Simplicity Bancorp 10-Q 8 Nov 13 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Sep. 30, 2013	Nov. 05, 2013
Document Information	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Trading Symbol	'SMPL	'
Entity Registrant Name	'SIMPLICITY BANCORP, INC.	'
Entity Central Index Key	'0001412109	'
Current Fiscal Year End Date	'--06-30	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	7,880,059

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$8,457	$8,864
Federal funds sold	26,525	76,810
Total cash and cash equivalents	34,982	85,674
Securities available-for-sale, at fair value	48,128	52,180
Securities held-to-maturity, fair value of $489 and $541 at September 30, 2013 and June 30, 2013, respectively	475	525
Federal Home Loan Bank stock, at cost	5,902	5,902
Loans held for sale	2,205	4,496
Loans receivable, net of allowance for loan losses of $5,487 and $5,643 at September 30, 2013 and June 30, 2013, respectively	713,830	689,708
Accrued interest receivable	2,331	2,439
Premises and equipment, net	3,940	3,799
Goodwill	3,950	3,950
Bank-owned life insurance	13,893	13,784
Real estate owned (REO)	325	'
Other assets	4,644	4,920
Total assets	834,605	867,377
Deposits	'	'
Noninterest bearing	57,119	65,694
Interest bearing	569,754	588,952
Total deposits	626,873	654,646
Federal Home Loan Bank advances	60,000	60,000
Accrued expenses and other liabilities	3,712	7,293
Total liabilities	690,585	721,939
Commitments and contingent liabilities	'	'
Stockholders' equity	'	'
Nonredeemable serial preferred stock, $.01 par value; 25,000,000 shares authorized; issued and outstanding - none	'	'
Common stock, $0.01 par value; 100,000,000 authorized; September 30, 2013 - 7,998,265 shares issued and outstanding June 30, 2013 - 8,121,415 shares issued and outstanding	80	81
Additional paid-in capital	77,694	79,800
Retained earnings	70,857	70,326
Accumulated other comprehensive loss, net of tax	-436	-491
Unearned employee stock ownership plan (ESOP) shares	-4,175	-4,278
Total stockholders' equity	144,020	145,438
Total liabilities and stockholders' equity	$834,605	$867,377

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parenthetical) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, except Share data, unless otherwise specified
Securities held-to-maturity, fair value	$489	$541
Loans receivable, allowance for loan losses	$5,487	$5,643
Nonredeemable serial preferred stock, par value	$0.01	$0.01
Nonredeemable serial preferred stock, shares authorized	25,000,000	25,000,000
Nonredeemable serial preferred stock, issued	'	'
Nonredeemable serial preferred stock, outstanding	'	'
Common stock, par value	$0.01	$0.01
Common stock, authorized	100,000,000	100,000,000
Common stock, shares issued	7,998,265	8,121,415
Common stock, shares outstanding	7,998,265	8,121,415

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'
Interest and fees on loans	$8,018	$9,718
Interest on securities, taxable	167	81
Federal Home Loan Bank dividends	80	10
Other interest	29	32
Total interest income	8,294	9,841
Interest expense	'	'
Interest on deposits	1,391	1,748
Interest on borrowings	249	469
Total interest expense	1,640	2,217
Net interest income	6,654	7,624
Provision for loan losses	'	850
Net interest income after provision for loan losses	6,654	6,774
Noninterest income	'	'
Service charges and fees	467	409
ATM fees and charges	517	526
Referral commissions	84	88
Bank-owned life insurance	109	116
Net gain on sales of loans	185	424
Other noninterest income	97	4
Total noninterest income	1,459	1,567
Noninterest expense	'	'
Salaries and benefits	3,016	3,222
Occupancy and equipment	786	713
ATM expense	578	521
Advertising and promotional	281	132
Professional services	555	495
Federal deposit insurance premiums	132	153
Postage	52	63
Telephone	195	228
Loss on equity investment	62	52
REO foreclosure expenses and sales gains/losses, net	28	-15
Electronic services	125	100
Other operating expense	478	478
Total noninterest expense	6,288	6,142
Income before income tax expense	1,825	2,199
Income tax expense	676	806
Net income	$1,149	$1,393
Earnings per common share:	'	'
Basic	$0.15	$0.16
Diluted	$0.15	$0.16

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Net income	$1,149	$1,393
Other comprehensive income (loss):	'	'
Unrealized gain on securities available for sale	93	219
Postretirement medical benefit costs	'	'
Net loss arising during the period	-17	-24
Reclassification adjustment for net periodic benefit cost and benefits paid	17	24
Income tax effect	-38	-90
Other comprehensive income (loss), net of tax	55	129
Comprehensive income	$1,204	$1,522

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Loss, Net	Unearned ESOP Shares
In Thousands, except Share data
Beginning Balance at Jun. 30, 2012	$154,148	$90	$92,197	$66,723	($169)	($4,693)
Beginning Balance (in shares) at Jun. 30, 2012	'	8,960,366	'	'	'	'
Net income	1,393	'	'	1,393	'	'
Other comprehensive income	129	'	'	'	129	'
Dividends declared	-685	'	'	-685	'	'
Repurchase of common stock (in shares)	'	-193,533	'	'	'	'
Repurchase of common stock	-2,913	-2	-2,911	'	'	'
Stock options earned	11	'	11	'	'	'
Allocation of stock awards	69	'	69	'	'	'
Issuance of stock awards	'	25,259	'	'	'	'
Forfeiture of stock awards (in shares)	'	-800	'	'	'	'
Forfeiture of stock awards	'	'	'	'	'	'
Allocation of ESOP common stock	156	'	52	'	'	104
Ending Balance at Sep. 30, 2012	152,308	88	89,418	67,431	-40	-4,589
Ending Balance (in shares) at Sep. 30, 2012	'	8,791,292	'	'	'	'
Beginning Balance at Jun. 30, 2013	145,438	81	79,800	70,326	-491	-4,278
Beginning Balance (in shares) at Jun. 30, 2013	'	8,121,415	'	'	'	'
Net income	1,149	'	'	1,149	'	'
Other comprehensive income	55	'	'	'	55	'
Dividends declared	-618	'	'	-618	'	'
Repurchase of common stock (in shares)	'	-148,575	'	'	'	'
Repurchase of common stock	-2,243	-1	-2,242	'	'	'
Stock options earned	9	'	9	'	'	'
Allocation of stock awards	75	'	75	'	'	'
Issuance of stock awards	'	25,425	'	'	'	'
Allocation of ESOP common stock	155	'	52	'	'	103
Ending Balance at Sep. 30, 2013	$144,020	$80	$77,694	$70,857	($436)	($4,175)
Ending Balance (in shares) at Sep. 30, 2013	'	7,998,265	'	'	'	'

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Dividends declared, per share	$0.08	$0.08

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES	'	'
Net income	$1,149	$1,393
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Amortization of net premiums on securities	112	225
Amortization of net premiums on loan purchases	121	98
Amortization of net loan origination costs	17	34
Provision for loan losses	'	850
Net gain on sale of REO	'	-16
Net gain on sales of loans held for sale	-185	-424
Loans originated for sale	-6,957	-16,656
Proceeds from sales of loans held for sale	9,519	11,322
Decrease in valuation allowance for loans held for sale	-86	'
Depreciation and amortization	321	243
Amortization of core deposit intangible	'	6
Loss on equity investment	62	52
Increase in cash surrender value of bank-owned life insurance	-109	-116
Allocation of ESOP common stock	155	156
Allocation of stock awards	75	69
Stock options earned	9	11
Net change in accrued interest receivable	108	-78
Net change in other assets	176	-164
Net change in accrued expenses and other liabilities	-3,581	-1,080
Net cash provided by (used in) operating activities	906	-4,075
INVESTING ACTIVITIES	'	'
Proceeds from maturities and principal repayments of available-for-sale securities	4,033	4,829
Proceeds from maturities and principal repayments of held-to-maturity securities	50	211
Net change in loans	-24,585	20,297
Proceeds from sale of real estate owned	'	686
Redemption of FHLB stock	'	440
Purchases of premises and equipment	-462	-240
Net cash (used in) provided by investing activities	-20,964	26,223
FINANCING ACTIVITIES	'	'
Dividends paid on common stock	-618	-685
Repurchase of common stock	-2,243	-2,913
Net change in deposits	-27,773	-4,997
Net cash used in financing activities	-30,634	-8,595
Net change in cash and cash equivalents	-50,692	13,553
Cash and cash equivalents at beginning of period	85,674	66,018
Cash and cash equivalents at end of period	34,982	79,571
SUPPLEMENTAL CASH FLOW INFORMATION	'	'
Interest paid on deposits and borrowings	1,634	2,211
Income taxes paid	1,600	1,000
SUPPLEMENTAL NONCASH DISCLOSURES	'	'
Transfer from loans to real estate owned	$325	'

