First Foundation (FFWM) 10-K 15 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Mar. 11, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	FFWM
Entity Registrant Name	First Foundation Inc.
Entity Central Index Key	1,413,837
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		16,016,326
Entity Public Float			$ 111

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 215,748	$ 29,692
Securities available-for-sale (“AFS”)	565,135	138,270
Loans, net of deferred fees	1,765,483	1,166,392
Allowance for loan and lease losses (“ALLL”)	(10,600)	(10,150)
Net loans	1,754,883	1,156,242
Premises and equipment, net	2,653	2,187
Investment in FHLB stock	21,492	12,361
Deferred taxes	15,392	9,748
Real estate owned (“REO”)	4,036	334
Goodwill and intangibles	2,416	197
Other assets	10,824	6,393
Total Assets	2,592,579	1,355,424
Liabilities:
Deposits	1,522,176	962,954
Borrowings	796,000	282,886
Accounts payable and other liabilities	14,667	10,088
Total Liabilities	$ 2,332,843	$ 1,255,928
Commitments and contingencies
Shareholders’ Equity
Common Stock, par value $.001: 70,000,000 shares authorized; 15,980,526 and 7,845,182 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively	$ 16	$ 8
Additional paid-in-capital	227,262	78,204
Retained earnings	33,762	20,384
Accumulated other comprehensive income (loss), net of tax	(1,304)	900
Total Shareholders’ Equity	259,736	99,496
Total Liabilities and Shareholders’ Equity	$ 2,592,579	$ 1,355,424

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	70,000,000	70,000,000
Common stock, shares issued	15,980,526	7,845,182
Common stock, shares outstanding	15,980,526	7,845,182

CONSOLIDATED INCOME STATEMENTS

CONSOLIDATED INCOME STATEMENTS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Loans	$ 57,481	$ 44,140	$ 37,918
Securities	5,227	2,545	864
FHLB stock, fed funds sold and interest-bearing deposits	1,763	713	399
Total interest income	64,471	47,398	39,181
Interest expense:
Deposits	4,886	3,586	3,167
Borrowings	1,395	998	340
Total interest expense	6,281	4,584	3,507
Net interest income	58,190	42,814	35,674
Provision for loan losses	2,673	235	2,395
Net interest income after provision for loan losses	55,517	42,579	33,279
Noninterest income:
Asset management, consulting and other fees	23,486	21,798	18,240
Gain on sale of loans	2,935
Other income	2,352	2,951	1,584
Total noninterest income	28,773	24,749	19,824
Noninterest expense:
Compensation and benefits	40,456	33,550	28,760
Occupancy and depreciation	9,260	7,325	6,556
Professional services and marketing costs	5,490	5,995	4,003
Other expenses	6,252	5,637	4,303
Total noninterest expense	61,458	52,507	43,622
Income before taxes on income	22,832	14,821	9,481
Taxes on income	9,454	6,427	1,630
Net income	$ 13,378	$ 8,394	$ 7,851
Net income per share:
Basic	$ 1.20	$ 1.08	$ 1.06
Diluted	$ 1.16	$ 1.03	$ 1.01
Shares used in computation:
Basic	11,155,007	7,737,036	7,424,210
Diluted	11,575,855	8,166,343	7,742,215

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 5,048	$ 2,762	$ 2,942	$ 2,626	$ 3,006	$ 2,659	$ 1,267	$ 1,462	$ 3,488	$ 1,453	$ 1,852	$ 1,058	$ 13,378	$ 8,394	$ 7,851
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities arising during the period													(3,746)	4,198	(2,668)
Other comprehensive income (loss) before tax													(3,746)	4,198	(2,668)
Income tax (expense) benefit related to items of other comprehensive income													1,542	(1,728)	1,098
Other comprehensive income (loss)													(2,204)	2,470	(1,570)
Total comprehensive income													$ 11,174	$ 10,864	$ 6,281

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in-Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance at Dec. 31, 2012	$ 73,580	$ 7	$ 69,434	$ 4,139
Beginning balance (in shares) at Dec. 31, 2012		7,366,126
Net income	7,851			7,851
Other comprehensive income (loss)	(1,570)				$ (1,570)
Issuance/Vesting of restricted stock (in shares)		9,667
Issuance/Sale of common stock	6,322	$ 1	6,321
Issuance/Sale of common stock (in shares)		357,721
Stock-based compensation	579		579
Ending balance at Dec. 31, 2013	86,762	$ 8	76,334	11,990	(1,570)
Ending balance (in shares) at Dec. 31, 2013		7,733,514
Net income	8,394			8,394
Other comprehensive income (loss)	2,470				2,470
Issuance/Vesting of restricted stock (in shares)		3,222
Exercise of options	$ 949		949
Exercise of options (in shares)	84,866	84,866
Payout of contingent consideration	$ 354		354
Payout of contingent consideration (in shares)		23,580
Stock-based compensation	451		451
Tax windfall from exercise of stock options	116		116
Ending balance at Dec. 31, 2014	99,496	$ 8	78,204	20,384	900
Ending balance (in shares) at Dec. 31, 2014		7,845,182
Net income	13,378			13,378
Other comprehensive income (loss)	(2,204)				(2,204)
Issuance/Vesting of restricted stock (in shares)		10,762
Exercise of options	$ 405		405
Exercise of options (in shares)	31,307	31,307
Payout of contingent consideration	$ 452		452
Payout of contingent consideration (in shares)		31,064
Issuance/Sale of common stock	5,000		5,000
Issuance/Sale of common stock (in shares)		272,035
Stock issued in acquisition	11,806	$ 1	11,805
Stock issued in acquisition (in shares)		621,345
Public offering	130,758	$ 7	130,751
Public Offering (in shares)		7,168,831
Stock-based compensation	613		613
Tax windfall from exercise of stock options	32		32
Ending balance at Dec. 31, 2015	$ 259,736	$ 16	$ 227,262	$ 33,762	$ (1,304)
Ending balance (in shares) at Dec. 31, 2015		7,845,182

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities:
Net income	$ 13,378	$ 8,394	$ 7,851
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,673	235	2,395
Depreciation and amortization	1,350	1,231	1,040
Stock–based compensation expense	613	451	579
Deferred tax expense (benefit)	(1,866)	576	(1,267)
Amortization of discounts (premiums) on purchased loans - net	(612)	(2,310)	(3,219)
Gain on sale of REO		(1,038)
Gain on sale of loans	(2,935)
Provision for REO losses			250
Increase in other assets	(3,473)	(1,244)	(366)
Increase in accounts payable and other liabilities	4,741	3,060	703
Net cash provided by operating activities	13,869	9,355	7,966
Cash Flows from Investing Activities:
Net increase in loans	(626,245)	(262,271)	(157,619)
Proceeds from sale of loans	106,251
Purchases of AFS securities	(446,652)	(83,527)	(62,664)
Maturities of AFS securities	22,826	8,388	6,608
Proceeds from sale of REO		4,198
Purchase of note on REO property		(1,285)
Cash in from merger	38,081
Sale (purchase) of FHLB stock, net	(8,979)	(5,640)	1,779
Purchase of premises and equipment	(1,753)	(169)	(1,905)
Net cash used in investing activities	(916,471)	(340,306)	(213,801)
Cash Flows from Financing Activities:
Increase in deposits	439,381	160,917	152,296
Net increase in FHLB advances	533,000	129,000	34,000
Term note - borrowings	10,114	15,000	7,500
Term note - payments	(30,000)	(2,177)	(437)
Proceeds from the sale of stock, net	136,163	949	6,322
Net cash provided by financing activities	1,088,658	303,689	199,681
Increase (decrease) in cash and cash equivalents	186,056	(27,262)	(6,154)
Cash and cash equivalents at beginning of year	29,692	56,954	63,108
Cash and cash equivalents at end of year	215,748	29,692	56,954
Supplemental disclosures of cash flow information:
Interest	6,082	4,585	3,506
Income taxes	10,050	5,394	3,490
Noncash transactions:
Transfer of loans to loans held for sale	102,026
Chargeoffs against allowance for loans losses	$ 2,223		$ 820
Transfer from loans to REO		$ 1,834

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Business First Foundation Inc. (“FFI”) is a financial services holding company whose operations are conducted through its wholly owned subsidiaries: First Foundation Advisors (“FFA”) and First Foundation Bank (“FFB” or the “Bank”), and First Foundation Insurance Services (“FFIS”), a wholly owned subsidiary of FFB (collectively the “Company”). FFI also has two inactive wholly owned subsidiaries, First Foundation Consulting (“FFC”) and First Foundation Advisors, LLC (“FFA LLC”). In addition, FFA has set up a limited liability company, which is not included in these consolidated financial statements, as a private investment fund to provide an investment vehicle for its clients. The corporate headquarters for all of the companies is located in Irvine, California. The Company has offices in California in Newport Beach, Irvine, Indian Wells, Pasadena, El Centro, West Los Angeles, El Segundo, Oakland, Sacramento, Burlingame, and San Diego and in Las Vegas, Nevada, and in Honolulu, Hawaii. On October 28, 2015, FFI changed its state of incorporation from California to Delaware. Other than the change in corporate domicile, the reincorporation did not result in any change in the business, physical location, management, assets, liabilities or total shareholders’ equity of the Company, nor did it result in any change in location of the Company’s employees, including the Company’s management. Additionally, the reincorporation did not alter any shareholder’s percentage ownership interest or number of shares owned in the Company. FFA, established in 1985 and incorporated in the State of California, began operating in 1990 as a fee based registered investment advisor. FFA provides (i) investment management and financial planning services for high net-worth individuals, retirement plans, charitable institutions and private foundations; (ii) provides financial, investment and economic advisory and related services to high net-worth individuals and their families, family-owned businesses, and other related organizations; and (iii) provides support services involving the processing and transmission of financial and economic data for charitable organizations. At the end of 2015, these services were provided to approximately 1,400 clients, primarily located in Southern California, with an aggregate of $3.5 billion of assets under management. The Bank commenced operations in 2007 and currently operates in California, Nevada, and in Hawaii. The Bank offers a wide range of deposit instruments including personal and business checking and savings accounts, including interest-bearing negotiable order of withdrawal (“NOW”) accounts, money market accounts, and time certificates of deposit (“CD”) accounts. As a lender, the Bank originates, and retains for its portfolio, loans secured by real estate and commercial loans. Over 90% of the Bank’s loans are to clients located in California. The Bank also offers a wide range of specialized services including trust services, on-line banking, remote deposit capture, merchant credit card services, ATM cards, Visa debit cards, business sweep accounts, and through FFIS, insurance brokerage services. The Bank has a state non-member bank charter and it is subject to continued examination by the California Department of Business Oversight and Federal Deposit Insurance Corporation. At December 31, 2015, the Company employed 295 employees. Basis of Presentation The consolidated financial statements have been prepared in conformity with U. S. generally accepted accounting standards and prevailing practices within the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses during the reporting periods and related disclosures. Actual results could differ significantly from those estimates. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries. All inter-company balances and transactions have been eliminated in consolidation. Variable Interest Entities The Company may have variable interests in Variable Interest Entities (“VIEs”) arising from debt, equity or other monetary interests in an entity, which change with fluctuations in the fair value of the entity's assets. VIEs are entities that, by design, either (1) lack sufficient equity to permit the entity to finance its activities without additional subordinated financial support from other parties, or (2) have equity investors that do not have the ability to make significant decisions relating to the entity's operations through voting rights, or do not have the obligation to absorb the expected losses, or do not have the right to receive the residual returns of the entity. The primary beneficiary of a VIE (i.e., the party that has a controlling financial interest) is required to consolidate the assets and liabilities of the VIE. The primary beneficiary is the party that has both (1) the power to direct the activities of an entity that most significantly impact the VIE's economic performance; and (2) through its interests in the VIE, the obligation to absorb losses or the right to receive benefits from the VIE that could potentially be significant to the VIE. The Company's has sold loans through a securitization sponsored by a government sponsored entity, Freddie Mac, who also provided credit enhancement of the loans through certain guarantee provisions. The Company retained the right to provide servicing for the loans except for special servicing for which a unrelated third party was engaged by the VIE. In addition the Company acquired the “B” piece of the securitization, which is structured to absorb any losses from the securitization, and two interest only strips from the securitization. Because the Company does not act as the special servicer for the VIE and because of the power of Freddie Mac over the VIE that holds the assets from the mortgage loan securitizations, the Company is not the primary beneficiary of the VIE and therefore the VIE is not consolidated. Reclassifications Certain amounts in the 2014 consolidated financial statements have been reclassified to conform to the 2015 presentation. Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash, due from banks, certificates of deposits with maturities of less than ninety days, investment securities with original maturities of less than ninety days, money market mutual funds and Federal funds sold. At times, the Bank maintains cash at major financial institutions in excess of Federal Deposit Insurance Corporation (“FDIC”) insured limits. However, as the Bank places these deposits with major well-capitalized financial institutions and monitors the financial condition of these institutions, management believes the risk of loss to be minimal. The Bank maintains most of its excess cash at the Federal Reserve Bank, with well-capitalized correspondent banks or with other depository institutions at amounts less than the FDIC insured limits. At December 31, 2015, included in cash and cash equivalents were $200.9 million in funds held at the Federal Reserve Bank. Banking regulations require that banks maintain a percentage of their deposits as reserves in cash or on deposit with the Federal Reserve Bank. The Bank was in compliance with its reserve requirements as of December 31, 2015. Certificates of Deposit From time to time, the Company may invest funds with other financial institutions through certificates of deposit. Certificates of deposit with maturities of less than ninety days are included as cash and cash equivalents. Certificates of deposit are carried at cost. Investment Securities Investment securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. Investments not classified as trading securities nor as held-to-maturity securities are classified as available-for-sale securities and recorded at fair value. Unrealized gains or losses on available-for-sale securities are excluded from net income and reported as an amount net of taxes as a separate component of other comprehensive income included in shareholders’ equity. Premiums or discounts on held-to-maturity and available-for-sale securities are amortized or accreted into income using the interest method. Realized gains or losses on sales of held-to-maturity or available-for-sale securities are recorded using the specific identification method. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are considered other-than-temporary impairment (“OTTI”) result in write-downs of the individual securities to their fair value. The credit component of any OTTI related write-downs is charged against earnings. Management evaluates securities for OTTI at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows; OTTI related to credit loss, which must be recognized in the income statement and; OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Company compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows. Loan Origination Fees and Costs Net loan origination fees and direct costs associated with lending are deferred and amortized to interest income as an adjustment to yield over the respective lives of the loans using the interest method. The amortization of deferred fees and costs is discontinued on loans that are placed on nonaccrual status. When a loan is paid off, any unamortized net loan origination fees are recognized in interest income. Loans Held for Investment Loans held for investment are reported at the principal amount outstanding, net of cumulative chargeoffs, interest applied to principal (for loans accounted for using the cost recovery method), unamortized net deferred loan origination fees and costs and unamortized premiums or discounts on purchased loans. Interest on loans is accrued and recognized as interest income at the contractual rate of interest. When a loan is designated as held for investment, the intent is to hold these loans for the foreseeable future or until maturity or payoff. If subsequent changes occur, the Company may change its intent to hold these loans. Once a determination has been made to sell such loans, they are immediately transferred to loans held for sale and carried at the lower of cost or fair value. Loans Held for Sale Loans designated for sale through securitization or in the secondary market are classified as loans held for sale. Loans held for sale are accounted for at the lower of amortized cost or fair value. The fair value of loans held for sale is generally based on observable market prices from other loans in the secondary market that have similar collateral, credit, and interest rate characteristics. If quoted market prices are not readily available, the Company may consider other observable market data such as dealer quotes for similar loans or forward sale commitments. In certain cases, the fair value may be based on a discounted cash flow model. Related gains and losses are recognized in net gain on mortgage loan origination and sale activities. Direct loan origination costs and fees for loans classified as held for sale are deferred at origination and recognized in earnings at the time of sale. Nonaccrual Loans Loans are placed on nonaccrual status when the full and timely collection of principal and interest is doubtful, generally when the loan becomes 90 days or more past due for principal or interest payment All payments received on nonaccrual loans are accounted for using the cost recovery method. Under the cost recovery method, all cash collected is applied to first reduce the principal balance. A loan may be returned to accrual status if all delinquent principal and interest payments are brought current and the collectability of the remaining principal and interest payments in accordance with the loan agreement is reasonably assured. Loans that are well secured and in the collection process may be maintained on accrual status, even if they are 90 days or more past due. Purchased Credit Impaired Loans The Company may purchase individual loans and groups of loans which have shown evidence of credit deterioration and are considered credit impaired. Purchased credit impaired loans are recorded at the amount paid and there is no carryover of the seller’s allowance for loan losses. Purchased credit impaired loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. The Company estimates the amount and timing of expected cash flows for each loan or pool, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loan’s or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded by an increase in the allowance for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Provisions for loan losses are charged to operations based on management’s evaluation of the estimated losses in its loan portfolio. The major factors considered in evaluating losses are historical charge-off experience, delinquency rates, local and national economic conditions, the borrower’s ability to repay the loan and timing of repayments, and the value of any related collateral. Management’s estimate of fair value of the collateral considers current and anticipated future real estate market conditions, thereby causing these estimates to be particularly susceptible to changes that could result in a material adjustment to results of operations in the future. Recovery of the carrying value of such loans and related real estate is dependent, to a great extent, on economic, operating and other conditions that may be beyond the Bank’s control. The Bank’s primary regulatory agencies periodically review the allowance for loan losses and such agencies may require the Bank to recognize additions to the allowance based on information and factors available to them at the time of their examinations. Accordingly, no assurance can be given that the Bank will not recognize additional provisions for loan losses with respect to its loan portfolio. The allowance consists of specific and general reserves. Specific reserves relate to loans that are individually classified as impaired. Loan losses are charged against the allowance when management believes a loan balance is uncollectible. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The Bank considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Bank bases the measurement of loan impairment using either the present value of the expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the loan’s collateral properties. Impairment losses are included in the allowance for loan losses through a charge to provision for loan losses. Adjustments to impairment losses due to changes in the fair value of impaired loans’ collateral properties are included in the provision for loan losses. The Bank’s impaired loans include nonaccrual loans (excluding those collectively reviewed for impairment), certain restructured loans and certain performing loans less than ninety days delinquent (“other impaired loans”) that the Bank believes will likely not be collected in accordance with contractual terms of the loans. Loans, for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are generally considered troubled debt restructurings and classified as impaired. Commercial loans and loans secured by multifamily and commercial real estate are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Bank determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. General reserves cover non-impaired loans and are based on historical loss rates for each portfolio segment, adjusted for the effects of qualitative or environmental factors that are likely to cause estimated credit losses as of the evaluation date to differ from the portfolio segment’s historical loss experience. Because the Bank is relatively new and has not experienced any meaningful amount of losses in any of its current portfolio segments, the Bank calculates the historical loss rates on industry data, specifically loss rates published by the FDIC. Qualitative factors include consideration of the following: changes in lending policies and procedures; changes in economic conditions, changes in the nature and volume of the portfolio; changes in the experience, ability and depth of lending management and other relevant staff; changes in the volume and severity of past due, nonaccrual and other adversely graded loans; changes in the loan review system; changes in the value of the underlying collateral for collateral-dependent loans; concentrations of credit and the effect of other external factors such as competition and legal and regulatory requirements. Portfolio segments identified by the Bank include loans secured by residential real estate, including multifamily and single family properties, loans secured by commercial real estate, commercial and industrial loans and consumer loans. Relevant risk characteristics for these portfolio segments generally include debt service coverage, loan-to-value ratios and financial performance on non-consumer loans and debt-to income, collateral type and loan-to-value ratios for consumer loans. Financial Instruments In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit, commercial letters of credit, and standby letters of credit. Such financial instruments are recorded in the financial statements when they are funded or related fees are incurred or received. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Real Estate Owned REO represents the collateral acquired through foreclosure in full or partial satisfaction of the related loan. REO is recorded at the fair value less estimated selling costs at the date of foreclosure. Any write-down at the date of transfer is charged to the allowance for loan losses. The recognition of gains or losses on sales of REO is dependent upon various factors relating to the nature of the property being sold and the terms of sale. REO values are reviewed on an ongoing basis and any decline in value is recognized as foreclosed asset expense in the current period. The net operating results from these assets are included in the current period in noninterest expense as foreclosed asset expense (income). Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization, which is charged to expense on a straight-line basis over the estimated useful lives of 3 to 10 years. Premises under leasehold improvements are amortized on a straight-line basis over the term of the lease or the estimated useful life of the improvements, whichever is shorter. Expenditures for major renewals and betterments of premises and equipment are capitalized and those for maintenance and repairs are charged to expense as incurred. A valuation allowance is established for any impaired long-lived assets. The Company did not have impaired long-lived assets as of December 31, 2015 or 2014. Federal Home Loan Bank Stock As a member of the Federal Home Loan Bank (“FHLB”), the Bank is required to purchase FHLB stock in accordance with its advances, securities and deposit agreement. This stock, which is carried at cost, may be redeemed at par value. However, there are substantial restrictions regarding redemption and the Bank can only receive a full redemption in connection with the Bank surrendering its FHLB membership. At December 31, 2015, the Bank held $21.5 million of FHLB stock. The Company does not believe that this stock is currently impaired and no adjustments to its carrying value have been recorded. Mortgage Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Servicing fee income, which is reported on the income statement as other income , Goodwill Goodwill is recorded upon completion of a business combination as the difference between the purchase price and the fair value of net identifiable assets acquired. Subsequent to initial recognition, the Company will test goodwill for impairment on an annual basis. The goodwill recorded by the Company was recognized from the acquisition of Pacific Rim Bank in June of 2015, and was not considered impaired at December 31, 2015. Other Intangible Assets Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions and are amortized on an accelerated method over their estimated useful lives, which range from 7 to 10 years. At December 31, 2015 and 2014, core deposit intangible assets totaled $1.1 million and $0.2 million, respectively, and we recognized $0.2 million, $0.1 million and $0.1 million in core deposit intangible amortization expense in 2015, 2014 and 2013, respectively. Revenue Recognition Interest on Loans: Loans on which the accrual of interest has been discontinued are designated as nonaccrual loans. Accrual of interest on loans is discontinued when reasonable doubt exists as to the full, timely collection of interest or principal and, generally, when a loan becomes contractually past due for ninety days or more with respect to principal or interest. The accrual of interest may be continued on a well-secured loan contractually past due ninety days or more with respect to principal or interest if the loan is in the process of collection or collection of the principal and interest is deemed probable. When a loan is placed on nonaccrual status, all interest previously accrued but not collected is reversed against current period income. Interest on such loans is then recognized only to the extent that cash is received and where the future collection of principal is probable. Accrual of interest is resumed on loans only when, in the judgment of management, the loan is estimated to be fully collectible. The Bank continues to accrue interest on restructured loans since full payment of principal and interest is expected and such loans are performing or less than ninety days delinquent and, therefore, do not meet the criteria for nonaccrual status. Restructured loans that have been placed on nonaccrual status are returned to accrual status when the remaining loan balance, net of any charge-offs related to the restructure, is estimated to be fully collectible by management and performing in accordance with the applicable loan terms. Other Fees: Asset management fees are billed on a monthly or quarterly basis based on the amount of assets under management and the applicable contractual fee percentage. Asset management fees are recognized as revenue in the period in which they are billed and earned. Financial planning fees are due and billed at the completion of the planning project and are recognized as revenue at that time. Stock-Based Compensation The Company recognizes the cost of employee services received in exchange for awards of stock options, or other equity instruments, based on the grant-date fair value of those awards. This cost is recognized over the period, which an employee is required to provide services in exchange for the award, generally the vesting period. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for stock awards. Marketing Costs The Company expenses marketing costs, including advertising, in the period incurred. Income Taxes The Company accounts for income taxes using the asset and liability method. Under the asset and liability method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. A valuation allowance is established if it is “more likely than not” that all or a portion of the deferred tax asset will not be realized. The tax effects from an uncertain tax position can be recognized in the financial statements only if, based on its merits, the position is more likely than not to be sustained on audit by the taxing authorities. Interest and penalties related to uncertain tax positions are recorded as part of income tax expense. Comprehensive Income Comprehensive income consists of net income and other comprehensive income. Changes in unrealized gains and losses on available-for-sale securities and the related tax costs or benefits are the only components of other comprehensive income for the Company. Earnings Per Share (“EPS”) Basic earnings per share represents income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and restricted stock, which are determined using the treasury stock method, and stock to be issued as contingent consideration related to an acquisition that occurred in 2012. Fair Value Measurement Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. New Accounting Pronouncements On February 25, 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-02, Leases (Topic 842) The amendments in this Update are effective for interim and annual periods beginning after December 15, 2018. On January 5, 2016, the FASB issued ASU 2016-01, Financial Instruments–Overall: Recognition and Measurement of Financial Assets and Financial Liabilities (Subtopic 825-10) In September, 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments In May 2014, the FASB issued ASU 2015-09, Revenue from Contracts with Customers (Topic 660): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs-Contracts with Customers (Subtopic 340-40)

