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424B3 Filing
LendingClub (LC) 424B3Prospectus supplement
Filed: 28 Jul 20, 9:45am
Posting Supplement No. 3267 dated July 28, 2020 to Prospectus dated August 9, 2019 | Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-233190 |
LendingClub Corporation
Member Payment Dependent Notes
This Posting Supplement supplements the prospectus dated August 9, 2019 and provides information about requested standard program consumer loans to be facilitated through our platform ("member loans") that may correspond to Member Payment Dependent Notes (the "Notes"). Prospective investors should read this Posting Supplement together with the prospectus dated August 9, 2019 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
The following member loans have been made available today for investing in through our platform, including through Notes. At the time any member loan is issued by the issuing bank and corresponding Notes are issued, the aggregate value of corresponding Notes may not equal the principal balance of the member loan.
169489946
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169489946 | $10,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169489946 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $3,813 / month* |
Job title: | Hr Generalist | Debt-to-income ratio: | 19.12% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 611xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 780-784 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 26 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $10,254.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 16.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169480472
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169480472 | $16,000 | 16.08% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169480472 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $4,583 / month* |
Job title: | Office Administrator | Debt-to-income ratio: | 28.08% |
Length of employment: | 4 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 890xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 25, 2020:
Credit Score Range: | 690-694 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $15,954.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 79.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169367835
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169367835 | $29,350 | 15.40% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169367835 was requested on July 19, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | JOINT | ||
Home ownership: | RENT | Gross income: | $2,667 / month |
Job title: | Administration | Debt-to-income ratio: | 26.49% |
Length of employment: | 1 year | Joint Gross Income: | $7,250 / month |
Joint Debt-to-Income: | 14.25% | ||
Location: | 805xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 19, 2020:
Credit Score Range: | 760-764 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,438.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169489043
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169489043 | $19,650 | 10.19% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169489043 was requested on July 28, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $16,500 / month |
Job title: | vice president | Debt-to-income ratio: | 16.78% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 070xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 28, 2020:
Credit Score Range: | 725-729 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 31 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $25,744.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 51.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169486998
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169486998 | $19,000 | 19.95% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169486998 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $8,208 / month* |
Job title: | Branch Manager | Debt-to-income ratio: | 29.30% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 056xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 685-689 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | 69 |
Revolving Credit Balance: | $15,472.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169489943
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169489943 | $20,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169489943 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $9,250 / month* |
Job title: | Field Marketing Manager | Debt-to-income ratio: | 26.22% |
Length of employment: | 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 200xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 755-759 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1990 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 24 |
Revolving Credit Balance: | $32,984.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 22.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169481218
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169481218 | $10,000 | 16.08% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169481218 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $5,833 / month* |
Job title: | Security Specialist | Debt-to-income ratio: | 27.53% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 249xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 25, 2020:
Credit Score Range: | 660-664 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 6 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $1,790.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169467776
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169467776 | $20,000 | 14.02% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169467776 was requested on July 26, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,050 / month* |
Job title: | E8 | Debt-to-income ratio: | 38.03% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 799xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 24, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $27,673.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 65.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169493891
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169493891 | $7,500 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169493891 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $4,583 / month |
Job title: | Human Resources Manager | Debt-to-income ratio: | 7.92% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 930xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 780-784 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $2,368.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 4.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169492871
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169492871 | $2,000 | 13.33% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169492871 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $12,917 / month* |
Job title: | Police Officer | Debt-to-income ratio: | 16.26% |
Length of employment: | 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 982xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 705-709 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $29,473.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 68.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169489978
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169489978 | $3,000 | 17.30% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169489978 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $4,583 / month |
Job title: | Accountant | Debt-to-income ratio: | 17.80% |
Length of employment: | 6 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 761xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/2013 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 24 | Months Since Last Delinquency: | 38 |
Revolving Credit Balance: | $5,857.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 26.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | 46 |
169396028
