First Guaranty Bancshares (FGBI) 10-Q 14 Nov 16 2016 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 10, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	First Guaranty Bancshares, Inc.
Entity Central Index Key	1,408,534
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		7,609,194
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2016

CONSOLIDATED BALANCE SHEETS (un

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands		Sep. 30, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks		$ 23,528	$ 36,690
Federal funds sold		285	582
Cash and cash equivalents		23,813	37,272
Interest-earning time deposits with banks		0	997
Investment securities:
Available for sale, at fair value		382,711	376,369
Held to maturity, at cost (estimated fair value of $93,858 and $168,148 respectively)		92,396	169,752
Investment securities		475,107	546,121
Federal Home Loan Bank stock, at cost		1,609	935
Loans, net of unearned income		910,745	841,583
Less: allowance for loan losses		10,251	9,415
Net loans		900,494	832,168
Premises and equipment, net		22,572	22,019
Goodwill		1,999	1,999
Intangible assets, net		1,139	1,394
Other real estate, net		781	1,577
Accrued interest receivable		6,388	6,015
Other assets		6,598	9,256
Total Assets		1,440,500	1,459,753
Deposits:
Noninterest-bearing demand		231,210	213,203
Interest-bearing demand		398,296	409,209
Savings		93,749	81,448
Time		533,716	592,010
Total deposits		1,256,971	1,295,870
Short-term borrowings		9,500	1,800
Accrued interest payable		2,103	1,707
Senior long-term debt		23,504	25,824
Junior subordinated debentures		14,622	14,597
Other liabilities		4,653	1,731
Total Liabilities		1,311,353	1,341,529
Common stock:
$1 par value - authorized 100,600,000 shares; issued 7,609,194 shares	[1]	7,609	7,609
Surplus		61,584	61,584
Retained earnings		57,210	49,932
Accumulated other comprehensive income (loss)		2,744	(901)
Total Shareholders' Equity		129,147	118,224
Total Liabilities and Shareholders' Equity		$ 1,440,500	$ 1,459,753
[1]	All share amounts have been restated to reflect the ten percent stock dividend paid December 17, 2015 to shareholders of record as of December 10, 2015.

CONSOLIDATED BALANCE SHEETS (u3

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Investment securities:
Held to maturity, estimated fair value	$ 93,858	$ 168,148
Common stock:
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	100,600,000	100,600,000
Common stock, shares issued (in shares)	7,609,194	7,609,194
Common stock, dividend paid date	Dec. 17, 2015
Common stock, dividend record date	Dec. 10, 2015

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest Income:
Loans (including fees)		$ 11,642	$ 10,551	$ 33,749	$ 31,680
Deposits with other banks		11	14	55	56
Securities (including FHLB stock)		2,998	3,312	10,013	10,256
Total Interest Income		14,651	13,877	43,817	41,992
Interest Expense:
Demand deposits		662	348	1,902	1,052
Savings deposits		19	9	54	26
Time deposits		1,470	1,727	4,541	5,369
Borrowings		369	35	1,126	104
Total Interest Expense		2,520	2,119	7,623	6,551
Net Interest Income		12,131	11,758	36,194	35,441
Less: Provision for loan losses		1,242	1,868	2,978	2,878
Net Interest Income after Provision for Loan Losses		10,889	9,890	33,216	32,563
Noninterest Income:
Service charges, commissions and fees		573	717	1,839	2,045
ATM and debit card fees		451	441	1,366	1,328
Net gains on securities		1,171	2,233	3,756	3,172
Net gain on sale of loans		6	0	9	4
Other		350	320	1,056	1,022
Total Noninterest Income		2,551	3,711	8,026	7,571
Noninterest Expense:
Salaries and employee benefits		4,170	3,841	12,411	11,747
Occupancy and equipment expense		1,125	951	3,096	2,920
Other		3,003	2,976	9,207	8,716
Total Noninterest Expense		8,298	7,768	24,714	23,383
Income Before Income Taxes		5,142	5,833	16,528	16,751
Less: Provision for income taxes		1,763	1,951	5,597	5,614
Net Income		3,379	3,882	10,931	11,137
Preferred Stock Dividends		0	(99)	0	(296)
Income Available to Common Shareholders		$ 3,379	$ 3,783	$ 10,931	$ 10,841
Per Common Share:
Earnings (in dollars per share)	[1]	$ 0.44	$ 0.55	$ 1.44	$ 1.57
Cash dividends paid (in dollars per share)	[1]	$ 0.16	$ 0.15	$ 0.48	$ 0.45
Weighted Average Common Shares Outstanding (in shares)	[1]	7,609,194	6,920,022	7,609,194	6,920,022
[1]	All share amounts have been restated to reflect the ten percent stock dividend paid December 17, 2015 to shareholders of record as of December 10, 2015.

CONSOLIDATED STATEMENTS OF INC5

CONSOLIDATED STATEMENTS OF INCOME (Parenthetical)	Dec. 17, 2015	Sep. 30, 2016
Per Common Share:
Common stock, dividend percentage	10.00%
Common stock, dividend paid date		Dec. 17, 2015
Common stock, dividend record date		Dec. 10, 2015

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net Income	$ 3,379	$ 3,882	$ 10,931	$ 11,137
Unrealized gains on securities:
Unrealized holding gains (losses) arising during the period	522	1,927	9,278	4,567
Reclassification adjustments for gains included in net income	(1,171)	(2,233)	(3,756)	(3,172)
Change in unrealized gains (losses) on securities	(649)	(306)	5,522	1,395
Tax impact	221	104	(1,877)	(474)
Other comprehensive income (loss)	(428)	(202)	3,645	921
Comprehensive Income	$ 2,951	$ 3,680	$ 14,576	$ 12,058

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) - USD ($) $ in Thousands		Preferred Stock [Member]Series C - Preferred Stock $1,000 Par [Member]	Common Stock $1 Par [Member]	Surplus [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income/(Loss) [Member]	Total
Balance at Dec. 31, 2014		$ 39,435	$ 6,923	$ 51,646	$ (54)	$ 41,392	$ 241	$ 139,583
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		0	0	0	0	11,137	0	11,137
Reclassification of treasury stock under the LBCA	[1]	0	(3)	0	54	(51)	0	0
Other comprehensive income		0	0	0	0	0	921	921
Cash dividends on common stock	[2]	0	0	0	0	(3,020)	0	(3,020)
Preferred stock dividend		0	0	0	0	(296)	0	(296)
Balance at Sep. 30, 2015		39,435	6,920	51,646	0	49,162	1,162	148,325
Balance at Dec. 31, 2015		0	7,609	61,584	0	49,932	(901)	118,224
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		0	0	0	0	10,931	0	10,931
Other comprehensive income		0	0	0	0	0	3,645	3,645
Cash dividends on common stock		0	0	0	0	(3,653)	0	(3,653)
Balance at Sep. 30, 2016		$ 0	$ 7,609	$ 61,584	$ 0	$ 57,210	$ 2,744	$ 129,147
[1]	Effective January 1, 2015, companies incorporated under Louisiana law became subject to the Louisiana Business Corporation Act (which replaced the Louisiana Business Corporation Law). Provisions of the Louisiana Business Corporation Act eliminate the concept of treasury stock and provide that shares reacquired by a company are to be treated as authorized but unissued shares. As a result of this change in law, shares previously classified as treasury stock were reclassified as a reduction to issued shares of common stock in the consolidated financial statements as of September 30, 2015, reducing the stated value of common stock and retained earnings.
[2]	All share amounts have been restated to reflect the ten percent stock dividend paid December 17, 2015 to shareholders of record as of December 10, 2015.

CONSOLIDATED STATEMENTS OF CHA8

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical) - $ / shares		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Common stock, par value (in dollars per share)		$ 1	$ 1	$ 1	$ 1
Cash dividends per share (in dollars per share)	[1]	0.16	0.15	$ 0.48	0.45
Common stock, dividend paid date				Dec. 17, 2015
Common stock, dividend record date				Dec. 10, 2015
Preferred Stock [Member] | Series C - Preferred Stock $1,000 Par [Member]
Preferred stock, par value (in dollars per share)		$ 1,000	$ 1,000	$ 1,000	$ 1,000
[1]	All share amounts have been restated to reflect the ten percent stock dividend paid December 17, 2015 to shareholders of record as of December 10, 2015.

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash Flows From Operating Activities
Net income	$ 10,931	$ 11,137
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,978	2,878
Depreciation and amortization	1,625	1,515
Amortization/Accretion of investments	1,665	1,590
Gain on sale/call of securities	(3,756)	(3,172)
Gain on sale of assets	(72)	(6)
Repossed asset write downs, gains and losses on dispositions	163	169
FHLB stock dividends	(3)	(3)
Change in other assets and liabilities, net	3,648	(3,466)
Net Cash Provided By Operating Activities	17,179	10,642
Cash Flows From Investing Activities
Proceeds from maturities, calls and sales of certificates of deposit	1,001	8,500
Proceeds from maturities and calls of HTM securities	76,946	10,466
Proceeds from maturities, calls and sales of AFS securities	892,005	603,522
Funds Invested in HTM securities	0	(33,431)
Funds Invested in AFS securities	(890,330)	(452,235)
Proceeds from sale/redemption of Federal Home Loan Bank stock	0	3,554
Funds invested in Federal Home Loan Bank stock	(671)	(2,845)
Net increase in loans	(71,385)	(69,321)
Purchase of premises and equipment	(2,724)	(2,745)
Proceeds from sales of premises and equipment	983	4
Proceeds from sales of other real estate owned	714	429
Net Cash Provided By Investing Activities	6,539	65,898
Cash Flows From Financing Activities
Net decrease in deposits	(38,899)	(99,700)
Net increase in federal funds purchased and short-term borrowings	7,700	0
Repayment of long-term borrowings	(2,325)	(450)
Dividends paid	(3,653)	(3,316)
Net Cash Used In Financing Activities	(37,177)	(103,466)
Net Decrease In Cash and Cash Equivalents	(13,459)	(26,926)
Cash and Cash Equivalents at the Beginning of the Period	37,272	44,575
Cash and Cash Equivalents at the End of the Period	23,813	17,649
Noncash Activities:
Loans transferred to foreclosed assets	81	738
Cash Paid During The Period:
Interest on deposits and borrowed funds	7,227	6,597
Income taxes	$ 3,000	$ 6,500