Acquisitions

Acquisitions	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
Acquisitions	NOTE 2: ACQUISITIONS On June 16, 2015, the Company completed the acquisition of Pacific Rim Bank (‘PRB”), through a merger of PRB with and into the Bank, in exchange for 621,345 shares of its common stock with a fair value of $19.00 per share and $543,000 in cash, which was paid to dissenting shareholders. The primary reason for acquiring PRB was to expand our operations into Hawaii. The acquisition of PRB was accounted for under the purchase method of accounting. The acquired assets, assumed liabilities and identifiable intangible assets are recorded at their respective acquisition date fair values. Goodwill of $1.3 million, which is not tax deductible, is included in intangible assets in the table below. The following table represents the assets acquired and liabilities assumed of PRB as of June 15, 2015 and the fair value adjustments and amounts recorded by the Bank in 2015 under the acquisition method of accounting: PRB Book Value Fair Value Adjustments Fair Value (dollars in thousands) Assets Acquired: Cash and cash equivalents $ 38,624 $ — $ 38,624 Securities AFS 7,179 115 7,294 Loans, net of deferred fees 80,192 (2,419 ) 77,773 Allowance for loan losses (2,034 ) 2,034 — Premises and equipment, net 251 (188 ) 63 Investment in FHLB stock 152 — 152 Deferred taxes — 2,258 2,258 REO 4,374 (672 ) 3,702 Goodwill — 1,300 1,300 Core deposit intangible — 1,099 1,099 Other assets 269 — 269 Total assets acquired $ 129,007 $ 3,527 $ 132,534 Liabilities Assumed: Deposits $ 119,663 $ 178 $ 119,841 Accounts payable and other liabilities 442 (98 ) 344 Total liabilities assumed 120,105 80 120,185 Excess of assets acquired over liabilities assumed 8,902 3,447 12,349 Total $ 129,007 $ 3,527 $ 132,534 Consideration: Stock issued $ 11,806 Cash paid 543 Total $ 12,349 In many cases, the fair values of assets acquired and liabilities assumed were determined by estimating the cash flows expected to result from those assets and liabilities and discounting them at appropriate market rates. The most significant category of assets for which this procedure was used was that of acquired loans. The excess of expected cash flows above the fair value of the majority of loans will be accreted to interest income over the remaining lives of the loans in accordance with FASB Accounting Standards Codification (“ASC”) 310-20. Certain loans, for which specific credit-related deterioration since origination was identified, are recorded at fair value reflecting the present value of the amounts expected to be collected. Income recognition on these “purchased credit impaired” loans is based on a reasonable expectation about the timing and amount of cash flows to be collected. Acquired loans deemed impaired and considered collateral dependent, with the timing of the sale of loan collateral indeterminate, remain on nonaccrual status and have no accretable yield. All purchased credit impaired loans were classified as accruing loans as of and subsequent to the acquisition date. For loans acquired from PRB, the contractual amounts due, expected cash flows to be collected and fair value as of the acquisition date were as follows: (dollars in thousands) Purchased Credit Impaired All Other Acquired Loans Contractual amounts due $ 9,418 $ 86,466 Cash flows not expected to be collected 2,201 1,155 Expected cash flows 7,217 85,311 Interest component of expected cash flows 805 13,950 Fair value of acquired loans $ 6,412 $ 71,361 In accordance with generally accepted accounting principles there was no carryover of the allowance for loan losses that had been previously recorded by PRB. The Company recorded a deferred income tax asset of $2.3 million related to PRB’s operating loss carry-forward and other tax attributes of PRB, along with the effects of fair value adjustments resulting from applying the purchase method of accounting. The fair value of savings and transaction deposit accounts acquired from PRB were assumed to approximate their carrying value as these accounts have no stated maturity and are payable on demand. Certificates of deposit accounts were valued by comparing the contractual cost of the portfolio to an identical portfolio bearing current market rates. The portfolio was segregated into pools based on remaining maturity. For each pool, the projected cash flows from maturing certificates were then calculated based on contractual rates and prevailing market rates. The valuation adjustment for each pool is equal to the present value of the difference of these two cash flows, discounted at the assumed market rate for a certificate with a corresponding maturity. This valuation adjustment will be accreted to reduce interest expense over the remaining maturities of the respective pools. The Company also recorded a core deposit intangible, which represents the value of the deposit relationships acquired from PRB, of $1.1 million. The core deposit intangible will be amortized over a period of 7 years. Pro Forma Information (unaudited) The following table presents unaudited pro forma information as if the acquisition of PRB had occurred on January 1, 2015, and January 1, 2014, for 2015 and 2014, respectively, after giving effect to certain adjustments. The unaudited pro forma information for these periods includes adjustments for interest income on loans acquired, amortization of intangibles arising from the transaction, adjustments for interest expense on deposits acquired, and the related income tax effects of all these items and the income tax benefits derived from PRB’s loss before taxes. The net effect of these pro forma adjustments were increases of $0.3 million and $0.5 million in net income for 2015 and 2014, respectively. The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effected on the assumed dates. 2015 2014 (dollars in thousands) Net interest income $ 59,918 $ 46,935 Provision for loan losses 2,673 235 Noninterest income 28,891 25,156 Noninterest expenses 64,167 57,577 Income before taxes 21,969 14,279 Taxes on income 9,097 6,192 Net income $ 12,872 $ 8,087 Net income per share: Basic $ 1.09 $ 0.97 Diluted $ 1.06 $ 0.92 The revenues (net interest income and noninterest income) and income before taxes for the period from June 16, 2015 to December 31, 2015 related to the operations acquired from PRB and included in the results of operations for 2015 was approximately $2.5 million and $0.8 million, respectively.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value	NOTE 3: FAIR VALUE Assets Measured at Fair Value on a Recurring Basis F air value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Current accounting guidance establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect the Company's own assumptions about the assumptions that market participants would use in pricing an asset or liability. The following tables show the recorded amounts of assets and liabilities measured at fair value on a recurring basis as of: Fair Value Measurement Level Total Level 1 Level 2 Level 3 (dollars in thousands) December 31, 2015: Investment securities available for sale US Treasury securities $ 300 $ 300 $ — $ — FNMA and FHLB Agency notes 16,013 — 16,013 — Agency mortgage-backed securities 536,148 — 536,148 — Beneficial interest – FHLMC securitization 12,674 — — 12,674 Total assets at fair value on a recurring basis $ 565,135 $ 300 $ 552,161 $ 12,674 December 31, 2014: Investment securities available for sale US Treasury securities $ 300 $ 300 $ — $ — FNMA and FHLB Agency notes 10,277 — 10,277 — Agency mortgage-backed securities 127,693 — 127,693 — Total assets at fair value on a recurring basis $ 138,270 $ 300 $ 137,970 $ — The Company did not have any material assets measured at fair value on a non recurring basis as of December 31, 2015 and 2014. Fair Value of Financial Instruments We have elected to use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale are measured at fair value on a recurring basis. Additionally, from time to time, we may be required to measure at fair value other assets on a nonrecurring basis, such as loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Fair value estimates are made at a discrete point in time based on relevant market information and other information about the financial instruments. Because no active market exists for a significant portion of our financial instruments, fair value estimates are based in large part on judgments we make primarily regarding current economic conditions, risk characteristics of various financial instruments, prepayment rates, and future expected loss experience. These estimates are subjective in nature and invariably involve some inherent uncertainties. Additionally, unexpected changes in events or circumstances can occur that could require us to make changes to our assumptions and which, in turn, could significantly affect and require us to make changes to our previous estimates of fair value. In addition, the fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of existing and anticipated future customer relationships and the value of assets and liabilities that are not considered financial instruments, such as premises and equipment and other real estate owned. The following methods and assumptions were used to estimate the fair value of financial instruments. Cash and Cash Equivalents . The fair value of cash and cash equivalents approximates its carrying value. Interest-Bearing Deposits with Financial Institutions . The fair values of interest-bearing deposits maturing within ninety days approximate their carrying values. Investment Securities Available for Sale . Investment securities available-for-sale are measured at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. When a market is illiquid or there is a lack of transparency around the inputs to valuation, the securities are classified as Level 3 and reliance is placed upon internally developed models, and management judgment and evaluation for valuation. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Securities classified as level 3 include beneficial interests – FHLMC securitization. Significant assumptions in the valuation of these Level 3 securities as of December 31, 2015 included a prepayment rate of 15% and discount rates ranging from 4.0% to 10%. Federal Home Loan Bank and Federal Reserve Bank Stock. The Bank is a member of the Federal Home Loan Bank (the “FHLB”) and the Federal Reserve Bank of San Francisco (the “FRB”). As members, we are required to own stock of the FHLB and the FRB, the amount of which is based primarily on the level of our borrowings from those institutions. We also have the right to acquire additional shares of stock in either or both of the FHLB and the FRB; however, to date, we have not done so. The fair values of that stock are equal to their respective carrying amounts, are classified as restricted securities and are periodically evaluated for impairment based on our assessment of the ultimate recoverability of our investments in that stock. Any cash or stock dividends paid to us on such stock are reported as income. Loans . The fair value for loans with variable interest rates is the carrying amount. The fair value of fixed rate loans is derived by calculating the discounted value of future cash flows expected to be received by the various homogeneous categories of loans. All loans have been adjusted to reflect changes in credit risk. Impaired Loans . ASC 820-10 applies to loans measured for impairment in accordance with ASC 310-10, “Accounting by Creditors for Impairment of a Loan”, including impaired loans measured at an observable market price (if available), and at the fair value of the loan’s collateral (if the loan is collateral dependent) less selling cost. The fair value of an impaired loan is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. When the fair value of the collateral is based on an observable market price or a current appraised value, we measure the impaired loan at nonrecurring Level 2. When an appraised value is not available, or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price or a discounted cash flow has been used to determine the fair value, we measure the impaired loan at nonrecurring Level 3. Deposits . The fair value of demand deposits, savings deposits, and money market deposits is defined as the amounts payable on demand at quarter-end. The fair value of fixed maturity certificates of deposit is estimated based on the discounted value of the future cash flows expected to be paid on the deposits. Borrowings . The fair value of $796 million in borrowings is the carrying value of overnight FHLB advances that approximate fair value because of the short-term maturity of this instrument, resulting in a Level 2 classification. The fair value of term borrowings is derived by calculating the discounted value of future cash flows expected to be paid out by the Company. The following table sets forth the estimated fair values and related carrying amounts of our financial instruments as of: Carrying Fair Value Measurement Level (dollars in thousands) Value 1 2 3 Total December 31, 2015: Assets: Cash and cash equivalents $ 215,748 $ 215,748 $ — $ — $ 215,748 Securities AFS 565,135 300 552,161 12,674 565,135 Loans 1,754,883 — — 1,779,941 1,779,941 Investment in FHLB stock 21,492 — 21,492 — 21,492 Liabilities: Deposits 1,522,176 1,051,976 470,128 — 1,522,104 Borrowings 796,000 — 796,000 — 796,000 December 31, 2014: Assets: Cash and cash equivalents $ 29,692 $ 29,692 $ — $ — $ 29,692 Securities AFS 138,270 300 137,970 — 138,270 Loans 1,156,242 — — 1,186,408 1,186,408 Investment in FHLB stock 12,361 — 12,361 — 12,361 Liabilities: Deposits 962,954 709,604 253,244 — 962,848 Borrowings 282,886 — 263,000 19,886 282,886

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Investments Debt And Equity Securities [Abstract]
Securities	NOTE 4: SECURITIES The following table provides a summary of the Company’s AFS securities portfolio at December 31: Amortized Gross Unrealized Estimated (dollars in thousands) Gains Losses 2015: US Treasury securities $ 300 $ — $ — $ 300 Agency notes 16,108 — (95 ) 16,013 Agency mortgage-backed securities 538,269 909 (3,030 ) 536,148 Beneficial interest – FHLMC securitization 12,674 476 (476 ) 12,674 Total $ 567,351 $ 1,385 $ (3,601 ) $ 565,135 2014: US Treasury securities $ 300 $ — $ — $ 300 Agency notes 10,496 — (219 ) 10,277 Agency mortgage-backed securities 125,944 1,881 (132 ) 127,693 Total $ 136,740 $ 1,881 $ (351 ) $ 138,270 The US Treasury Securities are pledged as collateral to the State of California to meet regulatory requirements related to the Bank’s trust operations. The table below indicates, as of December 31, 2015, the gross unrealized losses and fair values of our investments, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position. Securities with Unrealized Loss at December 31, 2015 (dollars in thousands) Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Agency notes $ 16,013 $ (95 ) $ — $ — $ 16,013 $ (95 ) Agency mortgage backed securities 397,850 (3,030 ) — — 397,850 (3,030 ) Beneficial interest – FHLMC securitization 12,674 (476 ) — — 12,674 (476 ) Total temporarily impaired securities $ 426,537 $ (3,601 ) $ — $ — $ 426,537 $ (3,601 ) Unrealized losses on agency notes and agency mortgage-backed securities have not been recognized into income because the issuer bonds are of high credit quality, management does not intend to sell and it is not more likely than not that management would be required to sell the securities prior to their anticipated recovery, and the decline in fair value is largely due to changes in interest rates. The fair value is expected to recover as the bonds approach maturity. The scheduled maturities of securities AFS, other than agency mortgage backed securities, and the related weighted average yield is as follows as of December 31, 2015: (dollars in thousands) Less than 1 Through 5 Through After Total Amortized Cost: US Treasury securities $ 300 $ — $ — $ — $ 300 Agency notes — 12,760 2,748 600 16,108 Total $ 300 $ 12,760 $ 2,748 $ 600 $ 16,408 Weighted average yield 0.45 % 1,50 % 1.94 % 2.86 % 1.60 % Estimated Fair Value: US Treasury securities $ 300 $ — $ — $ — $ 300 Agency notes — 12,692 2,725 596 16,013 Total $ 300 $ 12,692 $ 2,725 $ 596 $ 16,313 Agency mortgage backed securities are excluded from the above table because such securities are not due at a single maturity date. The weighted average yield of the agency mortgage backed securities as of December 31, 2015 was 2.24%.

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Loans	NOTE 5: LOANS The following is a summary of our loans as of December 31: (dollars in thousands) 2015 2014 Recorded investment balance: Loans secured by real estate: Residential properties: Multifamily $ 627,311 $ 481,491 Single family 533,257 360,644 Total real estate loans secured by residential properties 1,160,568 842,135 Commercial properties 358,791 205,320 Land 12,320 4,309 Total real estate loans 1,531,679 1,051,764 Commercial and industrial loans 196,584 93,537 Consumer loans 37,206 21,125 Total loans 1,765,469 1,166,426 Deferred (fees) and expenses 14 (34 ) Total $ 1,765,483 $ 1,166,392 As of December 31, 2015 and 2014, the principal balances shown above are net of unaccreted discount related to loans acquired in an acquisition of $2.8 million and $0.8 million, respectively. In 2012 and 2015, the Company purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of these purchased credit impaired loans is as follows at December 31: (dollars in thousands) 2015 2014 Outstanding principal balance: Loans secured by real estate: Commercial properties $ 533 $ 206 Land 1,616 — Total real estate loans 2,149 206 Commercial and industrial loans 6,787 2,002 Consumer loans 14 249 Total loans 8,950 2,457 Unaccreted discount on purchased credit impaired loans (2,291 ) (651 ) Total $ 6,659 $ 1,806 Accretable yield, or income expected to be collected on purchased credit impaired loans, is as follows at December 31: (dollars in thousands) 2015 2014 Beginning balance $ 130 $ 2,349 Accretion of income (529 ) (1,076 ) Reclassifications from nonaccretable difference 175 (391 ) Acquisitions 805 — Disposals — (752 ) Ending balance $ 581 $ 130 The following table summarizes our delinquent and nonaccrual loans as of December 31: Past Due and Still Accruing Total Past (dollars in thousands) 30–59 Days 60-89 Days 90 Days Nonaccrual Current Total 2015: Real estate loans: Residential properties $ — $ — $ — $ — $ — $ 1,160,568 $ 1,160,568 Commercial properties 1,232 — 793 1,552 3,577 355,214 358,791 Land — — — — — 12,320 12,320 Commercial and industrial loans 2,425 1,639 5,713 2,509 12,286 184,298 196,584 Consumer loans 1,010 — 1,991 75 3,076 34,130 37,206 Total $ 4,667 $ 1,639 $ 8,497 $ 4,136 $ 18,939 $ 1,746,530 $ 1,765,469 Percentage of total loans 0.26 % 0.09 % 0.48 % 0.23 % 1.07 % 2014: Real estate loans: Residential properties $ — $ — $ — $ — $ — $ 842,135 $ 842,135 Commercial properties — 805 200 596 1,601 203,719 205,320 Land — — 651 — 651 3,658 4,309 Commercial and industrial loans 2,092 289 700 342 3,423 90,114 93,537 Consumer loans — — 637 163 800 20,325 21,125 Total $ 2,092 $ 1,094 $ 2,188 $ 1,101 $ 6,475 $ 1,159,951 $ 1,166,426 Percentage of total loans 0.18 % 0.09 % 0.19 % 0.09 % 0.56 % The level of delinquent loans and nonaccrual loans have been adversely impacted by the loans acquired in an acquisition. As of December 31, 2015, of the $12.6 million in loans over 90 days past due, including loans on nonaccrual, $6.8 million, or 54% were loans acquired in an acquisition. Accrual of interest on loans is discontinued when reasonable doubt exists as to the full, timely collection of interest or principal and, generally, when a loan becomes contractually past due for ninety days or more with respect to principal or interest. The accrual of interest may be continued on a well-secured loan contractually past due ninety days or more with respect to principal or interest if the loan is in the process of collection or collection of the principal and interest is deemed probable. The Bank considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The determination of past due, nonaccrual or impairment status of loans acquired in an acquisition, other than loans deemed purchased impaired, is the same as loans we originate. As of December 31, 2015, the Company had two loans with a balance of $0.3 million classified as troubled debt restructurings (“TDR”) which are included as nonaccrual in the table above. Both loans were classified as a TDR as a result of a reduction in required principal payments and an extension of the maturity date of the loans. As of December 31, 2014, the Company had two loans with a balance of $0.5 million classified as troubled debt restructurings (“TDR”) which are included as nonaccrual in the table above. Both loans were classified as a TDR as a result of a reduction in required principal payments and an extension of the maturity date of the loans. In 2015, FFB sold through a securitization sponsored by Freddie Mac $102 million of multifamily loans and recognized a gain of $2.7 million. In the securitization, the Company obtained a beneficial interest in an interest-only strip. The $0.9 million fair value of this beneficial interest, which was determined based on variety of factors including market prepayment speeds, discount rates and yield curve assumptions, was included in the determination of the gain on sale of loans. In addition the Company purchased the “B” piece of the securitization, which is structured to absorb any losses incurred on the loans in the securitization, and an interest only strip. As of December 31, 2015, FFB is servicing $102 million of loans, and, in 2015, earned $0.1 million of servicing fees related to this transaction.

Allowance for Loan Losses

Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Allowance for Loan Losses	NOTE 6: ALLOWANCE FOR LOAN LOSSES The following is a rollforward of the Bank’s allowance for loan losses for the years ended December 31: (dollars in thousands) Beginning Provision for Charge-offs Recoveries Ending 2015: Real estate loans: Residential properties $ 6,586 $ 243 $ — $ — $ 6,829 Commercial properties 1,526 670 (310 ) — 1,886 Commercial and industrial loans 1,897 1,665 (1,913 ) — 1,649 Consumer loans 141 95 — — 236 Total $ 10,150 $ 2,673 $ (2,223 ) $ — $ 10,600 2014: Real estate loans: Residential properties $ 6,157 $ 429 $ — $ — $ 6,586 Commercial properties 1,440 86 — — 1,526 Commercial and industrial loans 2,149 (252 ) — — 1,897 Consumer loans 169 (28 ) — — 141 Total $ 9,915 $ 235 $ — $ — $ 10,150 2013: Real estate loans: Residential properties $ 4,355 $ 1,802 $ — $ — $ 6,157 Commercial properties 936 561 (57 ) — 1,440 Commercial and industrial loans 2,841 71 (763 ) — 2,149 Consumer loans 208 (39 ) — — 169 Total $ 8,340 $ 2,395 $ (820 ) $ — $ 9,915 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by impairment method as of December 31: (dollars in thousands) Allowance for Loan Losses Unaccreted Evaluated for Impairment Purchased Total Individually Collectively 2015: Allowance for loan losses: Real estate loans: Residential properties $ — $ 6,799 $ — $ 6,799 $ 127 Commercial properties 30 1,783 — 1,813 363 Land — 103 — 103 42 Commercial and industrial loans — 1,649 — 1,649 187 Consumer loans — 236 — 236 13 Total $ 30 $ 10,570 $ — $ 10,600 $ 732 Loans: Real estate loans: Residential properties $ — $ 1,160,568 $ — $ 1,160,568 $ 7,747 Commercial properties 6,275 352,162 354 358,791 43,287 Land — 11,180 1,140 12,320 4,267 Commercial and industrial loans 5,687 185,732 5,165 196,584 28,231 Consumer loans 76 37,130 — 37,206 1,761 Total $ 12,038 $ 1,746,772 $ 6,659 $ 1,765,469 $ 85,293 2014: Allowance for loan losses: Real estate loans: Residential properties $ — $ 6,586 $ — $ 6,586 $ 26 Commercial properties 26 1,500 — 1,526 193 Land — — — — 4 Commercial and industrial loans 686 1,211 — 1,897 45 Consumer loans — 141 — 141 — Total $ 712 $ 9,438 $ — $ 10,150 $ 268 Loans: Real estate loans: Residential properties $ 43 $ 842,092 $ — $ 842,135 $ 2,861 Commercial properties 5,742 199,378 200 205,320 21,126 Land — 4,309 — 4,309 1,099 Commercial and industrial loans 5,635 86,343 1,559 93,537 5,893 Consumer loans 116 20,962 47 21,125 8 Total $ 11,536 $ 1,153,084 $ 1,806 $ 1,166,426 $ 30,987 The column labeled “Unaccreted Credit Component Other Loans” represents the amount of unaccreted credit component discount for the other loans acquired in a business combination, and the stated principal balance of the related loans. The discount is equal to 0.86% and 0.86% of the stated principal balance of these loans as of December 31, 2015 and 2014, respectively. In addition to this unaccreted credit component discount, an additional $0.3 million and $0.3 million of the ALLL was provided for these loans as of December 31, 2015 and 2014, respectively. The Bank categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Bank analyzes loans individually by classifying the loans as to credit risk. This analysis typically includes larger, non-homogeneous loans such as loans secured by multifamily or commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. The Bank uses the following definitions for risk ratings: Pass: Loans classified as pass are strong credits with no existing or known potential weaknesses deserving of management’s close attention. Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Impaired: A loan is considered impaired, when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Additionally, all loans classified as troubled debt restructurings (“TDRs”) are considered impaired. Purchased credit impaired loans are not considered impaired loans for these purposes. Loans listed as pass include larger non-homogeneous loans not meeting the risk rating definitions above and smaller, homogeneous loans not assessed on an individual basis. Based on the most recent analysis performed, the risk category of loans by class of loans is as follows as of December 31: (dollars in thousands) Pass Special Substandard Impaired Total 2015: Real estate loans: Residential properties $ 1,159,029 $ 1,539 $ — $ — $ 1,160,568 Commercial properties 351,988 174 354 6,275 358,791 Land 11,180 — 1,140 — 12,320 Commercial and industrial loans 180,755 4,977 5,165 5,687 196,584 Consumer loans 37,130 — — 76 37,206 Total $ 1,740,082 $ 6,690 $ 6,659 $ 12,038 $ 1,765,469 2014: Real estate loans: Residential properties $ 841,538 $ 554 $ — $ 43 $ 842,135 Commercial properties 198,112 1,266 200 5,742 205,320 Land 4,309 — — — 4,309 Commercial and industrial loans 81,067 5,276 1,559 5,635 93,537 Consumer loans 20,962 — 47 116 21,125 Total $ 1,145,988 $ 7,096 $ 1,806 $ 11,536 $ 1,166,426 Impaired loans evaluated individually and any related allowance is as follows as of December 31: With No Allowance Recorded With an Allowance Recorded (dollars in thousands) Unpaid Recorded Unpaid Recorded Related 2015: Real estate loans: Residential properties $ — $ — $ — $ — $ — Commercial properties 5,925 5,925 590 350 30 Commercial and industrial loans 7,770 5,687 — — — Consumer loans 114 76 — — — Total $ 13,809 $ 11,688 $ 590 $ 350 $ 30 2014: Real estate loans: Residential properties $ 43 $ 43 $ — $ — $ — Commercial properties 5,568 5,568 174 174 26 Commercial and industrial loans 2,094 2,094 3,541 3,541 686 Consumer loans 116 116 — — — Total $ 7,821 $ 7,821 $ 3,715 $ 3,715 $ 712 The weighted average annualized average balance of the recorded investment for impaired loans, beginning from when the loan became impaired, and any interest income recorded on impaired loans after they became impaired is as follows for the years ending December 31: 2015 2014 2013 (dollars in thousands) Average Interest Average Interest Average Interest Real estate loans: Residential properties $ 27 $ 2 $ 3,000 $ 25 $ 2,250 $ 32 Commercial properties 6,487 281 3,217 140 323 22 Commercial and industrial loans 7,850 394 1,196 241 2,690 168 Consumer loans 105 — 126 — — — Total $ 14,469 $ 677 $ 7,539 $ 406 $ 5,263 $ 222 There was no interest income recognized on a cash basis in either 2015 or 2014 on impaired loans.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property Plant And Equipment [Abstract]
Premises and Equipment	NOTE 7: PREMISES AND EQUIPMENT A summary of premises and equipment is as follows at December 31: (dollars in thousands) 2015 2014 Leasehold improvements and artwork $ 1,473 $ 1,202 Information technology equipment 4,358 3,073 Furniture and fixtures 2,230 1,969 Total 8,061 6,244 Accumulated depreciation and amortization (5,408 ) (4,057 ) Net $ 2,653 $ 2,187

