AMERICAN COASTAL INSURANCE (ACIC) 10-K 24 Feb 14 2013 FY Annual report Financial data

Document_Entity_Information_Do

Document & Entity Information Document (USD $)	12 Months Ended
	Dec. 31, 2013	Feb. 24, 2014	Jun. 28, 2013
Document and Entity Information [Abstract]	'	'	'
Document type	'10-K	'	'
Amendment flag	'false	'	'
Document period end date	31-Dec-13	'	'
Document fiscal period focus	'FY	'	'
Document fiscal year focus	'2013	'	'
Trading symbol	'UIHC	'	'
Registrant name	'United Insurance Holdings Corp.	'	'
Central index key	'0001401521	'	'
Current fiscal year end date	'--12-31	'	'
Filer category	'Accelerated Filer	'	'
Common stock outstanding	'	16,209,315	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Public Float	'	'	$113,257,146

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investments available for sale, at fair value:	'	'
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	$273,024	$149,157
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	15,602	2,723
Other long-term investments	300	300
Total investments	288,926	152,180
Cash and cash equivalents	34,888	71,205
Accrued investment income	1,752	760
Premiums receivable, net	26,076	17,154
Reinsurance recoverable on paid and unpaid losses	2,426	2,272
Prepaid reinsurance premiums	55,268	49,916
Deferred policy acquisition costs	25,186	16,978
Other assets	6,708	3,149
Total Assets	441,230	313,614
Liabilities:	'	'
Unpaid losses and loss adjustment expenses	47,451	35,692
Unearned premiums	193,428	128,785
Reinsurance payable	39,483	26,063
Other liabilities	38,575	19,206
Notes payable	14,706	15,882
Total Liabilities	333,643	225,628
Commitments and contingencies (Note 11)	'	'
Stockholders' Equity:	'	'
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 16,421,398 and 15,660,922 issued; 16,209,315 and 15,448,839 outstanding, respectively	2	2
Additional paid-in capital	27,800	24,076
Treasury shares, at cost; 212,083 shares	-431	-431
Accumulated other comprehensive income	92	2,613
Retained earnings	80,124	61,726
Total Stockholders' Equity	107,587	87,986
Total Liabilities and Stockholders' Equity	$441,230	$313,614

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Fixed maturities, cost	$274,651	$145,089
Equity securities, cost	$13,825	$2,537
Preferred Stock, par value	$0.00	$0.00
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value	$0.00	$0.00
Common stock, authorized shares	50,000,000	50,000,000
Common stock, issued shares	16,421,398	15,660,922
Common stock, outstanding shares	16,209,315	15,448,839
Treasury stock	212,083	212,083

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
REVENUE:	'	'	'
Gross premiums written	$381,352	$254,909	$203,806
Increase in gross unearned premiums	-64,644	-28,655	-22,969
Gross premiums earned	316,708	226,254	180,837
Ceded Premiums Earned	-119,330	-104,286	-90,757
Net premiums earned	197,378	121,968	90,080
Net investment income	3,871	3,083	2,823
Net realized gains	-129	2,160	158
Other than Temporary Impairment Losses, Investments	0	0	-31
Other revenue	6,960	4,023	3,388
Total revenue	208,080	131,234	96,418
EXPENSES:	'	'	'
Losses and loss adjustment expenses	98,830	58,409	38,861
Deferred Policy Acquisition Cost, Total Expense	50,623	36,877	29,054
Operating expenses	9,222	8,630	5,090
General and administrative expenses	14,552	11,734	9,674
Interest expense	367	355	548
Total expenses	173,594	116,005	83,227
Income before other income	34,486	15,229	13,191
Other Nonoperating Income (Expense)	1	485	-175
Income before income taxes	34,487	15,714	13,016
Provision for income taxes	14,145	6,009	4,928
Net income	20,342	9,705	8,088
OTHER COMPREHENSIVE INCOME:	'	'	'
Change in net unrealized gain on investments	-4,233	2,602	4,291
Reclassification adjustment for net realized investment gains	129	-2,160	-158
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent	0	0	31
Income tax expense related to items of other comprehensive income	1,583	-170	-1,607
Total comprehensive income	$17,821	$9,977	$10,645
Weighted average shares outstanding	'	'	'
Basic	16,100,882	10,607,751	10,442,034
Diluted	16,183,098	10,655,524	10,442,034
Earnings per share	'	'	'
Earnings Per Share, Basic	$1.26	$0.91	$0.77
Earnings Per Share, Diluted	$1.26	$0.91	$0.77
Dividends declared per share	$0.12	$0.08	$0.05

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]
Beginning balance at Dec. 31, 2010	$45,293,000	$1,000	$75,000	$0	($216,000)	$45,433,000
Beginning balance (shares) at Dec. 31, 2010	'	10,573,932	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	8,088,000	0	0	0	0	8,088,000
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	2,557,000	0	0	0	2,557,000	0
Treasury Stock, Shares, Retired	'	-212,083	'	'	'	'
Treasury Stock, Value, Acquired, Cost Method	-431,000	0	0	-431,000	0	0
Dividends, Common Stock, Cash	-518,000	0	0	0	0	-518,000
Ending balance at Dec. 31, 2011	54,989,000	1,000	75,000	-431,000	2,341,000	53,003,000
Ending balance (shares) at Dec. 31, 2011	'	10,361,849	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	9,705,000	0	0	0	0	9,705,000
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	272,000	0	0	0	272,000	0
Stock Issued During Period, Shares, Share-based Compensation, Gross	'	86,990	'	'	'	'
Stock Issued During Period, Value, Restricted Stock Award, Gross	55,000	0	55,000	0	0	0
Treasury Stock, Shares, Retired	'	-5,000,000	'	'	'	'
Treasury Stock, Value, Acquired, Cost Method	-23,947,000	-1,000	-23,946,000	0	0	0
Dividends, Common Stock, Cash	-982,000	0	0	0	0	-982,000
Ending balance at Dec. 31, 2012	87,986,000	2,000	24,076,000	-431,000	2,613,000	61,726,000
Ending balance (shares) at Dec. 31, 2012	15,448,839	15,448,839	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	20,342,000	0	0	0	0	20,342,000
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	-2,521,000	0	0	0	-2,521,000	0
Stock Issued During Period, Shares, Share-based Compensation, Gross	'	10,476	'	'	'	'
Stock Issued During Period, Value, Restricted Stock Award, Gross	133,000	0	133,000	'	'	'
Stock Issued During Period, Shares, New Issues	'	750,000	'	'	'	'
Stock Issued During Period, Value, New Issues	3,591,000	0	3,591,000	'	'	'
Dividends, Common Stock, Cash	-1,944,000	0	0	0	0	-1,944,000
Ending balance at Dec. 31, 2013	$107,587,000	$2,000	$27,800,000	($431,000)	$92,000	$80,124,000
Ending balance (shares) at Dec. 31, 2013	16,209,315	16,209,315	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
OPERATING ACTIVITIES	'	'	'
Net income	$20,342,000	$9,705,000	$8,088,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Depreciation and amortization	697,000	684,000	719,000
Accretion (Amortization) of Discounts and Premiums, Investments	1,323,000	576,000	499,000
Gain (Loss) on Sale of Securities, Net	129,000	-2,160,000	-158,000
Marketable Securities, Realized Loss, Other than Temporary Impairments, Amount	0	0	31,000
Provision for uncollectible premiums/over and short	59,000	37,000	23,000
Deferred income taxes, net	1,150,000	-661,000	-600,000
Share-based Compensation	133,000	55,000	0
Changes in operating assets and liabilities:	'	'	'
Accrued investment income	-992,000	226,000	-572,000
Premiums receivable	-8,981,000	-5,986,000	-3,403,000
Reinsurance recoverable on paid and unpaid losses	-154,000	2,186,000	22,846,000
Prepaid reinsurance premiums	-5,352,000	-8,948,000	-2,660,000
Deferred policy acquisition costs, net	-8,208,000	-4,654,000	-2,982,000
Other assets	-1,972,000	1,035,000	371,000
Unpaid losses and loss adjustment expenses	11,759,000	2,092,000	-13,814,000
Unearned premiums	64,644,000	28,655,000	22,969,000
Reinsurance payable	13,420,000	9,492,000	1,589,000
Other liabilities	19,769,000	1,978,000	5,703,000
Net cash provided by operating activities	107,766,000	34,312,000	38,649,000
INVESTING ACTIVITIES	'	'	'
Proceeds from sales and maturities of investments available for sale	102,210,000	52,640,000	36,594,000
Purchases of investments available for sale	-244,514,000	-78,534,000	-102,464,000
Payments to Acquire Notes Receivable	0	0	-2,250,000
Payments to Acquire Property, Plant, and Equipment	-288,000	0	-20,000
Cost of capitalized software acquired	-1,562,000	0	-15,000
Net cash used in investing activities	-144,154,000	-25,894,000	-68,155,000
FINANCING ACTIVITIES	'	'	'
Repayments of borrowings	-1,176,000	-1,177,000	-1,176,000
Repurchases of common stock	0	0	-431,000
Dividends	-1,944,000	-982,000	-518,000
Bank overdrafts	-400,000	-640,000	1,626,000
Proceeds from Issuance of Common Stock	3,591,000	23,947,000	0
Net cash provided by (used in) financing activities	71,000	21,148,000	-499,000
Increase (decrease) in cash	-36,317,000	29,566,000	-30,005,000
Cash and cash equivalents at beginning of period	71,205,000	41,639,000	71,644,000
Cash and cash equivalents at end of period	34,888,000	71,205,000	41,639,000
Supplemental Cash Flows Information	'	'	'
Interest paid	341,000	311,000	553,000
Income taxes paid	$9,867,000	$6,753,000	$4,360,000

Organization_Consolidation_and

Organization, Consolidation and Presentation	12 Months Ended
	Dec. 31, 2013
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Organization, Consolidation and Presentation	'
	ORGANIZATION, CONSOLIDATION AND PRESENTATION
	(a)Business
	United Insurance Holdings Corp. (referred to in this document as we, our, us, the Company and UPC Insurance) is a property and casualty insurance holding company that sources, writes, and services residential property and casualty insurance policies using a network of agents and a group of wholly-owned insurance subsidiaries. Our primary insurance subsidiary is United Property & Casualty Insurance Company, our insurance affiliate, which was formed in Florida in 1999 and has operated continuously since that time. Our other subsidiaries include United Insurance Management, L.C., our management affiliate, the managing general agent that manages substantially all aspects of our insurance affiliate's business; Skyway Claims Services, LLC, our claims adjusting affiliate, that provides services to our insurance affiliate; and UPC Re, our reinsurance affiliate, that provides a portion of the reinsurance protection purchased by our insurance affiliate.
	Our primary product is homeowners' insurance, which we currently offer in Florida, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina, and Texas, under authorization from the insurance regulatory authorities in each state. We are also licensed to write property and casualty insurance in Georgia and New Hampshire; however, we have not commenced writing in these states. Our insurance affiliate has also applied to insurance regulatory authorities in three additional states to write property and casualty lines.
	We conduct our operations under one business segment.
	(b)Consolidation and Presentation
	We prepare our consolidated financial statements in conformity with U.S. generally accepted accounting principles (GAAP). While preparing our consolidated financial statements, we make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the consolidated financial statements, as well as reported amounts of revenues and expenses during the reporting period. Accordingly, actual results could differ from those estimates. Reported amounts that require us to make extensive use of estimates include our reserves for unpaid losses and loss adjustment expenses, reinsurance recoverable, deferred policy acquisition costs, and investments. Except for the captions on our Consolidated Balance Sheets and Consolidated Statements of Comprehensive Income, we generally use the term loss(es) to collectively refer to both loss and loss adjustment expenses.
	We include all of our subsidiaries in our consolidated financial statements, eliminating all significant intercompany balances and transactions during consolidation.
	We reclassified certain amounts in the 2012 and 2011 financial statements to conform to the 2013 presentation. These reclassifications had no impact on our results of operations, cash flows, or stockholders' equity, as previously reported.

