Visa (V) 10-Q30 Jan 252025 Q1 Quarterly reportFinancial data

Company Profile

Cover

Cover - shares	3 Months Ended
Cover - shares	Dec. 31, 2024	Jan. 22, 2025
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Dec. 31, 2024
Document Transition Report	false
Entity File Number	001-33977
Entity Registrant Name	VISA INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	26-0267673
Entity Address, Address Line One	P.O. Box 8999
Entity Address, City or Town	San Francisco,
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	94128-8999
City Area Code	650
Local Phone Number	432-3200
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Central Index Key	0001403161
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2025
Document Fiscal Period Focus	Q1
Amendment Flag	false
Class A Common Stock
Document Information [Line Items]
Title of 12(b) Security	Class A Common Stock, par value $0.0001 per share
Trading Symbol	V
Security Exchange Name	NYSE
Entity Common Stock, Shares Outstanding		1,723,362,347
2026 Notes
Document Information [Line Items]
Title of 12(b) Security	1.500% Senior Notes due 2026
Trading Symbol	V26
Security Exchange Name	NYSE
2029 Notes
Document Information [Line Items]
Title of 12(b) Security	2.000% Senior Notes due 2029
Trading Symbol	V29
Security Exchange Name	NYSE
2034 Notes
Document Information [Line Items]
Title of 12(b) Security	2.375% Senior Notes due 2034
Trading Symbol	V34
Security Exchange Name	NYSE
Class B-1 common stock
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		4,835,384
Class B-2 common stock
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		120,338,948
Class C common stock
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		9,240,640

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Assets
Cash and cash equivalents	$ 12,367	$ 11,975
Restricted cash equivalents—U.S. litigation escrow	3,112	3,089
Investment securities	1,967	3,200
Settlement receivable	3,683	4,454
Accounts receivable	2,590	2,561
Customer collateral	3,518	3,524
Current portion of client incentives	1,992	1,918
Prepaid expenses and other current assets	3,393	3,312
Total current assets	32,622	34,033
Investment securities	1,757	2,545
Client incentives	4,631	4,628
Property, equipment and technology, net	3,974	3,824
Goodwill	19,548	18,941
Intangible assets, net	25,889	26,889
Other assets	3,467	3,651
Total assets	91,888	94,511
Liabilities
Accounts payable	405	479
Settlement payable	4,425	5,265
Customer collateral	3,518	3,524
Accrued compensation and benefits	1,226	1,538
Client incentives	9,249	9,075
Accrued liabilities	4,690	4,909
Current maturities of debt	3,929	0
Accrued litigation	1,649	1,727
Total current liabilities	29,091	26,517
Long-term debt	16,680	20,836
Deferred tax liabilities	5,192	5,301
Other liabilities	2,629	2,720
Total liabilities	53,592	55,374
Commitments and contingencies (Note 13)
Equity
Preferred stock	904	1,031
Right to recover for covered losses	(123)	(104)
Additional paid-in capital	21,324	21,229
Accumulated income	17,438	17,289
Accumulated other comprehensive income (loss):
Investment securities	12	30
Defined benefit pension and other postretirement plans	(15)	(16)
Derivative instruments	(105)	(213)
Foreign currency translation adjustments	(1,139)	(109)
Total accumulated other comprehensive income (loss)	(1,247)	(308)
Total equity	38,296	39,137
Total liabilities and equity	91,888	94,511
Class A common stock
Liabilities
Accrued liabilities	70
Equity
Common stock	0	0
Class B-1 and B-2 common stock
Equity
Common stock	0	0
Class C common stock
Equity
Common stock	$ 0	$ 0

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares shares in Millions	Dec. 31, 2024	Sep. 30, 2024
Preferred stock, par value (in dollars per share)	$ 0.0001	$ 0.0001
Preferred stock, shares issued (in shares)	5	5
Preferred stock, shares outstanding (in shares)	5	5
Common Stock
Common stock, par value (in dollars per share)	$ 0.0001	$ 0.0001
Class A common stock
Common stock, shares issued (in shares)	1,726	1,733
Common stock, shares outstanding (in shares)	1,726	1,733
Class B-1 and B-2 common stock
Common stock, shares issued (in shares)	125	125
Common stock, shares outstanding (in shares)	125	125
Class C common stock
Common stock, shares issued (in shares)	9	10
Common stock, shares outstanding (in shares)	9	10

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) shares in Millions, $ in Millions		3 Months Ended
		Dec. 31, 2024	Dec. 31, 2023
Net revenue		$ 9,510	$ 8,634
Operating Expenses
Personnel		1,813	1,479
Marketing		306	293
Network and processing		207	181
Professional fees		143	131
Depreciation and amortization		282	247
General and administrative		481	340
Litigation provision		44	9
Total operating expenses		3,276	2,680
Operating income		6,234	5,954
Non-operating Income (Expense)
Interest expense		(182)	(187)
Investment income (expense) and other		148	275
Total non-operating income (expense)		(34)	88
Income before income taxes		6,200	6,042
Income tax provision		1,081	1,152
Net income		$ 5,119	$ 4,890
Class A common stock
Earnings Per Share
Basic Earnings Per Share (in dollars per share)		$ 2.58	$ 2.39
Basic Weighted-average Shares Outstanding (in shares)		1,729	1,584
Diluted Earnings Per Share (in dollars per share)		$ 2.58	$ 2.39
Diluted Weighted-average Shares Outstanding (in shares)		1,985	2,045
Class B-1 common stock
Earnings Per Share
Basic Earnings Per Share (in dollars per share)		$ 4.04	$ 3.80
Basic Weighted-average Shares Outstanding (in shares)		5	245
Diluted Earnings Per Share (in dollars per share)		$ 4.04	$ 3.80
Diluted Weighted-average Shares Outstanding (in shares)		5	245
Class B-2 common stock
Earnings Per Share
Basic Earnings Per Share (in dollars per share)	[1]	$ 3.99	$ 0
Basic Weighted-average Shares Outstanding (in shares)	[1]	120	0
Diluted Earnings Per Share (in dollars per share)	[1]	$ 3.98	$ 0
Diluted Weighted-average Shares Outstanding (in shares)	[1]	120	0
Class C common stock
Earnings Per Share
Basic Earnings Per Share (in dollars per share)		$ 10.33	$ 9.58
Basic Weighted-average Shares Outstanding (in shares)		10	9
Diluted Earnings Per Share (in dollars per share)		$ 10.32	$ 9.57
Diluted Weighted-average Shares Outstanding (in shares)		10	9

[1]No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details.

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 5,119	$ 4,890
Investment securities:
Net unrealized gain (loss)	(24)	58
Income tax effect	6	(12)
Defined benefit pension and other postretirement plans:
Reclassification adjustments	1	3
Income tax effect	0	(1)
Derivative instruments:
Net unrealized gain (loss)	168	(77)
Income tax effect	(25)	16
Reclassification adjustments	(42)	39
Income tax effect	7	(9)
Foreign currency translation adjustments:
Translation adjustments	(935)	588
Income tax effect	(95)	57
Other comprehensive income (loss)	(939)	662
Comprehensive income	$ 4,180	$ 5,552

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UNAUDITED) - USD ($) shares in Millions, $ in Millions	Total	Series A preferred stock	Preferred Stock		Common Stock and Additional Paid-in Capital	Right to Recover for Covered Losses	Accumulated Income	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Sep. 30, 2023			5
Balance as of beginning of period at Sep. 30, 2023	$ 38,733		$ 1,698	[1]	$ 20,452	$ (140)	$ 18,040	$ (1,317)
Beginning balance (in shares) at Sep. 30, 2023					1,849
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	4,890						4,890
Other comprehensive income (loss)	662							662
VE territory covered losses incurred	(24)					(24)
Recovery through conversion rate adjustment	0		$ (25)			25
Conversions to class A common stock (in shares)			0	[2]	1
Conversions to class A common stock	0		$ (58)		$ 58
Share-based compensation	209				$ 209
Issuance of stock (in shares)					2
Issuance of stock	104				$ 104
Shares withheld for taxes related to stock issued under equity plans (in shares)					(1)
Shares withheld for taxes related to stock issued under equity plans	(172)				$ (172)
Cash dividends declared and paid, at a quarterly amount per class A common stock	(1,060)						(1,060)
Repurchases of class A common stock (in shares)					(15)
Repurchases of class A common stock	(3,609)				$ (161)		(3,448)
Ending balance (in shares) at Dec. 31, 2023			5
Balance as of end of period at Dec. 31, 2023	$ 39,733		$ 1,615	[1]	$ 20,490	(139)	18,422	(655)
Ending balance (in shares) at Dec. 31, 2023					1,836
Beginning balance (in shares) at Sep. 30, 2024	5	0	5
Balance as of beginning of period at Sep. 30, 2024	$ 39,137		$ 1,031	[3]	$ 21,229	(104)	17,289	(308)
Beginning balance (in shares) at Sep. 30, 2024					1,868
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	5,119						5,119
Other comprehensive income (loss)	(939)							(939)
VE territory covered losses incurred	(27)					(27)
Recovery through conversion rate adjustment	0		$ (8)			8
Conversions to class A common stock (in shares)			0	[4]	3
Conversions to class A common stock	0		$ (119)		$ 119
Share-based compensation	224				$ 224
Issuance of stock (in shares)					3
Issuance of stock	127				$ 127
Shares withheld for taxes related to stock issued under equity plans (in shares)					(1)
Shares withheld for taxes related to stock issued under equity plans	(235)				$ (235)
Cash dividends declared and paid, at a quarterly amount per class A common stock	(1,170)						(1,170)
Repurchases of class A common stock (in shares)					(13)
Repurchases of class A common stock	$ (3,940)				$ (140)		(3,800)
Ending balance (in shares) at Dec. 31, 2024	5	0	5
Balance as of end of period at Dec. 31, 2024	$ 38,296		$ 904	[3]	$ 21,324	$ (123)	$ 17,438	$ (1,247)
Ending balance (in shares) at Dec. 31, 2024					1,860

[1] As of December 31, 2023 and September 30, 2023, the book value of series A preferred stock was $398 million and $456 million, respectively. See Note 5—U.S. and Europe Retrospective Responsibility Plans for the book value of series B and series C preferred stock. Increase or decrease is less than one million. As of December 31, 2024 and September 30, 2024, the book value of series A convertible participating preferred stock (series A preferred stock) was $421 million and $540 million, respectively. See Note 5—U.S. and Europe Retrospective Responsibility Plans for the book value of series B convertible participating preferred stock (series B preferred stock) and series C convertible participating preferred stock (series C preferred stock). Increase or decrease is less than one million.