Real Estate Owned

Real Estate Owned	12 Months Ended
	Dec. 31, 2015
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Real Estate Owned	NOTE 8: REAL ESTATE OWNED The activity in our portfolio of REO is as follows during the periods ending December 31: (dollars in thousands) 2015 2014 Beginning balance $ 334 $ 375 Loans transferred to REO — 1,834 Purchase of note on REO property — 1,285 REO chargeoffs — — REO acquired in merger 3,702 — Dispositions of REO — (3,160 ) Ending balance $ 4,036 $ 334

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	NOTE 9: DEPOSITS The following table summarizes the outstanding balance of deposits and average rates paid thereon at December 31: 2015 2014 (dollars in thousands) Amount Weighted Amount Weighted Demand deposits: Noninterest-bearing $ 299,794 — $ 246,137 — Interest-bearing 260,167 0.359 % 291,509 0.502 % Money market and savings 492,015 0.531 % 171,958 0.626 % Certificates of deposits 470,200 0.554 % 253,350 0.619 % Total $ 1,522,176 0.404 % $ 962,954 0.427 % At December 31, 2015, of the $149.2 million of certificates of deposits of $250,000 or more, $137.8 million mature within one year and $11.4 million mature after one year. Of the $321 million of certificates of deposit of less than $250,000, $292.5 million mature within one year and $28.5 million mature after one year. At December 31, 2014, of the $117.0 million of certificates of deposits of $250,000 or more, $96.9 million mature within one year and $20.1 million mature after one year. Of the $136.4 million of certificates of deposit of less than $250,000, $127.1 million mature within one year and $9.3 million mature after one year.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Borrowings	NOTE 10: BORROWINGS Borrowings: At December 31, 2015, our borrowings consisted of $796.0 million of overnight FHLB advances. At December 31, 2014, our borrowings consisted of $263.0 million of overnight FHLB advances and a $19.9 million term loan payable by FFI. These FHLB advances were paid in full in the early part of January 2016 and 2015, respectively, and bore interest rates of 0.27% and 0.27%, respectively. Because the Bank utilizes overnight borrowings, the balance of outstanding borrowings fluctuates on a daily basis. FHLB advances are collateralized by loans secured by multifamily and commercial real estate properties with a carrying value of $1.3 billion as of December 31, 2015. As a matter of practice, the Bank provides substantially all of its qualifying loans as collateral to the FHLB. The Bank’s total borrowing capacity from the FHLB at December 31, 2015 was $898.1 million. In addition to the $796.0 million borrowing, the Bank had in place $101.5 million of letters of credit from the FHLB which are used to meet collateral requirements for borrowings from the State of California and local agencies. The Bank also has a $20.0 million available unsecured fed funds line with Pacific Coast Banker’s Bank, a $2.0 million available unsecured fed funds line with Wells Fargo Bank, a $25.0 million available unsecured fed funds line with US Bank, a $25.0 million available unsecured fed funds line with PNC Bank, and a $25.0 million available unsecured fed funds line at Zions Bank. None of these lines had outstanding borrowings as of December 31, 2015. Combined, the Bank’s unused lines of credit as of December 31, 2015 were $97.6 million. The average daily balance of borrowings outstanding during 2015 and 2014 was $352.7 million and $192.8 million, respectively.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2015
Stockholders Equity Note [Abstract]
Shareholders' Equity	NOTE 11: SHAREHOLDERS’ EQUITY In August 2012, the Company acquired all of the assets and assumed all of the liabilities of Desert Commercial Bank. The merger agreement for this acquisition included a contingent payout based on the performance of certain assets over a two year period. The Company has determined that the amount of the contingent payout to be $1.0 million, of which $0.90 million is to be paid out in common stock of FFI using an assumed value of $15.00 per share and $0.1 million is to be paid out in cash. As of December 31, 2015, the Company had issued 54,644 shares of FFI common stock as part of this payout. FFI is a holding company and does not have any direct operating activities. Any future cash flow needs of FFI are expected to be met by its existing cash and cash equivalents and dividends from its subsidiaries. The Bank is subject to various laws and regulations that limit the amount of dividends that a bank can pay without obtaining prior approval from bank regulators. As of December 31, 2015, FFI’s cash and cash equivalents totaled $42.2 million.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 12: EARNINGS PER SHARE The following table sets forth the Company’s earnings per share calculations for the years ended December 31: 2015 2014 2013 (dollars in thousands, except share and per share amounts) Basic Diluted Basic Diluted Basic Diluted Net income $ 13,378 $ 13,378 $ 8,394 $ 8,394 $ 7,851 $ 7,851 Basic common shares outstanding 11,155,007 11,155,007 7,737,036 7,737,036 7,424,210 7,424,210 Effect of options, restricted stock and contingent shares issuable 420,848 429,307 318,005 Diluted common shares outstanding 11,575,855 8,166,343 7,742,215 Earnings per share $ 1.20 $ 1.16 $ 1.08 $ 1.03 $ 1.06 $ 1.01 Based on a weighted average basis, options to purchase 42,518, 66,324, and 154,814 shares of common stock were excluded for 2015, 2014, and 2013 respectively, because their effect would have been anti-dilutive.

Stock Based Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Based Compensation	NOTE 13: STOCK BASED COMPENSATION In 2007, the Board of Directors of FFI approved two equity incentive plans that provided for the grant of stock options, shares of restricted stock, restricted stock units (“RSUs”), stock bonus awards and performance awards (collectively, “Equity Incentive Awards”) to the Company’s executive officers, other key employees and directors up to 1,300,282 shares of the FFI’s common stock. In 2010, shareholders approved an increase of 580,000 in the number of shares available for issuance under one of these plans. In 2015, shareholders approved a new equity incentive plan whereby: the Company can no longer issue Equity Incentive Awards under the previously approved plans; 750,000 shares of common stock will be available for the grant of Equity Incentive Awards to the Company’s executive officers, other key employees and directors; Equity Incentive Awards that are outstanding under the prior plans will remain outstanding and unchanged and subject to the terms of those Plans; and upon termination, cancellation or forfeiture of any of the Equity Incentive Awards that are outstanding under the prior plans, those shares will be added to the pool of shares available for future grants of Equity Incentive Awards under the plan approved in 2015. The Company recognized stock-based compensation expense of $0.6 million, $0.5 million, and $0.6 million in 2015, 2014, and 2013, respectively. Included in the 2015 amount is $0.4 million of expense related to RSUs. Stock options, when granted, have an exercise price not less than the current market value of the common stock and expire after ten years if not exercised. If applicable, vesting periods are set at the date of grant and the Plans provide for accelerated vesting should a change in control occur. The fair value of the each option granted in 2015, 2014 and 2013 was estimated on the date of the grant using the Black-Scholes option pricing model with the following assumptions: Expected Volatility 20 % Expected Term 6.5 years Expected Dividends None Weighted Average Risk Free Rate: 2015 grants 1.714 % 2014 grants 2.269 % 2013 grants 1.181 % Weighted-Average Grant Fair Value: 2015 grants $ 4.89 2014 grants 4.77 2013 grants 3.79 Since the Company has limited historical stock activity, the expected volatility is based on the historical volatility of similar companies that have a longer trading history. The expected term represents the estimated average period of time that the options remain outstanding. Since the Company does not have sufficient historical data on the exercise of stock options, the expected term is based on the “simplified” method that measures the expected term as the average of the vesting period and the contractual term. The risk free rate of return reflects the grant date interest rate offered for zero coupon U.S. Treasury bonds over the expected term of the options. The following table summarizes the activities in the Plans during 2015: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2014 1,384,808 $ 12.67 Options granted 11,500 19.75 Options exercised (31,307 ) 12.94 Options forfeited (6,584 ) 16.48 Balance: December 31, 2015 1,358,417 12.71 3.52 Years $ 14,782 Options exercisable 1,299,504 $ 12.46 3.30 Years $ 14,463 As of December 31, 2015, the Company had $0.2 million of unrecognized compensation costs related to outstanding stock options which will be recognized through February 2018, subject to the vesting requirements for these stock options. The intrinsic value of stock options exercised in 2015 was $0.3 million. The following table summarizes the activities in the Plans during 2014: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2013 1,430,967 $ 12.37 Options granted 71,735 18.08 Options exercised (84,866 ) 11.19 Options forfeited (32,668 ) 15.28 Balance: December 31, 2014 1,384,808 12.67 4.50 Years $ 7,378 Options exercisable 1,279,091 $ 12.32 4.15 Years $ 7,272 The following table summarizes the activities in the Plans during 2013: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2012 1,423,965 $ 12.36 Options granted 26,000 15.58 Options exercised — — Options forfeited (18,998 ) 15.53 Balance: December 31, 2013 1,430,967 12.37 5.25 Years $ 8,051 Options exercisable 1,249,960 $ 11.98 4.83 Years $ 7,527 The following table provides a summary of the RSUs issued by the Company under its equity incentive plans for the periods ended December 31: 2015 2014 2013 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance: January 1 4,444 $ 18.00 7,666 $ 17.61 10,667 $ 15.00 New RSUs 73,682 20.00 — — 6,666 18.00 Shares vested and issued (10,762 ) 19.99 (3,222 ) 17.07 (9,667 ) 15.00 RSUs forfeited — — — — — — Balance December 31 67,364 $ 19.87 4,444 $ 18.00 7,666 $ 17.61 The fair value of the shares vested and issued was $0.2 million, $0.1 million and $0.2 million in 2015, 2014 and 2013, respectively. As of December 31, 2015, the Company had $1.1 million of unrecognized compensation costs related to outstanding RSUs which will be recognized through November 2018, subject to the related vesting requirements.

401(k) Profit Sharing Plan

401(k) Profit Sharing Plan	12 Months Ended
	Dec. 31, 2015
Defined Benefit Plans And Other Postretirement Benefit Plans Disclosures [Abstract]
401(k) Profit Sharing Plan	NOTE 14: 401(k) PROFIT SHARING PLAN The Company’s employees participate in the Company’s 401(k) profit sharing plan (the “401k Plan”) that covers all employees eighteen years of age or older who have completed three months of employment. Each employee eligible to participate in the 401k Plan may contribute up to 100% of his or her compensation, subject to certain statutory limitations. In 2015, 2014 and 2013, the Company matched 50% of the participant’s contribution up to 5% of employee compensation, which is subject to the plan’s vesting schedule. The Company contributions of $0.5 million, $0.5 million and $0.4 million were included in Compensation and Benefits for 2015, 2014 and 2013, respectively. The Company may also make an additional profit sharing contribution on behalf of eligible employees. No profit sharing contributions were made in 2015, 2014 or 2013.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 15: INCOME TAXES The Company is subject to federal income tax and California franchise tax. Income tax expense (benefit) was as follows for the years ended December 31: (dollars in thousands) 2015 2014 2013 Current expense: Federal $ 8,620 $ 4,485 $ 2,505 State 2,700 1,366 392 Deferred expense (benefit): Federal (1,525 ) 263 992 State (341 ) 313 354 Benefit of net operating loss carryforwards — — (172 ) Change in valuation allowance — — (2,441 ) Total $ 9,454 $ 6,427 $ 1,630 The following is a comparison of the federal statutory income tax rates to the Company’s effective income tax rate for the years ended December 31: 2015 2014 2013 (dollars in thousands) Amount Rate Amount Rate Amount Rate Income before taxes $ 22,832 $ 14,821 $ 9,481 Federal tax statutory rate $ 7,991 35.00 % $ 5,070 34.20 % 3,224 34.00 % State tax, net of Federal benefit 1,536 6.73 % 1,009 6.81 % 664 7.00 % Change in valuation allowance — — % — — % (2,441 ) (25.74) % DCB Asset Pool payout — — % 154 1.04 % — — % Other items, net (73 ) (0.32) % 194 1.31 % 183 1.93 % Effective tax rate $ 9,454 41.41 % $ 6,427 43.36 % $ 1,630 17.19 % Deferred taxes are a result of differences between income tax accounting and generally accepted accounting principles with respect to income tax recognition. The following is a summary of the components of the net deferred tax assets recognized in the accompanying consolidated balance sheets at December 31: (dollars in thousands) 2015 2014 Deferred tax assets (liabilities) Allowance for loan and REO losses $ 5,092 $ 4,024 Operating loss carryforwards 4,249 2,972 Market valuation: Acquired loans and REO 2,056 880 Stock-based compensation 1,524 1,396 State taxes 937 461 Accumulated other comprehensive income 912 (630 ) Organizational expenses 288 321 Depreciation (179 ) (435 ) Prepaid expenses (562 ) (489 ) Accrued vacation 542 531 Other 533 717 Net deferred tax assets 15,392 $ 9,748 As part of the merger with DCB, the Company acquired operating loss carryforwards of approximately $13.4 million. These operating loss carryforwards are subject to limitation under Section 382 of the Internal Revenue Service Code and expire in 2032. As a result, the Company will only be able to utilize operating loss carryforwards of $8.2 million, ratably over a period of 20 years. As part of the merger with PRB, the Company acquired operating loss carryforwards of approximately $3.9 million. These operating loss carryforwards are subject to limitation under Section 382 of the Internal Revenue Service Code and expire in 2035. As a result, the Company will only be able to utilize these operating loss carryforwards, ratably over a period of 20 years. As of December 31, 2015, the remaining operating loss carryforwards from DCB and PRB available to be utilized by the Company were $10.4 million. The Company has no other operating loss carryforwards. The Company is subject to federal income tax and franchise tax of the state of California. Income tax returns for the periods 2012 through 2015 are open to audit by federal authorities and for the periods 2012 through 2015 by California state authorities, and for 2015 by Hawaii state authorities.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingencies	NOTE 16: COMMITMENTS AND CONTINGENCIES Leases The Company leases certain facilities for its corporate offices and branch operations under non-cancelable operating leases that expire through 2027. Lease expense for 2015, 2014, and 2013 was $3.7 million, $3.1 million, and $2.7 million, respectively. Future minimum lease commitments under all non-cancelable operating leases at December 31, 2015 are as follows: (dollars in thousands) Year Ending December 31, 2016 $ 3,951 2017 4,637 2018 4,419 2019 4,330 2020 and after 12,026 Total $ 29,363 Financial Instruments with Off-Balance Sheet Risk In the normal course of business, the Bank is a party to financial instruments with off-balance sheet risk to meet the financing needs of customers and to reduce exposure to fluctuations in interest rates. These financial instruments may include commitments to extend credit and standby and commercial letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Standby and commercial letters of credit and financial guarantees are conditional commitments issued by the Bank to guaranty the performance of a customer to a third party. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The following table provides the off-balance sheet arrangements of the Bank as of December 31: (dollars in thousands) 2015 2014 Commitments to fund new loans $ 51,887 $ 18,217 Commitments to fund under existing loans, lines of credit 153,606 104,881 Commitments under standby letters of credit 8,617 5,402 Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation of the counter-party. Collateral held varies but may include deposits, marketable securities, accounts receivable, inventory, property, plant and equipment, motor vehicles and real estate. Litigation From time to time, the Company may become party to various lawsuits, which have arisen in the course of business. While it is not possible to predict with certainty the outcome of such litigation, it is the opinion of management, based in part upon opinions of counsel, that the liability, if any, arising from such lawsuits would not have a material adverse effect on the Company’s financial position or results of operations.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Related Party Transactions	NOTE 17: RELATED-PARTY TRANSACTIONS Loans to related parties, including directors and executive officers of the Company and their affiliates, were as follows for the periods presented: (dollars in thousands) 2015 Balance, January 1 $ 454 New loans and advances 5,910 Principal payments received (454 ) Balance, December 31 $ 5,910 Interest earned from loans to related parties was $0.2 million in 2015, and $0.1 million in each of 2014 and 2013. In addition, the Bank has a $0.5 million commitment to an affiliate of a director under a commercial line of credit under which no balances were outstanding as of December 31, 2015. The Bank held $1.9 million and $6.1 million of deposits from related parties, including directors and executive officers of the Company and their affiliates, as of December 31, 2015 and December 31, 2014, respectively. Interest paid on deposit accounts held by related parties was $7,000 in 2015, $9,000 in 2014 and $5,000 in 2013. As of December 31, As of December 31, 2015, related parties, including directors and executive officers of the Company and their affiliates, held $11.7 million in assets under management with FFA and FFB. In 2015, the Company received $0.1 million in fees related to these assets under management. The CEO of the Company was, from 2013 to 2015, a member of the board of directors of a bank that provided a term loan to the Company. Under this loan, which was originated in the first quarter of 2013, subsequently amended in 2014 and 2015, and paid off in August 2015, the Company had average borrowings of $16.6 million, $17.5 million and $5.1 million in 2015, 2014 and 2013 respectively, and the Company incurred interest of $0.7 million, $0.7 million and $0.2 million in 2015, 2014 and 2013, respectively. As of December 31, 2015, this Bank held $40.1 million of deposits at FFB and the Bank paid interest of $0.1 million on this account in 2015. The President of FFB has a minority interest in an entity which FFB uses for software services, for which FFB paid $0.1 million in 2015. During 2014 and 2013, an entity in which one of the directors of the Company had an ownership interest, provided insurance brokerage services to the Company. Broker fees earned by this entity for the services it provided to the Company were $0.2 million in 2014 and $0.1 million in 2013.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Matters	NOTE 18: REGULATORY MATTERS FFI and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possible additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on FFI and the Bank’s financial condition. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of FFI and the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. In July, 2013, the federal bank regulatory agencies approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks. The new rules became effective on January 1, 2015, with certain of the requirements phased-in over a multi-year schedule, and fully phased in by January 1, 2019. The rules include a new common equity Tier 1 ("CET1") capital to risk-weighted assets ratio with minimums for capital adequacy and prompt corrective action purposes of 4.5% and 6.5%, respectively. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Capital amounts and ratios for December 31, 2014 are calculated using Basel I rules. FFI’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by the regulators to ensure capital adequacy require FFI and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to assets (as defined). Management believes, as of December 31, 2015 that FFI and the Bank met all capital adequacy requirements. The following table presents the regulatory standards for well-capitalized institutions and the capital ratios for FFI and the Bank as of: Actual For Capital To Be Well-Capitalized (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio FFI December 31, 2015 CET1 capital ratio $ 256,305 17.99 % $ 64,099 4.50 % Tier 1 leverage ratio 256,305 11.82 % 86,747 4.00 % Tier 1 risk-based capital ratio 256,305 17.99 % 85,466 6.00 % Total risk-based capital ratio 267,325 18.77 % 113,954 8.00 % December 31, 2014 Tier 1 leverage ratio $ 95,582 7.32 % $ 52,200 4.00 % Tier 1 risk-based capital ratio 95,582 11.01 % 34,711 4.00 % Total risk-based capital ratio 106,426 12.26 % 69,423 8.00 % BANK December 31, 2015 CET1 capital ratio $ 206,807 14.56 % $ 63,907 4.50 % $ 92,310 6.50 % Tier 1 leverage ratio 206,807 9.56 % 86,562 4.00 % 108,202 5.00 % Tier 1 risk-based capital ratio 206,807 14.56 % 85,209 6.00 % 113,612 8.00 % Total risk-based capital ratio 217,827 15.34 % 113,612 8.00 % 142,015 10.00 % December 31, 2014 Tier 1 leverage ratio $ 105,261 8.09 % $ 52,036 4.00 % $ 65,045 5.00 % Tier 1 risk-based capital ratio 105,261 12.18 % 34,572 4.00 % 51,858 6.00 % Total risk-based capital ratio 115,811 13.40 % 69,144 8.00 % 86,430 10.00 % As of each of the dates set forth in the above table, the Company (on a consolidated basis) exceeded the minimum required capital ratios applicable to it and FFB (on a stand-alone basis) qualified as a well-capitalized depository institution under the capital adequacy guidelines.