Significant_Accounting_Policie

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Significant Accounting Policies	'
	SIGNIFICANT ACCOUNTING POLICIES
	(a)	Cash and Cash Equivalents
	Our cash and cash equivalents include demand deposits with financial institutions and short-term, highly-liquid instruments with original maturities of three months or less when purchased.
	(b)	Investments
	We currently classify all of our investments in fixed maturities and equity securities as available-for-sale, and report them at fair value. Subsequent to our acquisition of available-for-sale securities, we record changes in value through the date of disposition as unrealized holding gains and losses, net of tax effects, and include them as a component of comprehensive income. We include realized gains and losses, which we calculate using the specific-identification method for determining the cost of securities sold, in net income. We amortize any premium or discount on fixed maturities over the remaining maturity period of the related securities using the effective interest method, and we report the amortization in net investment income. We recognize dividends and interest income when earned.
	Quarterly, we perform an assessment of our investments to determine if any are other-than-temporarily impaired. An investment is impaired when the fair value of the investment declines to an amount less than the cost or amortized cost of that investment. As part of our assessment process, we determine whether the impairment is temporary or other-than-temporary. We base our assessment on both quantitative criteria and qualitative information, considering a number of factors including, but not limited to: how long the security has been impaired; the amount of the impairment; whether, in the case of equity securities, we intend to hold, and have the ability to hold, the security for a period sufficient for us to recover our cost basis, or whether, in the case of debt securities, we intend to sell the security or it is more likely than not that we will have to sell the security before we recover the amortized cost; the financial condition and near-term prospects of the issuer; whether the issuer is current on contractually-obligated interest and principal payments; key corporate events pertaining to the issuer and whether the market decline was affected by macroeconomic conditions.
	If we determine that an equity security has incurred an other-than-temporary impairment, we permanently reduce the cost of the security to fair value and recognize an impairment charge in net income. If a debt security is impaired and we either intend to sell the security or it is more likely than not that we will have to sell the security before we are able to recover the amortized cost, then we record the full amount of the impairment in net income. If we determine that an impairment of a debt security is other-than-temporary and we neither intend to sell the security nor it is more likely than not that we will have to sell the security before we are able to recover its cost or amortized cost, then we separate the impairment into (a) the amount of impairment related to credit loss and (b) the amount of impairment related to all other factors. We record the amount of the impairment related to the credit loss as an impairment charge in net income, and we record the amount of the impairment related to all other factors in accumulated other comprehensive income.
	A large portion of our investment portfolio consists of fixed maturities, which may be adversely affected by changes in interest rates as a result of governmental monetary policies, domestic and international economic and political conditions and other factors beyond our control. A rise in interest rates would decrease the net unrealized holding gains of our investment portfolio, offset by our ability to earn higher rates of return on funds reinvested. Conversely, a decline in interest rates would increase the net unrealized holding gains of our investment portfolio, offset by lower rates of return on funds reinvested.
	(c)Fair Value
	Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The hierarchy for inputs used in determining fair value maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Assets and liabilities recorded on the Audited Consolidated Balance Sheets at fair value are categorized in the fair value hierarchy based on the observability of inputs to the valuation techniques as follows:
	Level 1: Assets and liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.
	Level 2: Assets and liabilities whose values are based on the following:
	(a) Quoted prices for similar assets or liabilities in active markets;
	(b) Quoted prices for identical or similar assets or liabilities in markets that are not active; or
	(c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.
	Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Unobservable inputs reflect our estimates of the assumptions that market participants would use in valuing the assets and liabilities.
	We estimate the fair value of our investments using the closing prices on the last business day of the reporting period, obtained from active markets such as the NYSE, NASDAQ, and NYSE MKT. For securities for which quoted prices in active markets are unavailable, we use observable inputs such as quoted prices in inactive markets, quoted prices in active markets for similar instruments, benchmark interest rates, broker quotes and other relevant inputs. We do not have any investments in our available for sale portfolio or in any other assets which require us to use unobservable inputs. Our estimates of fair value reflect the interest rate environment that existed as of the close of business on December 31, 2013 and 2012. Changes in interest rates subsequent to December 31, 2013 may affect the fair value of our investments.
	The carrying amounts for the following financial instrument categories approximate their fair values at December 31, 2013 and 2012 because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, and accounts payable and accrued expenses. The carrying amount of notes payable also approximates its fair value as the interest rate on the note payable is variable.
	(d)Premiums
	We recognize premiums as revenue, net of ceded reinsurance amounts, on a daily pro rata basis over the contract period of the related policies that are in force. For any portion of premiums not earned at the end of the reporting period, we record an unearned premium liability.
	Premiums receivable represents amounts due from our policyholders for billed premiums and related policy fees. We perform a policy-level evaluation to determine the extent to which the balance of premium receivable exceeds the balance of unearned premium. We then age any resulting exposure based on the last date the policy was billed to the policyholder, and we establish an allowance for credit losses for any amounts outstanding for more than 90 days. When we receive payments on amounts previously charged off, we credit bad debt expense in the period we receive the payment. The balances of our allowance for uncollectible premiums totaled $29,000 and $24,000 at December 31, 2013 and 2012, respectively.
	When we receive premium payments from policyholders prior to the effective date of the related policy, we record an advance premiums liability. On the policy effective date, we reduce the advance premium liability and record the premiums as described above.
	(e)Policy Acquisition Costs
	We incur policy acquisition costs that vary with, and are directly related to, the production of new business. Policy acquisition costs consist primarily of the following three items: (i) commissions paid to outside agents at the time of policy issuance; (ii) policy administration fees paid to a third-party administrator at the time of policy issuance; and (iii) premium tax. We capitalize policy acquisition costs to the extent recoverable, then we amortize those costs over the contract period of the related policy.
	At each reporting date, we determine whether we have a premium deficiency. A premium deficiency would result if the sum of our expected losses, deferred policy acquisition costs, and policy maintenance costs (such as costs to store records and costs incurred to collect premiums and pay commissions) exceeded our related unearned premiums plus investment income.
	Should we determine that a premium deficiency exists, we would write off the unrecoverable portion of deferred policy acquisition costs and record a liability to the extent the deficiency exceeded the deferred policy acquisition costs.
	(f)Long-lived Assets
	i)Property and Equipment
	We classify our property and equipment, which we record at cost less accumulated depreciation and amortization, within other assets on our Consolidated Balance Sheets because the total net amount ($592,000 at December 31, 2013 and $548,000 at December 31, 2012) is not material to our consolidated financial statements. We use the straight-line method of calculating depreciation over the estimated useful lives of the assets, which are three to five years. We also use the straight-line method to calculate amortization of leasehold improvements over the estimated useful lives of the assets or the term of the lease, whichever is shorter. We periodically review estimated useful lives and, where appropriate, we make changes prospectively. We charge maintenance and repair costs to expense as incurred.
	ii)Capitalized Software
	We capitalize certain direct development costs associated with internal-use software and we classify these costs within other assets on our Consolidated Balance Sheets because the total amount ($1,816,000 at December 31, 2013 and $553,000 at December 31, 2012) is not material to our consolidated financial statements. We expect to amortize the capitalized software costs related to policy administration system over an initial six year period which coincides with the length of our contract term with our policy administrator and the amount of time we expect the software to be useful to us. We expect to amortize the costs related to our new claims processing system over its expected 5 year useful life, beginning in the second quarter of 2014.
	iii)Impairment of Long-lived Assets
	We annually review our long-lived assets, including intangible assets, to determine if their carrying amounts are recoverable. If the non-discounted future cash flows expected to result from the use and eventual disposition of the assets are less than their carrying amounts, we reduce their carrying amounts to fair value and recognize an impairment loss.
	(g)Unpaid Losses and Loss Adjustment Expenses
	Our reserves for unpaid losses represent the estimated ultimate cost of settling all reported claims plus all claims we incurred related to insured events that have occurred as of the reporting date, but that policyholders have not yet reported to us (incurred but not reported, or IBNR).
	We estimate our reserves for unpaid losses using individual case-basis estimates for reported claims and actuarial estimates for IBNR claims, and we continually review and adjust our estimated losses as necessary based on our historical experience and as we obtain new information. If our unpaid loss reserves prove to be deficient or redundant, we increase or decrease the liability in the period in which we identify the difference, thereby impacting net income. Though our estimate of the ultimate cost of settling all reported and unreported claims may change at any point in the future, a reasonable possibility exists that our estimate may vary significantly in the near term from the estimated amounts included in our consolidated financial statements.
	On our Consolidated Balance Sheets, we report our reserves for unpaid losses gross of the amounts related to unpaid losses recoverable from reinsurers. On our Consolidated Statements of Comprehensive Income, we report losses net of amounts ceded to reinsurers. We do not discount our loss reserves for financial statement purposes.
	(h)Managing General Agent Fees and Policy Fees
	Our policy fees consist of the managing general agent fee and a pay-plan fee. Regulatory authorities in Florida and Rhode Island allow managing general agents to charge policyholders a $25 fee on each policy written, while the regulatory authority in Texas allows managing general agents to charge policyholders a $25 or $75 fee, depending on the type of policy issued. We defer such fees as unearned revenue and then include them in income on a pro rata basis over the term of the underlying policies. We record our pay-plan fees, which we charge to all policyholders that pay their premium in more than one installment, as income when collected. We report all policy-related fees in other revenue on our Consolidated Statements of Comprehensive Income.
	(i)Reinsurance
	We follow industry practice of reinsuring a portion of our risks. Reinsurance involves transferring, or "ceding", all or a portion of the risk exposure on policies we write to another insurer, known as a reinsurer. To the extent that our reinsurers are unable to meet the obligations they assume under our reinsurance agreements, we remain liable for the entire insured loss.
	Our reinsurance agreements are short-term, prospective contracts. We record an asset, prepaid reinsurance premiums, and a liability, reinsurance payable, for the entire contract amount upon commencement of our new reinsurance agreements. We amortize our prepaid reinsurance premiums over the 12-month contract period.
	We record amounts recoverable from our reinsurers on paid losses plus an estimate of amounts recoverable on unpaid losses. The estimate of amounts recoverable on unpaid losses is a function of our liability for unpaid losses associated with the reinsured policies; therefore, the amount changes in conjunction with any changes to our estimate of unpaid losses. Though our estimate of amounts recoverable from reinsurers on unpaid losses may change at any point in the future because of its relation to our reserves for unpaid losses, a reasonable possibility exists that our estimate may change significantly in the near term from the amounts included in our consolidated financial statements.
	We estimate uncollectible amounts receivable from reinsurers based on an assessment of factors including the creditworthiness of the reinsurers and the adequacy of collateral obtained, where applicable. We recorded no bad debt expense related to reinsurance during the years ended December 31, 2013, 2012 or 2011.
	(j)Assessments
	We record guaranty fund and other insurance-related assessments imposed upon us as an expense in the period the regulatory agency imposes the assessment. To recover Florida Insurance Guaranty Association (FIGA) assessments, we calculate and begin collecting a policy surcharge that will allow us to collect the entire assessment over a 12-month period, based on our estimate of the number of policies we expect to write. We then submit an information only filing, pursuant to Florida Statute 631.57(3)(h), to the insurance regulatory authority requesting formal approval of the policy FIGA surcharge. The process may be repeated in successive 12-month periods until we collect the entire assessment. We record the recoveries as revenue in the period that we collect the cash. While current regulations allow us to recover from policyholders the amount of assessments imposed upon us, our payment of the assessments and our recoveries may not offset each other in the same fiscal period in our consolidated financial statements.
	Where permitted by law or regulatory authority, we collect assessments imposed upon policyholders as a policy surcharge and we record the amounts collected as a liability until we remit the amounts to the regulatory agency that imposed the assessment. During 2013 we did not receive any significant assessments from the regulatory authorities in the states in which our insurance affiliate operates.
	(k)Income Taxes
	We recognize deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. We measure deferred tax assets and liabilities using enacted tax rates expected to apply to taxable income in the years in which we expect to recover or settle those temporary differences. Should a change in tax rates occur, we recognize the effect on deferred tax assets and liabilities in operations in the period that includes the enactment date. Realization of our deferred income tax assets depends upon our generation of sufficient future taxable income.
	We recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not sustain the position following an audit. For tax positions meeting the more likely than not threshold, the amount recognized in the consolidated financial statements is the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with the relevant taxing authority.
	We record any income tax penalties and income-tax-related interest as income tax expense in the period incurred. We did not incur any material tax penalties or income-tax-related interest during the years ended December 31, 2013, 2012 or 2011.
	(l)Advertising Costs
	We expense all advertising costs when we incur those costs. For the years ended December 31, 2013, 2012 and 2011, we incurred advertising costs of $1,801,000, $1,395,000, and $1,041,000, respectively.
	(m)Earnings Per Share
	We report both basic earnings per share and diluted earnings per share. To calculate basic earnings per share, we divide net income attributable to common stockholders by the weighted-average number of common stock shares outstanding during the period. We calculate diluted earnings per share by dividing net income attributable to common stockholders by the weighted-average number of common stock shares, common stock equivalents, and restricted shares outstanding during the period. Prior to the expiration of our warrants, we used the treasury stock method to calculate common stock equivalents.
	(n)Concentrations of Risk
	Our current operations subject us to the following concentrations of risk:
	•a concentration of revenue because we write primarily homeowners policies
	•	a geographic concentration resulting from the fact that, though we now operate in seven states, we still write approximately 85% of our premium in Florida
	•	a group concentration of credit risk with regard to our reinsurance recoverable, since all of our reinsurers engage in similar activities and have similar economic characteristics that could cause their ability to repay us to be similarly affected by changes in economic or other conditions
	•	a concentration of credit risk with regard to our cash, because we choose to deposit all our cash at two financial institutions
	We mitigate our geographic and group concentrations of risk by entering into reinsurance contracts with financially-stable reinsurers, and by securing irrevocable letters of credit from reinsurers when necessary.
	With regard to our cash balances held at financial institutions, we had $40,843,000 and $5,211,000 in excess of Federal Deposit Insurance Corporation (FDIC) insurance limits at December 31, 2013 and 2012, respectively. The $35,632,000 increase in excess of FDIC insurance limits is the result of (1) $19,925,000 of reinsurance payments due in the beginning of January 2014 and (2) in 2013, the FDIC insurance limit expired and deposits held in non-interest-bearing transaction accounts are combined with interest-bearing accounts and insured up to $250,000.
(o)Accounting Pronouncements
In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220): Reporting Amounts Reclassified Out of Accumulated Other Comprehensive Income, which finalizes Proposed ASU No. 2012-240, requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under GAAP that provide additional detail about those amounts. The ASU is effective prospectively for reporting periods beginning after December 15, 2012, and early adoption is permitted.
In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740)—Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward or Tax Credit Carryforward Exists, which finalizes Proposed ASU No. EITF-13C, and requires an entity's unrecognized tax benefit to be presented in its financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, with one exception. That exception states that, to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The ASU applies prospectively for reporting periods beginning after December 15, 2013. Retrospective application and early adoption are also permitted. We do not expect ASU No. 2013-02 or ASU No. 2013-11 to have a material impact on our consolidated financial statements.
On January 1, 2012, two new Accounting Standards Updates became effective: ASU No. 2010-26, Financial Services—Insurance (Topic 944): Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts which was issued in October 2010, and ASU No. 2011-05, Comprehensive Income (Topic 220): Presentation of Comprehensive Income, which was June 2011. The amendments in ASU No. 2010-26 addressed diversity in practice regarding the interpretation of which costs relating to the acquisition of new or renewal insurance contracts qualify for deferral; they clarified which costs should be deferred and which costs should be expensed when incurred. The amendments in ASU No. 2011-05 gave entities the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The two pronouncements did not require us to change our significant accounting policies; therefore, they did not have a material effect on our consolidated financial statements.

Investments

Investments	12 Months Ended
	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investments	'
	INVESTMENTS
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at December 31, 2013 and 2012:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	December 31, 2013
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign governments	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	All other corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	All other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other long-term investments	300				—				—				300
	Total investments	$	288,776			$	3,513			$	3,363			$	288,926
	December 31, 2012
	U.S. government and agency securities	$	95,296			$	201			$	289			$	95,208
	States, municipalities and political subdivisions	17,117				1,918				—				19,035
	Public utilities	4,135				225				—				4,360
	All other corporate securities	28,282				2,013				1				30,294
	Redeemable preferred stocks	259				2				1				260
	Total fixed maturities	145,089				4,359				291				149,157
	Public utilities	316				16				6				326
	All other common stocks	1,949				228				38				2,139
	Nonredeemable preferred stocks	272				—				14				258
	Total equity securities	2,537				244				58				2,723
	Other long-term investments	300				—				—				300
	Total investments	$	147,926			$	4,603			$	349			$	152,180
	When we sell investments, we calculate the gain or loss realized on the sale by comparing the sales price (fair value) to the cost or adjusted/amortized cost of the security sold. We determine the cost or adjusted/amortized cost of the security sold using the specific-identification method. The following tables detail our realized gains (losses) by major investment category for the years ended December 31, 2013, 2012 and 2011:
		2013								2012								2011
		Gains				Fair Value at Sale				Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)								(Losses)
	Fixed maturities	$	103			$	23,187			$	2,043			$	28,999			$	231			$	21,803
	Equity securities	31				155				279				1,907				10				65
	Total realized gains	134				23,342				2,322				30,906				241				21,868
	Fixed maturities	(261		)		43,751				(141		)		9,243				(58		)		3,191
	Equity securities	(2		)		28				(21		)		391				(25		)		335
	Total realized losses	(263		)		43,779				(162		)		9,634				(83		)		3,526
	Net realized investment gains (losses)	$	(129	)		$	67,121			$	2,160			$	40,540			$	158			$	25,394
	The table below summarizes our fixed maturities at year end by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		December 31, 2013
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	30,268			11	%		$	30,283			11.1	%
	Due after one year through five years	148,920				54.2	%		148,253				54.3	%
	Due after five years through ten years	77,632				28.3	%		76,462				28	%
	Due after ten years	17,831				6.5	%		18,026				6.6	%
	Total	$	274,651			100	%		$	273,024			100	%
	The following table summarizes our net investment income by major investment category:
		Year Ended December 31,
		2013				2012				2011
	Fixed maturities	$	3,512			$	2,902			$	2,628
	Equity securities	280				138				142
	Cash and cash equivalents	31				43				19
	Other investments	48				—				34
	Gross investment income	$	3,871			$	3,083			$	2,823
	Investment expenses	(206		)		(142		)		(140		)
	Net investment income	$	3,665			$	2,941			$	2,683
	Portfolio monitoring
	We have a comprehensive portfolio monitoring process to identify and evaluate each fixed income and equity security whose carrying value may be other-than-temporarily impaired.
	For each fixed income security in an unrealized loss position, we determine if the loss is temporary or other-than-temporarily impaired. If our management decides to sell the security or determines that it is more likely than not that we will be required to sell the security before recovery of the cost or amortized cost basis for reasons such as liquidity, contractual or regulatory purposes, then the security's decline in fair value is considered other-than-temporary and is recorded in earnings.
	If we have not made the decision to sell the fixed income security and it is not more likely than not that we will be required to sell the fixed income security before recovery of its amortized cost basis, we evaluate whether we expect the security to receive cash flows sufficient to recover the entire cost or amortized cost basis of the security. We calculate the estimated recovery value by discounting the best estimate of future cash flows at the security's original or current effective rate, as appropriate, and compare this to the cost or amortized cost of the security. If we do not expect to receive cash flows sufficient to recover the entire cost or amortized cost basis of the fixed income security, the credit loss component of the impairment is recorded in earnings, with the remaining amount of the unrealized loss related to other factors recognized in other comprehensive income.
	For equity securities, we consider various factors, including whether we have the intent and ability to hold the equity security for a period of time sufficient to recover its cost basis. If we lack the intent and ability to hold to recovery, or if we believe the recovery period is extended, the equity security's decline in fair value is considered other-than-temporary and is recorded in earnings.
Our portfolio monitoring process includes a quarterly review of all securities to identify instances where the fair value of a security compared to its cost or amortized cost (for fixed income securities) or cost (for equity securities) is below established thresholds. The process also includes the monitoring of other impairment indicators such as ratings, ratings downgrades and payment defaults. The securities identified, in addition to other securities for which we may have a concern, are evaluated for potential other-than-temporary impairment using all reasonably available information relevant to the collectability or recovery of the security. Inherent in our evaluation of other-than-temporary impairment for these fixed income and equity securities are assumptions and estimates about the financial condition and future earnings potential of the issue or issuer. Some of the factors that may be considered in evaluating whether a decline in fair value is other-than-temporary are: (1) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry specific market conditions and trends, geographic location and implications of rating agency actions and offering prices; (2) the specific reasons that a security is in an unrealized loss position, including overall market conditions which could affect liquidity; and (3) the length of time and extent to which the fair value has been less than amortized cost or cost.
The following table presents an aging of our unrealized investment losses by investment class:
	Less Than Twelve Months											Twelve Months or More
	Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses				Fair Value
December 31, 2013
U.S. government and agency securities	47			$	850			$	64,369			7			$	319			$	5,913
Foreign governments	4			60				3,227				—			—				—
States, municipalities and political subdivisions	23			433				27,106				—			—				—
Public utilities	4			92				3,830				—			—				—
All other corporate securities	49			1,469				60,348				—			—				—
Total fixed maturities	127			2,904				158,880				7			319				5,913
Public utilities	5			20				357				—			—				—
All other common stocks	15			97				1,626				—			—				—
Nonredeemable preferred stocks	1			6				125				1			17				125
Total equity securities	21			123				2,108				1			17				125
Total	148			$	3,027			$	160,988			8			$	336			$	6,038
December 31, 2012
U.S. government and agency securities	13			$	289			$	44,174			—			$	—			$	—
All other corporate securities	1			1				2,000				—			—				—
Redeemable preferred stocks	—			—				—				1			1				102
Total fixed maturities	14			290				46,174				1			1				102
Public utilities	3			6				178				—			—				—
All other common stocks	13			35				442				1			3				53
Nonredeemable preferred stocks	—			—				—				2			14				258
Total equity securities	16			41				620				3			17				311
Total	30			$	331			$	46,794			4			$	18			$	413
* This amount represents the actual number of discrete securities, not the number of shares of those securities. The number is not presented in thousands.
During our quarterly evaluations of our securities for impairment, we determined that none of our investments in debt and equity securities that reflected an unrealized loss position were other-than-temporarily impaired. The issuers of our debt securities continue to make interest payments on a timely basis and have not suffered any credit rating reductions.  We do not intend to sell nor is it likely that we would be required to sell the debt securities before we recover our amortized cost basis. All the issuers of the equity securities we own had near-term prospects that indicated we could recover our cost basis, and we also have the ability and the intent to hold these securities until their value equals or exceeds their cost.
During the years ended December 31, 2013, 2012 and 2011, we recorded other-than-temporary impairment charges of $0, $0, and $31,000, respectively, related to our equity positions. We have never recorded an OTTI charge on our debt-security investments.
The following table presents the fair value measurements of our financial instruments by level at December 31, 2013 and December 31, 2012:
December 31, 2013	Total				Level 1				Level 2
U.S. government and agency securities	$	97,480			$	—			$	97,480
Foreign governments	3,227				—				3,227
States, municipalities and political subdivisions	45,777				—				45,777
Public utilities	9,133				—				9,133
All other corporate securities	117,407				—				117,407
Total fixed maturities	273,024				—				273,024
Public utilities	807				807				—
All other common stocks	14,546				14,546				—
Nonredeemable preferred stocks	249				249				—
Total equity securities	15,602				15,602				—
Other long-term investments	300				300				—
Total investments	$	288,926			$	15,902			$	273,024
December 31, 2012
U.S. government and agency securities	$	95,208			$	66,710			$	28,498
States, municipalities and political subdivisions	19,035				—				19,035
Public utilities	4,360				—				4,360
All other corporate securities	30,294				—				30,294
Redeemable preferred stocks	260				260				—
Total fixed maturities	149,157				66,970				82,187
Public utilities	326				326				—
All other common stocks	2,139				2,139				—
Nonredeemable preferred stocks	258				258				—
Total equity securities	2,723				2,723				—
Other long-term investments	300				300				—
Total investments	$	152,180			$	69,993			$	82,187
We are responsible for the determination of fair value and the supporting assumptions and methodologies. We gain assurance on the overall reasonableness and consistent application of valuation methodologies and inputs and compliance with accounting standards through the execution of various processes and controls designed to provide assurance that our assets and liabilities are appropriately valued. For fair values received from third parties, our processes are designed to provide assurance that the valuation methodologies and inputs are appropriate and consistently applied, the assumptions are reasonable and consistent with the objective of determining fair value, and the fair values are accurately recorded. See Footnote 2(c) for additional information regarding fair value levels.
We do not hold any available for sale investments that require unobservable inputs to determine their fair value. At the end of each quarter, we determine whether we need to transfer the fair values of any securities between levels of the fair value hierarchy and, if so, we report the transfer as of the end of the quarter. We made no such transfers during the year ended December 31, 2013.
For our investments in U.S. government securities that do not have prices in active markets, agency securities, state and municipal governments, and corporate bonds, we obtain the fair values from Synovus Trust Company, NA, which uses a third-party valuation service. The valuation service calculates prices for our investments in the aforementioned security types on a month-end basis by using several matrix-pricing methodologies that incorporate inputs from various sources. The model the valuation service uses to price U.S. government securities and securities of states and municipalities incorporates inputs from active market makers and inter-dealer brokers. To price corporate bonds and agency securities, the valuation service calculates non-call yield spreads on all issuers, uses option-adjusted yield spreads to account for any early redemption features, then adds final spreads to the U.S. Treasury curve at 3 p.m. (ET) as of quarter end. Since the inputs the valuation service uses in their calculations are not quoted prices in active markets, but are observable inputs, they represent Level 2 inputs.
Limited partnerships
On September 27, 2013, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership of $1,000,000, is currently bifurcated between a capital contribution of $500,000 and a note receivable of $500,000 that will be utilized to fund our future capital contributions. We are not required to fund any additional amounts in excess of our initial $1,000,000 commitment. As the limited partnership is still in the acquisition phase, the cost basis of our investment approximated its fair value at December 31, 2013.
On September 25, 2012, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership is $750,000, which has been reduced by capital distributions received during the year ended 2013 totaling $16,000. Our investment in the partnership is currently bifurcated between capital contributions of $562,500 and a note receivable of $187,500 that will be utilized to fund our future capital contribution. We are not required to fund any additional amounts in excess of our initial investment. As the limited partnership is still in the acquisition phase, the cost basis of our investment approximated its fair value of $734,000 at December 31, 2013.
Other investments
On October 31, 2013, we entered into a participation agreement with United Capital Funding (UC Funding), that is currently being held in other assets, at cost. We invested $1,000,000 in cash with UC Funding which they utilized to factor receivables from another company. At December 31, 2013, the cost basis of our investment approximated its fair value.
On February 4, 2014, UC Funding returned $500,000 of our investment as they were unable to fully utilize our investment.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	EARNINGS PER SHARE
	Basic earnings per share (EPS) is based on the weighted average number of common shares outstanding for the period, excluding any dilutive common share equivalents. Diluted EPS reflects the potential dilution resulting from vesting of restricted stock units. The following table shows the computation of basic and diluted EPS for the years ended December 31, 2013 and December 31, 2012:
		Year Ended
		December 31,
		2013		2012
	Numerator:
	Net income attributable to common stockholders	$	20,342	$	9,705
	Denominator:
	Weighted-average shares outstanding	16,100,882		10,607,751
	Effect of dilutive securities	82,216		47,773
	Weighted-average diluted shares	16,183,098		10,655,524
	Basic earnings per share	$	1.26	$	0.91
	Diluted earnings per share	$	1.26	$	0.91
	See Note 17 for additional information on the stock grants related to dilutive securities.
	We had 7,077,375 warrants outstanding, which expired on October 4, 2011. All of the warrants outstanding were anti-dilutive during that period. Prior to their expiration, each warrant could have been exercised for one share of common stock.