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2016
Basis of Presentation [Abstract]
Basis of Presentation	Note 1. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles. The consolidated financial statements and the footnotes of First Guaranty Bancshares, Inc. ("First Guaranty" or the “Company”) thereto should be read in conjunction with the audited financial statements and note disclosures for First Guaranty previously filed with the Securities and Exchange Commission in First Guaranty’s Annual Report filed on Form 10-K for the year ended December 31, 2015. The consolidated financial statements include the accounts of First Guaranty Bancshares, Inc. and its wholly owned subsidiary First Guaranty Bank (the "Bank"). All significant intercompany balances and transactions have been eliminated in consolidation. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments necessary for a fair presentation of the consolidated financial statements. Those adjustments are of a normal recurring nature. The results of operations at September 30, 2016 and for the three and nine month periods ended September 30, 2016 and 2015 are not necessarily indicative of the results expected for the full year or any other interim period. The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates that are susceptible to significant change in the near term are the allowance for loan losses, valuation of goodwill, intangible assets and other purchase accounting adjustments.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 2. Recent Accounting Pronouncements In June 2016, the FASB issued ASU 2016-13, "Measurement of Credit Losses on Financial Instruments". This ASU amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. The ASU amendments require the measurement of all expected credit losses for financial assets held at the reporting date be based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU requires assets held at cost basis to reflect the Company's current estimate of all expected credit losses. For available for sale debt securities, credit losses should be presented as an allowance rather than as a write-down. In addition, this ASU amends the accounting for purchased financial assets with credit deterioration. This ASU is effective for annual and interim periods beginning after December 15, 2019. We are currently evaluating the impact of the adoption of this guidance on the Consolidated Financial Statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2016
Securities [Abstract]
Securities	Note 3. Securities A summary comparison of securities by type at September 30, 2016 and December 31, 2015 is shown below. September 30, 2016 December 31, 2015 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: U.S Treasuries $ 34,999 $ - $ (1 ) $ 34,998 $ 29,999 $ - $ - $ 29,999 U.S. Government Agencies 183,155 425 (49 ) 183,531 165,364 - (1,553 ) 163,811 Corporate debt securities 110,280 3,547 (561 ) 113,266 105,680 2,259 (2,803 ) 105,136 Mutual funds or other equity securities 580 9 - 589 580 2 - 582 Municipal bonds 18,640 374 - 19,014 47,339 899 (5 ) 48,233 Mortgage-backed securities 30,900 413 - 31,313 28,891 - (283 ) 28,608 Total available-for-sale securities $ 378,554 $ 4,768 $ (611 ) $ 382,711 $ 377,853 $ 3,160 $ (4,644 ) $ 376,369 Held-to-maturity: U.S. Government Agencies $ 9,990 $ 7 $ - $ 9,997 $ 77,343 $ - $ (721 ) $ 76,622 Mortgage-backed securities 82,406 1,455 - 83,861 92,409 9 (892 ) 91,526 Total held-to-maturity securities $ 92,396 $ 1,462 $ - $ 93,858 $ 169,752 $ 9 $ (1,613 ) $ 168,148 The scheduled maturities of securities at September 30, 2016, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to call or prepayments. Mortgage-backed securities are not due at a single maturity because of amortization and potential prepayment of the underlying mortgages. For this reason they are presented separately in the maturity table below. September 30, 2016 (in thousands) Amortized Cost Fair Value Available For Sale: Due in one year or less $ 43,132 $ 43,234 Due after one year through five years 85,066 86,684 Due after five years through 10 years 192,788 194,440 Over 10 years 26,668 27,040 Subtotal 347,654 351,398 Mortgage-backed Securities 30,900 31,313 Total available-for-sale securities $ 378,554 $ 382,711 Held to Maturity: Due in one year or less $ - $ - Due after one year through five years 9,990 9,997 Due after five years through 10 years - - Over 10 years - - Subtotal 9,990 9,997 Mortgage-backed Securities 82,406 83,861 Total held to maturity securities $ 92,396 $ 93,858 At September 30, 2016 $363.7 million of First Guaranty's securities were pledged to secure public fund deposits and borrowings. The pledged securities had a market value of $365.2 million as of September 30, 2016. The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at September 30, 2016. At September 30, 2016 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 4 $ 29,999 $ (1 ) - $ - $ - 4 $ 29,999 $ (1 ) U.S. Government agencies 16 51,943 (49 ) - - - 16 51,943 (49 ) Corporate debt securities 10 3,169 (27 ) 33 7,246 (534 ) 43 10,415 (561 ) Mutual funds or other equity securities - - - - - - - - - Municipal bonds - - - - - - - - - Mortgage-backed securities - - - - - - - - - Total available-for-sale securities 30 $ 85,111 $ (77 ) 33 $ 7,246 $ (534 ) 63 $ 92,357 $ (611 ) Held to maturity: U.S. Government agencies - - - - - - - - - Mortgage-backed securities - - - - - - - - - Total held to maturity - $ - $ - - $ - $ - - $ - $ - The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at December 31, 2015. At December 31, 2015 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 2 $ 9,999 $ - - $ - $ - 2 $ 9,999 $ - U.S. Government agencies 49 116,473 (921 ) 11 47,338 (632 ) 60 163,811 (1,553 ) Corporate debt securities 112 31,414 (1,509 ) 27 5,344 (1,294 ) 139 36,758 (2,803 ) Mutual funds or other equity securities - - - - - - - - - Municipal bonds 2 679 (5 ) - - - 2 679 (5 ) Mortgage-backed securities 14 28,608 (283 ) - - - 14 28,608 (283 ) Total available for sale 179 $ 187,173 $ (2,718 ) 38 $ 52,682 $ (1,926 ) 217 $ 239,855 $ (4,644 ) Held to maturity: U.S. Government agencies 16 $ 51,865 $ (404 ) 7 $ 23,852 $ (317 ) 23 $ 75,717 $ (721 ) Mortgage-backed securities 39 82,863 (892 ) - - - 39 82,863 (892 ) Total held to maturity 55 $ 134,728 $ (1,296 ) 7 $ 23,852 $ (317 ) 62 $ 158,580 $ (1,613 ) As of September 30, 2016, 63 of First Guaranty's debt securities had unrealized losses totaling 0.7% of the individual securities' amortized cost basis and 0.1% of First Guaranty's total amortized cost basis of the investment securities portfolio. 33 of the 63 securities had been in a continuous loss position for over 12 months at such date. The 33 securities had an aggregate amortized cost basis of $7.8 million and an unrealized loss of $0.5 million at September 30, 2016. Management has the intent and ability to hold these debt securities until maturity or until anticipated recovery. Securities are evaluated for other-than-temporary impairment at least quarterly and more frequently when economic or market conditions warrant such evaluation. Consideration is given to (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, (iii) the recovery of contractual principal and interest and (iv) the intent and ability of First Guaranty to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Investment securities issued by the U.S. Government and Government sponsored enterprises with unrealized losses and the amount of unrealized losses on those investment securities are the result of changes in market interest rates will not be other-than-temporarily impaired. First Guaranty has the ability and intent to hold these securities until recovery, which may not be until maturity. Corporate debt securities in a loss position consist primarily of corporate bonds issued by businesses in the financial, insurance, utility, manufacturing, industrial, consumer products and oil and gas industries. Two issuers were determined during the fourth quarter of 2015 to have other-than-temporary impairment losses. First Guaranty believes that the remaining issuers will be able to fulfill the obligations of these securities based on evaluations described above. First Guaranty has the ability and intent to hold these securities until they recover, which could be at their maturity dates. The following table presents a roll-forward of the amount of credit losses on debt securities held by First Guaranty for which a portion of OTTI was recognized in other comprehensive income for the quarter ending September 30, 2016: (in thousands) Beginning balance of credit losses at December 31, 2015 $ 175 Other-than-temporary impairment credit losses on securities not previously OTTI - Increases for additional credit losses on securities previously determined to be OTTI - Reduction for increases in cash flows - Reduction due to credit impaired securities sold or fully settled (175 ) Ending balance of cumulative credit losses recognized in earnings at September 30, 2016 $ - In the first nine months of 2016 there were no other-than-temporary impairment credit losses on securities for which we had previously recognized OTTI. For securities that have indications of credit related impairment, management analyzes future expected cash flows to determine if any credit related impairment is evident. Estimated cash flows are determined using management's best estimate of future cash flows based on specific assumptions. The assumptions used to determine the cash flows were based on estimates of loss severity and credit default probabilities. Management reviews reports from credit rating agencies and public filings of issuers. The total non-credit related other-than-temporary impairment losses included in other comprehensive income was $0.1 million at September 30, 2016. At September 30, 2016, First Guaranty's exposure to bond issuers that exceeded 10% of shareholders’ equity is below: At September 30, 2016 (in thousands) Amortized Cost Fair Value U.S. Government Treasuries (U.S.) 34,999 34,998 Federal Home Loan Bank (FHLB) 54,347 54,488 Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) 49,177 49,871 Federal National Mortgage Association (Fannie Mae-FNMA) 113,764 114,928 Federal Farm Credit Bank (FFCB) 89,163 89,415 Total $ 341,450 $ 343,700

Loans

Loans	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Loans	Note 4. Loans The following table summarizes the components of First Guaranty's loan portfolio as of September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 (in thousands except for %) Balance As % of Category Balance As % of Category Real Estate: Construction & land development $ 78,659 8.6 % $ 56,132 6.6 % Farmland 21,561 2.4 % 17,672 2.1 % 1- 4 Family 139,651 15.3 % 129,610 15.4 % Multifamily 12,585 1.4 % 12,629 1.5 % Non-farm non-residential 366,400 40.1 % 323,363 38.3 % Total Real Estate 618,856 67.8 % 539,406 63.9 % Non-Real Estate: Agricultural 29,866 3.3 % 25,838 3.1 % Commercial and industrial 206,630 22.6 % 224,201 26.6 % Consumer and other 57,393 6.3 % 54,163 6.4 % Total Non-Real Estate 293,889 32.2 % 304,202 36.1 % Total loans before unearned income 912,745 100.0 % 843,608 100.0 % Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583 The following table summarizes fixed and floating rate loans by contractual maturity, excluding nonaccrual loans, as of September 30, 2016 and December 31, 2015 unadjusted for scheduled principal payments, prepayments, or repricing opportunities. The average life of the loan portfolio may be substantially less than the contractual terms when these adjustments are considered. September 30, 2016 December 31, 2015 (in thousands) Fixed Floating Total Fixed Floating Total One year or less $ 105,777 $ 54,991 $ 160,768 $ 86,975 $ 48,111 $ 135,086 More Than One to five years 324,484 215,595 540,079 315,685 246,374 562,059 More Than Five to 15 years 89,666 43,445 133,111 49,197 31,456 80,653 Over 15 years 50,108 7,590 57,698 36,438 9,333 45,771 Subtotal $ 570,035 $ 321,621 891,656 $ 488,295 $ 335,274 823,569 Nonaccrual loans 21,089 20,039 Total loans before unearned income 912,745 843,608 Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583 As of September 30, 2016 $144.0 million of floating rate loans were at their interest rate floor. At December 31, 2015 $132.9 million of floating rate loans were at the floor rate. Nonaccrual The following tables present the age analysis of past due loans at September 30, 2016 and December 31, 2015: As of September 30, 2016 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 481 $ 551 $ 1,032 $ 77,627 $ 78,659 $ - Farmland - 108 108 21,453 21,561 - 1 - 4 family 677 3,267 3,944 135,707 139,651 688 Multifamily - 5,097 5,097 7,488 12,585 - Non-farm non-residential 2,124 1,526 3,650 362,750 366,400 - Total Real Estate 3,282 10,549 13,831 605,025 618,856 688 Non-Real Estate: Agricultural 12 2,393 2,405 27,461 29,866 - Commercial and industrial 532 7,790 8,322 198,308 206,630 - Consumer and other 86 1,045 1,131 56,262 57,393 - Total Non-Real Estate 630 11,228 11,858 282,031 293,889 - Total loans before unearned income $ 3,912 $ 21,777 $ 25,689 $ 887,056 $ 912,745 $ 688 Unearned income (2,000 ) Total loans net of unearned income $ 910,745 As of December 31, 2015 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 12 $ 558 $ 570 $ 55,562 $ 56,132 $ - Farmland - 136 136 17,536 17,672 19 1 - 4 family 2,546 4,929 7,475 122,135 129,610 391 Multifamily - 9,045 9,045 3,584 12,629 - Non-farm non-residential 1,994 2,934 4,928 318,435 323,363 - Total Real Estate 4,552 17,602 22,154 517,252 539,406 410 Non-Real Estate: Agricultural 2,346 2,628 4,974 20,864 25,838 - Commercial and industrial 314 48 362 223,839 224,201 - Consumer and other 965 171 1,136 53,027 54,163 - Total Non-Real Estate 3,625 2,847 6,472 297,730 304,202 - Total loans before unearned income $ 8,177 $ 20,449 $ 28,626 $ 814,982 $ 843,608 $ 410 Unearned income (2,025 ) Total loans net of unearned income $ 841,583 The tables above include $21.1 million and $20.0 million of nonaccrual loans at September 30, 2016 and December 31, 2015, respectively. See the tables below for more detail on nonaccrual loans. The following is a summary of nonaccrual loans by class at the dates indicated: (in thousands) As of September 30, 2016 As of December 31, 2015 Real Estate: Construction & land development $ 551 $ 558 Farmland 108 117 1 - 4 family 2,579 4,538 Multifamily 5,097 9,045 Non-farm non-residential 1,526 2,934 Total Real Estate 9,861 17,192 Non-Real Estate: Agricultural 2,393 2,628 Commercial and industrial 7,790 48 Consumer and other 1,045 171 Total Non-Real Estate 11,228 2,847 Total Nonaccrual Loans $ 21,089 $ 20,039 As of September 30, 2016 As of December 31, 2015 (in thousands) Pass Special Mention Substandard Doubtful Total Pass Special Mention Substandard Doubtful Total Real Estate: Construction & land development $ 73,518 $ 1,192 $ 3,949 $ - $ 78,659 $ 51,681 $ 386 $ 4,065 $ - $ 56,132 Farmland 21,072 381 108 - 21,561 17,554 - 118 - 17,672 1 - 4 family 127,417 4,873 7,361 - 139,651 115,878 6,425 7,307 - 129,610 Multifamily 4,304 1,148 7,133 - 12,585 3,584 - 9,045 - 12,629 Non-farm non-residential 345,546 2,469 18,385 - 366,400 296,682 3,288 23,393 - 323,363 Total Real Estate 571,857 10,063 36,936 - 618,856 485,379 10,099 43,928 - 539,406 Non-Real Estate: Agricultural 26,650 823 2,393 - 29,866 20,860 4 4,974 - 25,838 Commercial and industrial 195,130 812 2,958 7,730 206,630 214,184 471 9,546 - 224,201 Consumer and other 54,756 1,578 1,059 - 57,393 53,779 178 206 - 54,163 Total Non-Real Estate 276,536 3,213 6,410 7,730 293,889 288,823 653 14,726 - 304,202 Total loans before unearned income $ 848,393 $ 13,276 $ 43,346 $ 7,730 $ 912,745 $ 774,202 $ 10,752 $ 58,654 $ - $ 843,608 Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583

