First Guaranty Bancshares (FGBI) 10-Q 16 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 16, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	First Guaranty Bancshares, Inc.
Entity Central Index Key	1,408,534
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		6,891,332
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015

CONSOLIDATED BALANCE SHEETS (un

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks	$ 17,367	$ 44,365
Federal funds sold	282	210
Cash and cash equivalents	17,649	44,575
Interest-earning time deposits with banks	1,747	10,247
Investment securities:
Available for sale, at fair value	301,330	499,808
Held to maturity, at cost (estimated fair value of $216,586 and $139,688 respectively)	216,424	141,795
Investment securities	517,754	641,603
Federal Home Loan Bank stock, at cost	915	1,621
Loans, net of unearned income	856,734	790,321
Less: allowance for loan losses	9,813	9,105
Net loans	846,921	781,216
Premises and equipment, net	20,741	19,211
Goodwill	1,999	1,999
Intangible assets, net	1,478	1,733
Other real estate, net	2,338	2,198
Accrued interest receivable	6,477	6,384
Other assets	10,741	8,089
Total Assets	1,428,760	1,518,876
Deposits:
Noninterest-bearing demand	208,505	207,969
Interest-bearing demand	362,875	432,294
Savings	80,542	74,550
Time	620,217	657,026
Total deposits	1,272,139	1,371,839
Short-term borrowings	1,800	1,800
Accrued interest payable	1,951	1,997
Long-term borrowings	1,006	1,455
Other liabilities	3,539	2,202
Total Liabilities	1,280,435	1,379,293
Preferred stock:
Series C - $1,000 par value - authorized 39,435 shares; issued and outstanding 39,435	39,435	39,435
Common stock:
$1 par value - authorized 100,600,000 shares; issued 6,291,332 and 6,294,227 shares	6,291	6,294
Surplus	39,387	39,387
Treasury stock, at cost, 0 and 2,895 shares	0	(54)
Retained earnings	62,050	54,280
Accumulated other comprehensive income	1,162	241
Total Shareholders' Equity	148,325	139,583
Total Liabilities and Shareholders' Equity	$ 1,428,760	$ 1,518,876

CONSOLIDATED BALANCE SHEETS (u3

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Investment securities:
Held to maturity, estimated fair value	$ 216,586	$ 139,688
Common stock:
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	100,600,000	100,600,000
Common stock, shares issued (in shares)	6,291,332	6,294,227
Treasury Stock (in shares)	0	2,895
Series C Preferred Stock [Member]
Preferred stock:
Preferred stock, par value (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	39,435	39,435
Preferred stock, shares issued (in shares)	39,435	39,435
Preferred stock, shares outstanding (in shares)	39,435	39,435

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest Income:
Loans (including fees)	$ 10,551	$ 9,735	$ 31,680	$ 29,220
Deposits with other banks	14	16	56	97
Securities (including FHLB stock)	3,312	3,410	10,256	10,034
Total Interest Income	13,877	13,161	41,992	39,351
Interest Expense:
Demand deposits	348	321	1,052	1,004
Savings deposits	9	8	26	24
Time deposits	1,727	1,923	5,369	5,848
Borrowings	35	44	104	102
Total Interest Expense	2,119	2,296	6,551	6,978
Net Interest Income	11,758	10,865	35,441	32,373
Less: Provision for loan losses	1,868	397	2,878	1,054
Net Interest Income after Provision for Loan Losses	9,890	10,468	32,563	31,319
Noninterest Income:
Service charges, commissions and fees	717	725	2,045	2,055
ATM and debit card fees	441	425	1,328	1,247
Net gains on securities	2,233	91	3,172	300
Net gains (loss) on sale of loans	0	1	4	(6)
Other	320	365	1,022	1,127
Total Noninterest Income	3,711	1,607	7,571	4,723
Noninterest Expense:
Salaries and employee benefits	3,841	3,952	11,747	11,736
Occupancy and equipment expense	951	993	2,920	2,995
Other	2,976	2,698	8,716	8,638
Total Noninterest Expense	7,768	7,643	23,383	23,369
Income Before Income Taxes	5,833	4,432	16,751	12,673
Less: Provision for income taxes	1,951	1,461	5,614	4,247
Net Income	3,882	2,971	11,137	8,426
Preferred Stock Dividends	(99)	(99)	(296)	(296)
Income Available to Common Shareholders	$ 3,783	$ 2,872	$ 10,841	$ 8,130
Per Common Share:
Earnings (in dollars per share)	$ 0.60	$ 0.45	$ 1.72	$ 1.29
Cash dividends paid (in dollars per share)	$ 0.16	$ 0.16	$ 0.48	$ 0.48
Weighted Average Common Shares Outstanding (in shares)	6,291,332	6,291,332	6,291,332	6,291,332

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net Income	$ 3,882	$ 2,971	$ 11,137	$ 8,426
Unrealized gains (losses) on securities:
Unrealized holding gains (losses) arising during the period	1,927	(944)	4,567	12,259
Reclassification adjustments for gains included in net income	(2,233)	(91)	(3,172)	(300)
Change in unrealized gains (losses) on securities	(306)	(1,035)	1,395	11,959
Tax impact	104	352	(474)	(4,066)
Other comprehensive income (loss)	(202)	(683)	921	7,893
Comprehensive Income	$ 3,680	$ 2,288	$ 12,058	$ 16,319

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) - USD ($) $ in Thousands		Preferred Stock [Member]Series C - Preferred Stock $1,000 Par [Member]	Common Stock $1 Par [Member]	Surplus [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income/(Loss) [Member]	Total
Balance at Dec. 31, 2013		$ 39,435	$ 6,294	$ 39,387	$ (54)	$ 47,477	$ (9,134)	$ 123,405
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		0	0	0	0	8,426	0	8,426
Other comprehensive income		0	0	0	0	0	7,893	7,893
Cash dividends on common stock ($0.48 per share)		0	0	0	0	(3,020)	0	(3,020)
Preferred stock dividend		0	0	0	0	(296)	0	(296)
Balance at Sep. 30, 2014		39,435	6,294	39,387	(54)	52,587	(1,241)	136,408
Balance at Dec. 31, 2014		39,435	6,294	39,387	(54)	54,280	241	139,583
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		0	0	0	0	11,137	0	11,137
Reclassification of treasury stock under the LBCA	[1]	0	(3)	0	54	(51)	0	0
Other comprehensive income		0	0	0	0	0	921	921
Cash dividends on common stock ($0.48 per share)		0	0	0	0	(3,020)	0	(3,020)
Preferred stock dividend		0	0	0	0	(296)	0	(296)
Balance at Sep. 30, 2015		$ 39,435	$ 6,291	$ 39,387	$ 0	$ 62,050	$ 1,162	$ 148,325
[1]	Effective January 1, 2015, companies incorporated under Louisiana law became subject to the Louisiana Business Corporation Act (which replaced the Louisiana Business Corporation Law). Provisions of the Louisiana Business Corporation Act eliminate the concept of treasury stock and provide that shares reacquired by a company are to be treated as authorized but unissued shares. As a result of this change in law, shares previously classified as treasury stock were reclassified as a reduction to issued shares of common stock in the consolidated financial statements as of June 30, 2015, reducing the stated value of common stock and retained earnings.

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Common stock, par value (in dollars per share)	$ 1	$ 1	$ 1	$ 1	$ 1
Cash dividends per share (in dollars per share)	0.16	0.16	0.48	0.48
Series C - Preferred Stock $1,000 Par [Member]
Preferred stock, par value (in dollars per share)	1,000		1,000		$ 1,000
Preferred Stock [Member] | Series C - Preferred Stock $1,000 Par [Member]
Preferred stock, par value (in dollars per share)	$ 1,000	$ 1,000	$ 1,000	$ 1,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows From Operating Activities
Net income	$ 11,137	$ 8,426
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,878	1,054
Depreciation and amortization	1,515	1,608
Amortization/Accretion of investments	1,590	1,585
Gain on sale/call of securities	(987)	(300)
Gain on sale of assets	(6)	(23)
ORE write downs and loss on disposition	169	459
FHLB stock dividends	(3)	(3)
Net decrease in loans held for sale	0	88
Change in other assets and liabilities, net	(3,466)	1,852
Net Cash Provided By Operating Activities	12,827	14,746
Cash Flows From Investing Activities
Funds invested in certificates of deposit	0	(10,000)
Proceeds from maturities and calls of certificates of deposit	8,500	0
Proceeds from maturities and calls of HTM securities	10,466	6,775
Proceeds from maturities, calls and sales of AFS securities	601,337	467,335
Funds invested in HTM securities	(33,431)	0
Funds Invested in AFS securities	(452,235)	(490,898)
Proceeds from sale/redemption of Federal Home Loan Bank stock	3,554	2,955
Funds invested in Federal Home Loan Bank stock	(2,845)	(3,045)
Net increase in loans	(69,321)	(44,542)
Purchase of premises and equipment	(2,745)	(1,687)
Proceeds from sales of premises and equipment	4	52
Proceeds from sales of other real estate owned	429	2,777
Net Cash Provided by (Used In) Investing Activities	63,713	(70,278)
Cash Flows From Financing Activities
Net (decrease) increase in deposits	(99,700)	17,294
Net increase (decrease) in federal funds purchased and short-term borrowings	0	6,512
Proceeds from long-term borrowings	0	1,555
Repayment of long-term borrowings	(450)	(450)
Dividends paid	(3,316)	(3,316)
Net Cash (Used In) Provided By Financing Activities	(103,466)	21,595
Net Decrease In Cash and Cash Equivalents	(26,926)	(33,937)
Cash and Cash Equivalents at the Beginning of the Period	44,575	61,484
Cash and Cash Equivalents at the End of the Period	17,649	27,547
Noncash Activities:
Loans transferred to foreclosed assets	738	1,865
Cash Paid During The Period:
Interest on deposits and borrowed funds	6,597	7,198
Income taxes	$ 6,500	$ 2,900

