Hanson & Doremus Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
21st Cent Fox	COMMON	35137L105	5	99	SH		SOLE		99	0	0
3M Company	COMMON	88579Y101	157	1,215	SH		SOLE		1,215	0	0
A F L A C Inc.	COMMON	001055102	111	1,071	SH		SOLE		1,071	0	0
Abbott Laboratories	COMMON	002824100	1,456	12,876	SH		SOLE		12,776	0	100
AbbVie Inc.	COMMON	00287Y109	1,574	8,855	SH		SOLE		8,855	0	0
Aberdeen Physical Swiss Gold ETF	ETF	00326A104	10	400	SH		SOLE		400	0	0
Accenture Ltd Cl A	COMMON	G1151C101	107	304	SH		SOLE		229	0	75
Adobe Systems Inc.	COMMON	00724F101	141	317	SH		SOLE		317	0	0
Advanced Micro Devices	COMMON	007903107	85	702	SH		SOLE		702	0	0
Aecom	COMMON	00766T100	16	149	SH		SOLE		149	0	0
Agilent Technologies	COMMON	00846U101	35	263	SH		SOLE		263	0	0
Air Products & Chemicals Inc.	COMMON	009158106	1,138	3,924	SH		SOLE		3,907	0	17
Allegion Public Ltd Co	COMMON	G0176J109	26	200	SH		SOLE		200	0	0
Alliant Energy Corp	COMMON	018802108	608	10,273	SH		SOLE		8,991	0	1,282
Allstate	COMMON	020002101	397	2,060	SH		SOLE		2,060	0	0
Alphabet, Inc Cl C	COMMON	02079K107	5,461	28,673	SH		SOLE		27,573	0	1,100
Alphabet, Inc. Cl A	COMMON	02079K305	6,919	36,551	SH		SOLE		34,369	0	2,182
Amazon.Com	COMMON	023135106	6,935	31,610	SH		SOLE		30,041	0	1,569
Amentum Holdings, Inc.	COMMON	023939101	6	303	SH		SOLE		303	0	0
America Movil L ADR	COMMON	02390A101	52	3,600	SH		SOLE		3,600	0	0
American Express Company	COMMON	025816109	898	3,026	SH		SOLE		3,026	0	0
American Water Works Co	COMMON	030420103	25	200	SH		SOLE		200	0	0
Ameriprise Financial Inc.	COMMON	03076C106	231	433	SH		SOLE		433	0	0
Amgen Incorporated	COMMON	031162100	396	1,520	SH		SOLE		1,320	0	200
Amkor Technology Inc	COMMON	031652100	734	28,575	SH		SOLE		28,575	0	0
Amphenol Corp Cl A	COMMON	032095101	32	460	SH		SOLE		460	0	0
Analog Devices Inc.	COMMON	032654105	9	44	SH		SOLE		44	0	0
Anthem Inc	COMMON	036752103	65	176	SH		SOLE		176	0	0
Apple Inc.	COMMON	037833100	10,192	40,700	SH		SOLE		39,209	0	1,491
Applied Materials	COMMON	038222105	149	916	SH		SOLE		916	0	0
AptarGroup, Inc	COMMON	038336103	2,621	16,683	SH		SOLE		15,636	0	1,047
Archer-Daniels-Midland Inc.	COMMON	039483102	101	2,006	SH		SOLE		0	0	2,006
Asml Hldgs Nv	COMMON	N07059210	156	225	SH		SOLE		225	0	0
ASP Isotopes Inc.	COMMON	00218A105	27	6,000	SH		SOLE		6,000	0	0
Astec Industries	COMMON	046224101	77	2,278	SH		SOLE		1,678	0	600
AstraZeneca plc ADR	ADR	046353108	949	14,491	SH		SOLE		14,361	0	130
AT&T Inc.	COMMON	00206R102	287	12,593	SH		SOLE		12,067	0	526
Atmos Energy Corp	COMMON	049560105	21	150	SH		SOLE		150	0	0
Auto Data Processing	COMMON	053015103	642	2,192	SH		SOLE		2,192	0	0
Avantor, Inc.	COMMON	05352A100	1	27	SH		SOLE		27	0	0
Avery Dennison	COMMON	053611109	50	268	SH		SOLE		268	0	0
Bank of America Corp	COMMON	060505104	102	2,313	SH		SOLE		2,313	0	0
Bank of New York Mellon	COMMON	064058100	123	1,602	SH		SOLE		1,602	0	0
Baxter International	COMMON	071813109	40	1,373	SH		SOLE		1,373	0	0
Becton Dickinson & Co	COMMON	075887109	665	2,933	SH		SOLE		2,908	0	25
Biogen Idec Inc	COMMON	09062X103	80	525	SH		SOLE		525	0	0
Blackrock Inc	COMMON	09247X101	374	365	SH		SOLE		365	0	0
BlackRock U.S. Carbon Transition Readiness ETF	ETF	09290C509	17	266	SH		SOLE		266	0	0
BlackRock World ex U.S. Carbon Transition Readiness ETF	ETF	09290C608	3	77	SH		SOLE		77	0	0
Blkrck Muniyield Qlty Fd	COMMON	09254F100	15	1,300	SH		SOLE		1,300	0	0
Boeing Co.	COMMON	097023105	3,020	17,061	SH		SOLE		15,821	0	1,240
Booking Holdings Inc	COMMON	09857L108	25	5	SH		SOLE		5	0	0
Boston Scientific	COMMON	101137107	7	75	SH		SOLE		75	0	0
Bristol Myers	COMMON	110122108	1,096	19,374	SH		SOLE		18,100	0	1,274
Broadcom Ltd	COMMON	11135F101	83	360	SH		SOLE		360	0	0
Broadridge Finl Solution	COMMON	11133T103	260	1,150	SH		SOLE		1,150	0	0
Brookfield Asset Management	COMMON	113004105	70	1,298	SH		SOLE		1,298	0	0