Allowance for Loan Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2016
Allowance for Loan Losses [Abstract]
Allowance for Loan Losses	Note 5. Allowance for Loan Losses A summary of changes in the allowance for loan losses, by portfolio type, for the nine months ended September 30, 2016 and 2015 are as follows: For the Nine Months Ended September 30, 2016 2015 (in thousands) Beginning Allowance (12/31/15) Charge-offs Recoveries Provision Ending Allowance (9/30/16) Beginning Allowance (12/31/14) Charge-offs Recoveries Provision Ending Allowance(9/30/15) Real Estate: Construction & land development $ 962 $ - $ 3 $ 289 $ 1,254 $ 702 $ (329 ) $ 4 $ 597 $ 974 Farmland 54 - - (35 ) 19 21 - - 25 46 1 - 4 family 1,771 (192 ) 33 (182 ) 1,430 2,131 (288 ) 76 (349 ) 1,570 Multifamily 557 - 391 (282 ) 666 813 (948 ) 31 933 829 Non-farm non-residential 3,298 (1,373 ) 12 1,148 3,085 2,713 (154 ) 5 879 3,443 Total real estate 6,642 (1,565 ) 439 938 6,454 6,380 (1,719 ) 116 2,085 6,862 Non-Real Estate: Agricultural 16 (83 ) 10 162 105 293 (394 ) 2 136 37 Commercial and industrial 2,527 (542 ) 15 1,140 3,140 1,797 (25 ) 14 722 2,508 Consumer and other 230 (547 ) 131 738 552 371 (280 ) 116 185 392 Unallocated - - - - - 264 - - (250 ) 14 Total Non-Real Estate 2,773 (1,172 ) 156 2,040 3,797 2,725 (699 ) 132 793 2,951 Total $ 9,415 $ (2,737 ) $ 595 $ 2,978 $ 10,251 $ 9,105 $ (2,418 ) $ 248 $ 2,878 $ 9,813 Negative provisions are caused by changes in the composition and credit quality of the loan portfolio. The result is an allocation of the loan loss reserve from one category to another. A summary of the allowance and loans individually and collectively evaluated for impairment are as follows As of September 30, 2016 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 1,254 $ 1,254 $ 361 $ 78,298 $ 78,659 Farmland - 19 19 - 21,561 21,561 1 - 4 family 14 1,416 1,430 1,252 138,399 139,651 Multifamily 247 419 666 5,097 7,488 12,585 Non-farm non-residential 265 2,820 3,085 9,638 356,762 366,400 Total Real Estate 526 5,928 6,454 16,348 602,508 618,856 Non-Real Estate: Agricultural - 105 105 1,983 27,883 29,866 Commercial and industrial 1,562 1,578 3,140 8,982 197,648 206,630 Consumer and other - 552 552 965 56,428 57,393 Unallocated - - - - - - Total Non-Real Estate 1,562 2,235 3,797 11,930 281,959 293,889 Total $ 2,088 $ 8,163 $ 10,251 $ 28,278 $ 884,467 $ 912,745 Unearned Income (2,000 ) Total loans net of unearned income $ 910,745 As of December 31, 2015 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 962 $ 962 $ 368 $ 55,764 $ 56,132 Farmland - 54 54 - 17,672 17,672 1 - 4 family 611 1,160 1,771 3,049 126,561 129,610 Multifamily 454 103 557 9,045 3,584 12,629 Non-farm non-residential 1,298 2,000 3,298 13,646 309,717 323,363 Total Real Estate 2,363 4,279 6,642 26,108 513,298 539,406 Non-Real Estate: Agricultural - 16 16 4,863 20,975 25,838 Commercial and industrial - 2,527 2,527 - 224,201 224,201 Consumer and other - 230 230 171 53,992 54,163 Unallocated - - - - - - Total Non-Real Estate - 2,773 2,773 5,034 299,168 304,202 Total $ 2,363 $ 7,052 $ 9,415 $ 31,142 $ 812,466 $ 843,608 Unearned Income (2,025 ) Total loans net of unearned income $ 841,583 A loan is considered impaired when, based on current information and events, it is probable that First Guaranty will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Payment status, collateral value and the probability of collecting scheduled principal and interest payments when due are considered in evaluating loan impairment. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The following is a summary of impaired loans by class as of the date indicated: As of September 30, 2016 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 361 $ 823 $ - $ 363 $ - $ - Farmland - - - - - - 1 - 4 family 978 1,303 - 1,058 30 32 Multifamily - - - - - - Non-farm non-residential 7,318 8,235 - 7,830 119 118 Total Real Estate 8,657 10,361 - 9,251 149 150 Non-Real Estate: Agricultural 1,983 2,213 - 2,525 30 - Commercial and industrial - - - - - - Consumer and other 965 965 - 1,023 26 19 Total Non-Real Estate 2,948 3,178 - 3,548 56 19 Total Impaired Loans with no related allowance 11,605 13,539 - 12,799 205 169 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 274 304 14 283 - - Multifamily 5,097 5,323 247 5,207 - - Non-farm non-residential 2,320 2,320 265 2,341 90 71 Total Real Estate 7,691 7,947 526 7,831 90 71 Non-Real Estate: Agricultural - - - - - - Commercial and industrial 8,982 9,143 1,562 9,172 122 119 Consumer and other - - - - - - Total Non-Real Estate 8,982 9,143 1,562 9,172 122 119 Total Impaired Loans with an allowance recorded 16,673 17,090 2,088 17,003 212 190 Total Impaired Loans $ 28,278 $ 30,629 $ 2,088 $ 29,802 $ 417 $ 359 The following is a summary of impaired loans by class as of the date indicated: As of December 31, 2015 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 368 $ 823 $ - $ 825 $ 41 $ 44 Farmland - - - - - - 1 - 4 family 1,054 1,358 - 1,354 79 84 Multifamily 3,728 4,240 - 4,305 254 72 Non-farm non-residential 3,637 4,116 - 4,124 165 147 Total Real Estate 8,787 10,537 - 10,608 539 347 Non-Real Estate: Agricultural 4,863 5,019 - 5,036 300 300 Commercial and industrial - - - - - - Consumer and other 171 317 - 335 27 20 Total Non-Real Estate 5,034 5,336 - 5,371 327 320 Total Impaired Loans with no related allowance 13,821 15,873 - 15,979 866 667 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 1,995 2,144 611 2,079 103 125 Multifamily - - - - - - Non-farm non-residential 10,009 10,841 1,298 11,035 566 569 Total Real Estate 12,004 12,985 1,909 13,114 669 694 Non-Real Estate: Agricultural - - - - - - Commercial and industrial - - - - - - Consumer and other - - - - - - Total Non-Real Estate - - - - - - Total Impaired Loans with an allowance recorded 12,004 12,985 1,909 13,114 669 694 Total Impaired Loans $ 25,825 $ 28,858 $ 1,909 $ 29,093 $ 1,535 $ 1,361 Troubled Debt Restructurings A troubled debt restructuring ("TDR") is considered such if the lender for economic or legal reasons related to the debtor's financial difficulties grants a concession to the debtor that it would not otherwise consider. The modifications to First Guaranty's TDRs were concessions on either the interest rate charged or the amortization. The effect of the modifications to First Guaranty was a reduction in interest income. These loans have an allocated reserve in First Guaranty's allowance for loan losses. First Guaranty has not restructured any loans that are considered troubled debt restructurings in the nine months ended September 30, 2016. September 30, 2016 December 31, 2015 Accruing Loans Accruing Loans (in thousands) Current 30-89 Days Past Due Nonaccrual Total TDRs Current 30-89 Days Past Due Nonaccrual Total TDRs Real Estate: Construction & land development $ - $ - $ 361 $ 361 $ - $ - $ 368 $ 368 Farmland - - - - - - - - 1-4 Family - - - - - - 1,702 1,702 Multifamily - - - - - - - - Non-farm non residential 2,987 - 100 3,087 3,431 - 206 3,637 Total Real Estate 2,987 - 461 3,448 3,431 - 2,276 5,707 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total $ 2,987 $ - $ 461 $ 3,448 $ 3,431 $ - $ 2,276 $ 5,707 The following table discloses TDR activity for the nine months ended September 30, 2016. Troubled Debt Restructured Loans Activity Nine Months Ended September 30, 2016 (in thousands) Beginning balance December 31, 2015 New TDRs Charge-offs post- modification Transferred to ORE Paydowns Construction to permanent financing Restructured to market terms Other adjustments Ending balance September 30, 2016 Real Estate: Construction & land development $ 368 $ - $ - $ - $ (6 ) $ - $ - $ (1 ) $ 361 Farmland - - - - - - - - - 1 - 4 family 1,702 - - - (32 ) - (1,670 ) - - Multifamily - - - - - - - - - Non-farm non-residential 3,637 - (111 ) - (3 ) - (441 ) 5 3,087 Total Real Estate 5,707 - (111 ) - (41 ) - (2,111 ) 4 3,448 Non-Real Estate: Agricultural - - - - - - - - - Commercial and industrial - - - - - - - - - Consumer and other - - - - - - - - - Total Non-Real Estate - - - - - - - - - Total $ 5,707 $ - $ (111 ) $ - $ (41 ) $ - $ (2,111 ) 4 $ 3,448 There were no commitments to lend additional funds to debtors whose terms have been modified in a troubled debt restructuring at September 30, 2016.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2016
Goodwill and Other Intangible Assets [Abstract]
Goodwill and Other Intangible Assets	Note 6. Goodwill and Other Intangible Assets Goodwill and intangible assets deemed to have indefinite lives are no longer amortized, but are subject to impairment testing. Other intangible assets continue to be amortized over their useful lives. First Guaranty's goodwill is the difference in purchase price over the fair value of net assets acquired from its acquisition of Homestead Bancorp in 2007. Goodwill totaled $2.0 million at September 30, 2016 and December 31, 2015. No impairment charges have been recognized on First Guaranty's intangible assets.

Other Real Estate (ORE)

Other Real Estate (ORE)	9 Months Ended
	Sep. 30, 2016
Other Real Estate (ORE) [Abstract]
Other Real Estate (ORE)	Note 7. Other Real Estate (ORE) Other real estate owned consists of the following at the dates indicated: (in thousands) September 30, 2016 December 31, 2015 Real Estate Owned Acquired by Foreclosure: Residential $ 206 $ 880 Construction & land development 21 25 Non-farm non-residential 554 672 Total Other Real Estate Owned and Foreclosed Property $ 781 $ 1,577 Loans secured by one-to-four family residential properties in the process of foreclosure totaled $0.5 million as of September 30, 2016 .

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2016
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 8. Commitments and Contingencies Off-balance sheet commitments First Guaranty is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and standby and commercial letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of the involvement in particular classes of financial instruments. The exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby and commercial letters of credit is represented by the contractual notional amount of those instruments. The same credit policies are used in making commitments and conditional obligations as it does for balance sheet instruments. Unless otherwise noted, collateral or other security is not required to support financial instruments with credit risk. Below is a summary of the notional amounts of the financial instruments with off-balance sheet risk at September 30, 2016 and December 31, 2015: Contract Amount (in thousands) September 30, 2016 December 31, 2015 Commitments to Extend Credit $ 48,378 $ 88,081 Unfunded Commitments under lines of credit $ 136,863 $ 107,581 Commercial and Standby letters of credit $ 6,399 $ 7,486 Litigation The nature of First Guaranty’s business ordinarily results in a certain amount of claims, litigation and legal and administrative cases, all of which are considered incidental to the normal conduct of business. When First Guaranty determines it has defenses to the claims asserted, it defends itself. First Guaranty will consider settlement of cases when it is in the best interests of both First Guaranty and its shareholders. While the final outcome of legal proceedings is inherently uncertain, based on information currently available as of September 30, 2016, any incremental liability arising from First Guaranty’s legal proceedings will not have a material adverse effect on First Guaranty’s financial position.

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2016
Fair Value [Abstract]
Fair Value	Note 9. Fair Value The fair value of a financial instrument is the current amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. Valuation techniques use certain inputs to arrive at fair value. Inputs to valuation techniques are the assumptions that market participants would use in pricing the asset or liability. They may be observable or unobservable. First Guaranty uses a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1 Inputs Level 2 Inputs Level 3 Inputs A description of the valuation methodologies used for instruments measured at fair value follows, as well as the classification of such instruments within the valuation hierarchy. Securities available for sale. Impaired loans. Other real estate owned. Certain non-financial assets and non-financial liabilities are measured at fair value on a non-recurring basis including assets and liabilities related to reporting units measured at fair value in the testing of goodwill impairment, as well as intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. The following table summarizes financial assets measured at fair value on a recurring basis as of September 30, 2016 and December 31, 2015, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) September 30, 2016 December 31, 2015 Available for Sale Securities Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ 35,508 $ 30,501 Level 2: Significant Other Observable Inputs 334,413 338,167 Level 3: Significant Unobservable Inputs 12,790 7,701 Securities available for sale measured at fair value $ 382,711 $ 376,369 First Guaranty's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While the methodologies used are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value. The change in Level 1 securities available for sale from December 31, 2015 was due principally to a net increase in Treasury bills of $5.0 million. The following table measures financial assets and financial liabilities measured at fair value on a non-recurring basis as of September 30, 2016 and December 31, 2015, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) At September 30, 2016 At December 31, 2015 Impaired Loans - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 259 293 Level 3: Significant Unobservable Inputs 17,070 16,401 Impaired loans measured at fair value $ 17,329 $ 16,694 Other Real Estate Owned - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 431 1,104 Level 3: Significant Unobservable Inputs 350 473 Other real estate owned measured at fair value $ 781 $ 1,577 ASC 825-10 provides First Guaranty with an option to report selected financial assets and liabilities at fair value. The fair value option established by this statement permits First Guaranty to choose to measure eligible items at fair value at specified election dates and report unrealized gains and losses on items for which the fair value option has been elected in earnings at each reporting date subsequent to implementation. First Guaranty has chosen not to elect the fair value option for any items that are not already required to be measured at fair value in accordance with accounting principles generally accepted in the United States.

