AMERICAN COASTAL INSURANCE (ACIC) 10-Q 7 Nov 13 2013 Q3 Quarterly report Financial data

Document_Entity_Information_Do

Document & Entity Information Document	9 Months Ended
	Sep. 30, 2013	Nov. 07, 2013
Entity Information [Line Items]	'	'
Document type	'10-Q	'
Amendment flag	'false	'
Document period end date	30-Sep-13	'
Document fiscal period focus	'Q3	'
Document fiscal year focus	'2013	'
Trading symbol	'UIHC	'
Registrant name	'United Insurance Holdings Corp.	'
Central index key	'0001401521	'
Current fiscal year end date	'--12-31	'
Filer category	'Smaller Reporting Company	'
Common stock outstanding	'	16,209,315

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investments available for sale, at fair value:	'	'
Fixed maturities (amortized cost of $233,695 and $145,089, respectively)	$233,344	$149,157
Equity securities (adjusted cost of $11,384 and $2,537, respectively)	12,177	2,723
Other Long-term Investments	300	300
Total investments	245,821	152,180
Cash and cash equivalents	54,318	71,205
Accrued investment income	1,400	760
Premiums receivable, net of allowances for credit losses of $46 and $24, respectively	29,085	17,154
Reinsurance recoverable on paid and unpaid losses	2,175	2,272
Prepaid reinsurance premiums	84,448	49,916
Deferred policy acquisition costs	26,297	16,978
Other assets	4,371	3,149
Total Assets	447,915	313,614
Liabilities:	'	'
Unpaid losses and loss adjustment expenses	40,726	35,692
Unearned premiums	178,521	128,785
Reinsurance payable	84,817	26,063
Other liabilities	27,987	19,206
Notes payable	15,000	15,882
Total Liabilities	347,051	225,628
Commitments and contingencies (Note 7)	'	'
Stockholders' Equity:	'	'
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 16,419,099 and 15,660,922 issued; 16,207,016 and 15,448,839 outstanding for 2013 and 2012, respectively	2	2
Additional paid-in capital	27,763	24,076
Treasury shares, at cost; 212,083 shares	-431	-431
Accumulated other comprehensive income	271	2,613
Retained earnings	73,259	61,726
Total Stockholders' Equity	100,864	87,986
Total Liabilities and Stockholders' Equity	$447,915	$313,614

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Fixed maturities, cost	$233,695	$145,089
Equity securities, cost	11,384	2,537
Allowance for doubtful accounts	$46	$24
Preferred Stock, par value	$0.00	$0.00
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value	$0.00	$0.00
Common stock, authorized shares	50,000,000	50,000,000
Common stock, issued shares	16,419,099	15,660,922
Common stock, outstanding shares	16,207,016	15,448,839
Treasury stock	212,083	212,083

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
REVENUE:	'	'	'	'
Gross premiums written	$83,601	$59,461	$274,650	$195,385
Increase in gross unearned premiums	-3,463	-903	-49,736	-31,702
Gross premiums earned	80,138	58,558	224,914	163,683
Ceded Premiums Earned	-31,317	-28,335	-87,825	-75,948
Net premiums earned	48,821	30,223	137,089	87,735
Net investment income	1,089	807	2,644	2,331
Net realized gains	-38	37	-199	155
Other revenue	1,945	1,205	5,105	3,118
Total revenue	51,817	32,272	144,639	93,339
EXPENSES:	'	'	'	'
Losses and loss adjustment expenses	25,578	16,950	69,132	39,401
Policy acquisition costs	13,115	9,404	36,567	26,535
Operating expenses	2,265	1,670	6,944	4,860
General and administrative expenses	4,034	3,031	10,688	8,124
Interest expense	102	71	255	283
Total expenses	45,094	31,126	123,586	79,203
Income before other income	6,723	1,146	21,053	14,136
Other income (expenses)	1	1	1	-268
Income before income taxes	6,724	1,147	21,054	13,868
Provision for income taxes	2,593	164	8,063	5,146
Net income	4,131	983	12,991	8,722
OTHER COMPREHENSIVE INCOME:	'	'	'	'
Change in net unrealized gain on investments	365	1,442	-4,011	3,042
Reclassification adjustment for net realized investment (gains) losses	38	-37	199	-155
Income tax expense related to items of other comprehensive income	-156	-542	1,470	-1,114
Total comprehensive income	$4,378	$1,846	$10,649	$10,495
Weighted average shares outstanding	'	'	'	'
Basic	16,129,247	10,361,849	16,091,323	10,361,849
Diluted	16,186,178	10,448,839	16,167,316	10,396,455
Earnings per share	'	'	'	'
Basic	$0.26	$0.09	$0.81	$0.84
Diluted	$0.26	$0.09	$0.80	$0.84
Dividends declared per share	$0.03	$0	$0.09	$0.05

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES	'	'
Net income	$12,991,000	$8,722,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,465,000	946,000
Net realized (gains) losses	199,000	-155,000
Provision for uncollectible premiums/over and short	38,000	26,000
Deferred income taxes, net	1,910,000	190,000
Share-based Compensation	96,000	27,000
Changes in operating assets and liabilities:	'	'
Accrued investment income (loss)	-640,000	186,000
Premiums receivable	-11,969,000	-6,226,000
Reinsurance recoverable on paid and unpaid losses	97,000	1,445,000
Prepaid reinsurance premiums	-34,532,000	-36,806,000
Deferred policy acquisition costs, net	-9,319,000	-4,628,000
Other assets	-2,187,000	993,000
Unpaid losses and loss adjustment expenses	5,034,000	2,201,000
Unearned premiums	49,736,000	31,702,000
Reinsurance payable	58,754,000	56,108,000
Other liabilities	6,810,000	-2,556,000
Net cash provided by operating activities	78,483,000	52,175,000
INVESTING ACTIVITIES	'	'
Proceeds from sales and maturities of investments available for sale	95,127,000	28,793,000
Purchases of investments available for sale	-193,718,000	-30,419,000
Net cash used in investing activities	-98,591,000	-1,626,000
FINANCING ACTIVITIES	'	'
Repayments of borrowings	-882,000	-883,000
Dividends	-1,458,000	-518,000
Bank overdrafts	1,970,000	105,000
Proceeds from Issuance of Common Stock	3,591,000	0
Net cash provided by (used in) financing activities	3,221,000	-1,296,000
Increase (decrease) in cash	-16,887,000	49,253,000
Cash and cash equivalents at beginning of period	71,205,000	41,639,000
Cash and cash equivalents at end of period	54,318,000	90,892,000
Supplemental Cash Flows Information	'	'
Interest paid	240,000	242,000
Income taxes paid	$7,184,000	$6,593,000

Organization_Consolidation_and

Organization, Consolidation and Presentation	9 Months Ended
	Sep. 30, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Organization, Consolidation and Presentation	'
	ORGANIZATION, CONSOLIDATION AND PRESENTATION
	(a)Business
	United Insurance Holdings Corp. (referred to in this document as we, our, us, the Company or UPC Insurance) is a property and casualty insurance holding company that sources, writes, and services residential property and casualty insurance policies using a network of agents and a group of wholly-owned insurance subsidiaries. Our primary insurance subsidiary is United Property & Casualty Insurance Company, our insurance affiliate, which was formed in Florida in 1999 and has operated continuously since that time. Our other subsidiaries include United Insurance Management, L.C., our management affiliate, the managing general agent that manages substantially all aspects of our insurance affiliate's business; Skyway Claims Services, LLC, our claims adjusting affiliate that provides services to our insurance affiliate; and UPC Re, our reinsurance affiliate that provides a portion of the reinsurance protection purchased by our insurance affiliate.
	Our primary product is homeowners' insurance, which we currently offer in Florida, Massachusetts, New Jersey, North Carolina, Rhode Island and South Carolina under authorization from the insurance regulatory authorities in each state. In April 2013, we were authorized to write property and casualty lines in New Hampshire and Texas. Our insurance affiliate has also applied to insurance regulatory authorities to write property and casualty lines in three additional states.
	We conduct our operations under one business segment.
	(b)Consolidation and Presentation
	We prepare our financial statements in conformity with U.S. generally accepted accounting principles (GAAP). While preparing our financial statements, we make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements, as well as reported amounts of revenues and expenses during the reporting period. Accordingly, actual results could differ from those estimates. Reported amounts that require us to make extensive use of estimates include our reserves for unpaid losses and loss adjustment expenses, reinsurance recoverable, deferred policy acquisition costs, and investments. Except for the captions on our Unaudited Consolidated Balance Sheets and Unaudited Consolidated Statements of Comprehensive Income, we generally use the term loss(es) to collectively refer to both loss and loss adjustment expenses.
	We include all of our subsidiaries in our consolidated financial statements, eliminating all significant intercompany balances and transactions during consolidation.
	We prepared the accompanying Unaudited Consolidated Balance Sheet as of September 30, 2013, with the Audited Consolidated Balance Sheet amounts as of December 31, 2012, presented for comparative purposes, and the related Unaudited Consolidated Statements of Comprehensive Income and Statements of Cash Flows in accordance with the instructions for Form 10-Q and Article 8 of Regulation S-X. In compliance with those instructions, we have omitted certain information and footnote disclosures normally included in annual consolidated financial statements prepared in accordance with GAAP, though management believes the disclosures made herein are sufficient to ensure that the information presented is not misleading.
	Our results of operations and our cash flows as of the end of the interim periods reported herein do not necessarily indicate the results we may experience for the remainder of the year or for any other future period.
	We reclassified certain amounts in the 2012 financial statements to conform to the 2013 presentation. These reclassifications had no impact on our results of operations, cash flows or stockholders' equity as previously reported.
	Management believes our unaudited consolidated interim financial statements include all the normal recurring adjustments necessary to fairly present our Unaudited Consolidated Balance Sheet as of September 30, 2013, our Unaudited Consolidated Statements of Comprehensive Income and our Unaudited Consolidated Statements of Cash Flows for all periods presented. Our unaudited consolidated interim financial statements and footnotes should be read in conjunction with our consolidated financial statements and footnotes included within our Annual Report filed on Form 10-K for the year ended December 31, 2012 (2012 Form 10-K).