Deferred_Acquisition_Costs

Deferred Acquisition Costs	12 Months Ended
	Dec. 31, 2013
Deferred Policy Acquisition Costs Disclosures [Abstract]	'
Deferred Policy Acquisition Costs [Text Block]	'
	DEFERRED POLICY ACQUISITION COSTS
	We anticipate that our deferred policy acquisition costs will be fully recoverable in the near term. The table below depicts the activity with regard to deferred policy acquisition costs:
		2013			2012
	Balance at January 1	$	16,978		$	12,324
	Policy acquisition costs deferred	56,950			38,431
	Amortization	(48,742		)	(33,777		)
	Balance at December 31	$	25,186		$	16,978

Reinsurance

Reinsurance	12 Months Ended
	Dec. 31, 2013
Reinsurance Disclosures [Abstract]	'
Reinsurance	'
	REINSURANCE
	Our reinsurance program is designed, utilizing our risk management methodology, to address our exposure to catastrophes. We define "catastrophe" as an event that produces a number of claims in excess of a preset, per-event threshold of average claims in a specific area, occurring within a certain amount of time following the event. Catastrophes are caused by various natural events including high winds, winter storms, tornadoes, hailstorms, wildfires, tropical storms, hurricanes, earthquakes and volcanoes. The nature and level of catastrophes in any period cannot be reliably predicted.
	Our program provides reinsurance protection for catastrophes including hurricanes, tropical storms, and tornadoes. These reinsurance agreements are part of our catastrophe management strategy, which is intended to provide our stockholders an acceptable return on the risks assumed in our property business, and to reduce variability of earnings, while providing protection to our policyholders.
	During the second quarter of 2013, we placed our reinsurance program for the 2013 hurricane season. The contracts reinsure for personal lines property excess catastrophe losses caused by multiple perils including hurricanes, tropical storms, and tornadoes. The agreements are effective June 1, 2013, for a one-year term and incorporate the mandatory coverage required by and placed with the Florida Hurricane Catastrophe Fund (FHCF). The FHCF is a Florida State-sponsored trust fund that provides reimbursement to Florida property insurers for covered hurricane losses. For UPC Insurance, the FHCF coverage includes an estimated maximum provisional limit of 90% of $490,600,000 or $441,540,000, in excess of our retention and private reinsurance of $360,060,000, and also includes reimbursement of eligible loss adjustment expenses of 5%. The limit and retention of the FHCF coverage are subject to re-measurement based on June 30th exposure data. In addition, the FHCF's retention is subject to adjustment upward or downward to an actual retention based on submitted exposures to the FHCF by all participants.
	In addition to FHCF coverage, we purchase private reinsurance below, alongside, and above the FHCF layer. The contracts comprising our program are described below:
	•	Below FHCF - provides coverage on $167,200,000 of losses in excess of $20,000,000 and is 100% placed. The first reinstatement of limits is prepaid and the second and final reinstatement requires additional premium.
	•	Mandatory FHCF - provides 90% of $490,600,000 of losses in excess of $187,200,000 with no reinstatement limits.
	•	Excess - provides coverage on $172,860,000 of losses in excess of the private and FHCF reinsurance coverage and is 100% placed.
	We amortize our prepaid reinsurance premiums over the annual agreement period, and we record that amortization in ceded premiums earned on our Consolidated Statements of Comprehensive Income. The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Year Ended December 31,
		2013			2012				2011
	Excess-of-loss	$	(108,696	)	$	(100,549	)		$	(82,832	)
	Equipment & identity theft	(2,608		)	(1,540		)		(587		)
	Flood	(13,378		)	(11,145		)		(9,999		)
	Ceded premiums written	$	(124,682	)	$	(113,234	)		$	(93,418	)
	Increase in ceded unearned premiums	5,352			8,948				2,661
	Ceded premiums earned	$	(119,330	)	$	(104,286	)		$	(90,757	)
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2013								2012
			Number of Events		Incurred Loss and LAE (3)			Combined Ratio Impact			Number of Events	Incurred Loss and LAE (3)	Combined Ratio Impact
	Year Ended December 31,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(1)	1		1,839			0.9	%		2	2,896	2.4	%
	Less than $1 million	(2)	2		1,763			0.9	%		1	770	0.6	%
	Total		3		3,602			1.8	%		3	3,666	3	%
	Note: A storm can be in one loss size for the quarter and a different loss size for the year dependent upon the losses paid for that particular storm during the specified time frame.
	(1) Reflects losses from Winterstorm Nemo in 2013 and Tropical Storms Debby and Isaac in 2012.
	(2) Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013, and Superstorm Sandy in 2012.
	(3) Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
	Reinsurance recoverable at the balance sheet dates consists of the following:
		December 31,
		2013			2012
	Reinsurance recoverable on unpaid losses and LAE	$	1,957		$	1,935
	Reinsurance recoverable on paid losses and LAE	469			337
	Reinsurance recoverable	$	2,426		$	2,272
	During the years ended December 31, 2013 and 2012, we realized recoveries under our reinsurance agreements totaling $2,521,000 and $2,753,000, respectively. These recoveries were primarily related to losses from Hurricane Wilma, which occurred in October 2005.
	During the fourth quarter of 2013, we placed our non-catastrophe reinsurance agreement, which will expire on December 31, 2014. The non-catastrophe reinsurance agreement provides excess-of-loss coverage for losses arising out of property business up to $500,000 in excess of $500,000 per risk. Should a loss recovery, or series of loss recoveries, exhaust the coverage provided under the agreement for losses arising out of property-only business, excluding catastrophes, three reinstatements of the full coverage amount is included at no additional premium.
	We write flood insurance under an agreement with the National Flood Insurance Program. We cede 100% of the premiums written and the related risk of loss to the federal government. We earn commissions for the issuance of flood policies based upon a fixed percentage of net written premiums and the processing of flood claims based upon a fixed percentage of incurred losses, and we can earn additional commissions by meeting certain growth targets for the number of in-force policies. We recognized commission revenue from our flood program of $570,000, $267,000, and $377,000 for the years ended December 31, 2013, 2012, and 2011, respectively.
	The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income:
		Year ended December 31,
		2013			2012				2011
	Premium written:
	Direct	$	339,765		$	254,913			$	199,606
	Assumed	41,587			(4		)		4,200
	Ceded	(124,682		)	(113,234		)		(93,418		)
	Net premium written	$	256,670		$	141,675			$	110,388
	Change in unearned premiums:
	Direct	$	(44,422	)	$	(28,743	)		$	(23,666	)
	Assumed	(20,222		)	88				697
	Ceded	5,352			8,948				2,661
	Net increase	$	(59,292	)	$	(19,707	)		$	(20,308	)
	Premiums earned:
	Direct	$	295,343		$	226,170			$	175,940
	Assumed	21,365			84				4,897
	Ceded	(119,330		)	(104,286		)		(90,757		)
	Net premiums earned	$	197,378		$	121,968			$	90,080
	Losses and LAE incurred:
	Direct	$	92,526		$	60,248			$	35,774
	Assumed	9,240			(335		)		2,554
	Ceded	(2,936		)	(1,504		)		533
	Net losses and LAE incurred	$	98,830		$	58,409			$	38,861
	Ceded losses incurred increased by $1,432,000 during the year ended December 31, 2013, compared to the year ended December 31, 2012, primarily because we ceded more per risk losses in 2013. The losses we incurred in 2013, 2012 and 2011 related to storms that occurred in those same years but did not exceed our retained loss thresholds.
	The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
	December 31,
	2013			2012
Unpaid losses and LAE:
Direct	$	42,954		$	34,503
Assumed	4,497			1,189
Gross unpaid losses and LAE	47,451			35,692
Ceded	(1,957		)	(1,935		)
Net unpaid losses and LAE	$	45,494		$	33,757
Unearned premiums:
Direct	$	173,206		$	128,785
Assumed	20,222			—
Gross unearned premiums	193,428			128,785
Ceded	(55,268		)	(49,916		)
Net unearned premiums	$	138,160		$	78,869

Reserve_for_Unpaid_Losses

Reserve for Unpaid Losses	12 Months Ended
	Dec. 31, 2013
Reserves [Abstract]	'
Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]	'
	RESERVE FOR UNPAID LOSSES
	We determine the reserve for unpaid losses on an individual-case basis for all incidents reported. The liability also includes amounts for IBNR claims as of the balance sheet date.
	The table below summarizes the activity related to our reserve for unpaid losses:
		2013		2012		2011
	Balance at January 1	$	35,692	$	33,600	$	47,414
	Less: reinsurance recoverable on unpaid losses	1,935		3,318		23,814
	Net balance at January 1	$	33,757	$	30,282	$	23,600
	Incurred related to:
	Current year	94,752		57,739		43,019
	Prior years	4,078		670		(4,158		)
	Total incurred	$	98,830	$	58,409	$	38,861
	Paid related to:
	Current year	62,494		37,906		28,857
	Prior years	24,599		17,028		3,322
	Total paid	$	87,093	$	54,934	$	32,179
	Net balance at December 31	$	45,494	$	33,757	$	30,282
	Plus: reinsurance recoverable on unpaid losses	1,957		1,935		3,318
	Balance at December 31	$	47,451	$	35,692	$	33,600
	Based upon our internal analysis and our review of the statement of actuarial opinion provided by our actuarial consultants, we believe that the reserve for unpaid losses reasonably represents the amount necessary to pay all claims and related expenses which may arise from incidents that have occurred as of the balance sheet date.
	As reflected by our losses incurred related to prior years, we had a reserve deficiency in 2013 and in 2012, and a redundancy in 2011. Since we place substantial reliance on loss-development-based actuarial models when determining our estimate of ultimate losses, the deficiencies in 2013 and 2012 resulted from additional development on prior accident years which caused our ultimate losses to increase whereas the redundancy we experienced in 2011 resulted from reductions to our estimate of ultimate losses because of continued favorable loss development on claims incurred in prior years. The adverse development experienced in 2013 was primarily the result of higher overall frequency and severity of water related losses.

LongTerm_Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Long-term Debt	'
	LONG-TERM DEBT
	Our long-term debt at December 31, 2013 and 2012 consisted of a note payable to the Florida State Board of Administration. As of December 31, 2013 and 2012, we owed $14,706,000 and $15,882,000, respectively, on the note and the interest rate was 2.64% and 1.66%, respectively.
	At December 31, 2013, the annual maturities of our long-term debt were as follows:
		Amount
	2014	$	1,176
	2015	1,176
	2016	1,176
	2017	1,176
	2018	1,176
	Thereafter	8,826
	Total debt	$	14,706
	We executed the 20-year, $20,000,000 note payable to the SBA under its Insurance Capital Build-Up Incentive Program, effective October 1, 2006. The stated rate for the SBA note is a rate equivalent to the 10-year U.S. Treasury Bond rate. We made quarterly interest-only payments for the first three years, then, as of October 1, 2009, we began making quarterly principal and interest payments.
	The note payable to Florida's State Board of Administration (SBA note) requires our insurance affiliate to maintain surplus as regards policyholders at or above a calculated level, which was $32,808,000 at December 31, 2013. We monitor our insurance affiliate's surplus as regards policyholders each quarter and, for various reasons, we occasionally provide additional capital to our insurance affiliate. We contributed $15,000,000 of capital during 2012; however, we did not contribute any capital to our insurance affiliate in 2013. We currently do not foresee a need for any material contributions of capital to our insurance affiliate; however, any future contributions of capital will depend on circumstances at the time.
	Our SBA note requires that we maintain a 2:1 ratio of net written premium to surplus, or net writing ratio, (the SBA note agreement defines surplus for the purpose of calculating the required ratios as the $20,000,000 of capital contributed to our insurance affiliate under the agreement plus the outstanding balance of the note) or a 6:1 ratio of gross written premium to surplus, or gross writing ratio, to avoid additional interest penalties. At December 31, 2013, our net written premium to surplus ratio was 4.5:1, which is well above the 2:1 required ratio. Our gross written premium to surplus ratio was 9.5:1, which exceeds the required gross ratio of 6:1. Should we fail to exceed either a net writing ratio of 1.5:1 or a gross writing ratio of 4:1, our interest rate will increase by 450 basis points above the 10-year Constant Maturity Treasury rate which was 3.04% at the end of December. Any other writing ratio deficiencies result in an interest rate penalty of 25 basis points above the stated rate of the note, which is 2.64% at December 31, 2013. Our SBA note further provides that the SBA may, among other things, declare its loan immediately due and payable for all defaults existing under the SBA note; however, any payment is subject to approval by the insurance regulatory authority. At December 31, 2013, and during the three and twelve months then ended, we complied with all covenants as specified in the SBA note.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	INCOME TAXES
	The following table summarizes the provision for income taxes:
		Year Ended December 31,
		2013			2012			2011
	Federal:
	Current	$	11,413		$	5,704		$	4,864
	Deferred	1,026			(526		)	(656		)
	Provision for Federal income tax expense	12,439			5,178			4,208
	State:
	Current	1,581			966			664
	Deferred	125			(135		)	56
	Provision for State income tax expense	1,706			831			720
	Provision for income taxes	$	14,145		$	6,009		$	4,928
	The actual income tax expense differs from the expected income tax expense computed by applying the combined applicable effective federal and state tax rates to income before the provision for income taxes as follows:
		Year Ended December 31,
		2013			2012			2011
	Expected income tax expense at federal rate	$	12,070		$	5,500		$	4,425
	State tax expense, net of federal deduction benefit	1,140			547			472
	Dividend received deduction	(47		)	(42		)	(38		)
	Prior period adjustment	699			—			—
	Other, net	283			4			69
	Reported income tax expense	$	14,145		$	6,009		$	4,928
	Deferred income taxes, which are included in other assets or other liabilities as appropriate, reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes.
	The table below summarizes the significant components of our net deferred tax asset:
		December 31,
		2013			2012
	Deferred tax assets:
	Unearned premiums	$	11,370		$	6,478
	Assessments	30			636
	Tax-related discount on loss reserve	682			495
	Bad debt expense	11			9
	Other-than-temporary impairment	56			56
	Other	873			672
	Total deferred tax assets	13,022			8,346
	Deferred tax liabilities:
	Unrealized gain	(58		)	(1,641		)
	Deferred acquisitions costs	(11,061		)	(6,453		)
	Capitalized software	(294		)	(207		)
	Other	(1,317		)	(185		)
	Total deferred tax liabilities	(12,730		)	(8,486		)
	Net deferred tax asset (liability)	$	292		$	(140	)
	In assessing the net realizable value of deferred tax assets, we consider whether it is more likely than not that we will not realize some portion or all of the deferred tax assets. The ultimate realization of deferred tax assets depends upon the generation of future taxable income during the periods in which those temporary differences become deductible. We consider the scheduled reversal of deferred tax liabilities, projected future taxable income and tax planning strategies in making this assessment.
	The statute of limitations related to our consolidated Federal income tax returns and our Florida income tax returns expired for all tax years up to and including 2009; therefore, only the 2010 through 2013 tax years remain subject to examination by taxing authorities. No taxing authorities are currently examining any of our federal or state income tax returns.
	UPC Insurance's reinsurance affiliate, which is based in the Cayman Islands, made an irrevocable election under section 953(d) of the U.S. Internal Revenue Code of 1986, as amended, to be treated as a domestic insurance company for U.S. Federal income tax purposes. As a result of this election, our reinsurance subsidiary is subject to United States income tax on its worldwide income as if it were a U.S. corporation.
	As of December 31, 2013, we have not taken any uncertain tax positions with regard to our tax returns.

