622V106	3	124	SH		SOLE		124	0	0
OTIS Worldwide Corp-Wi	COMMON	68902V107	84	947	SH		SOLE		947	0	0
P P G Industries Inc.	COMMON	693506107	235	1,583	SH		SOLE		1,583	0	0
Palo Alto Networks	COMMON	697435105	114	447	SH		SOLE		447	0	0
Parker Hannifin Corp	COMMON	701094104	222	570	SH		SOLE		570	0	0
Paychex Inc.	COMMON	704326107	28	250	SH		SOLE		250	0	0
Paypal Holdings	COMMON	70450Y103	27	410	SH		SOLE		410	0	0
Pepsico, Inc.	COMMON	713448108	961	5,190	SH		SOLE		5,190	0	0
Pfizer Inc.	COMMON	717081103	3,367	91,791	SH		SOLE		89,480	0	2,311
Philip Morris Intl Inc	COMMON	718172109	20	208	SH		SOLE		208	0	0
Phillips 66 SHS	COMMON	718546104	351	3,684	SH		SOLE		3,684	0	0
PIMCO Intermediate Muni Bond ETF	ETF	72201R866	2,366	45,635	SH		SOLE		33,427	0	12,208
PNC Financial Services Group Inc.	COMMON	693475105	173	1,377	SH		SOLE		1,377	0	0
Popular Inc	COMMON	733174700	7	120	SH		SOLE		45	0	75
Powershares FTSE RAFI ETF	ETF	46137V613	108	660	SH		SOLE		660	0	0
PowerShares QQQ Trust Sr 1 ETF	ETF	46090E103	7	18	SH		SOLE		18	0	0
PPL Corporation	COMMON	69351T106	8	288	SH		SOLE		288	0	0
Procter & Gamble	COMMON	742718109	2,107	13,884	SH		SOLE		13,884	0	0
Progressive Corp	COMMON	743315103	86	647	SH		SOLE		647	0	0
Public Storage, Inc.	COMMON	74460D109	99	339	SH		SOLE		339	0	0
Public Sv Enterprise	COMMON	744573106	163	2,598	SH		SOLE		2,598	0	0
Qorvo Inc	COMMON	74736K101	1,250	12,247	SH		SOLE		11,942	0	305
Qualcomm Inc.	COMMON	747525103	19	162	SH		SOLE		162	0	0
Quanta Services Inc	COMMON	74762E102	97	496	SH		SOLE		496	0	0
Ranpack Holdings	COMMON	75321W103	82	18,051	SH		SOLE		18,051	0	0
Raytheon Technologies Ord	COMMON	75513E101	383	3,914	SH		SOLE		3,914	0	0
Regeneron Pharmaceuticals Inc	COMMON	75886F107	22	30	SH		SOLE		30	0	0
Republic Services Inc	COMMON	760759100	96	626	SH		SOLE		626	0	0
Rockwell Automation	COMMON	773903109	240	728	SH		SOLE		728	0	0
Roper Industries Inc	COMMON	776696106	2,644	5,499	SH		SOLE		5,339	0	160
Royce Micro-Cap Trust	COMMON	780915104	17	1,890	SH		SOLE		1,890	0	0
Rydex S&P 500 Eq Wgt ETF	ETF	46137V357	22	145	SH		SOLE		145	0	0
Sabre Corporation	COMMON	78573M104	12	3,844	SH		SOLE		3,844	0	0
Salesforce Com	COMMON	79466L302	98	465	SH		SOLE		465	0	0
Schlumberger Limited	COMMON	806857108	2,650	53,955	SH		SOLE		52,621	0	1,334
Schwab Emerging Mkt ETF	ETF	808524706	91	3,684	SH		SOLE		3,684	0	0
Schwab Intermediate US Treasury ETF	ETF	808524854	77	1,559	SH		SOLE		1,559	0	0
Schwab Int'l Equity ETF	ETF	808524805	12,400	347,824	SH		SOLE		344,671	0	3,153
