LendingClub 10K 2013 Annual report | LC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	H.S. sophomore Avg

New words: alongside, analytical, appetite, assimilating, body, Borrowership, breakdown, channel, classification, construed, core, covenant, customizable, Dan, Deloitte, diverse, diversion, diversity, DTI, dynamically, EBITDA, Echo, EPS, expenditure, exposure, foreclosure, formulate, friendly, furniture, great, headquartered, idle, inclusion, incurrence, inference, inventory, Jeff, layer, leasehold, Madison, message, metric, motivating, Nest, NVP, Nyca, omitted, output, Owler, pace, pilot, pre, PRIME, properly, readily, recommending, Reed, reinvested, renegotiation, RetailMeNot, SB, segregated, shelf, sixteen, socket, sophisticated, Southwestern, strive, Summer, tailor, Touche, transform, transparent, trueXmedia, uncorrelated, unexpected, unfunded, unknown, unrelated, vendor, virtualization, Virtually, waiver

Removed: acknowledging, adequacy, aim, allocate, applying, approximate, APR, arise, Arjay, arose, art, ASU, bachelor, background, band, belong, billing, biometric, branding, busy, call, called, caption, cautioned, championship, Chevron, Cincinnati, clarify, Cleary, Codification, combating, commencing, compute, computed, concession, conclude, connect, Connecticut, constitute, continually, cured, customize, debiting, deCarta, deductible, defer, delivered, dependency, deployment, depreciable, differentiate, differentiation, difficulty, diligent, diminished, discontinue, disqualified, driver, ease, electrical, engine, enroll, entrant, Entrepreneur, essential, evaluated, evidenced, exaggerated, exist, expectation, experiencing, experiment, facing, factor, feet, FiftyOne, finally, fire, FOLIOfnwill, forum, French, frivolously, gathered, Gemvara, Goodwill, Gottlieb, growing, Hamilton, hand, honored, importance, Indiana, instructed, insure, intensity, interim, investigated, knowledgeable, landscape, Lastly, Latin, launch, launching, layout, leading, logging, MasterCard, MBA, measuring, mechanism, membership, merge, Miller, minimize, Mississippi, mitigate, mitigated, mode, modification, moving, netted, newly, nonaccrual, offsite, onsite, OpenSky, operator, originating, overhead, periodically, philosophy, Plant, predefined, privilege, random, relaunch, remained, remediation, remit, repayable, representative, reserve, resolved, restructuring, retrospective, reversed, rid, roughly, run, sailing, Scholar, seeking, sentence, server, site, SocBank, speak, spread, standby, Steen, storage, store, stronger, succeed, suppression, surveillance, systematic, targeted, TDR, terrorist, tier, transactional, troubled, uncollectible, uncommitted, unearned, unused, upward, usability, utmost, vacation, victim, video, VPN, widely, won

LendingClub (LC) 10-K2013 FY Annual report

Content analysis