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169396028 | $40,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169396028 was requested on July 23, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | JOINT | ||
Home ownership: | MORTGAGE | Gross income: | $8,333 / month* |
Job title: | Senior Vice President | Debt-to-income ratio: | 27.87% |
Length of employment: | 10+ years | Joint Gross Income: | $33,333 / month* |
Joint Debt-to-Income: | 11.11% | ||
Location: | 087xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 21, 2020:
Credit Score Range: | 710-714 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 01/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 25 | Months Since Last Delinquency: | 25 |
Revolving Credit Balance: | $57,118.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 49.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 25 |
169492925
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169492925 | $16,000 | 16.08% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169492925 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $4,833 / month |
Job title: | Supervisor Dispatch | Debt-to-income ratio: | 21.87% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 927xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2010 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 19 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $64,085.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | n/a |
169457713
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169457713 | $16,500 | 16.08% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169457713 was requested on July 24, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,083 / month |
Job title: | Sales Development | Debt-to-income ratio: | 11.45% |
Length of employment: | < 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 945xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 23, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 72 |
Revolving Credit Balance: | $21,444.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 53.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 72 |
169473975
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169473975 | $37,000 | 10.19% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169473975 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $8,333 / month |
Job title: | Retail Clerk/Dispatch | Debt-to-income ratio: | 18.16% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 442xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 24, 2020:
Credit Score Range: | 730-734 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $30,052.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 40.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169476011
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169476011 | $25,000 | 19.95% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169476011 was requested on July 26, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $13,333 / month* |
Job title: | Director of Business Development | Debt-to-income ratio: | 7.35% |
Length of employment: | 2 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 950xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 26, 2020:
Credit Score Range: | 705-709 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 7 |
Total Credit Lines: | 51 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $28,838.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 31.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | n/a |
169404459
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169404459 | $30,000 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169404459 was requested on July 21, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $8,414 / month* |
Job title: | Senior Health Economics Analyst | Debt-to-income ratio: | 36.97% |
Length of employment: | 3 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 152xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 21, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 36 |
Revolving Credit Balance: | $77,063.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 91.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169482665
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169482665 | $13,000 | 17.30% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169482665 was requested on July 26, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $6,917 / month* |
Job title: | Construction Manager | Debt-to-income ratio: | 11.80% |
Length of employment: | 7 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 377xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 26, 2020:
Credit Score Range: | 675-679 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2014 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 16 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,565.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | n/a |
169356079
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169356079 | $8,000 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169356079 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $4,750 / month |
Job title: | Sales | Debt-to-income ratio: | 18.46% |
Length of employment: | 4 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 895xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 17, 2020:
Credit Score Range: | 735-739 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 23 |
Revolving Credit Balance: | $3,245.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 9.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | n/a |
169502125
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169502125 | $35,000 | 14.02% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169502125 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $14,583 / month* |
Job title: | Director of Data Science | Debt-to-income ratio: | 4.24% |
Length of employment: | 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 916xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 715-719 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,694.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 56.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169478309
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169478309 | $20,000 | 19.95% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169478309 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $5,833 / month* |
Job title: | Project Manager | Debt-to-income ratio: | 28.25% |
Length of employment: | 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 301xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 25, 2020:
Credit Score Range: | 675-679 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 16 |
Revolving Credit Balance: | $21,192.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 86.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 16 |
169376731
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169376731 | $30,000 | 15.40% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169376731 was requested on July 23, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,500 / month |
Job title: | Assoc. Tran. Cust. Serv. Specialist 1 | Debt-to-income ratio: | 10.33% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 114xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 20, 2020:
Credit Score Range: | 670-674 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2013 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 22 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 35 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $20,053.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 35.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169393375
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169393375 | $15,000 | 18.24% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169393375 was requested on July 21, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $3,000 / month* |
Job title: | n/a | Debt-to-income ratio: | 26.53% |