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (UNAUDITED) (Parenthetical) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Sep. 30, 2024	Sep. 30, 2023
Dividends declared, quarterly, per share (in dollars per share)	$ 0.59	$ 0.52
Dividends paid, quarterly, per share (in dollars per share)	$ 0.59	$ 0.52
Preferred stock	$ 904		$ 1,031
Series A preferred stock
Preferred stock	$ 421	$ 398	$ 540	$ 456

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		3 Months Ended
		Dec. 31, 2024	Dec. 31, 2023
Operating Activities
Net income		$ 5,119	$ 4,890
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Client incentives		3,797	3,348
Share-based compensation		224	209
Depreciation and amortization		282	247
Deferred income taxes		38	59
VE territory covered losses incurred		(27)	(24)
(Gains) losses on equity investments, net		75	(4)
Other		56	11
Change in operating assets and liabilities:
Settlement receivable		657	(257)
Accounts receivable		(64)	(195)
Client incentives		(3,649)	(3,601)
Other assets		(10)	(204)
Accounts payable		(54)	(18)
Settlement payable		(673)	313
Accrued and other liabilities		(303)	(877)
Accrued litigation		(72)	(283)
Net cash provided by (used in) operating activities		5,396	3,614
Investing Activities
Purchases of property, equipment and technology		(345)	(267)
Purchases of investment securities		0	(2,743)
Proceeds from maturities and sales of investment securities		2,042	1,137
Acquisitions, net of cash and restricted cash acquired		(906)	0
Purchases of other investments		(6)	(11)
Other investing activities		5	(5)
Net cash provided by (used in) investing activities		790	(1,889)
Financing Activities
Repurchases of class A common stock		(4,011)	(3,580)
Dividends paid		(1,170)	(1,060)
Proceeds from stock issued under equity plans		127	104
Taxes paid related to stock issued under equity plans		(235)	(172)
Other financing activities		(186)	329
Net cash provided by (used in) financing activities		(5,475)	(4,379)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents		(508)	300
Increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents		203	(2,354)
Cash, cash equivalents, restricted cash and restricted cash equivalents as of beginning of period		19,763	21,990
Cash, cash equivalents, restricted cash and restricted cash equivalents as of end of period		19,966	19,636
Supplemental Disclosure
Cash paid for income taxes, net	[1]	1,194	1,503
Interest payments on debt		213	213
Accruals related to purchases of property, equipment and technology		$ 40	$ 26

[1] For the three months ended December 31, 2024, the amount includes $1.1 billion of cash paid for federal transferable tax credits.

CONSOLIDATED STATEMENTS OF CA_2

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (Parenthetical) $ in Billions	3 Months Ended
	Dec. 31, 2024 USD ($)
Statement of Cash Flows [Abstract]
Cash paid for transferable tax credits	$ 1.1

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2024
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1—Summary of Significant Accounting Policies Organization. Visa Inc., together with its subsidiaries (Visa or the Company), is a global payments technology company that facilitates global commerce and money movement across more than 200 countries and territories. Visa operates one of the world’s largest electronic payments networks — VisaNet — which provides transaction processing services, primarily authorization, clearing and settlement. The Company offers products, solutions and services that facilitate secure, reliable and efficient money movement for participants in the ecosystem. Visa is not a financial institution and does not issue cards, extend credit or set rates and fees for account holders of Visa products. In most cases, account holder and merchant relationships belong to, and are managed by, Visa’s financial institution clients. Consolidation and basis of presentation. The accompanying unaudited consolidated financial statements include the accounts of Visa and its consolidated entities and are presented in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP). The Company consolidates entities for which it has a controlling financial interest, including variable interest entities (VIEs) for which the Company is the primary beneficiary. The Company’s investments in VIEs have not been material to its unaudited consolidated financial statements as of and for the periods presented. Intercompany balances and transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements are presented in accordance with the U.S. Securities and Exchange Commission (SEC) requirements for Quarterly Reports on Form 10-Q and, consequently, do not include all of the annual disclosures required by U.S. GAAP. Reference should be made to Visa’s Annual Report on Form 10-K for the year ended September 30, 2024 for additional disclosures, including a summary of the Company’s significant accounting policies. In the opinion of management, the accompanying unaudited consolidated financial statements include all normal recurring adjustments necessary for a fair presentation of the Company’s financial position, results of operations and cash flows for the interim periods presented. The results of operations for interim periods are not necessarily indicative of results for the full year. Use of estimates. The preparation of the accompanying unaudited consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions about future events. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the unaudited consolidated financial statements and reported amounts of revenue and expenses during the reporting period. These estimates may change as new events occur and additional information is obtained, and will be recognized in the period in which such changes occur. Future actual results could differ materially from these estimates.

Acquisitions

Acquisitions	3 Months Ended
Acquisitions	Dec. 31, 2024
Business Combination, Asset Acquisition, and Joint Venture Formation [Abstract]
Acquisitions	Note 2—Acquisitions In December 2024, Visa acquired Featurespace Limited, a developer of real-time artificial intelligence payments protection technology that prevents and mitigates payments fraud and financial crime risks, for a purchase consideration of $946 million. Due to the limited amount of time since the acquisition date, the initial allocation of the purchase price has not yet been completed. On a provisional basis, the Company allocated $143 million of the purchase consideration to technology, customer relationships and deferred tax liabilities and the remaining $803 million to goodwill. The Company expects to finalize the purchase price allocation once the information required to complete the accounting is available, but no later than one year from the acquisition date.

Revenue

Revenue	3 Months Ended
Revenue	Dec. 31, 2024
Revenue from Contract with Customer [Abstract]
Revenue	Note 3—Revenue The nature, amount, timing and uncertainty of the Company’s revenue and cash flows and how they are affected by economic factors are most appropriately depicted through the Company’s revenue categories and geographical markets. The following tables disaggregate the Company’s net revenue by revenue category and by geography: Three Months Ended 2024 2023 (in millions) Service revenue $ 4,208 $ 3,915 Data processing revenue 4,745 4,356 International transaction revenue 3,442 3,019 Other revenue 912 692 Client incentives (3,797) (3,348) Net revenue $ 9,510 $ 8,634 Three Months Ended 2024 2023 (in millions) U.S. $ 3,738 $ 3,645 International 5,772 4,989 Net revenue $ 9,510 $ 8,634 For the three months ended December 31, 2024 and 2023, revenue from value-added services was $2.4 billion and $2.1 billion, respectively. Revenue from value-added services is recognized within data processing, other and service revenue. Remaining performance obligations are comprised of deferred revenue and contract revenue that will be invoiced and recognized as revenue in future periods primarily related to value-added services. As of December 31, 2024, the remaining performance obligations were $4.3 billion. The Company expects approximately half to be recognized as revenue in the next two years and the remaining thereafter. However, the amount and timing of revenue recognition is affected by several factors, including contract modifications and terminations, which could impact the estimate of amounts allocated to remaining performance obligations and when such revenue could be recognized.

Cash, Cash Equivalents, Restric

Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	3 Months Ended
	Dec. 31, 2024
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents [Abstract]
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	Note 4—Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents The Company reconciles cash, cash equivalents, restricted cash and restricted cash equivalents reported on the consolidated balance sheets that aggregate to the beginning and ending balances shown in the consolidated statements of cash flows as follows: December 31, September 30, (in millions) Cash and cash equivalents $ 12,367 $ 11,975 Restricted cash and restricted cash equivalents: U.S. litigation escrow 3,112 3,089 Customer collateral 3,518 3,524 Prepaid expenses and other current assets 969 1,175 Cash, cash equivalents, restricted cash and restricted cash equivalents $ 19,966 $ 19,763

U.S. and Europe Retrospective R

U.S. and Europe Retrospective Responsibility Plans	3 Months Ended
U.S. and Europe Retrospective Responsibility Plans	Dec. 31, 2024
Retrospective Responsibility Plans [Abstract]
U.S. and Europe Retrospective Responsibility Plans	Note 5—U.S. and Europe Retrospective Responsibility Plans U.S. Retrospective Responsibility Plan Under the terms of the U.S. retrospective responsibility plan, the Company maintains an escrow account from which settlements of, or judgments in, certain litigation (U.S. covered litigation) are paid. The accrual related to the U.S. covered litigation could be either higher or lower than the U.S. litigation escrow account balance. See Note 13—Legal Matters . The following table presents the changes in the U.S. litigation escrow account: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 3,089 $ 1,764 Payments to opt-out merchants (1) , net of interest earned on escrow funds 23 (148) Balance as of end of period $ 3,112 $ 1,616 (1) These payments are associated with the interchange multidistrict litigation. See Note 13—Legal Matters . Europe Retrospective Responsibility Plan Visa Inc., Visa International and Visa Europe are parties to certain existing and potential litigation relating to the setting of multilateral interchange fee rates in the Visa Europe territory (VE territory covered litigation). Under the terms of the Europe retrospective responsibility plan, the Company is entitled to recover certain losses resulting from VE territory covered litigation (VE territory covered losses) through a periodic adjustment to the class A common stock conversion rates applicable to the series B and C preferred stock. VE territory covered losses are recorded in right to recover for covered losses, a contra-equity account within stockholders’ equity, before the corresponding adjustment to the applicable conversion rate is effected. Adjustments to the conversion rate may be executed once in any six-month period unless a single, individual loss greater than €20 million is incurred, in which case, the six-month limitation does not apply. When the adjustment to the conversion rate is made, the amount previously recorded in right to recover for covered losses is then recorded against the book value of the preferred stock within stockholders’ equity. The following table presents the activities related to VE territory covered losses in the preferred stock and right to recover for covered losses within stockholders’ equity: Three Months Ended Preferred Stock Right to Recover for Covered Losses Series B Series C (in millions) Balance as of beginning of period $ 104 $ 387 $ (104) VE territory covered losses incurred (1) — — (27) Recovery through conversion rate adjustment (5) (3) 8 Balance as of end of period $ 99 $ 384 $ (123) Three Months Ended Preferred Stock Right to Recover for Covered Losses Series B Series C (in millions) Balance as of beginning of period $ 441 $ 801 $ (140) VE territory covered losses incurred (1) — — (24) Recovery through conversion rate adjustment (22) (3) 25 Balance as of end of period $ 419 $ 798 $ (139) (1) VE territory covered losses incurred reflect litigation provision for settlements with merchants and additional legal costs. See Note 13—Legal Matters . The following table presents the as-converted value of the preferred stock available to recover VE territory covered losses compared to the book value of preferred stock recorded within the Company’s consolidated balance sheets: December 31, 2024 September 30, 2024 As-converted Value of Preferred Stock (1),(2) Book Value of Preferred Stock (1) As-converted Value of Preferred Stock (1),(3) Book Value of Preferred Stock (1) (in millions) Series B preferred stock $ 781 $ 99 $ 684 $ 104 Series C preferred stock 1,779 384 1,550 387 Total 2,560 483 2,234 491 Less: right to recover for covered losses (123) (123) (104) (104) Total recovery for covered losses available $ 2,437 $ 360 $ 2,130 $ 387 (1) Figures in the table may not recalculate exactly due to rounding. As-converted and book values are based on unrounded numbers. (2) As of December 31, 2024, the as-converted value of preferred stock is calculated as the product of: (a) 2 million and 3 million shares of the series B and C preferred stock outstanding, respectively; (b) 0.9960 and 1.7830, the class A common stock conversion rate applicable to the series B and C preferred stock outstanding, respectively; and (c) $316.04, Visa’s class A common stock closing stock price. (3) As of September 30, 2024, the as-converted value of preferred stock is calculated as the product of: (a) 2 million and 3 million shares of the series B and C preferred stock outstanding, respectively; (b) 1.0030 and 1.7860, the class A common stock conversion rate applicable to the series B and C preferred stock outstanding, respectively; and (c) $274.95, Visa’s class A common stock closing stock price.

