Cape Bancorp 10-Q 8 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 08, 2013
Document Document And Entity Information [Line Items]	'	'
Entity Registrant Name	'Cape Bancorp, Inc.	'
Entity Central Index Key	'0001411303	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	12,047,785

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash & due from financial institutions	$6,347	$6,867
Interest-bearing bank balances	16,179	17,361
Cash and cash equivalents	22,526	24,228
Interest-bearing time deposits	9,661	9,259
Investment securities available for sale at fair value (amortized cost of $162,552 and $171,987 respectively)	156,591	170,857
Investment securities held to maturity at amortized cost (fair value $10,148 at September 30, 2013)	10,148	'
Loans held for sale	1,535	8,795
Loans, net of allowance of $10,007 and $9,852 respectively	764,565	714,396
Accrued interest receivable	3,093	3,091
Premises and equipment, net	20,047	20,283
Other real estate owned	7,360	7,221
Federal Home Loan Bank (FHLB) stock, at cost	5,776	5,775
Prepaid FDIC insurance premium	'	635
Deferred income taxes	18,351	17,639
Bank owned life insurance (BOLI)	30,940	30,226
Goodwill	22,575	22,575
Intangible assets, net	276	264
Assets held for sale	'	436
Other assets	1,002	5,118
Total assets	1,074,446	1,040,798
Deposits	'	'
Interest-bearing deposits	727,734	698,325
Noninterest-bearing deposits	100,663	86,266
Federal funds purchased and repurchase agreements	9,936	9,924
Federal Home Loan Bank borrowings	89,951	88,041
Advances from borrowers for taxes and insurance	110	652
Accrued interest payable	116	148
Other liabilities	5,401	6,616
Total liabilities	933,911	889,972
Stockholders’ Equity	'	'
Common stock, $.01 par value: authorized 100,000,000 shares; issued 13,344,776 shares at September 30, 2013 and 13,336,776 shares at December 31, 2012; outstanding 12,172,412 shares at September 30, 2013 and 13,336,776 shares at December 31, 2012	133	133
Additional paid-in capital	128,109	127,767
Treasury stock at cost: 1,172,364 shares at September 30, 2013 and no shares at December 31, 2012	-10,993	'
Unearned ESOP shares	-8,209	-8,528
Accumulated other comprehensive loss, net	-3,686	-679
Retained earnings	35,181	32,133
Total stockholders’ equity	140,535	150,826
Total liabilities & stockholders’ equity	$1,074,446	$1,040,798

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statement Consolidated Balance Sheets Parenthetical [Line Items]	'	'
Amortized cost of investment securities available for sale, at fair value	$162,552	$171,987
Investment securities held to maturity at amortized cost, fair value	10,148	'
Loans allowance	$10,007	$9,852
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	13,344,776	13,344,776
Common stock, shares outstanding	12,172,412	13,336,776
Treasury stock, shares	1,172,364	0

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:	'	'	'	'
Interest on loans	$9,284	$9,755	$27,491	$29,423
Interest and dividends on investments	'	'	'	'
Taxable	414	486	1,220	1,471
Tax-exempt	122	155	395	535
Interest on mortgage-backed securities	469	553	1,384	1,744
Total interest income	10,289	10,949	30,490	33,173
Interest expense:	'	'	'	'
Interest on deposits	713	1,069	2,339	3,526
Interest on borrowings	561	828	1,726	3,061
Total interest expense	1,274	1,897	4,065	6,587
Net interest income before provision for loan losses	9,015	9,052	26,425	26,586
Provision for loan losses	449	710	1,059	2,551
Net interest income after provision for loan losses	8,566	8,342	25,366	24,035
Non-interest income:	'	'	'	'
Service fees	1,009	921	2,753	2,776
Net gains on sale of loans	346	227	929	400
Net increase from BOLI	240	246	713	734
Gain (loss) on sale of investment securities available for sale, net	'	1	290	963
Net gain (loss) on sale of OREO	17	44	57	-257
Gain on sale of bank premises	'	'	'	425
Other	611	162	779	803
Gross other-than-temporary impairment losses	'	71	'	-121
Less: Portion of loss recognized in other comprehensive income	'	-71	'	113
Net other-than-temporary impairment losses	'	'	'	-8
Total non-interest income	2,223	1,601	5,521	5,836
Non-interest expense:	'	'	'	'
Salaries and employee benefits	3,880	3,973	11,909	10,900
Occupancy expenses, net	437	418	1,278	1,288
Equipment expenses	289	303	849	885
Federal insurance premiums	215	347	735	1,078
Data processing	372	375	1,084	1,079
Loan related expenses	446	392	1,180	1,575
Advertising	121	163	467	534
Telecommunications	276	299	920	875
Professional services	182	183	561	561
OREO expenses	403	670	882	1,556
Other operating	902	888	2,686	3,784
Total non-interest expense	7,523	8,011	22,551	24,115
Income before income taxes	3,266	1,932	8,336	5,756
Income tax expense	1,362	399	3,337	1,660
Net income	$1,904	$1,533	$4,999	$4,096
Earnings per share (see Note 10):	'	'	'	'
Basic	$0.16	$0.12	$0.41	$0.33
Diluted	$0.16	$0.12	$0.41	$0.33
Weighted average number of shares outstanding:	'	'	'	'
Basic	11,612,431	12,447,659	12,128,458	12,430,106
Diluted	11,666,535	12,451,333	12,182,683	12,432,501

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statement Consolidated Statements Of Comprehensive Income Unaudited [Line Items]	'	'	'	'
Net income	$1,904	$1,533	$4,999	$4,096
Unrealized holding gain (loss) arising during the period, Net of Tax Amount	-70	766	-2,833	1,102
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Net of Tax Amount	'	42	'	-68
Less reclassification adjustment for gain on sales of securities realized in net income, Net of Tax Amount	'	'	-174	-578
Less reclassification adjustment for credit related OTTI realized in net income, Net of Tax amount	'	'	'	5
Total other comprehensive income (loss), Net of Tax Amount	-70	808	-3,007	461
Total comprehensive income (loss), Net of Tax Amount	1,834	2,341	1,992	4,557
Income tax expense	1,362	399	3,337	1,660
Unrealized holding gain (loss) arising during the period, Tax Effect	-47	511	-1,884	735
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Tax Effect	'	29	'	-45
Less reclassification adjustment for gain on sales of securities realized in net income, Tax Effect	'	'	-116	-385
Less reclassification adjustment for credit related OTTI realized in net income, Tax Effect	'	'	'	3
Total other comprehensive income (loss), Tax Effect	-47	540	-2,000	308
Total comprehensive income (loss), Tax Effect	1,315	939	1,337	1,968
Net income, Before Tax Amount	3,266	1,932	8,336	5,756
Unrealized holding gain (loss) arising during the period, Before Tax Amount	-117	1,277	-4,717	1,837
Non-credit related unrealized gain (loss) on other-than-temporarily impaired CDOs, Before Tax Amount	'	71	'	-113
Less reclassification adjustment for gain on sales of securities realized in net income, Before Tax Amount	'	'	-290	-963
Less reclassification adjustment for credit related OTTI realized in net income, Before Tax Amount	'	'	'	8
Total other comprehensive income (loss), Before Tax Amount	-117	1,348	-5,007	769
Total comprehensive income (loss), Before Tax Amount	$3,149	$3,280	$3,329	$6,525

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Total	Common Stock	Paid-In Capital	Treasury Stock	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Retained Earnings
In Thousands
Beginning balance at Dec. 31, 2011	$145,719	$133	$127,364	($81)	($8,954)	($942)	$28,199
Net income	4,556	'	'	'	'	'	4,556
Other comprehensive income (loss)	263	'	'	'	'	263	'
Stock option compensation expense	356	'	356	'	'	'	'
Restricted stock compensation expense	10	'	10	'	'	'	'
Issuance of stock for stock options	179	'	98	81	'	'	'
Cash dividends declared on common stock	-622	'	'	'	'	'	-622
ESOP shares earned	365	'	-61	'	426	'	'
Ending balance at Dec. 31, 2012	150,826	133	127,767	'	-8,528	-679	32,133
Net income	4,999	'	'	'	'	'	4,999
Other comprehensive income (loss)	-3,007	'	'	'	'	-3,007	'
Stock option compensation expense	336	'	336	'	'	'	'
Restricted stock compensation expense	11	'	11	'	'	'	'
Issuance of stock for stock options	59	'	59	'	'	'	'
Cash dividends declared on common stock	-1,951	'	'	'	'	'	-1,951
ESOP shares earned	293	'	-26	'	319	'	'
Issuance of restricted stock	'	'	-38	38	'	'	'
Common stock repurchased – 1,176,489 shares	-11,031	'	'	-11,031	'	'	'
Ending balance at Sep. 30, 2013	$140,535	$133	$128,109	($10,993)	($8,209)	($3,686)	$35,181

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Cash dividends declared, per share	$0.15	$0.05
Treasury Stock	'	'
Common stock repurchased shares	1,176,489	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities	'	'
Net income	$4,999	$4,096
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	1,059	2,551
Net (gain) loss on the sale of loans	-929	-400
Gain on the sale of bank premises	'	-425
Net (gain) loss on sale of assets held for sale	-569	'
Net (gain) loss on the sale of other real estate owned	-57	257
Write-down of other real estate owned	445	796
Prepayment penalty on debt extinguishment	'	921
Loss on impairment of securities	'	8
Net gain on sale of investments	-290	-963
Gain on the sale of merchant card business	'	-350
Earnings on BOLI	-713	-734
Originations of loans held for sale	-33,874	-32,616
Proceeds from sales of loans	41,059	30,097
Depreciation and amortization	2,044	1,109
ESOP and stock-based compensation expense	641	537
Deferred income taxes	1,314	78
Changes in assets and liabilities that (used) provided cash:	'	'
Accrued interest receivable	-2	175
Other assets	5,019	4,566
Accrued interest payable	-32	-363
Other liabilities	-1,824	41
Net cash provided by operating activities	18,290	9,381
Cash flows from investing activities	'	'
Proceeds from sales of AFS securities	13,140	56,617
Proceeds from calls, maturities, and principal repayments of AFS securities	34,009	42,196
Purchases of AFS securities	-47,980	-73,409
Redemption (Purchase) of Federal Home Loan Bank stock	-2	305
Proceeds from the sale of merchant card business	'	350
Proceeds from sale of assets held for sale	842	'
Proceeds from sale of other real estate owned	4,907	9,051
(Increase) decrease in interest-bearing time deposits	-402	280
(Increase) decrease in loans, net	-55,580	-14,209
Purchases of premises and equipment	-464	-1,022
Net cash (used in) provided by investing activities	-51,530	20,159
Cash flows from financing activities	'	'
Net increase (decrease) in deposits	43,805	-20,748
Increase (decrease) in advances from borrowers for taxes and insurance	-543	88
Increase in long-term borrowings	'	59,000
Repayments of long-term borrowings	-15,000	-106,338
Net change in short-term borrowings	16,200	32,300
Purchase of Treasury stock	-11,031	'
Proceeds from exercise of shares from stock options	58	179
Dividends paid on common stock	-1,951	'
Net cash provided by (used in) financing activities	31,538	-35,519
Net increase (decrease) in cash and cash equivalents	-1,702	-5,979
Cash and cash equivalents at beginning of year	24,228	25,475
Cash and cash equivalents at end of quarter	22,526	19,496
Cash paid during period for:	'	'
Interest	4,097	6,950
Income taxes, net of refunds	-1,668	-432
Supplementary disclosure of non-cash investing activities:	'	'
AFS investment security purchases that settle after quarter end	'	2,549
Transfers from loans to other real estate owned	5,156	9,397
Transfers from AFS to HTM investment securities	$10,148	'

Organization

Organization	9 Months Ended
	Sep. 30, 2013
Organization	'
	NOTE 1 – ORGANIZATION
	Cape Bancorp, Inc. (“Cape Bancorp” or the “Company”) is a Maryland corporation that was incorporated on September 14, 2007 for the purpose of becoming the holding company of Cape Bank (formerly Cape Savings Bank) in connection with Cape Bank’s mutual-to-stock conversion, the Company’s initial public offering and simultaneous acquisition of Boardwalk Bancorp, Inc. (“Boardwalk Bancorp”), Linwood, New Jersey and its wholly-owned New Jersey chartered bank subsidiary, Boardwalk Bank.
	Cape Bank (the “Bank”) is a New Jersey-chartered stock savings bank. The Bank provides a complete line of business and personal banking products through its fourteen full service offices located throughout Atlantic and Cape May Counties in Southern New Jersey, one drive-up teller/ATM operation in Atlantic County, and two market development offices (“MDOs”) located in Burlington County, New Jersey and in Radnor, Pennsylvania which services the five county Philadelphia market area.
	The Bank faces significant competition in attracting deposits and originating loans. Our most direct competition for deposits historically has come from the many financial institutions operating in our market area, including commercial banks, savings banks, savings and loan associations and credit unions, and, to a lesser extent, from other financial service companies, such as brokerage firms and insurance companies. The Bank is subject to regulations of certain state and federal agencies, and accordingly, the Bank is periodically examined by such regulatory authorities. As a consequence of the regulation of commercial banking activities, the Bank’s business is particularly susceptible to future state and federal legislation and regulations.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies	'
	NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Financial Statement Presentation: The accounting and reporting policies of the Bank conform to accounting principles generally accepted in the United States of America (“US GAAP” or “GAAP”).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to such rules and regulations. These financial statements should be read in conjunction with the financial statements and notes thereto included in our latest Annual Report on Form 10-K. The results of operations for the interim periods are not necessarily indicative of the results for the full year.
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts have been reclassified to conform to current year presentations. The consolidated financial statements, as of and for the periods ended September 30, 2013 and 2012, have not been audited by the Company’s independent registered public accounting firm. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the interim periods have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, deferred taxes, evaluation of investment securities for other-than-temporary impairment and fair values of financial instruments are particularly subject to change.
	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest-bearing bank balances. The Federal Reserve Bank required reserves of $702,000 as of September 30, 2013, and $515,000 as of December 31, 2012 are included in these balances.
	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
	Investment Securities: The Bank classifies investment securities as either available for sale or held to maturity.  Investment securities classified as available for sale are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as held to maturity are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments using the level yield method.  Investment securities are classified as held to maturity when management has the positive intent and ability to hold them to maturity. In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility.  Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method.
	When the fair value of a debt security has declined below the amortized cost at the measurement date, an entity that intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (“OTTI”) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that the fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
	Loans Held for Sale (“HFS”): HFS consists of residential mortgage loans originated and intended for sale in the secondary market and, from time to time, certain loans transferred from the loan portfolio to HFS, all of which are carried at the lower of aggregate cost or fair market value. The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair values of loans transferred from the loan portfolio to HFS are based on the amounts offered for these loans in currently pending sales transactions or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), Topic No. 310-40 “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At September 30, 2013, TDRs totaled $5.5 million, of which $3.6 million were accruing TDRs and $1.9 million were non-accruing. This compares to $7.0 million of TDRs at December 31, 2012, of which $3.5 million were accruing TDRs and $3.5 million were non-accruing TDRs. (See Note 4 – Loans Receivable)
	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If the fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years.
	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2013 will be performed in the fourth quarter.
	Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan.  Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
	Bank Owned Life Insurance (“BOLI”): The Bank has an investment in bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic No. 325 “Investments in Insurance Contracts”, the amount recorded is the cash surrender value, which is the amount realizable.
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888, and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan.
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of September 30, 2013, 181,423 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan.
	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
	Earnings Per Share: Basic earnings (loss) per common share is the net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity. See the Consolidated Statement of Comprehensive Income.
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
	Treasury Stock:  Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity.
	On April 18, 2013, the Company announced that the Board of Directors authorized a stock repurchase plan under which the Company would repurchase up to 5%, or approximately 667,239 shares, of the Company’s issued and outstanding shares.  The repurchase was completed on July 16, 2013.  Furthermore, on July 19, 2013, the Company announced  that the Board of Directors authorized a second repurchase program for the repurchase of up to 5%, or approximately 633,877 shares, of the Company’s issued and outstanding shares. The second repurchase plan was completed on October 3, 2013.  The average repurchase price for both stock repurchase plans was $9.37 per share.
	Effect of Newly Issued Accounting Standards: In February 2013, the FASB issued ASU 2013-02 “Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (Topic No. 220). The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted the amendments of ASU 2011-12 effective January 1, 2012 and has applied the amendments retrospectively. Adoption of this update did not have a material impact on the Company’s financial position or results of operations.

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
	NOTE 3 – INVESTMENT SECURITIES
	The amortized cost, gross unrealized gains or losses and the fair value of the Company’s investment securities available for sale and held to maturity at September 30, 2013 and December 31, 2012 are as follows:
			Amortized					Gross						Gross							Fair Value
			Cost					Unrealized						Unrealized
								Gains						Losses
			(in thousands)
	September 30, 2013
	Investment securities available for sale
	Debt securities
	U.S. Government and agency obligations		$		44,969				$		24				$		(1,742	)				$		43,251
	Municipal bonds				7,033						129						(48	)						7,114
	Collateralized debt obligations				8,284						248						(2,814	)						5,718
	Corporate bonds				12,066						55						(24	)						12,097
	Total debt securities		$		72,352				$		456				$		(4,628	)				$		68,180
	Equity securities
	CRA Qualified Investment Fund		$		5,000				$		—				$		(228	)				$		4,772
	Total equity securities		$		5,000				$		—				$		(228	)				$		4,772
	Mortgage-backed securities
	GNMA pass-through certificates		$		3,639				$		162				$		—					$		3,801
	FHLMC pass-through certificates				5,241						81						(135	)						5,187
	FNMA pass-through certificates				14,989						190						(366	)						14,813
	Collateralized mortgage obligations				61,331						102						(1,595	)						59,838
	Total mortgage-backed securities		$		85,200				$		535				$		(2,096	)				$		83,639
	Total securities available for sale		$		162,552				$		991				$		(6,952	)				$		156,591
	Investment securities held to maturity
	Debt securities
	Municipal bonds		$		10,148		$		—			$	—			$		10,148
	Total debt securities		$		10,148		$		—			$	—			$		10,148
	Total securities held to maturity		$		10,148		$		—			$	—			$		10,148
			Amortized				Gross					Gross				Fair Value
			Cost				Unrealized					Unrealized
							Gains					Losses
			(in thousands)
	December 31, 2012
	Investment securities available for sale
	Debt securities
	U.S. Government and agency obligations		$		38,982		$		129			$	(29	)		$		39,082
	Municipal bonds				20,307				472				(21	)				20,758
	Collateralized debt obligations				8,263				104				(3,685	)				4,682
	Corporate bonds				14,103				139				(1	)				14,241
	Total debt securities		$		81,655		$		844			$	(3,736	)		$		78,763
	Equity securities
	CRA Qualified Investment Fund		$		5,000		$		—			$	(9	)		$		4,991
	Total equity securities		$		5,000		$		—			$	(9	)		$		4,991
	Mortgage-backed securities
	GNMA pass-through certificates		$		4,193		$		237			$	—			$		4,430
	FHLMC pass-through certificates				5,784				134				—					5,918
	FNMA pass-through certificates				17,591				468				—					18,059
	Collateralized mortgage obligations				57,764				950				(18	)				58,696
	Total mortgage-backed securities		$		85,332		$		1,789			$	(18	)		$		87,103
	Total securities available for sale		$		171,987		$		2,633			$	(3,763	)		$		170,857
	Proceeds from sales of securities available for sale were $5.9 million for the three months ended September 30, 2012. There were no sales of securities available for sale for the three months ended September 30, 2013.  Proceeds from sales of securities available for sale were $13.1 million and $56.6 million for the nine months ended September 30, 2013 and 2012, respectively. There were no gains recognized from security sales during the three months ended September 30, 2013 as compared to $1,000 of security gains realized for the three month period ended September 30 2012. Gross gains of $290,000 and $963,000 were realized on security sales during the nine months ended September 30, 2013 and 2012, respectively. Proceeds from security calls, maturities, and return of principal were $5.9 million and $13.8 million for the three months ended September 30, 2013 and 2012, respectively. Proceeds from security calls, maturities, and return of principal were $34.0 million and $42.2 million for the nine months ended September 30, 2013 and 2012, respectively.
	Securities having a fair value of approximately $43.2 million and $30.2 million at September 30, 2013 and September 30, 2012, respectively, were pledged to secure public deposits, Federal Home Loan Bank and other borrowings.  The Bank did not hold any trading securities during the nine months ended September 30, 2013 or September 30, 2012.
	The table below indicates the length of time available for sale individual securities have been in a continuous unrealized loss position at September 30, 2013:
			Less Than 12 Months												12 Months or Longer												Total
	Description of Securities		Fair Value				Unrealized						Fair Value							Unrealized						Fair Value				Unrealized
							Losses													Losses										Losses
			(in thousands)
	U.S. Government and agency obligations		$		39,237		$		(1,742	)			$				—			$		—				$			39,237	$		(1,742	)
	Municipal bonds				2,495				(45	)							225					(3	)						2,720			(48	)
	Corporate bonds				5,047				(24	)							—					—							5,047			(24	)
	Collateralized debt obligations				—				—								5,416					(2,814	)						5,416			(2,814	)
	CRA Qualified Investment Fund				4,772				(228	)							—					—							4,772			(228	)
Mortgage-backed securities				59,540				(2,096	)							1					—							59,541			(2,096	)
Total temporarily impaired investment securities		$		111,091		$		(4,135	)			$				5,642			$		(2,817	)			$			116,733	$		(6,952	)
On September 30, 2013, $10.1 million of municipal bonds were transferred from available for sale to held to maturity at fair value which the bank has the ability and positive intent to hold to maturity. Additionally the bank expects to recover the recorded investment and thus realize no gains or losses when the issuer pays the amount promised through maturity. Each transfer was done at fair value and any previously unrealized gain or loss will be amortized or accreted to investment securities in the consolidated statements of operation. The unrealized holding gain or loss at September 30, 2013 related to this transfer, which shall continue to be reported in a separate component of shareholders equity and will be amortized or accreted over the remaining life of the security as an adjustment of yield in a manner consistent with the amortization or accretion of any premium or discount, which will result in no net effect to the investment yield. These securities had gross unrealized losses at the time of transfer of $231,000 of which all was in a loss position for less than 12 months. These securities had net unrealized losses of $177,000 at September 30, 2013.
The table below indicates the length of time individual securities (all are available for sale) have been in a continuous unrealized loss position at December 31, 2012:
		Less Than 12 Months												12 Months or Longer												Total
Description of Securities		Fair Value				Unrealized						Fair Value							Unrealized						Fair Value				Unrealized
						Losses													Losses										Losses
		(in thousands)
U.S. Government and agency obligations		$		6,968		$		(29	)			$				—			$		—				$			6,968	$		(29	)
Municipal bonds				3,111				(18	)							225					(3	)						3,336			(21	)
Corporate bonds				1,035				(1	)							—					—							1,035			(1	)
Collateralized debt obligations				—				—								4,524					(3,685	)						4,524			(3,685	)
CRA Qualified Investment Fund				4,991				(9	)							—					—							4,991			(9	)
Mortgage-backed securities				1,989				(18	)							—					—							1,989			(18	)
Total temporarily impaired investment securities		$		18,094		$		(75	)			$				4,749			$		(3,688	)			$			22,843	$		(3,763	)
Management evaluates investment securities to determine if they are OTTI on a quarterly basis. The evaluation process applied to each security includes, but is not limited to, the following factors: whether the security is performing according to its contractual terms, determining if there has been an adverse change in the expected cash flows for investments within the scope of FASB Accounting Standards Codification (ASC) Topic No. 325 “Investments - Other”, the length of time and the extent to which the fair value has been less than cost, whether the Company intends to sell, or would more likely than not be required to sell an impaired debt security before a recovery of its amortized cost basis, credit rating downgrades, the percentage of performing collateral that would need to default or defer to cause a break in yield and/or a temporary interest shortfall, and a review of the underlying issuers. Additionally, and consistent with FDIC regulations, management, prior to acquiring and periodically thereafter, evaluates various factors of corporate securities that may include but is not limited to the following; evaluate that the risk of default is low and consistent with bonds of similar quality, evaluate the capacity to pay, understand applicable market demographics/economics and understand current levels and trends in operating margins, operating efficiency, profitability, return on assets and return on equity.
At September 30, 2013, the Company’s investment securities portfolio consisted of 271 securities, 90 of which were in an unrealized loss position. The gross unrealized losses in the Company’s investment securities portfolio related primarily to the collateralized debt obligation securities, which are discussed in detail below, and accounted for 40.5% of the total gross unrealized losses at September 30, 2013 compared to 97.9% of the gross unrealized losses at December 31, 2012.  This considerable percentage decline of the gross unrealized loss position that the CDO’s represent at September 30, 2013 compared to December 31, 2012 is the result of other fixed income securities within the portfolio moving from a gross unrealized gain to an unrealized loss position or increasing an existing unrealized loss position as a result of an increase in interest rates from December 31, 2012 to September 30, 2013.  The remaining securities with unrealized losses consist of U.S. Government and agency obligations, municipal obligations, corporate bonds, CRA Qualified Investment Fund and mortgage-backed securities.  Because the Company has no intention to sell these securities, nor is it more likely than not that it will be required to sell the securities, the Company does not consider these investments to be OTTI.
As of September 30, 2013, the amortized cost of our pooled trust preferred collateralized debt obligations totaled $8.3 million with an estimated fair value of $5.7 million and is comprised of 22 securities. Of those, 14 have been principally issued by bank holding companies (PreTSL deals, MM Community I, and Alesco VI), and 8 have been principally issued by insurance companies (I-PreTSL deals). All of our pooled securities are mezzanine tranches and possess credit ratings below investment grade. As of September 30, 2013, 14 of our securities had no excess subordination and 8 of our securities had excess subordination which ranged from 7.37% to 17.44% of the current performing collateral. Excess subordination is the amount by which the underlying performing collateral exceeds the outstanding bonds in the current class, plus all senior classes. It is a static measure of credit enhancement, but does not incorporate structural elements of the CDO. Management utilizes excess subordination as a measure to identify which tranches are at a greater risk for a future break in cash flows. However, a current subordination deficit or “zero excess subordination” does not indicate the tranche will not ultimately receive all principal and interest due. For example, this measure does not consider the potential for recovery of issuers that are currently deferring payments. Some issuers have elected to defer payments, which contractually they are permitted to do for a period of up to five years, even though going concern issues may not exist. This supports management’s position that a deferral is not necessarily indicative of a default or that a default is imminent. On average, deferring issuers underlying the bank issued CDOs comprise approximately 49% of the total dollar value related to issuer defaults and deferrals. As such, our assumptions used in the calculation of discounted cash flows anticipate a 15% recovery rate on deferring issuers as compared to no recovery of issuers that have defaulted. The recovery rate assumption represents management’s best estimate based on current facts and circumstances. In addition, due to projected discounted cash flows that do not support the receipt of interest, the Company is not accruing interest on any of the bank issued CDO securities. Accordingly, these securities are considered non-performing assets.
The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of September 30, 2013:
Pooled Trust Preferred Collateralized Debt Obligations
(dollars in thousands)
Deal		Number			Class				Amortized				Fair					Net					Realized			Moody’s/				Current			Amount of			Excess
		of							Cost				Value					Unrealized					Loss			Fitch				Number of			Deferrals			Subordination
		Securities																Loss								Ratings				Performing			and			as a % of
																														Issuers			Defaults			Current
																																	as a % of			Performing
																																	Current			Collateral
																																	Collateral
PreTSL II			2			Mezzanine			$		470		$		406			$		(64	)		$	(643	)		Ca/C					9		52.30	%		0.00	%
PreTSL XIX			1			Mezzanine					54				302					248				(1,759	)		C/C					49		22.60	%		0.00	%
I-PreTSL I			2			Mezzanine					1,848				1,097					(751	)			—			NR/CCC					14		17.20	%		7.37	%
I-PreTSL II			2			Mezzanine					2,741				2,050					(691	)			—			NR/B					21		8.00	%		17.44	%
I-PreTSL III			3			Mezzanine					2,727				1,538					(1,189	)			—			Ba3/CCC					21		13.20	%		13.13	%
I-PreTSL IV			1			Mezzanine					444				325					(119	)			—			Ba2/B					33		10.40	%		12.43	%
Total			11						$		8,284		$		5,718			$		(2,566	)		$	(2,402	)
Lack of liquidity in the market for trust preferred collateralized debt obligations, credit rating downgrades and market uncertainties related to the financial industry are factors contributing to the impairment on these securities. The table above excludes 11 bank-issued CDO securities which have been completely written-off and, therefore, have no book value. The realized loss associated with these securities is $14.5 million.
The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of December 31, 2012:
Pooled Trust Preferred Collateralized Debt Obligations
(dollars in thousands)
Deal		Number			Class				Amortized				Fair					Net					Realized			Moody’s/				Current			Amount of			Excess
		of							Cost				Value					Unrealized					Loss			Fitch				Number of			Deferrals			Subordination
		Securities																Loss								Ratings				Performing			and			as a % of
																														Issuers			Defaults			Current
																																	as a % of			Performing
																																	Current			Collateral
																																	Collateral
PreTSL II			2			Mezzanine			$		470		$		406			$		(64	)		$	(643	)		Ca/C					14		47.50	%		0.00	%
PreTSL XIX			1			Mezzanine					54				158					104				(1,759	)		C/C					47		26.10	%		0.00	%
I-PreTSL I			2			Mezzanine					1,844				1,200					(644	)			—			NR/CCC					15		16.50	%		15.68	%
I-PreTSL II			2			Mezzanine					2,733				1,347					(1,386	)			—			NR/B					23		12.60	%		13.79	%
I-PreTSL III			3			Mezzanine					2,720				1,345					(1,375	)			—			Ba3/CCC					23		12.20	%		17.11	%
I-PreTSL IV			1			Mezzanine					442				226					(216	)			—			Ba2/CCC					24		19.70	%		10.43	%
Total			11						$		8,263		$		4,682			$		(3,581	)		$	(2,402	)
On a quarterly basis, we evaluate our investment securities for OTTI. As required by FASB ASC Topic No. 320 “Investments – Debt and Equity Securities,” if we do not intend to sell a debt security, and it is not more likely than not that we will be required to sell the security, an OTTI write-down is separated into a credit loss portion and a portion related to all other factors. The credit loss portion is recognized in earnings as net OTTI losses, and the portion related to all other factors is recognized in accumulated other comprehensive income, net of taxes. The credit loss portion is defined as the difference between the amortized cost of the security and the present value of the expected future cash flows for the security. If the intent is to sell a debt security or if it is more likely than not that we will be required to sell the security, then the security is written down to its fair market value as a net OTTI loss in earnings. The Company has evaluated these securities and determined that the decreases in estimated fair value are temporary. The Company’s estimate of projected cash flows it expected to receive was more than the securities’ carrying value, resulting in no impairment charge to earnings for the nine months ended September 30, 2013.
Our CDOs are beneficial interests in securitized financial assets within the scope of FASB ASC Topic No. 325 “Investments – Other,” and are therefore evaluated for OTTI using management’s estimate of future cash flows. If these estimated cash flows determine that it is probable an adverse change in cash flows has occurred, then OTTI would be recognized in accordance with FASB ASC Topic No. 320 “Investments – Debt and Equity Securities”. The Company uses a third party model, which is validated on an annual basis by another third party, to assist in calculating the present value of current estimated cash flows. This value is compared to the amortized cost to determine the credit loss portion of OTTI. The present value of the expected cash flows is calculated based on the contractual terms of the security, and is discounted at a rate equal to the effective interest rate implicit in the security at the date of acquisition.
The model also takes into account individual defaults and deferrals that have already occurred by any participating issuer within the pool of entities that make up the security’s underlying collateral. With regard to expected defaults and deferrals, the Company performs an ongoing analysis of these securities utilizing both readily available market data and analytical models obtained from the third party. On a quarterly basis, we evaluate the underlying collateral of each pooled trust preferred security in our portfolio to determine the appropriate default/deferral assumptions to use in our calculation of discounted cash flows. This process entails obtaining each security’s issuer list which include the most recent financial and credit quality metrics. We then identify issuers that have metrics that are similar to those that have defaulted or are deferring payments. As part of our evaluation, we consider such measures as liquidity, capital adequacy, profitability, and credit quality and analyze ratios such as return on average assets (“ROAA”), net interest margin, Tier 1 risk based capital, tangible equity to tangible assets, Texas ratio, reserves to loans and non-performing loans to loans. Our evaluation also takes into consideration current economic indicators as well as recent default/deferral trends of underlying issuers. Management then develops a projected default/deferral rate for each security based on this analysis. This rate is then applied to the cash flow model developed by the third party to calculate the present value of discounted cash flows for each security. The model assumptions relative to expected recoveries of defaulted issuers and deferring issuers were discussed earlier in this Note. Furthermore, we perform back-testing by comparing actual default/deferral rates to previous projections. The results are used to refine future projections on a continuous basis. Lastly, we continually evaluate the securities for the potential of future impairment by reviewing the FDIC failed bank list and deferral announcements made by the underlying issuers of each CDO security in our portfolio.
In general, CDOs are callable within five to ten years of issuance with a quarterly call frequency. Due to current market conditions, the cost to refinance or issue capital at a lower rate than what is currently outstanding, and the limited history of CDOs, prepayments are difficult to predict. The model assumes that prepayments will be limited to those issuers that are acquired. A 1% annual prepayment assumption has been used in the model and is indicative of management’s belief that consolidation in the banking industry will occur over the next several years.  Additionally, commencing with a date ten years from the issuance date, the Trustee can solicit bids in an auction format for the purchase of all the outstanding collateral securities. The highest bid will be accepted that is at least equal to the sum of the outstanding liabilities at par plus accrued and unpaid interest. However, given the uncertain future of the CDO market, credit quality issues with the underlying issuers, and a depressed market value, the model assumes that a successful call auction is highly unlikely. Therefore, the model expects that the securities will extend through their full 30 year maturity.
The following table presents a summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities still held by the Company at September 30, 2013 and 2012:
	For the three months ended September 30,
	2013				2012
	(in thousands)
Beginning balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)
Additional credit losses for which other than temporary impairment was previously recognized			—				—
Ending balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)
	For the nine months ended September 30,
	2013				2012
	(in thousands)
Beginning balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,375	)
Additional credit losses for which other than temporary impairment was previously recognized			—				(8	)
Ending balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)