Length of employment: | n/a | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 798xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 21, 2020:
Credit Score Range: | 660-664 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $9,403.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 46.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169342430
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169342430 | $13,000 | 17.30% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169342430 was requested on July 26, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $6,000 / month* |
Job title: | Operations Manager | Debt-to-income ratio: | 34.85% |
Length of employment: | < 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 685xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 15, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 48 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $12,996.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.90% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 3 | Months Since Last Major Derogatory | n/a |
169309275
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169309275 | $6,000 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169309275 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $9,583 / month |
Job title: | Shift Technical Specialist | Debt-to-income ratio: | 15.27% |
Length of employment: | 9 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 476xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 12, 2020:
Credit Score Range: | 690-694 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2010 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 34 | Months Since Last Delinquency: | 66 |
Revolving Credit Balance: | $18,907.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 52.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 66 |
169466708
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169466708 | $20,000 | 18.24% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169466708 was requested on July 24, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $6,250 / month* |
Job title: | Senior Financial Analyst | Debt-to-income ratio: | 21.63% |
Length of employment: | 6 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 480xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 24, 2020:
Credit Score Range: | 685-689 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1996 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 9 | Delinquencies (Last 2 yrs): | 2 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 9 |
Revolving Credit Balance: | $7,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 76.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | 9 |
169492951
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169492951 | $2,000 | 9.56% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169492951 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $2,083 / month |
Job title: | Instructor | Debt-to-income ratio: | 12.67% |
Length of employment: | 4 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 479xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 770-774 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 5 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 18 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $123.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 1.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169494740
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169494740 | $40,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169494740 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $11,333 / month* |
Job title: | Design Director | Debt-to-income ratio: | 12.71% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 956xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 730-734 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $23,940.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 27.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169384008
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169384008 | $25,000 | 10.19% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169384008 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $8,500 / month* |
Job title: | Transportation Manager | Debt-to-income ratio: | 20.51% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 762xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 20, 2020:
Credit Score Range: | 745-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 06/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $22,639.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 23.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169479243
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169479243 | $34,875 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169479243 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,083 / month* |
Job title: | Mail Carrier | Debt-to-income ratio: | 24.62% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 946xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 25, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 04/1998 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 11 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $57,385.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169487947
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169487947 | $10,300 | 10.19% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169487947 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $3,333 / month* |
Job title: | Patrol officer | Debt-to-income ratio: | 20.96% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 370xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 765-769 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/1982 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 4 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 29 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | n/a | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169496648
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169496648 | $14,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169496648 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $10,000 / month |
Job title: | engineer | Debt-to-income ratio: | 9.97% |
Length of employment: | 2 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 493xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 675-679 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2010 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 14 | Months Since Last Delinquency: | 8 |
Revolving Credit Balance: | $18,509.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 70.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169459019
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169459019 | $18,525 | 14.02% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169459019 was requested on July 23, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $9,583 / month |
Job title: | Office Administrator | Debt-to-income ratio: | 24.45% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 801xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 23, 2020:
Credit Score Range: | 660-664 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/1992 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 24 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 42 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $42,341.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 68.40% | Months Since Last Record: | 98 |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169297733
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169297733 | $20,000 | 10.81% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169297733 was requested on July 10, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,917 / month |
Job title: | Analyst | Debt-to-income ratio: | 10.71% |
Length of employment: | < 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 331xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 10, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2009 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 28 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $18,092.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169487951