Brookfield Corp	COMMON	11271J107	399	6,951	SH		SOLE		6,951	0	0
Brookfield Renewable Corp Ordinary Shares - Class	COMMON	11284V105	541	19,547	SH		SOLE		19,213	0	334
Canadian Imperial Bk Comm F	COMMON	136069101	21	333	SH		SOLE		333	0	0
Canadian Natl Ry Co	COMMON	136375102	15	150	SH		SOLE		150	0	0
Canadian Pacific	COMMON	13646K108	108	1,498	SH		SOLE		1,498	0	0
Capital One Financial	COMMON	14040H105	157	882	SH		SOLE		882	0	0
Carrier Global Corp-Wi	COMMON	14448C104	176	2,572	SH		SOLE		1,625	0	947
Caterpillar	COMMON	149123101	3,039	8,377	SH		SOLE		7,734	0	643
CBRE Group Inc	COMMON	12504L109	487	3,708	SH		SOLE		3,708	0	0
Cencora, Inc	COMMON	03073E105	24	106	SH		SOLE		83	0	23
Charter Communications Inc	COMMON	16119P108	63	184	SH		SOLE		184	0	0
Chemed Corp.	COMMON	16359R103	1,619	3,056	SH		SOLE		3,056	0	0
Chemours Co LLC	COMMON	163851108	3	185	SH		SOLE		185	0	0
Cheniere Energy Inc New	COMMON	16411R208	26	120	SH		SOLE		120	0	0
Chevron Corp.	COMMON	166764100	809	5,586	SH		SOLE		5,527	0	59
China Automotive Systems Inc	COMMON	16936R105	46	11,100	SH		SOLE		11,100	0	0
Chubb Limited	COMMON	H1467J104	3,747	13,562	SH		SOLE		12,942	0	620
Cigna Corp	COMMON	125523100	231	838	SH		SOLE		838	0	0
Cincinnati Financial Corp	COMMON	172062101	56	390	SH		SOLE		390	0	0
Cisco Systems, Inc.	COMMON	17275R102	3,281	55,427	SH		SOLE		51,897	0	3,530
Citigroup	COMMON	172967424	161	2,281	SH		SOLE		2,281	0	0
Clorox Company	COMMON	189054109	16	100	SH		SOLE		100	0	0
CME Group Inc.	COMMON	12572Q105	445	1,916	SH		SOLE		1,916	0	0
Coca-Cola Co	COMMON	191216100	2,709	43,514	SH		SOLE		40,384	0	3,130
Colgate-Palmolive	COMMON	194162103	602	6,619	SH		SOLE		6,619	0	0
Comcast Corp.	COMMON	20030N101	304	8,098	SH		SOLE		8,098	0	0
Comerica Incorporated	COMMON	200340107	124	2,000	SH		SOLE		2,000	0	0
Community Bank System	COMMON	203607106	549	8,895	SH		SOLE		4,587	0	4,308
Conoco Phillips	COMMON	20825C104	787	7,937	SH		SOLE		6,538	0	1,399
Consolidated Edison Inc.	COMMON	209115104	88	985	SH		SOLE		985	0	0
Constellation Brand Cl Aclass A	COMMON	21036P108	26	119	SH		SOLE		119	0	0
Constellation Energy Co.	COMMON	21037T109	36	163	SH		SOLE		163	0	0
Corning	COMMON	219350105	6,887	144,934	SH		SOLE		138,917	0	6,017
Corteva Inc com	COMMON	22052L104	51	896	SH		SOLE		896	0	0
Costco	COMMON	22160K105	10,147	11,074	SH		SOLE		10,051	0	1,023
CSX Corp	COMMON	126408103	237	7,349	SH		SOLE		7,349	0	0
Danaher Corp	COMMON	235851102	63	275	SH		SOLE		275	0	0
Deere & Company	COMMON	244199105	1,127	2,659	SH		SOLE		2,659	0	0
Dell Inc.	COMMON	24703L202	1	11	SH		SOLE		11	0	0
Devon Energy Corp	COMMON	25179M103	34	1,051	SH		SOLE		1,051	0	0
Digital Realty Trust REIT	REIT	253868103	234	1,320	SH		SOLE		1,320	0	0
Dominion Energy	COMMON	25746U109	18	327	SH		SOLE		327	0	0
Dover Corporation	COMMON	260003108	78	417	SH		SOLE		417	0	0
Dow In	COMMON	260557103	89	2,227	SH		SOLE		2,227	0	0
Dr Reddys Labs ADR	ADR	256135203	366	23,170	SH		SOLE		18,245	0	4,925
Duke Energy Corporation	COMMON	26441C204	1,597	14,826	SH		SOLE		14,359	0	467
E Bay Inc.	COMMON	278642103	29	475	SH		SOLE		275	0	200
E I DuPont	COMMON	26614N102	424	5,556	SH		SOLE		5,556	0	0
East West Bancorp	COMMON	27579R104	688	7,189	SH		SOLE		7,189	0	0
Eaton Corp.	COMMON	G29183103	709	2,138	SH		SOLE		2,138	0	0
Ecolab Inc.	COMMON	278865100	64	272	SH		SOLE		222	0	50
Edison International	COMMON	281020107	69	865	SH		SOLE		865	0	0
Electronic Arts Inc	COMMON	285512109	12	80	SH		SOLE		80	0	0
Element Fleet Management Corp	COMMON	286181201	76	3,770	SH		SOLE		1,020	0	2,750
Eli Lilly & Co.	COMMON	532457108	2,518	3,262	SH		SOLE		3,262	0	0
Emerson Electric Co.	COMMON	291011104	1,491	12,027	SH		SOLE		11,444	0	583
EMQQ Emerging Markets Intrnt & Ecmrc ETF	ETF	301505889	70	2,022	SH		SOLE		1,967	0	55
Energy Transfer Equity LP	COMMON	29273V100	38	1,952	SH		SOLE		1,952	0	0
Enterprise Products Prtn LP	COMMON	293792107	166	5,307	SH		SOLE		5,307	0	0