Loans_Receivable

Loans Receivable	9 Months Ended
	Sep. 30, 2013
Loans Receivable	'
	NOTE 4 – LOANS RECEIVABLE
	Loans receivable consist of the following:
		September 30,					December 31,
		2013					2012
		(in thousands)
	Commercial secured by real estate	$		414,279			$		388,048
	Commercial term loans			23,861					19,443
	Construction			5,923					1,765
	Other commercial			38,712					32,748
	Residential mortgage			248,450					235,921
	Home equity loans and lines of credit			42,779					45,258
	Other consumer loans			845					1,317
	Loans receivable, gross			774,849					724,500
	Less:
	Allowance for loan			10,007					9,852
	losses
	Deferred loan fees			277					252
	Loans receivable, net	$		764,565			$		714,396
	The following table summarizes activity related to the allowance for loan losses by category for the three months ended September 30, 2013:
		At or for the three months ended September 30, 2013
		(in thousands)
		Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
		Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
		Real Estate																									& Lines
																											of Credit
	Balance at beginning of period	$		6,707			$		439			$		99			$		663			$		1,169			$		200			$		9			$		500			$		9,786
	Charge-offs			(162	)				—					—					—					(70	)				(45	)				(9	)				—					(286	)
	Recoveries			47					—					—					4					—					—					7					—					58
	Provision for loan losses			257					12					34					59					59					30					(2	)				—					449
	Balance at end of period	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$		113			$		—			$		—			$		—			$		78			$		—			$		—			$		—			$		191
	Collectively evaluated			6,736					451					133					726					1,080					185					5					500					9,816
	Total allowance for loan losses	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Loans
	Individually evaluated	$		9,946			$		—			$		—			$		304			$		2,790			$		753			$		—			$		—			$		13,793
	Collectively evaluated			404,333					23,861					5,923					38,408					245,660					42,026					845					—					761,056
	Total loans	$		414,279			$		23,861			$		5,923			$		38,712			$		248,450			$		42,779			$		845			$		—			$		774,849
	(1) includes commercial lines of credit
	The following table summarizes activity related to the allowance for loan losses by category for the nine months ended September 30, 2013:
		At or for the nine months ended September 30, 2013
		(in thousands)
		Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
		Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
		Real Estate																									& Lines
																											of Credit
	Balance at beginning of period	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
	Charge-offs			(750	)				—					—					(107	)				(183	)				(69	)				(18	)				—					(1,127	)
	Recoveries			188					—					—					10					—					1					24					—					223
	Provision for loan losses			1,090					(6	)				75					8					41					4					(18	)				(135	)				1,059
	Balance at end of period	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$		113			$		—			$		—			$		—			$		78			$		—			$		—			$		—			$		191
	Collectively evaluated			6,736					451					133					726					1,080					185					5					500					9,816
	Total allowance for loan	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	losses
	Loans
	Individually evaluated	$		9,946			$		—			$		—			$		304			$		2,790			$		753			$		—			$		—			$		13,793
	Collectively evaluated			404,333					23,861					5,923					38,408					245,660					42,026					845					—					761,056
	Total loans	$		414,279			$		23,861			$		5,923			$		38,712			$		248,450			$		42,779			$		845			$		—			$		774,849
	(1) includes commercial lines of credit
The following table summarizes activity related to the allowance for loan losses by category for the year ended December 31, 2012:
	At or for the year ended December 31, 2012
	(in thousands)
	Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
	Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
	Real Estate																									& Lines
																										of Credit
Balance at beginning of year	$		8,058			$		124			$		744			$		338			$		1,909			$		349			$		16			$		1,115			$		12,653
Charge-offs			(6,070	)				(27	)				(602	)				(137	)				(450	)				(171	)				(33	)				—					(7,490	)
Recoveries			182					—					11					4					—					5					26					—					228
Provision for loan losses			4,151					360					(95	)				610					(159	)				66					8					(480	)				4,461
Balance at end of year	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
Impairment evaluation
Allowance for loan losses
Individually evaluated	$		550			$		—			$		—			$		57			$		5			$		—			$		—			$		—			$		612
Collectively evaluated			5,771					457					58					758					1,295					249					17					635					9,240
Total allowance for loan	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
losses
Loans
Individually evaluated	$		17,452			$		—			$		141			$		515			$		4,430			$		841			$		—			$		—			$		23,379
Collectively evaluated			370,596					19,443					1,624					32,233					231,491					44,417					1,317					—					701,121
Total loans	$		388,048			$		19,443			$		1,765			$		32,748			$		235,921			$		45,258			$		1,317			$		—			$		724,500
(1) includes commercial lines of credit
The following table summarizes activity related to the allowance for loan losses by category for the three months ended September 30, 2012:
	At or for the three months ended September 30, 2012
	(in thousands)
	Commercial					Commercial					Construction					Other									Residential									Home									Other									Unallocated						Total
	Secured by					Term Loans										Commercial (1)									Mortgage									Equity									Consumer
	Real Estate																																	& Lines
																																		Of Credit
Balance at beginning of period	$		7,729			$		442			$		598			$		1,204					$				1,584					$				292					$				20					$				800			$			12,669
Charge-offs			(848	)				—					—					(55	)								(18	)								—									(5	)								—						(926	)
Recoveries			7					—					11					—									—									5									7									—						30
Provision for loan losses			1,172					(17	)				(214	)				(103	)								55									(14	)								(4	)								(165	)					710
Balance at end of period	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Impairment evaluation
Allowance for loan losses
Individually evaluated	$		2,026			$		—			$		—			$		61					$				108					$				—					$				—					$				—			$			2,195
Collectively evaluated			6,034					425					395					985									1,513									283									18									635						10,288
Total allowance for loan losses	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Loans
Individually evaluated	$		17,119			$		—			$		141			$		618					$				5,648					$				818					$				—					$				—			$			24,344
Collectively evaluated			368,713					13,582					8,043					31,421									239,230									44,966									1,249									—						707,204
Total loans	$		385,832			$		13,582			$		8,184			$		32,039					$				244,878					$				45,784					$				1,249					$				—			$			731,548
(1) includes commercial lines of credit
The following table summarizes activity related to the allowance for loan losses by category for the nine months ended September 30, 2012:
	At or for the nine months ended September 30, 2012
	(in thousands)
	Commercial					Commercial					Construction					Other									Residential									Home									Other									Unallocated						Total
	Secured by					Term Loans										Commercial (1)									Mortgage									Equity									Consumer
	Real Estate																																	& Lines
																																		Of Credit
Balance at beginning of period	$		8,058			$		124			$		744			$		338					$				1,909					$				349					$				16					$				1,115			$			12,653
Charge-offs			(1,711	)				(27	)				(602	)				(123	)								(256	)								(145	)								(27	)								—						(2,891	)
Recoveries			128					—					11					4									—									5									22									—						170
Provision for loan losses			1,585					328					242					827									(32	)								74									7									(480	)					2,551
Balance at end of period	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Impairment evaluation
Allowance for loan losses
Individually evaluated	$		2,026			$		—			$		—			$		61					$				108					$				—					$				—					$				—			$			2,195
Collectively evaluated			6,034					425					395					985									1,513									283									18									635						10,288
Total allowance for loan losses	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Loans
Individually evaluated	$		17,119			$		—			$		141			$		618					$				5,648					$				818					$				—					$				—			$			24,344
Collectively evaluated			368,713					13,582					8,043					31,421									239,230									44,966									1,249									—						707,204
Total loans	$		385,832			$		13,582			$		8,184			$		32,039					$				244,878					$				45,784					$				1,249					$				—			$			731,548
(1) includes commercial lines of credit
Impaired loans at September 30, 2013 and December 31, 2012 were as follows:
	September 30,					December 31,
	2013					2012
	(in thousands)
Non-accrual loans (1)	$		9,019			$		17,743
Loans delinquent greater than 90 days and still accruing			757					1,626
Troubled debt restructured loans			3,593					3,538
Loans less than 90 days delinquent and still accruing			424					472
Total impaired loans	$		13,793			$		23,379
(1) Non-accrual loans in the table above include TDRs totaling $1.9 million at September 30, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $835,000 and $911,000 of loans that are on non-accrual status at September 30, 2013 and December 31, 2012, respectively.
	For the three months ended September 30,										For the nine months ended September 30,
	2013					2012					2013					2012
	(in thousands)										(in thousands)
Average recorded investment of impaired loans	$		13,294			$		23,426			$		12,792			$		21,556
Interest income recognized during impairment	$		101			$		144			$		266			$		383
Cash basis interest income recognized	$		—			$		58			$		—			$		205
At September 30, 2013, non-performing loans had a principal balance of $9.8 million compared to $19.4 million at December 31, 2012. Loan balances past due 90 days or more and still accruing interest, but which management expects will eventually be paid in full, amounted to approximately $757,000 at September 30, 2013 and $1.6 million at December 31, 2012.
Impaired loans include loans whose contractual terms have been restructured in a manner that grants a concession to a borrower experiencing financial difficulties. In accordance with applicable accounting guidance FASB ASC No. 310 “Receivables”, these modified loans are considered TDRs. See Note 2 of the Notes to Consolidated Financial Statements for further information regarding TDRs.
The following table provides a summary of TDRs by performing status:
		September 30, 2013															December 31, 2012
Troubled Debt Restructurings		Non-accruing					Accruing					Total					Non-accruing					Accruing					Total
		(in thousands)															(in thousands)
Commercial secured by real estate		$		1,882			$		2,330			$		4,212			$		3,112			$		2,651			$		5,763
Residential mortgage				—					1,263					1,263					363					887					1,250
Total TDRs		$		1,882			$		3,593			$		5,475			$		3,475			$		3,538			$		7,013
The following tables present new TDRs for the three and nine months ended September 30, 2013 and 2012:
		For the three months ended September 30, 2013																						For the three months ended September 30, 2012
Troubled Debt Restructurings		Number						Pre-Modification								Post-Modification								Number							Pre-Modification								Post-Modification
		of						Recorded								Recorded								of							Recorded								Recorded
		Contracts						Investment								Investment								Contracts							Investment								Investment
		(dollars in thousands)																						(dollars in thousands)
Commercial secured by real estate			—						$		—						$		—							2						$		482						$		482
Residential mortgage			—								—								—							—								—								—
Total			—						$		—						$		—							2						$		482						$		482
		For the nine months ended September 30, 2013														For the nine months ended September 30, 2012
Troubled Debt Restructurings		Number				Pre-Modification					Post-Modification					Number				Pre-Modification					Post-Modification
		of				Recorded					Recorded					of				Recorded					Recorded
		Contracts				Investment					Investment					Contracts				Investment					Investment
		(dollars in thousands)														(dollars in thousands)
Commercial secured by real estate			3			$		2,371			$		2,359				2			$		482			$		482
Residential mortgage			3					1,023					1,017				—					—					—
Total			6			$		3,394			$		3,376				2			$		482			$		482
The following tables present, by class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured during the nine months ended September 30, 2013 and during the year ended December 31, 2012:
	For the nine months ended September 30, 2013
	(dollars in thousands)
	Reductions in									Reductions in									Maturity Date									Maturity Date															Deferral of Principal Amount																Total
	Interest Rate and									Interest Rate and									Extension									Extension and Interest Rate															Due and																Concessions
	Maturity Date									Principal Amount																		Reduction															Shortened Maturity Date																Granted
	No. of				Amount					No. of				Amount					No. of				Amount					No. of				Amount										No. of Loans									Amount							No. of							Amount
	Loans									Loans									Loans									Loans																														Loans
Accruing TDRs:
Commercial secured by real estate		—			$		—				—			$		—				1			$		54				1			$		2,194										—					$				—							2				$			2,248
Residential mortgage		—					—				—					—				2					805				1					212										—									—							3							1,017
Total accruing TDRs		—			$		—				—			$		—				3			$		859				2			$		2,406										—					$				—							5				$			3,265
Non-accruing TDRs:
Commercial secured by real estate		—			$		—				—			$		—				1			$		111				—			$		—										—					$				—							1				$			111
Residential mortgage		—					—				—					—				—					—				—					—										—									—							—							—
Total non-accruing TDRs		—			$		—				—			$		—				1			$		111				—			$		—										—					$				—							1				$			111
Total TDRs:
Commercial secured by real estate		—			$		—				—			$		—				2			$		165				1			$		2,194										—					$				—							3				$			2,359
Residential mortgage		—					—				—					—				2					805				1					212										—									—							3							1,017
Total non-accruing TDRs		—			$		—				—			$		—				4			$		970				2			$		2,406										—					$				—							6				$			3,376
	For the year ended December 31, 2012
	(dollars in thousands)
	Reductions in									Reductions in									Maturity Date												Maturity Date															Deferral of Principal Amount																Total
	Interest Rate and									Interest Rate and									Extension												Extension and Interest Rate															Due and																Concessions
	Maturity Date									Principal Amount																					Reduction															Shortened Maturity Date																Granted
	No. of				Amount					No. of				Amount					No. of				Amount							No. of					Amount										No. of Loans									Amount							No. of							Amount
	Loans									Loans									Loans											Loans																															Loans
Accruing TDRs:
Commercial secured by real estate		1			$		2,207				—			$		—				—			$		—							1			$		342										—					$				—							2			$			2,549
Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
Total accruing TDRs		1			$		2,207				—			$		—				—			$		—							1			$		342										—					$				—							2			$			2,549
Non-accruing TDRs:
Commercial secured by real estate		1			$		1,064				—			$		—				—			$		—							—			$		—										2					$				460							3			$			1,524
Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
Total non-accruing TDRs		1			$		1,064				—			$		—				—			$		—							—			$		—										2					$				460							3			$			1,524
Total TDRs:
Commercial secured by real estate		2			$		3,271				—			$		—				—			$		—							1			$		342										2					$				460							5			$			4,073
Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
Total non-accruing TDRs		2			$		3,271				—			$		—				—			$		—							1			$		342										2					$				460							5			$			4,073
The following table presents TDRs that defaulted within the nine months ended September 30, 2013 and 2012, where the loan had been modified within twelve months:
		For the nine months ended September 30, 2013													For the nine months ended September 30, 2012
Troubled Debt Restructurings		Number of				Recorded										Number of							Recorded
That Subsequently Defaulted		contracts				Investment										contracts							Investment
		(dollars in thousands)													(dollars in thousands)
Commercial secured by real estate			2			$		449										2						$		278
Residential mortgage			—					—										1								168
Total			2			$		449										3						$		446
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and may result in potential incremental losses. These potential incremental losses have been factored into our overall allowance for loan losses estimate. The level of any re-defaults will likely be affected by future economic conditions. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is repaid in full, reclassified to loans held for sale, foreclosed, sold or it meets the criteria to be removed from TDR status. Included in the allowance for loan losses at September 30, 2013 and December 31, 2012 was an impairment reserve for TDRs in the amount of $130,000 and $79,000, respectively.
The following table presents impaired loans at September 30, 2013:
September 30, 2013 (1)		Recorded					Unpaid					Related					Average					Interest
		Investment (2)					Principal					Allowance					Recorded					Income
							Balance										Investment					Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$		2,402			$		2,501			$		113			$		2,420			$		92
Commercial term loans				—					—					—					—					—
Construction				—					—					—					—					—
Other commercial				—					—					—					—					—
Residential mortgage				693					733					78					696					6
Home equity loans and lines of credit				—					—					—					—					—
Other consumer loans				—					—					—					—					—
Impaired loans with a related allowance		$		3,095			$		3,234			$		191			$		3,116			$		98
Impaired loans with no related allowance
Commercial secured by real estate		$		7,544			$		9,267			$		—			$		6,683			$		26
Commercial term loans				—					—					—					—					—
Construction				—					—					—					—					—
Other commercial				304					340					—					308					—
Residential mortgage				2,097					2,182					—					1,994					64
Home equity loans and lines of credit				753					762					—					691					78
Other consumer loans				—					—					—					—					—
Impaired loans with no related allowance		$		10,698			$		12,551			$		—			$		9,676			$		168
Total impaired loans
Commercial secured by real estate		$		9,946			$		11,768			$		113			$		9,103			$		118
Commercial term loans				—					—					—					—					—
Construction				—					—					—					—					—
Other commercial				304					340					—					308					—
Residential mortgage				2,790					2,915					78					2,690					70
Home equity loans and lines of credit				753					762					—					691					78
Other consumer loans				—					—					—					—					—
Total impaired loans		$		13,793			$		15,785			$		191			$		12,792			$		266
(1)              excludes HFS non-accruing loans of $835,000.
(2)              the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents impaired loans at December 31, 2012:
December 31, 2012 (1)		Recorded					Unpaid					Related					Average					Interest
		Investment (2)					Principal					Allowance					Recorded					Income
							Balance										Investment					Recognized
		(in thousands)
Impaired loans with a related allowance
Commercial secured by real estate		$		6,281			$		9,021			$		550			$		7,106			$		149
Commercial term loans				—					—					—					—					—
Construction				—					—					—					—					—
Other commercial				116					122					57					128					—
Residential mortgage				47					47					5					47					—
Home equity loans and lines of credit				—					—					—					—					—
Other consumer loans				—					—					—					—					—
Impaired loans with a related allowance		$		6,444			$		9,190			$		612			$		7,281			$		149
Impaired loans with no related allowance
Commercial secured by real estate		$		11,171			$		16,748			$		—			$		8,702			$		3
Commercial term loans				—					—					—					—					—
Construction				141					208					—					140					—
Other commercial				399					436					—					361					—
Residential mortgage				4,383					4,754					—					3,792					72
Home equity loans and lines of credit				841					901					—					505					87
Other consumer loans				—					—					—					—					—
Impaired loans with no related allowance		$		16,935			$		23,047			$		—			$		13,500			$		162
Total impaired loans
Commercial secured by real estate		$		17,452			$		25,769			$		550			$		15,808			$		152
Commercial term loans				—					—					—					—					—
Construction				141					208					—					140					—
Other commercial				515					558					57					489					—
Residential mortgage				4,430					4,801					5					3,839					72
Home equity loans and lines of credit				841					901					—					505					87
Other consumer loans				—					—					—					—					—
Total impaired loans		$		23,379			$		32,237			$		612			$		20,781			$		311
(1)              excludes HFS non-accruing loans of $911,000.
(2)              the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
The following table presents loans by past due status at September 30, 2013:
September 30, 2013		30-59 Days					60-89 Days					90 Days					Total					Non-accrual (1)					Current					Total
		Delinquent					Delinquent					or More					Delinquent															Loans
												Delinquent					and Accruing
												and Accruing
		(in thousands)
Commercial secured by real estate		$		—			$		—			$		—			$		—			$		7,192			$		407,087			$		414,279
Commercial term loans				—					—					—					—					—					23,861					23,861
Construction				—					—					—					—					—					5,923					5,923
Other commercial				—					—					—					—					304					38,408					38,712
Residential mortgage				1,042					115					416					1,573					1,111					245,766					248,450
Home equity loans and lines of credit				153					138					341					632					412					41,735					42,779
Other consumer loans				—					—					—					—					—					845					845
Total		$		1,195			$		253			$		757			$		2,205			$		9,019			$		763,625			$		774,849
(1)              excludes HFS non-accruing loans of $835,000.
The following table presents loans by past due status at December 31, 2012:
December 31, 2012		30-59 Days					60-89 Days					90 Days					Total					Non-accrual (1)					Current					Total
		Delinquent					Delinquent					or More					Delinquent															Loans
												Delinquent					and Accruing
												and Accruing
		(in thousands)
Commercial secured by real estate		$		—			$		517			$		—			$		517			$		14,329			$		373,202			$		388,048
Commercial term loans				—					—					—					—					—					19,443					19,443
Construction				—					—					141					141					—					1,624					1,765
Other commercial				—					—					—					—					515					32,233					32,748
Residential mortgage				532					253					1,056					1,841					2,487					231,593					235,921
Home equity loans and lines of credit				87					195					429					711					412					44,135					45,258
Other consumer loans				20					24					—					44					—					1,273					1,317
Total		$		639			$		989			$		1,626			$		3,254			$		17,743			$		703,503			$		724,500
(1)              excludes HFS non-accruing loans of $911,000.
The following outlines the Company’s loan segments and the methodology used in determining credit risk.
Commercial Mortgage Loans. Loans secured by commercial real estate generally have larger balances and involve a greater degree of risk than one-to-four family residential mortgage loans. Of primary concern in commercial mortgage lending is the borrower’s creditworthiness and cash flow. To monitor cash flows on income-producing properties, we require borrowers and loan guarantors, if any, to provide annual financial statements and rent rolls, where applicable. In reaching a decision whether to make a commercial mortgage loan, we consider and review a cash flow analysis of the borrower and consider the net operating income of the property, the borrower’s expertise, credit history and profitability and the value of the underlying property.
Residential Mortgage Loans. Our general policy is not to make high loan-to-value residential loans (defined as loans with a loan-to-value ratio of 80% or more) without mortgage insurance; however, we do offer loans with loan-to-value ratios of up to 95% with mortgage insurance. We require all properties securing residential mortgage loans to be appraised. We require title insurance on all first mortgage loans secured by a residence, and borrowers must obtain hazard insurance. Additionally, we require flood insurance for loans on properties located in a flood zone. On October 24, 2013, the Company announced that it was exiting the residential mortgage loan origination business.  This action was the result of a significant decline in the residential refinance business and added compliance costs.  The residential mortgage department will be wound down during the fourth quarter of 2013.
Commercial Business Loans. When making commercial business loans, we consider the financial statements of the borrower and guarantors, the borrower’s payment history of both corporate and personal debt, the debt service capabilities of the borrower and guarantors, the projected cash flows of the business, the viability of the industry in which the customer operates and the value of the collateral, if any. Commercial business loans have greater risk and typically are made on the basis of the borrower’s ability to repay from the cash flow of the borrower’s business. We have generally required these loans to have debt service coverage ratio of at least 1.20, and we generally require personal guarantees.
Construction Loans. Our construction program offers commercial construction loans with a maximum term of 24 months.  As a result of exiting the residential mortgage loan origination business, the Company will no longer offer residential construction/permanent financing programs.
Home Equity Loans and Lines of Credit. We generally offer home equity loans and lines of credit with a maximum combined loan-to-value ratio of 80%. We hold a first or second mortgage position on the homes that secure our home equity loans and lines of credit.
Other Consumer Loans. We offer consumer loans secured by certificates of deposit held at Cape Bank, the pricing of which is based upon the rate of the certificate of deposit. We will offer such loans up to 90% of the principal balance of the certificate of deposit. The procedures for underwriting consumer loans include an assessment of the applicant’s creditworthiness, payment history on other debts, ability to meet existing obligations and payments on the proposed loan, and a comparison of the value of the collateral to the proposed loan amount.
Our policies provide for the classification of loans based on an analysis of the credit conditions of the borrower and the value of the collateral when appropriate. There is no specific credit metrics used to determine the risk rating.
Risk Rating 1-5—Acceptable credit quality ranging from High Pass (cash or near cash as collateral) to Management Attention/Pass (acceptable risk) with some deficiency in one or more of the following areas: management experience, debt service coverage levels, balance sheet leverage, earnings trends, the industry of the borrower and annual receipt of current borrower financial information.
Risk Rating 6— Special Mention reflects loans that management believes warrant special consideration and may be loans that are delinquent or current in their payments. These loans have potential weakness which increases their risk to the Bank and have shown some signs of weakness but have fallen short of being a Substandard loan.
Management believes that the Substandard category is best considered in four discrete classes: RR 7.0; RR 7.5; RR 7.8 and RR 7.9.
Risk Rating 7.0—The class is mostly populated by customers that have a history of repayment (less than 2 delinquencies in the past year) but exhibit a well-defined weakness.
Risk Rating 7.5—These are loans that share many of the characteristics of the RR 7.0 loans as they relate to cash flow and/or collateral, but have the further negative of chronic delinquencies. These loans have not yet declined in quality to require a FASB ASC Topic No. 310 “Receivables” analysis, but nonetheless this class has a greater likelihood of migration to a more negative risk rating.
Risk Rating 7.8—These loans are impaired loans, are current and accruing, and in most cases are TDRs. They have had a FASB ASC Topic No. 310 “Receivables” analysis completed.
Risk Rating 7.9—These loans are predominately non-accrual loans that have undergone a FASB ASC Topic No. 310 “Receivables” analysis. For those that have a FASB ASC Topic No. 310 “Receivables” analysis, no general reserve is allowed. More often than not, those loans in this class with specific reserves have had the reserve placed by management pending information to complete a FASB ASC Topic No. 310 “Receivables” analysis. Upon completion of the FASB ASC Topic No. 310 “Receivables” analysis reserves are adjusted or charged-off.
For homogeneous loan pools, such as residential mortgages, home equity lines of credit and term loans, and other consumer loans, the Company uses payment status to identify the credit risk in these loan portfolios. Payment status is reviewed on a daily basis by the Bank’s collection area and on a monthly basis with respect to determining the adequacy of the allowance for loan losses. The payment status of these homogeneous pools at September 30, 2013 and December 31, 2012 is included in the aging of the recorded investment of past due loans table. In addition, the total non-performing portion of these homogeneous loan pools at September 30, 2013 and December 31, 2012 is presented in the recorded investment in nonaccrual loans.
The following tables present commercial loans by credit quality indicator:
		Risk Ratings
September 30, 2013		Grades 1-5					Grade 6					Grade 7					Grade 7.5					Grade 7.8					Grade 7.9					Total
		(in thousands)
Commercial secured by real estate		$		393,292			$		8,710			$		1,262			$		1,069			$		2,754			$		7,192			$		414,279
Commercial term loans				23,861					—					—					—					—					—					23,861
Construction				5,923					—					—					—					—					—					5,923
Other commercial				38,408					—					—					—					—					304					38,712
Total		$		461,484			$		8,710			$		1,262			$		1,069			$		2,754			$		7,496			$		482,775
		Risk Ratings
December 31, 2012		Grades 1-5									Grade 6					Grade 7							Grade 7.5								Grade 7.8								Grade 7.9								Total
		(in thousands)
Commercial secured by real estate		$		363,460					$				3,845			$		2,717						$		574						$		3,123						$		14,329						$		388,048
Commercial term loans				19,443									—					—								—								—								—								19,443
Construction				1,624									—					—								—								—								141								1,765
Other commercial				32,233									—					—								—								—								515								32,748
Total		$		416,760					$				3,845			$		2,717						$		574						$		3,123						$		14,985						$		442,004