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles. The consolidated financial statements and the footnotes of First Guaranty Bancshares, Inc. ("First Guaranty" or the “Company”) thereto should be read in conjunction with the audited financial statements and note disclosures for First Guaranty previously filed with the Securities and Exchange Commission in First Guaranty’s Annual Report filed on Form 10-K for the year ended December 31, 2014. The consolidated financial statements include the accounts of First Guaranty Bancshares, Inc. and its wholly owned subsidiary First Guaranty Bank (the "Bank"). All significant intercompany balances and transactions have been eliminated in consolidation. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments necessary for a fair presentation of the consolidated financial statements. Those adjustments are of a normal recurring nature. The results of operations at September 30, 2015 and for the three and nine month periods ended September 30, 2015 and 2014 are not necessarily indicative of the results expected for the full year or any other interim period. The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates that are susceptible to significant change in the near term are the allowance for loan losses, valuation of goodwill, intangible assets and other purchase accounting adjustments.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 2. Recent Accounting Pronouncements In April 2015, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2015-03, "Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs." The amendments in this guidance require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. This guidance is effective for interim and annual reporting periods beginning after December 15, 2015, with early adoption permitted. This guidance must be adopted retrospectively, wherein the balance sheet of each period presented should be adjusted to reflect the new guidance. The adoption of this guidance is not expected to have a material impact upon First Guaranty’s financial statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Securities	Note 3. Securities A summary comparison of securities by type at September 30, 2015 and December 31, 2014 is shown below. September 30, 2015 December 31, 2014 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale: U.S Treasuries $ 19,000 $ - $ - $ 19,000 $ 36,000 $ - $ - $ 36,000 U.S. Government Agencies 133,407 81 (377 ) 133,111 295,620 30 (4,155 ) 291,495 Corporate debt securities 102,778 3,405 (1,703 ) 104,480 126,654 4,415 (1,006 ) 130,063 Mutual funds or other equity securities 580 7 - 587 570 4 - 574 Municipal bonds 43,688 528 (64 ) 44,152 40,599 1,077 - 41,676 Total available-for-sale securities $ 299,453 $ 4,021 $ (2,144 ) $ 301,330 $ 499,443 $ 5,526 $ (5,161 ) $ 499,808 Held to maturity: U.S. Government Agencies $ 131,345 $ 126 $ (145 ) $ 131,326 $ 84,479 $ - $ (1,950 ) $ 82,529 Mortgage-backed securities 85,079 299 (118 ) 85,260 57,316 57 (214 ) 57,159 Total held to maturity securities $ 216,424 $ 425 $ (263 ) $ 216,586 $ 141,795 $ 57 $ (2,164 ) $ 139,688 The scheduled maturities of securities at September 30, 2015 and December 31, 2014, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to call or prepayments. Mortgage-backed securities are not due at a single maturity because of amortization and potential prepayment of the underlying mortgages. For this reason they are presented separately in the maturity table below. September 30, 2015 December 31, 2014 (in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Available For Sale: Due in one year or less $ 30,358 $ 30,474 $ 71,547 $ 71,665 Due after one year through five years 142,358 143,951 219,470 219,785 Due after five years through 10 years 84,590 84,451 158,076 157,531 Over 10 years 42,147 42,454 50,350 50,827 Total available-for-sale securities $ 299,453 $ 301,330 $ 499,443 $ 499,808 Held to Maturity: Due in one year or less $ - $ - $ - $ - Due after one year through five years 36,980 36,966 24,999 24,609 Due after five years through 10 years 94,365 94,360 59,480 57,920 Over 10 years - - - - Subtotal 131,345 131,326 84,479 82,529 Mortgage-backed Securities 85,079 85,260 57,316 57,159 Total held to maturity securities $ 216,424 $ 216,586 $ 141,795 $ 139,688 At September 30, 2015 $400.4 The pledged securities had a market value of $400.5 million as of September 30, 2015. The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at September 30, 2015. At September 30, 2015 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries - $ - $ - - $ - $ - - $ - $ - U.S. Government agencies 5 16,867 (121 ) 12 50,712 (256 ) 17 67,579 (377 ) Corporate debt securities 66 20,861 (765 ) 26 5,468 (938 ) 92 26,329 (1,703 ) Mutual funds or other equity securities - - - - Municipal bonds 10 12,527 (64 ) - - - 10 12,527 (64 ) Total available-for-sale securities 81 $ 50,255 $ (950 ) 38 $ 56,180 $ (1,194 ) 119 $ 106,435 $ (2,144 ) Held to maturity: U.S. Government agencies 6 33,269 (46 ) 7 24,069 (99 ) 13 57,338 (145 ) Mortgage-backed securities 13 36,766 (118 ) - - - 13 36,766 (118 ) Total held to maturity 19 $ 70,035 $ (164 ) 7 $ 24,069 $ (99 ) 26 $ 94,104 $ (263 ) The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at December 31, 2014. At December 31, 2014 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 4 $ 24,000 $ - - $ - $ - 4 $ 24,000 $ - U.S. Government agencies 4 43,983 (17 ) 66 232,482 (4,138 ) 70 276,465 (4,155 ) Corporate debt securities 37 15,395 (238 ) 50 15,397 (768 ) 87 30,792 (1,006 ) Mutual funds or other equity securities - - - - - - - - - Total available for sale 45 $ 83,378 $ (255 ) 116 $ 247,879 $ (4,906 ) 161 $ 331,257 $ (5,161 ) Held to maturity: U.S. Government agencies 1 $ 4,993 $ (7 ) 19 $ 77,536 $ (1,943 ) 20 $ 82,529 $ (1,950 ) Mortgage-backed securities 7 12,008 (13 ) 12 29,415 (201 ) 19 41,423 (214 ) Total held to maturity 8 $ 17,001 $ (20 ) 31 $ 106,951 $ (2,144 ) 39 $ 123,952 $ (2,164 ) Securities are evaluated for other-than-temporary impairment at least quarterly and more frequently when economic or market conditions warrant such evaluation. Consideration is given to (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, (iii) the recovery of contractual principal and interest and (iv) the intent and ability of First Guaranty to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. The amount of investment securities issued by U.S. Government and Government sponsored agencies with unrealized losses and the amount of unrealized losses on those investment securities are the result of changes in market interest rates. First Guaranty has the ability and intent to hold these securities in its current portfolio until recovery, which may be until maturity. The corporate debt securities consist primarily of corporate bonds issued by financial, insurance, utility, manufacturing, industrial, consumer products and oil and gas organizations. First Guaranty believes that each of the issuers will be able to fulfill the obligations of these securities based on evaluations described above. First Guaranty has the ability and intent to hold these securities until they recover, which could be at their maturity dates. At September 30, 2015, First Guaranty believes that the securities with unrealized losses reflect impairment that is temporary and there are no securities with other-than-temporary impairment. At September 30, 2015 (in thousands) Amortized Cost Fair Value U.S. Government Treasuries (U.S.) $ 19,000 $ 19,000 Federal Home Loan Bank (FHLB) 117,806 117,759 Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) 60,846 60,819 Federal National Mortgage Association (Fannie Mae-FNMA) 111,405 111,426 Federal Farm Credit Bank (FFCB) 59,774 59,692 Total $ 368,831 $ 368,696

Loans

Loans	9 Months Ended
	Sep. 30, 2015
Loans [Abstract]
Loans	Note 4. Loans The following table summarizes the components of First Guaranty's loan portfolio as of September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 (in thousands except for %) Balance As % of Category Balance As % of Category Real Estate: Construction & land development $ 55,700 6.5 % $ 52,094 6.6 % Farmland 14,316 1.7 % 13,539 1.7 % 1- 4 Family 133,400 15.5 % 118,181 14.9 % Multifamily 13,199 1.5 % 14,323 1.8 % Non-farm non-residential 326,816 38.1 % 328,400 41.5 % Total Real Estate 543,431 63.3 % 526,537 66.5 % Non-Real Estate: Agricultural 30,830 3.6 % 26,278 3.3 % Commercial and industrial 231,069 26.9 % 196,339 24.8 % Consumer and other 53,491 6.2 % 42,991 5.4 % Total Non-Real Estate 315,390 36.7 % 265,608 33.5 % Total loans before unearned income 858,821 100.0 % 792,145 100.0 % Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321 The following table summarizes fixed and floating rate loans by contractual maturity, excluding nonaccrual loans, as of September 30, 2015 and December 31, 2014 unadjusted for scheduled principal payments, prepayments, or repricing opportunities. The average life of the loan portfolio may be substantially less than the contractual terms when these adjustments are considered. September 30, 2015 December 31, 2014 (in thousands) Fixed Floating Total Fixed Floating Total One year or less $ 105,416 $ 61,695 $ 167,111 $ 88,686 $ 72,250 $ 160,936 One to five years 287,054 249,487 536,541 253,306 225,655 478,961 Five to 15 years 53,373 38,388 91,761 67,012 39,634 106,646 Over 15 years 33,566 9,321 42 25,304 8,104 33,408 Subtotal $ 479,409 $ 358,891 838,300 $ 434,308 $ 345,643 779,951 Nonaccrual loans 20,521 12,194 Total loans before unearned income 858,821 792,145 Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321 As of September 30, 2015 $190.7 million of floating rate loans were at their interest rate floor. At December 31, 2014 $195.7 million of floating rate loans were at the floor rate. Nonaccrual The following tables present the age analysis of past due loans at September 30, 2015 and December 31, 2014: As of September 30, 2015 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 697 $ 878 $ 1,575 $ 54,125 $ 55,700 $ - Farmland - 133 133 14,183 14,316 - 1 - 4 family 1,282 5,617 6,899 126,501 133,400 57 Multifamily 399 9,184 9,583 3,616 13,199 - Non-farm non-residential 898 1,139 2,037 324,779 326,816 - Total Real Estate 3,276 16,951 20,227 523,204 543,431 57 Non-Real Estate: Agricultural 90 1,480 1,570 29,260 30,830 - Commercial and industrial 331 1,825 2,156 228,913 231,069 - Consumer and other 170 322 492 52,999 53,491 - Total Non-Real Estate 591 3,627 4,218 311,172 315,390 - Total loans before unearned income $ 3,867 $ 20,578 $ 24,445 $ 834,376 $ 858,821 $ 57 Unearned income (2,087 ) Total loans net of unearned income $ 856,734 As of December 31, 2014 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 338 $ 486 $ 824 $ 51,270 $ 52,094 $ - Farmland 10 153 163 13,376 13,539 - 1 - 4 family 2,924 4,418 7,342 110,839 118,181 599 Multifamily 2,990 - 2,990 11,333 14,323 - Non-farm non-residential 1,509 4,993 6,502 321,898 328,400 - Total Real Estate 7,771 10,050 17,821 508,716 526,537 599 Non-Real Estate: Agricultural - 832 832 25,446 26,278 - Commercial and industrial 1,241 1,907 3,148 193,191 196,339 - Consumer and other 105 4 109 42,882 42,991 - Total Non-Real Estate 1,346 2,743 4,089 261,519 265,608 - Total loans before unearned income $ 9,117 $ 12,793 $ 21,910 $ 770,235 $ 792,145 $ 599 Unearned income (1,824 ) Total loans net of unearned income $ 790,321 The tables above include $20.5 million and $12.2 million of nonaccrual loans at September 30, 2015 and December 31, 2014, respectively. See the tables below for more detail on nonaccrual loans. The following is a summary of nonaccrual loans by class at the dates indicated: (in thousands) As of September 30, 2015 As of December 31, 2014 Real Estate: Construction & land development $ 878 $ 486 Farmland 133 153 1 - 4 family 5,560 3,819 Multifamily 9,184 - Non-farm non-residential 1,139 4,993 Total Real Estate 16,894 9,451 Non-Real Estate: Agricultural 1,480 832 Commercial and industrial 1,825 1,907 Consumer and other 322 4 Total Non-Real Estate 3,627 2,743 Total Nonaccrual Loans $ 20,521 $ 12,194 As of September 30, 2015 As of December 31, 2014 (in thousands) Pass Special Mention Substandard Doubtful Total Pass Special Mention Substandard Doubtful Total Real Estate: Construction & land development $ 50,849 $ 419 $ 4,432 $ - $ 55,700 $ 46,451 $ 559 $ 5,084 $ - $ 52,094 Farmland 14,182 - 134 - 14,316 13,299 87 153 - 13,539 1 - 4 family 119,510 6,288 7,602 - 133,400 103,582 6,113 8,486 - 118,181 Multifamily 4,015 - 9,184 - 13,199 3,581 6,414 4,328 - 14,323 Non-farm non-residential 297,638 5,285 23,893 - 326,816 300,319 6,788 21,293 - 328,400 Total Real Estate 486,194 11,992 45,245 - 543,431 467,232 19,961 39,344 - 526,537 Non-Real Estate: Agricultural 26,999 5 3,826 - 30,830 22,789 7 3,482 - 26,278 Commercial and industrial 219,799 9,445 1,825 - 231,069 185,839 8,611 1,889 - 196,339 Consumer and other 52,931 217 343 - 53,491 42,831 123 37 - 42,991 Total Non-Real Estate 299,729 9,667 5,994 - 315,390 251,459 8,741 5,408 - 265,608 Total loans before unearned income $ 785,923 $ 21,659 $ 51,239 $ - $ 858,821 $ 718,691 $ 28,702 $ 44,752 $ - $ 792,145 Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321