Schwab Large Cap Value Indx ETF	ETF	808524409	93	1,390	SH		SOLE		1,390	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	92,818	1,795,322	SH		SOLE		1,675,731	0	119,591
Schwab U.S. Tips ETF	ETF	808524870	204	3,897	SH		SOLE		0	0	3,897
Schwab US Div Equity ETF	ETF	808524797	87	1,204	SH		SOLE		0	0	1,204
Schwab US Large-Cap ETF	ETF	808524201	4	80	SH		SOLE		80	0	0
Schwab US Mid-Cap ETF	ETF	808524508	1	18	SH		SOLE		18	0	0
Schwab US Small-Cap ETF	ETF	808524607	5	119	SH		SOLE		119	0	0
Seagate Technology PLC	COMMON	G7997R103	3,207	51,832	SH		SOLE		50,786	0	1,046
Sector Spdr Fincl Select	COMMON	81369Y605	70	2,088	SH		SOLE		2,088	0	0
Sector SPDR Health Fd Shares	ETF	81369Y209	2	15	SH		SOLE		15	0	0
Sector SPDR Tech Select Shares	ETF	81369Y803	379	2,182	SH		SOLE		2,182	0	0
Sempra Energy	COMMON	816851109	15	101	SH		SOLE		101	0	0
ServiceNow Inc	COMMON	81762P102	384	683	SH		SOLE		683	0	0
Shell plc	COMMON	780259305	390	6,456	SH		SOLE		6,195	0	261
SK Telecom Ltd ADR	ADR	78440P306	12	613	SH		SOLE		613	0	0
Skywest Inc	COMMON	830879102	58	1,425	SH		SOLE		1,425	0	0
Skyworks Solutions Inc.	COMMON	83088M102	44	397	SH		SOLE		397	0	0
Snap Inc	COMMON	83304A106	2	200	SH		SOLE		200	0	0
Sonoco Products	COMMON	835495102	200	3,385	SH		SOLE		3,385	0	0
Sony Group Corp	COMMON	835699307	1,426	15,842	SH		SOLE		15,842	0	0
Southern Company	COMMON	842587107	315	4,491	SH		SOLE		4,491	0	0
SPDR Consumer Disc Select ETF	ETF	81369Y407	51	302	SH		SOLE		302	0	0
SPDR Gold Trust ETF	ETF	78463V107	1,853	10,394	SH		SOLE		10,394	0	0
SPDR Materials Select Sec. ETF	ETF	81369Y100	26	312	SH		SOLE		312	0	0
SPDR MSCI EAFE Fsl Fuel Fr ETF	ETF	78470E106	55	1,454	SH		SOLE		1,454	0	0
SPDR MSCI Emerg Fsl Fl Free ETF	ETF	78470E205	16	518	SH		SOLE		518	0	0
SPDR Nuveen Barclays Muni Bd ETF	ETF	78468R721	308	6,674	SH		SOLE		0	0	6,674
SPDR S&P 500 ETF	ETF	78462F103	1,350	3,046	SH		SOLE		2,132	0	914
SPDR S&P 500 Fossil Fl Fr ETF	ETF	78468R796	889	24,571	SH		SOLE		24,571	0	0
SPDR S&P 600 Small Cap ETF	ETF	78464A300	56	730	SH		SOLE		730	0	0
SPDR S&P Biotech ETF	ETF	78464A870	1,985	23,856	SH		SOLE		23,221	0	635
SPDR S&P Dividend ETF	ETF	78464A763	154	1,254	SH		SOLE		1,254	0	0
SPDR S&P Mid Cap 400 ETF	ETF	78467Y107	227	475	SH		SOLE		475	0	0
SPDR Utility Select Sec ETF	ETF	81369Y886	10	150	SH		SOLE		150	0	0
SPDR Blmbg Barclays Inv Grd Flt Rt ETF	ETF	78468R200	172	5,610	SH		SOLE		5,610	0	0
Splunk Inc	COMMON	848637104	1,804	17,009	SH		SOLE		16,765	0	244