Fair Value Measurements and Inv

Fair Value Measurements and Investments	3 Months Ended
Fair Value Measurements and Investments	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements and Investments	Note 6—Fair Value Measurements and Investments Assets and Liabilities Measured at Fair Value on a Recurring Basis Fair Value Measurements Level 1 Level 2 December 31, September 30, December 31, September 30, (in millions) Assets Cash equivalents and restricted cash equivalents: Money market funds $ 10,623 $ 10,403 $ — $ — U.S. Treasury securities 7 7 — — Investment securities: Marketable equity securities 334 301 — — U.S. government-sponsored debt securities — — 304 496 U.S. Treasury securities 3,086 4,948 — — Other current and non-current assets: Money market funds 25 25 — — Derivative instruments — — 448 103 Total $ 14,075 $ 15,684 $ 752 $ 599 Liabilities Accrued compensation and benefits: Deferred compensation liability $ 261 $ 238 $ — $ — Accrued and other liabilities: Derivative instruments — — 272 226 Total $ 261 $ 238 $ 272 $ 226 Level 1 assets and liabilities. Money market funds, U.S. Treasury securities and marketable equity securities are classified as Level 1 within the fair value hierarchy, as fair value is based on unadjusted quoted prices in active markets for identical assets. The Company’s deferred compensation liability is measured at fair value based on marketable equity securities held under the deferred compensation plan. Level 2 assets and liabilities. The fair value of U.S. government-sponsored debt securities, as provided by third-party pricing vendors, is based on quoted prices in active markets for similar, not identical, assets. Derivative instruments are valued using inputs that are observable in the market or can be derived principally from or corroborated by observable market data. U.S. Government-sponsored Debt Securities and U.S. Treasury Securities The amortized cost, unrealized gains and losses and fair value of debt securities were as follows: December 31, 2024 Amortized Gross Unrealized Fair Gains Losses (in millions) U.S. government-sponsored debt securities $ 303 $ 1 $ — $ 304 U.S. Treasury securities 3,079 14 — 3,093 Total $ 3,382 $ 15 $ — $ 3,397 September 30, 2024 Amortized Gross Unrealized Fair Gains Losses (in millions) U.S. government-sponsored debt securities $ 492 $ 4 $ — $ 496 U.S. Treasury securities 4,920 40 (5) 4,955 Total $ 5,412 $ 44 $ (5) $ 5,451 The stated maturities of debt securities were as follows: December 31, (in millions) Due within one year $ 1,713 Due after one year through five years 1,684 Total $ 3,397 Equity Securities For the three months ended December 31, 2024 and 2023, the Company recognized net unrealized losses of $83 million and net unrealized gains of $36 million, respectively, on marketable and non-marketable equity securities held as of period end. Fair value measurement alternative. The Company’s investments in privately held companies do not have readily determinable fair values. These investments are measured at fair value on a non-recurring basis and are classified as Level 3 due to the absence of quoted market prices, the inherent lack of liquidity and the fact that significant inputs used to measure fair value are unobservable and require management’s judgment. The following table summarizes the Company’s non-marketable equity securities held as of period end that were accounted for using the fair value measurement alternative: December 31, September 30, (in millions) Initial cost basis $ 711 $ 711 Adjustments: Upward adjustments 909 910 Downward adjustments, including impairment (552) (465) Carrying amount $ 1,068 $ 1,156 Unrealized gains and losses of the Company’s non-marketable equity securities held as of period end that were accounted for using the fair value measurement alternative were as follows: Three Months Ended 2024 2023 (in millions) Upward adjustments $ — $ 9 Downward adjustments, including impairment $ (91) $ — Other Fair Value Disclosures Debt. Debt instruments are measured at amortized cost on the Company’s consolidated balance sheets. The fair value of the debt instruments, as provided by third-party pricing vendors, is based on quoted prices in active markets for similar, not identical, instruments. If measured at fair value in the financial statements, these instruments would be classified as Level 2 in the fair value hierarchy. As of December 31, 2024, the carrying value and estimated fair value of debt was $20.6 billion and $18.4 billion, respectively. As of September 30, 2024, the carrying value and estimated fair value of debt was $20.8 billion and $19.2 billion, respectively. Other financial instruments not measured at fair value. As of December 31, 2024, the carrying values of settlement receivable and payable and customer collateral are an approximate fair value due to their generally short maturities. If measured at fair value in the financial statements, these instruments would be classified as Level 2 in the fair value hierarchy. Non-financial assets.

Debt

Debt	3 Months Ended
Debt	Dec. 31, 2024
Debt Disclosure [Abstract]
Debt	Note 7—Debt The Company had outstanding debt as follows: December 31, September 30, Effective Interest Rate (1) (in millions, except percentages) U.S. dollar notes 3.15% Senior Notes due December 2025 $ 4,000 $ 4,000 3.26 % 1.90% Senior Notes due April 2027 1,500 1,500 2.02 % 0.75% Senior Notes due August 2027 500 500 0.84 % 2.75% Senior Notes due September 2027 750 750 2.91 % 2.05% Senior Notes due April 2030 1,500 1,500 2.13 % 1.10% Senior Notes due February 2031 1,000 1,000 1.20 % 4.15% Senior Notes due December 2035 1,500 1,500 4.23 % 2.70% Senior Notes due April 2040 1,000 1,000 2.80 % 4.30% Senior Notes due December 2045 3,500 3,500 4.37 % 3.65% Senior Notes due September 2047 750 750 3.73 % 2.00% Senior Notes due August 2050 1,750 1,750 2.09 % Euro notes 1.50% Senior Notes due June 2026 1,412 1,513 1.71 % 2.00% Senior Notes due June 2029 1,046 1,120 2.13 % 2.375% Senior Notes due June 2034 680 728 2.53 % Total debt 20,888 21,111 Unamortized discounts and debt issuance costs (136) (142) Hedge accounting fair value adjustments (2) (143) (133) Total carrying value of debt $ 20,609 $ 20,836 Reported as: Current maturities of debt $ 3,929 $ — Long-term debt 16,680 20,836 Total carrying value of debt $ 20,609 $ 20,836 (1) Effective interest rates disclosed do not reflect hedge accounting adjustments. (2) Represents the fair value of interest rate swap agreements entered into on a portion of the outstanding senior notes.

Settlement Guarantee Management

Settlement Guarantee Management	3 Months Ended
Settlement Guarantee Management	Dec. 31, 2024
Settlement Guarantee Management [Abstract]
Settlement Guarantee Management	Note 8—Settlement Guarantee Management The Company indemnifies its clients for settlement losses suffered due to failure of any other client to fund its settlement obligations in accordance with the Visa operating rules. This indemnification creates settlement risk for the Company due to the difference in timing between the date of a payment transaction and the date of subsequent settlement. The Company maintains and regularly reviews global settlement risk policies and procedures to manage settlement risk, which may require clients to post collateral if certain credit standards are not met. Historically, the Company has experienced minimal losses as a result of its settlement risk guarantee. However, the Company’s future obligations, which could be material under its guarantees, are not determinable as they are dependent upon future events. The Company’s settlement exposure is limited to the amount of unsettled Visa payment transactions at any point in time, which vary significantly day to day. For the three months ended December 31, 2024, the Company’s maximum daily settlement exposure was $153.4 billion and the average daily settlement exposure was $89.7 billion. To mitigate the risk of settlement exposure, the Company has various forms of collateral including restricted cash, letters of credit, guarantees, beneficial rights to trust assets and pledged securities. As of December 31, 2024, the Company had total collateral of $7.9 billion.

Stockholders' Equity

Stockholders' Equity	3 Months Ended
Stockholders' Equity	Dec. 31, 2024
Stockholders' Equity Note [Abstract]
Stockholders' Equity	Note 9—Stockholders’ Equity As-converted class A common stock. The number of shares outstanding, and the number of shares of class A common stock on an as-converted basis were as follows: December 31, 2024 September 30, 2024 Shares Conversion Rate Into As-converted Class A Common Stock (1) Shares Conversion Rate Into As-converted Class A Common Stock (1) (in millions, except conversion rate) Series A preferred stock — (2) 100.0000 7 — (2) 100.0000 9 Series B preferred stock 2 0.9960 2 2 1.0030 2 Series C preferred stock 3 1.7830 6 3 1.7860 6 Class A common stock 1,726 — 1,726 1,733 — 1,733 Class B-1 common stock 5 1.5653 (3) 8 5 1.5653 (3) 8 Class B-2 common stock 120 1.5430 (3) 186 120 1.5430 (3) 186 Class C common stock 9 4.0000 37 10 4.0000 39 Total 1,972 1,983 (1) Figures in the table may not recalculate exactly due to rounding. As-converted class A common stock is calculated based on unrounded numbers. (2) The number of shares outstanding was less than one million. (3) The class B-1 and class B-2 to class A common stock conversion calculations for dividend payments are based on a conversion rate rounded to the tenth decimal. Conversion rates are presented on a rounded basis. Reduction in as-converted shares. The following table presents the reduction in the number of as-converted series B and C preferred stock after the Company recovered VE territory covered losses through conversion rate adjustments under the Europe retrospective responsibility plan: Three Months Ended Three Months Ended Series B Series C Series B Series C (in millions, except per share data) Reduction in equivalent number of class A common stock — (1) — (1) — (1) — (1) Effective price per share (2) $ 312.39 $ 312.39 $ 254.32 $ 254.32 Recovery through conversion rate adjustment $ 5 $ 3 $ 22 $ 3 (1) The reduction in equivalent number of class A common stock was less than one million shares. (2) Effective price per share for each adjustment is calculated using the volume-weighted average price of the Company’s class A common stock over a pricing period in accordance with the Company’s current certificates of designations for its series B and C preferred stock. Common stock repurchases. The following table presents share repurchases in the open market: Three Months Ended 2024 2023 (in millions, except per share data) Shares repurchased in the open market (1) 13 15 Average repurchase cost per share (2) $ 300.61 $ 238.47 Total cost (2) $ 3,940 $ 3,609 (1) Shares repurchased in the open market are retired and constitute authorized but unissued shares. (2) Figures in the table may not recalculate exactly due to rounding. Average repurchase cost per share and total cost are calculated based on unrounded numbers and include applicable taxes. As of December 31, 2024, shares repurchased in the open market include $70 million unsettled repurchases. In October 2023, the Company’s board of directors authorized a share repurchase program of $25.0 billion, providing multi-year flexibility. This authorization has no expiration date. As of December 31, 2024, the Company’s share repurchase program had remaining authorized funds of $9.1 billion. All share repurchase programs authorized prior to October 2023 have been completed. Dividends. For the three months ended December 31, 2024 and 2023, the Company declared and paid dividends of $1.2 billion and $1.1 billion, respectively. On January 28, 2025, the Company’s board of directors declared a quarterly cash dividend of $0.59 per share of class A common stock (determined in the case of all other outstanding common and preferred stock on an as-converted basis), payable on March 3, 2025 to all holders of record as of February 11, 2025. Class B common stock. In January 2024, Visa’s common stockholders approved amendments to the Company’s certificate of incorporation that authorized Visa to implement an exchange offer program that released transfer restrictions on portions of the Company’s class B common stock by allowing holders to exchange a portion of their outstanding shares of class B common stock for shares of freely tradeable class C common stock. The certificate of incorporation amendments automatically redenominated all shares of class B common stock outstanding at the amendment date as class B-1 common stock with no changes to the par value, conversion features, rights or privileges. All references to class B common stock outstanding prior to January 23, 2024 have been updated in this report to class B-1 common stock to reflect this redenomination. The amendments also authorized new classes of class B common stock that will only be issuable in connection with an exchange offer where a preceding class of B common stock is tendered in exchange and retired. Class B-1 common stock exchange offer