Other Expenses

Other Expenses	12 Months Ended
	Dec. 31, 2015
Other Income And Expenses [Abstract]
Other Expenses	NOTE 19: OTHER EXPENSES The following items are included in the consolidated income statements as professional services and marketing costs and other expenses for the years ended December 31: (dollars in thousands) 2015 2014 2013 Regulatory assessments $ 1,105 $ 788 $ 650 Directors’ compensation expenses 558 522 604 Contingent payout related to DCB acquisition — 960 — Costs related to cancelled initial public offering — 1,000 —

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Segment Reporting	NOTE 20: SEGMENT REPORTING In 2015, 2014, and 2013 the Company had two reportable business segments: Banking (FFB) and Wealth Management (FFA). The results of FFI and any elimination entries are included in the column labeled Other. The reportable segments are determined by products and services offered and the corporate structure. Business segment earnings before taxes are the primary measure of the segment's performance as evaluated by management. Business segment earnings before taxes include direct revenue and expenses of the segment as well as corporate and inter-company cost allocations. Allocations of corporate expenses, such as finance and accounting, data processing and human resources, are calculated based on estimated activity or usage levels. The management accounting process measures the performance of the operating segments based on the Company's management structure and is not necessarily comparable with similar information for other financial services companies. If the management structures and/or the allocation process changes, allocations, transfers and assignments may change. The following tables show key operating results for each of our business segments used to arrive at our consolidated totals for the years ended December 31: (dollars in thousands) Banking Wealth Other Total 2015: Interest income $ 64,471 $ — $ — $ 64,471 Interest expense 5,607 — 674 6,281 Net interest income 58,864 — (674 ) 58,190 Provision for loan losses 2,673 — — 2,673 Noninterest income 8,833 20,530 (590 ) 28,773 Noninterest expense 39,982 18,352 3,124 61,458 Income (loss) before taxes on income $ 25,042 $ 2,178 $ (4,388 ) $ 22,832 2014: Interest income $ 47,398 $ — $ — $ 47,398 Interest expense 3,844 — 740 4,584 Net interest income 43,554 — (740 ) 42,814 Provision for loan losses 235 — — 235 Noninterest income 5,866 19,422 (539 ) 24,749 Noninterest expense 30,509 17,979 4,019 52,507 Income (loss) before taxes on income $ 18,676 $ 1,443 $ (5,298 ) $ 14,821 2013: Interest income $ 39,181 $ — $ — $ 39,181 Interest expense 3,288 — 219 3,507 Net interest income 35,893 — (219 ) 35,674 Provision for loan losses 2,395 — — 2,395 Noninterest income 3,514 16,715 (405 ) 19,824 Noninterest expense 24,302 17,400 1,920 43,622 Income (loss) before taxes on income $ 12,710 $ (685 ) $ (2,544 ) $ 9,481 The following tables show the financial position for each of our business segments, and of FFI which is included in the column labeled Other, and the eliminating entries used to arrive at our consolidated totals at December 31: (dollars in thousands) Banking Wealth Other Eliminations Total 2015: Cash and cash equivalents $ 215,671 $ 5,682 $ 42,151 $ (47,756 ) $ 215,748 Securities AFS 565,135 — — — 565,135 Loans, net 1,754,883 — — — 1,754,883 Premises and equipment 1,996 545 112 — 2,653 FHLB Stock 21,492 — — — 21,492 Deferred taxes 14,466 630 296 — 15,392 REO 4,036 — — — 4,036 Goodwill and intangibles 2,416 — — — 2,416 Other assets 8,645 314 217,032 (215,167 ) 10,824 Total assets $ 2,588,740 $ 7,171 $ 259,591 $ (262,923 ) $ 2,592,579 Deposits $ 1,569,932 $ — $ — $ (47,756 ) $ 1,522,176 Borrowings 796,000 — — — 796,000 Intercompany balances 2,748 121 (2,869 ) — — Other liabilities 9,309 2,634 2,724 — 14,667 Shareholders’ equity 210,751 4,416 259,736 (215,167 ) 259,736 Total liabilities and equity $ 2,588,740 $ 7,171 $ 259,591 $ (262,923 ) $ 2,592,579 2014: Cash and cash equivalents $ 29,585 $ 3,750 $ 5,722 $ (9,365 ) $ 29,692 Securities AFS 138,270 — — — 138,270 Loans, net 1,156,021 221 — — 1,156,242 Premises and equipment 1,539 548 100 — 2,187 FHLB Stock 12,361 — — — 12,361 Deferred taxes 9,196 601 (49 ) — 9,748 REO 334 — — — 334 Goodwill and Intangibles 197 — — — 197 Other assets 4,630 500 113,499 (112,236 ) 6,393 Total assets $ 1,352,133 $ 5,620 $ 119,272 $ (121,601 ) $ 1,355,424 Deposits $ 972,319 $ — $ — $ (9,365 ) $ 962,954 Borrowings 263,000 — 19,886 — 282,886 Intercompany balances 1,287 73 (1,360 ) — — Other liabilities 6,352 2,486 1,250 — 10,088 Shareholders’ equity 109,175 3,061 99,496 (112,236 ) 99,496 Total liabilities and equity $ 1,352,133 $ 5,620 $ 119,272 $ (121,601 ) $ 1,355,424

Quarterly Financial Information

Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information (Unaudited)	NOTE 21: QUARTERLY FINANCIAL INFORMATION (Unaudited) (dollars in thousands, First Second Third Fourth Full Year Year Ended December 31, 2015: Interest income $ 13,158 $ 14,993 $ 17,108 $ 19,212 $ 64,471 Interest expense 1,287 1,569 1,647 1,778 6,281 Net interest income 11,871 13,424 15,461 17,434 58,190 Provision for loan losses 150 753 570 1,200 2,673 Noninterest income 6,204 6,420 6,868 9,281 28,773 Noninterest expense 13,358 13,974 16,956 17,170 61,458 Income before taxes on income 4,567 5,117 4,803 8,345 22,832 Taxes on income 1,941 2,175 2,041 3,297 9,454 Net income $ 2,626 $ 2,942 $ 2,762 $ 5,048 $ 13,378 Income per share Basic $ 0.33 $ 0.36 $ 0.22 $ 0.32 $ 1.20 Diluted $ 0.32 $ 0.35 $ 0.21 $ 0.31 $ 1.16 Year Ended December 31, 2014: Interest income $ 10,675 $ 10,931 $ 12,384 $ 13,408 $ 47,398 Interest expense 925 1,115 1,237 1,307 4,584 Net interest income 9,750 9,816 11,147 12,101 42,814 Provision for loan losses 235 — — — 235 Noninterest income 5,551 6,416 6,737 6,045 24,749 Noninterest expense 12,546 13,871 13,095 12,995 52,507 Income before taxes on income 2,520 2,361 4,789 5,151 14,821 Taxes on income 1,058 1,094 2,130 2,145 6,427 Net income $ 1,462 $ 1,267 $ 2,659 $ 3,006 $ 8,394 Income per share Basic $ 0.19 $ 0.16 $ 0.34 $ 0.39 $ 1.08 Diluted $ 0.18 $ 0.16 $ 0.32 $ 0.37 $ 1.03 Year Ended December 31, 2013: Interest income $ 9,004 $ 10,350 $ 9,524 $ 10,303 $ 39,181 Interest expense 812 862 886 947 3,507 Net interest income 8,192 9,488 8,638 9,356 35,674 Provision for loan losses 622 686 445 642 2,395 Noninterest income 4,533 5,210 5,088 4,993 19,824 Noninterest expense 10,396 11,025 10,938 11,263 43,622 Income before taxes on income 1,707 2,987 2,343 2,444 9,481 Taxes on income 649 1,135 890 (1,044 ) 1,630 Net income $ 1,058 $ 1,852 $ 1,453 $ 3,488 $ 7,851 Income per share Basic $ 0.14 $ 0.25 $ 0.20 $ 0.47 $ 1.06 Diluted $ 0.14 $ 0.24 $ 0.19 $ 0.44 $ 1.01

Parent Only Financial Statement

Parent Only Financial Statements	12 Months Ended
	Dec. 31, 2015
Statement Of Financial Position [Abstract]
Condensed Financial Information of Parent Company Only Disclosure	NOTE 22: PARENT ONLY FINANCIAL STATEMENTS BALANCE SHEETS (dollars in thousands) December 31, 2015 2014 ASSETS Cash and cash equivalents $ 42,151 $ 5,722 Premises and equipment, net 112 100 Deferred taxes 296 (49 ) Investment in subsidiaries 215,167 112,236 Intercompany receivable 2,869 1,360 Other assets 1,865 1,263 Total Assets $ 262,460 $ 120,632 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities: Borrowings $ — $ 19,886 Accounts payable and other liabilities 2,724 1,250 Total Liabilities 2,724 21,136 Shareholders’ Equity Common Stock 16 8 Additional paid-in-capital 227,262 78,204 Retained earnings 33,762 20,384 Accumulated other comprehensive income (loss), net of tax (1,304 ) 900 Total Shareholders’ Equity 259,736 99,496 Total Liabilities and Shareholders’ Equity $ 262,460 $ 120,632 INCOME STATEMENTS (dollars in thousands) For the Year Ended 2015 2014 2013 Interest expense—borrowings $ 674 $ 740 $ 219 Noninterest income—earnings from investment in subsidiaries 15,801 11,050 9,883 Noninterest expense: Compensation and benefits 1,152 1,096 613 Occupancy and depreciation 191 141 66 Professional services and marketing costs 1,669 2,469 1,120 Other expenses 702 852 526 Total noninterest expense 3,714 4,558 2,325 Income before taxes on income 11,413 5,752 7,339 Taxes on income (1,965 ) (2,642 ) (512 ) Net income $ 13,378 $ 8,394 7,851 STATEMENTS OF COMPREHENSIVE INCOME (dollars in thousands) For the Year Ended 2015 2014 2013 Net income $ 13,378 $ 8,394 $ 7,851 Other comprehensive income (loss): Unrealized holding gains (losses) on securities arising during the period (3,746 ) 4,198 (2,668 ) Other comprehensive income (loss) before tax (3,746 ) 4,198 (2,668 ) Income tax (expense) benefit related to items of other comprehensive income 1,542 (1,728 ) 1,098 Other comprehensive income (loss) (2,204 ) 2,470 (1,570 ) Total comprehensive income $ 11,174 $ 10,864 $ 6,281 STATEMENTS OF CASH FLOWS (dollars in thousands) For the Year Ended 2015 2014 2013 Cash Flows from Operating Activities: Net income $ 13,378 $ 8,394 $ 7,851 Adjustments to reconcile net income to net cash provided by (used in) operating activities: Earnings from investment in subsidiaries (15,801 ) (11,050 ) (9,883 ) Stock–based compensation expense 113 50 41 Deferred tax liability (benefit) (345 ) (190 ) 579 Increase in other assets (602 ) (652 ) (46 ) Increase (decrease) in accounts payable and other liabilities 1,926 829 (828 ) Net cash provided by (used in) operating activities (1,331 ) (2,619 ) (2,286 ) Cash Flows from Investing Activities: Investment in subsidiaries (76,453 ) (10,470 ) (8,500 ) Payment to shareholders of acquired companies (543 ) — — Purchase of premises and equipment (12 ) — (34 ) Net cash used in investing activities (77,008 ) (10,470 ) (8,534 ) Cash Flows from Financing Activities: Proceeds from borrowings 10,114 15,000 7,500 Paydowns of borrowings (30,000 ) (2,177 ) (437 ) Proceeds from the sale of stock, net 136,163 949 6,322 Intercompany accounts, net decrease (increase) (1,509 ) (255 ) 551 Net cash provided by financing activities 114,768 13,517 13,936 Increase (decrease) in cash and cash equivalents 36,429 428 3,116 Cash and cash equivalents at beginning of year 5,722 5,294 2,178 Cash and cash equivalents at end of year $ 42,151 $ 5,722 $ 5,294

Summary of Significant Accoun30

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Business Policy	Business First Foundation Inc. (“FFI”) is a financial services holding company whose operations are conducted through its wholly owned subsidiaries: First Foundation Advisors (“FFA”) and First Foundation Bank (“FFB” or the “Bank”), and First Foundation Insurance Services (“FFIS”), a wholly owned subsidiary of FFB (collectively the “Company”). FFI also has two inactive wholly owned subsidiaries, First Foundation Consulting (“FFC”) and First Foundation Advisors, LLC (“FFA LLC”). In addition, FFA has set up a limited liability company, which is not included in these consolidated financial statements, as a private investment fund to provide an investment vehicle for its clients. The corporate headquarters for all of the companies is located in Irvine, California. The Company has offices in California in Newport Beach, Irvine, Indian Wells, Pasadena, El Centro, West Los Angeles, El Segundo, Oakland, Sacramento, Burlingame, and San Diego and in Las Vegas, Nevada, and in Honolulu, Hawaii. On October 28, 2015, FFI changed its state of incorporation from California to Delaware. Other than the change in corporate domicile, the reincorporation did not result in any change in the business, physical location, management, assets, liabilities or total shareholders’ equity of the Company, nor did it result in any change in location of the Company’s employees, including the Company’s management. Additionally, the reincorporation did not alter any shareholder’s percentage ownership interest or number of shares owned in the Company. FFA, established in 1985 and incorporated in the State of California, began operating in 1990 as a fee based registered investment advisor. FFA provides (i) investment management and financial planning services for high net-worth individuals, retirement plans, charitable institutions and private foundations; (ii) provides financial, investment and economic advisory and related services to high net-worth individuals and their families, family-owned businesses, and other related organizations; and (iii) provides support services involving the processing and transmission of financial and economic data for charitable organizations. At the end of 2015, these services were provided to approximately 1,400 clients, primarily located in Southern California, with an aggregate of $3.5 billion of assets under management. The Bank commenced operations in 2007 and currently operates in California, Nevada, and in Hawaii. The Bank offers a wide range of deposit instruments including personal and business checking and savings accounts, including interest-bearing negotiable order of withdrawal (“NOW”) accounts, money market accounts, and time certificates of deposit (“CD”) accounts. As a lender, the Bank originates, and retains for its portfolio, loans secured by real estate and commercial loans. Over 90% of the Bank’s loans are to clients located in California. The Bank also offers a wide range of specialized services including trust services, on-line banking, remote deposit capture, merchant credit card services, ATM cards, Visa debit cards, business sweep accounts, and through FFIS, insurance brokerage services. The Bank has a state non-member bank charter and it is subject to continued examination by the California Department of Business Oversight and Federal Deposit Insurance Corporation. At December 31, 2015, the Company employed 295 employees.
Basis of Presentation	Basis of Presentation The consolidated financial statements have been prepared in conformity with U. S. generally accepted accounting standards and prevailing practices within the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses during the reporting periods and related disclosures. Actual results could differ significantly from those estimates. The consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries. All inter-company balances and transactions have been eliminated in consolidation.
Variable Interest Entities	Variable Interest Entities The Company may have variable interests in Variable Interest Entities (“VIEs”) arising from debt, equity or other monetary interests in an entity, which change with fluctuations in the fair value of the entity's assets. VIEs are entities that, by design, either (1) lack sufficient equity to permit the entity to finance its activities without additional subordinated financial support from other parties, or (2) have equity investors that do not have the ability to make significant decisions relating to the entity's operations through voting rights, or do not have the obligation to absorb the expected losses, or do not have the right to receive the residual returns of the entity. The primary beneficiary of a VIE (i.e., the party that has a controlling financial interest) is required to consolidate the assets and liabilities of the VIE. The primary beneficiary is the party that has both (1) the power to direct the activities of an entity that most significantly impact the VIE's economic performance; and (2) through its interests in the VIE, the obligation to absorb losses or the right to receive benefits from the VIE that could potentially be significant to the VIE. The Company's has sold loans through a securitization sponsored by a government sponsored entity, Freddie Mac, who also provided credit enhancement of the loans through certain guarantee provisions. The Company retained the right to provide servicing for the loans except for special servicing for which a unrelated third party was engaged by the VIE. In addition the Company acquired the “B” piece of the securitization, which is structured to absorb any losses from the securitization, and two interest only strips from the securitization. Because the Company does not act as the special servicer for the VIE and because of the power of Freddie Mac over the VIE that holds the assets from the mortgage loan securitizations, the Company is not the primary beneficiary of the VIE and therefore the VIE is not consolidated.
Reclassifications	Reclassifications Certain amounts in the 2014 consolidated financial statements have been reclassified to conform to the 2015 presentation.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of reporting cash flows, cash and cash equivalents include cash, due from banks, certificates of deposits with maturities of less than ninety days, investment securities with original maturities of less than ninety days, money market mutual funds and Federal funds sold. At times, the Bank maintains cash at major financial institutions in excess of Federal Deposit Insurance Corporation (“FDIC”) insured limits. However, as the Bank places these deposits with major well-capitalized financial institutions and monitors the financial condition of these institutions, management believes the risk of loss to be minimal. The Bank maintains most of its excess cash at the Federal Reserve Bank, with well-capitalized correspondent banks or with other depository institutions at amounts less than the FDIC insured limits. At December 31, 2015, included in cash and cash equivalents were $200.9 million in funds held at the Federal Reserve Bank. Banking regulations require that banks maintain a percentage of their deposits as reserves in cash or on deposit with the Federal Reserve Bank. The Bank was in compliance with its reserve requirements as of December 31, 2015.
Certificates of Deposits	Certificates of Deposit From time to time, the Company may invest funds with other financial institutions through certificates of deposit. Certificates of deposit with maturities of less than ninety days are included as cash and cash equivalents. Certificates of deposit are carried at cost.
Investment Securities	Investment Securities Investment securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. Investments not classified as trading securities nor as held-to-maturity securities are classified as available-for-sale securities and recorded at fair value. Unrealized gains or losses on available-for-sale securities are excluded from net income and reported as an amount net of taxes as a separate component of other comprehensive income included in shareholders’ equity. Premiums or discounts on held-to-maturity and available-for-sale securities are amortized or accreted into income using the interest method. Realized gains or losses on sales of held-to-maturity or available-for-sale securities are recorded using the specific identification method. Declines in the fair value of individual held-to-maturity and available-for-sale securities below their cost that are considered other-than-temporary impairment (“OTTI”) result in write-downs of the individual securities to their fair value. The credit component of any OTTI related write-downs is charged against earnings. Management evaluates securities for OTTI at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows; OTTI related to credit loss, which must be recognized in the income statement and; OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Company compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
Loan Origination Fees and Costs	Loan Origination Fees and Costs Net loan origination fees and direct costs associated with lending are deferred and amortized to interest income as an adjustment to yield over the respective lives of the loans using the interest method. The amortization of deferred fees and costs is discontinued on loans that are placed on nonaccrual status. When a loan is paid off, any unamortized net loan origination fees are recognized in interest income.
Loans Held-for-investment	Loans Held for Investment Loans held for investment are reported at the principal amount outstanding, net of cumulative chargeoffs, interest applied to principal (for loans accounted for using the cost recovery method), unamortized net deferred loan origination fees and costs and unamortized premiums or discounts on purchased loans. Interest on loans is accrued and recognized as interest income at the contractual rate of interest. When a loan is designated as held for investment, the intent is to hold these loans for the foreseeable future or until maturity or payoff. If subsequent changes occur, the Company may change its intent to hold these loans. Once a determination has been made to sell such loans, they are immediately transferred to loans held for sale and carried at the lower of cost or fair value.
Loans Held-for-Sale	Loans Held for Sale Loans designated for sale through securitization or in the secondary market are classified as loans held for sale. Loans held for sale are accounted for at the lower of amortized cost or fair value. The fair value of loans held for sale is generally based on observable market prices from other loans in the secondary market that have similar collateral, credit, and interest rate characteristics. If quoted market prices are not readily available, the Company may consider other observable market data such as dealer quotes for similar loans or forward sale commitments. In certain cases, the fair value may be based on a discounted cash flow model. Related gains and losses are recognized in net gain on mortgage loan origination and sale activities. Direct loan origination costs and fees for loans classified as held for sale are deferred at origination and recognized in earnings at the time of sale.
Nonaccrual Loans	Nonaccrual Loans Loans are placed on nonaccrual status when the full and timely collection of principal and interest is doubtful, generally when the loan becomes 90 days or more past due for principal or interest payment All payments received on nonaccrual loans are accounted for using the cost recovery method. Under the cost recovery method, all cash collected is applied to first reduce the principal balance. A loan may be returned to accrual status if all delinquent principal and interest payments are brought current and the collectability of the remaining principal and interest payments in accordance with the loan agreement is reasonably assured. Loans that are well secured and in the collection process may be maintained on accrual status, even if they are 90 days or more past due.
Purchased Credit Impaired Loans	Purchased Credit Impaired Loans The Company may purchase individual loans and groups of loans which have shown evidence of credit deterioration and are considered credit impaired. Purchased credit impaired loans are recorded at the amount paid and there is no carryover of the seller’s allowance for loan losses. Purchased credit impaired loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as, credit score, loan type, and date of origination. The Company estimates the amount and timing of expected cash flows for each loan or pool, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan or pool (accretable yield). The excess of the loan’s or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan or pool, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded by an increase in the allowance for loan losses. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Provisions for loan losses are charged to operations based on management’s evaluation of the estimated losses in its loan portfolio. The major factors considered in evaluating losses are historical charge-off experience, delinquency rates, local and national economic conditions, the borrower’s ability to repay the loan and timing of repayments, and the value of any related collateral. Management’s estimate of fair value of the collateral considers current and anticipated future real estate market conditions, thereby causing these estimates to be particularly susceptible to changes that could result in a material adjustment to results of operations in the future. Recovery of the carrying value of such loans and related real estate is dependent, to a great extent, on economic, operating and other conditions that may be beyond the Bank’s control. The Bank’s primary regulatory agencies periodically review the allowance for loan losses and such agencies may require the Bank to recognize additions to the allowance based on information and factors available to them at the time of their examinations. Accordingly, no assurance can be given that the Bank will not recognize additional provisions for loan losses with respect to its loan portfolio. The allowance consists of specific and general reserves. Specific reserves relate to loans that are individually classified as impaired. Loan losses are charged against the allowance when management believes a loan balance is uncollectible. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The Bank considers a loan to be impaired when, based upon current information and events, it believes it is probable that the Bank will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Bank bases the measurement of loan impairment using either the present value of the expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the loan’s collateral properties. Impairment losses are included in the allowance for loan losses through a charge to provision for loan losses. Adjustments to impairment losses due to changes in the fair value of impaired loans’ collateral properties are included in the provision for loan losses. The Bank’s impaired loans include nonaccrual loans (excluding those collectively reviewed for impairment), certain restructured loans and certain performing loans less than ninety days delinquent (“other impaired loans”) that the Bank believes will likely not be collected in accordance with contractual terms of the loans. Loans, for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are generally considered troubled debt restructurings and classified as impaired. Commercial loans and loans secured by multifamily and commercial real estate are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Bank determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. General reserves cover non-impaired loans and are based on historical loss rates for each portfolio segment, adjusted for the effects of qualitative or environmental factors that are likely to cause estimated credit losses as of the evaluation date to differ from the portfolio segment’s historical loss experience. Because the Bank is relatively new and has not experienced any meaningful amount of losses in any of its current portfolio segments, the Bank calculates the historical loss rates on industry data, specifically loss rates published by the FDIC. Qualitative factors include consideration of the following: changes in lending policies and procedures; changes in economic conditions, changes in the nature and volume of the portfolio; changes in the experience, ability and depth of lending management and other relevant staff; changes in the volume and severity of past due, nonaccrual and other adversely graded loans; changes in the loan review system; changes in the value of the underlying collateral for collateral-dependent loans; concentrations of credit and the effect of other external factors such as competition and legal and regulatory requirements. Portfolio segments identified by the Bank include loans secured by residential real estate, including multifamily and single family properties, loans secured by commercial real estate, commercial and industrial loans and consumer loans. Relevant risk characteristics for these portfolio segments generally include debt service coverage, loan-to-value ratios and financial performance on non-consumer loans and debt-to income, collateral type and loan-to-value ratios for consumer loans.
Financial Instruments	Financial Instruments In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit, commercial letters of credit, and standby letters of credit. Such financial instruments are recorded in the financial statements when they are funded or related fees are incurred or received.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Real Estate Owned	Real Estate Owned REO represents the collateral acquired through foreclosure in full or partial satisfaction of the related loan. REO is recorded at the fair value less estimated selling costs at the date of foreclosure. Any write-down at the date of transfer is charged to the allowance for loan losses. The recognition of gains or losses on sales of REO is dependent upon various factors relating to the nature of the property being sold and the terms of sale. REO values are reviewed on an ongoing basis and any decline in value is recognized as foreclosed asset expense in the current period. The net operating results from these assets are included in the current period in noninterest expense as foreclosed asset expense (income).
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization, which is charged to expense on a straight-line basis over the estimated useful lives of 3 to 10 years. Premises under leasehold improvements are amortized on a straight-line basis over the term of the lease or the estimated useful life of the improvements, whichever is shorter. Expenditures for major renewals and betterments of premises and equipment are capitalized and those for maintenance and repairs are charged to expense as incurred. A valuation allowance is established for any impaired long-lived assets. The Company did not have impaired long-lived assets as of December 31, 2015 or 2014.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock As a member of the Federal Home Loan Bank (“FHLB”), the Bank is required to purchase FHLB stock in accordance with its advances, securities and deposit agreement. This stock, which is carried at cost, may be redeemed at par value. However, there are substantial restrictions regarding redemption and the Bank can only receive a full redemption in connection with the Bank surrendering its FHLB membership. At December 31, 2015, the Bank held $21.5 million of FHLB stock. The Company does not believe that this stock is currently impaired and no adjustments to its carrying value have been recorded.
Mortgage Servicing Rights	Mortgage Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Servicing fee income, which is reported on the income statement as other income ,
Goodwill	Goodwill Goodwill is recorded upon completion of a business combination as the difference between the purchase price and the fair value of net identifiable assets acquired. Subsequent to initial recognition, the Company will test goodwill for impairment on an annual basis. The goodwill recorded by the Company was recognized from the acquisition of Pacific Rim Bank in June of 2015, and was not considered impaired at December 31, 2015.
Other Intangible Assets	Other Intangible Assets Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions and are amortized on an accelerated method over their estimated useful lives, which range from 7 to 10 years. At December 31, 2015 and 2014, core deposit intangible assets totaled $1.1 million and $0.2 million, respectively, and we recognized $0.2 million, $0.1 million and $0.1 million in core deposit intangible amortization expense in 2015, 2014 and 2013, respectively.
Revenue Recognition	Revenue Recognition Interest on Loans: Loans on which the accrual of interest has been discontinued are designated as nonaccrual loans. Accrual of interest on loans is discontinued when reasonable doubt exists as to the full, timely collection of interest or principal and, generally, when a loan becomes contractually past due for ninety days or more with respect to principal or interest. The accrual of interest may be continued on a well-secured loan contractually past due ninety days or more with respect to principal or interest if the loan is in the process of collection or collection of the principal and interest is deemed probable. When a loan is placed on nonaccrual status, all interest previously accrued but not collected is reversed against current period income. Interest on such loans is then recognized only to the extent that cash is received and where the future collection of principal is probable. Accrual of interest is resumed on loans only when, in the judgment of management, the loan is estimated to be fully collectible. The Bank continues to accrue interest on restructured loans since full payment of principal and interest is expected and such loans are performing or less than ninety days delinquent and, therefore, do not meet the criteria for nonaccrual status. Restructured loans that have been placed on nonaccrual status are returned to accrual status when the remaining loan balance, net of any charge-offs related to the restructure, is estimated to be fully collectible by management and performing in accordance with the applicable loan terms. Other Fees: Asset management fees are billed on a monthly or quarterly basis based on the amount of assets under management and the applicable contractual fee percentage. Asset management fees are recognized as revenue in the period in which they are billed and earned. Financial planning fees are due and billed at the completion of the planning project and are recognized as revenue at that time.
Stock-Based Compensation	Stock-Based Compensation The Company recognizes the cost of employee services received in exchange for awards of stock options, or other equity instruments, based on the grant-date fair value of those awards. This cost is recognized over the period, which an employee is required to provide services in exchange for the award, generally the vesting period. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for stock awards.
Marketing Costs	Marketing Costs The Company expenses marketing costs, including advertising, in the period incurred.
Income Taxes	Income Taxes The Company accounts for income taxes using the asset and liability method. Under the asset and liability method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. A valuation allowance is established if it is “more likely than not” that all or a portion of the deferred tax asset will not be realized. The tax effects from an uncertain tax position can be recognized in the financial statements only if, based on its merits, the position is more likely than not to be sustained on audit by the taxing authorities. Interest and penalties related to uncertain tax positions are recorded as part of income tax expense.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and other comprehensive income. Changes in unrealized gains and losses on available-for-sale securities and the related tax costs or benefits are the only components of other comprehensive income for the Company.
Earnings Per Share (“EPS”)	Earnings Per Share (“EPS”) Basic earnings per share represents income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per share reflect additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and restricted stock, which are determined using the treasury stock method, and stock to be issued as contingent consideration related to an acquisition that occurred in 2012.
Fair Value Measurement	Fair Value Measurement Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
New Accounting Pronouncements	New Accounting Pronouncements On February 25, 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-02, Leases (Topic 842) The amendments in this Update are effective for interim and annual periods beginning after December 15, 2018. On January 5, 2016, the FASB issued ASU 2016-01, Financial Instruments–Overall: Recognition and Measurement of Financial Assets and Financial Liabilities (Subtopic 825-10) In September, 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments In May 2014, the FASB issued ASU 2015-09, Revenue from Contracts with Customers (Topic 660): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs-Contracts with Customers (Subtopic 340-40)