Allowance for Loan Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Allowance for Loan Losses [Abstract]
Allowance for Loan Losses	Note 5. Allowance for Loan Losses A summary of changes in the allowance for loan losses, by portfolio type, for the nine months ended September 30, 2015 and 2014 are as follows: As of September 30, 2015 2014 (in thousands) Beginning Allowance (12/31/14) Charge-offs Recoveries Provision Ending Allowance (9/30/15) Beginning Allowance (12/31/13) Charge-offs Recoveries Provision Ending Allowance(9/30/14) Real Estate: Construction & land development $ 702 $ (329 ) $ 4 $ 597 $ 974 $ 1,530 $ (1,032 ) $ 2 $ 230 $ 730 Farmland 21 - - 25 46 17 - - 5 22 1 - 4 family 2,131 (288 ) 76 (349 ) 1,570 1,974 (208 ) 59 (71 ) 1,754 Multifamily 813 (948 ) 31 933 829 376 - 39 106 521 Non-farm non-residential 2,713 (154 ) 5 879 3,443 3,607 (1,425 ) 8 646 2,836 Total real estate 6 ,380 (1,719 ) 116 2,085 6,862 7,504 (2,665 ) 108 916 5,863 Non-Real Estate: Agricultural 293 (394 ) 2 136 37 46 (2 ) 1 (5 ) 40 Commercial and industrial 1,797 (25 ) 14 722 2,508 2,176 (197 ) 21 (266 ) 1,734 Consumer and other 371 (280 ) 116 185 392 208 (218 ) 170 15 175 Unallocated 264 - - (250 ) 14 421 - - 394 815 Total Non-Real Estate 2,725 (699 ) 132 793 2,951 2,851 (417 ) 192 138 2,764 Total $ 9,105 $ (2,418 ) $ 248 $ 2,878 $ 9,813 $ 10,355 $ (3,082 ) $ 300 $ 1,054 $ 8,627 Negative provisions are caused by changes in the composition and credit quality of the loan portfolio. The result is an allocation of the loan loss reserve from one category to another. A summary of the allowance and loans individually and collectively evaluated for impairment are as follows As of September 30, 2015 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 974 $ 974 $ 601 $ 55,099 $ 55,700 Farmland - 46 46 - 14,316 14,316 1 - 4 family 677 893 1,570 3,095 130,305 133,400 Multifamily 516 313 829 6,253 6,946 13,199 Non-farm non-residential 681 2,762 3,443 11,966 314,850 326,816 Total Real Estate 1,874 4,988 6,862 21,915 521,516 543,431 Non-Real Estate: Agricultural 18 19 37 3,703 27,127 30,830 Commercial and industrial - 2,508 2,508 1,646 229,423 231,069 Consumer and other 116 276 392 317 53,174 53,491 Unallocated - 14 14 - - - Total Non-Real Estate 134 2,817 2,951 5,666 309,724 315,390 Total $ 2,008 $ 7,805 $ 9,813 $ 27,581 $ 831,240 $ 858,821 Unearned Income (2,087 ) Total loans net of unearned income $ 856,734 As of December 31, 2014 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ 126 $ 576 $ 702 $ 4,150 $ 47,944 $ 52,094 Farmland - 21 21 - 13,539 13,539 1 - 4 family 598 1,533 2,131 3,420 114,761 118,181 Multifamily 437 376 813 7,201 7,122 14,323 Non-farm non-residential 468 2,245 2,713 16,287 312,113 328,400 Total Real Estate 1,629 4,751 6,380 31,058 495,479 526,537 Non-Real Estate: Agricultural 262 31 293 2,650 23,628 26,278 Commercial and industrial 19 1,778 1,797 1,664 194,675 196,339 Consumer and other - 371 371 - 42,991 42,991 Unallocated - 264 264 - - - Total Non-Real Estate 281 2,444 2,725 4,314 261,294 265,608 Total $ 1,910 $ 7,195 $ 9,105 $ 35,372 $ 756,773 $ 792,145 Unearned Income (1,824 ) Total loans net of unearned income $ 790,321 A loan is considered impaired when, based on current information and events, it is probable that First Guaranty will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Payment status, collateral value and the probability of collecting scheduled principal and interest payments when due are considered in evaluating loan impairment. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The following is a summary of impaired loans by class as of the date indicated: As of September 30, 2015 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 601 $ 823 $ - $ 826 $ 28 $ 35 Farmland - - - - - - 1 - 4 family 589 881 - 885 38 39 Multifamily 853 1,338 - 1,338 61 45 Non-farm non-residential 3,436 3,436 - 3,444 96 115 Total Real Estate 5,479 6,478 - 6,493 223 234 Non-Real Estate: Agricultural 2,627 2,636 - 2,641 124 90 Commercial and industrial 1,646 1,854 - 1,854 60 - Consumer and other - - - - - - Total Non-Real Estate 4,273 4,490 - 4,495 184 90 Total Impaired Loans with no related allowance 9,752 10,968 - 10,988 407 324 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 2,506 2,549 677 2,534 99 55 Multifamily - - - - - - Non-farm non-residential 8,530 8,980 681 9,086 330 345 Total Real Estate 11,036 11,529 1,358 11,620 429 400 Non-Real Estate: Agricultural 1,076 1,139 18 1,112 53 - Commercial and industrial - - - - - - Consumer and other 317 317 116 341 21 20 Total Non-Real Estate 1,393 1,456 134 1,453 74 20 Total Impaired Loans with an allowance recorded 12,429 12,985 1,492 13,073 503 420 Total Impaired Loans $ 22,181 $ 23,953 $ 1,492 $ 24,061 $ 910 $ 744 The following is a summary of impaired loans by class as of the date indicated: As of December 31, 2014 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 3,308 $ 4,359 $ - $ 3,479 $ 217 $ 224 Farmland - - - - - - 1 - 4 family 1,368 1,656 - 397 72 43 Multifamily - - - 148 31 34 Non-farm non-residential 7,439 9,008 - 8,694 422 275 Total Real Estate 12,115 15,023 - 12,718 742 576 Non-Real Estate: Agricultural - - - - - - Commercial and industrial - - - - - - Consumer and other - - - - - - Total Non-Real Estate - - - - - - Total Impaired Loans with no related allowance 12,115 15,023 - 12,718 742 576 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development 842 842 126 829 48 43 Farmland - - - - - - 1 - 4 family 2,052 2,068 598 2,062 97 87 Multifamily 1,338 1,337 398 1,340 60 55 Non-farm non-residential 8,848 8,913 468 8,948 317 327 Total Real Estate 13,080 13,160 1,590 13,179 522 512 Non-Real Estate: Agricultural 2,650 2,650 262 - - - Commercial and industrial 1,664 1,854 19 - - - Consumer and other - - - - - - Total Non-Real Estate 4,314 4,504 281 - - - Total Impaired Loans with an allowance recorded 17,394 17,664 1,871 13,179 522 512 Total Impaired Loans $ 29,509 $ 32,687 $ 1,871 $ 25,897 $ 1,264 $ 1,088 Troubled Debt Restructurings A troubled debt restructuring ("TDR") is considered such if the lender for economic or legal reasons related to the debtor's financial difficulties grants a concession to the debtor that it would not otherwise consider. The modifications to First Guaranty's TDRs were concessions on either the interest rate charged or the amortization. The effect of the modifications to First Guaranty was a reduction in interest income. These loans have an allocated reserve in First Guaranty's allowance for loan losses. First Guaranty restructured one lending relationship of $0.6 million secured by raw land that is considered a troubled debt restructuring in the nine months ended September 30, 2015. September 30, 2015 December 31, 2014 Accruing Loans Accruing Loans (in thousands) Current 30-89 Days Past Due Nonaccrual Total TDRs Current 30-89 Days Past Due Nonaccrual Total TDRs Real Estate: Construction & land development $ - $ - $ 601 $ 601 $ - $ - $ - $ - Farmland - - - - - - - - 1-4 Family - - 1,726 1,726 - 1,752 - 1,752 Multifamily - - - - - - - - Non-farm non residential 3,436 - 235 3,671 2,998 452 230 3,680 Total Real Estate 3,436 - 2,562 5,998 2,998 2,204 230 5,432 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total $ 3,436 $ - $ 2,562 $ 5,998 $ 2,998 $ 2,204 $ 230 $ 5,432 The following table discloses TDR activity for the nine months ended September 30, 2015. Troubled Debt Restructured Loans Activity Nine Months Ended September 30, 2015 (in thousands) Beginning balance December 31, 2014 New TDRs Charge-offs post- modification Transferred to ORE Paydowns Construction to permanent financing Restructured to market terms Ending balance September 30, 2015 Real Estate: Construction & land development $ - $ 601 $ - $ - $ - $ - $ - $ 601 Farmland - - - - - - - - 1 - 4 family 1,752 - - - (26 ) - - 1,726 Multifamily - - - - - - - - Non-farm non-residential 3,680 - - - (9 ) - - 3,671 Total Real Estate 5,432 601 - - (35 ) - - 5,998 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total Impaired Loans with no related allowance $ 5,432 $ 601 $ - $ - $ (35 ) $ - $ - $ 5,998 There were no commitments to lend additional funds to debtors whose terms have been modified in a troubled debt restructuring at September 30, 2015. During the nine months ended September 30, 2015, one troubled debt restructured lending relationship totaling $1.7 million subsequently defaulted. The relationship was a $1.7 million lending relationship secured by one-to-four family real estate.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2015
Goodwill and Other Intangible Assets [Abstract]
Goodwill and Other Intangible Assets	Note 6. Goodwill and Other Intangible Assets Goodwill and intangible assets deemed to have indefinite lives are no longer amortized, but are subject to impairment testing. Other intangible assets continue to be amortized over their useful lives. First Guaranty's goodwill is the difference in purchase price over the fair value of net assets acquired from its acquisition of Homestead Bancorp in 2007. Goodwill totaled $2.0 million at September 30, 2015 and December 31, 2014. No impairment charges have been recognized on First Guaranty's intangible assets.

Other Real Estate (ORE)

Other Real Estate (ORE)	9 Months Ended
	Sep. 30, 2015
Other Real Estate (ORE) [Abstract]
Other Real Estate (ORE)	Note 7. Other Real Estate (ORE) Other real estate owned consists of the following at the dates indicated: (in thousands) September 30, 2015 December 31, 2014 Real Estate Owned Acquired by Foreclosure: Residential $ 840 $ 1,121 Construction & land development 106 127 Non-farm non-residential 1,392 950 Total Other Real Estate Owned and Foreclosed Property $ 2,338 $ 2,198 Loans secured by one-to-four family residential properties in the process of foreclosure totaled $0.7 million as of September 30, 2015 .

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 8. Commitments and Contingencies Off-balance sheet commitments First Guaranty is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and standby and commercial letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of the involvement in particular classes of financial instruments. The exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby and commercial letters of credit is represented by the contractual notional amount of those instruments. The same credit policies are used in making commitments and conditional obligations as it does for balance sheet instruments. Unless otherwise noted, collateral or other security is not required to support financial instruments with credit risk. Below is a summary of the notional amounts of the financial instruments with off-balance sheet risk at September 30, 2015 and December 31, 2014: Contract Amount (in thousands) June 30, 2015 December 31, 2014 Commitments to Extend Credit $ 88,780 $ 59,675 Unfunded Commitments under lines of credit $ 109,527 $ 111,247 Commercial and Standby letters of credit $ 7,948 $ 7,743 Litigation The nature of First Guaranty’s business ordinarily results in a certain amount of claims, litigation and legal and administrative cases, all of which are considered incidental to the normal conduct of business. When First Guaranty determines it has defenses to the claims asserted, it defends itself. First Guaranty will consider settlement of cases when it is in the best interests of both First Guaranty and its shareholders. While the final outcome of legal proceedings is inherently uncertain, based on information currently available as of September 30, 2015, any incremental liability arising from First Guaranty’s legal proceedings will not have a material adverse effect on First Guaranty’s financial position.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	Note 9. Accumulated Other Comprehensive Income The following table details the changes in the single component of accumulated other comprehensive income for the nine months ended September 30, 2015: (in thousands) Unrealized Gain (Loss) on Securities Available for Sale Accumulated Other Comprehensive Income: Balance December 31, 2014 $ 241 Reclassification adjustments to net income: Realized gains on securities (3,172 ) Provision for income taxes 1,078 Unrealized gains arising during the period, net of tax 3,015 Balance September 30, 2015 $ 1,162 The following table details the changes in the single component of accumulated other comprehensive income (loss) for the nine months ended September 30, 2014: (in thousands) Unrealized Gain (Loss) on Securities Available for Sale Accumulated Other Comprehensive (Loss) Income: Balance December 31, 2013 $ (9,134 ) Reclassification adjustments to net income: Realized gains on securities (300 ) Provision for income taxes 102 Unrealized gains arising during the period, net of tax 8,091 Balance September 30, 2014 $ (1,241 )

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2015
Fair Value [Abstract]
Fair Value	Note 10. Fair Value The fair value of a financial instrument is the current amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. Valuation techniques use certain inputs to arrive at fair value. Inputs to valuation techniques are the assumptions that market participants would use in pricing the asset or liability. They may be observable or unobservable. First Guaranty uses a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1 Inputs Level 2 Inputs Level 3 Inputs A description of the valuation methodologies used for instruments measured at fair value follows, as well as the classification of such instruments within the valuation hierarchy. Securities available for sale. Impaired loans. Other real estate owned. Certain non-financial assets and non-financial liabilities are measured at fair value on a non-recurring basis including assets and liabilities related to reporting units measured at fair value in the testing of goodwill impairment, as well as intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. The following table summarizes financial assets measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) September 30, 2015 December 31, 2014 Available for Sale Securities Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ 19,507 $ 36,504 Level 2: Significant Other Observable Inputs 274,195 454,524 Level 3: Significant Unobservable Inputs 7,628 8,780 Securities available for sale measured at fair value $ 301,330 $ 499,808 First Guaranty's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While the methodologies used are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value. The change in Level 1 securities available for sale from December 31, 2014 was due principally to a reduction in Treasury bills of $17.0 million. The following table measures financial assets and financial liabilities measured at fair value on a non-recurring basis as of September 30, 2015 and December 31, 2014, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) At September 30, 2015 At December 31, 2014 Impaired Loans - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 4,229 5,244 Level 3: Significant Unobservable Inputs 5,649 15,618 Impaired loans measured at fair value $ 9,878 $ 20,862 Other Real Estate Owned - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 1,844 1,847 Level 3: Significant Unobservable Inputs 494 351 Other real estate owned measured at fair value $ 2,338 $ 2,198 ASC 825-10 provides First Guaranty with an option to report selected financial assets and liabilities at fair value. The fair value option established by this statement permits First Guaranty to choose to measure eligible items at fair value at specified election dates and report unrealized gains and losses on items for which the fair value option has been elected in earnings at each reporting date subsequent to implementation. First Guaranty has chosen not to elect the fair value option for any items that are not already required to be measured at fair value in accordance with accounting principles generally accepted in the United States.