Financial Instruments

Financial Instruments	9 Months Ended
	Sep. 30, 2016
Financial Instruments [Abstract]
Financial Instruments	Note 10. Financial Instruments Fair value estimates are generally subjective in nature and are dependent upon a number of significant assumptions associated with each instrument or group of similar instruments, including estimates of discount rates, risks associated with specific financial instruments, estimates of future cash flows and relevant available market information. Fair value information is intended to represent an estimate of an amount at which a financial instrument could be exchanged in a current transaction between a willing buyer and seller engaging in an exchange transaction. However, since there are no established trading markets for a significant portion of First Guaranty’s financial instruments, First Guaranty may not be able to immediately settle financial instruments; as such, the fair values are not necessarily indicative of the amounts that could be realized through immediate settlement. In addition, the majority of the financial instruments, such as loans and deposits, are held to maturity and are realized or paid according to the contractual agreement with the customer. Quoted market prices are used to estimate fair values when available. However, due to the nature of the financial instruments, in many instances quoted market prices are not available. Accordingly, estimated fair values have been estimated based on other valuation techniques, such as discounting estimated future cash flows using a rate commensurate with the risks involved or other acceptable methods. Fair values are estimated without regard to any premium or discount that may result from concentrations of ownership of financial instruments, possible income tax ramifications or estimated transaction costs. The fair value estimates are subjective in nature and involve matters of significant judgment and, therefore, cannot be determined with precision. Fair values are also estimated at a specific point in time and are based on interest rates and other assumptions at that date. As events change the assumptions underlying these estimates, the fair values of financial instruments will change. Disclosure of fair values is not required for certain items such as lease financing, investments accounted for under the equity method of accounting, obligations of pension and other postretirement benefits, premises and equipment, other real estate, prepaid expenses, the value of long-term relationships with depositors (core deposit intangibles) and other customer relationships, other intangible assets and income tax assets and liabilities. Fair value estimates are presented for existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. In addition, the tax ramifications related to the realization of the unrealized gains and losses have not been considered in the estimates. Accordingly, the aggregate fair value amounts presented do not purport to represent and should not be considered representative of the underlying market or franchise value of First Guaranty. Because the standard permits many alternative calculation techniques and because numerous assumptions have been used to estimate the fair values, reasonable comparison of the fair value information with other financial institutions' fair value information cannot necessarily be made. The methods and assumptions used to estimate the fair values of financial instruments are as follows: Cash and due from banks, interest-bearing deposits with banks, federal funds sold and federal funds purchased. These items are generally short-term and the carrying amounts reported in the consolidated balance sheets are a reasonable estimation of the fair values. Investment Securities. Fair values are principally based on quoted market prices. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments or the use of discounted cash flow analyses. Loans Held for Sale. Fair values of mortgage loans held for sale are based on commitments on hand from investors or prevailing market prices. These loans are classified within level 3 of the fair value hierarchy. Loans, net. Market values are computed present values using net present value formulas. The present value is the sum of the present value of all projected cash flows on an item at a specified discount rate. The discount rate is set as an appropriate rate index, plus or minus an appropriate spread. These loans are classified within level 3 of the fair value hierarchy. Impaired loans Fair value of impaired loans is measured by either the fair value of the collateral if the loan is collateral dependent (Level 2 or Level 3), or the present value of expected future cash flows, discounted at the loan's effective interest rate (Level 3). Fair value of the collateral is determined by appraisals or by independent valuation. Accrued interest receivable. The carrying amount of accrued interest receivable approximates its fair value. Deposits. The fair value of demand deposits, savings and interest-bearing demand deposits is the amount payable on demand. The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. Deposits are classified within level 3 of the fair value hierarchy. Accrued interest payable. The carrying amount of accrued interest payable approximates its fair value. Borrowings. The carrying amount of federal funds purchased and other short-term borrowings approximate their fair values. The fair value of First Guaranty’s long-term borrowings is computed using net present value formulas. The present value is the sum of the present value of all projected cash flows on an item at a specified discount rate. The discount rate is set as an appropriate rate index, plus or minus an appropriate spread. Borrowings are classified within level 3 of the fair value hierarchy. Other Unrecognized Financial Instruments. The fair value of commitments to extend credit is estimated using the fees charged to enter into similar legally binding agreements, taking into account the remaining terms of the agreements and customers' credit ratings. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. Noninterest-bearing deposits are held at cost. The fair values of letters of credit are based on fees charged for similar agreements or on estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. At September 30, 2016 and December 31, 2015 the fair value of guarantees under commercial and standby letters of credit was not material. The estimated fair values and carrying values of the financial instruments at September 30, 2016 and December 31, 2015 are presented in the following table: September 30, 2016 December 31, 2015 (in thousands) Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets Cash and cash equivalents $ 23,813 $ 23,813 $ 37,272 $ 37,272 Securities, available for sale 382,711 382,711 376,369 376,369 Securities, held to maturity 92,396 93,858 169,752 168,148 Federal Home Loan Bank stock 1,609 1,609 935 935 Loans, net 900,494 900,814 832,168 831,731 Accrued interest receivable 6,388 6,388 6,015 6,015 Liabilities Deposits $ 1,256,971 $ 1,257,509 $ 1,295,870 $ 1,296,468 Borrowings 33,004 33,030 27,624 27,624 Junior subordinated debentures 14,622 13,998 14,597 14,597 Accrued interest payable 2,103 2,103 1,707 1,707 There is no material difference between the contract amount and the estimated fair value of off-balance sheet items that are primarily comprised of short-term unfunded loan commitments that are generally at market prices.

Recent Accounting Pronounceme20

Recent Accounting Pronouncements (Policies)	9 Months Ended
	Sep. 30, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	In June 2016, the FASB issued ASU 2016-13, "Measurement of Credit Losses on Financial Instruments". This ASU amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. The ASU amendments require the measurement of all expected credit losses for financial assets held at the reporting date be based on historical experience, current conditions, and reasonable and supportable forecasts. The ASU requires assets held at cost basis to reflect the Company's current estimate of all expected credit losses. For available for sale debt securities, credit losses should be presented as an allowance rather than as a write-down. In addition, this ASU amends the accounting for purchased financial assets with credit deterioration. This ASU is effective for annual and interim periods beginning after December 15, 2019. We are currently evaluating the impact of the adoption of this guidance on the Consolidated Financial Statements.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2016
Securities [Abstract]
Summary Comparison of Securities by Type	A summary comparison of securities by type at September 30, 2016 and December 31, 2015 is shown below. September 30, 2016 December 31, 2015 (in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: U.S Treasuries $ 34,999 $ - $ (1 ) $ 34,998 $ 29,999 $ - $ - $ 29,999 U.S. Government Agencies 183,155 425 (49 ) 183,531 165,364 - (1,553 ) 163,811 Corporate debt securities 110,280 3,547 (561 ) 113,266 105,680 2,259 (2,803 ) 105,136 Mutual funds or other equity securities 580 9 - 589 580 2 - 582 Municipal bonds 18,640 374 - 19,014 47,339 899 (5 ) 48,233 Mortgage-backed securities 30,900 413 - 31,313 28,891 - (283 ) 28,608 Total available-for-sale securities $ 378,554 $ 4,768 $ (611 ) $ 382,711 $ 377,853 $ 3,160 $ (4,644 ) $ 376,369 Held-to-maturity: U.S. Government Agencies $ 9,990 $ 7 $ - $ 9,997 $ 77,343 $ - $ (721 ) $ 76,622 Mortgage-backed securities 82,406 1,455 - 83,861 92,409 9 (892 ) 91,526 Total held-to-maturity securities $ 92,396 $ 1,462 $ - $ 93,858 $ 169,752 $ 9 $ (1,613 ) $ 168,148
Investments Classified by Contractual Maturity Date	The scheduled maturities of securities at September 30, 2016, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities due to call or prepayments. Mortgage-backed securities are not due at a single maturity because of amortization and potential prepayment of the underlying mortgages. For this reason they are presented separately in the maturity table below. September 30, 2016 (in thousands) Amortized Cost Fair Value Available For Sale: Due in one year or less $ 43,132 $ 43,234 Due after one year through five years 85,066 86,684 Due after five years through 10 years 192,788 194,440 Over 10 years 26,668 27,040 Subtotal 347,654 351,398 Mortgage-backed Securities 30,900 31,313 Total available-for-sale securities $ 378,554 $ 382,711 Held to Maturity: Due in one year or less $ - $ - Due after one year through five years 9,990 9,997 Due after five years through 10 years - - Over 10 years - - Subtotal 9,990 9,997 Mortgage-backed Securities 82,406 83,861 Total held to maturity securities $ 92,396 $ 93,858
Schedule of Unrealized Loss on Investments	The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at September 30, 2016. At September 30, 2016 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 4 $ 29,999 $ (1 ) - $ - $ - 4 $ 29,999 $ (1 ) U.S. Government agencies 16 51,943 (49 ) - - - 16 51,943 (49 ) Corporate debt securities 10 3,169 (27 ) 33 7,246 (534 ) 43 10,415 (561 ) Mutual funds or other equity securities - - - - - - - - - Municipal bonds - - - - - - - - - Mortgage-backed securities - - - - - - - - - Total available-for-sale securities 30 $ 85,111 $ (77 ) 33 $ 7,246 $ (534 ) 63 $ 92,357 $ (611 ) Held to maturity: U.S. Government agencies - - - - - - - - - Mortgage-backed securities - - - - - - - - - Total held to maturity - $ - $ - - $ - $ - - $ - $ - The following is a summary of the fair value of securities with gross unrealized losses and an aging of those gross unrealized losses at December 31, 2015. At December 31, 2015 Less Than 12 Months 12 Months or More Total (in thousands) Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Available for sale: U.S. Treasuries 2 $ 9,999 $ - - $ - $ - 2 $ 9,999 $ - U.S. Government agencies 49 116,473 (921 ) 11 47,338 (632 ) 60 163,811 (1,553 ) Corporate debt securities 112 31,414 (1,509 ) 27 5,344 (1,294 ) 139 36,758 (2,803 ) Mutual funds or other equity securities - - - - - - - - - Municipal bonds 2 679 (5 ) - - - 2 679 (5 ) Mortgage-backed securities 14 28,608 (283 ) - - - 14 28,608 (283 ) Total available for sale 179 $ 187,173 $ (2,718 ) 38 $ 52,682 $ (1,926 ) 217 $ 239,855 $ (4,644 ) Held to maturity: U.S. Government agencies 16 $ 51,865 $ (404 ) 7 $ 23,852 $ (317 ) 23 $ 75,717 $ (721 ) Mortgage-backed securities 39 82,863 (892 ) - - - 39 82,863 (892 ) Total held to maturity 55 $ 134,728 $ (1,296 ) 7 $ 23,852 $ (317 ) 62 $ 158,580 $ (1,613 )
Credit Losses on Debt Securities for which Portion of OTTI Recognized in OCI	The following table presents a roll-forward of the amount of credit losses on debt securities held by First Guaranty for which a portion of OTTI was recognized in other comprehensive income for the quarter ending September 30, 2016: (in thousands) Beginning balance of credit losses at December 31, 2015 $ 175 Other-than-temporary impairment credit losses on securities not previously OTTI - Increases for additional credit losses on securities previously determined to be OTTI - Reduction for increases in cash flows - Reduction due to credit impaired securities sold or fully settled (175 ) Ending balance of cumulative credit losses recognized in earnings at September 30, 2016 $ -
Schedule of Exposure to Bond Issuers that Exceeded 10% of Stockholders' Equity	At September 30, 2016, First Guaranty's exposure to bond issuers that exceeded 10% of shareholders’ equity is below: At September 30, 2016 (in thousands) Amortized Cost Fair Value U.S. Government Treasuries (U.S.) 34,999 34,998 Federal Home Loan Bank (FHLB) 54,347 54,488 Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) 49,177 49,871 Federal National Mortgage Association (Fannie Mae-FNMA) 113,764 114,928 Federal Farm Credit Bank (FFCB) 89,163 89,415 Total $ 341,450 $ 343,700

