LendingClub 10K 2014 Annual report | LC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	H.S. sophomore Avg

New words: accretion, accrual, acute, advocacy, aforementioned, alleged, alter, antifraud, Apache, API, attain, auditor, Bay, benchmarking, blank, broaden, broadly, budget, burden, burdened, capture, capturing, CenturyLink, certainty, challenge, Circle, circumvent, clarity, ClearChoice, collaboration, Comenity, competitor, complaint, complementary, complemented, compliant, compounded, computerized, constrain, contest, correctly, Corrupt, creativity, culture, currency, cyber, DC, deficiency, deficient, delivery, demographic, demonstrate, demonstrated, dental, departure, detachable, deter, deterring, disagree, dispute, dissatisfied, distract, distracting, DJ, Dow, downgrade, earthquake, easier, ecosystem, EDD, emerged, entertainment, entirety, equate, ESPP, EU, exact, fall, fashion, FD, fertility, fill, fined, flood, fluctuate, Fluctuation, forma, frustrating, fueling, furnish, GE, GNU, grown, guaranty, harbor, healthcare, healthy, hidden, hinder, hostile, hyperlink, illegal, illustrative, immaterial, immense, implied, improperly, inaccessible, inactive, inconsistent, increasingly, indirectly, ineffective, inflexible, inItem, inside, Insider, intangible, interact, interacting, interaction, interface, intermediary, intermediate, internationally, intervention, introduction, invalidate, IPO, landing, larger, legacy, lengthy, live, locked, longevity, macro, macroeconomic, manipulation, manual, masked, meaningful, mirrored, misappropriated, misappropriation, misclassified, mispriced, missed, misuse, modestly, mouth, NBT, NE, nearest, necessitated, negotiate, negotiating, NIST, noncash, NYSE, occupancy, occupied, official, Ohio, opaque, orthodontic, outsource, outsourced, Overview, patient, Pennsylvania, pension, people, perception, pill, play, poison, political, Poor, pose, preemption, Premier, prompt, Prosper, protocol, PTO, pull, purport, radio, Ratification, rebate, reconciling, redirect, redirected, reevaluate, refinance, refine, refinement, refund, regain, region, regional, reinforce, reinforcing, repatriation, rest, retrieve, River, robust, Room, routine, royalty, safe, seasonality, seasoned, SeeItem, seismic, shield, sick, simultaneously, slower, slowly, smoothly, solicitation, solicited, soliciting, speed, Springstone, stale, standoff, stimulating, strength, stricter, student, subsidize, sued, super, Supplementary, surveying, Switch, symbol, syndicated, tangible, teamwork, territory, terrorism, textual, thereon, translation, transmit, transmitted, trapped, trend, tuition, tutoring, unavailable, unaware, underutilized, unfavorable, unfounded, uninsured, unintended, unique, unlock, unmanaged, unplanned, unpredictable, unqualified, unrest, unutilized, unwilling, upfront, upper, vigorously, visit, visiting, wait, Westborough, whichever, workforce