Financial Instruments

Financial Instruments	9 Months Ended
	Sep. 30, 2015
Financial Instruments [Abstract]
Financial Instruments	Note 11. Financial Instruments Fair value estimates are generally subjective in nature and are dependent upon a number of significant assumptions associated with each instrument or group of similar instruments, including estimates of discount rates, risks associated with specific financial instruments, estimates of future cash flows and relevant available market information. Fair value information is intended to represent an estimate of an amount at which a financial instrument could be exchanged in a current transaction between a willing buyer and seller engaging in an exchange transaction. However, since there are no established trading markets for a significant portion of First Guaranty’s financial instruments, First Guaranty may not be able to immediately settle financial instruments; as such, the fair values are not necessarily indicative of the amounts that could be realized through immediate settlement. In addition, the majority of the financial instruments, such as loans and deposits, are held to maturity and are realized or paid according to the contractual agreement with the customer. Quoted market prices are used to estimate fair values when available. However, due to the nature of the financial instruments, in many instances quoted market prices are not available. Accordingly, estimated fair values have been estimated based on other valuation techniques, such as discounting estimated future cash flows using a rate commensurate with the risks involved or other acceptable methods. Fair values are estimated without regard to any premium or discount that may result from concentrations of ownership of financial instruments, possible income tax ramifications or estimated transaction costs. The fair value estimates are subjective in nature and involve matters of significant judgment and, therefore, cannot be determined with precision. Fair values are also estimated at a specific point in time and are based on interest rates and other assumptions at that date. As events change the assumptions underlying these estimates, the fair values of financial instruments will change. Disclosure of fair values is not required for certain items such as lease financing, investments accounted for under the equity method of accounting, obligations of pension and other postretirement benefits, premises and equipment, other real estate, prepaid expenses, the value of long-term relationships with depositors (core deposit intangibles) and other customer relationships, other intangible assets and income tax assets and liabilities. Fair value estimates are presented for existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses have not been considered in the estimates. Accordingly, the aggregate fair value amounts presented do not purport to represent and should not be considered representative of the underlying market or franchise value of First Guaranty. Because the standard permits many alternative calculation techniques and because numerous assumptions have been used to estimate the fair values, reasonable comparison of the fair value information with other financial institutions' fair value information cannot necessarily be made. The methods and assumptions used to estimate the fair values of financial instruments are as follows: Cash and due from banks, interest-bearing deposits with banks, federal funds sold and federal funds purchased. These items are generally short-term and the carrying amounts reported in the consolidated balance sheets are a reasonable estimation of the fair values. Investment Securities. Fair values are principally based on quoted market prices. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments or the use of discounted cash flow analyses. Loans Held for Sale. Fair values of mortgage loans held for sale are based on commitments on hand from investors or prevailing market prices. These loans are classified within level 3 of the fair value hierarchy. Loans, net. Fair values are computed present values using net present value formulas. The present value is the sum of the present value of all projected cash flows on an item at a specified discount rate. The discount rate is set as an appropriate rate index, plus or minus an appropriate spread. These loans are classified within level 3 of the fair value hierarchy. Accrued interest receivable. The carrying amount of accrued interest receivable approximates its fair value. Deposits. The fair value of demand deposits, savings and interest-bearing demand deposits is the amount payable on demand. The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. Deposits are classified within level 3 of the fair value hierarchy. Accrued interest payable. The carrying amount of accrued interest payable approximates its fair value. Borrowings. The carrying amount of federal funds purchased and other short-term borrowings approximate their fair values. The fair value of First Guaranty’s long-term borrowings is computed using net present value formulas. The present value is the sum of the present value of all projected cash flows on an item at a specified discount rate. The discount rate is set as an appropriate rate index, plus or minus an appropriate spread. Borrowings are classified within level 3 of the fair value hierarchy. Other Unrecognized Financial Instruments. The fair value of commitments to extend credit is estimated using the fees charged to enter into similar legally binding agreements, taking into account the remaining terms of the agreements and customers' credit ratings. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. Noninterest-bearing deposits are held at cost. The fair values of letters of credit are based on fees charged for similar agreements or on estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. At September 30, 2015 and December 31, 2014 the fair value of guarantees under commercial and standby letters of credit was not material. The estimated fair values and carrying values of the financial instruments at September 30, 2015 and December 31, 2014 are presented in the following table: September 30, 2015 December 31, 2014 (in thousands) Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets Cash and cash equivalents $ 17,649 $ 17,649 $ 44,575 $ 44,575 Securities, available for sale 301,330 301,330 499,808 499,808 Securities, held to maturity 216,424 216,586 141,795 139,688 Federal Home Loan Bank stock 915 915 1,621 1,621 Loans, net of allowance for loan losses 846,921 846,980 781,216 780,470 Accrued interest receivable 6,477 6,477 6,384 6,384 Liabilities Deposits $ 1,272,139 $ 1,273,347 $ 1,371,839 $ 1,373,537 Borrowings 2,806 2,806 3,255 3,255 Accrued interest payable 1,951 1,951 1,997 1,997 There is no material difference between the contract amount and the estimated fair value of off-balance sheet items that are primarily comprised of short-term unfunded loan commitments that are generally at market prices.

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Note 12. Subsequent Events On November 12, 2015, First Guaranty sold in a public offering a total of 600,000 shares of its common stock, par value $1.00 per share, at a public offering price of $18.50 per share for gross proceeds of $11.1 million. The shares included in the offering were registered under the Securities Act of 1933, as amended pursuant to First Guaranty's Registration Statement on Form S-1 (File No. 333-199602) which was declared effective by the Securities and Exchange Commission on November 5, 2015. The underwriter has an option to purchase up to an additional 90,000 shares of common stock from First Guaranty.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Summary Comparison of Securities by Type	A summary comparison of securities by type at September 30, 2015 and December 31, 2014 is shown below. September 30, 2015 December 31, 2014 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale: U.S Treasuries $ 19,000 $ - $ - $ 19,000 $ 36,000 $ - $ - $ 36,000 U.S. Government Agencies 133,407 81 (377 ) 133,111 295,620 30 (4,155 ) 291,495 Corporate debt securities 102,778 3,405 (1,703 ) 104,480 126,654 4,415 (1,006 ) 130,063 Mutual funds or other equity securities 580 7 - 587 570 4 - 574 Municipal bonds 43,688 528 (64 ) 44,152 40,599 1,077 - 41,676 Total available-for-sale securities $ 299,453 $ 4,021 $ (2,144 ) $ 301,330 $ 499,443 $ 5,526 $ (5,161 ) $ 499,808 Held to maturity: U.S. Government Agencies $ 131,345 $ 126 $ (145 ) $ 131,326 $ 84,479 $ - $ (1,950 ) $ 82,529 Mortgage-backed securities 85,079 299 (118 ) 85,260 57,316 57 (214 ) 57,159 Total held to maturity securities $ 216,424 $ 425 $ (263 ) $ 216,586 $ 141,795 $ 57 $ (2,164 ) $ 139,688
Investments Classified by Contractual Maturity Date	The scheduled maturities of securities at September 30, 2015 and December 31, 2014, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to call or prepayments. Mortgage-backed securities are not due at a single maturity because of amortization and potential prepayment of the underlying mortgages. For this reason they are presented separately in the maturity table below. September 30, 2015 December 31, 2014 (in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Available For Sale: Due in one year or less $ 30,358 $ 30,474 $ 71,547 $ 71,665 Due after one year through five years 142,358 143,951 219,470 219,785 Due after five years through 10 years 84,590 84,451 158,076 157,531 Over 10 years 42,147 42,454 50,350 50,827 Total available-for-sale securities $ 299,453 $ 301,330 $ 499,443 $ 499,808 Held to Maturity: Due in one year or less $ - $ - $ - $ - Due after one year through five years 36,980 36,966 24,999 24,609 Due after five years through 10 years 94,365 94,360 59,480 57,920 Over 10 years - - - - Subtotal 131,345 131,326 84,479 82,529 Mortgage-backed Securities 85,079 85,260 57,316 57,159 Total held to maturity securities $ 216,424 $ 216,586 $ 141,795 $ 139,688
Schedule of Unrealized Loss on Investments	The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at September 30, 2015. At September 30, 2015 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries - $ - $ - - $ - $ - - $ - $ - U.S. Government agencies 5 16,867 (121 ) 12 50,712 (256 ) 17 67,579 (377 ) Corporate debt securities 66 20,861 (765 ) 26 5,468 (938 ) 92 26,329 (1,703 ) Mutual funds or other equity securities - - - - Municipal bonds 10 12,527 (64 ) - - - 10 12,527 (64 ) Total available-for-sale securities 81 $ 50,255 $ (950 ) 38 $ 56,180 $ (1,194 ) 119 $ 106,435 $ (2,144 ) Held to maturity: U.S. Government agencies 6 33,269 (46 ) 7 24,069 (99 ) 13 57,338 (145 ) Mortgage-backed securities 13 36,766 (118 ) - - - 13 36,766 (118 ) Total held to maturity 19 $ 70,035 $ (164 ) 7 $ 24,069 $ (99 ) 26 $ 94,104 $ (263 ) The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at December 31, 2014. At December 31, 2014 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 4 $ 24,000 $ - - $ - $ - 4 $ 24,000 $ - U.S. Government agencies 4 43,983 (17 ) 66 232,482 (4,138 ) 70 276,465 (4,155 ) Corporate debt securities 37 15,395 (238 ) 50 15,397 (768 ) 87 30,792 (1,006 ) Mutual funds or other equity securities - - - - - - - - - Total available for sale 45 $ 83,378 $ (255 ) 116 $ 247,879 $ (4,906 ) 161 $ 331,257 $ (5,161 ) Held to maturity: U.S. Government agencies 1 $ 4,993 $ (7 ) 19 $ 77,536 $ (1,943 ) 20 $ 82,529 $ (1,950 ) Mortgage-backed securities 7 12,008 (13 ) 12 29,415 (201 ) 19 41,423 (214 ) Total held to maturity 8 $ 17,001 $ (20 ) 31 $ 106,951 $ (2,144 ) 39 $ 123,952 $ (2,164 )
Schedule of Exposure to Bond Issuers that Exceeded 10% of Stockholders' Equity	At September 30, 2015, First Guaranty's exposure to bond issuers that exceeded 10% of shareholders’ equity is below: At September 30, 2015 (in thousands) Amortized Cost Fair Value U.S. Government Treasuries (U.S.) $ 19,000 $ 19,000 Federal Home Loan Bank (FHLB) 117,806 117,759 Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) 60,846 60,819 Federal National Mortgage Association (Fannie Mae-FNMA) 111,405 111,426 Federal Farm Credit Bank (FFCB) 59,774 59,692 Total $ 368,831 $ 368,696

