First Financial Northwest (FFNW) 10-K 13 Mar 24 2023 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2023	Mar. 08, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-33652
Entity Registrant Name	FIRST FINANCIAL NORTHWEST, INC.
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	26-0610707
Entity Address, Address Line One	201 Wells Avenue South
Entity Address, City or Town	Renton
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98057
City Area Code	(425)
Local Phone Number	255-4400
Title of 12(b) Security	Common Stock, $0.01 par value per share
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 91,090,732
Entity Common Stock, Shares Outstanding		9,174,425
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE Portions of the registrant’s definitive proxy statement for the Annual Meeting of Shareholders to be held in May 2024 (the “Proxy Statement”), are incorporated by reference into Part III of this Annual Report on Form 10-K where indicated. The Proxy Statement will be filed with the U.S. Securities and Exchange Commission within 120 days after the end of the fiscal year to which this report relates.
Amendment Flag	false
Entity Central Index Key	0001401564
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2023
Audit Information [Abstract]
Auditor Location	Everett, Washington
Auditor Name	Moss Adams LLP
Auditor Firm ID	659

FIRST FINANCIAL NORTHWEST, INC.

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash on hand and in banks	$ 8,391	$ 7,722
Interest-earning deposits with banks	22,138	16,598
Fair Value	207,915	217,778
Investments held-to-maturity, at amortized cost	2,456	2,444
Loans receivable, net of allowance of $15,306 and $15,227	1,175,925	1,167,083
Federal Home Loan Bank (“FHLB”) stock, at cost	6,527	7,512
Accrued interest receivable	7,359	6,513
Deferred tax assets, net	2,648	2,597
Premises and equipment, net	19,667	21,192
Bank owned life insurance (“BOLI”)	37,653	36,286
Prepaid expenses and other assets	10,478	12,479
Right of use asset (“ROU”), net	2,617	3,275
Goodwill	889	889
Core deposit intangible, net	419	548
Total assets	1,505,082	1,502,916
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits	100,899	119,944
Interest-bearing deposits	1,093,208	1,050,096
Total deposits	1,194,107	1,170,040
FHLB advances	125,000	145,000
Advance payments from borrowers for taxes and insurance	2,952	3,051
Lease liability, net	2,806	3,454
Accrued interest payable	2,739	328
Other liabilities	15,818	20,683
Total liabilities	1,343,422	1,342,556
Stockholders’ Equity
Preferred stock, $0.01 par value; authorized 10,000,000 shares, no shares issued or outstanding	0	0
Common stock, $0.01 par value; authorized 90,000,000 shares; issued and outstanding 9,179,510 shares at December 31, 2023, and 9,127,595 shares at December 31, 2022	92	91
Additional paid-in capital	73,035	72,424
Retained earnings, substantially restricted	96,206	95,059
Accumulated other comprehensive loss, net of tax	(7,673)	(7,214)
Total stockholders’ equity	161,660	160,360
Total liabilities and stockholders’ equity	$ 1,505,082	$ 1,502,916

FIRST FINANCIAL NORTHWEST, IN_2

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Loans receivable, allowance	$ 15,306	$ 15,227
Stockholders’ Equity
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	10,000,000	10,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, shares issued (in shares)	9,179,510	9,127,595
Common stock, shares outstanding (in shares)	9,179,510	9,127,595

FIRST FINANCIAL NORTHWEST, IN_3

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED INCOME STATEMENTS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Interest income
Loans, including fees	$ 66,938	$ 52,935
Investments	8,474	5,603
Interest-earning deposits	2,261	386
Dividends on FHLB stock	485	318
Total interest income	78,158	59,242
Interest expense
Deposits	34,407	8,955
FHLB advances and other borrowings	3,208	1,934
Total interest expense	37,615	10,889
Net interest income	40,543	48,353
Recapture of provision for credit losses	(208)	(434)
Net interest income after recapture of provision for credit losses	40,751	48,787
Noninterest income
Net gain on sale of investments	0	27
BOLI income	1,081	1,004
Wealth management revenue, net	253	312
Deposit related fees	956	936
Loan related fees	275	919
Other	208	49
Total noninterest income	2,773	3,247
Noninterest expense
Salaries and employee benefits	20,366	21,133
Occupancy and equipment	4,748	4,776
Professional fees	2,288	2,339
Data processing	2,857	2,678
Regulatory assessments	763	403
Insurance and bond premiums	468	464
Marketing	343	303
Other general and administrative	3,833	3,529
Total noninterest expense	35,666	35,625
Income before provision for federal income taxes	7,858	16,409
Federal income tax provision	1,553	3,169
Net income	$ 6,305	$ 13,240
Basic earnings (loss) per share (usd per share)	$ 0.69	$ 1.47
Diluted earnings (loss) per share (usd per share)	$ 0.69	$ 1.45
Basic weighted average number of common shares outstanding (in shares)	9,126,209	9,006,369
Diluted weighted average number of common shares outstanding (in shares)	9,152,617	9,102,283

FIRST FINANCIAL NORTHWEST, IN_4

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 6,305	$ 13,240
Unrealized holding gains (losses) on available-for-sale securities	2,340	(18,319)
Tax effect	(492)	3,847
Reclassification adjustment for net gains realized in income	0	27
Tax effect	0	6
(Losses) gains on cash flow hedges	(2,920)	8,994
Tax effect	613	(1,889)
Other comprehensive loss, net of tax	(459)	(7,388)
Total comprehensive income	$ 5,846	$ 5,852

FIRST FINANCIAL NORTHWEST, IN_5

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common  Stock	Additional  Paid-in Capital	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Income (loss), net of tax	Unearned Employee Stock Ownership Plan (“ESOP”)
Balances at beginning of period - shares at Dec. 31, 2021			9,125,759
Balances at beginning of period - amount at Dec. 31, 2021	$ 157,879		$ 91	$ 72,298	$ 86,162		$ 174	$ (846)
Increase (Decrease) in Stockholders' Equity
Net income	13,240				13,240
Other comprehensive loss, net of tax	$ (7,388)						(7,388)
Exercise of stock options - shares	54,481
Exercise of stock options - amount	$ (454)		$ (1)	(455)
Issuance of common stock - restricted stock awards, net (in shares)			45,544
Issuance of common stock - restricted stock awards, net	0		$ 0
Stock compensation expense	770			770
Allocation of ESOP shares	1,372			526				846
Repurchase and retirement of common stock (shares)			(84,981)
Repurchase and retirement of common stock	1,398		$ 1	1,399
Canceled common stock - restricted stock awards			(13,208)
Canceled common stock - restricted stock awards	(226)			(226)
Cash dividends declared and paid	$ (4,343)				(4,343)
Balances at end of period - shares at Dec. 31, 2022	9,127,595		9,127,595
Balances at end of period - amount at Dec. 31, 2022	$ 160,360	$ 0	$ 91	72,424	95,059		(7,214)	0
Increase (Decrease) in Stockholders' Equity
Net income	6,305				6,305
Other comprehensive loss, net of tax	(459)						(459)
Exercise of stock options - shares			95,019
Exercise of stock options - amount	(1,023)		$ 0	(1,023)
Issuance of common stock - restricted stock awards, net (in shares)			40,618
Issuance of common stock - restricted stock awards, net	1		$ 1	0
Stock compensation expense	605			605
Canceled common stock - restricted stock awards			(83,722)
Canceled common stock - restricted stock awards	(1,017)			(1,017)
Cash dividends declared and paid	$ (4,763)				(4,763)
Balances at end of period - shares at Dec. 31, 2023	9,179,510		9,179,510
Balances at end of period - amount at Dec. 31, 2023	$ 161,660	$ (395)	$ 92	$ 73,035	$ 96,206	$ (395)	$ (7,673)	$ 0

FIRST FINANCIAL NORTHWEST, IN_6

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED STATEMETNS OF STOCKHOLDERS' EQUITY (PARENTHETICALS)	12 Months Ended
	Dec. 31, 2022 $ / shares shares
Statement of Stockholders' Equity [Abstract]
Allocated shares (in shares) | shares	84,640
Cash dividend declared and paid per share (usd per share) | $ / shares	$ 0.48

FIRST FINANCIAL NORTHWEST, IN_7

FIRST FINANCIAL NORTHWEST, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 6,305	$ 13,240
Adjustments to reconcile net income to net cash provided by operating activities
Recapture of provision for credit losses	(208)	(434)
Net amortization of premiums and discounts on investments	534	720
Gain on sale of investments available-for-sale	0	(27)
Depreciation of premises and equipment	2,028	2,153
Loss on disposal of premises and equipment	4	1
Deferred federal income taxes	175	217
Allocation of ESOP shares	0	1,372
Stock compensation expense	605	770
BOLI income	(1,081)	(1,004)
Annuity income	(12)	(10)
Changes in operating assets and liabilities:
(Increase) decrease in prepaid expenses and other assets	(790)	279
Decrease in lease ROU asset	766	739
(Decrease) increase in advance payments from borrowers for taxes and insurance	(99)	142
Increase in accrued interest receivable	(846)	(1,228)
Decrease in lease liability	(756)	(719)
Increase in accrued interest payable	2,411	216
(Decrease) increase in other liabilities	(4,865)	11,565
Net cash provided by operating activities	4,171	27,992
Cash flows from investing activities:
Proceeds from sales and call of investments	0	11,089
Principal repayments on investments	11,669	16,729
Purchases of investments available-for-sale	0	(95,687)
Net increase in loans receivable	(9,134)	(63,222)
Purchases of premises and equipment	(507)	(906)
Sale (purchase) of FHLB stock	985	(2,047)
Purchase of BOLI	(286)	(72)
Net cash provided (used) by investing activities	2,727	(134,116)
Cash flows from financing activities:
Net increase in deposits	24,067	12,566
Advances from the FHLB	189,000	196,000
Repayments of advances from the FHLB	(209,000)	(146,000)
Proceeds from stock options exercises	1,023	454
Net share settlement of stock awards	(1,016)	(226)
Repurchase and retirement of common stock	0	(1,398)
Dividends paid	(4,763)	(4,343)
Net cash (used) provided by financing activities	(689)	57,053
Cash and cash equivalents:
Net increase (decrease) in cash and cash equivalents	6,209	(49,071)
Cash and cash equivalents at beginning of year	24,320	73,391
Cash and cash equivalents at end of year	30,529	24,320
Cash paid during the period for:
Interest	35,204	10,673
Federal income taxes	1,900	2,485
Noncash transactions:
Unrealized gain (loss) arising during the year on investments available-for-sale	2,340	(18,346)
Unrealized (loss) gain arising during the year on cash flow hedge	(2,920)	8,994
Initial recognition of ROU asset for new leases	108	368
Initial recognition of lease liability for new leases	108	368
Total stockholders’ equity	$ (161,660)	$ (160,360)

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations and Principles of Consolidation First Financial Northwest, Inc. (“First Financial Northwest”), a Washington corporation, was formed on June 1, 2007 for the purpose of becoming the holding company for First Financial Northwest Bank (the “Bank”) in connection with the conversion from a mutual holding company structure to a stock holding company structure completed on October 9, 2007. First Financial Northwest’s business activities generally are limited to passive investment activities and oversight of its investment in the Bank. Accordingly, the information presented in the consolidated financial statements and related data, relates primarily to the Bank. First Financial Northwest converted from a savings and loan holding company to a bank holding company in 2015 and is subject to regulation by the Board of Governors of the Federal Reserve of the Federal Reserve System ((the “Federal Reserve Board” or “Federal Reserve”) through the Federal Reserve Bank of San Francisco (the “FRB”). The Bank is regulated by the Federal Deposit Insurance Corporation (the “FDIC”) and the Washington State Department of Financial Institutions (the “DFI”). The Bank was organized in 1923 as a Washington state-chartered savings and loan association, converted to a federal mutual savings and loan association in 1935, and converted to a Washington state-chartered mutual savings bank in 1992. In 2002, the Bank reorganized into a two-tier mutual holding company structure, became a stock savings bank and became the wholly-owned subsidiary of First Financial of Renton, Inc. In connection with the mutual to stock conversion in 2007, the Bank changed its name to First Savings Bank Northwest. In August 2015, the Bank changed its name to First Financial Northwest Bank to support the expansion of focus to being more than a traditional “savings” bank. In February 2016, the Bank changed its charter from a Washington chartered stock savings bank to a Washington chartered commercial bank. The Bank is a community-based commercial bank primarily serving King and Snohomish Counties, and to a lesser extent, Pierce and Kitsap Counties, Washington. In King County, the headquarters and full-service banking office, as well as one branch office, are located in Renton. Additional King County branch offices are located in Bellevue, Woodinville, Bothell, Kent, Kirkland and Issaquah. In S nohomish County, five branch offices serve Mill Creek, Edmonds, Clearview, Smokey Point, and Lake Stevens. In Pierce County, two branch offices serve Gig Harbor and University Place. The Bank’s business consists of attracting deposits from the public and utilizing these deposits to originate one-to-four family residential, multifamily, commercial real estate, construction/land, business and consumer loans. The accompanying consolidated financial statements include the accounts of First Financial Northwest and its wholly‑owned subsidiaries First Financial Northwest Bank and First Financial Diversified Corporation (collectively, “the Company”). All significant intercompany balances and transactions between First Financial Northwest and its subsidiaries have been eliminated in consolidation. Basis of Presentation and Use of Estimates The accounting and reporting policies of the Company conform to U.S. generally accepted accounting principles (“GAAP”). In preparing the consolidated financial statements, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided. Actual results could differ from these estimates. Material estimates particularly subject to change include the allowance for credit losses (“ACL”). Subsequent Events On January 10, 2024, the Bank entered into a definitive agreement in which Global Credit Union will acquire the Bank. The transaction is structured as a purchase and assumption agreement with Global purchasing substantially all assets and assuming substantially all liabilities of the Bank for the all-cash consideration of $231.2 million, subject to certain adjustments, and subject to receiving all regulatory approvals, approval by the shareholders of the Company, and other customary closing conditions. On February 12, 2024, the Company declared a quarterly dividend to common shareholders of $0.13 per share, to be paid on March 28, 2024, to shareholders of record as of March 15, 2024. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand and in banks, interest-bearing deposits and federal funds sold all with maturities of three months or less. The Company is required to maintain an average reserve balance with the FRB or maintain such reserve balance in the form of cash. Effective March 26, 2020 the Federal Reserve lowered the reserve ratios on transaction accounts maintained at a depository institution to zero percent. There was no required reserve balance at December 31, 2023 and 2022. Investments Investments in debt securities are classified into one of three categories: (1) held-to-maturity, (2) available-for-sale, or (3) trading. At December 31, 2023 and 2022, we had held-to-maturity and available-for-sale, but no trading securities. Investments are categorized as held-to-maturity when we have the positive intent and ability to hold them to maturity. Held-to-maturity investments are reported at amortized cost. Investments are classified as available-for-sale if the Company intends to hold the securities for an indefinite period of time, but not necessarily to maturity. Investments available-for-sale are reported at fair value. Unrealized holding gains and losses on investments available-for-sale are excluded from earnings and are reported in other comprehensive income (loss), net of applicable taxes. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Amortization or accretion of purchase premiums and discounts are included in investment income using the level-yield method over the remaining period to contractual maturity. Dividend or interest income is recognized when it is earned. The estimated fair value of investments is based on quoted market prices for investments traded in active markets or dealer quotes. Mortgage-backed investments represent participation interest in pools of first mortgage loans originated and serviced by the issuers of the investments. Management makes an assessment to determine whether there have been any events or economic circumstances to indicate that a security has incurred a credit-related loss. Management considers many factors including recent events specific to the issuer or industry, and for debt securities, external credit ratings and recent downgrades. For debt securities, if management intends to sell the security or it is likely that management will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings. If management does not intend to sell the security and it is not likely that management will be required to sell the security but management does not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings. The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected, limited to the amount that the security’s fair value is less than its amortized cost basis. The remaining impairment related to all other factors, the difference between the present value of the cash flows expected to be collected and fair value, is recognized as a charge to other comprehensive income (“OCI”). Impairment losses related to all other factors are presented as separate categories within OCI. Loans Receivable Loans are recorded at their outstanding principal balance adjusted for charge-offs, the ACL, net deferred fees or costs, premium and discounts. Interest on loans is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in the process of collection. Consumer and other loans are typically managed in the same manner. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is doubtful. All interest accrued but not collected on loans that are placed on nonaccrual is reversed against interest income. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. In order to return a nonaccrual loan to accrual status, each loan is evaluated on a case-by-case basis. We evaluate the borrower’s financial condition to ensure that future loan payments are reasonably assured. We also take into consideration the borrower’s willingness and ability to make the loan payments and historical repayment performance. We require the borrower to make the loan payments consistently for a period of at least six months as agreed to under the terms of any modified loan agreement before we will consider reclassifying the loan to accrual status. Individually Evaluated Loans The Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans deemed to possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the portfolio. These loans are typically identified from a substandard or worse internal risk grade, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, modified loans made to borrowers experiencing financial difficulty, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral. Loans that are deemed by management to possess unique risk characteristics are evaluated individually for purposes of determining an appropriate lifetime ACL. The Company uses a discounted cash flow approach, using the loan’s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent. Collateral dependent loans are evaluated based on the estimated fair value of the underlying collateral, less estimated costs to sell. The Company may increase or decrease the ACL for collateral dependent individually evaluated loans based on changes in the estimated expected fair value of the collateral. In cases where the loan is well-secured and the estimated value of the collateral exceeds the amortized cost of the loan, no ACL is recorded. Changes in the ACL for all other individually evaluated loans is substantially on the Company’s evaluation of cash flows expected to be received from such loans. Loan Modifications to Borrowers Experiencing Financial Difficulty Loan modifications are made in the ordinary course of business and are completed on a case-by-case basis through negotiation with the borrower in connection with the ongoing loan collection processes. Loan modifications are made to provide borrowers payment relief and typically include adjustments such as changes to interest rate, advancement of maturity date, and interest only payments for a period of time. Effective January 1, 2023, the Company adopted ASU 2022-02, which eliminated accounting guidance for troubled-debt restructurings while requiring disclosure of borrowers experiencing financial difficulty for modifications related to principal reductions, interest rate reductions, term extensions, and more than insignificant payment delay. From time to time, we may modify certain loans to borrowers who are experiencing financial difficulty. In some cases, these modifications may result in new loans. Loan modifications to borrowers experiencing financial difficulty may be in the form of a principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. As of December 31, 2023, the Company had no loans that were both experiencing financial difficulty and modified during the year. Allowance for Credit Losses (AFS Investments) For AFS securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either criteria is met, the security’s amortized cost basis is written down to fair value through income. For AFS securities where neither of the criteria are met, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the credit rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited to the amount that the fair value is less than the amortized cost basis. Any remaining discount that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as a provision (or recaputure) for credit losses. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2023, the Company determined that the unrealized loss positions in AFS securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. Allowance for Credit Losses (HTM Investments) The three annuities we own and classify as held to maturity were purchased to support payments to two executive as part of their Supplemental Employment Retirement Program (“SERP”). These annuities, along with an associated policy and rider, provide for payments in retirement for the life of the executive. The rider that provides the long term guarantee for the SERP has no cash value and is not transferable to another annuitant. The cash value of the annuity is representative of the liquidation value of the contract. For this reason, no allowance for credit losses was recorded. Allowance for Credit Losses (Loans and Unfunded Commitments) The Company maintains an ACL for the expected credit losses of the loan portfolio as well as unfunded loan commitments. The amount of ACL is based on ongoing, quarterly assessments by management. The CECL methodology requires an estimate of the credit losses expected over the life of an exposure (or pool of exposures). The ACL for the loan portfolio is a valuation account that is deducted from the loans amortized cost basis to present the net amount expected to be collected on the loans. Loan balances are charged off against the ACL when management believes the non-collectability of a loan balance is confirmed. Recoveries are recorded as an increase to the ACL for loans to the extent they do not exceed the related charge-off amounts. The ACL for loans, as reported in our consolidated balance sheets, is adjusted by a provision for credit losses and reduced by the charge-offs of loan amounts, net of recoveries. The ACL consists of the allowance for loan losses and the reserve for unfunded commitments. The estimate of expected credit losses under the CECL methodology is based on relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amounts. Historical loss experience is generally the starting point for estimating expected credit losses. We then consider whether the historical loss experience should be adjusted for asset-specific risk characteristics or current conditions at the reporting date that did not exist over the period that historical experience was based for each loan type. Finally, we consider forecasts about future economic conditions or changes in collateral values that are reasonable and supportable. Management estimates the ACL balance using relevant available information from internal and external sources relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix or delinquency levels or other relevant factors. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of its loan portfolio, disaggregating loans into pools, the level at which credit risk is monitored. Determining the appropriateness of the ACL is complex and requires judgment by management about the effect of matters that are inherently uncertain. In future periods, evaluations of the overall loan portfolio, based on the factors and forecasts then prevailing, may result in material changes in the ACL and provision for credit losses. The methodology for estimating the amount of expected credit losses has two basic components: first, a pooled component for estimated expected credit losses for pools of loans that share similar risk characteristics and second an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. The Company's ACL model methodology is to build a reserve rate using historical life of loan default rates combined with assessments of current loan portfolio information and current and forecasted economic environment and business cycle information. The model uses statistical analysis to determine the life of loan default rates for the quantitative component and analyzes qualitative factors (Q-Factors) that assess the current loan portfolio conditions and forecasted economic environment and collateral values. Management maintains an ACL for unfunded commitments to absorb estimated expected credit losses associated with our off-balance commitments to lend funds such as unused lines of credit and the undisbursed portion of construction loans. The estimate considers the likelihood that funding will occur and estimated expected credit losses on commitments expected to be funded over the estimated life. Loss rates are estimated by utilizing the same loss rates calculated for the allowance for credit losses related to the respective loan portfolio pool. The ACL for unfunded commitments is based on estimates and ultimate losses may vary from the current estimates. The ACL on unfunded commitments is evaluated on a regular basis an necessary adjustments are recorded as a provision (recapture of provision) for credit losses. The ACL for unfunded commitments is included in the other liabilities section of the consolidated balance sheets. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives used to compute depreciation and amortization is 15 to 40 years for buildings and building improvements, and is three Federal Home Loan Bank Stock As a member of the Federal Home Loan Bank System, the Company is required to maintain a minimum level of investment in the Federal Home Loan Bank of Des Moines (“FHLB”) stock, based on specified percentages of total assets and the Bank’s outstanding FHLB advances. Ownership of FHLB stock is restricted to the FHLB and member institutions. The Company’s investment in FHLB stock is carried at par value ($100 per share), which reasonably approximates its fair value. Transfer of Financial Assets Transfers of an entire financial asset, a group of entire financial assets, or participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Other Real Estate Owned OREO consists principally of properties acquired through foreclosure and is originally stated at estimated market value less selling costs. Losses arising from the acquisition of property, in full or partial satisfaction of loans, are charged to the ACL. Subsequent to the transfer of foreclosed assets held for sale, the assets are recorded at the lower of cost or fair value (less estimated costs to sell), based on periodic evaluations. Subsequent write-downs in value are charged to noninterest expense. Generally, legal and professional fees associated with foreclosures are expensed as incurred. Costs incurred to improve property prior to sale are capitalized; however, in no event are recorded costs allowed to exceed estimated fair value. Subsequent gains, losses, or expenses recognized on the sale of these properties are included in noninterest expense. The amounts that will ultimately be recovered from foreclosed assets may differ substantially from the carrying value of the assets because of future market factors beyond management’s control. Bank-Owned Life Insurance The Company has purchased life insurance on certain key executives and officers. Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Increases to the cash surrender value are recorded as noninterest income and partially offset expenses for employee benefits. Certain BOLI contracts contain endorsement split-dollar life agreements. In these circumstances, the Bank accrues a reserve liability and related compensation expense for the expected future benefit payout. Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as unused lines of credit and commercial letters of credit issued to meet customer financing needs. The face amount of these items represents the exposure to loss before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Stock-Based Compensation Compensation cost is recognized for stock options and restricted stock awards, based on the fair value of these awards at the grant date. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the grant date is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Federal Income Taxes The Company files a consolidated Federal income tax return and records its provision for income taxes under the asset and liability method. Deferred taxes result from temporary differences in the recognition of certain income and expense amounts between the Company’s financial statements and its tax return. The principal items giving rise to these differences include net operating losses, valuation adjustments on foreclosed properties, and allowance for credit losses. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company’s policy is to recognize interest and penalties associated with income tax matters in income tax expense. Employee Stock Ownership Plan The cost of shares issued to the Employee Stock Ownership Plan (“ESOP”), but not yet allocated to participants, is shown as a reduction of stockholders’ equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest. As of December 31, 2022, all shares under the ESOP were allocated. Earnings Per Share Nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are participating securities and are included in the computation of earnings per share (“EPS”) pursuant to the two-class method. The two-class method is an earnings allocation formula that determines EPS for each class of common stock and participating security according to dividends declared or accumulated and participation rights in undistributed earnings. Certain shares of the Company’s nonvested restricted stock awards qualify as participating securities. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings or absorb losses. Basic earnings per common share is computed by dividing net earnings available to common shareholders by the weighted average number of common shares outstanding during the period, excluding participating nonvested restricted shares. As ESOP shares are committed to be released, they are included in the outstanding shares used in the basic EPS calculation. Diluted earnings per share is computed in a similar manner, except that first the denominator is increased to include the number of additional shares that would have been outstanding if potentially dilutive shares, excluding the participating securities, were issued using the treasury stock method. For all periods presented, stock options and certain restricted stock awards are potentially dilutive non-participating instruments issued by the Company. Undistributed losses are not allocated to the nonvested share-based payment awards (the participating securities) under the two-class method as the holders are not contractually obligated to share in the losses of the Company. Comprehensive Income Comprehensive income consists of net income and unrealized gains and losses on investments available-for-sale and derivatives, which are also recognized as separate components of equity, net of tax. Advertising Expenses Advertising costs are generally expensed as incurred and are not material. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Segment Information The Company’s activities are considered to be a single industry segment for financial reporting purposes. The Company is engaged in the business of attracting deposits from the general public and providing lending services. Substantially all income is derived from a diverse base of investments and commercial, construction, mortgage, and consumer lending activities. Reclassification Certain amounts in the consolidated financial statements have been reclassified to conform to the current consolidated financial statement presentation. The results of the reclassifications are not considered material and have no effect on previously reported net income or stockholders’ equity. Derivatives The Company designates certain interest rate swap agreements as a cash flow hedge, and as such, reports the net fair value as an asset or liability. The hedge is utilized to mitigate the risk of variability in future interest payments. The fair value of the cash flow hedge is based on dealer quotes, pricing models, discounted cash flow methodologies or similar techniques for which the determination of fair value may require significant management judgment or estimation. The derivative is marked to its fair value, with the change in fair value recorded as other comprehensive income or loss. Each derivative is tested for effectiveness quarterly and all of our derivatives continue to be deemed effective. The gain or loss on the derivative is reclassified into earnings in the same income statement line item that is used to present the earnings effect of the hedged item. Goodwill Goodwill is recorded from a business combination as the difference in purchase price and fair value of the assets acquired and liabilities assumed. Goodwill has an indefinite useful life, and as such, is not amortized. The Company performs a goodwill impairment analysis on an annual basis as of December 31. Additionally, the Company performs an impairment analysis as needed when circumstances indicate impairment potentially exists. Any impairment will be recorded as a noninterest expense and corresponding reduction in intangible asset on the consolidated financial statements. Core Deposit Intangible A core deposit intangible (“CDI”) asset was recognized from the assumption of core deposit liabilities in connection with the acquisition of four banking branches from a third party in 2017 (the “Branch Acquisition”). The asset was valued by a third party and is amortized into noninterest expense over ten years. The CDI is evaluated for impairment annually with any additional decline recorded as a noninterest expense on the Consolidated Income Statement. Recently Issued Accounting Pronouncements Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments - Credit Losses (Topic 326) as amended by ASU 2018-19, ASU 2019-04 and ASU 2019-05, was originally issued by the Financial Accounting Standards Board (“FASB”) in June 2016 . This ASU replaces the incurred loss methodology which delays recognition until it is probable a loss has been incurred with an expected loss methodology referred to as the current expected credit loss (“CECL”) methodology. The amendments in this ASU require a financial asset that is measured at amortized cost to be presented at the net amount expected to be collected. The income statement would then reflect the measurement of credit losses for newly recognized financial assets as well as changes to the expected credit losses that have taken place during the reporting period. The measurement of expected credit losses under CECL will be based on historical information, current conditions, and reasonable and supportable forecasts that impact the collectability of the reported amount. Available-for-sale securities will bifurcate the fair value mark and establish an allowance for credit losses through the income statement for the credit portion of that mark. The interest portion will continue to be recognized through accumulated other comprehensive income or loss. The change in ACL recognized as a result of the adoption of CECL