Equifax Inc	COMMON	294429105	101	397	SH		SOLE		397	0	0
Equinix Inc New	COMMON	29444U700	4	4	SH		SOLE		4	0	0
Equity Residential Prop. REIT	REIT	29476L107	217	3,027	SH		SOLE		1,430	0	1,597
Essential utilities ord	COMMON	29670G102	114	3,142	SH		SOLE		3,142	0	0
Etho Climate Leader US ETF	ETF	032108557	8	130	SH		SOLE		130	0	0
Eversource Energy	COMMON	30040W108	19	328	SH		SOLE		328	0	0
Expeditors Int'l of Washington	COMMON	302130109	27	242	SH		SOLE		242	0	0
Exxon Mobil Corporation	COMMON	30231G102	2,658	24,712	SH		SOLE		22,682	0	2,030
Facebook Inc Class A	COMMON	30303M102	207	354	SH		SOLE		354	0	0
Fedex Corporation	COMMON	31428X106	1,077	3,830	SH		SOLE		3,830	0	0
Ferrari N V	COMMON	N3167Y103	26	62	SH		SOLE		62	0	0
Fidelity MSCI Health Care Index ETF	ETF	316092600	46	711	SH		SOLE		0	0	711
Fidelity MSCI Utilities Index ETF	ETF	316092865	30	613	SH		SOLE		0	0	613
First Horizon Natl Corp	COMMON	320517105	10	500	SH		SOLE		500	0	0
First Solar Inc	COMMON	336433107	1,858	10,540	SH		SOLE		8,973	0	1,567
First Trust Cloud Computing ETF	ETF	33734X192	126	1,059	SH		SOLE		1,059	0	0
First Trust India NIFTY ETF	ETF	33737J802	18	323	SH		SOLE		323	0	0
First Trust NASDAQ Cybersecurity ETF	ETF	33734X846	108	1,710	SH		SOLE		1,710	0	0
First Trust RBA Amer Indl RenaisTM ETF	ETF	33738R704	19	250	SH		SOLE		250	0	0
Fiserv, Inc.	COMMON	337738108	29	140	SH		SOLE		140	0	0
Fortinet Inc	COMMON	34959E109	267	2,825	SH		SOLE		2,825	0	0
Fortive Corporation	COMMON	34959J108	0	3	SH		SOLE		3	0	0
Gartner Inc	COMMON	366651107	145	300	SH		SOLE		300	0	0
GE Healthcare	COMMON	36266G107	56	710	SH		SOLE		710	0	0
GE Vernova Inc.	COMMON	36828A101	219	666	SH		SOLE		653	0	13
Generac Holdings Inc	COMMON	368736104	470	3,034	SH		SOLE		2,998	0	36
General Electric Co.	COMMON	369604301	631	3,781	SH		SOLE		3,385	0	396
General Mills, Inc.	COMMON	370334104	118	1,851	SH		SOLE		1,851	0	0
Genuine Parts Co	COMMON	372460105	38	325	SH		SOLE		325	0	0
Gilat Satellite Networks Ltd	COMMON	M51474118	28	4,584	SH		SOLE		4,584	0	0
Gilead Sciences Inc	COMMON	375558103	23	244	SH		SOLE		244	0	0
Glaxo Smithkline ADR	ADR	37733W204	19	576	SH		SOLE		576	0	0
Global X S&P 500 Catholic Values ETF	ETF	37954Y889	343	4,843	SH		SOLE		4,843	0	0
Global X US Infrastructure Dev ETF	ETF	37954Y673	28	705	SH		SOLE		705	0	0
Goldman Sachs Group Inc	ETF	38141G104	287	502	SH		SOLE		502	0	0
Grayscale Bitcoin Mini Trust ETF	COMMON	389930108	1	31	SH		SOLE		31	0	0
Guggenheim S&P Global Water Index	ETF	46138E263	29	534	SH		SOLE		0	0	534
Halliburton Company	COMMON	406216101	31	1,151	SH		SOLE		1,151	0	0
Hannon Armstrong Sus REIT	REIT	41068X100	6	220	SH		SOLE		220	0	0
Healthpeak Properties Inc	COMMON	42250P103	38	1,883	SH		SOLE		1,883	0	0
Hershey Foods Corp	COMMON	427866108	156	918	SH		SOLE		918	0	0
Hess Corporation	COMMON	42809H107	52	390	SH		SOLE		390	0	0
Hitachi Ltd	COMMON	433578507	15	310	SH		SOLE		310	0	0
Home Depot	COMMON	437076102	790	2,031	SH		SOLE		2,031	0	0
Honeywell International	COMMON	438516106	3,698	16,372	SH		SOLE		15,599	0	773
Hormel Foods Corp	COMMON	440452100	20	640	SH		SOLE		640	0	0
Howmet Aerospace Inc	COMMON	443201108	34	309	SH		SOLE		309	0	0
HSBC Holdings PLC ADR	ADR	404280406	40	809	SH		SOLE		809	0	0
Humana	COMMON	444859102	252	992	SH		SOLE		992	0	0
IBM Corp.	COMMON	459200101	5,680	25,840	SH		SOLE		23,268	0	2,572
Idex Corp	COMMON	45167R104	6	30	SH		SOLE		30	0	0
Illinois Tool Works	COMMON	452308109	261	1,031	SH		SOLE		931	0	100
Imperial Oil Ltd	COMMON	453038408	201	3,259	SH		SOLE		3,259	0	0
Ingersoll Rand Inc	COMMON	45687V106	41	454	SH		SOLE		454	0	0
Ingredion Incorporated	COMMON	457187102	1,505	10,939	SH		SOLE		10,718	0	221
Insulet Corporation	COMMON	45784P101	13	50	SH		SOLE		50	0	0
Integer Holdings Corp	COMMON	45826H109	885	6,677	SH		SOLE		6,677	0	0
Intel Corp.	COMMON	458140100	237	11,802	SH		SOLE		11,082	0	720