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2015
Loans [Abstract]
Summary of Components of Loan Portfolio	The following table summarizes the components of First Guaranty's loan portfolio as of September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 (in thousands except for %) Balance As % of Category Balance As % of Category Real Estate: Construction & land development $ 55,700 6.5 % $ 52,094 6.6 % Farmland 14,316 1.7 % 13,539 1.7 % 1- 4 Family 133,400 15.5 % 118,181 14.9 % Multifamily 13,199 1.5 % 14,323 1.8 % Non-farm non-residential 326,816 38.1 % 328,400 41.5 % Total Real Estate 543,431 63.3 % 526,537 66.5 % Non-Real Estate: Agricultural 30,830 3.6 % 26,278 3.3 % Commercial and industrial 231,069 26.9 % 196,339 24.8 % Consumer and other 53,491 6.2 % 42,991 5.4 % Total Non-Real Estate 315,390 36.7 % 265,608 33.5 % Total loans before unearned income 858,821 100.0 % 792,145 100.0 % Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321
Summary of Fixed and Floating Rate Loans by Contractual Maturity, Excluding Nonaccrual Loans	The following table summarizes fixed and floating rate loans by contractual maturity, excluding nonaccrual loans, as of September 30, 2015 and December 31, 2014 unadjusted for scheduled principal payments, prepayments, or repricing opportunities. The average life of the loan portfolio may be substantially less than the contractual terms when these adjustments are considered. September 30, 2015 December 31, 2014 (in thousands) Fixed Floating Total Fixed Floating Total One year or less $ 105,416 $ 61,695 $ 167,111 $ 88,686 $ 72,250 $ 160,936 One to five years 287,054 249,487 536,541 253,306 225,655 478,961 Five to 15 years 53,373 38,388 91,761 67,012 39,634 106,646 Over 15 years 33,566 9,321 42 25,304 8,104 33,408 Subtotal $ 479,409 $ 358,891 838,300 $ 434,308 $ 345,643 779,951 Nonaccrual loans 20,521 12,194 Total loans before unearned income 858,821 792,145 Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321
Past Due Financing Receivables	The following tables present the age analysis of past due loans at September 30, 2015 and December 31, 2014: As of September 30, 2015 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 697 $ 878 $ 1,575 $ 54,125 $ 55,700 $ - Farmland - 133 133 14,183 14,316 - 1 - 4 family 1,282 5,617 6,899 126,501 133,400 57 Multifamily 399 9,184 9,583 3,616 13,199 - Non-farm non-residential 898 1,139 2,037 324,779 326,816 - Total Real Estate 3,276 16,951 20,227 523,204 543,431 57 Non-Real Estate: Agricultural 90 1,480 1,570 29,260 30,830 - Commercial and industrial 331 1,825 2,156 228,913 231,069 - Consumer and other 170 322 492 52,999 53,491 - Total Non-Real Estate 591 3,627 4,218 311,172 315,390 - Total loans before unearned income $ 3,867 $ 20,578 $ 24,445 $ 834,376 $ 858,821 $ 57 Unearned income (2,087 ) Total loans net of unearned income $ 856,734 As of December 31, 2014 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 338 $ 486 $ 824 $ 51,270 $ 52,094 $ - Farmland 10 153 163 13,376 13,539 - 1 - 4 family 2,924 4,418 7,342 110,839 118,181 599 Multifamily 2,990 - 2,990 11,333 14,323 - Non-farm non-residential 1,509 4,993 6,502 321,898 328,400 - Total Real Estate 7,771 10,050 17,821 508,716 526,537 599 Non-Real Estate: Agricultural - 832 832 25,446 26,278 - Commercial and industrial 1,241 1,907 3,148 193,191 196,339 - Consumer and other 105 4 109 42,882 42,991 - Total Non-Real Estate 1,346 2,743 4,089 261,519 265,608 - Total loans before unearned income $ 9,117 $ 12,793 $ 21,910 $ 770,235 $ 792,145 $ 599 Unearned income (1,824 ) Total loans net of unearned income $ 790,321
Summary of Nonaccrual Loans by Class	The following is a summary of nonaccrual loans by class at the dates indicated: (in thousands) As of September 30, 2015 As of December 31, 2014 Real Estate: Construction & land development $ 878 $ 486 Farmland 133 153 1 - 4 family 5,560 3,819 Multifamily 9,184 - Non-farm non-residential 1,139 4,993 Total Real Estate 16,894 9,451 Non-Real Estate: Agricultural 1,480 832 Commercial and industrial 1,825 1,907 Consumer and other 322 4 Total Non-Real Estate 3,627 2,743 Total Nonaccrual Loans $ 20,521 $ 12,194
Credit Exposure of Loan Portfolio by Specific Credit Ratings	The following table identifies the credit exposure of the loan portfolio by specific credit ratings as of the dates indicated: As of September 30, 2015 As of December 31, 2014 (in thousands) Pass Special Mention Substandard Doubtful Total Pass Special Mention Substandard Doubtful Total Real Estate: Construction & land development $ 50,849 $ 419 $ 4,432 $ - $ 55,700 $ 46,451 $ 559 $ 5,084 $ - $ 52,094 Farmland 14,182 - 134 - 14,316 13,299 87 153 - 13,539 1 - 4 family 119,510 6,288 7,602 - 133,400 103,582 6,113 8,486 - 118,181 Multifamily 4,015 - 9,184 - 13,199 3,581 6,414 4,328 - 14,323 Non-farm non-residential 297,638 5,285 23,893 - 326,816 300,319 6,788 21,293 - 328,400 Total Real Estate 486,194 11,992 45,245 - 543,431 467,232 19,961 39,344 - 526,537 Non-Real Estate: Agricultural 26,999 5 3,826 - 30,830 22,789 7 3,482 - 26,278 Commercial and industrial 219,799 9,445 1,825 - 231,069 185,839 8,611 1,889 - 196,339 Consumer and other 52,931 217 343 - 53,491 42,831 123 37 - 42,991 Total Non-Real Estate 299,729 9,667 5,994 - 315,390 251,459 8,741 5,408 - 265,608 Total loans before unearned income $ 785,923 $ 21,659 $ 51,239 $ - $ 858,821 $ 718,691 $ 28,702 $ 44,752 $ - $ 792,145 Unearned income (2,087 ) (1,824 ) Total loans net of unearned income $ 856,734 $ 790,321

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Allowance for Loan Losses [Abstract]
Summary of Changes in Allowance for Loan Losses and Allowance and Loans Individually and Collectively Evaluated for Impairment	A summary of changes in the allowance for loan losses, by portfolio type, for the nine months ended September 30, 2015 and 2014 are as follows: As of September 30, 2015 2014 (in thousands) Beginning Allowance (12/31/14) Charge-offs Recoveries Provision Ending Allowance (9/30/15) Beginning Allowance (12/31/13) Charge-offs Recoveries Provision Ending Allowance(9/30/14) Real Estate: Construction & land development $ 702 $ (329 ) $ 4 $ 597 $ 974 $ 1,530 $ (1,032 ) $ 2 $ 230 $ 730 Farmland 21 - - 25 46 17 - - 5 22 1 - 4 family 2,131 (288 ) 76 (349 ) 1,570 1,974 (208 ) 59 (71 ) 1,754 Multifamily 813 (948 ) 31 933 829 376 - 39 106 521 Non-farm non-residential 2,713 (154 ) 5 879 3,443 3,607 (1,425 ) 8 646 2,836 Total real estate 6 ,380 (1,719 ) 116 2,085 6,862 7,504 (2,665 ) 108 916 5,863 Non-Real Estate: Agricultural 293 (394 ) 2 136 37 46 (2 ) 1 (5 ) 40 Commercial and industrial 1,797 (25 ) 14 722 2,508 2,176 (197 ) 21 (266 ) 1,734 Consumer and other 371 (280 ) 116 185 392 208 (218 ) 170 15 175 Unallocated 264 - - (250 ) 14 421 - - 394 815 Total Non-Real Estate 2,725 (699 ) 132 793 2,951 2,851 (417 ) 192 138 2,764 Total $ 9,105 $ (2,418 ) $ 248 $ 2,878 $ 9,813 $ 10,355 $ (3,082 ) $ 300 $ 1,054 $ 8,627 A summary of the allowance and loans individually and collectively evaluated for impairment are as follows As of September 30, 2015 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 974 $ 974 $ 601 $ 55,099 $ 55,700 Farmland - 46 46 - 14,316 14,316 1 - 4 family 677 893 1,570 3,095 130,305 133,400 Multifamily 516 313 829 6,253 6,946 13,199 Non-farm non-residential 681 2,762 3,443 11,966 314,850 326,816 Total Real Estate 1,874 4,988 6,862 21,915 521,516 543,431 Non-Real Estate: Agricultural 18 19 37 3,703 27,127 30,830 Commercial and industrial - 2,508 2,508 1,646 229,423 231,069 Consumer and other 116 276 392 317 53,174 53,491 Unallocated - 14 14 - - - Total Non-Real Estate 134 2,817 2,951 5,666 309,724 315,390 Total $ 2,008 $ 7,805 $ 9,813 $ 27,581 $ 831,240 $ 858,821 Unearned Income (2,087 ) Total loans net of unearned income $ 856,734 As of December 31, 2014 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ 126 $ 576 $ 702 $ 4,150 $ 47,944 $ 52,094 Farmland - 21 21 - 13,539 13,539 1 - 4 family 598 1,533 2,131 3,420 114,761 118,181 Multifamily 437 376 813 7,201 7,122 14,323 Non-farm non-residential 468 2,245 2,713 16,287 312,113 328,400 Total Real Estate 1,629 4,751 6,380 31,058 495,479 526,537 Non-Real Estate: Agricultural 262 31 293 2,650 23,628 26,278 Commercial and industrial 19 1,778 1,797 1,664 194,675 196,339 Consumer and other - 371 371 - 42,991 42,991 Unallocated - 264 264 - - - Total Non-Real Estate 281 2,444 2,725 4,314 261,294 265,608 Total $ 1,910 $ 7,195 $ 9,105 $ 35,372 $ 756,773 $ 792,145 Unearned Income (1,824 ) Total loans net of unearned income $ 790,321
Summary of Impaired Loans by Class	The following is a summary of impaired loans by class as of the date indicated: As of September 30, 2015 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 601 $ 823 $ - $ 826 $ 28 $ 35 Farmland - - - - - - 1 - 4 family 589 881 - 885 38 39 Multifamily 853 1,338 - 1,338 61 45 Non-farm non-residential 3,436 3,436 - 3,444 96 115 Total Real Estate 5,479 6,478 - 6,493 223 234 Non-Real Estate: Agricultural 2,627 2,636 - 2,641 124 90 Commercial and industrial 1,646 1,854 - 1,854 60 - Consumer and other - - - - - - Total Non-Real Estate 4,273 4,490 - 4,495 184 90 Total Impaired Loans with no related allowance 9,752 10,968 - 10,988 407 324 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 2,506 2,549 677 2,534 99 55 Multifamily - - - - - - Non-farm non-residential 8,530 8,980 681 9,086 330 345 Total Real Estate 11,036 11,529 1,358 11,620 429 400 Non-Real Estate: Agricultural 1,076 1,139 18 1,112 53 - Commercial and industrial - - - - - - Consumer and other 317 317 116 341 21 20 Total Non-Real Estate 1,393 1,456 134 1,453 74 20 Total Impaired Loans with an allowance recorded 12,429 12,985 1,492 13,073 503 420 Total Impaired Loans $ 22,181 $ 23,953 $ 1,492 $ 24,061 $ 910 $ 744 The following is a summary of impaired loans by class as of the date indicated: As of December 31, 2014 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 3,308 $ 4,359 $ - $ 3,479 $ 217 $ 224 Farmland - - - - - - 1 - 4 family 1,368 1,656 - 397 72 43 Multifamily - - - 148 31 34 Non-farm non-residential 7,439 9,008 - 8,694 422 275 Total Real Estate 12,115 15,023 - 12,718 742 576 Non-Real Estate: Agricultural - - - - - - Commercial and industrial - - - - - - Consumer and other - - - - - - Total Non-Real Estate - - - - - - Total Impaired Loans with no related allowance 12,115 15,023 - 12,718 742 576 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development 842 842 126 829 48 43 Farmland - - - - - - 1 - 4 family 2,052 2,068 598 2,062 97 87 Multifamily 1,338 1,337 398 1,340 60 55 Non-farm non-residential 8,848 8,913 468 8,948 317 327 Total Real Estate 13,080 13,160 1,590 13,179 522 512 Non-Real Estate: Agricultural 2,650 2,650 262 - - - Commercial and industrial 1,664 1,854 19 - - - Consumer and other - - - - - - Total Non-Real Estate 4,314 4,504 281 - - - Total Impaired Loans with an allowance recorded 17,394 17,664 1,871 13,179 522 512 Total Impaired Loans $ 29,509 $ 32,687 $ 1,871 $ 25,897 $ 1,264 $ 1,088
Troubled Debt Restructurings	The following table identifies the troubled debt restructurings as of September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 Accruing Loans Accruing Loans (in thousands) Current 30-89 Days Past Due Nonaccrual Total TDRs Current 30-89 Days Past Due Nonaccrual Total TDRs Real Estate: Construction & land development $ - $ - $ 601 $ 601 $ - $ - $ - $ - Farmland - - - - - - - - 1-4 Family - - 1,726 1,726 - 1,752 - 1,752 Multifamily - - - - - - - - Non-farm non residential 3,436 - 235 3,671 2,998 452 230 3,680 Total Real Estate 3,436 - 2,562 5,998 2,998 2,204 230 5,432 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total $ 3,436 $ - $ 2,562 $ 5,998 $ 2,998 $ 2,204 $ 230 $ 5,432 The following table discloses TDR activity for the nine months ended September 30, 2015. Troubled Debt Restructured Loans Activity Nine Months Ended September 30, 2015 (in thousands) Beginning balance December 31, 2014 New TDRs Charge-offs post- modification Transferred to ORE Paydowns Construction to permanent financing Restructured to market terms Ending balance September 30, 2015 Real Estate: Construction & land development $ - $ 601 $ - $ - $ - $ - $ - $ 601 Farmland - - - - - - - - 1 - 4 family 1,752 - - - (26 ) - - 1,726 Multifamily - - - - - - - - Non-farm non-residential 3,680 - - - (9 ) - - 3,671 Total Real Estate 5,432 601 - - (35 ) - - 5,998 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total Impaired Loans with no related allowance $ 5,432 $ 601 $ - $ - $ (35 ) $ - $ - $ 5,998