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2016
Loans [Abstract]
Summary of Components of Loan Portfolio	The following table summarizes the components of First Guaranty's loan portfolio as of September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 (in thousands except for %) Balance As % of Category Balance As % of Category Real Estate: Construction & land development $ 78,659 8.6 % $ 56,132 6.6 % Farmland 21,561 2.4 % 17,672 2.1 % 1- 4 Family 139,651 15.3 % 129,610 15.4 % Multifamily 12,585 1.4 % 12,629 1.5 % Non-farm non-residential 366,400 40.1 % 323,363 38.3 % Total Real Estate 618,856 67.8 % 539,406 63.9 % Non-Real Estate: Agricultural 29,866 3.3 % 25,838 3.1 % Commercial and industrial 206,630 22.6 % 224,201 26.6 % Consumer and other 57,393 6.3 % 54,163 6.4 % Total Non-Real Estate 293,889 32.2 % 304,202 36.1 % Total loans before unearned income 912,745 100.0 % 843,608 100.0 % Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583
Summary of Fixed and Floating Rate Loans by Contractual Maturity, Excluding Nonaccrual Loans	The following table summarizes fixed and floating rate loans by contractual maturity, excluding nonaccrual loans, as of September 30, 2016 and December 31, 2015 unadjusted for scheduled principal payments, prepayments, or repricing opportunities. The average life of the loan portfolio may be substantially less than the contractual terms when these adjustments are considered. September 30, 2016 December 31, 2015 (in thousands) Fixed Floating Total Fixed Floating Total One year or less $ 105,777 $ 54,991 $ 160,768 $ 86,975 $ 48,111 $ 135,086 More Than One to five years 324,484 215,595 540,079 315,685 246,374 562,059 More Than Five to 15 years 89,666 43,445 133,111 49,197 31,456 80,653 Over 15 years 50,108 7,590 57,698 36,438 9,333 45,771 Subtotal $ 570,035 $ 321,621 891,656 $ 488,295 $ 335,274 823,569 Nonaccrual loans 21,089 20,039 Total loans before unearned income 912,745 843,608 Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583
Past Due Financing Receivables	The following tables present the age analysis of past due loans at September 30, 2016 and December 31, 2015: As of September 30, 2016 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 481 $ 551 $ 1,032 $ 77,627 $ 78,659 $ - Farmland - 108 108 21,453 21,561 - 1 - 4 family 677 3,267 3,944 135,707 139,651 688 Multifamily - 5,097 5,097 7,488 12,585 - Non-farm non-residential 2,124 1,526 3,650 362,750 366,400 - Total Real Estate 3,282 10,549 13,831 605,025 618,856 688 Non-Real Estate: Agricultural 12 2,393 2,405 27,461 29,866 - Commercial and industrial 532 7,790 8,322 198,308 206,630 - Consumer and other 86 1,045 1,131 56,262 57,393 - Total Non-Real Estate 630 11,228 11,858 282,031 293,889 - Total loans before unearned income $ 3,912 $ 21,777 $ 25,689 $ 887,056 $ 912,745 $ 688 Unearned income (2,000 ) Total loans net of unearned income $ 910,745 As of December 31, 2015 (in thousands) 30-89 Days Past Due 90 Days or Greater Total Past Due Current Total Loans Recorded Investment 90 Days Accruing Real Estate: Construction & land development $ 12 $ 558 $ 570 $ 55,562 $ 56,132 $ - Farmland - 136 136 17,536 17,672 19 1 - 4 family 2,546 4,929 7,475 122,135 129,610 391 Multifamily - 9,045 9,045 3,584 12,629 - Non-farm non-residential 1,994 2,934 4,928 318,435 323,363 - Total Real Estate 4,552 17,602 22,154 517,252 539,406 410 Non-Real Estate: Agricultural 2,346 2,628 4,974 20,864 25,838 - Commercial and industrial 314 48 362 223,839 224,201 - Consumer and other 965 171 1,136 53,027 54,163 - Total Non-Real Estate 3,625 2,847 6,472 297,730 304,202 - Total loans before unearned income $ 8,177 $ 20,449 $ 28,626 $ 814,982 $ 843,608 $ 410 Unearned income (2,025 ) Total loans net of unearned income $ 841,583
Summary of Nonaccrual Loans by Class	The following is a summary of nonaccrual loans by class at the dates indicated: (in thousands) As of September 30, 2016 As of December 31, 2015 Real Estate: Construction & land development $ 551 $ 558 Farmland 108 117 1 - 4 family 2,579 4,538 Multifamily 5,097 9,045 Non-farm non-residential 1,526 2,934 Total Real Estate 9,861 17,192 Non-Real Estate: Agricultural 2,393 2,628 Commercial and industrial 7,790 48 Consumer and other 1,045 171 Total Non-Real Estate 11,228 2,847 Total Nonaccrual Loans $ 21,089 $ 20,039
Credit Exposure of Loan Portfolio by Specific Credit Ratings	The following table identifies the credit exposure of the loan portfolio by specific credit ratings as of the dates indicated: As of September 30, 2016 As of December 31, 2015 (in thousands) Pass Special Mention Substandard Doubtful Total Pass Special Mention Substandard Doubtful Total Real Estate: Construction & land development $ 73,518 $ 1,192 $ 3,949 $ - $ 78,659 $ 51,681 $ 386 $ 4,065 $ - $ 56,132 Farmland 21,072 381 108 - 21,561 17,554 - 118 - 17,672 1 - 4 family 127,417 4,873 7,361 - 139,651 115,878 6,425 7,307 - 129,610 Multifamily 4,304 1,148 7,133 - 12,585 3,584 - 9,045 - 12,629 Non-farm non-residential 345,546 2,469 18,385 - 366,400 296,682 3,288 23,393 - 323,363 Total Real Estate 571,857 10,063 36,936 - 618,856 485,379 10,099 43,928 - 539,406 Non-Real Estate: Agricultural 26,650 823 2,393 - 29,866 20,860 4 4,974 - 25,838 Commercial and industrial 195,130 812 2,958 7,730 206,630 214,184 471 9,546 - 224,201 Consumer and other 54,756 1,578 1,059 - 57,393 53,779 178 206 - 54,163 Total Non-Real Estate 276,536 3,213 6,410 7,730 293,889 288,823 653 14,726 - 304,202 Total loans before unearned income $ 848,393 $ 13,276 $ 43,346 $ 7,730 $ 912,745 $ 774,202 $ 10,752 $ 58,654 $ - $ 843,608 Unearned income (2,000 ) (2,025 ) Total loans net of unearned income $ 910,745 $ 841,583

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2016
Allowance for Loan Losses [Abstract]
Summary of Changes in Allowance for Loan Losses and Allowance and Loans Individually and Collectively Evaluated for Impairment	A summary of changes in the allowance for loan losses, by portfolio type, for the nine months ended September 30, 2016 and 2015 are as follows: For the Nine Months Ended September 30, 2016 2015 (in thousands) Beginning Allowance (12/31/15) Charge-offs Recoveries Provision Ending Allowance (9/30/16) Beginning Allowance (12/31/14) Charge-offs Recoveries Provision Ending Allowance(9/30/15) Real Estate: Construction & land development $ 962 $ - $ 3 $ 289 $ 1,254 $ 702 $ (329 ) $ 4 $ 597 $ 974 Farmland 54 - - (35 ) 19 21 - - 25 46 1 - 4 family 1,771 (192 ) 33 (182 ) 1,430 2,131 (288 ) 76 (349 ) 1,570 Multifamily 557 - 391 (282 ) 666 813 (948 ) 31 933 829 Non-farm non-residential 3,298 (1,373 ) 12 1,148 3,085 2,713 (154 ) 5 879 3,443 Total real estate 6,642 (1,565 ) 439 938 6,454 6,380 (1,719 ) 116 2,085 6,862 Non-Real Estate: Agricultural 16 (83 ) 10 162 105 293 (394 ) 2 136 37 Commercial and industrial 2,527 (542 ) 15 1,140 3,140 1,797 (25 ) 14 722 2,508 Consumer and other 230 (547 ) 131 738 552 371 (280 ) 116 185 392 Unallocated - - - - - 264 - - (250 ) 14 Total Non-Real Estate 2,773 (1,172 ) 156 2,040 3,797 2,725 (699 ) 132 793 2,951 Total $ 9,415 $ (2,737 ) $ 595 $ 2,978 $ 10,251 $ 9,105 $ (2,418 ) $ 248 $ 2,878 $ 9,813 A summary of the allowance and loans individually and collectively evaluated for impairment are as follows As of September 30, 2016 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 1,254 $ 1,254 $ 361 $ 78,298 $ 78,659 Farmland - 19 19 - 21,561 21,561 1 - 4 family 14 1,416 1,430 1,252 138,399 139,651 Multifamily 247 419 666 5,097 7,488 12,585 Non-farm non-residential 265 2,820 3,085 9,638 356,762 366,400 Total Real Estate 526 5,928 6,454 16,348 602,508 618,856 Non-Real Estate: Agricultural - 105 105 1,983 27,883 29,866 Commercial and industrial 1,562 1,578 3,140 8,982 197,648 206,630 Consumer and other - 552 552 965 56,428 57,393 Unallocated - - - - - - Total Non-Real Estate 1,562 2,235 3,797 11,930 281,959 293,889 Total $ 2,088 $ 8,163 $ 10,251 $ 28,278 $ 884,467 $ 912,745 Unearned Income (2,000 ) Total loans net of unearned income $ 910,745 As of December 31, 2015 (in thousands) Allowance Individually Evaluated for Impairment Allowance Collectively for Impairment Total Allowance for Credit Losses Loans Individually Loans Collectively Total Loans before Unearned Income Real Estate: Construction & land development $ - $ 962 $ 962 $ 368 $ 55,764 $ 56,132 Farmland - 54 54 - 17,672 17,672 1 - 4 family 611 1,160 1,771 3,049 126,561 129,610 Multifamily 454 103 557 9,045 3,584 12,629 Non-farm non-residential 1,298 2,000 3,298 13,646 309,717 323,363 Total Real Estate 2,363 4,279 6,642 26,108 513,298 539,406 Non-Real Estate: Agricultural - 16 16 4,863 20,975 25,838 Commercial and industrial - 2,527 2,527 - 224,201 224,201 Consumer and other - 230 230 171 53,992 54,163 Unallocated - - - - - - Total Non-Real Estate - 2,773 2,773 5,034 299,168 304,202 Total $ 2,363 $ 7,052 $ 9,415 $ 31,142 $ 812,466 $ 843,608 Unearned Income (2,025 ) Total loans net of unearned income $ 841,583
Summary of Impaired Loans by Class	The following is a summary of impaired loans by class as of the date indicated: As of September 30, 2016 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 361 $ 823 $ - $ 363 $ - $ - Farmland - - - - - - 1 - 4 family 978 1,303 - 1,058 30 32 Multifamily - - - - - - Non-farm non-residential 7,318 8,235 - 7,830 119 118 Total Real Estate 8,657 10,361 - 9,251 149 150 Non-Real Estate: Agricultural 1,983 2,213 - 2,525 30 - Commercial and industrial - - - - - - Consumer and other 965 965 - 1,023 26 19 Total Non-Real Estate 2,948 3,178 - 3,548 56 19 Total Impaired Loans with no related allowance 11,605 13,539 - 12,799 205 169 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 274 304 14 283 - - Multifamily 5,097 5,323 247 5,207 - - Non-farm non-residential 2,320 2,320 265 2,341 90 71 Total Real Estate 7,691 7,947 526 7,831 90 71 Non-Real Estate: Agricultural - - - - - - Commercial and industrial 8,982 9,143 1,562 9,172 122 119 Consumer and other - - - - - - Total Non-Real Estate 8,982 9,143 1,562 9,172 122 119 Total Impaired Loans with an allowance recorded 16,673 17,090 2,088 17,003 212 190 Total Impaired Loans $ 28,278 $ 30,629 $ 2,088 $ 29,802 $ 417 $ 359 The following is a summary of impaired loans by class as of the date indicated: As of December 31, 2015 (in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Interest Income Cash Basis Impaired Loans with no related allowance: Real Estate: Construction & land development $ 368 $ 823 $ - $ 825 $ 41 $ 44 Farmland - - - - - - 1 - 4 family 1,054 1,358 - 1,354 79 84 Multifamily 3,728 4,240 - 4,305 254 72 Non-farm non-residential 3,637 4,116 - 4,124 165 147 Total Real Estate 8,787 10,537 - 10,608 539 347 Non-Real Estate: Agricultural 4,863 5,019 - 5,036 300 300 Commercial and industrial - - - - - - Consumer and other 171 317 - 335 27 20 Total Non-Real Estate 5,034 5,336 - 5,371 327 320 Total Impaired Loans with no related allowance 13,821 15,873 - 15,979 866 667 Impaired Loans w ith an allowance recorded: Real Estate: Construction & land development - - - - - - Farmland - - - - - - 1 - 4 family 1,995 2,144 611 2,079 103 125 Multifamily - - - - - - Non-farm non-residential 10,009 10,841 1,298 11,035 566 569 Total Real Estate 12,004 12,985 1,909 13,114 669 694 Non-Real Estate: Agricultural - - - - - - Commercial and industrial - - - - - - Consumer and other - - - - - - Total Non-Real Estate - - - - - - Total Impaired Loans with an allowance recorded 12,004 12,985 1,909 13,114 669 694 Total Impaired Loans $ 25,825 $ 28,858 $ 1,909 $ 29,093 $ 1,535 $ 1,361
Troubled Debt Restructurings	The following table identifies the troubled debt restructurings as of September 30, 2016 and December 31, 2015: September 30, 2016 December 31, 2015 Accruing Loans Accruing Loans (in thousands) Current 30-89 Days Past Due Nonaccrual Total TDRs Current 30-89 Days Past Due Nonaccrual Total TDRs Real Estate: Construction & land development $ - $ - $ 361 $ 361 $ - $ - $ 368 $ 368 Farmland - - - - - - - - 1-4 Family - - - - - - 1,702 1,702 Multifamily - - - - - - - - Non-farm non residential 2,987 - 100 3,087 3,431 - 206 3,637 Total Real Estate 2,987 - 461 3,448 3,431 - 2,276 5,707 Non-Real Estate: Agricultural - - - - - - - - Commercial and industrial - - - - - - - - Consumer and other - - - - - - - - Total Non-Real Estate - - - - - - - - Total $ 2,987 $ - $ 461 $ 3,448 $ 3,431 $ - $ 2,276 $ 5,707 The following table discloses TDR activity for the nine months ended September 30, 2016. Troubled Debt Restructured Loans Activity Nine Months Ended September 30, 2016 (in thousands) Beginning balance December 31, 2015 New TDRs Charge-offs post- modification Transferred to ORE Paydowns Construction to permanent financing Restructured to market terms Other adjustments Ending balance September 30, 2016 Real Estate: Construction & land development $ 368 $ - $ - $ - $ (6 ) $ - $ - $ (1 ) $ 361 Farmland - - - - - - - - - 1 - 4 family 1,702 - - - (32 ) - (1,670 ) - - Multifamily - - - - - - - - - Non-farm non-residential 3,637 - (111 ) - (3 ) - (441 ) 5 3,087 Total Real Estate 5,707 - (111 ) - (41 ) - (2,111 ) 4 3,448 Non-Real Estate: Agricultural - - - - - - - - - Commercial and industrial - - - - - - - - - Consumer and other - - - - - - - - - Total Non-Real Estate - - - - - - - - - Total $ 5,707 $ - $ (111 ) $ - $ (41 ) $ - $ (2,111 ) 4 $ 3,448