Nature_of_Business_and_Signifi

Nature of Business and Significant Accounting Policies	3 Months Ended
	Sep. 30, 2013
Nature of Business and Significant Accounting Policies	'
	Note 1 – Nature of Business and Significant Accounting Policies
	Nature of Business: Simplicity Bancorp, Inc. (the “Company”), is a Maryland corporation that owns all of the outstanding common stock of Simplicity Bank (the “Bank”). In November, 2012, the Company changed its name to Simplicity Bancorp, Inc. from Kaiser Federal Financial Group, Inc. and its trading symbol to SMPL. Concurrently, the Bank was renamed Simplicity Bank from Kaiser Federal Bank as part of a broader business strategy to operate as a community bank serving the financial needs of all customers within its communities. The Company’s primary activity is holding all of the outstanding shares of common stock of Simplicity Bank. The Bank is a federally chartered savings bank headquartered in Covina, California. The Bank’s principal business activity consists of attracting retail deposits from the general public and originating or purchasing primarily loans secured by first mortgages on owner-occupied, one-to-four family residences and multi-family residences located in its market area, and to a lesser extent, commercial real estate, automobile and other consumer loans. The Bank also engages in mortgage banking activities and, as such, originates, sells and services one-to-four family residential mortgage loans. While the Bank originates many types of residential loans, the Bank also purchases, from time to time, using its own underwriting standards, first mortgages on owner-occupied, one-to-four family residences secured by properties located throughout California.
	The Company’s business activities generally are limited to passive investment activities and oversight of its investment in the Bank. Unless the context otherwise requires, all references to the Company include the Bank and the Company on a consolidated basis.
	Principles of Consolidation and Basis of Presentation: The financial statements of Simplicity Bancorp, Inc. have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and predominant practices followed by the financial services industry. The consolidated financial statements presented in this report include the accounts of Simplicity Bancorp, Inc. and its wholly-owned subsidiary, Simplicity Bank. All material intercompany balances and transactions have been eliminated in consolidation. In the opinion of the Company’s management, all adjustments consisting of normal recurring accruals necessary for a fair presentation of the financial condition and results of operations for the interim periods included herein have been made.
	The results of operations for the three months ended September 30, 2013 are not necessarily indicative of the results of operations that may be expected for any other interim period or for the fiscal year ending June 30, 2014. Certain information and note disclosures normally included in the Company’s annual financial statements have been condensed or omitted. Therefore, these consolidated financial statements and notes thereto should be read in conjunction with the consolidated financial statements and notes included in the 2013 Annual Report on Form 10-K filed with the Securities and Exchange Commission.
	Use of Estimates in the Preparation of Consolidated Financial Statements: The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Changes in these estimates and assumptions are considered reasonably possible and may have a material impact on the consolidated financial statements and thus actual results could differ from the amounts reported and disclosed herein. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate owned, mortgage servicing assets (“MSAs”), mortgage banking derivatives, deferred tax assets and fair values of financial instruments.
	Recent Accounting Pronouncements:
	Adoption of New Accounting Standards:
	In February 2012, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2012. The adoption of this guidance did not have a material effect on the Company’s result of operations or financial position.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2013
Earnings Per Share	'
	Note 2 – Earnings Per Share
	The following table sets forth earnings per share calculations for the three months ended September 30, 2013 and 2012:
		Three months ended
		September 30,
		2013		2012
		(Dollars in thousands, except per
		share data)
	Basic
	Net income	$	1,149	$	1,393
	Less: Net income allocated to restricted stock awards		9		10
	Net income allocated to common shareholders	$	1,140	$	1,383
	Weighted average common shares outstanding		7,625,978		8,433,462
	Basic earnings per common share	$	0.15	$	0.16
	Diluted
	Net income	$	1,149	$	1,393
	Less: Net income allocated to restricted stock awards		9		10
	Net income allocated to common shareholders	$	1,140	$	1,383
	Weighted average common shares outstanding		7,625,978		8,433,462
	Add: Dilutive effect of stock options		19,453		17,404
	Average shares and dilutive potential common shares		7,645,431		8,450,866
	Diluted earnings per common share	$	0.15	$	0.16
	The two-class method is used in the calculation of basic and diluted earnings per share. Under the two-class method, earnings per share is determined for each class of common stock and participating securities according to dividends declared (or accumulated) and participation rights in undistributed earnings. Restricted stock contains rights to non-forfeitable dividends and qualifies as a participating security. Employee Stock Ownership Plan (“ESOP”) shares are considered outstanding for this calculation unless unearned. For the three months ended September 30, 2013, 10,355 ESOP shares were allocated and 372,787 ESOP shares remained unearned.
	Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options. For the three months ended September 30, 2013 and 2012, outstanding stock options to purchase 87,691 shares and 199,935 shares, respectively, were anti-dilutive and not considered in computing diluted earnings per common share. Stock options are not considered participating securities as they do not contain rights to non-forfeitable dividends.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Sep. 30, 2013
Fair Value Measurements	'
	Note 3 – Fair Value Measurements
	FASB ASC 820-10 establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	There were no financial or nonfinancial instruments transferred in or out of Level 1, 2, or 3 input categories during the three month ended September 30, 2013 and 2012.
	Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).
	Impaired Loans: At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value generally receive allocations of the allowance for loan losses that are individually evaluated. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a monthly basis for additional impairment and adjusted accordingly.
	Mortgage Servicing Assets: MSAs are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. The fair value is determined at a tranche level, based on a valuation model that calculates the present value of estimated future net servicing income. If the carrying amount of an individual tranche exceeds fair value, impairment is recorded on that tranche so that the servicing asset is carried at fair value. The valuation model utilizes assumptions that market participants would use in estimating future net servicing income and that can be validated against available market data such as prepayment speeds, ancillary income, servicing costs, delinquency rates. The significant assumptions also include discount rate incorporated into the valuation model that reflect management’s best estimate resulting in a level 3 classification.
	Assets and liabilities measured at fair value on a recurring basis are summarized in the following tables (dollars in thousands):
				Fair Value Measurements Using
		Total		Quoted Prices in			Significant Other		Significant
				Active Markets for			Observable Inputs		Unobservable
				Identical Assets			(Level 2)		Inputs
				(Level 1)					(Level 3)
	September 30, 2013:
	Assets
	Available-for-sale securities
	Mortgage-backed securities (residential)	$	28,611	$	—		$	28,611	$	—
	Collateralized mortgage obligations (residential)		19,517		—			19,517		—
	Total available-for-sale securities	$	48,128	$	—		$	48,128	$	—
	June 30, 2013:
	Assets
	Available-for-sale securities
	Mortgage-backed securities (residential)	$	30,075	$	—		$	30,075	$	—
	Collateralized mortgage obligations (residential)		22,105		—			22,105		—
	Total available-for-sale securities	$	52,180	$	—		$	52,180	$	—
	Nonrecurring fair value measurements typically involve assets that are periodically evaluated for impairment and for which any impairment is recorded in the period in which the remeasurement is performed. The following assets were measured at fair value on a non-recurring basis (dollars in thousands):
				Fair Value Measurements Using
		Total		Quoted Prices in			Significant Other		Significant
				Active Markets for			Observable Inputs		Unobservable
				Identical Assets			(Level 2)		Inputs
				(Level 1)					(Level 3)
	Assets at September 30, 2013:
	Impaired Loans
	One-to-four family residential	$	1,025	$	—		$	—	$	1,025
	Multi-family residential		197		—			—		197
	Total impaired loans	$	1,222	$	—		$	—	$	1,222
	MSAs	$	200	$	—		$	—	$	200
	Assets at June 30, 2013:
	Impaired Loans
	One-to-four family residential	$	1,495	$	—		$	—	$	1,495
	Loans Held for Sale	$	4,496	$	—		$	4,496	$	—
	MSAs	$	195	$	—		$	—	$	195
	At September 30, 2013 and 2012, no nonfinancial assets were measured at fair value on a non-recurring basis.
	Loans are considered impaired when it is probable that the Company will be unable to collect all amounts due as scheduled according to the contractual terms of the loan agreement, including contractual interest and principal payments. Impaired loans are measured for impairment using the fair value of the collateral for collateral dependent loans. The fair value of collateral is calculated using an independent third party appraisal. Impaired loans measured at fair value had a recorded investment balance of $1.2 million at September 30, 2013 as compared to $1.5 million at June 30, 2013. The valuation allowance for these loans was $9,000 at September 30, 2013 as compared to $32,000 at June 30, 2013. The reduction of the balance of impaired loans measured at fair value and the associated valuation allowance was primarily attributable to principal reduction due to continuous payments on impaired loans individually evaluated during the three months ended September 30, 2013.
	Impairment of MSAs is determined at the tranche level and recognized through a valuation allowance for each individual grouping, to the extent that fair value is less than the carrying amount. The impairment amount was $27,000 as of September 30, 2013 as compared to $31,000 as of June 30, 2013.
	The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a recurring and non-recurring basis at September 30, 2013 (dollars in thousands):
	September 30, 2013	Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted Avg)
	Impaired Loans
	One-to-four family residential	$	1,025	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-6.4% to 8.5% (2.3%)
	Multi-family residential	$	197	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-31.80%
				Income Approach		Capitalization rate	10.3% to 11.8% (11.1%)
	MSAs	$	200	Discounted Cash Flow		Discount Rate	7.50%
	June 30, 2013	Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted Avg)
	Impaired Loans
	One-to-four family residential	$	1,495	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-8.7% to 8.5% (-1.45%)
	MSAs	$	195	Discounted Cash Flow		Discount Rate	7.50%
	Fair Value of Financial Instruments
	The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a market exchange. The use of different assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
	The following methods and assumptions were used to estimate fair value of each class of financial instruments for which it is practicable to estimate fair value:
Cash and Cash Equivalents
The carrying amounts of cash and cash equivalents approximate fair values. Cash on hand and non-interest due from bank accounts are classified as Level 1 and federal funds sold are classified as Level 2.
Investments
Estimated fair values for securities held-to-maturity are obtained from quoted market prices where available and are classified as Level 1. Where quoted market prices are not available, estimated fair values are based on quoted market prices of comparable instruments and are classified as Level 2.
Securities available-for-sale that are previously reported are excluded from the fair value disclosure below.
FHLB Stock
It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability.
Loans Held for Sale
Fair value for loans held for sale is determined using quoted secondary-market prices such as loan sale commitments and is classified as Level 2.
Loans
Fair value for loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously and are excluded from the fair value disclosure below. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
MSAs
The Company uses the amortization method for its MSAs and assesses the MSAs for impairment based on fair value. The fair value of MSAs is determined at tranche level using significant assumptions such as discount rate and is classified as Level 3. MSAs tranches with impairment recorded as described previously are excluded from the fair value disclosure below.
Accrued Interest Receivable
Consistent with the asset or liability they are associated with, the carrying amounts of accrued interest receivable approximate fair value resulting in a either Level 2 or Level 3 classification.
Deposits
The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) resulting in a Level 2 classification. The carrying amounts of variable rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date resulting in a Level 2 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.
FHLB Advances
The fair values of the Company’s FHLB advances are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.
Off-Balance Sheet Financial Instruments
The fair values for the Company’s off-balance sheet loan commitments are estimated based on fees charged to others to enter into similar agreements taking into account the remaining terms of the agreements and credit standing of the Company’s customers. The estimated fair value of these commitments is not significant.
The carrying amounts and estimated fair values of the Company’s financial instruments are summarized as follows (in thousands):
	Fair Value Measurements at
	September 30, 2013 Using:
	Carrying		Quoted Prices in Active			Significant Other		Significant Unobservable		Fair
	Amount		Markets for Identical Assets			Observable Inputs		Inputs		Value
			(Level 1)			(Level 2)		(Level 3)
Financial assets:
Cash on hand	$	8,457	$	8,457		$	—	$	—	$	8,457
Federal funds sold		26,525		—			26,525		—		26,525
Securities held-to-maturity		475		—			489		—		489
Federal Home Loan Bank Stock		5,902		—			—		—		—
Loans held for sale		2,205		—			2,324		—		2,324
Loans receivable, net		712,608		—			—		729,797		729,797
MSAs		455		—			—		564		564
Accrued interest receivable - loans		2,246		—			—		2,246		2,246
Accrued interest receivable - investments		85		—			85		—		83
Financial liabilities:
Deposits		626,873		—			632,027		—		632,027
FHLB Advances		60,000		—			61,024		—		61,024
	Fair Value Measurements at
	June 30, 2013 Using:
	Carrying		Quoted Prices in Active			Significant Other		Significant Unobservable		Fair
	Amount		Markets for Identical Assets			Observable Inputs		Inputs		Value
			(Level 1)			(Level 2)		(Level 3)
Financial assets:
Cash on hand	$	8,864	$	8,864		$	—	$	—	$	8,864
Federal funds sold		76,810		—			76,810		—		76,810
Securities held-to-maturity		525		—			541		—		541
Federal Home Loan Bank Stock		5,902		—			—		—		—
Loans held for sale		4,496		—			4,496		—		4,496
Loans receivable, net		688,213		—			—		710,219		710,219
MSAs		407		—			—		494		494
Accrued interest receivable - loans		2,344		—			—		2,344		2,344
Accrued interest receivable - investments		93		—			93		—		93
Financial liabilities:
Deposits		654,646		—			660,995		—		660,995
FHLB Advances		60,000		—			61,451		—		61,451