Earnings Per Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Dec. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Note 10—Earnings Per Share The following tables present earnings per share: Three Months Ended Basic Earnings Per Share Diluted Earnings Per Share Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) (in millions, except per share data) Class A common stock $ 4,466 1,729 $ 2.58 $ 5,119 (3) 1,985 (3) $ 2.58 Class B-1 common stock 20 5 $ 4.04 $ 20 5 $ 4.04 Class B-2 common stock (4) 480 120 $ 3.99 $ 479 120 $ 3.98 Class C common stock 98 10 $ 10.33 $ 98 10 $ 10.32 Participating securities 55 Not presented Not presented $ 55 Not presented Not presented Net income $ 5,119 Three Months Ended Basic Earnings Per Share Diluted Earnings Per Share Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) (in millions, except per share data) Class A common stock $ 3,792 1,584 $ 2.39 $ 4,890 (3) 2,045 (3) $ 2.39 Class B-1 common stock 933 245 $ 3.80 $ 932 245 $ 3.80 Class C common stock 91 9 $ 9.58 $ 91 9 $ 9.57 Participating securities 74 Not presented Not presented $ 74 Not presented Not presented Net income $ 4,890 (1) Income allocation is based on the weighted-average number of as-converted class A common stock outstanding as shown in the table below. (2) Figures in the table may not recalculate exactly due to rounding. Basic and diluted earnings per share are calculated based on unrounded numbers. (3) Diluted class A common stock earnings per share calculation includes the assumed conversion of any class B-1, B-2 and C common stock and participating securities on an as-converted basis as shown in the table below and the incremental common stock equivalents related to employee stock plans, as calculated under the treasury stock method. The common stock equivalents were not material for the three months ended December 31, 2024 and 2023. (4) No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details. The following table presents the weighted-average number of as-converted class A common stock outstanding: Three Months Ended 2024 2023 (in millions) Class B-1 common stock 8 390 Class B-2 common stock (1) 186 — Class C common stock 38 38 Participating securities 21 31 (1) No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details.

Share-based Compensation

Share-based Compensation	3 Months Ended
Share-based Compensation	Dec. 31, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Share-based Compensation	Note 11—Share-based Compensation The following table presents the equity awards granted to employees and non-employee directors under the amended and restated 2007 Equity Incentive Compensation Plan (EIP) for the three months ended December 31, 2024: Granted Weighted-Average Grant Date Fair Value Weighted-Average Exercise Price Non-qualified stock options 643,847 $ 73.55 $ 311.85 Restricted stock units 2,376,825 $ 311.41 Performance-based shares (1) 476,480 $ 345.65 (1) Represents the maximum number of performance-based shares which could be earned. For the three months ended December 31, 2024 and 2023, the Company recorded share-based compensation cost related to the EIP of $215 million and $200 million, respectively.

Income Taxes

Income Taxes	3 Months Ended
Income Taxes	Dec. 31, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Note 12—Income Taxes For the three months ended December 31, 2024 and 2023, the effective income tax rates were 17% and 19%, respectively. The effective income tax rates differ due to various items including a change in the geographic mix of earnings. For the three months ended December 31, 2024, the Company’s gross unrecognized tax benefits increased $93 million, and the Company’s net unrecognized tax benefits increased $12 million. The change in unrecognized tax benefits is related to various tax positions across several jurisdictions, including an increase in gross timing differences. The Company’s tax filings are subject to examination by U.S. federal, state and foreign taxing authorities. The timing and outcome of the final resolutions of the various ongoing income tax examinations and refund claims are uncertain. It is not reasonably possible to estimate the increase or decrease in unrecognized tax benefits within the next 12 months.

Legal Matters

Legal Matters	3 Months Ended
Legal Matters	Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Legal Matters	Note 13—Legal Matters The Company is a party to various legal and regulatory proceedings. Some of these proceedings involve complex claims that are subject to substantial uncertainties and unascertainable damages. For those proceedings where a loss is determined to be only reasonably possible or probable but not estimable, the Company has disclosed the nature of the claim. Additionally, unless otherwise disclosed below with respect to these proceedings, the Company cannot provide an estimate of the possible loss or range of loss. Although the Company believes that it has strong defenses for the litigation and regulatory proceedings described below, it could, in the future, incur judgments or fines or enter into settlements of claims that could have a material adverse effect on the Company’s financial position, results of operations or cash flows. From time to time, the Company may engage in settlement discussions or mediations with respect to one or more of its outstanding litigation matters, either on its own behalf or collectively with other parties. The litigation accrual is an estimate and is based on management’s understanding of its litigation profile, the specifics of each case, advice of counsel to the extent appropriate and management’s best estimate of incurred loss as of the balance sheet date. The following table summarizes the activity related to accrued litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 1,727 $ 1,751 Provision for uncovered legal matters 17 10 Provision for covered legal matters 34 22 Payments for legal matters (129) (312) Balance as of end of period $ 1,649 $ 1,471 Accrual Summary—U.S. Covered Litigation Visa Inc., Visa U.S.A. and Visa International are parties to certain legal proceedings that are covered by the U.S. retrospective responsibility plan, which the Company refers to as the U.S. covered litigation. An accrual for the U.S. covered litigation and a charge to the litigation provision are recorded when a loss is deemed to be probable and reasonably estimable. In making this determination, the Company evaluates available information, including but not limited to actions taken by the Company’s litigation committee. The total accrual related to the U.S. covered litigation could be either higher or lower than the escrow account balance. See further discussion below under U.S. Covered Litigation and Note 5—U.S. and Europe Retrospective Responsibility Plans. The following table summarizes the accrual activity related to U.S. covered litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 1,537 $ 1,621 Provision for interchange multidistrict litigation 27 — Payments for U.S. covered litigation — (160) Balance as of end of period $ 1,564 $ 1,461 For the three months ended December 31, 2024, the Company recorded an additional accrual of $27 million to address claims associated with the interchange multidistrict litigation. The accrual balance is consistent with the Company’s best estimate of its share of a probable and reasonably estimable loss with respect to the U.S. covered litigation. While this estimate is consistent with the Company’s view of the current status of the litigation, the probable and reasonably estimable loss or range of such loss could materially vary based on developments in the litigation. The Company will continue to consider and reevaluate this estimate in light of the substantial uncertainties with respect to the litigation. The Company is unable to estimate a potential loss or range of loss, if any, at trial if negotiated resolutions cannot be reached. Accrual Summary—VE Territory Covered Litigation Visa Inc., Visa International and Visa Europe are parties to certain legal proceedings that are covered by the Europe retrospective responsibility plan. Unlike the U.S. retrospective responsibility plan, the Europe retrospective responsibility plan does not have an escrow account that is used to fund settlements or judgments. The Company is entitled to recover VE territory covered losses through periodic adjustments to the class A common stock conversion rates applicable to the series B and C preferred stock. An accrual for the VE territory covered losses and a reduction to stockholders’ equity will be recorded when the loss is deemed to be probable and reasonably estimable. See further discussion below under VE Territory Covered Litigation and Note 5—U.S. and Europe Retrospective Responsibility Plans . The following table summarizes the accrual activity related to VE territory covered litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 72 $ 110 Provision for VE territory covered litigation 7 22 Payments for VE territory covered litigation (21) (126) Balance as of end of period $ 58 $ 6 U.S. Covered Litigation Interchange Multidistrict Litigation (MDL) - Individual Merchant Actions Visa has reached settlements with a number of merchants representing approximately 74% of the Visa-branded payment card sales volume of merchants who opted out of the Amended Settlement Agreement with the Damages Class plaintiffs. On November 15, 2024, defendants served a motion for injunction compelling dismissal of claims by Intuit and Block. On December 18, 2024, in the actions led by Target Corporation and by 7-Eleven, Inc., the U.S. District Court for the Southern District of New York denied defendants’ motion for a revised summary judgment ruling based on Illinois Brick. Consumer Interchange Litigation On December 20, 2024, the district court adopted the magistrate judge’s recommendation to deny defendants’ motion to compel arbitration and grant defendants’ motion to dismiss plaintiffs’ California law claims, and plaintiffs moved for reconsideration. VE Territory Covered Litigation Europe Merchant Litigation On December 19, 2024 the UK Court of Appeal issued a decision restricting Merchant damages to six years preceding the claim filing. The six-year limitation period will apply to all existing and future Merchant claims brought under English law in the Courts of England and Wales. Other Litigation U.S. Department of Justice On December 16, 2024, Visa filed a motion to dismiss the complaint. U.S. Debit Class Actions On November 26, 2024, plaintiffs in the four putative class actions brought on behalf of merchants then-pending in the U.S. District Court for the Southern District of New York moved to consolidate their cases, appoint interim leadership, and enter an interim schedule, which the court granted. On December 16, 2024, those plaintiffs filed an amended consolidated complaint. On December 13, 2024, plaintiffs in three putative class actions brought on behalf of cardholders pending in or being transferred to the U.S. District Court for the Southern District of New York moved to consolidate their cases, appoint interim leadership and enter an interim schedule, which the court granted. Two remaining cardholder actions were subsequently transferred to that court. On December 27, 2024, plaintiffs in the consolidated cardholder actions filed an amended consolidated complaint. On January 29, 2025, an additional putative class action brought on behalf of merchants was filed in the U.S. District Court for the Southern District of New York. U.S. Securities Class Action On November 20, 2024, Beibei Cai filed a putative securities class action in the U.S. District Court for the Northern District of California against Visa Inc., and certain of our officers on behalf of all persons or entities who purchased or otherwise acquired publicly traded Visa securities between November 16, 2023 and September 23, 2024. The complaint alleges that defendants violated Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 and SEC Rule 10b-5 in failing to disclose that Visa was in violation of U.S. federal antitrust laws, as was alleged in the lawsuit filed by the U.S. Department of Justice on September 24, 2024 (see U.S. Department of Justice matter). The plaintiff seeks a ruling that this case may proceed as a class action, and seeks damages, attorneys’ fees, and costs. Debit Surcharge Class Action On December 4, 2024, James Williams filed a putative class action in the U.S. District Court for the Northern District of California against Visa Inc. on behalf of a nationwide class of all persons in the United States who paid a surcharge when completing a purchase with a Visa debit card in a transaction with a merchant located in the United States since 2010. The complaint claims that Visa has failed to enforce its rules prohibiting merchants from surcharging those transactions, and that plaintiff and putative class members have been harmed as a result. Plaintiff asserts breach of contract, unjust enrichment and unfair competition claims, and seeks monetary damages, declaratory and injunctive relief. U.S. ATM Access Fee Litigation On December 6, 2024, plaintiffs in the Mackmin action filed a motion for final approval of the class action settlement with Visa and Mastercard.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Millions	3 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss) Attributable to Parent	$ 5,119	$ 4,890