Significant_Accounting_Policie

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Significant Accounting Policies	'
	SIGNIFICANT ACCOUNTING POLICIES
	(a) Changes to significant accounting policies
	We have made no material changes to our significant accounting policies as reported in our 2012 Form 10-K.
	In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220): Reporting Amounts Reclassified Out of Accumulated Other Comprehensive Income, which finalizes Proposed ASU No. 2012-240, requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under GAAP that provide additional detail about those amounts. The ASU is effective prospectively for reporting periods beginning after December 15, 2012, and early adoption is permitted. This ASU No. 2013-02 did not have a material impact on our consolidated financial statements.
	(b) Fair value assumptions
	The carrying amounts for the following financial instrument categories approximate their fair values at September 30, 2013, and December 31, 2012, because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, accounts payable and accrued expenses. The carrying amount of notes payable approximates fair value as the interest rate is variable.
	(c) Pending Accounting Pronouncements
	We have evaluated pending accounting pronouncements and do not believe they would have an impact on the operations or financial reporting of our Company.

Investments

Investments	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investments	'
	INVESTMENTS
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at September 30, 2013, and December 31, 2012:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	30-Sep-13
	U.S. government and agency securities	$	61,241			$	36			$	652			$	60,625
	States, municipalities and political subdivisions	45,782				933				395				46,320
	Public utilities	8,607				169				78				8,698
	Other corporate securities	118,065				1,053				1,417				117,701
	Total fixed maturities	$	233,695			$	2,191			$	2,542			$	233,344
	Public utilities	741				16				23				734
	Other common stocks	10,371				969				152				11,188
	Nonredeemable preferred stocks	272				—				17				255
	Total equity securities	$	11,384			$	985			$	192			$	12,177
	Other long-term investments	300				—				—				300
	Total investments	$	245,379			$	3,176			$	2,734			$	245,821
	31-Dec-12
	U.S. government and agency securities	$	95,296			$	201			$	289			$	95,208
	States, municipalities and political subdivisions	17,117				1,918				—				19,035
	Public utilities	4,135				225				—				4,360
	Other corporate securities	28,282				2,013				1				30,294
	Redeemable preferred stocks	259				2				1				260
	Total fixed maturities	$	145,089			$	4,359			$	291			$	149,157
	Public utilities	316				16				6				326
	Other common stocks	1,949				228				38				2,139
	Nonredeemable preferred stocks	272				—				14				258
	Total equity securities	$	2,537			$	244			$	58			$	2,723
	Other long-term investments	300				—				—				300
	Total investments	$	147,926			$	4,603			$	349			$	152,180
	When we sell investments, we calculate the gain or loss realized on the sale by comparing the sales price (fair value) to the cost or adjusted/amortized cost of the security sold. We determine the cost or adjusted/amortized cost of the security sold using the specific-identification method. The following table details our realized gains (losses) by major investment category for the three- and nine-month periods ended September 30, 2013, and 2012:
		2013								2012
		Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)
	Three Months Ended September 30,
	Fixed maturities	$	2			$	6,007			$	42			$	3,066
	Total realized gains	$	2			$	6,007			$	42			$	3,066
	Fixed maturities	(40		)		4,078				—				—
	Equity securities	—				—				(5		)		200
	Total realized losses	$	(40	)		$	4,078			$	(5	)		$	200
	Net realized investment gains (losses)	$	(38	)		$	10,085			$	37			$	3,266
	Nine Months Ended September 30,
	Fixed maturities	$	30			$	20,134			$	198			$	7,340
	Equity securities	31				155				119				887
	Total realized gains	$	61			$	20,289			$	317			$	8,227
	Fixed maturities	(258		)		42,725				(141		)		9,243
	Equity securities	(2		)		28				(21		)		391
	Total realized losses	$	(260	)		$	42,753			$	(162	)		$	9,634
	Net realized investment gains (losses)	$	(199	)		$	63,042			$	155			$	17,861
	We realized $(38,000) and $(199,000) of net investment losses during the three and nine months ended September 30, 2013, respectively, compared to $37,000 and $155,000 of net investment gains during the three and nine months ended September 30, 2012, respectively.
	The table below summarizes our fixed maturities at September 30, 2013, by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		September 30, 2013
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	19,281			8.3	%		$	19,308			8.3	%
	Due after one year through five years	121,131				51.8			121,246				52
	Due after five years through ten years	61,502				26.3			60,933				26.1
	Due after ten years	31,781				13.6			31,857				13.6
	Total	$	233,695			100	%		$	233,344			100	%
	The following table summarizes our net investment income by major investment category:
		Three Months Ended September 30,								Nine Months Ended September 30,
		2013				2012				2013				2012
	Fixed maturities	$	983			$	757			$	2,426			$	2,202
	Equity securities	93				34				174				104
	Cash, cash equivalents and short-term investments	8				16				28				25
	Other investments	5				—				16				—
Net investment income	$	1,089			$	807			$	2,644			$	2,331
Investment expenses	(40		)		(23		)		(159		)		(117		)
Net investment income, less investment expenses	$	1,049			$	784			$	2,485			$	2,214
Portfolio monitoring
We have a comprehensive portfolio monitoring process to identify and evaluate each fixed income and equity security whose carrying value may be other-than-temporarily impaired.
For each fixed income security in an unrealized loss position, we determine if the loss is temporary or other-than-temporarily impaired. If our management decides to sell the security or determines that it is more likely than not that we will be required to sell the security before recovery of the cost or amortized cost basis for reasons such as liquidity, contractual or regulatory purposes, then the security's decline in fair value is considered other-than-temporary and is recorded in earnings.
If we have not made the decision to sell the fixed income security and it is not more likely than not that we will be required to sell the fixed income security before recovery of its amortized cost basis, we evaluate whether we expect the security to receive cash flows sufficient to recover the entire cost or amortized cost basis of the security. We calculate the estimated recovery value by discounting the best estimate of future cash flows at the security's original or current effective rate, as appropriate, and compares this to the cost or amortized cost of the security. If we do not expect to receive cash flows sufficient to recover the entire cost or amortized cost basis of the fixed income security, the credit loss component of the impairment is recorded in earnings, with the remaining amount of the unrealized loss related to other factors recognized in other comprehensive income.
For equity securities, we consider various factors, including whether we have the intent and ability to hold the equity security for a period of time sufficient to recover its cost basis. If we lack the intent and ability to hold to recovery, or if we believe the recovery period is extended, the equity security's decline in fair value is considered other-than-temporary and is recorded in earnings.
Our portfolio monitoring process includes a quarterly review of all securities to identify instances where the fair value of a security compared to its cost or amortized cost (for fixed income securities) or cost (for equity securities) is below established thresholds. The process also includes the monitoring of other impairment indicators such as ratings, ratings downgrades and payment defaults. The securities identified, in addition to other securities for which we may have a concern, are evaluated for potential other-than-temporary impairment using all reasonably available information relevant to the collectability or recovery of the security. Inherent in our evaluation of other-than-temporary impairment for these fixed income and equity securities are assumptions and estimates about the financial condition and future earnings potential of the issue or issuer. Some of the factors that may be considered in evaluating whether a decline in fair value is other-than-temporary are: 1) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry specific market conditions and trends, geographic location and implications of rating agency actions and offering prices; 2) the specific reasons that a security is in an unrealized loss position, including overall market conditions which could affect liquidity; and 3) the length of time and extent to which the fair value has been less than amortized cost or cost.
During our quarterly evaluations of our securities for impairment, we determined that none of our investments in debt and equity securities that reflected an unrealized loss position were other-than-temporarily impaired. The issuers of our debt securities continue to make principal and interest payments on a timely basis.  We do not intend to sell nor is it likely that we would be required to sell the debt securities before we recover our amortized cost basis. All the issuers of the equity securities we own had near-term prospects that indicated we could recover our cost basis, and we also have the ability and the intent to hold these securities until their value equals or exceeds their cost.
The following table presents an aging of our unrealized investment losses by investment class:
	Less Than Twelve Months											Twelve Months or More
	Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses		Fair Value
September 30, 2013
U.S. government and agency securities	27			$	652			$	33,135			—			$	—	$	—
States, municipalities and political subdivisions	23			395				27,307				—			—		—
Public utilities	3			78				3,338				—			—		—
Corporate securities	45			1,417				57,322				—			—		—
Total fixed maturities	98			$	2,542			$	121,102			—			$	—	$	—
Public utilities	6			23				455				—			—		—
All other common stocks	35			152				3,337				—			—		—
Nonredeemable preferred stocks	—			—				—				2			17		255
Total equity securities	41			$	175			$	3,792			2			$	17	$	255
Total	139			$	2,717			$	124,894			2			$	17	$	255
December 31, 2012
U.S. government and agency securities	13			$	289			$	44,174			—			$	—	$	—
Corporate securities	1			1				2,000				—			—		—
Redeemable preferred stocks	—			—				—				1			1		102
Total fixed maturities	14			$	290			$	46,174			1			$	1	$	102
Public utilities	3			6				178				—			—		—
All other common stocks	13			35				442				1			3		53
Nonredeemable preferred stocks	—			—				—				2			14		258
Total equity securities	16			$	41			$	620			3			$	17	$	311
Total	30			$	331			$	46,794			4			$	18	$	413
* This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.
The following table presents the fair value of our financial instruments measured on a recurring basis by level at September 30, 2013, and December 31, 2012:
	Total				Level 1				Level 2
September 30, 2013
U.S. government and agency securities	$	60,625			$	—			$	60,625
States, municipalities and political subdivisions	46,320				—				46,320
Public utilities	8,698				—				8,698
Corporate securities	117,701				—				117,701
Total fixed maturities	$	233,344			$	—			$	233,344
Public utilities	734				734				—
Common stocks	11,188				11,188				—
Nonredeemable preferred stocks	255				255				—
Total equity securities	$	12,177			$	12,177			$	—
Other long-term investments	300				300				—
Total investments	$	245,821			$	12,477			$	233,344
December 31, 2012
U.S. government and agency securities	$	95,208			$	66,710			$	28,498
States, municipalities and political subdivisions	19,035				—				19,035
Public utilities	4,360				—				4,360
Corporate securities	30,294				—				30,294
Redeemable preferred stocks	260				260				—
Total fixed maturities	$	149,157			$	66,970			$	82,187
Public utilities	326				326				—
Common stocks	2,139				2,139				—
Nonredeemable preferred stocks	258				258				—
Total equity securities	$	2,723			$	2,723			$	—
Other long-term investments	300				300				—
Total investments	$	152,180			$	69,993			$	82,187
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The hierarchy for inputs used in determining fair value maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Assets and liabilities recorded on the Unaudited or Audited Consolidated Balance Sheets at fair value are categorized in the fair value hierarchy based on the observability of inputs to the valuation techniques as follows:
Level 1: Assets and liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.
Level 2: Assets and liabilities whose values are based on the following:
(a) Quoted prices for similar assets or liabilities in active markets;
(b) Quoted prices for identical or similar assets or liabilities in markets that are not active; or
(c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.
Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Unobservable inputs reflect our estimates of the assumptions that market participants would use in valuing the assets and liabilities.
We are responsible for the determination of fair value and the supporting assumptions and methodologies. We gain assurance on the overall reasonableness and consistent application of valuation methodologies and inputs and compliance with accounting standards through the execution of various processes and controls designed to provide assurance that our assets and liabilities are appropriately valued. For fair values received from third parties, our processes are designed to provide assurance that the valuation methodologies and inputs are appropriate and consistently applied, the assumptions are reasonable and consistent with the objective of determining fair value, and the fair values are accurately recorded.
We do not hold any investments that require unobservable inputs to determine their fair value. At the end of each quarter, we determine whether we need to transfer the fair values of any securities between levels of the fair value hierarchy and, if so, we report the transfer as of the end of the quarter. We made no such transfers during the three months ended September 30, 2013.
For our investments in U.S. government securities that do not have prices in active markets, agency securities, state and municipal governments, and corporate bonds, we obtain the fair values from Synovus Trust Company, NA, which uses a third-party valuation service. The valuation service calculates prices for our investments in the aforementioned security types on a month-end basis by using several matrix-pricing methodologies that incorporate inputs from various sources. The model the valuation service uses to price U.S. government securities and securities of states and municipalities incorporates inputs from active market makers and inter-dealer brokers. To price corporate bonds and agency securities, the valuation service calculates non-call yield spreads on all issuers, uses option-adjusted yield spreads to account for any early redemption features, then adds final spreads to the U.S. Treasury curve at 3 p.m. (ET) as of quarter end. Since the inputs the valuation service uses in their calculations are not quoted prices in active markets, but are observable inputs, they represent Level 2 inputs.
Limited partnerships
On September 27, 2013, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership of $1,000,000, is currently bifurcated between a capital contribution of $500,000 and a note receivable of $500,000 that will be utilized to fund our future capital contributions. We are not required to fund any additional amounts in excess of our initial $1,000,000 commitment. At September 30, 2013, the cost basis of our investment approximated its fair value.
On September 25, 2012, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership of $750,000, has been reduced by capital distributions totaling $12,000. At September 30, 2013, the cost basis of our investment approximated its fair value of $738,000. Our investment in the partnership is currently bifurcated between a note receivable of $375,000 that will be utilized to fund our future required contributions and a capital contribution of $363,000. We are not required to fund any additional amounts in excess of our initial $750,000 commitment.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	EARNINGS PER SHARE
	Basic earnings per share (EPS) is based on the weighted average number of common shares outstanding for the period, excluding any dilutive common share equivalents. Diluted EPS reflects the potential dilution resulting from exercises of stock options and vesting of restricted stock units (RSU). The following table shows the computation of basic and diluted EPS for the three- and nine-month periods ended September 30, 2013 and September 30, 2012:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Numerator:
	Net income attributable to common shareholders	$	4,131	$	983	$	12,991	$	8,722
	Denominator:
	Weighted-average shares outstanding	16,129,247		10,361,849		16,091,323		10,361,849
	Effect of dilutive securities	56,931		86,990		75,993		34,606
	Weighted-average diluted shares	16,186,178		10,448,839		16,167,316		10,396,455
	Basic earnings per share	$	0.26	$	0.09	$	0.81	$	0.84
	Diluted earnings per share	$	0.26	$	0.09	$	0.8	$	0.84

