Sound Financial (SNFL) Inactive 10-Q2009 Q2 Quarterly report

Filed: 14 Aug 09, 12:00am

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Readability	8th grade Good

New words: AFS, Alder, Arise, arising, Assumption, August, Banker, barring, behalf, building, caution, Center, Coast, Codification, Committee, core, custody, deemed, deficiency, deficit, diminished, distressed, equipment, extreme, facility, favorable, Finance, forced, Francisco, incorrect, incremental, indeterminable, integrate, Interpretation, intrinsic, July, key, Lakewood, lease, leasehold, line, listed, match, mitigate, move, North, objective, Occupancy, opened, OTTI, payable, personnel, practicable, preceding, premium, prepay, profession, prove, pursuant, ready, rebuild, recnt, replaced, replacement, respossessed, San, satisfy, situation, size, spending, standing, successfully, Tacoma, team, Towne, transferor, trend, undue, unfavorable, unrealized, viewed, widening, window, withdraw

Removed: allocation, area, begun, competition, consisted, emphasize, exchanged, extend, founded, identified, monetary, national, planned, Puget, rely, restructuring, slowdown, streamlining, yielding

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EXHIBIT 32

SECTION 1350 CERTIFICATION

Each of the undersigned hereby certifies in his or her capacity as an officer of Sound Financial Inc (the “Company”) that the Quarterly Report of the Company on Form 10-Q for the period ended June 30, 2009, fully complies with the requirements of Section 13(a) of the Securities and Exchange Act of 1934, as amended, and that the information contained in such report fairly presents, in all material respects, the financial condition and results of operations of the Company as of the dates and periods presented in the financial statements included in such report.

Date: August 14, 2009	By:	/s/ Laura Lee Stewart
		Laura Lee Stewart
		President and Chief Executive Officer




Date: August 14, 2009	By:	/s/ Matthew P. Deines
		Matthew P. Deines
		Executive Vice President
		Chief Financial Officer
		Principal Financial and Accounting Officer