Intercontinental Exchange, Inc.	COMMON	45866F104	55	367	SH		SOLE		367	0	0
International Flavors & Fragrances Inc	COMMON	459506101	1,443	17,065	SH		SOLE		16,175	0	890
Intuit	COMMON	461202103	27	43	SH		SOLE		43	0	0
Intuitive Surgical	COMMON	46120E602	230	440	SH		SOLE		440	0	0
Invesco Cleantech ETF	ETF	46137V407	6	140	SH		SOLE		140	0	0
Invesco Global Water ETF	ETF	46138E651	69	1,764	SH		SOLE		1,764	0	0
Invesco Large Cap Growth ETF	ETF	46137V746	16	158	SH		SOLE		158	0	0
Invesco Large Cap Value ETF	ETF	46137V738	19	326	SH		SOLE		326	0	0
IQVIA Holdings Inc.	COMMON	46266C105	1,921	9,775	SH		SOLE		9,158	0	617
Iron Mountain Inc REIT	REIT	46284V101	50	475	SH		SOLE		0	0	475
Ishares 20 Yr Treas. Barclays ETF	ETF	464287432	31	351	SH		SOLE		351	0	0
iShares 5-10 Yr Corporate Bond ETF	ETF	464288638	117	2,281	SH		SOLE		2,281	0	0
iShares Core Dividend Growth ETF	ETF	46434V621	426	6,937	SH		SOLE		6,937	0	0
iShares Core International Bond ETF	ETF	46435G672	77	1,537	SH		SOLE		1,537	0	0
iShares Core MSCI EAFE ETF	ETF	46432F842	26	364	SH		SOLE		0	0	364
iShares Core MSCI ETF	ETF	46434G103	327	6,263	SH		SOLE		4,463	0	1,800
iShares DJ Home Construction ETF	ETF	464288752	50	485	SH		SOLE		485	0	0
iShares DJ US Financial ETF	ETF	464287788	123	1,108	SH		SOLE		1,108	0	0
iShares Dow J. Healthcare ETF	ETF	464287762	138	2,370	SH		SOLE		2,370	0	0
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	3	116	SH		SOLE		116	0	0
iShares ESG Advanced Bond Market ETF	ETF	46436E619	101	2,372	SH		SOLE		2,372	0	0
iShares ESG Advanced MSCI EAFE Index ETF	ETF	46436E759	48	743	SH		SOLE		743	0	0
iShares ESG Advanced MSCI USA ETF	ETF	46436E767	92	1,847	SH		SOLE		1,847	0	0
iShares ESG Aware MSCI EAFE ETF	ETF	46435G516	304	3,995	SH		SOLE		3,995	0	0
iShares ESG Aware MSCI USA ETF	ETF	46435G425	6	49	SH		SOLE		49	0	0
iShares ESG Screened S&P 500 ETF	ETF	46436E569	46	1,016	SH		SOLE		1,016	0	0
iShares ESG Screened S&P Mid-Cap ETF	ETF	46436E551	45	1,084	SH		SOLE		1,084	0	0
iShares ESG Screened S&P Small-Cap ETF	ETF	46436E544	19	471	SH		SOLE		471	0	0
iShares Expanded Tech-Software Sect ETF	ETF	464287515	254	2,540	SH		SOLE		2,540	0	0
iShares Global Clean Energy	ETF	464288224	40	3,523	SH		SOLE		3,523	0	0
Ishares Gold ETF	ETF	464285204	698	14,099	SH		SOLE		12,533	0	1,566
iShares Lehman Agg Bond Fd ETF	ETF	464287226	403	4,156	SH		SOLE		4,156	0	0
iShares MSCI EAFE ETF	ETF	464287465	254	3,360	SH		SOLE		3,360	0	0
iShares MSCI EAFE Growth ETF	ETF	464288885	104	1,074	SH		SOLE		1,074	0	0
iShares MSCI Emerg Esg ETF	ETF	46434G863	5	138	SH		SOLE		138	0	0
iShares MSCI Emerging Market ETF	ETF	464287234	19	453	SH		SOLE		0	0	453
iShares MSCI Global Gold Miners ETF	ETF	46434G855	36	1,289	SH		SOLE		0	0	1,289
iShares MSCI India ETF	ETF	46429B598	7	125	SH		SOLE		125	0	0
iShares MSCI KLD 400 Social ETF	ETF	464288570	19	171	SH		SOLE		171	0	0
iShares MSCI Taiwan Index ETF	ETF	46434G772	74	1,425	SH		SOLE		0	0	1,425
iShares NASDAQ Biotech ETF	ETF	464287556	350	2,646	SH		SOLE		2,646	0	0
iShares Russell 1000 Growth ETF	ETF	464287614	91	227	SH		SOLE		227	0	0
iShares Russell 1000 Val ETF	ETF	464287598	5,068	27,377	SH		SOLE		27,377	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	16	54	SH		SOLE		54	0	0
Ishares Russell 2000 Value ETF	ETF	464287630	25	151	SH		SOLE		151	0	0
iShares Russell Midcap Grth ETF	ETF	464287481	80	628	SH		SOLE		628	0	0
iShares S&P 500 Index ETF	ETF	464287200	636	1,081	SH		SOLE		1,058	0	23
iShares S&P Midcap 400 Index ETF	ETF	464287507	272	4,370	SH		SOLE		3,515	0	855
iShares S&P Mid-Cap Grow ETF	ETF	464287606	36	396	SH		SOLE		396	0	0
iShares S&P Sm Cap Idx 600 ETF	ETF	464287804	388	3,371	SH		SOLE		2,443	0	928
iShares Select Dividend Idx ETF	ETF	464287168	148	1,127	SH		SOLE		1,127	0	0
iShares TIPS Bond ETF	ETF	464287176	326	3,060	SH		SOLE		2,940	0	120
iShares Tr DJ U S Tech Sector ETF	ETF	464287721	143	896	SH		SOLE		896	0	0