Removed: abdication, absence, absent, accrue, Adam, adapt, AdChina, add, administer, administration, administrator, advanced, advancement, affiliate, affirmative, afford, aggregated, agreeing, akin, Alto, amendment, analyst, analyzed, analyzing, anniversary, annualized, appeal, appointment, arbitration, Arizona, Armanino, arrange, ASC, Ashmeet, aspect, assemble, assignee, assuming, assured, asterisk, attached, attending, attested, attorney, auction, augment, authenticated, authentication, auto, Avenue, backup, bad, Badgeville, Balen, bankrupt, basket, BBF, BEACON, bear, bearing, Berkeley, bifurcation, bill, billed, Boston, bought, bound, Brenton, Broderick, brokerage, browse, BSA, button, buyer, CA, calculating, Canaan, cap, capability, car, care, career, Carolina, Carrie, categorizing, Caulfield, CCF, certification, chair, chairman, Chaomei, Chapter, character, characterization, charging, Chase, chemical, Chen, China, Christoffersen, Ciporin, clause, clear, click, cliff, COBRA, cohesively, College, collegial, commencement, commercially, commit, committing, communicate, communication, comparison, competent, compromised, computing, concentrate, confirmation, conflict, Conservative, consisting, constant, constituted, constituting, constructive, consult, consulting, consummation, contact, continuation, continuously, contrary, coordination, Cornell, counsel, count, credited, Crowe, CT, culpable, custodian, customary, Daniel, Dartmouth, de, dealing, death, debit, debtor, decided, deciding, declaration, decreased, dedicated, deduct, deduction, deem, Deepak, defaulting, defending, defense, delayed, delegate, deliberately, denial, denoted, DePauw, deployed, derive, descent, designate, designee, detriment, digital, disaffected, discharged, disclaim, discontinuing, discounting, discrete, disgorgement, dishonest, displayed, disregard, dissolution, diversify, division, Doctor, document, documentation, Dolan, domestic, doubt, DoveBid, downtime, downturn, duly, earliest, Edify, effort, eHealthInsurance, eligibility, Elmore, email, embedded, EMPIRICA, employ, employed, energy, enforceability, enforced, enforcing, engineer, enterprise, equitable, equivalent, Eric, ethical, exceeding, exchanged, execute, execution, executor, exercisability, exhibit, expertise, expired, extinguish, Extole, facility, failed, failing, false, favorably, fewer, field, fifteen, fifty, fingerprinting, firewall, flagged, floating, focusing, formed, formula, Foundation, fraction, France, fraudulently, frequency, fringe, fulfill, fulfilling, fullest, Gamble, garnishment, Gary, George, goal, govern, grace, graduate, graduated, grantee, Gregory, Grosser, grouped, guarantee, guide, Guy, hacker, Hampshire, handle, Haque, hard, head, HEC, Hedging, Henry, highest, Hill, holding, Holland, Honorary, Hotline, humidity, Hutton, Ibrahim, icon, improper, inattention, incidence, incubator, indemnified, Indemnity, independently, induced, infiltrate, influence, initiated, injunctive, inquiry, insolvent, instrumentality, intellect, intensify, intentional, intentionally, Interpretive, intervene, investigate, involuntary, IRA, ISO, ITF, IX, Jeffrey, Jiaotong, John, joined, JP, Kamra, keen, KKR, Kleiner, knowingly, Koontz, Kopchinsky, KPCB, lab, label, laude, Laufik, led, lend, length, leveraged, liaison, lieu, limitation, limiting, litigated, LLP, long, losing, LP, lump, Lynn, Mack, Maha, main, mandatorily, Marengo, Mary, mathematical, mature, McKenna, Meeker, Menlo, Mexico, Michael, mitigating, mobile, Moldow, monitor, Montpellier, Morgenthaler, multiplied, mutual, mutually, narrow, nationwide, navigate, NextCard, nominating, nonpayment, Norwest, Notwithstanding, novelty, numeric, numerical, objective, obsolete, occasioned, OID, omission, optimal, optioned, Oracle, organized, originally, outlining, overdue, oversee, owing, package, Palo, parent, pari, Park, partial, passu, pattern, Paul, Pavey, pecuniary, pending, perimeter, persist, petition, PFSC, phone, Plain, point, police, pooled, poorly, possessing, posted, preceding, preexisting, Preferability, preference, preservation, presiding, prevailing, prevented, Princeton, principally, priority, probate, processor, Procter, promise, promissory, Promod, proof, prorated, protected, published, purely, put, Ralph, ran, randomly, rata, reacquired, ready, real, Rebecca, recordkeeping, recoupment, redeemable, redeploy, Refusal, registering, registrable, regularity, remove, remuneration, Renaud, renewed, reorganization, repaying, representing, repurchased, reservist, reside, residency, residential, resignation, restriction, returned, revealed, revolving, Richard, risky, Riverside, Road, Robert, routing, Rudnick, Russo, Sanborn, Sand, save, scheduled, Schuh, Schwab, science, Scott, screening, securing, seize, served, serving, Seth, setting, shared, shopping, show, Sidana, similarly, Simon, single, situation, South, speculative, spending, spent, SSL, St, stand, Stanford, statistical, stay, step, Stevenson, stopped, stored, strain, strike, submission, submit, submitting, subscriber, substituted, successor, Suisse, suitable, suite, suspect, suspension, SwitchNet, targeting, telephone, temperature, tendered, tendering, text, Theodore, theory, thereto, thereunto, threat, threatened, tool, topic, traded, train, transferable, transferring, transit, transported, Treasurer, treat, TripleHop, trustee, turn, turned, unchanged, undersigned, underwritten, unexcused, unifying, uninterrupted, unissued, Universit, unusual, unverified, utilization, valid, VC, vehicle, venture, verifiable, verified, verifying, VeriSign, versa, vice, viewable, viewing, VII, virtue, vision, voluntarily, voluntary, wage, Warren, Wende, Westport, Whistleblower, William, Wilson, winding, withdraw, withdrawn, withdrew, Woodrow, worked, writing, Yale, Young

LendingClub (LC) 10-K2014 FY Annual report

Content analysis