AMERICAN COASTAL INSURANCE (ACIC) 10-Q 4 Aug 14 2014 Q2 Quarterly report Financial data

Document_Entity_Information_Do

Document & Entity Information Document	6 Months Ended
	Jun. 30, 2014	Aug. 04, 2014
Entity Information [Line Items]	'	'
Document type	'10-Q	'
Amendment flag	'false	'
Document period end date	30-Jun-14	'
Document fiscal period focus	'Q2	'
Document fiscal year focus	'2014	'
Trading symbol	'UIHC	'
Registrant name	'United Insurance Holdings Corp.	'
Central index key	'0001401521	'
Current fiscal year end date	'--12-31	'
Filer category	'Accelerated Filer	'
Common stock outstanding	'	20,840,070

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments available for sale, at fair value:	'	'
Fixed maturities (amortized cost of $282,696 and $274,651, respectively)	$285,849	$273,024
Equity securities - common and preferred (adjusted cost of $14,652 and $13,825, respectively)	17,254	15,602
Equity securities - mutual fund (amortized cost of $44,000 and $0 respectively)	44,000	0
Other Long-term Investments	300	300
Total investments	347,403	288,926
Cash and cash equivalents	79,738	34,888
Accrued investment income	1,825	1,752
Premiums receivable, net	34,526	26,076
Reinsurance recoverable on paid and unpaid losses	3,006	2,426
Prepaid reinsurance premiums	131,896	55,268
Deferred policy acquisition costs	33,581	25,186
Other assets	4,890	6,708
Total Assets	636,865	441,230
Liabilities:	'	'
Unpaid losses and loss adjustment expenses	50,948	47,451
Unearned premiums	219,116	193,428
Reinsurance payable	133,313	39,483
Other liabilities	34,979	38,575
Notes payable	14,118	14,706
Total Liabilities	452,474	333,643
Commitments and contingencies (Note 7)	'	'
Stockholders' Equity:	'	'
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,059,554 and 16,421,398 issued; 20,840,070 and 16,209,315 outstanding for 2014 and 2013, respectively	2	2
Additional paid-in capital	81,852	27,800
Treasury shares, at cost; 212,083 shares	-431	-431
Accumulated other comprehensive income	3,531	92
Retained earnings	99,437	80,124
Total Stockholders' Equity	184,391	107,587
Total Liabilities and Stockholders' Equity	$636,865	$441,230

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]	'	'
Fixed maturities, cost	$282,696	$274,651
Equity securities, cost	14,652	13,825
Other Short-term Investments	$44,000	$0
Preferred Stock, par value	$0.00	$0.00
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value	$0.00	$0.00
Common stock, authorized shares	50,000,000	50,000,000
Common stock, issued shares	21,059,554	16,421,398
Common stock, outstanding shares	20,840,070	16,209,315
Treasury stock	212,083	212,083

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
REVENUE:	'	'	'	'
Gross premiums written	$128,920	$103,303	$217,921	$191,049
Increase in gross unearned premiums	-31,697	-28,403	-25,687	-46,273
Gross premiums earned	97,223	74,900	192,234	144,776
Ceded Premiums Earned	-33,039	-28,929	-64,016	-56,508
Net premiums earned	64,184	45,971	128,218	88,268
Net investment income	1,617	831	3,084	1,555
Net realized gains	31	-149	45	-161
Other revenue	1,872	1,999	3,864	3,160
Total revenue	67,704	48,652	135,211	92,822
EXPENSES:	'	'	'	'
Losses and loss adjustment expenses	28,792	23,007	56,465	43,554
Policy acquisition costs	16,197	12,169	31,377	23,452
Operating expenses	2,858	2,620	5,367	4,679
General and administrative expenses	4,335	3,530	8,685	6,654
Interest expense	112	80	227	153
Total expenses	52,294	41,406	102,121	78,492
Income before other income	15,410	7,246	33,090	14,330
Other income	0	0	16	0
Income before income taxes	15,410	7,246	33,106	14,330
Provision for income taxes	5,820	2,737	12,127	5,470
Net income	9,590	4,509	20,979	8,860
OTHER COMPREHENSIVE INCOME:	'	'	'	'
Change in net unrealized gain on investments	3,323	-4,745	5,650	-4,376
Reclassification adjustment for net realized investment (gains) losses	-31	149	-45	161
Income tax expense related to items of other comprehensive income	-1,272	1,775	-2,166	1,626
Total comprehensive income	$11,610	$1,688	$24,418	$6,271
Weighted average shares outstanding	'	'	'	'
Weighted Average Number of Shares Outstanding, Basic	20,735,135	16,115,099	19,105,666	16,072,047
Weighted Average Number of Shares Outstanding, Diluted	20,845,694	16,199,489	19,203,805	16,157,729
Earnings per share	'	'	'	'
Earnings Per Share, Basic	$0.46	$0.28	$1.10	$0.55
Earnings Per Share, Diluted	$0.46	$0.28	$1.09	$0.55
Dividends declared per share	$0.04	$0.03	$0.08	$0.06

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
OPERATING ACTIVITIES	'	'
Net income	$20,979,000	$8,860,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	327,000	350,000
Accretion (Amortization) of Discounts and Premiums, Investments	726,000	547,000
Net realized (gains) losses	-45,000	161,000
Provision for uncollectible premiums/over and short	48,000	24,000
Deferred income taxes, net	263,000	1,976,000
Share-based Compensation	121,000	56,000
Changes in operating assets and liabilities:	'	'
Accrued investment loss	-73,000	-761,000
Premiums receivable	-8,498,000	-12,565,000
Reinsurance recoverable on paid and unpaid losses	-580,000	399,000
Prepaid reinsurance premiums	-76,628,000	-62,381,000
Deferred policy acquisition costs, net	-8,395,000	-8,936,000
Other assets	356,000	-356,000
Unpaid losses and loss adjustment expenses	3,497,000	2,542,000
Unearned premiums	25,687,000	46,273,000
Reinsurance payable	93,830,000	88,004,000
Other liabilities	-3,596,000	6,372,000
Net cash provided by operating activities	48,019,000	70,565,000
INVESTING ACTIVITIES	'	'
Proceeds from sales and maturities of investments available for sale	89,956,000	82,895,000
Purchases of investments available for sale	-143,507,000	-177,601,000
Cost of property and equipment acquired	1,295,000	256,000
Net cash used in investing activities	-54,846,000	-94,962,000
FINANCING ACTIVITIES	'	'
Payments Related to Tax Withholding for Share-based Compensation	-110,000	0
Repayments of borrowings	-588,000	-588,000
Dividends	-1,666,000	-972,000
Proceeds from (Repayments of) Bank Overdrafts	0	1,976,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000
Net cash provided by (used in) financing activities	51,677,000	4,007,000
Increase (decrease) in cash	44,850,000	-20,390,000
Cash and cash equivalents at beginning of period	34,888,000	71,205,000
Cash and cash equivalents at end of period	79,738,000	50,815,000
Supplemental Cash Flows Information	'	'
Interest paid	209,000	142,000
Income taxes paid	$19,221,000	$7,008,000

Organization_Consolidation_and

Organization, Consolidation and Presentation	6 Months Ended
	Jun. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Organization, Consolidation and Presentation	'
	ORGANIZATION, CONSOLIDATION AND PRESENTATION
	(a)Business
	United Insurance Holdings Corp. (referred to in this document as we, our, us, the Company or UPC Insurance) is a property and casualty insurance holding company that sources, writes, and services residential property and casualty insurance policies using a network of agents and a group of wholly-owned insurance subsidiaries. Our primary insurance subsidiary is United Property & Casualty Insurance Company, our insurance affiliate, which was formed in Florida in 1999 and has operated continuously since that time. Our other subsidiaries include United Insurance Management, L.C., our management affiliate, the managing general agent that manages substantially all aspects of our insurance affiliate's business; Skyway Claims Services, LLC, our claims adjusting affiliate that provides services to our insurance affiliate; and UPC Re, our reinsurance affiliate that provides a portion of the reinsurance protection purchased by our insurance affiliate.
	Our primary product is homeowners' insurance, which we currently offer in Florida, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina and Texas under authorization from the insurance regulatory authorities in each state, and we are licensed to write in Connecticut, Georgia, Louisiana and New Hampshire. Our insurance affiliate has also applied to insurance regulatory authorities to write property and casualty lines in six additional states.
	We conduct our operations under one business segment.
	(b)Consolidation and Presentation
	We prepare our financial statements in conformity with U.S. generally accepted accounting principles (GAAP). While preparing our financial statements, we make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements, as well as reported amounts of revenues and expenses during the reporting period. Accordingly, actual results could differ from those estimates. Reported amounts that require us to make extensive use of estimates include our reserves for unpaid losses and loss adjustment expenses, reinsurance recoverable, deferred policy acquisition costs, and investments. Except for the captions on our Unaudited Consolidated Balance Sheets and Unaudited Consolidated Statements of Comprehensive Income, we generally use the term loss(es) to collectively refer to both loss and loss adjustment expenses.
	We include all of our subsidiaries in our consolidated financial statements, eliminating all significant intercompany balances and transactions during consolidation.
	We prepared the accompanying Unaudited Consolidated Balance Sheet as of June 30, 2014, with the Audited Consolidated Balance Sheet amounts as of December 31, 2013, presented for comparative purposes, and the related Unaudited Consolidated Statements of Comprehensive Income and Statements of Cash Flows in accordance with the instructions for Form 10-Q and Article 10-01 of Regulation S-X. In compliance with those instructions, we have omitted certain information and footnote disclosures normally included in annual consolidated financial statements prepared in accordance with GAAP, though management believes the disclosures made herein are sufficient to ensure that the information presented is not misleading.
	Our results of operations and our cash flows as of the end of the interim periods reported herein do not necessarily indicate the results we may experience for the remainder of the year or for any other future period.
	We reclassified certain amounts in the 2013 financial statements to conform to the 2014 presentation. These reclassifications had no impact on our results of operations, cash flows or stockholders' equity as previously reported.
	Management believes our unaudited consolidated interim financial statements include all the normal recurring adjustments necessary to fairly present our Unaudited Consolidated Balance Sheet as of June 30, 2014, our Unaudited Consolidated Statements of Comprehensive Income and our Unaudited Consolidated Statements of Cash Flows for all periods presented. Our unaudited consolidated interim financial statements and footnotes should be read in conjunction with our consolidated financial statements and footnotes included within our Annual Report filed on Form 10-K for the year ended December 31, 2013 (2013 Form 10-K).

