AMERICAN COASTAL INSURANCE (ACIC) 10-K 25 Feb 15 2014 FY Annual report Financial data

Document_Entity_Information_Do

Document & Entity Information Document (USD $)	12 Months Ended
	Dec. 31, 2014	Feb. 25, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Public Float			$286,999,712
Document type	10-K
Amendment flag	FALSE
Document period end date	31-Dec-14
Document fiscal period focus	FY
Document fiscal year focus	2014
Trading symbol	UIHC
Registrant name	United Insurance Holdings Corp.
Central index key	1401521
Current fiscal year end date	-19
Filer category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Common stock outstanding		21,473,534

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $350,063 and $274,651, respectively)	$352,630	$273,024
Equity securities (adjusted cost of $22,278 and $13,825, respectively)	25,987	15,602
Other investments (amortized cost of $2,749 and $3,034, respectively)	3,010	3,034
Total investments	381,627	291,660
Cash and cash equivalents	61,391	34,888
Accrued investment income	2,239	1,752
Property, Plant and Equipment, Net	8,022	2,408
Premiums receivable, net	31,369	26,076
Reinsurance recoverable on paid and unpaid losses	2,068	2,426
Prepaid reinsurance premiums	63,827	55,268
Deferred policy acquisition costs	31,925	25,186
Other Assets	1,701	1,566
Total Assets	584,169	441,230
Liabilities:
Unpaid losses and loss adjustment expenses	54,436	47,451
Unearned premiums	229,486	193,428
Reinsurance payable	45,254	39,483
Other Liabilities	37,701	38,575
Notes payable	13,529	14,706
Total Liabilities	380,406	333,643
Commitments and contingencies (Note 13)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,116,497 and 16,421,398 issued; 20,904,414 and 16,209,315 outstanding, respectively	2	2
Additional Paid in Capital	82,380	27,800
Treasury shares, at cost; 212,083 shares	-431	-431
Accumulated other comprehensive income	4,011	92
Retained Earnings (Accumulated Deficit)	117,801	80,124
Total Stockholders' Equity	-203,763	-107,587
Total Liabilities and Stockholders' Equity	$584,169	$441,230

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parentheticals) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statement of Financial Position [Abstract]
Available-for-sale Debt Securities, Amortized Cost Basis	$350,063	$274,651
Available-for-sale Equity Securities, Amortized Cost Basis	22,278	13,825
Cost Method Investments, Original Cost	$2,749	$3,034
Preferred Stock, par value	$0.00	$0.00
Preferred stock, authorized shares	1,000,000	1,000,000
Preferred stock, issued shares	0	0
Preferred stock, outstanding shares	0	0
Common stock, par value	$0.00	$0.00
Common stock, authorized shares	50,000,000	50,000,000
Common Stock, Shares, Issued	21,116,497	16,421,398
Common stock, outstanding shares	20,904,414	16,209,315
Treasury stock	212,083	212,083

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
REVENUE:
Gross premiums written	$436,753	$381,352	$254,909
Increase in gross unearned premiums	-36,058	-64,644	-28,655
Gross premiums earned	400,695	316,708	226,254
Ceded Premiums Earned	-135,845	-119,330	-104,286
Net premiums earned	264,850	197,378	121,968
Net investment income	6,795	3,871	3,083
Net realized gains	-20	-129	2,160
Other than Temporary Impairment Losses, Investments	0
Other revenue	8,605	6,960	4,023
Total revenue	280,230	208,080	131,234
EXPENSES:
Losses and loss adjustment expenses	118,077	98,830	58,409
Deferred Policy Acquisition Cost, Amortization Expense	65,657	50,623	36,877
Operating Expenses	11,746	9,222	8,630
General and Administrative Expense	20,007	14,552	11,734
Interest Expense	410	367	355
Total expenses	215,897	173,594	116,005
Income before other income	64,333	34,486	15,229
Other Nonoperating Income (Expense)	77	1	485
Income before income taxes	64,410	34,487	15,714
Provision for income taxes	23,397	14,145	6,009
Net income	41,013	20,342	9,705
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gain on investments	6,367	-4,233	2,602
Reclassification adjustment for net realized investment gains	20	129	-2,160
Income tax expense related to items of other comprehensive income	-2,468	1,583	-170
Total comprehensive income	$44,932	$17,821	$9,977
Weighted average shares outstanding
Basic	19,933,652	16,100,882	10,607,751
Diluted	20,045,907	16,183,098	10,655,524
Earnings per share
Earnings Per Share, Basic	$2.06	$1.26	$0.91
Earnings Per Share, Diluted	$2.05	$1.26	$0.91
Common Stock, Dividends, Per Share, Declared	$0.16	$0.12	$0.08

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]
In Thousands, except Share data, unless otherwise specified
Beginning balance at Dec. 31, 2011	$54,989	$1	$75	($431)	$2,341	$53,003
Beginning balance (shares) at Dec. 31, 2011		10,361,849
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income (Loss) Available to Common Stockholders, Basic	9,705	0	0	0	0
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	272	0	0	0	272	0
Stock Issued During Period, Shares, Share-based Compensation, Gross		86,990
Stock Issued During Period, Value, Restricted Stock Award, Gross	55	0	55	0	0	0
Stock Issued During Period, Shares, New Issues		5,000,000
Stock Issued During Period, Value, New Issues	23,947	1	23,946	0	0	0
Dividends, Common Stock, Cash	-982	0	0	0	0	-982
Ending balance at Dec. 31, 2012	87,986	2	24,076	-431	2,613	61,726
Ending balance (shares) at Dec. 31, 2012		15,448,839
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income (Loss) Available to Common Stockholders, Basic	20,342	0	0	0	0
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	-2,521	0	0	0	-2,521	0
Stock Issued During Period, Shares, Share-based Compensation, Gross		10,476
Stock Issued During Period, Value, Restricted Stock Award, Gross	133	0	133	0	0	0
Stock Issued During Period, Shares, New Issues		750,000
Stock Issued During Period, Value, New Issues	3,591	0	3,591	0	0	0
Dividends, Common Stock, Cash	-1,944	0	0	0	0	-1,944
Ending balance at Dec. 31, 2013	107,587	2	27,800	-431	92	80,124
Ending balance (shares) at Dec. 31, 2013	16,209,315	16,209,315
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income (Loss) Available to Common Stockholders, Basic	41,013	0	0	0	0	41,013
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	3,919	0	0	0	3,919	0
Stock Issued During Period, Shares, Share-based Compensation, Gross		95,099
Stock Issued During Period, Value, Restricted Stock Award, Gross	539	0	539	0	0	0
Stock Issued During Period, Shares, New Issues		4,600,000
Stock Issued During Period, Value, New Issues	54,041	0	54,041	0	0	0
Dividends, Common Stock, Cash	-3,336	0	0	0	0	-3,336
Ending balance at Dec. 31, 2014	$203,763	$2	$82,380	($431)	$4,011	$117,801
Ending balance (shares) at Dec. 31, 2014	20,904,414	20,904,414

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statement of Cash Flows [Abstract]
Net Income (Loss) Attributable to Parent	$41,013,000	$20,342,000	$9,705,000
Net Income (Loss) Available to Common Stockholders, Basic	41,013,000	20,342,000	9,705,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	801,000	697,000	684,000
Accretion (Amortization) of Discounts and Premiums, Investments	-1,522,000	-1,323,000	-576,000
Gain (Loss) on Sale of Securities, Net	-20,000	-129,000	2,160,000
Provision for uncollectible premiums/over and short	73,000	59,000	37,000
Deferred income taxes, net	1,181,000	-1,150,000	661,000
Share-based Compensation	649,000	133,000	55,000
Changes in operating assets and liabilities:
Accrued investment income	-487,000	-992,000	226,000
Premiums receivable	-5,366,000	-8,981,000	-5,986,000
Reinsurance recoverable on paid and unpaid losses	358,000	-154,000	2,186,000
Prepaid reinsurance premiums	-8,559,000	-5,352,000	-8,948,000
Deferred policy acquisition costs, net	-6,739,000	-8,208,000	-4,654,000
Other assets	1,493,000	-28,000	-2,238,000
Unpaid losses and loss adjustment expenses	6,985,000	11,759,000	2,092,000
Unearned premiums	36,058,000	64,644,000	28,655,000
Reinsurance payable	5,771,000	13,420,000	9,492,000
Other Liabilities	-507,000	19,769,000	1,978,000
Net Cash Provided by (Used in) Operating Activities	68,918,000	109,766,000	35,515,000
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	219,893,000	102,227,000	52,640,000
Purchases of investments available for sale	305,013,000	246,514,000	79,285,000
Payments to Acquire Property, Plant, and Equipment	6,346,000	1,867,000	452,000
Net Cash Provided by (Used in) Investing Activities	-91,466,000	-146,154,000	-27,097,000
FINANCING ACTIVITIES
Payments Related to Tax Withholding for Share-based Compensation	110,000	0	0
Repayments of borrowings	1,177,000	1,176,000	1,177,000
Payments of Dividends	3,336,000	1,944,000	982,000
Bank overdrafts	-367,000	-400,000	-640,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000	23,947,000
Net Cash Provided by (Used in) Financing Activities	49,051,000	71,000	21,148,000
Increase (decrease) in cash	26,503,000	-36,317,000	29,566,000
Cash and cash equivalents at beginning of period	34,888,000	71,205,000	41,639,000
Cash and cash equivalents at end of period	61,391,000	34,888,000	71,205,000
Supplemental Cash Flows Information
Interest paid	389,000	341,000	311,000
Income taxes paid	$27,901,000	$9,867,000	$6,753,000

Organization_Consolidation_and

Organization, Consolidation and Presentation	12 Months Ended
	Dec. 31, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization, Consolidation and Presentation	ORGANIZATION, CONSOLIDATION AND PRESENTATION
	(a)Business
	United Insurance Holdings Corp. is a property and casualty insurance holding company that sources, writes, and services residential property and casualty insurance policies using a network of agents and a group of wholly-owned insurance subsidiaries. Our primary insurance subsidiary is United Property & Casualty Insurance Company, our insurance affiliate, which was formed in Florida in 1999 and has operated continuously since that time. Our other subsidiaries include United Insurance Management, L.C., our management affiliate, the managing general agent that manages substantially all aspects of our insurance affiliate's business; Skyway Claims Services, LLC, our claims adjusting affiliate, that provides services to our insurance affiliate; and UPC Re, our reinsurance affiliate, that provides a portion of the reinsurance protection purchased by our insurance affiliate. On February 3, 2015, we acquired Family Security Holdings, LLC and its two-wholly owned subsidiaries in an all-stock transaction. See Note 4 our Notes to Consolidated Financial Statements for additional information regarding this acquisition.
	Our primary product is homeowners' insurance, which we currently offer in Florida, Louisiana, Massachusetts, New Jersey, North Carolina, Rhode Island, South Carolina, and Texas, under authorization from the insurance regulatory authorities in each state. We are also licensed to write property and casualty insurance in Alabama, Connecticut, Delaware, Georgia, Hawaii, Maryland, Mississippi, New Hampshire, New York and Virginia; however, we have not commenced writing in these states.
	We conduct our operations under one business segment.
	(b)Consolidation and Presentation
	We prepare our consolidated financial statements in conformity with U.S. GAAP. While preparing our consolidated financial statements, we make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the consolidated financial statements, as well as reported amounts of revenues and expenses during the reporting period. Accordingly, actual results could differ from those estimates. Reported amounts that require us to make extensive use of estimates include our reserves for unpaid losses and loss adjustment expenses, reinsurance recoverable, deferred policy acquisition costs, and investments. Except for the captions on our Consolidated Balance Sheets and Consolidated Statements of Comprehensive Income, we generally use the term loss(es) to collectively refer to both loss and loss adjustment expenses.
	We include all of our subsidiaries in our consolidated financial statements, eliminating all significant intercompany balances and transactions during consolidation.
	We reclassified certain amounts in the 2013 and 2012 financial statements to conform to the 2014 presentation. These reclassifications had no impact on our results of operations, cash flows, or stockholders' equity, as previously reported.

Significant_Accounting_Policie

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Significant Accounting Policies	SIGNIFICANT ACCOUNTING POLICIES
	(a)	Cash and Cash Equivalents
	Our cash and cash equivalents include demand deposits with financial institutions and short-term, highly-liquid instruments with original maturities of three months or less when purchased.
	(b)	Investments
	We currently classify all of our investments in fixed maturities, equity securities and other investments as available-for-sale, and report them at fair value. Subsequent to our acquisition of available-for-sale securities, we record changes in value through the date of disposition as unrealized holding gains and losses, net of tax effects, and include them as a component of comprehensive income. We include realized gains and losses, which we calculate using the specific-identification method for determining the cost of securities sold, in net income. We amortize any premium or discount on fixed maturities over the remaining maturity period of the related securities using the effective interest method, and we report the amortization in net investment income. We recognize dividends and interest income when earned.
	Quarterly, we perform an assessment of our investments to determine if any are other-than-temporarily impaired. An investment is impaired when the fair value of the investment declines to an amount less than the cost or amortized cost of that investment. As part of our assessment process, we determine whether the impairment is temporary or other-than-temporary. We base our assessment on both quantitative criteria and qualitative information, considering a number of factors including, but not limited to: how long the security has been impaired; the amount of the impairment; whether, in the case of equity securities, we intend to hold, and have the ability to hold, the security for a period sufficient for us to recover our cost basis, or whether, in the case of debt securities, we intend to sell the security or it is more likely than not that we will have to sell the security before we recover the amortized cost; the financial condition and near-term prospects of the issuer; whether the issuer is current on contractually-obligated interest and principal payments; key corporate events pertaining to the issuer and whether the market decline was affected by macroeconomic conditions.
	If we determine that an equity security has incurred an other-than-temporary impairment, we permanently reduce the cost of the security to fair value and recognize an impairment charge in net income. If a debt security is impaired and we either intend to sell the security or it is more likely than not that we will have to sell the security before we are able to recover the amortized cost, then we record the full amount of the impairment in net income. If we determine that an impairment of a debt security is other-than-temporary and we neither intend to sell the security nor it is more likely than not that we will have to sell the security before we are able to recover its cost or amortized cost, then we separate the impairment into (a) the amount of impairment related to credit loss and (b) the amount of impairment related to all other factors. We record the amount of the impairment related to the credit loss as an impairment charge in net income, and we record the amount of the impairment related to all other factors in accumulated other comprehensive income.
	A large portion of our investment portfolio consists of fixed maturities, which may be adversely affected by changes in interest rates as a result of governmental monetary policies, domestic and international economic and political conditions and other factors beyond our control. A rise in interest rates would decrease the net unrealized holding gains of our investment portfolio, offset by our ability to earn higher rates of return on funds reinvested. Conversely, a decline in interest rates would increase the net unrealized holding gains of our investment portfolio, offset by lower rates of return on funds reinvested.
	(c)Fair Value
	See Note 3 in our Notes to Consolidated Financial Statements for a discussion regarding the fair value measurement of our investments at December 31, 2014.
	(d)Premiums
	We recognize premiums as revenue, net of ceded reinsurance amounts, on a daily pro rata basis over the contract period of the related policies that are in force. For any portion of premiums not earned at the end of the reporting period, we record an unearned premium liability.
	Premiums receivable represents amounts due from our policyholders for billed premiums and related policy fees. We perform a policy-level evaluation to determine the extent to which the balance of premium receivable exceeds the balance of unearned premium. We then age any resulting exposure based on the last date the policy was billed to the policyholder, and we establish an allowance for credit losses for any amounts outstanding for more than 90 days. When we receive payments on amounts previously charged off, we credit bad debt expense in the period we receive the payment. The balances of our allowance for uncollectible premiums totaled $34,000 and $29,000 at December 31, 2014 and 2013, respectively.
	When we receive premium payments from policyholders prior to the effective date of the related policy, we record an advance premiums liability. On the policy effective date, we reduce the advance premium liability and record the premiums as described above.
	(e)Policy Acquisition Costs
	We incur policy acquisition costs that vary with, and are directly related to, the production of new business. Policy acquisition costs consist primarily of the following three items: (i) commissions paid to outside agents at the time of policy issuance; (ii) policy administration fees paid to a third-party administrator at the time of policy issuance; and (iii) premium tax. We capitalize policy acquisition costs to the extent recoverable, then we amortize those costs over the contract period of the related policy.
	At each reporting date, we determine whether we have a premium deficiency. A premium deficiency would result if the sum of our expected losses, deferred policy acquisition costs, and policy maintenance costs (such as costs to store records and costs incurred to collect premiums and pay commissions) exceeded our related unearned premiums plus investment income.
	Should we determine that a premium deficiency exists, we would write off the unrecoverable portion of deferred policy acquisition costs and record a liability to the extent the deficiency exceeded the deferred policy acquisition costs.
	(f)Long-lived Assets
	i)Property and Equipment
	We record our property and equipment, at cost less accumulated depreciation and amortization. We use the straight-line method of calculating depreciation over the estimated useful lives of the assets. We also use the straight-line method to calculate amortization of leasehold improvements over the estimated useful lives of the assets or the term of the lease, whichever is shorter. We periodically review estimated useful lives and, where appropriate, we make changes prospectively. We charge maintenance and repair costs to expense as incurred.
	ii)Capitalized Software
	We capitalize certain direct development costs associated with internal-use software. We expect to amortize the capitalized software costs related to our new policy administration system and data warehouse over their expected five year useful lives. During the second quarter of 2014, we began amortizing the costs related to our new claims processing system over its expected five year useful life.
	See Note 7 in our Notes to Consolidated Financial Statements for a discussion of our property, equipment and capitalized software, including our new property, that was purchased during 2014.
	iii)Impairment of Long-lived Assets
	We annually review our long-lived assets, including intangible assets, to determine if their carrying amounts are recoverable. If the non-discounted future cash flows expected to result from the use and eventual disposition of the assets are less than their carrying amounts, we reduce their carrying amounts to fair value and recognize an impairment loss.
	(g)Unpaid Losses and Loss Adjustment Expenses
	Our reserves for unpaid losses represent the estimated ultimate cost of settling all reported claims plus all claims we incurred related to insured events that have occurred as of the reporting date, but that policyholders have not yet reported to us.
	We estimate our reserves for unpaid losses using individual case-basis estimates for reported claims and actuarial estimates for IBNR claims, and we continually review and adjust our estimated losses as necessary based on our historical experience and as we obtain new information. If our unpaid loss reserves prove to be deficient or redundant, we increase or decrease the liability in the period in which we identify the difference, thereby impacting net income. Though our estimate of the ultimate cost of settling all reported and unreported claims may change at any point in the future, a reasonable possibility exists that our estimate may vary significantly in the near term from the estimated amounts included in our consolidated financial statements.
	On our Consolidated Balance Sheets, we report our reserves for unpaid losses gross of the amounts related to unpaid losses recoverable from reinsurers. On our Consolidated Statements of Comprehensive Income, we report losses net of amounts ceded to reinsurers. We do not discount our loss reserves for financial statement purposes.
	(h)Managing General Agent Fees and Policy Fees
	Our policy fees consist of the managing general agent fee and a pay-plan fee. Regulatory authorities in Florida and Rhode Island allow managing general agents to charge policyholders a $25 fee on each policy written, while the regulatory authority in Texas allows managing general agents to charge policyholders a $25 or $75 fee, depending on the type of policy issued. We defer such fees as unearned revenue and then include them in income on a pro rata basis over the term of the underlying policies. We record our pay-plan fees, which we charge to all policyholders that pay their premium in more than one installment, as income when collected. We report all policy-related fees in other revenue on our Consolidated Statements of Comprehensive Income.
	(i)Reinsurance
	We follow industry practice of reinsuring a portion of our risks. Reinsurance involves transferring, or "ceding", all or a portion of the risk exposure on policies we write to another insurer, known as a reinsurer. To the extent that our reinsurers are unable to meet the obligations they assume under our reinsurance agreements, we remain liable for the entire insured loss.
	Our reinsurance agreements are short-term, prospective contracts. We record an asset, prepaid reinsurance premiums, and a liability, reinsurance payable, for the entire contract amount upon commencement of our new reinsurance agreements. We amortize our prepaid reinsurance premiums over the 12-month contract period.
	We record amounts recoverable from our reinsurers on paid losses plus an estimate of amounts recoverable on unpaid losses. The estimate of amounts recoverable on unpaid losses is a function of our liability for unpaid losses associated with the reinsured policies; therefore, the amount changes in conjunction with any changes to our estimate of unpaid losses. Though our estimate of amounts recoverable from reinsurers on unpaid losses may change at any point in the future because of its relation to our reserves for unpaid losses, a reasonable possibility exists that our estimate may change significantly in the near term from the amounts included in our consolidated financial statements.
	We estimate uncollectible amounts receivable from reinsurers based on an assessment of factors including the creditworthiness of the reinsurers and the adequacy of collateral obtained, where applicable. We recorded no bad debt expense related to reinsurance during the years ended December 31, 2014, 2013 or 2012.
	(j)Assessments
	We record guaranty fund and other insurance-related assessments imposed upon us as an expense in the period the regulatory agency imposes the assessment. To recover Florida Insurance Guaranty Association (FIGA) assessments, we calculate and begin collecting a policy surcharge that will allow us to collect the entire assessment over a 12-month period, based on our estimate of the number of policies we expect to write. We then submit an information only filing, pursuant to Florida Statute 631.57(3)(h), to the insurance regulatory authority requesting formal approval of the policy FIGA surcharge. The process may be repeated in successive 12-month periods until we collect the entire assessment. We record the recoveries as revenue in the period that we collect the cash. While current regulations allow us to recover from policyholders the amount of assessments imposed upon us, our payment of the assessments and our recoveries may not offset each other in the same fiscal period in our consolidated financial statements.
	Where permitted by law or regulatory authority, we collect assessments imposed upon policyholders as a policy surcharge and we record the amounts collected as a liability until we remit the amounts to the regulatory agency that imposed the assessment. During 2014 we did not receive any significant assessments from the regulatory authorities in the states in which our insurance affiliate operates.
	(k)Income Taxes
	We recognize deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. We measure deferred tax assets and liabilities using enacted tax rates expected to apply to taxable income in the years in which we expect to recover or settle those temporary differences. Should a change in tax rates occur, we recognize the effect on deferred tax assets and liabilities in operations in the period that includes the enactment date. Realization of our deferred income tax assets depends upon our generation of sufficient future taxable income.
	We recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not sustain the position following an audit. For tax positions meeting the more likely than not threshold, the amount recognized in the consolidated financial statements is the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with the relevant taxing authority.
	We record any income tax penalties and income-tax-related interest as income tax expense in the period incurred. We did not incur any material tax penalties or income-tax-related interest during the years ended December 31, 2014, 2013 or 2012.
	(l)Advertising Costs
	We expense all advertising costs when we incur those costs. For the years ended December 31, 2014, 2013 and 2012, we incurred advertising costs of $1,819,000, $1,801,000, and $1,395,000, respectively.
	(m)Earnings Per Share
	We report both basic earnings per share and diluted earnings per share. To calculate basic earnings per share, we divide net income attributable to common stockholders by the weighted-average number of common stock shares outstanding during the period. We calculate diluted earnings per share by dividing net income attributable to common stockholders by the weighted-average number of common stock shares, common stock equivalents, and restricted shares outstanding during the period.
	(n)Concentrations of Risk
	Our current operations subject us to the following concentrations of risk:
	•a concentration of revenue because we write primarily homeowners policies
	•	a geographic concentration resulting from the fact that, though we now operate in eight states, we still write approximately 74% of our premium in Florida
	•	a group concentration of credit risk with regard to our reinsurance recoverable, since all of our reinsurers engage in similar activities and have similar economic characteristics that could cause their ability to repay us to be similarly affected by changes in economic or other conditions
	•	a concentration of credit risk with regard to our cash, because we choose to deposit all our cash at two financial institutions
	We mitigate our geographic and group concentrations of risk by entering into reinsurance contracts with financially-stable reinsurers, and by securing irrevocable letters of credit from reinsurers when necessary.
	With regard to our cash balances held at financial institutions, we had $74,871,000 and $40,843,000 in excess of Federal Deposit Insurance Corporation (FDIC) insurance limits at December 31, 2014 and 2013, respectively. The $34,028,000 increase in excess of FDIC insurance limits is the result of holding more cash at the end of 2014 than we did in 2013.
	(o)Accounting Pronouncements
	We have evaluated pending and final accounting pronouncements and do not believe they would have a material impact on the operations or financial reporting of our Company.