Statutory_Accounting_and_Regul

Statutory Accounting and Regulation	12 Months Ended
	Dec. 31, 2013
Insurance [Abstract]	'
Statutory Accounting and Regulation	'
	STATUTORY ACCOUNTING AND REGULATION
	The insurance industry is heavily-regulated. State laws and regulations, as well as national regulatory agency requirements, govern the operations of all insurers such as our insurance affiliate. The various laws and regulations require that insurers maintain minimum amounts of statutory surplus and risk-based capital, they restrict insurers' ability to pay dividends, they specify allowable investment types and investment mixes, and they subject insurers to assessments. At December 31, 2013, and during the twelve months then ended, our insurance affiliate met all regulatory requirements of the states in which it operates, and did not incur any significant assessments.
	Governmental agencies or certain quasi-governmental entities can levy assessments upon us in the states in which we write policies. See Note 2(j) for a description of how we recover assessments imposed upon us.
	The table below summarizes the activity related to assessments levied upon our insurance affiliate:
		2013			2012			2011
	Expected recoveries of assessments, January 1	$	1,646		$	10		$	413
	Assessments expensed	31			1,646			—
	Assessments recovered	(1,457		)	—			(403		)
	Assessments not recoverable	(141		)	(10		)	—
	Expected recoveries of assessments, December 31	$	79		$	1,646		$	10
	We expense an assessment when the particular governmental agency or quasi-governmental entity levies it upon us; therefore, expected recoveries in the table above are not assets and we will record the amounts as income when collected from policyholders.
	During 2012, our insurance affiliate received a mandatory assessment from the Florida Insurance Guaranty Association, Inc. (FIGA), a nonprofit corporation created by the Florida legislature. The assessment, which was approved by the Florida Office of Insurance Regulation, is equal to 0.9% of our insurance affiliate's net direct written premiums in Florida for the 2011 calendar year and is applicable to all members of FIGA's “All Other Account,” which includes our insurance affiliate.
	The assessment resulted in a pre-tax charge to consolidated operations of $1,646,000 in the fourth quarter of 2012.  The mandatory assessment was recouped through a surcharge on our insurance affiliate's Florida policies during 2013. The remaining $79,000 assessment will be recouped during 2014.
	Governmental agencies or certain quasi-governmental entities can also levy assessments upon policyholders, and we collect the amount of the assessments from policyholders as surcharges for the benefit of the assessing agency. We currently collect assessments levied upon policyholders on behalf of Citizens in the amount of 1.0%, and on behalf of FHCF in the amount of 1.3%. We multiply the premium written on each policy, except our flood policies, by these assessment percentages to determine the additional amount that we will collect from the policyholder and remit to the assessing agencies.
	Our insurance subsidiary is domiciled in Florida, and the laws of that state require that our insurance affiliate maintain capital and surplus equal to the greater of 10% of its total liabilities or $5,000,000. Our statutory capital surplus was $78,362,000 at December 31, 2013. State law also requires our insurance affiliate to adhere to prescribed premium-to-capital surplus ratios, with which we were in compliance at December 31, 2013.
	The National Association of Insurance Commissioners published risk-based capital guidelines for insurance companies that are designed to assess capital adequacy and to raise the level of protection that statutory surplus provides for policy holders. Most states, including Florida, have enacted the NAIC guidelines as statutory requirements, and insurers having less statutory surplus than required will be subject to varying degrees of regulatory action, depending on the level of capital inadequacy. State insurance regulatory authorities could require an insurer to cease operations in the event the insurer fails to maintain the required statutory capital.
	Florida law limits an insurer’s investment in equity instruments and also restricts investments in medium to low quality debt instruments. We were in compliance with all investment restrictions at December 31, 2013 and 2012.
	Florida law permits an insurer to pay dividends or make distributions out of that part of statutory surplus derived from net operating profit and net realized capital gains. The law further provides calculations to determine the amount of dividends or distributions that can be made without the prior approval of the insurance regulatory authority and the amount of dividends or distributions that would require prior approval of the insurance regulatory authority. Statutory risk-based capital requirements may further restrict our insurance affiliate’s ability to pay dividends or make distributions if the amount of the intended dividend or distribution would cause statutory surplus to fall below minimum risk-based capital requirements.
	The note payable to the SBA is considered a surplus note pursuant to statutory accounting principles. As a result, our insurance affiliate is subject to the authority of the Insurance Commissioner of the State of Florida with regard to its ability to repay principal and interest on the surplus note. Any payment of principal or interest requires permission from the insurance regulatory authority.
	We have reported our insurance subsidiary’s assets, liabilities and results of operations in accordance with GAAP, which varies from statutory accounting principles prescribed or permitted by state laws and regulations, as well as by general industry practices. The following items are principal differences between statutory accounting and GAAP:
	•	Statutory accounting requires that we exclude certain assets, called non-admitted assets, from the balance sheet.
	•	Statutory accounting requires us to expense policy acquisition costs when incurred, while GAAP allows us to defer to the extent recoverable and amortize policy acquisition costs over the estimated life of the policies.
	•	Statutory accounting dictates how much of a deferred income tax asset that we can admit on a statutory balance sheet.
	•	Statutory accounting requires that we record certain investments at cost or amortized cost, while we record other investments at fair value; however, GAAP requires that we record investments at fair value.
	•	Statutory accounting requires that surplus notes, also known as surplus debentures, be recorded in statutory surplus, while GAAP requires us to record surplus notes as a liability.
	•	Statutory accounting allows bonds to be carried at amortized cost or fair value based on the rating received from the Securities Valuation Office of the National Association of Insurance Commissioners, while they are recorded at fair value for GAAP.
	•	Statutory accounting allows ceding commission income to be recognized when written if the cost of acquiring and renewing the associated business exceeds the ceding commissions, but under GAAP such income is deferred and recognized over the coverage period.
	•	Statutory accounting requires that unearned premiums and loss reserves are presented net of related reinsurance rather than on a gross basis under GAAP.
	•	Statutory accounting requires a provision for reinsurance liability be established for reinsurance recoverable on paid losses aged over ninety days and for unsecured amounts recoverable from unauthorized reinsurers.  Under GAAP there is no charge for uncollateralized amounts ceded to a company not licensed in the insurance affiliate's domiciliary state and a reserve for uncollectable reinsurance is charged through earnings rather than surplus or equity.
	•	Statutory accounting requires an additional admissibility test outlined in Statements on Statutory Accounting Principles, No. 101 and the change in deferred income tax is reported directly in capital and surplus, rather than being reported as a component of income tax expense under GAAP.
	The level of required risk-based capital (RBC) is calculated and reported annually.  There are five outcomes to the RBC calculation set forth by the NAIC which are as follows:
	1	No Action Level - If RBC is greater than 200%, no further action is required.
	2	Company Action Level - If RBC is between 150% -200%, the insurer must prepare a report to the regulator outlining a comprehensive financial plan that identifies conditions that contributed to the insurer's financial condition and proposes corrective actions.
	3	Regulatory Action Level - If RBC is between 100% -150%, the state insurance commissioner is required to perform any examinations or analyses to the insurer's business and operations that he or she deems necessary as well as issuing appropriate corrective orders.
	4	Authorized Control Level - If RBC is between 70% - 100%, this is the first point that the regulator may take control of the insurer even if the insurer is still technically solvent and is in addition to all the remedies available at the higher action levels.
	5	Mandatory Control Level - If RBC is less than 70%, the regulator is required to take steps to place the insurer under its control regardless of the level of capital and surplus.
	At December 31, 2013, our insurance affiliate's RBC ratio was 632%.
	Our insurance subsidiary must file with the various insurance regulatory authorities an “Annual Statement” which reports, among other items, statutory net income (loss) and surplus as regards policyholders, which is called stockholders' equity under GAAP.
	The table below reconciles our consolidated GAAP net income to the statutory net income (loss) of our insurance affiliate:
		Year Ended December 31,
		2013			2012			2011
	Consolidated GAAP net income	$	20,342		$	9,705		$	8,088
	Increase (decrease) due to:
	Commissions	2,281			10,438			56
	Deferred income taxes	(3,992		)	(4,262		)	(1,278		)
	Deferred policy acquisition costs	(868		)	(688		)	(98		)
	Allowance for doubtful accounts	5			(53		)	16
	Assessments	(1,567		)	1,636			(453		)
	Prepaid expenses	22			131			187
	Premium deficiency reserve	—			(302		)	302
	Operations of non-statutory subsidiaries	(9,023		)	(10,696		)	(11,452		)
	Statutory net income (loss) of insurance affiliate	$	7,200		$	5,909		$	(4,632	)
	The table below reconciles our consolidated GAAP stockholders’ equity to the surplus as regards policyholders of our insurance affiliate:
		December 31,
		2013			2012
	Consolidated GAAP stockholders’ equity	$	107,587		$	87,986
	Increase (decrease) due to:
	Deferred policy acquisition costs	(3,281		)	(2,413		)
	Deferred income taxes	(4,861		)	(4,162		)
	Investments	1,478			(2,427		)
	Non-admitted assets	(247		)	(354		)
	Surplus debentures	14,706			15,882
	Provision for reinsurance	(341		)	(225		)
Equity of non-statutory subsidiaries	(49,531		)	(38,397		)
Commissions	12,796			10,515
Assessments	79			1,646
Prepaid expenses	(23		)	(44		)
Statutory surplus as regards policyholders of insurance affiliate	$	78,362		$	68,007

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	COMMITMENTS AND CONTINGENCIES
	We are involved in claims-related legal actions arising in the ordinary course of business. We accrue amounts resulting from claims-related legal actions in unpaid losses and loss adjustment expenses during the period that we determine an unfavorable outcome becomes probable and we can estimate the amounts. Management makes revisions to our estimates based on its analysis of subsequent information that we receive regarding various factors, including: (i) per claim information; (ii) company and industry historical loss experience; (iii) judicial decisions and legal developments in the awarding of damages, and (iv) trends in general economic conditions, including the effects of inflation.
	See Note 8 for information regarding commitments related to long-term debt, and Note 10 for commitments related to regulatory actions.

Leases

Leases	12 Months Ended
	Dec. 31, 2013
Leases [Abstract]	'
Leases of Lessee Disclosure [Text Block]	'
	LEASES
	We lease office space and office equipment under operating leases. In October of 2012, we renegotiated the lease for office space for our corporate headquarters. Our revised lease agreement expires in November 2017; however, we have two options to terminate the lease with 180 days of advance notice after completing twenty-four or thirty-six months of tenancy.
	We have office equipment leases with various expiration dates. Lease expense amounted to $698,000, $560,000, and $508,000 for the years ended December 31, 2013, 2012, and 2011, respectively. At December 31, 2013, our minimum future lease payments under non-cancellable operating leases are:
		Amount
	2014	$	619
	2015	676
	2016	686
	2017	619
	2018	—

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	RELATED PARTY TRANSACTIONS
	In 2003, we entered into an investment-management agreement, in effect until terminated by either party, with Synovus Trust. Synovus Financial Corporation (Synovus) owns Synovus Trust, which provides investment-management services for the investment accounts of our subsidiaries. On September 28, 2011, Synovus, which owned 14.9% of our common stock outstanding, sold all shares of our common stock that it owned. For the year ended December 31, 2011, our subsidiaries incurred combined fees under the agreement of $85,000.
	Effective March 30, 2011, our insurance affiliate purchased $2,250,000 of promissory notes offered by Hamilton Risk Management Co. (HRM), a Florida corporation engaged in the business of providing automobile insurance in Florida through its wholly-owned subsidiaries.  The interest rate on the HRM notes was two percent per annum.  All outstanding principal of and interest on the HRM notes was to be due on March 30, 2014.  In consideration for its purchase of the HRM notes, our insurance affiliate received a Class A limited partnership interest in Acadia Acquisition Partners, L.P., the parent company of Hamilton Risk Management.  One of our former directors acts as Executive Chairman of Hamilton Risk Management on an interim basis, and another of our former directors serves as one of two managers of the limited liability company that serves as general partner of Acadia Acquisition Partners.  We bifurcated the cash consideration of $2,250,000 by allocating $1,948,000 to the note receivable based on its fair value (using a discounted cash flow model) and allocating the residual amount of $302,000 to our limited partnership interest. We reduced the carrying amount of the limited partnership interest to zero by recording a charge to other expenses because our share of Acadia's losses for the second quarter of 2011 exceeded the carrying amount of the partnership interest.
	During the second quarter ended June 30, 2012, it came to our attention that Hamilton Risk Management breached a covenant contained in the Note Purchase Agreement, by reason of Kingsway Amigo Insurance Company's Surplus falling below $13,000,000. On July 17, 2012, we notified HRM of the breach and requested that HRM remedy the breach. On July 20, 2012, our Board of Directors unanimously agreed to enter into negotiations with HRM to settle the outstanding note receivable and to terminate our partnership interest in Acadia Acquisition Partners, L.P. We settled the total outstanding note receivable and the partnership interest at an amount equal to $1,750,000 and received the funds from HRM on August 13, 2012. We recorded a $316,000 impairment on the note receivable in June to reflect the difference between the carrying amount and the proposed settlement amount, which was recorded in other expenses on the income statement.
	Effective August 29, 2011, we entered into a Management Services Agreement (MSA) with 1347 Advisors, LLC, a wholly-owned subsidiary of Kingsway Financial Services, Inc., a property and casualty insurance company. During the term of the agreement, one of our former directors, Mr. Swets, served as the President and Chief Executive Officer of Kingsway, and served as a Managing Director of 1347 Advisors. The MSA, which was effective for a six-month period with automatic three-month extensions unless otherwise terminated, stipulated that 1347 Advisors shall provide us with the services of an interim CFO, in addition to actuarial and other services. Hassan Baqar served as our interim CFO under the MSA until April 2, 2012, when he submitted his resignation effective concurrently with the termination of the MSA described in the final paragraph of this section. During the term of the MSA, Mr. Baqar served as a Managing Director of 1347 Advisors and as a Vice President of Kingsway America, Inc., a wholly-owned subsidiary of Kingsway Financial Services, Inc. In exchange for the services, we paid 1347 Advisors a monthly consulting fee of $60,000 plus any reasonable expenses. For the twelve months ended December 31, 2012, and 2011, we incurred fees of $180,000 and $240,000, respectively under the MSA.
	In response to a letter our insurance affiliate received from Florida's insurance regulatory authority more fully described in our Current Report on Form 8-K filed with the SEC on April 5, 2012, our management affiliate notified 1347 Advisors on April 2, 2012, of its desire to terminate the MSA. Effective April 2, 2012, our management affiliate and 1347 Advisors entered into a Termination Agreement and Release (Termination Agreement) pursuant to which the parties agreed to a mutual termination of the Management Services Agreement effective immediately.  As a result of the foregoing, our management affiliate will no longer be obligated to pay 1347 Advisors the management services fee described above.  The Termination Agreement provides that 1347 shall cooperate with our management affiliate to effect the transition of certain actuarial services to our management affiliate or another company.
	On November 14, 2011, we entered into an employment and advisor agreement (the Agreement), with Mr. Cronin, our former Chief Executive Officer, which provided that Mr. Cronin would remain in his position as Chief Executive Officer until the earlier of May 1, 2012, or the appointment of his successor. While Mr. Cronin served as our CEO, Mr. Cronin would continue to receive his current base salary and benefits, which have not been adjusted from the amounts reported in our SEC filings for our 2010 fiscal year. During this period, Mr. Cronin was eligible to receive discretionary bonuses, if any, paid to senior management. After January 1, 2012, if Mr. Cronin relocated his primary residence outside the State of Florida, we would reimburse Mr. Cronin for reasonable travel expenses incurred by him to perform his duties as our CEO.
	The Agreement further provided that we would retain Mr. Cronin's services as a consultant and advisor for a period of 24 months after he ceased serving as our Chief Executive Officer. Mr. Cronin would receive an amount equal to his current base salary plus benefits, as described above, as compensation for performing such services. Mr. Cronin may terminate the Agreement for any reason upon 30 days advance written notice. We may terminate the Agreement for cause upon 30 days advance written notice. The Agreement also contains provisions restricting Mr. Cronin's ability to compete with us or solicit our employees. In December 2012, we received notice that Mr. Cronin would be unable to continue serving as a consultant and advisor and as a result of the notice we recorded an accrual in the amount of $480,000 for the remaining salary and benefits owed to Mr. Cronin for the remainder of the contract term that expires in April 2014. As of the end of December 31, 2013, the remaining balance owed to Mr. Cronin was $121,000.

Employee_Benefit_Plan

Employee Benefit Plan	12 Months Ended
	Dec. 31, 2013
Employee Benefit Plan [Abstract]	'
Pension and Other Postretirement Benefits Disclosure [Text Block]	'
	EMPLOYEE BENEFIT PLAN
	We provide a 401(k) plan for substantially all of our employees. We match 100% of the first 5% of employees’ contributions to the plan. For the years ended December 31, 2013, 2012, and 2011, our contributions to the plan on behalf of the participating employees were $180,000, $111,000, and $97,000, respectively.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Accumulated Other Comprehensive Income	'
	ACCUMULATED OTHER COMPREHENSIVE INCOME
	We report changes in other comprehensive income items within comprehensive income on the Consolidated Statements of Comprehensive Income, and we include accumulated other comprehensive income as a component of stockholders' equity on the Consolidated Balance Sheets.
	The table below details the components of accumulated other comprehensive income at year end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2010	$	(352	)	$	136		$	(216	)
	Changes in net unrealized gain (loss) on investments	4,291			(1,656		)	2,635
	Reclassification adjustment for realized gains	(158		)	61			(97		)
	Reclassification adjustment for recognized other-than-temporary impairments	31			(12		)	19
	December 31, 2011	3,812			(1,471		)	2,341
	Changes in net unrealized gain (loss) on investments	2,602			(1,004		)	1,598
	Reclassification adjustment for realized gains	(2,160		)	834			(1,326		)
	December 31, 2012	4,254			(1,641		)	2,613
	Changes in net unrealized gain (loss) on investments	(4,233		)	1,633			(2,600		)
	Reclassification adjustment for realized losses	129			(50		)	79
	December 31, 2013	$	150		$	(58	)	$	92

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2013
Stockholders' Equity Note [Abstract]	'
Stockholders' Equity	'
	STOCKHOLDERS' EQUITY
	We are authorized to issue 875,000 shares of "blank check" preferred stock, which may be issued from time to time in one or more series upon authorization by our board of directors. Our Board of Directors (Board), without further approval of the stockholders, is authorized to fix the designations, powers, including voting powers, preferences and the relative, participating optional or other special rights of the shares of each series and any qualifications, limitations and restrictions thereof. As of December 31, 2013, we had not issued any shares of preferred stock.
	On November 5, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on December 13, 2013, to stockholders of record on November 29, 2013.
	On October 1, 2013, we awarded Jay Williams, Vice President - Marketing, 2,299 shares of restricted common stock in connection with his employment with our Company.
	On September 13, 2013, we awarded Andy Swenson, Chief Information Officer, and Deepak Menon, Vice President - Operations and Business Development, 2,167 and 2,110 shares of restricted common stock, respectively, in connection with their employment with our Company.
	On August 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on September 13, 2013, to stockholders of record on August 30, 2013.
	On May 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on June 14, 2013, to stockholders of record on May 31, 2013.
	On March 6, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on March 27, 2013, to stockholders of record on March 20, 2013.
	On January 11, 2013, Raymond James, the lead underwriter on our public offering, exercised their over-allotment option to purchase 750,000 shares of our common stock and we received net proceeds less underwriting expenses of $3,591,000 from the exercise.
	On December 18, 2012, our Board declared a $0.03 per share cash dividend. We paid the $464,000 dividend on December 31, 2012, to stockholders of record on December 28, 2012.
	On December 14, 2012, we closed an underwritten public offering of 5,000,000 shares of our common stock. Certain of our stockholders sold an additional 300,075 shares of our common stock in that offering. Our total net proceeds from the offering were approximately $23,947,000.
	On October 1, 2012, Brad Martz began serving as our Chief Financial Officer and we awarded him 3,900 shares of restricted common stock in connection with his employment with our Company.
	On July 20, 2012, our Board of Directors declared a dividend of one preferred share purchase right for each outstanding share of common stock, $0.0001 par value per share, of the Company. The dividend was payable to the stockholders of record on August 3, 2012. Each Right entitles the registered holder to purchase from the Company one one-hundredth of a share of Series A Junior Participating Preferred Stock, $0.0001 par value (Preferred Shares), of the Company, at a price of $27.00 per one one-hundredth of a Preferred Share, subject to adjustment. The Rights are not exercisable until the distribution date, and will expire on July 20, 2022, unless the Rights are earlier redeemed or exchanged by us.
	On June 14, 2012, John Forney began serving as our Chief Executive Officer and we awarded him 86,990 shares of restricted common stock in connection with his employment with our Company.
	On March 14, 2012, our Board declared a $0.05 per share cash dividend. We paid the $518,000 dividend on April 5, 2012, to stockholders of record on March 26, 2012.
	On November 9, 2011, our Board declared a $0.05 per share dividend. We paid the $518,000 dividend on December 15, 2011, to stockholders of record on November 30, 2011.
	On October 4, 2011, all outstanding warrants to purchase shares of our common stock expired.
	On May 19, 2011, we purchased a total of 212,083 shares of our common stock at a per-share price of $2.00. Inclusive of fees and commissions, we paid a total of $431,000, or $2.03 per share.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Stock-Based Compensation	'
	STOCK-BASED COMPENSATION
	We account for stock-based compensation under the fair value recognition provisions of ASC Topic 718 - “Compensation - Stock Compensation.”
	Share-based compensation cost for restricted stock grants is measured based on the closing fair market value of our common stock on the date of grant. We recognize share-based compensation cost over the award’s requisite service period on a straight-line basis for time-based restricted stock grants.
	We granted 10,476 restricted stock awards during the twelve-month period ended December 31, 2013, which had a weighted-average grant date fair value of $7.64 per share. We granted 86,990 shares of restricted stock during the twelve-month period ended December 31, 2012, which had a weighted-average grant date fair value of $5.25.
	The following table presents certain information related to non-vested shares:
		Non-Vested Shares
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2012	86,990	$	5.25
	Granted	10,476	7.64
	Vested	17,398	5.25
	Outstanding as of December 31, 2013	80,068	$	5.56
	We have approximately $347,000 of unrecognized stock compensation expense related to non-vested compensation granted, which we expect to recognize over the next three and a half years. We recognized $133,000 and $55,000 of compensation expense during the twelve months ended December 31, 2013 and 2012, respectively.