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Dec. 31, 2024 shares
Trading Arrangements, by Individual
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false
Paul D. Fabara [Member]
Trading Arrangements, by Individual
Material Terms of Trading Arrangement	On December 13, 2024, Paul D. Fabara, our Chief Risk and Client Services Officer, adopted a Rule 10b5-1 trading arrangement providing for the sale from time to time of up to 192,430 shares of our class A common stock, including shares issuable upon the vesting of performance shares. The duration of the trading arrangement is until December 31, 2025 or earlier if all transactions under the trading arrangement are completed.
Name	Paul D. Fabara
Title	Chief Risk and Client Services Officer
Rule 10b5-1 Arrangement Adopted	true
Adoption Date	December 13, 2024
Expiration Date	December 31, 2025
Arrangement Duration	383 days
Aggregate Available	192,430

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
Summary of Significant Accounting Policies (Policies)	Dec. 31, 2024
Accounting Policies [Abstract]
Consolidation and basis of presentation	Consolidation and basis of presentation. The accompanying unaudited consolidated financial statements include the accounts of Visa and its consolidated entities and are presented in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP). The Company consolidates entities for which it has a controlling financial interest, including variable interest entities (VIEs) for which the Company is the primary beneficiary. The Company’s investments in VIEs have not been material to its unaudited consolidated financial statements as of and for the periods presented. Intercompany balances and transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements are presented in accordance with the U.S. Securities and Exchange Commission (SEC) requirements for Quarterly Reports on Form 10-Q and, consequently, do not include all of the annual disclosures required by U.S. GAAP. Reference should be made to Visa’s Annual Report on Form 10-K for the year ended September 30, 2024 for additional disclosures, including a summary of the Company’s significant accounting policies. In the opinion of management, the accompanying unaudited consolidated financial statements include all normal recurring adjustments necessary for a fair presentation of the Company’s financial position, results of operations and cash flows for the interim periods presented. The results of operations for interim periods are not necessarily indicative of results for the full year.
Use of estimates	Use of estimates. The preparation of the accompanying unaudited consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions about future events. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the unaudited consolidated financial statements and reported amounts of revenue and expenses during the reporting period. These estimates may change as new events occur and additional information is obtained, and will be recognized in the period in which such changes occur. Future actual results could differ materially from these estimates.

Revenue (Tables)

Revenue (Tables)	3 Months Ended
Revenue (Tables)	Dec. 31, 2024
Revenue from Contract with Customer [Abstract]
Schedule of Disaggregation of Revenue	The following tables disaggregate the Company’s net revenue by revenue category and by geography: Three Months Ended 2024 2023 (in millions) Service revenue $ 4,208 $ 3,915 Data processing revenue 4,745 4,356 International transaction revenue 3,442 3,019 Other revenue 912 692 Client incentives (3,797) (3,348) Net revenue $ 9,510 $ 8,634 Three Months Ended 2024 2023 (in millions) U.S. $ 3,738 $ 3,645 International 5,772 4,989 Net revenue $ 9,510 $ 8,634

Cash, Cash Equivalents, Restr_2

Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents (Tables)	3 Months Ended
	Dec. 31, 2024
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents [Abstract]
Schedule of Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	The Company reconciles cash, cash equivalents, restricted cash and restricted cash equivalents reported on the consolidated balance sheets that aggregate to the beginning and ending balances shown in the consolidated statements of cash flows as follows: December 31, September 30, (in millions) Cash and cash equivalents $ 12,367 $ 11,975 Restricted cash and restricted cash equivalents: U.S. litigation escrow 3,112 3,089 Customer collateral 3,518 3,524 Prepaid expenses and other current assets 969 1,175 Cash, cash equivalents, restricted cash and restricted cash equivalents $ 19,966 $ 19,763

U.S. and Europe Retrospective_2

U.S. and Europe Retrospective Responsibility Plans (Tables)	3 Months Ended
U.S. and Europe Retrospective Responsibility Plans (Tables)	Dec. 31, 2024
Retrospective Responsibility Plans [Abstract]
Schedule of Changes in the U.S. litigation escrow account	The following table presents the changes in the U.S. litigation escrow account: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 3,089 $ 1,764 Payments to opt-out merchants (1) , net of interest earned on escrow funds 23 (148) Balance as of end of period $ 3,112 $ 1,616 (1) These payments are associated with the interchange multidistrict litigation. See Note 13—Legal Matters .
Schedule of Changes in Preferred Stock and Right to Recover for Covered Losses	The following table presents the activities related to VE territory covered losses in the preferred stock and right to recover for covered losses within stockholders’ equity: Three Months Ended Preferred Stock Right to Recover for Covered Losses Series B Series C (in millions) Balance as of beginning of period $ 104 $ 387 $ (104) VE territory covered losses incurred (1) — — (27) Recovery through conversion rate adjustment (5) (3) 8 Balance as of end of period $ 99 $ 384 $ (123) Three Months Ended Preferred Stock Right to Recover for Covered Losses Series B Series C (in millions) Balance as of beginning of period $ 441 $ 801 $ (140) VE territory covered losses incurred (1) — — (24) Recovery through conversion rate adjustment (22) (3) 25 Balance as of end of period $ 419 $ 798 $ (139) (1) VE territory covered losses incurred reflect litigation provision for settlements with merchants and additional legal costs. See Note 13—Legal Matters .
Schedule of Preferred Stock As-Converted Value and Book Value	The following table presents the as-converted value of the preferred stock available to recover VE territory covered losses compared to the book value of preferred stock recorded within the Company’s consolidated balance sheets: December 31, 2024 September 30, 2024 As-converted Value of Preferred Stock (1),(2) Book Value of Preferred Stock (1) As-converted Value of Preferred Stock (1),(3) Book Value of Preferred Stock (1) (in millions) Series B preferred stock $ 781 $ 99 $ 684 $ 104 Series C preferred stock 1,779 384 1,550 387 Total 2,560 483 2,234 491 Less: right to recover for covered losses (123) (123) (104) (104) Total recovery for covered losses available $ 2,437 $ 360 $ 2,130 $ 387 (1) Figures in the table may not recalculate exactly due to rounding. As-converted and book values are based on unrounded numbers. (2) As of December 31, 2024, the as-converted value of preferred stock is calculated as the product of: (a) 2 million and 3 million shares of the series B and C preferred stock outstanding, respectively; (b) 0.9960 and 1.7830, the class A common stock conversion rate applicable to the series B and C preferred stock outstanding, respectively; and (c) $316.04, Visa’s class A common stock closing stock price. (3) As of September 30, 2024, the as-converted value of preferred stock is calculated as the product of: (a) 2 million and 3 million shares of the series B and C preferred stock outstanding, respectively; (b) 1.0030 and 1.7860, the class A common stock conversion rate applicable to the series B and C preferred stock outstanding, respectively; and (c) $274.95, Visa’s class A common stock closing stock price.

Fair Value Measurements and I_2

Fair Value Measurements and Investments (Tables)	3 Months Ended
Fair Value Measurements and Investments (Tables)	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	Assets and Liabilities Measured at Fair Value on a Recurring Basis Fair Value Measurements Level 1 Level 2 December 31, September 30, December 31, September 30, (in millions) Assets Cash equivalents and restricted cash equivalents: Money market funds $ 10,623 $ 10,403 $ — $ — U.S. Treasury securities 7 7 — — Investment securities: Marketable equity securities 334 301 — — U.S. government-sponsored debt securities — — 304 496 U.S. Treasury securities 3,086 4,948 — — Other current and non-current assets: Money market funds 25 25 — — Derivative instruments — — 448 103 Total $ 14,075 $ 15,684 $ 752 $ 599 Liabilities Accrued compensation and benefits: Deferred compensation liability $ 261 $ 238 $ — $ — Accrued and other liabilities: Derivative instruments — — 272 226 Total $ 261 $ 238 $ 272 $ 226
Schedule of Amortized Cost, Unrealized Gains and Losses, and Fair Value of Debt Securities	The amortized cost, unrealized gains and losses and fair value of debt securities were as follows: December 31, 2024 Amortized Gross Unrealized Fair Gains Losses (in millions) U.S. government-sponsored debt securities $ 303 $ 1 $ — $ 304 U.S. Treasury securities 3,079 14 — 3,093 Total $ 3,382 $ 15 $ — $ 3,397 September 30, 2024 Amortized Gross Unrealized Fair Gains Losses (in millions) U.S. government-sponsored debt securities $ 492 $ 4 $ — $ 496 U.S. Treasury securities 4,920 40 (5) 4,955 Total $ 5,412 $ 44 $ (5) $ 5,451
Schedule of Debt Securities Classified by Contractual Maturity Date	The stated maturities of debt securities were as follows: December 31, (in millions) Due within one year $ 1,713 Due after one year through five years 1,684 Total $ 3,397
Schedule of Non-Marketable Equity Securities	The following table summarizes the Company’s non-marketable equity securities held as of period end that were accounted for using the fair value measurement alternative: December 31, September 30, (in millions) Initial cost basis $ 711 $ 711 Adjustments: Upward adjustments 909 910 Downward adjustments, including impairment (552) (465) Carrying amount $ 1,068 $ 1,156 Unrealized gains and losses of the Company’s non-marketable equity securities held as of period end that were accounted for using the fair value measurement alternative were as follows: Three Months Ended 2024 2023 (in millions) Upward adjustments $ — $ 9 Downward adjustments, including impairment $ (91) $ —

Debt (Tables)