Fair_Value

Fair Value	9 Months Ended
	Sep. 30, 2013
Fair Value	'
	NOTE 5 – FAIR VALUE
	FASB ASC Topic No. 820, “Fair Value Measurements and Disclosures” establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Fair value measurement of securities available for sale is based upon quoted prices, if available. If quoted prices are not available, fair values are generally measured using independent pricing models or other model-based valuation techniques that include market inputs, such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, reference data and industry and economic events. Level 1 securities include an investment fund that is traded by dealers or brokers in active over-the-counter markets. Level 2 securities include securities issued by government sponsored agencies, securities issued by certain state and political subdivisions, residential mortgage-backed securities, collateralized mortgage obligations, and corporate bonds
	Collateralized debt obligation securities which are issued by financial institutions and insurance companies were historically priced using Level 2 inputs. The decline in the level of observable inputs and market activity in this class of investments by the measurement date has been significant and resulted in unreliable external pricing. Broker pricing and bid/ask spreads, when available, vary widely. The once active market has become comparatively inactive. As such, these investments are now priced using Level 3 inputs.
	The Company obtained the pricing for these securities from an independent third party who prepared the valuations using a market valuation approach. Information such as historical and current performance of the underlying collateral, deferral/default rates, collateral coverage ratios, break in yield calculations, cash flow projections, liquidity and credit premiums required by a market participant, and financial trend analysis with respect to the individual issuing financial institutions and insurance companies, is utilized in determining individual security valuations. Due to current market conditions, as well as the limited trading activity of these securities, the market value of the securities is highly sensitive to assumption changes and market volatility.
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		Fair Value Measurements										Fair Value Measurements at
		at September 30, 2013										December 31, 2012
		Quoted		Significant			Significant			Quoted						Significant						Significant
		Prices in		Other			Other			Prices in						Other						Other
		Active		Observable			Observable			Active						Observable						Observable
		Markets		Inputs			Inputs			Markets						Inputs						Inputs
		for		(Level 2)			(Level 3)			for						(Level 2)						(Level 3)
		Identical								Identical
		Assets								Assets
		(Level 1)								(Level 1)
				(in thousands)												(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations	$	—	$	43,251		$	—		$				—		$		39,082			$		—
	Municipal bonds		—		7,114			—						—				20,758					—
	Collateralized debt obligations		—		—			5,718						—				—					4,682
	Corporate bonds		—		12,097			—						—				14,241					—
	CRA Qualified Investment Fund		4,772		—			—						4,991				—					—
	Mortgage-backed securities		—		83,639			—						—				87,103					—
	Total securities available for sale	$	4,772	$	146,101		$	5,718		$				4,991		$		161,184			$		4,682
	The fair value of the collateralized debt obligation securities in the table above was determined by utilizing Level 3 inputs. The value was derived from a discounted cash flow model using significant unobservable inputs such as, a discount margin to calculate the present value of the cash flows, and assumptions about the underlying collateral including default rate, and prepayment speeds. At September 30, 2013 the discount margin used for each security ranged from 2.2% to 4.8% compared to discount margins ranging from 2.2% to 9.5% at December 31, 2012. The range for the default rate at September 30, 2013 was 0.75% to 1.0% compared to a default rate range of 0.25% to 2.0% at December 31, 2012. A 15.0% recovery rate and an annual prepayment speed of 1.0% were assumed for September 30, 2013 and December 31, 2012. Significant increases in any of those rates would result in a significantly lower fair value measurement.
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2013 and 2012:
		Fair Value Measurements
		Using Significant
		Unobservable Inputs
		(Level 3)
		CDO Securities
		Available for Sale
		For the nine months ended
		September 30,
		2013		2012
		(in thousands)
	Beginning balance	$	4,682	$	3,584
	Accretion of discount		21		33
	Payments received		—		(44	)
	V Realized gain on PreTSL VI redemption		—		23
	Unrealized holding gain (loss)		1,015		391
	Other-than-temporary impairment included in earnings		—		(8	)
	Ending balance	$	5,718	$	3,979
	Assets and Liabilities Measured on a Non-Recurring Basis
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		Fair Value Measurements								Fair Value Measurements
		at September 30, 2013								at December 31, 2012
		Quoted		Significant			Significant				Quoted				Significant				Significant
		Prices		Other			Other				Prices				Other				Other
		in Active		Observable			Unobservable				in Active				Observable				Unobservable
		Markets  for		Inputs			Inputs				Markets  for				Inputs				Inputs
		Identical		(Level 2)			(Level  3)				Identical				(Level 2)				(Level  3)
		Assets									Assets
		(Level 1)									(Level 1)
		(in thousands)								(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate	$	—	$	—		$	6,949			$		—		$		8,389		$	9,063
Commercial term loans		—		—			—					—				—			—
Construction		—		—			—					—				141			—
Other commercial		—		—			304					—				400			115
Residential mortgage		—		—			1,135					—				3,133			1,297
Home equity loans		—		—			223					—				841			—
Total impaired loans	$	—	$	—		$	8,611			$		—		$		12,904		$	10,475
Other real estate owned:
Commercial	$	—	$	4,946		$	—			$		—		$		3,648		$	—
Residential mortgage		—		2,414			—					—				3,573			—
Total other real estate owned	$	—	$	7,360		$	—			$		—		$		7,221		$	—
Loans held for sale	$	—	$	1,535		$	—			$		—		$		8,795		$	—
Assets held for sale	$	—	$	—		$	—			$		—		$		436		$	—
(1)              Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.
At the time a loan is considered impaired, it is valued at the lower of cost or fair value. This value is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may relate to location, square footage, condition, amenities, market rate of leases, if any, as well as the timing of comparable sales. Such adjustments averaged 7% of the appraised value and typically result in a Level 3 classification of the inputs for determining fair value.  The fair value of the loan is compared to the carrying value to determine if any write-down or specific reserve is required.  On a quarterly basis, impaired loans are evaluated for additional impairment and adjusted accordingly.
Fair valued impaired loans with allocated allowance for loan losses at September 30, 2013, had a carrying amount of $8.6 million, which is made up of the outstanding balance of $8.7 million, net of a valuation allowance of $61,000. These balances do not include $3.4 million of impaired loans that are measured using the discounted cash flow method and are not collateral dependent.
Other real estate owned properties are recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure. Fair market value is estimated by using professional real estate appraisals, subject to similar adjustments previously mentioned and may be subsequently adjusted based upon real estate broker opinions.
As discussed above, the fair value of impaired loans and other real estate owned is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable.
The following disclosure of estimated fair value amounts has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange.
	At September 30, 2013
			Fair Value Measurements
			Quoted Prices			Significant		Significant
			in Active			Other		Other
			Markets			Observable		Unobservable
			for Identical			Inputs		Inputs
			Assets			(Level 2)		(Level 3)
	Carrying		(Level 1)
	Amount
	(in thousands)
Assets
Cash and cash equivalents	$	22,526	$	6,347		$	16,179	$	—
Interest-bearing time deposits	$	9,661	$	—		$	9,699	$	—
Loans held for sale	$	1,535	$	—		$	1,535	$	—
Loans receivable	$	764,565	$	—		$	—	$	775,415
FHLB Stock	$	5,776		n/a			n/a		n/a
Accrued interest receivable	$	3,093	$	—		$	606	$	2,487
Liabilities
Savings deposits	$	97,033	$	—		$	97,033	$	—
Checking and money market deposits	$	464,813	$	110,663		$	354,150	$	—
Certificates of deposit	$	266,551	$	—		$	267,725	$	—
Borrowings	$	99,887	$	—		$	108,723	$	—
Accrued interest payable	$	116	$	—		$	116	$	—
	At December 31, 2012
			Fair Value Measurements
			Quoted Prices			Significant		Significant
			in Active			Other		Other
			Markets			Observable		Unobservable
			for Identical			Inputs		Inputs
			Assets			(Level 2)		(Level 3)
	Carrying		(Level 1)
	Amount
	(in thousands)
Assets
Cash and cash equivalents	$	24,228	$	6,867		$	17,361	$	—
Interest-bearing time deposits	$	9,259	$	—		$	9,259	$	—
Loans held for sale	$	8,795	$	—		$	8,795	$	—
Loans receivable	$	714,396	$	—		$	12,904	$	725,116
FHLB Stock	$	5,775		n/a			n/a		n/a
Accrued interest receivable	$	3,091	$	—		$	627	$	2,464
Liabilities
Savings deposits	$	96,160	$	—		$	96,160	$	—
Checking and money market deposits	$	449,809	$	86,266		$	363,543	$	—
Certificates of deposit	$	238,622	$	—		$	240,997	$	—
Borrowings	$	97,965	$	—		$	109,952	$	—
Accrued interest payable	$	148	$	—		$	148	$	—
The carrying amount is the estimated fair value for cash and cash equivalents, interest bearing deposits, and accrued interest receivable and payable. Noninterest-bearing cash and cash equivalents and noninterest-bearing deposit liabilities are classified as Level 1, whereas interest-bearing cash and cash equivalents and interest-bearing deposit liabilities are classified as Level 2. Accrued interest receivable and payable are classified as either Level 2 or Level 3 based on the classification level of the asset or liability with which the accrued interest is associated.
Loans held for sale — The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair value is equal to the carrying value, since the time from when a loan is closed and settled is generally not more than two weeks. The fair value of loans transferred from the loan portfolio to loans held for sale is based on the amounts offered for these loans in currently pending sales transactions, outstanding commitments from investors, or current market valuation appraisals. Loans held for sale are not included in non-performing loans.
Loans — The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. The fair values of loans not impaired is estimated by discounting the estimated future cash flows using the Company’s interest rates currently offered for loans with similar terms to borrowers of similar credit quality which is not an exit price under FASB ASC Topic No. 820 “Fair Value Measurements and Disclosures”. The carrying value and fair value of loans include the allowance for loan losses.
FHLB stock — It is not practical to determine the fair value of FHLB stock due to restrictions placed on transferability.
Deposits — The fair value of deposits with no stated maturity, such as money market deposit accounts, checking accounts and savings accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered by the Company for deposits of similar size, type and maturity.
Borrowings — The fair value of borrowings, which includes Federal Home Loan Bank of New York advances and securities sold under agreement to repurchase, is based on the discounted value of contractual cash flows. The discount rate is equivalent to the rate currently offered for borrowings of similar maturity and terms.
The Company’s unused loan commitments, standby letters of credit and undisbursed loans have no carrying amount and have been estimated to have no realizable fair value. Historically, a majority of the unused loan commitments have not been drawn upon.
The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2013. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since that date and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

Other_Real_Estate_Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2013
Other Real Estate Owned	'
	NOTE 6 – OTHER REAL ESTATE OWNED
	At September 30, 2013, other real estate owned (OREO) totaled $7.4 million and consisted of 12 residential properties and 25 commercial properties. At December 31, 2012, OREO totaled $7.2 million and consisted of thirty-five residential and thirteen commercial properties.
	For the three months ended September 30, 2013, the Company sold 3 commercial OREO properties and 6 residential OREO properties with an aggregate carrying value totaling $1.1 million. The Company recorded net gains on the sale of OREO of $17,000 in the third quarter of 2013 compared to net gains of $44,000 recorded in the third quarter of 2012. For the nine months ended September 30, 2013, the Company sold 8 commercial OREO properties and 16 residential OREO properties with an aggregate carrying value totaling $4.8 million. For the nine months ended September 30, 2013, the Company recorded net gains on the sale of OREO of $57,000 compared to net losses of $257,000 for the nine months ended September 30, 2012. During the current quarter, the Company added 1 commercial property and 2 residential properties to OREO with an aggregate carrying value of $1.2 million.
	Net expenses applicable to OREO were $377,000 for the three month period ending September 30, 2013, which included OREO valuation write-downs of $275,000, taxes and insurance totaling $67,000, net gains on the sale of OREO of $17,000 and $48,000 of miscellaneous expenses, net of OREO rental income. For the three months ended September 30, 2012, net expenses applicable to OREO of $553,000 included OREO valuation write-downs totaling $384,000, taxes and insurance totaling $110,000, net losses on the sale of OREO of $44,000and $103,000 of miscellaneous expenses, net of rental income. For the nine months ended September 30, 2013, net expenses applicable to OREO of $785,000 included OREO valuation write-downs of $445,000, taxes and insurance totaling $227,000, $170,000 of miscellaneous expenses, net of rental income, and net gains on the sale of OREO of $57,000. For the nine months ended September 30, 2012, net expenses applicable to OREO of $1.6 million included OREO valuation write-downs of $796,000, taxes and insurance totaling $340,000, net losses on the sale of OREO of $257,000, and $178,000 of miscellaneous expenses, net of rental income.
	As of the date of this filing, the Company has agreements of sale for 16 OREO properties, including 12 residential building lots, with an aggregate carrying value totaling $1.9 million, although there can be no assurance that these sales will be completed.   In addition, from September 30, 2013 until the date of this filing, the Company has sold 2 commercial OREO properties with a carrying value of $203,000.  The Company recorded a net gain of $3,000 related to this sale which will be incorporated into the Company’s fourth quarter financial results.

Deposits

Deposits	9 Months Ended
	Sep. 30, 2013
Deposits	'
	NOTE 7 – DEPOSITS
	Deposits are as follows:
		September 30,		December 31,
		2013		2012
		(in thousands)
	Savings accounts	$	97,033	$	96,160
	Interest-bearing checking and money market deposits		364,150		363,543
	Non-interest bearing checking		100,663		86,266
	Certificates of deposit of less than $100,000		118,746		129,709
	Certificates of deposit of $100,000 or more		147,805		108,913
	Total deposits	$	828,397	$	784,591

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2013
Borrowings	'
	NOTE 8 – BORROWINGS
	The Bank’s FHLB borrowings totaled $90.0 million and $88.0 million at September 30, 2013 and December 31, 2012, respectively, and repurchase agreements totaled $9.9 million for both periods.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes	'
	NOTE 9 – INCOME TAXES
	For the three months ended September 30, 2013, the Company recorded a net tax expense of $1.4 million compared to a net tax expense of $399,000 for the three months ended September 30, 2012. For the nine months ended September 30, 2013, the Company recorded a net tax expense of $3.3 million compared to a net tax expense of $1.7 million for the nine months ended September 30, 2012. As of September 30, 2013, the balance of the deferred tax valuation allowance was approximately $1.9 million, which represented the expected expiration of the deferred tax asset related to the contribution to establish the CapeBank Charitable Foundation. Management considered several factors, such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies in determining the amount of the deferred tax asset that was more likely than not realizable.
		For the three months ended September 30,				For the nine months ended September 30,
	Income taxes	2013		2012		2013		2012
		(in thousands)
	Pre-tax income	$	3,266	$	1,932	$	8,336	$	5,756
	Income tax expense (benefit)	$	1,362	$	399	$	3,337	$	1,660
	For more information about our income taxes, read Note 11, “Income Taxes,” in our 2012 Annual Report to Shareholders.