Significant_Accounting_Policie

Significant Accounting Policies	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies	'
	SIGNIFICANT ACCOUNTING POLICIES
	(a) Changes to significant accounting policies
	We have made no material changes to our significant accounting policies as reported in our 2013 Form 10-K.
	(b) Fair value assumptions
	The carrying amounts for the following financial instrument categories approximate their fair values at June 30, 2014 and December 31, 2013, because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, accounts payable and accrued expenses. The carrying amount of notes payable approximates fair value as the interest rate is variable.
	(c) Pending Accounting Pronouncements
	We have evaluated pending accounting pronouncements and do not believe they would have an impact on the operations or financial reporting of our Company.

Investments

Investments	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments	'
	INVESTMENTS
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at June 30, 2014 and December 31, 2013:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	June 30, 2014
	U.S. government and agency securities	$	91,893			$	174			$	480			$	91,587
	Foreign government	3,281				51				—				3,332
	States, municipalities and political subdivisions	65,604				1,513				196				66,921
	Public utilities	9,074				290				37				9,327
	Corporate securities	112,438				2,153				314				114,277
	Redeemable preferred stocks	406				3				4				405
	Total fixed maturities	282,696				4,184				1,031				285,849
	Mutual fund	44,000				—				—				44,000
	Public utilities	824				63				1				886
	Other common stocks	13,095				2,607				66				15,636
	Nonredeemable preferred stocks	733				4				5				732
	Total equity securities	58,652				2,674				72				61,254
	Other long-term investments	300				—				—				300
	Total investments	$	341,648			$	6,858			$	1,103			$	347,403
	31-Dec-13
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign government	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	Corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	Other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other long-term investments	300				—				—				300
	Total investments	$	288,776			$	3,513			$	3,363			$	288,926
	We classify all of our investments as available-for-sale. Our investments at June 30, 2014 and December 31, 2013 consisted mainly of U.S. government and agency securities and securities of investment-grade corporate issuers. Our equity holdings consisted mainly of securities issued by companies in the energy, consumer products, healthcare, technology and telecommunications industries. During the first half of 2014, we acquired an equity interest in a mutual fund, which invests primarily in structured and corporate bonds.
	When we sell investments, we calculate the gain or loss realized on the sale by comparing the sales price (fair value) to the cost or adjusted/amortized cost of the security sold. We determine the cost or adjusted/amortized cost of the security sold using the specific-identification method. The following table details our realized gains (losses) by major investment category for the three and six month periods ended June 30, 2014 and 2013:
		2014								2013
		Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)
	Three Months Ended June 30,
	Fixed maturities	$	—			$	—			$	4			$	2,127
	Equity securities	70				66,246				13				50
	Total realized gains	70				66,246				17				2,177
	Fixed maturities	(39		)		1,363				(164		)		21,651
	Equity securities	—				23				(2		)		28
	Total realized losses	(39		)		1,386				(166		)		21,679
	Net realized investment gains (losses)	$	31			$	67,632			$	(149	)		$	23,856
	Six Months Ended June 30,
	Fixed maturities	$	21			$	1,120			$	28			$	14,127
	Equity securities	172				67,051				31				155
	Total realized gains	193				68,171				59				14,282
	Fixed maturities	(77		)		2,553				(218		)		38,647
	Equity securities	(71		)		1,013				(2		)		28
	Total realized losses	(148		)		3,566				(220		)		38,675
	Net realized investment gains (losses)	$	45			$	71,737			$	(161	)		$	52,957
	The table below summarizes our fixed maturities at June 30, 2014. We summarize our fixed maturities by their contractual due dates with the exception of our collateralized mortgage obligations which we summarize by their effective maturity dates. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		June 30, 2014
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	41,156			14.5	%		$	41,236			14.4	%
	Due after one year through five years	137,899				48.8			138,577				48.5
	Due after five years through ten years	92,090				32.6			94,157				32.9
	Due after ten years	11,551				4.1			11,879				4.2
	Total	$	282,696			100	%		$	285,849			100	%
	The following table summarizes our net investment income by major investment category:
		Three Months Ended June 30,								Six Months Ended
										June 30,
	2014				2013				2014				2013
Fixed maturities	$	1,349			$	769			$	2,626			$	1,443
Equity securities	240				48				366				81
Cash, cash equivalents and short-term investments	4				10				5				20
Other investments	24				4				87				11
Investment income	1,617				831				3,084				1,555
Investment expenses	(79		)		(41		)		(148		)		(119		)
Net investment income	$	1,538			$	790			$	2,936			$	1,436
Portfolio monitoring
We have a comprehensive portfolio monitoring process to identify and evaluate each fixed income and equity security whose carrying value may be other-than-temporarily impaired.
For each fixed income security in an unrealized loss position, we determine if the loss is temporary or other-than-temporarily impaired. If our management decides to sell the security or determines that it is more likely than not that we will be required to sell the security before recovery of the cost or amortized cost basis for reasons such as liquidity, contractual or regulatory purposes, then the security's decline in fair value is considered other-than-temporary and is recorded in earnings.
If we have not made the decision to sell the fixed income security and it is not more likely than not that we will be required to sell the fixed income security before recovery of its amortized cost basis, we evaluate whether we expect the security to receive cash flows sufficient to recover the entire cost or amortized cost basis of the security. We calculate the estimated recovery value by discounting the best estimate of future cash flows at the security's original or current effective rate, as appropriate, and compare this to the cost or amortized cost of the security. If we do not expect to receive cash flows sufficient to recover the entire cost or amortized cost basis of the fixed income security, the credit loss component of the impairment is recorded in earnings, with the remaining amount of the unrealized loss related to other factors recognized in other comprehensive income.
For equity securities, we consider various factors, including whether we do not intend to sell an equity security before we fully expect to recover its cost basis. If we lack the intent and ability to hold to recovery, or if we believe the recovery period is extended, the equity security's decline in fair value is considered other-than-temporary and is recorded in earnings.
Our portfolio monitoring process includes a quarterly review of all securities to identify instances where the fair value of a security compared to its cost or amortized cost (for fixed income securities) or cost (for equity securities) is below established thresholds. The process also includes the monitoring of other impairment indicators such as ratings, ratings downgrades and payment defaults. The securities identified, in addition to other securities for which we may have a concern, are evaluated for potential other-than-temporary impairment using all reasonably available information relevant to the collectability or recovery of the security. Inherent in our evaluation of other-than-temporary impairment for these fixed income and equity securities are assumptions and estimates about the financial condition and future earnings potential of the issue or issuer. Some of the factors that may be considered in evaluating whether a decline in fair value is other-than-temporary are: (1) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry specific market conditions and trends, geographic location and implications of rating agency actions and offering prices; (2) the specific reasons that a security is in an unrealized loss position, including overall market conditions which could affect liquidity; and (3) the length of time and extent to which the fair value has been less than amortized cost or cost.
The following table presents an aging of our unrealized investment losses by investment class:
	Less Than Twelve Months											Twelve Months or More
	Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses		Fair Value
June 30, 2014
U.S. government and agency securities	18			$	69			$	24,151			18			$	411	$	15,896
States, municipalities and political subdivisions	16			99				16,552				12			97		14,231
Public utilities	—			—				—				2			37		2,294
Corporate securities	7			19				7,185				17			295		21,297
Redeemable preferred stocks	2			4				204				—			—		—
Total fixed maturities	43			191				48,092				49			840		53,718
Public utilities	5			1				196				—			—		—
Common stocks	31			33				1,233				1			33		272
Nonredeemable preferred stocks	3			3				295				1			2		128
Total equity securities	39			37				1,724				2			35		400
Total	82			$	228			$	49,816			51			$	875	$	54,118
December 31, 2013
U.S. government and agency securities	47			$	850			$	64,369			7			$	319	$	5,913
Foreign governments	4			60				3,227				—			—		—
States, municipalities and political subdivisions	23			433				27,106				—			—		—
Public utilities	4			92				3,830				—			—		—
Corporate securities	49			1,469				60,348				—			—		—
Total fixed maturities	127			2,904				158,880				7			319		5,913
Public utilities	5			20				357				—			—		—
Common stocks	15			97				1,626				—			—		—
Nonredeemable preferred stocks	1			6				125				1			17		125
Total equity securities	21			123				2,108				1			17		125
Total	148			$	3,027			$	160,988			8			$	336	$	6,038
* This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.
During our quarterly evaluations of our securities for impairment, we determined that none of our investments in debt and equity securities that reflected an unrealized loss position were other-than-temporarily impaired. The issuers of our debt securities continue to make interest payments on a timely basis.  We do not intend to sell nor is it likely that we would be required to sell the debt securities before we recover our amortized cost basis. All the issuers of the equity securities we own had near-term prospects that indicated we could recover our cost basis, and we also do not intend to sell these securities until their value equals or exceeds their cost.
During the three and six months ended June 30, 2014 and 2013, we recorded no other-than-temporary impairment charges related to our equity positions. We have never recorded an OTTI charge on our debt-security investments.
The following table presents the fair value of our financial instruments measured on a recurring basis by level at June 30, 2014 and December 31, 2013:
	Total				Level 1				Level 2
June 30, 2014
U.S. government and agency securities	$	91,587			$	—			$	91,587
Foreign governments	3,332				—				3,332
States, municipalities and political subdivisions	66,921				—				66,921
Public utilities	9,327				—				9,327
Corporate securities	114,277				—				114,277
Redeemable preferred stocks	405				405				—
Total fixed maturities	285,849				405				285,444
Mutual fund	44,000				44,000				—
Public utilities	886				886				—
Common stocks	15,636				15,636				—
Nonredeemable preferred stocks	732				732				—
Total equity securities	61,254				61,254				—
Other long-term investments	300				300				—
Total investments	$	347,403			$	61,959			$	285,444
December 31, 2013
U.S. government and agency securities	$	97,480			$	—			$	97,480
Foreign government	3,227				—				3,227
States, municipalities and political subdivisions	45,777				—				45,777
Public utilities	9,133				—				9,133
Corporate securities	117,407				—				117,407
Total fixed maturities	273,024				—				273,024
Public utilities	807				807				—
Common stocks	14,546				14,546				—
Nonredeemable preferred stocks	249				249				—
Total equity securities	15,602				15,602				—
Other long-term investments	300				300				—
Total investments	$	288,926			$	15,902			$	273,024
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The hierarchy for inputs used in determining fair value maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Assets and liabilities recorded on the Audited Consolidated Balance Sheets at fair value are categorized in the fair value hierarchy based on the observability of inputs to the valuation techniques as follows:
Level 1: Assets and liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.
Level 2: Assets and liabilities whose values are based on the following:
(a) Quoted prices for similar assets or liabilities in active markets;
(b) Quoted prices for identical or similar assets or liabilities in markets that are not active; or
(c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.
Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Unobservable inputs reflect our estimates of the assumptions that market participants would use in valuing the assets and liabilities.
We estimate the fair value of our investments using the closing prices on the last business day of the reporting period, obtained from active markets such as the NYSE, NASDAQ, and NYSE MKT. For securities for which quoted prices in active markets are unavailable, we use observable inputs such as quoted prices in inactive markets, quoted prices in active markets for similar instruments, benchmark interest rates, broker quotes and other relevant inputs. We do not have any investments in our available for sale portfolio or in any other assets which require us to use unobservable inputs. Our estimates of fair value reflect the interest rate environment that existed as of the close of business on June 30, 2014 and December 31, 2013, respectively. Changes in interest rates subsequent to June 30, 2014 may affect the fair value of our investments.
We are responsible for the determination of fair value and the supporting assumptions and methodologies. We gain assurance on the overall reasonableness and consistent application of valuation methodologies and inputs and compliance with accounting standards through the execution of various processes and controls designed to provide assurance that our assets and liabilities are appropriately valued. For fair values received from third parties, our processes are designed to provide assurance that the valuation methodologies and inputs are appropriate and consistently applied, the assumptions are reasonable and consistent with the objective of determining fair value, and the fair values are accurately recorded.
We do not hold any available for sale investments that require unobservable inputs to determine their fair value. At the end of each quarter, we determine whether we need to transfer the fair values of any securities between levels of the fair value hierarchy and, if so, we report the transfer as of the end of the quarter. We made no such transfers during the three and six months ended June 30, 2014.
For our investments in U.S. government securities that do not have prices in active markets, agency securities, state and municipal governments, and corporate bonds, we obtain the fair values from Synovus Trust Company, NA, which uses a third-party valuation service. The valuation service calculates prices for our investments in the aforementioned security types on a month-end basis by using several matrix-pricing methodologies that incorporate inputs from various sources. The model the valuation service uses to price U.S. government securities and securities of states and municipalities incorporates inputs from active market makers and inter-dealer brokers. To price corporate bonds and agency securities, the valuation service calculates non-call yield spreads on all issuers, uses option-adjusted yield spreads to account for any early redemption features, then adds final spreads to the U.S. Treasury curve at 3 p.m. (ET) as of quarter end. Since the inputs the valuation service uses in their calculations are not quoted prices in active markets, but are observable inputs, they represent Level 2 inputs.
Limited partnerships
On September 27, 2013, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership of $1,000,000, which has been reduced by our proportionate share of the partnerships losses, is currently bifurcated between a capital contribution of $461,000 and a note receivable plus accrued interest of $518,000 that will be utilized to fund our future capital contributions. We are not required to fund any additional amounts in excess of our initial $1,000,000 commitment. As the limited partnership is still in the acquisition phase, the cost basis of our investment approximated its fair value of $979,000 at June 30, 2014.
On September 25, 2012, we acquired an investment in a limited partnership, recorded in other assets, that is currently being accounted for at cost. Our total investment in the partnership is $750,000, which has been reduced by return of capital and tax distributions received during the quarter ended June 30, 2014 totaling $31,000, is currently bifurcated between capital contributions of $550,000 and a note receivable of $188,000 that will be utilized to fund our future capital contribution. We are not required to fund any additional amounts in excess of our initial investment. As the limited partnership is still in the acquisition phase, the cost basis of our investment approximated its fair value of $738,000 at June 30, 2014.
Other investments
On October 31, 2013, we entered into a participation agreement with United Capital Funding (UC Funding), that was recorded in other assets, at cost. We invested $1,000,000 in cash with UC Funding which they utilized to factor receivables from another company. During the first quarter of 2014, UC Funding returned our investment and all interest earned as they were unable to fully utilize our investment.