Debt (Tables)	3 Months Ended
Debt (Tables)	Dec. 31, 2024
Debt Disclosure [Abstract]
Schedule of Debt	The Company had outstanding debt as follows: December 31, September 30, Effective Interest Rate (1) (in millions, except percentages) U.S. dollar notes 3.15% Senior Notes due December 2025 $ 4,000 $ 4,000 3.26 % 1.90% Senior Notes due April 2027 1,500 1,500 2.02 % 0.75% Senior Notes due August 2027 500 500 0.84 % 2.75% Senior Notes due September 2027 750 750 2.91 % 2.05% Senior Notes due April 2030 1,500 1,500 2.13 % 1.10% Senior Notes due February 2031 1,000 1,000 1.20 % 4.15% Senior Notes due December 2035 1,500 1,500 4.23 % 2.70% Senior Notes due April 2040 1,000 1,000 2.80 % 4.30% Senior Notes due December 2045 3,500 3,500 4.37 % 3.65% Senior Notes due September 2047 750 750 3.73 % 2.00% Senior Notes due August 2050 1,750 1,750 2.09 % Euro notes 1.50% Senior Notes due June 2026 1,412 1,513 1.71 % 2.00% Senior Notes due June 2029 1,046 1,120 2.13 % 2.375% Senior Notes due June 2034 680 728 2.53 % Total debt 20,888 21,111 Unamortized discounts and debt issuance costs (136) (142) Hedge accounting fair value adjustments (2) (143) (133) Total carrying value of debt $ 20,609 $ 20,836 Reported as: Current maturities of debt $ 3,929 $ — Long-term debt 16,680 20,836 Total carrying value of debt $ 20,609 $ 20,836 (1) Effective interest rates disclosed do not reflect hedge accounting adjustments. (2) Represents the fair value of interest rate swap agreements entered into on a portion of the outstanding senior notes.

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
Stockholders' Equity (Tables)	Dec. 31, 2024
Stockholders' Equity Note [Abstract]
Schedule of Stock by Class	As-converted class A common stock. The number of shares outstanding, and the number of shares of class A common stock on an as-converted basis were as follows: December 31, 2024 September 30, 2024 Shares Conversion Rate Into As-converted Class A Common Stock (1) Shares Conversion Rate Into As-converted Class A Common Stock (1) (in millions, except conversion rate) Series A preferred stock — (2) 100.0000 7 — (2) 100.0000 9 Series B preferred stock 2 0.9960 2 2 1.0030 2 Series C preferred stock 3 1.7830 6 3 1.7860 6 Class A common stock 1,726 — 1,726 1,733 — 1,733 Class B-1 common stock 5 1.5653 (3) 8 5 1.5653 (3) 8 Class B-2 common stock 120 1.5430 (3) 186 120 1.5430 (3) 186 Class C common stock 9 4.0000 37 10 4.0000 39 Total 1,972 1,983 (1) Figures in the table may not recalculate exactly due to rounding. As-converted class A common stock is calculated based on unrounded numbers. (2) The number of shares outstanding was less than one million. (3) The class B-1 and class B-2 to class A common stock conversion calculations for dividend payments are based on a conversion rate rounded to the tenth decimal. Conversion rates are presented on a rounded basis.
Schedule of Effect Of VE Territory Covered Losses Recovery On The Company Repurchasing Its Common Stock	Reduction in as-converted shares. The following table presents the reduction in the number of as-converted series B and C preferred stock after the Company recovered VE territory covered losses through conversion rate adjustments under the Europe retrospective responsibility plan: Three Months Ended Three Months Ended Series B Series C Series B Series C (in millions, except per share data) Reduction in equivalent number of class A common stock — (1) — (1) — (1) — (1) Effective price per share (2) $ 312.39 $ 312.39 $ 254.32 $ 254.32 Recovery through conversion rate adjustment $ 5 $ 3 $ 22 $ 3 (1) The reduction in equivalent number of class A common stock was less than one million shares. (2) Effective price per share for each adjustment is calculated using the volume-weighted average price of the Company’s class A common stock over a pricing period in accordance with the Company’s current certificates of designations for its series B and C preferred stock.
Schedule of Share Repurchase Program Disclosure	Common stock repurchases. The following table presents share repurchases in the open market: Three Months Ended 2024 2023 (in millions, except per share data) Shares repurchased in the open market (1) 13 15 Average repurchase cost per share (2) $ 300.61 $ 238.47 Total cost (2) $ 3,940 $ 3,609 (1) Shares repurchased in the open market are retired and constitute authorized but unissued shares. (2) Figures in the table may not recalculate exactly due to rounding. Average repurchase cost per share and total cost are calculated based on unrounded numbers and include applicable taxes. As of December 31, 2024, shares repurchased in the open market include $70 million unsettled repurchases.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Dec. 31, 2024
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following tables present earnings per share: Three Months Ended Basic Earnings Per Share Diluted Earnings Per Share Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) (in millions, except per share data) Class A common stock $ 4,466 1,729 $ 2.58 $ 5,119 (3) 1,985 (3) $ 2.58 Class B-1 common stock 20 5 $ 4.04 $ 20 5 $ 4.04 Class B-2 common stock (4) 480 120 $ 3.99 $ 479 120 $ 3.98 Class C common stock 98 10 $ 10.33 $ 98 10 $ 10.32 Participating securities 55 Not presented Not presented $ 55 Not presented Not presented Net income $ 5,119 Three Months Ended Basic Earnings Per Share Diluted Earnings Per Share Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) Income Allocation (A) (1) Weighted- Earnings per Share = (A)/(B) (2) (in millions, except per share data) Class A common stock $ 3,792 1,584 $ 2.39 $ 4,890 (3) 2,045 (3) $ 2.39 Class B-1 common stock 933 245 $ 3.80 $ 932 245 $ 3.80 Class C common stock 91 9 $ 9.58 $ 91 9 $ 9.57 Participating securities 74 Not presented Not presented $ 74 Not presented Not presented Net income $ 4,890 (1) Income allocation is based on the weighted-average number of as-converted class A common stock outstanding as shown in the table below. (2) Figures in the table may not recalculate exactly due to rounding. Basic and diluted earnings per share are calculated based on unrounded numbers. (3) Diluted class A common stock earnings per share calculation includes the assumed conversion of any class B-1, B-2 and C common stock and participating securities on an as-converted basis as shown in the table below and the incremental common stock equivalents related to employee stock plans, as calculated under the treasury stock method. The common stock equivalents were not material for the three months ended December 31, 2024 and 2023. (4) No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details.
Schedule of Weighted Average Number of Shares as Converted	The following table presents the weighted-average number of as-converted class A common stock outstanding: Three Months Ended 2024 2023 (in millions) Class B-1 common stock 8 390 Class B-2 common stock (1) 186 — Class C common stock 38 38 Participating securities 21 31 (1) No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details.

Share-based Compensation (Table

Share-based Compensation (Tables)	3 Months Ended
Share-based Compensation (Tables)	Dec. 31, 2024
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Schedule of Disclosure of Share-based Compensation Arrangements by Share-based Payment Award	The following table presents the equity awards granted to employees and non-employee directors under the amended and restated 2007 Equity Incentive Compensation Plan (EIP) for the three months ended December 31, 2024: Granted Weighted-Average Grant Date Fair Value Weighted-Average Exercise Price Non-qualified stock options 643,847 $ 73.55 $ 311.85 Restricted stock units 2,376,825 $ 311.41 Performance-based shares (1) 476,480 $ 345.65 (1) Represents the maximum number of performance-based shares which could be earned.

Legal Matters (Tables)

Legal Matters (Tables)	3 Months Ended
Legal Matters (Tables)	Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Schedule of Loss Contingencies by Contingency	The following table summarizes the activity related to accrued litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 1,727 $ 1,751 Provision for uncovered legal matters 17 10 Provision for covered legal matters 34 22 Payments for legal matters (129) (312) Balance as of end of period $ 1,649 $ 1,471 The following table summarizes the accrual activity related to U.S. covered litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 1,537 $ 1,621 Provision for interchange multidistrict litigation 27 — Payments for U.S. covered litigation — (160) Balance as of end of period $ 1,564 $ 1,461 The following table summarizes the accrual activity related to VE territory covered litigation: Three Months Ended 2024 2023 (in millions) Balance as of beginning of period $ 72 $ 110 Provision for VE territory covered litigation 7 22 Payments for VE territory covered litigation (21) (126) Balance as of end of period $ 58 $ 6

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details)	Dec. 31, 2024 country
Accounting Policies [Abstract]
Number of countries in which Visa operates (more than)	200

Acquisitions (Details)

Acquisitions (Details) - USD ($) $ in Millions	3 Months Ended
Acquisitions (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Business Acquisition [Line Items]
Goodwill	$ 19,548	$ 18,941
Featurespace Limited
Business Acquisition [Line Items]
Total consideration	946
Amount allocated to technology, intangible assets, other net assets acquired and deferred tax liabilities	143
Goodwill	$ 803

Revenue - Schedule of Disaggreg

Revenue - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Disaggregation of Revenue [Line Items]
Net revenue	$ 9,510	$ 8,634
U.S.
Disaggregation of Revenue [Line Items]
Net revenue	3,738	3,645
International
Disaggregation of Revenue [Line Items]
Net revenue	5,772	4,989
Service revenue
Disaggregation of Revenue [Line Items]
Net revenue	4,208	3,915
Data processing revenue
Disaggregation of Revenue [Line Items]
Net revenue	4,745	4,356
International transaction revenue
Disaggregation of Revenue [Line Items]
Net revenue	3,442	3,019
Other revenue
Disaggregation of Revenue [Line Items]
Net revenue	912	692
Client incentives
Disaggregation of Revenue [Line Items]
Net revenue	$ (3,797)	$ (3,348)

Revenue - Additional Informatio

Revenue - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Net revenue	$ 9,510	$ 8,634
Revenue, remaining performance obligation, amount	4,300
Value-Added Services
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Net revenue	$ 2,400	$ 2,100
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2025-01-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue, remaining performance obligation, expected timing of satisfaction, period (in years)	2 years
Revenue, remaining performance obligation (in percent)	50%
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction, Start Date [Axis]: 2027-01-01
Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Line Items]
Revenue, remaining performance obligation, expected timing of satisfaction, period (in years)
Revenue, remaining performance obligation (in percent)	50%

Cash, Cash Equivalents, Restr_3

Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents - Schedule of Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Restricted Cash and Cash Equivalents Items [Line Items]
Cash and cash equivalents	$ 12,367	$ 11,975
Cash, cash equivalents, restricted cash and restricted cash equivalents	19,966	19,763	$ 19,636	$ 21,990
U.S. litigation escrow
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash and restricted cash equivalents:	3,112	3,089
Customer collateral
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash and restricted cash equivalents:	3,518	3,524
Prepaid expenses and other current assets
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash and restricted cash equivalents:	$ 969	$ 1,175