Subsequent_Events

Subsequent Events	12 Months Ended
	Dec. 31, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	SUBSEQUENT EVENTS
	We evaluate all subsequent events and transactions for potential recognition or disclosure in our financial statements.
	On February 4, 2014, our insurance affiliate filed for a 17.0% average rate increase on all new and renewal homeowner business written in Rhode Island, which is currently pending approval by the state regulatory authority.
	On February 12, 2014, our insurance affiliate filed for a 4.3% average rate increase on all new and renewal homeowner business written in Florida, which is currently pending approval by the state regulatory authority.
	On February 24, 2014, our Board of Directors declared a $0.04 per share quarterly cash dividend payable on March 21, 2014, to stockholders of record on March 14, 2014.

Schedule_I_Summary_of_Investme

Schedule I - Summary of Investments	12 Months Ended
	Dec. 31, 2013
Summary of Investments, Other than Investments in Related Parties [Abstract]	'
Summary of Investments, Other than Investments in Related Parties [Text Block]	'
	SCHEDULE I. SUMMARY OF INVESTMENTS
		December 31, 2013
		Cost or Amortized Cost		Fair Value		Amount Shown in Consolidated Balance Sheet
	Bonds:
	U.S. government, government agencies and authorities	$	98,621	$	97,480	$	97,480
	Foreign governments	3,287		3,227		3,227
	States, municipalities and political subdivisions	45,556		45,777		45,777
	Public utilities	9,103		9,133		9,133
	All other corporate bonds	118,084		117,407		117,407
	Total fixed maturities	274,651		273,024		273,024
	Common stocks:
	Public utilities	804		807		807
	Industrial, miscellaneous and all other	12,749		14,546		14,546
	Nonredeemable preferred stocks	272		249		249
	Total equity securities	13,825		15,602		15,602
	Other long-term investments	300		300		300
	Total investments	$	288,776	$	288,926	$	288,926

Schedule_IV_Reinsurance

Schedule IV - Reinsurance	12 Months Ended
	Dec. 31, 2013
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]	'
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Text Block]	'
	SCHEDULE IV. REINSURANCE
		Property and Casualty Insurance
		Direct Premium Written		Premiums Ceded to Other Companies	Premiums Assumed from Other Companies		Net Premiums Written		Percentage of Premiums Assumed to Net
	Years Ended December 31,
	2013	$	339,765	124,682	41,587		$	256,670	16.2	%
	2012	254,913		113,234	(4	)	141,675		—	%
	2011	199,606		93,418	4,200		110,388		3.8	%

Schedule_V_Valuation_and_Quali

Schedule V - Valuation and Qualifying Accounts	12 Months Ended
	Dec. 31, 2013
Valuation and Qualifying Accounts [Abstract]	'
Schedule of Valuation and Qualifying Accounts Disclosure [Text Block]	'
	SCHEDULE V. VALUATION AND QUALIFYING ACCOUNTS
		Uncollectible Premium Liability
		Balance at Beginning of Period		Charged to Costs and Expenses	Deductions		Balance at End of Period
	Years Ended December 31,
	2013	$	24	21	(16	)	$	29
	2012	77		16	(69	)	24
	2011	61		16	—		77

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Cash and Cash Equivalents, Policy [Policy Text Block]	'
	(a)	Cash and Cash Equivalents
	Our cash and cash equivalents include demand deposits with financial institutions and short-term, highly-liquid instruments with original maturities of three months or less when purchased.
Investment, Policy [Policy Text Block]	'
	(b)	Investments
	We currently classify all of our investments in fixed maturities and equity securities as available-for-sale, and report them at fair value. Subsequent to our acquisition of available-for-sale securities, we record changes in value through the date of disposition as unrealized holding gains and losses, net of tax effects, and include them as a component of comprehensive income. We include realized gains and losses, which we calculate using the specific-identification method for determining the cost of securities sold, in net income. We amortize any premium or discount on fixed maturities over the remaining maturity period of the related securities using the effective interest method, and we report the amortization in net investment income. We recognize dividends and interest income when earned.
	Quarterly, we perform an assessment of our investments to determine if any are other-than-temporarily impaired. An investment is impaired when the fair value of the investment declines to an amount less than the cost or amortized cost of that investment. As part of our assessment process, we determine whether the impairment is temporary or other-than-temporary. We base our assessment on both quantitative criteria and qualitative information, considering a number of factors including, but not limited to: how long the security has been impaired; the amount of the impairment; whether, in the case of equity securities, we intend to hold, and have the ability to hold, the security for a period sufficient for us to recover our cost basis, or whether, in the case of debt securities, we intend to sell the security or it is more likely than not that we will have to sell the security before we recover the amortized cost; the financial condition and near-term prospects of the issuer; whether the issuer is current on contractually-obligated interest and principal payments; key corporate events pertaining to the issuer and whether the market decline was affected by macroeconomic conditions.
	If we determine that an equity security has incurred an other-than-temporary impairment, we permanently reduce the cost of the security to fair value and recognize an impairment charge in net income. If a debt security is impaired and we either intend to sell the security or it is more likely than not that we will have to sell the security before we are able to recover the amortized cost, then we record the full amount of the impairment in net income. If we determine that an impairment of a debt security is other-than-temporary and we neither intend to sell the security nor it is more likely than not that we will have to sell the security before we are able to recover its cost or amortized cost, then we separate the impairment into (a) the amount of impairment related to credit loss and (b) the amount of impairment related to all other factors. We record the amount of the impairment related to the credit loss as an impairment charge in net income, and we record the amount of the impairment related to all other factors in accumulated other comprehensive income.
	A large portion of our investment portfolio consists of fixed maturities, which may be adversely affected by changes in interest rates as a result of governmental monetary policies, domestic and international economic and political conditions and other factors beyond our control. A rise in interest rates would decrease the net unrealized holding gains of our investment portfolio, offset by our ability to earn higher rates of return on funds reinvested. Conversely, a decline in interest rates would increase the net unrealized holding gains of our investment portfolio, offset by lower rates of return on funds reinvested.
Fair Value of Financial Instruments, Policy [Policy Text Block]	'
	(c)Fair Value
	Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The hierarchy for inputs used in determining fair value maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Assets and liabilities recorded on the Audited Consolidated Balance Sheets at fair value are categorized in the fair value hierarchy based on the observability of inputs to the valuation techniques as follows:
	Level 1: Assets and liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.
	Level 2: Assets and liabilities whose values are based on the following:
	(a) Quoted prices for similar assets or liabilities in active markets;
	(b) Quoted prices for identical or similar assets or liabilities in markets that are not active; or
	(c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.
	Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Unobservable inputs reflect our estimates of the assumptions that market participants would use in valuing the assets and liabilities.
	We estimate the fair value of our investments using the closing prices on the last business day of the reporting period, obtained from active markets such as the NYSE, NASDAQ, and NYSE MKT. For securities for which quoted prices in active markets are unavailable, we use observable inputs such as quoted prices in inactive markets, quoted prices in active markets for similar instruments, benchmark interest rates, broker quotes and other relevant inputs. We do not have any investments in our available for sale portfolio or in any other assets which require us to use unobservable inputs. Our estimates of fair value reflect the interest rate environment that existed as of the close of business on December 31, 2013 and 2012. Changes in interest rates subsequent to December 31, 2013 may affect the fair value of our investments.
	The carrying amounts for the following financial instrument categories approximate their fair values at December 31, 2013 and 2012 because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, and accounts payable and accrued expenses. The carrying amount of notes payable also approximates its fair value as the interest rate on the note payable is variable.
Revenue Recognition Accounting Policy, Gross and Net Revenue Disclosure [Policy Text Block]	'
	(d)Premiums
	We recognize premiums as revenue, net of ceded reinsurance amounts, on a daily pro rata basis over the contract period of the related policies that are in force. For any portion of premiums not earned at the end of the reporting period, we record an unearned premium liability.
	Premiums receivable represents amounts due from our policyholders for billed premiums and related policy fees. We perform a policy-level evaluation to determine the extent to which the balance of premium receivable exceeds the balance of unearned premium. We then age any resulting exposure based on the last date the policy was billed to the policyholder, and we establish an allowance for credit losses for any amounts outstanding for more than 90 days. When we receive payments on amounts previously charged off, we credit bad debt expense in the period we receive the payment. The balances of our allowance for uncollectible premiums totaled $29,000 and $24,000 at December 31, 2013 and 2012, respectively.
	When we receive premium payments from policyholders prior to the effective date of the related policy, we record an advance premiums liability. On the policy effective date, we reduce the advance premium liability and record the premiums as described above.
Capitalization of Deferred Policy Acquisition Costs, Policy [Policy Text Block]	'
	(e)Policy Acquisition Costs
	We incur policy acquisition costs that vary with, and are directly related to, the production of new business. Policy acquisition costs consist primarily of the following three items: (i) commissions paid to outside agents at the time of policy issuance; (ii) policy administration fees paid to a third-party administrator at the time of policy issuance; and (iii) premium tax. We capitalize policy acquisition costs to the extent recoverable, then we amortize those costs over the contract period of the related policy.
	At each reporting date, we determine whether we have a premium deficiency. A premium deficiency would result if the sum of our expected losses, deferred policy acquisition costs, and policy maintenance costs (such as costs to store records and costs incurred to collect premiums and pay commissions) exceeded our related unearned premiums plus investment income.
	Should we determine that a premium deficiency exists, we would write off the unrecoverable portion of deferred policy acquisition costs and record a liability to the extent the deficiency exceeded the deferred policy acquisition costs.
Property, Plant and Equipment, Policy [Policy Text Block]	'
	(f)Long-lived Assets
	i)Property and Equipment
	We classify our property and equipment, which we record at cost less accumulated depreciation and amortization, within other assets on our Consolidated Balance Sheets because the total net amount ($592,000 at December 31, 2013 and $548,000 at December 31, 2012) is not material to our consolidated financial statements. We use the straight-line method of calculating depreciation over the estimated useful lives of the assets, which are three to five years. We also use the straight-line method to calculate amortization of leasehold improvements over the estimated useful lives of the assets or the term of the lease, whichever is shorter. We periodically review estimated useful lives and, where appropriate, we make changes prospectively. We charge maintenance and repair costs to expense as incurred.
Internal Use Software, Policy [Policy Text Block]	'
	ii)Capitalized Software
	We capitalize certain direct development costs associated with internal-use software and we classify these costs within other assets on our Consolidated Balance Sheets because the total amount ($1,816,000 at December 31, 2013 and $553,000 at December 31, 2012) is not material to our consolidated financial statements. We expect to amortize the capitalized software costs related to policy administration system over an initial six year period which coincides with the length of our contract term with our policy administrator and the amount of time we expect the software to be useful to us. We expect to amortize the costs related to our new claims processing system over its expected 5 year useful life, beginning in the second quarter of 2014.
Property, Plant and Equipment, Impairment [Policy Text Block]	'
	Impairment of Long-lived Assets
	We annually review our long-lived assets, including intangible assets, to determine if their carrying amounts are recoverable. If the non-discounted future cash flows expected to result from the use and eventual disposition of the assets are less than their carrying amounts, we reduce their carrying amounts to fair value and recognize an impairment loss.
Unpaid Policy Claims and Claims Adjustment Expense, Policy [Policy Text Block]	'
	(g)Unpaid Losses and Loss Adjustment Expenses
	Our reserves for unpaid losses represent the estimated ultimate cost of settling all reported claims plus all claims we incurred related to insured events that have occurred as of the reporting date, but that policyholders have not yet reported to us (incurred but not reported, or IBNR).
	We estimate our reserves for unpaid losses using individual case-basis estimates for reported claims and actuarial estimates for IBNR claims, and we continually review and adjust our estimated losses as necessary based on our historical experience and as we obtain new information. If our unpaid loss reserves prove to be deficient or redundant, we increase or decrease the liability in the period in which we identify the difference, thereby impacting net income. Though our estimate of the ultimate cost of settling all reported and unreported claims may change at any point in the future, a reasonable possibility exists that our estimate may vary significantly in the near term from the estimated amounts included in our consolidated financial statements.
	On our Consolidated Balance Sheets, we report our reserves for unpaid losses gross of the amounts related to unpaid losses recoverable from reinsurers. On our Consolidated Statements of Comprehensive Income, we report losses net of amounts ceded to reinsurers. We do not discount our loss reserves for financial statement purposes.
Management and Investment Advisory Fees, Policy [Policy Text Block]	'
	(h)Managing General Agent Fees and Policy Fees
	Our policy fees consist of the managing general agent fee and a pay-plan fee. Regulatory authorities in Florida and Rhode Island allow managing general agents to charge policyholders a $25 fee on each policy written, while the regulatory authority in Texas allows managing general agents to charge policyholders a $25 or $75 fee, depending on the type of policy issued. We defer such fees as unearned revenue and then include them in income on a pro rata basis over the term of the underlying policies. We record our pay-plan fees, which we charge to all policyholders that pay their premium in more than one installment, as income when collected. We report all policy-related fees in other revenue on our Consolidated Statements of Comprehensive Income.
Reinsurance Accounting Policy [Policy Text Block]	'
	(i)Reinsurance
	We follow industry practice of reinsuring a portion of our risks. Reinsurance involves transferring, or "ceding", all or a portion of the risk exposure on policies we write to another insurer, known as a reinsurer. To the extent that our reinsurers are unable to meet the obligations they assume under our reinsurance agreements, we remain liable for the entire insured loss.
	Our reinsurance agreements are short-term, prospective contracts. We record an asset, prepaid reinsurance premiums, and a liability, reinsurance payable, for the entire contract amount upon commencement of our new reinsurance agreements. We amortize our prepaid reinsurance premiums over the 12-month contract period.
	We record amounts recoverable from our reinsurers on paid losses plus an estimate of amounts recoverable on unpaid losses. The estimate of amounts recoverable on unpaid losses is a function of our liability for unpaid losses associated with the reinsured policies; therefore, the amount changes in conjunction with any changes to our estimate of unpaid losses. Though our estimate of amounts recoverable from reinsurers on unpaid losses may change at any point in the future because of its relation to our reserves for unpaid losses, a reasonable possibility exists that our estimate may change significantly in the near term from the amounts included in our consolidated financial statements.
	We estimate uncollectible amounts receivable from reinsurers based on an assessment of factors including the creditworthiness of the reinsurers and the adequacy of collateral obtained, where applicable. We recorded no bad debt expense related to reinsurance during the years ended December 31, 2013, 2012 or 2011.
Assessment [Policy Text Block]	'
	(j)Assessments
	We record guaranty fund and other insurance-related assessments imposed upon us as an expense in the period the regulatory agency imposes the assessment. To recover Florida Insurance Guaranty Association (FIGA) assessments, we calculate and begin collecting a policy surcharge that will allow us to collect the entire assessment over a 12-month period, based on our estimate of the number of policies we expect to write. We then submit an information only filing, pursuant to Florida Statute 631.57(3)(h), to the insurance regulatory authority requesting formal approval of the policy FIGA surcharge. The process may be repeated in successive 12-month periods until we collect the entire assessment. We record the recoveries as revenue in the period that we collect the cash. While current regulations allow us to recover from policyholders the amount of assessments imposed upon us, our payment of the assessments and our recoveries may not offset each other in the same fiscal period in our consolidated financial statements.
	Where permitted by law or regulatory authority, we collect assessments imposed upon policyholders as a policy surcharge and we record the amounts collected as a liability until we remit the amounts to the regulatory agency that imposed the assessment. During 2013 we did not receive any significant assessments from the regulatory authorities in the states in which our insurance affiliate operates.
Income Tax, Policy [Policy Text Block]	'
	(k)Income Taxes
	We recognize deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. We measure deferred tax assets and liabilities using enacted tax rates expected to apply to taxable income in the years in which we expect to recover or settle those temporary differences. Should a change in tax rates occur, we recognize the effect on deferred tax assets and liabilities in operations in the period that includes the enactment date. Realization of our deferred income tax assets depends upon our generation of sufficient future taxable income.
	We recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not sustain the position following an audit. For tax positions meeting the more likely than not threshold, the amount recognized in the consolidated financial statements is the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with the relevant taxing authority.
	We record any income tax penalties and income-tax-related interest as income tax expense in the period incurred. We did not incur any material tax penalties or income-tax-related interest during the years ended December 31, 2013, 2012 or 2011.
Advertising Cost, Policy, Expensed Advertising Cost [Policy Text Block]	'
	(l)Advertising Costs
	We expense all advertising costs when we incur those costs. For the years ended December 31, 2013, 2012 and 2011, we incurred advertising costs of $1,801,000, $1,395,000, and $1,041,000, respectively.
Earnings Per Share, Policy [Policy Text Block]	'
	(m)Earnings Per Share
	We report both basic earnings per share and diluted earnings per share. To calculate basic earnings per share, we divide net income attributable to common stockholders by the weighted-average number of common stock shares outstanding during the period. We calculate diluted earnings per share by dividing net income attributable to common stockholders by the weighted-average number of common stock shares, common stock equivalents, and restricted shares outstanding during the period. Prior to the expiration of our warrants, we used the treasury stock method to calculate common stock equivalents.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	'
	(n)Concentrations of Risk
	Our current operations subject us to the following concentrations of risk:
	•a concentration of revenue because we write primarily homeowners policies
	•	a geographic concentration resulting from the fact that, though we now operate in seven states, we still write approximately 85% of our premium in Florida
	•	a group concentration of credit risk with regard to our reinsurance recoverable, since all of our reinsurers engage in similar activities and have similar economic characteristics that could cause their ability to repay us to be similarly affected by changes in economic or other conditions
	•	a concentration of credit risk with regard to our cash, because we choose to deposit all our cash at two financial institutions
	We mitigate our geographic and group concentrations of risk by entering into reinsurance contracts with financially-stable reinsurers, and by securing irrevocable letters of credit from reinsurers when necessary.
	With regard to our cash balances held at financial institutions, we had $40,843,000 and $5,211,000 in excess of Federal Deposit Insurance Corporation (FDIC) insurance limits at December 31, 2013 and 2012, respectively. The $35,632,000 increase in excess of FDIC insurance limits is the result of (1) $19,925,000 of reinsurance payments due in the beginning of January 2014 and (2) in 2013, the FDIC insurance limit expired and deposits held in non-interest-bearing transaction accounts are combined with interest-bearing accounts and insured up to $250,000.
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	(o)Accounting Pronouncements
	In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220): Reporting Amounts Reclassified Out of Accumulated Other Comprehensive Income, which finalizes Proposed ASU No. 2012-240, requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under GAAP that provide additional detail about those amounts. The ASU is effective prospectively for reporting periods beginning after December 15, 2012, and early adoption is permitted.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740)—Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward or Tax Credit Carryforward Exists, which finalizes Proposed ASU No. EITF-13C, and requires an entity's unrecognized tax benefit to be presented in its financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, with one exception. That exception states that, to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The ASU applies prospectively for reporting periods beginning after December 15, 2013. Retrospective application and early adoption are also permitted. We do not expect ASU No. 2013-02 or ASU No. 2013-11 to have a material impact on our consolidated financial statements.
	On January 1, 2012, two new Accounting Standards Updates became effective: ASU No. 2010-26, Financial Services—Insurance (Topic 944): Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts which was issued in October 2010, and ASU No. 2011-05, Comprehensive Income (Topic 220): Presentation of Comprehensive Income, which was June 2011. The amendments in ASU No. 2010-26 addressed diversity in practice regarding the interpretation of which costs relating to the acquisition of new or renewal insurance contracts qualify for deferral; they clarified which costs should be deferred and which costs should be expensed when incurred. The amendments in ASU No. 2011-05 gave entities the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The two pronouncements did not require us to change our significant accounting policies; therefore, they did not have a material effect on our consolidated financial statements.