Earnings_Per_Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	EARNINGS PER SHARE
	Basic earnings per share (EPS) is based on the weighted average number of common shares outstanding for the period, excluding any dilutive common share equivalents. Diluted EPS reflects the potential dilution resulting from vesting of restricted stock awards. The following table shows the computation of basic and diluted EPS for the three and six month periods ended June 30, 2014 and June 30, 2013, respectively:
		Three Months Ended June 30,				Six Months Ended
						June 30,
		2014		2013		2014		2013
	Numerator:
	Net income attributable to common stockholders	$	9,590	$	4,509	$	20,979	$	8,860
	Denominator:
	Weighted-average shares outstanding	20,735,135		16,115,099		19,105,666		16,072,047
	Effect of dilutive securities	110,559		84,390		98,139		85,682
	Weighted-average diluted shares	20,845,694		16,199,489		19,203,805		16,157,729
	Basic earnings per share	$	0.46	$	0.28	$	1.1	$	0.55
	Diluted earnings per share	$	0.46	$	0.28	$	1.09	$	0.55
	See Note 11 for additional information on the stock grants related to dilutive securities.

Reinsurance

Reinsurance	6 Months Ended
	Jun. 30, 2014
Reinsurance Disclosures [Abstract]	'
Reinsurance	'
	REINSURANCE
	Our reinsurance program is designed, utilizing our risk management methodology, to address our exposure to catastrophes. We define "catastrophe" as an event that produces a number of claims in excess of a preset, per-event threshold of average claims in a specific area, occurring within a certain amount of time following the event. Catastrophes are caused by various natural events including high winds, winter storms, tornadoes, hailstorms, wildfires, tropical storms, hurricanes, earthquakes and volcanoes. The nature and level of catastrophes in any period cannot be reliably predicted.
	Our program provides reinsurance protection for catastrophes including hurricanes, tropical storms, and tornadoes. These reinsurance agreements are part of our catastrophe management strategy, which is intended to provide our shareholders an acceptable return on the risks assumed in our property business, and to reduce variability of earnings, while providing protection to our policyholders.
	During the second quarter of 2014, we placed our reinsurance program for the 2014 treaty year beginning June 1, 2014 and ending on May 31, 2015. The agreements incorporate the mandatory coverage required by and placed with the Florida Hurricane Catastrophe Fund (FHCF). The FHCF is a Florida State-sponsored trust fund that provides reimbursement in Florida against storms that the National Hurricane Center designates as hurricanes. The private agreements provide coverage against severe weather events such as hurricanes, tropical storms and tornadoes.
	For the 2014 hurricane season, our insurance affiliate purchased catastrophe excess of loss reinsurance protection of $1,080,200,000 excess $25,000,000 providing sufficient protection for approximately a one-in-185 year hurricane event as calculated by our licensed modeling software, AIR model version 15 using long-term event rates excluding demand surge. For a single hurricane catastrophe, our insurance affiliate will pay, or “retain”, the first 70% of losses up to $25,000,000 ($17,500,000) and an affiliated reinsurer will pay the remaining 30% of losses up to $25,000,000 ($7,500,000). The catastrophe excess of loss reinsurance program provides 100% coverage for all losses in excess of $25,000,000 up to $1,080,200,000.
	Our agreement with the FHCF consists of a single layer of coverage, the mandatory layer. Under the agreement, we estimate the FHCF will provide approximately $555,200,000 of aggregate coverage for covered losses in excess of $230,800,000. The initial premium for the FHCF agreement is approximately $41,700,000.
	The 2014 private catastrophe excess of loss reinsurance agreements structure coverage into layers, with a cascading feature such that all layers attach at $25,000,000. If the aggregate limit of the preceding layer is exhausted, the next layer drops down (cascades) in its place. Additionally, any unused layer protection drops down for subsequent events until exhausted. The 2014 catastrophe excess of loss reinsurance agreements with unaffiliated private reinsurers provide $525,000,000 of aggregate coverage for covered losses in excess of $25,000,000. Additionally, our insurance affiliate purchased a dedicated second event cover with recovery potential in subsequent events providing 100% coverage for losses of $15,000,000 excess $10,000,000, subject to an annual aggregate deductible of $15,000,000. The total cost of the 2014 private catastrophe excess of loss reinsurance program is $90,600,000. Certain parts of the reinsurance program provide coverage for two years. All private insurers with whom our insurance affiliate contracted either carry A.M. Best financial strength ratings of A- or higher, or have fully collateralized their maximum potential obligations in dedicated trusts.
	We amortize our prepaid reinsurance premiums over the annual agreement period, and we record that amortization in ceded premiums earned on our Unaudited Consolidated Statements of Comprehensive Income. The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Three Months Ended June 30,						Six Months Ended
								June 30,
		2014			2013			2014				2013
	Excess-of-loss	$	(131,213	)	$	(112,387	)	$	(131,274	)		$	(111,083	)
	Equipment & Identity Theft	(1,156		)	(684		)	(1,917		)		(1,155		)
	Flood	(4,423		)	(4,075		)	(7,452		)		(6,651		)
	Ceded premiums written	$	(136,792	)	$	(117,146	)	$	(140,643	)		$	(118,889	)
	Increase in ceded unearned premiums	103,753			88,217			76,627				62,381
	Ceded premiums earned	$	(33,039	)	$	(28,929	)	$	(64,016	)		$	(56,508	)
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2014								2013
			Number of Events		Incurred Loss and LAE			Combined Ratio Impact			Number of Events			Incurred Loss and LAE (4)		Combined Ratio Impact
	Three Months Ended June 30,
	Current period catastrophe losses incurred
	Less than $1 million	(1)	1		$	260		0.4	%		3			$	1,777	3.9	%
	Total		1		$	260		0.4	%		3			$	1,777	3.9	%
	Six Months Ended June 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(2)	—		$	—		—	%		1			$	1,900	2.2	%
	Less than $1 million	(3)	1		260			0.2	%		2			1,695		1.9	%
	Total		1		$	260		0.2	%		3			$	3,595	4.1	%
	(1) Reflects losses from the Richland hailstorm in June 2014.
	(2) Reflects losses from Winterstorm Nemo.
	(3) Reflects losses from Winterstorm Nemo, the Orlando weather event in March 2013 and Tropical Storm Andrea in June 2013.
	(4) Incurred loss and Loss Adjustment Expenses (LAE) is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
	We realized recoveries under our reinsurance agreements totaling $664,000 and $1,223,000 for the three-month periods ended June 30, 2014 and 2013, respectively, and $1,081,000 and $1,471,000 for the six-month periods ended June 30, 2014 and 2013, respectively.
	During the fourth quarter of 2013, we placed our non-catastrophe reinsurance agreement, which will expire on December 31, 2014. The non-catastrophe reinsurance agreement provides excess-of-loss coverage for losses arising out of our property business up to $500,000 in excess of $500,000 per risk. Should a loss recovery, or series of loss recoveries, exhaust the coverage provided under the agreement for losses arising out of property-only business, excluding catastrophes, three reinstatements of the full coverage amount are included at no additional premium.
	We write flood insurance under an agreement with the National Flood Insurance Program. We cede 100% of the premiums written and the related risk of loss to the federal government. We earn commissions for the issuance of flood policies based upon a fixed percentage of net written premiums and the processing of flood claims based upon a fixed percentage of incurred losses, and we can earn additional commissions by meeting certain growth targets for the number of in-force policies. We recognized commission revenue from our flood program of $162,000 and $188,000 for the three-month periods ended June 30, 2014 and 2013, respectively, and $580,000 and $268,000 for the six-month periods ended June 30, 2014 and 2013, respectively.