Investments

Investments	12 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Investments	INVESTMENTS
	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at December 31, 2014 and 2013:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	December 31, 2014
	U.S. government and agency securities	$	134,601			$	423			$	590			$	134,434
	Foreign governments	3,275				79				—				3,354
	States, municipalities and political subdivisions	90,262				1,866				217				91,911
	Public utilities	9,044				217				39				9,222
	Corporate securities	111,787				1,409				580				112,616
	Redeemable preferred stocks	1,094				9				10				1,093
	Total fixed maturities	350,063				4,003				1,436				352,630
	Public utilities	1,222				211				—				1,433
	Other common stocks	19,560				3,738				250				23,048
	Nonredeemable preferred stocks	1,496				17				7				1,506
	Total equity securities	22,278				3,966				257				25,987
	Other investments	2,749				261				—				3,010
	Total investments	$	375,090			$	8,230			$	1,693			$	381,627
	December 31, 2013
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign government	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	Corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	Other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other investments	3,034				—				—				3,034
	Total investments	$	291,510			$	3,513			$	3,363			$	291,660
	When we sell investments, we calculate the gain or loss realized on the sale by comparing the sales price (fair value) to the cost or adjusted/amortized cost of the security sold. We determine the cost or adjusted/amortized cost of the security sold using the specific-identification method. The following tables detail our realized gains (losses) by major investment category for the years ended December 31, 2014, 2013 and 2012:
		2014								2013								2012
		Gains				Fair Value at Sale				Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)								(Losses)
	Fixed maturities	$	92			$	5,598			$	103			$	23,187			$	2,043			$	28,999
	Equity securities	298				111,325				31				155				279				1,907
	Total realized gains	390				116,923				134				23,342				2,322				30,906
	Fixed maturities	(228		)		11,389				(261		)		43,751				(141		)		9,243
	Equity securities	(182		)		1,529				(2		)		28				(21		)		391
	Total realized losses	(410		)		12,918				(263		)		43,779				(162		)		9,634
	Net realized investment gains (losses)	$	(20	)		$	129,841			$	(129	)		$	67,121			$	2,160			$	40,540
	The table below summarizes our fixed maturities at year end by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		December 31, 2014
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	33,363			9.5	%		$	33,377			9.5	%
	Due after one year through five years	166,606				47.6	%		166,768				47.3	%
	Due after five years through ten years	111,842				31.9	%		112,970				32	%
	Due after ten years	38,252				10.9	%		39,515				11.2	%
	Total	$	350,063			100	%		$	352,630			100	%
	The following table summarizes our net investment income by major investment category:
		Year Ended December 31,
		2014				2013				2012
	Fixed maturities	$	5,866			$	3,512			$	2,902
	Equity securities	734				280				138
	Cash and cash equivalents	9				31				35
	Other investments	166				48				8
	Other assets	20				—				—
	Investment income	$	6,795			$	3,871			$	3,083
	Investment expenses	(312		)		(206		)		(142		)
	Net investment income	$	6,483			$	3,665			$	2,941
	Portfolio monitoring
	We have a comprehensive portfolio monitoring process to identify and evaluate each fixed income and equity security whose carrying value may be other-than-temporarily impaired.
	For each fixed income security in an unrealized loss position, we determine if the loss is temporary or other-than-temporarily impaired. If our management decides to sell the security or determines that it is more likely than not that we will be required to sell the security before recovery of the cost or amortized cost basis for reasons such as liquidity, contractual or regulatory purposes, then the security's decline in fair value is considered other-than-temporary and is recorded in earnings.
	If we have not made the decision to sell the fixed income security and it is not more likely than not that we will be required to sell the fixed income security before recovery of its amortized cost basis, we evaluate whether we expect the security to receive cash flows sufficient to recover the entire cost or amortized cost basis of the security. We calculate the estimated recovery value by discounting the best estimate of future cash flows at the security's original or current effective rate, as appropriate, and compare this to the cost or amortized cost of the security. If we do not expect to receive cash flows sufficient to recover the entire cost or amortized cost basis of the fixed income security, the credit loss component of the impairment is recorded in earnings, with the remaining amount of the unrealized loss related to other factors recognized in other comprehensive income.
For equity securities, we consider various factors, including whether we have the intent and ability to hold the equity security for a period of time sufficient to recover its cost basis. If we lack the intent and ability to hold to recovery, or if we believe the recovery period is extended, the equity security's decline in fair value is considered other-than-temporary and is recorded in earnings.
Our portfolio monitoring process includes a quarterly review of all securities to identify instances where the fair value of a security compared to its cost or amortized cost (for fixed income securities) or cost (for equity securities) is below established thresholds. The process also includes the monitoring of other impairment indicators such as ratings, ratings downgrades and payment defaults. The securities identified, in addition to other securities for which we may have a concern, are evaluated for potential other-than-temporary impairment using all reasonably available information relevant to the collectability or recovery of the security. Inherent in our evaluation of other-than-temporary impairment for these fixed income and equity securities are assumptions and estimates about the financial condition and future earnings potential of the issue or issuer. Some of the factors that may be considered in evaluating whether a decline in fair value is other-than-temporary are: (1) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry specific market conditions and trends, geographic location and implications of rating agency actions and offering prices; (2) the specific reasons that a security is in an unrealized loss position, including overall market conditions which could affect liquidity; and (3) the length of time and extent to which the fair value has been less than amortized cost or cost.
The following table presents an aging of our unrealized investment losses by investment class:
	Less Than Twelve Months											Twelve Months or More
	Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses				Fair Value
December 31, 2014
U.S. government and agency securities	32			$	285			$	36,081			20			$	305			$	16,947
States, municipalities and political subdivisions	24			100				22,272				11			117				14,310
Public utilities	1			1				1,274				1			38				1,014
Corporate securities	23			271				23,738				16			309				20,215
Redeemable preferred stocks	4			10				408				—			—				—
Total fixed maturities	84			667				83,773				48			769				52,486
Other common stocks	54			247				3,992				1			3				31
Nonredeemable preferred stocks	4			7				378				—			—				—
Total equity securities	58			254				4,370				1			3				31
Total	142			$	921			$	88,143			49			$	772			$	52,517
December 31, 2013
U.S. government and agency securities	47			$	850			$	64,369			7			$	319			$	5,913
Foreign governments	4			60				3,227				—			—				—
States, municipalities and political subdivisions	23			433				27,106				—			—				—
Public utilities	4			92				3,830				—			—				—
Corporate securities	49			1,469				60,348				—			—				—
Redeemable preferred stocks	—			—				—				—			—				—
Total fixed maturities	127			2,904				158,880				7			319				5,913
Public utilities	5			20				357				—			—				—
Other common stocks	15			97				1,626				—			—				—
Nonredeemable preferred stocks	1			6				125				1			17				125
Total equity securities	21			123				2,108				1			17				125
Total	148			$	3,027			$	160,988			8			$	336			$	6,038
* This amount represents the actual number of discrete securities, not the number of shares of those securities. The number is not presented in thousands.
During our quarterly evaluations of our securities for impairment, we determined that none of our investments in debt and equity securities that reflected an unrealized loss position were other-than-temporarily impaired. The issuers of our debt securities continue to make interest payments on a timely basis and have not suffered any credit rating reductions.  We do not intend to sell nor is it likely that we would be required to sell the debt securities before we recover our amortized cost basis. All the issuers of the equity securities we own had near-term prospects that indicated we could recover our cost basis, and we also have the ability and the intent to hold these securities until their value equals or exceeds their cost.
During the years ended December 31, 2014, 2013 and 2012, we recorded no other-than-temporary impairment charges related to our equity positions. We have never recorded an OTTI charge on our debt-security investments.
Fair value measurement
Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The hierarchy for inputs used in determining fair value maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that observable inputs be used when available. Assets and liabilities recorded on the Audited Consolidated Balance Sheets at fair value are categorized in the fair value hierarchy based on the observability of inputs to the valuation techniques as follows:
Level 1: Assets and liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.
Level 2: Assets and liabilities whose values are based on the following:
(a) Quoted prices for similar assets or liabilities in active markets;
(b) Quoted prices for identical or similar assets or liabilities in markets that are not active; or
(c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.
Level 3: Assets and liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Unobservable inputs reflect our estimates of the assumptions that market participants would use in valuing the assets and liabilities.
We estimate the fair value of our investments using the closing prices on the last business day of the reporting period, obtained from active markets such as the NYSE, NASDAQ, and NYSE MKT. For securities for which quoted prices in active markets are unavailable, we use a third-party pricing service that utilizes quoted prices in active markets for similar instruments, benchmark interest rates, broker quotes and other relevant inputs to estimate the fair value of those securities for which quoted prices are unavailable. Our estimates of fair value reflect the interest rate environment that existed as of the close of business on December 31, 2014 and 2013. Changes in interest rates subsequent to December 31, 2014 may affect the fair value of our investments.
The fair value for our fixed-maturities is initially calculated by a third-party pricing service. Valuation service providers typically obtain data about market transactions and other key valuation model inputs from multiple sources, and through the use of proprietary models, produce valuation information in the form of a single fair value for individual fixed income and other securities for which a fair value has been requested. The inputs used by the valuation service providers include, but are not limited to, market prices from recently completed transactions and transactions of comparable securities, interest rate yield curves, credit spreads, liquidity spreads, currency rates, and other information, as applicable. Credit and liquidity spreads are typically implied from completed transactions and transactions of comparable securities. Valuation service providers also use proprietary discounted cash flow models that are widely accepted in the financial services industry and similar to those used by other market participants to value the same financial information. The valuation models take into account, among other things, market observable information as of the measurement date, as described above, as well as the specific attributes of the security being valued including its term, interest rate, credit rating, industry sector, and where applicable, collateral quality and other issue or issuer specific information. Executing valuation models effectively requires seasoned professional judgment and experience.
For our Level 3 assets, our internal pricing methods are primarily based on models using discounted cash flow methodologies that determine a single best estimate of fair value for individual financial instruments. In addition, our models use a discount rate and internally assigned credit ratings as inputs (which are generally consistent with any external ratings) and those we use to report our holdings by credit rating. Market related inputs used in these fair values, which we believe are representative of inputs other market participants would use to determine fair value of the same instruments include: interest rate yield curves, quoted market prices of comparable securities, credit spreads, and other applicable market data. As a result of the significance of non-market observable inputs, including internally assigned credit ratings as described above, judgment is required in developing these fair values. The fair value of these financial assets may differ from the amount actually received if we were to sell the asset. Moreover, the use of different valuation assumptions may have a material effect on the fair values on the financial assets.
Any change in the estimated fair value of our securities would impact the amount of unrealized gain or loss we have recorded, which could change the amount we have recorded for our investments and other comprehensive income on our Consolidated Balance Sheets.
The carrying amounts for the following financial instrument categories approximate their fair values at December 31, 2014 and 2013 because of their short-term nature: cash and cash equivalents, accrued investment income, premiums receivable, reinsurance recoverable, reinsurance payable, and accounts payable and accrued expenses. The carrying amount of notes payable also approximates its fair value as the interest rate on the note payable is variable.
The following table presents the fair value measurements of our financial instruments by level at December 31, 2014 and December 31, 2013:
December 31, 2014	Total				Level 1				Level 2				Level 3
U.S. government and agency securities	$	134,434			$	—			$	134,434			$	—
Foreign governments	3,354				—				3,354				—
States, municipalities and political subdivisions	91,911				—				91,911				—
Public utilities	9,222				—				9,222				—
Corporate securities	112,616				—				112,616				—
Redeemable preferred stocks	1,093				1,093				—				—
Total fixed maturities	352,630				1,093				351,537				—
Public utilities	1,433				1,433				—				—
Other common stocks	23,048				23,048				—				—
Nonredeemable preferred stocks	1,506				1,506				—				—
Total equity securities	25,987				25,987				—				—
Other investments	3,010				300				739				1,971
Total investments	$	381,627			$	27,380			$	352,276			$	1,971
31-Dec-13
U.S. government and agency securities	$	97,480			$	—			$	97,480			$	—
Foreign governments	3,227				—				3,227				—
States, municipalities and political subdivisions	45,777				—				45,777				—
Public utilities	9,133				—				9,133				—
Corporate securities	117,407				—				117,407				—
Total fixed maturities	273,024				—				273,024				—
Public utilities	807				807				—				—
Other common stocks	14,546				14,546				—				—
Nonredeemable preferred stocks	249				249				—				—
Total equity securities	15,602				15,602				—				—
Other investments	3,034				3,034				—				—
Total investments	$	291,660			$	18,636			$	273,024			$	—
The table below presents the rollforward of Level 3 investments held at fair value during the year ended December 31, 2014:
		Other Investments
31-Dec-13		$	—
Transfers in		1,750
Partnership income		22
Return of capital		(62		)
Unrealized gains in accumulated other comprehensive income		261
December 31, 2014		$	1,971
We are responsible for the determination of fair value and the supporting assumptions and methodologies. We gain assurance on the overall reasonableness and consistent application of valuation methodologies and inputs and compliance with accounting standards through the execution of various processes and controls designed to provide assurance that our assets and liabilities are appropriately valued. For fair values received from third parties, our processes are designed to provide assurance that the valuation methodologies and inputs are appropriate and consistently applied, the assumptions are reasonable and consistent with the objective of determining fair value, and the fair values are accurately recorded.
At the end of each quarter, we determine whether we need to transfer the fair values of any securities between levels of the fair value hierarchy and, if so, we report the transfer as of the end of the quarter. During 2014, we transferred $1,971,000 from Level 1 to Level 3 because the investments in limited partnerships were fully funded, we used unobservable inputs to derive our estimated fair value for these investments and the unobservable inputs are significant to the overall fair value measurement.
For our investments in U.S. government securities that do not have prices in active markets, agency securities, state and municipal governments, and corporate bonds, we obtain the fair values from Synovus Trust Company, NA, which uses a third-party valuation service. The valuation service calculates prices for our investments in the aforementioned security types on a month-end basis by using several matrix-pricing methodologies that incorporate inputs from various sources. The model the valuation service uses to price U.S. government securities and securities of states and municipalities incorporates inputs from active market makers and inter-dealer brokers. To price corporate bonds and agency securities, the valuation service calculates non-call yield spreads on all issuers, uses option-adjusted yield spreads to account for any early redemption features, then adds final spreads to the U.S. Treasury curve at 3 p.m. (ET) as of quarter end. Since the inputs the valuation service uses in their calculations are not quoted prices in active markets, but are observable inputs, they represent Level 2 inputs.
Other investments
Throughout 2014, 2013 and 2012, we acquired investments in limited partnerships, recorded in the other investments line of our Consolidated Balance Sheets, that are currently being accounted for at fair value utilizing a discounted cash flow methodology. The estimated fair value of our investments in the limited partnership interests was $2,710,000. We have fully funded our investments in DCR and RCH, but we are still obligated to fund an additional $1,261,000 for our investment in Kayne.
		Initial Investment				Book Value				Unrealized Gain				Fair Value
DCR Mortgage Partners VI, L.P.		$	750			$	750			$	185			$	935
RCH Mortgage Fund VI Investors, LP		1,000				960				76				1,036
Kayne Senior Credit Fund II, L.P.		739				739				—				739
Total limited partnerships		$	2,489			$	2,449			$	261			$	2,710
Certificate of deposit		300				300				—				300
Total other investments		$	2,789			$	2,749			$	261			$	3,010
On October 31, 2013, we entered into a participation agreement with United Capital Funding (UC Funding), that was recorded in other assets, at cost. We invested $1,000,000 in cash with UC Funding which they utilized to factor receivables from another company. During 2014, UC Funding returned our investment in full as they were unable to fully utilize our investment.

Acquisitions_Acquisitions

Acquisitions Acquisitions	12 Months Ended
	Dec. 31, 2014
Acquisitions [Abstract]
Business Combination Disclosure [Text Block]
	4)	ACQUISITIONS
	We account for acquisitions under the provisions of Accounting Standards Committee (ASC) Topic 805 - “Business Combinations.”
	On December 15, 2014, we announced the acquisition of Family Security Holdings, LLC, an insurance holding company with two wholly-owned subsidiaries, Family Security Insurance Company, a Hawaii-domiciled property and casualty insurer authorized in Hawaii and Louisiana, and Family Security Underwriters, LLC, a managing general agency performing administrative and marketing services for FSIC. We successfully completed this transaction on February 3, 2015.
	FSH has not closed their books for the month ended January 2015, and therefore we are unable to complete the initial evaluation of the net assets acquired from this combination.
	The following unaudited pro forma financial information presents financial information as if the FSH transaction had occurred as of the beginning of the 2014 fiscal year. The material non-recurring pro forma adjustments made to arrive at the below earnings amounts include the add back of $557,000 of ceded premiums earned to bring FSH's reinsurance costs as a percentage of gross premiums earned in line with our reinsurance costs as a percentage of gross premiums earned and the add back of $751,000 of personnel costs associated with non-retained employees. The pro forma information presented does not purport to represent results that would have been achieved had the merger occurred at the beginning of 2014, or to be indicative of our future financial performance.
		Year Ended
		31-Dec-14
	Revenues	$	289,842
	Net income	$	41,244
	Diluted earnings per share	$	2.01

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE
	Basic earnings per share (EPS) is based on the weighted average number of common shares outstanding for the period, excluding any dilutive common share equivalents. Diluted EPS reflects the potential dilution resulting from vesting of restricted shares of common stock. The following table shows the computation of basic and diluted EPS for the years ended December 31, 2014, 2013 and 2012:
		Year Ended
		December 31,
		2014		2013		2012
	Numerator:
	Net income attributable to common stockholders	$	41,013	$	20,342	$	9,705
	Denominator:
	Weighted-average shares outstanding	19,933,652		16,100,882		10,607,751
	Effect of dilutive securities	112,255		82,216		47,773
	Weighted-average diluted shares	20,045,907		16,183,098		10,655,524
	Basic earnings per share	$	2.06	$	1.26	$	0.91
	Diluted earnings per share	$	2.05	$	1.26	$	0.91
	See Note 19 for additional information on the stock grants related to dilutive securities.

