Filed Pursuant to Rule 433
Registration Nos. 333-267774 and 333-267774-01
Free Writing Prospectus dated August 10, 2023
Fifth Third Auto Trust 2023-1
Issuing Entity
Fifth Third Holdings Funding, LLC
Depositor
Fifth Third Bank, National Association
Sponsor and Servicer
The depositor has prepared a preliminary prospectus dated August 10, 2023 which describes the notes to be issued by the issuing entity. You should review the preliminary prospectus in its entirety before deciding to purchase any of the notes.
Ratings
The depositor expects that the notes issued by the issuing entity will receive the indicated credit ratings from the nationally recognized statistical rating organizations, or “rating agencies,” listed below.
Moody’s Investors Service, Inc. | S&P Global Ratings | |||||||||
Class A-1 Notes | P-1 | (sf) | A-1+ | (sf) | ||||||
Class A-2-A Notes | Aaa | (sf) | AAA | (sf) | ||||||
Class A-2-B Notes | Aaa | (sf) | AAA | (sf) | ||||||
Class A-3 Notes | Aaa | (sf) | AAA | (sf) | ||||||
Class A-4 Notes | Aaa | (sf) | AAA | (sf) |
It is a condition to the issuance of the notes that, on the closing date, each class of notes receives at least the ratings listed above.
J.P. Morgan | Citigroup | RBC Capital Markets | Wells Fargo Securities | |||
Fifth Third Securities |
The depositor has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuing entity and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the depositor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling 1-800-408-1016.