Stock_Benefit_Plan

Stock Benefit Plan	9 Months Ended
	Sep. 30, 2013
Stock Benefit Plan	'
	NOTE 10 – STOCK BENEFIT PLAN
	The Company has an Equity Incentive Plan under which incentive and non-qualified stock options, stock appreciation rights (SARs), and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. Generally, stock options are granted with an exercise price equal to fair market value at the date of grant and expire in 10 years from the date of grant. Generally, stock options granted vest over a five-year period commencing on the first anniversary of the date of grant. Under the plan, 1,331,352 stock options are available to be issued. Forfeited options are returned to the plan and are available for issuance.
	Under the fair value method of accounting for stock options, the fair value for all stock options granted under the Equity Incentive Plan is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
	During the first nine months of 2013, the Company issued 20,000 incentive stock options to certain employees at a grant price of ranging from $8.93 per share to $9.19 per share.  In addition, during the first nine months of 2013, the Company issued 8,850 non-qualified stock options to certain directors at a grant price of $9.04 per share. During the first nine months of 2012, the Company issued 15,000 incentive stock options to certain employees at grant prices ranging from $8.43 per share to $9.10 per share.
	Stock option activity for the nine months ended September 30, 2013 and 2012 was as follows:
		For the nine months ended September 30,
		2013													2012
		Number of				Weighted					Weighted				Number of					Weighted			Weighted
		Options				Average					Average				Options					Average			Average
						Exercise					Remaining									Exercise			Remaining
						Price					Contractual									Price			Contractual
											Life												Life
	Outstanding at January 1			711,290		$		7.54									833,010			$		7.54
	Granted			28,850		$		9.05									15,000			$		8.65
	Forfeited			(16,000	)	$		9.35									(108,360	)		$		7.28
	Exercised			(8,000	)	$		7.28									(24,590	)		$		7.28
	Outstanding at September 30			716,140		$		7.66				6.9 years					715,060			$		7.62		7.9 years
	Exercisable at September 30			387,574		$		7.50				6.8 years					250,024			$		7.34		7.7 years
	Aggregate Intrinsic Value at September 30	$		643,842											$		505,280
	The expected average risk-free rate is based on the U.S. Treasury yield curve on the day of grant. The expected average life represents the weighted average period of time that options granted are expected to be outstanding giving consideration to vesting schedules and expected option exercise activity. Expected volatility is based on historical volatilities of the Company’s common stock as well as the historical volatility of the stocks of the Company’s peer banks. The expected dividend yield is based on the expected dividend yield over the life of the option and the Company’s historical information.
	The following table presents the weighted average per share fair value of options granted during the periods presented, and the assumptions used based on the Black-Sholes option pricing methodology:
			For the three months ended September 30,											For the nine months ended September 30,
	Assumption		2013					2012						2013						2012
	Expected average risk-free interest rate				2.01	%				0.91		%				1.73		%				1.26	%
	Expected average life (in years)				6.5					6.5						6.5						6.5
	Expected volatility				39.14	%				40.82		%				39.53		%				41.07	%
	Expected dividend yield				2.25	%				0.00		%				2.24		%				0.00	%
	Weighted average per share fair value		$		2.91			$		3.70				$		2.88				$		3.59
	In the third quarter of 2013, the Company issued 4,125 restricted stock awards to certain directors at a price of $9.04 per share.  The restricted stock awards will vest in five equal installments beginning on the first anniversary date of grant, or September 16, 2014.
	Restricted stock activity for the nine months ended September 30, 2013 and 2012 was as follows:
		For the nine months ended September 30,
		2013																		2012
		Restricted							Weighted										Restricted						Weighted
		Common							Average										Common						Average
		Shares							Fair Value at										Shares						Fair Value at
									Grant Date																Grant Date
	Outstanding at January 1		4,950				$				7.68										8,800			$		7.68
	Granted		4,125				$				9.04										—			$		—
	Vested		(1,650	)			$				7.68										(1,925	)		$		7.68
	Forfeited		—				$				—										(1,100	)		$		7.68
	Outstanding at September 30		7,425				$				8.44										5,775			$		7.68
	At September 30, 2013, unrecognized compensation costs on unvested stock options and restricted stock awards was $ 1.1 million which will be amortized on a straight-line basis over the remaining vesting period.
	Stock-based compensation expense and related tax effects recognized in connection with unvested stock options and restricted stock awards for the three and nine months ended September 30, 2013 and 2012 was as follows:
		For the three months ended											For the nine months ended
		September 30,											September 30,
		2013				2012								2013					2012
		(in thousands)											(in thousands)
	Compensation expense:
	Common stock options	$		98		$		121						$		336			$		258
	Restricted common stock			4				4								11					9
	Total compensation expense			102				125								347					267
	Tax benefit			2				3								7					6
	Net income effect	$		100		$		122						$		340			$		261
	As of September 30, 2013, 897,450 options were issued and 582,032 options were available for issuance. As of September 30, 2013, based on the option agreements, there were 387,574 incentive stock options exercisable.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share	'
	NOTE 11 – EARNINGS PER SHARE
	Basic earnings per common share is the net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
	As of September 30, 2013, options to purchase 716,140 shares were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. In addition, 7,425 shares of restricted stock were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. As of September 30, 2012, options to purchase 715,060 shares were outstanding and dilutive, and accordingly, were included in determining diluted earnings per common share. In addition, 5,775 shares of restricted stock were outstanding and dilutive, and accordingly were included in determining diluted earnings per common share.
	The following is the calculation of basic earnings per share for the three and nine months ended September 30, 2013 and 2012.
		For the three months ended				For the nine months ended
		September 30,				September 30,
		2013		2012		2013		2012
		(in thousands, except share data)				(in thousands, except share data)
	Net income	$	1,904	$	1,533	$	4,999	$	4,096
	Basic weighted average shares outstanding		11,612,431		12,447,659		12,128,458		12,430,106
	Basic earnings per share	$	0.16	$	0.12	$	0.41	$	0.33
	Diluted weighted average shares outstanding		11,666,535		12,451,333		12,182,683		12,432,501
	Diluted earnings per share	$	0.16	$	0.12	$	0.41	$	0.33

Sale_of_Bank_Assets

Sale of Bank Assets	9 Months Ended
	Sep. 30, 2013
Sale of Bank Assets	'
	NOTE 12 – SALE OF BANK ASSETS
	On April 11, 2011, the Company entered into an Agreement of Sale to sell the Cape Bank main office complex and an adjoining vacant lot located in Cape May Court House, New Jersey. The sale was consummated on May 31, 2011. The selling price of the properties was $7.2 million dollars with net cash proceeds of $6.8 million received at time of sale. The Bank entered into six separate lease agreements, each for a discrete portion of the original complex with initial three year terms, all ending in 2014. The net book value of the property at the time of closing was $3.8 million, resulting in a gain of $3.4 million. This gain is being recognized under the full accrual method and as an operating lease in accordance with FASB ASC Topic No. 840-40 “Sale Leaseback Transactions” which permits $1.8 million of the gain to be recognized at the time of sale and the remaining portion of the gain, $1.6 million, to be recognized evenly over the initial three-year lease period.
	During the second quarter of 2012, the Bank vacated portions of their leased premises. In accordance with FASB ASC Topic No. 840-40 “Sale Leaseback Transactions”, the Bank recognized an additional portion of the deferred gain in the amount of $425,000. At September 30, 2013, the remaining balance of the deferred gain to be recognized totaled $216,000.
	In accordance with FASB ASC Topic No. 360-20 “Plant, Property and Equipment, Real Estate Sales”, the Bank recognized a gain of $569,000 in the third quarter of 2013 related to the sale of a parcel of unused land, previously classified as assets held for sale. The cost basis of this asset was $281,000 and was sold on September 4, 2013 for $850,000.

Regulatory_Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2013
Regulatory Matters	'
	NOTE 13 – REGULATORY MATTERS
	As of September 30, 2013, the Bank was categorized as “Well-Capitalized” under the regulatory framework for prompt corrective action. To be categorized as “Well-Capitalized”, the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios. The Bank’s capital ratios at September 30, 2013 were as follows: Tier I risk based capital ratio of 12.88%; Total risk based capital ratio of 14.13%; Tier I leverage ratio of 9.50%.

Other_Comprehensive_Income

Other Comprehensive Income	9 Months Ended
	Sep. 30, 2013
Other Comprehensive Income	'
	NOTE 14 – OTHER COMPREHENSIVE INCOME
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax for the three months ended September 30, 2013 and 2012:
		Balance at			Other						Amount					Other				Balance at
		6/30/13			Comprehensive						Reclassified from					Comprehensive				9/30/13
					Income						Accumulated					Income
					Before						Other					Three Months
					Reclassifications						Comprehensive					ended 09/30/13
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(3,616	)	$	(70	)		$				—		$		(70	)	$		(3,686	)
	Accumulated other comprehensive income (loss) net of tax	$	(3,616	)	$	(70	)		$				—		$		(70	)	$		(3,686	)
		Balance at			Other						Amount					Other				Balance at
		6/30/12			Comprehensive						Reclassified from					Comprehensive				9/30/12
					Income						Accumulated					Income
					Before						Other					Three Months
					Reclassifications						Comprehensive					ended 09/30/12
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(1,289	)	$	808			$				—		$		808		$		(481	)
	Accumulated other comprehensive income (loss) net of tax	$	(1,289	)	$	808			$				—		$		808		$		(481	)
	There were no reclassifications out of accumulated other comprehensive income for the three months ended September 30, 2013 and 2012:
		Three Months Ended September 30,
		2013			2012							Affected Line Item in Statements of  Income
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	—		$	—					Gain (loss) on sale of investment securities, net
	OTTI realized		—			—					Net-other-than-temporary impairment losses
	Income tax expense		—			—					Income taxes
	Total reclassifications net of tax	$	—		$	—
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax for the nine months ended September 30, 2013 and 2012:
		Balance at			Other						Amount					Other				Balance at
		12/31/12			Comprehensive						Reclassified from					Comprehensive				9/30/13
					Income						Accumulated					Income
					Before						Other					Nine Months
					Reclassifications						Comprehensive					ended 09/30/13
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(679	)	$	(2,833	)		$				(174	)	$		(3,007	)	$		(3,686	)
	Accumulated other comprehensive income (loss) net of tax	$	(679	)	$	(2,833	)		$				(174	)	$		(3,007	)	$		(3,686	)
		Balance at			Other						Amount					Other				Balance at
		12/31/11			Comprehensive						Reclassified  from					Comprehensive				9/30/12
					Income						Accumulated					Income
					Before						Other					Nine Months
					Reclassifications						Comprehensive					ended 09/30/12
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(942	)	$	1,034			$				(573	)	$		461		$		(481	)
	Accumulated other comprehensive income (loss) net of tax	$	(942	)	$	1,034			$				(573	)	$		461		$		(481	)
	The following represents the reclassifications out of accumulated other comprehensive income for the nine months ended September 30, 2013 and 2012:
		Nine Months Ended September 30,
		2013			2012				Affected Line Item in Statements of  Income
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	290		$	962				Gain (loss) on sale of investment securities, net
	OTTI realized		—			(8		)		Net-other-than-temporary impairment losses
	Income tax expense		(116	)		(381		)		Income taxes
	Total reclassifications net of tax	$	174		$	573

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2013
Basis of Financial Statement Presentation	'
	Basis of Financial Statement Presentation: The accounting and reporting policies of the Bank conform to accounting principles generally accepted in the United States of America (“US GAAP” or “GAAP”).
	We have prepared the consolidated financial statements included herein pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”). We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to such rules and regulations. These financial statements should be read in conjunction with the financial statements and notes thereto included in our latest Annual Report on Form 10-K. The results of operations for the interim periods are not necessarily indicative of the results for the full year.
	The consolidated financial statements include the accounts of Cape Bancorp, Inc. and its subsidiaries, all of which are wholly-owned. Significant intercompany balances and transactions have been eliminated. Certain prior period amounts have been reclassified to conform to current year presentations. The consolidated financial statements, as of and for the periods ended September 30, 2013 and 2012, have not been audited by the Company’s independent registered public accounting firm. In the opinion of management, all accounting entries and adjustments, including normal recurring accruals, necessary for a fair presentation of the financial position and the results of operations for the interim periods have been made. Events occurring subsequent to the date of the balance sheet have been evaluated for potential recognition or disclosure in the consolidated financial statements through the date of the filing of the consolidated financial statements with the SEC.
Use of Estimates	'
	Use of Estimates: To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, deferred taxes, evaluation of investment securities for other-than-temporary impairment and fair values of financial instruments are particularly subject to change.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, overnight deposits, federal funds sold and interest-bearing bank balances. The Federal Reserve Bank required reserves of $702,000 as of September 30, 2013, and $515,000 as of December 31, 2012 are included in these balances.
Interest Bearing Time Deposits	'
	Interest-Bearing Time Deposits: Interest-bearing time deposits are held to maturity, are carried at cost and have original maturities greater than three months.
Investment Securities	'
	Investment Securities: The Bank classifies investment securities as either available for sale or held to maturity.  Investment securities classified as available for sale are carried at fair value with unrealized gains and losses excluded from earnings and reported in a separate component of equity, net of related income tax effects. Investment securities classified as held to maturity are carried at cost, adjusted for amortization of premium and accretion of discount over the term of the related investments using the level yield method.  Investment securities are classified as held to maturity when management has the positive intent and ability to hold them to maturity. In September 2013, the Bank reclassified a portion of the available for sale securities as held to maturity as these securities may be particularly susceptible to changes in fair value in the near term as a result of market volatility.  Gains and losses on sales of investment securities are recognized upon realization utilizing the specific identification method.
	When the fair value of a debt security has declined below the amortized cost at the measurement date, an entity that intends to sell a security or is more likely than not to sell the security before the recovery of the security’s cost basis, the entity must recognize the other-than-temporary impairment (“OTTI”) in earnings. For a debt security with a fair value below the amortized cost at the measurement date where it is more likely than not that an entity will not sell the security before the recovery of its cost basis, but an entity does not expect to recover the entire cost basis of the security, the security is classified as OTTI. The related OTTI loss on the debt security will be recognized in earnings to the extent of the credit losses, with the remaining impairment loss recognized in accumulated other comprehensive income. In estimating OTTI losses, management considers: the length of time and extent that the fair value of the security has been less than the cost of the security, the financial condition and near term prospects of the issuer, cash flow, stress testing analysis on securities, when applicable, and the Company’s ability and intent to hold the security for a period sufficient to allow for any anticipated recovery in fair value.
Loans Held for Sale ("HFS")	'
	Loans Held for Sale (“HFS”): HFS consists of residential mortgage loans originated and intended for sale in the secondary market and, from time to time, certain loans transferred from the loan portfolio to HFS, all of which are carried at the lower of aggregate cost or fair market value. The fair value of residential mortgage loans is based on the price secondary markets are currently offering for similar loans using observable market data. The fair values of loans transferred from the loan portfolio to HFS are based on the amounts offered for these loans in currently pending sales transactions or as determined by outstanding commitments from investors. Write-downs on loans transferred to HFS are charged to the allowance for loan losses. Subsequent declines in fair value, if any, are charged to operating income and the HFS balance is reduced. Gains and losses on sales of loans are based on the difference between the selling price and the carrying value of the related loans sold.
Loans and Allowance for Loan Losses	'
	Loans and Allowance for Loan Losses: Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or payoff, are stated at the amount of unpaid principal, net of unearned interest, deferred loan fees and costs, and reduced by an allowance for loan losses. Interest on loans is accrued and credited to operations based upon the principal amounts outstanding. Loan origination fees and certain direct origination costs are deferred and amortized over the life of the related loans as an adjustment to the yield on loans receivable in a manner which approximates the interest method. The allowance for loan losses is established through a provision for loan losses charged to operations. The allowance for loan losses is comprised of both loan pool valuation allowances and individual valuation allowances. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely.
	Recognition of interest income is discontinued when, in the opinion of management, the collectability of the loan becomes doubtful. A commercial loan is classified as non-accrual when the loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt. Consumer and residential loans are classified as non-accrual when the loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent.
	All interest accrued, but not received, for loans placed on non-accrual, is reversed against interest income. Interest received on such loans is accounted for as a reduction of the principal balance until qualifying for return to accrual. Commercial loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Payments are generally applied to reduce the principal balance but, in certain situations, the application of payments may vary. Consumer and residential loans are returned to accrual status when their delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.
	The allowance for loan losses is maintained at an amount management deems appropriate to cover probable incurred losses. In determining the level to be maintained, management evaluates many factors including historical loss experience, the borrowers’ ability to repay and repayment performance, current economic trends, estimated collateral values, industry experience, industry loan concentrations, changes in loan policies and procedures, changes in loan volume, delinquency and troubled asset trends, loan management and personnel, internal and external loan review, total credit exposure of the individual or entity, and external factors including competition, legal, regulatory and seasonal factors. In the opinion of management, the allowance is appropriate to absorb probable loan losses. While management uses the best information available to make such evaluations, future adjustments to the allowance may be necessary. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for losses on loans. Such agencies may require the Bank to recognize additions to the allowance based on their judgment about information available to them at the time of their examination. Charge-offs to the allowance are made when the loan is transferred to other real estate owned or a determination of loss is made.
	A loan is impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Included in the Company’s loan portfolio are modified loans. Per the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), Topic No. 310-40 “Troubled Debt Restructurings by Creditors” (“FASB ASC 310-40”), a loan restructuring is one in which the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that the creditor would not otherwise consider, such as providing for a below market interest rate and/or forgiving principal or previously accrued interest. This restructuring may stem from an agreement or may be imposed by law, and may involve a multiple note structure. Prior to the restructuring, if the loans which are modified as a troubled debt restructuring (“TDR”) are already classified as non-accrual, these loans may only be returned to performing (i.e. accrual status) after considering the borrower’s sustained repayment performance for a reasonable amount of time, generally six months. This sustained repayment performance may include the period of time just prior to the restructuring. At September 30, 2013, TDRs totaled $5.5 million, of which $3.6 million were accruing TDRs and $1.9 million were non-accruing. This compares to $7.0 million of TDRs at December 31, 2012, of which $3.5 million were accruing TDRs and $3.5 million were non-accruing TDRs. (See Note 4 – Loans Receivable)
Other Real Estate Owned ("OREO")	'
	Other Real Estate Owned (“OREO”): Real estate acquired as a result of foreclosure or by deed in lieu of foreclosure is classified as other real estate owned and is initially recorded at the estimated fair market value, less the estimated cost to sell, at the date of foreclosure, thereby establishing a new cost basis. If the fair value declines subsequent to foreclosure, an OREO write-down is recorded through expense and the OREO balance is lowered to reflect the current fair value. Operating costs after acquisition are expensed.
Premises and Equipment	'
	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 39 years. Furniture, fixtures and equipment are depreciated using the straight-line (or accelerated) method with useful lives ranging from 3 to 7 years.
Federal Home Loan Bank of New York ("FHLB") Stock	'
	Federal Home Loan Bank of New York (“FHLB”) Stock: The Bank is a member of the FHLB of New York. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security and periodically evaluated for impairment based on ultimate recovery of par value. Cash dividends are reported as income.
Goodwill and Other Intangible Assets	'
	Goodwill and Other Intangible Assets: Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is assessed at least annually for impairment and any such impairment will be recognized in the period identified. The annual goodwill assessment for 2013 will be performed in the fourth quarter.
	Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives, which range from 5 to 13 years. Other intangible assets also include loan servicing rights which are amortized on the level yield method over the life of the loan.  Other intangible assets are assessed at least annually for impairment and any such impairment will be recognized in the period identified.
Bank Owned Life Insurance ("BOLI")	'
	Bank Owned Life Insurance (“BOLI”): The Bank has an investment in bank owned life insurance. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees and directors. The Bank is the owner and beneficiary of the policies and in accordance with FASB ASC Topic No. 325 “Investments in Insurance Contracts”, the amount recorded is the cash surrender value, which is the amount realizable.
Loan Commitments and Related Financial Instruments	'
	Loan Commitments and Related Financial Instruments: Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Defined Benefit Plan	'
	Defined Benefit Plan: The Bank participates in the Pentegra Defined Benefit Plan for Financial Institutions (The “Pentegra DB Plan”), a tax-qualified defined benefit pension plan. The Pentegra DB Plan’s Employer Identification Number is 13-5645888, and the Plan Number is 333. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan.
	The plan was amended to freeze participation to new employees commencing January 1, 2008. Employees who became eligible to participate prior to January 1, 2008, will continue to accrue a benefit under the plan. The Bank accrues pension costs as incurred. The plan was further amended to freeze benefits as of December 31, 2008 for all employees eligible to participate prior to January 1, 2008.
401(k) Plan	'
	401(k) Plan: The Bank maintains a tax-qualified defined contribution plan for all salaried employees of Cape Bank who have satisfied the 401(k) Plan’s eligibility requirements. Effective January 1, 2012, the Bank eliminated the matching contribution formula and replaced it with a discretionary form of matching contribution.
Employee Stock Ownership Plan ("ESOP")	'
	Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet earned is shown as a reduction of equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts and the shares become outstanding for earnings per share computations. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares are used to reduce the annual ESOP debt service. As of September 30, 2013, 181,423 shares have been allocated to eligible participants in the Cape Bank Employee Stock Ownership Plan.
Stock Benefit Plan	'
	Stock Benefit Plan: The Company has an Equity Incentive Plan (the “Stock Benefit Plan”) under which incentive and non-qualified stock options, stock appreciation rights (SARs) and restricted stock awards (RSAs) may be granted periodically to certain employees and directors. The fair value of the restricted stock is the market value of the stock on the date of grant. Under the fair value method of accounting for stock options, the fair value is measured on the date of grant using the Black-Scholes option pricing model with market assumptions. This amount is amortized as salaries and employee benefits expense on a straight-line basis over the vesting period. Option pricing models require the use of highly subjective assumptions, including expected stock price volatility, which, if changed, can significantly affect fair value estimates.
Income Taxes	'
	Income Taxes: Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases and operating loss and tax credit carryforwards. The principal types of accounts resulting in differences between assets and liabilities for financial statement and tax purposes are the allowance for loan losses, deferred compensation, deferred loan fees, charitable contributions, depreciation and OTTI charges. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. A valuation allowance is recorded against net deferred tax assets when management has concluded that it is not more likely than not that a portion or all will be realized. Management considers several factors in determining whether a portion, or all, of the valuation allowance should be reversed such as the level of historical taxable income, projections for future taxable income over the periods in which the deferred tax assets are deductible and tax planning strategies.
Earnings Per Share	'
	Earnings Per Share: Basic earnings (loss) per common share is the net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are not considered outstanding for this calculation unless earned. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock option and restricted stock awards, if any.
Comprehensive Income (Loss)	'
	Comprehensive Income (Loss): Comprehensive income (loss) includes net income as well as certain other items which result in a change to equity during the period. Other comprehensive income includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity. See the Consolidated Statement of Comprehensive Income.
Operating Segments	'
	Operating Segments: While the chief decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Treasury Stock	'
	Treasury Stock:  Stock held in the treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity.
	On April 18, 2013, the Company announced that the Board of Directors authorized a stock repurchase plan under which the Company would repurchase up to 5%, or approximately 667,239 shares, of the Company’s issued and outstanding shares.  The repurchase was completed on July 16, 2013.  Furthermore, on July 19, 2013, the Company announced  that the Board of Directors authorized a second repurchase program for the repurchase of up to 5%, or approximately 633,877 shares, of the Company’s issued and outstanding shares. The second repurchase plan was completed on October 3, 2013.  The average repurchase price for both stock repurchase plans was $9.37 per share.
Effect of Newly Issued Accounting Standards	'
	Effect of Newly Issued Accounting Standards: In February 2013, the FASB issued ASU 2013-02 “Comprehensive Income, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income” (Topic No. 220). The amendments in this update aim to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This would be the case when a portion of the amount reclassified out of accumulated other comprehensive income is reclassified to a balance sheet account instead of directly to income or expense in the same reporting period. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. The Company adopted the amendments of ASU 2011-12 effective January 1, 2012 and has applied the amendments retrospectively. Adoption of this update did not have a material impact on the Company’s financial position or results of operations.