Deferred_Acquisition_Costs

Deferred Acquisition Costs	12 Months Ended
	Dec. 31, 2014
Deferred Policy Acquisition Costs Disclosures [Abstract]
Deferred Policy Acquisition Costs [Text Block]	DEFERRED POLICY ACQUISITION COSTS
	We anticipate that our deferred policy acquisition costs will be fully recoverable in the near term. The table below depicts the activity with regard to deferred policy acquisition costs:
		2014			2013
	Balance at January 1	$	25,186		$	16,978
	Policy acquisition costs deferred	71,853			56,950
	Amortization	(65,114		)	(48,742		)
	Balance at December 31	$	31,925		$	25,186

Property_and_equipment_Propert

Property and equipment Property and equipment	12 Months Ended
	Dec. 31, 2014
Property and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	7)    PROPERTY AND EQUIPMENT, NET
	Property and equipment, net consists of the following:
		Year Ended
		December 31,
		2014		2013
	Property	3,583		—
	Computer hardware and software	6,001		3,433
	Office furniture and equipment	1,319		1,124
	Leasehold improvements	141		141
	Total, at cost	11,044		4,698
	Less: accumulated depreciation and amortization	(3,022	)	(2,290	)
	Property and equipment, net	8,022		2,408
	On September 5, 2014, we entered into a purchase and sale agreement to acquire approximately 40,000 square feet of commercial office space and associated property in St. Petersburg, FL. At acquisition, the real estate consisted of approximately 2.3 acres of land and an office building, plus an additional 1.5 acres of leased parking space.
	Depreciation and amortization expense under property and equipment was $731,000, $697,000 and $684,000, respectively, for the years ended December 31, 2014, 2013 and 2012.

Reinsurance

Reinsurance	12 Months Ended
	Dec. 31, 2014
Reinsurance Disclosures [Abstract]
Reinsurance	REINSURANCE
	Our reinsurance program is designed, utilizing our risk management methodology, to address our exposure to catastrophes. According to the Insurance Service Office (ISO), a catastrophe loss is defined as a single unpredictable incident or series of closely related incidents that result in $25,000,000 or more in U.S. industry-wide direct insured losses to property and that affect a significant number of policyholders and insurers (ISO catastrophe). In addition to ISO catastrophes, we also include as catastrophes those events (non-ISO catastrophes), which may include losses, that we believe are, or will be, material to our operations, either in amount or in number of claims made.
	Our program provides reinsurance protection for catastrophes including hurricanes, tropical storms, and tornadoes. These reinsurance agreements are part of our catastrophe management strategy, which is intended to provide our stockholders an acceptable return on the risks assumed in our property business, and to reduce variability of earnings, while providing protection to our policyholders.
	During the second quarter of 2014, we placed our reinsurance program for the 2014 treaty year beginning June 1, 2014 and ending on May 31, 2015. The agreements incorporate the mandatory coverage required by and placed with the FHCF. The private agreements provide coverage against severe weather events such as hurricanes, tropical storms and tornadoes.
	For the 2014 hurricane season, our insurance affiliate purchased catastrophe excess of loss reinsurance protection of $1,080,200,000 excess $25,000,000 providing sufficient protection for approximately a one-in-185 year hurricane event as calculated by our licensed modeling software, AIR model version 15 using long-term event rates excluding demand surge. For a single hurricane catastrophe, we will pay, or “retain” up to $25,000,000. The catastrophe excess of loss reinsurance program provides 100% coverage for all losses in excess of $25,000,000 up to $1,105,200,000.
	Our agreement with the FHCF consists of a single layer of coverage, the mandatory layer. Under the agreement, we estimate the FHCF will provide approximately $555,200,000 of aggregate coverage for covered losses in excess of $230,800,000. The initial premium for the FHCF agreement is approximately $38,594,000.
	The 2014 private catastrophe excess of loss reinsurance agreements structure coverage into layers, with a cascading feature such that all layers attach at $25,000,000. If the aggregate limit of the preceding layer is exhausted, the next layer drops down (cascades) in its place. Additionally, any unused layer protection drops down for subsequent events until exhausted. The 2014 catastrophe excess of loss reinsurance agreements with unaffiliated private reinsurers provide $525,000,000 of aggregate coverage for covered losses in excess of $25,000,000. Additionally, our insurance affiliate purchased a dedicated second event cover with recovery potential in subsequent events providing 100% coverage for losses of $15,000,000 excess $10,000,000, subject to an annual aggregate deductible of $15,000,000. The total cost of the 2014 private catastrophe excess of loss reinsurance program is $90,600,000. Certain parts of the reinsurance program provide coverage for two years. All private insurers with whom our insurance affiliate contracted either carry A.M. Best financial strength ratings of A- or higher, or have fully collateralized their maximum potential obligations in dedicated trusts.
	We amortize our prepaid reinsurance premiums over the annual agreement period, and we record that amortization in ceded premiums earned on our Consolidated Statements of Comprehensive Income. The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Year Ended December 31,
		2014			2013			2012
	Excess-of-loss	$	(125,638	)	$	(108,696	)	$	(100,549	)
	Equipment & identity theft	(4,370		)	(2,608		)	(1,540		)
	Flood	(14,396		)	(13,378		)	(11,145		)
	Ceded premiums written	$	(144,404	)	$	(124,682	)	$	(113,234	)
	Increase in ceded unearned premiums	8,559			5,352			8,948
	Ceded premiums earned	$	(135,845	)	$	(119,330	)	$	(104,286	)
	Current year catastrophe losses by the event magnitude are shown in the following table.
	December 31, 2014		Number of Events		Incurred Loss and LAE (6)			Combined Ratio Impact
	Current period catastrophe losses incurred
	Less than $1 million	(1)	3		$	829		0.3	%
	Total		3		$	829		0.3	%
	31-Dec-13
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(2)	1		1,839			0.9	%
	Less than $1 million	(3)	2		1,763			0.9	%
	Total		3		$	3,602		1.8	%
	31-Dec-12
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(4)	2		2,896			2.4	%
	Less than $1 million	(5)	1		770			0.6	%
	Total		3		$	3,666		3	%
	-1	Reflects losses from the Richland hailstorm, Hurricane Arthur and the Revere Tornado in 2014. Winterstorm Nemo in 2013.
	-2	Reflects losses from Winterstorm Nemo in 2013.
	-3	Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.
	(4)	Reflects losses from Tropical Storms Debby and Isaac in 2012.
	(5)	Reflects losses from Superstorm Sandy in 2012.
	-6	Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
	Reinsurance recoverable at the balance sheet dates consists of the following:
		December 31,
		2014			2013
	Reinsurance recoverable on unpaid losses and LAE	$	1,252		$	1,957
	Reinsurance recoverable on paid losses and LAE	816			469
	Reinsurance recoverable	$	2,068		$	2,426
	During the years ended December 31, 2014 and 2013, we realized recoveries under our reinsurance agreements totaling $2,667,000 and $2,521,000, respectively. These recoveries were primarily related to losses from Hurricane Wilma, which occurred in October 2005.
	During the fourth quarter of 2014, we placed our non-catastrophe reinsurance agreements, which will expire on December 31, 2015. The first non-catastrophe reinsurance agreement provides excess-of-loss coverage for losses arising out of property business up to $3,000,000 in excess of $1,000,000 per risk. Should a loss recovery, or series of loss recoveries, exhaust the coverage provided under the agreement for losses arising out of property-only business, excluding catastrophes, two reinstatements of coverage is included at no additional premium. We also entered into a second property catastrophe excess-of-loss reinsurance agreement that provides coverage up to $25,000,000 in excess of $3,000,000. This agreement provides coverage for events that are not named hurricanes or tropical storms. Should losses for one event exceed $25,000,000, our catastrophe reinsurance agreements would provide reinsurance for the remaining losses. Reinstatements of the second property catastrophe agreement are subject to an additional premium.
	We write flood insurance under an agreement with the National Flood Insurance Program. We cede 100% of the premiums written and the related risk of loss to the federal government. We earn commissions for the issuance of flood policies based upon a fixed percentage of net written premiums and the processing of flood claims based upon a fixed percentage of incurred losses, and we can earn additional commissions by meeting certain growth targets for the number of in-force policies. We recognized commission revenue from our flood program of $1,078,000, $570,000, and $267,000 for the years ended December 31, 2014, 2013, and 2012, respectively.
	The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income:
		Year ended December 31,
		2014			2013			2012
	Premium written:
	Direct	$	417,769		$	339,765		$	254,913
	Assumed	18,984			41,587			(4		)
	Ceded	(144,404		)	(124,682		)	(113,234		)
	Net premium written	$	292,349		$	256,670		$	141,675
	Change in unearned premiums:
	Direct	$	(38,995	)	$	(44,422	)	$	(28,743	)
	Assumed	2,937			(20,222		)	88
	Ceded	8,559			5,352			8,948
	Net increase	$	(27,499	)	$	(59,292	)	$	(19,707	)
	Premiums earned:
	Direct	$	378,774		$	295,343		$	226,170
	Assumed	21,921			21,365			84
	Ceded	(135,845		)	(119,330		)	(104,286		)
	Net premiums earned	$	264,850		$	197,378		$	121,968
Losses and LAE incurred:
Direct	$	111,820		$	92,526		$	60,248
Assumed	8,672			9,240			(335		)
Ceded	(2,415		)	(2,936		)	(1,504		)
Net losses and LAE incurred	$	118,077		$	98,830		$	58,409
Ceded losses incurred decreased by $521,000 during the year ended December 31, 2014, compared to the year ended December 31, 2013, primarily because we ceded more commercial auto and multi-peril losses in 2013 than in 2014. Our commercial auto and multi-peril line of business has been in run-off since May 2009. The losses we incurred in 2014, 2013 and 2012 related to storms that occurred in those same years but did not exceed our retained loss thresholds.
The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
	December 31,
	2014			2013			2012
Unpaid losses and LAE:
Direct	$	49,734		$	42,954		$	34,503
Assumed	4,702			4,497			1,189
Gross unpaid losses and LAE	54,436			47,451			35,692
Ceded	(1,252		)	(1,957		)	(1,935		)
Net unpaid losses and LAE	$	53,184		$	45,494		$	33,757
Unearned premiums:
Direct	$	212,201		$	173,206		$	128,785
Assumed	17,285			20,222			—
Gross unearned premiums	229,486			193,428			128,785
Ceded	(63,827		)	(55,268		)	(49,916		)
Net unearned premiums	$	165,659		$	138,160		$	78,869

Reserve_for_Unpaid_Losses

Reserve for Unpaid Losses	12 Months Ended
	Dec. 31, 2014
Reserves [Abstract]
Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]	RESERVE FOR UNPAID LOSSES
	We determine the reserve for unpaid losses on an individual-case basis for all incidents reported. The liability also includes amounts for IBNR claims as of the balance sheet date.
	The table below summarizes the activity related to our reserve for unpaid losses:
		2014			2013		2012
	Balance at January 1	$	47,451		$	35,692	$	33,600
	Less: reinsurance recoverable on unpaid losses	1,957			1,935		3,318
	Net balance at January 1	$	45,494		$	33,757	$	30,282
	Incurred related to:
	Current year	122,114			94,752		57,739
	Prior years	(4,037		)	4,078		670
	Total incurred	$	118,077		$	98,830	$	58,409
	Paid related to:
	Current year	83,967			62,494		37,906
	Prior years	26,420			24,599		17,028
	Total paid	$	110,387		$	87,093	$	54,934
	Net balance at December 31	$	53,184		$	45,494	$	33,757
	Plus: reinsurance recoverable on unpaid losses	1,252			1,957		1,935
	Balance at December 31	$	54,436		$	47,451	$	35,692
	Based upon our internal analysis and our review of the statement of actuarial opinion provided by our actuarial consultants, we believe that the reserve for unpaid losses reasonably represents the amount necessary to pay all claims and related expenses which may arise from incidents that have occurred as of the balance sheet date.
	As reflected by our losses incurred related to prior years, we had a reserve deficiency in 2013 and 2012. Since we place substantial reliance on loss-development-based actuarial models when determining our estimate of ultimate losses, the deficiencies resulted from additional development on prior accident years which caused our ultimate losses to increase. The favorable development experienced in 2014 was primarily the result of losses related to the 2013 and 2012 accident years coming in better than expected.

LongTerm_Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2014
Debt Disclosure [Abstract]
Long-term Debt	LONG-TERM DEBT
	Our long-term debt at December 31, 2014 and 2013 consisted of a note payable to the Florida State Board of Administration. As of December 31, 2014 and 2013, we owed $13,529,000 and $14,706,000, respectively, on the note and the interest rate was 2.50% and 2.64%, respectively.
	At December 31, 2014, the annual maturities of our long-term debt were as follows:
		Amount
	2015	$	1,177
	2016	1,176
	2017	1,177
	2018	1,176
	2019	1,177
	Thereafter	7,646
	Total debt	$	13,529
	We executed the 20-year, $20,000,000 note payable to the SBA under its Insurance Capital Build-Up Incentive Program, effective October 1, 2006. The stated rate for the SBA note is a rate equivalent to the 10-year U.S. Treasury Bond rate. We made quarterly interest-only payments for the first three years, then, as of October 1, 2009, we began making quarterly principal and interest payments.
	The note payable to Florida's State Board of Administration (SBA note) requires our insurance affiliate to maintain surplus as regards policyholders at or above a calculated level, which was $31,933,000 at December 31, 2014. We monitor our insurance affiliate's surplus as regards policyholders each quarter and, for various reasons, we occasionally provide additional capital to our insurance affiliate. We contributed $30,845,000 and $15,000,000 of capital during 2014 and 2012, respectively; however, we did not contribute any capital to our insurance affiliate in 2013. We currently do not foresee a need for any material contributions of capital to our insurance affiliate; however, any future contributions of capital will depend on circumstances at the time.
	Our SBA note requires that we maintain a 2:1 ratio of net written premium to surplus, or net writing ratio, (the SBA note agreement defines surplus for the purpose of calculating the required ratios as the $20,000,000 of capital contributed to our insurance affiliate under the agreement plus the outstanding balance of the note) or a 6:1 ratio of gross written premium to surplus, or gross writing ratio, to avoid additional interest penalties. At December 31, 2014, our net written premium to surplus ratio was 5.6:1, which is well above the 2:1 required ratio. Our gross written premium to surplus ratio was 9.6:1, which exceeds the required gross ratio of 6:1. Should we fail to exceed either a net writing ratio of 1.5:1 or a gross writing ratio of 5:1, our interest rate will increase by 450 basis points above the 10-year Constant Maturity Treasury rate which was 2.17% at the end of December. Any other writing ratio deficiencies result in an interest rate penalty of 25 basis points above the stated rate of the note, which is 2.50% at December 31, 2014. Our SBA note further provides that the SBA may, among other things, declare its loan immediately due and payable for all defaults existing under the SBA note; however, any payment is subject to approval by the insurance regulatory authority. At December 31, 2014, and during the three and twelve months then ended, we complied with all covenants as specified in the SBA note.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	INCOME TAXES
	The following table summarizes the provision for income taxes:
		Year Ended December 31,
		2014			2013			2012
	Federal:
	Current	$	21,633		$	11,413		$	5,704
	Deferred	(996		)	1,026			(526		)
	Provision for Federal income tax expense	20,637			12,439			5,178
	State:
	Current	2,945			1,581			966
	Deferred	(185		)	125			(135		)
	Provision for State income tax expense	2,760			1,706			831
	Provision for income taxes	$	23,397		$	14,145		$	6,009
	The actual income tax expense differs from the expected income tax expense computed by applying the combined applicable effective federal and state tax rates to income before the provision for income taxes as follows:
		Year Ended December 31,
		2014			2013			2012
	Expected income tax expense at federal rate	$	22,545		$	12,070		$	5,500
	State tax expense, net of federal deduction benefit	1,660			1,140			547
	Dividend received deduction	(350		)	(47		)	(42		)
	Prior period adjustment	—			699			—
	Other, net	(458		)	283			4
	Reported income tax expense	$	23,397		$	14,145		$	6,009
	Deferred income taxes, which are included in other assets or other liabilities as appropriate, reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes.
	The table below summarizes the significant components of our net deferred tax asset:
		December 31,
		2014			2013
	Deferred tax assets:
	Unearned premiums	$	13,483		$	11,370
	Assessments	—			30
	Tax-related discount on loss reserve	671			682
	Bad debt expense	13			11
	Other-than-temporary impairment	56			56
	Other	651			873
	Total deferred tax assets	14,874			13,022
	Deferred tax liabilities:
	Unrealized gain	(2,526		)	(58		)
	Deferred acquisitions costs	(12,128		)	(11,061		)
	Capitalized software	(443		)	(294		)
	Other	(772		)	(1,317		)
	Total deferred tax liabilities	(15,869		)	(12,730		)
	Net deferred tax asset (liability)	$	(995	)	$	292
	In assessing the net realizable value of deferred tax assets, we consider whether it is more likely than not that we will not realize some portion or all of the deferred tax assets. The ultimate realization of deferred tax assets depends upon the generation of future taxable income during the periods in which those temporary differences become deductible. We consider the scheduled reversal of deferred tax liabilities, projected future taxable income and tax planning strategies in making this assessment.
	The statute of limitations related to our consolidated Federal income tax returns and our Florida income tax returns expired for all tax years up to and including 2010; therefore, only the 2011 through 2014 tax years remain subject to examination by taxing authorities. No taxing authorities are currently examining any of our federal or state income tax returns.
	UPC Insurance's reinsurance affiliate, which is based in the Cayman Islands, made an irrevocable election under section 953(d) of the U.S. Internal Revenue Code of 1986, as amended, to be treated as a domestic insurance company for U.S. Federal income tax purposes. As a result of this election, our reinsurance subsidiary is subject to United States income tax on its worldwide income as if it were a U.S. corporation.
	As of December 31, 2014, we have not taken any uncertain tax positions with regard to our tax returns.