LongTerm_Debt

Long-Term Debt	6 Months Ended
	Jun. 30, 2014
Debt Disclosure [Abstract]	'
Long-term Debt	'
	LONG-TERM DEBT
	Our long-term debt at June 30, 2014 consisted of a note payable to the Florida State Board of Administration. At June 30, 2014 and December 31, 2013, we owed $14,118,000 and $14,706,000, respectively, on the note and the interest rate was 2.73% and 2.64%, respectively. All other terms and conditions of the note remain as described in our 2013 Form 10-K.
	The $14,118,000 note payable to Florida's State Board of Administration (SBA note) requires our insurance affiliate to maintain surplus as regards policyholders at or above a calculated level, which was $30,778,000 at June 30, 2014. We monitor our insurance affiliate's surplus as regards policyholders each quarter and, for various reasons, we occasionally provide additional capital to our insurance affiliate. During the three and six month periods ended June 30, 2014 and 2013, we did not contribute any capital to our insurance affiliate. We currently do not foresee a need for any material contributions of capital to our insurance affiliate; however, any future contributions of capital will depend on circumstances at the time.
	Our SBA note requires that we maintain either a 2:1 ratio of net written premium to surplus, or net writing ratio, or a 6:1 ratio of gross written premium to surplus, or gross writing ratio, to avoid additional interest penalties. The SBA note agreement defines surplus for the purpose of calculating the required ratios as the $20,000,000 of capital contributed to our insurance affiliate under the agreement plus the outstanding balance of the note. At June 30, 2014, our net written premium to surplus ratio was 4.4:1, which is well above the 2:1 required ratio. Our gross written premium to surplus ratio was 9.7:1, which exceeds the required ratio of 6:1. Should we fail to exceed either a net writing ratio of 1.5:1 or a gross writing ratio of 4.5:1, our interest rate will increase by 450 basis points above the 10-year Constant Maturity Treasury rate which was 2.53% at the end of June 2014. Any other writing ratio deficiencies result in an interest rate penalty of 25 basis points above the stated rate of the note, which is 2.73% at the end of June 2014. Our SBA note further provides that the SBA may, among other things, declare its loan immediately due and payable for all defaults existing under the SBA note; however, any payment is subject to approval by the insurance regulatory authority. At June 30, 2014, we were in compliance with the covenants of the SBA note.

Commitments_and_Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	COMMITMENTS AND CONTINGENCIES
	We are involved in claims-related legal actions arising in the ordinary course of business. We accrue amounts resulting from claims-related legal actions in unpaid losses and loss adjustment expenses during the period that we determine an unfavorable outcome becomes probable and we can estimate the amounts. Management makes revisions to our estimates based on its analysis of subsequent information that we receive regarding various factors, including: (i) per claim information; (ii) company and industry historical loss experience; (iii) judicial decisions and legal developments in the awarding of damages, and (iv) trends in general economic conditions, including the effects of inflation.
	See Note 6 for information regarding commitments related to long-term debt, and Note 8 for commitments related to regulatory actions.

Statutory_Accounting_and_Regul

Statutory Accounting and Regulation	6 Months Ended
	Jun. 30, 2014
Insurance [Abstract]	'
Statutory Accounting and Regulation	'
	STATUTORY ACCOUNTING AND REGULATION
	The insurance industry is heavily regulated. State laws and regulations, as well as national regulatory agency requirements, govern the operations of all insurers such as our insurance affiliate. The various laws and regulations require that insurers maintain minimum amounts of statutory surplus and risk-based capital, they restrict insurers' ability to pay dividends, they specify allowable investment types and investment mixes, and they subject insurers to assessments. At June 30, 2014, and during the three and six months then ended, our insurance affiliate met all regulatory requirements of the states in which it operates, and it did not incur any material assessments.
	The National Association of Insurance Commissioners published risk-based capital guidelines for insurance companies that are designed to assess capital adequacy and to raise the level of protection that statutory surplus provides for policy holders. Most states, including Florida, have enacted the NAIC guidelines as statutory requirements, and insurers having less statutory surplus than required will be subject to varying degrees of regulatory action, depending on the level of capital inadequacy. State insurance regulatory authorities could require an insurer to cease operations in the event the insurer fails to maintain the required statutory capital.
	Florida law permits an insurer to pay dividends or make distributions out of that part of statutory surplus derived from net operating profit and net realized capital gains. The law further provides calculations to determine the amount of dividends or distributions that can be made without the prior approval of the insurance regulatory authority and the amount of dividends or distributions that would require prior approval of the insurance regulatory authority. Statutory risk-based capital requirements may further restrict our insurance affiliate's ability to pay dividends or make distributions if the amount of the intended dividend or distribution would cause statutory surplus to fall below minimum risk-based capital requirements.
	The note payable to the SBA is considered a surplus note pursuant to statutory accounting principles. As a result, our insurance affiliate is subject to the authority of the Insurance Commissioner of the State of Florida with regard to its ability to repay principal and interest on the surplus note. Any payment of principal or interest requires permission from the insurance regulatory authority.
	We have reported our insurance subsidiary’s assets, liabilities and results of operations in accordance with GAAP, which varies from statutory accounting principles prescribed or permitted by state laws and regulations, as well as by general industry practices. The following items are principal differences between statutory accounting and GAAP:
	•	Statutory accounting requires that we exclude certain assets, called non-admitted assets, from the balance sheet.
	•	Statutory accounting requires us to expense policy acquisition costs when incurred, while GAAP allows us to defer to the extent realizable, and amortize policy acquisition costs over the estimated life of the policies.
	•	Statutory accounting requires that surplus notes, also known as surplus debentures, be recorded in statutory surplus, while GAAP requires us to record surplus notes as a liability.
	•	Statutory accounting allows certain investments to be carried at amortized cost or fair value based on the rating received from the Securities Valuation Office of the National Association of Insurance Commissioners, while they are recorded at fair value for GAAP because the investments are held as available for sale.
	•	Statutory accounting allows ceding commission income to be recognized when written if the cost of acquiring and renewing the associated business exceeds the ceding commissions, but under GAAP such income is deferred and recognized over the coverage period.
	•	Statutory accounting requires that unearned premiums and loss reserves are presented net of related reinsurance rather than on a gross basis under GAAP.
	•	Statutory accounting requires a provision for reinsurance liability be established for reinsurance recoverable on paid losses aged over ninety days and for unsecured amounts recoverable from unauthorized reinsurers.  Under GAAP there is no charge for uncollateralized amounts ceded to a company not licensed in the insurance affiliate's domiciliary state and a reserve for uncollectable reinsurance is charged through earnings rather than surplus or equity.
	•	Statutory accounting requires an additional admissibility test outlined in Statements on Statutory Accounting Principles, No. 101 and the change in deferred income tax is reported directly in capital and surplus, rather than being reported as a component of income tax expense under GAAP.
	Our insurance subsidiary must file with the various insurance regulatory authorities an “Annual Statement” which reports, among other items, net income (loss) and surplus as regards policyholders, which is called stockholder’s equity under GAAP. For the three-month periods ended June 30, 2014 and 2013, our insurance affiliate recorded statutory net income of $3,827,000 and $410,000, respectively, and $11,261,000 and $630,000 for the six-month periods ended June 30, 2014 and 2013, respectively. Since our insurance affiliate is domiciled in Florida, it remains subject to the laws of that state, one of which requires that our insurance affiliate maintain capital and surplus equal to the greater of 10% of its total liabilities or $5,000,000. At June 30, 2014 and December 31, 2013, our insurance affiliate's surplus as regards policyholders was $91,087,000 and $78,362,000, respectively.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Accumulated Other Comprehensive Income	'
	ACCUMULATED OTHER COMPREHENSIVE INCOME
	We report changes in other comprehensive income items within comprehensive income on the Consolidated Statements of Comprehensive Income, and we include accumulated other comprehensive income as a component of stockholders' equity on our Consolidated Balance Sheets.
	The table below details the components of accumulated other comprehensive income at period end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2013	$	150		$	(58	)	$	92
	Changes in net unrealized gains on investments	5,650			(2,184		)	3,466
	Reclassification adjustment for realized gains	(45		)	18			(27		)
	June 30, 2014	$	5,755		$	(2,224	)	$	3,531