Acquisitions (Tables)

Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
Schedule of Assets Acquired and Liabilities Assumed	The following table represents the assets acquired and liabilities assumed of PRB as of June 15, 2015 and the fair value adjustments and amounts recorded by the Bank in 2015 under the acquisition method of accounting: PRB Book Value Fair Value Adjustments Fair Value (dollars in thousands) Assets Acquired: Cash and cash equivalents $ 38,624 $ — $ 38,624 Securities AFS 7,179 115 7,294 Loans, net of deferred fees 80,192 (2,419 ) 77,773 Allowance for loan losses (2,034 ) 2,034 — Premises and equipment, net 251 (188 ) 63 Investment in FHLB stock 152 — 152 Deferred taxes — 2,258 2,258 REO 4,374 (672 ) 3,702 Goodwill — 1,300 1,300 Core deposit intangible — 1,099 1,099 Other assets 269 — 269 Total assets acquired $ 129,007 $ 3,527 $ 132,534 Liabilities Assumed: Deposits $ 119,663 $ 178 $ 119,841 Accounts payable and other liabilities 442 (98 ) 344 Total liabilities assumed 120,105 80 120,185 Excess of assets acquired over liabilities assumed 8,902 3,447 12,349 Total $ 129,007 $ 3,527 $ 132,534 Consideration: Stock issued $ 11,806 Cash paid 543 Total $ 12,349
Schedule of Loans Acquired	For loans acquired from PRB, the contractual amounts due, expected cash flows to be collected and fair value as of the acquisition date were as follows: (dollars in thousands) Purchased Credit Impaired All Other Acquired Loans Contractual amounts due $ 9,418 $ 86,466 Cash flows not expected to be collected 2,201 1,155 Expected cash flows 7,217 85,311 Interest component of expected cash flows 805 13,950 Fair value of acquired loans $ 6,412 $ 71,361
Pro Forma Summarized Income Statement Data	The following table presents unaudited pro forma information as if the acquisition of PRB had occurred on January 1, 2015, and January 1, 2014, for 2015 and 2014, respectively, after giving effect to certain adjustments. 2015 2014 (dollars in thousands) Net interest income $ 59,918 $ 46,935 Provision for loan losses 2,673 235 Noninterest income 28,891 25,156 Noninterest expenses 64,167 57,577 Income before taxes 21,969 14,279 Taxes on income 9,097 6,192 Net income $ 12,872 $ 8,087 Net income per share: Basic $ 1.09 $ 0.97 Diluted $ 1.06 $ 0.92

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Recorded Amounts of Assets and Liabilities Measured at Fair Value on Recurring Basis	The following tables show the recorded amounts of assets and liabilities measured at fair value on a recurring basis as of: Fair Value Measurement Level Total Level 1 Level 2 Level 3 (dollars in thousands) December 31, 2015: Investment securities available for sale US Treasury securities $ 300 $ 300 $ — $ — FNMA and FHLB Agency notes 16,013 — 16,013 — Agency mortgage-backed securities 536,148 — 536,148 — Beneficial interest – FHLMC securitization 12,674 — — 12,674 Total assets at fair value on a recurring basis $ 565,135 $ 300 $ 552,161 $ 12,674 December 31, 2014: Investment securities available for sale US Treasury securities $ 300 $ 300 $ — $ — FNMA and FHLB Agency notes 10,277 — 10,277 — Agency mortgage-backed securities 127,693 — 127,693 — Total assets at fair value on a recurring basis $ 138,270 $ 300 $ 137,970 $ —
Carrying Amounts and Estimated Fair Value of Financial Instruments	The following table sets forth the estimated fair values and related carrying amounts of our financial instruments as of: Carrying Fair Value Measurement Level (dollars in thousands) Value 1 2 3 Total December 31, 2015: Assets: Cash and cash equivalents $ 215,748 $ 215,748 $ — $ — $ 215,748 Securities AFS 565,135 300 552,161 12,674 565,135 Loans 1,754,883 — — 1,779,941 1,779,941 Investment in FHLB stock 21,492 — 21,492 — 21,492 Liabilities: Deposits 1,522,176 1,051,976 470,128 — 1,522,104 Borrowings 796,000 — 796,000 — 796,000 December 31, 2014: Assets: Cash and cash equivalents $ 29,692 $ 29,692 $ — $ — $ 29,692 Securities AFS 138,270 300 137,970 — 138,270 Loans 1,156,242 — — 1,186,408 1,186,408 Investment in FHLB stock 12,361 — 12,361 — 12,361 Liabilities: Deposits 962,954 709,604 253,244 — 962,848 Borrowings 282,886 — 263,000 19,886 282,886

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Investments Debt And Equity Securities [Abstract]
Summary of AFS Securities Portfolio	The following table provides a summary of the Company’s AFS securities portfolio at December 31: Amortized Gross Unrealized Estimated (dollars in thousands) Gains Losses 2015: US Treasury securities $ 300 $ — $ — $ 300 Agency notes 16,108 — (95 ) 16,013 Agency mortgage-backed securities 538,269 909 (3,030 ) 536,148 Beneficial interest – FHLMC securitization 12,674 476 (476 ) 12,674 Total $ 567,351 $ 1,385 $ (3,601 ) $ 565,135 2014: US Treasury securities $ 300 $ — $ — $ 300 Agency notes 10,496 — (219 ) 10,277 Agency mortgage-backed securities 125,944 1,881 (132 ) 127,693 Total $ 136,740 $ 1,881 $ (351 ) $ 138,270
Schedule of Securities in a Continuous Unrealized Loss Position Aggregated by Investment Category and Length of Time	The table below indicates, as of December 31, 2015, the gross unrealized losses and fair values of our investments, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position. Securities with Unrealized Loss at December 31, 2015 (dollars in thousands) Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized Agency notes $ 16,013 $ (95 ) $ — $ — $ 16,013 $ (95 ) Agency mortgage backed securities 397,850 (3,030 ) — — 397,850 (3,030 ) Beneficial interest – FHLMC securitization 12,674 (476 ) — — 12,674 (476 ) Total temporarily impaired securities $ 426,537 $ (3,601 ) $ — $ — $ 426,537 $ (3,601 )
Scheduled Maturities of Securities AFS Other than Mortgage Backed Securities and the Related Weighted Average Yield	The scheduled maturities of securities AFS, other than agency mortgage backed securities, and the related weighted average yield is as follows as of December 31, 2015: (dollars in thousands) Less than 1 Through 5 Through After Total Amortized Cost: US Treasury securities $ 300 $ — $ — $ — $ 300 Agency notes — 12,760 2,748 600 16,108 Total $ 300 $ 12,760 $ 2,748 $ 600 $ 16,408 Weighted average yield 0.45 % 1,50 % 1.94 % 2.86 % 1.60 % Estimated Fair Value: US Treasury securities $ 300 $ — $ — $ — $ 300 Agency notes — 12,692 2,725 596 16,013 Total $ 300 $ 12,692 $ 2,725 $ 596 $ 16,313

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Summary of Loans	The following is a summary of our loans as of December 31: (dollars in thousands) 2015 2014 Recorded investment balance: Loans secured by real estate: Residential properties: Multifamily $ 627,311 $ 481,491 Single family 533,257 360,644 Total real estate loans secured by residential properties 1,160,568 842,135 Commercial properties 358,791 205,320 Land 12,320 4,309 Total real estate loans 1,531,679 1,051,764 Commercial and industrial loans 196,584 93,537 Consumer loans 37,206 21,125 Total loans 1,765,469 1,166,426 Deferred (fees) and expenses 14 (34 ) Total $ 1,765,483 $ 1,166,392
Carrying Amount of Purchased Credit Impaired Loans	In 2012 and 2015, the Company purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of these purchased credit impaired loans is as follows at December 31: (dollars in thousands) 2015 2014 Outstanding principal balance: Loans secured by real estate: Commercial properties $ 533 $ 206 Land 1,616 — Total real estate loans 2,149 206 Commercial and industrial loans 6,787 2,002 Consumer loans 14 249 Total loans 8,950 2,457 Unaccreted discount on purchased credit impaired loans (2,291 ) (651 ) Total $ 6,659 $ 1,806
Accretable Yield or Income Expected to be Collected on Purchased Credit Impaired Loans	Accretable yield, or income expected to be collected on purchased credit impaired loans, is as follows at December 31: (dollars in thousands) 2015 2014 Beginning balance $ 130 $ 2,349 Accretion of income (529 ) (1,076 ) Reclassifications from nonaccretable difference 175 (391 ) Acquisitions 805 — Disposals — (752 ) Ending balance $ 581 $ 130
Summary of Delinquent and Nonaccrual Loans	The following table summarizes our delinquent and nonaccrual loans as of December 31: Past Due and Still Accruing Total Past (dollars in thousands) 30–59 Days 60-89 Days 90 Days Nonaccrual Current Total 2015: Real estate loans: Residential properties $ — $ — $ — $ — $ — $ 1,160,568 $ 1,160,568 Commercial properties 1,232 — 793 1,552 3,577 355,214 358,791 Land — — — — — 12,320 12,320 Commercial and industrial loans 2,425 1,639 5,713 2,509 12,286 184,298 196,584 Consumer loans 1,010 — 1,991 75 3,076 34,130 37,206 Total $ 4,667 $ 1,639 $ 8,497 $ 4,136 $ 18,939 $ 1,746,530 $ 1,765,469 Percentage of total loans 0.26 % 0.09 % 0.48 % 0.23 % 1.07 % 2014: Real estate loans: Residential properties $ — $ — $ — $ — $ — $ 842,135 $ 842,135 Commercial properties — 805 200 596 1,601 203,719 205,320 Land — — 651 — 651 3,658 4,309 Commercial and industrial loans 2,092 289 700 342 3,423 90,114 93,537 Consumer loans — — 637 163 800 20,325 21,125 Total $ 2,092 $ 1,094 $ 2,188 $ 1,101 $ 6,475 $ 1,159,951 $ 1,166,426 Percentage of total loans 0.18 % 0.09 % 0.19 % 0.09 % 0.56 %

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Bank's Allowance for Loan Losses	The following is a rollforward of the Bank’s allowance for loan losses for the years ended December 31: (dollars in thousands) Beginning Provision for Charge-offs Recoveries Ending 2015: Real estate loans: Residential properties $ 6,586 $ 243 $ — $ — $ 6,829 Commercial properties 1,526 670 (310 ) — 1,886 Commercial and industrial loans 1,897 1,665 (1,913 ) — 1,649 Consumer loans 141 95 — — 236 Total $ 10,150 $ 2,673 $ (2,223 ) $ — $ 10,600 2014: Real estate loans: Residential properties $ 6,157 $ 429 $ — $ — $ 6,586 Commercial properties 1,440 86 — — 1,526 Commercial and industrial loans 2,149 (252 ) — — 1,897 Consumer loans 169 (28 ) — — 141 Total $ 9,915 $ 235 $ — $ — $ 10,150 2013: Real estate loans: Residential properties $ 4,355 $ 1,802 $ — $ — $ 6,157 Commercial properties 936 561 (57 ) — 1,440 Commercial and industrial loans 2,841 71 (763 ) — 2,149 Consumer loans 208 (39 ) — — 169 Total $ 8,340 $ 2,395 $ (820 ) $ — $ 9,915
Balance in Allowance for Loan Losses and Recorded Investment in Loans by Impairment	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by impairment method as of December 31: (dollars in thousands) Allowance for Loan Losses Unaccreted Evaluated for Impairment Purchased Total Individually Collectively 2015: Allowance for loan losses: Real estate loans: Residential properties $ — $ 6,799 $ — $ 6,799 $ 127 Commercial properties 30 1,783 — 1,813 363 Land — 103 — 103 42 Commercial and industrial loans — 1,649 — 1,649 187 Consumer loans — 236 — 236 13 Total $ 30 $ 10,570 $ — $ 10,600 $ 732 Loans: Real estate loans: Residential properties $ — $ 1,160,568 $ — $ 1,160,568 $ 7,747 Commercial properties 6,275 352,162 354 358,791 43,287 Land — 11,180 1,140 12,320 4,267 Commercial and industrial loans 5,687 185,732 5,165 196,584 28,231 Consumer loans 76 37,130 — 37,206 1,761 Total $ 12,038 $ 1,746,772 $ 6,659 $ 1,765,469 $ 85,293 2014: Allowance for loan losses: Real estate loans: Residential properties $ — $ 6,586 $ — $ 6,586 $ 26 Commercial properties 26 1,500 — 1,526 193 Land — — — — 4 Commercial and industrial loans 686 1,211 — 1,897 45 Consumer loans — 141 — 141 — Total $ 712 $ 9,438 $ — $ 10,150 $ 268 Loans: Real estate loans: Residential properties $ 43 $ 842,092 $ — $ 842,135 $ 2,861 Commercial properties 5,742 199,378 200 205,320 21,126 Land — 4,309 — 4,309 1,099 Commercial and industrial loans 5,635 86,343 1,559 93,537 5,893 Consumer loans 116 20,962 47 21,125 8 Total $ 11,536 $ 1,153,084 $ 1,806 $ 1,166,426 $ 30,987
Risk Category of Loans by Class of Loans	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows as of December 31: (dollars in thousands) Pass Special Substandard Impaired Total 2015: Real estate loans: Residential properties $ 1,159,029 $ 1,539 $ — $ — $ 1,160,568 Commercial properties 351,988 174 354 6,275 358,791 Land 11,180 — 1,140 — 12,320 Commercial and industrial loans 180,755 4,977 5,165 5,687 196,584 Consumer loans 37,130 — — 76 37,206 Total $ 1,740,082 $ 6,690 $ 6,659 $ 12,038 $ 1,765,469 2014: Real estate loans: Residential properties $ 841,538 $ 554 $ — $ 43 $ 842,135 Commercial properties 198,112 1,266 200 5,742 205,320 Land 4,309 — — — 4,309 Commercial and industrial loans 81,067 5,276 1,559 5,635 93,537 Consumer loans 20,962 — 47 116 21,125 Total $ 1,145,988 $ 7,096 $ 1,806 $ 11,536 $ 1,166,426
Individual Evaluation of Impaired Loans and Related Allowance	Impaired loans evaluated individually and any related allowance is as follows as of December 31: With No Allowance Recorded With an Allowance Recorded (dollars in thousands) Unpaid Recorded Unpaid Recorded Related 2015: Real estate loans: Residential properties $ — $ — $ — $ — $ — Commercial properties 5,925 5,925 590 350 30 Commercial and industrial loans 7,770 5,687 — — — Consumer loans 114 76 — — — Total $ 13,809 $ 11,688 $ 590 $ 350 $ 30 2014: Real estate loans: Residential properties $ 43 $ 43 $ — $ — $ — Commercial properties 5,568 5,568 174 174 26 Commercial and industrial loans 2,094 2,094 3,541 3,541 686 Consumer loans 116 116 — — — Total $ 7,821 $ 7,821 $ 3,715 $ 3,715 $ 712
Weighted Average Annualized Balance of Recorded Investment and Interest Income on Impaired Loans	The weighted average annualized average balance of the recorded investment for impaired loans, beginning from when the loan became impaired, and any interest income recorded on impaired loans after they became impaired is as follows for the years ending December 31: 2015 2014 2013 (dollars in thousands) Average Interest Average Interest Average Interest Real estate loans: Residential properties $ 27 $ 2 $ 3,000 $ 25 $ 2,250 $ 32 Commercial properties 6,487 281 3,217 140 323 22 Commercial and industrial loans 7,850 394 1,196 241 2,690 168 Consumer loans 105 — 126 — — — Total $ 14,469 $ 677 $ 7,539 $ 406 $ 5,263 $ 222

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property Plant And Equipment [Abstract]
Summary of Premises and Equipment	A summary of premises and equipment is as follows at December 31: (dollars in thousands) 2015 2014 Leasehold improvements and artwork $ 1,473 $ 1,202 Information technology equipment 4,358 3,073 Furniture and fixtures 2,230 1,969 Total 8,061 6,244 Accumulated depreciation and amortization (5,408 ) (4,057 ) Net $ 2,653 $ 2,187

Real Estate Owned (Tables)

Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2015
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Schedule of Activity in Portfolio of REO	The activity in our portfolio of REO is as follows during the periods ending December 31: (dollars in thousands) 2015 2014 Beginning balance $ 334 $ 375 Loans transferred to REO — 1,834 Purchase of note on REO property — 1,285 REO chargeoffs — — REO acquired in merger 3,702 — Dispositions of REO — (3,160 ) Ending balance $ 4,036 $ 334

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Summary of Outstanding Balance of Deposits and Average Rates	The following table summarizes the outstanding balance of deposits and average rates paid thereon at December 31: 2015 2014 (dollars in thousands) Amount Weighted Amount Weighted Demand deposits: Noninterest-bearing $ 299,794 — $ 246,137 — Interest-bearing 260,167 0.359 % 291,509 0.502 % Money market and savings 492,015 0.531 % 171,958 0.626 % Certificates of deposits 470,200 0.554 % 253,350 0.619 % Total $ 1,522,176 0.404 % $ 962,954 0.427 %

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following table sets forth the Company’s earnings per share calculations for the years ended December 31: 2015 2014 2013 (dollars in thousands, except share and per share amounts) Basic Diluted Basic Diluted Basic Diluted Net income $ 13,378 $ 13,378 $ 8,394 $ 8,394 $ 7,851 $ 7,851 Basic common shares outstanding 11,155,007 11,155,007 7,737,036 7,737,036 7,424,210 7,424,210 Effect of options, restricted stock and contingent shares issuable 420,848 429,307 318,005 Diluted common shares outstanding 11,575,855 8,166,343 7,742,215 Earnings per share $ 1.20 $ 1.16 $ 1.08 $ 1.03 $ 1.06 $ 1.01

Stock Based Compensation (Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Estimated Fair Value of Option Granted Using Black-Scholes Option Pricing Model	The fair value of the each option granted in 2015, 2014 and 2013 was estimated on the date of the grant using the Black-Scholes option pricing model with the following assumptions: Expected Volatility 20 % Expected Term 6.5 years Expected Dividends None Weighted Average Risk Free Rate: 2015 grants 1.714 % 2014 grants 2.269 % 2013 grants 1.181 % Weighted-Average Grant Fair Value: 2015 grants $ 4.89 2014 grants 4.77 2013 grants 3.79
Summary of Stock Option Activity	The following table summarizes the activities in the Plans during 2015: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2014 1,384,808 $ 12.67 Options granted 11,500 19.75 Options exercised (31,307 ) 12.94 Options forfeited (6,584 ) 16.48 Balance: December 31, 2015 1,358,417 12.71 3.52 Years $ 14,782 Options exercisable 1,299,504 $ 12.46 3.30 Years $ 14,463 The following table summarizes the activities in the Plans during 2014: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2013 1,430,967 $ 12.37 Options granted 71,735 18.08 Options exercised (84,866 ) 11.19 Options forfeited (32,668 ) 15.28 Balance: December 31, 2014 1,384,808 12.67 4.50 Years $ 7,378 Options exercisable 1,279,091 $ 12.32 4.15 Years $ 7,272 The following table summarizes the activities in the Plans during 2013: (dollars in thousands except Options Granted Weighted Average Weighted Average Aggregate Balance: December 31, 2012 1,423,965 $ 12.36 Options granted 26,000 15.58 Options exercised — — Options forfeited (18,998 ) 15.53 Balance: December 31, 2013 1,430,967 12.37 5.25 Years $ 8,051 Options exercisable 1,249,960 $ 11.98 4.83 Years $ 7,527
Summary of RSUs Issued under Equity Incentive Plan	The following table provides a summary of the RSUs issued by the Company under its equity incentive plans for the periods ended December 31: 2015 2014 2013 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance: January 1 4,444 $ 18.00 7,666 $ 17.61 10,667 $ 15.00 New RSUs 73,682 20.00 — — 6,666 18.00 Shares vested and issued (10,762 ) 19.99 (3,222 ) 17.07 (9,667 ) 15.00 RSUs forfeited — — — — — — Balance December 31 67,364 $ 19.87 4,444 $ 18.00 7,666 $ 17.61

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Income Tax Expense (Benefit)	The Company is subject to federal income tax and California franchise tax. Income tax expense (benefit) was as follows for the years ended December 31: (dollars in thousands) 2015 2014 2013 Current expense: Federal $ 8,620 $ 4,485 $ 2,505 State 2,700 1,366 392 Deferred expense (benefit): Federal (1,525 ) 263 992 State (341 ) 313 354 Benefit of net operating loss carryforwards — — (172 ) Change in valuation allowance — — (2,441 ) Total $ 9,454 $ 6,427 $ 1,630
Schedule of Comparison of the Federal Statutory Income Tax Rates	The following is a comparison of the federal statutory income tax rates to the Company’s effective income tax rate for the years ended December 31: 2015 2014 2013 (dollars in thousands) Amount Rate Amount Rate Amount Rate Income before taxes $ 22,832 $ 14,821 $ 9,481 Federal tax statutory rate $ 7,991 35.00 % $ 5,070 34.20 % 3,224 34.00 % State tax, net of Federal benefit 1,536 6.73 % 1,009 6.81 % 664 7.00 % Change in valuation allowance — — % — — % (2,441 ) (25.74) % DCB Asset Pool payout — — % 154 1.04 % — — % Other items, net (73 ) (0.32) % 194 1.31 % 183 1.93 % Effective tax rate $ 9,454 41.41 % $ 6,427 43.36 % $ 1,630 17.19 %
Summary of Components of the Net Deferred Tax Assets Recognized	Deferred taxes are a result of differences between income tax accounting and generally accepted accounting principles with respect to income tax recognition. The following is a summary of the components of the net deferred tax assets recognized in the accompanying consolidated balance sheets at December 31: (dollars in thousands) 2015 2014 Deferred tax assets (liabilities) Allowance for loan and REO losses $ 5,092 $ 4,024 Operating loss carryforwards 4,249 2,972 Market valuation: Acquired loans and REO 2,056 880 Stock-based compensation 1,524 1,396 State taxes 937 461 Accumulated other comprehensive income 912 (630 ) Organizational expenses 288 321 Depreciation (179 ) (435 ) Prepaid expenses (562 ) (489 ) Accrued vacation 542 531 Other 533 717 Net deferred tax assets 15,392 $ 9,748