Reinsurance

Reinsurance	9 Months Ended
	Sep. 30, 2013
Reinsurance Disclosures [Abstract]	'
Reinsurance	'
	REINSURANCE
	Our reinsurance program is designed, utilizing our risk management methodology, to address our exposure to catastrophes. We define "catastrophe" as an event that produces a number of claims in excess of a preset, per-event threshold of average claims in a specific area, occurring within a certain amount of time following the event. Catastrophes are caused by various natural events including high winds, winter storms, tornadoes, hailstorms, wildfires, tropical storms, hurricanes, earthquakes and volcanoes. The nature and level of catastrophes in any period cannot be reliably predicted.
	Our program provides reinsurance protection for catastrophes including hurricanes, tropical storms, and tornadoes. These reinsurance agreements are part of our catastrophe management strategy, which is intended to provide our shareholders an acceptable return on the risks assumed in our property business, and to reduce variability of earnings, while providing protection to our policyholders.
	During the second quarter of 2013, we placed our reinsurance program for the 2013 hurricane season. The contracts reinsure for personal lines property excess catastrophe losses caused by multiple perils including hurricanes, tropical storms, and tornadoes. The agreements are effective June 1, 2013, for a one-year term and incorporate the mandatory coverage required by and placed with the Florida Hurricane Catastrophe Fund (FHCF). The FHCF is a Florida State-sponsored trust fund that provides reimbursement to Florida property insurers for covered hurricane losses. UPC Insurance's total 2013-2014 catastrophe reinsurance coverage included $441,540,000 of coverage from the FHCF and $360,060,000 of coverage from private reinsurers. The contracts include provisions which are designed to protect us from losses sustained in a single event as well as losses from multiple events in a single hurricane season.
	We amortize our prepaid reinsurance premiums over the annual agreement period, and we record that amortization in ceded premiums earned on our Unaudited Consolidated Statements of Comprehensive Income. The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Three Months Ended September 30,							Nine Months Ended September 30,
		2013			2012				2013			2012
	Excess-of-loss	$	1,190		$	1,351			$	(109,893	)	$	(102,909	)
	Equipment & Identity Theft	(707		)	(395		)		(1,862		)	(1,117		)
	Flood	(3,951		)	(3,231		)		(10,602		)	(8,729		)
	Ceded premiums written	$	(3,468	)	$	(2,275	)		$	(122,357	)	$	(112,755	)
	Increase (decrease) in ceded unearned premiums	(27,849		)	(26,060		)		34,532			36,807
	Ceded premiums earned	$	(31,317	)	$	(28,335	)		$	(87,825	)	$	(75,948	)
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2013								2012
			Number of Events		Incurred Loss and LAE (5)			Combined Ratio Impact			Number of Events		Incurred Loss and LAE (5)		Combined Ratio Impact
	Three Months Ended September 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(1)	—		—			—	%		1		1,529		5.1	%
	Less than $1 million	(2)	3		127			0.3	%		1		201		0.6	%
	Total		3		127			0.3	%		2		1,730		5.7	%
	Nine Months Ended September 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(3)	1		1,904			1.4	%		2		2,885		3.3	%
	Less than $1 million	(4)	2		1,818			1.3	%		—		—		—	%
	Total		3		3,722			2.7	%		2		2,885		3.3	%
	Note: A storm can be in one loss size for the quarter and a different loss size for the year dependent upon the losses paid for that particular storm during the specified time frame.
	(1) Reflects losses from Tropical Storm Isaac in 2012.
	(2) Reflects losses from Winterstorm Nemo, the Orlando weather event in March and Tropical Storm Andrea in June 2013, and Tropical Storm Debby in 2012.
	(3) Reflects losses from Winterstorm Nemo in 2013 and Tropical Storms Debby and Isaac in 2012.
	(4) Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.
	(5) Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
	We realized recoveries under our reinsurance agreements totaling $4,557,000 and $61,000 for the three-month periods ended September 30, 2013 and 2012, respectively, and $7,783,000 and $1,623,000 for the nine-month periods ended September 30, 2013 and 2012, respectively.
	Our non-catastrophe reinsurance agreement provides excess-of-loss coverage for losses arising out of property business up to $500,000 in excess of $500,000 per risk. Should a loss recovery, or series of loss recoveries, exhaust the coverage provided under the agreement for losses arising out of property-only business, excluding catastrophes, three reinstatements of the full coverage amount is included at no additional premium. The non-catastrophe reinsurance agreement expires on December 31, 2013. We intend to renegotiate a new contract that will run for the calendar year, beginning January 1, 2014.
	We write flood insurance under an agreement with the National Flood Insurance Program. We cede 100% of the premiums written and the related risk of loss to the federal government. We earn commissions for the issuance of flood policies based upon a fixed percentage of net written premiums and the processing of flood claims based upon a fixed percentage of incurred losses, and we can earn additional commissions by meeting certain growth targets for the number of in-force policies. We recognized commission revenue from our flood program of $184,000 and $151,000, for the three-month periods ended September 30, 2013 and 2012, respectively, and $452,000 and $392,000 for the nine-month periods ended September 30, 2013 and 2012, respectively.