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Amortized Cost, Gross Unrealized Gains or Losses and the Fair Value of the Company's Investment Securities Available For Sale	'
	The amortized cost, gross unrealized gains or losses and the fair value of the Company’s investment securities available for sale and held to maturity at September 30, 2013 and December 31, 2012 are as follows:
			Amortized					Gross						Gross							Fair Value
			Cost					Unrealized						Unrealized
								Gains						Losses
			(in thousands)
	September 30, 2013
	Investment securities available for sale
	Debt securities
	U.S. Government and agency obligations		$		44,969				$		24				$		(1,742	)				$		43,251
	Municipal bonds				7,033						129						(48	)						7,114
	Collateralized debt obligations				8,284						248						(2,814	)						5,718
	Corporate bonds				12,066						55						(24	)						12,097
	Total debt securities		$		72,352				$		456				$		(4,628	)				$		68,180
	Equity securities
	CRA Qualified Investment Fund		$		5,000				$		—				$		(228	)				$		4,772
	Total equity securities		$		5,000				$		—				$		(228	)				$		4,772
	Mortgage-backed securities
	GNMA pass-through certificates		$		3,639				$		162				$		—					$		3,801
	FHLMC pass-through certificates				5,241						81						(135	)						5,187
	FNMA pass-through certificates				14,989						190						(366	)						14,813
	Collateralized mortgage obligations				61,331						102						(1,595	)						59,838
	Total mortgage-backed securities		$		85,200				$		535				$		(2,096	)				$		83,639
	Total securities available for sale		$		162,552				$		991				$		(6,952	)				$		156,591
	Investment securities held to maturity
	Debt securities
	Municipal bonds		$		10,148		$		—			$	—			$		10,148
	Total debt securities		$		10,148		$		—			$	—			$		10,148
	Total securities held to maturity		$		10,148		$		—			$	—			$		10,148
			Amortized				Gross					Gross				Fair Value
			Cost				Unrealized					Unrealized
							Gains					Losses
			(in thousands)
	December 31, 2012
	Investment securities available for sale
	Debt securities
	U.S. Government and agency obligations		$		38,982		$		129			$	(29	)		$		39,082
	Municipal bonds				20,307				472				(21	)				20,758
	Collateralized debt obligations				8,263				104				(3,685	)				4,682
	Corporate bonds				14,103				139				(1	)				14,241
	Total debt securities		$		81,655		$		844			$	(3,736	)		$		78,763
	Equity securities
	CRA Qualified Investment Fund		$		5,000		$		—			$	(9	)		$		4,991
	Total equity securities		$		5,000		$		—			$	(9	)		$		4,991
	Mortgage-backed securities
	GNMA pass-through certificates		$		4,193		$		237			$	—			$		4,430
	FHLMC pass-through certificates				5,784				134				—					5,918
	FNMA pass-through certificates				17,591				468				—					18,059
	Collateralized mortgage obligations				57,764				950				(18	)				58,696
	Total mortgage-backed securities		$		85,332		$		1,789			$	(18	)		$		87,103
	Total securities available for sale		$		171,987		$		2,633			$	(3,763	)		$		170,857
Continuous Unrealized Loss Position	'
	The table below indicates the length of time available for sale individual securities have been in a continuous unrealized loss position at September 30, 2013:
			Less Than 12 Months												12 Months or Longer												Total
	Description of Securities		Fair Value				Unrealized						Fair Value							Unrealized						Fair Value				Unrealized
							Losses													Losses										Losses
			(in thousands)
	U.S. Government and agency obligations		$		39,237		$		(1,742	)			$				—			$		—				$			39,237	$		(1,742	)
	Municipal bonds				2,495				(45	)							225					(3	)						2,720			(48	)
	Corporate bonds				5,047				(24	)							—					—							5,047			(24	)
	Collateralized debt obligations				—				—								5,416					(2,814	)						5,416			(2,814	)
	CRA Qualified Investment Fund				4,772				(228	)							—					—							4,772			(228	)
	Mortgage-backed securities				59,540				(2,096	)							1					—							59,541			(2,096	)
	Total temporarily impaired investment securities		$		111,091		$		(4,135	)			$				5,642			$		(2,817	)			$			116,733	$		(6,952	)
	The table below indicates the length of time individual securities (all are available for sale) have been in a continuous unrealized loss position at December 31, 2012:
			Less Than 12 Months												12 Months or Longer												Total
	Description of Securities		Fair Value				Unrealized						Fair Value							Unrealized						Fair Value				Unrealized
							Losses													Losses										Losses
			(in thousands)
	U.S. Government and agency obligations		$		6,968		$		(29	)			$				—			$		—				$			6,968	$		(29	)
	Municipal bonds				3,111				(18	)							225					(3	)						3,336			(21	)
	Corporate bonds				1,035				(1	)							—					—							1,035			(1	)
	Collateralized debt obligations				—				—								4,524					(3,685	)						4,524			(3,685	)
	CRA Qualified Investment Fund				4,991				(9	)							—					—							4,991			(9	)
	Mortgage-backed securities				1,989				(18	)							—					—							1,989			(18	)
	Total temporarily impaired investment securities		$		18,094		$		(75	)			$				4,749			$		(3,688	)			$			22,843	$		(3,763	)
Pooled Trust Preferred Collateralized Debt Obligations	'
	The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of September 30, 2013:
	Pooled Trust Preferred Collateralized Debt Obligations
	(dollars in thousands)
	Deal		Number			Class				Amortized				Fair					Net					Realized			Moody’s/				Current			Amount of			Excess
			of							Cost				Value					Unrealized					Loss			Fitch				Number of			Deferrals			Subordination
			Securities																Loss								Ratings				Performing			and			as a % of
																															Issuers			Defaults			Current
																																		as a % of			Performing
																																		Current			Collateral
																																		Collateral
	PreTSL II			2			Mezzanine			$		470		$		406			$		(64	)		$	(643	)		Ca/C					9		52.30	%		0.00	%
	PreTSL XIX			1			Mezzanine					54				302					248				(1,759	)		C/C					49		22.60	%		0.00	%
	I-PreTSL I			2			Mezzanine					1,848				1,097					(751	)			—			NR/CCC					14		17.20	%		7.37	%
	I-PreTSL II			2			Mezzanine					2,741				2,050					(691	)			—			NR/B					21		8.00	%		17.44	%
	I-PreTSL III			3			Mezzanine					2,727				1,538					(1,189	)			—			Ba3/CCC					21		13.20	%		13.13	%
	I-PreTSL IV			1			Mezzanine					444				325					(119	)			—			Ba2/B					33		10.40	%		12.43	%
	Total			11						$		8,284		$		5,718			$		(2,566	)		$	(2,402	)
	Lack of liquidity in the market for trust preferred collateralized debt obligations, credit rating downgrades and market uncertainties related to the financial industry are factors contributing to the impairment on these securities. The table above excludes 11 bank-issued CDO securities which have been completely written-off and, therefore, have no book value. The realized loss associated with these securities is $14.5 million.
	The following table provides additional information related to our pooled trust preferred collateralized debt obligations as of December 31, 2012:
	Pooled Trust Preferred Collateralized Debt Obligations
	(dollars in thousands)
	Deal		Number			Class				Amortized				Fair					Net					Realized			Moody’s/				Current			Amount of			Excess
			of							Cost				Value					Unrealized					Loss			Fitch				Number of			Deferrals			Subordination
			Securities																Loss								Ratings				Performing			and			as a % of
																															Issuers			Defaults			Current
																																		as a % of			Performing
																																		Current			Collateral
																																		Collateral
	PreTSL II			2			Mezzanine			$		470		$		406			$		(64	)		$	(643	)		Ca/C					14		47.50	%		0.00	%
	PreTSL XIX			1			Mezzanine					54				158					104				(1,759	)		C/C					47		26.10	%		0.00	%
	I-PreTSL I			2			Mezzanine					1,844				1,200					(644	)			—			NR/CCC					15		16.50	%		15.68	%
	I-PreTSL II			2			Mezzanine					2,733				1,347					(1,386	)			—			NR/B					23		12.60	%		13.79	%
	I-PreTSL III			3			Mezzanine					2,720				1,345					(1,375	)			—			Ba3/CCC					23		12.20	%		17.11	%
	I-PreTSL IV			1			Mezzanine					442				226					(216	)			—			Ba2/CCC					24		19.70	%		10.43	%
	Total			11						$		8,263		$		4,682			$		(3,581	)		$	(2,402	)
Summary of the Cumulative Credit Related OTTI Charges Recognized As Components Of Earnings For CDO Securities	'
	The following table presents a summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities still held by the Company at September 30, 2013 and 2012:
		For the three months ended September 30,
		2013				2012
		(in thousands)
	Beginning balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)
	Additional credit losses for which other than temporary impairment was previously recognized			—				—
	Ending balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)
		For the nine months ended September 30,
		2013				2012
		(in thousands)
	Beginning balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,375	)
	Additional credit losses for which other than temporary impairment was previously recognized			—				(8	)
	Ending balance of cumulative credit losses on CDO securities	$		(18,383	)	$		(18,383	)
Amortized Cost and Fair Value of Debt Securities and Mortgage-Backed Securities Available For Sale by Contractual Maturities	'
	The amortized cost and fair value of debt securities and mortgage-backed securities, held to maturity and available for sale at September 30, 2013, by contractual maturities, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Available for Sale									Held to Maturity
			Amortized				Fair					Amortized Cost				Fair
			Cost				Value									Value
			(in thousands)									(in thousands)
	Due within one year or less		$		5,676		$		5,712			$	—			$		—
	Due after one year but within five years				22,902				22,881				—					—
	Due after five years but within ten years				35,490				33,869				6,383					6,383
	Due after ten years				13,284				10,490				3,765					3,765
	Mortgage-backed securities				85,200				83,639				—					—
	Total investment securities		$		162,552		$		156,591			$	10,148			$		10,148

Loans_Receivable_Tables

Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2013
Loans Receivable	'
	Loans receivable consist of the following:
		September 30,					December 31,
		2013					2012
		(in thousands)
	Commercial secured by real estate	$		414,279			$		388,048
	Commercial term loans			23,861					19,443
	Construction			5,923					1,765
	Other commercial			38,712					32,748
	Residential mortgage			248,450					235,921
	Home equity loans and lines of credit			42,779					45,258
	Other consumer loans			845					1,317
	Loans receivable, gross			774,849					724,500
	Less:
	Allowance for loan			10,007					9,852
	losses
	Deferred loan fees			277					252
	Loans receivable, net	$		764,565			$		714,396
Summary of Activity Related to Allowance for Loan Losses by Category	'
	The following table summarizes activity related to the allowance for loan losses by category for the three months ended September 30, 2013:
		At or for the three months ended September 30, 2013
		(in thousands)
		Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
		Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
		Real Estate																									& Lines
																											of Credit
	Balance at beginning of period	$		6,707			$		439			$		99			$		663			$		1,169			$		200			$		9			$		500			$		9,786
	Charge-offs			(162	)				—					—					—					(70	)				(45	)				(9	)				—					(286	)
	Recoveries			47					—					—					4					—					—					7					—					58
	Provision for loan losses			257					12					34					59					59					30					(2	)				—					449
	Balance at end of period	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$		113			$		—			$		—			$		—			$		78			$		—			$		—			$		—			$		191
	Collectively evaluated			6,736					451					133					726					1,080					185					5					500					9,816
	Total allowance for loan losses	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Loans
	Individually evaluated	$		9,946			$		—			$		—			$		304			$		2,790			$		753			$		—			$		—			$		13,793
	Collectively evaluated			404,333					23,861					5,923					38,408					245,660					42,026					845					—					761,056
	Total loans	$		414,279			$		23,861			$		5,923			$		38,712			$		248,450			$		42,779			$		845			$		—			$		774,849
	(1) includes commercial lines of credit
	The following table summarizes activity related to the allowance for loan losses by category for the nine months ended September 30, 2013:
		At or for the nine months ended September 30, 2013
		(in thousands)
		Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
		Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
		Real Estate																									& Lines
																											of Credit
	Balance at beginning of period	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
	Charge-offs			(750	)				—					—					(107	)				(183	)				(69	)				(18	)				—					(1,127	)
	Recoveries			188					—					—					10					—					1					24					—					223
	Provision for loan losses			1,090					(6	)				75					8					41					4					(18	)				(135	)				1,059
	Balance at end of period	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$		113			$		—			$		—			$		—			$		78			$		—			$		—			$		—			$		191
	Collectively evaluated			6,736					451					133					726					1,080					185					5					500					9,816
	Total allowance for loan	$		6,849			$		451			$		133			$		726			$		1,158			$		185			$		5			$		500			$		10,007
	losses
	Loans
	Individually evaluated	$		9,946			$		—			$		—			$		304			$		2,790			$		753			$		—			$		—			$		13,793
	Collectively evaluated			404,333					23,861					5,923					38,408					245,660					42,026					845					—					761,056
	Total loans	$		414,279			$		23,861			$		5,923			$		38,712			$		248,450			$		42,779			$		845			$		—			$		774,849
	(1) includes commercial lines of credit
	The following table summarizes activity related to the allowance for loan losses by category for the year ended December 31, 2012:
		At or for the year ended December 31, 2012
		(in thousands)
		Commercial					Commercial					Construction					Other					Residential					Home					Other					Unallocated					Total
		Secured by					Term Loans										Commercial (1)					Mortgage					Equity					Consumer
		Real Estate																									& Lines
																											of Credit
	Balance at beginning of year	$		8,058			$		124			$		744			$		338			$		1,909			$		349			$		16			$		1,115			$		12,653
	Charge-offs			(6,070	)				(27	)				(602	)				(137	)				(450	)				(171	)				(33	)				—					(7,490	)
	Recoveries			182					—					11					4					—					5					26					—					228
	Provision for loan losses			4,151					360					(95	)				610					(159	)				66					8					(480	)				4,461
	Balance at end of year	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
	Impairment evaluation
	Allowance for loan losses
	Individually evaluated	$		550			$		—			$		—			$		57			$		5			$		—			$		—			$		—			$		612
	Collectively evaluated			5,771					457					58					758					1,295					249					17					635					9,240
	Total allowance for loan	$		6,321			$		457			$		58			$		815			$		1,300			$		249			$		17			$		635			$		9,852
	losses
Loans
Individually evaluated	$		17,452			$		—			$		141			$		515			$		4,430			$		841			$		—			$		—			$		23,379
Collectively evaluated			370,596					19,443					1,624					32,233					231,491					44,417					1,317					—					701,121
Total loans	$		388,048			$		19,443			$		1,765			$		32,748			$		235,921			$		45,258			$		1,317			$		—			$		724,500
(1) includes commercial lines of credit
The following table summarizes activity related to the allowance for loan losses by category for the three months ended September 30, 2012:
	At or for the three months ended September 30, 2012
	(in thousands)
	Commercial					Commercial					Construction					Other									Residential									Home									Other									Unallocated						Total
	Secured by					Term Loans										Commercial (1)									Mortgage									Equity									Consumer
	Real Estate																																	& Lines
																																		Of Credit
Balance at beginning of period	$		7,729			$		442			$		598			$		1,204					$				1,584					$				292					$				20					$				800			$			12,669
Charge-offs			(848	)				—					—					(55	)								(18	)								—									(5	)								—						(926	)
Recoveries			7					—					11					—									—									5									7									—						30
Provision for loan losses			1,172					(17	)				(214	)				(103	)								55									(14	)								(4	)								(165	)					710
Balance at end of period	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Impairment evaluation
Allowance for loan losses
Individually evaluated	$		2,026			$		—			$		—			$		61					$				108					$				—					$				—					$				—			$			2,195
Collectively evaluated			6,034					425					395					985									1,513									283									18									635						10,288
Total allowance for loan losses	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Loans
Individually evaluated	$		17,119			$		—			$		141			$		618					$				5,648					$				818					$				—					$				—			$			24,344
Collectively evaluated			368,713					13,582					8,043					31,421									239,230									44,966									1,249									—						707,204
Total loans	$		385,832			$		13,582			$		8,184			$		32,039					$				244,878					$				45,784					$				1,249					$				—			$			731,548
(1) includes commercial lines of credit
The following table summarizes activity related to the allowance for loan losses by category for the nine months ended September 30, 2012:
	At or for the nine months ended September 30, 2012
	(in thousands)
	Commercial					Commercial					Construction					Other									Residential									Home									Other									Unallocated						Total
	Secured by					Term Loans										Commercial (1)									Mortgage									Equity									Consumer
	Real Estate																																	& Lines
																																		Of Credit
Balance at beginning of period	$		8,058			$		124			$		744			$		338					$				1,909					$				349					$				16					$				1,115			$			12,653
Charge-offs			(1,711	)				(27	)				(602	)				(123	)								(256	)								(145	)								(27	)								—						(2,891	)
Recoveries			128					—					11					4									—									5									22									—						170
Provision for loan losses			1,585					328					242					827									(32	)								74									7									(480	)					2,551
Balance at end of period	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Impairment evaluation
Allowance for loan losses
Individually evaluated	$		2,026			$		—			$		—			$		61					$				108					$				—					$				—					$				—			$			2,195
Collectively evaluated			6,034					425					395					985									1,513									283									18									635						10,288
Total allowance for loan losses	$		8,060			$		425			$		395			$		1,046					$				1,621					$				283					$				18					$				635			$			12,483
Loans
Individually evaluated	$		17,119			$		—			$		141			$		618					$				5,648					$				818					$				—					$				—			$			24,344
Collectively evaluated			368,713					13,582					8,043					31,421									239,230									44,966									1,249									—						707,204
Total loans	$		385,832			$		13,582			$		8,184			$		32,039					$				244,878					$				45,784					$				1,249					$				—			$			731,548
Summary of Impaired Loans	'
	Impaired loans at September 30, 2013 and December 31, 2012 were as follows:
		September 30,					December 31,
		2013					2012
		(in thousands)
	Non-accrual loans (1)	$		9,019			$		17,743
	Loans delinquent greater than 90 days and still accruing			757					1,626
	Troubled debt restructured loans			3,593					3,538
	Loans less than 90 days delinquent and still accruing			424					472
	Total impaired loans	$		13,793			$		23,379
	(1) Non-accrual loans in the table above include TDRs totaling $1.9 million at September 30, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $835,000 and $911,000 of loans that are on non-accrual status at September 30, 2013 and December 31, 2012, respectively.
Summary of Description Related to the Recognition of Impaired Loans	'
		For the three months ended September 30,										For the nine months ended September 30,
		2013					2012					2013					2012
		(in thousands)										(in thousands)
	Average recorded investment of impaired loans	$		13,294			$		23,426			$		12,792			$		21,556
	Interest income recognized during impairment	$		101			$		144			$		266			$		383
	Cash basis interest income recognized	$		—			$		58			$		—			$		205
Summary of TDRs by Performing Status	'
	The following table provides a summary of TDRs by performing status:
			September 30, 2013															December 31, 2012
	Troubled Debt Restructurings		Non-accruing					Accruing					Total					Non-accruing					Accruing					Total
			(in thousands)															(in thousands)
	Commercial secured by real estate		$		1,882			$		2,330			$		4,212			$		3,112			$		2,651			$		5,763
	Residential mortgage				—					1,263					1,263					363					887					1,250
	Total TDRs		$		1,882			$		3,593			$		5,475			$		3,475			$		3,538			$		7,013
Troubled Debt Restructurings Information	'
	The following tables present new TDRs for the three and nine months ended September 30, 2013 and 2012:
			For the three months ended September 30, 2013																						For the three months ended September 30, 2012
	Troubled Debt Restructurings		Number						Pre-Modification								Post-Modification								Number							Pre-Modification								Post-Modification
			of						Recorded								Recorded								of							Recorded								Recorded
			Contracts						Investment								Investment								Contracts							Investment								Investment
			(dollars in thousands)																						(dollars in thousands)
	Commercial secured by real estate			—						$		—						$		—							2						$		482						$		482
	Residential mortgage			—								—								—							—								—								—
	Total			—						$		—						$		—							2						$		482						$		482
			For the nine months ended September 30, 2013														For the nine months ended September 30, 2012
	Troubled Debt Restructurings		Number				Pre-Modification					Post-Modification					Number				Pre-Modification					Post-Modification
			of				Recorded					Recorded					of				Recorded					Recorded
			Contracts				Investment					Investment					Contracts				Investment					Investment
			(dollars in thousands)														(dollars in thousands)
	Commercial secured by real estate			3			$		2,371			$		2,359				2			$		482			$		482
	Residential mortgage			3					1,023					1,017				—					—					—
	Total			6			$		3,394			$		3,376				2			$		482			$		482
Summary of Class of Loans, Information Regarding the Types of Concessions Granted on Accruing and Non-Accruing Loans that were Restructured	'
	The following tables present, by class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured during the nine months ended September 30, 2013 and during the year ended December 31, 2012:
		For the nine months ended September 30, 2013
		(dollars in thousands)
		Reductions in									Reductions in									Maturity Date									Maturity Date															Deferral of Principal Amount																Total
		Interest Rate and									Interest Rate and									Extension									Extension and Interest Rate															Due and																Concessions
		Maturity Date									Principal Amount																		Reduction															Shortened Maturity Date																Granted
		No. of				Amount					No. of				Amount					No. of				Amount					No. of				Amount										No. of Loans									Amount							No. of							Amount
		Loans									Loans									Loans									Loans																														Loans
	Accruing TDRs:
	Commercial secured by real estate		—			$		—				—			$		—				1			$		54				1			$		2,194										—					$				—							2				$			2,248
	Residential mortgage		—					—				—					—				2					805				1					212										—									—							3							1,017
	Total accruing TDRs		—			$		—				—			$		—				3			$		859				2			$		2,406										—					$				—							5				$			3,265
	Non-accruing TDRs:
	Commercial secured by real estate		—			$		—				—			$		—				1			$		111				—			$		—										—					$				—							1				$			111
	Residential mortgage		—					—				—					—				—					—				—					—										—									—							—							—
	Total non-accruing TDRs		—			$		—				—			$		—				1			$		111				—			$		—										—					$				—							1				$			111
	Total TDRs:
	Commercial secured by real estate		—			$		—				—			$		—				2			$		165				1			$		2,194										—					$				—							3				$			2,359
	Residential mortgage		—					—				—					—				2					805				1					212										—									—							3							1,017
	Total non-accruing TDRs		—			$		—				—			$		—				4			$		970				2			$		2,406										—					$				—							6				$			3,376
		For the year ended December 31, 2012
		(dollars in thousands)
		Reductions in									Reductions in									Maturity Date												Maturity Date															Deferral of Principal Amount																Total
		Interest Rate and									Interest Rate and									Extension												Extension and Interest Rate															Due and																Concessions
		Maturity Date									Principal Amount																					Reduction															Shortened Maturity Date																Granted
		No. of				Amount					No. of				Amount					No. of				Amount							No. of					Amount										No. of Loans									Amount							No. of							Amount
		Loans									Loans									Loans											Loans																															Loans
	Accruing TDRs:
	Commercial secured by real estate		1			$		2,207				—			$		—				—			$		—							1			$		342										—					$				—							2			$			2,549
	Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
	Total accruing TDRs		1			$		2,207				—			$		—				—			$		—							1			$		342										—					$				—							2			$			2,549
	Non-accruing TDRs:
	Commercial secured by real estate		1			$		1,064				—			$		—				—			$		—							—			$		—										2					$				460							3			$			1,524
	Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
	Total non-accruing TDRs		1			$		1,064				—			$		—				—			$		—							—			$		—										2					$				460							3			$			1,524
	Total TDRs:
	Commercial secured by real estate		2			$		3,271				—			$		—				—			$		—							1			$		342										2					$				460							5			$			4,073
	Residential mortgage		—					—				—					—				—					—							—					—										—									—							—						—
	Total non-accruing TDRs		2			$		3,271				—			$		—				—			$		—							1			$		342										2					$				460							5			$			4,073
Summary of TDRs Subsequently Defaulted	'
	The following table presents TDRs that defaulted within the nine months ended September 30, 2013 and 2012, where the loan had been modified within twelve months:
			For the nine months ended September 30, 2013													For the nine months ended September 30, 2012
	Troubled Debt Restructurings		Number of				Recorded										Number of							Recorded
	That Subsequently Defaulted		contracts				Investment										contracts							Investment
			(dollars in thousands)													(dollars in thousands)
	Commercial secured by real estate			2			$		449										2						$		278
	Residential mortgage			—					—										1								168
	Total			2			$		449										3						$		446
Summary of Impaired Loans with and with No Related Allowance	'
	The following table presents impaired loans at September 30, 2013:
	September 30, 2013 (1)		Recorded					Unpaid					Related					Average					Interest
			Investment (2)					Principal					Allowance					Recorded					Income
								Balance										Investment					Recognized
			(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate		$		2,402			$		2,501			$		113			$		2,420			$		92
	Commercial term loans				—					—					—					—					—
	Construction				—					—					—					—					—
	Other commercial				—					—					—					—					—
	Residential mortgage				693					733					78					696					6
	Home equity loans and lines of credit				—					—					—					—					—
	Other consumer loans				—					—					—					—					—
	Impaired loans with a related allowance		$		3,095			$		3,234			$		191			$		3,116			$		98
	Impaired loans with no related allowance
	Commercial secured by real estate		$		7,544			$		9,267			$		—			$		6,683			$		26
	Commercial term loans				—					—					—					—					—
	Construction				—					—					—					—					—
	Other commercial				304					340					—					308					—
	Residential mortgage				2,097					2,182					—					1,994					64
	Home equity loans and lines of credit				753					762					—					691					78
	Other consumer loans				—					—					—					—					—
	Impaired loans with no related allowance		$		10,698			$		12,551			$		—			$		9,676			$		168
	Total impaired loans
	Commercial secured by real estate		$		9,946			$		11,768			$		113			$		9,103			$		118
	Commercial term loans				—					—					—					—					—
	Construction				—					—					—					—					—
	Other commercial				304					340					—					308					—
	Residential mortgage				2,790					2,915					78					2,690					70
	Home equity loans and lines of credit				753					762					—					691					78
	Other consumer loans				—					—					—					—					—
	Total impaired loans		$		13,793			$		15,785			$		191			$		12,792			$		266
	(1)              excludes HFS non-accruing loans of $835,000.
	(2)              the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
	The following table presents impaired loans at December 31, 2012:
	December 31, 2012 (1)		Recorded					Unpaid					Related					Average					Interest
			Investment (2)					Principal					Allowance					Recorded					Income
								Balance										Investment					Recognized
			(in thousands)
	Impaired loans with a related allowance
	Commercial secured by real estate		$		6,281			$		9,021			$		550			$		7,106			$		149
	Commercial term loans				—					—					—					—					—
	Construction				—					—					—					—					—
	Other commercial				116					122					57					128					—
	Residential mortgage				47					47					5					47					—
	Home equity loans and lines of credit				—					—					—					—					—
	Other consumer loans				—					—					—					—					—
	Impaired loans with a related allowance		$		6,444			$		9,190			$		612			$		7,281			$		149
	Impaired loans with no related allowance
	Commercial secured by real estate		$		11,171			$		16,748			$		—			$		8,702			$		3
	Commercial term loans				—					—					—					—					—
	Construction				141					208					—					140					—
	Other commercial				399					436					—					361					—
	Residential mortgage				4,383					4,754					—					3,792					72
	Home equity loans and lines of credit				841					901					—					505					87
	Other consumer loans				—					—					—					—					—
	Impaired loans with no related allowance		$		16,935			$		23,047			$		—			$		13,500			$		162
	Total impaired loans
	Commercial secured by real estate		$		17,452			$		25,769			$		550			$		15,808			$		152
	Commercial term loans				—					—					—					—					—
	Construction				141					208					—					140					—
	Other commercial				515					558					57					489					—
	Residential mortgage				4,430					4,801					5					3,839					72
Home equity loans and lines of credit				841					901					—					505					87
Other consumer loans				—					—					—					—					—
Total impaired loans		$		23,379			$		32,237			$		612			$		20,781			$		311
(1)              excludes HFS non-accruing loans of $911,000.
Summary of Loans by Past Due	'
	The following table presents loans by past due status at September 30, 2013:
	September 30, 2013		30-59 Days					60-89 Days					90 Days					Total					Non-accrual (1)					Current					Total
			Delinquent					Delinquent					or More					Delinquent															Loans
													Delinquent					and Accruing
													and Accruing
			(in thousands)
	Commercial secured by real estate		$		—			$		—			$		—			$		—			$		7,192			$		407,087			$		414,279
	Commercial term loans				—					—					—					—					—					23,861					23,861
	Construction				—					—					—					—					—					5,923					5,923
	Other commercial				—					—					—					—					304					38,408					38,712
	Residential mortgage				1,042					115					416					1,573					1,111					245,766					248,450
	Home equity loans and lines of credit				153					138					341					632					412					41,735					42,779
	Other consumer loans				—					—					—					—					—					845					845
	Total		$		1,195			$		253			$		757			$		2,205			$		9,019			$		763,625			$		774,849
	(1)              excludes HFS non-accruing loans of $835,000.
	The following table presents loans by past due status at December 31, 2012:
	December 31, 2012		30-59 Days					60-89 Days					90 Days					Total					Non-accrual (1)					Current					Total
			Delinquent					Delinquent					or More					Delinquent															Loans
													Delinquent					and Accruing
													and Accruing
			(in thousands)
	Commercial secured by real estate		$		—			$		517			$		—			$		517			$		14,329			$		373,202			$		388,048
	Commercial term loans				—					—					—					—					—					19,443					19,443
	Construction				—					—					141					141					—					1,624					1,765
	Other commercial				—					—					—					—					515					32,233					32,748
	Residential mortgage				532					253					1,056					1,841					2,487					231,593					235,921
	Home equity loans and lines of credit				87					195					429					711					412					44,135					45,258
	Other consumer loans				20					24					—					44					—					1,273					1,317
	Total		$		639			$		989			$		1,626			$		3,254			$		17,743			$		703,503			$		724,500
Commercial Loans by Credit Quality Indicator	'
	The following tables present commercial loans by credit quality indicator:
			Risk Ratings
	September 30, 2013		Grades 1-5					Grade 6					Grade 7					Grade 7.5					Grade 7.8					Grade 7.9					Total
			(in thousands)
	Commercial secured by real estate		$		393,292			$		8,710			$		1,262			$		1,069			$		2,754			$		7,192			$		414,279
	Commercial term loans				23,861					—					—					—					—					—					23,861
	Construction				5,923					—					—					—					—					—					5,923
	Other commercial				38,408					—					—					—					—					304					38,712
	Total		$		461,484			$		8,710			$		1,262			$		1,069			$		2,754			$		7,496			$		482,775
			Risk Ratings
	December 31, 2012		Grades 1-5									Grade 6					Grade 7							Grade 7.5								Grade 7.8								Grade 7.9								Total
			(in thousands)
	Commercial secured by real estate		$		363,460					$				3,845			$		2,717						$		574						$		3,123						$		14,329						$		388,048
	Commercial term loans				19,443									—					—								—								—								—								19,443
	Construction				1,624									—					—								—								—								141								1,765
	Other commercial				32,233									—					—								—								—								515								32,748
	Total		$		416,760					$				3,845			$		2,717						$		574						$		3,123						$		14,985						$		442,004