Statutory_Accounting_and_Regul

Statutory Accounting and Regulation	12 Months Ended
	Dec. 31, 2014
Insurance [Abstract]
Statutory Accounting and Regulation	STATUTORY ACCOUNTING AND REGULATION
	The insurance industry is heavily-regulated. State laws and regulations, as well as national regulatory agency requirements, govern the operations of all insurers such as our insurance affiliate. The various laws and regulations require that insurers maintain minimum amounts of statutory surplus and risk-based capital, they restrict insurers' ability to pay dividends, they specify allowable investment types and investment mixes, and they subject insurers to assessments. At December 31, 2014, and during the twelve months then ended, our insurance affiliate met all regulatory requirements of the states in which it operates, and did not incur any significant assessments.
	Governmental agencies or certain quasi-governmental entities can levy assessments upon us in the states in which we write policies. See Note 2(j) for a description of how we recover assessments imposed upon us.
	The table below summarizes the activity related to assessments levied upon our insurance affiliate:
		2014			2013			2012
	Expected recoveries of assessments, January 1	$	7		$	1,646		$	10
	Assessments expensed	72			31			1,646
	Assessments recovered	(2		)	(1,528		)	—
	Assessments not recoverable	(77		)	(142		)	(10		)
	Expected recoveries of assessments, December 31	$	—		$	7		$	1,646
	We expense an assessment when the particular governmental agency or quasi-governmental entity levies it upon us; therefore, expected recoveries in the table above are not assets and we will record the amounts as income when collected from policyholders.
	During 2012, our insurance affiliate received a mandatory assessment from the Florida Insurance Guaranty Association, Inc. (FIGA), a nonprofit corporation created by the Florida legislature. The assessment, which was approved by the Florida Office of Insurance Regulation, is equal to 0.9% of our insurance affiliate's net direct written premiums in Florida for the 2011 calendar year and is applicable to all members of FIGA's “All Other Account,” which includes our insurance affiliate.
	The assessment resulted in a pre-tax charge to consolidated operations of $1,646,000 in the fourth quarter of 2012.  The mandatory assessment was recouped through a surcharge on our insurance affiliate's Florida policies during 2013 and 2014.
	Governmental agencies or certain quasi-governmental entities can also levy assessments upon policyholders, and we collect the amount of the assessments from policyholders as surcharges for the benefit of the assessing agency. We currently collect assessments levied upon policyholders on behalf of Citizens in the amount of 1.0%, and on behalf of FHCF in the amount of 1.3%. We multiply the premium written on each policy, except our flood policies, by these assessment percentages to determine the additional amount that we will collect from the policyholder and remit to the assessing agencies.
	Our insurance subsidiary is domiciled in Florida, and the laws of that state require that our insurance affiliate maintain capital and surplus equal to the greater of 10% of its total liabilities or $5,000,000. Our statutory capital surplus was $126,249,000 at December 31, 2014. State law also requires our insurance affiliate to adhere to prescribed premium-to-capital surplus ratios, with which we were in compliance at December 31, 2014.
	The amount of restricted net assets of United Property & Casualty Insurance Company at December 31, 2014 was $111,529,000.
	Our reinsurance subsidiary is domiciled in the the Cayman Islands and is subject to the regulatory authority of the Cayman Island Monetary Authority. The insurance regulations in the Cayman Islands stipulate that our reinsurance subsidiary must maintain a minimum capital requirement of $100,000. At the end of December 31, 2014 our reinsurance subsidiary's capital was $19,048,000. The amount of restricted net assets of our reinsurance subsidiary at December 31, 2014 was $100,000.
	The National Association of Insurance Commissioners published risk-based capital guidelines for insurance companies that are designed to assess capital adequacy and to raise the level of protection that statutory surplus provides for policy holders. Most states, including Florida, have enacted the NAIC guidelines as statutory requirements, and insurers having less statutory surplus than required will be subject to varying degrees of regulatory action, depending on the level of capital inadequacy. State insurance regulatory authorities could require an insurer to cease operations in the event the insurer fails to maintain the required statutory capital.
	Florida law limits an insurer’s investment in equity instruments and also restricts investments in medium to low quality debt instruments. We were in compliance with all investment restrictions at December 31, 2014 and 2013.
	Florida law permits an insurer to pay dividends or make distributions out of that part of statutory surplus derived from net operating profit and net realized capital gains. The law further provides calculations to determine the amount of dividends or distributions that can be made without the prior approval of the insurance regulatory authority and the amount of dividends or distributions that would require prior approval of the insurance regulatory authority. Statutory risk-based capital requirements may further restrict our insurance affiliate’s ability to pay dividends or make distributions if the amount of the intended dividend or distribution would cause statutory surplus to fall below minimum risk-based capital requirements.
	The note payable to the SBA is considered a surplus note pursuant to statutory accounting principles. As a result, our insurance affiliate is subject to the authority of the Insurance Commissioner of the State of Florida with regard to its ability to repay principal and interest on the surplus note. Any payment of principal or interest requires permission from the insurance regulatory authority.
	We have reported United Property & Casualty Insurance Company’s assets, liabilities and results of operations in accordance with GAAP, which varies from statutory accounting principles prescribed or permitted by state laws and regulations, as well as by general industry practices. The following items are principal differences between statutory accounting and GAAP:
	•	Statutory accounting requires that we exclude certain assets, called non-admitted assets, from the balance sheet.
	•	Statutory accounting requires us to expense policy acquisition costs when incurred, while GAAP allows us to defer to the extent realizable, and amortize policy acquisition costs over the estimated life of the policies.
	•	Statutory accounting requires that surplus notes, also known as surplus debentures, be recorded in statutory surplus, while GAAP requires us to record surplus notes as a liability.
	•	Statutory accounting allows certain investments to be carried at amortized cost or fair value based on the rating received from the Securities Valuation Office of the National Association of Insurance Commissioners, while they are recorded at fair value for GAAP because the investments are held as available for sale.
	•	Statutory accounting allows ceding commission income to be recognized when written if the cost of acquiring and renewing the associated business exceeds the ceding commissions, but under GAAP such income is deferred and recognized over the coverage period.
	•	Statutory accounting requires that unearned premiums and loss reserves are presented net of related reinsurance rather than on a gross basis under GAAP.
	•	Statutory accounting requires a provision for reinsurance liability be established for reinsurance recoverable on paid losses aged over ninety days and for unsecured amounts recoverable from unauthorized reinsurers.  Under GAAP there is no charge for uncollateralized amounts ceded to a company not licensed in the insurance affiliate's domiciliary state and a reserve for uncollectable reinsurance is charged through earnings rather than surplus or equity.
	•	Statutory accounting requires an additional admissibility test outlined in Statements on Statutory Accounting Principles, No. 101 and the change in deferred income tax is reported directly in capital and surplus, rather than being reported as a component of income tax expense under GAAP.
	The level of required risk-based capital is calculated and reported annually.  There are five outcomes to the RBC calculation set forth by the NAIC which are as follows:
	1	No Action Level - If RBC is greater than 200%, no further action is required.
	2	Company Action Level - If RBC is between 150% -200%, the insurer must prepare a report to the regulator outlining a comprehensive financial plan that identifies conditions that contributed to the insurer's financial condition and proposes corrective actions.
	3	Regulatory Action Level - If RBC is between 100% -150%, the state insurance commissioner is required to perform any examinations or analyses to the insurer's business and operations that he or she deems necessary as well as issuing appropriate corrective orders.
	4	Authorized Control Level - If RBC is between 70% - 100%, this is the first point that the regulator may take control of the insurer even if the insurer is still technically solvent and is in addition to all the remedies available at the higher action levels.
	5	Mandatory Control Level - If RBC is less than 70%, the regulator is required to take steps to place the insurer under its control regardless of the level of capital and surplus.
	At December 31, 2014, our insurance affiliate's RBC ratio was 597%.
	Our insurance subsidiary must file with the various insurance regulatory authorities an “Annual Statement” which reports, among other items, statutory net income (loss) and surplus as regards policyholders, which is called stockholders' equity under GAAP.
	The table below reconciles our consolidated GAAP net income to the statutory net income of our insurance affiliate:
		Year Ended December 31,
		2014			2013			2012
	Consolidated GAAP net income	$	41,013		$	20,342		$	9,705
	Increase (decrease) due to:
	Commissions	(12,258		)	2,281			10,438
	Deferred income taxes	64			(3,992		)	(4,262		)
	Deferred policy acquisition costs	(788		)	(868		)	(688		)
	Allowance for doubtful accounts	5			5			(53		)
	Assessments	(78		)	(1,567		)	1,636
	Prepaid expenses	(136		)	22			131
	Premium deficiency reserve	—			—			(302		)
	Operations of non-statutory subsidiaries	(14,915		)	(9,023		)	(10,696		)
	Statutory net income of insurance affiliate	$	12,907		$	7,200		$	5,909
	The table below reconciles our consolidated GAAP stockholders’ equity to the surplus as regards policyholders of our insurance affiliate:
		December 31,
		2014			2013
	Consolidated GAAP stockholders’ equity	$	203,763		$	107,587
	Increase (decrease) due to:
	Deferred policy acquisition costs	(4,069		)	(3,281		)
	Deferred income taxes	(668		)	(4,861		)
	Investments	(596		)	1,478
	Non-admitted assets	(274		)	(247		)
	Surplus debentures	13,529			14,706
	Provision for reinsurance	(566		)	(341		)
	Equity of non-statutory subsidiaries	(85,250		)	(49,531		)
Commissions	538			12,796
Assessments	—			79
Prepaid expenses	(158		)	(23		)
Statutory surplus as regards policyholders of insurance affiliate	$	126,249		$	78,362

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	COMMITMENTS AND CONTINGENCIES
	We are involved in claims-related legal actions arising in the ordinary course of business. We accrue amounts resulting from claims-related legal actions in unpaid losses and loss adjustment expenses during the period that we determine an unfavorable outcome becomes probable and we can estimate the amounts. Management makes revisions to our estimates based on its analysis of subsequent information that we receive regarding various factors, including: (i) per claim information; (ii) company and industry historical loss experience; (iii) judicial decisions and legal developments in the awarding of damages, and (iv) trends in general economic conditions, including the effects of inflation.
	See Note 10 for information regarding commitments related to long-term debt, and Note 12 for commitments related to regulatory actions.

Leases

Leases	12 Months Ended
	Dec. 31, 2014
Leases [Abstract]
Leases of Lessee Disclosure [Text Block]	LEASES
	We lease office space and office equipment under operating leases. In October 2012, we renegotiated the lease for office space for our corporate headquarters. In August 2014, we renegotiated the lease again to expand the amount of rented space on the 6th floor. Our revised lease agreement expires in November 2017; however, we expect to renovate the new purchased property and move our principal executive offices to this location before the end of 2015, at which point, we will terminate this current lease.
	We have office equipment leases with various expiration dates. Lease expense amounted to $783,000, $698,000, and $560,000 for the years ended December 31, 2014, 2013, and 2012, respectively. At December 31, 2014, our minimum future lease payments under non-cancellable operating leases are:
		Amount
	2015	$	948
	2016	113
	2017	63
	2018	2
	2019	1

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Related Party Transactions	RELATED PARTY TRANSACTIONS
	On November 14, 2011, we entered into an employment and advisor agreement (the Agreement), with Mr. Cronin, our former Chief Executive Officer, which provided that Mr. Cronin would remain in his position as Chief Executive Officer until the earlier of May 1, 2012, or the appointment of his successor. While Mr. Cronin served as our CEO, Mr. Cronin would continue to receive his current base salary and benefits, which have not been adjusted from the amounts reported in our SEC filings for our 2010 fiscal year. During this period, Mr. Cronin was eligible to receive discretionary bonuses, if any, paid to senior management. After January 1, 2012, if Mr. Cronin relocated his primary residence outside the State of Florida, we would reimburse Mr. Cronin for reasonable travel expenses incurred by him to perform his duties as our CEO.
	The Agreement further provided that we would retain Mr. Cronin's services as a consultant and advisor for a period of 24 months after he ceased serving as our Chief Executive Officer. Mr. Cronin would receive an amount equal to his current base salary plus benefits, as described above, as compensation for performing such services. Mr. Cronin may terminate the Agreement for any reason upon 30 days advance written notice. We may terminate the Agreement for cause upon 30 days advance written notice. The Agreement also contains provisions restricting Mr. Cronin's ability to compete with us or solicit our employees. In December 2012, we received notice that Mr. Cronin would be unable to continue serving as a consultant and advisor and as a result of the notice we recorded an accrual in the amount of $480,000 for the remaining salary and benefits owed to Mr. Cronin for the remainder of the contract term that expired in April 2014.

Employee_Benefit_Plan

Employee Benefit Plan	12 Months Ended
	Dec. 31, 2014
Employee Benefit Plan [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	EMPLOYEE BENEFIT PLAN
	We provide a 401(k) plan for substantially all of our employees. We match 100% of the first 5% of employees’ contributions to the plan. For the years ended December 31, 2014, 2013, and 2012, our contributions to the plan on behalf of the participating employees were $267,000, $180,000, and $111,000, respectively.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income	ACCUMULATED OTHER COMPREHENSIVE INCOME
	We report changes in other comprehensive income items within comprehensive income on the Consolidated Statements of Comprehensive Income, and we include accumulated other comprehensive income as a component of stockholders' equity on the Consolidated Balance Sheets.
	The table below details the components of accumulated other comprehensive income at year end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2011	$	3,812		$	(1,471	)	$	2,341
	Changes in net unrealized gain on investments	2,602			(1,004		)	1,598
	Reclassification adjustment for realized gains	(2,160		)	834			(1,326		)
	December 31, 2012	4,254			(1,641		)	2,613
	Changes in net unrealized loss on investments	(4,233		)	1,633			(2,600		)
	Reclassification adjustment for realized losses	129			(50		)	79
	December 31, 2013	150			(58		)	92
	Changes in net unrealized gain on investments	6,367			(2,460		)	3,907
	Reclassification adjustment for realized losses	20			(8		)	12
	December 31, 2014	$	6,537		$	(2,526	)	$	4,011

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2014
Stockholders' Equity Note [Abstract]
Stockholders' Equity	STOCKHOLDERS' EQUITY
	Our Board declared dividends on our outstanding shares of common stock to shareholders of record as follows for the periods presented (in thousands, except per share amounts):
		Year Ended December 31,
		2014				2013			2012
		Per Share Amount		Aggregate Amount		Per Share Amount		Aggregate Amount	Per Share Amount		Aggregate Amount
	First Quarter	$	0.04	$	832	$	0.03	486	$	0.05	$	518
	Second Quarter	0.04		834		0.03		486	—		—
	Third Quarter	0.04		834		0.03		486	—		—
	Fourth Quarter	0.04		836		0.03		486	0.03		464
	On March 5, 2014, we closed an underwritten public offering of 4,600,000 shares of our common stock. Our total net proceeds from the offering were approximately $54,041,000.
	On January 11, 2013, Raymond James, the lead underwriter on our public offering, exercised their over-allotment option to purchase 750,000 shares of our common stock and we received net proceeds less underwriting expenses of $3,591,000 from the exercise.
	On December 14, 2012, we closed an underwritten public offering of 5,000,000 shares of our common stock. Certain of our stockholders sold an additional 300,075 shares of our common stock in that offering. Our total net proceeds from the offering were approximately $23,947,000.
	On July 20, 2012, our Board declared a dividend of one preferred share purchase right (Right) for each outstanding share of common stock, $0.0001 par value per share, of the Company. The dividend was payable to the stockholders of record on August 3, 2012. Each Right entitles the registered holder to purchase from the Company one one-hundredth of a share of Series A Junior Participating Preferred Stock, $0.0001 par value (Preferred Shares), of the Company, at a price of $27.00 per one one-hundredth of a Preferred Share, subject to adjustment. The Rights are not exercisable until the distribution date, and will expire on July 20, 2022, unless the Rights are earlier redeemed or exchanged by us.
	We are authorized to issue 875,000 shares of "blank check" preferred stock, which may be issued from time to time in one or more series upon authorization by our board of directors. Our Board, without further approval of the stockholders, is authorized to fix the designations, powers, including voting powers, preferences and the relative, participating optional or other special rights of the shares of each series and any qualifications, limitations and restrictions thereof. As of December 31, 2014, we had not issued any shares of preferred stock.
	See Note 19 for information regarding the activity of our common stock and share-based compensation.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock-Based Compensation	STOCK-BASED COMPENSATION
	We account for stock-based compensation under the fair value recognition provisions of ASC Topic 718 - “Compensation - Stock Compensation.”
	Stock-based compensation cost for restricted stock grants is measured based on the closing fair market value of our common stock on the date of grant. We recognize stock-based compensation cost over the award’s requisite service period on a straight-line basis for time-based restricted stock grants.
	We granted 103,156 restricted common stock awards during the twelve-month period ended December 31, 2014, which had a weighted-average grant date fair value of $13.86 per share. We granted 10,476 shares of restricted stock during the twelve-month period ended December 31, 2013, which had a weighted-average grant date fair value of $7.64.
	The following table presents certain information related to the activity of our non-vested common stock grants:
		Number of Restricted Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2011	—	$	—
	Granted	86,990	5.25
	Outstanding as of December 31, 2012	86,990	5.25
	Granted	10,476	7.64
	Vested	17,398	5.25
	Outstanding as of December 31, 2013	80,068	5.56
	Granted	103,156	13.86
	Forfeited	8,057	7.69
	Vested	21,784	6.4
	Outstanding as of December 31, 2014	153,383	$	10.91
	We have approximately $619,000 of unrecognized stock compensation expense related to non-vested stock-based compensation granted, which we expect to recognize over the next three years. We recognized $280,000, $133,000 and $55,000 of stock-based compensation expense during the twelve months ended December 31, 2014, 2013 and 2012, respectively.
	We had approximately $477,000 of unrecognized director stock-based compensation expense at December 31, 2014, related to non-vested director stock-based compensation granted, which we expect to recognize ratably until the 2015 Annual Meeting of Stockholders. We recognized $371,000 of director stock-based compensation expense during the twelve months ended December 31, 2014.

Subsequent_Events

Subsequent Events	12 Months Ended
	Dec. 31, 2014
Subsequent Events [Abstract]
Subsequent Events	SUBSEQUENT EVENTS
	We evaluate all subsequent events and transactions for potential recognition or disclosure in our financial statements.
	On February 5, 2015, our Board of Directors declared a $0.05 per share quarterly cash dividend payable on March 6, 2015, to stockholders of record on February 27, 2015.
	On February 3, 2015, we acquired FSH, and its two wholly-owned subsidiaries, in a $9,000,000 all-stock transaction. As a result of the transaction, we issued 503,883 shares of our common stock, as determined by the average closing price of our common stock in the preceding 180-days. In addition to the merger consideration, we agreed to pay FSH contingent consideration of three percent (3%) of all gross premiums written on the renewal of FSIC policies in-force as of the closing during the subsequent twelve month period following the closing of the transaction. The contingent consideration will be paid in the form of additional shares of our common stock issued in a manner similar to the merger consideration within approximately 30 days following the twelve month anniversary of the closing.
	On January 9, 2015, we assumed more than 30 commercial residential policies from Citizens Property Insurance Corporation (Citizens), representing approximately $1,200,000 of annualized premiums. The total amount of assumed premium may be reduced by additional opt outs and cancellations by policyholders.
	On January 9, 2015, we filed a registration statement (Reg. No. 333-201425) for (i) the offering, issuance and sale by us of up to a maximum aggregate offering price of $50,000,000 of of our common stock, preferred stock, debt securities, warrants, stock purchase contracts and/or units being registered in this new registration statement and (ii) the offering, issuance and sale by us of up to a maximum aggregate offering price of $25,000,000 of our common stock, preferred stock, debt securities, warrants, stock purchase contracts and/or units registered in the prior registration statement (Registration No. 333-191472), to enable an aggregate of $75,000,000 of securities to be offered by us pursuant to the combined base prospectus.

Schedule_I_Summary_of_Investme

Schedule I - Summary of Investments	12 Months Ended
	Dec. 31, 2014
Summary of Investments, Other than Investments in Related Parties [Abstract]
Summary of Investments, Other than Investments in Related Parties [Text Block]	SUMMARY OF INVESTMENTS
		December 31, 2014
		Cost or Amortized Cost		Fair Value		Amount Shown in Consolidated Balance Sheet
	Bonds:
	U.S. government, government agencies and authorities	$	134,601	$	134,434	$	134,434
	Foreign governments	3,275		3,354		3,354
	States, municipalities and political subdivisions	90,262		91,911		91,911
	Public utilities	9,044		9,222		9,222
	Corporate securities	111,787		112,616		112,616
	Redeemable preferred stocks	1,094		1,093		1,093
	Total fixed maturities	350,063		352,630		352,630
	Common stocks:
	Public utilities	1,222		1,433		1,433
	Other common stocks	19,560		23,048		23,048
	Nonredeemable preferred stocks	1,496		1,506		1,506
	Total equity securities	22,278		25,987		25,987
	Other investments	2,749		3,010		3,010
	Total investments	$	375,090	$	381,627	$	381,627
	SCHEDULE I. SUMMARY OF INVESTMENTS
		December 31, 2014
		Cost or Amortized Cost		Fair Value		Amount Shown in Consolidated Balance Sheet
	Bonds:
	U.S. government, government agencies and authorities	$	134,601	$	134,434	$	134,434
	Foreign governments	3,275		3,354		3,354
	States, municipalities and political subdivisions	90,262		91,911		91,911
	Public utilities	9,044		9,222		9,222
	Corporate securities	111,787		112,616		112,616
	Redeemable preferred stocks	1,094		1,093		1,093
	Total fixed maturities	350,063		352,630		352,630
	Common stocks:
	Public utilities	1,222		1,433		1,433
	Other common stocks	19,560		23,048		23,048
	Nonredeemable preferred stocks	1,496		1,506		1,506
	Total equity securities	22,278		25,987		25,987
	Other investments	2,749		3,010		3,010
	Total investments	$	375,090	$	381,627	$	381,627

Schedule_II_Condensed_Financia

Schedule II - Condensed Financial Information Schedule II	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT
	Condensed Balance Sheets
		December 31,
		2014			2013
	Assets
	Cash and cash equivalents	$	4,097		$	8
	Investment in subsidiaries	201,584			161,057
	Property and equipment, net	3,583			—
	Other assets	651			59
	Total Assets	$	209,915		$	161,124
	Liabilities
	Intercompany payable	$	6,100		$	53,133
	Other liabilities	52			404
	Total Liabilities	6,152			53,537
	Stockholders' Equity
	Common stock	2			2
	Additional paid-in capital	82,380			27,800
	Treasury stock	(431		)	(431		)
	Accumulated other comprehensive income	4,011			92
	Retained earnings	117,801			80,124
	Total Stockholders' Equity	203,763			107,587
	Total Liabilities and Stockholders' Equity	209,915			161,124
	SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT, CONTINUED
	Condensed Statements of Net Income
		Years Ended December 31,
		2014			2013			2012
	Revenues
	Net income from subsidiaries (equity method)	$	40,108		$	20,786		$	9,827
	Total revenues	40,108			20,786			9,827
	Expenses
	Operating and underwriting	86			42			88
	General and administrative	130			120			108
	Interest expense	—			1			—
	Total expenses	216			163			196
	Income before other income	39,892			20,623			9,631
	Other income	61			—			—
	Income before income taxes	39,953			20,623			9,631
	Benefit from income taxes	(1,060		)	281			(74		)
	Net income	$	41,013		$	20,342		$	9,705
	SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT, CONTINUED
	Condensed Statements of Cash Flows
		Year Ended December 31,
		2014			2013			2012
	OPERATING ACTIVITIES
	Net income	$	41,013		$	20,342		$	9,705
	Adjustments to reconcile net income to net cash provided by operating activities:
	Deferred income taxes, net	(44		)	(49		)	(54		)
	Stock based compensation	649			133			55
	Changes in operating assets and liabilities:
	Other assets	(548		)	58			60
	Intercompany payable	(47,033		)	(1,687		)	(5,931		)
	Other liabilities	(352		)	341			26
	Net cash provided by (used in) operating activities	(6,315		)	19,138			3,861
	INVESTING ACTIVITIES
	Additional investment in subsidiaries	(36,608		)	(20,785		)	(26,826		)
	Cost of property and equipment acquired	(3,583		)	—			—
	Net cash used in investing activities	(40,191		)	(20,785		)	(26,826		)
	FINANCING ACTIVITIES
	Tax withholding payment related to net settlement of equity awards	(110		)	—			—
	Dividends	(3,336		)	(1,944		)	(982		)
	Proceeds from offering	54,041			3,591			23,947
	Net cash provided by financing activities	50,595			1,647			22,965
	Increase in cash	4,089			—			—
	Cash and cash equivalents at beginning of period	8			8			8
Cash and cash equivalents at end of period	$	4,097		$	8		$	8
Notes to Condensed Financial Statements - Basis of Presentation
The Company's investment in subsidiaries is stated at cost plus equity in the undistributed earnings of subsidiaries since the date of acquisition. The Company's share of net income of its subsidiaries is included in income using the equity method. These financial statements should be read in conjunction with UPC Insurance's consolidated financial statements.