Spotify Technology SA	COMMON	L8681T102	6	40	SH		SOLE		40	0	0
Standex Int'l Corp.	COMMON	854231107	74	520	SH		SOLE		520	0	0
Starbucks	COMMON	855244109	2,837	28,641	SH		SOLE		27,686	0	955
Steris Corp.	COMMON	G8473T100	299	1,328	SH		SOLE		1,328	0	0
Stitch Fix Inc	COMMON	860897107	2	483	SH		SOLE		483	0	0
Stryker Corp.	COMMON	863667101	75	245	SH		SOLE		100	0	145
Suncor Energy Inc.	COMMON	867224107	9	324	SH		SOLE		324	0	0
Synchrony Financial	COMMON	87165B103	198	5,829	SH		SOLE		5,829	0	0
Sysco Corp.	COMMON	871829107	123	1,658	SH		SOLE		1,658	0	0
Taiwan Semiconductor ADR	ADR	874039100	7,983	79,102	SH		SOLE		77,213	0	1,889
Target Corp.	COMMON	87612E106	72	543	SH		SOLE		543	0	0
Teradata Corp	COMMON	88076W103	32	600	SH		SOLE		600	0	0
Tesla Motors	COMMON	88160R101	3	12	SH		SOLE		12	0	0
Texas Instruments Inc.	COMMON	882508104	338	1,880	SH		SOLE		1,880	0	0
The Charles Schwab Corp.	COMMON	808513105	6,655	117,416	SH		SOLE		113,936	0	3,480
The Travelers Companies Inc.	COMMON	89417E109	865	4,979	SH		SOLE		4,979	0	0
Thermo Fisher Scientific	COMMON	883556102	436	836	SH		SOLE		836	0	0
Thomson Reuters Corp	COMMON	884903808	177	1,311	SH		SOLE		1,154	0	157
Thor Industries Inc	COMMON	885160101	478	4,614	SH		SOLE		4,614	0	0
TJX Companies Inc	COMMON	872540109	14	170	SH		SOLE		0	0	170
Toronto-Dominion Bank	COMMON	891160509	617	9,942	SH		SOLE		9,942	0	0
TPI Composites Inc	COMMON	87266J104	11	1,080	SH		SOLE		1,080	0	0
Trane Technologies PLC	COMMON	G8994E103	311	1,625	SH		SOLE		1,625	0	0
Travel Leisure Ord	COMMON	894164102	18	452	SH		SOLE		452	0	0
Truist Finl Corp Com	COMMON	89832Q109	21	683	SH		SOLE		683	0	0
Trustmark Corp.	COMMON	898402102	2,952	139,788	SH		SOLE		139,788	0	0
U S Bancorp	COMMON	902973304	41	1,250	SH		SOLE		1,250	0	0
Uber Technologies Inc	COMMON	90353T100	24	550	SH		SOLE		550	0	0
UDR Inc	COMMON	902653104	51	1,196	SH		SOLE		1,196	0	0
Unilever PLC ADR	ADR	904767704	675	12,942	SH		SOLE		12,942	0	0
Union Pacific	COMMON	907818108	243	1,186	SH		SOLE		1,186	0	0
United Continental Holdings Inc	COMMON	910047109	10	183	SH		SOLE		183	0	0
United Parcel Service	COMMON	911312106	77	429	SH		SOLE		429	0	0
Unitedhealth Group Inc.	COMMON	91324P102	170	354	SH		SOLE		354	0	0
Unum Provident Corp.	COMMON	91529Y106	170	3,559	SH		SOLE		3,559	0	0
V F Corp.	COMMON	918204108	225	11,771	SH		SOLE		11,771	0	0
Vale SA	COMMON	91912E105	27	2,000	SH		SOLE		2,000	0	0
Valero Energy	COMMON	91913Y100	1,892	16,133	SH		SOLE		15,634	0	499