Investments

Investments	12 Months Ended
	Dec. 31, 2023
Investments [Abstract]
Investments	Investments The following tables summarize the amortized cost and fair value of investments available-for-sale at December 31, 2023 and 2022, and the corresponding amounts of gross unrealized gains and losses. December 31, 2023 Amortized Gross Gross Fair Value (In thousands) Mortgage-backed investments: Fannie Mae $ 11,562 $ — $ (1,684) $ 9,878 Freddie Mac 12,934 — (1,755) 11,179 Ginnie Mae 28,096 — (1,516) 26,580 Other 30,559 — (1,366) 29,193 Municipal bonds 36,571 42 (4,764) 31,849 U.S. Government agencies 71,003 5 (1,051) 69,957 Corporate bonds 33,000 — (3,721) 29,279 $ 223,725 $ 47 $ (15,857) $ 207,915 December 31, 2022 Amortized Gross Gross Fair Value (In thousands) Mortgage-backed investments: Fannie Mae $ 11,800 $ — $ (1,860) $ 9,940 Freddie Mac 13,720 — (1,831) 11,889 Ginnie Mae 29,426 18 (1,601) 27,843 Other 34,295 — (1,906) 32,389 Municipal bonds 36,968 17 (6,102) 30,883 U.S. Government agencies 76,718 6 (2,370) 74,354 Corporate bonds 33,000 — (2,520) 30,480 $ 235,927 $ 41 $ (18,190) $ 217,778 There were $2.5 million and $2.4 million of investments classified as held-to-maturity at December 31, 2023, and 2022, respectively. In January 2020, the Company purchased three annuity contracts to be held long-term to satisfy the benefit obligation associated with certain supplemental executive retirement plan (“SERP”) agreements. These annuities, along with an associated insurance policy and rider, provide for payments in retirement for the life of the executive. The rider that provides the long term guarantee for the SERP has no cash value and is not transferrable to another annuitant. The cash value of the annuity is representative of the liquidation value of the contract. Hence, the amortized cost of each of these HTM investments is considered to be its fair value. The amortized cost and estimated fair value of investments available-for-sale at December 31, 2023, by expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Investments not due at a single maturity date, primarily mortgage‑backed investments, are shown separately. December 31, 2023 Amortized Cost Fair Value (In thousands) Due within one year $ 39,883 $ 39,603 Due after one year through five years 11,054 10,770 Due after five years through ten years 33,762 29,683 Due after ten years 55,875 51,029 140,574 131,085 Mortgage-backed investments 83,151 76,830 $ 223,725 $ 207,915 Maturities of the investments held-to-maturity (annuities) were established at the time the initial contract was signed. They were set up as end of life of the executives or until the annuities are depleted. Under Washington State law, in order to participate in the public funds program the Company is required to pledge eligible securities as collateral in an amount equal to 50% of the public deposits held. Investments with a carrying value of $26.5 million and $21.0 million were pledged as collateral for public deposits at December 31, 2023 and 2022, respectively, both of which exceeded the minimum collateral requirements established by the Washington Public Deposit Protection Commission. At both December 31, 2023 and 2022, there were no investments pledged as collateral for FHLB advances. Sales and other redemptions of available-for-sale investments were as follows: Year Ended December 31, 2023 2022 (In thousands) Proceeds $ — $ 11,088 Gross gains — 27 Gross losses — — The following tables summarize the aggregate fair value and gross unrealized loss by length of time those investments have been continuously in an unrealized loss position at December 31, 2023 and 2022. December 31, 2023 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) Mortgage-backed investments: Fannie Mae $ — $ — $ 9,878 $ (1,684) $ 9,878 $ (1,684) Freddie Mac 671 (57) 10,508 (1,698) 11,179 (1,755) Ginnie Mae 11,601 (70) 14,979 (1,446) 26,580 (1,516) Other — — 28,330 (1,366) 28,330 (1,366) Municipal bonds 2,477 (16) 26,916 (4,748) 29,393 (4,764) U.S. Government agencies — — 67,440 (1,051) 67,440 (1,051) Corporate bonds 5,966 (34) 23,313 (3,687) 29,279 (3,721) $ 20,715 $ (177) $ 181,364 $ (15,680) $ 202,079 $ (15,857) December 31, 2022 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) Mortgage-backed investments: Fannie Mae $ 6,710 $ (1,073) $ 3,226 $ (787) $ 9,936 $ (1,860) Freddie Mac 4,677 (272) 6,476 (1,559) 11,153 (1,831) Ginnie Mae 7,645 (310) 13,714 (1,291) 21,359 (1,601) Other 27,430 (1,614) 4,959 (292) 32,389 (1,906) Municipal bonds 7,892 (680) 20,901 (5,422) 28,793 (6,102) U.S. Government agencies 43,664 (1,184) 30,224 (1,186) 73,888 (2,370) Corporate bonds 17,241 (1,259) 13,239 (1,261) 30,480 (2,520) $ 115,259 $ (6,392) $ 92,739 $ (11,798) $ 207,998 $ (18,190)

Loans Receivable

Loans Receivable	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loans Receivable	Loans Receivable Loans receivable net of loans in process (“LIP”), at December 31, 2023, and 2022 are summarized as follows: December 31, 2023 2022 (In thousands) One-to-four family residential: Permanent owner occupied $ 284,471 $ 232,869 Permanent non-owner occupied 228,752 241,311 513,223 474,180 Multifamily 138,149 126,866 Commercial real estate 377,859 407,904 Construction/land: (1) One-to-four family residential 47,149 52,492 Multifamily 4,004 15,393 Land 9,771 9,759 60,924 77,644 Business 29,081 31,363 Consumer 71,995 64,353 Total loans 1,191,231 1,182,310 Less: ACL for loans 15,306 15,227 Loans receivable, net $ 1,175,925 $ 1,167,083 ____________ (1) Included in the construction/land category are “rollover” loans, which are loans that will convert upon completion of the construction period to permanent loans and be reclassified according to the underlying collateral. In addition, raw land or buildable lots where the Company does not intend to finance the construction are included in the construction/land category. At December 31, 2023 and 2022, all of the multifamily and land loans included in the construction/land loan portfolio will be converted to permanent loans upon completion of the construction period. Concentrations of credit. Most of the Company’s lending activity occurs within the state of Washington. The primary market areas include King, and to a lesser extent, Pierce, Snohomish and Kitsap counties. At December 31, 2023, the Company’s loan portfolio was comprised of one-to-four family residential loans representing 43.1% of the total loan portfolio, commercial real estate and multifamily loans representing 31.6% and 11.6%, respectively, and construction/land loans representing 5.1% of the total loan portfolio. Consumer and business loans accounted for the remaining 8.6% of the total loan portfolio. During the years ended December 31, 2021 and 2020, the Company participated in the U.S. Small Business Administration (“SBA”) Paycheck Protection Program (“PPP”), a guaranteed unsecured loan program enacted under the Coronavirus Aid Relief and Economic Security Act of 2020 to provide near-term relief to help small businesses impacted by COVID-19 sustain operations. Forgiveness payments received from the SBA reduced the balance of PPP loans included in business loans to $473,000 at December 31, 2023, all of which is fully guaranteed by the SBA. The Company’s five largest borrowing relationships had an aggregate total of $99.1 million at December 31, 2023, representing 8.3% of total loans receivable. The Company originates both adjustable and fixed interest rate loans. The composition of loans receivable at December 31, 2023 and 2022, was as follows: December 31, 2023 Fixed Rate Adjustable Rate Term to Maturity Principal Balance Term to Rate Adjustment Principal Balance (In thousands) Due within one year $ 27,714 Due within one year (1) $ 310,260 After one year through three years 55,326 After one year through three years 169,981 After three years through five years 74,404 After three years through five years 173,914 After five years through ten years 71,210 After five years through ten years 101,724 Thereafter 206,698 Thereafter — $ 435,352 $ 755,879 ____________ (1) Includes $128.9 million of prime based loans and $108.2 million in loans that adjust based on SOFR. December 31, 2022 Fixed Rate Adjustable Rate Term to Maturity Principal Balance Term to Rate Adjustment Principal Balance (In thousands) Due within one year $ 4,654 Due within one year (1) $ 328,934 After one year through three years 56,336 After one year through three years 72,292 After three years through five years 68,739 After three years through five years 224,527 After five years through ten years 105,847 After five years through ten years 108,217 Thereafter 212,764 Thereafter — $ 448,340 $ 733,970 ____________ (1) Includes $158.2 million of prime based loans and $110.7 million in loans that adjust based on LIBOR. Our adjustable-rate loans are tied to various indices, including SOFR, the prime rate as published in The Wall Street Journal, and the FHLB. Certain adjustable‑rate loans have interest rate adjustment limitations and are generally indexed to the FHLB Long-Term Bullet advance rates published by the FHLB. Future market factors may affect the correlation of the interest rate adjustment with the rates paid on short‑term deposits that have been primarily utilized to fund these loans. Credit Quality Indicators . The Company assigns a risk rating to all credit exposures based on the risk rating system designed to define the basic characteristics and identified risk elements of each credit extension. The Company utilizes a nine‑point risk rating system. A description of the general characteristics of the risk grades is as follows: • Grades 1 through 5: These grades are considered to be “pass” credits. These include assets where there is virtually no credit risk, such as cash secured loans with funds on deposit with the Company. Pass credits also include credits that are on the Company’s watch list (grade 5), where the borrower exhibits potential weaknesses, which may, if not checked or corrected, negatively affect the borrower’s financial capacity and threaten their ability to fulfill debt obligations in the future. • Grade 6: These credits, classified as ”special mention”, possess weaknesses that deserve management’s close attention. Special mention assets do not expose the Company to sufficient risk to warrant adverse classification in the substandard, doubtful or loss categories. If left uncorrected, these potential weaknesses may result in deterioration in the Company’s credit position at a future date. • Grade 7: These credits, classified as “substandard”, present a distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. These credits have well defined weaknesses which jeopardize the orderly liquidation of the debt and are inadequately protected by the current net worth and payment capacity of the borrower or of any collateral pledged. • Grade 8: These credits are classified as “doubtful” have well defined weaknesses which make the full collection or liquidation of the loan highly questionable and improbable. This classification is used where significant risk exposures are perceived but the exact amount of the loss cannot yet be determined due to pending events. • Grade 9: Assets classified as “loss” are considered uncollectible and cannot be justified as a viable asset for the Company. There is little or no prospect of near term recovery and no realistic strengthening action of significance is pending. As of both December 31, 2023, and 2022, the Company had no loans rated as doubtful or loss. The following tables present a summary of loans by type, risk category, year of origination and current period gross charge-offs as of December 31, 2023, and by type and risk category as of December 31, 2022: December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Total Loans (In thousands) One-to-four family residential Pass $ 86,208 $ 142,563 $ 94,582 $ 61,946 $ 31,806 $ 95,012 $ 512,117 Watch — — — — — 683 683 Special mention — — — — — 130 130 Substandard — — — — — 293 293 Total one-to-four family residential $ 86,208 $ 142,563 $ 94,582 $ 61,946 $ 31,806 $ 96,118 $ 513,223 Current year-to-date (“YTD”) gross charge-offs $ — $ — $ — $ — $ — $ — $ — Multifamily Pass $ 3,329 $ 8,332 $ 22,787 $ 43,259 $ 25,988 $ 30,561 $ 134,256 Watch — — — — — 2,303 2,303 Special mention — — — — — — — Substandard — — — — — 1,590 1,590 Total multifamily $ 3,329 $ 8,332 $ 22,787 $ 43,259 $ 25,988 $ 34,454 $ 138,149 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 20,026 $ 35,054 $ 73,727 $ 78,204 $ 8,337 $ 98,316 $ 313,664 Watch — — 4,108 — 12,745 3,322 20,175 Special mention — — — — — — — Substandard — — — 526 1,295 42,199 44,020 Total commercial real estate $ 20,026 $ 35,054 $ 77,835 $ 78,730 $ 22,377 $ 143,837 $ 377,859 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — (Continued) December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Total Loans (In thousands) Construction/land Pass $ 14,797 $ 26,286 $ 19,841 $ — $ — $ — $ 60,924 Watch — — — — — — — Special mention — — — — — — — Substandard — — — — — — — Total construction/land $ 14,797 $ 26,286 $ 19,841 $ — $ — $ — $ 60,924 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Business Pass $ 1,480 $ 6,358 $ 388 $ 1,272 $ 1,486 $ 18,097 $ 29,081 Watch — — — — — — — Special mention — — — — — — — Substandard — — — — — — — Total business $ 1,480 $ 6,358 $ 388 $ 1,272 $ 1,486 $ 18,097 $ 29,081 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Consumer Pass $ 23,937 $ 23,921 $ 10,190 $ 5,523 $ 5,260 $ 2,917 $ 71,748 Watch — 27 — — — — 27 Special mention — — — — — — — Substandard — 19 201 — — — 220 Total consumer $ 23,937 $ 23,967 $ 10,391 $ 5,523 $ 5,260 $ 2,917 $ 71,995 Current YTD gross charge-offs $ — $ — $ — $ — $ 22 $ — $ 22 Total loans receivable, gross Pass $ 149,777 $ 242,514 $ 221,515 $ 190,204 $ 72,877 $ 244,903 $ 1,121,790 Watch — 27 4,108 — 12,745 6,308 23,188 Special mention — — — — — 130 130 Substandard — 19 201 526 1,295 44,082 46,123 Total loans $ 149,777 $ 242,560 $ 225,824 $ 190,730 $ 86,917 $ 295,423 $ 1,191,231 Current YTD gross charge-offs $ — $ — $ — $ — $ 22 $ — $ 22 December 31, 2022 One-to-Four Multifamily Commercial Construction / Business Consumer Total (In thousands) Risk Rating: Pass $ 472,049 $ 122,952 $ 342,995 $ 77,644 $ 31,363 $ 63,914 $ 1,110,917 1,109 2,284 14,831 — — 28 18,252 Special mention 1,022 — 4,667 — — 210 5,899 Substandard — 1,630 45,411 — — 201 47,242 Total $ 474,180 $ 126,866 $ 407,904 $ 77,644 $ 31,363 $ 64,353 $ 1,182,310 The following tables summarize changes in the ACL for loans or the allowance for loan and lease losses (“ALLL”), by type of loans, for the period indicated. As a result of adopting ASC 326 on January 1, 2023, the methodology to compute the ACL for 2023 was based on the CECL methodology, rather than the previously applied incurred loss methodology which was used during 2022. The analysis of pooled loans excluded PPP loans as these loans are fully guaranteed by the SBA. At or For the Year Ended December 31, 2023 One-to-Four Multifamily Commercial Construction/ Business Consumer Total ACL: (In thousands) Beginning balance $ 4,043 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,227 Adjustment for adoption of Topic 326 1,520 83 (970) 408 (510) (31) 500 Charge-offs — — — — — (22) (22) Recoveries 1 — — — — — 1 Provision (recapture of provision) 183 216 (532) (269) (51) 53 (400) Ending balance $ 5,747 $ 1,509 $ 3,895 $ 1,856 $ 387 $ 1,912 $ 15,306 At or For the Year Ended December 31, 2022 One-to-Four Family Residential Multifamily Commercial Construction/ Business Consumer Total ALLL: (In thousands) Beginning balance $ 3,214 $ 1,279 $ 6,615 $ 2,064 $ 1,112 $ 1,373 $ 15,657 Charge-offs — — — — — (37) (37) Recoveries 7 — — — — — 7 (Recapture) 822 (69) (1,218) (347) (164) 576 (400) Ending balance $ 4,043 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,227 General reserve $ 4,030 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,214 Specific reserve 13 — — — — — 13 Loans: Total loans $ 474,180 $ 126,866 $ 407,904 $ 77,644 $ 31,363 $ 64,353 $ 1,182,310 Loans collectively evaluated for impairment (1) (3) 472,820 125,236 362,493 77,644 31,363 64,353 1,133,909 Loans individually evaluated for impairment (2) 1,360 1,630 45,411 — — — 48,401 _____________ (1) Loans collectively evaluated for general reserves. (2) Loans individually evaluated for specific reserves. (3) PPP loans totaling $785,000 were excluded from the collectively evaluated pool when calculating the ALLL as payment on these loans is guaranteed by the SBA. Past Due Loans. At December 31, 2023, total past due loans comprised 0.12% of total loans as compared to 0.02% at December 31, 2022. The following tables represent a summary at December 31, 2023, and 2022, of the aging of loans by type: Loans Past Due as of December 31, 2023 30-59 Days 60-89 Days 90 Days and Greater Total Current Total Loans (1) (In thousands) Real estate: One-to-four family residential: Owner occupied $ — $ 378 $ 293 $ 671 $ 283,800 $ 284,471 Non-owner occupied — — 24 24 228,728 228,752 Multifamily — — — — 138,149 138,149 Commercial real estate — — — — 377,859 377,859 Construction/land — — — — 60,924 60,924 Total real estate — 378 317 695 1,089,460 1,090,155 Business — — — — 29,081 29,081 Consumer 453 9 220 682 71,313 71,995 Total $ 453 $ 387 $ 537 $ 1,377 $ 1,189,854 $ 1,191,231 _________________________ (1) There were two one-to-four family residential loans 90 days and greater past due and still accruing interest, attributed to their well collateralization. Loans Past Due as of December 31, 2022 30-59 Days 60-89 Days 90 Days and Greater Total Current Total Loans (1) (In thousands) Real estate: One-to-four family residential: Owner occupied $ — $ — $ — $ — $ 232,869 $ 232,869 Non-owner occupied 27 — — 27 241,284 241,311 Multifamily — — — — 126,866 126,866 Commercial real estate — — — — 407,904 407,904 Construction/land — — — — 77,644 77,644 Total real estate 27 — — 27 1,086,567 1,086,594 Business — — — — 31,363 31,363 Consumer — — 193 193 64,160 64,353 Total $ 27 $ — $ 193 $ 220 $ 1,182,090 $ 1,182,310 ________________________ (1) There were no loans 90 days and greater past due and still accruing interest at December 31, 2022. Nonaccrual Loans. At December 31, 2023 and 2022, nonaccrual loans totaled $220,000 and $193,000 respectively, representing 0.01% of total assets at both dates. The following tables present a summary of loans individually evaluated for credit losses at December 31, 2023, by the type of loan: At December 31, 2023 Recorded Investment (1) Unpaid Principal Balance (2) Related Allowance (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 293 $ 295 $ — Multifamily 1,590 1,591 — Commercial real estate 44,021 44,121 — Consumer 19 18 — Total 45,923 46,025 — Loans with an allowance: Consumer — — 11 Total — — 11 Total individually evaluated loans: One-to-four family residential: Owner occupied 293 295 — Multifamily 1,590 1,591 — Commercial real estate 44,021 44,121 — Consumer 19 18 11 Total $ 45,923 $ 46,025 $ 11 _________________ (1) Represents the loan balance less charge-offs. (2) Contractual loan principal balance. The following tables present a summary of loans individually evaluated for ALLL at December 31, 2022, by the type of loan: At December 31, 2022 Recorded Investment (1) Unpaid Principal Balance (2) Related Allowance (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 174 $ 175 $ — Non-owner occupied 188 188 — Multifamily 1,632 1,632 — Commercial real estate 45,542 45,542 — Total 47,536 47,537 — Loans with an allowance: One-to-four family residential: Owner occupied 486 533 12 Non-owner occupied 512 512 1 Total 998 1,045 13 Total impaired loans: One-to-four family residential: Owner occupied 660 708 12 Non-owner occupied 700 700 1 Multifamily 1,632 1,632 — Commercial real estate 45,542 45,542 — Total $ 48,534 $ 48,582 $ 13 _____________ (1) Represents the loan balance less charge-offs. (2) Contractual loan principal balance. The following table presents a summary of the average recorded investment in impaired loans, and interest income recognized on impaired loans for the year ended December 31, 2022, by the type of loan: Year Ended December 31, 2022 Average Recorded Investment Interest Income Recognized (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 184 $ 11 Non-owner occupied 712 23 Multifamily 1,317 69 Commercial real estate 41,102 2,054 Consumer — — Total 43,315 2,157 Loans with an allowance: One-to-four family residential: Owner occupied 490 28 Non-owner occupied 516 36 Total 1,006 64 Total individually evaluated loans: One-to-four family residential: Owner occupied 674 39 Non-owner occupied 1,228 59 Multifamily 1,317 69 Commercial real estate 41,102 2,054 Consumer — — Total $ 44,321 $ 2,221 The following is a summary of information pertaining to TDRs at December 31, 2022 : December 31, 2022 (In thousands) Performing TDRs $ 1,360 Nonaccrual TDRs — Total TDRs $ 1,360 At both December 31, 2023 and 2022, the Company had no loans outstanding with executive officers or directors.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2023
Other Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned At both December 31, 2023 and 2022, there were no mortgage loans secured by residential real estate in the process of foreclosure.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment Premises and equipment consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Land $ 2,226 $ 2,226 Buildings and improvements 21,917 21,873 Leasehold improvements 6,123 6,088 Furniture and fixtures 3,776 3,777 Equipment 2,353 2,342 Computer hardware and software 3,860 3,767 40,255 40,073 Less accumulated depreciation and amortization (20,841) (19,277) Construction in process 253 396 Total premises and equipment, net $ 19,667 $ 21,192