Schedule_IV_Reinsurance

Schedule IV - Reinsurance	12 Months Ended
	Dec. 31, 2014
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Text Block]	SCHEDULE IV. REINSURANCE
		Property and Casualty Insurance
		Direct Premium Written		Premiums Ceded to Other Companies	Premiums Assumed from Other Companies		Net Premiums Written		Percentage of Premiums Assumed to Net
	Years Ended December 31,
	2014	$	417,769	144,404	18,984		$	292,349	6.5	%
	2013	339,765		124,682	41,587		256,670		16.2	%
	2012	254,913		113,234	(4	)	141,675		—	%
	REINSURANCE
		Property and Casualty Insurance
		Direct Premium Written		Premiums Ceded to Other Companies	Premiums Assumed from Other Companies		Net Premiums Written		Percentage of Premiums Assumed to Net
	Years Ended December 31,
	2014	$	417,769	144,404	18,984		$	292,349	6.5	%
	2013	339,765		124,682	41,587		256,670		16.2	%
	2012	254,913		113,234	(4	)	141,675		—	%

Schedule_V_Valuation_and_Quali

Schedule V - Valuation and Qualifying Accounts	12 Months Ended
	Dec. 31, 2014
Valuation and Qualifying Accounts [Abstract]
Schedule of Valuation and Qualifying Accounts Disclosure [Text Block]	SCHEDULE V. VALUATION AND QUALIFYING ACCOUNTS
		Uncollectible Premium Liability
		Balance at Beginning of Period		Charged to Costs and Expenses	Deductions		Balance at End of Period
	Years Ended December 31,
	2014	$	29	42	(37	)	$	34
	2013	24		21	(16	)	29
	2012	77		16	(69	)	24

Significant_Accounting_Policie1

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Cash and Cash Equivalents, Policy [Policy Text Block]
	(a)	Cash and Cash Equivalents
	Our cash and cash equivalents include demand deposits with financial institutions and short-term, highly-liquid instruments with original maturities of three months or less when purchased.
Investment, Policy [Policy Text Block]
	(b)	Investments
	We currently classify all of our investments in fixed maturities, equity securities and other investments as available-for-sale, and report them at fair value. Subsequent to our acquisition of available-for-sale securities, we record changes in value through the date of disposition as unrealized holding gains and losses, net of tax effects, and include them as a component of comprehensive income. We include realized gains and losses, which we calculate using the specific-identification method for determining the cost of securities sold, in net income. We amortize any premium or discount on fixed maturities over the remaining maturity period of the related securities using the effective interest method, and we report the amortization in net investment income. We recognize dividends and interest income when earned.
	Quarterly, we perform an assessment of our investments to determine if any are other-than-temporarily impaired. An investment is impaired when the fair value of the investment declines to an amount less than the cost or amortized cost of that investment. As part of our assessment process, we determine whether the impairment is temporary or other-than-temporary. We base our assessment on both quantitative criteria and qualitative information, considering a number of factors including, but not limited to: how long the security has been impaired; the amount of the impairment; whether, in the case of equity securities, we intend to hold, and have the ability to hold, the security for a period sufficient for us to recover our cost basis, or whether, in the case of debt securities, we intend to sell the security or it is more likely than not that we will have to sell the security before we recover the amortized cost; the financial condition and near-term prospects of the issuer; whether the issuer is current on contractually-obligated interest and principal payments; key corporate events pertaining to the issuer and whether the market decline was affected by macroeconomic conditions.
	If we determine that an equity security has incurred an other-than-temporary impairment, we permanently reduce the cost of the security to fair value and recognize an impairment charge in net income. If a debt security is impaired and we either intend to sell the security or it is more likely than not that we will have to sell the security before we are able to recover the amortized cost, then we record the full amount of the impairment in net income. If we determine that an impairment of a debt security is other-than-temporary and we neither intend to sell the security nor it is more likely than not that we will have to sell the security before we are able to recover its cost or amortized cost, then we separate the impairment into (a) the amount of impairment related to credit loss and (b) the amount of impairment related to all other factors. We record the amount of the impairment related to the credit loss as an impairment charge in net income, and we record the amount of the impairment related to all other factors in accumulated other comprehensive income.
	A large portion of our investment portfolio consists of fixed maturities, which may be adversely affected by changes in interest rates as a result of governmental monetary policies, domestic and international economic and political conditions and other factors beyond our control. A rise in interest rates would decrease the net unrealized holding gains of our investment portfolio, offset by our ability to earn higher rates of return on funds reinvested. Conversely, a decline in interest rates would increase the net unrealized holding gains of our investment portfolio, offset by lower rates of return on funds reinvested.
Fair Value of Financial Instruments, Policy [Policy Text Block]	(c)Fair Value
	See Note 3 in our Notes to Consolidated Financial Statements for a discussion regarding the fair value measurement of our investments at December 31, 2014.
Premiums Receivable, Basis of Accounting, Policy [Policy Text Block]	(d)Premiums
	We recognize premiums as revenue, net of ceded reinsurance amounts, on a daily pro rata basis over the contract period of the related policies that are in force. For any portion of premiums not earned at the end of the reporting period, we record an unearned premium liability.
	Premiums receivable represents amounts due from our policyholders for billed premiums and related policy fees. We perform a policy-level evaluation to determine the extent to which the balance of premium receivable exceeds the balance of unearned premium. We then age any resulting exposure based on the last date the policy was billed to the policyholder, and we establish an allowance for credit losses for any amounts outstanding for more than 90 days. When we receive payments on amounts previously charged off, we credit bad debt expense in the period we receive the payment. The balances of our allowance for uncollectible premiums totaled $34,000 and $29,000 at December 31, 2014 and 2013, respectively.
	When we receive premium payments from policyholders prior to the effective date of the related policy, we record an advance premiums liability. On the policy effective date, we reduce the advance premium liability and record the premiums as described above.
Deferred Policy Acquisition Costs, Policy [Policy Text Block]	(e)Policy Acquisition Costs
	We incur policy acquisition costs that vary with, and are directly related to, the production of new business. Policy acquisition costs consist primarily of the following three items: (i) commissions paid to outside agents at the time of policy issuance; (ii) policy administration fees paid to a third-party administrator at the time of policy issuance; and (iii) premium tax. We capitalize policy acquisition costs to the extent recoverable, then we amortize those costs over the contract period of the related policy.
	At each reporting date, we determine whether we have a premium deficiency. A premium deficiency would result if the sum of our expected losses, deferred policy acquisition costs, and policy maintenance costs (such as costs to store records and costs incurred to collect premiums and pay commissions) exceeded our related unearned premiums plus investment income.
	Should we determine that a premium deficiency exists, we would write off the unrecoverable portion of deferred policy acquisition costs and record a liability to the extent the deficiency exceeded the deferred policy acquisition costs.
Property, Plant and Equipment, Policy [Policy Text Block]	(f)Long-lived Assets
	i)Property and Equipment
	We record our property and equipment, at cost less accumulated depreciation and amortization. We use the straight-line method of calculating depreciation over the estimated useful lives of the assets. We also use the straight-line method to calculate amortization of leasehold improvements over the estimated useful lives of the assets or the term of the lease, whichever is shorter. We periodically review estimated useful lives and, where appropriate, we make changes prospectively. We charge maintenance and repair costs to expense as incurred.
Internal Use Software, Policy [Policy Text Block]	ii)Capitalized Software
	We capitalize certain direct development costs associated with internal-use software. We expect to amortize the capitalized software costs related to our new policy administration system and data warehouse over their expected five year useful lives. During the second quarter of 2014, we began amortizing the costs related to our new claims processing system over its expected five year useful life.
	See Note 7 in our Notes to Consolidated Financial Statements for a discussion of our property, equipment and capitalized software, including our new property, that was purchased during 2014.
Property, Plant and Equipment, Impairment [Policy Text Block]	iii)Impairment of Long-lived Assets
	We annually review our long-lived assets, including intangible assets, to determine if their carrying amounts are recoverable. If the non-discounted future cash flows expected to result from the use and eventual disposition of the assets are less than their carrying amounts, we reduce their carrying amounts to fair value and recognize an impairment loss.
Unpaid Policy Claims and Claims Adjustment Expense, Policy [Policy Text Block]	(g)Unpaid Losses and Loss Adjustment Expenses
	Our reserves for unpaid losses represent the estimated ultimate cost of settling all reported claims plus all claims we incurred related to insured events that have occurred as of the reporting date, but that policyholders have not yet reported to us.
	We estimate our reserves for unpaid losses using individual case-basis estimates for reported claims and actuarial estimates for IBNR claims, and we continually review and adjust our estimated losses as necessary based on our historical experience and as we obtain new information. If our unpaid loss reserves prove to be deficient or redundant, we increase or decrease the liability in the period in which we identify the difference, thereby impacting net income. Though our estimate of the ultimate cost of settling all reported and unreported claims may change at any point in the future, a reasonable possibility exists that our estimate may vary significantly in the near term from the estimated amounts included in our consolidated financial statements.
	On our Consolidated Balance Sheets, we report our reserves for unpaid losses gross of the amounts related to unpaid losses recoverable from reinsurers. On our Consolidated Statements of Comprehensive Income, we report losses net of amounts ceded to reinsurers. We do not discount our loss reserves for financial statement purposes.
Management Fees, Policy [Policy Text Block]	(h)Managing General Agent Fees and Policy Fees
	Our policy fees consist of the managing general agent fee and a pay-plan fee. Regulatory authorities in Florida and Rhode Island allow managing general agents to charge policyholders a $25 fee on each policy written, while the regulatory authority in Texas allows managing general agents to charge policyholders a $25 or $75 fee, depending on the type of policy issued. We defer such fees as unearned revenue and then include them in income on a pro rata basis over the term of the underlying policies. We record our pay-plan fees, which we charge to all policyholders that pay their premium in more than one installment, as income when collected. We report all policy-related fees in other revenue on our Consolidated Statements of Comprehensive Income.
Reinsurance Accounting Policy [Policy Text Block]	(i)Reinsurance
	We follow industry practice of reinsuring a portion of our risks. Reinsurance involves transferring, or "ceding", all or a portion of the risk exposure on policies we write to another insurer, known as a reinsurer. To the extent that our reinsurers are unable to meet the obligations they assume under our reinsurance agreements, we remain liable for the entire insured loss.
	Our reinsurance agreements are short-term, prospective contracts. We record an asset, prepaid reinsurance premiums, and a liability, reinsurance payable, for the entire contract amount upon commencement of our new reinsurance agreements. We amortize our prepaid reinsurance premiums over the 12-month contract period.
	We record amounts recoverable from our reinsurers on paid losses plus an estimate of amounts recoverable on unpaid losses. The estimate of amounts recoverable on unpaid losses is a function of our liability for unpaid losses associated with the reinsured policies; therefore, the amount changes in conjunction with any changes to our estimate of unpaid losses. Though our estimate of amounts recoverable from reinsurers on unpaid losses may change at any point in the future because of its relation to our reserves for unpaid losses, a reasonable possibility exists that our estimate may change significantly in the near term from the amounts included in our consolidated financial statements.
	We estimate uncollectible amounts receivable from reinsurers based on an assessment of factors including the creditworthiness of the reinsurers and the adequacy of collateral obtained, where applicable. We recorded no bad debt expense related to reinsurance during the years ended December 31, 2014, 2013 or 2012.
Assessment [Policy Text Block]	(j)Assessments
	We record guaranty fund and other insurance-related assessments imposed upon us as an expense in the period the regulatory agency imposes the assessment. To recover Florida Insurance Guaranty Association (FIGA) assessments, we calculate and begin collecting a policy surcharge that will allow us to collect the entire assessment over a 12-month period, based on our estimate of the number of policies we expect to write. We then submit an information only filing, pursuant to Florida Statute 631.57(3)(h), to the insurance regulatory authority requesting formal approval of the policy FIGA surcharge. The process may be repeated in successive 12-month periods until we collect the entire assessment. We record the recoveries as revenue in the period that we collect the cash. While current regulations allow us to recover from policyholders the amount of assessments imposed upon us, our payment of the assessments and our recoveries may not offset each other in the same fiscal period in our consolidated financial statements.
	Where permitted by law or regulatory authority, we collect assessments imposed upon policyholders as a policy surcharge and we record the amounts collected as a liability until we remit the amounts to the regulatory agency that imposed the assessment. During 2014 we did not receive any significant assessments from the regulatory authorities in the states in which our insurance affiliate operates.
Income Tax, Policy [Policy Text Block]	(k)Income Taxes
	We recognize deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. We measure deferred tax assets and liabilities using enacted tax rates expected to apply to taxable income in the years in which we expect to recover or settle those temporary differences. Should a change in tax rates occur, we recognize the effect on deferred tax assets and liabilities in operations in the period that includes the enactment date. Realization of our deferred income tax assets depends upon our generation of sufficient future taxable income.
	We recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not sustain the position following an audit. For tax positions meeting the more likely than not threshold, the amount recognized in the consolidated financial statements is the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with the relevant taxing authority.
	We record any income tax penalties and income-tax-related interest as income tax expense in the period incurred. We did not incur any material tax penalties or income-tax-related interest during the years ended December 31, 2014, 2013 or 2012.
Advertising Cost, Policy, Expensed Advertising Cost [Policy Text Block]	(l)Advertising Costs
	We expense all advertising costs when we incur those costs. For the years ended December 31, 2014, 2013 and 2012, we incurred advertising costs of $1,819,000, $1,801,000, and $1,395,000, respectively.
Earnings Per Share, Policy [Policy Text Block]	(m)Earnings Per Share
	We report both basic earnings per share and diluted earnings per share. To calculate basic earnings per share, we divide net income attributable to common stockholders by the weighted-average number of common stock shares outstanding during the period. We calculate diluted earnings per share by dividing net income attributable to common stockholders by the weighted-average number of common stock shares, common stock equivalents, and restricted shares outstanding during the period.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	(n)Concentrations of Risk
	Our current operations subject us to the following concentrations of risk:
	•a concentration of revenue because we write primarily homeowners policies
	•	a geographic concentration resulting from the fact that, though we now operate in eight states, we still write approximately 74% of our premium in Florida
	•	a group concentration of credit risk with regard to our reinsurance recoverable, since all of our reinsurers engage in similar activities and have similar economic characteristics that could cause their ability to repay us to be similarly affected by changes in economic or other conditions
	•	a concentration of credit risk with regard to our cash, because we choose to deposit all our cash at two financial institutions
	We mitigate our geographic and group concentrations of risk by entering into reinsurance contracts with financially-stable reinsurers, and by securing irrevocable letters of credit from reinsurers when necessary.
	With regard to our cash balances held at financial institutions, we had $74,871,000 and $40,843,000 in excess of Federal Deposit Insurance Corporation (FDIC) insurance limits at December 31, 2014 and 2013, respectively. The $34,028,000 increase in excess of FDIC insurance limits is the result of holding more cash at the end of 2014 than we did in 2013.
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	(o)Accounting Pronouncements
	We have evaluated pending and final accounting pronouncements and do not believe they would have a material impact on the operations or financial reporting of our Company.

Investments_Tables

Investments (Tables)	12 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation	The following table details the difference between cost or adjusted/amortized cost and estimated fair value, by major investment category, at December 31, 2014 and 2013:
		Cost or Adjusted/Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses				Fair Value
	December 31, 2014
	U.S. government and agency securities	$	134,601			$	423			$	590			$	134,434
	Foreign governments	3,275				79				—				3,354
	States, municipalities and political subdivisions	90,262				1,866				217				91,911
	Public utilities	9,044				217				39				9,222
	Corporate securities	111,787				1,409				580				112,616
	Redeemable preferred stocks	1,094				9				10				1,093
	Total fixed maturities	350,063				4,003				1,436				352,630
	Public utilities	1,222				211				—				1,433
	Other common stocks	19,560				3,738				250				23,048
	Nonredeemable preferred stocks	1,496				17				7				1,506
	Total equity securities	22,278				3,966				257				25,987
	Other investments	2,749				261				—				3,010
	Total investments	$	375,090			$	8,230			$	1,693			$	381,627
	December 31, 2013
	U.S. government and agency securities	$	98,621			$	28			$	1,169			$	97,480
	Foreign government	3,287				—				60				3,227
	States, municipalities and political subdivisions	45,556				654				433				45,777
	Public utilities	9,103				122				92				9,133
	Corporate securities	118,084				792				1,469				117,407
	Total fixed maturities	274,651				1,596				3,223				273,024
	Public utilities	804				23				20				807
	Other common stocks	12,749				1,894				97				14,546
	Nonredeemable preferred stocks	272				—				23				249
	Total equity securities	13,825				1,917				140				15,602
	Other investments	3,034				—				—				3,034
	Total investments	$	291,510			$	3,513			$	3,363			$	291,660
Schedule of Realized Gain (Loss)	The following tables detail our realized gains (losses) by major investment category for the years ended December 31, 2014, 2013 and 2012:
		2014								2013								2012
		Gains				Fair Value at Sale				Gains				Fair Value at Sale				Gains				Fair Value at Sale
		(Losses)								(Losses)								(Losses)
	Fixed maturities	$	92			$	5,598			$	103			$	23,187			$	2,043			$	28,999
	Equity securities	298				111,325				31				155				279				1,907
	Total realized gains	390				116,923				134				23,342				2,322				30,906
	Fixed maturities	(228		)		11,389				(261		)		43,751				(141		)		9,243
	Equity securities	(182		)		1,529				(2		)		28				(21		)		391
	Total realized losses	(410		)		12,918				(263		)		43,779				(162		)		9,634
	Net realized investment gains (losses)	$	(20	)		$	129,841			$	(129	)		$	67,121			$	2,160			$	40,540
Investments Classified by Contractual Maturity Date	The table below summarizes our fixed maturities at year end by contractual maturity periods. Actual results may differ as issuers may have the right to call or prepay obligations, with or without penalties, prior to the contractual maturity of those obligations.
		December 31, 2014
		Cost or Amortized Cost				Percent of Total			Fair Value				Percent of Total
	Due in one year or less	$	33,363			9.5	%		$	33,377			9.5	%
	Due after one year through five years	166,606				47.6	%		166,768				47.3	%
	Due after five years through ten years	111,842				31.9	%		112,970				32	%
	Due after ten years	38,252				10.9	%		39,515				11.2	%
	Total	$	350,063			100	%		$	352,630			100	%
Investment Income	The following table summarizes our net investment income by major investment category:
		Year Ended December 31,
		2014				2013				2012
	Fixed maturities	$	5,866			$	3,512			$	2,902
	Equity securities	734				280				138
	Cash and cash equivalents	9				31				35
	Other investments	166				48				8
	Other assets	20				—				—
	Investment income	$	6,795			$	3,871			$	3,083
	Investment expenses	(312		)		(206		)		(142		)
	Net investment income	$	6,483			$	3,665			$	2,941
Schedule of Unrealized Loss on Investments	The following table presents an aging of our unrealized investment losses by investment class:
		Less Than Twelve Months											Twelve Months or More
		Number of Securities*			Gross Unrealized Losses				Fair Value				Number of Securities*			Gross Unrealized Losses				Fair Value
	December 31, 2014
	U.S. government and agency securities	32			$	285			$	36,081			20			$	305			$	16,947
	States, municipalities and political subdivisions	24			100				22,272				11			117				14,310
	Public utilities	1			1				1,274				1			38				1,014
	Corporate securities	23			271				23,738				16			309				20,215
	Redeemable preferred stocks	4			10				408				—			—				—
	Total fixed maturities	84			667				83,773				48			769				52,486
	Other common stocks	54			247				3,992				1			3				31
	Nonredeemable preferred stocks	4			7				378				—			—				—
	Total equity securities	58			254				4,370				1			3				31
	Total	142			$	921			$	88,143			49			$	772			$	52,517
	December 31, 2013
	U.S. government and agency securities	47			$	850			$	64,369			7			$	319			$	5,913
	Foreign governments	4			60				3,227				—			—				—
	States, municipalities and political subdivisions	23			433				27,106				—			—				—
	Public utilities	4			92				3,830				—			—				—
	Corporate securities	49			1,469				60,348				—			—				—
	Redeemable preferred stocks	—			—				—				—			—				—
	Total fixed maturities	127			2,904				158,880				7			319				5,913
	Public utilities	5			20				357				—			—				—
	Other common stocks	15			97				1,626				—			—				—
	Nonredeemable preferred stocks	1			6				125				1			17				125
	Total equity securities	21			123				2,108				1			17				125
	Total	148			$	3,027			$	160,988			8			$	336			$	6,038
Fair Value, Measurement Inputs, Disclosure	The following table presents the fair value measurements of our financial instruments by level at December 31, 2014 and December 31, 2013:
	December 31, 2014	Total				Level 1				Level 2				Level 3
	U.S. government and agency securities	$	134,434			$	—			$	134,434			$	—
	Foreign governments	3,354				—				3,354				—
	States, municipalities and political subdivisions	91,911				—				91,911				—
	Public utilities	9,222				—				9,222				—
	Corporate securities	112,616				—				112,616				—
	Redeemable preferred stocks	1,093				1,093				—				—
	Total fixed maturities	352,630				1,093				351,537				—
	Public utilities	1,433				1,433				—				—
	Other common stocks	23,048				23,048				—				—
	Nonredeemable preferred stocks	1,506				1,506				—				—
	Total equity securities	25,987				25,987				—				—
	Other investments	3,010				300				739				1,971
	Total investments	$	381,627			$	27,380			$	352,276			$	1,971
	31-Dec-13
	U.S. government and agency securities	$	97,480			$	—			$	97,480			$	—
	Foreign governments	3,227				—				3,227				—
	States, municipalities and political subdivisions	45,777				—				45,777				—
	Public utilities	9,133				—				9,133				—
	Corporate securities	117,407				—				117,407				—
	Total fixed maturities	273,024				—				273,024				—
	Public utilities	807				807				—				—
	Other common stocks	14,546				14,546				—				—
	Nonredeemable preferred stocks	249				249				—				—
	Total equity securities	15,602				15,602				—				—
	Other investments	3,034				3,034				—				—
	Total investments	$	291,660			$	18,636			$	273,024			$	—
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The table below presents the rollforward of Level 3 investments held at fair value during the year ended December 31, 2014:
			Other Investments
	31-Dec-13		$	—
	Transfers in		1,750
	Partnership income		22
	Return of capital		(62		)
	Unrealized gains in accumulated other comprehensive income		261
	December 31, 2014		$	1,971
Other Investments Not Readily Marketable [Table Text Block]	Throughout 2014, 2013 and 2012, we acquired investments in limited partnerships, recorded in the other investments line of our Consolidated Balance Sheets, that are currently being accounted for at fair value utilizing a discounted cash flow methodology. The estimated fair value of our investments in the limited partnership interests was $2,710,000. We have fully funded our investments in DCR and RCH, but we are still obligated to fund an additional $1,261,000 for our investment in Kayne.
			Initial Investment				Book Value				Unrealized Gain				Fair Value
	DCR Mortgage Partners VI, L.P.		$	750			$	750			$	185			$	935
	RCH Mortgage Fund VI Investors, LP		1,000				960				76				1,036
	Kayne Senior Credit Fund II, L.P.		739				739				—				739
	Total limited partnerships		$	2,489			$	2,449			$	261			$	2,710
	Certificate of deposit		300				300				—				300
	Total other investments		$	2,789			$	2,749			$	261			$	3,010