Stockholders_Equity

Stockholders' Equity	6 Months Ended
	Jun. 30, 2014
Stockholders' Equity Note [Abstract]	'
Stockholders' Equity	'
	STOCKHOLDERS' EQUITY
	We are authorized to issue 875,000 shares of "blank check" preferred stock, which may be issued from time to time in one or more series upon authorization by our board of directors. Our Board of Directors (Board), without further approval of the stockholders, is authorized to fix the designations, powers, including voting powers, preferences and the relative, participating optional or other special rights of the shares of each series and any qualifications, limitations and restrictions thereof. As of June 30, 2014, we had not issued any shares of preferred stock.
	On May 1, 2014, our Board of Directors declared a $0.04 per share quarterly cash dividend. We paid the $834,000 dividend on May 23, 2014, to stockholders of record on May 16, 2014.
	On March 21, 2014, we awarded Kimberly Salmon, General Counsel and Chief Legal Officer, 1,270 shares of restricted common stock in connection with her employment with our Company. Ms. Salmon's shares will vest on the one-year anniversary of her grant date.
	On March 18, 2014, we awarded 36,886 shares of restricted common stock to senior management and selected employees under the terms of our 2013 Omnibus Incentive Plan that was approved by our stockholders at our 2013 Annual Stockholders Meeting. The awards were granted as a result of our Company and management team meeting or exceeding the performance targets established by our Board of Directors for the fiscal year ended December 31, 2013. The grants will vest in equal installments over the next three years on the anniversary date of the grant date.
	On March 5, 2014, we closed an underwritten public offering of 4,600,000 shares of our common stock. Our total net proceeds from the offering were approximately $54,041,000.
	On February 24, 2014, our Board of Directors declared a $0.04 per share quarterly cash dividend. We paid the $832,000 dividend on March 21, 2014, to stockholders of record on March 14, 2014.
	On November 5, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on December 13, 2013, to stockholders of record on November 29, 2013.
	On October 1, 2013, we awarded Jay Williams, Vice President - Marketing, 2,299 shares of restricted common stock in connection with his employment with our Company. Mr. Williams' shares will vest on October 1, 2014.
	On September 13, 2013, we awarded Andy Swenson, Chief Information Officer, and Deepak Menon, Vice President - Operations and Business Development, 2,167 and 2,110 shares of restricted common stock, respectively, in connection with their employment with our Company. Messrs. Swenson and Menon's shares will vest on September 13, 2014.
	On August 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on September 13, 2013, to stockholders of record on August 30, 2013.
	On May 7, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on June 14, 2013, to stockholders of record on May 31, 2013.
	On March 6, 2013, our Board declared a $0.03 per share quarterly cash dividend. We paid the $486,000 dividend on March 27, 2013, to stockholders of record on March 20, 2013.
	On January 11, 2013, Raymond James, the lead underwriter on our public offering, exercised their over-allotment option to purchase 750,000 shares of our common stock and we received net proceeds less underwriting expenses of $3,591,000 from the exercise.

StockBased_Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Stock-Based Compensation	'
	STOCK-BASED COMPENSATION
	We account for stock-based compensation under the fair value recognition provisions of ASC Topic 718 - “Compensation - Stock Compensation.”
	Share-based compensation cost for restricted stock grants is measured based on the closing fair market value of our common stock on the date of grant. We recognize share-based compensation cost over the award’s requisite service period on a straight-line basis for time-based restricted stock grants.
	We granted 38,156 restricted stock awards during the six months ended June 30, 2014, which had a weighted-average grant date fair value of $15.24 per share; 7,401 of these shares were forfeited during the same period. We granted 3,900 restricted stock awards during the three and six month periods in 2013, which had a weighted-average grant date fair value of $5.77 per share.
	The following table shows a summary of the shares awarded during the six month period ended June 30, 2014:
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2013	80,068	$	5.56
	Granted	38,156	15.24
	Forfeited	7,401	7.02
	Vested	15,208	5.38
	Outstanding as of June 30, 2014	95,615	$	9.34
	We had approximately $768,000 and $367,000 of unrecognized stock compensation expense on June 30, 2014 and 2013, respectively, related to non-vested compensation granted, which we expect to recognize ratably over the next three years. We recognized $76,000 and $28,000 of compensation expense during the three months ended June 30, 2014 and 2013, respectively, and $121,000 and $56,000 of compensation expense during the six months ended June 30, 2014 and 2013, respectively.

Subsequent_Events_Subsequent_E

Subsequent Events Subsequent Events	6 Months Ended
	Jun. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	SUBSEQUENT EVENTS
	We evaluate all subsequent events and transactions for potential recognition or disclosure in our financial statements.
	On August 1, 2014, our Board of Directors declared a $0.04 per share quarterly cash dividend payable on August 22, 2014, to stockholders of record on August 15, 2014.
	No additional events required disclosure.

Significant_Accounting_Policie1

Significant Accounting Policies Significant Accounting Policies - Narative (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Fair Value of Financial Instruments, Policy	'
	Fair value assumptions
	The carrying amounts for the following financial instrument categories approximate their fair values at June 30, 2014 and December 31, 2013, because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, accounts payable and accrued expenses. The carrying amount of notes payable approximates fair value as the interest rate is variable.

Investments_Investments_Tables

Investments Investments (Tables)	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation	'
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at June 30, 2014 and December 31, 2013:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	June 30, 2014
	U.S. government and agency securities	$	91,893			$	174			$	480			$	91,587
	Foreign government	3,281				51				—				3,332
	States, municipalities and political subdivisions	65,604				1,513				196				66,921
	Public utilities	9,074				290				37				9,327
	Corporate securities	112,438				2,153				314				114,277
	Redeemable preferred stocks	406				3				4				405
	Total fixed maturities	282,696				4,184				1,031				285,849
	Mutual fund	44,000				—				—				44,000
	Public utilities	824				63				1				886
	Other common stocks	13,095				2,607				66				15,636
	Nonredeemable preferred stocks	733				4				5				732
	Total equity securities	58,652				2,674				72				61,254
	Other long-term investments	300				—				—				300
	Total investments	$	341,648			$	6,858			$	1,103			$	347,403
	31-Dec-13
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign government	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	Corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	Other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other long-term investments	300				—				—				300
	Total investments	$	288,776			$	3,513			$	3,363			$	288,926
Schedule of Realized Gain (Loss)	'
	The following table details our realized gains (losses) by major investment category for the three and six month periods ended June 30, 2014 and 2013:
		2014								2013
		Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)
	Three Months Ended June 30,
	Fixed maturities	$	—			$	—			$	4			$	2,127
	Equity securities	70				66,246				13				50
	Total realized gains	70				66,246				17				2,177
	Fixed maturities	(39		)		1,363				(164		)		21,651
	Equity securities	—				23				(2		)		28
	Total realized losses	(39		)		1,386				(166		)		21,679
	Net realized investment gains (losses)	$	31			$	67,632			$	(149	)		$	23,856
	Six Months Ended June 30,
	Fixed maturities	$	21			$	1,120			$	28			$	14,127
	Equity securities	172				67,051				31				155
	Total realized gains	193				68,171				59				14,282
	Fixed maturities	(77		)		2,553				(218		)		38,647
	Equity securities	(71		)		1,013				(2		)		28
	Total realized losses	(148		)		3,566				(220		)		38,675
	Net realized investment gains (losses)	$	45			$	71,737			$	(161	)		$	52,957
Investments Classified by Contractual Maturity Date	'
	The table below summarizes our fixed maturities at June 30, 2014. We summarize our fixed maturities by their contractual due dates with the exception of our collateralized mortgage obligations which we summarize by their effective maturity dates. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		June 30, 2014
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	41,156			14.5	%		$	41,236			14.4	%
	Due after one year through five years	137,899				48.8			138,577				48.5
	Due after five years through ten years	92,090				32.6			94,157				32.9
	Due after ten years	11,551				4.1			11,879				4.2
	Total	$	282,696			100	%		$	285,849			100	%
Investment Income	'
	The following table summarizes our net investment income by major investment category:
		Three Months Ended June 30,								Six Months Ended
										June 30,
		2014				2013				2014				2013
	Fixed maturities	$	1,349			$	769			$	2,626			$	1,443
	Equity securities	240				48				366				81
	Cash, cash equivalents and short-term investments	4				10				5				20
	Other investments	24				4				87				11
	Investment income	1,617				831				3,084				1,555
	Investment expenses	(79		)		(41		)		(148		)		(119		)
	Net investment income	$	1,538			$	790			$	2,936			$	1,436
Schedule of Unrealized Loss on Investments	'
	The following table presents an aging of our unrealized investment losses by investment class:
		Less Than Twelve Months											Twelve Months or More
		Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses		Fair Value
	June 30, 2014
	U.S. government and agency securities	18			$	69			$	24,151			18			$	411	$	15,896
	States, municipalities and political subdivisions	16			99				16,552				12			97		14,231
	Public utilities	—			—				—				2			37		2,294
	Corporate securities	7			19				7,185				17			295		21,297
	Redeemable preferred stocks	2			4				204				—			—		—
	Total fixed maturities	43			191				48,092				49			840		53,718
	Public utilities	5			1				196				—			—		—
	Common stocks	31			33				1,233				1			33		272
	Nonredeemable preferred stocks	3			3				295				1			2		128
	Total equity securities	39			37				1,724				2			35		400
	Total	82			$	228			$	49,816			51			$	875	$	54,118
	December 31, 2013
	U.S. government and agency securities	47			$	850			$	64,369			7			$	319	$	5,913
	Foreign governments	4			60				3,227				—			—		—
	States, municipalities and political subdivisions	23			433				27,106				—			—		—
	Public utilities	4			92				3,830				—			—		—
	Corporate securities	49			1,469				60,348				—			—		—
	Total fixed maturities	127			2,904				158,880				7			319		5,913
	Public utilities	5			20				357				—			—		—
	Common stocks	15			97				1,626				—			—		—
	Nonredeemable preferred stocks	1			6				125				1			17		125
	Total equity securities	21			123				2,108				1			17		125
	Total	148			$	3,027			$	160,988			8			$	336	$	6,038
	* This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.
Fair Value, Measurement Inputs, Disclosure	'
	The following table presents the fair value of our financial instruments measured on a recurring basis by level at June 30, 2014 and December 31, 2013:
		Total				Level 1				Level 2
	June 30, 2014
	U.S. government and agency securities	$	91,587			$	—			$	91,587
	Foreign governments	3,332				—				3,332
	States, municipalities and political subdivisions	66,921				—				66,921
	Public utilities	9,327				—				9,327
	Corporate securities	114,277				—				114,277
	Redeemable preferred stocks	405				405				—
	Total fixed maturities	285,849				405				285,444
	Mutual fund	44,000				44,000				—
	Public utilities	886				886				—
	Common stocks	15,636				15,636				—
	Nonredeemable preferred stocks	732				732				—
	Total equity securities	61,254				61,254				—
	Other long-term investments	300				300				—
	Total investments	$	347,403			$	61,959			$	285,444
	December 31, 2013
	U.S. government and agency securities	$	97,480			$	—			$	97,480
	Foreign government	3,227				—				3,227
	States, municipalities and political subdivisions	45,777				—				45,777
	Public utilities	9,133				—				9,133
	Corporate securities	117,407				—				117,407
	Total fixed maturities	273,024				—				273,024
	Public utilities	807				807				—
	Common stocks	14,546				14,546				—
	Nonredeemable preferred stocks	249				249				—
	Total equity securities	15,602				15,602				—
	Other long-term investments	300				300				—
	Total investments	$	288,926			$	15,902			$	273,024

