Carrington Mortgage Loan Trust, Series 2007-HE1 FWP Free writing prospectus

Filed Pursuant to Rule 433

Registration No. 333-139507

Carrington Mortgage Loan Trust, Series 2007-HE1

Asset-Backed Pass-Through Certificates

Stanwich Asset Acceptance Company, L.L.C.

Depositor

Carrington Securities, LP

Sponsor

EMC Mortgage Corporation

Seller and Interim Servicer

Wells Fargo Bank, N.A.

Master Servicer and Securities Administrator

HSBC Bank USA, National Association

Trustee

Carrington Mortgage Services, LLC

Servicer

Bear, Stearns & Co. Inc.

Lead Manager

J.P. Morgan Securities Inc.

Co-Manager

STATEMENT REGARDING THIS FREE WRITING PROSPECTUS

The information in this free writing prospectus, if conveyed prior to the time of your contractual commitment to purchase any of the Offered Certificates described herein, supersedes any information contained in any prior similar materials relating to the Offered Certificates. The information in this free writing prospectus is preliminary, and is subject to completion or change by information contained in a preliminary prospectus relating to the Offered Certificates. This free writing prospectus is not required to contain all information that is required to be included in the base prospectus and the prospectus supplement. This free writing prospectus is being delivered to you solely to provide you with information about the offering of the Offered Certificates referred to in this free writing prospectus and to solicit an offer to purchase the Offered Certificates, when, as and if issued. Any such offer to purchase made by you will not be accepted and will not constitute a contractual commitment by you to purchase any of the Offered Certificates, until we have conveyed to you a preliminary prospectus relating to the Offered Certificates and we have accepted your offer to purchase Offered Certificates. This free writing prospectus is not an offer to sell or a solicitation of an offer to buy these securities in any state where such offer, solicitation or sale is not permitted.

IMPORTANT NOTICE REGARDING THE CONDITIONS

FOR THIS OFFERING OF ASSET-BACKED SECURITIES

The Offered Certificates referred to in these materials are being offered when, as and if issued. The depositor is not obligated to issue such Offered Certificates or any similar security and the underwriter’s obligation to deliver such Offered Certificates is subject to the terms and conditions of the underwriting agreement with the depositor and the availability of such Offered Certificates when, as and if issued by the issuing entity. You are advised that the terms of the Offered Certificates, and the characteristics of the mortgage loan pool backing them, may change (due, among other things, to the possibility that mortgage loans that comprise the pool may become delinquent or defaulted or may be removed or replaced and that similar or different mortgage loans may be added to the pool, and that one or more classes of Offered Certificates may be split, combined or eliminated), at any time prior to issuance or availability of a final prospectus. You are advised that Offered Certificates may not be issued that have the characteristics described in these materials. The underwriter’s obligation to sell such Offered Certificates to you is conditioned on the mortgage loans and Offered Certificates having the characteristics described in these materials. If for any reason the issuing entity does not deliver such Offered Certificates, the underwriter will notify you, and neither the issuer nor any underwriter will have any obligation to you to deliver all or any portion of the Offered Certificates which you have committed to purchase, and none of the issuing entity nor any underwriter will be liable for any costs or damages whatsoever arising from or related to such non-delivery.

THE DEPOSITOR HAS FILED A REGISTRATION STATEMENT (INCLUDING A PROSPECTUS) WITH THE SECURITIES AND EXCHANGE COMMISSION (THE SEC) FOR THE OFFERING TO WHICH THIS COMMUNICATION RELATES. BEFORE YOU INVEST, YOU SHOULD READ THE PROSPECTUS IN THAT REGISTRATION STATEMENT AND OTHER DOCUMENTS THE DEPOSITOR HAS FILED WITH THE SEC FOR MORE COMPLETE INFORMATION ABOUT THE DEPOSITOR AND THE OFFERING. YOU MAY GET THESE DOCUMENTS AT NO CHARGE BY VISITING EDGAR ON THE SEC WEB SITE AT WWW.SEC.GOV. ALTERNATIVELY, THE DEPOSITOR, ANY UNDERWRITER OR ANY DEALER PARTICIPATING IN THE OFFERING WILL ARRANGE TO SEND YOU THE PROSPECTUS AT NO CHARGE IF YOU REQUEST IT BY CALLING TOLL-FREE 1-866-803-9204.