Acquisitions_Acquisitions_Tabl

Acquisitions Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2014
Acquisitions [Abstract]
Business Acquisition, Pro Forma Information [Table Text Block]	The pro forma information presented does not purport to represent results that would have been achieved had the merger occurred at the beginning of 2014, or to be indicative of our future financial performance.
		Year Ended
		31-Dec-14
	Revenues	$	289,842
	Net income	$	41,244
	Diluted earnings per share	$	2.01

Earnings_Per_Share_Earnings_Pe

Earnings Per Share Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table shows the computation of basic and diluted EPS for the years ended December 31, 2014, 2013 and 2012:
		Year Ended
		December 31,
		2014		2013		2012
	Numerator:
	Net income attributable to common stockholders	$	41,013	$	20,342	$	9,705
	Denominator:
	Weighted-average shares outstanding	19,933,652		16,100,882		10,607,751
	Effect of dilutive securities	112,255		82,216		47,773
	Weighted-average diluted shares	20,045,907		16,183,098		10,655,524
	Basic earnings per share	$	2.06	$	1.26	$	0.91
	Diluted earnings per share	$	2.05	$	1.26	$	0.91

Deferred_Acquisition_Costs_Tab

Deferred Acquisition Costs (Tables)	12 Months Ended
	Dec. 31, 2014
Deferred Policy Acquisition Costs Disclosures [Abstract]
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]	The table below depicts the activity with regard to deferred policy acquisition costs:
		2014			2013
	Balance at January 1	$	25,186		$	16,978
	Policy acquisition costs deferred	71,853			56,950
	Amortization	(65,114		)	(48,742		)
	Balance at December 31	$	31,925		$	25,186

Property_and_equipment_Propert1

Property and equipment Property and equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment [Table Text Block]	Property and equipment, net consists of the following:
		Year Ended
		December 31,
		2014		2013
	Property	3,583		—
	Computer hardware and software	6,001		3,433
	Office furniture and equipment	1,319		1,124
	Leasehold improvements	141		141
	Total, at cost	11,044		4,698
	Less: accumulated depreciation and amortization	(3,022	)	(2,290	)
	Property and equipment, net	8,022		2,408

Reinsurance_Tables

Reinsurance (Tables)	12 Months Ended
	Dec. 31, 2014
Reinsurance Disclosures [Abstract]
Ceded Premiums Earned by type	The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:
		Year Ended December 31,
		2014			2013			2012
	Excess-of-loss	$	(125,638	)	$	(108,696	)	$	(100,549	)
	Equipment & identity theft	(4,370		)	(2,608		)	(1,540		)
	Flood	(14,396		)	(13,378		)	(11,145		)
	Ceded premiums written	$	(144,404	)	$	(124,682	)	$	(113,234	)
	Increase in ceded unearned premiums	8,559			5,352			8,948
	Ceded premiums earned	$	(135,845	)	$	(119,330	)	$	(104,286	)
Liability for Catastrophe Claims Disclosure	Current year catastrophe losses by the event magnitude are shown in the following table.
	December 31, 2014		Number of Events		Incurred Loss and LAE (6)			Combined Ratio Impact
	Current period catastrophe losses incurred
	Less than $1 million	(1)	3		$	829		0.3	%
	Total		3		$	829		0.3	%
	31-Dec-13
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(2)	1		1,839			0.9	%
	Less than $1 million	(3)	2		1,763			0.9	%
	Total		3		$	3,602		1.8	%
	31-Dec-12
	Current period catastrophe losses incurred
	$ 1 million to $5 million	(4)	2		2,896			2.4	%
	Less than $1 million	(5)	1		770			0.6	%
	Total		3		$	3,666		3	%
	-1	Reflects losses from the Richland hailstorm, Hurricane Arthur and the Revere Tornado in 2014. Winterstorm Nemo in 2013.
	-2	Reflects losses from Winterstorm Nemo in 2013.
	-3	Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.
	(4)	Reflects losses from Tropical Storms Debby and Isaac in 2012.
	(5)	Reflects losses from Superstorm Sandy in 2012.
	-6	Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
Reinsurance Recoverable	Reinsurance recoverable at the balance sheet dates consists of the following:
		December 31,
		2014			2013
	Reinsurance recoverable on unpaid losses and LAE	$	1,252		$	1,957
	Reinsurance recoverable on paid losses and LAE	816			469
	Reinsurance recoverable	$	2,068		$	2,426
Reinsurance, Effect on Operations	The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income:
		Year ended December 31,
		2014			2013			2012
	Premium written:
	Direct	$	417,769		$	339,765		$	254,913
	Assumed	18,984			41,587			(4		)
	Ceded	(144,404		)	(124,682		)	(113,234		)
	Net premium written	$	292,349		$	256,670		$	141,675
	Change in unearned premiums:
	Direct	$	(38,995	)	$	(44,422	)	$	(28,743	)
	Assumed	2,937			(20,222		)	88
	Ceded	8,559			5,352			8,948
	Net increase	$	(27,499	)	$	(59,292	)	$	(19,707	)
	Premiums earned:
	Direct	$	378,774		$	295,343		$	226,170
	Assumed	21,921			21,365			84
	Ceded	(135,845		)	(119,330		)	(104,286		)
	Net premiums earned	$	264,850		$	197,378		$	121,968
	Losses and LAE incurred:
	Direct	$	111,820		$	92,526		$	60,248
	Assumed	8,672			9,240			(335		)
	Ceded	(2,415		)	(2,936		)	(1,504		)
	Net losses and LAE incurred	$	118,077		$	98,830		$	58,409
Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums	The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
		December 31,
		2014			2013			2012
	Unpaid losses and LAE:
	Direct	$	49,734		$	42,954		$	34,503
	Assumed	4,702			4,497			1,189
	Gross unpaid losses and LAE	54,436			47,451			35,692
	Ceded	(1,252		)	(1,957		)	(1,935		)
	Net unpaid losses and LAE	$	53,184		$	45,494		$	33,757
	Unearned premiums:
	Direct	$	212,201		$	173,206		$	128,785
	Assumed	17,285			20,222			—
	Gross unearned premiums	229,486			193,428			128,785
	Ceded	(63,827		)	(55,268		)	(49,916		)
	Net unearned premiums	$	165,659		$	138,160		$	78,869

Reserve_for_Unpaid_Losses_Tabl

Reserve for Unpaid Losses (Tables)	12 Months Ended
	Dec. 31, 2014
Reserves [Abstract]
Schedule of Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]	The table below summarizes the activity related to our reserve for unpaid losses:
		2014			2013		2012
	Balance at January 1	$	47,451		$	35,692	$	33,600
	Less: reinsurance recoverable on unpaid losses	1,957			1,935		3,318
	Net balance at January 1	$	45,494		$	33,757	$	30,282
	Incurred related to:
	Current year	122,114			94,752		57,739
	Prior years	(4,037		)	4,078		670
	Total incurred	$	118,077		$	98,830	$	58,409
	Paid related to:
	Current year	83,967			62,494		37,906
	Prior years	26,420			24,599		17,028
	Total paid	$	110,387		$	87,093	$	54,934
	Net balance at December 31	$	53,184		$	45,494	$	33,757
	Plus: reinsurance recoverable on unpaid losses	1,252			1,957		1,935
	Balance at December 31	$	54,436		$	47,451	$	35,692

LongTerm_Debt_LongTerm_Debt_Ta

Long-Term Debt Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2014
Long Term Debt Maturities [Abstract]
Schedule of Maturities of Long-term Debt [Table Text Block]	At December 31, 2014, the annual maturities of our long-term debt were as follows:
		Amount
	2015	$	1,177
	2016	1,176
	2017	1,177
	2018	1,176
	2019	1,177
	Thereafter	7,646
	Total debt	$	13,529

Income_Taxes_Income_Taxes_Tabl

Income Taxes Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	The following table summarizes the provision for income taxes:
		Year Ended December 31,
		2014			2013			2012
	Federal:
	Current	$	21,633		$	11,413		$	5,704
	Deferred	(996		)	1,026			(526		)
	Provision for Federal income tax expense	20,637			12,439			5,178
	State:
	Current	2,945			1,581			966
	Deferred	(185		)	125			(135		)
	Provision for State income tax expense	2,760			1,706			831
	Provision for income taxes	$	23,397		$	14,145		$	6,009
Tax Expense Reconciliation [Table Text Block]	The actual income tax expense differs from the expected income tax expense computed by applying the combined applicable effective federal and state tax rates to income before the provision for income taxes as follows:
		Year Ended December 31,
		2014			2013			2012
	Expected income tax expense at federal rate	$	22,545		$	12,070		$	5,500
	State tax expense, net of federal deduction benefit	1,660			1,140			547
	Dividend received deduction	(350		)	(47		)	(42		)
	Prior period adjustment	—			699			—
	Other, net	(458		)	283			4
	Reported income tax expense	$	23,397		$	14,145		$	6,009
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	The table below summarizes the significant components of our net deferred tax asset:
		December 31,
		2014			2013
	Deferred tax assets:
	Unearned premiums	$	13,483		$	11,370
	Assessments	—			30
	Tax-related discount on loss reserve	671			682
	Bad debt expense	13			11
	Other-than-temporary impairment	56			56
	Other	651			873
	Total deferred tax assets	14,874			13,022
	Deferred tax liabilities:
	Unrealized gain	(2,526		)	(58		)
	Deferred acquisitions costs	(12,128		)	(11,061		)
	Capitalized software	(443		)	(294		)
	Other	(772		)	(1,317		)
	Total deferred tax liabilities	(15,869		)	(12,730		)
	Net deferred tax asset (liability)	$	(995	)	$	292

Statutory_Accounting_and_Regul1

Statutory Accounting and Regulation (Tables)	12 Months Ended
	Dec. 31, 2014
Insurance [Abstract]
Assessments	The table below summarizes the activity related to assessments levied upon our insurance affiliate:
		2014			2013			2012
	Expected recoveries of assessments, January 1	$	7		$	1,646		$	10
	Assessments expensed	72			31			1,646
	Assessments recovered	(2		)	(1,528		)	—
	Assessments not recoverable	(77		)	(142		)	(10		)
	Expected recoveries of assessments, December 31	$	—		$	7		$	1,646
Statutory Accounting Practices, Statutory to GAAP Net Income Reconciliation [Table Text Block]	The table below reconciles our consolidated GAAP net income to the statutory net income of our insurance affiliate:
		Year Ended December 31,
		2014			2013			2012
	Consolidated GAAP net income	$	41,013		$	20,342		$	9,705
	Increase (decrease) due to:
	Commissions	(12,258		)	2,281			10,438
	Deferred income taxes	64			(3,992		)	(4,262		)
	Deferred policy acquisition costs	(788		)	(868		)	(688		)
	Allowance for doubtful accounts	5			5			(53		)
	Assessments	(78		)	(1,567		)	1,636
	Prepaid expenses	(136		)	22			131
	Premium deficiency reserve	—			—			(302		)
	Operations of non-statutory subsidiaries	(14,915		)	(9,023		)	(10,696		)
	Statutory net income of insurance affiliate	$	12,907		$	7,200		$	5,909
Statutory Accounting Practices, Statutory to GAAP, Stockholders' Equity Reconciliation [Table Text Block]	The table below reconciles our consolidated GAAP stockholders’ equity to the surplus as regards policyholders of our insurance affiliate:
		December 31,
		2014			2013
	Consolidated GAAP stockholders’ equity	$	203,763		$	107,587
	Increase (decrease) due to:
	Deferred policy acquisition costs	(4,069		)	(3,281		)
	Deferred income taxes	(668		)	(4,861		)
	Investments	(596		)	1,478
	Non-admitted assets	(274		)	(247		)
	Surplus debentures	13,529			14,706
	Provision for reinsurance	(566		)	(341		)
	Equity of non-statutory subsidiaries	(85,250		)	(49,531		)
	Commissions	538			12,796
	Assessments	—			79
	Prepaid expenses	(158		)	(23		)
	Statutory surplus as regards policyholders of insurance affiliate	$	126,249		$	78,362

Leases_Tables

Leases (Tables)	12 Months Ended
	Dec. 31, 2014
Leases [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	At December 31, 2014, our minimum future lease payments under non-cancellable operating leases are:
		Amount
	2015	$	948
	2016	113
	2017	63
	2018	2
	2019	1

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The table below details the components of accumulated other comprehensive income at year end:
		Pre-Tax Amount			Tax (Expense)Benefit			Net-of-Tax Amount
	December 31, 2011	$	3,812		$	(1,471	)	$	2,341
	Changes in net unrealized gain on investments	2,602			(1,004		)	1,598
	Reclassification adjustment for realized gains	(2,160		)	834			(1,326		)
	December 31, 2012	4,254			(1,641		)	2,613
	Changes in net unrealized loss on investments	(4,233		)	1,633			(2,600		)
	Reclassification adjustment for realized losses	129			(50		)	79
	December 31, 2013	150			(58		)	92
	Changes in net unrealized gain on investments	6,367			(2,460		)	3,907
	Reclassification adjustment for realized losses	20			(8		)	12
	December 31, 2014	$	6,537		$	(2,526	)	$	4,011

Stockholders_Equity_Stockholde

Stockholders' Equity Stockholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2014
Equity [Abstract]
Dividends Declared [Table Text Block]	Our Board declared dividends on our outstanding shares of common stock to shareholders of record as follows for the periods presented (in thousands, except per share amounts):
		Year Ended December 31,
		2014				2013			2012
		Per Share Amount		Aggregate Amount		Per Share Amount		Aggregate Amount	Per Share Amount		Aggregate Amount
	First Quarter	$	0.04	$	832	$	0.03	486	$	0.05	$	518
	Second Quarter	0.04		834		0.03		486	—		—
	Third Quarter	0.04		834		0.03		486	—		—
	Fourth Quarter	0.04		836		0.03		486	0.03		464

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Share Activity [Table Text Block]	The following table presents certain information related to the activity of our non-vested common stock grants:
		Number of Restricted Shares	Weighted Average Grant Date Fair Value
	Outstanding as of December 31, 2011	—	$	—
	Granted	86,990	5.25
	Outstanding as of December 31, 2012	86,990	5.25
	Granted	10,476	7.64
	Vested	17,398	5.25
	Outstanding as of December 31, 2013	80,068	5.56
	Granted	103,156	13.86
	Forfeited	8,057	7.69
	Vested	21,784	6.4
	Outstanding as of December 31, 2014	153,383	$	10.91

Schedule_II_Condensed_Financia1

Schedule II - Condensed Financial Information Schedule II (Tables)	12 Months Ended
	Dec. 31, 2014
Condensed Financial Information [Abstract]
Condensed Balance Sheet [Table Text Block]
	Condensed Balance Sheets
		December 31,
		2014			2013
	Assets
	Cash and cash equivalents	$	4,097		$	8
	Investment in subsidiaries	201,584			161,057
	Property and equipment, net	3,583			—
	Other assets	651			59
	Total Assets	$	209,915		$	161,124
	Liabilities
	Intercompany payable	$	6,100		$	53,133
	Other liabilities	52			404
	Total Liabilities	6,152			53,537
	Stockholders' Equity
	Common stock	2			2
	Additional paid-in capital	82,380			27,800
	Treasury stock	(431		)	(431		)
	Accumulated other comprehensive income	4,011			92
	Retained earnings	117,801			80,124
	Total Stockholders' Equity	203,763			107,587
	Total Liabilities and Stockholders' Equity	209,915			161,124
Condensed Income Statement [Table Text Block]
	Condensed Statements of Net Income
		Years Ended December 31,
		2014			2013			2012
	Revenues
	Net income from subsidiaries (equity method)	$	40,108		$	20,786		$	9,827
	Total revenues	40,108			20,786			9,827
	Expenses
	Operating and underwriting	86			42			88
	General and administrative	130			120			108
	Interest expense	—			1			—
	Total expenses	216			163			196
	Income before other income	39,892			20,623			9,631
	Other income	61			—			—
	Income before income taxes	39,953			20,623			9,631
	Benefit from income taxes	(1,060		)	281			(74		)
	Net income	$	41,013		$	20,342		$	9,705
Condensed Cash Flow Statement [Table Text Block]
	Condensed Statements of Cash Flows
		Year Ended December 31,
		2014			2013			2012
	OPERATING ACTIVITIES
	Net income	$	41,013		$	20,342		$	9,705
	Adjustments to reconcile net income to net cash provided by operating activities:
	Deferred income taxes, net	(44		)	(49		)	(54		)
	Stock based compensation	649			133			55
	Changes in operating assets and liabilities:
	Other assets	(548		)	58			60
	Intercompany payable	(47,033		)	(1,687		)	(5,931		)
	Other liabilities	(352		)	341			26
	Net cash provided by (used in) operating activities	(6,315		)	19,138			3,861
	INVESTING ACTIVITIES
	Additional investment in subsidiaries	(36,608		)	(20,785		)	(26,826		)
	Cost of property and equipment acquired	(3,583		)	—			—
	Net cash used in investing activities	(40,191		)	(20,785		)	(26,826		)
	FINANCING ACTIVITIES
	Tax withholding payment related to net settlement of equity awards	(110		)	—			—
	Dividends	(3,336		)	(1,944		)	(982		)
	Proceeds from offering	54,041			3,591			23,947
	Net cash provided by financing activities	50,595			1,647			22,965
	Increase in cash	4,089			—			—
	Cash and cash equivalents at beginning of period	8			8			8
	Cash and cash equivalents at end of period	$	4,097		$	8		$	8

Significant_Accounting_Policie2

Significant Accounting Policies - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounting Policies [Abstract]
Allowance for Uncollectible Premium	$34,000	$29,000
Finite-Lived Intangible Asset, Useful Life	5 years
Policy Charges, Insurance	25
Advertising Expense	1,819,000	1,801,000	1,395,000
Concentration Risk, Percentage	74.00%
Cash, FDIC Insured Amount	74,871,000	40,843,000
Cash, FDIC Insured Amount, Period Increase (Decrease)	$34,028,000

Investments_Narrative_Details

Investments - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Investment Holdings [Line Items]
Other Long-term Investments	$3,010,000	$3,034,000
Available-for-sale Securities, Fair Value Disclosure	381,627,000	291,660,000
Fair Value of Limited Partnership Interest	2,710,000
Other than Temporary Impairment Losses, Investments	0
Kayne Senior Credit Fund II, L.P. [Member]
Investment Holdings [Line Items]
Fair Value of Limited Partnership Interest	739,000
Payments to Acquire Other Investments	1,261,000
United Capital Funding Corp. [Member]
Investment Holdings [Line Items]
Payments to Acquire Other Investments		1,000,000
Fair Value, Inputs, Level 3 [Member]
Investment Holdings [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,971,000	0
Other Long-term Investments [Member]
Investment Holdings [Line Items]
Other Long-term Investments	3,010,000	3,034,000
Available-for-sale Securities, Fair Value Disclosure	3,010,000	3,034,000
Other Long-term Investments [Member] | Fair Value, Inputs, Level 3 [Member]
Investment Holdings [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$1,971,000	$0

Investments_Reconciliation_Inv

Investments Reconciliation, Investments by Category (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	$350,063	$274,651
Available-for-sale Equity Securities, Amortized Cost Basis	22,278	13,825
Available-for-sale Securities, Amortized Cost Basis	375,090	291,510
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	8,230	3,513
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	1,693	3,363
Available-for-sale Securities, Debt Securities	352,630	273,024
Available-for-sale Securities, Equity Securities	25,987	15,602
Other Long-term Investments	3,010	3,034
Investments	381,627	291,660
US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	134,601	98,621
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	423	28
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	590	1,169
Available-for-sale Securities, Debt Securities	134,434	97,480
Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	3,275	3,287
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	79	0
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	0	60
Available-for-sale Securities, Debt Securities	3,354	3,227
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	90,262	45,556
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	1,866	654
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	217	433
Available-for-sale Securities, Debt Securities	91,911	45,777
Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	9,044	9,103
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	217	122
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	39	92
Available-for-sale Securities, Debt Securities	9,222	9,133
All Other Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	111,787	118,084
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	1,409	792
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	580	1,469
Available-for-sale Securities, Debt Securities	112,616	117,407
Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	1,094
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	9
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	10
Available-for-sale Securities, Debt Securities	1,093
Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	350,063	274,651
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	4,003	1,596
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	1,436	3,223
Available-for-sale Securities, Debt Securities	352,630	273,024
Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	1,222	804
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	211	23
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	0	20
Available-for-sale Securities, Equity Securities	1,433	807
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	19,560	12,749
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	3,738	1,894
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	250	97
Available-for-sale Securities, Equity Securities	23,048	14,546
Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	1,496	272
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	17	0
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	7	23
Available-for-sale Securities, Equity Securities	1,506	249
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	22,278	13,825
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	3,966	1,917
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	257	140
Available-for-sale Securities, Equity Securities	25,987	15,602
Other Long-term Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,749	3,034
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	261	0
Available-for-sale Securities, Gross Unrealized Loss, Accumulated in Investments	0	0
Other Long-term Investments	$3,010	$3,034