Investments

Investments	3 Months Ended
	Sep. 30, 2013
Investments	'
	Note 4 – Investments
	The amortized cost and fair value of available-for-sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows (in thousands):
		Fair		Gross			Gross			Amortized
		Value		Unrealized			Unrealized			Cost
				Gains			Losses
	September 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	7,938	$	69		$	—		$	7,869
	Freddie Mac		20,673		13			(607	)		21,267
	Collateralized mortgage obligations (residential):
	Fannie Mae		11,319		10			(20	)		11,329
	Freddie Mac		8,198		35			—			8,163
	Total	$	48,128	$	127		$	(627	)	$	48,628
	June 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	8,510	$	9		$	(17	)	$	8,518
	Freddie Mac		21,565		—			(662	)		22,227
	Collateralized mortgage obligations (residential):
	Fannie Mae		13,125		59			(39	)		13,105
	Freddie Mac		8,980		57			—			8,923
	Total	$	52,180	$	125		$	(718	)	$	52,773
	The carrying amount, unrecognized gains and losses, and fair value of securities held-to-maturity were as follows (in thousands):
		Carrying		Gross			Gross			Fair
		Amount		Unrecognized			Unrecognized			Value
				Gains			Losses
	September 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	115	$	4		$	—		$	119
	Freddie Mac		70		4			—			74
	Ginnie Mae		35		1			—			36
	Collateralized mortgage obligations: (residential)							—
	Fannie Mae		255		5			—			260
	Freddie Mac		—		—			—			—
	Total	$	475	$	14		$	—		$	489
	June 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	119	$	4		$	—		$	123
	Freddie Mac		74		5			—			79
	Ginnie Mae		36		2			—			38
	Collateralized mortgage obligations: (residential)							—
	Fannie Mae		296		5			—			301
	Freddie Mac		—		—			—			—
	Total	$	525	$	16		$	—		$	541
	There were no sales of securities during the three months ended September 30, 2013 and September 30, 2012.
	All mortgage-backed securities and collateralized mortgage obligations have varying contractual maturity dates at September 30, 2013. Expected maturities may differ from contractual maturities because borrowers may have the right to call or repay obligations with or without call or repayment penalties. There were no mortgage-backed securities called prior to the maturity date during the three months ended September 30, 2013.
	Securities with unrealized losses at September 30, 2013 and June 30, 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (in thousands):
		Less than 12 months					12 months or more						Total
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	September 30, 2013
	Description of Securities
	Mortgage-backed securities	$	17,679	$	(607	)	$	—		$	—		$	17,679	$	(607	)
	Collateralized mortgage obligations (residential)		6,145		(5	)		2,066			(15	)		8,211		(20	)
	Total temporarily impaired	$	23,824	$	(612	)	$	2,066		$	(15	)	$	25,890	$	(627	)
	June 30, 2013
	Description of Securities
	Mortgage-backed securities	$	25,476	$	(680	)	$	—		$	—		$	25,476	$	(680	)
	Collateralized mortgage obligations (residential)		—		—			2,508			(39	)		2,508		(39	)
	Total temporarily impaired	$	25,476	$	(680	)	$	2,508		$	(39	)	$	27,984	$	(719	)
	The Company evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the Company does not have the intent to sell these securities and it is not more likely than not that it will be required to sell the securities before their anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition.
	At September 30, 2013, nine debt securities had an aggregate unrealized loss of 2.4% of the Company’s amortized cost basis. At June 30, 2013, ten debt securities had an unrealized loss of 2.6% of the Company’s amortized cost basis. We do not own any non-agency mortgage-backed securities (“MBSs”) or collateralized mortgage obligations (“CMOs”). All MBSs and CMOs were issued by U.S. government-sponsored entities and agencies, primarily Fannie Mae and Freddie Mac, institutions which the government has affirmed its commitment to support. The unrealized losses relate principally to the general change in interest rates and liquidity, and not credit quality, that has occurred since the securities’ purchase dates, and such unrecognized losses or gains will continue to vary with general interest rate level fluctuations in the future. As management has the intent and ability to hold debt securities until recovery, which may be maturity, and it is not more likely than not that it will be required to sell the securities before their anticipated recovery, no declines in fair value are deemed to be other-than-temporary as of September 30, 2013 and June 30, 2013.
	There were no investments in any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders’ equity.

Loans

Loans	3 Months Ended
	Sep. 30, 2013
Loans	'
	Note 5 – Loans
	The composition of loans consists of the following (in thousands):
		September 30,			June 30,
		2013			2013
	Real Estate:
	One-to-four family residential	$	308,308		$	319,631
	Multi-family residential		317,566			280,771
	Commercial real estate		51,733			55,621
			677,607			656,023
	Consumer:
	Automobile		30,591			26,711
	Home equity		662			682
	Other consumer loans, primarily secured		9,671			10,917
			40,924			38,310
	Total loans		718,531			694,333
	Deferred net loan origination costs		395			506
	Net premium (discounts) on purchased loans		391			512
	Allowance for loan losses		(5,487	)		(5,643	)
	Loans receivable, net	$	713,830		$	689,708
	Loans held for sale totaled $2.2 million as of September 30, 2013 as compared to $4.5 million as of June 30, 2013. Loans held for sale are recorded at the lower of cost or fair value. Fair value, if lower than cost, is determined by outstanding commitments from the investor. Proceeds from sales of loans held for sale were $9.5 million and $11.3 million during the three months ended September 30, 2013 and 2012, resulting in net gain on sales of $185,000 and $424,000, respectively.
	The following is an analysis of the changes in the allowance for loan losses (in thousands):
		Allowance for loan losses for the
		Three months ended September 30, 2013
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Balance, beginning of period	$	3,009		$	839		$	1,654		$	83		$	4		$	54		$	5,643
	Provision for loan losses		(352	)		548			(247	)		47			—			4			—
	Recoveries		4			—			1			8			—			1			14
	Loans charged-off		(33	)		(100	)		—			(26	)		—			(11	)		(170	)
	Balance, end of period	$	2,628		$	1,287		$	1,408		$	112		$	4		$	48		$	5,487
		Allowance for loan losses for the
		Three months ended September 30, 2012
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Balance, beginning of period	$	4,692		$	1,519		$	1,131		$	62		$	63		$	35		$	7,502
	Provision for loan losses		964			(238	)		68			40			19			(3	)		850
	Recoveries		41			—			—			7			—			1			49
	Loans charged-off		(1,176	)		(224	)		(527	)		(21	)		(56	)		(5	)		(2,009	)
	Balance, end of period	$	4,521		$	1,057		$	672		$	88		$	26		$	28		$	6,392
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2013 and June 30, 2013 (in thousands):
	September 30, 2013	One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Allowance for loan losses:
	Ending allowance balance attributed to loans:
	Individually evaluated for impairment	$	991		$	1		$	61		$	19		$	—		$	3		$	1,075
	Collectively evaluated for impairment		1,637			1,286			1,347			93			4			45			4,412
	Total ending allowance balance	$	2,628		$	1,287		$	1,408		$	112		$	4		$	48		$	5,487
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Loans:
	Individually evaluated for impairment	$	13,980		$	1,655		$	5,767		$	19		$	—		$	3		$	21,424
	Collectively evaluated for impairment		294,328			315,911			45,966			30,572			662			9,668			697,107
	Total ending loan balance	$	308,308		$	317,566		$	51,733		$	30,591		$	662		$	9,671		$	718,531
	June 30, 2013	One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Allowance for loan losses:
	Ending allowance balance attributed to loans:
	Individually evaluated for impairment	$	941		$	—		$	64		$	—		$	—		$	4		$	1,009
	Collectively evaluated for impairment		2,068			839			1,590			83			4			50			4,634
	Total ending allowance balance	$	3,009		$	839		$	1,654		$	83		$	4		$	54		$	5,643
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Loans:
Individually evaluated for impairment	$	14,790		$	1,547		$	6,136		$	—		$	—		$	4		$	22,477
Collectively evaluated for impairment		304,841			279,224			49,485			26,711			682			10,913			671,856
Total ending loan balance	$	319,631		$	280,771		$	55,621		$	26,711		$	682		$	10,917		$	694,333
A loan is impaired when it is probable, based on current information and events, the Company will be unable to collect all contractual principal and interest payments due in accordance with the terms of the loan agreement. When it is determined that a loss is probable, a valuation allowance is established and included in the allowance for loan losses. The amount of impairment is determined by the difference between the recorded investment in the loan and the present value of expected cash flows, or estimated net realizable value of the underlying collateral on collateral dependent loans.
The difference between the recorded investment and unpaid principal balance of loans relates to net deferred origination costs, net premiums on purchased loans, charge-offs and interest payments received on impaired loans that are recorded as a reduction of principal. Included in the real estate loans individually evaluated for impairment with an allowance recorded as of September 30, 2013, $1.2 million were collateral dependent loans measured at fair value with a valuation allowance of $9,000 and $8.3 million were evaluated based on the loans’ present value of expected cash flows with a valuation allowance of $1.0 million. This compares to $1.5 million collateral dependent loans measured at fair value with a valuation allowance of $32,000 and $7.7 million evaluated based on the loans’ present value of expected cash flows with a valuation allowance of $974,000 at June 30, 2013.
The following tables present loans individually evaluated for impairment by class of loans as of September 30, 2013 and June 30, 2013 (in thousands):
September 30, 2013	Unpaid Principal			Recorded			Allowance for Loan
	Balance			Investment			Losses Allocated
With no related allowance recorded:
Real estate loans:
One-to-four family	$	6,709		$	5,787		$	—
Multi-family residential		1,899			1,458			—
Commercial real estate		5,364			4,577			—
		13,972			11,822			—
With an allowance recorded:
Real estate loans:
One-to-four family		8,607			8,193			991
Multi-family residential		301			197			1
Commercial real estate		1,190			1,190			61
Other loans:
Automobile		19			19			19
Other		3			3			3
		10,120			9,602			1,075
Total	$	24,092		$	21,424		$	1,075
June 30, 2013	Unpaid Principal			Recorded			Allowance for Loan
	Balance			Investment			Losses Allocated
With no related allowance recorded:
Real estate loans:
One-to-four family	$	7,909		$	6,796		$	—
Multi-family residential		1,961			1,547			—
Commercial real estate		5,704			4,940			—
		15,574			13,283			—
With an allowance recorded:
Real estate loans:
One-to-four family		8,227			7,994			941
Multi-family residential		—			—			—
Commercial real estate		1,196			1,196			64
Other loans:
Automobile		—			—			—
Home equity		—			—			—
Other		4			4			4
		9,427			9,194			1,009
Total	$	25,001		$	22,477		$	1,009
The following table presents monthly average of individually impaired loans by class for the three months ended September 30, 2013 and September 30, 2012 (in thousands):
	Three months ended
	September 30,
	2013			2012
Real estate loan:
One-to-four family	$	14,385		$	19,347
Multi-family residential		1,601			2,312
Commercial real estate		5,952			4,620
Other loans:
Home Equity		—			19
Total	$	21,938		$	26,298
Payments received on impaired loans are recorded as a reduction of principal. Interest payments collected on non-accrual loans are characterized as payments of principal rather than payments of the outstanding accrued interest on the loans until the remaining principal on the non-accrual loans is considered to be fully collectible.
The following table presents interest payments recorded as reduction of principal on impaired loans by class (in thousands).
	Three months ended
	September 30,
	2013			2012
Real estate loan:
One-to-four family	$	23		$	53
Multi-family residential		13			9
Commercial real estate		8			30
Total	$	44		$	92
The following table presents nonaccrual loans by class of loans (in thousands):
Non-accrual loans:	September 30, 2013			June 30, 2013
Real estate loans:
One-to-four family	$	8,152		$	10,310
Multi-family residential		1,655			1,547
Commercial		3,689			4,045
Other loans:
Automobile		19			14
Home Equity		—			—
Other		3			4
Total non-accrual loans	$	13,518		$	15,920
The following tables present the aging of past due loans by class of loans (in thousands):
September 30, 2013	30-59 Days			60-89 Days			90 Days or			Total			Total			Total Loans
	Delinquent			Delinquent			More			Delinquent			Current
							Delinquent			Loans			Loans
Real estate loans:
One-to-four family	$	340		$	2,067		$	1,505		$	3,912		$	304,396		$	308,308
Multi-family		—			—			197			197			317,369			317,566
Commercial		—			—			2,545			2,545			49,188			51,733
Other loans:
Automobile		73			16			19			108			30,483			30,591
Home Equity		—			—			—			—			662			662
Other		17			10			1			28			9,643			9,671
Total loans	$	430		$	2,093		$	4,267		$	6,790		$	711,741		$	718,531
June 30, 2013	30-59 Days			60-89 Days			90 Days or			Total			Total			Total Loans
	Delinquent			Delinquent			More			Delinquent			Current
							Delinquent			Loans			Loans
Real estate loans:
One-to-four family	$	389		$	970		$	1,751		$	3,110		$	316,521		$	319,631
Multi-family		—			198			—			198			280,573			280,771
Commercial		—			2,545			—			2,545			53,076			55,621
Other loans:
Automobile		32			—			14			46			26,665			26,711
Home Equity		143			—			—			143			539			682
Other		20			2			4			26			10,891			10,917
Total loans	$	584		$	3,715		$	1,769		$	6,068		$	688,265		$	694,333
Troubled Debt Restructurings:
Troubled debt restructurings totaled $15.5 million and $15.7 million at September 30, 2013 and June 30, 2013, respectively. Troubled debt restructurings of $7.6 million and $9.1 million are included in the non-accrual loans at September 30, 2013 and June 30, 2013. The Bank has allocated $291,000 and $393,000 of valuation allowance to customers whose loan terms have been modified in troubled debt restructurings and were on non-accrual status as of September 30, 2013 and June 30, 2013 respectively. Troubled debt restructured loans are included in non-accrual loans until there is a sustained period of payment performance (usually six months or longer and determined on a case by case basis) and there is a reasonable assurance that the timely payment will continue. During the three months ended September 30, 2013, four troubled debt restructurings with an aggregate outstanding balance of $1.4 million were returned to accrual status as a result of the borrowers paying the modified terms as agreed for a sustained period of more than six months and the Bank believes there is reasonable assurance that timely payment will continue. This compares to no troubled debt restructurings returning to accrual status during the same period last year. There were no further commitments to customers whose loans were troubled debt restructurings at September 30, 2013 and June 30, 2013.
During the three months ended September 30, 2013, there were no new loans that were modified as troubled debt restructurings. This compares to three one-to-four family loans with an aggregate outstanding balance of $1.1 million whose terms were modified as troubled debt restructurings during the three months ended September 30, 2012. There was a temporary reduction of the stated interest rates of these loans for a period of 24 months. There was no modification of terms involving an extension of the maturity dates or a permanent reduction of the recorded investment in the loans.
At September 30, 2013 and September 30, 2012, there were no loans modified as a troubled debt restructurings within the previous 12 months for which there was a payment default. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.
The terms of certain other loans were modified during the three months ended September 30, 2013 and 2012 that did not meet the definition of a troubled debt restructuring. During the three months ended September 30, 2013 and 2012, six loans in the amount of $2.4 million and twenty-two loans in the amount of $11.3 million were modified and not accounted for as troubled debt restructurings. The modifications were made to refinance the credits to maintain the borrowing relationships and generally consisted of term or rate modifications. The borrowers were not experiencing financial difficulty or delay in loan payments and the modifications were made at market terms.
In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.
Credit Quality Indicators
The Company categorizes loans into risk categories based on relevant information about the ability of the borrowers to service their debt such as: current financial information, historical payment experience, credit documentation and current economic trends among other factors. This analysis is performed monthly. The Company uses the following definitions for risk ratings:
Special Mention. Loans are classified as special mention when it is determined a loan relationship should be monitored more closely. Loans that are 60 days to 89 days past due are generally classified as special mention. In addition, loans are classified as special mention for a variety of reasons including changes in recent borrower financial conditions, changes in borrower operations, changes in value of available collateral, concerns regarding changes in economic conditions in a borrower’s industry, and other matters. A loan classified as special mention in many instances may be performing in accordance with the loan terms.
Substandard. Loans that are 90 days or more past due are generally classified as substandard. A loan is also considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard assets include those characterized by the distinct possibility that the insured institution will sustain some loss if the deficiencies are not corrected.
Doubtful. Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full highly questionable and improbable.
Loss. Assets classified as loss are considered uncollectible and of such little value that continuance as an asset, without establishment of a valuation allowance individually evaluated or charge-off, is not warranted.
Loans not meeting the criteria as part of the above described process are considered to be Pass rated loans. Pass rated loans are generally well protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Pass rated assets are not more than 59 days past due and are generally performing in accordance with the loan terms.
As of September 30, 2013 and June 30, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands):
September 30, 2013	Pass			Special Mention			Substandard			Doubtful			Loss
Real estate loans:
One-to-four family	$	287,641		$	11,087		$	9,580		$	—		$	—
Multi-family		304,084			4,066			9,416			—			—
Commercial		39,760			3,019			8,954			—			—
Other loans:
Automobile		30,310			156			103			3			19
Home equity		662			—			—			—			—
Other		9,624			27			15			2			3
Total loans	$	672,081		$	18,355		$	28,068		$	5		$	22
June 30, 2013	Pass			Special Mention			Substandard			Doubtful			Loss
Real estate loans:
One-to-four family	$	296,434		$	10,973		$	12,224		$	—		$	—
Multi-family		275,143			3,094			2,534			—			—
Commercial		43,246			3,895			8,480			—			—
Other loans:
Automobile		26,454			102			137			18			—
Home equity		682			—			—			—			—
Other		10,848			36			23			6			4
Total loans	$	652,087		$	18,100		$	23,398		$	24		$	4