Fair Value of Financial Instrum

Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The Company measures the fair value of financial instruments for reporting in accordance with ASC Topic 820, Fair Value Measurements. Fair values of assets or liabilities are based on estimates of the exit price, which is the price that would be received to sell an asset or paid to transfer a liability. When available, observable market transactions or market information is used. The fair value estimate of loans receivable was based on similar techniques, with the addition of current origination spreads, liquidity premiums, or credit adjustments. The fair value of nonperforming loans is based on the underlying value of the collateral. The Company determines the fair values of its financial instruments based on the fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair values. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect its estimate for market assumptions. Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions that market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from an independent source. Unobservable inputs are assumptions based on the Company’s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy: • Level 1 - Quoted prices for identical instruments in active markets. • Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs are observable. • Level 3 - Instruments whose significant value drivers are unobservable. The Company used the following methods to measure fair value on a recurring or nonrecurring basis. • Investments available-for-sale: The fair value of all investments, excluding FHLB stock, was based upon quoted market prices for similar investments in active markets, identical or similar investments in markets that are not active, and model-derived valuations whose inputs are observable. • Collateral dependent loans: The fair value of collateral dependent loans is measured using the present value of expected future cash flows discounted at the loan’s effective interest rate. When the sole source of repayment of the loan is the operation or liquidation of the collateral, the fair value is determined using the observable market price less certain completion costs. • Derivatives: The fair value of derivatives is based on pricing models utilizing observable market data and discounted cash flow methodologies for which the determination of fair value may require significant management judgment or estimation. The tables below present the balances of assets and liabilities measured at fair value on a recurring basis (there were no transfers between Level 1, Level 2 and Level 3 recurring measurements during the periods presented): December 31, 2023 Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) Available-for-sale investments: Mortgage-backed investments: Fannie Mae $ 9,878 $ — $ 9,878 $ — Freddie Mac 11,179 — 11,179 — Ginnie Mae 26,580 — 26,580 — Other 29,193 — 29,193 — Municipal bonds 31,849 — 31,849 — U.S. Government agencies 69,957 39,603 30,354 — Corporate bonds 29,279 — 29,279 — Total available-for-sale investments 207,915 39,603 168,312 — Derivative fair value asset 7,565 — 7,565 — Total $ 215,480 $ 39,603 $ 175,877 $ — December 31, 2022 Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) Available-for-sale investments: Mortgage-backed investments: Fannie Mae $ 9,940 $ — $ 9,940 $ — Freddie Mac 11,889 736 11,153 — Ginnie Mae 27,843 — 27,843 — Other 32,389 — 32,389 — Municipal bonds 30,883 — 30,883 — U.S. Government agencies 74,354 38,450 35,904 — Corporate bonds 30,480 — 30,480 — Total available-for-sale investments 217,778 39,186 178,592 — Derivative fair value asset 10,485 — 10,485 — Total $ 228,263 $ 39,186 $ 189,077 $ — The estimated fair value of Level 2 investments is based on quoted prices for similar investments in active markets, identical or similar investments in markets that are not active, and model-derived valuations whose inputs are observable. The tables below present the balances of assets and liabilities measured at fair value on a nonrecurring basis at December 31, 2023, and 2022. December 31, 2023 Fair Value Quoted Prices in Significant Significant (In thousands) Collateral dependent loans (included in loans receivable) $ 45,912 $ — $ — $ 45,912 Total $ 45,912 $ — $ — $ 45,912 December 31, 2022 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Significant (In thousands) Impaired loans (included in loans receivable, net) (1) $ 48,521 $ — $ — $ 48,521 Total $ 48,521 $ — $ — $ 48,521 ________________ (1) Total value of impaired loans is net of $13,000 of specific reserves on performing TDRs. The following tables present quantitative information about Level 3 fair value measurements for financial assets measured at fair value on a nonrecurring basis at December 31, 2023 and 2022. December 31, 2023 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average Change in Fair Value) (Dollars in thousands) Collateral dependent loans $ 45,912 Market approach Appraised value of collateral discounted by expected selling costs 0.0% - 14.26% (0.04%) December 31, 2022 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average Change in Fair Value) (Dollars in thousands) Impaired loans (1) $ 48,521 Market approach Appraised value of collateral discounted by expected selling costs 0.0% - 6.91% (0.06%) ________________ (1) Total value of impaired loans is net of $13,000 of specific reserves on performing TDRs. The fair value calculation of the Company’s financial instruments attempts to incorporate market conditions at a specific point in time. The underlying assumptions are generally subjective and involve uncertainties. Therefore, these fair value estimates are not intended to represent the underlying value of the Company as a whole. The carrying amounts and estimated fair values of financial instruments at December 31, 2023 and 2022, were as follows: December 31, 2023 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial Assets: Cash on hand and in banks $ 8,391 $ 8,391 $ 8,391 $ — $ — Interest-earning deposits 22,138 22,138 22,138 — — Investments available-for-sale 207,915 207,915 39,603 168,312 — Investments held-to-maturity 2,456 2,456 — 2,456 — Loans receivable, net 1,175,925 1,113,642 — — 1,113,642 FHLB stock 6,527 6,527 — 6,527 — Accrued interest receivable 7,359 7,359 — 7,359 — Derivative fair value asset 7,565 7,565 — 7,565 — Financial Liabilities: Deposits 706,162 706,162 706,162 — — Certificates of deposit, retail 357,154 353,881 — 353,881 — Brokered deposits 130,791 130,977 — 130,977 — Advances from the FHLB 125,000 124,976 — 124,976 — Accrued interest payable 2,739 2,739 — 2,739 — December 31, 2022 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial Assets: Cash on hand and in banks $ 7,722 $ 7,722 $ 7,722 $ — $ — Interest-earning deposits 16,598 16,598 16,598 — — Investments available-for-sale 217,778 217,778 39,186 178,592 — Investments held-to-maturity 2,444 2,444 — 2,444 — Loans receivable, net 1,167,083 1,120,403 — — 1,120,403 FHLB stock 7,512 7,512 — 7,512 — Accrued interest receivable 6,513 6,513 — 6,513 — Derivative fair value asset 10,485 10,485 — 10,485 — Financial Liabilities: Deposits 782,600 782,600 782,600 — — Certificates of deposit, retail 262,554 254,004 — 254,004 — Brokered deposits 124,886 124,843 — 124,843 — Advances from the FHLB 145,000 144,999 — 144,999 — Accrued interest payable 328 328 — 328 — Fair value estimates are based on existing balance sheet financial instruments without attempting to estimate the value of anticipated future business. The fair value has not been estimated for assets and liabilities that are not considered financial instruments.

Accrued Interest Receivable

Accrued Interest Receivable	12 Months Ended
	Dec. 31, 2023
Accrued Interest Receivable [Abstract]
Accrued Interest Receivable	Accrued Interest Receivable Accrued interest receivable consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Loans receivable $ 6,093 $ 5,290 Investments 1,260 1,222 Interest-earning deposits 6 1 $ 7,359 $ 6,513

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposits	Deposits Deposit accounts consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Noninterest-bearing $ 100,899 $ 119,944 Interest-bearing demand 56,968 96,632 Savings 18,886 23,636 Money market 529,411 542,388 Certificates of deposit, retail 357,153 262,554 Brokered deposits 130,790 124,886 $ 1,194,107 $ 1,170,040 _______________ (1) Includes $25.1 million and $25.1 million of brokered interest-bearing demand accounts, $10.4 million and $10.0 million of brokered money market accounts, and $95.3 million and $89.8 million of brokered certificates of deposit at December 31, 2023 and 2022, respectively. At December 31, 2023, scheduled maturities of certificates of deposit were as follows: December 31, Amount (In thousands) 2024 $ 330,127 2025 85,956 2026 9,777 2027 16,029 2028 10,524 Total: (1) $ 452,413 _______________ (1) Includes $95.3 million of brokered certificates of deposit. Deposits included public funds of $85.8 million and $61.0 million at December 31, 2023 and 2022, respectively. Certificates of deposit equal to or exceeding the FDIC insured amount of $250,000 included in deposits at December 31, 2023, and 2022, were $171.4 million and $89.6 million, respectively. Interest expense on certificates of deposit equal to or exceeding $250,000 totaled $4.7 million and $1.2 million for the years ended December 31, 2023 and 2022, respectively. Included in total deposits are accounts of $2.3 million and $2.7 million at December 31, 2023 and 2022, respectively, which are controlled by related parties. Interest expense on deposits for the periods indicated was as follows: Year Ended December 31, 2023 2022 (In thousands) Interest-bearing demand $ 1,013 $ 478 Savings 6 7 Money market 14,503 3,744 Certificates of deposit, retail 10,741 3,635 Brokered deposits 8,144 1,091 $ 34,407 $ 8,955

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2023
Other Borrowings [Abstract]
Other Borrowings	Other Borrowings The Company maintained credit facilities with the FHLB at December 31, 2023 and 2022, totaling $686.3 million and $667.9 million, respectively. At December 31, 2023, the credit facility was collateralized by $224.7 million of one-to-four family residential mortgages, $168.7 million of commercial real estate loans, and $57.9 million of multifamily loans under a blanket lien arrangement. At December 31, 2022, the credit facility was collateralized by $235.9 million of one-to-four family residential mortgages, $163.8 million of commercial real estate loans, and $62.5 million of multifamily loans under a blanket lien arrangement. The Company also had unused line-of-credit facilities of $55.8 million with the FRB and $75.0 million with other financial institutions at December 31, 2023, with interest payable at the then stated rate. Summary information related to FHLB advances and other borrowings during the years ended December 31, 2023 and 2022, consisted of the following: Year ended December 31, 2023 2022 (Dollars in thousands) Maximum borrowing outstanding at any month end $ 160,000 $ 159,000 Average borrowing outstanding during year 127,263 113,890 Balance outstanding at end of year 125,000 145,000 Average rate paid during the year 2.52 % 1.70 % Weighted-average rate paid at end of year 2.22 2.37 Scheduled maturities of FHLB advances outstanding at December 31, 2023, were as follows: Balance Due Weighted Average Interest Rate at December 31, 2023 (Dollars in thousands) FHLB overnight Fed Funds $ 10,000 5.50 % Fixed rate, maturing within two months 115,000 1.94 $ 125,000

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Leases	Leases The Company follows ASC Topic 842, Leases , recognizing ROU assets and lease liabilities on the Company’s consolidated balance sheets. At December 31, 2023, the Company had 13 operating leases for retail branch locations. The remaining initial lease terms range from five three believes it is reasonably certain that the term extension will be exercised, which will be determined based on indicators that the Company would have an economic incentive to extend the lease. Short term leases, having a term of one year or less, are expensed in the period of the lease. To calculate the present value of future lease payments, the Company uses an incremental borrowing rate equal to the FHLB advance rate at the time of the lease inception, or at January 1, 2019, for leases in place at that date. The minimum monthly lease payments are generally based on square footage of the leased premises, with escalating minimum rent over the lease term. At December 31, 2023, the Company was committed to paying $74,000 per month in minimum monthly lease payments. The minimum monthly lease payment over the initial lease term, including any free rent period, was used to calculate the lease ROU asset and lease liability. The Company’s current leases do not include any non-lease components. Total lease expense included in the Company’s consolidated income statement includes the amortized lease expense under ASC Topic 842, Leases, combined with variable lease expenses for maintenance or other expenses as defined in the individual lease agreements. The Company’s consolidated balance sheet includes the lease ROU asset and lease liability. The following table includes details on these items at and for the years ended December 31, 2023, and 2022: December 31, 2023 December 31, 2022 (Dollars in thousands) Lease expense, year-to-date $ 1,143 $ 1,107 Lease ROU asset 2,617 3,275 Lease liability 2,806 3,454 Weighted average remaining term (in years) 4.81 5.16 Weighted average discount rate 2.27% 2.10% The following table provides a reconciliation between the undiscounted minimum lease payments at December 31, 2023 and the discounted lease liability at that date: December 31, 2023 (In thousands) Due through one year $ 845 Due after one year through two years 691 Due after two years through three years 371 Due after three years through four years 304 Due after four years through five years 310 Due after five years 432 Total minimum lease payments 2,953 Less: present value discount 147 Lease liability $ 2,806

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives The Company uses derivative financial instruments in the form of interest rate swap agreements, which are designated as cash flow hedges, to manage the risk of changes in future cash flows due to interest rate fluctuations. At December 31, 2023, the hedged items have a total notional amount of $115.0 million, and consist of rolling one-month or three-month FHLB advances that are renewed at the fixed interest rate at each renewal date. The hedging instruments have two the respective hedge agreement and includes this amount as part of interest expense on borrowings on the Consolidated Income Statement. Quarterly, the effectiveness evaluation is based upon the fluctuation of the interest the Company pays to the FHLB for the debt as compared to the one-month or three-month SOFR interest received from the counterparty. At December 31, 2023, the $7.6 million net fair value gain of the cash flow hedges was reported with other assets. The tax effected amount of $6.0 million was included in Accumulated Other Comprehensive Income. There were no amounts recorded in the Consolidated Income Statements for the years ended December 31, 2023 or 2022, related to ineffectiveness. Fair value for these derivative instruments, which generally changes as a result of changes in the level of market interest rates, is estimated based on dealer quotes and secondary market sources. The following table presents the fair value of derivative instruments as of December 31, 2023 and 2022: Balance Sheet Location Fair Value at December 31, 2023 Fair Value at December 31, 2022 (In thousands) Interest rate swaps on FHLB debt designated as cash flow hedges Other assets $ 7,565 $ 10,485 The following table presents the net unrealized gains (losses) on derivative instruments, net of tax, included on the Consolidated Statements of Comprehensive Income for the years ended December 31, 2023 and 2022: Location 2023 Amount of Loss Recognized In OCI, net of tax 2022 Amount of Gain Recognized In OCI, net of tax (In thousands) Interest rate swaps on FHLB debt designated as cash flow hedge Other Comprehensive Income $ 2,307 $ 7,105

Benefit Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Benefit Plans	Benefit Plans Multi-employer Pension Plans The Company participates in the Pentegra Defined Benefit Plan for Financial Institutions (the “Pentegra DB Plan”), a tax-qualified defined-benefit pension plan that covers substantially all employees after one year of continuous employment. Pension benefits vest over a period of five years of credited service. The Pentegra DB Plan’s Employer Identification Number is 13-5645888 and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan. The Pentegra DB Plan is a single plan under Internal Revenue Code Section 413(c) and, as a result, all of the assets stand behind all of the liabilities. Accordingly, under the Pentegra DB Plan, contributions made by a participating employer may be used to provide benefits to participants of other participating employers. As of March 31, 2013, the Pentegra DB Plan was frozen, eliminating all future benefit accruals for employees. Each employee’s accrued benefit was determined as of March 31, 2013. The funding target is the present value of all benefits that have accrued as of the first day of the current plan year (July 1). Because interest rates used to calculate the present value of all benefits (5.22% for 2023 and 5.39% for 2022) is significantly higher than current market value investment rates, the funding target does not represent the Company’s actual liability upon withdrawal from participation in the Pentegra DB Plan, which is significantly larger than the funding target. The table below presents the funded status (market value of plan assets divided by funding target) of the plan as of July 1: 2023 2022 Source Valuation Report Valuation Report First Financial Northwest’s Plan (1) 95.2 % 101.9 % _________________ (1) Market value of plan assets reflects any contributions received through June 30, 2023 and 2022, respectively. Total contributions made to the Pentegra DB Plan, as reported on Pentegra’s Form 5500, were $142.4 million and $248.6 million for the plan years ended June 30, 2022 and June 30, 2021, respectively. The Company’s contributions to the Pentegra DB Plan for the year ended December 31, 2023 were not more than 5% of the total contributions to the Pentegra DB Plan for the plan year ended June 30, 2022. The Company’s policy is to fund pension costs as accrued. Total contributions to the Pentegra DB Plan by the Company during the years ended December 31, 2023 and 2022 were: 2023 2022 Date Paid Amount Date Paid Amount (In thousands) 10/16/2023 $ 310 11/28/2022 $ 92 Total $ 310 Total $ 92 Supplemental Executive Retirement Plan The Company has entered into post-employment agreements with certain key officers to provide supplemental retirement benefits. The Company recorded $276,000 and $177,000 of compensation expense for the years ended December 31, 2023, and 2022, respectively. At December 31, 2023, a $1.2 million liability was included in other liabilities on the Company’s consolidated balance sheet in support of the expected current and future benefit payments on these agreements. In addition, in January 2020, the Company purchased three annuity contracts, totaling $2.4 million, to satisfy the benefit obligation associated with certain supplemental executive retirement plan agreements. As of December 31, 2023, these annuities were reported as investments held-to-maturity with a fair value of $2.5 million on the Consolidated Balance Sheets. 401(k) Plan The Company has a savings plan under Section 401(k) of the Internal Revenue Code, covering substantially all employees after 60 days of continuous employment. Under this Safe Harbor plan, employee contributions up to 5% of compensation are matched 100% by the Company and said matching contributions are immediately vested to the employee. Employees may make investments in various stock, money market, or fixed income plans. The Company contributed $543,000 and $365,000 to the plan for the years ended December 31, 2023 and 2022, respectively. In an effort to replace the ESOP benefits that matured in 2022, as outlined below, the Company introduced a profit-sharing plan beginning in 2023, wherein a contribution will be made to every employee’s retirement account in an amount ranging from 5% to 8% annually, based on the Company’s profitability. For the year ended December 31, 2023, the Company recorded an accrued expense of $737,000 for the plan to be contributed to employees’ retirement accounts in early 2024. Employee Stock Ownership Plan The Company provides an ESOP for the benefit of substantially all employees. The ESOP borrowed $16.9 million from First Financial Northwest and used those funds to acquire 1,692,800 shares of First Financial Northwest’s stock at the time of the initial public offering at a price of $10.00 per share. The loan which had a fixed interest rate of 4.88% matured on October 8, 2022. Shares purchased by the ESOP with the loan proceeds were held in a suspense account and were allocated to ESOP participants on a pro rata basis as principal and interest payments were made by the ESOP to First Financial Northwest. The loan was secured by First Financial Northwest’s common stock purchased with the loan proceeds and was repaid by the ESOP with funds from the Bank’s discretionary contributions to the ESOP and earnings on the ESOP assets. No payments were made on ESOP loan in 2023 due to the loan’s maturity in October 2022. Principal and interest payments totaled $1.2 million during 2022. As shares were committed to be released from collateral, the Company reported compensation expense equal to the daily average market prices of the shares and the shares became outstanding for EPS computations. Compensation expense was accrued throughout the year. A summary of key transactions for the ESOP for the years ended December 31, follows: 2023 2022 (In thousands) ESOP contribution expense $ — $ 1,372 Dividends on unallocated ESOP shares used to reduce ESOP contribution — 30 Shares held by the ESOP at December 31, 2023 and 2022, are as follows: December 31, 2023 2022 (Dollars in thousands, except share data) Allocated shares 1,692,800 1,692,800 Unallocated shares — — Total ESOP shares 1,692,800 1,692,800 Fair value of unallocated shares — — Stock-Based Compensation In June 2016, First Financial Northwest’s shareholders approved the First Financial Northwest, Inc. 2016 Equity Incentive Plan (“2016 Plan”). This plan provides for the granting of incentive stock options (“ISO”), non-qualified stock options (“NQSO”), restricted stock and restricted stock units. The 2016 Plan expires in June 2026. The 2016 Plan established 1,400,000 shares available to grant with a maximum of 400,000 of these shares available to grant as restricted stock awards. Each share issued as a restricted stock award counts as two shares towards the total shares available to be awarded. As a result of the approval of the 2016 Plan, the First Financial Northwest, Inc. 2008 Equity Incentive Plan (“2008 Plan”) was frozen with no additional awards being made under the 2008 plan. Restricted stock awards and stock options that were granted under the 2008 Plan are fully vested and unexercised options remain exercisable, subject to the provision of the 2008 Plan and the respective award agreements. At December 31, 2023, there were 848,598 total shares available for future grant under the 2016 Plan, including 144,299 shares available to be granted as restricted stock. Under the 2016 Plan, the vesting date for each option award or restricted stock award is determined by an award committee and specified in the award agreement. In the case of restricted stock awards granted in lieu of cash payments of directors’ fees, the grant date is used as the vesting date. Total compensation expense for the 2016 Plan was $605,000 and $770,000 for the years ended December 31, 2023 and 2022, respectively. The related income tax benefit was $127,000 and $162,000 for the years ended December 31, 2023 and 2022, respectively. Stock Options Under the 2008 Plan, stock option awards were granted with an exercise price equal to the market price of First Financial Northwest's common stock at the grant date. At December 31, 2023, options granted under the 2008 Plan to purchase 122,500 shares were outstanding and fully vested and exercisable. Stock options have a contractual period of ten years. Any unexercised stock options will expire ten years after the grant date, or sooner in the event of the award recipient’s death, disability or termination of service with the Company. Under the 2016 Plan, the exercise price and vesting period for stock options are determined by the award committee and specified in the award agreement, however, the exercise price shall not be less than the fair market value of a share as of the grant date. Any unexercised stock options will expire 10 years after the award date or sooner in the event of the award recipient’s death, disability, retirement, or termination of service. On August 4, 2023, 40,000 shares were granted as stock options under the 2016 Plan. A cashless exercise of vested stock options may occur by the option holder surrendering the number of options valued at the current stock price at the time of exercise to cover the total cost to exercise. The surrendered options are canceled and are unavailable for reissue. The fair value of each option award is estimated on the grant date using a Black-Scholes model that uses the assumptions noted in the table below. The dividend yield is based on the current quarterly dividend in effect at the time of the grant. Historical employment data is used to estimate the forfeiture rate. The historical volatility of the Company’s stock price over a specified period of time is used for the expected volatility assumption. First Financial Northwest bases the risk-free interest rate on the U.S. Treasury Constant Maturity Indices in effect on the date of the grant. First Financial Northwest elected to use the “simplified” method permitted by the U.S. Securities and Exchange Commission to calculate the expected term. This method uses the vesting term of an option along with the contractual term, setting the expected life at the midpoint. The fair value of options granted was determined using the following weighted-average assumptions as of the grant date for the periods indicated. No stock options were granted in 2022. Year Ended December 31, 2023 2022 Annual Dividend Yield 4.31 % N/A Expected volatility 34.04 % N/A Risk-free interest rate 4.08 % N/A Expected term 6.25 years N/A Weighted-average grant date fair value per option granted $ 2.98 N/A A summary of the Company’s stock option plan awards activity for the year ended December 31, 2023 follows: Shares Weighted- Weighted- Aggregate Outstanding at January 1, 2023 217,519 $ 11.20 $ 823,028 Granted 40,000 12.06 Exercised (95,019) 10.78 114,438 Outstanding at December 31, 2023 162,500 11.65 3.15 296,725 Vested and expected to vest assuming a 3% forfeiture rate over the vesting term 161,300 11.65 3.10 295,021 Exercisable at December 31, 2023 122,500 11.52 1.05 239,925 As of December 31, 2023, unrecognized compensation cost related to nonvested stock options totaled $104,000. Restricted Stock Awards A summary of changes in nonvested restricted stock awards for the year ended December 31, 2023, is as follows: Nonvested Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2023 31,272 $ 16.93 Granted 40,618 14.21 Vested (44,272) 15.68 Nonvested at December 31, 2023 27,618 14.92 Expected to vest assuming a 3% forfeiture rate over the vesting term 26,789 14.92 As of December 31, 2023, there was $176,000 of total unrecognized compensation costs related to nonvested shares granted as restricted stock awards. The cost is expected to be recognized over the remaining weighted-average vesting period of two months. The total fair value of shares vested during the years ended December 31, 2023 and 2022 were $694,000 and $790,000, respectively.