Investments_Gains_and_Losses_b

Investments Gains and Losses by Security Type (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Realized Gains	$390	$134	$2,322
Available-for-sale, Gross Realized Gains, Fair Value at Sale	116,923	23,342	30,906
Available-for-sale Securities, Gross Realized Losses	-410	-263	-162
Available-for-sale, Gross Realized Losses, Fair Value at Sale	12,918	43,779	9,634
Available-for-sale Securities, Gross Realized Gain (Loss)	-20	-129	2,160
Available-for-sale, Gross Realized Gains (Losses), Fair Value at Sale	129,841	67,121	40,540
Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Realized Gains	92	103	2,043
Available-for-sale, Gross Realized Gains, Fair Value at Sale	5,598	23,187	28,999
Available-for-sale Securities, Gross Realized Losses	-228	-261	-141
Available-for-sale, Gross Realized Losses, Fair Value at Sale	11,389	43,751	9,243
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Realized Gains	298	31	279
Available-for-sale, Gross Realized Gains, Fair Value at Sale	111,325	155	1,907
Available-for-sale Securities, Gross Realized Losses	-182	-2	-21
Available-for-sale, Gross Realized Losses, Fair Value at Sale	$1,529	$28	$391

Investments_Classified_by_Matu

Investments Classified by Maturity Date (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, within One Year, Amortized Cost Basis, Percent of Total	9.50%
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value, Percent of Total	9.50%
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Amortized Cost Basis, Percent of Total	47.60%
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value, Percent of Total	47.30%
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Amortized Cost Basis, Percent of Total	31.90%
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value, Percent of Total	32.00%
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis, Percent of Total	10.90%
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value, Percent of Total	11.20%
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Percent of Total	100.00%
Available-for-sale Securities, Fair Value Disclosure	$381,627	$291,660
Available-for-sale Securities, Fair Value Disclosure, Percent of Total	100.00%
Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	33,363
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	33,377
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	166,606
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	166,768
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	111,842
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	112,970
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	38,252
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	39,515
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	350,063
Available-for-sale Securities, Fair Value Disclosure	$352,630	$273,024

Investments_Net_Investment_Inc

Investments Net Investment Income by Major Category (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Net Investment Income [Line Items]
Net investment income	$6,795	$3,871	$3,083
Investment expenses	-312	-206	-142
Investment Income, Net	6,483	3,665	2,941
Debt Securities [Member]
Net Investment Income [Line Items]
Net investment income	5,866	3,512	2,902
Equity Securities [Member]
Net Investment Income [Line Items]
Net investment income	734	280	138
Cash and Cash Equivalents [Member]
Net Investment Income [Line Items]
Net investment income	9	31	35
Partnership Interest [Member]
Net Investment Income [Line Items]
Net investment income	166	48	8
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Net Investment Income [Line Items]
Net investment income	$20	$0	$0

Investments_Aging_of_Unrealize

Investments Aging of Unrealized Losses by Class (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	security	security
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	$772	$336
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	921	3,027
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	88,143	160,988
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	49	8
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	52,517	6,038
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	142	148
US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	305	319
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	285	850
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	36,081	64,369
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	20	7
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	16,947	5,913
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	32	47
Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses		60
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		3,227
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions		4
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	117	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	100	433
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	22,272	27,106
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	11	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	14,310	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	24	23
Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	38	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	1	92
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,274	3,830
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1,014	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	1	4
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	309	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	271	1,469
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	23,738	60,348
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	16	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,215	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	23	49
Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	10	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	408	0
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	0
Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	769	319
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	667	2,904
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	83,773	158,880
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	48	7
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	52,486	5,913
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	84	127
Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses		20
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		357
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions		0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions		5
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	3	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	247	97
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,992	1,626
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	31	0
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	54	15
Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	0	17
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	7	6
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	378	125
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	0	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	125
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	4	1
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	3	17
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	254	123
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	4,370	2,108
Available-for-sale, Securities in Unrealized Loss Positions, Twelve Months or More, Qualitative Disclosure, Number of Positions	1	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	$31	$125
Available-for-sale, Securities in Unrealized Loss Positions, Less Than Twelve Months, Qualitative Disclosure, Number of Positions	58	21

Investments_by_Category_and_Le

Investments by Category and Level (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$381,627	$291,660
US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	134,434	97,480
Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,354	3,227
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	91,911	45,777
Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	9,222	9,133
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	112,616	117,407
Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure		1,093
Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	352,630	273,024
Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,433	807
Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	23,048	14,546
Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,506	249
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	25,987	15,602
Other Long-term Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,010	3,034
Level 1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	27,380	18,636
Level 1 [Member] | US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 1 [Member] | Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,093
Level 1 [Member] | Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,093	0
Level 1 [Member] | Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,433	807
Level 1 [Member] | Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	23,048	14,546
Level 1 [Member] | Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,506	249
Level 1 [Member] | Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	25,987	15,602
Level 1 [Member] | Other Long-term Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	300	3,034
Level 2 [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	352,276	273,024
Level 2 [Member] | US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	134,434	97,480
Level 2 [Member] | Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,354	3,227
Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	91,911	45,777
Level 2 [Member] | Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	9,222	9,133
Level 2 [Member] | Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	112,616	117,407
Level 2 [Member] | Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0
Level 2 [Member] | Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	351,537	273,024
Level 2 [Member] | Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Level 2 [Member] | Other Long-term Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	739	0
Fair Value, Inputs, Level 3 [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,971	0
Fair Value, Inputs, Level 3 [Member] | US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Foreign Government Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Public Utility, Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Redeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0
Fair Value, Inputs, Level 3 [Member] | Fixed Maturities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Public Utility, Equities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Common Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Nonredeemable Preferred Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Other Long-term Investments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$1,971	$0

Investments_Investments_Level_

Investments Investments, Level 3 Rollforward (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$381,627	$291,660
Fair Value, Measurement Inputs, Disclosure [Text Block]	1,750
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances	22
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements	-62
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Other Comprehensive Income (Loss)	261
Other Long-term Investments [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale Securities, Fair Value Disclosure	3,010	3,034
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale Securities, Fair Value Disclosure	1,971	0
Fair Value, Inputs, Level 3 [Member] | Other Long-term Investments [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$1,971	$0

Investments_Investments_Other_

Investments Investments, Other Investments (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Schedule of Cost-method Investments [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$375,090	$291,510
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	8,230	3,513
Fair Value of Limited Partnership Interest	2,710
Other Long-term Investments	3,010	3,034
DCR Mortgage Fund VI, L.P. [Member]
Schedule of Cost-method Investments [Line Items]
Payments to Acquire Limited Partnership Interests	750
Available-for-sale Securities, Amortized Cost Basis	750
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	185
Fair Value of Limited Partnership Interest	935
RCH Mortgage Fund VI, L.P. [Member]
Schedule of Cost-method Investments [Line Items]
Payments to Acquire Limited Partnership Interests	1,000
Available-for-sale Securities, Amortized Cost Basis	960
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	76
Fair Value of Limited Partnership Interest	1,036
Kayne Senior Credit Fund II, L.P. [Member]
Schedule of Cost-method Investments [Line Items]
Payments to Acquire Limited Partnership Interests	739
Available-for-sale Securities, Amortized Cost Basis	739
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	0
Fair Value of Limited Partnership Interest	739
Limited Partner [Member]
Schedule of Cost-method Investments [Line Items]
Payments to Acquire Limited Partnership Interests	2,489
Available-for-sale Securities, Amortized Cost Basis	2,449
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	261
Fair Value of Limited Partnership Interest	2,710
Certificates of Deposit [Member]
Schedule of Cost-method Investments [Line Items]
Payments to Acquire Restricted Certificates of Deposit	300
Available-for-sale Securities, Amortized Cost Basis	300
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	0
Certificates of Deposit, at Carrying Value	300
Other Long-term Investments [Member]
Schedule of Cost-method Investments [Line Items]
Cost Method Investments	2,789
Available-for-sale Securities, Amortized Cost Basis	2,749	3,034
Available-for-sale Securities, Gross Unrealized Gain, Accumulated in Investments	261	0
Other Long-term Investments	$3,010	$3,034

Acquisitions_Acquisitions_Narr

Acquisitions Acquisitions - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Ceded Premiums Earned	$135,845,000	$119,330,000	$104,286,000
Family Security Holdings (FSH) [Member]
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Ceded Premiums Earned	557,000
Labor and Related Expense	$751,000

Acquisitions_Acquisitions_Pro_

Acquisitions Acquisitions Pro Forma (Details) (Family Security Holdings (FSH) [Member], USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014
Family Security Holdings (FSH) [Member]
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Business Acquisition, Pro Forma Revenue	$289,842
Business Acquisition, Pro Forma Net Income (Loss)	$41,244
Business Acquisition, Pro Forma Earnings Per Share, Diluted	$2,010

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Earnings Per Share [Abstract]
Net Income (Loss) Attributable to Parent	$41,013	$20,342	$9,705
Net Income (Loss) Available to Common Stockholders, Basic	$41,013	$20,342	$9,705
Weighted-average shares-basic	19,933,652	16,100,882	10,607,751
Restricted stock award	112,255	82,216	47,773
Weighted-average shares-diluted	20,045,907	16,183,098	10,655,524
Earnings Per Share, Basic	$2.06	$1.26	$0.91
Earnings Per Share, Diluted	$2.05	$1.26	$0.91

Deferred_Acquisition_Costs_Def

Deferred Acquisition Costs Deferred Costs, Capitalized, Prepaid, and Other Assets (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Deferred Policy Acquisition Costs Disclosures [Abstract]
Deferred policy acquisition costs, beg. balance	$25,186,000	$16,978,000
Deferred Policy Acquisition Costs, Additions	71,853,000	56,950,000
Amortization	-65,114,000	-48,742,000
Deferred policy acquisition costs, end. balance	$31,925,000	$25,186,000

Property_and_equipment_Propert2

Property and equipment Property and equipment - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	acre
Property and Equipment [Abstract]
Significant Acquisitions and Disposals, Description	40000
Property, Plant, and Equipment, Additional Disclosures	2.3
Property Subject to or Available for Operating Lease, Net	1.5
Depreciation, Depletion and Amortization	$731,000	$697,000	$684,000

Property_and_equipment_Propert3

Property and equipment Property and equipment table (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$11,044	$4,698
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	-3,022	-2,290
Property, Plant and Equipment, Net	8,022	2,408
Land and Building [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	3,583	0
Computer Equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	6,001	3,433
Office Equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	1,319	1,124
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$141	$141

Reinsurance_Reinsurance_Narrat

Reinsurance Reinsurance - Narrative (Details) (USD $)	0 Months Ended	12 Months Ended			0 Months Ended
	Jun. 01, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Jan. 02, 2015
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
ISO Catastrophe Definition		$25,000,000
Reinsurance Retention Policy, Excess Retention, Amount Reinsured	1,105,200,000
Prepaid Reinsurance Premiums		63,827,000	55,268,000
Policyholder Benefits and Claims Incurred, Assumed and Ceded		2,667,000	2,521,000
Percentage of Flood Premiums Ceded		100.00%
Insurance Commissions and Fees, Flood Program		1,078,000	570,000	267,000
Increase (Decrease) in Ceded Losses and LAE Incurred		521,000
Maximum [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Excess Retention, Amount Reinsured	1,080,200,000
Unaffiliated Private Reinsurers [Member] | Maximum [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Aggregate Coverage for Covered Losses Under Reinsurance Contract	525,000,000
First Catastrophic Event [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Coverage, Percentage Placed	100.00%
Second Catastrophic Event [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Excess Retention, Amount Reinsured	15,000,000
Reinsurance Coverage, Percentage Placed	100.00%
Catastrophe [Member] | Florida Hurricane Catastrophe Fund [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance, Aggregate Value of Property Covered Under Contracts	555,200,000
Reinsurance, Losses Not Covered Prior to Coverage Beginning	230,800,000
Prepaid Reinsurance Premiums	38,594,000
Catastrophe [Member] | First Catastrophic Event [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Amount Retained	25,000,000
Catastrophe [Member] | Second Catastrophic Event [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Amount Retained	10,000,000
Catastrophe [Member] | Second Catastrophic Event [Member] | Unaffiliated Private Reinsurers [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Amount Retained	15,000,000
Prepaid Reinsurance Premiums	90,600,000
Subsequent Event [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Excess Retention, Amount Reinsured					3,000,000
Reinsurance Retention Policy, Amount Retained					1,000,000
Subsequent Event [Member] | Catastrophe [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Retention Policy, Excess Retention, Amount Reinsured					$25,000,000

Reinsurance_Ceded_Premiums_Ear

Reinsurance Ceded Premiums Earned by type (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ceded Premiums Earned by type [Line Items]
Ceded Premiums Written	($144,404,000)	($124,682,000)	($113,234,000)
Increase (Decrease) in Ceded Unearned Premiums	8,559,000	5,352,000	8,948,000
Ceded Premiums Earned	-135,845,000	-119,330,000	-104,286,000
Excess of Loss Product Line [Member]
Ceded Premiums Earned by type [Line Items]
Ceded Premiums Written	-125,638,000	-108,696,000	-100,549,000
Equipment and Identity Theft Product Line [Member]
Ceded Premiums Earned by type [Line Items]
Ceded Premiums Written	-4,370,000	-2,608,000	-1,540,000
Flood Product Line [Member]
Ceded Premiums Earned by type [Line Items]
Ceded Premiums Written	($14,396,000)	($13,378,000)	($11,145,000)

Reinsurance_Catastrophe_Losses

Reinsurance Catastrophe Losses (Details) (Catastrophe [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	catastrophic_event	catastrophic_event	catastrophic_event
Liability for Catastrophe Claims [Line Items]
Number of Catastrophic Events	3	3,000	3,000
Catastrophic Event, Incurred Losses and Loss Adjustment Expense	$829	$3,602	$3,666
Catastrophic Events, Impact on Combined Ratio	0.30%	1.80%	3.00%
Catastrophe Loss Size, Range 1 [Member]
Liability for Catastrophe Claims [Line Items]
Number of Catastrophic Events		1,000	2,000
Catastrophic Event, Incurred Losses and Loss Adjustment Expense		1,839	2,896
Catastrophic Events, Impact on Combined Ratio		0.90%	2.40%
Catastrophe Loss Size, Range 2 [Member]
Liability for Catastrophe Claims [Line Items]
Number of Catastrophic Events	3	2,000	1,000
Catastrophic Event, Incurred Losses and Loss Adjustment Expense	$829	$1,763	$770
Catastrophic Events, Impact on Combined Ratio	0.30%	0.90%	0.60%

Reinsurance_Recoverables_Detai

Reinsurance Recoverables (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Reinsurance Disclosures [Abstract]
Reinsurance Recoverables on Unpaid Losses	$1,252	$1,957
Reinsurance Recoverables on Paid Losses	816	469
Reinsurance recoverable on paid and unpaid losses	$2,068	$2,426

Reinsurance_Effects_of_Reinsur

Reinsurance Effects of Reinsurance on Premiums (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Insurance [Abstract]
Direct Premiums Written	$417,769	$339,765	$254,913
Assumed Premiums Written	18,984	41,587	-4
Ceded Premiums Written	-144,404	-124,682	-113,234
Premiums Written, Net	292,349	256,670	141,675
Increase (Decrease) in Direct Unearned Premiums	-38,995	-44,422	-28,743
Increase (Decrease) in Assumed Unearned Premiums	2,937	-20,222	88
Increase (Decrease) in Ceded Unearned Premiums	8,559	5,352	8,948
Increase (Decrease) in Unearned Premiums	-27,499	-59,292	-19,707
Direct Premiums Earned, Property and Casualty	378,774	295,343	226,170
Assumed Premiums Earned, Property and Casualty	21,921	21,365	84
Ceded Premiums Earned	-135,845	-119,330	-104,286
Premiums Earned, Net	264,850	197,378	121,968
Direct Losses and LAE Incurred	111,820	92,526	60,248
Assumed Losses and LAE Incurred	8,672	9,240	-335
Ceded Losses and LAE Incurred	-2,415	-2,936	-1,504
Net Losses and LAE Incurred	$118,077	$98,830	$58,409

Reinsurance_Effects_of_Reinsur1

Reinsurance Effects of Reinsurance on Losses (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Insurance [Abstract]
Net Direct Unpaid Losses and LAE	$49,734	$42,954	$34,503
Net Assumed Unpaid Losses and LAE	4,702	4,497	1,189
Liability for Unpaid Claims and Claims Adjustment Expense, Gross	54,436	47,451	35,692
Net Ceded Unpaid Losses and LAE	-1,252	-1,957	-1,935
Liability for Unpaid Claims and Claims Adjustment Expense, Net	53,184	45,494	33,757	30,282
Direct Unearned Premiums, Net	212,201	173,206	128,785
Assumed Unearned Premiums, Net	17,285	20,222	0
Unearned Premiums, Gross	229,486	193,428	128,785
Ceded Unearned Premiums, Net	-63,827	-55,268	-49,916
Unearned Premiums, Net	$165,659	$138,160	$78,869

Reserve_for_Unpaid_Losses_Sche

Reserve for Unpaid Losses Schedule Of Causes Of Increase Decrease In Liability For Unpaid Claims and Claims Adjustment Expense (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Reserves [Abstract]
Liability for Claims and Claims Adjustment Expense	$47,451	$35,692	$33,600
Reinsurance Recoverable on Unpaid Losses and LAE	1,957	1,935	3,318
Liability for Unpaid Claims and Claims Adjustment Expense, Net	45,494	33,757	30,282
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims Current Year	122,114	94,752	57,739
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims, Prior Years	-4,037	4,078	670
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims	118,077	98,830	58,409
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year	83,967	62,494	37,906
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years	26,420	24,599	17,028
Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid	110,387	87,093	54,934
Liability for Unpaid Claims and Claims Adjustment Expense, Net	53,184	45,494	33,757
Reinsurance Recoverable on Unpaid Losses and LAE	1,252	1,957	1,935
Liability for Claims and Claims Adjustment Expense	$54,436	$47,451	$35,692

LongTerm_Debt_LongTerm_Debt_Na

Long-Term Debt Long-Term Debt - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2012	Dec. 31, 2013
Debt Instrument [Line Items]
Notes payable	$13,529,000		$14,706,000
Statutory Accounting Practices, Statutory Capital and Surplus Required	31,933,000
Proceeds from Contributions from Parent	30,845,000	15,000,000
Debt Instrument, Basis Spread on Variable Rate	45000.00%
10-Year Constant Maturity Interest Rate	2.17%
Debt Instrument, Interest Rate, Increase (Decrease)	2500.00%
Florida State Board of Administration [Member]
Debt Instrument [Line Items]
Debt Instrument, Interest Rate, Stated Percentage	2.50%		2.64%
Debt instrument surplus definition	$20,000,000
Gross Writing Ratio [Member] | Florida State Board of Administration [Member]
Debt Instrument [Line Items]
Required ratio of written premims to surplus	6.00%
Actual ratio of written premiums to surplus	9.60%
Ratio of Written Premiums to Surplus Resulting in Increase in Interest Rate	4.50%
Net Writing Ratio [Member] | Florida State Board of Administration [Member]
Debt Instrument [Line Items]
Required ratio of written premims to surplus	2.00%
Actual ratio of written premiums to surplus	5.60%
Ratio of Written Premiums to Surplus Resulting in Increase in Interest Rate	1.50%

LongTerm_Debt_Fiscal_Year_Matu

Long-Term Debt, Fiscal Year Maturity (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Long-term Debt, Fiscal Year Maturity [Abstract]
2013	$1,177
2014	1,176
2015	1,177
2016	1,176
2017	1,177
Thereafter	7,646
Total debt	$13,529

Income_Taxes_Provision_for_Inc

Income Taxes Provision for Income Taxes (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Current Federal Tax Expense (Benefit)	$21,633	$11,413	$5,704
Deferred Federal Income Tax Expense (Benefit)	-996	1,026	-526
Federal Income Tax Expense (Benefit), Continuing Operations	20,637	12,439	5,178
Current State and Local Tax Expense (Benefit)	2,945	1,581	966
Deferred State and Local Income Tax Expense (Benefit)	-185	125	-135
State and Local Income Tax Expense (Benefit), Continuing Operations	2,760	1,706	831
Income Tax Expense (Benefit)	23,397	14,145	6,009
Deferred tax assets:
Deferred Tax Asset, Unearned Premiums	13,483	11,370
Deferred Tax Assets, Assessments	0	30
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Policyholder Liabilities	671	682
Deferred Tax Asset, Bad Debt Expense	13	11
Deferred Tax Asset, Other-than-temporary-impairment	56	56
Deferred Tax Assets, Other	651	873
Deferred Tax Assets, Gross	14,874	13,022
Deferred tax liabilities:
Deferred Tax Liability, Unrealized Gain	-2,526	-58
Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost	-12,128	-11,061
Deferred Tax Liabilities, Intangible Assets	-443	-294
Deferred Tax Liabilities, Other	-772	-1,317
Deferred Tax Liabilities, Gross	15,869	12,730
Deferred Tax Assets, Net	($995)	$292