Real_Estate_Owned

Real Estate Owned	3 Months Ended
	Sep. 30, 2013
Real Estate Owned	'
	Note 6 - Real Estate Owned
	Changes in real estate owned are summarized as follows (in thousands):
		September 30, 2013			June 30, 2013
	Beginning of period	$	—		$	1,280
	Transfers in		325			521
	Capitalized improvements		—			4
	Sales		—			(1,805	)
	End of period	$	325		$	—
	Net income (expenses) related to foreclosed assets are as follows and are included in other operating expense (in thousands):
		Three months ended
		September 30,			September 30,
		2013			2012
	Net gain on sales	$	—		$	16
	Net operating income (expense)		(28	)		(1	)
	Total	$	(28	)	$	15
	The company has no valuation allowance or activity in the valuation allowance account during the three months ended September 30, 2013 and 2012.

Federal_Home_Loan_Bank_Advance

Federal Home Loan Bank Advances	3 Months Ended
	Sep. 30, 2013
Federal Home Loan Bank Advances	'
	Note 7 – Federal Home Loan Bank Advances
	FHLB advances were $60.0 million at September 30, 2013 and June 30, 2013. At September 30, 2013, the stated interest rates on the Bank’s advances from the FHLB ranged from 0.85% to 2.43% with a weighted average stated rate of 1.64%. The range of the stated interest rates and the weighted average stated rate remain unchanged from June 30, 2013.
	The contractual maturities by fiscal year of the Bank’s FHLB advances over the next five years and thereafter are as follows (in thousands):
	Fiscal Year of Maturity	September 30,		June 30,
		2013		2013
	2014	$	—	$	—
	2015		20,000		20,000
	2016		—		—
	2017		20,000		20,000
	2018		—		—
	Thereafter		20,000		20,000
	Total	$	60,000	$	60,000

Change_in_Accumulated_Other_Co

Change in Accumulated Other Comprehensive Loss	3 Months Ended
	Sep. 30, 2013
Change in Accumulated Other Comprehensive Loss	'
	Note 8 – Change in Accumulated Other Comprehensive Loss
	Accumulated other comprehensive income includes unrealized gain and losses on securities available-for-sale and actuarial gains and losses, net periodic benefit cost and benefits paid for postretirement medical benefit. Changes in accumulated other comprehensive income are presented net of tax effect as a component of equity. Reclassifications out of accumulated other comprehensive are recorded on the consolidated statement of income either as a noninterest income or expense.
	The following tables present a summary of the accumulated other comprehensive income balances, net of tax, as of September 30, 2013 and 2012.
	(Dollars in Thousands)	Unrealized Gain			Postretirement			Total
		and losses on			medical benefits
		securities			costs items
		available-for-sale
	Balance, June 30, 2013	$	(362	)	$	(129	)	$	(491	)
	Other comprehensive income before reclassifications		93			(17	)		76
	Amounts reclassified from accumulated other comprehensive income		—			17			17
	Tax effect of current period changes		(38	)		—			(38	)
	Net current period other comprehensive income		55			—			55
	Balance, September 30, 2013	$	(307	)	$	(129	)	$	(436	)
	(Dollars in Thousands)	Unrealized Gain			Postretirement			Total
		and losses on			medical benefits
		securities			costs items
		available-for-sale
	Balance, June 30, 2012	$	83		$	(252	)	$	(169	)
	Other comprehensive income before reclassifications		219			24			243
	Amounts reclassified from accumulated other comprehensive income		—			(24	)		(24	)
	Tax effect of current period changes		(90	)		—			(90	)
	Net current period other comprehensive income		129			—			129
	Balance, September 30, 2012	$	212		$	(252	)	$	(40	)

Repurchase_of_Common_Stock

Repurchase of Common Stock	3 Months Ended
	Sep. 30, 2013
Repurchase of Common Stock	'
	Note 9 – Repurchase of Common Stock
	Since November 2011, the Company has repurchased 1,666,242 shares under four previously announced stock repurchase programs. The shares were repurchased at prices ranging from $12.00 to $15.55 per share with a weighted average cost of $14.44 per share. On September 30, 2013, there were 118,206 shares remaining to be repurchased under these programs.
	For the three months ended September 30, 2013, the Company repurchased 148,575 shares at an aggregate cost of $2.2 million, including commissions. The shares were repurchased at prices between $14.75 and $15.55 per share with a weighted average cost of $15.10.

Subsequent_Events

Subsequent Events	3 Months Ended
	Sep. 30, 2013
Subsequent Events	'
	Note 10 – Subsequent Events
	On November 4, 2013, the Company announced that its Board of Directors authorized the fifth stock repurchase program pursuant to which the Company intends to repurchase up to 5% of its issued and outstanding shares, or up to approximately 394,003 shares. The timing of the repurchases will depend on certain factors, including but not limited to, market conditions and prices, the Company’s liquidity requirements and alternative uses of capital. The stock repurchase program may be carried out through open-market purchases, block trades, negotiated private transactions and pursuant to a trading plan that may be adopted in accordance with Rule 10b5-1 of the SEC’s rules. Any repurchased shares will be available for general corporate purposes.

Nature_of_Business_and_Signifi1

Nature of Business and Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2013
Principles of Consolidation and Basis of Presentation	'
	Principles of Consolidation and Basis of Presentation: The financial statements of Simplicity Bancorp, Inc. have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and predominant practices followed by the financial services industry. The consolidated financial statements presented in this report include the accounts of Simplicity Bancorp, Inc. and its wholly-owned subsidiary, Simplicity Bank. All material intercompany balances and transactions have been eliminated in consolidation. In the opinion of the Company’s management, all adjustments consisting of normal recurring accruals necessary for a fair presentation of the financial condition and results of operations for the interim periods included herein have been made.
	The results of operations for the three months ended September 30, 2013 are not necessarily indicative of the results of operations that may be expected for any other interim period or for the fiscal year ending June 30, 2014. Certain information and note disclosures normally included in the Company’s annual financial statements have been condensed or omitted. Therefore, these consolidated financial statements and notes thereto should be read in conjunction with the consolidated financial statements and notes included in the 2013 Annual Report on Form 10-K filed with the Securities and Exchange Commission.
Use of Estimates in Preparation of Consolidated Financial Statements	'
	Use of Estimates in the Preparation of Consolidated Financial Statements: The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Changes in these estimates and assumptions are considered reasonably possible and may have a material impact on the consolidated financial statements and thus actual results could differ from the amounts reported and disclosed herein. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate owned, mortgage servicing assets (“MSAs”), mortgage banking derivatives, deferred tax assets and fair values of financial instruments.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements:
	Adoption of New Accounting Standards:
	In February 2012, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. For public entities, the amendments are effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2012. The adoption of this guidance did not have a material effect on the Company’s result of operations or financial position.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2013
Earnings Per Share Computation	'
	The following table sets forth earnings per share calculations for the three months ended September 30, 2013 and 2012:
		Three months ended
		September 30,
		2013		2012
		(Dollars in thousands, except per
		share data)
	Basic
	Net income	$	1,149	$	1,393
	Less: Net income allocated to restricted stock awards		9		10
	Net income allocated to common shareholders	$	1,140	$	1,383
	Weighted average common shares outstanding		7,625,978		8,433,462
	Basic earnings per common share	$	0.15	$	0.16
	Diluted
	Net income	$	1,149	$	1,393
	Less: Net income allocated to restricted stock awards		9		10
	Net income allocated to common shareholders	$	1,140	$	1,383
	Weighted average common shares outstanding		7,625,978		8,433,462
	Add: Dilutive effect of stock options		19,453		17,404
	Average shares and dilutive potential common shares		7,645,431		8,450,866
	Diluted earnings per common share	$	0.15	$	0.16