Other Real Estate (ORE) (Tables

Other Real Estate (ORE) (Tables)	9 Months Ended
	Sep. 30, 2016
Other Real Estate (ORE) [Abstract]
Components of Other Real Estate Owned	Other real estate owned consists of the following at the dates indicated: (in thousands) September 30, 2016 December 31, 2015 Real Estate Owned Acquired by Foreclosure: Residential $ 206 $ 880 Construction & land development 21 25 Non-farm non-residential 554 672 Total Other Real Estate Owned and Foreclosed Property $ 781 $ 1,577

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2016
Commitments and Contingencies [Abstract]
Summary of Notional Amounts of Financial Instruments with Off-Balance Sheet Risk	Below is a summary of the notional amounts of the financial instruments with off-balance sheet risk at September 30, 2016 and December 31, 2015: Contract Amount (in thousands) September 30, 2016 December 31, 2015 Commitments to Extend Credit $ 48,378 $ 88,081 Unfunded Commitments under lines of credit $ 136,863 $ 107,581 Commercial and Standby letters of credit $ 6,399 $ 7,486

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2016
Fair Value [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table summarizes financial assets measured at fair value on a recurring basis as of September 30, 2016 and December 31, 2015, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) September 30, 2016 December 31, 2015 Available for Sale Securities Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ 35,508 $ 30,501 Level 2: Significant Other Observable Inputs 334,413 338,167 Level 3: Significant Unobservable Inputs 12,790 7,701 Securities available for sale measured at fair value $ 382,711 $ 376,369
Fair Value Measurements, Nonrecurring	The following table measures financial assets and financial liabilities measured at fair value on a non-recurring basis as of September 30, 2016 and December 31, 2015, segregated by the level of valuation inputs within the fair value hierarchy utilized to measure fair value: (in thousands) At September 30, 2016 At December 31, 2015 Impaired Loans - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 259 293 Level 3: Significant Unobservable Inputs 17,070 16,401 Impaired loans measured at fair value $ 17,329 $ 16,694 Other Real Estate Owned - Fair Value Measurements Using: Level 1: Quoted Prices in Active Markets For Identical Assets $ - $ - Level 2: Significant Other Observable Inputs 431 1,104 Level 3: Significant Unobservable Inputs 350 473 Other real estate owned measured at fair value $ 781 $ 1,577

Financial Instruments (Tables)

Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2016
Financial Instruments [Abstract]
Schedule of Estimated Fair Values and Carrying Values of Financial Instruments	The estimated fair values and carrying values of the financial instruments at September 30, 2016 and December 31, 2015 are presented in the following table: September 30, 2016 December 31, 2015 (in thousands) Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets Cash and cash equivalents $ 23,813 $ 23,813 $ 37,272 $ 37,272 Securities, available for sale 382,711 382,711 376,369 376,369 Securities, held to maturity 92,396 93,858 169,752 168,148 Federal Home Loan Bank stock 1,609 1,609 935 935 Loans, net 900,494 900,814 832,168 831,731 Accrued interest receivable 6,388 6,388 6,015 6,015 Liabilities Deposits $ 1,256,971 $ 1,257,509 $ 1,295,870 $ 1,296,468 Borrowings 33,004 33,030 27,624 27,624 Junior subordinated debentures 14,622 13,998 14,597 14,597 Accrued interest payable 2,103 2,103 1,707 1,707

Securities, Summary Comparison

Securities, Summary Comparison of Securities by Type (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	$ 378,554	$ 377,853
Gross unrealized gains	4,768	3,160
Gross unrealized losses	(611)	(4,644)
Fair value	382,711	376,369
Held-to-maturity Securities [Abstract]
Amortized cost	92,396	169,752
Gross unrealized gains	1,462	9
Gross unrealized losses	0	(1,613)
Fair value	93,858	168,148
US Treasuries [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	34,999	29,999
Gross unrealized gains	0	0
Gross unrealized losses	(1)	0
Fair value	34,998	29,999
US Government Agencies [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	183,155	165,364
Gross unrealized gains	425	0
Gross unrealized losses	(49)	(1,553)
Fair value	183,531	163,811
Corporate Debt Securities [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	110,280	105,680
Gross unrealized gains	3,547	2,259
Gross unrealized losses	(561)	(2,803)
Fair value	113,266	105,136
Mutual Funds or Other Equity Securities [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	580	580
Gross unrealized gains	9	2
Gross unrealized losses	0	0
Fair value	589	582
Municipal Bonds [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	18,640	47,339
Gross unrealized gains	374	899
Gross unrealized losses	0	(5)
Fair value	19,014	48,233
Mortgage-backed Securities [Member]
Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract]
Amortized cost	30,900	28,891
Gross unrealized gains	413	0
Gross unrealized losses	0	(283)
Fair value	31,313	28,608
US Government Agencies [Member]
Held-to-maturity Securities [Abstract]
Amortized cost	9,990	77,343
Gross unrealized gains	7	0
Gross unrealized losses	0	(721)
Fair value	9,997	76,622
Mortgage-backed Securities [Member]
Held-to-maturity Securities [Abstract]
Amortized cost	82,406	92,409
Gross unrealized gains	1,455	9
Gross unrealized losses	0	(892)
Fair value	$ 83,861	$ 91,526

Securities, Scheduled Maturitie

Securities, Scheduled Maturities of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Available-for-sale Securities, Debt Maturities, Amortized Cost [Abstract]
Due in one year or less	$ 43,132
Due after one year through five years	85,066
Due after five years through 10 years	192,788
Over 10 years	26,668
Subtotal	347,654
Mortgage-backed Securities	30,900
Amortized cost	378,554
Available-for-sale Securities, Debt Maturities, Fair Value [Abstract]
Due in one year or less	43,234
Due after one year through five years	86,684
Due after five years through 10 years	194,440
Over 10 years	27,040
Subtotal	351,398
Mortgage-backed Securities	31,313
Fair value	382,711
Held-to-maturity Securities, Debt Maturities, Amortized Cost [Abstract]
Due in one year or less	0
Due after one year through five years	9,990
Due after five years through 10 years	0
Over 10 years	0
Subtotal	9,990
Mortgage-backed securities	82,406
Amortized cost	92,396	$ 169,752
Held-to-maturity Securities, Debt Maturities, Fair Value [Abstract]
Due in one year or less	0
Due after on year through five years	9,997
Due after five years through 10 years	0
Over 10 years	0
Subtotal	9,997
Mortgage-backed securities	83,861
Fair value	$ 93,858	$ 168,148

Securities, Pledged Securities

Securities, Pledged Securities (Details) $ in Millions	Sep. 30, 2016USD ($)
Securities [Abstract]
Pledged securities as collateral for public fund deposits and borrowings	$ 363.7
Pledged securities, market value	$ 365.2

Securities, Summary of Securiti

Securities, Summary of Securities in Continuous Unrealized Loss Position (Details) $ in Thousands	Sep. 30, 2016USD ($)Security	Dec. 31, 2015USD ($)Security
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	30	179
Less than 12 months, fair value	$ 85,111	$ 187,173
Less than 12 months, gross unrealized losses	$ (77)	$ (2,718)
12 months or more, number of securities | Security	33	38
12 months or more, fair value	$ 7,246	$ 52,682
12 months or more, gross unrealized losses	$ (534)	$ (1,926)
Total, number of securities | Security	63	217
Total, fair value	$ 92,357	$ 239,855
Total, gross unrealized losses	$ (611)	$ (4,644)
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	0	55
Less than 12 months, fair value	$ 0	$ 134,728
Less than 12 months, gross unrealized losses	$ 0	$ (1,296)
12 months or more, number of securities | Security	0	7
12 months or more, fair value	$ 0	$ 23,852
12 months or more, gross unrealized losses	$ 0	$ (317)
Total, number of securities | Security	0	62
Total, fair value	$ 0	$ 158,580
Total, gross unrealized losses	$ 0	$ (1,613)
Securities Disclosures [Abstract]
Number of debt securities with unrealized losses | Security	63
Debt securities with unrealized losses as percentage of total individual securities' amortized cost basis	0.70%
Debt securities with unrealized losses as percentage of amortized cost basis of investment securities portfolio	0.10%
Number of debt securities in continuous loss position for over 12 months | Security	33
Debt securities in a continuous loss position for over 12 months, amortized cost basis	$ 7,800
Debt securities in a continuous loss position for over 12 months, unrealized loss	$ 500
US Treasuries [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	4	2
Less than 12 months, fair value	$ 29,999	$ 9,999
Less than 12 months, gross unrealized losses	$ (1)	$ 0
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	4	2
Total, fair value	$ 29,999	$ 9,999
Total, gross unrealized losses	$ (1)	$ 0
US Government Agencies [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	16	49
Less than 12 months, fair value	$ 51,943	$ 116,473
Less than 12 months, gross unrealized losses	$ (49)	$ (921)
12 months or more, number of securities | Security	0	11
12 months or more, fair value	$ 0	$ 47,338
12 months or more, gross unrealized losses	$ 0	$ (632)
Total, number of securities | Security	16	60
Total, fair value	$ 51,943	$ 163,811
Total, gross unrealized losses	$ (49)	$ (1,553)
Corporate Debt Securities [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	10	112
Less than 12 months, fair value	$ 3,169	$ 31,414
Less than 12 months, gross unrealized losses	$ (27)	$ (1,509)
12 months or more, number of securities | Security	33	27
12 months or more, fair value	$ 7,246	$ 5,344
12 months or more, gross unrealized losses	$ (534)	$ (1,294)
Total, number of securities | Security	43	139
Total, fair value	$ 10,415	$ 36,758
Total, gross unrealized losses	$ (561)	$ (2,803)
Mutual Funds or Other Equity Securities [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	0	0
Less than 12 months, fair value	$ 0	$ 0
Less than 12 months, gross unrealized losses	$ 0	$ 0
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	0
Total, fair value	$ 0	$ 0
Total, gross unrealized losses	$ 0	$ 0
Municipal Bonds [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	0	2
Less than 12 months, fair value	$ 0	$ 679
Less than 12 months, gross unrealized losses	$ 0	$ (5)
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	2
Total, fair value	$ 0	$ 679
Total, gross unrealized losses	$ 0	$ (5)
Mortgage-backed Securities [Member]
Summary of Fair Value of Securities with Gross Unrealized Losses and Aging of Gross Unrealized Losses [Abstract]
Less than 12 months, number of securities | Security	0	14
Less than 12 months, fair value	$ 0	$ 28,608
Less than 12 months, gross unrealized losses	$ 0	$ (283)
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	14
Total, fair value	$ 0	$ 28,608
Total, gross unrealized losses	$ 0	$ (283)
US Government Agencies [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	0	16
Less than 12 months, fair value	$ 0	$ 51,865
Less than 12 months, gross unrealized losses	$ 0	$ (404)
12 months or more, number of securities | Security	0	7
12 months or more, fair value	$ 0	$ 23,852
12 months or more, gross unrealized losses	$ 0	$ (317)
Total, number of securities | Security	0	23
Total, fair value	$ 0	$ 75,717
Total, gross unrealized losses	$ 0	$ (721)
Mortgage-backed Securities [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, number of securities | Security	0	39
Less than 12 months, fair value	$ 0	$ 82,863
Less than 12 months, gross unrealized losses	$ 0	$ (892)
12 months or more, number of securities | Security	0	0
12 months or more, fair value	$ 0	$ 0
12 months or more, gross unrealized losses	$ 0	$ 0
Total, number of securities | Security	0	39
Total, fair value	$ 0	$ 82,863
Total, gross unrealized losses	$ 0	$ (892)

Securities, Other Than Temporar

Securities, Other Than Temporary Impairments (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Dec. 31, 2015USD ($)Issuer	Sep. 30, 2016USD ($)
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance of credit losses		$ 175
Other-than-temporary impairment credit losses on securities not previously OTTI		0
Increases for additional credit losses on securities previously determined to be OTTI		0
Reduction for increases in cash flows		0
Reduction due to credit impaired securities sold or fully settled		(175)
Ending balance of cumulative credit losses recognized in earnings	$ 175	0
OTTI recognized in other comprehensive income (non-credit component)		$ 100
Available-for-sale Securities [Member] | Corporate Debt Securities [Member]
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]
Number of issuers having other-than-temporary impairment losses | Issuer	2

Securities, Exposure to Bond Is

Securities, Exposure to Bond Issuers that Exceeded 10% of Stockholders' Equity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	$ 475,107	$ 546,121
Stockholders' Equity, Total [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	341,450
Fair value	343,700
Stockholders' Equity, Total [Member] | U.S. Government Treasuries (U.S.) [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	34,999
Fair value	34,998
Stockholders' Equity, Total [Member] | Federal Home Loan Bank (FHLB) [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	54,347
Fair value	54,488
Stockholders' Equity, Total [Member] | Federal Home Loan Mortgage Corporation (Freddie Mac-FHLMC) [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	49,177
Fair value	49,871
Stockholders' Equity, Total [Member] | Federal National Mortgage Association (Fannie Mae-FNMA) [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	113,764
Fair value	114,928
Stockholders' Equity, Total [Member] | Federal Farm Credit Bank (FFCB) [Member]
Exposure to investment securities issuers that exceeded 10% of shareholders' equity [Abstract]
Amortized cost	89,163
Fair value	$ 89,415