Federal Income Taxes

Federal Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Federal Income Taxes	Federal Income Taxes The components of income tax expense for the years indicated are as follows: Year Ended December 31, 2023 2022 (In thousands) Current $ 1,378 $ 2,952 Deferred 175 217 Total income tax expense $ 1,553 $ 3,169 A reconciliation of the tax provision based on the statutory corporate rate of 21% for the year ended December 31, 2023, and 2022, on pretax income is as follows: Year Ended December 31, 2023 2022 (In thousands) Income tax expense at statutory rate $ 1,650 $ 3,441 Income tax effect of: Tax exempt interest, net 75 (50) BOLI income, net (223) (207) Other, net 51 (15) Total income tax expense $ 1,553 $ 3,169 The deferred tax assets and liabilities, included in the accompanying consolidated balance sheets, consisted of the following at the dates indicated: December 31, 2023 2022 (In thousands) Deferred tax assets: ACL for loans $ 3,214 $ 3,198 ACL for unfunded commitments 92 52 Deferred compensation 261 218 Net unrealized loss on investments available-for-sale 3,319 3,811 Employee benefit plans 182 273 Accrued expenses 106 104 Core deposit intangible 72 63 Expenses to facilitate branch acquisition 17 18 Split dollar life insurance 117 101 Lease liability 589 725 Total deferred tax assets 7,969 8,563 Deferred tax liabilities: FHLB stock dividends — 1 Loan origination fees and costs 1,368 1,246 Net unrealized gain on derivative cash flow hedge 1,588 2,201 Fixed assets 1,664 1,699 Goodwill 79 67 Right of use asset 550 688 Other, net 72 64 Total deferred tax liabilities $ 5,321 $ 5,966 Deferred tax assets, net $ 2,648 $ 2,597 Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws, and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities. At December 31, 2023 and 2022, the Company had no net operating loss carryforward. As a result of the bad debt deductions taken in years prior to 1988, retained earnings includes accumulated earnings of approximately $4.5 million, on which federal income taxes have not been provided. If, in the future, this portion of retained earnings is used for any purpose other than to absorb losses on loans or on property acquired through foreclosure, federal income taxes may be imposed at the then-prevailing corporate tax rates. The Company does not contemplate that such amounts will be used for any purpose that would create a federal income tax liability; therefore no provision has been made. Under GAAP, a valuation allowance is required to be recognized if it is “more likely than not” that a portion of the deferred tax asset will not be realized. In order to support a conclusion that a valuation allowance is not needed, management evaluates both positive and negative evidence under the “more likely than not” standard. The weight given to the potential effect of negative and positive evidence should be commensurate with the extent to which the strength of the evidence can be objectively verified. As of December 31, 2023, it was determined the full deferred tax asset would be realized in future periods and a valuation allowance would not be necessary. The Company had no unrecognized tax benefits at December 31, 2023 or 2022, and recognized no interest or tax penalties. The Company has filed U.S. federal income tax returns. Income tax returns filed are subject to examination by the U.S. federal, state, and local income tax authorities. While no income tax returns are currently being examined, the Company is no longer subject to tax examination by tax authorities for years prior to 2020.

Regulatory Capital Requirements

Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2023
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Capital Requirements	Regulatory Capital Requirements Under Federal regulations, pre-conversion retained earnings are restricted for the protection of pre-conversion depositors. First Financial Northwest is a bank holding company under the supervision of the FRB. Bank holding companies are subject to capital adequacy requirements of the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve Board, except that, pursuant to the Economic Growth, Regulatory Relief and Consumer Protection Act, effective August 30, 2018, a bank holding company with consolidated assets of less than $3 billion is generally not subject to the Federal Reserve’s capital regulations, which parallel the FDIC’s capital regulations. The Bank is a federally insured institution and thereby is subject to the capital requirements established by the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital regulations that involve quantitative measures of their assets, liabilities, and certain off balance sheet items as calculated under regulatory accounting practices. First Financial Northwest was not subject to regulatory requirements for bank holding companies at December 31, 2023 and 2022, as its assets were less than the $3.0 billion threshold. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table that follows) of total and Tier 1 capital to risk-weighted assets (as defined in the regulations) and of Tier 1 capital to average assets. As of December 31, 2023, according to the most recent notification from the FDIC, the Bank was categorized as well‑capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since the notification that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios at December 31, 2023 and 2022, are presented in the following table. To be Well Capitalized For Capital Adequacy Under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) December 31, 2023: Total risk-based capital $ 171,971 16.15 % $ 85,194 8.00 % $ 106,493 10.00 % Tier 1 risk-based capital 158,629 14.90 63,896 6.00 85,194 8.00 Common equity tier 1 capital (“CET1”) 158,629 14.90 47,922 4.50 69,220 6.50 Tier 1 leverage capital 158,629 10.18 62,349 4.00 77,936 5.00 December 31, 2022: Total risk-based capital $ 169,755 15.62 % $ 86,942 8.00 % $ 108,678 10.00 % Tier 1 risk-based capital 156,147 14.37 65,207 6.00 86,942 8.00 Common equity tier 1 capital (“CET1”) 156,147 14.37 48,905 4.50 70,641 6.50 Tier 1 leverage capital 156,147 10.31 60,578 4.00 75,722 5.00 In addition to the minimum CET1, Tier 1, total capital and leverage ratios, the Bank must maintain a capital conservation buffer consisting of additional CET1 capital greater than 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. As of December 31, 2023, the Bank’s capital conservation buffer was 8.15%.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Financial Instruments with Off-Balance-Sheet Risk. In the normal course of business, the Company makes loan commitments, typically unfunded loans and unused lines of credit, to accommodate the financial needs of its customers. These arrangements have credit risk essentially the same as that involved in extending loans to customers and are subject to the Company’s normal credit policies, including collateral requirements, where appropriate. Commitments to extend credit are agreements to lend to customers in accordance with predetermined contractual provisions. These commitments are for specific periods or, may contain termination clauses and may require the payment of a fee. The total amounts of unused commitments do not necessarily represent future credit exposure or cash requirements, in that commitments can expire without being drawn upon. Unfunded commitments to originate loans or extend credit totaled $83.6 million at December 31, 2023, and $74.0 million at December 31, 2022. Lease Commitments. The Company has entered into lease commitments for its branches located in Mill Creek, Edmonds, Renton, Bellevue, Woodinville, Smokey Point, Lake Stevens, Bothell, Kent, Kirkland, University Place, Gig Harbor, and Issaquah, all in Washington. For more information on the Company’s lease commitments, see Note 10 - Leases. Legal Proceedings . The Company and its subsidiaries are from time to time defendants in and are threatened with various legal proceedings arising from their regular business activities. Management, after consulting with legal counsel, is of the opinion that the ultimate liability, if any, resulting from these pending or threatened actions and proceedings will not have a material effect on the consolidated financial statements of the Company. Employment Contracts and Severance Agreements.

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Financial Statements	Parent Company Only Financial Statements Presented below are the condensed balance sheets, income statements and statements of cash flows for First Financial Northwest. FIRST FINANCIAL NORTHWEST, INC. Condensed Balance Sheets December 31, 2023 2022 (In thousands) Assets Cash and cash equivalents $ 301 $ 223 Interest-bearing deposits 8,464 9,612 Investment in subsidiaries 152,408 150,522 Receivable from subsidiaries 8 3 Other assets 686 236 Total assets $ 161,867 $ 160,596 Liabilities and Stockholders’ Equity Liabilities: Payable to subsidiaries $ 60 $ 64 Deferred tax liability, net 9 6 Other liabilities 138 166 Total liabilities 207 236 Stockholders’ equity 161,660 160,360 Total liabilities and stockholders’ equity $ 161,867 $ 160,596 FIRST FINANCIAL NORTHWEST, INC. Condensed Income Statements Year Ended December 31, 2023 2022 (In thousands) Operating income: Interest income: Interest-bearing deposits with banks $ 97 $ 13 Total interest income 97 13 Noninterest income: Other income 164 25 Total noninterest income 164 25 Total operating income 261 38 Operating expenses: Other expenses 1,790 1,942 Total operating expenses 1,790 1,942 Loss before benefit for federal income taxes and equity in undistributed (1,529) (1,904) Federal income tax benefit (316) (411) Loss before equity in undistributed loss of subsidiaries (1,213) (1,493) Equity in undistributed earnings of subsidiaries 7,518 14,733 Net income $ 6,305 $ 13,240 FIRST FINANCIAL NORTHWEST, INC. Condensed Statements of Cash Flows Year Ended December 31, 2023 2022 (In thousands) Cash flows from operating activities: Net income $ 6,305 $ 13,240 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed earnings of subsidiaries (7,518) (14,733) Dividends received from subsidiary 4,806 8,198 Restricted stock compensation 25 6 Change in deferred tax liability, net 3 8 Change in receivables from subsidiaries (5) 33 Change in payables to subsidiaries (4) (106) Change in other assets (450) (211) Changes in other liabilities (28) 42 Net cash provided by operating activities 3,134 6,477 Cash flows from investing activities: ESOP loan repayment — 1,173 Net cash provided by investing activities — 1,173 Cash flows from financing activities: Proceeds from exercise of stock options 1,023 454 Proceeds for vested awards 553 737 Net share settlement of stock awards (1,017) (226) Repurchase and retirement of common stock — (1,398) Dividends paid (4,763) (4,343) Net cash used in financing activities (4,204) (4,776) Net (decrease) increase in cash (1,070) 2,874 Cash and cash equivalents at beginning of year 9,835 6,961 Cash and cash equivalents at end of year $ 8,765 $ 9,835

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following table presents a reconciliation of the components used to compute basic and diluted EPS for the periods indicated. Year Ended December 31, 2023 2022 (Dollars in thousands, except share data) Net income $ 6,305 $ 13,240 Earnings allocated to participating securities (18) (44) Earnings allocated to common shareholders $ 6,287 $ 13,196 Basic weighted-average common shares outstanding 9,126,209 9,006,369 Dilutive effect of stock options 18,680 81,480 Dilutive effect of restricted stock grants 7,728 14,434 Diluted weighted-average common shares outstanding 9,152,617 9,102,283 Basic earnings per share $ 0.69 $ 1.47 Diluted earnings per share $ 0.69 $ 1.45 For the year ended December 31, 2023, there were 80,000 options to purchase shares of common stock that were omitted from the computation of diluted earnings per share because their effect would be anti-dilutive. No options to purchase shares of common stock were omitted because their effect would be anti-dilutive for the year ended December 31, 2022.

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2023
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition In accordance with Topic 606, revenues are recognized when goods or services are transferred to the customer in exchange for the consideration the Company expects to be entitled to receive. To determine the appropriate recognition of revenue for transactions within the scope of Topic 606, the Company performs the following five steps: (i) identify the contract(s) with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations in the contract; and (v) recognize revenue when the entity satisfies a performance obligation. A contract may not exist if there are doubts as to collectability of the amounts the Company is entitled to in exchange for the goods or services transferred. If a contract is determined to be within the scope of Topic 606, the Company recognizes revenue as it satisfies a performance obligation. The largest portion of the Company’s revenue is from net interest income which is not within the scope of Topic 606. Disaggregation of Revenue The following table includes the Company’s noninterest income disaggregated by type of service for the years ended December 31, 2023 and 2022: Year Ended December 31, 2023 2022 (In thousands) Gain on sales of investment securities (1) $ — $ 27 BOLI income (1) 1,081 1,004 Wealth management revenue 253 312 Deposit related fees 331 311 Debit card and ATM fees 625 625 Loan related fees 275 919 Other 208 49 Total noninterest income $ 2,773 $ 3,247 ____________ (1) Not in scope of Topic 606 For the year ended December 31, 2023, substantially all of the Company’s revenues under the scope of Topic 606 are for performance obligations satisfied at a specified date. Revenues recognized within scope of Topic 606 Wealth management revenue: Our wealth management revenue consists of commissions received on the investment portfolio managed by Bank personnel but held by a third party. Commissions are earned on brokerage services and advisory services based on contract terms at the onset of a new customer’s investment agreement or quarterly for ongoing services. Commissions are paid by the third party to the Bank when the performance obligation has been completed by both entities. Deposit related fees: Fees are earned on our deposit accounts for various products or services performed for our customers. Fees include business account fees, non-sufficient fund fees, stop payment fees, wire services, safe deposit box, and others. These fees are recognized on a daily, monthly or annual basis, depending on the type of service. Debit card and ATM fees: Fees are earned when a debit card issued by the Bank is used or when other bank’s customers use our ATM services. Revenue is recognized at the time the fees are collected from the customer’s account or remitted by the VISA interchange network. Loan related fees: Noninterest fee income is earned on our loans for servicing or annual fees on certain loan types. Fees are also earned on the prepayment of certain loans, and are recognized at the time the loan is paid off. Other: Fees earned on other services, such as merchant services or occasional non-recurring type services, are recognized at the time of the event or the applicable billing cycle. Contract Balances

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Pay vs Performance Disclosure
Net income	$ 6,305	$ 13,240

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Nature of Operations and Principles of Consolidation and Basis of Presentation and Use of Estimates	Nature of Operations and Principles of Consolidation First Financial Northwest, Inc. (“First Financial Northwest”), a Washington corporation, was formed on June 1, 2007 for the purpose of becoming the holding company for First Financial Northwest Bank (the “Bank”) in connection with the conversion from a mutual holding company structure to a stock holding company structure completed on October 9, 2007. First Financial Northwest’s business activities generally are limited to passive investment activities and oversight of its investment in the Bank. Accordingly, the information presented in the consolidated financial statements and related data, relates primarily to the Bank. First Financial Northwest converted from a savings and loan holding company to a bank holding company in 2015 and is subject to regulation by the Board of Governors of the Federal Reserve of the Federal Reserve System ((the “Federal Reserve Board” or “Federal Reserve”) through the Federal Reserve Bank of San Francisco (the “FRB”). The Bank is regulated by the Federal Deposit Insurance Corporation (the “FDIC”) and the Washington State Department of Financial Institutions (the “DFI”). The Bank was organized in 1923 as a Washington state-chartered savings and loan association, converted to a federal mutual savings and loan association in 1935, and converted to a Washington state-chartered mutual savings bank in 1992. In 2002, the Bank reorganized into a two-tier mutual holding company structure, became a stock savings bank and became the wholly-owned subsidiary of First Financial of Renton, Inc. In connection with the mutual to stock conversion in 2007, the Bank changed its name to First Savings Bank Northwest. In August 2015, the Bank changed its name to First Financial Northwest Bank to support the expansion of focus to being more than a traditional “savings” bank. In February 2016, the Bank changed its charter from a Washington chartered stock savings bank to a Washington chartered commercial bank. The Bank is a community-based commercial bank primarily serving King and Snohomish Counties, and to a lesser extent, Pierce and Kitsap Counties, Washington. In King County, the headquarters and full-service banking office, as well as one branch office, are located in Renton. Additional King County branch offices are located in Bellevue, Woodinville, Bothell, Kent, Kirkland and Issaquah. In S nohomish County, five branch offices serve Mill Creek, Edmonds, Clearview, Smokey Point, and Lake Stevens. In Pierce County, two branch offices serve Gig Harbor and University Place. The Bank’s business consists of attracting deposits from the public and utilizing these deposits to originate one-to-four family residential, multifamily, commercial real estate, construction/land, business and consumer loans. The accompanying consolidated financial statements include the accounts of First Financial Northwest and its wholly‑owned subsidiaries First Financial Northwest Bank and First Financial Diversified Corporation (collectively, “the Company”). All significant intercompany balances and transactions between First Financial Northwest and its subsidiaries have been eliminated in consolidation. Basis of Presentation and Use of Estimates The accounting and reporting policies of the Company conform to U.S. generally accepted accounting principles (“GAAP”). In preparing the consolidated financial statements, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided. Actual results could differ from these estimates. Material estimates particularly subject to change include the allowance for credit losses (“ACL”).
Subsequent Events	Subsequent Events On January 10, 2024, the Bank entered into a definitive agreement in which Global Credit Union will acquire the Bank. The transaction is structured as a purchase and assumption agreement with Global purchasing substantially all assets and assuming substantially all liabilities of the Bank for the all-cash consideration of $231.2 million, subject to certain adjustments, and subject to receiving all regulatory approvals, approval by the shareholders of the Company, and other customary closing conditions. On February 12, 2024, the Company declared a quarterly dividend to common shareholders of $0.13 per share, to be paid on March 28, 2024, to shareholders of record as of March 15, 2024.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash on hand and in banks, interest-bearing deposits and federal funds sold all with maturities of three months or less. The Company is required to maintain an average reserve balance with the FRB or maintain such reserve balance in the form of cash. Effective March 26, 2020 the Federal Reserve lowered the reserve ratios on transaction accounts maintained at a depository institution to zero percent. There was no required reserve balance at December 31, 2023 and 2022.
Investments	Investments Investments in debt securities are classified into one of three categories: (1) held-to-maturity, (2) available-for-sale, or (3) trading. At December 31, 2023 and 2022, we had held-to-maturity and available-for-sale, but no trading securities. Investments are categorized as held-to-maturity when we have the positive intent and ability to hold them to maturity. Held-to-maturity investments are reported at amortized cost. Investments are classified as available-for-sale if the Company intends to hold the securities for an indefinite period of time, but not necessarily to maturity. Investments available-for-sale are reported at fair value. Unrealized holding gains and losses on investments available-for-sale are excluded from earnings and are reported in other comprehensive income (loss), net of applicable taxes. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. Amortization or accretion of purchase premiums and discounts are included in investment income using the level-yield method over the remaining period to contractual maturity. Dividend or interest income is recognized when it is earned. The estimated fair value of investments is based on quoted market prices for investments traded in active markets or dealer quotes. Mortgage-backed investments represent participation interest in pools of first mortgage loans originated and serviced by the issuers of the investments. Management makes an assessment to determine whether there have been any events or economic circumstances to indicate that a security has incurred a credit-related loss. Management considers many factors including recent events specific to the issuer or industry, and for debt securities, external credit ratings and recent downgrades. For debt securities, if management intends to sell the security or it is likely that management will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings. If management does not intend to sell the security and it is not likely that management will be required to sell the security but management does not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings. The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected, limited to the amount that the security’s fair value is less than its amortized cost basis. The remaining impairment related to all other factors, the difference between the present value of the cash flows expected to be collected and fair value, is recognized as a charge to other comprehensive income (“OCI”). Impairment losses related to all other factors are presented as separate categories within OCI.
Loans Receivable	Loans Receivable Loans are recorded at their outstanding principal balance adjusted for charge-offs, the ACL, net deferred fees or costs, premium and discounts. Interest on loans is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in the process of collection. Consumer and other loans are typically managed in the same manner. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is doubtful. All interest accrued but not collected on loans that are placed on nonaccrual is reversed against interest income. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. In order to return a nonaccrual loan to accrual status, each loan is evaluated on a case-by-case basis. We evaluate the borrower’s financial condition to ensure that future loan payments are reasonably assured. We also take into consideration the borrower’s willingness and ability to make the loan payments and historical repayment performance. We require the borrower to make the loan payments consistently for a period of at least six months as agreed to under the terms of any modified loan agreement before we will consider reclassifying the loan to accrual status.
Impaired Loans	Individually Evaluated Loans The Company evaluates loans collectively for purposes of determining the ACL in accordance with ASC 326. Collective evaluation is based on aggregating loans deemed to possess similar risk characteristics. In certain instances, the Company may identify loans that it believes no longer possess risk characteristics similar to other loans in the portfolio. These loans are typically identified from a substandard or worse internal risk grade, since the specific attributes and risks associated with such loans tend to become unique as the credit deteriorates. Such loans are typically nonperforming, modified loans made to borrowers experiencing financial difficulty, and/or are deemed collateral dependent, where the ultimate repayment of the loan is expected to come from the operation of or eventual sale of the collateral.
Troubled Debt Restructurings	Loan Modifications to Borrowers Experiencing Financial Difficulty Loan modifications are made in the ordinary course of business and are completed on a case-by-case basis through negotiation with the borrower in connection with the ongoing loan collection processes. Loan modifications are made to provide borrowers payment relief and typically include adjustments such as changes to interest rate, advancement of maturity date, and interest only payments for a period of time. Effective January 1, 2023, the Company adopted ASU 2022-02, which eliminated accounting guidance for troubled-debt restructurings while requiring disclosure of borrowers experiencing financial difficulty for modifications related to principal reductions, interest rate reductions, term extensions, and more than insignificant payment delay. From time to time, we may modify certain loans to borrowers who are experiencing financial difficulty. In some cases, these modifications may result in new loans. Loan modifications to borrowers experiencing financial difficulty may be in the form of a principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. As of December 31, 2023, the Company had no loans that were both experiencing financial difficulty and modified during the year.
Allowance for Loan and Lease Losses (ALLL)	Allowance for Credit Losses (AFS Investments) For AFS securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either criteria is met, the security’s amortized cost basis is written down to fair value through income. For AFS securities where neither of the criteria are met, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the credit rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited to the amount that the fair value is less than the amortized cost basis. Any remaining discount that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as a provision (or recaputure) for credit losses. Losses are charged against the allowance when management believes the uncollectibility of an AFS security is confirmed or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2023, the Company determined that the unrealized loss positions in AFS securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. Allowance for Credit Losses (HTM Investments) The three annuities we own and classify as held to maturity were purchased to support payments to two executive as part of their Supplemental Employment Retirement Program (“SERP”). These annuities, along with an associated policy and rider, provide for payments in retirement for the life of the executive. The rider that provides the long term guarantee for the SERP has no cash value and is not transferable to another annuitant. The cash value of the annuity is representative of the liquidation value of the contract. For this reason, no allowance for credit losses was recorded. Allowance for Credit Losses (Loans and Unfunded Commitments) The Company maintains an ACL for the expected credit losses of the loan portfolio as well as unfunded loan commitments. The amount of ACL is based on ongoing, quarterly assessments by management. The CECL methodology requires an estimate of the credit losses expected over the life of an exposure (or pool of exposures). The ACL for the loan portfolio is a valuation account that is deducted from the loans amortized cost basis to present the net amount expected to be collected on the loans. Loan balances are charged off against the ACL when management believes the non-collectability of a loan balance is confirmed. Recoveries are recorded as an increase to the ACL for loans to the extent they do not exceed the related charge-off amounts. The ACL for loans, as reported in our consolidated balance sheets, is adjusted by a provision for credit losses and reduced by the charge-offs of loan amounts, net of recoveries. The ACL consists of the allowance for loan losses and the reserve for unfunded commitments. The estimate of expected credit losses under the CECL methodology is based on relevant information about past events, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amounts. Historical loss experience is generally the starting point for estimating expected credit losses. We then consider whether the historical loss experience should be adjusted for asset-specific risk characteristics or current conditions at the reporting date that did not exist over the period that historical experience was based for each loan type. Finally, we consider forecasts about future economic conditions or changes in collateral values that are reasonable and supportable. Management estimates the ACL balance using relevant available information from internal and external sources relating to past events, current conditions and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix or delinquency levels or other relevant factors. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of its loan portfolio, disaggregating loans into pools, the level at which credit risk is monitored. Determining the appropriateness of the ACL is complex and requires judgment by management about the effect of matters that are inherently uncertain. In future periods, evaluations of the overall loan portfolio, based on the factors and forecasts then prevailing, may result in material changes in the ACL and provision for credit losses. The methodology for estimating the amount of expected credit losses has two basic components: first, a pooled component for estimated expected credit losses for pools of loans that share similar risk characteristics and second an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. The Company's ACL model methodology is to build a reserve rate using historical life of loan default rates combined with assessments of current loan portfolio information and current and forecasted economic environment and business cycle information. The model uses statistical analysis to determine the life of loan default rates for the quantitative component and analyzes qualitative factors (Q-Factors) that assess the current loan portfolio conditions and forecasted economic environment and collateral values. Management maintains an ACL for unfunded commitments to absorb estimated expected credit losses associated with our off-balance commitments to lend funds such as unused lines of credit and the undisbursed portion of construction loans. The estimate considers the likelihood that funding will occur and estimated expected credit losses on commitments expected to be funded over the estimated life. Loss rates are estimated by utilizing the same loss rates calculated for the allowance for credit losses related to the respective loan portfolio pool. The ACL for unfunded commitments is based on estimates and ultimate losses may vary from the current estimates. The ACL on unfunded commitments is evaluated on a regular basis an necessary adjustments are recorded as a provision (recapture of provision) for credit losses. The ACL for unfunded commitments is included in the other liabilities section of the consolidated balance sheets.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives used to compute depreciation and amortization is 15 to 40 years for buildings and building improvements, and is three
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock
Transfer of Financial Assets	Transfer of Financial Assets Transfers of an entire financial asset, a group of entire financial assets, or participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Other Real Estate Owned	Other Real Estate Owned OREO consists principally of properties acquired through foreclosure and is originally stated at estimated market value less selling costs. Losses arising from the acquisition of property, in full or partial satisfaction of loans, are charged to the ACL. Subsequent to the transfer of foreclosed assets held for sale, the assets are recorded at the lower of cost or fair value (less estimated costs to sell), based on periodic evaluations. Subsequent write-downs in value are charged to noninterest expense. Generally, legal and professional fees associated with foreclosures are expensed as incurred. Costs incurred to improve property prior to sale are capitalized; however, in no event are recorded costs allowed to exceed estimated fair value. Subsequent gains, losses, or expenses recognized on the sale of these properties are included in noninterest expense. The amounts that will ultimately be recovered from foreclosed assets may differ substantially from the carrying value of the assets because of future market factors beyond management’s control.
Bank-Owned Life Insurance	Bank-Owned Life Insurance The Company has purchased life insurance on certain key executives and officers. Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Increases to the cash surrender value are recorded as noninterest income and partially offset expenses for employee benefits. Certain BOLI contracts contain endorsement split-dollar life agreements. In these circumstances, the Bank accrues a reserve liability and related compensation expense for the expected future benefit payout.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as unused lines of credit and commercial letters of credit issued to meet customer financing needs. The face amount of these items represents the exposure to loss before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Stock-Based Compensation	Stock-Based Compensation
Federal Income Taxes	Federal Income Taxes The Company files a consolidated Federal income tax return and records its provision for income taxes under the asset and liability method. Deferred taxes result from temporary differences in the recognition of certain income and expense amounts between the Company’s financial statements and its tax return. The principal items giving rise to these differences include net operating losses, valuation adjustments on foreclosed properties, and allowance for credit losses. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not that all or some portion of the potential deferred tax asset will not be realized. The Company’s policy is to recognize interest and penalties associated with income tax matters in income tax expense.
Employee Stock Ownership Plan	Employee Stock Ownership Plan
Earnings Per Share	Earnings Per Share Nonvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents are participating securities and are included in the computation of earnings per share (“EPS”) pursuant to the two-class method. The two-class method is an earnings allocation formula that determines EPS for each class of common stock and participating security according to dividends declared or accumulated and participation rights in undistributed earnings. Certain shares of the Company’s nonvested restricted stock awards qualify as participating securities. Net income is allocated between the common stock and participating securities pursuant to the two-class method, based on their rights to receive dividends, participate in earnings or absorb losses. Basic earnings per common share is computed by dividing net earnings available to common shareholders by the weighted average number of common shares outstanding during the period, excluding participating nonvested restricted shares. As ESOP shares are committed to be released, they are included in the outstanding shares used in the basic EPS calculation. Diluted earnings per share is computed in a similar manner, except that first the denominator is increased to include the number of additional shares that would have been outstanding if potentially dilutive shares, excluding the participating securities, were issued using the treasury stock method. For all periods presented, stock options and certain restricted stock awards are potentially dilutive non-participating instruments issued by the Company. Undistributed losses are not allocated to the nonvested share-based payment awards (the participating securities) under the two-class method as the holders are not contractually obligated to share in the losses of the Company.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and unrealized gains and losses on investments available-for-sale and derivatives, which are also recognized as separate components of equity, net of tax.
Advertising Expenses	Advertising Expenses Advertising costs are generally expensed as incurred and are not material.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Segment Information	Segment Information
Reclassification	Reclassification
Derivatives	Derivatives The Company designates certain interest rate swap agreements as a cash flow hedge, and as such, reports the net fair value as an asset or liability. The hedge is utilized to mitigate the risk of variability in future interest payments. The fair value of the cash flow hedge is based on dealer quotes, pricing models, discounted cash flow methodologies or similar techniques for which the determination of fair value may require significant management judgment or estimation. The derivative is marked to its fair value, with the change in fair value recorded as other comprehensive income or loss. Each derivative is tested for effectiveness quarterly and all of our derivatives continue to be deemed effective. The gain or loss on the derivative is reclassified into earnings in the same income statement line item that is used to present the earnings effect of the hedged item.
Goodwill	Goodwill
Core Deposit Intangible	Core Deposit Intangible A core deposit intangible (“CDI”) asset was recognized from the assumption of core deposit liabilities in connection with the acquisition of four banking branches from a third party in 2017 (the “Branch Acquisition”). The asset was valued by a third party and is amortized into noninterest expense over ten years. The CDI is evaluated for impairment annually with any additional decline recorded as a noninterest expense on the Consolidated Income Statement.
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments - Credit Losses (Topic 326) as amended by ASU 2018-19, ASU 2019-04 and ASU 2019-05, was originally issued by the Financial Accounting Standards Board (“FASB”) in June 2016 . This ASU replaces the incurred loss methodology which delays recognition until it is probable a loss has been incurred with an expected loss methodology referred to as the current expected credit loss (“CECL”) methodology. The amendments in this ASU require a financial asset that is measured at amortized cost to be presented at the net amount expected to be collected. The income statement would then reflect the measurement of credit losses for newly recognized financial assets as well as changes to the expected credit losses that have taken place during the reporting period. The measurement of expected credit losses under CECL will be based on historical information, current conditions, and reasonable and supportable forecasts that impact the collectability of the reported amount. Available-for-sale securities will bifurcate the fair value mark and establish an allowance for credit losses through the income statement for the credit portion of that mark. The interest portion will continue to be recognized through accumulated other comprehensive income or loss. The change in ACL recognized as a result of the adoption of CECL will occur through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the ASU is adopted. This ASU was effective for smaller reporting companies, such as the Company, on January 1, 2023. ASU 2019-05 issued in April 2019 further provides that entities that have certain financial instruments measured at amortized cost that have credit losses, to irrevocably elect the fair value option in Subtopic 825-10, upon adoption of Topic 326. The fair value option applies to available-for-sale debt securities. This ASU was effective upon adoption of ASU 2016-13, and should be applied on a modified-retrospective basis as a cumulative-effect adjustment to the opening balance of retained earnings in the statement of financial condition as of the adoption date. On January 1, 2023, the Company adopted this ASU, which resulted in a net of tax charge of $395,000 to retained earnings, and a $500,000 increase to ACL for the cumulative effect of adopting this guidance. The impact that the transition to CECL had on the expected credit losses on unfunded commitments was deemed to be immaterial. In January 2021, the FASB issued ASU No. 2021-01, Reference Rate Reform (Topic 848) . This ASU applies to contracts, hedging relationships and other transactions that reference London Interbank Offering Rate (“LIBOR”) or other rate references expected to be discontinued because of reference rate reform. The amendments in this ASU are elective and apply to all entities that have derivative instruments that use an interest rate that will be modified by reference rate reform. This ASU provides implementation guidance to clarify that certain optional expedients and exceptions in Topic 848 may be applied to derivative instruments. This ASU may be elected on a full retrospective basis for any interim period subsequent to March 12, 2020, or on a prospective basis to new modifications from any date subsequent to the date of issuance. Effective January 25, 2021, the Company adhered to the Interbank Offered Rate Fallbacks Protocol (“Protocol”) as published by the International Swaps and Derivatives Association, Inc. and recommended by the Alternative Reference Rates Committee. Additionally, effective January 1, 2022, the Company was no longer initiating or renewing loans using LIBOR as an index. As of December 31, 2023, all of the Company’s contracts using LIBOR have been converted to be based on Secured Overnight Financing Rate (“SOFR”). In March 2022, the FASB issued ASU 2022-02, Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures . This ASU eliminates the accounting guidance for troubled debt restructured loans