U.S. and Europe Retrospective_3

U.S. and Europe Retrospective Responsibility Plans - Schedule of Changes in the U.S. Litigation Escrow Account (Detail) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Escrow Account [Roll Forward]
Balance as of beginning of period	$ 3,089	$ 1,764
Balance as of end of period	3,112	1,616
Interest Income \| Opt-out Merchants
Escrow Account [Roll Forward]
Payments to opt-out merchants, net of interest earned on escrow funds	$ 23	$ (148)

U.S. and Europe Retrospective_4

U.S. and Europe Retrospective Responsibility Plans - Additional Information (Details) € in Millions	3 Months Ended
	Dec. 31, 2024 EUR (€)
Retrospective Responsibility Plans [Abstract]
VE covered loss, maximum amount of loss to allow adjustment of conversion rate during six-month period	€ 20

U.S. and Europe Retrospective_5

U.S. and Europe Retrospective Responsibility Plans - Schedule of Changes in Preferred Stock and Right to Recover Covered Losses (Details) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended
	Dec. 31, 2024 USD ($) $ / shares shares		Dec. 31, 2023 USD ($) shares		Sep. 30, 2024 USD ($) $ / shares shares	Sep. 30, 2023 shares
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance as of beginning of period	$ 39,137		$ 38,733
VE territory covered losses incurred	(27)		(24)
Recovery through conversion rate adjustment	0		0
Balance as of end of period	38,296		39,733
As-converted Value of Preferred Stock	2,560				$ 2,234
Book Value of Preferred Stock	904				1,031
Book Value of Preferred Stock, Total	483				491
Less: right to recover for covered losses	(123)				(104)
As-converted Value of Preferred Stock, Total recovery for covered losses available	2,437				2,130
Book Value of Preferred of Stock, Total recovery for covered losses available	$ 360				$ 387
Preferred stock, shares outstanding (in shares) \| shares	5				5
Share price (in dollars per share) \| $ / shares	$ 316.04				$ 274.95
Preferred Stock
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance as of beginning of period	$ 1,031	[1]	1,698	[2]
Recovery through conversion rate adjustment	(8)		(25)
Balance as of end of period	$ 904	[1]	$ 1,615	[2]
Preferred stock, shares outstanding (in shares) \| shares	5		5		5	5
Right to Recover for Covered Losses
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance as of beginning of period	$ (104)		$ (140)
VE territory covered losses incurred	(27)		(24)
Recovery through conversion rate adjustment	8		25
Balance as of end of period	(123)		(139)
Series B preferred stock
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Recovery through conversion rate adjustment	5		22
As-converted Value of Preferred Stock	781				$ 684
Book Value of Preferred Stock	$ 99				$ 104
Preferred stock, shares outstanding (in shares) \| shares	2				2
Preferred stock, conversion rate	0.9960				1.0030
Series B preferred stock \| Preferred Stock
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance as of beginning of period	$ 104		441
VE territory covered losses incurred	0		0
Recovery through conversion rate adjustment	(5)		(22)
Balance as of end of period	99		419
Series C preferred stock
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Recovery through conversion rate adjustment	3		3
As-converted Value of Preferred Stock	1,779				$ 1,550
Book Value of Preferred Stock	$ 384				$ 387
Preferred stock, shares outstanding (in shares) \| shares	3				3
Preferred stock, conversion rate	1.7830				1.7860
Series C preferred stock \| Preferred Stock
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Balance as of beginning of period	$ 387		801
VE territory covered losses incurred	0		0
Recovery through conversion rate adjustment	(3)		(3)
Balance as of end of period	$ 384		$ 798

[1] As of December 31, 2024 and September 30, 2024, the book value of series A convertible participating preferred stock (series A preferred stock) was $421 million and $540 million, respectively. See Note 5—U.S. and Europe Retrospective Responsibility Plans for the book value of series B convertible participating preferred stock (series B preferred stock) and series C convertible participating preferred stock (series C preferred stock). As of December 31, 2023 and September 30, 2023, the book value of series A preferred stock was $398 million and $456 million, respectively. See Note 5—U.S. and Europe Retrospective Responsibility Plans for the book value of series B and series C preferred stock.

Fair Value Measurements and I_3

Fair Value Measurements and Investments - Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Assets
Investment securities	$ 3,397	$ 5,451
Level 1 \| Fair Value, Measurements, Recurring
Assets
Total	14,075	15,684
Liabilities
Total	261	238
Level 1 \| Fair Value, Measurements, Recurring \| Deferred compensation liability
Liabilities
Deferred compensation liability	261	238
Level 1 \| Fair Value, Measurements, Recurring \| Derivative instruments
Liabilities
Derivative instruments	0	0
Level 1 \| Money market funds \| Fair Value, Measurements, Recurring
Assets
Cash equivalents and restricted cash equivalents:	10,623	10,403
Other current and non-current assets:	25	25
Level 1 \| U.S. Treasury securities \| Fair Value, Measurements, Recurring
Assets
Cash equivalents and restricted cash equivalents:	7	7
Investment securities	3,086	4,948
Level 1 \| Marketable equity securities \| Fair Value, Measurements, Recurring
Assets
Marketable equity securities	334	301
Level 1 \| U.S. government-sponsored debt securities \| Fair Value, Measurements, Recurring
Assets
Investment securities	0	0
Level 1 \| Derivative instruments \| Fair Value, Measurements, Recurring
Assets
Other current and non-current assets:	0	0
Level 2 \| Fair Value, Measurements, Recurring
Assets
Total	752	599
Liabilities
Total	272	226
Level 2 \| Fair Value, Measurements, Recurring \| Deferred compensation liability
Liabilities
Deferred compensation liability	0	0
Level 2 \| Fair Value, Measurements, Recurring \| Derivative instruments
Liabilities
Derivative instruments	272	226
Level 2 \| Money market funds \| Fair Value, Measurements, Recurring
Assets
Cash equivalents and restricted cash equivalents:	0	0
Other current and non-current assets:	0	0
Level 2 \| U.S. Treasury securities \| Fair Value, Measurements, Recurring
Assets
Cash equivalents and restricted cash equivalents:	0	0
Investment securities	0	0
Level 2 \| Marketable equity securities \| Fair Value, Measurements, Recurring
Assets
Marketable equity securities	0	0
Level 2 \| U.S. government-sponsored debt securities \| Fair Value, Measurements, Recurring
Assets
Investment securities	304	496
Level 2 \| Derivative instruments \| Fair Value, Measurements, Recurring
Assets
Other current and non-current assets:	$ 448	$ 103

Fair Value Measurements and I_4

Fair Value Measurements and Investments - Schedule of Amortized Cost, Unrealized Gains and Losses, and Fair Value of Available-for-Sale Securities (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Debt Securities, Available-for-Sale [Line Items]
Amortized Cost	$ 3,382	$ 5,412
Gross Unrealized Gains	15	44
Gross Unrealized Losses	0	(5)
Fair Value	3,397	5,451
U.S. government-sponsored debt securities
Debt Securities, Available-for-Sale [Line Items]
Amortized Cost	303	492
Gross Unrealized Gains	1	4
Gross Unrealized Losses	0	0
Fair Value	304	496
U.S. Treasury securities
Debt Securities, Available-for-Sale [Line Items]
Amortized Cost	3,079	4,920
Gross Unrealized Gains	14	40
Gross Unrealized Losses	0	(5)
Fair Value	$ 3,093	$ 4,955

Fair Value Measurements and I_5

Fair Value Measurements and Investments - Schedule of Debt Securities Classified by Contractual Maturity Date (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Due within one year	$ 1,713
Due after one year through five years	1,684
Total	$ 3,397	$ 5,451

Fair Value Measurements and I_6

Fair Value Measurements and Investments - Additional Information (Detail) - USD ($)		3 Months Ended
	Feb. 01, 2024	Dec. 31, 2024	Dec. 31, 2023	Sep. 30, 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unrealized (loss) gain on investments		$ (83,000,000)	$ 36,000,000
Impairment of indefinite-lived intangible assets and goodwill	$ 0
Senior Notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value of debt		20,600,000,000		$ 20,800,000,000
Estimated Fair Value \| Senior Notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Estimated fair value of debt		$ 18,400,000,000		$ 19,200,000,000

Fair Value Measurements and I_7

Fair Value Measurements and Investments - Schedule of Non-Marketable Equity Securities (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Initial cost basis	$ 711		$ 711
Adjustments:
Upward adjustments	909		910
Downward adjustments, including impairment	(552)		(465)
Carrying amount	1,068		$ 1,156
Upward adjustments	0	$ 9
Downward adjustments, including impairment	$ (91)	$ 0

Debt - Schedule of Debt (Detail

Debt - Schedule of Debt (Details) - USD ($) $ in Millions	Dec. 31, 2024	Sep. 30, 2024
Debt Instrument [Line Items]
Unamortized discounts and debt issuance costs	$ (136)	$ (142)
Hedge accounting fair value adjustments	(143)	(133)
Total carrying value of debt	20,609	20,836
Current maturities of debt	3,929	0
Long-term debt	16,680	20,836
Senior Notes
Debt Instrument [Line Items]
Senior notes	$ 20,888	21,111
Senior Notes \| 3.15% Senior Notes due December 2025 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	3.15%
Senior notes	$ 4,000	4,000
Effective interest rate (percent)	3.26%
Senior Notes \| 1.90% Senior Notes due April 2027 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	1.90%
Senior notes	$ 1,500	1,500
Effective interest rate (percent)	2.02%
Senior Notes \| 0.75% Senior Notes due August 2027 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	0.75%
Senior notes	$ 500	500
Effective interest rate (percent)	0.84%
Senior Notes \| 2.75% Senior Notes due September 2027 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	2.75%
Senior notes	$ 750	750
Effective interest rate (percent)	2.91%
Senior Notes \| 2.05% Senior Notes due April 2030 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	2.05%
Senior notes	$ 1,500	1,500
Effective interest rate (percent)	2.13%
Senior Notes \| 1.10% Senior Notes due February 2031 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	1.10%
Senior notes	$ 1,000	1,000
Effective interest rate (percent)	1.20%
Senior Notes \| 4.15% Senior Notes due December 2035 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	4.15%
Senior notes	$ 1,500	1,500
Effective interest rate (percent)	4.23%
Senior Notes \| 2.70% Senior Notes due April 2040 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	2.70%
Senior notes	$ 1,000	1,000
Effective interest rate (percent)	2.80%
Senior Notes \| 4.30% Senior Notes due December 2045 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	4.30%
Senior notes	$ 3,500	3,500
Effective interest rate (percent)	4.37%
Senior Notes \| 3.65% Senior Notes due September 2047 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	3.65%
Senior notes	$ 750	750
Effective interest rate (percent)	3.73%
Senior Notes \| 2.00% Senior Notes due August 2050 \| U.S.
Debt Instrument [Line Items]
Stated interest rate (percent)	2%
Senior notes	$ 1,750	1,750
Effective interest rate (percent)	2.09%
Senior Notes \| 1.50% Senior Notes due June 2026 \| Europe
Debt Instrument [Line Items]
Stated interest rate (percent)	1.50%
Senior notes	$ 1,412	1,513
Effective interest rate (percent)	1.71%
Senior Notes \| 2.00% Senior Notes due June 2029 \| Europe
Debt Instrument [Line Items]
Stated interest rate (percent)	2%
Senior notes	$ 1,046	1,120
Effective interest rate (percent)	2.13%
Senior Notes \| 2.375% Senior Notes due June 2034 \| Europe
Debt Instrument [Line Items]
Stated interest rate (percent)	2.375%
Senior notes	$ 680	$ 728
Effective interest rate (percent)	2.53%