LongTerm_Debt

Long-Term Debt	9 Months Ended
	Sep. 30, 2013
Debt Disclosure [Abstract]	'
Long-term Debt	'
	LONG-TERM DEBT
	Our long-term debt at September 30, 2013, consisted of a note payable to the Florida State Board of Administration. At September 30, 2013, and December 31, 2012, we owed $15,000,000 and $15,882,000, respectively, on the note and the interest rate was 2.49% and 1.66%, respectively. All other terms and conditions of the note remain as described in our 2012 Form 10-K.
	The $15,000,000 note payable to Florida's State Board of Administration (SBA note) requires our insurance affiliate to maintain surplus as regards policyholders at or above a calculated level, which was $32,919,000 at September 30, 2013. We monitor our insurance affiliate's surplus as regards policyholders each quarter and, for various reasons, we occasionally provide additional capital to our insurance affiliate. During the three-and nine-month periods ended September 30, 2013 and 2012, we did not contribute any capital to our insurance affiliate. We currently do not foresee a need for any material contributions of capital to our insurance affiliate; however, any future contributions of capital will depend on circumstances at the time.
	Our SBA note requires that we maintain either a 2:1 ratio of net written premium to surplus, or net writing ratio, (the SBA note agreement defines surplus for the purpose of calculating the required ratios as the $20,000,000 of capital contributed to our insurance affiliate under the agreement plus the outstanding balance of the note) or a 6:1 ratio of gross written premium to surplus, or gross writing ratio, to avoid additional interest penalties. At September 30, 2013, our net written premium to surplus ratio was 3.3:1, which is well above the 2:1 required ratio. Our gross written premium to surplus ratio was 8.3:1, which exceeds the required ratio of 6:1. Should we fail to exceed either a net writing ratio of 1.5:1 or a gross writing ratio of 4.5:1, our interest rate will increase by 450 basis points above the 10-year Constant Maturity Treasury rate which was 2.64% at the end of September. Any other writing ratio deficiencies result in an interest rate penalty of 25 basis points above the stated rate of the note, which is 2.49%. Our SBA note further provides that the SBA may, among other things, declare its loan immediately due and payable for all defaults existing under the SBA note; however, any payment is subject to approval by the insurance regulatory authority. At September 30, 2013, we were in compliance with the covenants of the SBA note.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	COMMITMENTS AND CONTINGENCIES
	We are involved in claims-related legal actions arising in the ordinary course of business. We accrue amounts resulting from claims-related legal actions in unpaid losses and loss adjustment expenses during the period that we determine an unfavorable outcome becomes probable and we can estimate the amounts. Management makes revisions to our estimates based on its analysis of subsequent information that we receive regarding various factors, including: (i) per claim information; (ii) company and industry historical loss experience; (iii) judicial decisions and legal developments in the awarding of damages, and (iv) trends in general economic conditions, including the effects of inflation.
	See Note 6 for information regarding commitments related to long-term debt, and Note 8 for commitments related to regulatory actions.

Statutory_Accounting_and_Regul

Statutory Accounting and Regulation	9 Months Ended
	Sep. 30, 2013
Insurance [Abstract]	'
Statutory Accounting and Regulation	'
	STATUTORY ACCOUNTING AND REGULATION
	The insurance industry is heavily regulated. State laws and regulations, as well as national regulatory agency requirements, govern the operations of all insurers such as our insurance affiliate. The various laws and regulations require that insurers maintain minimum amounts of statutory surplus and risk-based capital, they restrict insurers' ability to pay dividends, they specify allowable investment types and investment mixes, and they subject insurers to assessments. At September 30, 2013, and during the three and nine months then ended, our insurance affiliate met all regulatory requirements of the states in which it operates, and it did not incur any material assessments during that same three- and nine-month period.
	The National Association of Insurance Commissioners published risk-based capital guidelines for insurance companies that are designed to assess capital adequacy and to raise the level of protection that statutory surplus provides for policy holders. Most states, including Florida, have enacted the NAIC guidelines as statutory requirements, and insurers having less statutory surplus than required will be subject to varying degrees of regulatory action, depending on the level of capital inadequacy. State insurance regulatory authorities could require an insurer to cease operations in the event the insurer fails to maintain the required statutory capital.
	Florida law permits an insurer to pay dividends or make distributions out of that part of statutory surplus derived from net operating profit and net realized capital gains. The law further provides calculations to determine the amount of dividends or distributions that can be made without the prior approval of the insurance regulatory authority and the amount of dividends or distributions that would require prior approval of the insurance regulatory authority. Statutory risk-based capital requirements may further restrict our insurance affiliate's ability to pay dividends or make distributions if the amount of the intended dividend or distribution would cause statutory surplus to fall below minimum risk-based capital requirements.
	The note payable to the SBA is considered a surplus note pursuant to statutory accounting principles. As a result, our insurance affiliate is subject to the authority of the Insurance Commissioner of the State of Florida with regard to its ability to repay principal and interest on the surplus note. Any payment of principal or interest requires permission from the insurance regulatory authority.
	We have reported our insurance subsidiary’s assets, liabilities and results of operations in accordance with GAAP, which varies from statutory accounting principles prescribed or permitted by state laws and regulations, as well as by general industry practices. The following items are principal differences between statutory accounting and GAAP:
	•	Statutory accounting requires that we exclude certain assets, called non-admitted assets, from the balance sheet.
	•	Statutory accounting requires us to expense policy acquisition costs when incurred, while GAAP allows us to defer to the extent realizable, and amortize policy acquisition costs over the estimated life of the policies.
	•	Statutory accounting requires that surplus notes, also known as surplus debentures, be recorded in statutory surplus, while GAAP requires us to record surplus notes as a liability.
	•	Statutory accounting allows certain investments to be carried at amortized cost or fair value based on the rating received from the Securities Valuation Office of the National Association of Insurance Commissioners, while they are recorded at fair value for GAAP.
	•	Statutory accounting allows ceding commission income to be recognized when written if the cost of acquiring and renewing the associated business exceeds the ceding commissions, but under GAAP such income is deferred and recognized over the coverage period.
	•	Statutory accounting requires that unearned premiums and loss reserves are presented net of related reinsurance rather than on a gross basis under GAAP.
	•	Statutory accounting requires a provision for reinsurance liability be established for reinsurance recoverable on paid losses aged over ninety days and for unsecured amounts recoverable from unauthorized reinsurers.  Under GAAP there is no charge for uncollateralized amounts ceded to a company not licensed in the insurance affiliate's domiciliary state and a reserve for uncollectable reinsurance is charged through earnings rather than surplus or equity.
	•	Statutory accounting dictates how much of a deferred income tax asset that we can admit and requires an additional admissibility test outlined in Statements on Statutory Accounting Principles No. 101 and the change in deferred income tax is reported directly in capital and surplus, rather than being reported as a component of income tax expense under GAAP.
	Our insurance subsidiary must file with the various insurance regulatory authorities an “Annual Statement” which reports, among other items, net income (loss) and surplus as regards policyholders, which is called stockholder’s equity under GAAP. For the three-month periods ended September 30, 2013, and 2012, our insurance affiliate recorded statutory net income (losses) of $2,258,000 and $(3,539,000), respectively, and $2,888,000 and $(3,365,000) for the nine-month periods ended September 30, 2013, and 2012, respectively. Since our insurance affiliate is domiciled in Florida, it remains subject to the laws of that state, one of which requires that our insurance affiliate maintain capital and surplus equal to the greater of 10% of its total liabilities or $5,000,000. At September 30, 2013, and December 31, 2012, our insurance affiliate's surplus as regards policyholders was $73,041,000 and $68,007,000, respectively.

Related_Party_Transactions

Related Party Transactions	9 Months Ended
	Sep. 30, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	RELATED PARTY TRANSACTIONS
	Effective March 30, 2011, our insurance affiliate purchased $2,250,000 of promissory notes offered by Hamilton Risk Management Co., a Florida corporation engaged in the business of providing automobile insurance in Florida through its wholly-owned subsidiaries.  The interest rate on the HRM note was two percent per annum.  All outstanding principal of and interest on the HRM notes was to be due on March 30, 2014.  In consideration for its purchase of the HRM notes, our insurance affiliate received a Class A limited partnership interest in Acadia Acquisition Partners, L.P., the parent company of Hamilton Risk Management.  One of our former directors acts as Executive Chairman of Hamilton Risk Management on an interim basis, and another of our former directors serves as one of two managers of the limited liability company that serves as general partner of Acadia Acquisition Partners.  We bifurcated the cash consideration of $2,250,000 by allocating $1,948,000 to the note receivable based on its fair value (using a discounted cash flow model) and allocating the residual amount of $302,000 to our limited partnership interest. We reduced the carrying amount of the limited partnership interest to zero by recording a charge to other expenses because our share of Acadia's losses for the second quarter of 2011 exceeded the carrying amount of the partnership interest.
	During the second quarter ended June 30, 2012, it came to our attention that Hamilton Risk Management breached a covenant contained in the Note Purchase Agreement, by reason of Kingsway Amigo Insurance Company's Surplus falling below $13,000,000. On July 17, 2012, we notified HRM of the breach and requested that HRM remedy the breach. On July 20, 2012, our Board of Directors unanimously agreed to enter into negotiations with HRM to settle the outstanding note receivable and to terminate our partnership interest in Acadia Acquisition Partners, L.P. We settled the total outstanding note receivable and the partnership interest at an amount equal to $1,750,000 and received the funds from HRM on August 13, 2012. We recorded a $316,000 impairment on the note receivable in June 2012 to reflect the difference between the carrying amount and the proposed settlement amount, which was recorded in other expenses on the Consolidated Statement of Comprehensive Income.
	Effective August 29, 2011, we entered into a Management Services Agreement (MSA) with 1347 Advisors, LLC, a wholly-owned subsidiary of Kingsway Financial Services, Inc., a property and casualty insurance company. One of our former directors serves as the President and Chief Executive Officer of Kingsway, as well as a Managing Director of 1347 Advisors. The MSA, which was effective for a six-month period with automatic three-month extensions unless otherwise terminated, stipulated that 1347 Advisors was to provide us with the services of an interim CFO, in addition to actuarial and other services. Hassan Baqar served as our interim CFO under the MSA until April 2, 2012, when he submitted his resignation effective concurrently with the termination of the MSA described in the final paragraph of this section. Mr. Baqar serves as a Managing Director of 1347 Advisors and a Vice President of Kingsway America, Inc., a wholly-owned subsidiary of Kingsway Financial Services, Inc. In exchange for the services, we paid 1347 Advisors a monthly consulting fee of $60,000 plus any reasonable expenses. For the three and nine months ended September 30, 2012, we incurred fees of $0 and $180,000, respectively under the MSA.
	In response to a letter our insurance affiliate received from Florida's insurance regulatory authority more fully described in our Current Report on Form 8-K filed with the SEC on April 5, 2012, our management affiliate notified 1347 Advisors on April 2, 2012, of its desire to terminate the MSA. Effective April 2, 2012, our management affiliate and 1347 Advisors entered into a Termination Agreement and Release (Termination Agreement) pursuant to which the parties agreed to a mutual termination of the MSA effective immediately.  As a result of the foregoing, our management affiliate is no longer obligated to pay 1347 Advisors the management services fee described above.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Accumulated Other Comprehensive Income	'
	ACCUMULATED OTHER COMPREHENSIVE INCOME
	We report changes in other comprehensive income items within comprehensive income on the Consolidated Statements of Comprehensive Income, and we include accumulated other comprehensive income as a component of stockholders' equity on our Consolidated Balance Sheets.
	The table below details the components of accumulated other comprehensive income at period end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2012	$	4,254		$	(1,641	)	$	2,613
	Changes in net unrealized loss on investments	(4,011		)	1,547			(2,464		)
	Reclassification adjustment for realized losses	199			(77		)	122
	September 30, 2013	$	442		$	(171	)	$	271