Investments (Tables)

Investments (Tables)	12 Months Ended
	Dec. 31, 2023
Investments [Abstract]
Debt Securities, Available-for-sale	The following tables summarize the amortized cost and fair value of investments available-for-sale at December 31, 2023 and 2022, and the corresponding amounts of gross unrealized gains and losses. December 31, 2023 Amortized Gross Gross Fair Value (In thousands) Mortgage-backed investments: Fannie Mae $ 11,562 $ — $ (1,684) $ 9,878 Freddie Mac 12,934 — (1,755) 11,179 Ginnie Mae 28,096 — (1,516) 26,580 Other 30,559 — (1,366) 29,193 Municipal bonds 36,571 42 (4,764) 31,849 U.S. Government agencies 71,003 5 (1,051) 69,957 Corporate bonds 33,000 — (3,721) 29,279 $ 223,725 $ 47 $ (15,857) $ 207,915 December 31, 2022 Amortized Gross Gross Fair Value (In thousands) Mortgage-backed investments: Fannie Mae $ 11,800 $ — $ (1,860) $ 9,940 Freddie Mac 13,720 — (1,831) 11,889 Ginnie Mae 29,426 18 (1,601) 27,843 Other 34,295 — (1,906) 32,389 Municipal bonds 36,968 17 (6,102) 30,883 U.S. Government agencies 76,718 6 (2,370) 74,354 Corporate bonds 33,000 — (2,520) 30,480 $ 235,927 $ 41 $ (18,190) $ 217,778
Schedule of Available for sale Securities, Debt Maturities	The amortized cost and estimated fair value of investments available-for-sale at December 31, 2023, by expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Investments not due at a single maturity date, primarily mortgage‑backed investments, are shown separately. December 31, 2023 Amortized Cost Fair Value (In thousands) Due within one year $ 39,883 $ 39,603 Due after one year through five years 11,054 10,770 Due after five years through ten years 33,762 29,683 Due after ten years 55,875 51,029 140,574 131,085 Mortgage-backed investments 83,151 76,830 $ 223,725 $ 207,915
Gain (Loss) on Investments	Sales and other redemptions of available-for-sale investments were as follows: Year Ended December 31, 2023 2022 (In thousands) Proceeds $ — $ 11,088 Gross gains — 27 Gross losses — —
Schedule of Available for sale Securities in Continuous Unrealized Loss positions	The following tables summarize the aggregate fair value and gross unrealized loss by length of time those investments have been continuously in an unrealized loss position at December 31, 2023 and 2022. December 31, 2023 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) Mortgage-backed investments: Fannie Mae $ — $ — $ 9,878 $ (1,684) $ 9,878 $ (1,684) Freddie Mac 671 (57) 10,508 (1,698) 11,179 (1,755) Ginnie Mae 11,601 (70) 14,979 (1,446) 26,580 (1,516) Other — — 28,330 (1,366) 28,330 (1,366) Municipal bonds 2,477 (16) 26,916 (4,748) 29,393 (4,764) U.S. Government agencies — — 67,440 (1,051) 67,440 (1,051) Corporate bonds 5,966 (34) 23,313 (3,687) 29,279 (3,721) $ 20,715 $ (177) $ 181,364 $ (15,680) $ 202,079 $ (15,857) December 31, 2022 Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized (In thousands) Mortgage-backed investments: Fannie Mae $ 6,710 $ (1,073) $ 3,226 $ (787) $ 9,936 $ (1,860) Freddie Mac 4,677 (272) 6,476 (1,559) 11,153 (1,831) Ginnie Mae 7,645 (310) 13,714 (1,291) 21,359 (1,601) Other 27,430 (1,614) 4,959 (292) 32,389 (1,906) Municipal bonds 7,892 (680) 20,901 (5,422) 28,793 (6,102) U.S. Government agencies 43,664 (1,184) 30,224 (1,186) 73,888 (2,370) Corporate bonds 17,241 (1,259) 13,239 (1,261) 30,480 (2,520) $ 115,259 $ (6,392) $ 92,739 $ (11,798) $ 207,998 $ (18,190)

Loans Receivable (Tables)

Loans Receivable (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans receivable net of loans in process (“LIP”), at December 31, 2023, and 2022 are summarized as follows: December 31, 2023 2022 (In thousands) One-to-four family residential: Permanent owner occupied $ 284,471 $ 232,869 Permanent non-owner occupied 228,752 241,311 513,223 474,180 Multifamily 138,149 126,866 Commercial real estate 377,859 407,904 Construction/land: (1) One-to-four family residential 47,149 52,492 Multifamily 4,004 15,393 Land 9,771 9,759 60,924 77,644 Business 29,081 31,363 Consumer 71,995 64,353 Total loans 1,191,231 1,182,310 Less: ACL for loans 15,306 15,227 Loans receivable, net $ 1,175,925 $ 1,167,083 ____________ (1) Included in the construction/land category are “rollover” loans, which are loans that will convert upon completion of the construction period to permanent loans and be reclassified according to the underlying collateral. In addition, raw land or buildable lots where the Company does not intend to finance the construction are included in the construction/land category. At December 31, 2023 and 2022, all of the multifamily and land loans included in the construction/land loan portfolio will be converted to permanent loans upon completion of the construction period. Accrued interest receivable consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Loans receivable $ 6,093 $ 5,290 Investments 1,260 1,222 Interest-earning deposits 6 1 $ 7,359 $ 6,513
Financing Receivables, Summary of Loans By Maturity and Interest Rate Type	The Company originates both adjustable and fixed interest rate loans. The composition of loans receivable at December 31, 2023 and 2022, was as follows: December 31, 2023 Fixed Rate Adjustable Rate Term to Maturity Principal Balance Term to Rate Adjustment Principal Balance (In thousands) Due within one year $ 27,714 Due within one year (1) $ 310,260 After one year through three years 55,326 After one year through three years 169,981 After three years through five years 74,404 After three years through five years 173,914 After five years through ten years 71,210 After five years through ten years 101,724 Thereafter 206,698 Thereafter — $ 435,352 $ 755,879 ____________ (1) Includes $128.9 million of prime based loans and $108.2 million in loans that adjust based on SOFR. December 31, 2022 Fixed Rate Adjustable Rate Term to Maturity Principal Balance Term to Rate Adjustment Principal Balance (In thousands) Due within one year $ 4,654 Due within one year (1) $ 328,934 After one year through three years 56,336 After one year through three years 72,292 After three years through five years 68,739 After three years through five years 224,527 After five years through ten years 105,847 After five years through ten years 108,217 Thereafter 212,764 Thereafter — $ 448,340 $ 733,970 ____________ (1) Includes $158.2 million of prime based loans and $110.7 million in loans that adjust based on LIBOR.
Financing Receivable Credit Quality Indicators	The following tables present a summary of loans by type, risk category, year of origination and current period gross charge-offs as of December 31, 2023, and by type and risk category as of December 31, 2022: December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Total Loans (In thousands) One-to-four family residential Pass $ 86,208 $ 142,563 $ 94,582 $ 61,946 $ 31,806 $ 95,012 $ 512,117 Watch — — — — — 683 683 Special mention — — — — — 130 130 Substandard — — — — — 293 293 Total one-to-four family residential $ 86,208 $ 142,563 $ 94,582 $ 61,946 $ 31,806 $ 96,118 $ 513,223 Current year-to-date (“YTD”) gross charge-offs $ — $ — $ — $ — $ — $ — $ — Multifamily Pass $ 3,329 $ 8,332 $ 22,787 $ 43,259 $ 25,988 $ 30,561 $ 134,256 Watch — — — — — 2,303 2,303 Special mention — — — — — — — Substandard — — — — — 1,590 1,590 Total multifamily $ 3,329 $ 8,332 $ 22,787 $ 43,259 $ 25,988 $ 34,454 $ 138,149 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 20,026 $ 35,054 $ 73,727 $ 78,204 $ 8,337 $ 98,316 $ 313,664 Watch — — 4,108 — 12,745 3,322 20,175 Special mention — — — — — — — Substandard — — — 526 1,295 42,199 44,020 Total commercial real estate $ 20,026 $ 35,054 $ 77,835 $ 78,730 $ 22,377 $ 143,837 $ 377,859 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — (Continued) December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Total Loans (In thousands) Construction/land Pass $ 14,797 $ 26,286 $ 19,841 $ — $ — $ — $ 60,924 Watch — — — — — — — Special mention — — — — — — — Substandard — — — — — — — Total construction/land $ 14,797 $ 26,286 $ 19,841 $ — $ — $ — $ 60,924 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Business Pass $ 1,480 $ 6,358 $ 388 $ 1,272 $ 1,486 $ 18,097 $ 29,081 Watch — — — — — — — Special mention — — — — — — — Substandard — — — — — — — Total business $ 1,480 $ 6,358 $ 388 $ 1,272 $ 1,486 $ 18,097 $ 29,081 Current YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — Consumer Pass $ 23,937 $ 23,921 $ 10,190 $ 5,523 $ 5,260 $ 2,917 $ 71,748 Watch — 27 — — — — 27 Special mention — — — — — — — Substandard — 19 201 — — — 220 Total consumer $ 23,937 $ 23,967 $ 10,391 $ 5,523 $ 5,260 $ 2,917 $ 71,995 Current YTD gross charge-offs $ — $ — $ — $ — $ 22 $ — $ 22 Total loans receivable, gross Pass $ 149,777 $ 242,514 $ 221,515 $ 190,204 $ 72,877 $ 244,903 $ 1,121,790 Watch — 27 4,108 — 12,745 6,308 23,188 Special mention — — — — — 130 130 Substandard — 19 201 526 1,295 44,082 46,123 Total loans $ 149,777 $ 242,560 $ 225,824 $ 190,730 $ 86,917 $ 295,423 $ 1,191,231 Current YTD gross charge-offs $ — $ — $ — $ — $ 22 $ — $ 22 December 31, 2022 One-to-Four Multifamily Commercial Construction / Business Consumer Total (In thousands) Risk Rating: Pass $ 472,049 $ 122,952 $ 342,995 $ 77,644 $ 31,363 $ 63,914 $ 1,110,917 1,109 2,284 14,831 — — 28 18,252 Special mention 1,022 — 4,667 — — 210 5,899 Substandard — 1,630 45,411 — — 201 47,242 Total $ 474,180 $ 126,866 $ 407,904 $ 77,644 $ 31,363 $ 64,353 $ 1,182,310
Schedule of Allowance for Loan and Lease Losses, Roll Forward	The following tables summarize changes in the ACL for loans or the allowance for loan and lease losses (“ALLL”), by type of loans, for the period indicated. As a result of adopting ASC 326 on January 1, 2023, the methodology to compute the ACL for 2023 was based on the CECL methodology, rather than the previously applied incurred loss methodology which was used during 2022. The analysis of pooled loans excluded PPP loans as these loans are fully guaranteed by the SBA. At or For the Year Ended December 31, 2023 One-to-Four Multifamily Commercial Construction/ Business Consumer Total ACL: (In thousands) Beginning balance $ 4,043 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,227 Adjustment for adoption of Topic 326 1,520 83 (970) 408 (510) (31) 500 Charge-offs — — — — — (22) (22) Recoveries 1 — — — — — 1 Provision (recapture of provision) 183 216 (532) (269) (51) 53 (400) Ending balance $ 5,747 $ 1,509 $ 3,895 $ 1,856 $ 387 $ 1,912 $ 15,306 At or For the Year Ended December 31, 2022 One-to-Four Family Residential Multifamily Commercial Construction/ Business Consumer Total ALLL: (In thousands) Beginning balance $ 3,214 $ 1,279 $ 6,615 $ 2,064 $ 1,112 $ 1,373 $ 15,657 Charge-offs — — — — — (37) (37) Recoveries 7 — — — — — 7 (Recapture) 822 (69) (1,218) (347) (164) 576 (400) Ending balance $ 4,043 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,227 General reserve $ 4,030 $ 1,210 $ 5,397 $ 1,717 $ 948 $ 1,912 $ 15,214 Specific reserve 13 — — — — — 13 Loans: Total loans $ 474,180 $ 126,866 $ 407,904 $ 77,644 $ 31,363 $ 64,353 $ 1,182,310 Loans collectively evaluated for impairment (1) (3) 472,820 125,236 362,493 77,644 31,363 64,353 1,133,909 Loans individually evaluated for impairment (2) 1,360 1,630 45,411 — — — 48,401 _____________ (1) Loans collectively evaluated for general reserves. (2) Loans individually evaluated for specific reserves. (3) PPP loans totaling $785,000 were excluded from the collectively evaluated pool when calculating the ALLL as payment on these loans is guaranteed by the SBA.
Financing Receivables, Aging of loans	The following tables represent a summary at December 31, 2023, and 2022, of the aging of loans by type: Loans Past Due as of December 31, 2023 30-59 Days 60-89 Days 90 Days and Greater Total Current Total Loans (1) (In thousands) Real estate: One-to-four family residential: Owner occupied $ — $ 378 $ 293 $ 671 $ 283,800 $ 284,471 Non-owner occupied — — 24 24 228,728 228,752 Multifamily — — — — 138,149 138,149 Commercial real estate — — — — 377,859 377,859 Construction/land — — — — 60,924 60,924 Total real estate — 378 317 695 1,089,460 1,090,155 Business — — — — 29,081 29,081 Consumer 453 9 220 682 71,313 71,995 Total $ 453 $ 387 $ 537 $ 1,377 $ 1,189,854 $ 1,191,231 _________________________ (1) There were two one-to-four family residential loans 90 days and greater past due and still accruing interest, attributed to their well collateralization. Loans Past Due as of December 31, 2022 30-59 Days 60-89 Days 90 Days and Greater Total Current Total Loans (1) (In thousands) Real estate: One-to-four family residential: Owner occupied $ — $ — $ — $ — $ 232,869 $ 232,869 Non-owner occupied 27 — — 27 241,284 241,311 Multifamily — — — — 126,866 126,866 Commercial real estate — — — — 407,904 407,904 Construction/land — — — — 77,644 77,644 Total real estate 27 — — 27 1,086,567 1,086,594 Business — — — — 31,363 31,363 Consumer — — 193 193 64,160 64,353 Total $ 27 $ — $ 193 $ 220 $ 1,182,090 $ 1,182,310 ________________________ (1) There were no loans 90 days and greater past due and still accruing interest at December 31, 2022.
Schedule of Impaired Financing Receivables, Average Recorded Investment and Interest Income	The following tables present a summary of loans individually evaluated for credit losses at December 31, 2023, by the type of loan: At December 31, 2023 Recorded Investment (1) Unpaid Principal Balance (2) Related Allowance (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 293 $ 295 $ — Multifamily 1,590 1,591 — Commercial real estate 44,021 44,121 — Consumer 19 18 — Total 45,923 46,025 — Loans with an allowance: Consumer — — 11 Total — — 11 Total individually evaluated loans: One-to-four family residential: Owner occupied 293 295 — Multifamily 1,590 1,591 — Commercial real estate 44,021 44,121 — Consumer 19 18 11 Total $ 45,923 $ 46,025 $ 11 _________________ (1) Represents the loan balance less charge-offs. (2) Contractual loan principal balance. The following tables present a summary of loans individually evaluated for ALLL at December 31, 2022, by the type of loan: At December 31, 2022 Recorded Investment (1) Unpaid Principal Balance (2) Related Allowance (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 174 $ 175 $ — Non-owner occupied 188 188 — Multifamily 1,632 1,632 — Commercial real estate 45,542 45,542 — Total 47,536 47,537 — Loans with an allowance: One-to-four family residential: Owner occupied 486 533 12 Non-owner occupied 512 512 1 Total 998 1,045 13 Total impaired loans: One-to-four family residential: Owner occupied 660 708 12 Non-owner occupied 700 700 1 Multifamily 1,632 1,632 — Commercial real estate 45,542 45,542 — Total $ 48,534 $ 48,582 $ 13 _____________ (1) Represents the loan balance less charge-offs. (2) Contractual loan principal balance. The following table presents a summary of the average recorded investment in impaired loans, and interest income recognized on impaired loans for the year ended December 31, 2022, by the type of loan: Year Ended December 31, 2022 Average Recorded Investment Interest Income Recognized (In thousands) Loans with no related allowance: One-to-four family residential: Owner occupied $ 184 $ 11 Non-owner occupied 712 23 Multifamily 1,317 69 Commercial real estate 41,102 2,054 Consumer — — Total 43,315 2,157 Loans with an allowance: One-to-four family residential: Owner occupied 490 28 Non-owner occupied 516 36 Total 1,006 64 Total individually evaluated loans: One-to-four family residential: Owner occupied 674 39 Non-owner occupied 1,228 59 Multifamily 1,317 69 Commercial real estate 41,102 2,054 Consumer — — Total $ 44,321 $ 2,221
Troubled Debt Restructurings on Financing Receivables	The following is a summary of information pertaining to TDRs at December 31, 2022 : December 31, 2022 (In thousands) Performing TDRs $ 1,360 Nonaccrual TDRs — Total TDRs $ 1,360

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and equipment consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Land $ 2,226 $ 2,226 Buildings and improvements 21,917 21,873 Leasehold improvements 6,123 6,088 Furniture and fixtures 3,776 3,777 Equipment 2,353 2,342 Computer hardware and software 3,860 3,767 40,255 40,073 Less accumulated depreciation and amortization (20,841) (19,277) Construction in process 253 396 Total premises and equipment, net $ 19,667 $ 21,192