Other Real Estate (ORE) (Tables

Other Real Estate (ORE) (Tables)	9 Months Ended
	Sep. 30, 2015
Other Real Estate (ORE) [Abstract]
Components of Other Real Estate Owned	Other real estate owned consists of the following at the dates indicated: (in thousands) September 30, 2015 December 31, 2014 Real Estate Owned Acquired by Foreclosure: Residential $ 840 $ 1,121 Construction & land development 106 127 Non-farm non-residential 1,392 950 Total Other Real Estate Owned and Foreclosed Property $ 2,338 $ 2,198

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2015
Commitments and Contingencies [Abstract]
Summary of Notional Amounts of Financial Instruments with Off-Balance Sheet Risk	Below is a summary of the notional amounts of the financial instruments with off-balance sheet risk at September 30, 2015 and December 31, 2014: Contract Amount (in thousands) June 30, 2015 December 31, 2014 Commitments to Extend Credit $ 88,780 $ 59,675 Unfunded Commitments under lines of credit $ 109,527 $ 111,247 Commercial and Standby letters of credit $ 7,948 $ 7,743

Accumulated Other Comprehensi26

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following table details the changes in the single component of accumulated other comprehensive income for the nine months ended September 30, 2015: (in thousands) Unrealized Gain (Loss) on Securities Available for Sale Accumulated Other Comprehensive Income: Balance December 31, 2014 $ 241 Reclassification adjustments to net income: Realized gains on securities (3,172 ) Provision for income taxes 1,078 Unrealized gains arising during the period, net of tax 3,015 Balance September 30, 2015 $ 1,162 The following table details the changes in the single component of accumulated other comprehensive income (loss) for the nine months ended September 30, 2014: (in thousands) Unrealized Gain (Loss) on Securities Available for Sale Accumulated Other Comprehensive (Loss) Income: Balance December 31, 2013 $ (9,134 ) Reclassification adjustments to net income: Realized gains on securities (300 ) Provision for income taxes 102 Unrealized gains arising during the period, net of tax 8,091 Balance September 30, 2014 $ (1,241 )

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table summarizes financial assets measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) September 30, 2015 December 31, 2014 Available for Sale Securities Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ 19,507 $ 36,504 Level 2: Significant Other Observable Inputs 274,195 454,524 Level 3: Significant Unobservable Inputs 7,628 8,780 Securities available for sale measured at fair value $ 301,330 $ 499,808
Fair Value Measurements, Nonrecurring	The following table measures financial assets and financial liabilities measured at fair value on a non-recurring basis as of September 30, 2015 and December 31, 2014, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) At September 30, 2015 At December 31, 2014 Impaired Loans - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 4,229 5,244 Level 3: Significant Unobservable Inputs 5,649 15,618 Impaired loans measured at fair value $ 9,878 $ 20,862 Other Real Estate Owned - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 1,844 1,847 Level 3: Significant Unobservable Inputs 494 351 Other real estate owned measured at fair value $ 2,338 $ 2,198

Financial Instruments (Tables)

Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Financial Instruments [Abstract]
Schedule of Estimated Fair Values and Carrying Values of Financial Instruments	The estimated fair values and carrying values of the financial instruments at September 30, 2015 and December 31, 2014 are presented in the following table: September 30, 2015 December 31, 2014 (in thousands) Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets Cash and cash equivalents $ 17,649 $ 17,649 $ 44,575 $ 44,575 Securities, available for sale 301,330 301,330 499,808 499,808 Securities, held to maturity 216,424 216,586 141,795 139,688 Federal Home Loan Bank stock 915 915 1,621 1,621 Loans, net of allowance for loan losses 846,921 846,980 781,216 780,470 Accrued interest receivable 6,477 6,477 6,384 6,384 Liabilities Deposits $ 1,272,139 $ 1,273,347 $ 1,371,839 $ 1,373,537 Borrowings 2,806 2,806 3,255 3,255 Accrued interest payable 1,951 1,951 1,997 1,997

Securities (Details)

Securities (Details) $ in Thousands	Sep. 30, 2015USD ($)Security	Dec. 31, 2014USD ($)Security
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	$ 299,453	$ 499,443
Gross unrealized gains	4,021	5,526
Gross unrealized losses	(2,144)	(5,161)
Fair value	301,330	499,808
Available-for-sale Securities, Debt Maturities, Amortized Cost [Abstract]
Due in one year or less	30,358	71,547
Due after one year through five years	142,358	219,470
Due after five years through 10 years	84,590	158,076
Over 10 years	42,147	50,350
Amortized cost	299,453	499,443
Available-for-sale Securities, Debt Maturities, Fair Value [Abstract]
Due in one year or less	30,474	71,665
Due after one year through five years	143,951	219,785
Due after five years through 10 years	84,451	157,531
Over 10 years	42,454	50,827
Fair value	$ 301,330	$ 499,808
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	81	45
Less than 12 months, fair value	$ 50,255	$ 83,378
Less than 12 months, gross unrealized losses	$ (950)	$ (255)
12 months or more, number of securities | Security	38	116
12 months or more, fair value	$ 56,180	$ 247,879
12 months or more, gross unrealized losses	$ (1,194)	$ (4,906)
Total, number of securities | Security	119	161
Total, fair value	$ 106,435	$ 331,257
Total, gross unrealized losses	(2,144)	(5,161)
Held to maturity [Abstract]
Amortized cost	216,424	141,795
Gross unrealized gains	425	57
Gross unrealized losses	(263)	(2,164)
Fair value	216,586	139,688
Held-to-maturity Securities, Debt Maturities, Amortized Cost [Abstract]
Due in one year or less	0	0
Due after one year through five years	36,980	24,999
Due after five years through 10 years	94,365	59,480
Over 10 years	0	0
Subtotal	131,345	84,479
Mortgage-backed securities	85,079	57,316
Amortized cost	216,424	141,795
Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]
Due in one year or less	0	0
Due after on year through five years	36,966	24,609
Due after five years through 10 years	94,360	57,920
Over 10 years	0	0
Subtotal	131,326	82,529
Mortgage-backed securities	85,260	57,159
Fair value	$ 216,586	$ 139,688
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	19	8
Less than 12 months, fair value	$ 70,035	$ 17,001
Less than 12 months, gross unrealized losses	$ (164)	$ (20)
12 months or more, number of securities | Security	7	31
12 months or more, fair value	$ 24,069	$ 106,951
12 months or more, gross unrealized losses	$ (99)	$ (2,144)
Total, number of securities | Security	26	39
Total, fair value	$ 94,104	$ 123,952
Total, gross unrealized losses	(263)	(2,164)
Securities Disclosures [Abstract]
Pledged securities as collateral for public fund deposits and borrowings	400,400
Pledged securities, market value	400,500
U.S. Treasuries [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	19,000	36,000
Gross unrealized gains	0	0
Gross unrealized losses	0	0
Fair value	$ 19,000	$ 36,000
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	0	4
Less than 12 months, fair value	$ 0	$ 24,000
Less than 12 months, gross unrealized losses	$ 0	$ 0
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	4
Total, fair value	$ 0	$ 24,000
Total, gross unrealized losses	0	0
U.S. Government Agencies [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	133,407	295,620
Gross unrealized gains	81	30
Gross unrealized losses	(377)	(4,155)
Fair value	$ 133,111	$ 291,495
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	5	4
Less than 12 months, fair value	$ 16,867	$ 43,983
Less than 12 months, gross unrealized losses	$ (121)	$ (17)
12 months or more, number of securities | Security	12	66
12 months or more, fair value	$ 50,712	$ 232,482
12 months or more, gross unrealized losses	$ (256)	$ (4,138)
Total, number of securities | Security	17	70
Total, fair value	$ 67,579	$ 276,465
Total, gross unrealized losses	(377)	(4,155)
Corporate Debt Securities [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	102,778	126,654
Gross unrealized gains	3,405	4,415
Gross unrealized losses	(1,703)	(1,006)
Fair value	$ 104,480	$ 130,063
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	66	37
Less than 12 months, fair value	$ 20,861	$ 15,395
Less than 12 months, gross unrealized losses	$ (765)	$ (238)
12 months or more, number of securities | Security	26	50
12 months or more, fair value	$ 5,468	$ 15,397
12 months or more, gross unrealized losses	$ (938)	$ (768)
Total, number of securities | Security	92	87
Total, fair value	$ 26,329	$ 30,792
Total, gross unrealized losses	(1,703)	(1,006)
Mutual Funds or Other Equity Securities [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	580	570
Gross unrealized gains	7	4
Gross unrealized losses	0	0
Fair value	$ 587	$ 574
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	0	0
Less than 12 months, fair value	$ 0	$ 0
Less than 12 months, gross unrealized losses	$ 0	$ 0
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	0
Total, fair value	$ 0	$ 0
Total, gross unrealized losses	0	0
Municipal Bonds [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	43,688	40,599
Gross unrealized gains	528	1,077
Gross unrealized losses	(64)	0
Fair value	$ 44,152	41,676
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	10
Less than 12 months, fair value	$ 12,527
Less than 12 months, gross unrealized losses	$ (64)
12 months or more, number of securities | Security	0
12 months or more, fair value	$ 0
12 months or more, gross unrealized losses	$ 0
Total, number of securities | Security	10
Total, fair value	$ 12,527
Total, gross unrealized losses	(64)
US Government Agencies [Member]
Held to maturity [Abstract]
Amortized cost	131,345	84,479
Gross unrealized gains	126	0
Gross unrealized losses	(145)	(1,950)
Fair value	131,326	82,529
Held-to-maturity Securities, Debt Maturities, Amortized Cost [Abstract]
Amortized cost	131,345	84,479
Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]
Fair value	$ 131,326	$ 82,529
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	6	1
Less than 12 months, fair value	$ 33,269	$ 4,993
Less than 12 months, gross unrealized losses	$ (46)	$ (7)
12 months or more, number of securities | Security	7	19
12 months or more, fair value	$ 24,069	$ 77,536
12 months or more, gross unrealized losses	$ (99)	$ (1,943)
Total, number of securities | Security	13	20
Total, fair value	$ 57,338	$ 82,529
Total, gross unrealized losses	(145)	(1,950)
Mortgage-backed Securities [Member]
Held to maturity [Abstract]
Amortized cost	85,079	57,316
Gross unrealized gains	299	57
Gross unrealized losses	(118)	(214)
Fair value	85,260	57,159
Held-to-maturity Securities, Debt Maturities, Amortized Cost [Abstract]
Amortized cost	85,079	57,316
Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]
Fair value	$ 85,260	$ 57,159
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	13	7
Less than 12 months, fair value	$ 36,766	$ 12,008
Less than 12 months, gross unrealized losses	$ (118)	$ (13)
12 months or more, number of securities | Security	0	12
12 months or more, fair value	$ 0	$ 29,415
12 months or more, gross unrealized losses	$ 0	$ (201)
Total, number of securities | Security	13	19
Total, fair value	$ 36,766	$ 41,423
Total, gross unrealized losses	$ (118)	$ (214)

Securities, Exposure to Bond Is

Securities, Exposure to Bond Issuers that Exceeded 10% of Stockholders' Equity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Exposure to Investment Securities [Abstract]
Amortized cost	$ 517,754	$ 641,603
Stockholders' Equity, Total [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	368,831
Fair value	368,696
Stockholders' Equity, Total [Member] | U.S. Government Treasuries (U.S.) [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	19,000
Fair value	19,000
Stockholders' Equity, Total [Member] | Federal Home Loan Bank (FHLB) [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	117,806
Fair value	117,759
Stockholders' Equity, Total [Member] | Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	60,846
Fair value	60,819
Stockholders' Equity, Total [Member] | Federal National Mortgage Association (Fannie Mae-FNMA) [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	111,405
Fair value	111,426
Stockholders' Equity, Total [Member] | Federal Farm Credit Bank (FFCB) [Member]
Exposure to Investment Securities [Abstract]
Amortized cost	59,774
Fair value	$ 59,692