Income_Taxes_Tax_Expense_Recon

Income Taxes Tax Expense Reconciliation (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount	$22,545	$12,070	$5,500
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	1,660	1,140	547
Effective Income Tax Rate Reconciliation, Deduction, Dividends, Amount	350	47	42
Effective Income Tax Rate Reconciliation, Tax Settlement, Other, Amount	0	-699	0
Effective Income Tax Rate Reconciliation, Other Reconciling Items, Amount	458	-283	-4
Income Tax Expense (Benefit)	$23,397	$14,145	$6,009

Income_Taxes_Schedule_of_Defer

Income Taxes Schedule of Deferred Tax Assets (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Income Tax Disclosure [Abstract]
Deferred Tax Asset, Unearned Premiums	$13,483	$11,370
Deferred Tax Assets, Assessments	0	30
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Policyholder Liabilities	671	682
Deferred Tax Asset, Bad Debt Expense	13	11
Deferred Tax Asset, Other-than-temporary-impairment	56	56
Deferred Tax Assets, Other	651	873
Deferred Tax Assets, Gross	14,874	13,022
Deferred Tax Liability, Unrealized Gain	2,526	58
Deferred Tax Liabilities, Deferred Expense, Deferred Policy Acquisition Cost	12,128	11,061
Deferred Tax Liabilities, Intangible Assets	443	294
Deferred Tax Liabilities, Other	772	1,317
Deferred Tax Liabilities, Gross	15,869	12,730
Deferred Tax Assets, Net	($995)	$292

Statutory_Accounting_and_Regul2

Statutory Accounting and Regulation Statutory Accounting and Regulation - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Rate
Statutory Accounting Practices [Line Items]
Assessments Expensed	$72,000	$31,000	$1,646,000
Assessments levied, for Citizens	1.00%
Assessments levied, for FHCF	1.30%
Statutory Accounting Practices, Statutory Capital and Surplus Required	31,933,000
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	126,249,000	78,362,000
Capital to Risk Weighted Assets	59700.00%
UPC, Subsidiary [Member]
Statutory Accounting Practices [Line Items]
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	126,249,000
Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries	111,529,000
UPC, Subsidiary [Member] | Florida [Member]
Statutory Accounting Practices [Line Items]
Statutory Accounting Practices, Statutory Capital and Surplus Required, Percent of Total Liabilities	10.00%
UPC Re, Subsidiary [Member] [Member]
Statutory Accounting Practices [Line Items]
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	19,048,000
Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries	100,000
Minimum [Member] | UPC, Subsidiary [Member] | Florida [Member]
Statutory Accounting Practices [Line Items]
Statutory Accounting Practices, Statutory Capital and Surplus Required	5,000,000
Minimum [Member] | UPC Re, Subsidiary [Member] [Member] | Cayman Islands [Member]
Statutory Accounting Practices [Line Items]
Statutory Accounting Practices, Statutory Capital and Surplus Required	$100,000

Statutory_Accounting_Practices

Statutory Accounting Practices Disclosure - Assessments (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Expected Recoveries of Assessments [Roll Forward]
Expected Recoveries of Assessments 1	$0	$7	$1,646	$10
Assessments Expensed	72	31	1,646
Assessments Recovered	-2	-1,528	0
Assessments Not Recoverable 1	$77	$142	$10

Statutory_Accounting_and_Regul3

Statutory Accounting and Regulation Statutory Accounting Practices Disclosure - Net Income (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statutory Accounting Practices [Line Items]
Net Income (Loss) Attributable to Parent	$41,013	$20,342	$9,705
Net Income (Loss) Available to Common Stockholders, Basic	41,013	20,342	9,705
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Commissions	-12,258	2,281	10,438
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Deferred Income Taxes	64	-3,992	-4,262
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Deferred Policy Acquisition Costs	-788	-868	-688
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Allowance for Doubtful Accounts	5	5	-53
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Assessments	-78	-1,567	1,636
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Prepaid Expenses	-136	22	131
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Premium Deficiency Reserve	0	0	-302
Statutory Accounting Practices, GAAP TO Statutory, Increase (Decrease) Due to Operations of Non-Statutory Subsidiaries	-14,915	-9,023	-10,696
Statutory Accounting Practices, Statutory Net Income Amount	$12,907	$7,200	$5,909

Statutory_Accounting_and_Regul4

Statutory Accounting and Regulation Statutory Accounting and Regulation - Equity (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Statement of Financial Position [Abstract]
Stockholders' Equity Attributable to Parent	$203,763	$107,587
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Deferred Policy Acquisition Costs	-4,069	-3,281
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Deferred Income Taxes	-668	-4,861
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Investments	-596	1,478
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Non-admitted Assets	-274	-247
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Surplus Debentures	13,529	14,706
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Provision for Reinsurance	-566	-341
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Non-statutory Subsidiaries	-85,250	-49,531
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Commissions	538	12,796
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Assessments	0	79
Statutory Accounting Practices, GAAP to Statutory, Equity Increase (Decrease) Due to Prepaid Expenses	-158	-23
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	$126,249	$78,362

Leases_Narrative_Details

Leases - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Leases [Abstract]
Operating Leases, Rent Expense, Net	$783,000	$698,000	$560,000

Leases_Schedule_of_Future_Mini

Leases Schedule of Future Minimum Rental Payments for Operating Leases (Details) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Leases [Abstract]
Operating Leases, Future Minimum Payments Receivable, Current	$948
Operating Leases, Future Minimum Payments Receivable, in Two Years	113
Operating Leases, Future Minimum Payments Receivable, in Three Years	63
Operating Leases, Future Minimum Payments Receivable, in Four Years	2
Operating Leases, Future Minimum Payments Receivable, in Five Years	$1

Related_Party_Transactions_Nar

Related Party Transactions - Narrative (Details) (USD $)	Dec. 31, 2013
Related Party Transactions [Abstract]
Due to Related Parties	$480,000

Employee_Benefit_Plan_Employee

Employee Benefit Plan Employee Benefit Plan - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Rate
Employee Benefit Plan [Abstract]
Defined Contribution Plan, Employer Matching Contribution, Percent	100.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	5.00%
Defined Contribution Plan, Cost Recognized	$267,000	$180,000	$111,000

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Accumulated Other Comprehensive Income and (Loss), Pre-Tax Amount, Beginning of period	$150	$4,254	$3,812	$6,537
Change in net unrealized gain (loss) on investments, Pre-Tax Amount	6,367	-4,233	2,602
Reclassification adjustment for realized losses, Pre-Tax Amount	20	129	-2,160
Deferred Tax Liabilities, Other Comprehensive Income		-1,641	-1,471	-2,526
Accumulated Other Comprehensive Income (Loss), Tax (Expense) Benefit		58
Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax	-2,460	1,633	-1,004
Reclassification adjustment for realized losses, Tax (Expense) Benefit	-8	-50	834
Accumulated Other Comprehensive Income (Loss), Net-of-Tax Amount, Beginning of period	92	2,613	2,341	4,011
Change in net unrealized gain (loss) on investments, Net-of-Tax Amount	3,907	-2,600	1,598
Reclassification adjustment for realized losses, Net-of-Tax Amount	$12	$79	($1,326)

Stockholders_Equity_Narrative_

Stockholders' Equity - Narrative (Details) (USD $)	0 Months Ended																							3 Months Ended			12 Months Ended
	Nov. 28, 2014	Nov. 05, 2014	Aug. 22, 2014	Jul. 31, 2014	23-May-14	1-May-14	Mar. 21, 2014	Mar. 05, 2014	Feb. 24, 2014	Dec. 13, 2013	Nov. 05, 2013	Sep. 13, 2013	Aug. 06, 2013	Jun. 14, 2013	7-May-13	Mar. 27, 2013	Mar. 06, 2013	Jan. 11, 2013	Dec. 18, 2012	Dec. 14, 2012	Jul. 20, 2012	Apr. 05, 2012	Mar. 14, 2012	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Class of Stock [Line Items]
Common Stock, Dividends, Per Share, Declared		$0.04		$0.04		$0.04			$0.04		$0.03		$0.03		$0.03		$0.03		$0.03				$0.05		$0	$0	$0.16	$0.12	$0.08
Dividends, Common Stock, Cash	$832,000		$834,000		$834,000		$836,000			$486,000		$486,000		$486,000		$486,000						$518,000		$464,000	$0	$0	$3,336,000	$1,944,000	$982,000
Common stock, par value																					$0.00						$0.00	$0.00
Preferred Stock, Par or Stated Value Per Share																											$0.00	$0.00
Preferred stock, authorized shares																											1,000,000	1,000,000
Stock Issued During Period, Shares, New Issues								4,600,000										750,000		5,000,000
Proceeds from Issuance of Common Stock								54,041,000										3,591,000		23,947,000							54,041,000	3,591,000	23,947,000
Additional Shares, sold in public offering, by stockholders																				300,075
Dividends																					$1
Blank Check Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock, authorized shares																											875,000
Series A Junior Participating Preferred Stock [Member]
Class of Stock [Line Items]
Preferred Stock, Par or Stated Value Per Share																					$0.00
Class of Warrant or Right, Exercise Price of Warrants or Rights																					27

Stockholders_Equity_Stockholde1

Stockholders' Equity Stockholders' Equity Dividends (Details) (USD $)	0 Months Ended																			3 Months Ended			12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Nov. 28, 2014	Nov. 05, 2014	Aug. 22, 2014	Jul. 31, 2014	23-May-14	1-May-14	Mar. 21, 2014	Feb. 24, 2014	Dec. 13, 2013	Nov. 05, 2013	Sep. 13, 2013	Aug. 06, 2013	Jun. 14, 2013	7-May-13	Mar. 27, 2013	Mar. 06, 2013	Dec. 18, 2012	Apr. 05, 2012	Mar. 14, 2012	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Equity [Abstract]
Common Stock, Dividends, Per Share, Declared		$0.04		$0.04		$0.04		$0.04		$0.03		$0.03		$0.03		$0.03	$0.03		$0.05		$0	$0	$0.16	$0.12	$0.08
Dividends, Common Stock, Cash	$832		$834		$834		$836		$486		$486		$486		$486			$518		$464	$0	$0	$3,336	$1,944	$982

Stock_Based_Compensation_Narra

Stock Based Compensation - Narrative (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$619,000
Allocated Share-based Compensation Expense	280,000	133,000	55,000
Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	477,000
Allocated Share-based Compensation Expense	$371,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	103,156	10,476	86,990
Weighted average grant date fair value, Granted	$13.86	$7.64

StockBased_Compensation_Detail

Stock-Based Compensation (Details) (Restricted Stock [Member], USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Shares outstanding, Beginning balance	80,068	86,990	0
Shares granted	103,156	10,476	86,990
Shares vested	21,784	17,398
Shares outstanding, Ending balance	153,383	80,068	86,990
Weighted average grant date fair value, Beginning of period	$5.56	$5.25	$0
Weighted average grant date fair value, Granted	$13.86	$7.64
Weighted average grant date fair value, Vested	$6.40	$5.25
Weighted average grant date fair value, End of period	$10.91	$5.56	$5.25

Subsequent_Events_Narrative_De

Subsequent Events - Narrative (Details) (USD $)

0 Months Ended

3 Months Ended

12 Months Ended

0 Months Ended

Nov. 05, 2014

Jul. 31, 2014

1-May-14

Feb. 24, 2014

Nov. 05, 2013

Aug. 06, 2013

7-May-13

Mar. 06, 2013

Dec. 18, 2012

Mar. 14, 2012

Sep. 30, 2012

Jun. 30, 2012

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2012

Feb. 05, 2015

Feb. 03, 2015

Sep. 30, 2013

Jan. 09, 2015

Policies

Subsequent Event [Line Items]

Common Stock, Dividends, Per Share, Declared

$0.04

$0.04

$0.04

$0.04

$0.03

$0.03

$0.03

$0.03

$0.03

$0.05

$0

$0

$0.16

$0.12

$0.08

Assumed Unearned Premiums, Net

$17,285,000

$20,222,000

$0

Registration Payment Arrangement, Maximum Potential Consideration

25,000,000

Subsequent Event [Member]

Subsequent Event [Line Items]

Common Stock, Dividends, Per Share, Declared

$0.05

Payments to Acquire Businesses, Gross

9,000,000

Business Acquisition, Equity Interest Issued or Issuable, Number of Shares

503,883

Business Combination, Contingent Consideration Arrangements, Basis for Amount

0.03

Policies Assumed from Citizens

30

Assumed Unearned Premiums, Net

1,200,000

Registration Payment Arrangement, Maximum Potential Consideration

50,000,000

Registration Payment Arrangement, Arrangement [Domain]

Subsequent Event [Line Items]

Registration Payment Arrangement, Maximum Potential Consideration

$75,000,000

Schedule_I_Summary_of_Investme1

Schedule I - Summary of Investments Schedule I (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	$350,063	$274,651
Available-for-sale Equity Securities, Amortized Cost Basis	22,278	13,825
Available-for-sale Securities, Amortized Cost Basis	375,090	291,510
Available-for-sale Securities, Debt Securities	352,630	273,024
Available-for-sale Securities, Equity Securities	25,987	15,602
Other Long-term Investments	3,010	3,034
Investments	381,627	291,660
US Government and Government Agencies and Authorities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	134,601	98,621
Available-for-sale Securities, Debt Securities	134,434	97,480
Foreign Government Debt Securities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	3,275	3,287
Available-for-sale Securities, Debt Securities	3,354	3,227
US States and Political Subdivisions Debt Securities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	90,262	45,556
Available-for-sale Securities, Debt Securities	91,911	45,777
Public Utility, Bonds [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	9,044	9,103
Available-for-sale Securities, Debt Securities	9,222	9,133
All Other Corporate Bonds [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	111,787	118,084
Available-for-sale Securities, Debt Securities	112,616	117,407
Redeemable Preferred Stock [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	1,094
Available-for-sale Securities, Debt Securities	1,093
Debt Securities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	350,063
Fixed Maturities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Debt Securities, Amortized Cost Basis	350,063	274,651
Available-for-sale Securities, Debt Securities	352,630	273,024
Public Utility, Equities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	1,222	804
Available-for-sale Securities, Equity Securities	1,433	807
Common Stock [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	19,560	12,749
Available-for-sale Securities, Equity Securities	23,048	14,546
Nonredeemable Preferred Stock [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	1,496	272
Available-for-sale Securities, Equity Securities	1,506	249
Equity Securities [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Equity Securities, Amortized Cost Basis	22,278	13,825
Available-for-sale Securities, Equity Securities	25,987	15,602
Other Long-term Investments [Member]
Summary of Investments, Other than Investments in Related Parties, Reportable Data [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,749	3,034
Other Long-term Investments	$3,010	$3,034

Schedule_II_Condensed_Financia2

Schedule II - Condensed Financial Information Schedule II Balance Sheet (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	$61,391,000	$34,888,000	$71,205,000	$41,639,000
Property, Plant and Equipment, Net	8,022,000	2,408,000
Other Assets	1,701,000	1,566,000
Total Assets	584,169,000	441,230,000
Due to Related Parties		480,000
Other Liabilities	37,701,000	38,575,000
Total Liabilities	380,406,000	333,643,000
Common Stock, Value, Issued	2,000	2,000
Additional Paid in Capital	82,380,000	27,800,000
Treasury Stock, Value	-431,000	-431,000
Accumulated other comprehensive income	4,011,000	92,000	2,613,000	2,341,000
Retained Earnings (Accumulated Deficit)	117,801,000	80,124,000
Stockholders' Equity Attributable to Parent	203,763,000	107,587,000
Liabilities and Equity	584,169,000	441,230,000
Parent Company [Member]
Condensed Balance Sheet Statements, Captions [Line Items]
Cash and cash equivalents	4,097,000	8,000	8,000	8,000
Investments in and Advance to Affiliates, Subsidiaries, Associates, and Joint Ventures	201,584,000	161,057,000
Property, Plant and Equipment, Net	3,583,000	0
Other Assets	651,000	59,000
Total Assets	209,915,000	161,124,000
Due to Related Parties	6,100,000	53,133,000
Other Liabilities	52,000	404,000
Total Liabilities	6,152,000	53,537,000
Common Stock, Value, Issued	2,000	2,000
Additional Paid in Capital	82,380,000	27,800,000
Treasury Stock, Value	-431,000	-431,000
Accumulated other comprehensive income	4,011,000	92,000
Retained Earnings (Accumulated Deficit)	117,801,000	80,124,000
Stockholders' Equity Attributable to Parent	203,763,000	107,587,000
Liabilities and Equity	$209,915,000	$161,124,000

Schedule_II_Condensed_Financia3

Schedule II - Condensed Financial Information Schedule II Income Statement (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Condensed Income Statements, Captions [Line Items]
Total revenue	$280,230	$208,080	$131,234
Operating Expenses	11,746	9,222	8,630
General and Administrative Expense	20,007	14,552	11,734
Interest Expense	410	367	355
Costs and Expenses	-215,897	-173,594	-116,005
Operating Income (Loss)	64,333	34,486	15,229
Other Nonoperating Income (Expense)	77	1	485
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest	-64,410	-34,487	-15,714
Income Tax Expense (Benefit)	23,397	14,145	6,009
Net income	41,013	20,342	9,705
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Income (Loss) from Subsidiaries, Net of Tax	40,108	20,786	9,827
Total revenue	40,108	20,786	9,827
Operating Expenses	86	42	88
General and Administrative Expense	130	120	108
Interest Expense	0	1	0
Costs and Expenses	-216	-163	-196
Operating Income (Loss)	39,892	20,623	9,631
Other Nonoperating Income (Expense)	61	0	0
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest	-39,953	-20,623	-9,631
Income Tax Expense (Benefit)	-1,060	281	-74
Net income	$41,013	$20,342	$9,705

Schedule_II_Condensed_Financia4

Schedule II - Condensed Financial Information Schedule II Statement of Cash Flows (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Condensed Cash Flow Statements, Captions [Line Items]
Net Income (Loss) Attributable to Parent	$41,013,000	$20,342,000	$9,705,000
Increase (Decrease) in Deferred Income Taxes	1,181,000	-1,150,000	661,000
Share-based Compensation	649,000	133,000	55,000
Increase (Decrease) in Other Operating Assets	1,493,000	-28,000	-2,238,000
Increase (Decrease) in Other Operating Liabilities	-507,000	19,769,000	1,978,000
Net Cash Provided by (Used in) Operating Activities	68,918,000	109,766,000	35,515,000
Payments to Acquire Property, Plant, and Equipment	-6,346,000	-1,867,000	-452,000
Net Cash Provided by (Used in) Investing Activities	-91,466,000	-146,154,000	-27,097,000
Payments Related to Tax Withholding for Share-based Compensation	110,000	0	0
Payments of Dividends	3,336,000	1,944,000	982,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000	23,947,000
Net Cash Provided by (Used in) Financing Activities	49,051,000	71,000	21,148,000
Cash and Cash Equivalents, Period Increase (Decrease)	26,503,000	-36,317,000	29,566,000
Cash and Cash Equivalents, at Carrying Value	61,391,000	34,888,000	71,205,000
Parent Company [Member]
Condensed Cash Flow Statements, Captions [Line Items]
Net Income (Loss) Attributable to Parent	41,013,000	20,342,000	9,705,000
Increase (Decrease) in Deferred Income Taxes	44,000	49,000	54,000
Share-based Compensation	649,000	133,000	55,000
Increase (Decrease) in Other Operating Assets	548,000	-58,000	-60,000
Increase (Decrease) in Notes Payable, Related Parties	-47,033,000	-1,687,000	-5,931,000
Increase (Decrease) in Other Operating Liabilities	-352,000	341,000	26,000
Net Cash Provided by (Used in) Operating Activities	-6,315,000	19,138,000	3,861,000
Payments to Acquire Interest in Subsidiaries and Affiliates	-36,608,000	-20,785,000	-26,826,000
Payments to Acquire Property, Plant, and Equipment	-3,583,000	0	0
Net Cash Provided by (Used in) Investing Activities	-40,191,000	-20,785,000	-26,826,000
Payments Related to Tax Withholding for Share-based Compensation	110,000	0	0
Payments of Dividends	3,336,000	1,944,000	982,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000	23,947,000
Net Cash Provided by (Used in) Financing Activities	50,595,000	1,647,000	22,965,000
Cash and Cash Equivalents, Period Increase (Decrease)	4,089,000	0	0
Cash and Cash Equivalents, at Carrying Value	$4,097,000	$8,000	$8,000

Schedule_IV_Reinsurance_Schedu

Schedule IV - Reinsurance Schedule IV (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]
Direct Premiums Written	$417,769	$339,765	$254,913
Ceded Premiums Written	144,404	124,682	113,234
Assumed Premiums Written	18,984	41,587	-4
Premiums Written, Net	$292,349	$256,670	$141,675
premiums assumed as percentage of net premiums	6.49%	16.20%	0.00%

Schedule_V_Valuation_and_Quali1

Schedule V - Valuation and Qualifying Accounts Schedule V (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Valuation and Qualifying Accounts Disclosure [Line Items]
Uncollectible Premium Liability, Beg. Balance	$29	$24	$77
Charged to Costs and Expenses	42	21	16
Deductions	-37	-16	-69
Uncollectible Premium Liability, End. Balance	$34	$29	$24