Stockholders_Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity Note [Abstract]	'
Stockholders' Equity	'
	STOCKHOLDERS' EQUITY
	On August 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on September 13, 2013, to shareholders of record on August 30, 2013.
	On May 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on June 14, 2013, to shareholders of record on May 31, 2013.
	On March 6, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on March 27, 2013, to shareholders of record on March 20, 2013.
	On January 11, 2013, Raymond James, the lead underwriter on our public offering, exercised their over-allotment option to purchase 750,000 shares of our common stock and we received net proceeds less underwriting expenses of $3,591,000 from the exercise.
	On December 18, 2012, our Board declared a $0.03 per share cash dividend. We paid the $464,000 dividend on December 31, 2012, to stockholders of record on December 28, 2012.
	On December 14, 2012, we closed an underwritten public offering of 5,000,000 shares of our common stock. Certain of our stockholders sold an additional 300,075 shares of our common stock in that offering. Our total net proceeds from the offering were approximately $23,947,000.
	On July 20, 2012, our Board of Directors declared a dividend of one preferred share purchase right for each outstanding share of common stock, $0.0001 par value per share, of the Company. The dividend was paid to the stockholders of record on August 3, 2012. Each right entitles the registered holder to purchase from the Company one one-hundredth of a share of Series A Junior Participating Preferred Stock, $0.0001 par value (Preferred Shares), of the Company, at a price of $27.00 per one one-hundredth of a Preferred Share, subject to adjustment. The rights are not exercisable until the distribution date, and will expire on July 20, 2022, unless the rights are earlier redeemed or exchanged by us.
	On March 14, 2012, our Board declared a $0.05 per share cash dividend. We paid the $518,000 dividend on April 5, 2012 to stockholders of record on March 26, 2012.

StockBased_Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Stock-Based Compensation	'
	STOCK-BASED COMPENSATION
	We account for stock-based compensation under the fair value recognition provisions of ASC Topic 718 - “Compensation - Stock Compensation.”
	Share-based compensation cost for restricted stock grants is measured based on the closing fair market value of our common stock on the date of grant. We recognize share-based compensation cost over the award’s requisite service period on a straight-line basis for time-based restricted stock grants.
	We granted 4,277 and 8,177 restricted stock awards during the three- and nine-month periods ended September 30, 2013, which had a weighted-average grant date fair value of $8.77 and $7.34 per share, respectively. We granted 86,990 shares of restricted stock during the three- and nine-month periods ended September 30, 2012, which had a weighted-average grant date fair value of $5.25.
	The following table shows a summary of the share-based compensation expense included in our Consolidated Statements of Cash Flows for the nine-month periods ended September 30, 2013 and 2012:
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2012	86,990	$	5.25
	Granted	8,177	7.34
	Vested	17,398	5.25
	Outstanding as of September 30, 2013	77,769	$	5.47
	We have approximately $385,000 and $430,000 of unrecognized stock compensation expense on September 30, 2013 and 2012, respectively, related to non-vested compensation granted, which we expect to recognize ratably over the next four years. We recognized $40,000 and $96,000 of compensation expense during the three and nine months ended September 30, 2013, respectively, and $27,000 of compensation expense during the three and nine months ended September 30, 2012.

Subsequent_Events_Notes

Subsequent Events (Notes)	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	SUBSEQUENT EVENTS
	We evaluate all subsequent events and transactions for potential recognition or disclosure in our financial statements.
	On November 5, 2013, our Board declared a $0.03 per share quarterly cash dividend, payable on December 13, 2013, to shareholders of record on November 29, 2013.
	Also on November 5, 2013, we assumed more than 18,000 policies from Citizens Property Insurance Corporation representing approximately $63,047,000 of annualized premiums. The total amount of assumed premium may be reduced by additional opt outs and cancellations by policyholders.
	No additional events required disclosure.

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2013
Accounting Policies [Abstract]	'
Fair Value of Financial Instruments, Policy	'
	Fair value assumptions
	The carrying amounts for the following financial instrument categories approximate their fair values at September 30, 2013, and December 31, 2012, because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, accounts payable and accrued expenses. The carrying amount of notes payable approximates fair value as the interest rate is variable.

Investments_Tables

Investments (Tables)	9 Months Ended
	Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation	'
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at September 30, 2013, and December 31, 2012:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	30-Sep-13
	U.S. government and agency securities	$	61,241			$	36			$	652			$	60,625
	States, municipalities and political subdivisions	45,782				933				395				46,320
	Public utilities	8,607				169				78				8,698
	Other corporate securities	118,065				1,053				1,417				117,701
	Total fixed maturities	$	233,695			$	2,191			$	2,542			$	233,344
	Public utilities	741				16				23				734
	Other common stocks	10,371				969				152				11,188
	Nonredeemable preferred stocks	272				—				17				255
	Total equity securities	$	11,384			$	985			$	192			$	12,177
	Other long-term investments	300				—				—				300
	Total investments	$	245,379			$	3,176			$	2,734			$	245,821
	31-Dec-12
	U.S. government and agency securities	$	95,296			$	201			$	289			$	95,208
	States, municipalities and political subdivisions	17,117				1,918				—				19,035
	Public utilities	4,135				225				—				4,360
	Other corporate securities	28,282				2,013				1				30,294
	Redeemable preferred stocks	259				2				1				260
	Total fixed maturities	$	145,089			$	4,359			$	291			$	149,157
	Public utilities	316				16				6				326
	Other common stocks	1,949				228				38				2,139
	Nonredeemable preferred stocks	272				—				14				258
	Total equity securities	$	2,537			$	244			$	58			$	2,723
	Other long-term investments	300				—				—				300
	Total investments	$	147,926			$	4,603			$	349			$	152,180
Schedule of Realized Gain (Loss)	'
	The following table details our realized gains (losses) by major investment category for the three- and nine-month periods ended September 30, 2013, and 2012:
		2013								2012
		Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)
	Three Months Ended September 30,
	Fixed maturities	$	2			$	6,007			$	42			$	3,066
	Total realized gains	$	2			$	6,007			$	42			$	3,066
	Fixed maturities	(40		)		4,078				—				—
	Equity securities	—				—				(5		)		200
	Total realized losses	$	(40	)		$	4,078			$	(5	)		$	200
	Net realized investment gains (losses)	$	(38	)		$	10,085			$	37			$	3,266
	Nine Months Ended September 30,
	Fixed maturities	$	30			$	20,134			$	198			$	7,340
	Equity securities	31				155				119				887
	Total realized gains	$	61			$	20,289			$	317			$	8,227
	Fixed maturities	(258		)		42,725				(141		)		9,243
	Equity securities	(2		)		28				(21		)		391
	Total realized losses	$	(260	)		$	42,753			$	(162	)		$	9,634
	Net realized investment gains (losses)	$	(199	)		$	63,042			$	155			$	17,861
Investments Classified by Contractual Maturity Date	'
	The table below summarizes our fixed maturities at September 30, 2013, by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		September 30, 2013
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	19,281			8.3	%		$	19,308			8.3	%
	Due after one year through five years	121,131				51.8			121,246				52
	Due after five years through ten years	61,502				26.3			60,933				26.1
	Due after ten years	31,781				13.6			31,857				13.6
	Total	$	233,695			100	%		$	233,344			100	%
Investment Income	'
	The following table summarizes our net investment income by major investment category:
		Three Months Ended September 30,								Nine Months Ended September 30,
		2013				2012				2013				2012
	Fixed maturities	$	983			$	757			$	2,426			$	2,202
	Equity securities	93				34				174				104
	Cash, cash equivalents and short-term investments	8				16				28				25
	Other investments	5				—				16				—
	Net investment income	$	1,089			$	807			$	2,644			$	2,331
	Investment expenses	(40		)		(23		)		(159		)		(117		)
	Net investment income, less investment expenses	$	1,049			$	784			$	2,485			$	2,214
Schedule of Unrealized Loss on Investments	'
	The following table presents an aging of our unrealized investment losses by investment class:
		Less Than Twelve Months											Twelve Months or More
		Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses		Fair Value
	September 30, 2013
	U.S. government and agency securities	27			$	652			$	33,135			—			$	—	$	—
	States, municipalities and political subdivisions	23			395				27,307				—			—		—
	Public utilities	3			78				3,338				—			—		—
	Corporate securities	45			1,417				57,322				—			—		—
	Total fixed maturities	98			$	2,542			$	121,102			—			$	—	$	—
	Public utilities	6			23				455				—			—		—
	All other common stocks	35			152				3,337				—			—		—
	Nonredeemable preferred stocks	—			—				—				2			17		255
	Total equity securities	41			$	175			$	3,792			2			$	17	$	255
	Total	139			$	2,717			$	124,894			2			$	17	$	255
	December 31, 2012
	U.S. government and agency securities	13			$	289			$	44,174			—			$	—	$	—
	Corporate securities	1			1				2,000				—			—		—
	Redeemable preferred stocks	—			—				—				1			1		102
	Total fixed maturities	14			$	290			$	46,174			1			$	1	$	102
	Public utilities	3			6				178				—			—		—
	All other common stocks	13			35				442				1			3		53
	Nonredeemable preferred stocks	—			—				—				2			14		258
	Total equity securities	16			$	41			$	620			3			$	17	$	311
	Total	30			$	331			$	46,794			4			$	18	$	413
	* This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.
Fair Value, Measurement Inputs, Disclosure	'
	The following table presents the fair value of our financial instruments measured on a recurring basis by level at September 30, 2013, and December 31, 2012:
		Total				Level 1				Level 2
	September 30, 2013
	U.S. government and agency securities	$	60,625			$	—			$	60,625
	States, municipalities and political subdivisions	46,320				—				46,320
	Public utilities	8,698				—				8,698
	Corporate securities	117,701				—				117,701
	Total fixed maturities	$	233,344			$	—			$	233,344
	Public utilities	734				734				—
	Common stocks	11,188				11,188				—
	Nonredeemable preferred stocks	255				255				—
	Total equity securities	$	12,177			$	12,177			$	—
	Other long-term investments	300				300				—
	Total investments	$	245,821			$	12,477			$	233,344
	December 31, 2012
	U.S. government and agency securities	$	95,208			$	66,710			$	28,498
	States, municipalities and political subdivisions	19,035				—				19,035
	Public utilities	4,360				—				4,360
	Corporate securities	30,294				—				30,294
	Redeemable preferred stocks	260				260				—
	Total fixed maturities	$	149,157			$	66,970			$	82,187
	Public utilities	326				326				—
	Common stocks	2,139				2,139				—
	Nonredeemable preferred stocks	258				258				—
	Total equity securities	$	2,723			$	2,723			$	—
	Other long-term investments	300				300				—
	Total investments	$	152,180			$	69,993			$	82,187