Fair_Value_Tables

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2013
Assets and Liabilities Measured at Fair Value on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		Fair Value Measurements										Fair Value Measurements at
		at September 30, 2013										December 31, 2012
		Quoted		Significant			Significant			Quoted						Significant						Significant
		Prices in		Other			Other			Prices in						Other						Other
		Active		Observable			Observable			Active						Observable						Observable
		Markets		Inputs			Inputs			Markets						Inputs						Inputs
		for		(Level 2)			(Level 3)			for						(Level 2)						(Level 3)
		Identical								Identical
		Assets								Assets
		(Level 1)								(Level 1)
				(in thousands)												(in thousands)
	Investment securities available for sale:
	U.S. Government and agency obligations	$	—	$	43,251		$	—		$				—		$		39,082			$		—
	Municipal bonds		—		7,114			—						—				20,758					—
	Collateralized debt obligations		—		—			5,718						—				—					4,682
	Corporate bonds		—		12,097			—						—				14,241					—
	CRA Qualified Investment Fund		4,772		—			—						4,991				—					—
	Mortgage-backed securities		—		83,639			—						—				87,103					—
	Total securities available for sale	$	4,772	$	146,101		$	5,718		$				4,991		$		161,184			$		4,682
Reconciliation and Income Statement Classification of Gains and Losses for Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)	'
	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2013 and 2012:
		Fair Value Measurements
		Using Significant
		Unobservable Inputs
		(Level 3)
		CDO Securities
		Available for Sale
		For the nine months ended
		September 30,
		2013		2012
		(in thousands)
	Beginning balance	$	4,682	$	3,584
	Accretion of discount		21		33
	Payments received		—		(44	)
	V Realized gain on PreTSL VI redemption		—		23
	Unrealized holding gain (loss)		1,015		391
	Other-than-temporary impairment included in earnings		—		(8	)
	Ending balance	$	5,718	$	3,979
Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		Fair Value Measurements								Fair Value Measurements
		at September 30, 2013								at December 31, 2012
		Quoted		Significant			Significant				Quoted				Significant				Significant
		Prices		Other			Other				Prices				Other				Other
		in Active		Observable			Unobservable				in Active				Observable				Unobservable
		Markets  for		Inputs			Inputs				Markets  for				Inputs				Inputs
		Identical		(Level 2)			(Level  3)				Identical				(Level 2)				(Level  3)
		Assets									Assets
		(Level 1)									(Level 1)
		(in thousands)								(in thousands)
	Assets:
	Impaired loans (1):
	Commercial secured by real estate	$	—	$	—		$	6,949			$		—		$		8,389		$	9,063
	Commercial term loans		—		—			—					—				—			—
	Construction		—		—			—					—				141			—
	Other commercial		—		—			304					—				400			115
	Residential mortgage		—		—			1,135					—				3,133			1,297
	Home equity loans		—		—			223					—				841			—
	Total impaired loans	$	—	$	—		$	8,611			$		—		$		12,904		$	10,475
	Other real estate owned:
	Commercial	$	—	$	4,946		$	—			$		—		$		3,648		$	—
	Residential mortgage		—		2,414			—					—				3,573			—
	Total other real estate owned	$	—	$	7,360		$	—			$		—		$		7,221		$	—
	Loans held for sale	$	—	$	1,535		$	—			$		—		$		8,795		$	—
	Assets held for sale	$	—	$	—		$	—			$		—		$		436		$	—
	(1)              Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.
Market Assumptions and/or Estimation Methodologies Which have Material Affect on Estimated Fair Value Amounts	'
	The following disclosure of estimated fair value amounts has been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange.
		At September 30, 2013
				Fair Value Measurements
				Quoted Prices			Significant		Significant
				in Active			Other		Other
				Markets			Observable		Unobservable
				for Identical			Inputs		Inputs
				Assets			(Level 2)		(Level 3)
		Carrying		(Level 1)
		Amount
		(in thousands)
	Assets
	Cash and cash equivalents	$	22,526	$	6,347		$	16,179	$	—
	Interest-bearing time deposits	$	9,661	$	—		$	9,699	$	—
	Loans held for sale	$	1,535	$	—		$	1,535	$	—
	Loans receivable	$	764,565	$	—		$	—	$	775,415
	FHLB Stock	$	5,776		n/a			n/a		n/a
	Accrued interest receivable	$	3,093	$	—		$	606	$	2,487
	Liabilities
	Savings deposits	$	97,033	$	—		$	97,033	$	—
	Checking and money market deposits	$	464,813	$	110,663		$	354,150	$	—
	Certificates of deposit	$	266,551	$	—		$	267,725	$	—
	Borrowings	$	99,887	$	—		$	108,723	$	—
	Accrued interest payable	$	116	$	—		$	116	$	—
		At December 31, 2012
				Fair Value Measurements
				Quoted Prices			Significant		Significant
				in Active			Other		Other
				Markets			Observable		Unobservable
				for Identical			Inputs		Inputs
				Assets			(Level 2)		(Level 3)
		Carrying		(Level 1)
		Amount
		(in thousands)
	Assets
	Cash and cash equivalents	$	24,228	$	6,867		$	17,361	$	—
	Interest-bearing time deposits	$	9,259	$	—		$	9,259	$	—
	Loans held for sale	$	8,795	$	—		$	8,795	$	—
	Loans receivable	$	714,396	$	—		$	12,904	$	725,116
	FHLB Stock	$	5,775		n/a			n/a		n/a
	Accrued interest receivable	$	3,091	$	—		$	627	$	2,464
	Liabilities
	Savings deposits	$	96,160	$	—		$	96,160	$	—
	Checking and money market deposits	$	449,809	$	86,266		$	363,543	$	—
	Certificates of deposit	$	238,622	$	—		$	240,997	$	—
	Borrowings	$	97,965	$	—		$	109,952	$	—
	Accrued interest payable	$	148	$	—		$	148	$	—

Deposits_Tables

Deposits (Tables)	9 Months Ended
	Sep. 30, 2013
Summary of Deposits	'
	Deposits are as follows:
		September 30,		December 31,
		2013		2012
		(in thousands)
	Savings accounts	$	97,033	$	96,160
	Interest-bearing checking and money market deposits		364,150		363,543
	Non-interest bearing checking		100,663		86,266
	Certificates of deposit of less than $100,000		118,746		129,709
	Certificates of deposit of $100,000 or more		147,805		108,913
	Total deposits	$	828,397	$	784,591

Income_Taxes_Tables

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2013
Income Taxes	'
		For the three months ended September 30,				For the nine months ended September 30,
	Income taxes	2013		2012		2013		2012
		(in thousands)
	Pre-tax income	$	3,266	$	1,932	$	8,336	$	5,756
	Income tax expense (benefit)	$	1,362	$	399	$	3,337	$	1,660

Stock_Benefit_Plan_Tables

Stock Benefit Plan (Tables)	9 Months Ended
	Sep. 30, 2013
Stock Option Activity	'
	Stock option activity for the nine months ended September 30, 2013 and 2012 was as follows:
		For the nine months ended September 30,
		2013													2012
		Number of				Weighted					Weighted				Number of					Weighted			Weighted
		Options				Average					Average				Options					Average			Average
						Exercise					Remaining									Exercise			Remaining
						Price					Contractual									Price			Contractual
											Life												Life
	Outstanding at January 1			711,290		$		7.54									833,010			$		7.54
	Granted			28,850		$		9.05									15,000			$		8.65
	Forfeited			(16,000	)	$		9.35									(108,360	)		$		7.28
	Exercised			(8,000	)	$		7.28									(24,590	)		$		7.28
	Outstanding at September 30			716,140		$		7.66				6.9 years					715,060			$		7.62		7.9 years
	Exercisable at September 30			387,574		$		7.50				6.8 years					250,024			$		7.34		7.7 years
	Aggregate Intrinsic Value at September 30	$		643,842											$		505,280
Assumption Used for Share Based Compensation	'
	The following table presents the weighted average per share fair value of options granted during the periods presented, and the assumptions used based on the Black-Sholes option pricing methodology:
			For the three months ended September 30,											For the nine months ended September 30,
	Assumption		2013					2012						2013						2012
	Expected average risk-free interest rate				2.01	%				0.91		%				1.73		%				1.26	%
	Expected average life (in years)				6.5					6.5						6.5						6.5
	Expected volatility				39.14	%				40.82		%				39.53		%				41.07	%
	Expected dividend yield				2.25	%				0.00		%				2.24		%				0.00	%
	Weighted average per share fair value		$		2.91			$		3.70				$		2.88				$		3.59
Restricted Stock Activity	'
	Restricted stock activity for the nine months ended September 30, 2013 and 2012 was as follows:
		For the nine months ended September 30,
		2013																		2012
		Restricted							Weighted										Restricted						Weighted
		Common							Average										Common						Average
		Shares							Fair Value at										Shares						Fair Value at
									Grant Date																Grant Date
	Outstanding at January 1		4,950				$				7.68										8,800			$		7.68
	Granted		4,125				$				9.04										—			$		—
	Vested		(1,650	)			$				7.68										(1,925	)		$		7.68
	Forfeited		—				$				—										(1,100	)		$		7.68
	Outstanding at September 30		7,425				$				8.44										5,775			$		7.68
Recognized Stock Based Compensation Expense and Related Tax Effects	'
	Stock-based compensation expense and related tax effects recognized in connection with unvested stock options and restricted stock awards for the three and nine months ended September 30, 2013 and 2012 was as follows:
		For the three months ended											For the nine months ended
		September 30,											September 30,
		2013				2012								2013					2012
		(in thousands)											(in thousands)
	Compensation expense:
	Common stock options	$		98		$		121						$		336			$		258
	Restricted common stock			4				4								11					9
	Total compensation expense			102				125								347					267
	Tax benefit			2				3								7					6
	Net income effect	$		100		$		122						$		340			$		261

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Calculation of Basic Earnings Per Share	'
	The following is the calculation of basic earnings per share for the three and nine months ended September 30, 2013 and 2012.
		For the three months ended				For the nine months ended
		September 30,				September 30,
		2013		2012		2013		2012
		(in thousands, except share data)				(in thousands, except share data)
	Net income	$	1,904	$	1,533	$	4,999	$	4,096
	Basic weighted average shares outstanding		11,612,431		12,447,659		12,128,458		12,430,106
	Basic earnings per share	$	0.16	$	0.12	$	0.41	$	0.33
	Diluted weighted average shares outstanding		11,666,535		12,451,333		12,182,683		12,432,501
	Diluted earnings per share	$	0.16	$	0.12	$	0.41	$	0.33

Other_Comprehensive_Income_Tab

Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2013
Summary of the accumulated other comprehensive income (loss)	'
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax for the three months ended September 30, 2013 and 2012:
		Balance at			Other						Amount					Other				Balance at
		6/30/13			Comprehensive						Reclassified from					Comprehensive				9/30/13
					Income						Accumulated					Income
					Before						Other					Three Months
					Reclassifications						Comprehensive					ended 09/30/13
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(3,616	)	$	(70	)		$				—		$		(70	)	$		(3,686	)
	Accumulated other comprehensive income (loss) net of tax	$	(3,616	)	$	(70	)		$				—		$		(70	)	$		(3,686	)
		Balance at			Other						Amount					Other				Balance at
		6/30/12			Comprehensive						Reclassified from					Comprehensive				9/30/12
					Income						Accumulated					Income
					Before						Other					Three Months
					Reclassifications						Comprehensive					ended 09/30/12
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(1,289	)	$	808			$				—		$		808		$		(481	)
	Accumulated other comprehensive income (loss) net of tax	$	(1,289	)	$	808			$				—		$		808		$		(481	)
	The following is a summary of the accumulated other comprehensive income (loss) balances, net of tax for the nine months ended September 30, 2013 and 2012:
		Balance at			Other						Amount					Other				Balance at
		12/31/12			Comprehensive						Reclassified from					Comprehensive				9/30/13
					Income						Accumulated					Income
					Before						Other					Nine Months
					Reclassifications						Comprehensive					ended 09/30/13
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(679	)	$	(2,833	)		$				(174	)	$		(3,007	)	$		(3,686	)
	Accumulated other comprehensive income (loss) net of tax	$	(679	)	$	(2,833	)		$				(174	)	$		(3,007	)	$		(3,686	)
		Balance at			Other						Amount					Other				Balance at
		12/31/11			Comprehensive						Reclassified  from					Comprehensive				9/30/12
					Income						Accumulated					Income
					Before						Other					Nine Months
					Reclassifications						Comprehensive					ended 09/30/12
											Income
		(in thousands)
	Net unrealized holding gain (loss) on securities available for sale, net of tax	$	(942	)	$	1,034			$				(573	)	$		461		$		(481	)
	Accumulated other comprehensive income (loss) net of tax	$	(942	)	$	1,034			$				(573	)	$		461		$		(481	)
Reclassification out of Accumulated Other Comprehensive Income	'
	There were no reclassifications out of accumulated other comprehensive income for the three months ended September 30, 2013 and 2012:
		Three Months Ended September 30,
		2013			2012							Affected Line Item in Statements of  Income
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	—		$	—					Gain (loss) on sale of investment securities, net
	OTTI realized		—			—					Net-other-than-temporary impairment losses
	Income tax expense		—			—					Income taxes
	Total reclassifications net of tax	$	—		$	—
	The following represents the reclassifications out of accumulated other comprehensive income for the nine months ended September 30, 2013 and 2012:
		Nine Months Ended September 30,
		2013			2012				Affected Line Item in Statements of  Income
		(in thousands)
	Unrealized gains (losses) on securities available for sale:
	Realized gain on securities sales	$	290		$	962				Gain (loss) on sale of investment securities, net
	OTTI realized		—			(8		)		Net-other-than-temporary impairment losses
	Income tax expense		(116	)		(381		)		Income taxes
	Total reclassifications net of tax	$	174		$	573

Organization_Details_Textual

Organization (Details Textual)	9 Months Ended
	Sep. 30, 2013
	Branch
	Entity
Organization (Textual) [Abstract]	'
Entity Incorporation date	14-Sep-07
Number of full service branch offices	14
Number of Branch Transit from Full service to drive-up teller/ATM operation	1
Number of market development offices	2

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2013	Jul. 19, 2013	Apr. 18, 2013	Dec. 31, 2012
	Segment
Summary of Significant Accounting Policies (Additional Textual) [Abstract]	'	'	'	'
Federal Reserve Bank, reserves requirement	$702,000	'	'	$515,000
Interest bearing deposits maturity period	'3 months	'	'	'
Shares allocation under Cape Bank Employee Stock Ownership Plan	181,423	'	'	'
Number of operating segments	1	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
TDRs totaled	5,500,000	'	'	7,000,000
Stock repurchase plan, number of shares authorized to be repurchased	'	633,877	667,239	'
Average Stock Price Of Shares Repurchased	$9.37	'	'	'
Minimum | Core Deposit and Acquired Customer Relationship	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Intangible assets estimated useful lives	'5 years	'	'	'
Maximum | Core Deposit and Acquired Customer Relationship	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Intangible assets estimated useful lives	'13 years	'	'	'
Building | Minimum	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Premises and equipment, useful lives	'10 years	'	'	'
Building | Maximum	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Premises and equipment, useful lives	'39 years	'	'	'
Furniture and Fixtures | Minimum	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Premises and equipment, useful lives	'3 years	'	'	'
Furniture and Fixtures | Maximum	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Premises and equipment, useful lives	'7 years	'	'	'
Commercial Term Loans	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Loans returned to accrual status, Description	'All the principal and interest amounts contractually due are brought current and future payments are reasonably assured.	'	'	'
Loans classified as non accrual, Description	'Loan is 90 days or more delinquent, or when in the opinion of management, the collectability of such loan is in doubt	'	'	'
Delinquency of Loans classified as non- accrual	'90 days	'	'	'
Consumer and residential loans	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
Delinquency of Loans classified as accrual	'90 days	'	'	'
Maximum Loan to Value Ratio for Classification of Consumer and Residential Loans to Accrual Status	60.00%	'	'	'
Loans returned to accrual status, Description	'Delinquency becomes less than 90 days and/or the loan to value ratio is less than 60 percent.	'	'	'
Sustained repayment performance period	'6 months	'	'	'
Loans classified as non accrual, Description	'Loan is 90 days or more delinquent with a loan to value ratio greater than 60 percent	'	'	'
Delinquency of Loans classified as non- accrual	'90 days	'	'	'
Rate of loan to classified as non accrual	60.00%	'	'	'
Accruing Loan	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
TDRs totaled	3,600,000	'	'	3,500,000
Non Accruing Loan	'	'	'	'
Summary of Significant Accounting Policies (Textual) [Abstract]	'	'	'	'
TDRs totaled	$1,900,000	'	'	$3,500,000

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	$162,552	$171,987
Gross Unrealized Gains	991	2,633
Gross Unrealized Losses	-6,952	-3,763
Total investment securities, Fair Value	156,591	170,857
Investment securities held to maturity	'	'
Amortized Cost	10,148	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Investment securities held to maturity at amortized cost, fair value	10,148	'
Debt Securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	72,352	81,655
Gross Unrealized Gains	456	844
Gross Unrealized Losses	-4,628	-3,736
Total investment securities, Fair Value	68,180	78,763
Investment securities held to maturity	'	'
Amortized Cost	10,148	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Investment securities held to maturity at amortized cost, fair value	10,148	'
Debt Securities | U.S. Government and agency obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	44,969	38,982
Gross Unrealized Gains	24	129
Gross Unrealized Losses	-1,742	-29
Total investment securities, Fair Value	43,251	39,082
Debt Securities | Municipal bonds	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	7,033	20,307
Gross Unrealized Gains	129	472
Gross Unrealized Losses	-48	-21
Total investment securities, Fair Value	7,114	20,758
Investment securities held to maturity	'	'
Amortized Cost	10,148	'
Gross Unrealized Gains	'	'
Gross Unrealized Losses	'	'
Investment securities held to maturity at amortized cost, fair value	10,148	'
Debt Securities | Collateralized debt obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	8,284	8,263
Gross Unrealized Gains	248	104
Gross Unrealized Losses	-2,814	-3,685
Total investment securities, Fair Value	5,718	4,682
Debt Securities | Corporate bonds	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	12,066	14,103
Gross Unrealized Gains	55	139
Gross Unrealized Losses	-24	-1
Total investment securities, Fair Value	12,097	14,241
Equity Securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,000	5,000
Gross Unrealized Losses	-228	-9
Total investment securities, Fair Value	4,772	4,991
Equity Securities | CRA Qualified Investment Fund	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,000	5,000
Gross Unrealized Losses	-228	-9
Total investment securities, Fair Value	4,772	4,991
Mortgage-backed securities	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	85,200	85,332
Gross Unrealized Gains	535	1,789
Gross Unrealized Losses	-2,096	-18
Total investment securities, Fair Value	83,639	87,103
Mortgage-backed securities | GNMA pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	3,639	4,193
Gross Unrealized Gains	162	237
Total investment securities, Fair Value	3,801	4,430
Mortgage-backed securities | FHLMC pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	5,241	5,784
Gross Unrealized Gains	81	134
Gross Unrealized Losses	-135	'
Total investment securities, Fair Value	5,187	5,918
Mortgage-backed securities | FNMA pass-through certificates	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	14,989	17,591
Gross Unrealized Gains	190	468
Gross Unrealized Losses	-366	'
Total investment securities, Fair Value	14,813	18,059
Mortgage-backed securities | Collateralized mortgage obligations	'	'
Amortized cost, gross unrealized gains or losses and the fair value of the Company's investment securities available for sale	'	'
Amortized Cost	61,331	57,764
Gross Unrealized Gains	102	950
Gross Unrealized Losses	-1,595	-18
Total investment securities, Fair Value	$59,838	$58,696

Investment_Securities_Details_

Investment Securities (Details 1) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	$111,091	$18,094
Less Than 12 Months, Unrealized Losses	-4,135	-75
12 Months or Longer, Fair Value	5,642	4,749
12 Months or Longer, Unrealized Losses	-2,817	-3,688
Fair Value, Total	116,733	22,843
Unrealized Losses, Total	-6,952	-3,763
U.S. Government and agency obligations	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	39,237	6,968
Less Than 12 Months, Unrealized Losses	-1,742	-29
Fair Value, Total	39,237	6,968
Unrealized Losses, Total	-1,742	-29
Municipal bonds	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	2,495	3,111
Less Than 12 Months, Unrealized Losses	-45	-18
12 Months or Longer, Fair Value	225	225
12 Months or Longer, Unrealized Losses	-3	-3
Fair Value, Total	2,720	3,336
Unrealized Losses, Total	-48	-21
Corporate bonds	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	5,047	1,035
Less Than 12 Months, Unrealized Losses	-24	-1
Fair Value, Total	'	1,035
Unrealized Losses, Total	-24	-1
Collateralized debt obligations	'	'
Continuous unrealized loss position	'	'
12 Months or Longer, Fair Value	5,416	4,524
12 Months or Longer, Unrealized Losses	-2,814	-3,685
Fair Value, Total	5,416	4,524
Unrealized Losses, Total	-2,814	-3,685
CRA Qualified Investment Fund	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	4,772	4,991
Less Than 12 Months, Unrealized Losses	-228	-9
Fair Value, Total	4,772	4,991
Unrealized Losses, Total	-228	-9
Mortgage-backed securities	'	'
Continuous unrealized loss position	'	'
Less Than 12 Months, Fair Value	59,540	1,989
Less Than 12 Months, Unrealized Losses	-2,096	-18
12 Months or Longer, Fair Value	1	'
Fair Value, Total	59,541	1,989
Unrealized Losses, Total	($2,096)	($18)

Investment_Securities_Details_1

Investment Securities (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Amortized Cost	$162,552	$171,987
Fair Value	156,591	170,857
Gross Unrealized Losses	-6,952	-3,763
PreTSL ll	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	2	2
Class	'Mezzanine	'Mezzanine
Amortized Cost	470	470
Fair Value	406	406
Gross Unrealized Losses	-64	-64
Realized Loss	-643	-643
Moody’s/FitchRatings	'Ca/C	'Ca/C
Current Number of Performing Issuers	9	14
Amount of Deferrals and Defaults as a % of Current Collateral	52.30%	47.50%
Excess Subordination as a % of Current Performing Collateral	0.00%	0.00%
PreTSL XlX	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	1	1
Class	'Mezzanine	'Mezzanine
Amortized Cost	54	54
Fair Value	302	158
Gross Unrealized Losses	248	104
Realized Loss	-1,759	-1,759
Moody’s/FitchRatings	'C/C	'C/C
Current Number of Performing Issuers	49	47
Amount of Deferrals and Defaults as a % of Current Collateral	22.60%	26.10%
Excess Subordination as a % of Current Performing Collateral	0.00%	0.00%
l-PreTSL l	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	2	2
Class	'Mezzanine	'Mezzanine
Amortized Cost	1,848	1,844
Fair Value	1,097	1,200
Gross Unrealized Losses	-751	-644
Moody’s/FitchRatings	'NR/CCC	'NR/CCC
Current Number of Performing Issuers	14	15
Amount of Deferrals and Defaults as a % of Current Collateral	17.20%	16.50%
Excess Subordination as a % of Current Performing Collateral	7.37%	15.68%
I-PreTSL II	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	2	2
Class	'Mezzanine	'Mezzanine
Amortized Cost	2,741	2,733
Fair Value	2,050	1,347
Gross Unrealized Losses	-691	-1,386
Moody’s/FitchRatings	'NR/B	'NR/B
Current Number of Performing Issuers	21	23
Amount of Deferrals and Defaults as a % of Current Collateral	8.00%	12.60%
Excess Subordination as a % of Current Performing Collateral	17.44%	13.79%
I-PreTSL III	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	3	3
Class	'Mezzanine	'Mezzanine
Amortized Cost	2,727	2,720
Fair Value	1,538	1,345
Gross Unrealized Losses	-1,189	-1,375
Moody’s/FitchRatings	'Ba3/CCC	'Ba3/CCC
Current Number of Performing Issuers	21	23
Amount of Deferrals and Defaults as a % of Current Collateral	13.20%	12.20%
Excess Subordination as a % of Current Performing Collateral	13.13%	17.11%
I-PreTSL IV	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	1	1
Class	'Mezzanine	'Mezzanine
Amortized Cost	444	442
Fair Value	325	226
Gross Unrealized Losses	-119	-216
Moody’s/FitchRatings	'Ba2/B	'Ba2/CCC
Current Number of Performing Issuers	33	24
Amount of Deferrals and Defaults as a % of Current Collateral	10.40%	19.70%
Excess Subordination as a % of Current Performing Collateral	12.43%	10.43%
Collateralized debt obligations	'	'
Pooled Trust Preferred Collateralized Debt Obligations	'	'
Number of Securities	11	11
Amortized Cost	8,284	8,263
Fair Value	5,718	4,682
Gross Unrealized Losses	-2,566	-3,581
Realized Loss	($2,402)	($2,402)