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169487951 | $6,000 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169487951 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $4,250 / month |
Job title: | Re-entry Specialist | Debt-to-income ratio: | 36.00% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 894xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 710-714 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2005 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 10 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 32 | Months Since Last Delinquency: | 14 |
Revolving Credit Balance: | $5,277.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169468864
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169468864 | $25,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169468864 was requested on July 24, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $5,167 / month |
Job title: | HR specialist | Debt-to-income ratio: | 27.93% |
Length of employment: | 3 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 945xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 24, 2020:
Credit Score Range: | 765-769 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 05/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 9 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $8,981.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 28.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169485504
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169485504 | $20,000 | 13.33% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169485504 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $9,583 / month* |
Job title: | Controller | Debt-to-income ratio: | 22.68% |
Length of employment: | 2 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 891xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 25, 2020:
Credit Score Range: | 695-699 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 18 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 37 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $54,648.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 69.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 2 | Months Since Last Major Derogatory | n/a |
169322571
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169322571 | $21,000 | 16.08% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169322571 was requested on July 16, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $8,000 / month* |
Job title: | Paralegal Specialist | Debt-to-income ratio: | 18.08% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 206xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 13, 2020:
Credit Score Range: | 675-679 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2008 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 17 | Months Since Last Delinquency: | 10 |
Revolving Credit Balance: | $7,489.00 | Public Records On File: | 1 |
Revolving Line Utilization: | 32.60% | Months Since Last Record: | 108 |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 10 |
169494854
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169494854 | $3,500 | 19.95% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169494854 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $7,083 / month* |
Job title: | Video Editor | Debt-to-income ratio: | 17.28% |
Length of employment: | 4 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 915xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 12 | Months Since Last Delinquency: | 48 |
Revolving Credit Balance: | $8,232.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 30.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | 48 |
169312627
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169312627 | $40,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169312627 was requested on July 13, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $15,000 / month |
Job title: | n/a | Debt-to-income ratio: | 11.74% |
Length of employment: | < 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 875xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 13, 2020:
Credit Score Range: | 725-729 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 12 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 22 | Months Since Last Delinquency: | 20 |
Revolving Credit Balance: | $34,228.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 44.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169286257
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169286257 | $25,000 | 19.95% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169286257 was requested on July 22, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $8,000 / month* |
Job title: | Appeals Hearing Specialist | Debt-to-income ratio: | 34.61% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 902xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 9, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $105,972.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 97.40% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169416562
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169416562 | $15,000 | 18.24% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169416562 was requested on July 21, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $9,167 / month* |
Job title: | Designer | Debt-to-income ratio: | 7.80% |
Length of employment: | 8 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 958xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 21, 2020:
Credit Score Range: | 670-674 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/2003 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 3 |
Total Credit Lines: | 15 | Months Since Last Delinquency: | 6 |
Revolving Credit Balance: | $0.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 0.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | 41 |
169492849
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169492849 | $20,000 | 9.56% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169492849 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $5,833 / month* |
Job title: | Cafeteria Manager | Debt-to-income ratio: | 27.29% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 802xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 03/2000 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 17 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 36 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $46,946.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 58.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169421687
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169421687 | $20,000 | 14.02% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169421687 was requested on July 22, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $3,979 / month* |
Job title: | BBI | Debt-to-income ratio: | 20.76% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 083xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 22, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2004 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 8 | Delinquencies (Last 2 yrs): | 4 |
Total Credit Lines: | 20 | Months Since Last Delinquency: | 13 |
Revolving Credit Balance: | $6,132.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 32.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 45 |
169497835
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169497835 | $12,000 | 10.81% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169497835 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $6,667 / month |
Job title: | Judicial Court Assistant | Debt-to-income ratio: | 20.88% |
Length of employment: | 1 year | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 933xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 21 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | 29 |