Settlement Guarantee Manageme_2

Settlement Guarantee Management - Additional Information (Details) $ in Billions	3 Months Ended
	Dec. 31, 2024 USD ($)
Settlement Guarantee Management [Abstract]
Maximum settlement exposure	$ 153.4
Average daily settlement exposure	89.7
Total collateral	$ 7.9

Stockholders' Equity - Number o

Stockholders' Equity - Number of Shares of Class A Common Shares Outstanding on an As-Converted Basis (Details) shares in Millions	Dec. 31, 2024 shares	Sep. 30, 2024 shares
Schedule of Common Stock as Converted [Line Items]
Preferred stock, shares outstanding (in shares)	5	5
As-converted Class A Common Stock (in shares)	1,972	1,983
Series A preferred stock
Schedule of Common Stock as Converted [Line Items]
Preferred stock, shares outstanding (in shares)	0	0
Preferred stock, conversion rate into Class A Common Stock	100	100
As-converted Class A Common Stock (in shares)	7	9
Series B preferred stock
Schedule of Common Stock as Converted [Line Items]
Preferred stock, shares outstanding (in shares)	2	2
Preferred stock, conversion rate into Class A Common Stock	0.9960	1.0030
As-converted Class A Common Stock (in shares)	2	2
Series C preferred stock
Schedule of Common Stock as Converted [Line Items]
Preferred stock, shares outstanding (in shares)	3	3
Preferred stock, conversion rate into Class A Common Stock	1.7830	1.7860
As-converted Class A Common Stock (in shares)	6	6
Class A common stock
Schedule of Common Stock as Converted [Line Items]
Common stock, shares outstanding (in shares)	1,726	1,733
Common stock, conversion rate into Class A Common Stock	0	0
As-converted Class A Common Stock (in shares)	1,726	1,733
Class B-1 common stock
Schedule of Common Stock as Converted [Line Items]
Common stock, shares outstanding (in shares)	5	5
Common stock, conversion rate into Class A Common Stock	1.5653	1.5653
As-converted Class A Common Stock (in shares)	8	8
Class B-2 common stock
Schedule of Common Stock as Converted [Line Items]
Common stock, shares outstanding (in shares)	120	120
Common stock, conversion rate into Class A Common Stock	1.5430	1.5430
As-converted Class A Common Stock (in shares)	186	186
Class C common stock
Schedule of Common Stock as Converted [Line Items]
Common stock, shares outstanding (in shares)	9	10
Common stock, conversion rate into Class A Common Stock	4	4
As-converted Class A Common Stock (in shares)	37	39

Stockholders' Equity - Effect o

Stockholders' Equity - Effect of VE Territory Covered Losses Through Conversion Rate Adjustments (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Conversion of Stock [Line Items]
Recovery through conversion rate adjustment	$ 0	$ 0
Series B preferred stock
Conversion of Stock [Line Items]
Reduction in equivalent number of class A common stock (in shares)	0	0
Effective price per share (in dollars per share)	$ 312.39	$ 254.32
Recovery through conversion rate adjustment	$ 5	$ 22
Series C preferred stock
Conversion of Stock [Line Items]
Reduction in equivalent number of class A common stock (in shares)	0	0
Effective price per share (in dollars per share)	$ 312.39	$ 254.32
Recovery through conversion rate adjustment	$ 3	$ 3

Stockholders' Equity - Share Re

Stockholders' Equity - Share Repurchases in the Open Market (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Sep. 30, 2024
Equity, Class of Treasury Stock [Line Items]
Total cost	$ 3,940	$ 3,609
Unsettled repurchases	$ 4,690		$ 4,909
Class A common stock
Equity, Class of Treasury Stock [Line Items]
Shares repurchased in the open market (in shares)	13	15
Average repurchase cost per share (in dollars per share)	$ 300.61	$ 238.47
Total cost	$ 3,940	$ 3,609
Unsettled repurchases	$ 70

Stockholders' Equity - Addition

Stockholders' Equity - Additional Information (Details) - USD ($) $ / shares in Units, shares in Millions, $ in Billions	1 Months Ended	3 Months Ended
	May 31, 2024	Dec. 31, 2024	Dec. 31, 2023	Jan. 28, 2025	Oct. 31, 2023
Equity, Class of Treasury Stock [Line Items]
Share repurchase program					$ 25
Share repurchase programs authorized		$ 9.1
Dividends paid		$ 1.2	$ 1.1
Class B-1 common stock
Equity, Class of Treasury Stock [Line Items]
Stock tendered during period, shares, stock exchange offer (in shares)	241
Class C common stock
Equity, Class of Treasury Stock [Line Items]
Stock issued during the period, new issues (in shares)	48
Class B-2 common stock
Equity, Class of Treasury Stock [Line Items]
Stock issued during the period, new issues (in shares)	120
Subsequent Event
Equity, Class of Treasury Stock [Line Items]
Quarterly cash dividend (in dollars per share)				$ 0.59

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Earnings Per Share, Basic and Diluted (Detail) - USD ($) $ / shares in Units, shares in Millions, $ in Millions		3 Months Ended
		Dec. 31, 2024	Dec. 31, 2023
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 5,119	$ 4,890
Class A common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 4,466	$ 3,792
Weighted- Average Shares Outstanding - Basic (in shares)		1,729	1,584
Earnings per Share - Basic (in dollars per share)		$ 2.58	$ 2.39
Income Allocation - Diluted		$ 5,119	$ 4,890
Weighted- Average Shares Outstanding - Diluted (in shares)		1,985	2,045
Earnings per Share - Diluted (in dollars per share)		$ 2.58	$ 2.39
Class B-1 common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 20	$ 933
Weighted- Average Shares Outstanding - Basic (in shares)		5	245
Earnings per Share - Basic (in dollars per share)		$ 4.04	$ 3.80
Income Allocation - Diluted		$ 20	$ 932
Weighted- Average Shares Outstanding - Diluted (in shares)		5	245
Earnings per Share - Diluted (in dollars per share)		$ 4.04	$ 3.80
Class B-2 common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 480
Weighted- Average Shares Outstanding - Basic (in shares)	[1]	120	0
Earnings per Share - Basic (in dollars per share)	[1]	$ 3.99	$ 0
Income Allocation - Diluted		$ 479
Weighted- Average Shares Outstanding - Diluted (in shares)	[1]	120	0
Earnings per Share - Diluted (in dollars per share)	[1]	$ 3.98	$ 0
Class C common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 98	$ 91
Weighted- Average Shares Outstanding - Basic (in shares)		10	9
Earnings per Share - Basic (in dollars per share)		$ 10.33	$ 9.58
Income Allocation - Diluted		$ 98	$ 91
Weighted- Average Shares Outstanding - Diluted (in shares)		10	9
Earnings per Share - Diluted (in dollars per share)		$ 10.32	$ 9.57
Participating securities
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Income Allocation - Basic		$ 55	$ 74
Income Allocation - Diluted		$ 55	$ 74

[1]No shares of class B-2 common stock were outstanding prior to the class B-1 common stock exchange offer in May 2024. See Note 9—Stockholders’ Equity for further details.

Earnings Per Share - Schedule_2

Earnings Per Share - Schedule of Weighted Average Number of Shares (Detail) - shares shares in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Class B-1 common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Weighted-average as-converted common stock used in income allocation (in shares)	8	390
Class B-2 common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Weighted-average as-converted common stock used in income allocation (in shares)	186	0
Class C common stock
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Weighted-average as-converted common stock used in income allocation (in shares)	38	38
Participating securities
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Weighted-average as-converted common stock used in income allocation (in shares)	21	31

Share-based Compensation - Sche

Share-based Compensation - Schedule of Disclosure of Share-based Compensation Arrangements by Share-based Payment Award (Details)	3 Months Ended
	Dec. 31, 2024 $ / shares shares
Non-qualified stock options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares) \| shares	643,847
Weighted-Average Grant Date Fair Value (in dollars per share)	$ 73.55
Weighted-Average Exercise Price (in dollars per share)	$ 311.85
Restricted stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares) \| shares	2,376,825
Weighted-Average Grant Date Fair Value (in dollars per share)	$ 311.41
Performance-based shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares) \| shares	476,480
Weighted-Average Grant Date Fair Value (in dollars per share)	$ 345.65

Share-based Compensation - Addi

Share-based Compensation - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
2007 Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 215	$ 200

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Millions	3 Months Ended
Income Taxes (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Effective income tax rate reconciliation, percent (in percent)	17%	19%
Unrecognized tax benefits, period increase, gross	$ 93
Unrecognized tax benefits, period increase, net	$ 12

Legal Matters - Schedule of Acc

Legal Matters - Schedule of Accrued Litigation for Both Covered and Non-Covered Litigation (Detail) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Loss Contingency Accrual [Roll Forward]
Balance at beginning of period	$ 1,727	$ 1,751
Balance at end of period	1,649	1,471
Uncovered Litigation
Loss Contingency Accrual [Roll Forward]
Provision for legal matters	17	10
Covered Litigation
Loss Contingency Accrual [Roll Forward]
Provision for legal matters	34	22
Payments for legal matters	(129)	(312)
U.S. Covered Litigation
Loss Contingency Accrual [Roll Forward]
Balance at beginning of period	1,537	1,621
Provision for legal matters	27	0
Payments for legal matters	0	(160)
Balance at end of period	1,564	1,461
VE Territory Covered Litigation
Loss Contingency Accrual [Roll Forward]
Balance at beginning of period	72	110
Provision for legal matters	7	22
Payments for legal matters	(21)	(126)
Balance at end of period	$ 58	$ 6

Legal Matters - Additional Info

Legal Matters - Additional Information (Details) $ in Millions		3 Months Ended
	Dec. 19, 2024	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 13, 2024 lawsuit	Nov. 26, 2024 lawsuit
Interchange Multidistrict Litigation
Loss Contingencies [Line Items]
Settlement percentage		74%
Europe Merchant Litigation
Loss Contingencies [Line Items]
Merchant damages limitation, period prior to claim filing	6 years
U.S. Debit Class Actions
Loss Contingencies [Line Items]
Number of class action lawsuits, seeking consolidation				3	4
Number of lawsuits in which the court was transferred				2
U.S. Covered Litigation
Loss Contingencies [Line Items]
Provision for legal matters \| $		$ 27	$ 0