Earnings_Per_Share_Earnings_Pe

Earnings Per Share Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted	'
	The following table shows the computation of basic and diluted EPS for the three and six month periods ended June 30, 2014 and June 30, 2013, respectively:
		Three Months Ended June 30,				Six Months Ended
						June 30,
		2014		2013		2014		2013
	Numerator:
	Net income attributable to common stockholders	$	9,590	$	4,509	$	20,979	$	8,860
	Denominator:
	Weighted-average shares outstanding	20,735,135		16,115,099		19,105,666		16,072,047
	Effect of dilutive securities	110,559		84,390		98,139		85,682
	Weighted-average diluted shares	20,845,694		16,199,489		19,203,805		16,157,729
	Basic earnings per share	$	0.46	$	0.28	$	1.1	$	0.55
	Diluted earnings per share	$	0.46	$	0.28	$	1.09	$	0.55

Reinsurance_Reinsurance_Tables

Reinsurance Reinsurance (Tables)	6 Months Ended
	Jun. 30, 2014
Reinsurance [Abstract]	'
Ceded Premiums Earned by type [Table Text Block]	'
	The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Three Months Ended June 30,						Six Months Ended
								June 30,
		2014			2013			2014				2013
	Excess-of-loss	$	(131,213	)	$	(112,387	)	$	(131,274	)		$	(111,083	)
	Equipment & Identity Theft	(1,156		)	(684		)	(1,917		)		(1,155		)
	Flood	(4,423		)	(4,075		)	(7,452		)		(6,651		)
	Ceded premiums written	$	(136,792	)	$	(117,146	)	$	(140,643	)		$	(118,889	)
	Increase in ceded unearned premiums	103,753			88,217			76,627				62,381
	Ceded premiums earned	$	(33,039	)	$	(28,929	)	$	(64,016	)		$	(56,508	)
Liability for Catastrophe Claims Disclosure [Table Text Block]	'
	Current year catastrophe losses by the event magnitude are shown in the following table.
			2014								2013
			Number of Events		Incurred Loss and LAE			Combined Ratio Impact			Number of Events			Incurred Loss and LAE (4)		Combined Ratio Impact
	Three Months Ended June 30,
	Current period catastrophe losses incurred
	Less than $1 million	(1)	1		$	260		0.4	%		3			$	1,777	3.9	%
	Total		1		$	260		0.4	%		3			$	1,777	3.9	%
	Six Months Ended June 30,
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(2)	—		$	—		—	%		1			$	1,900	2.2	%
	Less than $1 million	(3)	1		260			0.2	%		2			1,695		1.9	%
	Total		1		$	260		0.2	%		3			$	3,595	4.1	%
	(1) Reflects losses from the Richland hailstorm in June 2014.
	(2) Reflects losses from Winterstorm Nemo.
	(3) Reflects losses from Winterstorm Nemo, the Orlando weather event in March 2013 and Tropical Storm Andrea in June 2013.
	(4) Incurred loss and Loss Adjustment Expenses (LAE) is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The table below details the components of accumulated other comprehensive income at period end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2013	$	150		$	(58	)	$	92
	Changes in net unrealized gains on investments	5,650			(2,184		)	3,466
	Reclassification adjustment for realized gains	(45		)	18			(27		)
	June 30, 2014	$	5,755		$	(2,224	)	$	3,531

StockBased_Compensation_StockB

Stock-Based Compensation Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2014
Schedule of Nonvested Share Activity [Abstract]	'
Schedule of Nonvested Share Activity [Table Text Block]	'
	The following table shows a summary of the shares awarded during the six month period ended June 30, 2014:
		Number of Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2013	80,068	$	5.56
	Granted	38,156	15.24
	Forfeited	7,401	7.02
	Vested	15,208	5.38
	Outstanding as of June 30, 2014	95,615	$	9.34

Organization_Consolidation_and1

Organization, Consolidation and Presentation Organization, Consolidation and Presentation - Narrative (Details)	Jun. 30, 2014
	states
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Number of Future States in which may Entity Operate	6

Investments_Investments_Narrat

Investments Investments - Narrative (Details) (USD $)	6 Months Ended
	Jun. 30, 2014
Schedule of Cost-method Investments [Line Items]	'
Other than Temporary Impairment Losses, Investments	$0
RCH Mortgage Fund VI, L.P. [Member]	'
Schedule of Cost-method Investments [Line Items]	'
Payments to Acquire Limited Partnership Interests	1,000,000
Contribution to Limited Partnership	461,000
Note Receivable from Limited Partnership	518,000
Fair Value of Limited Partnership Interest	979,000
DCR Mortgage Fund VI, L.P. [Member]	'
Schedule of Cost-method Investments [Line Items]	'
Payments to Acquire Limited Partnership Interests	750,000
Proceeds from Limited Partnership Investments	31,000
Contribution to Limited Partnership	550,000
Note Receivable from Limited Partnership	188,000
Fair Value of Limited Partnership Interest	738,000
United Capital Funding Corp. [Member]	'
Schedule of Cost-method Investments [Line Items]	'
Payments to Acquire Other Investments	$1,000,000

Investments_Reconciliation_Inv

Investments Reconciliation, Investments by Category (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	$341,648	$288,776
Available-for-sale Securities, Gross Unrealized Gains	6,858	3,513
Available-for-sale Securities, Gross Unrealized Losses	1,103	3,363
Available-for-sale Securities, Debt Securities	285,849	273,024
Available-for-sale Securities, Equity Securities	17,254	15,602
Other Long-term Investments	300	300
Total investments	347,403	288,926
U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	91,893	98,621
Available-for-sale Securities, Gross Unrealized Gains	174	28
Available-for-sale Securities, Gross Unrealized Losses	480	1,169
Available-for-sale Securities, Debt Securities	91,587	97,480
Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	3,281	3,287
Available-for-sale Securities, Gross Unrealized Gains	51	0
Available-for-sale Securities, Gross Unrealized Losses	0	60
Available-for-sale Securities, Debt Securities	3,332	3,227
States, municipalities and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	65,604	45,556
Available-for-sale Securities, Gross Unrealized Gains	1,513	654
Available-for-sale Securities, Gross Unrealized Losses	196	433
Available-for-sale Securities, Debt Securities	66,921	45,777
Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	9,074	9,103
Available-for-sale Securities, Gross Unrealized Gains	290	122
Available-for-sale Securities, Gross Unrealized Losses	37	92
Available-for-sale Securities, Debt Securities	9,327	9,133
All Other Corporate Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	112,438	118,084
Available-for-sale Securities, Gross Unrealized Gains	2,153	792
Available-for-sale Securities, Gross Unrealized Losses	314	1,469
Available-for-sale Securities, Debt Securities	114,277	117,407
Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	406	'
Available-for-sale Securities, Gross Unrealized Gains	3	'
Available-for-sale Securities, Gross Unrealized Losses	4	'
Available-for-sale Securities, Debt Securities	405	'
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	282,696	274,651
Available-for-sale Securities, Gross Unrealized Gains	4,184	1,596
Available-for-sale Securities, Gross Unrealized Losses	1,031	3,223
Available-for-sale Securities, Debt Securities	285,849	273,024
Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	44,000	'
Available-for-sale Securities, Gross Unrealized Gains	0	'
Available-for-sale Securities, Gross Unrealized Losses	0	'
Available-for-sale Securities, Equity Securities	44,000	'
Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	824	804
Available-for-sale Securities, Gross Unrealized Gains	63	23
Available-for-sale Securities, Gross Unrealized Losses	1	20
Available-for-sale Securities, Equity Securities	886	807
Other Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	13,095	12,749
Available-for-sale Securities, Gross Unrealized Gains	2,607	1,894
Available-for-sale Securities, Gross Unrealized Losses	66	97
Available-for-sale Securities, Equity Securities	15,636	14,546
Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	733	272
Available-for-sale Securities, Gross Unrealized Gains	4	0
Available-for-sale Securities, Gross Unrealized Losses	5	23
Available-for-sale Securities, Equity Securities	732	249
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	58,652	13,825
Available-for-sale Securities, Gross Unrealized Gains	2,674	1,917
Available-for-sale Securities, Gross Unrealized Losses	72	140
Available-for-sale Securities, Equity Securities	61,254	15,602
Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost Basis	300	300
Available-for-sale Securities, Gross Unrealized Gains	0	0
Available-for-sale Securities, Gross Unrealized Losses	0	0
Other Long-term Investments	$300	$300