Earnings_Per_Share_Earnings_Pe

Earnings Per Share Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'
Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table Text Block]	'
	The following table shows the computation of basic and diluted EPS for the three- and nine-month periods ended September 30, 2013 and September 30, 2012:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Numerator:
	Net income attributable to common shareholders	$	4,131	$	983	$	12,991	$	8,722
	Denominator:
	Weighted-average shares outstanding	16,129,247		10,361,849		16,091,323		10,361,849
	Effect of dilutive securities	56,931		86,990		75,993		34,606
	Weighted-average diluted shares	16,186,178		10,448,839		16,167,316		10,396,455
	Basic earnings per share	$	0.26	$	0.09	$	0.81	$	0.84
	Diluted earnings per share	$	0.26	$	0.09	$	0.8	$	0.84
Schedule of Earnings Per Share, Basic and Diluted	'
	:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Numerator:
	Net income attributable to common shareholders	$	4,131	$	983	$	12,991	$	8,722
	Denominator:
	Weighted-average shares outstanding	16,129,247		10,361,849		16,091,323		10,361,849
	Effect of dilutive securities	56,931		86,990		75,993		34,606
	Weighted-average diluted shares	16,186,178		10,448,839		16,167,316		10,396,455
	Basic earnings per share	$	0.26	$	0.09	$	0.81	$	0.84
	Diluted earnings per share	$	0.26	$	0.09	$	0.8	$	0.84

Reinsurance_Tables

Reinsurance (Tables)	9 Months Ended
	Sep. 30, 2013
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'
Effects of Reinsurance [Table Text Block]	'
	The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Three Months Ended September 30,							Nine Months Ended September 30,
		2013			2012				2013			2012
	Excess-of-loss	$	1,190		$	1,351			$	(109,893	)	$	(102,909	)
	Equipment & Identity Theft	(707		)	(395		)		(1,862		)	(1,117		)
	Flood	(3,951		)	(3,231		)		(10,602		)	(8,729		)
	Ceded premiums written	$	(3,468	)	$	(2,275	)		$	(122,357	)	$	(112,755	)
	Increase (decrease) in ceded unearned premiums	(27,849		)	(26,060		)		34,532			36,807
	Ceded premiums earned	$	(31,317	)	$	(28,335	)		$	(87,825	)	$	(75,948	)
Schedule of catastrophe losses by size	'
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2013								2012
			Number of Events		Incurred Loss and LAE (5)			Combined Ratio Impact			Number of Events		Incurred Loss and LAE (5)		Combined Ratio Impact
	Three Months Ended September 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(1)	—		—			—	%		1		1,529		5.1	%
	Less than $1 million	(2)	3		127			0.3	%		1		201		0.6	%
	Total		3		127			0.3	%		2		1,730		5.7	%
	Nine Months Ended September 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(3)	1		1,904			1.4	%		2		2,885		3.3	%
	Less than $1 million	(4)	2		1,818			1.3	%		—		—		—	%
	Total		3		3,722			2.7	%		2		2,885		3.3	%
	Note: A storm can be in one loss size for the quarter and a different loss size for the year dependent upon the losses paid for that particular storm during the specified time frame.
	(1) Reflects losses from Tropical Storm Isaac in 2012.
	(2) Reflects losses from Winterstorm Nemo, the Orlando weather event in March and Tropical Storm Andrea in June 2013, and Tropical Storm Debby in 2012.
	(3) Reflects losses from Winterstorm Nemo in 2013 and Tropical Storms Debby and Isaac in 2012.
	(4) Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.
	(5) Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The table below details the components of accumulated other comprehensive income at period end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2012	$	4,254		$	(1,641	)	$	2,613
	Changes in net unrealized loss on investments	(4,011		)	1,547			(2,464		)
	Reclassification adjustment for realized losses	199			(77		)	122
	September 30, 2013	$	442		$	(171	)	$	271

StockBased_Compensation_Tables

Stock-Based Compensation (Tables) (Restricted Stock [Member])	9 Months Ended
	Sep. 30, 2013
Restricted Stock [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Schedule of Stock-Based Compensation Arrangements	'
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2012	86,990	$	5.25
	Granted	8,177	7.34
	Vested	17,398	5.25
	Outstanding as of September 30, 2013	77,769	$	5.47

Organization_Consolidation_and1

Organization, Consolidation and Presentation - Business (Details)	Sep. 30, 2013
	states
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Number of Future States in which may Entity Operate	3

Investments_Reconciliation_Inv

Investments Reconciliation, Investments by Category (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Dec. 31, 2012		Sep. 30, 2012
	security		security
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	$245,379		$147,926		'
Available-for-sale Securities, Gross Unrealized Gains	3,176		4,603		'
Available-for-sale Securities, Gross Unrealized Losses	2,734		349		'
Other Long-term Investments	300		300		'
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	12,177		2,723		'
Available-for-sale Securities, Debt Securities	233,344		149,157		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	139	[1]	30	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,717		331		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	124,894		46,794		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2	[1]	4	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17		18		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	255		413		'
Total investments	245,821		152,180		'
U.S. government and agency securities [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	61,241		'		95,296
Available-for-sale Securities, Gross Unrealized Gains	36		'		201
Available-for-sale Securities, Gross Unrealized Losses	652		'		289
Available-for-sale Securities, Debt Securities	60,625		95,208		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	27		13		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	652		289		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	33,135		44,174		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0		'
States, municipalities and political subdivisions [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	45,782		'		17,117
Available-for-sale Securities, Gross Unrealized Gains	933		'		1,918
Available-for-sale Securities, Gross Unrealized Losses	395		'		0
Available-for-sale Securities, Debt Securities	46,320		19,035		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	23		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	395		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	27,307		'		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'		'
Public Utility, Bonds [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	8,607		'		4,135
Available-for-sale Securities, Gross Unrealized Gains	169		'		225
Available-for-sale Securities, Gross Unrealized Losses	78		'		0
Available-for-sale Securities, Debt Securities	8,698		'		4,360
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	3		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	78		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,338		'		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'		'
All Other Corporate Bonds [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	118,065		'		28,282
Available-for-sale Securities, Gross Unrealized Gains	1,053		'		2,013
Available-for-sale Securities, Gross Unrealized Losses	1,417		'		1
Available-for-sale Securities, Debt Securities	117,701		'		30,294
Redeemable Preferred Stock [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	'		'		259
Available-for-sale Securities, Gross Unrealized Gains	'		'		2
Available-for-sale Securities, Gross Unrealized Losses	'		'		1
Available-for-sale Securities, Debt Securities	'		260		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	'		0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'		0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'		0		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'		1		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'		1		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'		102		'
Fixed Maturities [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	233,695		145,089		'
Available-for-sale Securities, Gross Unrealized Gains	2,191		4,359		'
Available-for-sale Securities, Gross Unrealized Losses	2,542		291		'
Available-for-sale Securities, Debt Securities	233,344		149,157		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	98	[1]	14	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,542		290		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	121,102		46,174		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	1	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		1		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		102		'
Public Utility, Equities [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	741		'		316
Available-for-sale Securities, Gross Unrealized Gains	16		'		16
Available-for-sale Securities, Gross Unrealized Losses	23		'		6
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	734		'		326
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	6		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	23		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	455		'		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'		'
Other Common Stock [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	10,371		'		1,949
Available-for-sale Securities, Gross Unrealized Gains	969		'		228
Available-for-sale Securities, Gross Unrealized Losses	152		'		38
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	11,188		'		2,139
Nonredeemable Preferred Stock [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	272		'		272
Available-for-sale Securities, Gross Unrealized Gains	0		'		0
Available-for-sale Securities, Gross Unrealized Losses	17		'		14
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	255		258		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	0		0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0		0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0		0		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2		2		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17		14		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	255		258		'
Equity Securities [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	11,384		2,537		'
Available-for-sale Securities, Gross Unrealized Gains	985		244		'
Available-for-sale Securities, Gross Unrealized Losses	192		58		'
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	12,177		2,723		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	41	[1]	16	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	175		41		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,792		620		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2	[1]	3	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17		17		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	255		311		'
Other Long-term Investments [Member]	'		'		'
Schedule of Available-for-sale Securities [Line Items]	'		'		'
Available-for-sale Securities, Amortized Cost Basis	300		300		'
Available-for-sale Securities, Gross Unrealized Gains	0		'		0
Available-for-sale Securities, Gross Unrealized Losses	0		'		0
Other Long-term Investments	$300		$300		'
[1]	This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.