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The tables below present the balances of assets and liabilities measured at fair value on a recurring basis (there were no transfers between Level 1, Level 2 and Level 3 recurring measurements during the periods presented): December 31, 2023 Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) Available-for-sale investments: Mortgage-backed investments: Fannie Mae $ 9,878 $ — $ 9,878 $ — Freddie Mac 11,179 — 11,179 — Ginnie Mae 26,580 — 26,580 — Other 29,193 — 29,193 — Municipal bonds 31,849 — 31,849 — U.S. Government agencies 69,957 39,603 30,354 — Corporate bonds 29,279 — 29,279 — Total available-for-sale investments 207,915 39,603 168,312 — Derivative fair value asset 7,565 — 7,565 — Total $ 215,480 $ 39,603 $ 175,877 $ — December 31, 2022 Fair Value Measurements Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (In thousands) Available-for-sale investments: Mortgage-backed investments: Fannie Mae $ 9,940 $ — $ 9,940 $ — Freddie Mac 11,889 736 11,153 — Ginnie Mae 27,843 — 27,843 — Other 32,389 — 32,389 — Municipal bonds 30,883 — 30,883 — U.S. Government agencies 74,354 38,450 35,904 — Corporate bonds 30,480 — 30,480 — Total available-for-sale investments 217,778 39,186 178,592 — Derivative fair value asset 10,485 — 10,485 — Total $ 228,263 $ 39,186 $ 189,077 $ —
Schedule of balances of assets and liabilities, measured at fair value on a non-recurring basis	The tables below present the balances of assets and liabilities measured at fair value on a nonrecurring basis at December 31, 2023, and 2022. December 31, 2023 Fair Value Quoted Prices in Significant Significant (In thousands) Collateral dependent loans (included in loans receivable) $ 45,912 $ — $ — $ 45,912 Total $ 45,912 $ — $ — $ 45,912 December 31, 2022 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Significant (In thousands) Impaired loans (included in loans receivable, net) (1) $ 48,521 $ — $ — $ 48,521 Total $ 48,521 $ — $ — $ 48,521 ________________ (1)
Schedule of quantitative information about Level 3 Fair Value Measurements on a nonrecurring basis	The following tables present quantitative information about Level 3 fair value measurements for financial assets measured at fair value on a nonrecurring basis at December 31, 2023 and 2022. December 31, 2023 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average Change in Fair Value) (Dollars in thousands) Collateral dependent loans $ 45,912 Market approach Appraised value of collateral discounted by expected selling costs 0.0% - 14.26% (0.04%) December 31, 2022 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average Change in Fair Value) (Dollars in thousands) Impaired loans (1) $ 48,521 Market approach Appraised value of collateral discounted by expected selling costs 0.0% - 6.91% (0.06%) ________________ (1) Total value of impaired loans is net of $13,000 of specific reserves on performing TDRs.
Fair Value, by Balance Sheet Grouping	The carrying amounts and estimated fair values of financial instruments at December 31, 2023 and 2022, were as follows: December 31, 2023 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial Assets: Cash on hand and in banks $ 8,391 $ 8,391 $ 8,391 $ — $ — Interest-earning deposits 22,138 22,138 22,138 — — Investments available-for-sale 207,915 207,915 39,603 168,312 — Investments held-to-maturity 2,456 2,456 — 2,456 — Loans receivable, net 1,175,925 1,113,642 — — 1,113,642 FHLB stock 6,527 6,527 — 6,527 — Accrued interest receivable 7,359 7,359 — 7,359 — Derivative fair value asset 7,565 7,565 — 7,565 — Financial Liabilities: Deposits 706,162 706,162 706,162 — — Certificates of deposit, retail 357,154 353,881 — 353,881 — Brokered deposits 130,791 130,977 — 130,977 — Advances from the FHLB 125,000 124,976 — 124,976 — Accrued interest payable 2,739 2,739 — 2,739 — December 31, 2022 Fair Value Measurements Using: Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial Assets: Cash on hand and in banks $ 7,722 $ 7,722 $ 7,722 $ — $ — Interest-earning deposits 16,598 16,598 16,598 — — Investments available-for-sale 217,778 217,778 39,186 178,592 — Investments held-to-maturity 2,444 2,444 — 2,444 — Loans receivable, net 1,167,083 1,120,403 — — 1,120,403 FHLB stock 7,512 7,512 — 7,512 — Accrued interest receivable 6,513 6,513 — 6,513 — Derivative fair value asset 10,485 10,485 — 10,485 — Financial Liabilities: Deposits 782,600 782,600 782,600 — — Certificates of deposit, retail 262,554 254,004 — 254,004 — Brokered deposits 124,886 124,843 — 124,843 — Advances from the FHLB 145,000 144,999 — 144,999 — Accrued interest payable 328 328 — 328 —

Accrued Interest Receivable (Ta

Accrued Interest Receivable (Tables)	12 Months Ended
	Dec. 31, 2023
Accrued Interest Receivable [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans receivable net of loans in process (“LIP”), at December 31, 2023, and 2022 are summarized as follows: December 31, 2023 2022 (In thousands) One-to-four family residential: Permanent owner occupied $ 284,471 $ 232,869 Permanent non-owner occupied 228,752 241,311 513,223 474,180 Multifamily 138,149 126,866 Commercial real estate 377,859 407,904 Construction/land: (1) One-to-four family residential 47,149 52,492 Multifamily 4,004 15,393 Land 9,771 9,759 60,924 77,644 Business 29,081 31,363 Consumer 71,995 64,353 Total loans 1,191,231 1,182,310 Less: ACL for loans 15,306 15,227 Loans receivable, net $ 1,175,925 $ 1,167,083 ____________ (1) Included in the construction/land category are “rollover” loans, which are loans that will convert upon completion of the construction period to permanent loans and be reclassified according to the underlying collateral. In addition, raw land or buildable lots where the Company does not intend to finance the construction are included in the construction/land category. At December 31, 2023 and 2022, all of the multifamily and land loans included in the construction/land loan portfolio will be converted to permanent loans upon completion of the construction period. Accrued interest receivable consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Loans receivable $ 6,093 $ 5,290 Investments 1,260 1,222 Interest-earning deposits 6 1 $ 7,359 $ 6,513

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Schedule of Deposit Liabilities	Deposit accounts consisted of the following at December 31, 2023 and 2022: December 31, 2023 2022 (In thousands) Noninterest-bearing $ 100,899 $ 119,944 Interest-bearing demand 56,968 96,632 Savings 18,886 23,636 Money market 529,411 542,388 Certificates of deposit, retail 357,153 262,554 Brokered deposits 130,790 124,886 $ 1,194,107 $ 1,170,040 _______________ (1) Includes $25.1 million and $25.1 million of brokered interest-bearing demand accounts, $10.4 million and $10.0 million of brokered money market accounts, and $95.3 million and $89.8 million of brokered certificates of deposit at December 31, 2023 and 2022, respectively.
Maturities of Certificates of Deposit	At December 31, 2023, scheduled maturities of certificates of deposit were as follows: December 31, Amount (In thousands) 2024 $ 330,127 2025 85,956 2026 9,777 2027 16,029 2028 10,524 Total: (1) $ 452,413 _______________ (1) Includes $95.3 million of brokered certificates of deposit.
Schedule of Interest Expense on Deposits	Interest expense on deposits for the periods indicated was as follows: Year Ended December 31, 2023 2022 (In thousands) Interest-bearing demand $ 1,013 $ 478 Savings 6 7 Money market 14,503 3,744 Certificates of deposit, retail 10,741 3,635 Brokered deposits 8,144 1,091 $ 34,407 $ 8,955

Other Borrowings (Tables)

Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2023
Other Borrowings [Abstract]
Schedule of Federal Home Loan Bank Advances	Summary information related to FHLB advances and other borrowings during the years ended December 31, 2023 and 2022, consisted of the following: Year ended December 31, 2023 2022 (Dollars in thousands) Maximum borrowing outstanding at any month end $ 160,000 $ 159,000 Average borrowing outstanding during year 127,263 113,890 Balance outstanding at end of year 125,000 145,000 Average rate paid during the year 2.52 % 1.70 % Weighted-average rate paid at end of year 2.22 2.37
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank	Scheduled maturities of FHLB advances outstanding at December 31, 2023, were as follows: Balance Due Weighted Average Interest Rate at December 31, 2023 (Dollars in thousands) FHLB overnight Fed Funds $ 10,000 5.50 % Fixed rate, maturing within two months 115,000 1.94 $ 125,000

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Lease, Cost	The following table includes details on these items at and for the years ended December 31, 2023, and 2022: December 31, 2023 December 31, 2022 (Dollars in thousands) Lease expense, year-to-date $ 1,143 $ 1,107 Lease ROU asset 2,617 3,275 Lease liability 2,806 3,454 Weighted average remaining term (in years) 4.81 5.16 Weighted average discount rate 2.27% 2.10%
Lessee, Operating Lease, Liability, Maturity	The following table provides a reconciliation between the undiscounted minimum lease payments at December 31, 2023 and the discounted lease liability at that date: December 31, 2023 (In thousands) Due through one year $ 845 Due after one year through two years 691 Due after two years through three years 371 Due after three years through four years 304 Due after four years through five years 310 Due after five years 432 Total minimum lease payments 2,953 Less: present value discount 147 Lease liability $ 2,806

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments	The following table presents the fair value of derivative instruments as of December 31, 2023 and 2022: Balance Sheet Location Fair Value at December 31, 2023 Fair Value at December 31, 2022 (In thousands) Interest rate swaps on FHLB debt designated as cash flow hedges Other assets $ 7,565 $ 10,485
Derivative Instruments, Gain (Loss)	The following table presents the net unrealized gains (losses) on derivative instruments, net of tax, included on the Consolidated Statements of Comprehensive Income for the years ended December 31, 2023 and 2022: Location 2023 Amount of Loss Recognized In OCI, net of tax 2022 Amount of Gain Recognized In OCI, net of tax (In thousands) Interest rate swaps on FHLB debt designated as cash flow hedge Other Comprehensive Income $ 2,307 $ 7,105

Benefit Plans (Tables)

Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Schedule of Funded Status	The table below presents the funded status (market value of plan assets divided by funding target) of the plan as of July 1: 2023 2022 Source Valuation Report Valuation Report First Financial Northwest’s Plan (1) 95.2 % 101.9 % _________________ (1) Market value of plan assets reflects any contributions received through June 30, 2023 and 2022, respectively.
Schedule of Net Benefit Costs	Total contributions to the Pentegra DB Plan by the Company during the years ended December 31, 2023 and 2022 were: 2023 2022 Date Paid Amount Date Paid Amount (In thousands) 10/16/2023 $ 310 11/28/2022 $ 92 Total $ 310 Total $ 92
Schedule of Employee Stock Ownership Plan (ESOP) Disclosures	A summary of key transactions for the ESOP for the years ended December 31, follows: 2023 2022 (In thousands) ESOP contribution expense $ — $ 1,372 Dividends on unallocated ESOP shares used to reduce ESOP contribution — 30 Shares held by the ESOP at December 31, 2023 and 2022, are as follows: December 31, 2023 2022 (Dollars in thousands, except share data) Allocated shares 1,692,800 1,692,800 Unallocated shares — — Total ESOP shares 1,692,800 1,692,800 Fair value of unallocated shares — —
Disclosure of Share-based Compensation Arrangements by Share-based Payment Award	A summary of the Company’s stock option plan awards activity for the year ended December 31, 2023 follows: Shares Weighted- Weighted- Aggregate Outstanding at January 1, 2023 217,519 $ 11.20 $ 823,028 Granted 40,000 12.06 Exercised (95,019) 10.78 114,438 Outstanding at December 31, 2023 162,500 11.65 3.15 296,725 Vested and expected to vest assuming a 3% forfeiture rate over the vesting term 161,300 11.65 3.10 295,021 Exercisable at December 31, 2023 122,500 11.52 1.05 239,925
Schedule of Nonvested Restricted Stock Units Activity	A summary of changes in nonvested restricted stock awards for the year ended December 31, 2023, is as follows: Nonvested Shares Shares Weighted Average Grant Date Fair Value Nonvested at January 1, 2023 31,272 $ 16.93 Granted 40,618 14.21 Vested (44,272) 15.68 Nonvested at December 31, 2023 27,618 14.92 Expected to vest assuming a 3% forfeiture rate over the vesting term 26,789 14.92
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	The fair value of options granted was determined using the following weighted-average assumptions as of the grant date for the periods indicated. No stock options were granted in 2022. Year Ended December 31, 2023 2022 Annual Dividend Yield 4.31 % N/A Expected volatility 34.04 % N/A Risk-free interest rate 4.08 % N/A Expected term 6.25 years N/A Weighted-average grant date fair value per option granted $ 2.98 N/A

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The components of income tax expense for the years indicated are as follows: Year Ended December 31, 2023 2022 (In thousands) Current $ 1,378 $ 2,952 Deferred 175 217 Total income tax expense $ 1,553 $ 3,169
Schedule of Effective Income Tax Rate Reconciliation	A reconciliation of the tax provision based on the statutory corporate rate of 21% for the year ended December 31, 2023, and 2022, on pretax income is as follows: Year Ended December 31, 2023 2022 (In thousands) Income tax expense at statutory rate $ 1,650 $ 3,441 Income tax effect of: Tax exempt interest, net 75 (50) BOLI income, net (223) (207) Other, net 51 (15) Total income tax expense $ 1,553 $ 3,169
Schedule of Deferred Tax Assets and Liabilities	The deferred tax assets and liabilities, included in the accompanying consolidated balance sheets, consisted of the following at the dates indicated: December 31, 2023 2022 (In thousands) Deferred tax assets: ACL for loans $ 3,214 $ 3,198 ACL for unfunded commitments 92 52 Deferred compensation 261 218 Net unrealized loss on investments available-for-sale 3,319 3,811 Employee benefit plans 182 273 Accrued expenses 106 104 Core deposit intangible 72 63 Expenses to facilitate branch acquisition 17 18 Split dollar life insurance 117 101 Lease liability 589 725 Total deferred tax assets 7,969 8,563 Deferred tax liabilities: FHLB stock dividends — 1 Loan origination fees and costs 1,368 1,246 Net unrealized gain on derivative cash flow hedge 1,588 2,201 Fixed assets 1,664 1,699 Goodwill 79 67 Right of use asset 550 688 Other, net 72 64 Total deferred tax liabilities $ 5,321 $ 5,966 Deferred tax assets, net $ 2,648 $ 2,597

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2023
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Capital Amounts and Ratios	The Bank’s actual capital amounts and ratios at December 31, 2023 and 2022, are presented in the following table. To be Well Capitalized For Capital Adequacy Under Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) December 31, 2023: Total risk-based capital $ 171,971 16.15 % $ 85,194 8.00 % $ 106,493 10.00 % Tier 1 risk-based capital 158,629 14.90 63,896 6.00 85,194 8.00 Common equity tier 1 capital (“CET1”) 158,629 14.90 47,922 4.50 69,220 6.50 Tier 1 leverage capital 158,629 10.18 62,349 4.00 77,936 5.00 December 31, 2022: Total risk-based capital $ 169,755 15.62 % $ 86,942 8.00 % $ 108,678 10.00 % Tier 1 risk-based capital 156,147 14.37 65,207 6.00 86,942 8.00 Common equity tier 1 capital (“CET1”) 156,147 14.37 48,905 4.50 70,641 6.50 Tier 1 leverage capital 156,147 10.31 60,578 4.00 75,722 5.00

Parent Company Only Financial_2

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Schedule of Condensed Balance Sheet	FIRST FINANCIAL NORTHWEST, INC. Condensed Balance Sheets December 31, 2023 2022 (In thousands) Assets Cash and cash equivalents $ 301 $ 223 Interest-bearing deposits 8,464 9,612 Investment in subsidiaries 152,408 150,522 Receivable from subsidiaries 8 3 Other assets 686 236 Total assets $ 161,867 $ 160,596 Liabilities and Stockholders’ Equity Liabilities: Payable to subsidiaries $ 60 $ 64 Deferred tax liability, net 9 6 Other liabilities 138 166 Total liabilities 207 236 Stockholders’ equity 161,660 160,360 Total liabilities and stockholders’ equity $ 161,867 $ 160,596
Schedule of Condensed Income Statement	FIRST FINANCIAL NORTHWEST, INC. Condensed Income Statements Year Ended December 31, 2023 2022 (In thousands) Operating income: Interest income: Interest-bearing deposits with banks $ 97 $ 13 Total interest income 97 13 Noninterest income: Other income 164 25 Total noninterest income 164 25 Total operating income 261 38 Operating expenses: Other expenses 1,790 1,942 Total operating expenses 1,790 1,942 Loss before benefit for federal income taxes and equity in undistributed (1,529) (1,904) Federal income tax benefit (316) (411) Loss before equity in undistributed loss of subsidiaries (1,213) (1,493) Equity in undistributed earnings of subsidiaries 7,518 14,733 Net income $ 6,305 $ 13,240
Schedule of Condensed Cash Flow Statement	FIRST FINANCIAL NORTHWEST, INC. Condensed Statements of Cash Flows Year Ended December 31, 2023 2022 (In thousands) Cash flows from operating activities: Net income $ 6,305 $ 13,240 Adjustments to reconcile net income to net cash from operating activities: Equity in undistributed earnings of subsidiaries (7,518) (14,733) Dividends received from subsidiary 4,806 8,198 Restricted stock compensation 25 6 Change in deferred tax liability, net 3 8 Change in receivables from subsidiaries (5) 33 Change in payables to subsidiaries (4) (106) Change in other assets (450) (211) Changes in other liabilities (28) 42 Net cash provided by operating activities 3,134 6,477 Cash flows from investing activities: ESOP loan repayment — 1,173 Net cash provided by investing activities — 1,173 Cash flows from financing activities: Proceeds from exercise of stock options 1,023 454 Proceeds for vested awards 553 737 Net share settlement of stock awards (1,017) (226) Repurchase and retirement of common stock — (1,398) Dividends paid (4,763) (4,343) Net cash used in financing activities (4,204) (4,776) Net (decrease) increase in cash (1,070) 2,874 Cash and cash equivalents at beginning of year 9,835 6,961 Cash and cash equivalents at end of year $ 8,765 $ 9,835

Earnings Per Share_ Schedule of

Earnings Per Share: Schedule of Earnings Per Share Reconciliation (Tables)	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Schedule of Earnings Per Share Reconciliation	The following table presents a reconciliation of the components used to compute basic and diluted EPS for the periods indicated. Year Ended December 31, 2023 2022 (Dollars in thousands, except share data) Net income $ 6,305 $ 13,240 Earnings allocated to participating securities (18) (44) Earnings allocated to common shareholders $ 6,287 $ 13,196 Basic weighted-average common shares outstanding 9,126,209 9,006,369 Dilutive effect of stock options 18,680 81,480 Dilutive effect of restricted stock grants 7,728 14,434 Diluted weighted-average common shares outstanding 9,152,617 9,102,283 Basic earnings per share $ 0.69 $ 1.47 Diluted earnings per share $ 0.69 $ 1.45

Revenue Recognition (Tables)

Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2023
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	The following table includes the Company’s noninterest income disaggregated by type of service for the years ended December 31, 2023 and 2022: Year Ended December 31, 2023 2022 (In thousands) Gain on sales of investment securities (1) $ — $ 27 BOLI income (1) 1,081 1,004 Wealth management revenue 253 312 Deposit related fees 331 311 Debit card and ATM fees 625 625 Loan related fees 275 919 Other 208 49 Total noninterest income $ 2,773 $ 3,247 ____________ (1) Not in scope of Topic 606

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Narrative (Details) - USD ($)						12 Months Ended
	Mar. 28, 2024	Feb. 12, 2024	Jan. 10, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2023	Dec. 31, 2022	Jan. 01, 2023	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Federal reserve bank minimum reserve required				$ 0		$ 0
Number of days delinquent at which accrual of interest on loan is discontinued						90 days
Federal home loan bank stock, par value (usd per share)				$ 100		$ 100
Cash dividend declared and paid per share (usd per share)						$ 0.52	$ 0.48
Total stockholders’ equity				$ 161,660,000		$ 161,660,000	$ 160,360,000		$ 157,879,000
Financing receivable, allowance				15,306,000		15,306,000	15,227,000
Financing receivable, write off				22,000
Consumer | Consumer Loan
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, write off					$ 22,000
Retained Earnings
Loans and Leases Receivable Disclosure [Line Items]
Total stockholders’ equity				96,206,000		96,206,000	95,059,000		$ 86,162,000
Cumulative Effect, Period of Adoption, Adjustment
Loans and Leases Receivable Disclosure [Line Items]
Total stockholders’ equity				(395,000)		(395,000)	$ 0
Financing receivable, allowance								$ 500,000
Cumulative Effect, Period of Adoption, Adjustment | Retained Earnings
Loans and Leases Receivable Disclosure [Line Items]
Total stockholders’ equity				$ (395,000)		$ (395,000)		$ 395,000
Forecast
Loans and Leases Receivable Disclosure [Line Items]
Cash dividend declared and paid per share (usd per share)	$ 0.13
Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Dividends declared (used per share)		$ 0.13
First Financial Northwest Bank | Subsequent Event | Global Credit Union
Loans and Leases Receivable Disclosure [Line Items]
Consideration			$ 231,200,000

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Premisis and Equipment (Details)	Dec. 31, 2023
Building and building improvements | Minimum
Property, Plant and Equipment
Property, plant and equipment, useful life	15 years
Building and building improvements | Maximum
Property, Plant and Equipment
Property, plant and equipment, useful life	40 years
Furniture, fixtures and equipment | Minimum
Property, Plant and Equipment
Property, plant and equipment, useful life	3 years
Furniture, fixtures and equipment | Maximum
Property, Plant and Equipment
Property, plant and equipment, useful life	7 years

Investments_ Narrative (Details

Investments: Narrative (Details)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Investments [Abstract]
Investments held-to-maturity, at amortized cost	$ 2,456,000	$ 2,444,000
Collateral pledged as percent of public deposits held	50%
Investments pledged as collateral for public deposits	$ 26,500,000	21,000,000
Investments pledged as collateral for FHLB advances	$ 0	$ 0
Number of positions in unrealized loss position	123	123

Investments_ Available-for-sale

Investments: Available-for-sale Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 223,725	$ 235,927
Gross Unrealized Gains	47	41
Gross Unrealized Losses	(15,857)	(18,190)
Fair Value	207,915	217,778
Mortgage-backed investments, Fannie Mae
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	11,562	11,800
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,684)	(1,860)
Fair Value	9,878	9,940
Mortgage-backed investments, Freddie Mac
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	12,934	13,720
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,755)	(1,831)
Fair Value	11,179	11,889
Mortgage backed investments Ginnie Mae
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	28,096	29,426
Gross Unrealized Gains	0	18
Gross Unrealized Losses	(1,516)	(1,601)
Fair Value	26,580	27,843
Other
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	30,559	34,295
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,366)	(1,906)
Fair Value	29,193	32,389
Municipal Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	36,571	36,968
Gross Unrealized Gains	42	17
Gross Unrealized Losses	(4,764)	(6,102)
Fair Value	31,849	30,883
US Government agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	71,003	76,718
Gross Unrealized Gains	5	6
Gross Unrealized Losses	(1,051)	(2,370)
Fair Value	69,957	74,354
Corporate Bonds
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	33,000	33,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,721)	(2,520)
Fair Value	$ 29,279	$ 30,480

Investments_ Schedule of Availa

Investments: Schedule of Available for sale Securities, Debt Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Investments [Abstract]
Due within one year, Amortized Cost	$ 39,883
Due after one year through five years, Amortized Cost	11,054
Due after five years through ten years, Amortized Cost	33,762
Due after ten years, Amortized Cost	55,875
Debt maturities, Amortized Cost	140,574
Mortgage-backed investments, Amortized Cost	83,151
Amortized Cost	223,725	$ 235,927
Due within one year, Fair Value	39,603
Due after one year through five years, Fair Value	10,770
Due after five years through ten years, Fair Value	29,683
Due after ten years, Fair Value	51,029
Debt maturities, Fair Value	131,085
Mortgage-backed investments, Fair Value	76,830
Investments available-for-sale, at fair value	$ 207,915	$ 217,778

Investments_ Gain_Loss on Inves

Investments: Gain/Loss on Investments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Investments [Abstract]
Proceeds	$ 0	$ 11,088
Gross gains	0	27
Gross losses	$ 0	$ 0