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies Disclosure [Abstract]
Future Minimum Lease Commitments under All Non-cancelable Operating Leases	Future minimum lease commitments under all non-cancelable operating leases at December 31, 2015 are as follows: (dollars in thousands) Year Ending December 31, 2016 $ 3,951 2017 4,637 2018 4,419 2019 4,330 2020 and after 12,026 Total $ 29,363
Off Balance Sheet Arrangements of Bank	The following table provides the off-balance sheet arrangements of the Bank as of December 31: (dollars in thousands) 2015 2014 Commitments to fund new loans $ 51,887 $ 18,217 Commitments to fund under existing loans, lines of credit 153,606 104,881 Commitments under standby letters of credit 8,617 5,402

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Related Party Loans	Loans to related parties, including directors and executive officers of the Company and their affiliates, were as follows for the periods presented: (dollars in thousands) 2015 Balance, January 1 $ 454 New loans and advances 5,910 Principal payments received (454 ) Balance, December 31 $ 5,910

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Schedule of Regulatory Standards for Well Capitalized Institutions and Capital Ratios	The following table presents the regulatory standards for well-capitalized institutions and the capital ratios for FFI and the Bank as of: Actual For Capital To Be Well-Capitalized (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio FFI December 31, 2015 CET1 capital ratio $ 256,305 17.99 % $ 64,099 4.50 % Tier 1 leverage ratio 256,305 11.82 % 86,747 4.00 % Tier 1 risk-based capital ratio 256,305 17.99 % 85,466 6.00 % Total risk-based capital ratio 267,325 18.77 % 113,954 8.00 % December 31, 2014 Tier 1 leverage ratio $ 95,582 7.32 % $ 52,200 4.00 % Tier 1 risk-based capital ratio 95,582 11.01 % 34,711 4.00 % Total risk-based capital ratio 106,426 12.26 % 69,423 8.00 % BANK December 31, 2015 CET1 capital ratio $ 206,807 14.56 % $ 63,907 4.50 % $ 92,310 6.50 % Tier 1 leverage ratio 206,807 9.56 % 86,562 4.00 % 108,202 5.00 % Tier 1 risk-based capital ratio 206,807 14.56 % 85,209 6.00 % 113,612 8.00 % Total risk-based capital ratio 217,827 15.34 % 113,612 8.00 % 142,015 10.00 % December 31, 2014 Tier 1 leverage ratio $ 105,261 8.09 % $ 52,036 4.00 % $ 65,045 5.00 % Tier 1 risk-based capital ratio 105,261 12.18 % 34,572 4.00 % 51,858 6.00 % Total risk-based capital ratio 115,811 13.40 % 69,144 8.00 % 86,430 10.00 %

Other Expenses (Tables)

Other Expenses (Tables)	12 Months Ended
	Dec. 31, 2015
Other Income And Expenses [Abstract]
Schedule of Professional Services and Marketing Costs and Other Expenses	The following items are included in the consolidated income statements as professional services and marketing costs and other expenses for the years ended December 31: (dollars in thousands) 2015 2014 2013 Regulatory assessments $ 1,105 $ 788 $ 650 Directors’ compensation expenses 558 522 604 Contingent payout related to DCB acquisition — 960 — Costs related to cancelled initial public offering — 1,000 —

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Key Operating Results of Business Segments	The following tables show key operating results for each of our business segments used to arrive at our consolidated totals for the years ended December 31 (dollars in thousands) Banking Wealth Other Total 2015: Interest income $ 64,471 $ — $ — $ 64,471 Interest expense 5,607 — 674 6,281 Net interest income 58,864 — (674 ) 58,190 Provision for loan losses 2,673 — — 2,673 Noninterest income 8,833 20,530 (590 ) 28,773 Noninterest expense 39,982 18,352 3,124 61,458 Income (loss) before taxes on income $ 25,042 $ 2,178 $ (4,388 ) $ 22,832 2014: Interest income $ 47,398 $ — $ — $ 47,398 Interest expense 3,844 — 740 4,584 Net interest income 43,554 — (740 ) 42,814 Provision for loan losses 235 — — 235 Noninterest income 5,866 19,422 (539 ) 24,749 Noninterest expense 30,509 17,979 4,019 52,507 Income (loss) before taxes on income $ 18,676 $ 1,443 $ (5,298 ) $ 14,821 2013: Interest income $ 39,181 $ — $ — $ 39,181 Interest expense 3,288 — 219 3,507 Net interest income 35,893 — (219 ) 35,674 Provision for loan losses 2,395 — — 2,395 Noninterest income 3,514 16,715 (405 ) 19,824 Noninterest expense 24,302 17,400 1,920 43,622 Income (loss) before taxes on income $ 12,710 $ (685 ) $ (2,544 ) $ 9,481
Summary of Financial Position of Business Segments	The following tables show the financial position for each of our business segments, and of FFI which is included in the column labeled Other, and the eliminating entries used to arrive at our consolidated totals at December 31: (dollars in thousands) Banking Wealth Other Eliminations Total 2015: Cash and cash equivalents $ 215,671 $ 5,682 $ 42,151 $ (47,756 ) $ 215,748 Securities AFS 565,135 — — — 565,135 Loans, net 1,754,883 — — — 1,754,883 Premises and equipment 1,996 545 112 — 2,653 FHLB Stock 21,492 — — — 21,492 Deferred taxes 14,466 630 296 — 15,392 REO 4,036 — — — 4,036 Goodwill and intangibles 2,416 — — — 2,416 Other assets 8,645 314 217,032 (215,167 ) 10,824 Total assets $ 2,588,740 $ 7,171 $ 259,591 $ (262,923 ) $ 2,592,579 Deposits $ 1,569,932 $ — $ — $ (47,756 ) $ 1,522,176 Borrowings 796,000 — — — 796,000 Intercompany balances 2,748 121 (2,869 ) — — Other liabilities 9,309 2,634 2,724 — 14,667 Shareholders’ equity 210,751 4,416 259,736 (215,167 ) 259,736 Total liabilities and equity $ 2,588,740 $ 7,171 $ 259,591 $ (262,923 ) $ 2,592,579 2014: Cash and cash equivalents $ 29,585 $ 3,750 $ 5,722 $ (9,365 ) $ 29,692 Securities AFS 138,270 — — — 138,270 Loans, net 1,156,021 221 — — 1,156,242 Premises and equipment 1,539 548 100 — 2,187 FHLB Stock 12,361 — — — 12,361 Deferred taxes 9,196 601 (49 ) — 9,748 REO 334 — — — 334 Goodwill and Intangibles 197 — — — 197 Other assets 4,630 500 113,499 (112,236 ) 6,393 Total assets $ 1,352,133 $ 5,620 $ 119,272 $ (121,601 ) $ 1,355,424 Deposits $ 972,319 $ — $ — $ (9,365 ) $ 962,954 Borrowings 263,000 — 19,886 — 282,886 Intercompany balances 1,287 73 (1,360 ) — — Other liabilities 6,352 2,486 1,250 — 10,088 Shareholders’ equity 109,175 3,061 99,496 (112,236 ) 99,496 Total liabilities and equity $ 1,352,133 $ 5,620 $ 119,272 $ (121,601 ) $ 1,355,424

Quarterly Financial Informati47

Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule Of Quarterly Financial Information	(dollars in thousands, First Second Third Fourth Full Year Year Ended December 31, 2015: Interest income $ 13,158 $ 14,993 $ 17,108 $ 19,212 $ 64,471 Interest expense 1,287 1,569 1,647 1,778 6,281 Net interest income 11,871 13,424 15,461 17,434 58,190 Provision for loan losses 150 753 570 1,200 2,673 Noninterest income 6,204 6,420 6,868 9,281 28,773 Noninterest expense 13,358 13,974 16,956 17,170 61,458 Income before taxes on income 4,567 5,117 4,803 8,345 22,832 Taxes on income 1,941 2,175 2,041 3,297 9,454 Net income $ 2,626 $ 2,942 $ 2,762 $ 5,048 $ 13,378 Income per share Basic $ 0.33 $ 0.36 $ 0.22 $ 0.32 $ 1.20 Diluted $ 0.32 $ 0.35 $ 0.21 $ 0.31 $ 1.16 Year Ended December 31, 2014: Interest income $ 10,675 $ 10,931 $ 12,384 $ 13,408 $ 47,398 Interest expense 925 1,115 1,237 1,307 4,584 Net interest income 9,750 9,816 11,147 12,101 42,814 Provision for loan losses 235 — — — 235 Noninterest income 5,551 6,416 6,737 6,045 24,749 Noninterest expense 12,546 13,871 13,095 12,995 52,507 Income before taxes on income 2,520 2,361 4,789 5,151 14,821 Taxes on income 1,058 1,094 2,130 2,145 6,427 Net income $ 1,462 $ 1,267 $ 2,659 $ 3,006 $ 8,394 Income per share Basic $ 0.19 $ 0.16 $ 0.34 $ 0.39 $ 1.08 Diluted $ 0.18 $ 0.16 $ 0.32 $ 0.37 $ 1.03 Year Ended December 31, 2013: Interest income $ 9,004 $ 10,350 $ 9,524 $ 10,303 $ 39,181 Interest expense 812 862 886 947 3,507 Net interest income 8,192 9,488 8,638 9,356 35,674 Provision for loan losses 622 686 445 642 2,395 Noninterest income 4,533 5,210 5,088 4,993 19,824 Noninterest expense 10,396 11,025 10,938 11,263 43,622 Income before taxes on income 1,707 2,987 2,343 2,444 9,481 Taxes on income 649 1,135 890 (1,044 ) 1,630 Net income $ 1,058 $ 1,852 $ 1,453 $ 3,488 $ 7,851 Income per share Basic $ 0.14 $ 0.25 $ 0.20 $ 0.47 $ 1.06 Diluted $ 0.14 $ 0.24 $ 0.19 $ 0.44 $ 1.01

Parent Only Financial Stateme48

Parent Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2015
Statement Of Financial Position [Abstract]
Condensed Balance Sheet	(dollars in thousands) December 31, 2015 2014 ASSETS Cash and cash equivalents $ 42,151 $ 5,722 Premises and equipment, net 112 100 Deferred taxes 296 (49 ) Investment in subsidiaries 215,167 112,236 Intercompany receivable 2,869 1,360 Other assets 1,865 1,263 Total Assets $ 262,460 $ 120,632 LIABILITIES AND SHAREHOLDERS’ EQUITY Liabilities: Borrowings $ — $ 19,886 Accounts payable and other liabilities 2,724 1,250 Total Liabilities 2,724 21,136 Shareholders’ Equity Common Stock 16 8 Additional paid-in-capital 227,262 78,204 Retained earnings 33,762 20,384 Accumulated other comprehensive income (loss), net of tax (1,304 ) 900 Total Shareholders’ Equity 259,736 99,496 Total Liabilities and Shareholders’ Equity $ 262,460 $ 120,632
Condensed Income Statement	(dollars in thousands) For the Year Ended 2015 2014 2013 Interest expense—borrowings $ 674 $ 740 $ 219 Noninterest income—earnings from investment in subsidiaries 15,801 11,050 9,883 Noninterest expense: Compensation and benefits 1,152 1,096 613 Occupancy and depreciation 191 141 66 Professional services and marketing costs 1,669 2,469 1,120 Other expenses 702 852 526 Total noninterest expense 3,714 4,558 2,325 Income before taxes on income 11,413 5,752 7,339 Taxes on income (1,965 ) (2,642 ) (512 ) Net income $ 13,378 $ 8,394 7,851
Condensed Statement of Comprehensive Income	(dollars in thousands) For the Year Ended 2015 2014 2013 Net income $ 13,378 $ 8,394 $ 7,851 Other comprehensive income (loss): Unrealized holding gains (losses) on securities arising during the period (3,746 ) 4,198 (2,668 ) Other comprehensive income (loss) before tax (3,746 ) 4,198 (2,668 ) Income tax (expense) benefit related to items of other comprehensive income 1,542 (1,728 ) 1,098 Other comprehensive income (loss) (2,204 ) 2,470 (1,570 ) Total comprehensive income $ 11,174 $ 10,864 $ 6,281
Condensed Cash Flow Statement	(dollars in thousands) For the Year Ended 2015 2014 2013 Cash Flows from Operating Activities: Net income $ 13,378 $ 8,394 $ 7,851 Adjustments to reconcile net income to net cash provided by (used in) operating activities: Earnings from investment in subsidiaries (15,801 ) (11,050 ) (9,883 ) Stock–based compensation expense 113 50 41 Deferred tax liability (benefit) (345 ) (190 ) 579 Increase in other assets (602 ) (652 ) (46 ) Increase (decrease) in accounts payable and other liabilities 1,926 829 (828 ) Net cash provided by (used in) operating activities (1,331 ) (2,619 ) (2,286 ) Cash Flows from Investing Activities: Investment in subsidiaries (76,453 ) (10,470 ) (8,500 ) Payment to shareholders of acquired companies (543 ) — — Purchase of premises and equipment (12 ) — (34 ) Net cash used in investing activities (77,008 ) (10,470 ) (8,534 ) Cash Flows from Financing Activities: Proceeds from borrowings 10,114 15,000 7,500 Paydowns of borrowings (30,000 ) (2,177 ) (437 ) Proceeds from the sale of stock, net 136,163 949 6,322 Intercompany accounts, net decrease (increase) (1,509 ) (255 ) 551 Net cash provided by financing activities 114,768 13,517 13,936 Increase (decrease) in cash and cash equivalents 36,429 428 3,116 Cash and cash equivalents at beginning of year 5,722 5,294 2,178 Cash and cash equivalents at end of year $ 42,151 $ 5,722 $ 5,294

Summary of Significant Accoun49

Summary of Significant Accounting Policies - Additional Information (Details)	12 Months Ended
	Dec. 31, 2015USD ($)EmployeesSubsidiaryClients	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Summary Of Significant Accounting Policies [Line Items]
Number of inactive wholly owned subsidiaries | Subsidiary	2
Number of full-time equivalent employees | Employees	295
Cash and cash equivalents held at the Federal Reserve Bank	$ 200,900,000
Impaired long-lived assets	0	$ 0
Investment in FHLB stock	21,492,000	12,361,000
Core Deposit
Summary Of Significant Accounting Policies [Line Items]
Core deposit intangible assets	1,100,000	200,000
Core deposit intangible amortization expense	200,000	$ 100,000	$ 100,000
Federal Home Loan Bank Stock
Summary Of Significant Accounting Policies [Line Items]
Adjustments in carrying value	$ 0
Minimum
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	3 years
Estimated useful lives of other intangible assets	7 years
Maximum
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	10 years
Estimated useful lives of other intangible assets	10 years
FFA
Summary Of Significant Accounting Policies [Line Items]
Approximate number of clients | Clients	1,400
Aggregate assets under management	$ 3,500,000,000

Acquisitions - Additional infor

Acquisitions - Additional information (Details) - USD ($)	Jun. 16, 2015	Dec. 31, 2015	Dec. 31, 2014
Business Acquisition [Line Items]
Common stock issued in exchange for acquisition, shares		54,644
Deferred income tax asset, operating loss carry-forward and other tax attributes		$ 4,249,000	$ 2,972,000
Pacific Rim Bank
Business Acquisition [Line Items]
Acquisition date		Jun. 16, 2015
Common stock issued in exchange for acquisition, shares	621,345
Stock value per share, acquisition date	$ 19
Cash paid to dissenting shareholders upon acquisition	$ 543,000
Goodwill	1,300,000
Deferred income tax asset, operating loss carry-forward and other tax attributes		$ 2,300,000
Business combination, value of deposit	$ 1,100,000
Finite-lived intangible asset, amortized period		7 years
Acquisition date		Jan. 1, 2015	Jan. 1, 2014
Increase in net income, pro forma adjustment		$ 300,000	$ 500,000
Business combination, pro forma information, revenue of acquiree since acquisition date, actual		2,500,000
Business combination, pro forma information, earnings or loss of acquiree since acquisition date, actual		$ 800,000

Acquisitions - Schedule of Asse

Acquisitions - Schedule of Assets Acquired and Liabilities Assumed (Details) - Pacific Rim Bank - USD ($)	Jun. 16, 2015	Jun. 15, 2015
Assets Acquired:
Goodwill	$ 1,300,000
Consideration:
Cash paid to dissenting shareholders upon acquisition	543,000
PRB Book Value
Assets Acquired:
Cash and cash equivalents		$ 38,624,000
Securities AFS		7,179,000
Loans, net of deferred fees		80,192,000
Allowance for loan losses		(2,034,000)
Premises and equipment, net		251,000
Investment in FHLB stock		152,000
REO		4,374,000
Other assets		269,000
Total assets acquired		129,007,000
Liabilities Assumed:
Deposits		119,663,000
Accounts payable and other liabilities		442,000
Total liabilities assumed		120,105,000
Excess of assets acquired over liabilities assumed		8,902,000
Total assets acquired		129,007,000
Fair Value Adjustments
Assets Acquired:
Securities AFS		115,000
Loans, net of deferred fees		(2,419,000)
Allowance for loan losses		2,034,000
Premises and equipment, net		(188,000)
Deferred taxes		2,258,000
REO		(672,000)
Goodwill		1,300,000
Core deposit intangible		1,099,000
Total assets acquired		3,527,000
Liabilities Assumed:
Deposits		178,000
Accounts payable and other liabilities		(98,000)
Total liabilities assumed		80,000
Excess of assets acquired over liabilities assumed		3,447,000
Total assets acquired		3,527,000
Fair Value
Assets Acquired:
Cash and cash equivalents		38,624,000
Securities AFS		7,294,000
Loans, net of deferred fees		77,773,000
Premises and equipment, net		63,000
Investment in FHLB stock		152,000
Deferred taxes		2,258,000
REO		3,702,000
Goodwill		1,300,000
Core deposit intangible		1,099,000
Other assets		269,000
Total assets acquired		132,534,000
Liabilities Assumed:
Deposits		119,841,000
Accounts payable and other liabilities		344,000
Total liabilities assumed		120,185,000
Excess of assets acquired over liabilities assumed		12,349,000
Total assets acquired		$ 132,534,000
Consideration:
Stock issued	11,806,000
Cash paid to dissenting shareholders upon acquisition	543,000
Total	$ 12,349,000

Acquisitions - Schedule of Loan

Acquisitions - Schedule of Loans Acquired (Details) $ in Thousands	Dec. 31, 2015USD ($)
Purchased Credit Impaired
Business Acquisition [Line Items]
Contractual amounts due	$ 9,418
Cash flows not expected to be collected	2,201
Expected cash flows	7,217
Interest component of expected cash flows	805
Fair value of acquired loans	6,412
All Other Acquired Loans
Business Acquisition [Line Items]
Contractual amounts due	86,466
Cash flows not expected to be collected	1,155
Expected cash flows	85,311
Interest component of expected cash flows	13,950
Fair value of acquired loans	$ 71,361

Acquisitions - Pro Forma Summar

Acquisitions - Pro Forma Summarized Income Statement Data (Details) - Pacific Rim Bank - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Business Acquisition [Line Items]
Net interest income	$ 59,918	$ 46,935
Provision for loan losses	2,673	235
Noninterest income	28,891	25,156
Noninterest expenses	64,167	57,577
Income before taxes	21,969	14,279
Taxes on income	9,097	6,192
Net income	$ 12,872	$ 8,087
Net income per share:
Basic	$ 1.09	$ 0.97
Diluted	$ 1.06	$ 0.92

Fair Value - Recorded Amounts o

Fair Value - Recorded Amounts of Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 565,135	$ 138,270
U.S. Treasury Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	300	300
Agency Mortgage-backed Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	536,148	127,693
Beneficial interest – FHLMC securitization
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	12,674
Fair Value on Recurring Basis
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	565,135	138,270
Fair Value on Recurring Basis | U.S. Treasury Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	300	300
Fair Value on Recurring Basis | FNMA and FHLB Agency Notes
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	16,013	10,277
Fair Value on Recurring Basis | Agency Mortgage-backed Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	536,148	127,693
Fair Value on Recurring Basis | Beneficial interest – FHLMC securitization
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	12,674
Fair Value Measurement Level 1
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	300	300
Fair Value Measurement Level 1 | Fair Value on Recurring Basis
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	300	300
Fair Value Measurement Level 1 | Fair Value on Recurring Basis | U.S. Treasury Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	300	300
Fair Value Measurement Level 2
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	552,161	137,970
Fair Value Measurement Level 2 | Fair Value on Recurring Basis
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	552,161	137,970
Fair Value Measurement Level 2 | Fair Value on Recurring Basis | FNMA and FHLB Agency Notes
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	16,013	10,277
Fair Value Measurement Level 2 | Fair Value on Recurring Basis | Agency Mortgage-backed Securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	536,148	$ 127,693
Fair Value Measurement Level 3
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	12,674
Fair Value Measurement Level 3 | Fair Value on Recurring Basis
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	12,674
Fair Value Measurement Level 3 | Fair Value on Recurring Basis | Beneficial interest – FHLMC securitization
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available for sale	$ 12,674

Fair Value - Additional Informa

Fair Value - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans measured at nonrecurring basis	When the fair value of the collateral is based on an observable market price or a current appraised value, we measure the impaired loan at nonrecurring Level 2. When an appraised value is not available, or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price or a discounted cash flow has been used to determine the fair value, we measure the impaired loan at nonrecurring Level 3.
Borrowings	$ 796,000	$ 282,886
Fair Value Measurement Level 3
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Prepayment rate	15.00%
Borrowings		19,886
Fair Value Measurement Level 3 | Minimum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Discount rate	4.00%
Fair Value Measurement Level 3 | Maximum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Discount rate	10.00%
Fair Value Measurement Level 2
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Borrowings	$ 796,000	$ 263,000

Fair Value - Carrying Amounts a

Fair Value - Carrying Amounts and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 215,748	$ 29,692	$ 56,954	$ 63,108
Securities available-for-sale (“AFS”)	565,135	138,270
Loans	1,754,883	1,156,242
Investment in FHLB stock	21,492	12,361
Liabilities:
Deposits	1,522,176	962,954
Borrowings	796,000	282,886
Assets Fair Value:
Cash and cash equivalents	215,748	29,692
Securities available-for-sale (“AFS”)	565,135	138,270
Loans	1,779,941	1,186,408
Investment in FHLB stock	21,492	12,361
Liabilities Fair Value:
Deposits	1,522,104	962,848
Borrowings	796,000	282,886
Fair Value Measurement Level 1
ASSETS
Securities available-for-sale (“AFS”)	300	300
Assets Fair Value:
Cash and cash equivalents	215,748	29,692
Securities available-for-sale (“AFS”)	300	300
Liabilities Fair Value:
Deposits	1,051,976	709,604
Fair Value Measurement Level 2
ASSETS
Securities available-for-sale (“AFS”)	552,161	137,970
Investment in FHLB stock	21,492	12,361
Assets Fair Value:
Securities available-for-sale (“AFS”)	552,161	137,970
Investment in FHLB stock	21,492	12,361
Liabilities Fair Value:
Deposits	470,128	253,244
Borrowings	796,000	263,000
Fair Value Measurement Level 3
ASSETS
Securities available-for-sale (“AFS”)	12,674
Assets Fair Value:
Securities available-for-sale (“AFS”)	12,674
Loans	$ 1,779,941	1,186,408
Liabilities Fair Value:
Borrowings		$ 19,886

Securities - Summary of AFS Sec

Securities - Summary of AFS Securities Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Available For Sale Securities [Line Items]
Amortized cost	$ 567,351	$ 136,740
Gross Unrealized gains	1,385	1,881
Gross Unrealized losses	(3,601)	(351)
Estimated Fair Value	565,135	138,270
U.S. Treasury Securities
Schedule Of Available For Sale Securities [Line Items]
Amortized cost	300	300
Estimated Fair Value	300	300
Agency Notes
Schedule Of Available For Sale Securities [Line Items]
Amortized cost	16,108	10,496
Gross Unrealized losses	(95)	(219)
Estimated Fair Value	16,013	10,277
Agency Mortgage-backed Securities
Schedule Of Available For Sale Securities [Line Items]
Amortized cost	538,269	125,944
Gross Unrealized gains	909	1,881
Gross Unrealized losses	(3,030)	(132)
Estimated Fair Value	536,148	$ 127,693
Beneficial interest – FHLMC securitization
Schedule Of Available For Sale Securities [Line Items]
Amortized cost	12,674
Gross Unrealized gains	476
Gross Unrealized losses	(476)
Estimated Fair Value	$ 12,674