Investments_Limited_Partnershi

Investments Limited Partnership Investment (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Schedule of Cost-method Investments [Line Items]	'	'
Payments to Acquire Limited Partnership Interests	'	$750,000
Proceeds from Limited Partnership Investments	12,000	'
Fair Value of Limited Partnership Interest	'	738,000
Contribution to Limited Partnership	375,000	375,000
Note Receivable from Limited Partnership	$363,000	$363,000

Investments_Gains_and_Losses_b

Investments Gains and Losses by Security Type (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gain (Loss)	($38,000)	$37,000	($199,000)	$155,000
Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	2,000	42,000	61,000	317,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	6,007,000	3,066,000	20,289,000	8,227,000
Available-for-sale Securities, Gross Realized Losses	-40,000	-5,000	-260,000	-162,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	4,078,000	200,000	42,753,000	9,634,000
Available-for-sale Securities, Gross Realized Gain (Loss)	-38,000	37,000	-199,000	155,000
Available-for-sale, Gross Realized Gains (Losses), Fair Value at Sale	10,085,000	3,266,000	63,042,000	17,861,000
Fixed Maturities [Member] | Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	2,000	42,000	30,000	198,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	6,007,000	3,066,000	20,134,000	7,340,000
Available-for-sale Securities, Gross Realized Losses	40,000	0	258,000	141,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	4,078,000	0	42,725,000	9,243,000
Equity Securities [Member] | Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	'	'	31,000	119,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	'	'	155,000	887,000
Available-for-sale Securities, Gross Realized Losses	0	5,000	2,000	21,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	$0	$200,000	$28,000	$391,000

Investments_Classified_by_Matu

Investments Classified by Maturity Date (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, within One Year, Amortized Cost Basis, Percent of Total	8.30%	'
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value, Percent of Total	8.30%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Amortized Cost Basis, Percent of Total	51.80%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value, Percent of Total	52.00%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Amortized Cost Basis, Percent of Total	26.30%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value, Percent of Total	26.10%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis, Percent of Total	13.60%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value, Percent of Total	13.60%	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Percent of Total	100.00%	'
Available-for-sale Securities, Fair Value Disclosure	$245,821	$152,180
Available-for-sale Securities, Fair Value Disclosure, Percent of Total	100.00%	'
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	19,281	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	19,308	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	121,131	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	121,246	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	61,502	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	60,933	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	31,781	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	31,857	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	233,695	'
Available-for-sale Securities, Fair Value Disclosure	$233,344	$149,157

Investments_Net_Investment_Inc

Investments Net Investment Income by Major Category (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net Investment Income [Line Items]	'	'	'	'
Net investment income	$1,089	$807	$2,644	$2,331
Investment Income, Investment Expense	-40	-23	-159	-117
Investment Income, Net	1,049	784	2,485	2,214
Cash and Cash Equivalents [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	8	16	28	25
Equity Securities [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	93	34	174	104
Debt Securities [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	983	757	2,426	2,202
Partnership Interest [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	$5	$0	$16	$0

Investments_by_Category_and_Le

Investments by Category and Level (Details) (USD $)

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

In Thousands, unless otherwise specified

U.S. government and agency securities [Member]

U.S. government and agency securities [Member]

States, municipalities and political subdivisions [Member]

States, municipalities and political subdivisions [Member]

Public Utility, Bonds [Member]

Public Utility, Bonds [Member]

Corporate Debt Securities [Member]

Corporate Debt Securities [Member]

Redeemable Preferred Stock [Member]

Fixed Maturities [Member]

Fixed Maturities [Member]

Public Utility, Equities [Member]

Public Utility, Equities [Member]

Common Stock [Member]

Common Stock [Member]

Nonredeemable Preferred Stock [Member]

Nonredeemable Preferred Stock [Member]

Equity Securities [Member]

Equity Securities [Member]

Other Long-term Investments [Member]

Other Long-term Investments [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

Level 2 [Member]

U.S. government and agency securities [Member]

U.S. government and agency securities [Member]

States, municipalities and political subdivisions [Member]

States, municipalities and political subdivisions [Member]

Public Utility, Bonds [Member]

Public Utility, Bonds [Member]

Corporate Debt Securities [Member]

Corporate Debt Securities [Member]

Redeemable Preferred Stock [Member]

Fixed Maturities [Member]

Fixed Maturities [Member]

Public Utility, Equities [Member]

Public Utility, Equities [Member]

Common Stock [Member]

Common Stock [Member]

Nonredeemable Preferred Stock [Member]

Nonredeemable Preferred Stock [Member]

Equity Securities [Member]

Equity Securities [Member]

Other Long-term Investments [Member]

Other Long-term Investments [Member]

U.S. government and agency securities [Member]

U.S. government and agency securities [Member]

States, municipalities and political subdivisions [Member]

States, municipalities and political subdivisions [Member]

Public Utility, Bonds [Member]

Public Utility, Bonds [Member]

Corporate Debt Securities [Member]

Corporate Debt Securities [Member]

Redeemable Preferred Stock [Member]

Fixed Maturities [Member]

Fixed Maturities [Member]

Public Utility, Equities [Member]

Public Utility, Equities [Member]

Common Stock [Member]

Common Stock [Member]

Nonredeemable Preferred Stock [Member]

Nonredeemable Preferred Stock [Member]

Equity Securities [Member]

Equity Securities [Member]

Other Long-term Investments [Member]

Other Long-term Investments [Member]

Schedule of Available-for-sale Securities [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities, Fair Value Disclosure

$245,821

$152,180

$60,625

$95,208

$46,320

$19,035

$8,698

$4,360

$117,701

$30,294

$260

$233,344

$149,157

$734

$326

$11,188

$2,139

$255

$258

$12,177

$2,723

$300

$300

$12,477

$69,993

$0

$66,710

$0

$0

$0

$0

$0

$0

$260

$0

$66,970

$734

$326

$11,188

$2,139

$255

$258

$12,177

$2,723

$300

$300

$233,344

$82,187

$60,625

$28,498

$46,320

$19,035

$8,698

$4,360

$117,701

$30,294

$0

$233,344

$82,187

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Investments_Aging_of_Unrealize

Investments Aging of Unrealized Losses by Class (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Dec. 31, 2012
	security		security
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	$17		$18
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,717		331
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	124,894		46,794
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2	[1]	4	[1]
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	255		413
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	139	[1]	30	[1]
U.S. government and agency securities [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	652		289
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	33,135		44,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	27		13
States, municipalities and political subdivisions [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	395		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	27,307		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	23		'
Public Utility, Bonds [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	78		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,338		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	3		'
Corporate Debt Securities [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	1,417		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	57,322		2,000
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	45		1
Redeemable Preferred Stock [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'		0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'		102
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	'		0
Fixed Maturities [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,542		290
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	121,102		46,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	[1]	1	[1]
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		102
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	98	[1]	14	[1]
Public Utility, Equities [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	23		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	455		'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0		'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	6		'
Common Stock [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0		3
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	152		35
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,337		442
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0		1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0		53
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	35		13
Nonredeemable Preferred Stock [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17		14
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0		0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2		2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	255		258
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	0		0
Equity Securities [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17		17
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	175		41
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,792		620
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	2	[1]	3	[1]
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$255		$311
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	41	[1]	16	[1]
[1]	This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Weighted-average shares-basic	16,129,247	10,361,849	16,091,323	10,361,849
Restricted stock award	-56,931	-86,990	-75,993	-34,606
Weighted-average shares-diluted	16,186,178	10,448,839	16,167,316	10,396,455
Restricted Stock [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	8,177	'
Chief Executive Officer [Member] | Restricted Stock [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	86,990	'

Earnings_Per_Share_Earnings_Pe1

Earnings Per Share Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Net income	$4,131	$983	$12,991	$8,722
Weighted-average shares-basic	16,129,247	10,361,849	16,091,323	10,361,849
Earnings Per Share, Basic	$0.26	$0.09	$0.81	$0.84
Weighted Average Number Diluted Shares Outstanding Adjustment	56,931	86,990	75,993	34,606
Weighted-average shares-diluted	16,186,178	10,448,839	16,167,316	10,396,455
Earnings Per Share, Diluted	$0.26	$0.09	$0.80	$0.84
Restricted Stock [Member]	'	'	'	'
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	8,177	'
Restricted Stock [Member] | Chief Executive Officer [Member]	'	'	'	'
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	'	86,990	'

Reinsurance_Details

Reinsurance (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jun. 01, 2013

Jun. 01, 2013

Excess of Loss Product Line [Member]

Excess of Loss Product Line [Member]

Excess of Loss Product Line [Member]

Excess of Loss Product Line [Member]

Equipment and Identity Theft Product Line [Member]

Equipment and Identity Theft Product Line [Member]

Equipment and Identity Theft Product Line [Member]

Equipment and Identity Theft Product Line [Member]

Flood Product Line [Member]

Flood Product Line [Member]

Flood Product Line [Member]

Flood Product Line [Member]

Unaffiliated Private Reinsurers [Member]

Florida Hurricane Catastrophe Fund [Member]

Maximum [Member]

Mandatory Layer [Member]

Maximum [Member]

Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ceded Premiums Written

($3,468,000)

($2,275,000)

($122,357,000)

($112,755,000)

$1,190,000

$1,351,000

($109,893,000)

($102,909,000)

($707,000)

($395,000)

($1,862,000)

($1,117,000)

($3,951,000)

($3,231,000)

($10,602,000)

($8,729,000)

'

'

Increase (Decrease) in Ceded Unearned Premiums

-27,849,000

-26,060,000

34,532,000

36,807,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Aggregate Coverage for Covered Losses Under Reinsurance Contract

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

360,060,000

441,540,000

Ceded Premiums Earned

-31,317,000

-28,335,000

-87,825,000

-75,948,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of Flood Premiums Ceded

100.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Insurance Commissions and Fees, Flood Program

184,000

151,000

452,000

392,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reinsurance Costs and Recoveries, Net

$4,557,000

$61,000

$7,783,000

$1,623,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reinsurance_Schedule_of_Catast