Investments_Tables

Investments (Tables)	12 Months Ended
	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation	'
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at December 31, 2013 and 2012:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	December 31, 2013
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign governments	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	All other corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	All other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other long-term investments	300				—				—				300
	Total investments	$	288,776			$	3,513			$	3,363			$	288,926
	December 31, 2012
	U.S. government and agency securities	$	95,296			$	201			$	289			$	95,208
	States, municipalities and political subdivisions	17,117				1,918				—				19,035
	Public utilities	4,135				225				—				4,360
	All other corporate securities	28,282				2,013				1				30,294
	Redeemable preferred stocks	259				2				1				260
	Total fixed maturities	145,089				4,359				291				149,157
	Public utilities	316				16				6				326
	All other common stocks	1,949				228				38				2,139
	Nonredeemable preferred stocks	272				—				14				258
	Total equity securities	2,537				244				58				2,723
	Other long-term investments	300				—				—				300
	Total investments	$	147,926			$	4,603			$	349			$	152,180
Schedule of Realized Gain (Loss)	'
	The following tables detail our realized gains (losses) by major investment category for the years ended December 31, 2013, 2012 and 2011:
		2013								2012								2011
		Gains				Fair Value at Sale				Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)								(Losses)
	Fixed maturities	$	103			$	23,187			$	2,043			$	28,999			$	231			$	21,803
	Equity securities	31				155				279				1,907				10				65
	Total realized gains	134				23,342				2,322				30,906				241				21,868
	Fixed maturities	(261		)		43,751				(141		)		9,243				(58		)		3,191
	Equity securities	(2		)		28				(21		)		391				(25		)		335
	Total realized losses	(263		)		43,779				(162		)		9,634				(83		)		3,526
	Net realized investment gains (losses)	$	(129	)		$	67,121			$	2,160			$	40,540			$	158			$	25,394
Investments Classified by Contractual Maturity Date	'
	The table below summarizes our fixed maturities at year end by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		December 31, 2013
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	30,268			11	%		$	30,283			11.1	%
	Due after one year through five years	148,920				54.2	%		148,253				54.3	%
	Due after five years through ten years	77,632				28.3	%		76,462				28	%
	Due after ten years	17,831				6.5	%		18,026				6.6	%
	Total	$	274,651			100	%		$	273,024			100	%
Investment Income	'
	The following table summarizes our net investment income by major investment category:
		Year Ended December 31,
		2013				2012				2011
	Fixed maturities	$	3,512			$	2,902			$	2,628
	Equity securities	280				138				142
	Cash and cash equivalents	31				43				19
	Other investments	48				—				34
	Gross investment income	$	3,871			$	3,083			$	2,823
	Investment expenses	(206		)		(142		)		(140		)
	Net investment income	$	3,665			$	2,941			$	2,683
Schedule of Unrealized Loss on Investments	'
	The following table presents an aging of our unrealized investment losses by investment class:
		Less Than Twelve Months											Twelve Months or More
		Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses				Fair Value
	December 31, 2013
	U.S. government and agency securities	47			$	850			$	64,369			7			$	319			$	5,913
	Foreign governments	4			60				3,227				—			—				—
	States, municipalities and political subdivisions	23			433				27,106				—			—				—
	Public utilities	4			92				3,830				—			—				—
	All other corporate securities	49			1,469				60,348				—			—				—
	Total fixed maturities	127			2,904				158,880				7			319				5,913
	Public utilities	5			20				357				—			—				—
	All other common stocks	15			97				1,626				—			—				—
	Nonredeemable preferred stocks	1			6				125				1			17				125
	Total equity securities	21			123				2,108				1			17				125
	Total	148			$	3,027			$	160,988			8			$	336			$	6,038
	December 31, 2012
	U.S. government and agency securities	13			$	289			$	44,174			—			$	—			$	—
	All other corporate securities	1			1				2,000				—			—				—
	Redeemable preferred stocks	—			—				—				1			1				102
	Total fixed maturities	14			290				46,174				1			1				102
	Public utilities	3			6				178				—			—				—
	All other common stocks	13			35				442				1			3				53
	Nonredeemable preferred stocks	—			—				—				2			14				258
	Total equity securities	16			41				620				3			17				311
	Total	30			$	331			$	46,794			4			$	18			$	413
Fair Value, Measurement Inputs, Disclosure	'
	The following table presents the fair value measurements of our financial instruments by level at December 31, 2013 and December 31, 2012:
	December 31, 2013	Total				Level 1				Level 2
	U.S. government and agency securities	$	97,480			$	—			$	97,480
	Foreign governments	3,227				—				3,227
	States, municipalities and political subdivisions	45,777				—				45,777
	Public utilities	9,133				—				9,133
	All other corporate securities	117,407				—				117,407
	Total fixed maturities	273,024				—				273,024
	Public utilities	807				807				—
	All other common stocks	14,546				14,546				—
	Nonredeemable preferred stocks	249				249				—
	Total equity securities	15,602				15,602				—
	Other long-term investments	300				300				—
	Total investments	$	288,926			$	15,902			$	273,024
	December 31, 2012
	U.S. government and agency securities	$	95,208			$	66,710			$	28,498
	States, municipalities and political subdivisions	19,035				—				19,035
	Public utilities	4,360				—				4,360
	All other corporate securities	30,294				—				30,294
	Redeemable preferred stocks	260				260				—
	Total fixed maturities	149,157				66,970				82,187
	Public utilities	326				326				—
	All other common stocks	2,139				2,139				—
	Nonredeemable preferred stocks	258				258				—
	Total equity securities	2,723				2,723				—
	Other long-term investments	300				300				—
	Total investments	$	152,180			$	69,993			$	82,187

Earnings_Per_Share_Basic_and_D

Earnings Per Share Basic and Diluted EPS (Tables)	12 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted	'
	The following table shows the computation of basic and diluted EPS for the years ended December 31, 2013 and December 31, 2012:
		Year Ended
		December 31,
		2013		2012
	Numerator:
	Net income attributable to common stockholders	$	20,342	$	9,705
	Denominator:
	Weighted-average shares outstanding	16,100,882		10,607,751
	Effect of dilutive securities	82,216		47,773
	Weighted-average diluted shares	16,183,098		10,655,524
	Basic earnings per share	$	1.26	$	0.91
	Diluted earnings per share	$	1.26	$	0.91

Deferred_Acquisition_Costs_Tab

Deferred Acquisition Costs (Tables)	12 Months Ended
	Dec. 31, 2013
Deferred Policy Acquisition Costs Disclosures [Abstract]	'
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]	'
	The table below depicts the activity with regard to deferred policy acquisition costs:
		2013			2012
	Balance at January 1	$	16,978		$	12,324
	Policy acquisition costs deferred	56,950			38,431
	Amortization	(48,742		)	(33,777		)
	Balance at December 31	$	25,186		$	16,978

Reinsurance_Tables

Reinsurance (Tables)	12 Months Ended
	Dec. 31, 2013
Reinsurance [Abstract]	'
Ceded Premiums Earned by type	'
	The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Year Ended December 31,
		2013			2012				2011
	Excess-of-loss	$	(108,696	)	$	(100,549	)		$	(82,832	)
	Equipment & identity theft	(2,608		)	(1,540		)		(587		)
	Flood	(13,378		)	(11,145		)		(9,999		)
	Ceded premiums written	$	(124,682	)	$	(113,234	)		$	(93,418	)
	Increase in ceded unearned premiums	5,352			8,948				2,661
	Ceded premiums earned	$	(119,330	)	$	(104,286	)		$	(90,757	)
Liability for Catastrophe Claims Disclosure	'
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2013								2012
			Number of Events		Incurred Loss and LAE (3)			Combined Ratio Impact			Number of Events	Incurred Loss and LAE (3)	Combined Ratio Impact
	Year Ended December 31,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(1)	1		1,839			0.9	%		2	2,896	2.4	%
	Less than $1 million	(2)	2		1,763			0.9	%		1	770	0.6	%
	Total		3		3,602			1.8	%		3	3,666	3	%
	Note: A storm can be in one loss size for the quarter and a different loss size for the year dependent upon the losses paid for that particular storm during the specified time frame.
	(1) Reflects losses from Winterstorm Nemo in 2013 and Tropical Storms Debby and Isaac in 2012.
	(2) Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013, and Superstorm Sandy in 2012.
	(3) Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
Reinsurance Recoverable	'
	Reinsurance recoverable at the balance sheet dates consists of the following:
		December 31,
		2013			2012
	Reinsurance recoverable on unpaid losses and LAE	$	1,957		$	1,935
	Reinsurance recoverable on paid losses and LAE	469			337
	Reinsurance recoverable	$	2,426		$	2,272
Reinsurance, Effect on Operations	'
	The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income:
		Year ended December 31,
		2013			2012				2011
	Premium written:
	Direct	$	339,765		$	254,913			$	199,606
	Assumed	41,587			(4		)		4,200
	Ceded	(124,682		)	(113,234		)		(93,418		)
	Net premium written	$	256,670		$	141,675			$	110,388
	Change in unearned premiums:
	Direct	$	(44,422	)	$	(28,743	)		$	(23,666	)
	Assumed	(20,222		)	88				697
	Ceded	5,352			8,948				2,661
	Net increase	$	(59,292	)	$	(19,707	)		$	(20,308	)
	Premiums earned:
	Direct	$	295,343		$	226,170			$	175,940
	Assumed	21,365			84				4,897
	Ceded	(119,330		)	(104,286		)		(90,757		)
	Net premiums earned	$	197,378		$	121,968			$	90,080
	Losses and LAE incurred:
	Direct	$	92,526		$	60,248			$	35,774
	Assumed	9,240			(335		)		2,554
	Ceded	(2,936		)	(1,504		)		533
	Net losses and LAE incurred	$	98,830		$	58,409			$	38,861
Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums	'
	The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
		December 31,
		2013			2012
	Unpaid losses and LAE:
	Direct	$	42,954		$	34,503
	Assumed	4,497			1,189
	Gross unpaid losses and LAE	47,451			35,692
	Ceded	(1,957		)	(1,935		)
	Net unpaid losses and LAE	$	45,494		$	33,757
	Unearned premiums:
	Direct	$	173,206		$	128,785
	Assumed	20,222			—
	Gross unearned premiums	193,428			128,785
	Ceded	(55,268		)	(49,916		)
	Net unearned premiums	$	138,160		$	78,869

Reserve_for_Unpaid_Losses_Tabl

Reserve for Unpaid Losses (Tables)	12 Months Ended
	Dec. 31, 2013
Reserves [Abstract]	'
Schedule of Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]	'
	The table below summarizes the activity related to our reserve for unpaid losses:
		2013		2012		2011
	Balance at January 1	$	35,692	$	33,600	$	47,414
	Less: reinsurance recoverable on unpaid losses	1,935		3,318		23,814
	Net balance at January 1	$	33,757	$	30,282	$	23,600
	Incurred related to:
	Current year	94,752		57,739		43,019
	Prior years	4,078		670		(4,158		)
	Total incurred	$	98,830	$	58,409	$	38,861
	Paid related to:
	Current year	62,494		37,906		28,857
	Prior years	24,599		17,028		3,322
	Total paid	$	87,093	$	54,934	$	32,179
	Net balance at December 31	$	45,494	$	33,757	$	30,282
	Plus: reinsurance recoverable on unpaid losses	1,957		1,935		3,318
	Balance at December 31	$	47,451	$	35,692	$	33,600

LongTerm_Debt_LongTerm_Debt_Ta

Long-Term Debt Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2013
Long Term Debt Maturities [Abstract]	'
Schedule of Maturities of Long-term Debt [Table Text Block]	'
	At December 31, 2013, the annual maturities of our long-term debt were as follows:
		Amount
	2014	$	1,176
	2015	1,176
	2016	1,176
	2017	1,176
	2018	1,176
	Thereafter	8,826
	Total debt	$	14,706

Income_Taxes_Income_Taxes_Tabl

Income Taxes Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	'
	The following table summarizes the provision for income taxes:
		Year Ended December 31,
		2013			2012			2011
	Federal:
	Current	$	11,413		$	5,704		$	4,864
	Deferred	1,026			(526		)	(656		)
	Provision for Federal income tax expense	12,439			5,178			4,208
	State:
	Current	1,581			966			664
	Deferred	125			(135		)	56
	Provision for State income tax expense	1,706			831			720
	Provision for income taxes	$	14,145		$	6,009		$	4,928
Tax Expense Reconciliation [Table Text Block]	'
	The actual income tax expense differs from the expected income tax expense computed by applying the combined applicable effective federal and state tax rates to income before the provision for income taxes as follows:
		Year Ended December 31,
		2013			2012			2011
	Expected income tax expense at federal rate	$	12,070		$	5,500		$	4,425
	State tax expense, net of federal deduction benefit	1,140			547			472
	Dividend received deduction	(47		)	(42		)	(38		)
	Prior period adjustment	699			—			—
	Other, net	283			4			69
	Reported income tax expense	$	14,145		$	6,009		$	4,928
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	'
	The table below summarizes the significant components of our net deferred tax asset:
		December 31,
		2013			2012
	Deferred tax assets:
	Unearned premiums	$	11,370		$	6,478
	Assessments	30			636
	Tax-related discount on loss reserve	682			495
	Bad debt expense	11			9
	Other-than-temporary impairment	56			56
	Other	873			672
	Total deferred tax assets	13,022			8,346
	Deferred tax liabilities:
	Unrealized gain	(58		)	(1,641		)
	Deferred acquisitions costs	(11,061		)	(6,453		)
	Capitalized software	(294		)	(207		)
	Other	(1,317		)	(185		)
	Total deferred tax liabilities	(12,730		)	(8,486		)
	Net deferred tax asset (liability)	$	292		$	(140	)

Statutory_Accounting_and_Regul1

Statutory Accounting and Regulation (Tables)	12 Months Ended
	Dec. 31, 2013
Assessments [Abstract]	'
Assessments	'
	The table below summarizes the activity related to assessments levied upon our insurance affiliate:
		2013			2012			2011
	Expected recoveries of assessments, January 1	$	1,646		$	10		$	413
	Assessments expensed	31			1,646			—
	Assessments recovered	(1,457		)	—			(403		)
	Assessments not recoverable	(141		)	(10		)	—
	Expected recoveries of assessments, December 31	$	79		$	1,646		$	10
Statutory Accounting Practices Disclosure	'
	The table below reconciles our consolidated GAAP stockholders’ equity to the surplus as regards policyholders of our insurance affiliate:
		December 31,
		2013			2012
	Consolidated GAAP stockholders’ equity	$	107,587		$	87,986
	Increase (decrease) due to:
	Deferred policy acquisition costs	(3,281		)	(2,413		)
	Deferred income taxes	(4,861		)	(4,162		)
	Investments	1,478			(2,427		)
	Non-admitted assets	(247		)	(354		)
	Surplus debentures	14,706			15,882
	Provision for reinsurance	(341		)	(225		)
	Equity of non-statutory subsidiaries	(49,531		)	(38,397		)
	Commissions	12,796			10,515
	Assessments	79			1,646
	Prepaid expenses	(23		)	(44		)
	Statutory surplus as regards policyholders of insurance affiliate	$	78,362		$	68,007
	The table below reconciles our consolidated GAAP net income to the statutory net income (loss) of our insurance affiliate:
		Year Ended December 31,
		2013			2012			2011
	Consolidated GAAP net income	$	20,342		$	9,705		$	8,088
	Increase (decrease) due to:
	Commissions	2,281			10,438			56
	Deferred income taxes	(3,992		)	(4,262		)	(1,278		)
	Deferred policy acquisition costs	(868		)	(688		)	(98		)
	Allowance for doubtful accounts	5			(53		)	16
	Assessments	(1,567		)	1,636			(453		)
	Prepaid expenses	22			131			187
	Premium deficiency reserve	—			(302		)	302
	Operations of non-statutory subsidiaries	(9,023		)	(10,696		)	(11,452		)
	Statutory net income (loss) of insurance affiliate	$	7,200		$	5,909		$	(4,632	)

Leases_Tables

Leases (Tables)	12 Months Ended
	Dec. 31, 2013
Leases [Abstract]	'
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	'
	At December 31, 2013, our minimum future lease payments under non-cancellable operating leases are:
		Amount
	2014	$	619
	2015	676
	2016	686
	2017	619
	2018	—

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The table below details the components of accumulated other comprehensive income at year end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2010	$	(352	)	$	136		$	(216	)
	Changes in net unrealized gain (loss) on investments	4,291			(1,656		)	2,635
	Reclassification adjustment for realized gains	(158		)	61			(97		)
	Reclassification adjustment for recognized other-than-temporary impairments	31			(12		)	19
	December 31, 2011	3,812			(1,471		)	2,341
	Changes in net unrealized gain (loss) on investments	2,602			(1,004		)	1,598
	Reclassification adjustment for realized gains	(2,160		)	834			(1,326		)
	December 31, 2012	4,254			(1,641		)	2,613
	Changes in net unrealized gain (loss) on investments	(4,233		)	1,633			(2,600		)
	Reclassification adjustment for realized losses	129			(50		)	79
	December 31, 2013	$	150		$	(58	)	$	92