Revolving Credit Balance: | $33,829.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 37.80% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169486958
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169486958 | $20,000 | 8.46% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169486958 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $8,333 / month* |
Job title: | LEGAL ASSISTANT | Debt-to-income ratio: | 10.96% |
Length of employment: | 5 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 902xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2010 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 7 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $25,721.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 74.60% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169493484
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169493484 | $16,000 | 10.81% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169493484 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $5,000 / month* |
Job title: | n/a | Debt-to-income ratio: | 29.84% |
Length of employment: | n/a | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 270xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 715-719 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 11/1988 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | 54 |
Revolving Credit Balance: | $16,511.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 45.20% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169489133
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169489133 | $20,000 | 15.40% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169489133 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $10,000 / month* |
Job title: | Senior Manager of Supply Planning | Debt-to-income ratio: | 28.62% |
Length of employment: | 7 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 833xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 690-694 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2001 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 30 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $43,812.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 73.30% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | n/a |
169363681
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169363681 | $26,000 | 15.40% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169363681 was requested on July 25, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | MORTGAGE | Gross income: | $5,667 / month |
Job title: | Electrician | Debt-to-income ratio: | 15.36% |
Length of employment: | 8 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 334xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 18, 2020:
Credit Score Range: | 685-689 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 08/1995 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 13 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 21 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $53,225.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 57.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169231981
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169231981 | $20,000 | 17.30% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169231981 was requested on July 23, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | JOINT | ||
Home ownership: | MORTGAGE | Gross income: | $5,417 / month |
Job title: | Groomer | Debt-to-income ratio: | 25.15% |
Length of employment: | 10+ years | Joint Gross Income: | $13,333 / month |
Joint Debt-to-Income: | 26.26% | ||
Location: | 067xx |
A credit bureau reported the following information about this borrower that affects their member loan on June 30, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 02/2012 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 19 | Delinquencies (Last 2 yrs): | 1 |
Total Credit Lines: | 26 | Months Since Last Delinquency: | 22 |
Revolving Credit Balance: | $5,197.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 36.10% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 1 | Months Since Last Major Derogatory | 69 |
169465698
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169465698 | $15,000 | 18.24% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169465698 was requested on July 24, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $4,167 / month* |
Job title: | Bookkeeper | Debt-to-income ratio: | 38.81% |
Length of employment: | 8 years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 223xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 24, 2020:
Credit Score Range: | 680-684 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 09/2006 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 28 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 38 | Months Since Last Delinquency: | 39 |
Revolving Credit Balance: | $27,135.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 67.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | 39 |
169376739
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169376739 | $22,300 | 13.33% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169376739 was requested on July 20, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $9,167 / month* |
Job title: | Speech Language Pathologist | Debt-to-income ratio: | 32.39% |
Length of employment: | 10+ years | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 932xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 20, 2020:
Credit Score Range: | 700-704 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 12/2010 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 14 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 23 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $26,706.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 42.70% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169425509
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169425509 | $19,000 | 10.19% | 1.00% | Five years after issuance | Five years after issuance |
Member loan 169425509 was requested on July 23, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | OWN | Gross income: | $5,417 / month* |
Job title: | n/a | Debt-to-income ratio: | 21.40% |
Length of employment: | n/a | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 975xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 22, 2020:
Credit Score Range: | 760-764 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 07/2007 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 15 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 40 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $16,259.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 18.00% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
169495783
Member Loan ID | Maximum aggregate principal amount of Notes offered | Stated interest rate | Note Service Charge | Initial maturity | Final maturity |
169495783 | $6,500 | 10.19% | 1.00% | Three years after issuance | Five years after issuance |
Member loan 169495783 was requested on July 27, 2020 by a borrower with the following characteristics, which have not been verified unless noted with an "*":
Application Type: | INDIVIDUAL | ||
Home ownership: | RENT | Gross income: | $1,250 / month* |
Job title: | n/a | Debt-to-income ratio: | 34.16% |
Length of employment: | n/a | Joint Gross Income: | n/a |
Joint Debt-to-Income: | n/a | ||
Location: | 769xx |
A credit bureau reported the following information about this borrower that affects their member loan on July 27, 2020:
Credit Score Range: | 745-749 | Accounts Now Delinquent: | 0 |
Earliest Credit Line: | 10/2011 | Delinquent Amount: | $0.00 |
Open Credit Lines: | 6 | Delinquencies (Last 2 yrs): | 0 |
Total Credit Lines: | 11 | Months Since Last Delinquency: | n/a |
Revolving Credit Balance: | $7,966.00 | Public Records On File: | 0 |
Revolving Line Utilization: | 33.50% | Months Since Last Record: | n/a |
Inquiries in the Last 6 Months: | 0 | Months Since Last Major Derogatory | n/a |
Posting Report Supplement No. 3267 dated July 28, 2020