iShares U.S. Healthcare Providers ETF	ETF	464288828	3	65	SH		SOLE		65	0	0
iShares U.S. Medical Devices ETF	ETF	464288810	8	138	SH		SOLE		138	0	0
Jacobs Engineering Group Inc	COMMON	46982L108	40	303	SH		SOLE		303	0	0
Johnson & Johnson	COMMON	478160104	2,007	13,878	SH		SOLE		13,878	0	0
JP Morgan Chase & Co	COMMON	46625H100	4,292	17,906	SH		SOLE		16,224	0	1,682
Kenvue Inc.	COMMON	49177J102	59	2,753	SH		SOLE		2,753	0	0
Kilroy Realty Corp REIT	REIT	49427F108	3,858	95,375	SH		SOLE		91,109	0	4,266
Kimberly-Clark Corp.	COMMON	494368103	292	2,229	SH		SOLE		2,229	0	0
KKR & Co LP	COMMON	48251W104	27	180	SH		SOLE		180	0	0
KLA-Tencor Corporation	COMMON	482480100	86	137	SH		SOLE		137	0	0
Kon Philips Electric NV	COMMON	500472303	59	2,326	SH		SOLE		2,326	0	0
Kraft Heinz Company	COMMON	500754106	15	496	SH		SOLE		413	0	83
Kyndryl Holdings, Inc	COMMON	50155Q100	6	168	SH		SOLE		0	0	168
L3Harris Technologies Inc	COMMON	502431109	1	5	SH		SOLE		5	0	0
Laboratory Corp of America Hlds	COMMON	504922105	151	657	SH		SOLE		471	0	186
Linde plc	COMMON	G54950103	41	98	SH		SOLE		73	0	25
Lockheed Martin	COMMON	539830109	66	136	SH		SOLE		136	0	0
Loews Corp	COMMON	540424108	111	1,308	SH		SOLE		1,308	0	0
Lowes Companies Inc.	COMMON	548661107	286	1,159	SH		SOLE		1,159	0	0
M K S Instruments Inc.	COMMON	55306N104	657	6,289	SH		SOLE		6,289	0	0
M&T Bank Corp	COMMON	55261F104	853	4,537	SH		SOLE		4,526	0	11
Marathon Petroleum Corp	COMMON	56585A102	357	2,559	SH		SOLE		2,559	0	0
Marriott Int'l Inc. Cl A	COMMON	571903202	176	631	SH		SOLE		631	0	0
Marsh & McLennan Co's	COMMON	571748102	35	163	SH		SOLE		163	0	0
Mastercard Inc	COMMON	57636Q104	323	614	SH		SOLE		614	0	0
McDonald's Corp	COMMON	580135101	1,065	3,674	SH		SOLE		3,674	0	0
McKesson Corp.	COMMON	58155Q103	2,021	3,547	SH		SOLE		3,221	0	326
Medtronic Inc.	COMMON	G5960L103	3,898	48,804	SH		SOLE		46,102	0	2,702
Merck	COMMON	58933Y105	5,347	53,751	SH		SOLE		52,084	0	1,667
Metlife Inc.	COMMON	59156R108	24	297	SH		SOLE		297	0	0
Microsoft	COMMON	594918104	18,442	43,754	SH		SOLE		41,890	0	1,864
Middlesex Water Co	COMMON	596680108	16	300	SH		SOLE		300	0	0
Mondelez Int'l Inc.	COMMON	609207105	503	8,421	SH		SOLE		8,254	0	167
Morgan Stanley Dean Witter	COMMON	617446448	102	811	SH		SOLE		811	0	0
Motorola Solutions Inc	COMMON	620076307	246	533	SH		SOLE		533	0	0
NCR Atleos Corp	COMMON	63001N106	164	4,834	SH		SOLE		3,484	0	1,350
NCR Voyix Corporation	COMMON	62886E108	80	5,798	SH		SOLE		5,798	0	0
Netflix Inc.	COMMON	64110L106	178	200	SH		SOLE		200	0	0
Neuphoria Therapeutics Inc.	COMMON	64136E102	0	1	SH		SOLE		1	0	0
Nextera Energy	COMMON	65339F101	462	6,451	SH		SOLE		6,351	0	100
Nike, Inc.	COMMON	654106103	56	746	SH		SOLE		746	0	0
Nisource Inc.	COMMON	65473P105	4,290	116,695	SH		SOLE		107,809	0	8,886
Norfolk Southern	COMMON	655844108	368	1,567	SH		SOLE		1,567	0	0
Northrop Grumman Corp	COMMON	666807102	50	107	SH		SOLE		107	0	0
NortonLifeLock Inc	COMMON	668771108	382	13,944	SH		SOLE		13,944	0	0
Norwegian Cruise Line Holding Ltd	COMMON	G66721104	2,075	80,627	SH		SOLE		76,291	0	4,336
Novartis Ag ADR	ADR	66987V109	61	625	SH		SOLE		625	0	0
Novo-Nordisk ADR	ADR	670100205	437	5,076	SH		SOLE		5,076	0	0
Nuveen AMT-Free Municipal Income Fund	COMMON	670657105	6	500	SH		SOLE		500	0	0
Nvidia Corp	COMMON	67066G104	850	6,331	SH		SOLE		6,331	0	0
Nxp Semiconductors	COMMON	N6596X109	14	65	SH		SOLE		65	0	0
Omnicom Group Inc	COMMON	681919106	8	95	SH		SOLE		95	0	0
Oneok Inc New	COMMON	682680103	547	5,452	SH		SOLE		5,452	0	0
Oracle	COMMON	68389X105	310	1,858	SH		SOLE		1,858	0	0
OTIS Worldwide Corp-Wi	COMMON	68902V107	102	1,097	SH		SOLE		812	0	285
P P G Industries Inc.	COMMON	693506107	189	1,583	SH		SOLE		1,583	0	0
Palo Alto Networks	COMMON	697435105	170	936	SH		SOLE		936	0	0
Parker Hannifin Corp	COMMON	701094104	351	552	SH		SOLE		520	0	32
Paypal Holdings	COMMON	70450Y103	41	475	SH		SOLE		275	0	200