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000000001523P02CZ S  20070601090.0000368898.7948008.1500210369000.00 N  06.00000608.1500       01.500014.1500       01.0000          0084020UT      612   N                     N000.0000000000.00N     0000000.000410000.0004          2007060120070501                                                         N      BSRM                EMC                                                                                       Draper                 53.990HLY 24H
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000000001525P01CV S  20070601075.0000371181.5048009.4900210371250.00 N  05.50000609.4900       01.500015.4900       01.0000          0007627NJ      611   N                     N000.0000000000.00N     0000000.000495000.0004          2007060120070501                                                         Y      ENCORE CREDIT CORP  EMC                                                                                       DEMAREST               49.250HLN  0
000000001526P01CZ S  20070401078.8100371541.2948006.7500170372000.00 N  05.50000606.7500       01.500012.7500       01.0000          0020003DC      604   N                     N000.0000000000.00N     0000000.000472000.0004          2007060120070301                                                         N      EMC CONDUIT         EMC                                                                                       Washington             51.980HLY 36H
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000000001530P01CZ S  20070601075.0000374794.7436008.9900210375000.00 N  06.00000608.9900       01.500014.9900       01.0000          0091744CA      511   N                     N000.0000000000.00N     0000000.000500000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       LA PUENTE              46.850HLY 24H
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000000001532P01CZ S  20070601090.0000377915.3248008.8400210378000.00 N  06.00000608.8400       01.500014.8400       01.0000          0033035FL      591   N                     N000.0000000000.00N     0000000.000420000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       HOMESTEAD              49.940HLY 24H
000000001533P01RZ S  20070501085.0000377998.3248007.4900210378250.00 N  05.50000607.4900       01.500013.4900       01.0000          0098370WA      583   N                     N000.0000000000.00N     0000000.000445000.0004          2007060120070401                                                         N      ENCORE CREDIT CORP  EMC                                                                                       POULSBO                52.720HLY 24H
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000000001536P01CV S  20070601085.0000379051.4848010.6900210379100.00 N  05.50000610.6900       01.500016.6900       01.0000          0085340AZ      566   N                     N000.0000000000.00N     0000000.000446000.0004          2007060120070501                                                         Y      ENCORE CREDIT CORP  EMC                                                                                       LITCHFIELD PARK        43.440HLY 24H
000000001537P01CZ S  20070601084.3300379500.0036008.3400270379500.00 N  05.50000608.3400       01.500014.3400       01.0000          0060304IL      602   N                     N000.0000000000.00N     0000000.000450000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       OAK PARK               54.160HLN  0
000000001538P01CZ S  20070601090.0000380700.0036007.9400310380700.00 N  05.25000607.9400       01.500013.9400       01.0000          0060102IL      628   N                     N000.0000000000.00N     0000000.000423000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       ALGONQUIN              41.100HLN  0
000000001539P01CV S  20070601090.0000381563.1060008.6900210381600.00 N  05.50000608.6900       01.500014.6900       01.0000          0027545NC      637   N                     N000.0000000000.00N     0000000.000424000.0004          2007060120070501                                                         Y      ENCORE CREDIT CORP  EMC                                                                                       KNIGHTDALE             39.530HLY 24H
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000000001544P01CV S  20070601075.0000382424.7248009.2750210382500.00 N  05.75000609.2750       01.500015.2750       01.0000          0095401CA      591   N                     N000.0000000000.00N     0000000.000510000.0004          2007060120070501                                                         N      BSRM                EMC                                                                                       Santa Rosa             44.890HLY 12H
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000000001547P01RZ S  20070601090.0000386864.1448007.2900210387000.00 N  05.50000607.2900       01.500013.2900       01.0000          0080923CO      648   N                     N000.0000000000.00N     0000000.000430000.0004          2007060120070501                                                         Y      ENCORE CREDIT CORP  EMC                                                                                       COLORADO SPRINGS       47.480HLY 24H
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000000001550P01RZ S  20070601089.2000387776.3036008.7400210388000.00 N  05.50000608.7400       01.500014.7400       01.0000          0092503CA      555   N                     N000.0000000000.00N     0000000.000435000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       RIVERSIDE              53.220HLY 24H
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000000001552P01CZ S  20070601080.0000387913.3448008.8500210388000.00 N  06.00000608.8500       01.500014.8500       01.0000          0021774MD      523   N                     N000.0000000000.00N     0000000.000485000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       NEW MARKET             44.190HLN  0
000000001553P01CV S  20070601080.0000387924.2148009.3000210388000.00 N  05.50000609.3000       01.500015.3000       01.0000          0020187VA      561   N                     N000.0000000000.00N     0000000.000485000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       WARRENTON              49.680HLY 24H
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000000001586P01CZ S  20070601066.5600409862.4648007.4500210410000.00 N  05.50000607.4500       01.500013.4500       01.0000          0034601FL      598   N                     N000.0000000000.00N     0000000.000616000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       BROOKSVILLE            44.650HLY 24H
000000001587P04CZ S  20070601051.2500409898.4848008.5000210410000.00 N  05.50000608.5000       01.500014.5000       01.0000          0098112WA      526   N                     N000.0000000000.00N     0000000.000800000.0004          2007060120070501                                                         N      ENCORE CREDIT CORP  EMC                                                                                       SEATTLE                54.220HLY 24H
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