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Sep. 30, 2013
Assets and Liabilities Measured at Fair Value on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized in the following tables (dollars in thousands):
				Fair Value Measurements Using
		Total		Quoted Prices in			Significant Other		Significant
				Active Markets for			Observable Inputs		Unobservable
				Identical Assets			(Level 2)		Inputs
				(Level 1)					(Level 3)
	September 30, 2013:
	Assets
	Available-for-sale securities
	Mortgage-backed securities (residential)	$	28,611	$	—		$	28,611	$	—
	Collateralized mortgage obligations (residential)		19,517		—			19,517		—
	Total available-for-sale securities	$	48,128	$	—		$	48,128	$	—
	June 30, 2013:
	Assets
	Available-for-sale securities
	Mortgage-backed securities (residential)	$	30,075	$	—		$	30,075	$	—
	Collateralized mortgage obligations (residential)		22,105		—			22,105		—
	Total available-for-sale securities	$	52,180	$	—		$	52,180	$	—
Assets Measured at Fair Value on Non Recurring Basis	'
	The following assets were measured at fair value on a non-recurring basis (dollars in thousands):
				Fair Value Measurements Using
		Total		Quoted Prices in			Significant Other		Significant
				Active Markets for			Observable Inputs		Unobservable
				Identical Assets			(Level 2)		Inputs
				(Level 1)					(Level 3)
	Assets at September 30, 2013:
	Impaired Loans
	One-to-four family residential	$	1,025	$	—		$	—	$	1,025
	Multi-family residential		197		—			—		197
	Total impaired loans	$	1,222	$	—		$	—	$	1,222
	MSAs	$	200	$	—		$	—	$	200
	Assets at June 30, 2013:
	Impaired Loans
	One-to-four family residential	$	1,495	$	—		$	—	$	1,495
	Loans Held for Sale	$	4,496	$	—		$	4,496	$	—
	MSAs	$	195	$	—		$	—	$	195
Quantitative Information about Level Three Fair Value Measurements for Financial Instruments Measured at Fair Value on Recurring and Non-Recurring Basis	'
	The following table presents quantitative information about level 3 fair value measurements for financial instruments measured at fair value on a recurring and non-recurring basis at September 30, 2013 (dollars in thousands):
	September 30, 2013	Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted Avg)
	Impaired Loans
	One-to-four family residential	$	1,025	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-6.4% to 8.5% (2.3%)
	Multi-family residential	$	197	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-31.80%
				Income Approach		Capitalization rate	10.3% to 11.8% (11.1%)
	MSAs	$	200	Discounted Cash Flow		Discount Rate	7.50%
	June 30, 2013	Fair Value		Valuation Techniques		Unobservable Inputs	Range
							(Weighted Avg)
	Impaired Loans
	One-to-four family residential	$	1,495	Sales Comparison Approach		Adjustment for the differences between the comparable sales	-8.7% to 8.5% (-1.45%)
	MSAs	$	195	Discounted Cash Flow		Discount Rate	7.50%
Carrying Amounts and Estimated Fair Values of Financial Instruments	'
	The carrying amounts and estimated fair values of the Company’s financial instruments are summarized as follows (in thousands):
		Fair Value Measurements at
		September 30, 2013 Using:
		Carrying		Quoted Prices in Active			Significant Other		Significant Unobservable		Fair
		Amount		Markets for Identical Assets			Observable Inputs		Inputs		Value
				(Level 1)			(Level 2)		(Level 3)
	Financial assets:
	Cash on hand	$	8,457	$	8,457		$	—	$	—	$	8,457
	Federal funds sold		26,525		—			26,525		—		26,525
	Securities held-to-maturity		475		—			489		—		489
	Federal Home Loan Bank Stock		5,902		—			—		—		—
	Loans held for sale		2,205		—			2,324		—		2,324
	Loans receivable, net		712,608		—			—		729,797		729,797
	MSAs		455		—			—		564		564
	Accrued interest receivable - loans		2,246		—			—		2,246		2,246
	Accrued interest receivable - investments		85		—			85		—		83
	Financial liabilities:
	Deposits		626,873		—			632,027		—		632,027
	FHLB Advances		60,000		—			61,024		—		61,024
		Fair Value Measurements at
		June 30, 2013 Using:
		Carrying		Quoted Prices in Active			Significant Other		Significant Unobservable		Fair
		Amount		Markets for Identical Assets			Observable Inputs		Inputs		Value
				(Level 1)			(Level 2)		(Level 3)
	Financial assets:
	Cash on hand	$	8,864	$	8,864		$	—	$	—	$	8,864
	Federal funds sold		76,810		—			76,810		—		76,810
	Securities held-to-maturity		525		—			541		—		541
	Federal Home Loan Bank Stock		5,902		—			—		—		—
	Loans held for sale		4,496		—			4,496		—		4,496
	Loans receivable, net		688,213		—			—		710,219		710,219
	MSAs		407		—			—		494		494
	Accrued interest receivable - loans		2,344		—			—		2,344		2,344
	Accrued interest receivable - investments		93		—			93		—		93
	Financial liabilities:
	Deposits		654,646		—			660,995		—		660,995
	FHLB Advances		60,000		—			61,451		—		61,451

Investments_Tables

Investments (Tables)	3 Months Ended
	Sep. 30, 2013
Amortized Cost and Fair Value of Available for Sale Securities and Related Gross Unrealized Gains and Losses Recognized in Accumulated Other Comprehensive Income	'
	The amortized cost and fair value of available-for-sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows (in thousands):
		Fair		Gross			Gross			Amortized
		Value		Unrealized			Unrealized			Cost
				Gains			Losses
	September 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	7,938	$	69		$	—		$	7,869
	Freddie Mac		20,673		13			(607	)		21,267
	Collateralized mortgage obligations (residential):
	Fannie Mae		11,319		10			(20	)		11,329
	Freddie Mac		8,198		35			—			8,163
	Total	$	48,128	$	127		$	(627	)	$	48,628
	June 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	8,510	$	9		$	(17	)	$	8,518
	Freddie Mac		21,565		—			(662	)		22,227
	Collateralized mortgage obligations (residential):
	Fannie Mae		13,125		59			(39	)		13,105
	Freddie Mac		8,980		57			—			8,923
	Total	$	52,180	$	125		$	(718	)	$	52,773
Carrying Amount Unrecognized Gains and Losses and Fair Value of Securities Held to Maturity	'
	The carrying amount, unrecognized gains and losses, and fair value of securities held-to-maturity were as follows (in thousands):
		Carrying		Gross			Gross			Fair
		Amount		Unrecognized			Unrecognized			Value
				Gains			Losses
	September 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	115	$	4		$	—		$	119
	Freddie Mac		70		4			—			74
	Ginnie Mae		35		1			—			36
	Collateralized mortgage obligations: (residential)							—
	Fannie Mae		255		5			—			260
	Freddie Mac		—		—			—			—
	Total	$	475	$	14		$	—		$	489
	June 30, 2013
	Mortgage-backed (residential):
	Fannie Mae	$	119	$	4		$	—		$	123
	Freddie Mac		74		5			—			79
	Ginnie Mae		36		2			—			38
	Collateralized mortgage obligations: (residential)							—
	Fannie Mae		296		5			—			301
	Freddie Mac		—		—			—			—
	Total	$	525	$	16		$	—		$	541
Securities with Continuous Unrealized Losses Position Aggregated by Investment Category and Length of Time	'
	Securities with unrealized losses at September 30, 2013 and June 30, 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows (in thousands):
		Less than 12 months					12 months or more						Total
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	September 30, 2013
	Description of Securities
	Mortgage-backed securities	$	17,679	$	(607	)	$	—		$	—		$	17,679	$	(607	)
	Collateralized mortgage obligations (residential)		6,145		(5	)		2,066			(15	)		8,211		(20	)
	Total temporarily impaired	$	23,824	$	(612	)	$	2,066		$	(15	)	$	25,890	$	(627	)
	June 30, 2013
	Description of Securities
	Mortgage-backed securities	$	25,476	$	(680	)	$	—		$	—		$	25,476	$	(680	)
	Collateralized mortgage obligations (residential)		—		—			2,508			(39	)		2,508		(39	)
	Total temporarily impaired	$	25,476	$	(680	)	$	2,508		$	(39	)	$	27,984	$	(719	)

