RS Crum 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	208	1,919	SH		SOLE		0	0	1,919
ABBVIE INC	COM	00287Y109	491	3,203	SH		SOLE		0	0	3,203
ALTRIA GROUP INC	COM	02209S103	550	13,166	SH		SOLE		0	0	13,166
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	315	6,045	SH		SOLE		0	0	6,045
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	470	9,215	SH		SOLE		0	0	9,215
AMGEN INC	COM	031162100	577	2,372	SH		SOLE		0	0	2,372
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	621	105,150	SH		SOLE		0	0	105,150
APPLE INC	COM	037833100	1,916	14,015	SH		SOLE		0	0	14,015
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	490	12,831	SH		SOLE		0	0	12,831
CANADIAN NATL RY CO	COM	136375102	1,286	11,435	SH		SOLE		0	0	11,435
CATERPILLAR INC	COM	149123101	770	4,305	SH		SOLE		0	0	4,305
CHEVRON CORP NEW	COM	166764100	300	2,070	SH		SOLE		0	0	2,070
CISCO SYS INC	COM	17275R102	846	19,839	SH		SOLE		0	0	19,839
COMCAST CORP NEW	CL A	20030N101	1,854	47,248	SH		SOLE		0	0	47,248
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	238	8,232	SH		SOLE		0	0	8,232
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	333	13,796	SH		SOLE		0	0	13,796
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	281	13,055	SH		SOLE		0	0	13,055
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	324	12,245	SH		SOLE		0	0	12,245
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	26,809	1,150,590	SH		SOLE		0	0	1,150,590
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	9,998	245,338	SH		SOLE		0	0	245,338
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	3,965	125,477	SH		SOLE		0	0	125,477
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	4,358	90,796	SH		SOLE		0	0	90,796
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	5,502	136,788	SH		SOLE		0	0	136,788
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	4,409	205,664	SH		SOLE		0	0	205,664
DISNEY WALT CO	COM	254687106	1,789	18,956	SH		SOLE		0	0	18,956
EMERSON ELEC CO	COM	291011104	252	3,171	SH		SOLE		0	0	3,171
ENBRIDGE INC	COM	29250N105	379	8,957	SH		SOLE		0	0	8,957
ENTERPRISE PRODS PARTNERS L	COM	293792107	1,674	68,703	SH		SOLE		0	0	68,703
EXXON MOBIL CORP	COM	30231G102	226	2,644	SH		SOLE		0	0	2,644
HEALTHPEAK PROPERTIES INC	COM	42250P103	499	19,269	SH		SOLE		0	0	19,269
INTERNATIONAL BUSINESS MACHS	COM	459200101	291	2,063	SH		SOLE		0	0	2,063
ISHARES TR	20 YR TR BD ETF	464287432	21,266	185,127	SH		SOLE		0	0	185,127
ISHARES TR	GLOBAL REIT ETF	46434V647	1,495	61,828	SH		SOLE		0	0	61,828
ISHARES TR	ISHARES BIOTECH	464287556	1,538	13,074	SH		SOLE		0	0	13,074
ISHARES TR	PFD AND INCM SEC	464288687	20,868	634,667	SH		SOLE		0	0	634,667
ISHARES TR	TIPS BD ETF	464287176	528	4,637	SH		SOLE		0	0	4,637
JOHNSON & JOHNSON	COM	478160104	754	4,247	SH		SOLE		0	0	4,247
KIMBALL ELECTRONICS INC	COM	49428J109	267	13,297	SH		SOLE		0	0	13,297
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	1,487	31,145	SH		SOLE		0	0	31,145
MICROSOFT CORP	COM	594918104	1,021	3,976	SH		SOLE		0	0	3,976
PHILIP MORRIS INTL INC	COM	718172109	475	4,811	SH		SOLE		0	0	4,811
PROSHARES TR	S&P 500 DV ARIST	74348A467	207	2,420	SH		SOLE		0	0	2,420
QUALCOMM INC	COM	747525103	540	4,231	SH		SOLE		0	0	4,231
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	274	2,849	SH		SOLE		0	0	2,849
SIMON PPTY GROUP INC NEW	COM	828806109	352	3,709	SH		SOLE		0	0	3,709
SOUTHERN CO	COM	842587107	1,113	15,611	SH		SOLE		0	0	15,611
SPDR GOLD TR	GOLD SHS	78463V107	12,544	74,460	SH		SOLE		0	0	74,460
SPDR S&P 500 ETF TR	TR UNIT	78462F103	315	834	SH		SOLE		0	0	834
TESLA INC	COM	88160R101	281	417	SH		SOLE		0	0	417
TEXAS INSTRS INC	COM	882508104	309	2,012	SH		SOLE		0	0	2,012
UNILEVER PLC	SPON ADR NEW	904767704	803	17,521	SH		SOLE		0	0	17,521
VANECK ETF TRUST	PREFERRED SECURT	92189F429	789	43,590	SH		SOLE		0	0	43,590
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	29,594	385,390	SH		SOLE		0	0	385,390
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,613	21,428	SH		SOLE		0	0	21,428
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,901	8,530	SH		SOLE		0	0	8,530
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,272	8,492	SH		SOLE		0	0	8,492
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,107	10,692	SH		SOLE		0	0	10,692
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,640	13,999	SH		SOLE		0	0	13,999
VANGUARD INDEX FDS	VALUE ETF	922908744	1,615	12,245	SH		SOLE		0	0	12,245
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	1,415	28,321	SH		SOLE		0	0	28,321
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,867	68,824	SH		SOLE		0	0	68,824
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	282	3,301	SH		SOLE		0	0	3,301
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	514	10,250	SH		SOLE		0	0	10,250
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	511	8,679	SH		SOLE		0	0	8,679
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	453	3,157	SH		SOLE		0	0	3,157
VANGUARD STAR FDS	VG TL INTL STK F	921909768	312	6,038	SH		SOLE		0	0	6,038
VANGUARD TAX-MANAGED INTL FD	VAN FTSE DEV MKT	921943858	7,381	180,919	SH		SOLE		0	0	180,919
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	354	7,225	SH		SOLE		0	0	7,225
VERIZON COMMUNICATIONS INC	COM	92343V104	514	10,126	SH		SOLE		0	0	10,126
WISDOMTREE TR	US AI ENHANCED	97717W406	592	6,675	SH		SOLE		0	0	6,675