Loans, Components of Loan Portf

Loans, Components of Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 858,821	$ 792,145
Percent of category	100.00%	100.00%
Unearned income	$ (2,087)	$ (1,824)
Total loans net of unearned income	856,734	790,321
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 543,431	$ 526,537
Percent of category	63.30%	66.50%
Real Estate [Member] | Construction & Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 55,700	$ 52,094
Percent of category	6.50%	6.60%
Real Estate [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 14,316	$ 13,539
Percent of category	1.70%	1.70%
Real Estate [Member] | 1- 4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 133,400	$ 118,181
Percent of category	15.50%	14.90%
Real Estate [Member] | Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 13,199	$ 14,323
Percent of category	1.50%	1.80%
Real Estate [Member] | Non-Farm Non-Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 326,816	$ 328,400
Percent of category	38.10%	41.50%
Non-Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 315,390	$ 265,608
Percent of category	36.70%	33.50%
Non-Real Estate [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 30,830	$ 26,278
Percent of category	3.60%	3.30%
Non-Real Estate [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 231,069	$ 196,339
Percent of category	26.90%	24.80%
Non-Real Estate [Member] | Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before unearned income	$ 53,491	$ 42,991
Percent of category	6.20%	5.40%

Loans, Fixed and Floating Rate

Loans, Fixed and Floating Rate Loans by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	$ 167,111	$ 160,936
One to five years	536,541	478,961
Five to 15 years	91,761	106,646
Over 15 years	42,887	33,408
Subtotal	838,300	779,951
Nonaccrual loans	20,521	12,194
Loans before unearned income	858,821	792,145
Unearned income	(2,087)	(1,824)
Total loans net of unearned income	856,734	790,321
Fixed Rate Loans [Member]
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	105,416	88,686
One to five years	287,054	253,306
Five to 15 years	53,373	67,012
Over 15 years	33,566	25,304
Subtotal	479,409	434,308
Floating Rate Loans [Member]
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	61,695	72,250
One to five years	249,487	225,655
Five to 15 years	38,388	39,634
Over 15 years	9,321	8,104
Subtotal	358,891	345,643
Loans at interest rate floor	$ 190,700	$ 195,700

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	$ 24,445	$ 21,910
Current	834,376	770,235
Loans before unearned income	858,821	792,145
Recorded investment 90 days accruing	57	599
Unearned income	(2,087)	(1,824)
Total loans net of unearned income	856,734	790,321
30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,867	9,117
90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	20,578	12,793
Real Estate [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	20,227	17,821
Current	523,204	508,716
Loans before unearned income	543,431	526,537
Recorded investment 90 days accruing	57	599
Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,276	7,771
Real Estate [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	16,951	10,050
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,575	824
Current	54,125	51,270
Loans before unearned income	55,700	52,094
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Construction & Land Development [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	697	338
Real Estate [Member] | Construction & Land Development [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	878	486
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	133	163
Current	14,183	13,376
Loans before unearned income	14,316	13,539
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Farmland [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	0	10
Real Estate [Member] | Farmland [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	133	153
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	6,899	7,342
Current	126,501	110,839
Loans before unearned income	133,400	118,181
Recorded investment 90 days accruing	57	599
Real Estate [Member] | 1- 4 Family [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,282	2,924
Real Estate [Member] | 1- 4 Family [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	5,617	4,418
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	9,583	2,990
Current	3,616	11,333
Loans before unearned income	13,199	14,323
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Multifamily [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	399	2,990
Real Estate [Member] | Multifamily [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	9,184	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	2,037	6,502
Current	324,779	321,898
Loans before unearned income	326,816	328,400
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	898	1,509
Real Estate [Member] | Non-Farm Non-Residential [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,139	4,993
Non-Real Estate [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	4,218	4,089
Current	311,172	261,519
Loans before unearned income	315,390	265,608
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	591	1,346
Non-Real Estate [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,627	2,743
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,570	832
Current	29,260	25,446
Loans before unearned income	30,830	26,278
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Agricultural [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	90	0
Non-Real Estate [Member] | Agricultural [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,480	832
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	2,156	3,148
Current	228,913	193,191
Loans before unearned income	231,069	196,339
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	331	1,241
Non-Real Estate [Member] | Commercial and Industrial [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,825	1,907
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	492	109
Current	52,999	42,882
Loans before unearned income	53,491	42,991
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Consumer and Other [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	170	105
Non-Real Estate [Member] | Consumer and Other [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	$ 322	$ 4

Loans, Nonaccrual Loans (Detail

Loans, Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 20,521	$ 12,194
Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	16,894	9,451
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	878	486
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	133	153
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	5,560	3,819
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	9,184	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,139	4,993
Non-Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	3,627	2,743
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,480	832
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,825	1,907
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 322	$ 4

Loans, Credit Exposure of Portf

Loans, Credit Exposure of Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	$ 858,821	$ 792,145
Unearned income	(2,087)	(1,824)
Total loans net of unearned income	856,734	790,321
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	785,923	718,691
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	21,659	28,702
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	51,239	44,752
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	543,431	526,537
Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	486,194	467,232
Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	11,992	19,961
Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	45,245	39,344
Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	55,700	52,094
Real Estate [Member] | Construction & Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	50,849	46,451
Real Estate [Member] | Construction & Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	419	559
Real Estate [Member] | Construction & Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	4,432	5,084
Real Estate [Member] | Construction & Land Development [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	14,316	13,539
Real Estate [Member] | Farmland [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	14,182	13,299
Real Estate [Member] | Farmland [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	87
Real Estate [Member] | Farmland [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	134	153
Real Estate [Member] | Farmland [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	133,400	118,181
Real Estate [Member] | 1- 4 Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	119,510	103,582
Real Estate [Member] | 1- 4 Family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	6,288	6,113
Real Estate [Member] | 1- 4 Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,602	8,486
Real Estate [Member] | 1- 4 Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	13,199	14,323
Real Estate [Member] | Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	4,015	3,581
Real Estate [Member] | Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	6,414
Real Estate [Member] | Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	9,184	4,328
Real Estate [Member] | Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	326,816	328,400
Real Estate [Member] | Non-Farm Non-Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	297,638	300,319
Real Estate [Member] | Non-Farm Non-Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	5,285	6,788
Real Estate [Member] | Non-Farm Non-Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	23,893	21,293
Real Estate [Member] | Non-Farm Non-Residential [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	315,390	265,608
Non-Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	299,729	251,459
Non-Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	9,667	8,741
Non-Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	5,994	5,408
Non-Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	30,830	26,278
Non-Real Estate [Member] | Agricultural [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	26,999	22,789
Non-Real Estate [Member] | Agricultural [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	5	7
Non-Real Estate [Member] | Agricultural [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	3,826	3,482
Non-Real Estate [Member] | Agricultural [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	231,069	196,339
Non-Real Estate [Member] | Commercial and Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	219,799	185,839
Non-Real Estate [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	9,445	8,611
Non-Real Estate [Member] | Commercial and Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	1,825	1,889
Non-Real Estate [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	53,491	42,991
Non-Real Estate [Member] | Consumer and Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	52,931	42,831
Non-Real Estate [Member] | Consumer and Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	217	123
Non-Real Estate [Member] | Consumer and Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	343	37
Non-Real Estate [Member] | Consumer and Other [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	$ 0	$ 0

Allowance for Loan Losses, Summ

Allowance for Loan Losses, Summary of Changes in Allowance for Loan Losses, by Portfolio Type (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	$ 9,105	$ 10,355
Charge-offs	(2,418)	(3,082)
Recoveries	248	300
Provision	2,878	1,054
Ending allowance	9,813	8,627
Real Estate [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	6,380	7,504
Charge-offs	(1,719)	(2,665)
Recoveries	116	108
Provision	2,085	916
Ending allowance	6,862	5,863
Real Estate [Member] | Construction & Land Development [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	702	1,530
Charge-offs	(329)	(1,032)
Recoveries	4	2
Provision	597	230
Ending allowance	974	730
Real Estate [Member] | Farmland [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	21	17
Charge-offs	0	0
Recoveries	0	0
Provision	25	5
Ending allowance	46	22
Real Estate [Member] | 1- 4 Family [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	2,131	1,974
Charge-offs	(288)	(208)
Recoveries	76	59
Provision	(349)	(71)
Ending allowance	1,570	1,754
Real Estate [Member] | Multifamily [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	813	376
Charge-offs	(948)	0
Recoveries	31	39
Provision	933	106
Ending allowance	829	521
Real Estate [Member] | Non-Farm Non-Residential [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	2,713	3,607
Charge-offs	(154)	(1,425)
Recoveries	5	8
Provision	879	646
Ending allowance	3,443	2,836
Non-Real Estate [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	2,725	2,851
Charge-offs	(699)	(417)
Recoveries	132	192
Provision	793	138
Ending allowance	2,951	2,764
Non-Real Estate [Member] | Agricultural [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	293	46
Charge-offs	(394)	(2)
Recoveries	2	1
Provision	136	(5)
Ending allowance	37	40
Non-Real Estate [Member] | Commercial and Industrial [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	1,797	2,176
Charge-offs	(25)	(197)
Recoveries	14	21
Provision	722	(266)
Ending allowance	2,508	1,734
Non-Real Estate [Member] | Consumer and Other [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	371	208
Charge-offs	(280)	(218)
Recoveries	116	170
Provision	185	15
Ending allowance	392	175
Non-Real Estate [Member] | Unallocated [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance	264	421
Charge-offs	0	0
Recoveries	0	0
Provision	(250)	394
Ending allowance	$ 14	$ 815

Allowance for Loan Losses, Su37

Allowance for Loan Losses, Summary of Allowance and Loans Individually and Collectively Evaluated for Impairment (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	$ 2,008	$ 1,910
Allowance collectively evaluated for impairment	7,805	7,195
Total allowance for credit losses	9,813	9,105	$ 8,627	$ 10,355
Loans individually evaluated for impairment	27,581	35,372
Loans collectively evaluated for impairment	831,240	756,773
Total loans before unearned income	858,821	792,145
Unearned income	(2,087)	(1,824)
Total loans net of unearned income	856,734	790,321
Real Estate [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	1,874	1,629
Allowance collectively evaluated for impairment	4,988	4,751
Total allowance for credit losses	6,862	6,380	5,863	7,504
Loans individually evaluated for impairment	21,915	31,058
Loans collectively evaluated for impairment	521,516	495,479
Total loans before unearned income	543,431	526,537
Real Estate [Member] | Construction & Land Development [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	126
Allowance collectively evaluated for impairment	974	576
Total allowance for credit losses	974	702	730	1,530
Loans individually evaluated for impairment	601	4,150
Loans collectively evaluated for impairment	55,099	47,944
Total loans before unearned income	55,700	52,094
Real Estate [Member] | Farmland [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	46	21
Total allowance for credit losses	46	21	22	17
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	14,316	13,539
Total loans before unearned income	14,316	13,539
Real Estate [Member] | 1- 4 Family [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	677	598
Allowance collectively evaluated for impairment	893	1,533
Total allowance for credit losses	1,570	2,131	1,754	1,974
Loans individually evaluated for impairment	3,095	3,420
Loans collectively evaluated for impairment	130,305	114,761
Total loans before unearned income	133,400	118,181
Real Estate [Member] | Multifamily [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	516	437
Allowance collectively evaluated for impairment	313	376
Total allowance for credit losses	829	813	521	376
Loans individually evaluated for impairment	6,253	7,201
Loans collectively evaluated for impairment	6,946	7,122
Total loans before unearned income	13,199	14,323
Real Estate [Member] | Non-Farm Non-Residential [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	681	468
Allowance collectively evaluated for impairment	2,762	2,245
Total allowance for credit losses	3,443	2,713	2,836	3,607
Loans individually evaluated for impairment	11,966	16,287
Loans collectively evaluated for impairment	314,850	312,113
Total loans before unearned income	326,816	328,400
Non-Real Estate [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	134	281
Allowance collectively evaluated for impairment	2,817	2,444
Total allowance for credit losses	2,951	2,725	2,764	2,851
Loans individually evaluated for impairment	5,666	4,314
Loans collectively evaluated for impairment	309,724	261,294
Total loans before unearned income	315,390	265,608
Non-Real Estate [Member] | Agricultural [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	18	262
Allowance collectively evaluated for impairment	19	31
Total allowance for credit losses	37	293	40	46
Loans individually evaluated for impairment	3,703	2,650
Loans collectively evaluated for impairment	27,127	23,628
Total loans before unearned income	30,830	26,278
Non-Real Estate [Member] | Commercial and Industrial [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	19
Allowance collectively evaluated for impairment	2,508	1,778
Total allowance for credit losses	2,508	1,797	1,734	2,176
Loans individually evaluated for impairment	1,646	1,664
Loans collectively evaluated for impairment	229,423	194,675
Total loans before unearned income	231,069	196,339
Non-Real Estate [Member] | Consumer and Other [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	116	0
Allowance collectively evaluated for impairment	276	371
Total allowance for credit losses	392	371	175	208
Loans individually evaluated for impairment	317	0
Loans collectively evaluated for impairment	53,174	42,991
Total loans before unearned income	53,491	42,991
Non-Real Estate [Member] | Unallocated [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	14	264
Total allowance for credit losses	14	264	$ 815	$ 421
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Total loans before unearned income	$ 0	$ 0