Investment_Securities_Details_2

Investment Securities (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost and fair value of debt securities and mortgage-backed securities available for sale by contractual maturities	'	'
Due within one year or less, Amortized Cost	$5,676	'
Due after one year but within five years, Amortized Cost	22,902	'
Due after five years but within ten years, Amortized Cost	35,490	'
Due after ten years, Amortized Cost	13,284	'
Total investment securities, Amortized Cost	162,552	171,987
Due within one year or less, Fair Value	5,712	'
Due after one year but within five years, Fair Value	22,881	'
Due after five years but within ten years, Fair Value	33,869	'
Due after ten years, Fair Value	10,490	'
Total investment securities, Fair Value	156,591	170,857
Held to maturity, due within one year or less, Fair Value	'	'
Held to maturity, due after one year but within five years, Fair Value	'	'
Held to maturity, due after five years but within ten years, Fair Value	6,383	'
Held to maturity, due after ten years, Fair Value	3,765	'
Investment securities held to maturity at amortized cost, fair value	10,148	'
Due after five years but within ten years, Amortized Cost	6,383	'
Due after ten years, Amortized Cost	3,765	'
Investment securities held to maturity at amortized cost (fair value $10,148 at September 30, 2013)	10,148	'
Mortgage-backed securities	'	'
Amortized cost and fair value of debt securities and mortgage-backed securities available for sale by contractual maturities	'	'
Mortgage-backed securities, Amortized Cost	85,200	'
Mortgage-backed securities, Fair Value	$83,639	'

Investment_Securities_Details_3

Investment Securities (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2012	Dec. 31, 2012
Summary of the cumulative credit related OTTI charges recognized as components of earnings for CDO securities	'	'	'	'
Beginning balance of cumulative credit losses on CDO securities	($18,383)	($18,383)	($18,375)	($18,383)
Additional credit losses for which other than temporary impairment was previously recognized	'	'	-8	'
Ending balance of cumulative credit losses on CDO securities	($18,383)	($18,383)	($18,383)	($18,383)

Investment_Securities_Details_4

Investment Securities (Details Textual) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Security		Security
Investment Securities (Textual) [Abstract]	'	'	'	'	'
Company's investment securities portfolio consist	271	'	271	'	'
Investment securities related to unrealized loss position	90	'	90	'	'
Collateralized debt obligation securities of total gross unrealized losses	40.50%	'	40.50%	'	97.90%
Pooled trust preferred collateralized debt obligations totaled	$8,300,000	'	$8,300,000	'	'
Estimated fair value	5,700,000	'	5,700,000	'	'
Collateralized debt obligation comprises securities	22	'	22	'	'
Securities issued by bank holding companies	14	'	14	'	'
Securities issued by insurance companies	8	'	8	'	'
Number of securities issued by bank holding entity having no excess subordination	14	'	14	'	'
Securities without excess subordination	'	'	0.00%	'	'
Securities with excess subordination	'	'	8	'	'
Excess subordination of Securities of current performing collateral, Minimum	7.37%	'	7.37%	'	'
Excess subordination of Securities of current performing collateral, Maximum	17.44%	'	17.44%	'	'
Payment assurance description	'	'	'a current subordination deficit or “zero excess subordination” does not indicate the tranche will not ultimately receive all principal and interest due	'	'
Defer payments period	'	'	'5 years	'	'
Deferring issuers underlying bank issued collateralized debt obligations of value percentage	64.00%	'	64.00%	'	'
Recovery rate on deferring issuers	15.00%	'	15.00%	'	'
Number of bank issued collateralized debt obligation	11	'	11	'	'
Number of collateralized debt obligation written off	0	'	0	'	'
Recognized loss related to collateralized debt obligation written off	14,500,000	'	14,500,000	'	'
Net credit impairment charge to earnings	'	'	0	'	'
Collateralized debt obligation callable period after issuance minimum	'	'	'5 years	'	'
Collateralized debt obligation callable period after issuance maximum	'	'	'10 years	'	'
Consolidation in banking industries and prepayment assumption	'	'	'A 1% annual prepayment assumption has been used in the model and is indicative of management’s belief that consolidation in the banking industry will occur over the next several years as market conditions begin to improve. Additionally, commencing with a date ten years from the issuance date,	'	'
Annual prepayment assumption	'	'	1.00%	'	'
Additional trustee can solicit bids in an auction format from issuance date period	'	'	'10 years	'	'
Security maturity extend	'	'	'30 years	'	'
Proceeds from sales of AFS securities	'	5,900,000	13,140,000	56,617,000	'
Net gain on sale of investments	'	873,000	290,000	963,000	'
Proceeds from security calls, maturities, and return of principal	5,900,000	13,800,000	34,000,000	42,200,000	'
Securities held as collateral, at fair value	43,200,000	30,200,000	43,200,000	30,200,000	'
Municipal bonds	'	'	'	'	'
Investment Securities (Textual) [Abstract]	'	'	'	'	'
Available For Sale Securities Transferred To Held To Maturity Securities, Fair Value	10,100,000	'	10,100,000	'	'
Available For Sale Securities Transferred To Held To Maturity Securities, Gross Unrealized Loss	231,000	'	'	'	'
Available For Sale Securities Transferred To Held To Maturity Securities, Net Unrealized Loss	$177,000	'	'	'	'

Loans_Receivable_Details

Loans Receivable (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
In Thousands, unless otherwise specified
Loans receivable	'	'	'
Loans receivable, gross	$774,849	$724,500	$731,548
Less : Allowance for loan losses	10,007	9,852	12,483
Less : Deferred loan fees	277	252	'
Loans receivable, net	764,565	714,396	'
Commercial secured by real estate	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	414,279	388,048	'
Commercial term loans	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	23,861	19,443	'
Construction	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	5,923	1,765	'
Other commercial	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	38,712	32,748	'
Residential mortgage	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	248,450	235,921	'
Home equity loans and lines of credit	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	42,779	45,258	'
Other consumer loans	'	'	'
Loans receivable	'	'	'
Loans receivable, gross	845	1,317	1,249
Less : Allowance for loan losses	$5	$17	$18

Loans_Receivable_Details_1

Loans Receivable (Details 1) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended	9 Months Ended		12 Months Ended		3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended				9 Months Ended				12 Months Ended		3 Months Ended		9 Months Ended		12 Months Ended	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012		Dec. 31, 2012		Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
						Other consumer loans	Other consumer loans	Other consumer loans	Other consumer loans	Other consumer loans	Unallocated Financing Receivables	Unallocated Financing Receivables	Unallocated Financing Receivables	Unallocated Financing Receivables	Unallocated Financing Receivables	Construction Loans	Construction Loans	Construction Loans	Construction Loans	Construction Loans	Commercial secured by real estate	Commercial secured by real estate	Commercial secured by real estate	Commercial secured by real estate	Commercial secured by real estate	Commercial Term Loans	Commercial Term Loans	Commercial Term Loans	Commercial Term Loans	Commercial Term Loans	Other commercial		Other commercial		Other commercial		Other commercial		Other commercial		Residential Mortgage	Residential Mortgage	Residential Mortgage	Residential Mortgage	Residential Mortgage	Home Equity Line of Credit	Home Equity Line of Credit	Home Equity Line of Credit	Home Equity Line of Credit	Home Equity Line of Credit
Accounts Notes And Loans Receivable [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'		'		'		'		'		'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	$9,786	$12,669	$9,852	$12,653	$12,653	$9	$20	$17	$16	$16	$800	$635	$1,115	$1,115	$500	$99	$598	$58	$744	$744	$6,707	$7,729	$6,321	$8,058	$8,058	$439	$442	$457	$124	$124	$663	[1]	$1,204	[1]	$815	[1]	$338	[1]	$338	[1]	$1,169	$1,584	$1,300	$1,909	$1,909	$200	$292	$249	$349	$349
Charge-offs	-286	-926	-1,127	-2,891	-7,490	-9	-5	-18	-27	-33	'	'	'	'	'	'	'	'	-602	-602	-162	-848	-750	-1,711	-6,070	'	'	'	-27	-27	'		-55	[1]	-107	[1]	-123	[1]	-137	[1]	-70	-18	-183	-256	-450	-45	'	-69	-145	-171
Recoveries	58	30	223	170	228	7	7	24	22	26	'	'	'	'	'	'	11	'	11	11	47	7	188	128	182	'	'	'	'	'	4	[1]	'		10	[1]	4	[1]	4	[1]	'	'	'	'	'	'	5	1	5	5
Provision for loan losses	449	710	1,059	2,551	4,461	-2	-4	-18	7	8	-165	-135	-480	-480	'	34	-214	75	242	-95	257	1,172	1,090	1,585	4,151	12	-17	-6	328	360	59	[1]	-103	[1]	8	[1]	827	[1]	610	[1]	59	55	41	-32	-159	30	-14	4	74	66
Balance at end of period	10,007	12,483	10,007	12,483	9,852	5	18	5	18	17	635	500	635	635	500	133	395	133	395	58	6,849	8,060	6,849	8,060	6,321	451	425	451	425	457	726	[1]	1,046	[1]	726	[1]	1,046	[1]	815	[1]	1,158	1,621	1,158	1,621	1,300	185	283	185	283	249
Allowance for loan losses	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'		'		'		'		'		'	'	'	'	'	'	'	'	'	'
Individually evaluated	191	2,195	191	2,195	612	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	113	2,026	113	2,026	550	'	'	'	'	'	'		61	[1]	'		61	[1]	57	[1]	78	108	78	108	5	'	'	'	'	'
Collectively evaluated	9,816	10,288	9,816	10,288	9,240	5	18	5	18	17	635	500	635	635	'	133	395	133	395	58	6,736	6,034	6,736	6,034	5,771	451	425	451	425	457	726	[1]	985	[1]	726	[1]	985	[1]	758	[1]	1,080	1,513	1,080	1,513	1,295	185	283	185	283	249
Total allowance for loan losses	10,007	12,483	10,007	12,483	9,852	5	18	5	18	17	635	500	635	635	'	133	395	133	395	58	6,849	8,060	6,849	8,060	6,321	451	425	451	425	457	726	[1]	1,046	[1]	726	[1]	1,046	[1]	815	[1]	1,158	1,621	1,158	1,621	1,300	185	283	185	283	249
Loans	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'		'		'		'		'		'	'	'	'	'	'	'	'	'	'
Individually evaluated	13,793	24,344	13,793	24,344	23,379	'	'	'	'	'	'	'	'	'	'	'	141	'	141	141	9,946	17,119	9,946	17,119	17,452	'	'	'	'	'	304	[1]	618	[1]	304	[1]	618	[1]	515	[1]	2,790	5,648	2,790	5,648	4,430	753	818	753	818	841
Collectively evaluated	761,056	707,204	761,056	707,204	701,121	845	1,249	845	1,249	1,317	'	'	'	'	'	5,923	8,043	5,923	8,043	1,624	404,333	368,713	404,333	368,713	370,596	23,861	13,582	23,861	13,582	19,443	38,408	[1]	31,421	[1]	38,408	[1]	31,421	[1]	32,233	[1]	245,660	239,230	245,660	239,230	231,491	42,026	44,966	42,026	44,966	44,417
Total loans	$774,849	$731,548	$774,849	$731,548	$724,500	$845	$1,249	$845	$1,249	$1,317	'	'	'	'	'	$5,923	$8,184	$5,923	$8,184	$1,765	$414,279	$385,832	$414,279	$385,832	$388,048	$23,861	$13,582	$23,861	$13,582	$19,443	$38,712	[1]	$32,039	[1]	$38,712	[1]	$32,039	[1]	$32,748	[1]	$248,450	$244,878	$248,450	$244,878	$235,921	$42,779	$45,784	$42,779	$45,784	$45,258
[1]	includes commercial lines of credit

Loans_Receivable_Details_2

Loans Receivable (Details 2) (USD $)	Sep. 30, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of impaired loans	'		'
Non-accrual loans	$9,019	[1]	$17,743	[1],[2]
Loans delinquent greater than 90 days and still accruing	757		1,626
Troubled debt restructured loans	3,593		3,538
Loans less than 90 days delinquent and still accruing	424		472
Total impaired loans	$13,793	[3],[4]	$23,379	[2],[5]
[1]	Non-accrual loans in the table above include TDRs totaling $1.9 million at September 30, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $835,000 and $911,000 of loans that are on non-accrual status at September 30, 2013 and December 31, 2012, respectively.
[2]	excludes HFS non-accruing loans of $911,000
[3]	excludes HFS non-accruing loans of $835,000
[4]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[5]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs

Loans_Receivable_Details_3

Loans Receivable (Details 3) (USD $)	3 Months Ended		9 Months Ended			12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013		Sep. 30, 2012	Dec. 31, 2012
Summary of description related to the recognition of impaired loans	'	'	'		'	'
Average recorded investment of impaired loans	$13,294	$23,426	$12,792	[1]	$21,556	$20,781	[1]
Interest income recognized during impairment	101	144	266	[1]	383	311	[1]
Cash basis interest income recognized	'	$58	'		$205	'
[1]	excludes HFS non-accruing loans of $911,000

Loans_Receivable_Details_4

Loans Receivable (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	$5,475	$7,013
Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	1,882	3,475
Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	3,593	3,538
Commercial Portfolio Segment	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	4,212	5,763
Commercial Portfolio Segment | Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	1,882	3,112
Commercial Portfolio Segment | Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	2,330	2,651
Residential mortgage	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	1,263	1,250
Residential mortgage | Non Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	'	363
Residential mortgage | Accruing Loan	'	'
Summary of TDRs by performing status	'	'
Accruing and Non-accruing TDR's	$1,263	$887

Loans_Receivable_Details_5

Loans Receivable (Details 5) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Contract	Contract	Contract	Contract
Troubled Debt Restructurings	'	'	'	'
Number of Contracts	'	2	6	2
Pre-Modification Recorded Investment	'	$482	$3,394	$482
Post-Modification Recorded Investment	'	482	3,376	482
Commercial secured by real estate	'	'	'	'
Troubled Debt Restructurings	'	'	'	'
Number of Contracts	'	'	3	2
Pre-Modification Recorded Investment	'	'	2,371	482
Post-Modification Recorded Investment	'	'	2,359	482
Residential Mortgage	'	'	'	'
Troubled Debt Restructurings	'	'	'	'
Number of Contracts	'	'	3	'
Pre-Modification Recorded Investment	'	'	1,023	'
Post-Modification Recorded Investment	'	'	$1,017	'

Loans_Receivable_Details_6

Loans Receivable (Details 6) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified	Loan
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	4
Maturity Date Extension, Amount, Total TDRs	970
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	2
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,406
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	6
Total Concessions Granted, Amount	3,376
Accruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	3
Maturity Date Extension, Amount, Total TDRs	859
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	2
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,406
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	5
Total Concessions Granted, Amount	3,265
Nonaccruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	1
Maturity Date Extension, Amount, Total TDRs	111
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	1
Total Concessions Granted, Amount	111
Commercial secured by real estate	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	2
Maturity Date Extension, Amount, Total TDRs	165
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,194
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	3
Total Concessions Granted, Amount	2,359
Commercial secured by real estate | Accruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	1
Maturity Date Extension, Amount, Total TDRs	54
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	2,194
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	2
Total Concessions Granted, Amount	2,248
Commercial secured by real estate | Nonaccruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	1
Maturity Date Extension, Amount, Total TDRs	111
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	1
Total Concessions Granted, Amount	111
Residential Mortgage	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	2
Maturity Date Extension, Amount, Total TDRs	805
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	212
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	3
Total Concessions Granted, Amount	1,017
Residential Mortgage | Accruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Maturity Date Extension, No, of Loans, Total TDRs	2
Maturity Date Extension, Amount, Total TDRs	805
Maturity Date Extension and Interest Rate Reduction, No. of Loans, Total TDRs	1
Maturity Date Extension and Interest Rate Reduction, Amount, Total TDRs	212
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'
Total Concessions Granted, No. of Loans	3
Total Concessions Granted, Amount	1,017
Residential Mortgage | Nonaccruing Tdrs	'
Summary of class of loans, information regarding the types of concessions granted on accruing and non-accruing loans that were restructured	'
Reductions in Interest Rate and Maturity Date, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Maturity Date, Amount, Total TDRs	'
Reductions in Interest Rate and Principal Amount, No. of Loans, Total TDRs	'
Reductions in Interest Rate and Principal Amount, Amount, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, No. of Loans, Total TDRs	'
Deferral of Principal Amount Due and Shortened Maturity Date, Amount, Total TDRs	'

Loans_Receivable_Details_7

Loans Receivable (Details 7) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable Modifications [Line Items]	'	'
Number ofcontracts	$2	$3
RecordedInvestment	449	446
Commercial secured by real estate	'	'
Financing Receivable Modifications [Line Items]	'	'
Number ofcontracts	2	2
RecordedInvestment	449	278
Residential Mortgage	'	'
Financing Receivable Modifications [Line Items]	'	'
Number ofcontracts	'	1
RecordedInvestment	'	$168

Loans_Receivable_Details_8

Loans Receivable (Details 8) (USD $)	3 Months Ended			9 Months Ended			12 Months Ended
	Sep. 30, 2013		Sep. 30, 2012	Sep. 30, 2013		Sep. 30, 2012	Dec. 31, 2012
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	$3,095,000	[1],[2]	'	$3,095,000	[1],[2]	'	$6,444,000	[3],[4]
Impaired loans with no related allowance, Recorded Investment	10,698,000	[1],[2]	'	10,698,000	[1],[2]	'	16,935,000	[3],[4]
Total impaired loans	13,793,000	[1],[2]	'	13,793,000	[1],[2]	'	23,379,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	3,234,000	[1]	'	3,234,000	[1]	'	9,190,000	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	12,551,000	[1]	'	12,551,000	[1]	'	23,047,000	[3]
Impaired Loans, Total Unpaid Principal Balance	15,785,000	[1]	'	15,785,000	[1]	'	32,237,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	191,000	[1]	'	191,000	[1]	'	612,000	[3]
Total Impaired Loans, Related Allowance	191,000	[1]	'	191,000	[1]	'	'
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	3,116,000	[3]	'	7,281,000	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	9,676,000	[3]	'	13,500,000	[3]
Impaired Loans, Total Average Recorded Investment	13,294,000		23,426,000	12,792,000	[3]	21,556,000	20,781,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	98,000	[3]	'	149,000	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	168,000	[3]	'	162,000	[3]
Interest income recognized during impairment	101,000		144,000	266,000	[3]	383,000	311,000	[3]
Other consumer loans	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with no related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Total impaired loans	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired Loans, Total Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Financing Receivable With No Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Total Impaired Loans, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans, Total Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Interest income recognized during impairment	'		'	'	[3]	'	'	[3]
Construction Loans	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with no related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	141,000	[3],[4]
Total impaired loans	'	[1],[2]	'	'	[1],[2]	'	141,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	208,000	[3]
Impaired Loans, Total Unpaid Principal Balance	'	[1]	'	'	[1]	'	208,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Financing Receivable With No Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'
Total Impaired Loans, Related Allowance	'	[1]	'	'	[1]	'	'
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	'	[3]	'	140,000	[3]
Impaired Loans, Total Average Recorded Investment	'		'	'	[3]	'	140,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'
Interest income recognized during impairment	'		'	'	[3]	'	'
Commercial secured by real estate	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	2,402,000	[1],[2]	'	2,402,000	[1],[2]	'	6,281,000	[3],[4]
Impaired loans with no related allowance, Recorded Investment	7,544,000	[1],[2]	'	7,544,000	[1],[2]	'	11,171,000	[3],[4]
Total impaired loans	9,946,000	[1],[2]	'	9,946,000	[1],[2]	'	17,452,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	2,501,000	[1]	'	2,501,000	[1]	'	9,021,000	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	9,267,000	[1]	'	9,267,000	[1]	'	16,748,000	[3]
Impaired Loans, Total Unpaid Principal Balance	11,768,000	[1]	'	11,768,000	[1]	'	25,769,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	113,000	[1]	'	113,000	[1]	'	550,000	[3]
Total Impaired Loans, Related Allowance	113,000	[1]	'	113,000	[1]	'	550,000	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	2,420,000	[3]	'	7,106,000	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	6,683,000	[3]	'	8,702,000	[3]
Impaired Loans, Total Average Recorded Investment	'		'	9,103,000	[3]	'	15,808,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	92,000	[3]	'	149,000	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	26,000	[3]	'	3,000	[3]
Interest income recognized during impairment	'		'	118,000	[3]	'	152,000	[3]
Commercial Term Loans	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with no related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Total impaired loans	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired Loans, Total Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Financing Receivable With No Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Total Impaired Loans, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans, Total Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Interest income recognized during impairment	'		'	'	[3]	'	'	[3]
Other commercial	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	116,000	[3],[4]
Impaired loans with no related allowance, Recorded Investment	304,000	[1],[2]	'	304,000	[1],[2]	'	399,000	[3],[4]
Total impaired loans	304,000	[1],[2]	'	304,000	[1],[2]	'	515,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	122,000	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	340,000	[1]	'	340,000	[1]	'	436,000	[3]
Impaired Loans, Total Unpaid Principal Balance	340,000	[1]	'	340,000	[1]	'	558,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	57,000	[3]
Total Impaired Loans, Related Allowance	'		'	'		'	57,000	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	'	[3]	'	128,000	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	308,000	[3]	'	361,000	[3]
Impaired Loans, Total Average Recorded Investment	'		'	308,000	[3]	'	489,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'
Residential Mortgage	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	693,000	[1],[2]	'	693,000	[1],[2]	'	47,000	[3],[4]
Impaired loans with no related allowance, Recorded Investment	2,097,000	[1],[2]	'	2,097,000	[1],[2]	'	4,383,000	[3],[4]
Total impaired loans	2,790,000	[1],[2]	'	2,790,000	[1],[2]	'	4,430,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	733,000	[1]	'	733,000	[1]	'	47,000	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	2,182,000	[1]	'	2,182,000	[1]	'	4,754,000	[3]
Impaired Loans, Total Unpaid Principal Balance	2,915,000	[1]	'	2,915,000	[1]	'	4,801,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	78,000	[1]	'	78,000	[1]	'	5,000	[3]
Total Impaired Loans, Related Allowance	78,000	[1]	'	78,000	[1]	'	5,000	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	696,000	[3]	'	47,000	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	1,994,000	[3]	'	3,792,000	[3]
Impaired Loans, Total Average Recorded Investment	'		'	2,690,000	[3]	'	3,839,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	6,000	[3]	'	'
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	64,000	[3]	'	72,000	[3]
Interest income recognized during impairment	'		'	70,000	[3]	'	72,000	[3]
Home Equity Line of Credit	'		'	'		'	'
Summary of impaired loans with and with no related allowance	'		'	'		'	'
Impaired loans with related allowance, Recorded Investment	'	[1],[2]	'	'	[1],[2]	'	'	[3],[4]
Impaired loans with no related allowance, Recorded Investment	753,000	[1],[2]	'	753,000	[1],[2]	'	841,000	[3],[4]
Total impaired loans	753,000	[1],[2]	'	753,000	[1],[2]	'	841,000	[3],[4]
Impaired loans with related allowance, Unpaid Principal Balance	'	[1]	'	'	[1]	'	'	[3]
Impaired loans with no related allowance, Unpaid Principal Balance	762,000	[1]	'	762,000	[1]	'	901,000	[3]
Impaired Loans, Total Unpaid Principal Balance	762,000	[1]	'	762,000	[1]	'	901,000	[3]
Impaired Financing Receivable With Related Allowance, Related Allowance	'	[1]	'	'	[1]	'	'	[3]
Impaired Loans with Related Allowance, Average Recorded Investment	'		'	'	[3]	'	'	[3]
Impaired Loans with No Related Allowance, Average Recorded Investment	'		'	691,000	[3]	'	505,000	[3]
Impaired Loans, Total Average Recorded Investment	'		'	691,000	[3]	'	505,000	[3]
Impaired Loans, with Related Allowance, Interest Income Recognized	'		'	'	[3]	'	'	[3]
Impaired Loans, with no Related Allowance, Interest Income Recognized	'		'	78,000	[3]	'	87,000	[3]
Interest income recognized during impairment	'		'	$78,000	[3]	'	$87,000	[3]
[1]	excludes HFS non-accruing loans of $835,000
[2]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[3]	excludes HFS non-accruing loans of $911,000
[4]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs

Loans_Receivable_Details_9

Loans Receivable (Details 9) (USD $)	Sep. 30, 2013		Dec. 31, 2012		Sep. 30, 2012
In Thousands, unless otherwise specified
Summary of loans by past due	'		'		'
30-59 Days Delinquent	$1,195		$639		'
60-89 Days Delinquent	253		989		'
Loans delinquent greater than 90 days and still accruing	757		1,626		'
Total Delinquent and Accruing	2,205		3,254		'
Non-accrual loans	9,019	[1]	17,743	[1],[2]	'
Current	763,625	[3]	703,503		'
Total loans	774,849		724,500		731,548
Commercial secured by real estate	'		'		'
Summary of loans by past due	'		'		'
60-89 Days Delinquent	'		517		'
Total Delinquent and Accruing	'		517		'
Non-accrual loans	7,192		14,329	[2]	'
Current	407,087	[3]	373,202		'
Total loans	414,279		388,048		'
Commercial Term Loans	'		'		'
Summary of loans by past due	'		'		'
Current	23,861	[3]	19,443		'
Total loans	23,861		19,443		'
Construction	'		'		'
Summary of loans by past due	'		'		'
Loans delinquent greater than 90 days and still accruing	'		141		'
Total Delinquent and Accruing	'		141		'
Current	5,923	[3]	1,624		'
Total loans	5,923		1,765		'
Other commercial	'		'		'
Summary of loans by past due	'		'		'
Non-accrual loans	304		515	[2]	'
Current	38,408	[3]	32,233		'
Total loans	38,712		32,748		'
Residential mortgage	'		'		'
Summary of loans by past due	'		'		'
30-59 Days Delinquent	1,042		532		'
60-89 Days Delinquent	115		253		'
Loans delinquent greater than 90 days and still accruing	416		1,056		'
Total Delinquent and Accruing	1,573		1,841		'
Non-accrual loans	1,111		2,487	[2]	'
Current	245,766	[3]	231,593		'
Total loans	248,450		235,921		'
Home equity loans and lines of credit	'		'		'
Summary of loans by past due	'		'		'
30-59 Days Delinquent	153		87		'
60-89 Days Delinquent	138		195		'
Loans delinquent greater than 90 days and still accruing	341		429		'
Total Delinquent and Accruing	632		711		'
Non-accrual loans	412		412	[2]	'
Current	41,735	[3]	44,135		'
Total loans	42,779		45,258		'
Other consumer loans	'		'		'
Summary of loans by past due	'		'		'
30-59 Days Delinquent	'		20		'
60-89 Days Delinquent	'		24		'
Total Delinquent and Accruing	'		44		'
Current	845	[3]	1,273		'
Total loans	$845		$1,317		$1,249
[1]	Non-accrual loans in the table above include TDRs totaling $1.9 million at September 30, 2013 and $3.5 million at December 31, 2012. Total impaired loans do not include loans held for sale. Loans held for sale include $835,000 and $911,000 of loans that are on non-accrual status at September 30, 2013 and December 31, 2012, respectively.
[2]	excludes HFS non-accruing loans of $911,000
[3]	excludes HFS non-accruing loans of $835,000.