Loans_Tables

Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Composition of Loans	'
	The composition of loans consists of the following (in thousands):
		September 30,			June 30,
		2013			2013
	Real Estate:
	One-to-four family residential	$	308,308		$	319,631
	Multi-family residential		317,566			280,771
	Commercial real estate		51,733			55,621
			677,607			656,023
	Consumer:
	Automobile		30,591			26,711
	Home equity		662			682
	Other consumer loans, primarily secured		9,671			10,917
			40,924			38,310
	Total loans		718,531			694,333
	Deferred net loan origination costs		395			506
	Net premium (discounts) on purchased loans		391			512
	Allowance for loan losses		(5,487	)		(5,643	)
	Loans receivable, net	$	713,830		$	689,708
Analysis of Changes in Allowance for Loan Losses	'
	The following is an analysis of the changes in the allowance for loan losses (in thousands):
		Allowance for loan losses for the
		Three months ended September 30, 2013
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Balance, beginning of period	$	3,009		$	839		$	1,654		$	83		$	4		$	54		$	5,643
	Provision for loan losses		(352	)		548			(247	)		47			—			4			—
	Recoveries		4			—			1			8			—			1			14
	Loans charged-off		(33	)		(100	)		—			(26	)		—			(11	)		(170	)
	Balance, end of period	$	2,628		$	1,287		$	1,408		$	112		$	4		$	48		$	5,487
		Allowance for loan losses for the
		Three months ended September 30, 2012
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Balance, beginning of period	$	4,692		$	1,519		$	1,131		$	62		$	63		$	35		$	7,502
	Provision for loan losses		964			(238	)		68			40			19			(3	)		850
	Recoveries		41			—			—			7			—			1			49
	Loans charged-off		(1,176	)		(224	)		(527	)		(21	)		(56	)		(5	)		(2,009	)
	Balance, end of period	$	4,521		$	1,057		$	672		$	88		$	26		$	28		$	6,392
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2013 and June 30, 2013 (in thousands):
	September 30, 2013	One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Allowance for loan losses:
	Ending allowance balance attributed to loans:
	Individually evaluated for impairment	$	991		$	1		$	61		$	19		$	—		$	3		$	1,075
	Collectively evaluated for impairment		1,637			1,286			1,347			93			4			45			4,412
	Total ending allowance balance	$	2,628		$	1,287		$	1,408		$	112		$	4		$	48		$	5,487
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Loans:
	Individually evaluated for impairment	$	13,980		$	1,655		$	5,767		$	19		$	—		$	3		$	21,424
	Collectively evaluated for impairment		294,328			315,911			45,966			30,572			662			9,668			697,107
	Total ending loan balance	$	308,308		$	317,566		$	51,733		$	30,591		$	662		$	9,671		$	718,531
	June 30, 2013	One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Allowance for loan losses:
	Ending allowance balance attributed to loans:
	Individually evaluated for impairment	$	941		$	—		$	64		$	—		$	—		$	4		$	1,009
	Collectively evaluated for impairment		2,068			839			1,590			83			4			50			4,634
	Total ending allowance balance	$	3,009		$	839		$	1,654		$	83		$	4		$	54		$	5,643
		One-to-four			Multi-family			Commercial			Automobile			Home			Other			Total
		family			residential			real estate						equity
	Loans:
	Individually evaluated for impairment	$	14,790		$	1,547		$	6,136		$	—		$	—		$	4		$	22,477
	Collectively evaluated for impairment		304,841			279,224			49,485			26,711			682			10,913			671,856
	Total ending loan balance	$	319,631		$	280,771		$	55,621		$	26,711		$	682		$	10,917		$	694,333
Loans Individually Evaluated for Impairment by Class of Loans	'
	The following tables present loans individually evaluated for impairment by class of loans as of September 30, 2013 and June 30, 2013 (in thousands):
	September 30, 2013	Unpaid Principal			Recorded			Allowance for Loan
		Balance			Investment			Losses Allocated
	With no related allowance recorded:
	Real estate loans:
	One-to-four family	$	6,709		$	5,787		$	—
	Multi-family residential		1,899			1,458			—
	Commercial real estate		5,364			4,577			—
			13,972			11,822			—
	With an allowance recorded:
	Real estate loans:
	One-to-four family		8,607			8,193			991
	Multi-family residential		301			197			1
	Commercial real estate		1,190			1,190			61
	Other loans:
	Automobile		19			19			19
	Other		3			3			3
			10,120			9,602			1,075
	Total	$	24,092		$	21,424		$	1,075
	June 30, 2013	Unpaid Principal			Recorded			Allowance for Loan
		Balance			Investment			Losses Allocated
	With no related allowance recorded:
	Real estate loans:
	One-to-four family	$	7,909		$	6,796		$	—
	Multi-family residential		1,961			1,547			—
	Commercial real estate		5,704			4,940			—
			15,574			13,283			—
	With an allowance recorded:
	Real estate loans:
	One-to-four family		8,227			7,994			941
	Multi-family residential		—			—			—
	Commercial real estate		1,196			1,196			64
	Other loans:
	Automobile		—			—			—
	Home equity		—			—			—
	Other		4			4			4
			9,427			9,194			1,009
	Total	$	25,001		$	22,477		$	1,009
Monthly Average of Individually Impaired Loans by Class	'
	The following table presents monthly average of individually impaired loans by class for the three months ended September 30, 2013 and September 30, 2012 (in thousands):
		Three months ended
		September 30,
		2013			2012
	Real estate loan:
	One-to-four family	$	14,385		$	19,347
	Multi-family residential		1,601			2,312
	Commercial real estate		5,952			4,620
	Other loans:
	Home Equity		—			19
	Total	$	21,938		$	26,298
Interest Payments Recorded as Reduction of Principal on Impaired Loans by Class	'
	The following table presents interest payments recorded as reduction of principal on impaired loans by class (in thousands).
		Three months ended
		September 30,
		2013			2012
	Real estate loan:
	One-to-four family	$	23		$	53
	Multi-family residential		13			9
	Commercial real estate		8			30
	Total	$	44		$	92
Nonaccrual Loans by Class of Loans	'
	The following table presents nonaccrual loans by class of loans (in thousands):
	Non-accrual loans:	September 30, 2013			June 30, 2013
	Real estate loans:
	One-to-four family	$	8,152		$	10,310
	Multi-family residential		1,655			1,547
	Commercial		3,689			4,045
	Other loans:
	Automobile		19			14
	Home Equity		—			—
	Other		3			4
	Total non-accrual loans	$	13,518		$	15,920
Aging of Past Due Loans	'
	The following tables present the aging of past due loans by class of loans (in thousands):
	September 30, 2013	30-59 Days			60-89 Days			90 Days or			Total			Total			Total Loans
		Delinquent			Delinquent			More			Delinquent			Current
								Delinquent			Loans			Loans
	Real estate loans:
	One-to-four family	$	340		$	2,067		$	1,505		$	3,912		$	304,396		$	308,308
	Multi-family		—			—			197			197			317,369			317,566
	Commercial		—			—			2,545			2,545			49,188			51,733
	Other loans:
	Automobile		73			16			19			108			30,483			30,591
	Home Equity		—			—			—			—			662			662
	Other		17			10			1			28			9,643			9,671
	Total loans	$	430		$	2,093		$	4,267		$	6,790		$	711,741		$	718,531
	June 30, 2013	30-59 Days			60-89 Days			90 Days or			Total			Total			Total Loans
		Delinquent			Delinquent			More			Delinquent			Current
								Delinquent			Loans			Loans
	Real estate loans:
	One-to-four family	$	389		$	970		$	1,751		$	3,110		$	316,521		$	319,631
	Multi-family		—			198			—			198			280,573			280,771
	Commercial		—			2,545			—			2,545			53,076			55,621
	Other loans:
	Automobile		32			—			14			46			26,665			26,711
	Home Equity		143			—			—			143			539			682
	Other		20			2			4			26			10,891			10,917
	Total loans	$	584		$	3,715		$	1,769		$	6,068		$	688,265		$	694,333
Risk Category of Loans by Class of Loans	'
	As of September 30, 2013 and June 30, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands):
	September 30, 2013	Pass			Special Mention			Substandard			Doubtful			Loss
	Real estate loans:
	One-to-four family	$	287,641		$	11,087		$	9,580		$	—		$	—
	Multi-family		304,084			4,066			9,416			—			—
	Commercial		39,760			3,019			8,954			—			—
	Other loans:
	Automobile		30,310			156			103			3			19
	Home equity		662			—			—			—			—
	Other		9,624			27			15			2			3
	Total loans	$	672,081		$	18,355		$	28,068		$	5		$	22
	June 30, 2013	Pass			Special Mention			Substandard			Doubtful			Loss
	Real estate loans:
	One-to-four family	$	296,434		$	10,973		$	12,224		$	—		$	—
	Multi-family		275,143			3,094			2,534			—			—
	Commercial		43,246			3,895			8,480			—			—
	Other loans:
	Automobile		26,454			102			137			18			—
	Home equity		682			—			—			—			—
	Other		10,848			36			23			6			4
	Total loans	$	652,087		$	18,100		$	23,398		$	24		$	4

Real_Estate_Owned_Tables

Real Estate Owned (Tables)	3 Months Ended
	Sep. 30, 2013
Changes in Real Estate Owned	'
	Changes in real estate owned are summarized as follows (in thousands):
		September 30, 2013			June 30, 2013
	Beginning of period	$	—		$	1,280
	Transfers in		325			521
	Capitalized improvements		—			4
	Sales		—			(1,805	)
	End of period	$	325		$	—
Net Income (Expenses) Related to Foreclosed Assets Included in Other Operating Expense	'
	Net income (expenses) related to foreclosed assets are as follows and are included in other operating expense (in thousands):
		Three months ended
		September 30,			September 30,
		2013			2012
	Net gain on sales	$	—		$	16
	Net operating income (expense)		(28	)		(1	)
	Total	$	(28	)	$	15

Federal_Home_Loan_Bank_Advance1

Federal Home Loan Bank Advances (Tables)	3 Months Ended
	Sep. 30, 2013
Contractual Maturities of Federal Home Loan Bank Advances by Year	'
	The contractual maturities by fiscal year of the Bank’s FHLB advances over the next five years and thereafter are as follows (in thousands):
	Fiscal Year of Maturity	September 30,		June 30,
		2013		2013
	2014	$	—	$	—
	2015		20,000		20,000
	2016		—		—
	2017		20,000		20,000
	2018		—		—
	Thereafter		20,000		20,000
	Total	$	60,000	$	60,000

Change_in_Accumulated_Other_Co1

Change in Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Sep. 30, 2013
Summary of Accumulated Other Comprehensive Income Balances, Net of Tax	'
	The following tables present a summary of the accumulated other comprehensive income balances, net of tax, as of September 30, 2013 and 2012.
	(Dollars in Thousands)	Unrealized Gain			Postretirement			Total
		and losses on			medical benefits
		securities			costs items
		available-for-sale
	Balance, June 30, 2013	$	(362	)	$	(129	)	$	(491	)
	Other comprehensive income before reclassifications		93			(17	)		76
	Amounts reclassified from accumulated other comprehensive income		—			17			17
	Tax effect of current period changes		(38	)		—			(38	)
	Net current period other comprehensive income		55			—			55
	Balance, September 30, 2013	$	(307	)	$	(129	)	$	(436	)
	(Dollars in Thousands)	Unrealized Gain			Postretirement			Total
		and losses on			medical benefits
		securities			costs items
		available-for-sale
	Balance, June 30, 2012	$	83		$	(252	)	$	(169	)
	Other comprehensive income before reclassifications		219			24			243
	Amounts reclassified from accumulated other comprehensive income		—			(24	)		(24	)
	Tax effect of current period changes		(90	)		—			(90	)
	Net current period other comprehensive income		129			—			129
	Balance, September 30, 2012	$	212		$	(252	)	$	(40	)

Earnings_Per_Share_Computation

Earnings Per Share Computation (Detail) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Basic	'	'
Net income	$1,149	$1,393
Less: Net income allocated to restricted stock awards	9	10
Net income allocated to common shareholders	1,140	1,383
Weighted average common shares outstanding	7,625,978	8,433,462
Basic earnings per common share	$0.15	$0.16
Diluted	'	'
Net income	1,149	1,393
Less: Net income allocated to restricted stock awards	9	10
Net income allocated to common shareholders	$1,140	$1,383
Weighted average common shares outstanding	7,625,978	8,433,462
Add: Dilutive effect of stock options	19,453	17,404
Average shares and dilutive potential common shares	7,645,431	8,450,866
Diluted earnings per common share	$0.15	$0.16

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Detail)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share Basic And Diluted [Line Items]	'	'
Number of allocated shares	10,355	'
Number of shares remained unearned	372,787	'
Stock Option	'	'
Earnings Per Share Basic And Diluted [Line Items]	'	'
Anti-dilutive securities, outstanding stock options	87,691	199,935

Fair_Value_Measurements_Additi

Fair Value Measurements - Additional Information (Detail) (USD $)	3 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions	'	'	'
Transferred amount of financial and nonfinancial instruments	$0	$0	'
Principal balance of impaired loans measured at fair value	1,200,000	'	1,500,000
Valuation allowance of Loans	9,000	'	32,000
Impairment of MSAs	27,000	'	31,000
Fair Value, Measurements, Nonrecurring	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions	'	'	'
Nonfinancial assets measured at fair value	$0	$0	'

Assets_Measured_at_Fair_Value_

Assets Measured at Fair Value on Recurring Basis (Detail) (Available-for-sale Securities, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	$48,128	$52,180
Mortgage-backed securities (residential)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	28,611	30,075
Collateralized mortgage obligations (residential)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	19,517	22,105
Significant Other Observable Inputs (Level 2)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	48,128	52,180
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities (residential)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	28,611	30,075
Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations (residential)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value	$19,517	$22,105

Financial_Assets_Measured_at_F

Financial Assets Measured at Fair Value on Non-Recurring Basis (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	$1,222	'
Loans held for sale	'	4,496
Impaired Loans | Residential Mortgage | One-to-Four Family	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	1,025	1,495
Impaired Loans | Residential Mortgage | Multi-family	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	197	'
Impaired Loans | Mortgage Servicing Assets	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
MSAs	200	195
Significant Other Observable Inputs (Level 2)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Loans held for sale	2,324	4,496
Significant Other Observable Inputs (Level 2) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Loans held for sale	'	4,496
Significant Unobservable Inputs (Level 3)	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
MSAs	564	494
Significant Unobservable Inputs (Level 3) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	1,222	'
Significant Unobservable Inputs (Level 3) | Impaired Loans | Residential Mortgage | One-to-Four Family	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	1,025	1,495
Significant Unobservable Inputs (Level 3) | Impaired Loans | Residential Mortgage | Multi-family	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
Assets measured at fair value on a non-recurring basis	197	'
Significant Unobservable Inputs (Level 3) | Impaired Loans | Mortgage Servicing Assets	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis	'	'
MSAs	$200	$195

Quantitative_Information_about

Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Recurring and Non recurring Basis (Detail) (Significant Unobservable Inputs (Level 3), USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Mortgage Servicing Assets	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets measured at fair value on nonrecurring basis	$200	$195
Valuation Techniques	'Discounted Cash Flow	'Discounted Cash Flow
Unobservable Inputs	'Discount Rate	'Discount Rate
Range (Weighted Average)	7.50%	7.50%
Impaired Loans | One-to-Four Family	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets measured at fair value on nonrecurring basis	1,025	1,495
Impaired Loans | One-to-Four Family | Sales Comparison Approach	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Valuation Techniques	'Sales Comparison Approach	'Sales Comparison Approach
Unobservable Inputs	'Adjustment for the differences between the comparable sales	'Adjustment for the differences between the comparable sales
Range (Weighted Average)	2.30%	-1.45%
Impaired Loans | One-to-Four Family | Sales Comparison Approach | Minimum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Range (Weighted Average)	-6.40%	-8.70%
Impaired Loans | One-to-Four Family | Sales Comparison Approach | Maximum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Range (Weighted Average)	8.50%	8.50%
Impaired Loans | Multi-family	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets measured at fair value on nonrecurring basis	$197	'
Impaired Loans | Multi-family | Sales Comparison Approach	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Valuation Techniques	'Sales Comparison Approach	'
Unobservable Inputs	'Adjustment for the differences between the comparable sales	'
Range (Weighted Average)	-31.80%	'
Impaired Loans | Multi-family | Income Approach	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Valuation Techniques	'Income Approach	'
Unobservable Inputs	'Capitalization rate	'
Range (Weighted Average)	11.10%	'
Impaired Loans | Multi-family | Income Approach | Minimum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Range (Weighted Average)	10.30%	'
Impaired Loans | Multi-family | Income Approach | Maximum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Range (Weighted Average)	11.80%	'