Securities - Schedule of Securi

Securities - Schedule of Securities in a Continuous Unrealized Loss Position Aggregated by Investment Category and Length of Time (Details) $ in Thousands	Dec. 31, 2015USD ($)
Schedule Of Available For Sale Securities [Line Items]
Less than 12 months, Fair Value	$ 426,537
Less than 12 months, Unrealized Loss	(3,601)
Total, Fair Value	426,537
Total, Unrealized Loss	(3,601)
Agency Notes
Schedule Of Available For Sale Securities [Line Items]
Less than 12 months, Fair Value	16,013
Less than 12 months, Unrealized Loss	(95)
Total, Fair Value	16,013
Total, Unrealized Loss	(95)
Agency Mortgage-backed Securities
Schedule Of Available For Sale Securities [Line Items]
Less than 12 months, Fair Value	397,850
Less than 12 months, Unrealized Loss	(3,030)
Total, Fair Value	397,850
Total, Unrealized Loss	(3,030)
Beneficial interest – FHLMC securitization
Schedule Of Available For Sale Securities [Line Items]
Less than 12 months, Fair Value	12,674
Less than 12 months, Unrealized Loss	(476)
Total, Fair Value	12,674
Total, Unrealized Loss	$ (476)

Securities - Scheduled Maturiti

Securities - Scheduled Maturities of Securities AFS Other than Mortgage Backed Securities and the Related Weighted Average Yield (Details) $ in Thousands	Dec. 31, 2015USD ($)
Schedule Of Available For Sale Securities [Line Items]
Amortized cost, less than one year	$ 300
Amortized cost, one through five years	12,760
Amortized cost, five through ten years	2,748
Amortized cost, after ten years	600
Amortized cost, total	$ 16,408
Weighted average yield, less than one year	0.45%
Weighted average yield, one through five years	150.00%
Weighted average yield, five through ten years	1.94%
Weighted average yield, after ten years	2.86%
Weighted average yield, total	1.60%
Estimated fair value, less than one year	$ 300
Estimated fair value, one through five years	12,692
Estimated fair value, five through ten years	2,725
Estimated fair value, after ten years	596
Estimated fair value, total	16,313
U.S. Treasury Securities
Schedule Of Available For Sale Securities [Line Items]
Amortized cost, less than one year	300
Amortized cost, total	300
Estimated fair value, less than one year	300
Estimated fair value, total	300
Agency Notes
Schedule Of Available For Sale Securities [Line Items]
Amortized cost, one through five years	12,760
Amortized cost, five through ten years	2,748
Amortized cost, after ten years	600
Amortized cost, total	16,108
Estimated fair value, one through five years	12,692
Estimated fair value, five through ten years	2,725
Estimated fair value, after ten years	596
Estimated fair value, total	$ 16,013

Securities - Additional Informa

Securities - Additional Information (Details)	Dec. 31, 2015
Schedule Of Available For Sale Securities [Line Items]
Weighted average yield, total	1.60%
Agency Mortgage-backed Securities
Schedule Of Available For Sale Securities [Line Items]
Weighted average yield, total	2.24%

Loans - Summary of Loans (Detai

Loans - Summary of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 1,765,469	$ 1,166,426
Deferred (fees) and expenses	14	(34)
Loans, net of deferred fees	1,765,483	1,166,392
Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,160,568	842,135
Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	358,791	205,320
Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	196,584	93,537
Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	37,206	21,125
Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	12,320	4,309
Real Estate Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,531,679	1,051,764
Real Estate Loans | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,160,568	842,135
Real Estate Loans | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	358,791	205,320
Real Estate Loans | Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	12,320	4,309
Multifamily | Real Estate Loans | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	627,311	481,491
Single Family | Real Estate Loans | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 533,257	$ 360,644

Loans - Additional Information

Loans - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Loan	Dec. 31, 2014USD ($)Loan
Financing Receivable Recorded Investment [Line Items]
Loans acquired	$ 2,800	$ 800
90 Days or More Past Due and Still Accruing	8,497	2,188
Nonaccrual Past Due and Still Accruing	$ 4,136	$ 1,101
Percentage of Total Loans Due 90 Days or More	0.48%	0.19%
Number of loans classified as troubled debt restructurings | Loan	2	2
Troubled debt restructuring balance	$ 300	$ 500
Gain on sale of securitization loans	2,935
FFB
Financing Receivable Recorded Investment [Line Items]
Sale of multifamily loans through securitization	102,000
Gain on sale of securitization loans	2,700
Fair value of beneficial interest	900
Servicing fees earned on loans	100
DCB
Financing Receivable Recorded Investment [Line Items]
90 Days or More Past Due and Still Accruing	12,600
Nonaccrual Past Due and Still Accruing	$ 6,800
Percentage of Total Loans Due 90 Days or More	54.00%

Loans - Carrying Amount of Purc

Loans - Carrying Amount of Purchased Credit Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	$ 8,950	$ 2,457
Unaccreted discount on purchased credit impaired loans	(2,291)	(651)
Receivables Acquired with Deteriorated Credit Quality
Accounts Notes And Loans Receivable [Line Items]
Total	6,659	1,806
Commercial Real Estate | Receivables Acquired with Deteriorated Credit Quality
Accounts Notes And Loans Receivable [Line Items]
Total	354	200
Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	6,787	2,002
Commercial and Industrial Loans | Receivables Acquired with Deteriorated Credit Quality
Accounts Notes And Loans Receivable [Line Items]
Total	5,165	1,559
Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	14	249
Consumer Loans | Receivables Acquired with Deteriorated Credit Quality
Accounts Notes And Loans Receivable [Line Items]
Total		47
Land | Receivables Acquired with Deteriorated Credit Quality
Accounts Notes And Loans Receivable [Line Items]
Total	1,140
Real Estate Loans
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	2,149	206
Real Estate Loans | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	533	$ 206
Real Estate Loans | Land
Accounts Notes And Loans Receivable [Line Items]
Total impaired loans	$ 1,616

Loans - Accretable Yield or Inc

Loans - Accretable Yield or Income Expected to be Collected on Purchased Credit Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Receivables [Abstract]
Beginning balance	$ 130	$ 2,349
Accretion of income	(529)	(1,076)
Reclassifications from nonaccretable difference	175	(391)
Acquisitions	805
Disposals		(752)
Ending balance	$ 581	$ 130

Loans - Summary of Delinquent a

Loans - Summary of Delinquent and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	$ 18,939	$ 6,475
90 Days or More Past Due and Still Accruing	8,497	2,188
Nonaccrual Past Due and Still Accruing	4,136	1,101
Current	1,746,530	1,159,951
Total loans	$ 1,765,469	$ 1,166,426
Percentage of Total Loans Due 30-59 Days	0.26%	0.18%
Percentage of Total Loans Due 60-89 Days	0.09%	0.09%
Percentage of Total Loans Due 90 Days or More	0.48%	0.19%
Percentage of Total Loans Due Nonaccrual	0.23%	0.09%
Percentage of Total Loans	1.07%	0.56%
Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 1,160,568	$ 842,135
Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	358,791	205,320
Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	12,286	3,423
90 Days or More Past Due and Still Accruing	5,713	700
Nonaccrual Past Due and Still Accruing	2,509	342
Current	184,298	90,114
Total loans	196,584	93,537
Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	3,076	800
90 Days or More Past Due and Still Accruing	1,991	637
Nonaccrual Past Due and Still Accruing	75	163
Current	34,130	20,325
Total loans	37,206	21,125
Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	12,320	4,309
30-59 Days
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	4,667	2,092
30-59 Days | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	2,425	2,092
30-59 Days | Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	1,010
60-89 Days
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	1,639	1,094
60-89 Days | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	1,639	289
Real Estate Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,531,679	1,051,764
Real Estate Loans | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Current	1,160,568	842,135
Total loans	1,160,568	842,135
Real Estate Loans | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	3,577	1,601
90 Days or More Past Due and Still Accruing	793	200
Nonaccrual Past Due and Still Accruing	1,552	596
Current	355,214	203,719
Total loans	358,791	205,320
Real Estate Loans | Land
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual		651
90 Days or More Past Due and Still Accruing		651
Current	12,320	3,658
Total loans	12,320	4,309
Real Estate Loans | 30-59 Days | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual	$ 1,232
Real Estate Loans | 60-89 Days | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total Past Due and Nonaccrual		$ 805

Allowance for Loan Losses - Ban

Allowance for Loan Losses - Bank's Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended									12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				$ 10,150	$ 9,915				$ 8,340	$ 10,150	$ 9,915	$ 8,340
Provision for loan losses	$ 1,200	$ 570	$ 753	150	235	$ 642	$ 445	$ 686	622	2,673	235	2,395
Charge-offs										(2,223)		(820)
Ending Balance	10,600					9,915				10,600	10,150	9,915
Residential Properties
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				6,586	6,157				4,355	6,586	6,157	4,355
Provision for loan losses										243	429	1,802
Ending Balance	6,829					6,157				6,829	6,586	6,157
Commercial Real Estate
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				1,526	1,440				936	1,526	1,440	936
Provision for loan losses										670	86	561
Charge-offs										(310)		(57)
Ending Balance	1,886					1,440				1,886	1,526	1,440
Commercial and Industrial Loans
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				1,897	2,149				2,841	1,897	2,149	2,841
Provision for loan losses										1,665	(252)	71
Charge-offs										(1,913)		(763)
Ending Balance	1,649					2,149				1,649	1,897	2,149
Consumer Loans
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				$ 141	$ 169				$ 208	141	169	208
Provision for loan losses										95	(28)	(39)
Ending Balance	$ 236					$ 169				$ 236	$ 141	$ 169

Allowance for Loan Losses - Bal

Allowance for Loan Losses - Balance in Allowance for Loan Losses and Recorded Investment in Loans by Impairment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	$ 30	$ 712
Allowance for Loan Losses, Collectively Evaluated for Impairment	10,570	9,438
Total Allowance for Loan Losses	10,600	10,150
Unaccreted Credit Component Other Loans	732	268
Loans, Individually Evaluated for Impairment	12,038	11,536
Loans, Collectively Evaluated for Impairment	1,746,772	1,153,084
Total loans	1,765,469	1,166,426
Unaccreted Credit Component Other Loans	85,293	30,987
Receivables Acquired with Deteriorated Credit Quality
Financing Receivable Impaired [Line Items]
Loans, Purchased Impaired	6,659	1,806
Residential Properties
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	6,799	6,586
Total Allowance for Loan Losses	6,799	6,586
Unaccreted Credit Component Other Loans	127	26
Loans, Individually Evaluated for Impairment		43
Loans, Collectively Evaluated for Impairment	1,160,568	842,092
Total loans	1,160,568	842,135
Unaccreted Credit Component Other Loans	7,747	2,861
Commercial Real Estate
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	30	26
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,783	1,500
Total Allowance for Loan Losses	1,813	1,526
Unaccreted Credit Component Other Loans	363	193
Loans, Individually Evaluated for Impairment	6,275	5,742
Loans, Collectively Evaluated for Impairment	352,162	199,378
Total loans	358,791	205,320
Unaccreted Credit Component Other Loans	43,287	21,126
Commercial Real Estate | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable Impaired [Line Items]
Loans, Purchased Impaired	354	200
Commercial and Industrial Loans
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment		686
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,649	1,211
Total Allowance for Loan Losses	1,649	1,897
Unaccreted Credit Component Other Loans	187	45
Loans, Individually Evaluated for Impairment	5,687	5,635
Loans, Collectively Evaluated for Impairment	185,732	86,343
Total loans	196,584	93,537
Unaccreted Credit Component Other Loans	28,231	5,893
Commercial and Industrial Loans | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable Impaired [Line Items]
Loans, Purchased Impaired	5,165	1,559
Consumer Loans
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	236	141
Total Allowance for Loan Losses	236	141
Unaccreted Credit Component Other Loans	13
Loans, Individually Evaluated for Impairment	76	116
Loans, Collectively Evaluated for Impairment	37,130	20,962
Total loans	37,206	21,125
Unaccreted Credit Component Other Loans	1,761	8
Consumer Loans | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable Impaired [Line Items]
Loans, Purchased Impaired		47
Land
Financing Receivable Impaired [Line Items]
Allowance for Loan Losses, Collectively Evaluated for Impairment	103
Total Allowance for Loan Losses	103
Unaccreted Credit Component Other Loans	42	4
Loans, Collectively Evaluated for Impairment	11,180	4,309
Total loans	12,320	4,309
Unaccreted Credit Component Other Loans	4,267	$ 1,099
Land | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable Impaired [Line Items]
Loans, Purchased Impaired	$ 1,140

Allowance for Loan Losses - Add

Allowance for Loan Losses - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Receivables [Abstract]
Allowance of purchase impaired loans	0.86%	0.86%
Additional allowance on credit impaired loans	$ 300,000	$ 300,000
Interest income recognized on impaired loans	$ 0	$ 0

Allowance for Loan Losses - Ris

Allowance for Loan Losses - Risk Category of Loans by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 1,765,469	$ 1,166,426
Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,160,568	842,135
Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	358,791	205,320
Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	196,584	93,537
Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	37,206	21,125
Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	12,320	4,309
Pass
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,740,082	1,145,988
Pass | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,159,029	841,538
Pass | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	351,988	198,112
Pass | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	180,755	81,067
Pass | Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	37,130	20,962
Pass | Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	11,180	4,309
Special Mention
Accounts Notes And Loans Receivable [Line Items]
Total loans	6,690	7,096
Special Mention | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,539	554
Special Mention | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	174	1,266
Special Mention | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	4,977	5,276
Substandard
Accounts Notes And Loans Receivable [Line Items]
Total loans	6,659	1,806
Substandard | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	354	200
Substandard | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	5,165	1,559
Substandard | Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans		47
Substandard | Land
Accounts Notes And Loans Receivable [Line Items]
Total loans	1,140
Impaired
Accounts Notes And Loans Receivable [Line Items]
Total loans	12,038	11,536
Impaired | Residential Properties
Accounts Notes And Loans Receivable [Line Items]
Total loans		43
Impaired | Commercial Real Estate
Accounts Notes And Loans Receivable [Line Items]
Total loans	6,275	5,742
Impaired | Commercial and Industrial Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	5,687	5,635
Impaired | Consumer Loans
Accounts Notes And Loans Receivable [Line Items]
Total loans	$ 76	$ 116

Allowance for Loan Losses - Ind

Allowance for Loan Losses - Individual Evaluation of Impaired Loans and Related Allowance (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Modifications [Line Items]
Unpaid Principal Balance, With No Allowance Recorded	$ 13,809	$ 7,821
Recorded Investment, With No Allowance Recorded	11,688	7,821
Unpaid Principal Balance, With an Allowance Recorded	590	3,715
Recorded Investment, With an Allowance Recorded	350	3,715
Related Allowance, With an Allowance Recorded	30	712
Residential Properties
Financing Receivable Modifications [Line Items]
Unpaid Principal Balance, With No Allowance Recorded		43
Recorded Investment, With No Allowance Recorded		43
Commercial Real Estate
Financing Receivable Modifications [Line Items]
Unpaid Principal Balance, With No Allowance Recorded	5,925	5,568
Recorded Investment, With No Allowance Recorded	5,925	5,568
Unpaid Principal Balance, With an Allowance Recorded	590	174
Recorded Investment, With an Allowance Recorded	350	174
Related Allowance, With an Allowance Recorded	30	26
Commercial and Industrial Loans
Financing Receivable Modifications [Line Items]
Unpaid Principal Balance, With No Allowance Recorded	7,770	2,094
Recorded Investment, With No Allowance Recorded	5,687	2,094
Unpaid Principal Balance, With an Allowance Recorded		3,541
Recorded Investment, With an Allowance Recorded		3,541
Related Allowance, With an Allowance Recorded		686
Consumer Loans
Financing Receivable Modifications [Line Items]
Unpaid Principal Balance, With No Allowance Recorded	114	116
Recorded Investment, With No Allowance Recorded	$ 76	$ 116

Allowance for Loan Losses - Wei

Allowance for Loan Losses - Weighted Average Annualized Balance of Recorded Investment and Interest Income on Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Modifications [Line Items]
Average Recorded Investment	$ 14,469	$ 7,539	$ 5,263
Interest Income after Impairment	677	406	222
Residential Properties
Financing Receivable Modifications [Line Items]
Average Recorded Investment	27	3,000	2,250
Interest Income after Impairment	2	25	32
Commercial Real Estate
Financing Receivable Modifications [Line Items]
Average Recorded Investment	6,487	3,217	323
Interest Income after Impairment	281	140	22
Commercial and Industrial Loans
Financing Receivable Modifications [Line Items]
Average Recorded Investment	7,850	1,196	2,690
Interest Income after Impairment	394	241	$ 168
Consumer Loans
Financing Receivable Modifications [Line Items]
Average Recorded Investment	$ 105	$ 126

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property Plant And Equipment [Abstract]
Leasehold improvements and artwork	$ 1,473	$ 1,202
Information technology equipment	4,358	3,073
Furniture and fixtures	2,230	1,969
Total	8,061	6,244
Accumulated depreciation and amortization	(5,408)	(4,057)
Net	$ 2,653	$ 2,187

Real Estate Owned (Details)

Real Estate Owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Beginning Balance	$ 334	$ 375
Loans transferred to REO		1,834
Purchase of note on REO property		1,285
REO acquired in merger	3,702
Dispositions of REO		(3,160)
Ending Balance	$ 4,036	$ 334

Deposits - Summary of Outstandi

Deposits - Summary of Outstanding Balance of Deposits and Average Rates (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Demand deposits, Noninterest-bearing	$ 299,794	$ 246,137
Demand deposits, Interest-bearing	260,167	291,509
Money market and savings	492,015	171,958
Certificates of deposits	470,200	253,350
Total	$ 1,522,176	$ 962,954
Demand deposits, Interest-bearing, Weighted Average Rate	0.359%	0.502%
Money market and savings, Weighted Average Rate	0.531%	0.626%
Certificates of deposits, Weighted Average Rate	0.554%	0.619%
Total, Weighted Average Rate	0.404%	0.427%

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Certificates of deposits of $250,000 or more, maturities within one year	$ 137.8	$ 96.9
Certificates of deposits of $250,000 or more, maturities after one year	11.4	20.1
Certificates of deposits of $250,000 or more, total	149.2	117
Certificates of deposit of less than $ 250,000, maturities within one year	292.5	127.1
Certificates of deposit of less than $ 250,000, maturities after one year	28.5	9.3
Certificates of deposit of less than $250,000, total	$ 321	$ 136.4

Borrowings - Additional Informa

Borrowings - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Jan. 31, 2016	Jan. 31, 2015
Debt Instrument [Line Items]
Overnight FHLB advances	$ 796,000,000	$ 263,000,000
Term loan payable		19,900,000
FHLB advances interest rates				0.27%
Loans pledged as collateral	1,300,000,000
Federal Home Loan Bank, maximum borrowing capacity	898,100,000
Federal Home Loan Bank, additional credit available	101,500,000
Long-term line of credit	0
Federal Home Loan Bank unused lines of credit	97,600,000
FHLB, average daily balance of borrowings outstanding	352,700,000	$ 192,800,000
Pacific Coast Banker
Debt Instrument [Line Items]
Unsecured debt	20,000,000
Wells Fargo Bank
Debt Instrument [Line Items]
Unsecured debt	2,000,000
US Bank
Debt Instrument [Line Items]
Unsecured debt	25,000,000
PNC Bank
Debt Instrument [Line Items]
Unsecured debt	25,000,000
Zions Bank
Debt Instrument [Line Items]
Unsecured debt	$ 25,000,000
Subsequent Event
Debt Instrument [Line Items]
FHLB advances interest rates			0.27%

Shareholders' Equity - Addition

Shareholders' Equity - Additional Information (Details) - USD ($) $ / shares in Units, $ in Thousands	Aug. 31, 2012	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Subsidiary Sale Of Stock [Line Items]
Contingent payout	$ 1,000
Common stock issued value	$ 900
Common stock assigned value of per share, contingent consideration	$ 15
Cash paid	$ 100
Shares of common stock issued upon acquisition		54,644
Cash and cash equivalents		$ 215,748	$ 29,692	$ 56,954	$ 63,108
FFI
Subsidiary Sale Of Stock [Line Items]
Cash and cash equivalents		$ 42,151	$ 5,722	$ 5,294	$ 2,178

Earnings Per Share - Computatio

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Net income, Basic													$ 13,378	$ 8,394	$ 7,851
Basic common shares outstanding													11,155,007	7,737,036	7,424,210
Earnings per share, Basic	$ 0.32	$ 0.22	$ 0.36	$ 0.33	$ 0.39	$ 0.34	$ 0.16	$ 0.19	$ 0.47	$ 0.20	$ 0.25	$ 0.14	$ 1.20	$ 1.08	$ 1.06
Net income, Diluted													$ 13,378	$ 8,394	$ 7,851
Effect of options, restricted stock and contingent shares issuable													420,848	429,307	318,005
Diluted common shares outstanding													11,575,855	8,166,343	7,742,215
Earnings per share, Diluted	$ 0.31	$ 0.21	$ 0.35	$ 0.32	$ 0.37	$ 0.32	$ 0.16	$ 0.18	$ 0.44	$ 0.19	$ 0.24	$ 0.14	$ 1.16	$ 1.03	$ 1.01

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Stock Options
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Anti-dilutive shares excluded from computation of earnings per share	42,518	66,324	154,814

Stock Based Compensation - Addi

Stock Based Compensation - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Dec. 31, 2010	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2007
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Future grant of options purchased					1,300,282
Increase in number of shares for issuance	580,000
Stock–based compensation expense		$ 613	$ 451	$ 579
Expense related to RSUs		400
Unrecognized compensation costs		200
Stock options exercised, intrinsic value		300
Restricted Stock
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Unrecognized compensation costs		1,100
Fair value of shares vested		200	100	200
Fair value of shares issued		$ 200	$ 100	$ 200
Executive Officers, Other Key Employees and Directors
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Number of shares available for grant		750,000

Stock Based Compensation - Esti

Stock Based Compensation - Estimated Fair Value of Option Granted Using Black-Scholes Option Pricing Model (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions And Methodology [Abstract]
Expected Volatility	20.00%
Expected Term	6 years 6 months
Expected Dividends	0.00%
Weighted Average Risk Free Rate	1.714%	2.269%	1.181%
Weighted-Average Grant Fair Value	$ 4.89	$ 4.77	$ 3.79

Stock Based Compensation - Summ

Stock Based Compensation - Summary of Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Options Granted
Outstanding at beginning of period	1,384,808	1,430,967	1,423,965
Options granted	11,500	71,735	26,000
Options exercised	(31,307)	(84,866)
Options forfeited	(6,584)	(32,668)	(18,998)
Outstanding at end of period	1,358,417	1,384,808	1,430,967
Options exercisable	1,299,504	1,279,091	1,249,960
Weighted Average Exercise Price
Outstanding at beginning of period	$ 12.67	$ 12.37	$ 12.36
Options granted	19.75	18.08	15.58
Options exercised	12.94	11.19
Options forfeited	16.48	15.28	15.53
Outstanding at end of period	12.71	12.67	12.37
Options exercisable	$ 12.46	$ 12.32	$ 11.98
Weighted-Average Remaining Contractual Term
Outstanding at end of period	3 years 6 months 7 days	4 years 6 months	5 years 3 months
Options exercisable	3 years 3 months 18 days	4 years 1 month 24 days	4 years 9 months 29 days
Aggregate Intrinsic Value
Outstanding at end of period	$ 14,782	$ 7,378	$ 8,051
Options exercisable	$ 14,463	$ 7,272	$ 7,527

Stock Based Compensation - Su83

Stock Based Compensation - Summary of RSUs Issued under Equity Incentive Plan (Details) - Restricted Stock - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Shares
Nonvested at beginning of period, Shares	4,444	7,666	10,667
Shares granted	73,682		6,666
Shares vested and issued	(10,762)	(3,222)	(9,667)
Nonvested at end of period, Shares	67,364	4,444	7,666
Weighted Average Grant Date Fair Value
Nonvested at end of period, Shares	$ 18	$ 17.61	$ 15
Granted, Weighted-Average Grant Date Fair Value	20		18
Vested, Weighted-Average Grant Date Fair Value	19.99	17.07	15
Nonvested at end of period, Weighted-Average Grant Date Fair Value	$ 19.87	$ 18	$ 17.61