Reinsurance (Schedule of Catastrophe Losses by Size) (Details) (Catastrophe [Member], USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
	catastrophic_event		catastrophic_event		catastrophic_event		catastrophic_event
Effects of Reinsurance [Line Items]	'		'		'		'
Number of catastrophic events	3		2		3		2
Catastrophic events, Combined Ratio Impact	0.30%		5.70%		2.70%		3.30%
Catastrophic Event, Incurred Loss and LAE	$127	[1]	$1,730	[1]	$3,722	[1]	$2,885	[1]
$1 million to $5 million [Member]	'		'		'		'
Effects of Reinsurance [Line Items]	'		'		'		'
Number of catastrophic events	0		1	[2]	1	[3]	2	[3]
Catastrophic events, Combined Ratio Impact	0.00%		'		1.40%	[3]	3.30%	[3]
Catastrophic Event, Incurred Loss and LAE	0	[1]	1,529	[1],[2]	1,904	[1],[3]	2,885	[1],[3]
Less than $1 million [Member]	'		'		'		'
Effects of Reinsurance [Line Items]	'		'		'		'
Number of catastrophic events	3	[4]	1		2	[5]	0	[5]
Catastrophic events, Combined Ratio Impact	0.30%	[4]	0.60%		1.30%	[5]	0.00%	[5]
Catastrophic Event, Incurred Loss and LAE	127	[1],[4]	201	[1]	1,818	[1],[5]	0	[1],[5]
Minimum [Member] | $1 million to $5 million [Member]	'		'		'		'
Effects of Reinsurance [Line Items]	'		'		'		'
Catastrophic events, size of losses	1,000		1,000		1,000		1,000
Maximum [Member] | $1 million to $5 million [Member]	'		'		'		'
Effects of Reinsurance [Line Items]	'		'		'		'
Catastrophic events, size of losses	5,000		5,000		5,000		5,000
Maximum [Member] | Less than $1 million [Member]	'		'		'		'
Effects of Reinsurance [Line Items]	'		'		'		'
Catastrophic events, size of losses	$1		$1		$1		$1
[1]	Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
[2]	Reflects losses from Tropical Storm Isaac in 2012.
[3]	Reflects losses from Winterstorm Nemo in 2013 and Tropical Storms Debby and Isaac in 2012.
[4]	Reflects losses from Winterstorm Nemo, the Orlando weather event in March and Tropical Storm Andrea in June 2013, and Tropical Storm Debby in 2012.
[5]	Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.

LongTerm_Debt_Details

Long-Term Debt (Details) (USD $)	3 Months Ended				9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013
			Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]
					Gross Writing Ratio [Member]	Net Writing Ratio [Member]	Gross and Net Writing Ratio [Member]	Other Than Gross and Net Writing Ratio [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Notes Payable, Noncurrent	$15,000,000	$15,882,000	$15,000,000	$15,882,000	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage	'	'	2.49%	1.66%	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	32,919,000	'	'	'	'	'	'	'
Required ratio of written premims to surplus	'	'	'	'	600.00%	200.00%	'	'
Debt Instrument, Surplus Definition	'	'	$20,000,000	'	'	'	'	'
Actual ratio of written premiums to surplus	'	'	'	'	830.00%	330.00%	'	'
Ratio of Written Premiums to Surplus Resulting in Increase in Interest Rate	'	'	'	'	450.00%	150.00%	'	'
Debt Instrument, Interest Rate, Increase (Decrease)	45000.00%	'	'	'	'	'	'	'
Debt Instrument, Basis Spread on Variable Rate	'0.0264	'	'	'	'	'	'	'
Debt Instrument, Interest Rate, Increase (Decrease)	2500.00%	'	'	'	'	'	'	'
Additional Interest Paid Resulting From Violating Writing Ratio Covenant, Percent	'	'	'	'	'	'	4.50%	0.25%

Statutory_Accounting_and_Regul1

Statutory Accounting and Regulation (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2011	Sep. 30, 2013	Sep. 30, 2012
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	$32,919,000	'	$32,919,000	'
UPC, Subsidiary [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	73,041,000	'	73,041,000	68,007,000
Florida [Member] | UPC, Subsidiary [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Net Income Amount	2,258,000	-3,539,000	2,888,000	-3,365,000
Statutory Accounting Practices, Statutory Capital and Surplus Required, Percent of Total Liabilities	10.00%	'	10.00%	'
Florida [Member] | UPC, Subsidiary [Member] | Minimum [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	$5,000,000	'	$5,000,000	'

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	3 Months Ended	12 Months Ended			3 Months Ended	12 Months Ended
	Sep. 30, 2012	Dec. 31, 2012	Jul. 20, 2012	Mar. 30, 2011	Sep. 30, 2013	Dec. 31, 2012
	HRM [Member]	HRM [Member]	HRM [Member]	HRM [Member]	1347 Advisors Company [Member]	1347 Advisors Company [Member]
Related Party Transaction [Line Items]	'	'	'	'	'	'
Notes Receivable, Related Parties	'	'	'	$2,250,000	'	'
Debt Instrument, Interest Rate, Stated Percentage	'	2.00%	'	'	'	'
Cash Consideration Paid to Hamilton Risk Management for Promissory Notes Purchased	'	'	'	2,250,000	'	'
Purchase Price Allocated to Notes Receivable Based on Fair Value Calculated Using Discounted Cash Flows Model	'	'	'	1,948,000	'	'
Purchase Price Allocated to Limited Partnership Interest in Acadia Acquisition Partners	'	'	'	302,000	'	'
Minimum Surplus for Kingsway Amigo Insurance Company Required Under Note Purchase Agreement	13,000,000	'	'	'	'	'
Expected Amount to Settle Note Receivable and Terminate Parntership Interest	'	'	1,750,000	'	'	'
Notes Receivable Impairment Charges	'	316,000	'	'	'	'
Related Party Transaction, Expenses from Transactions with Related Party, Recurring Monthly Expense Paid	'	'	'	'	'	60,000
Related Party Transaction, Expenses from Transactions with Related Party	'	'	'	'	$0	$180,000

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]	'	'	'	'
Accumulated Other Comprehensive Income and (Loss), Pre-Tax Amount, Beginning of period	'	'	$4,254	'
Change in net unrealized gain (loss) on investments, Pre-Tax Amount	365	1,442	-4,011	3,042
Reclassification adjustment for net realized investment (gains) losses	'	'	199	'
Accumulated Other Comprehensive Income and (Loss), Pre-Tax Amount, End of period	442	'	442	'
Accumulated Other Comprehensive Income (Loss), Tax (Expense) Benefit, Beginning of period	'	'	-1,641	'
Change in net unrealized gain (loss) on investments, Tax (Expense) Benefit	'	'	1,547	'
Reclassification adjustment for realized losses, Tax (Expense) Benefit	'	'	-77	'
Accumulated Other Comprehensive Income (Loss), Tax (Expense) Benefit, End of period	-171	'	-171	'
Accumulated Other Comprehensive Income (Loss), Net-of-Tax Amount, Beginning of period	'	'	2,613	'
Change in net unrealized gain (loss) on investments, Net-of-Tax Amount	'	'	-2,464	'
Reclassification adjustment for realized losses, Net-of-Tax Amount	'	'	122	'
Accumulated Other Comprehensive Income (Loss), Net-of-Tax Amount, End of period	$271	'	$271	'

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)

0 Months Ended

3 Months Ended

9 Months Ended

Nov. 05, 2013

Jun. 14, 2013

7-May-13

Mar. 27, 2013

Mar. 06, 2013

Jan. 11, 2013

Dec. 18, 2012

Dec. 14, 2012

Apr. 05, 2012

Mar. 14, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Jul. 20, 2012

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Common Stock, Dividends, Per Share, Declared

$0.03

'

$0.03

'

$0.03

'

$0.03

'

'

$0.05

$0.03

'

$0

$0.09

$0.05

'

Stock Issued During Period, Shares, New Issues

'

'

'

'

'

750,000

'

5,000,000

'

'

'

'

'

'

'

'

Proceeds from Issuance of Common Stock

'

'

'

'

'

$3,591,000

'

$23,947,000

'

'

'

'

'

$3,591,000

$0

'

Additional Shares, sold in public offering, by stockholders

'

'

'

'

'

'

'

300,075

'

'

'

'

'

'

'

'

Common stock, par value

'

'

'

'

'

'

'

'

'

'

$0.00

$0.00

'

$0.00

'

$0.00

Preferred Stock, Par or Stated Value Per Share

'

'

'

'

'

'

'

'

'

'

$0.00

$0.00

'

$0.00

'

'

Dividends, Common Stock, Cash

'

$486,000

'

$486,000

'

'

'

'

$518,000

'

'

$464,000

'

'

'

'

Series A Junior Participating Preferred Stock [Member]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred Stock, Par or Stated Value Per Share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$0.00

Class of Warrant or Right, Exercise Price of Warrants or Rights

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

27

Dividend Declared [Member]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Class of Warrant or Right, Number of Securities Called by Warrants or Rights

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1

StockBased_Compensation_Detail

Stock-Based Compensation (Details) (USD $)	0 Months Ended	3 Months Ended	9 Months Ended
	Jun. 14, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures	'	4,277	8,177	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	'	$8.77	$7.34	$5.25
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'	'	'	'
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Share-based Awards Other than Options	'	$385,000	$385,000	$430,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	'4 years	'	'	'
Allocated Share-based Compensation Expense	'	$40,000	$96,000	$27,000
Restricted Stock [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'	'	'	'
Shares outstanding, Beginning balance	'	'	86,990	'
Shares granted	'	'	8,177	'
Shares vested	'	'	17,398	'
Shares outstanding, Ending balance	'	77,769	77,769	'
Weighted average grant date fair value, Beginning of period	'	'	$5.25	'
Weighted average grant date fair value, Granted	'	'	$7.34	'
Weighted average grant date fair value, Vested	'	'	$5	'
Weighted average grant date fair value, End of period	'	$5.47	$5.47	'
Restricted Stock [Member] | Chief Executive Officer [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'5 years	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'	'	'	'
Shares granted	'	'	86,990	'
Restricted Stock [Member] | Chief Financial Officer [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'1 year	'	'	'

Subsequent_Events_Subsequent_E

Subsequent Events Subsequent Events (Details) (USD $)	Nov. 05, 2013
In Thousands, unless otherwise specified	InsurancePolicies
Subsequent Events [Abstract]	'
Policies Assumed from Citizens	18,000
Assumed In-Force Premium	$63,047