Pepsico, Inc.	COMMON	713448108	862	5,669	SH		SOLE		5,669	0	0
Pfizer Inc.	COMMON	717081103	3,691	139,121	SH		SOLE		129,335	0	9,786
Philip Morris Intl Inc	COMMON	718172109	18	150	SH		SOLE		150	0	0
Phillips 66 SHS	COMMON	718546104	406	3,560	SH		SOLE		2,921	0	639
PIMCO Intermediate Muni Bond ETF	ETF	72201R866	2,571	49,691	SH		SOLE		39,347	0	10,344
PNC Financial Services Group Inc.	COMMON	693475105	266	1,377	SH		SOLE		1,377	0	0
Powershares FTSE RAFI ETF	ETF	46137V613	137	3,394	SH		SOLE		3,394	0	0
Powershares Global Water Fund ETF	ETF	46137V142	8	120	SH		SOLE		120	0	0
PowerShares QQQ Trust Sr 1 ETF	ETF	46090E103	9	18	SH		SOLE		18	0	0
Procore Technologies, Inc.	COMMON	74275K108	2,160	28,821	SH		SOLE		27,160	0	1,661
Procter & Gamble	COMMON	742718109	2,503	14,932	SH		SOLE		14,802	0	130
Progressive Corp	COMMON	743315103	221	922	SH		SOLE		922	0	0
Prologis Reit	COMMON	74340W103	66	623	SH		SOLE		623	0	0
Prudential Financial Inc.	COMMON	744320102	11	90	SH		SOLE		90	0	0
Public Storage, Inc.	COMMON	74460D109	102	339	SH		SOLE		339	0	0
Public Sv Enterprise	COMMON	744573106	206	2,435	SH		SOLE		2,435	0	0
Qorvo Inc	COMMON	74736K101	374	5,350	SH		SOLE		4,449	0	901
Quanta Services Inc	COMMON	74762E102	170	539	SH		SOLE		539	0	0
Quest Diagnostic Inc	COMMON	74834L100	15	100	SH		SOLE		100	0	0
Reinsurance Group of America Inc	COMMON	759351604	7	34	SH		SOLE		34	0	0
Relx Plc American Depositary Shares	COMMON	759530108	11	250	SH		SOLE		250	0	0
Republic Services Inc	COMMON	760759100	108	537	SH		SOLE		537	0	0
Rockwell Automation	COMMON	773903109	185	646	SH		SOLE		646	0	0
Roper Industries Inc	COMMON	776696106	3,413	6,565	SH		SOLE		6,204	0	361
Ross Stores Inc	COMMON	778296103	12	81	SH		SOLE		81	0	0
RTX Corporation	COMMON	75513E101	399	3,446	SH		SOLE		2,691	0	755
Rydex S&P 500 Eq Wgt ETF	ETF	46137V357	25	145	SH		SOLE		145	0	0
S & P Global Inc	COMMON	78409V104	102	204	SH		SOLE		204	0	0
Salesforce Com	COMMON	79466L302	190	568	SH		SOLE		568	0	0
Samsara Inc.	COMMON	79589L106	3,295	75,410	SH		SOLE		71,864	0	3,546
Schlumberger Limited	COMMON	806857108	2,503	65,281	SH		SOLE		61,138	0	4,143
Schwab Intermediate US Treasury ETF	ETF	808524854	83	3,405	SH		SOLE		3,405	0	0
Schwab Int'l Equity ETF	ETF	808524805	12,133	655,854	SH		SOLE		652,044	0	3,810
Schwab Large Cap Value Indx ETF	ETF	808524409	46	1,767	SH		SOLE		1,767	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	133,961	5,901,371	SH		SOLE		5,504,252	0	397,119
Schwab US Div Equity ETF	ETF	808524797	53	1,923	SH		SOLE		0	0	1,923
Schwab US Large-Cap ETF	ETF	808524201	6	240	SH		SOLE		240	0	0
Schwab US Mid-Cap ETF	ETF	808524508	1	54	SH		SOLE		54	0	0
Schwab US Small-Cap ETF	ETF	808524607	5	184	SH		SOLE		184	0	0
Seagate Technology PLC	COMMON	G7997R103	3,832	44,395	SH		SOLE		40,711	0	3,684
Sector Spdr Fincl Select	ETF	81369Y605	101	2,088	SH		SOLE		2,088	0	0
Sector SPDR Tech Select Shares	ETF	81369Y803	496	2,133	SH		SOLE		2,133	0	0
Sempra Energy	COMMON	816851109	355	4,047	SH		SOLE		4,047	0	0
Sensata Technologies Holding PLC	COMMON	G8060N102	429	15,669	SH		SOLE		15,529	0	140
ServiceNow Inc	COMMON	81762P102	453	427	SH		SOLE		427	0	0
Shell plc	COMMON	780259305	370	5,906	SH		SOLE		5,645	0	261
Skyworks Solutions Inc.	COMMON	83088M102	35	397	SH		SOLE		397	0	0
Snap Inc	COMMON	83304A106	2	200	SH		SOLE		200	0	0
Sonoco Products	COMMON	835495102	142	2,904	SH		SOLE		1,804	0	1,100
Sony Group Corp	COMMON	835699307	1,523	71,960	SH		SOLE		71,960	0	0
Southern Company	COMMON	842587107	334	4,061	SH		SOLE		3,204	0	857
SPDR Consumer Disc Select ETF	ETF	81369Y407	68	302	SH		SOLE		302	0	0
SPDR Gold Trust ETF	ETF	78463V107	2,237	9,239	SH		SOLE		9,239	0	0
SPDR Materials Select Sec. ETF	ETF	81369Y100	26	312	SH		SOLE		312	0	0
SPDR MSCI EAFE Fsl Fuel Fr ETF	ETF	78470E106	25	623	SH		SOLE		623	0	0
SPDR MSCI Emerg Fsl Fl Free ETF	ETF	78470E205	8	240	SH		SOLE		240	0	0