Carrying_Amounts_and_Estimated

Carrying Amounts and Estimated Fair Values of Financial Instruments (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financial assets:	'	'
Cash on hand	$8,457	$8,864
Securities held-to-maturity	489	541
Carrying Amount	'	'
Financial assets:	'	'
Cash on hand	8,457	8,864
Federal funds sold	26,525	76,810
Securities held-to-maturity	475	525
Federal Home Loan Bank Stock	5,902	5,902
Loans held for sale	2,205	4,496
Loans receivable, net	712,608	688,213
MSAs	455	407
Financial liabilities:	'	'
Deposits	626,873	654,646
FHLB Advances	60,000	60,000
Carrying Amount | Loans	'	'
Financial assets:	'	'
Accrued interest receivable - investments	2,246	2,344
Carrying Amount | Investments	'	'
Financial assets:	'	'
Accrued interest receivable - investments	85	93
Fair Value	'	'
Financial assets:	'	'
Cash on hand	8,457	8,864
Federal funds sold	26,525	76,810
Securities held-to-maturity	489	541
Loans held for sale	2,324	4,496
Loans receivable, net	729,797	710,219
MSAs	564	494
Financial liabilities:	'	'
Deposits	632,027	660,995
FHLB Advances	61,024	61,451
Fair Value | Loans	'	'
Financial assets:	'	'
Accrued interest receivable - investments	2,246	2,344
Fair Value | Investments	'	'
Financial assets:	'	'
Accrued interest receivable - investments	83	93
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Financial assets:	'	'
Cash on hand	8,457	8,864
Significant Other Observable Inputs (Level 2)	'	'
Financial assets:	'	'
Federal funds sold	26,525	76,810
Securities held-to-maturity	489	541
Loans held for sale	2,324	4,496
Financial liabilities:	'	'
Deposits	632,027	660,995
FHLB Advances	61,024	61,451
Significant Other Observable Inputs (Level 2) | Investments	'	'
Financial assets:	'	'
Accrued interest receivable - investments	85	93
Significant Unobservable Inputs (Level 3)	'	'
Financial assets:	'	'
Loans receivable, net	729,797	710,219
MSAs	564	494
Significant Unobservable Inputs (Level 3) | Loans	'	'
Financial assets:	'	'
Accrued interest receivable - investments	$2,246	$2,344

Amortized_Cost_and_Fair_Value_

Amortized Cost and Fair Value of Available For Sale Securities and Related Gross Unrealized Gains and Losses Recognized in Accumulated Other Comprehensive Income (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities	'	'
Fair Value	$48,128	$52,180
Gross Unrealized Gains	127	125
Gross Unrealized Losses	-627	-718
Amortized Cost	48,628	52,773
Mortgage-backed (residential) | Fannie Mae	'	'
Schedule of Available-for-sale Securities	'	'
Fair Value	7,938	8,510
Gross Unrealized Gains	69	9
Gross Unrealized Losses	'	-17
Amortized Cost	7,869	8,518
Mortgage-backed (residential) | Freddie Mac	'	'
Schedule of Available-for-sale Securities	'	'
Fair Value	20,673	21,565
Gross Unrealized Gains	13	'
Gross Unrealized Losses	-607	-662
Amortized Cost	21,267	22,227
Collateralized mortgage obligations (residential) | Fannie Mae	'	'
Schedule of Available-for-sale Securities	'	'
Fair Value	11,319	13,125
Gross Unrealized Gains	10	59
Gross Unrealized Losses	-20	-39
Amortized Cost	11,329	13,105
Collateralized mortgage obligations (residential) | Freddie Mac	'	'
Schedule of Available-for-sale Securities	'	'
Fair Value	8,198	8,980
Gross Unrealized Gains	35	57
Amortized Cost	$8,163	$8,923

Carrying_Amount_Unrecognized_G

Carrying Amount Unrecognized Gains and Losses and Fair Value of Securities Held To Maturity (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities	'	'
Carrying Amount	$475	$525
Gross Unrecognized Gains	14	16
Gross Unrecognized Losses	'	'
Fair Value	489	541
Mortgage-backed (residential) | Fannie Mae	'	'
Schedule of Held-to-maturity Securities	'	'
Carrying Amount	115	119
Gross Unrecognized Gains	4	4
Gross Unrecognized Losses	'	'
Fair Value	119	123
Mortgage-backed (residential) | Freddie Mac	'	'
Schedule of Held-to-maturity Securities	'	'
Carrying Amount	70	74
Gross Unrecognized Gains	4	5
Gross Unrecognized Losses	'	'
Fair Value	74	79
Mortgage-backed (residential) | Ginnie Mae	'	'
Schedule of Held-to-maturity Securities	'	'
Carrying Amount	35	36
Gross Unrecognized Gains	1	2
Gross Unrecognized Losses	'	'
Fair Value	36	38
Collateralized mortgage obligations (residential) | Fannie Mae	'	'
Schedule of Held-to-maturity Securities	'	'
Carrying Amount	255	296
Gross Unrecognized Gains	5	5
Gross Unrecognized Losses	'	'
Fair Value	260	301
Collateralized mortgage obligations (residential) | Freddie Mac	'	'
Schedule of Held-to-maturity Securities	'	'
Gross Unrecognized Losses	'	'

Investments_Additional_Informa

Investments - Additional Information (Detail) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
	Securities		Securities
Investment	'	'	'
Sales of securities	$0	$0	'
Debt security unrealized loss percentage of the Company's amortized cost basis	2.40%	'	2.60%
Number of debt securities in unrealized loss position	9	'	10
Investments in issuer	$0	'	'

Securities_with_Continuous_Unr

Securities with Continuous Unrealized Losses Position Aggregated by Investment Category and Length of Time (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Schedule of Available-for-sale Securities	'	'
Less than 12 months Fair Value	$23,824	$25,476
Less than 12 months Unrealized Loss	-612	-680
12 months or more Fair Value	2,066	2,508
12 months or more Unrealized Loss	-15	-39
Total Fair Value	25,890	27,984
Total Unrealized Loss	-627	-719
Mortgage-backed securities (residential)	'	'
Schedule of Available-for-sale Securities	'	'
Less than 12 months Fair Value	17,679	25,476
Less than 12 months Unrealized Loss	-607	-680
Total Fair Value	17,679	25,476
Total Unrealized Loss	-607	-680
Collateralized mortgage obligations (residential)	'	'
Schedule of Available-for-sale Securities	'	'
Less than 12 months Fair Value	6,145	'
Less than 12 months Unrealized Loss	-5	'
12 months or more Fair Value	2,066	2,508
12 months or more Unrealized Loss	-15	-39
Total Fair Value	8,211	2,508
Total Unrealized Loss	($20)	($39)

Composition_of_Loans_Detail

Composition of Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	$718,531	$694,333
Deferred net loan origination costs	395	506
Net premium (discounts) on purchased loans	391	512
Allowance for loan losses	-5,487	-5,643
Loans receivable, net	713,830	689,708
Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	677,607	656,023
Real Estate | One-to-Four Family	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	308,308	319,631
Real Estate | Multi-family	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	317,566	280,771
Real Estate | Commercial Real Estate Portfolio Segment	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	51,733	55,621
Consumer	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	40,924	38,310
Consumer | Automobile	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	30,591	26,711
Consumer | Home Equity	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	662	682
Consumer | Other	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Loans Receivable	$9,671	$10,917

Loans_Additional_Information_D

Loans - Additional Information (Detail) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
Accounts, Notes, Loans and Financing Receivable	'	'	'
Loans held for sale	$2,205,000	'	$4,496,000
Proceeds from sale of loans held for sale	9,519,000	11,322,000	'
Net gain on sale of loans held for sale	185,000	424,000	'
Troubled debt restructurings	15,500,000	'	15,700,000
Non-accrual Loans	13,518,000	'	15,920,000
Allowance for loan losses on troubled debt restructurings on nonaccrual status	291,000	'	393,000
Special Mention, past due period, lower limit	'60 days	'	'
Special Mention, past due period, upper limit	'89 days	'	'
Substandard, past due period, lower limit	'90 days	'	'
Pass, past due period, upper limit	'59 days	'	'
Real Estate Loans	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Impairment of real estate loan	1,200,000	'	1,500,000
Valuation allowance	9,000	'	32,000
Real Estate Loans | Valuation Technique Cash Flow	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Impairment of real estate loan	8,300,000	'	7,700,000
Valuation allowance	1,000,000	'	974,000
Defaulted Loans	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Past due period beyond which loan is considered to be in payment default	'30 days	'	'
Troubled Debt Restructurings	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Non-accrual Loans	7,600,000	'	9,100,000
Number of troubled debt restructurings returned to accrual status	4	0	'
Troubled debt restructurings returned to accrual status, aggregate outstanding balance	1,400,000	'	'
Modifications of troubled debt restructurings, reduction of stated interest rate period minimum	'24 months	'	'
Modification	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Number of loans modified	6	22	'
Loans modified amount	2,400,000	11,300,000	'
One-to-Four Family | Troubled Debt Restructurings	'	'	'
Accounts, Notes, Loans and Financing Receivable	'	'	'
Troubled debt restructurings	'	$1,100,000	'
Number of loans modified	0	3	'

Analysis_of_Changes_in_Allowan

Analysis of Changes in Allowance for Loan Losses (Detail) (USD $)

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

In Thousands, unless otherwise specified

Consumer

Consumer

Consumer

Consumer

Consumer

Consumer

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Period 1

Automobile

Automobile

Home Equity

Home Equity

Other

Other

Residential Real Estate Portfolio Segment

Residential Real Estate Portfolio Segment

Residential Real Estate Portfolio Segment

Residential Real Estate Portfolio Segment

Commercial Real Estate Portfolio Segment

Commercial Real Estate Portfolio Segment

Consumer

Consumer

Consumer

Consumer

Consumer

Consumer

Consumer

One-to-Four Family

One-to-Four Family

Multi-family

Multi-family

Commercial Real Estate

Commercial Real Estate

Automobile

Automobile

Home Equity

Home Equity

Home Equity

Other

Other

Financing Receivable, Allowance for Credit Losses

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance, beginning of period

$5,487

$5,643

$112

$83

$4

$4

$48

$54

$5,643

$7,502

$3,009

$4,692

$839

$1,519

$1,654

$1,131

$83

$62

$63

$4

$4

$54

$35

Provision for loan losses

'

'

'

'

'

'

'

'

'

850

-352

964

548

-238

-247

68

47

40

19

'

'

4

-3

Recoveries

'

'

'

'

'

'

'

'

14

49

4

41

'

'

1

'

8

7

'

'

'

1

1

Loans charged-off

'

'

'

'

'

'

'

'

-170

-2,009

-33

-1,176

-100

-224

'

-527

-26

-21

-56

'

'