Vaneck Vectors Gold Miners ETF	ETF	92189F106	1,337	44,389	SH		SOLE		44,389	0	0
Vangard Russell 2000 ETF	ETF	92206C664	29	386	SH		SOLE		386	0	0
Vanguard 500 ETF	ETF	922908363	1,248	3,065	SH		SOLE		3,065	0	0
Vanguard Developed Market ETF	ETF	921943858	26,957	583,730	SH		SOLE		516,850	0	66,880
Vanguard Div Appreciation ETF	ETF	921908844	673	4,142	SH		SOLE		3,001	0	1,141
Vanguard Emerging Market ETF	ETF	922042858	15,286	375,752	SH		SOLE		347,661	0	28,091
Vanguard ESG International Stock ETF	ETF	921910725	9,599	180,747	SH		SOLE		168,991	0	11,756
Vanguard ESG US Corporate Bond ETF	ETF	921910691	5,692	91,836	SH		SOLE		84,200	0	7,636
Vanguard ESG US Stock ETF	ETF	921910733	13,745	175,429	SH		SOLE		164,037	0	11,392
Vanguard Financials ETF	ETF	92204A405	43	526	SH		SOLE		526	0	0
Vanguard FTSE All World ex US ETF	ETF	922042775	251	4,618	SH		SOLE		4,618	0	0
Vanguard FTSE Pacific ETF	ETF	922042866	6	91	SH		SOLE		91	0	0
Vanguard Growth ETF	ETF	922908736	1,393	4,924	SH		SOLE		4,924	0	0
Vanguard Health Care ETF	ETF	92204A504	260	1,061	SH		SOLE		1,061	0	0
Vanguard High Dividend Yd ETF	ETF	921946406	225	2,118	SH		SOLE		2,118	0	0
Vanguard Info Technology ETF	ETF	92204A702	86	194	SH		SOLE		55	0	139
Vanguard Interm-Temp Corp Bd ETF	ETF	92206C870	60	763	SH		SOLE		763	0	0
Vanguard Intmdt-Term Trs ETF	ETF	92206C706	47	798	SH		SOLE		798	0	0
Vanguard Large-Cap ETF	ETF	922908637	9	43	SH		SOLE		43	0	0
Vanguard Mid Cap ETF	ETF	922908629	41	188	SH		SOLE		188	0	0
Vanguard Mid Cap Value ETF	ETF	922908512	57	413	SH		SOLE		413	0	0
Vanguard Muni Bond ETF	ETF	922907746	3,058	60,883	SH		SOLE		47,793	0	13,090
Vanguard REIT ETF	ETF	922908553	133	1,595	SH		SOLE		1,595	0	0
Vanguard S&P Mid-Cap 400	ETF	921932844	124	1,504	SH		SOLE		1,504	0	0
Vanguard S&P Mid-Cap 400 Growth ETF	ETF	921932869	84	902	SH		SOLE		902	0	0
Vanguard Short-Term Bond ETF	ETF	921937827	1,906	25,217	SH		SOLE		24,508	0	709
Vanguard Short-Term Treasury ETF	ETF	92206C102	2,676	46,350	SH		SOLE		42,853	0	3,497
Vanguard Sh-Tm Inflat- Prot ETF	ETF	922020805	328	6,926	SH		SOLE		5,198	0	1,728
Vanguard Small Cap ETF	ETF	922908751	29	145	SH		SOLE		145	0	0
Vanguard Small Cap Growth ETF	ETF	922908595	60	261	SH		SOLE		261	0	0
Vanguard Small Cap Value ETF	ETF	922908611	27	164	SH		SOLE		164	0	0
Vanguard Total Int'l Bond Market ETF	ETF	92203J407	17,104	349,916	SH		SOLE		319,222	0	30,694
Vanguard Total Stk Mkt ETF	ETF	922908769	3,425	15,551	SH		SOLE		14,667	0	884
Vanguard Total U.S. Bond Market ETF	ETF	921937835	32,503	447,149	SH		SOLE		401,748	0	45,401