Loans, Components of Loan Portf

Loans, Components of Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 912,745	$ 843,608
Percent of category	100.00%	100.00%
Unearned income	$ (2,000)	$ (2,025)
Total Loans Net of Unearned Income	910,745	841,583
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 618,856	$ 539,406
Percent of category	67.80%	63.90%
Real Estate [Member] | Construction & Land Development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 78,659	$ 56,132
Percent of category	8.60%	6.60%
Real Estate [Member] | Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 21,561	$ 17,672
Percent of category	2.40%	2.10%
Real Estate [Member] | 1- 4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 139,651	$ 129,610
Percent of category	15.30%	15.40%
Real Estate [Member] | Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 12,585	$ 12,629
Percent of category	1.40%	1.50%
Real Estate [Member] | Non-Farm Non-Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 366,400	$ 323,363
Percent of category	40.10%	38.30%
Non-Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 293,889	$ 304,202
Percent of category	32.20%	36.10%
Non-Real Estate [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 29,866	$ 25,838
Percent of category	3.30%	3.10%
Non-Real Estate [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 206,630	$ 224,201
Percent of category	22.60%	26.60%
Non-Real Estate [Member] | Consumer and Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans before unearned income	$ 57,393	$ 54,163
Percent of category	6.30%	6.40%

Loans, Fixed and Floating Rate

Loans, Fixed and Floating Rate Loans by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	$ 160,768	$ 135,086
More than one to five years	540,079	562,059
More than five to 15 years	133,111	80,653
Over 15 years	57,698	45,771
Subtotal	891,656	823,569
Nonaccrual loans	21,089	20,039
Total loans before unearned income	912,745	843,608
Unearned income	(2,000)	(2,025)
Total Loans Net of Unearned Income	910,745	841,583
Fixed Rate Loans [Member]
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	105,777	86,975
More than one to five years	324,484	315,685
More than five to 15 years	89,666	49,197
Over 15 years	50,108	36,438
Subtotal	570,035	488,295
Floating Rate Loans [Member]
Financing Receivables, Fixed and Floating Rate Loans by Contractual Maturity [Abstract]
One year or less	54,991	48,111
More than one to five years	215,595	246,374
More than five to 15 years	43,445	31,456
Over 15 years	7,590	9,333
Subtotal	321,621	335,274
Loans at interest rate floor	$ 144,000	$ 132,900

Loans, Receivables Past Due (De

Loans, Receivables Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	$ 25,689	$ 28,626
Current	887,056	814,982
Total loans before unearned income	912,745	843,608
Recorded investment 90 days accruing	688	410
Unearned income	(2,000)	(2,025)
Total Loans Net of Unearned Income	910,745	841,583
30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,912	8,177
90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	21,777	20,449
Real Estate [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	13,831	22,154
Current	605,025	517,252
Total loans before unearned income	618,856	539,406
Recorded investment 90 days accruing	688	410
Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,282	4,552
Real Estate [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	10,549	17,602
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,032	570
Current	77,627	55,562
Total loans before unearned income	78,659	56,132
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Construction & Land Development [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	481	12
Real Estate [Member] | Construction & Land Development [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	551	558
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	108	136
Current	21,453	17,536
Total loans before unearned income	21,561	17,672
Recorded investment 90 days accruing	0	19
Real Estate [Member] | Farmland [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	0	0
Real Estate [Member] | Farmland [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	108	136
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,944	7,475
Current	135,707	122,135
Total loans before unearned income	139,651	129,610
Recorded investment 90 days accruing	688	391
Real Estate [Member] | 1- 4 Family [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	677	2,546
Real Estate [Member] | 1- 4 Family [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,267	4,929
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	5,097	9,045
Current	7,488	3,584
Total loans before unearned income	12,585	12,629
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Multifamily [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	0	0
Real Estate [Member] | Multifamily [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	5,097	9,045
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	3,650	4,928
Current	362,750	318,435
Total loans before unearned income	366,400	323,363
Recorded investment 90 days accruing	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	2,124	1,994
Real Estate [Member] | Non-Farm Non-Residential [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,526	2,934
Non-Real Estate [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	11,858	6,472
Current	282,031	297,730
Total loans before unearned income	293,889	304,202
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	630	3,625
Non-Real Estate [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	11,228	2,847
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	2,405	4,974
Current	27,461	20,864
Total loans before unearned income	29,866	25,838
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Agricultural [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	12	2,346
Non-Real Estate [Member] | Agricultural [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	2,393	2,628
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	8,322	362
Current	198,308	223,839
Total loans before unearned income	206,630	224,201
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	532	314
Non-Real Estate [Member] | Commercial and Industrial [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	7,790	48
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	1,131	1,136
Current	56,262	53,027
Total loans before unearned income	57,393	54,163
Recorded investment 90 days accruing	0	0
Non-Real Estate [Member] | Consumer and Other [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	86	965
Non-Real Estate [Member] | Consumer and Other [Member] | 90 Days or Greater [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total past due	$ 1,045	$ 171

Loans, Nonaccrual Loans (Detail

Loans, Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 21,089	$ 20,039
Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	9,861	17,192
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	551	558
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	108	117
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	2,579	4,538
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	5,097	9,045
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,526	2,934
Non-Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	11,228	2,847
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	2,393	2,628
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	7,790	48
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 1,045	$ 171

Loans, Credit Exposure of Portf

Loans, Credit Exposure of Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	$ 912,745	$ 843,608
Unearned income	(2,000)	(2,025)
Total Loans Net of Unearned Income	910,745	841,583
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	848,393	774,202
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	13,276	10,752
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	43,346	58,654
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,730	0
Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	618,856	539,406
Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	571,857	485,379
Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	10,063	10,099
Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	36,936	43,928
Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	78,659	56,132
Real Estate [Member] | Construction & Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	73,518	51,681
Real Estate [Member] | Construction & Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	1,192	386
Real Estate [Member] | Construction & Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	3,949	4,065
Real Estate [Member] | Construction & Land Development [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	21,561	17,672
Real Estate [Member] | Farmland [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	21,072	17,554
Real Estate [Member] | Farmland [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	381	0
Real Estate [Member] | Farmland [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	108	118
Real Estate [Member] | Farmland [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	139,651	129,610
Real Estate [Member] | 1- 4 Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	127,417	115,878
Real Estate [Member] | 1- 4 Family [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	4,873	6,425
Real Estate [Member] | 1- 4 Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,361	7,307
Real Estate [Member] | 1- 4 Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	12,585	12,629
Real Estate [Member] | Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	4,304	3,584
Real Estate [Member] | Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	1,148	0
Real Estate [Member] | Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,133	9,045
Real Estate [Member] | Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	366,400	323,363
Real Estate [Member] | Non-Farm Non-Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	345,546	296,682
Real Estate [Member] | Non-Farm Non-Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	2,469	3,288
Real Estate [Member] | Non-Farm Non-Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	18,385	23,393
Real Estate [Member] | Non-Farm Non-Residential [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	293,889	304,202
Non-Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	276,536	288,823
Non-Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	3,213	653
Non-Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	6,410	14,726
Non-Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,730	0
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	29,866	25,838
Non-Real Estate [Member] | Agricultural [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	26,650	20,860
Non-Real Estate [Member] | Agricultural [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	823	4
Non-Real Estate [Member] | Agricultural [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	2,393	4,974
Non-Real Estate [Member] | Agricultural [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	206,630	224,201
Non-Real Estate [Member] | Commercial and Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	195,130	214,184
Non-Real Estate [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	812	471
Non-Real Estate [Member] | Commercial and Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	2,958	9,546
Non-Real Estate [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	7,730	0
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	57,393	54,163
Non-Real Estate [Member] | Consumer and Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	54,756	53,779
Non-Real Estate [Member] | Consumer and Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	1,578	178
Non-Real Estate [Member] | Consumer and Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	1,059	206
Non-Real Estate [Member] | Consumer and Other [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans before unearned income	$ 0	$ 0

Allowance for Loan Losses, Summ

Allowance for Loan Losses, Summary of Changes in Allowance for Loan Losses, by Portfolio Type (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			$ 9,415	$ 9,105
Charge-offs			(2,737)	(2,418)
Recoveries			595	248
Provision	$ 1,242	$ 1,868	2,978	2,878
Ending allowance	10,251	9,813	10,251	9,813
Real Estate [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			6,642	6,380
Charge-offs			(1,565)	(1,719)
Recoveries			439	116
Provision			938	2,085
Ending allowance	6,454	6,862	6,454	6,862
Real Estate [Member] | Construction & Land Development [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			962	702
Charge-offs			0	(329)
Recoveries			3	4
Provision			289	597
Ending allowance	1,254	974	1,254	974
Real Estate [Member] | Farmland [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			54	21
Charge-offs			0	0
Recoveries			0	0
Provision			(35)	25
Ending allowance	19	46	19	46
Real Estate [Member] | 1- 4 Family [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			1,771	2,131
Charge-offs			(192)	(288)
Recoveries			33	76
Provision			(182)	(349)
Ending allowance	1,430	1,570	1,430	1,570
Real Estate [Member] | Multifamily [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			557	813
Charge-offs			0	(948)
Recoveries			391	31
Provision			(282)	933
Ending allowance	666	829	666	829
Real Estate [Member] | Non-Farm Non-Residential [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			3,298	2,713
Charge-offs			(1,373)	(154)
Recoveries			12	5
Provision			1,148	879
Ending allowance	3,085	3,443	3,085	3,443
Non-Real Estate [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			2,773	2,725
Charge-offs			(1,172)	(699)
Recoveries			156	132
Provision			2,040	793
Ending allowance	3,797	2,951	3,797	2,951
Non-Real Estate [Member] | Agricultural [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			16	293
Charge-offs			(83)	(394)
Recoveries			10	2
Provision			162	136
Ending allowance	105	37	105	37
Non-Real Estate [Member] | Commercial and Industrial [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			2,527	1,797
Charge-offs			(542)	(25)
Recoveries			15	14
Provision			1,140	722
Ending allowance	3,140	2,508	3,140	2,508
Non-Real Estate [Member] | Consumer and Other [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			230	371
Charge-offs			(547)	(280)
Recoveries			131	116
Provision			738	185
Ending allowance	552	392	552	392
Non-Real Estate [Member] | Unallocated [Member]
Summary of changes in allowance for loan losses, by portfolio type [Roll Forward]
Beginning allowance			0	264
Charge-offs			0	0
Recoveries			0	0
Provision			0	(250)
Ending allowance	$ 0	$ 14	$ 0	$ 14

Allowance for Loan Losses, Su40

Allowance for Loan Losses, Summary of Allowance and Loans Individually and Collectively Evaluated for Impairment (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	$ 2,088	$ 2,363
Allowance collectively evaluated for impairment	8,163	7,052
Total allowance for credit losses	10,251	9,415	$ 9,813	$ 9,105
Loans individually evaluated for impairment	28,278	31,142
Loans collectively evaluated for impairment	884,467	812,466
Total loans before unearned income	912,745	843,608
Unearned income	(2,000)	(2,025)
Total Loans Net of Unearned Income	910,745	841,583
Real Estate [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	526	2,363
Allowance collectively evaluated for impairment	5,928	4,279
Total allowance for credit losses	6,454	6,642	6,862	6,380
Loans individually evaluated for impairment	16,348	26,108
Loans collectively evaluated for impairment	602,508	513,298
Total loans before unearned income	618,856	539,406
Real Estate [Member] | Construction & Land Development [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	1,254	962
Total allowance for credit losses	1,254	962	974	702
Loans individually evaluated for impairment	361	368
Loans collectively evaluated for impairment	78,298	55,764
Total loans before unearned income	78,659	56,132
Real Estate [Member] | Farmland [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	19	54
Total allowance for credit losses	19	54	46	21
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	21,561	17,672
Total loans before unearned income	21,561	17,672
Real Estate [Member] | 1- 4 Family [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	14	611
Allowance collectively evaluated for impairment	1,416	1,160
Total allowance for credit losses	1,430	1,771	1,570	2,131
Loans individually evaluated for impairment	1,252	3,049
Loans collectively evaluated for impairment	138,399	126,561
Total loans before unearned income	139,651	129,610
Real Estate [Member] | Multifamily [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	247	454
Allowance collectively evaluated for impairment	419	103
Total allowance for credit losses	666	557	829	813
Loans individually evaluated for impairment	5,097	9,045
Loans collectively evaluated for impairment	7,488	3,584
Total loans before unearned income	12,585	12,629
Real Estate [Member] | Non-Farm Non-Residential [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	265	1,298
Allowance collectively evaluated for impairment	2,820	2,000
Total allowance for credit losses	3,085	3,298	3,443	2,713
Loans individually evaluated for impairment	9,638	13,646
Loans collectively evaluated for impairment	356,762	309,717
Total loans before unearned income	366,400	323,363
Non-Real Estate [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	1,562	0
Allowance collectively evaluated for impairment	2,235	2,773
Total allowance for credit losses	3,797	2,773	2,951	2,725
Loans individually evaluated for impairment	11,930	5,034
Loans collectively evaluated for impairment	281,959	299,168
Total loans before unearned income	293,889	304,202
Non-Real Estate [Member] | Agricultural [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	105	16
Total allowance for credit losses	105	16	37	293
Loans individually evaluated for impairment	1,983	4,863
Loans collectively evaluated for impairment	27,883	20,975
Total loans before unearned income	29,866	25,838
Non-Real Estate [Member] | Commercial and Industrial [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	1,562	0
Allowance collectively evaluated for impairment	1,578	2,527
Total allowance for credit losses	3,140	2,527	2,508	1,797
Loans individually evaluated for impairment	8,982	0
Loans collectively evaluated for impairment	197,648	224,201
Total loans before unearned income	206,630	224,201
Non-Real Estate [Member] | Consumer and Other [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	552	230
Total allowance for credit losses	552	230	392	371
Loans individually evaluated for impairment	965	171
Loans collectively evaluated for impairment	56,428	53,992
Total loans before unearned income	57,393	54,163
Non-Real Estate [Member] | Unallocated [Member]
Summary of allowance and loans individually and collectively evaluated for impairment [Abstract]
Allowance individually evaluated for impairment	0	0
Allowance collectively evaluated for impairment	0	0
Total allowance for credit losses	0	0	$ 14	$ 264
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Total loans before unearned income	$ 0	$ 0