Investments_Gains_and_Losses_b

Investments Gains and Losses by Security Type (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gain (Loss)	$31,000	($149,000)	$45,000	($161,000)
Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	70,000	17,000	193,000	59,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	66,246,000	2,177,000	68,171,000	14,282,000
Available-for-sale Securities, Gross Realized Losses	-39,000	-166,000	-148,000	-220,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	1,386,000	21,679,000	3,566,000	38,675,000
Available-for-sale Securities, Gross Realized Gain (Loss)	31,000	-149,000	45,000	-161,000
Available-for-sale, Gross Realized Gains (Losses), Fair Value at Sale	67,632,000	23,856,000	71,737,000	52,957,000
Fixed Maturities [Member] | Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	0	4,000	21,000	28,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	0	2,127,000	1,120,000	14,127,000
Available-for-sale Securities, Gross Realized Losses	-39,000	-164,000	-77,000	-218,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	1,363,000	21,651,000	2,553,000	38,647,000
Equity Securities [Member] | Quarter to Date [Member]	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	70,000	13,000	172,000	31,000
Available-for-sale, Gross Realized Gains, Fair Value at Sale	66,246,000	50,000	67,051,000	155,000
Available-for-sale Securities, Gross Realized Losses	0	-2,000	-71,000	-2,000
Available-for-sale, Gross Realized Losses, Fair Value at Sale	$23,000	$28,000	$1,013,000	$28,000

Investments_Classified_by_Matu

Investments Classified by Maturity Date (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, within One Year, Amortized Cost Basis, Percent of Total	14.50%	'
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value, Percent of Total	14.40%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Amortized Cost Basis, Percent of Total	48.80%	'
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value, Percent of Total	48.50%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Amortized Cost Basis, Percent of Total	32.60%	'
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value, Percent of Total	32.90%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis, Percent of Total	4.10%	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value, Percent of Total	4.20%	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Percent of Total	100.00%	'
Available-for-sale Securities, Debt Securities	$285,849	$273,024
Available-for-sale Securities, Fair Value Disclosure, Percent of Total	100.00%	'
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	41,156	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	41,236	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	137,899	'
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	138,577	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	92,090	'
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	94,157	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	11,551	'
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	11,879	'
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	282,696	'
Available-for-sale Securities, Debt Securities	$285,849	$273,024

Investments_Net_Investment_Inc

Investments Net Investment Income by Major Category (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net Investment Income [Line Items]	'	'	'	'
Net investment income	$1,617	$831	$3,084	$1,555
Investment Income, Investment Expense	-79	-41	-148	-119
Investment Income, Net	1,538	790	2,936	1,436
Debt Securities [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	1,349	769	-2,626	-1,443
Equity Securities [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	240	48	-366	-81
Cash and Cash Equivalents [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	4	10	-5	-20
Partnership Interest [Member]	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'
Net investment income	$24	$4	($87)	($11)

Investments_Aging_of_Unrealize

Investments Aging of Unrealized Losses by Class (Details) (USD $)	6 Months Ended		12 Months Ended		6 Months Ended		12 Months Ended		6 Months Ended		12 Months Ended	6 Months Ended		12 Months Ended		6 Months Ended		12 Months Ended	6 Months Ended				12 Months Ended		6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Dec. 31, 2013		Jun. 30, 2014		Dec. 31, 2013	Dec. 31, 2013	Jun. 30, 2014		Dec. 31, 2013	Jun. 30, 2014		Dec. 31, 2013		Jun. 30, 2014		Dec. 31, 2013	Jun. 30, 2014		Jun. 30, 2014		Dec. 31, 2013		Jun. 30, 2014	Dec. 31, 2012	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014		Dec. 31, 2013
	security		security		U.S. government and agency securities [Member]		U.S. government and agency securities [Member]	Foreign Government Debt Securities [Member]	States, municipalities and political subdivisions [Member]		States, municipalities and political subdivisions [Member]	Public Utility, Bonds [Member]		Public Utility, Bonds [Member]		Corporate Debt Securities [Member]		Corporate Debt Securities [Member]	Redeemable Preferred Stock [Member]		Fixed Maturities [Member]		Fixed Maturities [Member]		Public Utility, Equities [Member]	Public Utility, Equities [Member]	Common Stock [Member]	Common Stock [Member]	Nonredeemable Preferred Stock [Member]	Nonredeemable Preferred Stock [Member]	Equity Securities [Member]		Equity Securities [Member]
					security		security	security	security		security	security		security		security		security	security		security		security		security	security	security	security	security	security	security		security
Schedule of Available-for-sale Securities [Line Items]	'		'		'		'	'	'		'	'		'		'		'	'		'		'		'	'	'	'	'	'	'		'
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	82	[1]	148	[1]	18		47	4	16		23	0		4		7		49	2		43	[1]	127	[1]	5	5	31	15	3	1	39	[1]	21	[1]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	$228		$3,027		$69		$850	$60	$99		$433	$0		$92		$19		$1,469	$4		$191		$2,904		$1	$20	$33	$97	$3	$6	$37		$123
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	49,816		160,988		24,151		64,369	3,227	16,552		27,106	0		3,830		7,185		60,348	204		48,092		158,880		196	357	1,233	1,626	295	125	1,724		2,108
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	51	[1]	8	[1]	18	[1]	7	0	12	[1]	0	2	[1]	0	[1]	17	[1]	0	0	[1]	49	[1]	7	[1]	0	0	1	0	1	1	2	[1]	1	[1]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	875		336		411		319	0	97		0	37		0		295		0	0		840		319		0	0	33	0	2	17	35		17
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$54,118		$6,038		$15,896		$5,913	$0	$14,231		$0	$2,294		$0		$21,297		$0	$0		$53,718		$5,913		$0	$0	$272	$0	$128	$125	$400		$125
[1]	This amount represents the actual number of discrete securities, not the number of shares of those securities. The numbers are not presented in thousands.

Investments_by_Category_and_Le

Investments by Category and Level (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	$347,403	$288,926
U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	91,587	97,480
Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	3,332	3,227
States, municipalities and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	66,921	45,777
Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	9,327	9,133
Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	114,277	117,407
Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	405	'
Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	285,849	273,024
Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	44,000	'
Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	886	807
Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	15,636	14,546
Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	732	249
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	61,254	15,602
Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	300	300
Level 1 [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	61,959	15,902
Level 1 [Member] | U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | States, municipalities and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	405	'
Level 1 [Member] | Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	405	0
Level 1 [Member] | Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	44,000	'
Level 1 [Member] | Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	886	807
Level 1 [Member] | Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	15,636	14,546
Level 1 [Member] | Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	732	249
Level 1 [Member] | Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	61,254	15,602
Level 1 [Member] | Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	300	300
Level 2 [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	285,444	273,024
Level 2 [Member] | U.S. government and agency securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	91,587	97,480
Level 2 [Member] | Foreign Government Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	3,332	3,227
Level 2 [Member] | States, municipalities and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	66,921	45,777
Level 2 [Member] | Public Utility, Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	9,327	9,133
Level 2 [Member] | Corporate Debt Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	114,277	117,407
Level 2 [Member] | Redeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	'
Level 2 [Member] | Fixed Maturities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	285,444	273,024
Level 2 [Member] | Mutual Fund [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	'
Level 2 [Member] | Public Utility, Equities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Common Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Nonredeemable Preferred Stock [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Other Long-term Investments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Fair Value Disclosure	$0	$0

Earnings_Per_Share_Schedule_of

Earnings Per Share Schedule of Earnings Per Share (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Net income	$9,590	$4,509	$20,979	$8,860
Weighted Average Number of Shares Outstanding, Basic	20,735,135	16,115,099	19,105,666	16,072,047
Weighted Average Number Diluted Shares Outstanding Adjustment	110,559	84,390	98,139	85,682
Weighted Average Number of Shares Outstanding, Diluted	20,845,694	16,199,489	19,203,805	16,157,729
Earnings Per Share, Basic	$0.46	$0.28	$1.10	$0.55
Earnings Per Share, Diluted	$0.46	$0.28	$1.09	$0.55

Reinsurance_Reinsurance_Narrat

Reinsurance Reinsurance - Narrative (Details) (USD $)

0 Months Ended

3 Months Ended

6 Months Ended

0 Months Ended

0 Months Ended

Jan. 02, 2014

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Dec. 31, 2013

Jun. 01, 2014

Jun. 01, 2014

Jun. 01, 2013

Jun. 01, 2013

Jun. 01, 2014

Jun. 01, 2014

Jun. 01, 2014

Jun. 01, 2014

Jun. 01, 2014

Jun. 01, 2013

First Catastrophic Event [Member]

Second Catastrophic Event [Member]

Unaffiliated Private Reinsurers [Member]

Catastrophe [Member]

Catastrophe [Member]

Catastrophe [Member]

Catastrophe [Member]

Catastrophe [Member]

Catastrophe [Member]

Catastrophe [Member]

Rate

Rate

Maximum [Member]

Florida Hurricane Catastrophe Fund [Member]

First Catastrophic Event [Member]

First Catastrophic Event [Member]

First Catastrophic Event [Member]

Second Catastrophic Event [Member]

Second Catastrophic Event [Member]

Second Catastrophic Event [Member]

Insurance Affiliate [Member]

Reinsurance Affiliate [Member] [Member]

Unaffiliated Private Reinsurers [Member]

Unaffiliated Private Reinsurers [Member]

Rate

Rate

Reinsurance Retention Policy [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reinsurance Retention Policy, Excess Retention, Amount Reinsured

$500,000

'

'

'

'

'

$1,080,200,000

$15,000,000

'

'

'

'

'

'

'

'

Reinsurance, Aggregate Value of Property Covered Under Contracts

'

'

'

'

'

'

'

'

'

555,200,000

'

'

'

'

'

'

Reinsurance, Losses Not Covered Prior to Coverage Beginning

'

'

'

'

'

'

'

'

'

230,800,000

'

'

'

'

'

'

Reinsurance Retention Policy, Amount Retained

500,000

'

'

'

'

'

'

'

'

'

25,000,000

17,500,000

7,500,000

10,000,000

15,000,000

'

Aggregate Coverage for Covered Losses Under Reinsurance Contract

'

'

'

'

'

'

'

'

525,000,000

'

'

'

'

'

'

'

Reinsurance Coverage, Percentage Retained

'

'

'

'

'

'

'

'

'

'

'

70.00%

30.00%

'

'

'

Reinsurance Coverage, Percentage Placed

'

'

'

'

'

'

100.00%

100.00%

'

'

'

'

'

'

'

'

Prepaid Reinsurance Premiums

'

131,896,000

'

131,896,000

'

55,268,000

'

'

'

41,700,000

'

'

'

'

'

90,600,000

Reinsurance Costs and Recoveries, Net

'

664,000

1,223,000

1,081,000

1,471,000

'

'

'

'

'

'

'

'

'

'

'

Percentage of Flood Premiums Ceded

'