Investments_ Schedule of Avai_2

Investments: Schedule of Available for sale Securities in Continuous Unrealized Loss positions (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 20,715	$ 115,259
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(177)	(6,392)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	181,364	92,739
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(15,680)	(11,798)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	202,079	207,998
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(15,857)	(18,190)
Mortgage-backed investments, Fannie Mae
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	6,710
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	(1,073)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	9,878	3,226
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,684)	(787)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	9,878	9,936
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,684)	(1,860)
Mortgage-backed investments, Freddie Mac
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	671	4,677
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(57)	(272)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	10,508	6,476
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,698)	(1,559)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	11,179	11,153
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,755)	(1,831)
Mortgage backed investments Ginnie Mae
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	11,601	7,645
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(70)	(310)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	14,979	13,714
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,446)	(1,291)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	26,580	21,359
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,516)	(1,601)
Other
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	27,430
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	(1,614)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	28,330	4,959
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,366)	(292)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	28,330	32,389
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,366)	(1,906)
Municipal Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,477	7,892
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(16)	(680)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	26,916	20,901
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(4,748)	(5,422)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	29,393	28,793
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(4,764)	(6,102)
US Government agencies
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	43,664
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	(1,184)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	67,440	30,224
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(1,051)	(1,186)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	67,440	73,888
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	(1,051)	(2,370)
Corporate Bonds
Debt Securities, Available-for-sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,966	17,241
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	(34)	(1,259)
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	23,313	13,239
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(3,687)	(1,261)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	29,279	30,480
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ (3,721)	$ (2,520)

Loans Receivable_ Schedule of A

Loans Receivable: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 1,191,231	$ 1,182,310
Financing receivable, allowance	15,306	15,227
Loans receivable, net	1,175,925	1,167,083
One-to-four family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	513,223	474,180
One-to-four family, residential, owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	284,471	232,869
One-to-four family residential non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	228,752	241,311
Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	138,149	126,866
Multifamily Permanent
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	138,149	126,866
Commercial Real Estate Permanent
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	377,859	407,904
Construction Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	60,924	77,644
Construction/Land Development One-to-four family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	47,149	52,492
Construction Land Development Multifamily
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	4,004	15,393
Construction Land Development Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	9,771	9,759
Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	29,081	31,363
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 71,995	$ 64,353

Loans Receivable_ Narratives (D

Loans Receivable: Narratives (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable
Percentage of loan portfolio	8.60%
Loans receivable, net of allowance	$ 1,175,925,000	$ 1,167,083,000
Loans past due, percent of total loans	0.12%	0.02%
Loans past due as percent of total assets	0.01%	0.01%
Loans receivable, net	$ 1,175,925,000	$ 1,167,083,000
Related Party
Accounts, Notes, Loans and Financing Receivable
Loans receivable, net of allowance	0	0
Nonperforming Financing Receivable
Accounts, Notes, Loans and Financing Receivable
Loans receivable, net	220,000	193,000
Five Largest Borrowing Relationships | Loans receivable | Customer Concentration Risk
Accounts, Notes, Loans and Financing Receivable
Loans receivable, net of allowance	$ 99,100,000
Concentration risk, percentage	8.30%
PPP Loan
Accounts, Notes, Loans and Financing Receivable
Long term debt, gross		$ 785,000
One-to-four family residential
Accounts, Notes, Loans and Financing Receivable
Percentage of loan portfolio	43.10%
Multifamily
Accounts, Notes, Loans and Financing Receivable
Percentage of loan portfolio	11.60%
Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable
Percentage of loan portfolio	31.60%
Construction Land Development
Accounts, Notes, Loans and Financing Receivable
Percentage of loan portfolio	5.10%
Commercial Real Estate Permanent | PPP Loan
Accounts, Notes, Loans and Financing Receivable
Long term debt, gross	$ 473,000

Loans Receivable Loans Receivab

Loans Receivable Loans Receivable: Schedule of Loans by Maturity and Interest Rate Type (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fixed Rate
Schedule of Maturity of Loans and Financing Receivables [Abstract]
Due within one year	$ 27,714	$ 4,654
After one year through three years	55,326	56,336
After three years through five years	74,404	68,739
After five years through ten years	71,210	105,847
Thereafter	206,698	212,764
Loans receivable, outstanding maturities, by rate type	435,352	448,340
Adjustable Rate
Schedule of Maturity of Loans and Financing Receivables [Abstract]
Due within one year	310,260	328,934
After one year through three years	169,981	72,292
After three years through five years	173,914	224,527
After five years through ten years	101,724	108,217
Thereafter	0	0
Loans receivable, outstanding maturities, by rate type	755,879	733,970
Adjustable Rate | Prime Rate
Schedule of Maturity of Loans and Financing Receivables [Abstract]
Due within one year	128,900	158,200
Adjustable Rate | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate
Schedule of Maturity of Loans and Financing Receivables [Abstract]
Due within one year	$ 108,200
Adjustable Rate | London Interbank Offered Rate (LIBOR)
Schedule of Maturity of Loans and Financing Receivables [Abstract]
Due within one year		$ 110,700

Loans Receivable_ Financing Rec

Loans Receivable: Financing Receivables, Summary of loans by type and risk category (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	$ 149,777
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	242,560
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	225,824
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	190,730
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	86,917
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	295,423
Loans receivable	1,191,231	$ 1,182,310
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	22
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	22
Residential Portfolio Segment | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	86,208
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	142,563
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	94,582
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	61,946
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	31,806
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	96,118
Loans receivable	513,223
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	0
Residential Portfolio Segment | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	3,329
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	8,332
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	22,787
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	43,259
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	25,988
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	34,454
Loans receivable	138,149
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	0
Commercial Portfolio Segment [Member] | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	20,026
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	35,054
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	77,835
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	78,730
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	22,377
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	143,837
Loans receivable	377,859
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	0
Commercial Portfolio Segment [Member] | Construction Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	14,797
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	26,286
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	19,841
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	60,924
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	0
Consumer | Business Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,480
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	6,358
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	388
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,272
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,486
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	18,097
Loans receivable	29,081
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	0
Consumer | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	23,937
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	23,967
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	10,391
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	5,523
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,260
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,917
Loans receivable	71,995
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	22
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing receivable, write off	22
One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		474,180
Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	138,149	126,866
Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	377,859	407,904
Construction Land Development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	60,924	77,644
Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	29,081	31,363
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	71,995	64,353
Pass, grade 1-4
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	149,777
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	242,514
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	221,515
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	190,204
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	72,877
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	244,903
Loans receivable	1,121,790	1,110,917
Pass, grade 1-4 | Consumer | Business Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	1,480
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	6,358
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	388
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	1,272
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,486
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	18,097
Loans receivable	29,081
Pass, grade 1-4 | Consumer | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	23,937
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	23,921
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	10,190
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	5,523
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	5,260
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,917
Loans receivable	71,748
Pass, grade 1-4 | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		472,049
Pass, grade 1-4 | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		122,952
Pass, grade 1-4 | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		342,995
Pass, grade 1-4 | Construction Land Development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		77,644
Pass, grade 1-4 | Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		31,363
Pass, grade 1-4 | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		63,914
Pass, Grade 5
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		18,252
Pass, Grade 5 | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		1,109
Pass, Grade 5 | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		2,284
Pass, Grade 5 | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		14,831
Pass, Grade 5 | Construction Land Development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Pass, Grade 5 | Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Pass, Grade 5 | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		28
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	130
Loans receivable	130	5,899
Special Mention | Residential Portfolio Segment | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	130
Loans receivable	130
Special Mention | Residential Portfolio Segment | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Special Mention | Commercial Portfolio Segment [Member] | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Special Mention | Commercial Portfolio Segment [Member] | Construction Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Special Mention | Consumer | Business Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Special Mention | Consumer | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Special Mention | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		1,022
Special Mention | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Special Mention | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		4,667
Special Mention | Construction Land Development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Special Mention | Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Special Mention | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		210
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	19
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	201
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	526
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,295
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	44,082
Loans receivable	46,123	47,242
Substandard | Residential Portfolio Segment | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	293
Loans receivable	293
Substandard | Residential Portfolio Segment | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	1,590
Loans receivable	1,590
Substandard | Commercial Portfolio Segment [Member] | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	526
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	1,295
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	42,199
Loans receivable	44,020
Substandard | Commercial Portfolio Segment [Member] | Construction Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Substandard | Consumer | Business Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Substandard | Consumer | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	19
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	201
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	220
Substandard | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Substandard | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		1,630
Substandard | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		45,411
Substandard | Construction Land Development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Substandard | Business
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		0
Substandard | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable		$ 201
Pass | Residential Portfolio Segment | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	86,208
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	142,563
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	94,582
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	61,946
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	31,806
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	95,012
Loans receivable	512,117
Pass | Residential Portfolio Segment | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	3,329
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	8,332
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	22,787
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	43,259
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	25,988
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	30,561
Loans receivable	134,256
Pass | Commercial Portfolio Segment [Member] | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	20,026
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	35,054
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	73,727
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	78,204
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	8,337
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	98,316
Loans receivable	313,664
Pass | Commercial Portfolio Segment [Member] | Construction Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	14,797
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	26,286
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	19,841
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	60,924
Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	27
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	4,108
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	12,745
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	6,308
Loans receivable	23,188
Watch | Residential Portfolio Segment | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	683
Loans receivable	683
Watch | Residential Portfolio Segment | Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	2,303
Loans receivable	2,303
Watch | Commercial Portfolio Segment [Member] | Commercial Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	4,108
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	12,745
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	3,322
Loans receivable	20,175
Watch | Commercial Portfolio Segment [Member] | Construction Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Watch | Consumer | Business Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	0
Watch | Consumer | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year	27
Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year	0
Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year	0
Loans receivable	$ 27

Loans Receivable_ Schedule of_2

Loans Receivable: Schedule of Allowance for Loan and Lease Losses, Roll Forward (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Jan. 01, 2023
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 15,227
Provision (recapture of provision)	(208)	$ (434)
Ending balance	15,306	15,227
Loans receivable, allowance	15,306	15,227
Financing receivable, allowance	15,306	15,227
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance			$ 500
Cumulative Effect, Period of Adoption, Adjustment | One-to-four family residential
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	1,520
Cumulative Effect, Period of Adoption, Adjustment | Multifamily
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	83
Cumulative Effect, Period of Adoption, Adjustment | Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	(970)
Cumulative Effect, Period of Adoption, Adjustment | Construction Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	408
Cumulative Effect, Period of Adoption, Adjustment | Business
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	(510)
Cumulative Effect, Period of Adoption, Adjustment | Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	(31)
Cumulative Effect, Period of Adoption, Adjustment | Property total
Allowance for Loan and Lease Losses [Roll Forward]
Financing receivable, allowance	500
PPP Loan
Allowance for Loan and Lease Losses [Roll Forward]
Long term debt, gross		785
One-to-four family residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,043	3,214
Charge-offs	0	0
Recoveries	1	7
Provision (recapture of provision)	183	822
Ending balance	5,747	4,043
Loans receivable, allowance	5,747	4,043
Total Loans		474,180
One-to-four family residential | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	4,030
Ending balance		4,030
Loans receivable, allowance		4,030
Total Loans		472,820
One-to-four family residential | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	13
Ending balance		13
Loans receivable, allowance		13
Total Loans		1,360
Multifamily
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,210	1,279
Charge-offs	0	0
Recoveries	0	0
Provision (recapture of provision)	216	(69)
Ending balance	1,509	1,210
Loans receivable, allowance	1,509	1,210
Total Loans		126,866
Multifamily | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,210
Ending balance		1,210
Loans receivable, allowance		1,210
Total Loans		125,236
Multifamily | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	0
Ending balance		0
Loans receivable, allowance		0
Total Loans		1,630
Commercial Real Estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	5,397	6,615
Charge-offs	0	0
Recoveries	0	0
Provision (recapture of provision)	(532)	(1,218)
Ending balance	3,895	5,397
Loans receivable, allowance	3,895	5,397
Total Loans		407,904
Commercial Real Estate | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	5,397
Ending balance		5,397
Loans receivable, allowance		5,397
Total Loans		362,493
Commercial Real Estate | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	0
Ending balance		0
Loans receivable, allowance		0
Total Loans		45,411
Construction Land Development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,717	2,064
Charge-offs	0	0
Recoveries	0	0
Provision (recapture of provision)	(269)	(347)
Ending balance	1,856	1,717
Loans receivable, allowance	1,856	1,717
Total Loans		77,644
Construction Land Development | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,717
Ending balance		1,717
Loans receivable, allowance		1,717
Total Loans		77,644
Construction Land Development | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	0
Ending balance		0
Loans receivable, allowance		0
Total Loans		0
Business
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	948	1,112
Charge-offs	0	0
Recoveries	0	0
Provision (recapture of provision)	(51)	(164)
Ending balance	387	948
Loans receivable, allowance	387	948
Total Loans		31,363
Business | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	948
Ending balance		948
Loans receivable, allowance		948
Total Loans		31,363
Business | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	0
Ending balance		0
Loans receivable, allowance		0
Total Loans		0
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,912	1,373
Charge-offs	(22)	(37)
Recoveries	0	0
Provision (recapture of provision)	53	576
Ending balance	1,912	1,912
Loans receivable, allowance	1,912	1,912
Total Loans		64,353
Consumer | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,912
Ending balance		1,912
Loans receivable, allowance		1,912
Total Loans		64,353
Consumer | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	0
Ending balance		0
Loans receivable, allowance		0
Total Loans		0
Property total
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	15,227	15,657
Charge-offs	(22)	(37)
Recoveries	1	7
Provision (recapture of provision)	(400)	(400)
Ending balance	15,306	15,227
Loans receivable, allowance	15,306	15,227
Total Loans		1,182,310
Property total | General Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	15,214
Ending balance		15,214
Loans receivable, allowance		15,214
Total Loans		1,133,909
Property total | Specific Reserve
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 13
Ending balance		13
Loans receivable, allowance		13
Total Loans		$ 48,401

Loans Receivable_ Financing R_2

Loans Receivable: Financing Receivables, Aging of loans (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Financing receivable, 90 days or more past due, still accruing	$ 2	$ 0
Loans receivable	1,191,231,000	1,182,310,000
One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	284,471,000	232,869,000
One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	228,752,000	241,311,000
Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	138,149,000	126,866,000
Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	377,859,000	407,904,000
Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	60,924,000	77,644,000
Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	1,090,155,000	1,086,594,000
Business
Financing Receivable, Past Due [Line Items]
Loans receivable	29,081,000	31,363,000
Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	71,995,000	64,353,000
30-59 Days
Financing Receivable, Past Due [Line Items]
Loans receivable	453,000	27,000
30-59 Days | One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
30-59 Days | One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	0	27,000
30-59 Days | Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
30-59 Days | Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
30-59 Days | Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
30-59 Days | Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	0	27,000
30-59 Days | Business
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
30-59 Days | Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	453,000	0
60-89 Days
Financing Receivable, Past Due [Line Items]
Loans receivable	387,000	0
60-89 Days | One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	378,000	0
60-89 Days | One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
60-89 Days | Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
60-89 Days | Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
60-89 Days | Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
60-89 Days | Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	378,000	0
60-89 Days | Business
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
60-89 Days | Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	9,000	0
90 Days and Greater
Financing Receivable, Past Due [Line Items]
Loans receivable	537,000	193,000
90 Days and Greater | One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	293,000	0
90 Days and Greater | One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	24,000	0
90 Days and Greater | Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
90 Days and Greater | Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
90 Days and Greater | Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
90 Days and Greater | Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	317,000	0
90 Days and Greater | Business
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
90 Days and Greater | Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	220,000	193,000
Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,377,000	220,000
Financial Asset, Past Due | One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	671,000	0
Financial Asset, Past Due | One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	24,000	27,000
Financial Asset, Past Due | Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Financial Asset, Past Due | Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Financial Asset, Past Due | Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Financial Asset, Past Due | Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	695,000	27,000
Financial Asset, Past Due | Business
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Financial Asset, Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	682,000	193,000
Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,189,854,000	1,182,090,000
Financial Asset, Not Past Due | One-to-four family, residential, owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	283,800,000	232,869,000
Financial Asset, Not Past Due | One-to-four family residential non-owner occupied
Financing Receivable, Past Due [Line Items]
Loans receivable	228,728,000	241,284,000
Financial Asset, Not Past Due | Multifamily
Financing Receivable, Past Due [Line Items]
Loans receivable	138,149,000	126,866,000
Financial Asset, Not Past Due | Commercial Real Estate
Financing Receivable, Past Due [Line Items]
Loans receivable	377,859,000	407,904,000
Financial Asset, Not Past Due | Construction Land Development
Financing Receivable, Past Due [Line Items]
Loans receivable	60,924,000	77,644,000
Financial Asset, Not Past Due | Real Estate, Total
Financing Receivable, Past Due [Line Items]
Loans receivable	1,089,460,000	1,086,567,000
Financial Asset, Not Past Due | Business
Financing Receivable, Past Due [Line Items]
Loans receivable	29,081,000	31,363,000
Financial Asset, Not Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 71,313,000	$ 64,160,000

Loans Receivable_ Schedule of I

Loans Receivable: Schedule of Impaired Financing Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
One-to-four family, residential, owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 293	$ 174
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	295	175
Impaired Financing Receivable, with Related Allowance, Recorded Investment		486
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		533
Impaired Financing Receivable, Related Allowance	0	12
Impaired Financing Receivable, Recorded Investment	293	660
Impaired Financing Receivable, Unpaid Principal Balance	295	708
One-to-four family residential non-owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		188
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		188
Impaired Financing Receivable, with Related Allowance, Recorded Investment		512
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		512
Impaired Financing Receivable, Related Allowance		1
Impaired Financing Receivable, Recorded Investment		700
Impaired Financing Receivable, Unpaid Principal Balance		700
Multifamily
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,590	1,632
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,591	1,632
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, Recorded Investment	1,590	1,632
Impaired Financing Receivable, Unpaid Principal Balance	1,591	1,632
Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	44,021	45,542
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	44,121	45,542
Impaired Financing Receivable, Related Allowance	0	0
Impaired Financing Receivable, Recorded Investment	44,021	45,542
Impaired Financing Receivable, Unpaid Principal Balance	44,121	45,542
Property total
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	45,923	47,536
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	46,025	47,537
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	998
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0	1,045
Impaired Financing Receivable, Related Allowance	11	13
Impaired Financing Receivable, Recorded Investment	45,923	48,534
Impaired Financing Receivable, Unpaid Principal Balance	46,025	$ 48,582
Consumer
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	19
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	18
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	0
Impaired Financing Receivable, Related Allowance	11
Impaired Financing Receivable, Recorded Investment	19
Impaired Financing Receivable, Unpaid Principal Balance	$ 18

Loans Receivable Loans Receiv_2

Loans Receivable Loans Receivable: Average Recorded Investment and Interest Income Recognized (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	$ 43,315
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,006
Impaired Financing Receivable, Average Recorded Investment	44,321
Impaired Financing Receivable, Interest Income, Accrual Method	2,221
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	64
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	2,157
One-to-four family, residential, owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	184
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	490
Impaired Financing Receivable, Average Recorded Investment	674
Impaired Financing Receivable, Interest Income, Accrual Method	39
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	28
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	11
One-to-four family residential non-owner occupied
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	712
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	516
Impaired Financing Receivable, Average Recorded Investment	1,228
Impaired Financing Receivable, Interest Income, Accrual Method	59
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	36
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	23
Multifamily
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	1,317
Impaired Financing Receivable, Average Recorded Investment	1,317
Impaired Financing Receivable, Interest Income, Accrual Method	69
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	69
Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	41,102
Impaired Financing Receivable, Average Recorded Investment	41,102
Impaired Financing Receivable, Interest Income, Accrual Method	2,054
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	2,054
Consumer
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	0
Impaired Financing Receivable, Average Recorded Investment	0
Impaired Financing Receivable, Interest Income, Accrual Method	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	$ 0

Loans Receivable_ Schedule of N

Loans Receivable: Schedule of Non-performing assets and troubled debt restructured loans (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Performing TDRs	$ 1,360
Nonaccrual TDRs	0
Total TDRs	$ 1,360

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
One-to-four family residential
Real Estate [Line Items]
Other real estate owned	$ 0	$ 0

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment
Property, plant and equipment, gross	$ 40,255	$ 40,073
Less accumulated depreciation and amortization	(20,841)	(19,277)
Construction in process	253	396
Property, plant and equipment, net	19,667	21,192
Depreciation of premises and equipment	2,028	2,153
Land
Property, Plant and Equipment
Property, plant and equipment, gross	2,226	2,226
Buildings and improvements
Property, Plant and Equipment
Property, plant and equipment, gross	21,917	21,873
Leasehold improvements
Property, Plant and Equipment
Property, plant and equipment, gross	6,123	6,088
Furniture and fixtures
Property, Plant and Equipment
Property, plant and equipment, gross	3,776	3,777
Computer hardware and software
Property, Plant and Equipment
Property, plant and equipment, gross	3,860	3,767
Equipment
Property, Plant and Equipment
Property, plant and equipment, gross	$ 2,353	$ 2,342

Fair Value of Financial Instr_3

Fair Value of Financial Instruments- Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	$ 207,915,000	$ 217,778,000
Derivative fair value asset	7,600,000
Total	215,480,000	228,263,000
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	39,603,000	39,186,000
Derivative fair value asset	0	0
Total	39,603,000	39,186,000
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	168,312,000	178,592,000
Derivative fair value asset	7,565,000	10,485,000
Total	175,877,000	189,077,000
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Derivative fair value asset	0	0
Total	0	0
Mortgage-backed investments, Fannie Mae
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	9,878,000	9,940,000
Mortgage-backed investments, Fannie Mae | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Mortgage-backed investments, Fannie Mae | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	9,878,000	9,940,000
Mortgage-backed investments, Fannie Mae | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Mortgage-backed investments, Freddie Mac
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	11,179,000	11,889,000
Mortgage-backed investments, Freddie Mac | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	736,000
Mortgage-backed investments, Freddie Mac | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	11,179,000	11,153,000
Mortgage-backed investments, Freddie Mac | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Mortgage-backed investments, Ginnie Mae
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	26,580,000	27,843,000
Mortgage-backed investments, Ginnie Mae | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Mortgage-backed investments, Ginnie Mae | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	26,580,000	27,843,000
Mortgage-backed investments, Ginnie Mae | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Other
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	29,193,000	32,389,000
Other | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Other | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	29,193,000	32,389,000
Other | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Municipal Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	31,849,000	30,883,000
Municipal Bonds | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Municipal Bonds | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	31,849,000	30,883,000
Municipal Bonds | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
US Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	69,957,000	74,354,000
US Government agencies | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	39,603,000	38,450,000
US Government agencies | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	30,354,000	35,904,000
US Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Corporate Bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	29,279,000	30,480,000
Corporate Bonds | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Corporate Bonds | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	29,279,000	30,480,000
Corporate Bonds | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale investments	0	0
Derivative Financial Instruments, Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value asset	7,565,000	10,485,000
Derivative Financial Instruments, Assets [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value asset	0	0
Derivative Financial Instruments, Assets [Member] | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value asset	7,565,000	10,485,000
Derivative Financial Instruments, Assets [Member] | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value asset	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Schedule of balances of assets and liabilities, measured at fair value on a non-recurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (included in loans receivable, net), recorded investment	$ 0	$ 0
Total, Fair Value	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (included in loans receivable, net), recorded investment	0	0
Total, Fair Value	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (included in loans receivable, net), recorded investment	45,912	48,521
Total, Fair Value	45,912	48,521
Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans (included in loans receivable, net), recorded investment	45,912	48,521
Total, Fair Value	$ 45,912	48,521
Impaired loans (included in loans receivable, net), Fair Value		$ 13

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Schedule of quantitative information about Level 3 Fair Value Measurements on a nonrecurring basis (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Level 3 | Market Approach Valuation Technique | Loans receivable | Minimum
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation
Fair value of financial instruments, range	0%	0%
Level 3 | Market Approach Valuation Technique | Loans receivable | Maximum
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation
Fair value of financial instruments, range	14.26%	6.91%
Level 3 | Market Approach Valuation Technique | Loans receivable | Weighted Average
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation
Fair value of financial instruments, range	0.04%	0.06%
Fair Value, Nonrecurring [Member]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation
Impaired Financing Receivable, Related Allowance		$ 13
Fair Value, Nonrecurring [Member] | Level 3 | Market Approach Valuation Technique | Loans receivable
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 45,912	$ 48,521