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Nonvested Share Activity [Table Text Block]	'
	The following table presents certain information related to non-vested shares:
		Non-Vested Shares
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2012	86,990	$	5.25
	Granted	10,476	7.64
	Vested	17,398	5.25
	Outstanding as of December 31, 2013	80,068	$	5.56

Organization_Consolidation_and1

Organization, Consolidation and Presentation (Details)	Dec. 31, 2013
	states
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Number of Future States in which may Entity Operate	3

Significant_Accounting_Policie2

Significant Accounting Policies - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accounting Policies [Abstract]	'	'	'
Allowance for Uncollectible Premium	$29,000	$24,000	'
Property, Plant and Equipment, Net	592,000	548,000	'
Capitalized Computer Software, Net	1,816,000	553,000	'
Finite-Lived Intangible Asset, Useful Life	'6 years	'	'
Policy Charges, Insurance	25	'	'
Advertising Expense	1,801,000	1,395,000	1,041,000
Concentration Risk, Percentage	85.00%	'	'
Excess Cash, FDIC Insured Amount	$40,843,000	$5,211,000	'
Minimum [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Useful Life	'3 years	'	'
Maximum [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Property, Plant and Equipment, Useful Life	'5 years	'	'

Investments_Narrative_Details

Investments - Narrative (Details) (USD $)	12 Months Ended					3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Dec. 31, 2013	Mar. 31, 2013
				RCH Mortgage Fund VI, L.P. [Member]	DCR Mortgage Fund VI, L.P. [Member]	United Capital Funding Corp. [Member]
Schedule of Cost-method Investments [Line Items]	'	'	'	'	'	'
Other than Temporary Impairment Losses, Investments	$0	$0	$31,000	'	'	'
Payments to Acquire Limited Partnership Interests	'	'	'	1,000,000	750,000	'
Contribution to Limited Partnership	'	'	'	500,000	562,500	'
Note receivable from limited partnership	'	'	'	500,000	187,500	'
Proceeds from Limited Partnership Investments	'	'	'	'	16,000	'
Fair Value of Limited Partnership Interest	'	'	'	'	734,000	'
Payments to Acquire Other Investments	'	'	'	'	'	1,000,000
Proceeds from Other Investments	'	'	'	'	'	$500,000

Investments_Reconciliation_Inv

Investments Reconciliation, Investments by Category (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	security	security
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	$273,024	$149,157
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	3,513	4,603
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	3,363	349
Investments	288,926	152,180
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	15,602	2,723
Available-for-sale Securities, Amortized Cost Basis	288,776	147,926
Other long-term investments	300	300
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	148	30
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	3,027	331
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	160,988	46,794
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	8	4
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	336	18
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,038	413
U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	97,480	95,208
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	28	201
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	1,169	289
Available-for-sale Securities, Amortized Cost Basis	98,621	95,296
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	47	13
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	850	289
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	64,369	44,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	7	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	319	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,913	0
Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	3,227	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	0	'
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	60	'
Available-for-sale Securities, Amortized Cost Basis	3,287	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	60	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,227	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	45,777	19,035
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	654	1,918
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	433	0
Available-for-sale Securities, Amortized Cost Basis	45,556	17,117
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	23	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	433	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	27,106	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	9,133	4,360
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	122	225
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	92	0
Available-for-sale Securities, Amortized Cost Basis	9,103	4,135
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	92	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,830	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
All Other Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	117,407	30,294
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	792	2,013
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	1,469	1
Available-for-sale Securities, Amortized Cost Basis	118,084	28,282
Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	'	260
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	'	2
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	'	1
Available-for-sale Securities, Amortized Cost Basis	'	259
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'	1
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	102
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Securities	273,024	149,157
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	1,596	4,359
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	3,223	291
Available-for-sale Securities, Amortized Cost Basis	274,651	145,089
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	127	14
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,904	290
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	158,880	46,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	7	1
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	319	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,913	102
Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	23	16
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	20	6
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	807	326
Available-for-sale Securities, Amortized Cost Basis	804	316
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	5	3
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	20	6
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	357	178
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	15	13
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	97	35
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,626	442
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	1
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	3
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	53
Other Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	1,894	228
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	97	38
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	14,546	2,139
Available-for-sale Securities, Amortized Cost Basis	12,749	1,949
Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	0	0
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	23	14
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	249	258
Available-for-sale Securities, Amortized Cost Basis	272	272
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	1	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	6	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	125	0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	2
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17	14
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	125	258
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	1,917	244
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	140	58
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	15,602	2,723
Available-for-sale Securities, Amortized Cost Basis	13,825	2,537
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	21	16
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	123	41
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,108	620
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	3
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17	17
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	125	311
Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	0	0
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	0	0
Available-for-sale Securities, Amortized Cost Basis	300	300
Other long-term investments	300	300
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	49	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	1,469	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	60,348	2,000
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	$0

Investments_Gains_and_Losses_b

Investments Gains and Losses by Security Type (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gain (Loss)	($129,000)	$2,160,000	$158,000
Year to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gains	134,000	2,322,000	241,000
Available-for-sale Securities, Gross Realized Losses	-263,000	-162,000	-83,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	'	9,634,000	3,526,000
Available-for-sale Securities, Gross Realized Gain (Loss)	-129,000	2,160,000	158,000
Available-for-sale, Gross Realized Gains (Losses), Fair Value at Sale	'	40,540,000	25,394,000
Quarter to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale, Gross Realized Gains, Fair Value at Sale	23,342,000	30,906,000	21,868,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	43,779,000	'	'
Available-for-sale, Gross Realized Gains (Losses), Fair Value at Sale	67,121,000	'	'
Fixed Maturities [Member] | Year to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gains	'	'	231,000
Available-for-sale Securities, Gross Realized Losses	'	'	-58,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	'	'	3,191,000
Fixed Maturities [Member] | Quarter to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gains	103,000	2,043,000	'
Available-for-sale, Gross Realized Gains, Fair Value at Sale	23,187,000	28,999,000	21,803,000
Available-for-sale Securities, Gross Realized Losses	-261,000	-141,000	'
Available-for-sale, Gross Realized Losses, Fair Value at Sale	43,751,000	9,243,000	'
Equity Securities [Member] | Year to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gains	'	'	10,000
Available-for-sale Securities, Gross Realized Losses	'	'	-25,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	'	'	335,000
Equity Securities [Member] | Quarter to Date [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Realized Gains	31,000	279,000	'
Available-for-sale, Gross Realized Gains, Fair Value at Sale	155,000	1,907,000	65,000
Available-for-sale Securities, Gross Realized Losses	-2,000	-21,000	'
Available-for-sale, Gross Realized Losses, Fair Value at Sale	$28,000	$391,000	'

Investments_Classified_by_Matu

Investments Classified by Maturity Date (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, within One Year, Amortized Cost Basis, Percent of Total	11.00%	'
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value, Percent of Total	11.10%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Amortized Cost Basis, Percent of Total	54.20%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value, Percent of Total	54.30%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Amortized Cost Basis, Percent of Total	28.30%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value, Percent of Total	28.00%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis, Percent of Total	6.50%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value, Percent of Total	6.60%	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Percent of Total	100.00%	'
Available-for-sale Securities, Fair Value Disclosure	$288,926	$152,180
Available-for-sale Securities, Fair Value Disclosure, Percent of Total	100.00%	'
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	30,268	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	30,283	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	148,920	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	148,253	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	77,632	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	76,462	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	17,831	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	18,026	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	274,651	'
Available-for-sale Securities, Fair Value Disclosure	$273,024	$149,157

Investments_Net_Investment_Inc

Investments Net Investment Income by Major Category (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Investment Income [Line Items]	'	'	'
Net investment income	$3,871	$3,083	$2,823
Investment expenses	-206	-142	-140
Earnings Per Share [Abstract]	'	'	'
Net Income (Loss) Available to Common Stockholders, Basic	20,342	9,705	8,088
Net income	20,342	9,705	8,088
Weighted-average shares-basic	16,100,882	10,607,751	10,442,034
Earnings Per Share, Basic	$1.26	$0.91	$0.77
Weighted Average Number Diluted Shares Outstanding Adjustment	82,216	47,773	'
Weighted-average shares-diluted	16,183,098	10,655,524	10,442,034
Earnings Per Share, Diluted	$1.26	$0.91	$0.77
Investment Income, Net	3,665	2,941	2,683
Debt Securities [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Net investment income	-3,512	-2,902	-2,628
Equity Securities [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Net investment income	-280	-138	-142
Cash and Cash Equivalents [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Net investment income	-31	-43	-19
Partnership Interest [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Net investment income	($48)	$0	($34)

Investments_Aging_of_Unrealize

Investments Aging of Unrealized Losses by Class (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	security	security
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	$336	$18
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	3,027	331
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	160,988	46,794
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	8	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,038	413
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	148	30
U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	319	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	850	289
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	64,369	44,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	7	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,913	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	47	13
Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	60	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,227	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	'
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	433	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	27,106	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	23	'
Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	92	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,830	'
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	'
Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	20	6
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	357	178
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	5	3
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	1,469	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	60,348	2,000
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	49	1
Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	'	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	102
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	'	0
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	319	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	2,904	290
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	158,880	46,174
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	7	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,913	102
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	127	14
Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	3
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	97	35
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,626	442
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	53
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	15	13
Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17	14
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	6	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	125	0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	125	258
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	1	0
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	17	17
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	123	41
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,108	620
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	3
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$125	$311
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	21	16

Investments_by_Category_and_Le

Investments by Category and Level (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	$288,926	$152,180
U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	97,480	95,208
Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	3,227	'
US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	45,777	19,035
Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	9,133	4,360
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	117,407	30,294
Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	'	260
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	273,024	149,157
Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	807	326
Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	14,546	2,139
Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	249	258
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	15,602	2,723
Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	300	300
Level 1 [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	15,902	69,993
Level 1 [Member] | U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	66,710
Level 1 [Member] | Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	'
Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	'	260
Level 1 [Member] | Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	66,970
Level 1 [Member] | Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	807	326
Level 1 [Member] | Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	14,546	2,139
Level 1 [Member] | Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	249	258
Level 1 [Member] | Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	15,602	2,723
Level 1 [Member] | Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	300	300
Level 2 [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	273,024	82,187
Level 2 [Member] | U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	97,480	28,498
Level 2 [Member] | Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	3,227	'
Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	45,777	19,035
Level 2 [Member] | Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	9,133	4,360
Level 2 [Member] | Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	117,407	30,294
Level 2 [Member] | Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	'	0
Level 2 [Member] | Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	273,024	82,187
Level 2 [Member] | Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	$0	$0

Earnings_Per_Share_Narrative_D

Earnings Per Share - Narrative (Details)	Oct. 04, 2011
Earnings Per Share [Abstract]	'
Class of Warrant or Right, Outstanding	7,077,375

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Earnings Per Share [Abstract]	'	'	'
Net income	$20,342	$9,705	$8,088
Weighted-average shares-basic	16,100,882	10,607,751	10,442,034
Restricted stock award	82,216	47,773	'
Weighted-average shares-diluted	16,183,098	10,655,524	10,442,034
Earnings Per Share, Diluted	$1.26	$0.91	$0.77
Earnings Per Share, Basic	$1.26	$0.91	$0.77

Deferred_Acquisition_Costs_Def

Deferred Acquisition Costs Deferred Costs, Capitalized, Prepaid, and Other Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deferred Policy Acquisition Costs Disclosures [Abstract]	'	'
Deferred policy acquisition costs, beg. balance	$16,978	$12,324
Deferred Policy Acquisition Costs, Additions	56,950	38,431
Amortization	-48,742	-33,777
Deferred policy acquisition costs, end. balance	$25,186	$16,978

Reinsurance_Reinsurance_Narrat

Reinsurance Reinsurance - Narrative (Details) (USD $)	0 Months Ended	12 Months Ended
	Jan. 02, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Jun. 01, 2013
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reimbursement Rate of Eligible Loss Adjustment Expenses Included in Retention	'	'	'	'	5.00%
Policyholder Benefits and Claims Incurred, Assumed and Ceded	'	$2,521,000	$2,753,000	'	'
Reinsurance Retention Policy, Excess Retention, Amount Reinsured	500,000	'	'	'	'
Reinsurance Retention Policy, Amount Retained	500,000	'	'	'	'
Percentage of Flood Premiums Ceded	'	100.00%	'	'	'
Insurance Commissions and Fees, Flood Program	'	570,000	267,000	377,000	'
Policyholder Benefits and Claims Incurred, Ceded	'	1,432,000	'	'	'
Unaffiliated Private Reinsurers [Member] | Maximum [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Aggregate Coverage for Covered Losses Under Reinsurance Contract	'	'	'	'	360,060,000
Florida Hurricane Catastrophe Fund [Member] | Mandatory Layer [Member] | Maximum [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reinsurance Coverage of Aggregate Value of Property Covered Under Contracts	'	'	'	'	90.00%
Aggregate Coverage for Covered Losses Under Reinsurance Contract	'	'	'	'	441,540,000
Unaffiliated Private Reinsurers [Member] | Excess-of-Loss [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reinsurance Coverage, Percentage Placed	'	'	'	'	100.00%
Catastrophe [Member] | Florida Hurricane Catastrophe Fund [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reinsurance, Aggregate Value of Property Covered Under Contracts	'	'	'	'	490,600,000
Reinsurance, Losses Not Covered Prior to Coverage Beginning	'	'	'	'	187,200,000
Catastrophe [Member] | Affiliated Entity [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reinsurance Coverage, Percentage Placed	'	'	'	'	100.00%
Catastrophe [Member] | Affiliated Entity [Member] | Below Mandatory Layer [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Reinsurance, Losses Not Covered Prior to Coverage Beginning	'	'	'	'	20,000,000
Catastrophe [Member] | Unaffiliated Private Reinsurers [Member] | Below Mandatory Layer [Member] | Maximum [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Aggregate Coverage for Covered Losses Under Reinsurance Contract	'	'	'	'	167,200,000
Catastrophe [Member] | Unaffiliated Private Reinsurers [Member] | Excess-of-Loss [Member] | Maximum [Member]	'	'	'	'	'
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]	'	'	'	'	'
Aggregate Coverage for Covered Losses Under Reinsurance Contract	'	'	'	'	172,860,000

Reinsurance_Ceded_Premiums_Ear

Reinsurance Ceded Premiums Earned by type (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Ceded Premiums Earned by type [Line Items]	'	'	'
Ceded Premiums Written	($124,682)	($113,234)	($93,418)
Increase (Decrease) in Ceded Unearned Premiums	5,352	8,948	2,661
Ceded Premiums Earned	-119,330	-104,286	-90,757
Excess of Loss Product Line [Member]	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'
Ceded Premiums Written	-108,696	-100,549	-82,832
Equipment and Identity Theft Product Line [Member]	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'
Ceded Premiums Written	-2,608	-1,540	-587
Flood Product Line [Member]	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'
Ceded Premiums Written	($13,378)	($11,145)	($9,999)

Reinsurance_Catastrophe_Losses

Reinsurance Catastrophe Losses (Details) (Catastrophe [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	catastrophic_event	catastrophic_event
Liability for Catastrophe Claims [Line Items]	'	'
Number of Catastrophic Events	3	3
Catastrophic Event, Incurred Losses and Loss Adjustment Expense	$3,602	$3,666
Catastrophic Events, Impact on Combined Ratio	1.80%	3.00%
Catastrophe Loss Size, Range 1 [Member]	'	'
Liability for Catastrophe Claims [Line Items]	'	'
Number of Catastrophic Events	1	2
Catastrophic Event, Incurred Losses and Loss Adjustment Expense	1,839	2,896
Catastrophic Events, Impact on Combined Ratio	0.90%	2.40%
Catastrophe Loss Size, Range 2 [Member]	'	'
Liability for Catastrophe Claims [Line Items]	'	'
Number of Catastrophic Events	2	1
Catastrophic Event, Incurred Losses and Loss Adjustment Expense	$1,763	$770
Catastrophic Events, Impact on Combined Ratio	0.90%	0.60%

Reinsurance_Details

Reinsurance (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Reinsurance Disclosures [Abstract]	'	'
Reinsurance Recoverables on Unpaid Losses	$1,957	$1,935
Reinsurance Recoverables on Paid Losses	469	337
Reinsurance recoverable on paid and unpaid losses	$2,426	$2,272

Reinsurance_Effects_of_Reinsur

Reinsurance Effects of Reinsurance on Premiums (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Insurance [Abstract]	'	'	'
Direct Premiums Written	$339,765	$254,913	$199,606
Assumed Premiums Written	41,587	-4	4,200
Ceded Premiums Written	-124,682	-113,234	-93,418
Premiums Written, Net	256,670	141,675	110,388
Increase (Decrease) in Direct Unearned Premiums	-44,422	-28,743	-23,666
Increase (Decrease) in Assumed Unearned Premiums	-20,222	88	697
Increase (Decrease) in Ceded Unearned Premiums	5,352	8,948	2,661
Increase (Decrease) in Unearned Premiums	-59,292	-19,707	-20,308
Direct Premiums Earned, Property and Casualty	295,343	226,170	175,940
Assumed Premiums Earned, Property and Casualty	21,365	84	4,897
Ceded Premiums Earned	-119,330	-104,286	-90,757
Premiums Earned, Net	197,378	121,968	90,080
Direct Losses and LAE Incurred	92,526	60,248	35,774
Assumed Losses and LAE Incurred	9,240	-335	2,554
Ceded Losses and LAE Incurred	-2,936	-1,504	533
Net Losses and LAE Incurred	$98,830	$58,409	$38,861

Reinsurance_Effects_of_Reinsur1

Reinsurance Effects of Reinsurance on Losses (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Insurance [Abstract]	'	'	'	'
Net Direct Unpaid Losses and LAE	$42,954	$34,503	'	'
Net Assumed Unpaid Losses and LAE	4,497	1,189	'	'
Liability for Unpaid Claims and Claims Adjustment Expense, Gross	47,451	35,692	'	'
Net Ceded Unpaid Losses and LAE	-1,957	-1,935	'	'
Liability for Unpaid Claims and Claims Adjustment Expense, Net	45,494	33,757	30,282	23,600
Direct Unearned Premiums, Net	173,206	128,785	'	'
Assumed Unearned Premiums, Net	20,222	0	'	'
Unearned Premiums, Gross	193,428	128,785	'	'
Ceded Unearned Premiums, Net	-55,268	-49,916	'	'
Unearned Premiums, Net	$138,160	$78,869	'	'

Reserve_for_Unpaid_Losses_Sche

Reserve for Unpaid Losses Schedule Of Causes Of Increase Decrease In Liability For Unpaid Claims and Claims Adjustment Expense (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reserves [Abstract]	'	'	'
Liability for Claims and Claims Adjustment Expense	$35,692	$33,600	$47,414
Reinsurance Recoverable on Unpaid Losses and LAE	1,935	3,318	23,814
Liability for Unpaid Claims and Claims Adjustment Expense, Net	33,757	30,282	23,600
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims Current Year	94,752	57,739	43,019
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims, Prior Years	4,078	670	-4,158
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims	98,830	58,409	38,861
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year	62,494	37,906	28,857
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years	24,599	17,028	3,322
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid	87,093	54,934	32,179
Liability for Unpaid Claims and Claims Adjustment Expense, Net	45,494	33,757	30,282
Reinsurance Recoverable on Unpaid Losses and LAE	1,957	1,935	3,318
Liability for Claims and Claims Adjustment Expense	$47,451	$35,692	$33,600