Allowance for Loan Losses, Impa

Allowance for Loan Losses, Impaired Loans by Class (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Impaired loans with no related allowance [Abstract]
Recorded investment	$ 9,752	$ 12,115
Unpaid principal balance	10,968	15,023
Average recorded investment	10,988	12,718
Interest income recognized	407	742
Interest income cash basis	324	576
Impaired loans with an allowance recorded [Abstract]
Recorded investment	12,429	17,394
Unpaid principal balance	12,985	17,664
Related allowance	1,492	1,871
Average recorded investment	13,073	13,179
Interest income recognized	503	522
Interest income cash basis	420	512
Total impaired loans [Abstract]
Recorded investment	22,181	29,509
Unpaid principal balance	23,953	32,687
Related allowance	1,492	1,871
Average recorded investment	24,061	25,897
Interest income recognized	910	1,264
Interest income cash basis	744	1,088
Real Estate [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	5,479	12,115
Unpaid principal balance	6,478	15,023
Average recorded investment	6,493	12,718
Interest income recognized	223	742
Interest income cash basis	234	576
Impaired loans with an allowance recorded [Abstract]
Recorded investment	11,036	13,080
Unpaid principal balance	11,529	13,160
Related allowance	1,358	1,590
Average recorded investment	11,620	13,179
Interest income recognized	429	522
Interest income cash basis	400	512
Total impaired loans [Abstract]
Related allowance	1,358	1,590
Real Estate [Member] | Construction & Land Development [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	601	3,308
Unpaid principal balance	823	4,359
Average recorded investment	826	3,479
Interest income recognized	28	217
Interest income cash basis	35	224
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	842
Unpaid principal balance	0	842
Related allowance	0	126
Average recorded investment	0	829
Interest income recognized	0	48
Interest income cash basis	0	43
Total impaired loans [Abstract]
Related allowance	0	126
Real Estate [Member] | Farmland [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	0	0
Real Estate [Member] | 1- 4 Family [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	589	1,368
Unpaid principal balance	881	1,656
Average recorded investment	885	397
Interest income recognized	38	72
Interest income cash basis	39	43
Impaired loans with an allowance recorded [Abstract]
Recorded investment	2,506	2,052
Unpaid principal balance	2,549	2,068
Related allowance	677	598
Average recorded investment	2,534	2,062
Interest income recognized	99	97
Interest income cash basis	55	87
Total impaired loans [Abstract]
Related allowance	677	598
Real Estate [Member] | Multifamily [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	853	0
Unpaid principal balance	1,338	0
Average recorded investment	1,338	148
Interest income recognized	61	31
Interest income cash basis	45	34
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	1,338
Unpaid principal balance	0	1,337
Related allowance	0	398
Average recorded investment	0	1,340
Interest income recognized	0	60
Interest income cash basis	0	55
Total impaired loans [Abstract]
Related allowance	0	398
Real Estate [Member] | Non-Farm Non-Residential [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	3,436	7,439
Unpaid principal balance	3,436	9,008
Average recorded investment	3,444	8,694
Interest income recognized	96	422
Interest income cash basis	115	275
Impaired loans with an allowance recorded [Abstract]
Recorded investment	8,530	8,848
Unpaid principal balance	8,980	8,913
Related allowance	681	468
Average recorded investment	9,086	8,948
Interest income recognized	330	317
Interest income cash basis	345	327
Total impaired loans [Abstract]
Related allowance	681	468
Non-Real Estate [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	4,273	0
Unpaid principal balance	4,490	0
Average recorded investment	4,495	0
Interest income recognized	184	0
Interest income cash basis	90	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	1,393	4,314
Unpaid principal balance	1,456	4,504
Related allowance	134	281
Average recorded investment	1,453	0
Interest income recognized	74	0
Interest income cash basis	20	0
Total impaired loans [Abstract]
Related allowance	134	281
Non-Real Estate [Member] | Agricultural [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	2,627	0
Unpaid principal balance	2,636	0
Average recorded investment	2,641	0
Interest income recognized	124	0
Interest income cash basis	90	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	1,076	2,650
Unpaid principal balance	1,139	2,650
Related allowance	18	262
Average recorded investment	1,112	0
Interest income recognized	53	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	18	262
Non-Real Estate [Member] | Commercial and Industrial [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	1,646	0
Unpaid principal balance	1,854	0
Average recorded investment	1,854	0
Interest income recognized	60	0
Interest income cash basis	0	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	1,664
Unpaid principal balance	0	1,854
Related allowance	0	19
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	0	19
Non-Real Estate [Member] | Consumer and Other [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	317	0
Unpaid principal balance	317	0
Related allowance	116	0
Average recorded investment	341	0
Interest income recognized	21	0
Interest income cash basis	20	0
Total impaired loans [Abstract]
Related allowance	$ 116	$ 0

Allowance for Loan Losses, Trou

Allowance for Loan Losses, Troubled Debt Restructurings (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)Contract	Dec. 31, 2014USD ($)
Troubled Debt Restructuring [Abstract]
Accruing loans, current	$ 3,436	$ 2,998
Accruing loans, 30-89 days past due	0	2,204
Nonaccrual	2,562	230
Total TDRs	$ 5,998	5,432
Raw Land [Member]
Troubled Debt Restructuring [Abstract]
Number of troubled debt restructurings | Contract	1
Total TDRs	$ 600
Real Estate [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	3,436	2,998
Accruing loans, 30-89 days past due	0	2,204
Nonaccrual	2,562	230
Total TDRs	5,998	5,432
Real Estate [Member] | Construction & Land Development [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	601	0
Total TDRs	601	0
Real Estate [Member] | Farmland [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	0	0
Real Estate [Member] | 1- 4 Family [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	1,752
Nonaccrual	1,726	0
Total TDRs	1,726	1,752
Real Estate [Member] | Multifamily [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	3,436	2,998
Accruing loans, 30-89 days past due	0	452
Nonaccrual	235	230
Total TDRs	3,671	3,680
Non-Real Estate [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Agricultural [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Consumer and Other [Member]
Troubled Debt Restructuring [Abstract]
Accruing loans, current	0	0
Accruing loans, 30-89 days past due	0	0
Nonaccrual	0	0
Total TDRs	$ 0	$ 0

Allowance for Loan Losses, TDR

Allowance for Loan Losses, TDR Activity (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)Contract
TDR activity [Roll Forward]
Beginning balance	$ 5,432
New TDRs	601
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(35)
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	$ 5,998
Number of TDR loans that subsequently defaulted | Contract	1
Troubled debt restructured lending relationship that subsequently defaulted	$ 1,700
1- 4 Family [Member]
TDR activity [Roll Forward]
Number of TDR loans that subsequently defaulted | Contract	1
Troubled debt restructured lending relationship that subsequently defaulted	$ 1,700
Raw Land [Member]
TDR activity [Roll Forward]
Ending balance	600
Real Estate [Member]
TDR activity [Roll Forward]
Beginning balance	5,432
New TDRs	601
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(35)
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	5,998
Real Estate [Member] | Construction & Land Development [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	601
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	601
Real Estate [Member] | Farmland [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	0
Real Estate [Member] | 1- 4 Family [Member]
TDR activity [Roll Forward]
Beginning balance	1,752
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(26)
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	1,726
Real Estate [Member] | Multifamily [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
TDR activity [Roll Forward]
Beginning balance	3,680
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(9)
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	3,671
Non-Real Estate [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	0
Non-Real Estate [Member] | Agricultural [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	0
Non-Real Estate [Member] | Consumer and Other [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Ending balance	$ 0

Goodwill and Other Intangible41

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 1,999	$ 1,999
Impairment charges recognized on the Company's intangible assets	0
Mortgage servicing rights	$ 100	$ 100
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted-average remaining amortization period	4 years 8 months 12 days

Other Real Estate (ORE) (Detail

Other Real Estate (ORE) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Real Estate Owned Acquired by Foreclosure [Abstract]
Residential	$ 840	$ 1,121
Construction & land development	106	127
Non-farm non-residential	1,392	950
Total Other Real Estate Owned and Foreclosed Property	2,338	$ 2,198
Loans secured by one to four family residential properties in the process of foreclosure	$ 700

Commitments and Contingencies43

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	$ 88,780	$ 59,675
Unfunded Commitments Under Lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	109,527	111,247
Commercial and Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	$ 7,948	$ 7,743

Accumulated Other Comprehensi44

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance			$ 139,583	$ 123,405
Reclassification adjustment to net income [Abstract]
Realized gains on securities	$ (2,233)	$ (91)	(3,172)	(300)
Balance	148,325	136,408	148,325	136,408
Unrealized Gain (Loss) on Securities Available for Sale [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance			241	(9,134)
Reclassification adjustment to net income [Abstract]
Realized gains on securities			(3,172)	(300)
Provision for income taxes			1,078	102
Unrealized gains arising during the period, net of tax			3,015	8,091
Balance	$ 1,162	$ (1,241)	$ 1,162	$ (1,241)

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Sep. 30, 2015
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	$ 499,808	$ 301,330
U.S. Treasuries [Member]
Assets measured on a nonrecurring basis [Abstract]
Level 1 securities available for sale	17,000
Recurring Basis [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	499,808	301,330
Recurring Basis [Member] | Level 1: Quoted Prices in Active Markets For Identical Assets [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	36,504	19,507
Recurring Basis [Member] | Level 2: Significant Other Observable Inputs [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	454,524	274,195
Recurring Basis [Member] | Level 3: Significant Unobservable Inputs [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	8,780	7,628
Non-Recurring Basis [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	20,862	9,878
Other real estate owned measured at fair value	2,198	2,338
Non-Recurring Basis [Member] | Level 1: Quoted Prices in Active Markets For Identical Assets [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	0	0
Other real estate owned measured at fair value	0	0
Non-Recurring Basis [Member] | Level 2: Significant Other Observable Inputs [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	5,244	4,229
Other real estate owned measured at fair value	1,847	1,844
Non-Recurring Basis [Member] | Level 3: Significant Unobservable Inputs [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	15,618	5,649
Other real estate owned measured at fair value	$ 351	$ 494

Financial Instruments (Details)

Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets [Abstract]
Securities available for sale measured at fair value	$ 301,330	$ 499,808
Securities, held to maturity	216,586	139,688
Accrued interest receivable	6,477	6,384
Carrying Value [Member]
Assets [Abstract]
Cash and cash equivalents	17,649	44,575
Securities available for sale measured at fair value	301,330	499,808
Securities, held to maturity	216,424	141,795
Federal Home Loan Bank stock	915	1,621
Loans, net of allowance for loan losses	846,921	781,216
Accrued interest receivable	6,477	6,384
Liabilities [Abstract]
Deposits	1,272,139	1,371,839
Borrowings	2,806	3,255
Accrued interest payable	1,951	1,997
Estimated Fair Value [Member]
Assets [Abstract]
Cash and cash equivalents	17,649	44,575
Securities available for sale measured at fair value	301,330	499,808
Securities, held to maturity	216,586	139,688
Federal Home Loan Bank stock	915	1,621
Loans, net of allowance for loan losses	846,980	780,470
Accrued interest receivable	6,477	6,384
Liabilities [Abstract]
Deposits	1,273,347	1,373,537
Borrowings	2,806	3,255
Accrued interest payable	$ 1,951	$ 1,997

Subsequent Events (Details)

Subsequent Events (Details) - USD ($) $ / shares in Units, $ in Millions	Nov. 12, 2015	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Subsequent Event [Line Items]
Common stock, par value (in dollars per share)		$ 1	$ 1	$ 1
Subsequent Event [Member]
Subsequent Event [Line Items]
Common stock sold in public offering (in shares)	600,000
Common stock, par value (in dollars per share)	$ 1
Public offering price per share (in dollars per share)	$ 18.50
Gross proceeds from public offering of common stock	$ 11.1
Subsequent Event [Member] | Underwriter [Member] | Maximum [Member]
Subsequent Event [Line Items]
Option to purchase additional shares of common stock (in shares)	90,000