SPDR Nuveen Barclays Muni Bd ETF	ETF	78468R721	211	4,625	SH		SOLE		0	0	4,625
SPDR S&P 500 ETF	ETF	78462F103	1,846	3,149	SH		SOLE		2,235	0	914
SPDR S&P 500 Fossil Fl Fr ETF	ETF	78468R796	1,326	27,544	SH		SOLE		27,544	0	0
SPDR S&P 600 Small Cap ETF	ETF	78464A300	75	857	SH		SOLE		857	0	0
SPDR S&P Biotech ETF	ETF	78464A870	322	3,579	SH		SOLE		3,290	0	289
SPDR S&P Dividend ETF	ETF	78464A763	172	1,299	SH		SOLE		1,299	0	0
SPDR S&P Mid Cap 400 ETF	ETF	78467Y107	271	475	SH		SOLE		275	0	200
SPDR Utility Select Sec ETF	ETF	81369Y886	11	150	SH		SOLE		150	0	0
SPDR Portfolio Developed Wld ex-US ETF	ETF	78463X889	17	510	SH		SOLE		510	0	0
SPDR Portfolio S&P 500 Growth ETF	ETF	78464A409	21	234	SH		SOLE		234	0	0
SPDR Portfolio S&P 500 Value ETF	ETF	78464A508	18	353	SH		SOLE		353	0	0
Sprouts Farmers Market Inc	COMMON	85208M102	19	150	SH		SOLE		150	0	0
Standex Int'l Corp.	COMMON	854231107	173	926	SH		SOLE		926	0	0
Starbucks	COMMON	855244109	193	2,110	SH		SOLE		2,110	0	0
State Street Corp.	COMMON	857477103	11	110	SH		SOLE		110	0	0
Steris Corp.	COMMON	G8473T100	238	1,157	SH		SOLE		1,157	0	0
Stryker Corp.	COMMON	863667101	135	375	SH		SOLE		230	0	145
Suncor Energy Inc.	COMMON	867224107	12	324	SH		SOLE		324	0	0
Symbotic Inc.	COMMON	87151X101	14	576	SH		SOLE		576	0	0
Synchrony Financial	COMMON	87165B103	224	3,444	SH		SOLE		3,444	0	0
Sysco Corp.	COMMON	871829107	92	1,208	SH		SOLE		1,208	0	0
Taiwan Semiconductor ADR	ADR	874039100	18,200	92,157	SH		SOLE		86,186	0	5,971
Take Two Interactv Sftwr	COMMON	874054109	14	75	SH		SOLE		75	0	0
Target Corp.	COMMON	87612E106	55	410	SH		SOLE		410	0	0
Tesla Motors	COMMON	88160R101	5	12	SH		SOLE		12	0	0
Texas Instruments Inc.	COMMON	882508104	344	1,836	SH		SOLE		1,836	0	0
The Charles Schwab Corp.	COMMON	808513105	9,219	124,562	SH		SOLE		115,752	0	8,810
The Travelers Companies Inc.	COMMON	89417E109	1,201	4,985	SH		SOLE		4,985	0	0
Thermo Fisher Scientific	COMMON	883556102	495	952	SH		SOLE		952	0	0
Thomson Reuters Corp	COMMON	884903808	187	1,166	SH		SOLE		1,009	0	157
Thor Industries Inc	COMMON	885160101	283	2,953	SH		SOLE		2,953	0	0
TJX Companies Inc	COMMON	872540109	58	478	SH		SOLE		478	0	0
TKO Group Holdings Inc	COMMON	87256C101	15	107	SH		SOLE		107	0	0
Toronto-Dominion Bank	COMMON	891160509	395	7,426	SH		SOLE		5,032	0	2,394
Trane Technologies PLC	COMMON	G8994E103	600	1,625	SH		SOLE		1,625	0	0
Truist Finl Corp Com	COMMON	89832Q109	15	356	SH		SOLE		356	0	0
Trustmark Corp.	COMMON	898402102	4,944	139,788	SH		SOLE		139,788	0	0
U.S. Bancorp	COMMON	902973304	50	1,050	SH		SOLE		1,050	0	0
UBS Group AG	COMMON	H42097107	10	339	SH		SOLE		339	0	0
UDR Inc	COMMON	902653104	40	918	SH		SOLE		918	0	0
Unilever PLC ADR	ADR	904767704	486	8,573	SH		SOLE		8,573	0	0
Union Pacific	COMMON	907818108	439	1,924	SH		SOLE		1,924	0	0
United Parcel Service	COMMON	911312106	14	113	SH		SOLE		113	0	0
United Rentals Inc	COMMON	911363109	33	47	SH		SOLE		47	0	0
Unitedhealth Group Inc.	COMMON	91324P102	451	892	SH		SOLE		892	0	0
Unum Provident Corp.	COMMON	91529Y106	254	3,480	SH		SOLE		3,480	0	0
Valero Energy	COMMON	91913Y100	1,752	14,290	SH		SOLE		13,071	0	1,219
Vaneck Vectors Gold Miners ETF	ETF	92189F106	1,494	44,064	SH		SOLE		43,996	0	68
Vangard Russell 2000 ETF	ETF	92206C664	34	386	SH		SOLE		386	0	0
Vanguard 500 ETF	ETF	922908363	1,816	3,370	SH		SOLE		177	0	3,193
Vanguard Developed Market ETF	ETF	921943858	34,661	724,830	SH		SOLE		646,024	0	78,806
Vanguard Div Appreciation ETF	ETF	921908844	520	2,653	SH		SOLE		1,556	0	1,097
Vanguard Emerging Market ETF	ETF	922042858	19,394	440,379	SH		SOLE		405,344	0	35,035
Vanguard ESG International Stock ETF	ETF	921910725	13,360	235,627	SH		SOLE		193,525	0	42,102
Vanguard ESG US Corporate Bond ETF	ETF	921910691	9,467	152,714	SH		SOLE		128,251	0	24,463
Vanguard ESG US Stock ETF	ETF	921910733	22,896	218,287	SH		SOLE		175,809	0	42,478