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Fair Value, by Balance Sheet Grouping (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value	$ 207,915,000	$ 217,778,000
Investments held-to-maturity, at amortized cost	2,456,000	2,444,000
FHLB stock	6,527,000	7,512,000
Derivative fair value asset	7,600,000
Brokered deposits	130,790,000	124,886,000
Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash on hand and in banks	8,391,000	7,722,000
Interest-earning deposits	22,138,000	16,598,000
Fair Value	39,603,000	39,186,000
Investments held-to-maturity, at amortized cost	0	0
Loans receivable, net	0	0
FHLB stock	0	0
Accrued interest receivable	0	0
Derivative fair value asset	0	0
Deposits	706,162,000	782,600,000
Certificates of deposit, retail	0	0
Advances from the FHLB	0	0
Accrued interest payable	0	0
Brokered deposits	0	0
Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash on hand and in banks	0	0
Interest-earning deposits	0	0
Fair Value	168,312,000	178,592,000
Investments held-to-maturity, at amortized cost	2,456,000	2,444,000
Loans receivable, net	0	0
FHLB stock	6,527,000	7,512,000
Accrued interest receivable	7,359,000	6,513,000
Derivative fair value asset	7,565,000	10,485,000
Deposits	0	0
Certificates of deposit, retail	353,881,000	254,004,000
Advances from the FHLB	124,976,000	144,999,000
Accrued interest payable	2,739,000	328,000
Brokered deposits	130,977,000	124,843,000
Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash on hand and in banks	0	0
Interest-earning deposits	0	0
Fair Value	0	0
Investments held-to-maturity, at amortized cost	0	0
Loans receivable, net	1,113,642,000	1,120,403,000
FHLB stock	0	0
Accrued interest receivable	0	0
Derivative fair value asset	0	0
Deposits	0	0
Certificates of deposit, retail	0	0
Advances from the FHLB	0	0
Accrued interest payable	0	0
Brokered deposits	0	0
Carrying Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash on hand and in banks	8,391,000	7,722,000
Interest-earning deposits	22,138,000	16,598,000
Fair Value	207,915,000	217,778,000
Investments held-to-maturity, at amortized cost	2,456,000	2,444,000
Loans receivable, net	1,175,925,000	1,167,083,000
FHLB stock	6,527,000	7,512,000
Accrued interest receivable	7,359,000	6,513,000
Derivative fair value asset	7,565,000	10,485,000
Deposits	706,162,000	782,600,000
Certificates of deposit, retail	357,154,000	262,554,000
Advances from the FHLB	125,000,000	145,000,000
Accrued interest payable	2,739,000	328,000
Brokered deposits	130,791,000	124,886,000
Estimated Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash on hand and in banks	8,391,000	7,722,000
Interest-earning deposits	22,138,000	16,598,000
Fair Value	207,915,000	217,778,000
Investments held-to-maturity, at amortized cost	2,456,000	2,444,000
Loans receivable, net	1,113,642,000	1,120,403,000
FHLB stock	6,527,000	7,512,000
Accrued interest receivable	7,359,000	6,513,000
Derivative fair value asset	7,565,000	10,485,000
Deposits	706,162,000	782,600,000
Certificates of deposit, retail	353,881,000	254,004,000
Advances from the FHLB	124,976,000	144,999,000
Accrued interest payable	2,739,000	328,000
Brokered deposits	$ 130,977,000	$ 124,843,000

Accrued Interest Receivable (De

Accrued Interest Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable
Interest Receivable	$ 7,359	$ 6,513
Loans receivable
Accounts, Notes, Loans and Financing Receivable
Interest Receivable	6,093	5,290
Investments
Accounts, Notes, Loans and Financing Receivable
Interest Receivable	1,260	1,222
Interest-earning deposits
Accounts, Notes, Loans and Financing Receivable
Interest Receivable	$ 6	$ 1

Deposits - Components of Deposi

Deposits - Components of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Noninterest-bearing	$ 100,899	$ 119,944
Interest-bearing demand	56,968	96,632
Savings	18,886	23,636
Money market	529,411	542,388
Certificates of deposit, retail	357,153	262,554
Brokered deposits	130,790	124,886
Total deposits	1,194,107	1,170,040
Deposit Liability [Line Items]
Brokered deposits	130,790	124,886
Brokered Interest Bearing Demand Accounts
Deposits [Abstract]
Brokered deposits	25,100	25,100
Deposit Liability [Line Items]
Brokered deposits	25,100	25,100
Brokered Money Market Accounts
Deposits [Abstract]
Brokered deposits	10,400	10,000
Deposit Liability [Line Items]
Brokered deposits	10,400	10,000
Brokered Certificates Of Deposit
Deposits [Abstract]
Brokered deposits	95,300	89,800
Deposit Liability [Line Items]
Brokered deposits	$ 95,300	$ 89,800

Deposits - Maturities of Certif

Deposits - Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Deposits [Abstract]
2024	$ 330,127
2025	85,956
2026	9,777
2027	16,029
2028	10,524
Time Deposits	452,413
Cash and Cash Equivalents [Line Items]
Time Deposits	452,413
Certificates of Deposit
Deposits [Abstract]
Time Deposits	95,300
Cash and Cash Equivalents [Line Items]
Time Deposits	$ 95,300

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Deposits, public funds	$ 85.8	$ 61
Time Deposits at or Above FDIC Insurance Limit	171.4	89.6
Interest Expense, Time Deposits, at or Above FDIC Insurance Limit	4.7	1.2
Deposits controlled by management, members of the Board of Directors and related entities	$ 2.3	$ 2.7

Deposits - Interest Expense on

Deposits - Interest Expense on Deposit Liabilities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Interest-bearing demand	$ 1,013	$ 478
Savings	6	7
Money market	14,503	3,744
Certificates of deposit, retail	10,741	3,635
Brokered deposits	8,144	1,091
Interest expense, deposits	$ 34,407	$ 8,955

Other Borrowings (Details)

Other Borrowings (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum line of credit with FHLB	$ 686,300,000	$ 667,900,000
Investments pledged as collateral for FHLB advances	0	0
Maximum borrowing outstanding at any month end	160,000,000	159,000,000
Average borrowing outstanding during year	127,263,000	113,890,000
Balance outstanding at end of year	$ 125,000,000	$ 145,000,000
Average rate paid during the year	2.52%	1.70%
Weighted-average rate paid at end of year	2.22%	2.37%
Federal Reserve Bank
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Unused credit facility with another financial institution	$ 55,800,000
Other Financial Institutions
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Unused credit facility with another financial institution	75,000,000
Single Family Residential Mortgages
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Investments pledged as collateral for FHLB advances	224,700,000	$ 235,900,000
Commercial Real Estate
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Investments pledged as collateral for FHLB advances	168,700,000	163,800,000
Mulitfamily Loans Under Blanket Lien Arrangement
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Investments pledged as collateral for FHLB advances	$ 57,900,000	$ 62,500,000

Other Borrowings- Schedule Of F

Other Borrowings- Schedule Of FHLB Advances (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB advances	$ 125,000	$ 145,000
FHLB overnight Fed Funds	10,000
Fixed rate, maturing within two months	$ 115,000
FHLB overnight Fed Funds
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Weighted Average Interest Rate at December 31, 2023	5.50%
Fixed rate, maturing within two months
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Weighted Average Interest Rate at December 31, 2023	1.94%

Leases - Narrative (Details)

Leases - Narrative (Details)	Dec. 31, 2023 USD ($) lease
Lessee, Lease, Description [Line Items]
Number of operating leases | lease	13
Monthly lease payment | $	$ 74,000
Minimum
Lessee, Lease, Description [Line Items]
Term of contract	5 years
Renewal term	3 years
Maximum
Lessee, Lease, Description [Line Items]
Term of contract	7 years 1 month 6 days
Renewal term	5 years

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Lease expense, year-to-date	$ 1,143	$ 1,107
Right of use asset (“ROU”), net	2,617	3,275
Lease liability, net	$ 2,806	$ 3,454
Weighted average remaining term (in years)	4 years 9 months 21 days	5 years 1 month 28 days
Weighted average discount rate	2.27%	2.10%

Leases - Lease Liabilities (Det

Leases - Lease Liabilities (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Leases [Abstract]
Due through one year	$ 845
Due after one year through two years	691
Due after two years through three years	371
Due after three years through four years	304
Due after four years through five years	310
Due after five years	432
Total minimum lease payments	2,953
Less: present value discount	147
Lease liability	$ 2,806

Derivatives - Narrative (Detail

Derivatives - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Derivative fair value asset	$ 7,600,000
Total stockholders’ equity	161,660,000	$ 160,360,000	$ 157,879,000
Cash flow hedge ineffectiveness	0	0
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent
Derivative [Line Items]
Total stockholders’ equity	$ 6,000,000
Cash Flow Hedging [Member]
Derivative [Line Items]
Average fixed interest rate	1.87%
Derivative fair value asset	$ 7,565,000	$ 10,485,000
Minimum
Derivative [Line Items]
Term	2 years
Remaining maturity	8 months
Notional amount	$ 10,000,000
Maximum
Derivative [Line Items]
Term	8 years
Remaining maturity	5 years 9 months 18 days
Notional amount	$ 15,000,000
FHLB of Des Moines [Member]
Derivative [Line Items]
Outstanding amount	$ 115,000,000

Derivatives - Schedule of Deriv

Derivatives - Schedule of Derivative Instruments (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Derivative fair value asset	$ 7,600,000
Cash Flow Hedging [Member]
Derivative [Line Items]
Derivative fair value asset	$ 7,565,000	$ 10,485,000

Derivatives - Derivative Instru

Derivatives - Derivative Instruments, Gain (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest rate swaps on FHLB debt designated as cash flow hedge	$ 2,307	$ 7,105

Benefit Plans Multiemployer Pen

Benefit Plans Multiemployer Pension Plans (Details) - USD ($)			12 Months Ended
	Oct. 16, 2023	Nov. 28, 2022	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2021	Jun. 30, 2020	Jan. 31, 2020
Multiemployer Plans [Line Items]
Minimum service requisite period			1 year
Vesting period			5 years
First Financial Northwest’s Plan			95.20%	101.90%
Deferred compensation expense			$ 276,000	$ 177,000
Recorded liability			1,200,000
Benefit obligation							$ 2,400,000
Pentegra DB Plan
Multiemployer Plans [Line Items]
Contributions by employer	$ 310,000	$ 92,000	$ 310,000	$ 92,000
Multiemployer Plans, Pension | Pentegra DB Plan
Multiemployer Plans [Line Items]
Assumptions used calculating net periodic benefit cost			5.22%	5.39%
Contribution amount					$ 142,400,000	$ 248,600,000
Maximum contribution rate					5%

Benefit Plans 401(K) Plan (Deta

Benefit Plans 401(K) Plan (Details) - USD ($)		12 Months Ended
	Jan. 01, 2023	Dec. 31, 2023	Dec. 31, 2022
Multiemployer Plans [Line Items]
Number of days of continuous employment to be eligible		60 days
Maximum annual contribution by employee		5%
Employer match		100%
Contributions by employer		$ 543,000	$ 365,000
Accrued expense		$ 737,000
Minimum
Multiemployer Plans [Line Items]
Maximum annual contribution by employee	5%
Maximum
Multiemployer Plans [Line Items]
Maximum annual contribution by employee	8%

Benefit Plans Employee Stock Ow

Benefit Plans Employee Stock Ownership Plans (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Textuals [Abstract]
Amount borrowed by ESOP	$ 16,900
Shares acquired by ESOP	1,692,800
Price per share of shares acquired by ESOP	$ 10
Fixed interest rate ESOP debt	4.88%
Principal and interest payments from ESOP	$ 0	$ 1,200
ESOP contribution expense	0	1,372
Dividends on unallocated ESOP shares used to reduce ESOP contribution	$ 0	$ 30
Allocated shares	1,692,800	1,692,800
Unallocated shares	0	0
Total ESOP shares	1,692,800	1,692,800
Fair value of unallocated shares	$ 0	$ 0

Benefit Plans Stock-Based Compe

Benefit Plans Stock-Based Compensation - Narrative (Details) - USD ($)		12 Months Ended
	Aug. 04, 2023	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total compensation expense		$ 605,000	$ 770,000
Investments held-to-maturity, at amortized cost		2,456,000	2,444,000
First Financial Northwest Inc 2016 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (in shares)	40,000
First Financial Northwest, Inc. 2008 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Tax benefit		$ 127,000	$ 162,000
Stock Options | First Financial Northwest Inc 2016 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted (shares)		1,400,000
Number of shares remaining for grant		848,598
Contractual life		10 years
Stock Options | First Financial Northwest, Inc. 2008 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding number of options (in shares)		162,500	217,519
Contractual life		10 years
Granted		40,000	0
Unrecognized compensation cost		$ 104,000
Exercisable ending balance, Shares		122,500
Restricted Stock | First Financial Northwest Inc 2016 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted (shares)		400,000
Number of shares remaining for grant		144,299
Restricted Stock | First Financial Northwest, Inc. 2008 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost		$ 176,000
Unrecognized compensation cost recognition period		2 months
Total fair value of shares vested		$ 694,000	$ 790,000

Benefit Plans Disclosure of Sha

Benefit Plans Disclosure of Share-based Compensation Arrangements by Share-based Payment Award (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) $ / shares shares	Dec. 31, 2022 USD ($) $ / shares shares
Shares
Exercised		(54,481)
First Financial Northwest, Inc. 2008 Equity Incentive Plan | Stock Options
Shares
Outstanding at beginning balance	217,519
Exercised	(95,019)
Outstanding at ending balance	162,500	217,519
Expected to Vest, Shares	161,300
Exercisable ending balance, Shares	122,500
Weighted- Average Exercise Price
Outstanding beginning balance, Weighted Average Exercise Price | $ / shares	$ 11.20
Exercised | $ / shares	10.78
Outstanding ending balance, Weighted Average Exercise Price | $ / shares	11.65	$ 11.20
Expected to Vest, Weighted Average Exercise Price | $ / shares	$ 11.65
Exercisable ending balance, Weighted Average Exercise Price	11.52
Weighted- Average Remaining Contractual Term in Years
Outstanding ending balance, Weighted Average Remaining Contractual Term	3 years 1 month 24 days
Expected to Vest, Weighted Average Remaining Contracutal Term in Years	3 years 1 month 6 days
Exercisable ending balance, Weighted Average Remaining Contracutal Term in Years	1 year 18 days
Aggregate Intrinsic Value
Outstanding beginning balance, Agregate Intrinsic Value | $	$ 823,028
Outstanding ending balance, Agregate Intrinsic Value | $	296,725	$ 823,028
Exercised | $	114,438
Expected to Vest, Aggregate Intrinsic Value | $	295,021
Exercisable ending balance, Aggregate Intrinsic Value | $	$ 239,925
Weighted Average Grant Date  Fair Value
Granted	40,000	0
Granted | $ / shares	$ 12.06
First Financial Northwest, Inc. 2008 Equity Incentive Plan | Restricted Stock
Shares
Nonvested beginning balance, Shares	31,272
Granted, Shares	40,618
Vested, Shares	(44,272)
Nonvested ending balance, Shares	27,618	31,272
Expected to vest assuming a 3% forfeiture rate over the vesting term, Shares	26,789
Weighted Average Grant Date  Fair Value
Nonvested beginning balance, Weighted-Average Grant Date Fair Value | $ / shares	$ 16.93
Granted, Weighted-Average Grant Date Fair Value | $ / shares	14.21
Vested, Weighted-Average Grant Date Fair Value | $ / shares	15.68
Nonvested ending balance, Weighted-Average Grant Date Fair Value | $ / shares	$ 14.92	$ 16.93

Benefit Plans Assumptions Used

Benefit Plans Assumptions Used (Details)	12 Months Ended
	Dec. 31, 2023 $ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted-average grant date fair value per option granted	$ 2.98
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Annual Dividend Yield	4.31%
Expected volatility	34.04%
Risk-free interest rate	4.08%
Expected term	6 years 3 months

Federal Income Taxes_ Component

Federal Income Taxes: Components of The Income Tax Provision (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Current	$ 1,378	$ 2,952
Deferred	175	217
Total income tax expense	$ 1,553	$ 3,169

Federal Income Taxes_ Reconcili

Federal Income Taxes: Reconciliation From Tax At the Statutory Rate to the Income Tax Provision (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income tax expense at statutory rate	$ 1,650	$ 3,441
Tax exempt interest, net	75	(50)
BOLI income, net	(223)	(207)
Other, net	51	(15)
Total income tax expense	$ 1,553	$ 3,169

Federal Income Taxes_ Deferred

Federal Income Taxes: Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets:
ACL for loans	$ 3,214	$ 3,198
ACL for unfunded commitments	92	52
Deferred compensation	261	218
Net unrealized loss on investments available-for-sale	3,319	3,811
Employee benefit plans	182	273
Accrued expenses	106	104
Core deposit intangible	72	63
Expenses to facilitate branch acquisition	17	18
Split dollar life insurance	117	101
Lease liability	589	725
Total deferred tax assets	7,969	8,563
Deferred tax liabilities:
FHLB stock dividends	0	1
Loan origination fees and costs	1,368	1,246
Net unrealized gain on derivative cash flow hedge	1,588	2,201
Fixed assets	1,664	1,699
Goodwill	79	67
Right of use asset	550	688
Other, net	72	64
Total deferred tax liabilities	5,321	5,966
Deferred tax assets, net	$ 2,648	$ 2,597

Federal Income Taxes - Narrativ

Federal Income Taxes - Narrative (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Operating Loss Carryforwards	$ 0	$ 0
Unrecognized taxable temporary difference	4,500,000
Unrecognized Tax Benefits	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0	$ 0

Regulatory Capital Requiremen_3

Regulatory Capital Requirements (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Capital	$ 171,971	$ 169,755
Capital to Risk Weighted Assets	0.1615	0.1562
Capital Required for Capital Adequacy	$ 85,194	$ 86,942
Capital Required for Capital Adequacy to Risk Weighted Assets	0.0800	0.0800
Capital Required to be Well Capitalized	$ 106,493	$ 108,678
Capital Required to be Well Capitalized to Risk Weighted Assets	0.1000	0.1000
Tier One Risk Based Capital	$ 158,629	$ 156,147
Tier One Risk Based Capital to Risk Weighted Assets	0.1490	0.1437
Tier One Risk Based Capital Required for Capital Adequacy	$ 63,896	$ 65,207
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.0600	0.0600
Tier One Risk Based Capital Required to be Well Capitalized	$ 85,194	$ 86,942
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	0.0800	0.0800
Common Equity Tier One Capital	$ 158,629	$ 156,147
Common Equity Tier One Capital to Risk Weighted Assets	14.90%	14.37%
Common Equity Tier One Capital For Capital Adequacy	$ 47,922	$ 48,905
Common Equity Tier one Capital to Risk Weighted Assets For Capital Adequacy	4.50%	4.50%
Common Equity Tier One Capital to be Well Capitalized to Risk Weighted Assets	$ 69,220	$ 70,641
Common Equity Tier One Capital to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Leverage Capital	$ 158,629	$ 156,147
Tier One Leverage Capital to Average Assets	0.1018	0.1031
Tier One Leverage Capital Required for Capital Adequacy	$ 62,349	$ 60,578
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	0.0400	0.0400
Tier One Leverage Capital Required to be Well Capitalized	$ 77,936	$ 75,722
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	0.0500	0.0500
Regulatory Assets [Line Items]
Conservation Buffer	8.15%
Minimum
Regulatory Assets [Line Items]
Conservation Buffer	2.50%

Commitments and Contingencies (

Commitments and Contingencies (Details) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Committment to extend credit	$ 83.6	$ 74

Parent Company Only Financial_3

Parent Company Only Financial Statements Condensed Parent Company Only Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 8,391	$ 7,722
Interest-earning deposits with banks	22,138	16,598
Deferred tax assets, net	2,648	2,597
Total assets	1,505,082	1,502,916
Other liabilities	15,818	20,683
Total liabilities	1,343,422	1,342,556
Total stockholders’ equity	161,660	160,360	$ 157,879
Total liabilities and stockholders’ equity	1,505,082	1,502,916
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	301	223
Interest-earning deposits with banks	8,464	9,612
Investments in and Advances to Affiliates, at Fair Value, Period Increase (Decrease)	152,408	150,522
Receivable from subsidiaries	8	3
Other assets	686	236
Total assets	161,867	160,596
Payable to subsidiaries	60	64
Deferred Tax Liabilities, Net	9	6
Other liabilities	138	166
Total liabilities	207	236
Total stockholders’ equity	161,660	160,360
Total liabilities and stockholders’ equity	$ 161,867	$ 160,596

Parent Company Only Financial_4

Parent Company Only Financial Statements Condensed Parent Company Only Income Statement (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Condensed Financial Statements, Captions [Line Items]
Interest-bearing deposits with banks	$ 2,261	$ 386
Total interest income	78,158	59,242
Other	208	49
Noninterest Income	2,773	3,247
Total interest expense	37,615	10,889
Federal income tax provision	1,553	3,169
Net income	6,305	13,240
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Interest-bearing deposits with banks	97	13
Total interest income	97	13
Other	164	25
Noninterest Income	164	25
Total Operating Income	261	38
Total interest expense	1,790	1,942
Total operating expenses	1,790	1,942
Loss before benefit for federal income taxes and equity in undistributed earnings of subsidiaries	(1,529)	(1,904)
Federal income tax provision	(316)	(411)
Loss before equity in undistributed loss of subsidiaries	(1,213)	(1,493)
Equity in undistributed earnings of subsidiaries	7,518	14,733
Net income	$ 6,305	$ 13,240

Parent Company Only Financial_5

Parent Company Only Financial Statements Condensed Parent Company Only Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Condensed Financial Statements, Captions [Line Items]
Net income	$ 6,305	$ 13,240
Restricted stock compensation	605	770
Change in deferred tax liability, net	175	217
Change in other assets	(790)	279
Changes in other liabilities	(4,865)	11,565
Net cash provided by operating activities	4,171	27,992
Net cash provided (used) by investing activities	2,727	(134,116)
Proceeds from stock options exercises	1,023	454
Net share settlement of stock awards	(1,016)	(226)
Repurchase and retirement of common stock	0	(1,398)
Dividends paid	(4,763)	(4,343)
Net cash (used) provided by financing activities	(689)	57,053
Net increase (decrease) in cash and cash equivalents	6,209	(49,071)
Cash and cash equivalents at beginning of year	24,320	73,391
Cash and cash equivalents at end of year	30,529	24,320
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Net income	6,305	13,240
Equity in undistributed earnings of subsidiaries	(7,518)	(14,733)
Dividends received from subsidiary	4,806	8,198
Restricted stock compensation	25	6
Change in deferred tax liability, net	3	8
Change in receivables from subsidiaries	(5)	33
Change in payables to subsidiaries	(4)	(106)
Change in other assets	(450)	(211)
Changes in other liabilities	(28)	42
Net cash provided by operating activities	3,134	6,477
ESOP loan repayment	0	1,173
Net cash provided (used) by investing activities	0	1,173
Proceeds from stock options exercises	1,023	454
Proceeds for vested awards	553	737
Net share settlement of stock awards	(1,017)	(226)
Repurchase and retirement of common stock	0	(1,398)
Dividends paid	(4,763)	(4,343)
Net cash (used) provided by financing activities	(4,204)	(4,776)
Net increase (decrease) in cash and cash equivalents	(1,070)	2,874
Cash and cash equivalents at beginning of year	9,835	6,961
Cash and cash equivalents at end of year	$ 8,765	$ 9,835

Earnings Per Share_ Schedule _2

Earnings Per Share: Schedule of Earnings Per Share Reconciliation (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Earnings Per Share [Abstract]
Net income	$ 6,305	$ 13,240
Undistributed Earnings (Loss) Allocated to Participating Securities, Basic	(18)	(44)
Earnings allocated to common shareholders	$ 6,287	$ 13,196
Basic weighted-average common shares outstanding	9,126,209	9,006,369
Dilutive effect of stock options	18,680	81,480
Dilutive effect of restricted stock grants	7,728	14,434
Diluted weighted-average common shares outstanding	9,152,617	9,102,283
Basic earnings (loss) per share (usd per share)	$ 0.69	$ 1.47
Diluted earnings (loss) per share (usd per share)	$ 0.69	$ 1.45

Earnings Per Share (Details)

Earnings Per Share (Details) - shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share	80,000	0

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Disaggregation of Revenue [Line Items]
Contract with Customer, Liability	$ 0
Gain (Loss) on Sale of Investments	0	$ 27,000
Revenue from Contract with Customer, Excluding Assessed Tax	2,773,000	3,247,000
Revenue, Remaining Performance Obligation, Amount	0
BOLI income
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	1,081,000	1,004,000
Wealth management revenue
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	253,000	312,000
Deposit related fees
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	331,000	311,000
Debit card and ATM fees
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	625,000	625,000
Loan related fees
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	275,000	919,000
Other
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Excluding Assessed Tax	$ 208,000	$ 49,000