-11

-5

Balance, end of period

$5,487

$5,643

$112

$83

$4

$4

$48

$54

$5,487

$6,392

$2,628

$4,521

$1,287

$1,057

$1,408

$672

$112

$88

$26

$4

$4

$48

$28

Allowance_for_Loan_Losses_and_

Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	$1,075	$1,009
Collectively evaluated for impairment	4,412	4,634
Total ending allowance balance	5,487	5,643
Individually evaluated for impairment	21,424	22,477
Collectively evaluated for impairment	697,107	671,856
Total ending loan balance	718,531	694,333
Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Total ending loan balance	677,607	656,023
Real Estate | One-to-Four Family	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	991	941
Collectively evaluated for impairment	1,637	2,068
Total ending allowance balance	2,628	3,009
Individually evaluated for impairment	13,980	14,790
Collectively evaluated for impairment	294,328	304,841
Total ending loan balance	308,308	319,631
Real Estate | Multi-family	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	1	'
Collectively evaluated for impairment	1,286	839
Total ending allowance balance	1,287	839
Individually evaluated for impairment	1,655	1,547
Collectively evaluated for impairment	315,911	279,224
Total ending loan balance	317,566	280,771
Real Estate | Commercial Real Estate Portfolio Segment	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	61	64
Collectively evaluated for impairment	1,347	1,590
Total ending allowance balance	1,408	1,654
Individually evaluated for impairment	5,767	6,136
Collectively evaluated for impairment	45,966	49,485
Total ending loan balance	51,733	55,621
Consumer	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Total ending loan balance	40,924	38,310
Consumer | Automobile	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	19	'
Collectively evaluated for impairment	93	83
Total ending allowance balance	112	83
Individually evaluated for impairment	19	'
Collectively evaluated for impairment	30,572	26,711
Total ending loan balance	30,591	26,711
Consumer | Home Equity	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Collectively evaluated for impairment	4	4
Total ending allowance balance	4	4
Collectively evaluated for impairment	662	682
Total ending loan balance	662	682
Consumer | Other	'	'
Accounts, Notes, Loans and Financing Receivable	'	'
Individually evaluated for impairment	3	4
Collectively evaluated for impairment	45	50
Total ending allowance balance	48	54
Individually evaluated for impairment	3	4
Collectively evaluated for impairment	9,668	10,913
Total ending loan balance	$9,671	$10,917

Loans_Individually_Evaluated_f

Loans Individually Evaluated for Impairment by Class of Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	$13,972	$15,574
Recorded Investment	11,822	13,283
Allowance for Loan Losses Allocated	'	'
Unpaid Principal Balance	10,120	9,427
Recorded Investment	9,602	9,194
Allowance for Loan Losses Allocated	1,075	1,009
Unpaid Principal Balance	24,092	25,001
Recorded Investment	21,424	22,477
Allowance for Loan Losses Allocated	1,075	1,009
Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	6,709	7,909
Recorded Investment	5,787	6,796
Allowance for Loan Losses Allocated	'	'
Unpaid Principal Balance	8,607	8,227
Recorded Investment	8,193	7,994
Allowance for Loan Losses Allocated	991	941
Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	1,899	1,961
Recorded Investment	1,458	1,547
Allowance for Loan Losses Allocated	'	'
Unpaid Principal Balance	301	'
Recorded Investment	197	'
Allowance for Loan Losses Allocated	1	'
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	5,364	5,704
Recorded Investment	4,577	4,940
Allowance for Loan Losses Allocated	'	'
Unpaid Principal Balance	1,190	1,196
Recorded Investment	1,190	1,196
Allowance for Loan Losses Allocated	61	64
Consumer | Other	'	'
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	3	4
Recorded Investment	3	4
Allowance for Loan Losses Allocated	3	4
Allowance for Loan Losses Allocated	3	4
Consumer | Automobile	'	'
Financing Receivable, Impaired	'	'
Unpaid Principal Balance	19	'
Recorded Investment	19	'
Allowance for Loan Losses Allocated	19	'
Allowance for Loan Losses Allocated	$19	'

Monthly_Average_of_Individuall

Monthly Average of Individually Impaired Loans by Class (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Impaired	'	'
Monthly average of individually impaired loans	$21,938	$26,298
Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Impaired	'	'
Monthly average of individually impaired loans	14,385	19,347
Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Impaired	'	'
Monthly average of individually impaired loans	1,601	2,312
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Impaired	'	'
Monthly average of individually impaired loans	5,952	4,620
Consumer | Home Equity	'	'
Financing Receivable, Impaired	'	'
Monthly average of individually impaired loans	'	$19

Interest_Payments_Recorded_as_

Interest Payments Recorded as Reduction of Principal on Impaired Loans by Class (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Impaired	'	'
Interest payment on impaired loans	$44	$92
Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Impaired	'	'
Interest payment on impaired loans	23	53
Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Impaired	'	'
Interest payment on impaired loans	13	9
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Impaired	'	'
Interest payment on impaired loans	$8	$30

Non_Accrual_Loans_by_Class_of_

Non Accrual Loans by Class of Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired	'	'
Non-accrual Loans	$13,518	$15,920
Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Impaired	'	'
Non-accrual Loans	8,152	10,310
Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Impaired	'	'
Non-accrual Loans	1,655	1,547
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Impaired	'	'
Non-accrual Loans	3,689	4,045
Consumer | Automobile	'	'
Financing Receivable, Impaired	'	'
Non-accrual Loans	19	14
Consumer | Other	'	'
Financing Receivable, Impaired	'	'
Non-accrual Loans	$3	$4

Aging_of_Past_Due_Loans_Detail

Aging of Past Due Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due	'	'
30-59 Days Delinquent	$430	$584
60-89 Days Delinquent	2,093	3,715
90 Days or More Delinquent	4,267	1,769
Total Delinquent Loans	6,790	6,068
Total Current Loans	711,741	688,265
Total Loans	718,531	694,333
Real Estate	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
Total Loans	677,607	656,023
Real Estate | One-to-Four Family	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
30-59 Days Delinquent	340	389
60-89 Days Delinquent	2,067	970
90 Days or More Delinquent	1,505	1,751
Total Delinquent Loans	3,912	3,110
Total Current Loans	304,396	316,521
Total Loans	308,308	319,631
Real Estate | Multi-family	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
60-89 Days Delinquent	'	198
90 Days or More Delinquent	197	'
Total Delinquent Loans	197	198
Total Current Loans	317,369	280,573
Total Loans	317,566	280,771
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
60-89 Days Delinquent	'	2,545
90 Days or More Delinquent	2,545	'
Total Delinquent Loans	2,545	2,545
Total Current Loans	49,188	53,076
Total Loans	51,733	55,621
Consumer	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
Total Loans	40,924	38,310
Consumer | Automobile	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
30-59 Days Delinquent	73	32
60-89 Days Delinquent	16	'
90 Days or More Delinquent	19	14
Total Delinquent Loans	108	46
Total Current Loans	30,483	26,665
Total Loans	30,591	26,711
Consumer | Home Equity	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
30-59 Days Delinquent	'	143
Total Delinquent Loans	'	143
Total Current Loans	662	539
Total Loans	662	682
Consumer | Other loans	'	'
Financing Receivable, Recorded Investment, Past Due	'	'
30-59 Days Delinquent	17	20
60-89 Days Delinquent	10	2
90 Days or More Delinquent	1	4
Total Delinquent Loans	28	26
Total Current Loans	9,643	10,891
Total Loans	$9,671	$10,917

Risk_Category_of_Loans_by_Clas

Risk Category of Loans by Class of Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment	'	'
Loans Receivable	$718,531	$694,333
Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	51,733	55,621
Consumer	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	40,924	38,310
Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	30,591	26,711
Consumer | Home Equity	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	662	682
Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	9,671	10,917
Pass	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	672,081	652,087
Pass | Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	287,641	296,434
Pass | Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	304,084	275,143
Pass | Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	39,760	43,246
Pass | Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	30,310	26,454
Pass | Consumer | Home Equity	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	662	682
Pass | Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	9,624	10,848
Special Mention	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	18,355	18,100
Special Mention | Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	11,087	10,973
Special Mention | Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	4,066	3,094
Special Mention | Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	3,019	3,895
Special Mention | Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	156	102
Special Mention | Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	27	36
Substandard	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	28,068	23,398
Substandard | Residential Real Estate Portfolio Segment | One-to-Four Family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	9,580	12,224
Substandard | Residential Real Estate Portfolio Segment | Multi-family	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	9,416	2,534
Substandard | Commercial Real Estate Portfolio Segment	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	8,954	8,480
Substandard | Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	103	137
Substandard | Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	15	23
Doubtful	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	5	24
Doubtful | Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	3	18
Doubtful | Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	2	6
Loss	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	22	4
Loss | Consumer | Automobile	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	19	'
Loss | Consumer | Other	'	'
Financing Receivable, Recorded Investment	'	'
Loans Receivable	$3	$4

Changes_in_Real_Estate_Owned_D

Changes in Real Estate Owned (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Real Estate Properties	'	'
Beginning of period	'	$1,280
Transfers in	325	521
Capitalized improvements	'	4
Sales	'	-1,805
End of period	$325	'

Net_Income_Expenses_Related_to

Net Income Expenses Related to Foreclosed Assets Included in Other Operating Expense (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Component of Operating Other Cost and Expense	'	'
Net gain on sales	'	$16
Net operating income (expense)	-28	-1
Total	($28)	$15

Federal_Home_Loan_Bank_Advance2

Federal Home Loan Bank Advances - Additional Information (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Millions, unless otherwise specified
Federal Home Loan Bank, Advances, Branch of FHLB Bank	'	'
FHLB advances	$60	$60
FHLB advances, minimum stated interest rates	0.85%	0.85%
FHLB advances, maximum stated interest rates	2.43%	2.43%
FHLB advances, weighted average stated rate	1.64%	1.64%

Contractual_Maturities_of_Fede

Contractual Maturities of Federal Home Loan Bank Advances by Year (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Federal Home Loan Bank, Advances, Branch of FHLB Bank	'	'
2014	'	'
2015	20,000	20,000
2016	'	'
2017	20,000	20,000
2018	'	'
Thereafter	20,000	20,000
Total	$60,000	$60,000

Summary_of_Accumulated_Other_C

Summary of Accumulated Other Comprehensive Income Balances Net of Tax (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Accumulated other comprehensive income (loss), beginning balance	($491)	($169)
Other comprehensive income before reclassifications	76	243
Amounts reclassified from accumulated other comprehensive income	17	-24
Tax effect of current period changes	-38	-90
Other comprehensive income (loss), net of tax	55	129
Accumulated other comprehensive income (loss), ending balance	-436	-40
Unrealized Gain and losses on securities available-for-sale	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Accumulated other comprehensive income (loss), beginning balance	-362	83
Other comprehensive income before reclassifications	93	219
Tax effect of current period changes	-38	-90
Other comprehensive income (loss), net of tax	55	129
Accumulated other comprehensive income (loss), ending balance	-307	212
Postretirement medical benefits costs items	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Accumulated other comprehensive income (loss), beginning balance	-129	-252
Other comprehensive income before reclassifications	-17	24
Amounts reclassified from accumulated other comprehensive income	17	-24
Accumulated other comprehensive income (loss), ending balance	($129)	($252)

Repurchase_of_Common_Stock_Add

Repurchase of Common Stock - Additional Information (Detail) (USD $)	3 Months Ended		1 Months Ended	3 Months Ended	1 Months Ended	3 Months Ended	1 Months Ended	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Nov. 30, 2011	Sep. 30, 2013	Nov. 30, 2011	Sep. 30, 2013	Nov. 30, 2011	Sep. 30, 2013
			Stock Repurchase Plan 4	Stock Repurchase Plan 4	Stock Repurchase Plan 4	Stock Repurchase Plan 4	Stock Repurchase Plan 4	Stock Repurchase Plan 4
					Minimum	Minimum	Maximum	Maximum
Equity Note	'	'	'	'	'	'	'	'
Repurchase of common stock, shares	'	'	1,666,242	148,575	'	'	'	'
Repurchase of common stock, per shares	'	'	'	'	$12	$14.75	$15.55	$15.55
Repurchase of common stock, weighted average price per share	'	'	$14.44	$15.10	'	'	'	'
Shares of common stock authorized for repurchased, shares	'	'	'	118,206	'	'	'	'
Repurchase of common stock, value	$2,243	$2,913	'	$2,200	'	'	'	'

Subsequent_Events_Additional_I

Subsequent Events - Additional Information (Detail) (Subsequent Event, Stock Repurchase Plan 5)	Nov. 04, 2013
Subsequent Event [Line Items]	'
Shares of common stock authorized for repurchase as percentage of shares issued and outstanding	5.00%
Maximum	'
Subsequent Event [Line Items]	'
Shares of common stock authorized for repurchase, shares	394,003