Vanguard Financials ETF	ETF	92204A405	62	526	SH		SOLE		526	0	0
Vanguard FTSE All World ex US ETF	ETF	922042775	11	190	SH		SOLE		0	0	190
Vanguard Growth ETF	ETF	922908736	2,015	4,909	SH		SOLE		816	0	4,093
Vanguard Health Care ETF	ETF	92204A504	285	1,123	SH		SOLE		1,123	0	0
Vanguard High Dividend Yd ETF	ETF	921946406	192	1,504	SH		SOLE		1,333	0	171
Vanguard Info Technology ETF	ETF	92204A702	136	218	SH		SOLE		79	0	139
Vanguard Interm. Bond Idx ETF	ETF	921937819	9	122	SH		SOLE		122	0	0
Vanguard Intermediate Corporate ETF	ETF	92206C870	35,731	445,139	SH		SOLE		398,813	0	46,326
Vanguard Intermediate Treasury ETF	ETF	92206C706	47,864	825,246	SH		SOLE		737,985	0	87,261
Vanguard Large-Cap ETF	ETF	922908637	12	43	SH		SOLE		0	0	43
Vanguard Mid Cap ETF	ETF	922908629	50	188	SH		SOLE		161	0	27
Vanguard Mid Cap Value ETF	ETF	922908512	67	413	SH		SOLE		413	0	0
Vanguard Muni Bond ETF	ETF	922907746	4,376	87,298	SH		SOLE		66,932	0	20,366
Vanguard REIT ETF	ETF	922908553	139	1,565	SH		SOLE		1,565	0	0
Vanguard S&P Mid-Cap 400	ETF	921932844	144	1,504	SH		SOLE		1,504	0	0
Vanguard S&P Mid-Cap 400 Growth ETF	ETF	921932869	102	902	SH		SOLE		902	0	0
Vanguard Short-Term Bond ETF	ETF	921937827	206	2,668	SH		SOLE		2,606	0	62
Vanguard Short-Term Treasury ETF	ETF	92206C102	225	3,865	SH		SOLE		3,865	0	0
Vanguard Sh-Tm Inflat- Prot ETF	ETF	922020805	266	5,497	SH		SOLE		1,076	0	4,421
Vanguard Small Cap ETF	ETF	922908751	57	238	SH		SOLE		238	0	0
Vanguard Small Cap Growth ETF	ETF	922908595	73	261	SH		SOLE		261	0	0
Vanguard Total Int'l Bond Market ETF	ETF	92203J407	256	5,210	SH		SOLE		5,035	0	175
Vanguard Total Stk Mkt ETF	ETF	922908769	3,960	13,663	SH		SOLE		12,672	0	991
Vanguard Total U.S. Bond Market ETF	ETF	921937835	340	4,726	SH		SOLE		4,372	0	354
Vanguard Total World Stock ETF	ETF	922042742	450	3,827	SH		SOLE		3,677	0	150
Vanguard Ultra-Short Bond ETF	ETF	92203C303	11	221	SH		SOLE		0	0	221
Vanguard Utilities Index Fund	ETF	92204A876	18	108	SH		SOLE		108	0	0
Vanguard Value Index ETF	ETF	922908744	292	1,722	SH		SOLE		1,677	0	45
Ventas REIT Inc	REIT	92276F100	132	2,246	SH		SOLE		2,246	0	0
Verisk Analytics Inc Cla	COMMON	92345Y106	138	500	SH		SOLE		500	0	0
Verizon Communications Inc.	COMMON	92343V104	1,020	25,501	SH		SOLE		24,577	0	924
Vertex Pharmaceuticals	COMMON	92532F100	28	70	SH		SOLE		70	0	0
Viasat Inc	COMMON	92552V100	36	4,233	SH		SOLE		4,233	0	0
Visa Inc	COMMON	92826C839	6,869	21,734	SH		SOLE		20,675	0	1,059
Vistra Energy Corp	COMMON	92840M102	275	1,993	SH		SOLE		1,993	0	0
Walgreens Boots Alli	COMMON	931427108	13	1,350	SH		SOLE		1,350	0	0
Wal-Mart Stores	COMMON	931142103	1,139	12,609	SH		SOLE		12,609	0	0
Walt Disney Hldg	COMMON	254687106	5,329	47,861	SH		SOLE		45,464	0	2,397
Waste Management Inc	COMMON	94106L109	12	58	SH		SOLE		58	0	0
Watts Water Technologies	COMMON	942749102	116	573	SH		SOLE		70	0	503
WEC Energy Group	COMMON	92939U106	344	3,659	SH		SOLE		3,659	0	0
Wells Fargo & Co	COMMON	949746101	27	385	SH		SOLE		385	0	0
Welltower Inc REIT	REIT	95040Q104	189	1,500	SH		SOLE		1,500	0	0
Western Digital Corp.	COMMON	958102105	22	367	SH		SOLE		367	0	0
Weyerhaeuser Company	COMMON	962166104	380	13,502	SH		SOLE		11,999	0	1,503
Whirlpool	COMMON	963320106	69	600	SH		SOLE		400	0	200
WisdomTree Emerg Mk SmCap ETF	ETF	97717W281	102	2,085	SH		SOLE		2,023	0	62
WisdomTree India Earnings ETF	ETF	97717W422	121	2,665	SH		SOLE		2,665	0	0
Wisdomtree Japan SmCap Div ETF	ETF	97717W836	47	620	SH		SOLE		620	0	0
Wyndham Hotels & Resorts Inc	COMMON	98311A105	46	452	SH		SOLE		452	0	0
Xcel Energy Inc.	COMMON	98389B100	99	1,459	SH		SOLE		1,459	0	0
Xylem Inc	COMMON	98419M100	942	8,116	SH		SOLE		7,671	0	445
Yum China Hldgs Inc Com	COMMON	98850P109	2,751	57,104	SH		SOLE		53,987	0	3,117
Yum! Brands, Inc.	COMMON	988498101	67	499	SH		SOLE		499	0	0
Zoetis Inc	COMMON	98978V103	83	508	SH		SOLE		508	0	0