401(k) Profit Sharing Plan - Ad

401(k) Profit Sharing Plan - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Contribution Plan Disclosure [Line Items]
Profit sharing plan information	The Company’s employees participate in the Company’s 401(k) profit sharing plan (the “401k Plan”) that covers all employees eighteen years of age or older who have completed three months of employment.
Employee contribution on compensation, maximum	100.00%
Percentage of employees' annual contribution, eligible for employers match	50.00%	50.00%	50.00%
Percentage of employees' annual contribution matched	5.00%	5.00%	5.00%
Employer contribution amount	$ 500,000	$ 500,000	$ 400,000
Deferred Profit Sharing
Defined Contribution Plan Disclosure [Line Items]
Employer contribution amount	$ 0	$ 0	$ 0

Income Taxes - Income Tax Expen

Income Taxes - Income Tax Expense (Benefit) (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current expense:
Federal													$ 8,620	$ 4,485	$ 2,505
State													2,700	1,366	392
Deferred expense (benefit):
Federal													(1,525)	263	992
State													(341)	313	354
Benefit of net operating loss carryforwards															(172)
Change in valuation allowance															(2,441)
Total	$ 3,297	$ 2,041	$ 2,175	$ 1,941	$ 2,145	$ 2,130	$ 1,094	$ 1,058	$ (1,044)	$ 890	$ 1,135	$ 649	$ 9,454	$ 6,427	$ 1,630

Income Taxes - Schedule of Reco

Income Taxes - Schedule of Reconciliation of Statutory Income Taxes and Effective Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Effective Income Tax Rate Reconciliation, Amount [Abstract]
Income before taxes	$ 8,345	$ 4,803	$ 5,117	$ 4,567	$ 5,151	$ 4,789	$ 2,361	$ 2,520	$ 2,444	$ 2,343	$ 2,987	$ 1,707	$ 22,832	$ 14,821	$ 9,481
Federal statutory income tax, amount													7,991	5,070	3,224
State tax, net of Federal benefit, amount													1,536	1,009	664
Change in valuation allowance, amount															(2,441)
DCB Asset Pool payout, amount														154
Other items, net, amount													(73)	194	183
Total	$ 3,297	$ 2,041	$ 2,175	$ 1,941	$ 2,145	$ 2,130	$ 1,094	$ 1,058	$ (1,044)	$ 890	$ 1,135	$ 649	$ 9,454	$ 6,427	$ 1,630
Effective Income Tax Rate Reconciliation, Percent [Abstract]
Federal statutory income tax rate													35.00%	34.20%	34.00%
State tax, net of Federal benefit, rate													6.73%	6.81%	7.00%
Change in valuation allowance, rate															(25.74%)
DCB Asset Pool payout, rate														1.04%
Other items, net, rate													(0.32%)	1.31%	1.93%
Effective income tax rate													41.41%	43.36%	17.19%

Income Taxes - Net Deferred Tax

Income Taxes - Net Deferred Tax Assets Recognized (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets (liabilities)
Allowance for loan and REO losses	$ 5,092	$ 4,024
Operating loss carryforwards	4,249	2,972
Market valuation: Acquired loans and REO	2,056	880
Stock-based compensation	1,524	1,396
State taxes	937	461
Accumulated other comprehensive income	912
Accumulated other comprehensive income		(630)
Organizational expenses	288	321
Depreciation	(179)	(435)
Prepaid expenses	(562)	(489)
Accrued vacation	542	531
Other	533	717
Deferred taxes	$ 15,392	$ 9,748

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Income Tax Contingency [Line Items]
Operating Loss Carryforwards	$ 8.2
Desert Commercial Bank
Income Tax Contingency [Line Items]
Operating Loss Carryforwards	$ 13.4
Operating Loss Carryforwards Utilization Period	20 years
Operating Loss Carryforwards, Expiration Date, Year	2,032
Operating Loss Carryforwards, Limitations on Use	operating loss carryforwards are subject to limitation under Section 382 of the Internal Revenue Service Code and expire in 2032
Pacific Rim Bank
Income Tax Contingency [Line Items]
Operating Loss Carryforwards	$ 3.9
Operating Loss Carryforwards Utilization Period	20 years
Operating Loss Carryforwards, Expiration Date, Year	2,035
Operating Loss Carryforwards, Limitations on Use	operating loss carryforwards are subject to limitation under Section 382 of the Internal Revenue Service Code and expire in 2035
Desert Commercial Bank And Pacific Rim Bank
Income Tax Contingency [Line Items]
Operating Loss Carryforwards	$ 10.4

Commitment and Contingencies -

Commitment and Contingencies - Additional Information (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Commitments And Contingencies Disclosure [Abstract]
Lease expense	$ 3.7	$ 3.1	$ 2.7

Commitment and Contingencies 90

Commitment and Contingencies - Future Minimum Lease Commitments under All Non-cancelable Operating Leases (Details) $ in Thousands	Dec. 31, 2015USD ($)
Commitments And Contingencies Disclosure [Abstract]
Operating lease due in 2016	$ 3,951
Operating lease due in 2017	4,637
Operating lease due in 2018	4,419
Operating lease due in 2019	4,330
Operating lease due in 2020 and after	12,026
Operating lease due, total	$ 29,363

Commitment and Contingencies 91

Commitment and Contingencies - Off Balance Sheet Arrangements of Bank (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Commitments And Contingencies Disclosure [Abstract]
Commitments to fund new loans	$ 51,887	$ 18,217
Commitments to fund under existing loans, lines of credit	153,606	104,881
Commitments under standby letters of credit	$ 8,617	$ 5,402

Related Party Transactions - Re

Related Party Transactions - Related Party Loans (Details) - Directors, executive officers and affiliates $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Related Party Transaction [Line Items]
Balance, January 1	$ 454
New loans and advances	5,910
Principal payments received	(454)
Balance, December 31	$ 5,910

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Directors, executive officers and affiliates
Related Party Transaction [Line Items]
Interest earned from loans to related parties	$ 200	$ 100	$ 100
Commitment to affiliate	500
Deposits from related parties	1,900	6,100
Interest paid	7	9	5
Assets under management	11,700
Fees amount received	100
Chief Executive Officer
Related Party Transaction [Line Items]
Interest paid	700	700	200
Average amount of borrowings	16,600	17,500	5,100
Minority interest	100
FFB
Related Party Transaction [Line Items]
Deposits from related parties	40,100
Interest paid	$ 100
Insurance broker in which a director has ownership interest
Related Party Transaction [Line Items]
Broker fees earned		$ 200	$ 100

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Details)	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
CET1 capital ratio, for capital adequacy purposes ratio	4.50%
CET1 leverage ratio, to be well-capitalized under prompt corrective action provisions ratio	6.50%

Regulatory Matters - Schedule o

Regulatory Matters - Schedule of Regulatory Standards for Well Capitalized Institutions and Capital Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
CET1 capital ratio, For Capital Adequacy Purposes Ratio	4.50%
CET1 leverage ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
FFI
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
CET1 capital ratio, Actual Amount	$ 256,305
Tier 1 leverage/(core) ratio, Actual Amount	256,305	$ 95,582
Tier 1 risk-based capital ratio, Actual Amount	256,305	95,582
Total risk-based capital ratio, Actual Amount	$ 267,325	$ 106,426
CET1 capital ratio, Actual Ratio	17.99%
Tier 1 leverage/(core) ratio, Actual Ratio	11.82%	7.32%
Tier 1 risk-based capital ratio, Actual Ratio	17.99%	11.01%
Total risk-based capital ratio, Actual Ratio	18.77%	12.26%
CET1 capital ratio, For Capital Adequacy Purposes Amount	$ 64,099
Tier 1 leverage/(core) ratio, For Capital Adequacy Purposes Amount	86,747	$ 52,200
Tier 1 risk-based capital ratio, For Capital Adequacy Purposes Amount	85,466	34,711
Total risk-based capital ratio, For Capital Adequacy Purposes Amount	$ 113,954	$ 69,423
CET1 capital ratio, For Capital Adequacy Purposes Ratio	4.50%
Tier 1 leverage/(core) ratio, For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 risk-based capital ratio, For Capital Adequacy Purposes Ratio	6.00%	4.00%
Total risk-based capital ratio, For Capital Adequacy Purposes Ratio	8.00%	8.00%
FFA
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
CET1 capital ratio, Actual Amount	$ 206,807
Tier 1 leverage/(core) ratio, Actual Amount	206,807	$ 105,261
Tier 1 risk-based capital ratio, Actual Amount	206,807	105,261
Total risk-based capital ratio, Actual Amount	$ 217,827	$ 115,811
CET1 capital ratio, Actual Ratio	14.56%
Tier 1 leverage/(core) ratio, Actual Ratio	9.56%	8.09%
Tier 1 risk-based capital ratio, Actual Ratio	14.56%	12.18%
Total risk-based capital ratio, Actual Ratio	15.34%	13.40%
CET1 capital ratio, For Capital Adequacy Purposes Amount	$ 63,907
Tier 1 leverage/(core) ratio, For Capital Adequacy Purposes Amount	86,562	$ 52,036
Tier 1 risk-based capital ratio, For Capital Adequacy Purposes Amount	85,209	34,572
Total risk-based capital ratio, For Capital Adequacy Purposes Amount	$ 113,612	$ 69,144
CET1 capital ratio, For Capital Adequacy Purposes Ratio	4.50%
Tier 1 leverage/(core) ratio, For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 risk-based capital ratio, For Capital Adequacy Purposes Ratio	6.00%	4.00%
Total risk-based capital ratio, For Capital Adequacy Purposes Ratio	8.00%	8.00%
CET1 capital ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	$ 92,310
Tier 1 leverage/(core) ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	108,202	$ 65,045
Tier 1 risk-based capital ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	113,612	51,858
Total risk-based capital ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Amount	$ 142,015	$ 86,430
CET1 leverage ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier 1 leverage/(core) ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 risk-based capital ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total risk-based capital ratio, To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Other Expenses - Schedule of Pr

Other Expenses - Schedule of Professional Services and Marketing Costs and Other Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Income And Expenses [Abstract]
Regulatory assessments	$ 1,105	$ 788	$ 650
Directors’ compensation expenses	$ 558	522	$ 604
Contingent payout related to DCB acquisition		960
Costs related to cancelled initial public offering		$ 1,000

Segment Reporting - Additional

Segment Reporting - Additional Information (Details) - Segment	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting [Abstract]
Reportable business segments	2	2	2

Segment Reporting - Key Operati

Segment Reporting - Key Operating Results of Business Segments (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Interest income	$ 19,212	$ 17,108	$ 14,993	$ 13,158	$ 13,408	$ 12,384	$ 10,931	$ 10,675	$ 10,303	$ 9,524	$ 10,350	$ 9,004	$ 64,471	$ 47,398	$ 39,181
Interest expense	1,778	1,647	1,569	1,287	1,307	1,237	1,115	925	947	886	862	812	6,281	4,584	3,507
Net interest income	17,434	15,461	13,424	11,871	12,101	11,147	9,816	9,750	9,356	8,638	9,488	8,192	58,190	42,814	35,674
Provision for loan losses	1,200	570	753	150				235	642	445	686	622	2,673	235	2,395
Noninterest income	9,281	6,868	6,420	6,204	6,045	6,737	6,416	5,551	4,993	5,088	5,210	4,533	28,773	24,749	19,824
Noninterest expense	17,170	16,956	13,974	13,358	12,995	13,095	13,871	12,546	11,263	10,938	11,025	10,396	61,458	52,507	43,622
Income before taxes on income	$ 8,345	$ 4,803	$ 5,117	$ 4,567	$ 5,151	$ 4,789	$ 2,361	$ 2,520	$ 2,444	$ 2,343	$ 2,987	$ 1,707	22,832	14,821	9,481
Operating Segments | Banking
Segment Reporting Information [Line Items]
Interest income													64,471	47,398	39,181
Interest expense													5,607	3,844	3,288
Net interest income													58,864	43,554	35,893
Provision for loan losses													2,673	235	2,395
Noninterest income													8,833	5,866	3,514
Noninterest expense													39,982	30,509	24,302
Income before taxes on income													25,042	18,676	12,710
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Noninterest income													20,530	19,422	16,715
Noninterest expense													18,352	17,979	17,400
Income before taxes on income													2,178	1,443	(685)
Other
Segment Reporting Information [Line Items]
Interest expense													674	740	219
Net interest income													(674)	(740)	(219)
Noninterest income													(590)	(539)	(405)
Noninterest expense													3,124	4,019	1,920
Income before taxes on income													$ (4,388)	$ (5,298)	$ (2,544)

Segment Reporting - Financial P

Segment Reporting - Financial Position For Each of Our Business Segments (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Segment Reporting Information [Line Items]
Cash and cash equivalents	$ 215,748	$ 29,692	$ 56,954	$ 63,108
Securities AFS	565,135	138,270
Loans, net	1,754,883	1,156,242
Premises and equipment	2,653	2,187
FHLB Stock	21,492	12,361
Deferred taxes	15,392	9,748
REO	4,036	334	375
Goodwill and intangibles	2,416	197
Other assets	10,824	6,393
Total Assets	2,592,579	1,355,424
Deposits	1,522,176	962,954
Borrowings	796,000	282,886
Other liabilities	14,667	10,088
Shareholders’ equity	259,736	99,496	$ 86,762	$ 73,580
Total Liabilities and Shareholders’ Equity	2,592,579	1,355,424
Operating Segments | Banking
Segment Reporting Information [Line Items]
Cash and cash equivalents	215,671	29,585
Securities AFS	565,135	138,270
Loans, net	1,754,883	1,156,021
Premises and equipment	1,996	1,539
FHLB Stock	21,492	12,361
Deferred taxes	14,466	9,196
REO	4,036	334
Goodwill and intangibles	2,416	197
Other assets	8,645	4,630
Total Assets	2,588,740	1,352,133
Deposits	1,569,932	972,319
Borrowings	796,000	263,000
Intercompany balances	2,748	1,287
Other liabilities	9,309	6,352
Shareholders’ equity	210,751	109,175
Total Liabilities and Shareholders’ Equity	2,588,740	1,352,133
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Cash and cash equivalents	5,682	3,750
Loans, net		221
Premises and equipment	545	548
Deferred taxes	630	601
Other assets	314	500
Total Assets	7,171	5,620
Intercompany balances	121	73
Other liabilities	2,634	2,486
Shareholders’ equity	4,416	3,061
Total Liabilities and Shareholders’ Equity	7,171	5,620
Other
Segment Reporting Information [Line Items]
Cash and cash equivalents	42,151	5,722
Premises and equipment	112	100
Deferred taxes	296	(49)
Other assets	217,032	113,499
Total Assets	259,591	119,272
Borrowings		19,886
Intercompany balances	(2,869)	(1,360)
Other liabilities	2,724	1,250
Shareholders’ equity	259,736	99,496
Total Liabilities and Shareholders’ Equity	259,591	119,272
Intersegment Eliminations
Segment Reporting Information [Line Items]
Cash and cash equivalents	(47,756)	(9,365)
Other assets	(215,167)	(112,236)
Total Assets	(262,923)	(121,601)
Deposits	(47,756)	(9,365)
Shareholders’ equity	(215,167)	(112,236)
Total Liabilities and Shareholders’ Equity	$ (262,923)	$ (121,601)

Quarterly Financial Informat100

Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 19,212	$ 17,108	$ 14,993	$ 13,158	$ 13,408	$ 12,384	$ 10,931	$ 10,675	$ 10,303	$ 9,524	$ 10,350	$ 9,004	$ 64,471	$ 47,398	$ 39,181
Interest expense	1,778	1,647	1,569	1,287	1,307	1,237	1,115	925	947	886	862	812	6,281	4,584	3,507
Net interest income	17,434	15,461	13,424	11,871	12,101	11,147	9,816	9,750	9,356	8,638	9,488	8,192	58,190	42,814	35,674
Provision for loan losses	1,200	570	753	150				235	642	445	686	622	2,673	235	2,395
Noninterest income	9,281	6,868	6,420	6,204	6,045	6,737	6,416	5,551	4,993	5,088	5,210	4,533	28,773	24,749	19,824
Noninterest expense	17,170	16,956	13,974	13,358	12,995	13,095	13,871	12,546	11,263	10,938	11,025	10,396	61,458	52,507	43,622
Income before taxes on income	8,345	4,803	5,117	4,567	5,151	4,789	2,361	2,520	2,444	2,343	2,987	1,707	22,832	14,821	9,481
Taxes on income	3,297	2,041	2,175	1,941	2,145	2,130	1,094	1,058	(1,044)	890	1,135	649	9,454	6,427	1,630
Net income	$ 5,048	$ 2,762	$ 2,942	$ 2,626	$ 3,006	$ 2,659	$ 1,267	$ 1,462	$ 3,488	$ 1,453	$ 1,852	$ 1,058	$ 13,378	$ 8,394	$ 7,851
Net income per share:
Basic	$ 0.32	$ 0.22	$ 0.36	$ 0.33	$ 0.39	$ 0.34	$ 0.16	$ 0.19	$ 0.47	$ 0.20	$ 0.25	$ 0.14	$ 1.20	$ 1.08	$ 1.06
Diluted	$ 0.31	$ 0.21	$ 0.35	$ 0.32	$ 0.37	$ 0.32	$ 0.16	$ 0.18	$ 0.44	$ 0.19	$ 0.24	$ 0.14	$ 1.16	$ 1.03	$ 1.01

Parent Only Financial Statem101

Parent Only Financial Statements - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 215,748	$ 29,692	$ 56,954	$ 63,108
Premises and equipment, net	2,653	2,187
Deferred taxes	15,392	9,748
Other assets	10,824	6,393
Total Assets	2,592,579	1,355,424
Liabilities:
Borrowings	796,000	282,886
Accounts payable and other liabilities	14,667	10,088
Total Liabilities	2,332,843	1,255,928
Shareholders’ Equity
Common Stock	16	8
Retained earnings	33,762	20,384
Accumulated other comprehensive income (loss), net of tax	(1,304)	900
Total Shareholders’ Equity	259,736	99,496	86,762	73,580
Total Liabilities and Shareholders’ Equity	2,592,579	1,355,424
FFI
ASSETS
Cash and cash equivalents	42,151	5,722	$ 5,294	$ 2,178
Premises and equipment, net	112	100
Deferred taxes	296	(49)
Investment in subsidiaries	215,167	112,236
Intercompany receivable	2,869	1,360
Other assets	1,865	1,263
Total Assets	262,460	120,632
Liabilities:
Borrowings		19,886
Accounts payable and other liabilities	2,724	1,250
Total Liabilities	2,724	21,136
Shareholders’ Equity
Common Stock	16	8
Additional paid-in-capital	227,262	78,204
Retained earnings	33,762	20,384
Accumulated other comprehensive income (loss), net of tax	(1,304)	900
Total Shareholders’ Equity	259,736	99,496
Total Liabilities and Shareholders’ Equity	$ 262,460	$ 120,632

Parent Only Financial Statem102

Parent Only Financial Statements - Income Statements (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest expense—borrowings													$ 1,395	$ 998	$ 340
Noninterest expense:
Compensation and benefits													40,456	33,550	28,760
Occupancy and depreciation													9,260	7,325	6,556
Professional services and marketing costs													5,490	5,995	4,003
Other expenses													6,252	5,637	4,303
Total noninterest expense	$ 17,170	$ 16,956	$ 13,974	$ 13,358	$ 12,995	$ 13,095	$ 13,871	$ 12,546	$ 11,263	$ 10,938	$ 11,025	$ 10,396	61,458	52,507	43,622
Taxes on income	3,297	2,041	2,175	1,941	2,145	2,130	1,094	1,058	(1,044)	890	1,135	649	9,454	6,427	1,630
Net income	$ 5,048	$ 2,762	$ 2,942	$ 2,626	$ 3,006	$ 2,659	$ 1,267	$ 1,462	$ 3,488	$ 1,453	$ 1,852	$ 1,058	13,378	8,394	7,851
FFI
Interest expense—borrowings													674	740	219
Noninterest income—earnings from investment in subsidiaries													15,801	11,050	9,883
Noninterest expense:
Compensation and benefits													1,152	1,096	613
Occupancy and depreciation													191	141	66
Professional services and marketing costs													1,669	2,469	1,120
Other expenses													702	852	526
Total noninterest expense													3,714	4,558	2,325
Income before taxes on income													11,413	5,752	7,339
Taxes on income													(1,965)	(2,642)	(512)
Net income													$ 13,378	$ 8,394	$ 7,851

Parent Only Financial Statem103

Parent Only Financial Statements - Statements of Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Net income	$ 5,048	$ 2,762	$ 2,942	$ 2,626	$ 3,006	$ 2,659	$ 1,267	$ 1,462	$ 3,488	$ 1,453	$ 1,852	$ 1,058	$ 13,378	$ 8,394	$ 7,851
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities arising during the period													(3,746)	4,198	(2,668)
Other comprehensive income (loss) before tax													(3,746)	4,198	(2,668)
Income tax (expense) benefit related to items of other comprehensive income													1,542	(1,728)	1,098
Other comprehensive income (loss)													(2,204)	2,470	(1,570)
Total comprehensive income													11,174	10,864	6,281
FFI
Net income													13,378	8,394	7,851
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities arising during the period													(3,746)	4,198	(2,668)
Other comprehensive income (loss) before tax													(3,746)	4,198	(2,668)
Income tax (expense) benefit related to items of other comprehensive income													1,542	(1,728)	1,098
Other comprehensive income (loss)													(2,204)	2,470	(1,570)
Total comprehensive income													$ 11,174	$ 10,864	$ 6,281

Parent Only Financial Statem104

Parent Only Financial Statements - Statements of Cash Flow (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities:
Net income	$ 5,048	$ 2,762	$ 2,942	$ 2,626	$ 3,006	$ 2,659	$ 1,267	$ 1,462	$ 3,488	$ 1,453	$ 1,852	$ 1,058	$ 13,378	$ 8,394	$ 7,851
Adjustments to reconcile net income to net cash provided by operating activities:
Stock–based compensation expense													613	451	579
Deferred tax expense (benefit)													(1,866)	576	(1,267)
Increase in other assets													(3,473)	(1,244)	(366)
Increase (decrease) in accounts payable and other liabilities													4,741	3,060	703
Net cash provided by operating activities													13,869	9,355	7,966
Cash Flows from Investing Activities:
Purchase of premises and equipment													(1,753)	(169)	(1,905)
Net cash used in investing activities													(916,471)	(340,306)	(213,801)
Cash Flows from Financing Activities:
Proceeds from the sale of stock, net													136,163	949	6,322
Net cash provided by financing activities													1,088,658	303,689	199,681
Increase (decrease) in cash and cash equivalents													186,056	(27,262)	(6,154)
Cash and cash equivalents at beginning of year				29,692				56,954				63,108	29,692	56,954	63,108
Cash and cash equivalents at end of year	215,748				29,692				56,954				215,748	29,692	56,954
FFI
Cash Flows from Operating Activities:
Net income													13,378	8,394	7,851
Adjustments to reconcile net income to net cash provided by operating activities:
Earnings from investment in subsidiaries													(15,801)	(11,050)	(9,883)
Stock–based compensation expense													113	50	41
Deferred tax expense (benefit)													(345)	(190)	579
Increase in other assets													(602)	(652)	(46)
Increase (decrease) in accounts payable and other liabilities													1,926	829	(828)
Net cash provided by operating activities													(1,331)	(2,619)	(2,286)
Cash Flows from Investing Activities:
Investment in subsidiaries													(76,453)	(10,470)	(8,500)
Payment to shareholders of acquired companies													(543)
Purchase of premises and equipment													(12)		(34)
Net cash used in investing activities													(77,008)	(10,470)	(8,534)
Cash Flows from Financing Activities:
Proceeds from borrowings													10,114	15,000	7,500
Paydowns of borrowings													(30,000)	(2,177)	(437)
Proceeds from the sale of stock, net													136,163	949	6,322
Intercompany accounts, net decrease (increase)													(1,509)	(255)	551
Net cash provided by financing activities													114,768	13,517	13,936
Increase (decrease) in cash and cash equivalents													36,429	428	3,116
Cash and cash equivalents at beginning of year				$ 5,722				$ 5,294				$ 2,178	5,722	5,294	2,178
Cash and cash equivalents at end of year	$ 42,151				$ 5,722				$ 5,294				$ 42,151	$ 5,722	$ 5,294