'

'

100.00%

'

'

'

'

'

'

'

'

'

'

'

'

Insurance Commissions and Fees, Flood Program

'

$162,000

$188,000

$580,000

$268,000

'

'

'

'

'

'

'

'

'

'

'

Reinsurance_Ceded_Premiums_Ear

Reinsurance Ceded Premiums Earned by type (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Ceded Premiums Earned by type [Line Items]	'	'	'	'
Ceded Premiums Written	($136,792)	($117,146)	($140,643)	($118,889)
Increase (Decrease) in Ceded Unearned Premiums	103,753	88,217	76,627	62,381
Ceded Premiums Earned	-33,039	-28,929	-64,016	-56,508
Excess of Loss Product Line [Member]	'	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'	'
Ceded Premiums Written	-131,213	-112,387	-131,274	-111,083
Equipment and Identity Theft Product Line [Member]	'	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'	'
Ceded Premiums Written	-1,156	-684	-1,917	-1,155
Flood Product Line [Member]	'	'	'	'
Ceded Premiums Earned by type [Line Items]	'	'	'	'
Ceded Premiums Written	($4,423)	($4,075)	($7,452)	($6,651)

Reinsurance_Liability_For_Cata

Reinsurance Liability For Catastrophe Claims Disclosure (Details) (Catastrophe [Member], USD $)

3 Months Ended

6 Months Ended

3 Months Ended

6 Months Ended

In Thousands, unless otherwise specified

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Mar. 31, 2013

Jun. 30, 2014

Mar. 31, 2013

Jun. 30, 2014

Mar. 31, 2013

catastrophic_event

catastrophic_event

catastrophic_event

catastrophic_event

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 2 [Member]

Catastrophe Loss Size, Range 2 [Member]

Catastrophe Loss Size, Range 2 [Member]

Catastrophe Loss Size, Range 2 [Member]

Minimum [Member]

Minimum [Member]

Maximum [Member]

Maximum [Member]

Maximum [Member]

Maximum [Member]

catastrophic_event

catastrophic_event

catastrophic_event

catastrophic_event

catastrophic_event

catastrophic_event

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 1 [Member]

Catastrophe Loss Size, Range 2 [Member]

Catastrophe Loss Size, Range 2 [Member]

Liability for Catastrophe Claims [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Catastrophic Events, Size of Losses

'

'

'

'

'

'

'

'

'

'

$1,000

$1,000

$5,000

$5,000

$1,000

$1,000

Number of Catastrophic Events

1

3

1

3

0

[1]

1

[1]

1

[2]

3

[2]

1

[3]

2

[3]

'

'

'

'

'

'

Catastrophic Event, Incurred Losses and Loss Adjustment Expense

$260

$1,777

[4]

$260

$3,595

[4]

$0

[1]

$1,900

[1],[4]

$260

[2]

$1,777

[2],[4]

$260

[3]

$1,695

[3],[4]

'

'

'

'

'

'

Catastrophic Events, Impact on Combined Ratio

0.40%

3.90%

0.20%

4.10%

0.00%

[1]

2.20%

[1]

0.40%

[2]

3.90%

[2]

0.20%

[3]

1.90%

[3]

'

'

'

'

'

'

[1]

Reflects losses from Winterstorm Nemo.

[2]

Reflects losses from the Richland hailstorm in June 2014.

[3]

Reflects losses from Winterstorm Nemo, the Orlando weather event in March 2013 and Tropical Storm Andrea in June 2013.

[4]

Incurred loss and Loss Adjustment Expenses (LAE) is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.

LongTerm_Debt_LongTerm_Debt_Na

Long-Term Debt Long-Term Debt - Narrative (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2014
			Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]	Florida State Board of Administration [Member]
					Gross and Net Writing Ratio [Member]	Gross Writing Ratio [Member]	Net Writing Ratio [Member]	Other Than Gross and Net Writing Ratio [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Additional Interest Paid Resulting From Violating Writing Ratio Covenant, Percent	'	'	'	'	4.50%	'	'	0.25%
Notes Payable, Noncurrent	$14,118,000	$14,706,000	$14,118,000	$14,706,000	'	'	'	'
Debt Instrument, Interest Rate, Stated Percentage	'	'	2.73%	2.64%	'	'	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	30,778,000	'	'	'	'	'	'	'
Required ratio of written premims to surplus	'	'	'	'	'	6.00%	2.00%	'
Debt Instrument, Surplus Definition	'	'	$20,000,000	'	'	'	'	'
Actual ratio of written premiums to surplus	'	'	'	'	'	9.70%	4.40%	'
Ratio of Written Premiums to Surplus Resulting in Increase in Interest Rate	'	'	'	'	'	4.50%	1.50%	'
Debt Instrument, Basis Spread on Variable Rate	2.53%	'	'	'	'	'	'	'

Statutory_Accounting_and_Regul1

Statutory Accounting and Regulation Statutory Accounting and Regulation - Narrative (Details) (USD $)	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014
		UPC, Subsidiary [Member]	UPC, Subsidiary [Member]	Florida [Member]	Florida [Member]	Florida [Member]	Florida [Member]	Florida [Member]
				UPC, Subsidiary [Member]	UPC, Subsidiary [Member]	UPC, Subsidiary [Member]	UPC, Subsidiary [Member]	UPC, Subsidiary [Member]
								Minimum [Member]
Statutory Accounting Practices [Line Items]	'	'	'	'	'	'	'	'
Statutory Accounting Practices, Statutory Net Income Amount	'	'	'	$3,827,000	$410,000	$11,261,000	$630,000	'
Statutory Accounting Practices, Statutory Capital and Surplus Required, Percent of Total Liabilities	'	'	'	10.00%	'	10.00%	'	'
Statutory Accounting Practices, Statutory Capital and Surplus Required	30,778,000	'	'	'	'	'	'	5,000,000
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	'	$91,087,000	$78,362,000	'	'	'	'	'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income Schedule of Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'	'
Accumulated Other Comprehensive Income and (Loss), Before Tax	$5,755	'	$5,755	'	$150
Change in net unrealized gain on investments	3,323	-4,745	5,650	-4,376	'
Reclassification adjustment for net realized investment (gains) losses	-31	149	-45	161	'
Deferred Tax Liabilities, Other Comprehensive Income	'	'	'	'	-58
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax	'	'	2,184	'	'
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	'	'	18	'	'
Accumulated Other Comprehensive Income (Loss), Tax (Expense) Benefit	2,224	'	2,224	'	'
Accumulated other comprehensive income	3,531	'	3,531	'	92
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax	'	'	3,466	'	'
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	'	'	($27)	'	'

Stockholders_Equity_Stockholde

Stockholders' Equity Stockholders' Equity - Narrative (Details) (USD $)

0 Months Ended

3 Months Ended

6 Months Ended

6 Months Ended

0 Months Ended

23-May-14

1-May-14

Mar. 21, 2014

Mar. 18, 2014

Mar. 05, 2014

Feb. 24, 2014

Dec. 13, 2013

Nov. 05, 2013

Sep. 13, 2013

Aug. 06, 2013

Jun. 14, 2013

7-May-13

Mar. 27, 2013

Mar. 06, 2013

Jan. 11, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Dec. 31, 2013

Jun. 30, 2014

Jun. 30, 2014

Mar. 21, 2014

Oct. 02, 2013

Sep. 13, 2013

Sep. 13, 2013

Blank Check Preferred Stock [Member]

Restricted Stock [Member]

Chief Legal Officer [Member]

Vice President, Marketing [Member]

Chief Information Officer [Member]

Vice President, Operations and Business Development [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred Stock, Shares Authorized

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,000,000

'

1,000,000

'

1,000,000

875,000

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

38,156

1,270

2,299

2,167

2,110

Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures

'

'

'

36,886

'

'

'

'

'

'

'

'

'

'

'

'

'

38,156

3,900

'

'

'

'

'

'

'

Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition

'

'

'

'3 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock Issued During Period, Shares, New Issues

'

'

'

'

4,600,000

'

'

'

'

'

'

'

'

'

750,000

'

'

'

'

'

'

'

'

'

'

'

Proceeds from Issuance of Common Stock

'

'

'

'

$54,041,000

'

'

'

'

'

'

'

'

'

$3,591,000

'

'

$54,041,000

$3,591,000

'

'

'

'

'

'

'

Common Stock, Dividends, Per Share, Declared

'

$0.04

'

'

'

$0.04

'

$0.03

'

$0.03

'

$0.03

'

$0.03

'

$0.04

$0.03

$0.08

$0.06

'

'

'

'

'

'

'

Dividends, Common Stock, Cash

$834,000

'

$832,000

'

'

'

$486,000

'

$486,000

'

$486,000

'

$486,000

'

'

'

'

'

'

'

'

'

'

'

'

'

StockBased_Compensation_StockB1

Stock-Based Compensation Stock-Based Compensation - Narrative (Details) (USD $)	0 Months Ended	3 Months Ended		6 Months Ended
	Mar. 18, 2014	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'	'	'	'	'
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures	36,886	'	'	38,156	3,900
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	'	'	'	$15.24	$5.77
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period	'	'	'	7,401	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	'	$768,000	$367,000	$768,000	$367,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'3 years	'	'	'	'
Allocated Share-based Compensation Expense	'	$76,000	$28,000	$121,000	$56,000

StockBased_Compensation_Schedu

Stock-Based Compensation Schedule of Nonvested Shares Activity (Details) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period	7,401	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested Options Forfeited, Weighted Average Grant Date Fair Value	$7.02	'
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	95,615	80,068
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$9.34	$5.56
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	38,156	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$15.24	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	'	15,208
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	'	$5.38

Subsequent_Events_Subsequent_E1

Subsequent Events Subsequent Events - Narrative (Details) (USD $)	0 Months Ended						3 Months Ended		6 Months Ended		0 Months Ended
	1-May-14	Feb. 24, 2014	Nov. 05, 2013	Aug. 06, 2013	7-May-13	Mar. 06, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jul. 31, 2014
											Subsequent Event [Member]
Subsequent Event [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Common Stock, Dividends, Per Share, Declared	$0.04	$0.04	$0.03	$0.03	$0.03	$0.03	$0.04	$0.03	$0.08	$0.06	$0.04