Loans_Receivable_Details_10

Loans Receivable (Details 10) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	$482,775	$442,004
Commercial term loans	482,775	442,004
Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	461,484	416,760
Commercial term loans	461,484	416,760
Grade 6	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	8,710	3,845
Commercial term loans	8,710	3,845
Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	1,262	2,717
Commercial term loans	1,262	2,717
Grade 7.5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	1,069	574
Commercial term loans	1,069	574
Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	2,754	3,123
Commercial term loans	2,754	3,123
Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	7,496	14,985
Commercial term loans	7,496	14,985
Commercial secured by real estate	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	414,279	388,048
Commercial term loans	414,279	388,048
Commercial secured by real estate | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	393,292	363,460
Commercial term loans	393,292	363,460
Commercial secured by real estate | Grade 6	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	8,710	3,845
Commercial term loans	8,710	3,845
Commercial secured by real estate | Grade 7	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	1,262	2,717
Commercial term loans	1,262	2,717
Commercial secured by real estate | Grade 7.5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	1,069	574
Commercial term loans	1,069	574
Commercial secured by real estate | Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	2,754	3,123
Commercial term loans	2,754	3,123
Commercial secured by real estate | Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	7,192	14,329
Commercial term loans	7,192	14,329
Commercial term loans	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	23,861	19,443
Commercial term loans	23,861	19,443
Commercial term loans | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	23,861	19,443
Commercial term loans	23,861	19,443
Construction	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	5,923	1,765
Commercial term loans	5,923	1,765
Construction | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	5,923	1,624
Commercial term loans	5,923	1,624
Construction | Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	'	141
Commercial term loans	'	141
Other commercial	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	38,712	32,748
Commercial term loans	38,712	32,748
Other commercial | Grades 1-5	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	38,408	32,233
Commercial term loans	38,408	32,233
Other commercial | Grade 7.9	'	'
Commercial loans by credit quality indicator	'	'
Commercial secured by real estate	304	515
Commercial term loans	$304	$515

Loans_Receivable_Details_Textu

Loans Receivable (Details Textual) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
	Delinquency	Substandard_Category
Loan Receivables (Textual) [Abstract]	'	'
Non-accrual loans include TDRs	$3,500,000	$1,900,000
Portion of TDR in Non-accrual loans of loans held for sale	911,000	835,000
Net TDRs	9,800,000	19,400,000
Number of days	'P90D	'
Expected receivable amount to loan balances past due 90 days	757,000,000,000	1,600,000
Number of discrete classes for Substandard category	'	4
Risk rating of loan , Class one	7	'
Risk rating of loan , Class two	7.5	'
Risk rating of loan , Class three	7.8	'
Risk rating of loan , Class four	7.9	'
Impairment reserve for TDRs	130,000	79,000
Non-accruing HFS include TDR	835,000	911,000
Loans Receivable Held for Sale Net Past Due	$835,000	$911,000
Number of delinquencies	2	'
Residential Construction Loan	'	'
Loan Receivables (Textual) [Abstract]	'	'
Minimum loan to value ratios without mortgage	80.00%	'
Maximum loan to value ratio	95.00%	'
Commercial Business Loan	'	'
Loan Receivables (Textual) [Abstract]	'	'
Debt service coverage ratio	1.2	'
Commercial Construction Loan	'	'
Loan Receivables (Textual) [Abstract]	'	'
Loan terms completion period	'24 months	'
Home equity loans and lines of credit	'	'
Loan Receivables (Textual) [Abstract]	'	'
Maximum loan to value ratio	80.00%	'
Other consumer loans	'	'
Loan Receivables (Textual) [Abstract]	'	'
Maximum loan to value ratio	90.00%	'

Fair_Value_Details

Fair Value (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	$156,591	$170,857
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	4,772	4,991
Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	146,101	161,184
Significant Other Observable Inputs (Level 3) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	5,718	4,682
U.S. Government and agency obligations | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	43,251	39,082
Municipal bonds | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	7,114	20,758
Collateralized debt obligations	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	5,718	4,682
Collateralized debt obligations | Significant Other Observable Inputs (Level 3) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	5,718	4,682
Corporate bonds | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	12,097	14,241
Mortgage-backed securities | Significant Other Observable Inputs (Level 2) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	83,639	87,103
CRA Qualified Investment Fund | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value, Measurements, Recurring	'	'
Assets and liabilities measured at fair value on recurring basis	'	'
Total investment securities, Fair Value	$4,772	$4,991

Fair_Value_Details_1

Fair Value (Details 1) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Reconciliation and income statement classification of gains and losses for assets measured at fair value on recurring basis using significant unobservable inputs (Level 3)	'	'
Beginning balance	$4,682	$3,584
Accretion of discount	21	33
Payments received	'	-44
V Realized gain on PreTSL VI redemption	'	23
Unrealized holding gain (loss)	1,015	391
Other-than-temporary impairment included in earnings	'	-8
Ending balance	$5,718	$3,979

Fair_Value_Details_2

Fair Value (Details 2) (USD $)	Sep. 30, 2013		Dec. 31, 2012
Assets:	'		'
Total impaired loans	$13,793,000	[1],[2]	$23,379,000	[3],[4]
Loans held for sale	1,535,000		8,795,000
Assets held for sale	'		436,000
Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Total other real estate owned	'		'
Loans held for sale	'		'
Assets held for sale	'		'
Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	12,904,000	[5]
Total other real estate owned	7,360,000		7,221,000
Loans held for sale	1,535,000		8,795,000
Assets held for sale	'		436,000
Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	8,611,000	[5]	10,475,000	[5]
Total other real estate owned	'		'
Loans held for sale	'		'
Assets held for sale	'		'
Commercial secured by real estate | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Total other real estate owned	'		'
Commercial secured by real estate | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	8,389,000	[5]
Total other real estate owned	4,946,000		3,648,000
Commercial secured by real estate | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	6,949,000	[5]	9,063,000	[5]
Total other real estate owned	'		'
Commercial term loans | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Commercial term loans | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Commercial term loans | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Construction Loans | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Construction Loans | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	141,000	[5]
Construction Loans | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Other commercial | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Other commercial | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	400,000	[5]
Other commercial | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	304,000	[5]	115,000	[5]
Residential Mortgage | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Total other real estate owned	'		'
Residential Mortgage | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	3,133,000	[5]
Total other real estate owned	2,414,000		3,573,000
Residential Mortgage | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	1,135,000	[5]	1,297,000	[5]
Total other real estate owned	'		'
Home Equity Line of Credit | Quoted Prices in Active Markets for Identical Assets (Level 1)	'		'
Assets:	'		'
Total impaired loans	'	[5]	'	[5]
Home Equity Line of Credit | Significant Other Observable Inputs (Level 2)	'		'
Assets:	'		'
Total impaired loans	'	[5]	841,000	[5]
Home Equity Line of Credit | Significant Other Observable Inputs (Level 3)	'		'
Assets:	'		'
Total impaired loans	$223,000	[5]	'	[5]
[1]	excludes HFS non-accruing loans of $835,000
[2]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[3]	excludes HFS non-accruing loans of $911,000
[4]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs
[5]	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.

Fair_Value_Details_3

Fair Value (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Assets:	'	'	'	'
Cash and cash equivalents	$22,526	$24,228	$19,496	$25,475
Interest-bearing time deposits	9,661	9,259	'	'
Loans held for sale	1,535	8,795	'	'
Loans receivable, net	764,565	714,396	'	'
FHLB Stock	5,776	5,775	'	'
Accrued interest receivable	3,093	3,091	'	'
Liabilities	'	'	'	'
Savings deposits	97,033	96,160	'	'
Checking and money market deposits	364,150	363,543	'	'
Borrowings	5,401	6,616	'	'
Accrued interest payable	116	148	'	'
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	6,347	6,867	'	'
Interest-bearing time deposits	'	'	'	'
Loans held for sale	'	'	'	'
Loans receivable, net	'	'	'	'
FHLB Stock	'	'	'	'
Accrued interest receivable	'	'	'	'
Liabilities	'	'	'	'
Savings deposits	'	'	'	'
Checking and money market deposits	110,663	86,266	'	'
Certificates of deposit	'	'	'	'
Borrowings	'	'	'	'
Accrued interest payable	'	'	'	'
Significant Other Observable Inputs (Level 2)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	16,179	17,361	'	'
Interest-bearing time deposits	9,699	9,259	'	'
Loans held for sale	1,535	8,795	'	'
Loans receivable, net	'	12,904	'	'
FHLB Stock	'	'	'	'
Accrued interest receivable	606	627	'	'
Liabilities	'	'	'	'
Savings deposits	97,033	96,160	'	'
Checking and money market deposits	354,150	363,543	'	'
Certificates of deposit	267,725	240,997	'	'
Borrowings	108,723	109,952	'	'
Accrued interest payable	116	148	'	'
Significant Other Observable Inputs (Level 3)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	'	'	'	'
Interest-bearing time deposits	'	'	'	'
Loans held for sale	'	'	'	'
Loans receivable, net	775,415	725,116	'	'
FHLB Stock	'	'	'	'
Accrued interest receivable	2,487	2,464	'	'
Liabilities	'	'	'	'
Savings deposits	'	'	'	'
Checking and money market deposits	'	'	'	'
Certificates of deposit	'	'	'	'
Borrowings	'	'	'	'
Accrued interest payable	'	'	'	'
Carrying Amount	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	22,526	24,228	'	'
Interest-bearing time deposits	9,661	9,259	'	'
Loans held for sale	1,535	8,795	'	'
Loans receivable, net	764,565	714,396	'	'
FHLB Stock	5,776	5,775	'	'
Accrued interest receivable	3,093	3,091	'	'
Liabilities	'	'	'	'
Savings deposits	97,033	96,160	'	'
Checking and money market deposits	464,813	449,809	'	'
Certificates of deposit	266,551	238,622	'	'
Borrowings	99,887	97,965	'	'
Accrued interest payable	$116	$148	'	'

Fair_Value_Details_Textual

Fair Value (Details Textual) (USD $)	9 Months Ended		12 Months Ended
	Sep. 30, 2013		Dec. 31, 2012
Fair Value (Textual) [Abstract]	'		'
Annual prepayment speed	'		1.00%
Recovery rate	15.00%		'
Total impaired loans	$13,793,000	[1],[2]	$23,379,000	[3],[4]
Impaired loans with related allowance, Recorded Investment	3,095,000	[1],[2]	6,444,000	[3],[4]
Impaired Loans Measured With Discounted Cash Flow Method	3,400,000		'
Impaired Loans, Related Allowance	191,000	[1]	612,000	[3]
Percentage of adjustments average appraised value	7.00%		'
Significant Other Observable Inputs (Level 3)	'		'
Fair Value (Textual) [Abstract]	'		'
Total impaired loans	8,611,000	[5]	10,475,000	[5]
Impaired loans with related allowance, Recorded Investment	8,700,000		'
Impaired Loans, Related Allowance	$61,000		'
Minimum	'		'
Fair Value (Textual) [Abstract]	'		'
Discount margin used for each security ranged	2.20%		2.20%
Range for default rate	0.75%		0.25%
Maximum	'		'
Fair Value (Textual) [Abstract]	'		'
Discount margin used for each security ranged	4.80%		9.50%
Range for default rate	1.00%		2.00%
Loan Settlement Period	'14 days		'
[1]	excludes HFS non-accruing loans of $835,000
[2]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs.
[3]	excludes HFS non-accruing loans of $911,000
[4]	the difference between the recorded investment and unpaid principal balance primarily results from partial charge-offs
[5]	Includes non-accrual loans, loans delinquent greater than 90 days and still accruing, loans less than 90 days delinquent and still accruing and troubled debt restructured loans.

Fair_Value_Details_2_Parenthet

Fair Value (Details 2) (Parenthetical)	9 Months Ended
	Sep. 30, 2013
Fair Value Inputs Assets Quantitative Information [Line Items]	'
Impaired loan delinquent	'90 days

Other_Real_Estate_Owned_Detail

Other Real Estate Owned (Details Textual) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Property		Property		Property
Other Real Estate Owned (Additional Textual) [Abstract]	'	'	'	'	'
Total other real estate owned	$7,360,000	'	$7,360,000	'	$7,221,000
Number of residential property	12	'	12	'	35
Number of commercial properties	25	'	25	'	13
Commercial OREO properties sold	3	'	8	'	'
Residential OREO properties sold	6	'	16	'	'
Aggregate carrying value of OREO	1,100,000	'	4,800,000	'	'
Gains (losses) on sale of OREO	17,000	44,000	57,000	-257,000	'
Commercial OREO property purchased	1	'	'	'	'
Residential OREO property purchased	2	'	'	'	'
Aggregate carrying value of OREO, commercial properties	1,200,000	'	'	'	'
Net expenses on OREO	377,000	553,000	785,000	1,600,000	'
Write down value	275,000	384,000	445,000	796,000	'
Tax and insurance	67,000	110,000	227,000	340,000	'
Miscellaneous expenses	48,000	103,000	170,000	178,000	'
Aggregate value of properties	1,900,000	'	1,900,000	'	'
Other Real Estate Owned (Textual) [Abstract]	'	'	'	'	'
Number of Real Estate property sold	16	'	16	'	'
Commercial OREO properties sold	3	'	8	'	'
Subsequent Event	'	'	'	'	'
Other Real Estate Owned (Additional Textual) [Abstract]	'	'	'	'	'
Commercial OREO properties sold	'	'	2	'	'
Other Real Estate Owned (Textual) [Abstract]	'	'	'	'	'
Commercial OREO properties sold	'	'	2	'	'
Total other real estate owned	203,000	'	203,000	'	'
Gains or losses on sale of OREO	'	'	$3,000	'	'
Residential Real Estate	'	'	'	'	'
Other Real Estate Owned (Textual) [Abstract]	'	'	'	'	'
Number of Real Estate property sold	12	'	12	'	'

Deposits_Details

Deposits (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of deposits	'	'
Savings accounts	$97,033	$96,160
Interest-bearing checking and money market deposits	364,150	363,543
Non-interest bearing checking	100,663	86,266
Certificates of deposit of less than $100,000	118,746	129,709
Certificates of deposit of $100,000 or more	147,805	108,913
Total Deposits	$828,397	$784,591

Borrowings_Details_Textual

Borrowings (Details Textual) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Borrowings (Textual) [Abstract]	'	'
Total Bank's FHLB borrowings	$90	$88
Borrowings under repurchase agreement	$9.90	$9.90

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income taxes	'	'	'	'
Net income, Before Tax Amount	$3,266	$1,932	$8,336	$5,756
Income tax expense	$1,362	$399	$3,337	$1,660

Income_Taxes_Details_Textual

Income Taxes (Details Textual) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Taxes (Textual) [Abstract]	'	'	'	'
Income tax expense	$1,362	$399	$3,337	$1,660
Valuation Allowance	$1,900	'	$1,900	'

Stock_Benefit_Plan_Details

Stock Benefit Plan (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Stock option activity	'	'
Number of Options Outstanding, at January 1	711,290	833,010
Number of Options, Granted	28,850	15,000
Number of Options, Forfeited	-16,000	-108,360
Number of Options, Exercised	-8,000	-24,590
Number of Options Outstanding, at September 30	716,140	715,060
Number of Options, Exercisable at September 30	387,574	250,024
Aggregate Intrinsic Value at September 30	$643,842	$505,280
Weighted Average Exercise Price Outstanding, at January 1	$7.54	$7.54
Weighted Average Exercise Price, Granted	$9.05	$8.65
Weighted Average Exercise Price, Forfeited	$9.35	$7.28
Weighted Average Exercise Price, Exercised	$7.28	$7.28
Weighted Average Exercise Price, September 30	$7.66	$7.62
Weighted Average Exercise Price, Exercisable at September 30	$7.50	$7.34
Weighted Average Remaining Contractual Life, Outstanding	'6 years 10 months 24 days	'7 years 10 months 24 days
Weighted Average Remaining Contractual Life, Exercisable at September 30	'6 years 9 months 18 days	'7 years 8 months 12 days

Stock_Benefit_Plan_Details_1

Stock Benefit Plan (Details 1) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Assumption used for share based compensation	'	'	'	'
Expected average risk-free interest rate	2.01%	0.91%	1.73%	1.26%
Expected average life (in years)	'6 years 6 months	'6 years 6 months	'6 years 6 months	'6 years 6 months
Expected volatility	39.14%	40.82%	39.53%	41.07%
Expected dividend yield	2.25%	0.00%	2.24%	0.00%
Weighted average per share fair value	$2.91	$3.70	$2.88	$3.59

Stock_Benefit_Plan_Details_2

Stock Benefit Plan (Details 2) (Restricted common stock, USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Restricted common stock	'	'
Restricted stock activity	'	'
Restricted Common Shares Outstanding, at January 1	4,950	8,800
Restricted Common Shares, Granted	4,125	'
Restricted Common Shares, Vested	-1,650	-1,925
Restricted Common Shares, Forfeited	'	-1,100
Restricted Common Shares Outstanding, at September 30	7,425	5,775
Weighted Average Fair Value at Grant Date Outstanding, at January 1	$7.68	$7.68
Weighted Average Fair Value at Grant Date, Granted	$9.04	'
Weighted Average Fair Value at Grant Date, Vested	$7.68	$7.68
Weighted Average Fair Value at Grant Date, Forfeited	'	$7.68
Weighted Average Fair Value at Grant Date Outstanding, at September 30	$8.44	$7.68

Stock_Benefit_Plan_Details_3

Stock Benefit Plan (Details 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Recognized stock-based compensation expense and related tax effects	'	'	'	'
Total compensation expense	$102	$125	$347	$267
Tax benefit	2	3	7	6
Net income effect	100	122	340	261
Common stock options	'	'	'	'
Recognized stock-based compensation expense and related tax effects	'	'	'	'
Total compensation expense	98	121	336	258
Restricted common stock	'	'	'	'
Recognized stock-based compensation expense and related tax effects	'	'	'	'
Total compensation expense	$4	$4	$11	$9

Stock_Benefit_Plan_Details_Tex

Stock Benefit Plan (Details Textual) (USD $)	9 Months Ended
In Millions, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Stock Benefit Plan (Textual) [Abstract]	'	'
Grant prices of stock options	$9.05	$8.65
Stock options issued	897,450	'
Stock Benefit Plan (Additional Textual) [Abstract]	'	'
Incentive stock options exercisable	387,574	250,024
Unrecognized compensation costs on unvested stock options and restricted stock awards	$1.10	'
Equity Incentive Plan	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Period in which stock options granted expire	'10 years	'
Vesting period of stock options granted	'5 years	'
Stock options available to be issued	1,331,352	'
Incentive stock options	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Stock options issued	20,000	15,000
Incentive stock options | Maximum	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Grant prices of stock options	$9.19	$9.10
Incentive stock options | Minimum	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Grant prices of stock options	$8.93	$8.43
Director	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Stock options issued	8,850	'
Grant prices of stock options	$9.04	'
Common stock options	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Stock options available to be issued	582,032	'
Restricted common stock	'	'
Stock Benefit Plan (Textual) [Abstract]	'	'
Restricted Common Shares, Granted	4,125	'
Weighted Average Fair Value at Grant Date, Granted	$9.04	'

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Calculation of basic earnings per share	'	'	'	'	'
Net income	$1,904	$1,533	$4,999	$4,096	$4,556
Basic weighted average shares outstanding	11,612,431	12,447,659	12,128,458	12,430,106	'
Basic earnings per share	$0.16	$0.12	$0.41	$0.33	'
Diluted weighted average shares outstanding	11,666,535	12,451,333	12,182,683	12,432,501	'
Diluted earnings per share	$0.16	$0.12	$0.41	$0.33	'

Earnings_Per_Share_Details_Tex

Earnings Per Share (Details Textual)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Common stock options	'	'
Earnings Per Share (Textual) [Abstract]	'	'
Incremental shares due to stock option included in valuation of diluted earning per share	716,140	'
Antidilutive securities excluded from computation of earnings per share, amount	'	715,060
Restricted common stock	'	'
Earnings Per Share (Textual) [Abstract]	'	'
Incremental shares due to stock option included in valuation of diluted earning per share	7,425	'
Antidilutive securities excluded from computation of earnings per share, amount	'	5,775

Sale_of_Bank_Assets_Details_Te

Sale of Bank Assets (Details Textual) (USD $)	0 Months Ended	3 Months Ended	6 Months Ended
	Apr. 11, 2011	Sep. 30, 2013	Jun. 30, 2012	Dec. 31, 2012
	Lease_Agreement
Sale of Bank Assets (Textual) [Abstract]	'	'	'	'
Book value of property at time of closing	'	$20,047,000	'	$20,283,000
Sale of Bank Assets (Additional Textual) [Abstract]	'	'	'	'
Sale of Cape Bank Main Office Complex consummated date	31-May-11	'	'	'
Selling price of properties	7,200,000	'	'	'
Net cash proceeds	6,800,000	'	'	'
Recognition period of lease	'3 years	'	'	'
Separate lease agreement	6	'	'	'
Initial term for lease agreement	'Three year terms, all ending in 2014	'	'	'
Gain from the property	3,400,000	'	'	'
Gain to be recognized at the time of sale	1,800,000	569,000	'	'
Remaining portion of the gain	1,600,000	'	'	'
Parcel of land sold, cost	'	281,000	'	'
Proceed from sale of land held for sale	'	850,000	'	'
Deferred gain	'	'	425,000	'
Deferred gain recognized	'	216,000	'	'
Sale Of Cape Bank Main Office	'	'	'	'
Sale of Bank Assets (Textual) [Abstract]	'	'	'	'
Book value of property at time of closing	$3,800,000	'	'	'

Regulatory_Matters_Details_Tex

Regulatory Matters (Details Textual)	Sep. 30, 2013
Regulatory Matters (Textual) [Abstract]	'
Tier I risk based capital ratio	12.88%
Total risk capital ratio	14.13%
Tier I leverage ratio	9.50%

Other_Comprehensive_Income_Det

Other Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of the accumulated other comprehensive income (loss)	'	'	'	'
Beginning balance	($3,616)	($1,289)	($679)	($942)
Other Comprehensive Income Before Reclassifications	-70	808	-2,833	1,034
Amount Reclassified from Accumulated Other Comprehensive Income	'	'	-174	-573
Other Comprehensive Income	-70	808	-3,007	461
Ending balance	-3,686	-481	-3,686	-481
Net unrealized holding gain (loss) on securities available for sale, net of tax	'	'	'	'
Summary of the accumulated other comprehensive income (loss)	'	'	'	'
Beginning balance	-3,616	-1,289	-679	-942
Other Comprehensive Income Before Reclassifications	-70	808	-2,833	1,034
Amount Reclassified from Accumulated Other Comprehensive Income	'	'	-174	-573
Other Comprehensive Income	-70	808	-3,007	461
Ending balance	($3,686)	($481)	($3,686)	($481)

Other_Comprehensive_Income_Det1

Other Comprehensive Income (Details 1) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Reclassification Adjustment out of Accumulated Other Comprehensive Income	'	'	'	'	'
OTTI realized	'	'	'	($8)	'
Income tax expense	-1,362	-399	-3,337	-1,660	'
Net income	1,904	1,533	4,999	4,096	4,556
Reclassification Out of Accumulated Other Comprehensive Income	'	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income	'	'	'	'	'
Net income	'	'	174	573	'
Reclassification Out of Accumulated Other Comprehensive Income | Net unrealized holding gain (loss) on securities available for sale, net of tax	'	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income	'	'	'	'	'
Unrealized gains (losses) on securities available for sale Realized gain on securities sales	'	'	290	962	'
OTTI realized	'	'	'	-8	'
Income tax expense	'	'	($116)	($381)	'