LongTerm_Debt_LongTerm_Debt_Na

Long-Term Debt Long-Term Debt - Narrative (Details) (USD $)	3 Months Ended				12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013
			Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Gross Writing Ratio [Member]	Net Writing Ratio [Member]
					Florida State Board of Administration [Member]	Florida State Board of Administration [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'
Notes payable	$14,706,000	$15,882,000	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage	'	'	2.64%	1.66%	'	'
Debt instrument surplus definition	'	'	20,000,000	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	$32,808,000	'	'	'	'	'
Required ratio of written premims to surplus	'	'	'	'	600.00%	200.00%
Actual ratio of written premiums to surplus	'	'	'	'	950.00%	450.00%
Ratio of Written Premiums to Surplus Resulting in Increase in Interest Rate	'	'	'	'	400.00%	150.00%
Debt Instrument, Basis Spread on Variable Rate	45000.00%	'	'	'	'	'
Debt Instrument, Description of Variable Rate Basis	'0.0304	'	'	'	'	'
Debt Instrument, Interest Rate, Increase (Decrease)	2500.00%	'	'	'	'	'

LongTerm_Debt_Details

Long-Term Debt (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Long-term Debt, Fiscal Year Maturity [Abstract]	'
2013	$1,176
2014	1,176
2015	1,176
2016	1,176
2017	1,176
Thereafter	8,826
Total debt	$14,706

Income_Taxes_Schedule_of_Compo

Income Taxes Schedule of Components of Income Tax Expense (Benefit) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Disclosure [Abstract]	'	'	'
Current Federal Tax Expense (Benefit)	$11,413	$5,704	$4,864
Deferred Federal Income Tax Expense (Benefit)	1,026	-526	-656
Federal Income Tax Expense (Benefit), Continuing Operations	12,439	5,178	4,208
Current State and Local Tax Expense (Benefit)	1,581	966	664
Deferred State and Local Income Tax Expense (Benefit)	125	-135	56
State and Local Income Tax Expense (Benefit), Continuing Operations	1,706	831	720
Income Tax Expense (Benefit)	14,145	6,009	4,928
Deferred tax assets:	'	'	'
Deferred Tax Asset, Unearned Premiums	11,370	6,478	'
Deferred Tax Assets, Assessments	30	636	'
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Policyholder Liabilities	682	495	'
Deferred Tax Asset, Bad Debt Expense	11	9	'
Deferred Tax Asset, Other-than-temporary-impairment	56	56	'
Deferred Tax Assets, Other	873	672	'
Deferred Tax Assets, Gross	13,022	8,346	'
Deferred tax liabilities:	'	'	'
Deferred Tax Liability, Unrealized Gain	-58	-1,641	'
Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost	-11,061	-6,453	'
Deferred Tax Liabilities, Intangible Assets	-294	-207	'
Deferred Tax Liabilities, Other	-1,317	-185	'
Deferred Tax Liabilities, Gross	12,730	8,486	'
Deferred Tax Assets, Net	$292	($140)	'

Income_Taxes_Tax_Expense_Recon

Income Taxes Tax Expense Reconciliation (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Disclosure [Abstract]	'	'	'
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$12,070	$5,500	$4,425
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	1,140	547	472
Effective Income Tax Rate Reconciliation, Deduction, Dividends, Amount	47	42	38
Effective Income Tax Rate Reconciliation, Tax Settlement, Other, Amount	699	0	0
Effective Income Tax Rate Reconciliation, Deduction, Other, Amount	-283	-4	-69
Income Tax Expense (Benefit)	$14,145	$6,009	$4,928

Income_Taxes_Schedule_of_Defer

Income Taxes Schedule of Deferred Tax Assets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Income Tax Disclosure [Abstract]	'	'
Deferred Tax Asset, Unearned Premiums	$11,370	$6,478
Deferred Tax Assets, Assessments	30	636
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Policyholder Liabilities	682	495
Deferred Tax Asset, Bad Debt Expense	11	9
Deferred Tax Asset, Other-than-temporary-impairment	56	56
Deferred Tax Assets, Other	873	672
Deferred Tax Assets, Gross	13,022	8,346
Deferred Tax Liability, Unrealized Gain	58	1,641
Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost	11,061	6,453
Deferred Tax Liabilities, Intangible Assets	294	207
Deferred Tax Liabilities, Other	1,317	185
Deferred Tax Liabilities, Gross	12,730	8,486
Deferred Tax Assets, Net	$292	($140)

Statutory_Accounting_and_Regul2

Statutory Accounting and Regulation Statutory Accounting and Regulation - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
	Rate
Statutory Accounting Practices [Line Items]	'	'	'	'
Assessments Expensed	$31,000	$1,646,000	$0	'
Expected Recoveries of Assessments	79,000	1,646,000	10,000	413,000
Assessments levied, for Citizens	1.00%	'	'	'
Assessments levied, for FHCF	1.30%	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	32,808,000	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	78,362,000	68,007,000	'	'
Capital to Risk Weighted Assets	63200.00%	'	'	'
UPC, Subsidiary [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	78,362,000	'	'	'
UPC, Subsidiary [Member] | Florida [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required, Percent of Total Liabilities	10.00%	'	'	'
Minimum [Member] | UPC, Subsidiary [Member] | Florida [Member]	'	'	'	'
Statutory Accounting Practices [Line Items]	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	$5,000,000	'	'	'

Statutory_Accounting_Practices

Statutory Accounting Practices Disclosure - Assessments (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Expected Recoveries of Assessments [Roll Forward]	'	'	'
Expected Recoveries of Assessments	$1,646,000	$10,000	$413,000
Assessments Expensed	31,000	1,646,000	0
Assessments Recovered	-1,457,000	0	-403,000
Assessments Not Recoverable	-141,000	-10,000	0
Expected Recoveries of Assessments	$79,000	$1,646,000	$10,000

Statutory_Accounting_and_Regul3

Statutory Accounting and Regulation Statutory Accounting Practices Disclosure - Net Income (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Statutory Accounting Practices [Line Items]	'	'	'
Net income	$20,342	$9,705	$8,088
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Commissions	2,281	10,438	56
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Deferred Income Taxes	-3,992	-4,262	-1,278
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Deferred Policy Acquisition Costs	-868	-688	-98
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Allowance for Doubtful Accounts	5	-53	16
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Assessments	-1,567	1,636	-453
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Prepaid Expenses	22	131	187
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Premium Deficiency Reserve	0	-302	302
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Operations of Non-Statutory Subsidiaries	-9,023	-10,696	-11,452
Statutory Accounting Practices, Statutory Net Income Amount	$7,200	$5,909	($4,632)

Statutory_Accounting_and_Regul4

Statutory Accounting and Regulation Statutory Accounting and Regulation - Equity (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Stockholders' Equity Attributable to Parent	$107,587	$87,986
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Deferred Policy Acquisition Costs	-3,281	-2,413
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Deferred Income Taxes	-4,861	-4,162
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Investments	1,478	-2,427
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Non-admitted Assets	-247	-354
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Surplus Debentures	14,706	15,882
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Provision for Reinsurance	-341	-225
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Non-statutory Subsidiaries	-49,531	-38,397
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Commissions	12,796	10,515
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Assessments	79	1,646
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Prepaid Expenses	-23	-44
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	$78,362	$68,007

Leases_Narrative_Details

Leases - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Leases [Abstract]	'	'	'
Operating Leases, Rent Expense, Net	$698,000	$560,000	$508,000

Leases_Schedule_of_Future_Mini

Leases Schedule of Future Minimum Rental Payments for Operating Leases (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Leases [Abstract]	'
Operating Leases, Future Minimum Payments Receivable, Current	$619
Operating Leases, Future Minimum Payments Receivable, in Two Years	676
Operating Leases, Future Minimum Payments Receivable, in Three Years	686
Operating Leases, Future Minimum Payments Receivable, in Four Years	619
Operating Leases, Future Minimum Payments Receivable, in Five Years	$0

Related_Party_Transactions_Nar

Related Party Transactions - Narrative (Details) (USD $)	3 Months Ended	12 Months Ended			3 Months Ended	12 Months Ended			12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2011	Sep. 28, 2011	Sep. 30, 2012	Dec. 31, 2012	Jul. 20, 2012	Mar. 30, 2011	Dec. 31, 2012	Dec. 31, 2011
	Rate		Synovus [Member]	Synovus [Member]	HRM [Member]	HRM [Member]	HRM [Member]	HRM [Member]	1347 Advisors Company [Member]	1347 Advisors Company [Member]
Related Party Transaction [Line Items]	'	'	'	'	'	'	'	'	'	'
Percent of Outstanding United Insurance Common Stock Owned and Sold by Synovus	'	'	'	14.90%	'	'	'	'	'	'
Asset Management Fees	'	'	$85,000	'	'	'	'	'	'	'
Notes Receivable, Related Parties	'	'	'	'	'	'	'	2,250,000	'	'
Related Party Transaction, Rate	2.00%	'	'	'	'	'	'	'	'	'
Cash Consideration Paid to Hamilton Risk Management for Promissory Notes Purchased	'	'	'	'	'	'	'	2,250,000	'	'
Purchase Price Allocated to Notes Receivable Based on Fair Value Calculated Using Discounted Cash Flows Model	'	'	'	'	'	'	'	1,948,000	'	'
Purchase Price Allocated to Limited Partnership Interest in Acadia Acquisition Partners	'	'	'	'	'	'	'	302,000	'	'
Minimum Surplus for Kingsway Amigo Insurance Company Required Under Note Purchase Agreement	'	'	'	'	13,000,000	'	'	'	'	'
Expected Amount to Settle Note Receivable and Terminate Parntership Interest	'	'	'	'	'	'	1,750,000	'	'	'
Notes Receivable Impairment Charges	'	'	'	'	'	316,000	'	'	'	'
Related Party Transaction, Expenses from Transactions with Related Party, Recurring Monthly Expense Paid	'	'	'	'	'	'	'	'	60,000	'
Related Party Transaction, Expenses from Transactions with Related Party	'	121,000	'	'	'	'	'	'	180,000	240,000
Due to Related Parties	$480,000	$480,000	'	'	'	'	'	'	'	'

Employee_Benefit_Plan_Employee

Employee Benefit Plan Employee Benefit Plan - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Rate
Employee Benefit Plan [Abstract]	'	'	'
Defined Contribution Plan, Employer Matching Contribution, Percent	100.00%	'	'
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	5.00%	'	'
Defined Contribution Plan, Cost Recognized	$180,000	$111,000	$97,000

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]	'	'	'	'
Accumulated Other Comprehensive Income and (Loss), Pre-Tax Amount, Beginning of period	$4,254,000	$3,812,000	($352,000)	$150,000
Change in net unrealized gain (loss) on investments, Pre-Tax Amount	-4,233,000	2,602,000	4,291,000	'
Reclassification adjustment for realized losses, Pre-Tax Amount	129,000	-2,160,000	-158,000	'
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent	0	0	31,000	'
Deferred Tax Liabilities, Other Comprehensive Income	-1,641,000	-1,471,000	136,000	-58,000
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax	1,633,000	-1,004,000	-1,656,000	'
Reclassification adjustment for realized losses, Tax (Expense) Benefit	-50,000	834,000	61,000	'
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	'	'	-12,000	'
Accumulated Other Comprehensive Income (Loss), Net-of-Tax Amount, Beginning of period	2,613,000	2,341,000	-216,000	92,000
Change in net unrealized gain (loss) on investments, Net-of-Tax Amount	-2,600,000	1,598,000	2,635,000	'
Reclassification adjustment for realized losses, Net-of-Tax Amount	79,000	-1,326,000	-97,000	'
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	'	'	$19,000	'

Stockholders_Equity_Narrative_

Stockholders' Equity - Narrative (Details) (USD $)

0 Months Ended

3 Months Ended

12 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

Feb. 24, 2014

Dec. 13, 2013

Nov. 05, 2013

Sep. 14, 2013

Aug. 06, 2013

Jun. 14, 2013

7-May-13

Mar. 27, 2013

Mar. 06, 2013

Jan. 11, 2013

Dec. 18, 2012

Dec. 14, 2012

Jul. 20, 2012

Apr. 05, 2012

Mar. 14, 2012

Dec. 15, 2011

Nov. 09, 2011

19-May-11

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Jul. 20, 2012

Dec. 31, 2013

Oct. 02, 2013

Sep. 14, 2013

Sep. 14, 2013

Oct. 02, 2012

Dec. 31, 2012

Blank Check Preferred Stock [Member]

Series A Junior Participating Preferred Stock [Member]

Restricted Stock [Member]

Vice President, Marketing [Member]

Chief Information Officer [Member]

Vice President [Member]

Chief Financial Officer [Member]

Chief Executive Officer [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock, authorized shares

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,000,000

1,000,000

1,000,000

'

875,000

'

'

'

'

'

'

'

Common Stock, Dividends, Per Share, Declared

$0.04

'

$0.03

'

$0.03

'

$0.03

'

$0.03

'

$0.03

'

'

'

$0.05

'

$0.05

'

'

$0.12

$0.08

$0.05

'

'

'

'

'

'

'

'

Dividends, Common Stock, Cash

'

$486,000

'

$486,000

'

$486,000

'

$486,000

'

'

'

'

'

$518,000

'

$518,000

'

'

$464,000

$1,944,000

$982,000

$518,000

'

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10,476

2,299

2,167

2,110

3,900

86,990

Stock Issued During Period, Shares, New Issues

'

'

'

'

'

'

'

'

'

750,000

'

5,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from Issuance of Common Stock

'

'

'

'

'

'

'

'

'

3,591,000

'

23,947,000

'

'

'

'

'

'

'

3,591,000

23,947,000

0

'

'

'

'

'

'

'

'

Additional Shares, sold in public offering, by stockholders

'

'

'

'

'

'

'

'

'

'

'

300,075

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Dividends

'

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Common stock, par value

'

'

'

'

'

'

'

'

'

'

'

'

$0.00

'

'

'

'

'

$0.00

$0.00

$0.00

'

'

'

'

'

'

'

'

'

Preferred Stock, Par or Stated Value Per Share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$0.00

$0.00

$0.00

'

'

$0.00

'

'

'

'

'

'

Class of Warrant or Right, Exercise Price of Warrants or Rights

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

27

'

'

'

'

'

'

Treasury Stock, Shares, Acquired

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

212,083

'

'

'

'

'

'

'

'

'

'

'

'

Treasury Stock Acquired, Stated Cost Per Share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$2

'

'

'

'

'

'

'

'

'

'

'

'

Treasury Stock, Value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$431,000

'

'

$23,947,000

$431,000

'

'

'

'

'

'

'

'

Treasury Stock Acquired, Average Cost Per Share

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$2.03

'

'

'

'

'

'

'

'

'

'

'

'

Stock_Based_Compensation_Narra

Stock Based Compensation - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures	10,476	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$7.64	$5.25
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$347,000	'
Allocated Share-based Compensation Expense	$133,000	$55,000
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	10,476	'
Chief Executive Officer [Member] | Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	'	86,990

StockBased_Compensation_Detail

Stock-Based Compensation (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures	10,476	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$7.64	$5.25
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'	'
Shares outstanding, Beginning balance	86,990	'
Shares granted	10,476	'
Shares vested	17,398	'
Shares outstanding, Ending balance	80,068	'
Weighted average grant date fair value, Beginning of period	$5.25	'
Weighted average grant date fair value, Granted	$7.64	'
Weighted average grant date fair value, Vested	$5.25	'
Weighted average grant date fair value, End of period	$5.56	'
Restricted Stock [Member] | Chief Executive Officer [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'	'
Shares granted	'	86,990

Subsequent_Events_Narrative_De

Subsequent Events - Narrative (Details) (USD $)

0 Months Ended

12 Months Ended

Feb. 24, 2014

Nov. 05, 2013

Aug. 06, 2013

7-May-13

Mar. 06, 2013

Dec. 18, 2012

Mar. 14, 2012

Nov. 09, 2011

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Feb. 12, 2014

Feb. 04, 2014

Subsequent Events [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

Approved Rate Increase

'

'

'

'

'

'

'

'

'

'

'

4.30%

17.00%

Common Stock, Dividends, Per Share, Declared

$0.04

$0.03

$0.03

$0.03

$0.03

$0.03

$0.05

$0.05

$0.12

$0.08

$0.05

'

'

Schedule_I_Summary_of_Investme1

Schedule I - Summary of Investments (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Debt Securities, Amortized Cost Basis	$274,651	'
Available-for-sale Equity Securities, Amortized Cost Basis	13,825	'
Available-for-sale Securities, Amortized Cost Basis	288,776	147,926
Available-for-sale Securities, Fair Value Disclosure	288,926	152,180
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	273,024	149,157
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	15,602	2,723
Other long-term investments	300	300
Investments	288,926	152,180
U.S. government and agency securities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	98,621	95,296
Available-for-sale Securities, Fair Value Disclosure	97,480	95,208
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	97,480	95,208
Foreign Government Debt Securities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	3,287	'
Available-for-sale Securities, Fair Value Disclosure	3,227	'
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	3,227	'
US States and Political Subdivisions Debt Securities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	45,556	17,117
Available-for-sale Securities, Fair Value Disclosure	45,777	19,035
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	45,777	19,035
Public Utility, Bonds [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	9,103	4,135
Available-for-sale Securities, Fair Value Disclosure	9,133	4,360
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	9,133	4,360
All Other Corporate Bonds [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	118,084	28,282
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	117,407	30,294
Redeemable Preferred Stock [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	'	259
Available-for-sale Securities, Fair Value Disclosure	'	260
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	'	260
Debt Securities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	273,024	'
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	273,024	'
Public Utility, Equities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	804	316
Available-for-sale Securities, Fair Value Disclosure	807	326
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	807	326
Other Common Stock [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	12,749	1,949
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	14,546	2,139
Nonredeemable Preferred Stock [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	272	272
Available-for-sale Securities, Fair Value Disclosure	249	258
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	249	258
Equity Securities [Member]	'	'
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	13,825	2,537
Available-for-sale Securities, Fair Value Disclosure	15,602	2,723
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	$15,602	$2,723

Schedule_IV_Reinsurance_Detail

Schedule IV - Reinsurance (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]	'	'	'
Direct Premiums Written	$339,765	$254,913	$199,606
Ceded Premiums Written	124,682	113,234	93,418
Assumed Premiums Written	41,587	-4	4,200
Premiums Written, Net	$256,670	$141,675	$110,388
premiums assumed as percentage of net premiums	16.20%	0.00%	0.00%

Schedule_V_Valuation_and_Quali1

Schedule V - Valuation and Qualifying Accounts (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Valuation and Qualifying Accounts Disclosure [Line Items]	'	'	'
Uncollectible Premium Liability, Beg. Balance	$24	$77	$61
Charged to Costs and Expenses	21	16	16
Deductions	-16	-69	0
Uncollectible Premium Liability, End. Balance	$29	$24	$77