Vanguard Ultra-Short Bond ETF	ETF	92203C303	16	335	SH		SOLE		335	0	0
Vanguard Value Index ETF	ETF	922908744	250	1,761	SH		SOLE		1,761	0	0
Ventas REIT Inc	REIT	92276F100	341	7,211	SH		SOLE		7,211	0	0
Verizon Communications Inc.	COMMON	92343V104	1,836	49,377	SH		SOLE		48,453	0	924
Vertex Pharmaceuticals	COMMON	92532F100	26	75	SH		SOLE		75	0	0
Viasat Inc	COMMON	92552V100	23	565	SH		SOLE		565	0	0
Visa Inc	COMMON	92826C839	3,975	16,736	SH		SOLE		16,563	0	173
Vistra Energy Corp	COMMON	92840M102	52	1,993	SH		SOLE		1,993	0	0
Volkswagen AG	COMMON	928662600	1	86	SH		SOLE		86	0	0
W. P. Carey & Co. LLC	COMMON	92936U109	66	983	SH		SOLE		778	0	205
Walgreens Boots Alli	COMMON	931427108	23	800	SH		SOLE		800	0	0
Wal-Mart Stores	COMMON	931142103	675	4,294	SH		SOLE		4,294	0	0
Walt Disney Hldg	COMMON	254687106	2,637	29,537	SH		SOLE		28,958	0	579
Warner Bros. Discovery, Inc.	COMMON	934423104	29	2,318	SH		SOLE		2,318	0	0
Watts Water Technologies	COMMON	942749102	105	573	SH		SOLE		573	0	0
WEC Energy Group	COMMON	92939U106	348	3,947	SH		SOLE		3,947	0	0
Wells Fargo & Co	COMMON	949746101	13	295	SH		SOLE		295	0	0
Welltower Inc REIT	REIT	95040Q104	121	1,500	SH		SOLE		1,500	0	0
Western Union Co	COMMON	959802109	37	3,115	SH		SOLE		3,115	0	0
Westpac Banking Corp	COMMON	Q97417101	44	3,125	SH		SOLE		3,125	0	0
Weyerhaeuser Company	COMMON	962166104	729	21,752	SH		SOLE		21,752	0	0
Whirlpool	COMMON	963320106	814	5,473	SH		SOLE		5,473	0	0
WisdomTree Emerg Mk SmCap ETF	ETF	97717W281	96	2,070	SH		SOLE		2,011	0	59
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF	ETF	97717X578	13	475	SH		SOLE		475	0	0
WisdomTree India Earnings ETF	ETF	97717W422	93	2,665	SH		SOLE		2,665	0	0
Wisdomtree Japan SmCap Div ETF	ETF	97717W836	41	620	SH		SOLE		620	0	0
Wolverine World Wide Inc.	COMMON	978097103	176	12,003	SH		SOLE		12,003	0	0
WPP	COMMON	92937A102	3,213	61,451	SH		SOLE		60,452	0	999
Wyndham Hotels & Resorts Inc	COMMON	98311A105	31	452	SH		SOLE		452	0	0
Xcel Energy Inc.	COMMON	98389B100	109	1,750	SH		SOLE		1,750	0	0
Xebec Adsorption Inc (NV)	COMMON	983891102	0	1,050	SH		SOLE		1,050	0	0
Xylem Inc	COMMON	98419M100	537	4,766	SH		SOLE		4,766	0	0
Yum China Hldgs Inc Com	COMMON	98850P109	1,624	28,752	SH		SOLE		28,616	0	136
Yum! Brands, Inc.	COMMON	988498101	69	499	SH		SOLE		499	0	0
Zimmer Biomet Holdings Inc.	COMMON	98956P102	13	90	SH		SOLE		90	0	0
ZIMVIE ORD WI	COMMON	98888T107	0	9	SH		SOLE		9	0	0
Zoetis Inc	COMMON	98978V103	31	179	SH		SOLE		179	0	0