Allowance for Loan Losses, Impa

Allowance for Loan Losses, Impaired Loans by Class (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Impaired loans with no related allowance [Abstract]
Recorded investment	$ 11,605	$ 13,821
Unpaid principal balance	13,539	15,873
Average recorded investment	12,799	15,979
Interest income recognized	205	866
Interest income cash basis	169	667
Impaired loans with an allowance recorded [Abstract]
Recorded investment	16,673	12,004
Unpaid principal balance	17,090	12,985
Related allowance	2,088	1,909
Average recorded investment	17,003	13,114
Interest income recognized	212	669
Interest income cash basis	190	694
Total impaired loans [Abstract]
Recorded investment	28,278	25,825
Unpaid principal balance	30,629	28,858
Related allowance	2,088	1,909
Average recorded investment	29,802	29,093
Interest income recognized	417	1,535
Interest income cash basis	359	1,361
Real Estate [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	8,657	8,787
Unpaid principal balance	10,361	10,537
Average recorded investment	9,251	10,608
Interest income recognized	149	539
Interest income cash basis	150	347
Impaired loans with an allowance recorded [Abstract]
Recorded investment	7,691	12,004
Unpaid principal balance	7,947	12,985
Related allowance	526	1,909
Average recorded investment	7,831	13,114
Interest income recognized	90	669
Interest income cash basis	71	694
Total impaired loans [Abstract]
Related allowance	526	1,909
Real Estate [Member] | Construction & Land Development [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	361	368
Unpaid principal balance	823	823
Average recorded investment	363	825
Interest income recognized	0	41
Interest income cash basis	0	44
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	0	0
Real Estate [Member] | Farmland [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	0	0
Real Estate [Member] | 1- 4 Family [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	978	1,054
Unpaid principal balance	1,303	1,358
Average recorded investment	1,058	1,354
Interest income recognized	30	79
Interest income cash basis	32	84
Impaired loans with an allowance recorded [Abstract]
Recorded investment	274	1,995
Unpaid principal balance	304	2,144
Related allowance	14	611
Average recorded investment	283	2,079
Interest income recognized	0	103
Interest income cash basis	0	125
Total impaired loans [Abstract]
Related allowance	14	611
Real Estate [Member] | Multifamily [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	0	3,728
Unpaid principal balance	0	4,240
Average recorded investment	0	4,305
Interest income recognized	0	254
Interest income cash basis	0	72
Impaired loans with an allowance recorded [Abstract]
Recorded investment	5,097	0
Unpaid principal balance	5,323	0
Related allowance	247	0
Average recorded investment	5,207	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	247	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	7,318	3,637
Unpaid principal balance	8,235	4,116
Average recorded investment	7,830	4,124
Interest income recognized	119	165
Interest income cash basis	118	147
Impaired loans with an allowance recorded [Abstract]
Recorded investment	2,320	10,009
Unpaid principal balance	2,320	10,841
Related allowance	265	1,298
Average recorded investment	2,341	11,035
Interest income recognized	90	566
Interest income cash basis	71	569
Total impaired loans [Abstract]
Related allowance	265	1,298
Non-Real Estate [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	2,948	5,034
Unpaid principal balance	3,178	5,336
Average recorded investment	3,548	5,371
Interest income recognized	56	327
Interest income cash basis	19	320
Impaired loans with an allowance recorded [Abstract]
Recorded investment	8,982	0
Unpaid principal balance	9,143	0
Related allowance	1,562	0
Average recorded investment	9,172	0
Interest income recognized	122	0
Interest income cash basis	119	0
Total impaired loans [Abstract]
Related allowance	1,562	0
Non-Real Estate [Member] | Agricultural [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	1,983	4,863
Unpaid principal balance	2,213	5,019
Average recorded investment	2,525	5,036
Interest income recognized	30	300
Interest income cash basis	0	300
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Impaired loans with an allowance recorded [Abstract]
Recorded investment	8,982	0
Unpaid principal balance	9,143	0
Related allowance	1,562	0
Average recorded investment	9,172	0
Interest income recognized	122	0
Interest income cash basis	119	0
Total impaired loans [Abstract]
Related allowance	1,562	0
Non-Real Estate [Member] | Consumer and Other [Member]
Impaired loans with no related allowance [Abstract]
Recorded investment	965	171
Unpaid principal balance	965	317
Average recorded investment	1,023	335
Interest income recognized	26	27
Interest income cash basis	19	20
Impaired loans with an allowance recorded [Abstract]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Average recorded investment	0	0
Interest income recognized	0	0
Interest income cash basis	0	0
Total impaired loans [Abstract]
Related allowance	$ 0	$ 0

Allowance for Loan Losses, Trou

Allowance for Loan Losses, Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Modifications [Line Items]
Accruing loans, current	$ 2,987	$ 3,431
Nonaccrual	461	2,276
Total TDRs	3,448	5,707
30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	2,987	3,431
Nonaccrual	461	2,276
Total TDRs	3,448	5,707
Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member] | Construction & Land Development [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	361	368
Total TDRs	361	368
Real Estate [Member] | Construction & Land Development [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member] | Farmland [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Real Estate [Member] | Farmland [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member] | 1- 4 Family [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	1,702
Total TDRs	0	1,702
Real Estate [Member] | 1- 4 Family [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member] | Multifamily [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Real Estate [Member] | Multifamily [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	2,987	3,431
Nonaccrual	100	206
Total TDRs	3,087	3,637
Real Estate [Member] | Non-Farm Non-Residential [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Non-Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Non-Real Estate [Member] | Agricultural [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Agricultural [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Commercial and Industrial [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	0	0
Non-Real Estate [Member] | Consumer and Other [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, current	0	0
Nonaccrual	0	0
Total TDRs	0	0
Non-Real Estate [Member] | Consumer and Other [Member] | 30-89 Days Past Due [Member]
Financing Receivable, Modifications [Line Items]
Accruing loans, past due	$ 0	$ 0

Allowance for Loan Losses, TDR

Allowance for Loan Losses, TDR Activity (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2016USD ($)
TDR activity [Roll Forward]
Beginning balance	$ 5,707
New TDRs	0
Charge-offs post-modification	(111)
Transferred to ORE	0
Paydowns	(41)
Construction to permanent financing	0
Restructured to market terms	(2,111)
Other adjustments	4
Ending balance	3,448
Real Estate [Member]
TDR activity [Roll Forward]
Beginning balance	5,707
New TDRs	0
Charge-offs post-modification	(111)
Transferred to ORE	0
Paydowns	(41)
Construction to permanent financing	0
Restructured to market terms	(2,111)
Other adjustments	4
Ending balance	3,448
Real Estate [Member] | Construction & Land Development [Member]
TDR activity [Roll Forward]
Beginning balance	368
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(6)
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	(1)
Ending balance	361
Real Estate [Member] | Farmland [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	0
Real Estate [Member] | 1- 4 Family [Member]
TDR activity [Roll Forward]
Beginning balance	1,702
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	(32)
Construction to permanent financing	0
Restructured to market terms	(1,670)
Other adjustments	0
Ending balance	0
Real Estate [Member] | Multifamily [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	0
Real Estate [Member] | Non-Farm Non-Residential [Member]
TDR activity [Roll Forward]
Beginning balance	3,637
New TDRs	0
Charge-offs post-modification	(111)
Transferred to ORE	0
Paydowns	(3)
Construction to permanent financing	0
Restructured to market terms	(441)
Other adjustments	5
Ending balance	3,087
Non-Real Estate [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	0
Non-Real Estate [Member] | Agricultural [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	0
Non-Real Estate [Member] | Commercial and Industrial [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	0
Non-Real Estate [Member] | Consumer and Other [Member]
TDR activity [Roll Forward]
Beginning balance	0
New TDRs	0
Charge-offs post-modification	0
Transferred to ORE	0
Paydowns	0
Construction to permanent financing	0
Restructured to market terms	0
Other adjustments	0
Ending balance	$ 0

Goodwill and Other Intangible44

Goodwill and Other Intangible Assets (Details) - USD ($)	9 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Finite-Lived Intangible Assets [Line Items]
Goodwill	$ 1,999,000	$ 1,999,000
Impairment charges recognized on the Company's intangible assets	0
Decrease in mortgage servicing rights	(15,000)
Mortgage servicing rights	$ 81,000
Core Deposits [Member]
Finite-Lived Intangible Assets [Line Items]
Weighted-average remaining amortization period	3 years 9 months 18 days

Other Real Estate (ORE) (Detail

Other Real Estate (ORE) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Real Estate Owned Acquired by Foreclosure [Abstract]
Residential	$ 206	$ 880
Construction & land development	21	25
Non-farm non-residential	554	672
Total Other Real Estate Owned and Foreclosed Property	781	$ 1,577
Loans secured by one to four family residential properties in the process of foreclosure	$ 500

Commitments and Contingencies46

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	$ 48,378	$ 88,081
Unfunded Commitments under Lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	136,863	107,581
Commercial and Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Notional value	$ 6,399	$ 7,486

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	$ 382,711		$ 376,369
Assets measured on a nonrecurring basis [Abstract]
Purchase of available for sale securities	890,330	$ 452,235
Level 1: Quoted Prices in Active Markets For Identical Assets [Member] | Treasury Bills [Member]
Assets measured on a nonrecurring basis [Abstract]
Net increase in available for sale securities	5,000
Level 3: Significant Unobservable Inputs [Member] | Subordinated Debt Securities [Member]
Assets measured on a nonrecurring basis [Abstract]
Purchase of available for sale securities	2,500
Level 3: Significant Unobservable Inputs [Member] | Municipal Securities [Member]
Assets measured on a nonrecurring basis [Abstract]
Purchase of available for sale securities	3,800
Maturities of available for sale securities	1,200
Recurring Basis [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	382,711		376,369
Recurring Basis [Member] | Level 1: Quoted Prices in Active Markets For Identical Assets [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	35,508		30,501
Recurring Basis [Member] | Level 2: Significant Other Observable Inputs [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	334,413		338,167
Recurring Basis [Member] | Level 3: Significant Unobservable Inputs [Member]
Assets measured on recurring basis [Abstract]
Securities available for sale measured at fair value	12,790		7,701
Non-Recurring Basis [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	17,329		16,694
Other real estate owned measured at fair value	781		1,577
Non-Recurring Basis [Member] | Level 1: Quoted Prices in Active Markets For Identical Assets [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	0		0
Other real estate owned measured at fair value	0		0
Non-Recurring Basis [Member] | Level 2: Significant Other Observable Inputs [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	259		293
Other real estate owned measured at fair value	431		1,104
Non-Recurring Basis [Member] | Level 3: Significant Unobservable Inputs [Member]
Assets measured on a nonrecurring basis [Abstract]
Impaired loans measured at fair value	17,070		16,401
Other real estate owned measured at fair value	$ 350		$ 473

Financial Instruments (Details)

Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets [Abstract]
Securities available for sale measured at fair value	$ 382,711	$ 376,369
Securities, held to maturity	93,858	168,148
Accrued interest receivable	6,388	6,015
Carrying Value [Member]
Assets [Abstract]
Cash and cash equivalents	23,813	37,272
Securities available for sale measured at fair value	382,711	376,369
Securities, held to maturity	92,396	169,752
Federal Home Loan Bank stock	1,609	935
Loans, net	900,494	832,168
Accrued interest receivable	6,388	6,015
Liabilities [Abstract]
Deposits	1,256,971	1,295,870
Borrowings	33,004	27,624
Junior subordinated debentures	14,622	14,597
Accrued interest payable	2,103	1,707
Estimated Fair Value [Member]
Assets [Abstract]
Cash and cash equivalents	23,813	37,272
Securities available for sale measured at fair value	382,711	376,369
Securities, held to maturity	93,858	168,148
Federal Home Loan Bank stock	1,609	935
Loans, net	900,814	831,731
Accrued interest receivable	6,388	6,015
Liabilities [Abstract]
Deposits	1,257,509	1,296,468
Borrowings	33,030	27,624
Junior subordinated debentures	13,998	14,597
Accrued interest payable	$ 2,103	$ 1,707