Sales Report: Supplement No. 2 dated Jun 06, 2022 to Prospectus dated May 06, 2022
File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated May 06, 2022 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated May 06, 2022 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated May 06, 2022, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 12591464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 28.80% | Borrower rate/APR: | 29.80% / 33.82% | Monthly payment: | $254.05 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2009 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Self Employed |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $8 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12586955
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 29.45% | Monthly payment: | $456.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2009 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Bus Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,648 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12591341
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 25.28% | Borrower rate/APR: | 26.28% / 30.21% | Monthly payment: | $283.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2005 | Debt/Income ratio: | 47% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 26y 7m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $53,411 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 77% | ||
Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12590612
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 27.57% | Monthly payment: | $312.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2011 | Debt/Income ratio: | 24% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,072 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 102% | ||
Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12587816
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 21.45% | Monthly payment: | $648.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | May-2016 | Debt/Income ratio: | 32% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 9y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,713 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592076
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 11.40% | Monthly payment: | $41.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2000 | Debt/Income ratio: | 4% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $929 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12590012
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.70% | Borrower rate/APR: | 21.70% / 25.52% | Monthly payment: | $570.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2017 | Debt/Income ratio: | 23% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,053 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $366.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-1998 | Debt/Income ratio: | 14% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 38y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,820 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 87% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12591557
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 26.33% | Borrower rate/APR: | 27.33% / 30.00% | Monthly payment: | $460.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2012 | Debt/Income ratio: | 20% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 27y 6m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,009 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12591338
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $82.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2008 | Debt/Income ratio: | 16% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 61 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,236 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 66% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12588164
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $109.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Dec-2009 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,886 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 25% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12585356
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $308.43 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2019 | Debt/Income ratio: | 24% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,088 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12587909
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $211.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2013 | Debt/Income ratio: | 26% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,743 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 76% | ||
Has Mortgage: | No | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12586757
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 27.09% | Monthly payment: | $276.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2013 | Debt/Income ratio: | 51% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 5m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Fireman |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,768 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 75% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12586007
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $289.27 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,731 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12591821
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $103.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2017 | Debt/Income ratio: | 35% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 10y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,625 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12588311
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-22-2022 | ListingEndDate: | May-22-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $81.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Nov-2020 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,731 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12587339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $128.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jan-2017 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Waiter/Waitress |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,163 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12585461
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-19-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 20.63% | Borrower rate/APR: | 21.63% / 24.14% | Monthly payment: | $411.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2008 | Debt/Income ratio: | 57% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 5m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,539 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 46% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12584702
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-19-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 19.90% | Borrower rate/APR: | 20.90% / 24.70% | Monthly payment: | $225.74 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2019 | Debt/Income ratio: | 21% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,515 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12580844
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-17-2022 | ListingEndDate: | May-18-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $247.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-1994 | Debt/Income ratio: | 28% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 19 | Length of status: | 7y 3m |
Amount delinquent: | $815 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $269 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12572081
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-12-2022 | ListingEndDate: | May-13-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $297.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Feb-2015 | Debt/Income ratio: | 27% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,265 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 49% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12565385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $26,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-09-2022 | ListingEndDate: | May-09-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $578.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2012 | Debt/Income ratio: | 12% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 8y 7m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $58,562 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12561605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-06-2022 | ListingEndDate: | May-06-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $523.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2014 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 53y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,214 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 87% | ||
Has Mortgage: | No | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12545261
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2022 | ListingEndDate: | Apr-29-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.29% / 21.02% | Monthly payment: | $286.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.61% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2002 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (Apr-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 23y 3m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,456 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $578.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2012 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,628 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592952
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $71.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2018 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Food Service Management |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,795 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 55% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594614
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 9.70% | Borrower rate/APR: | 10.70% / 14.28% | Monthly payment: | $146.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2020 | Debt/Income ratio: | 10% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,835 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595007
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $167.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2008 | Debt/Income ratio: | 5% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 3 / 3 | Length of status: | 15y 4m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,304 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592928
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $273.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2015 | Debt/Income ratio: | 35% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,417 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592613
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $91.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2005 | Debt/Income ratio: | 13% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 2m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,067 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593930
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,400.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.01% | Borrower rate/APR: | 16.01% / 19.70% | Monthly payment: | $611.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2002 | Debt/Income ratio: | 39% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 22y 9m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $192,001 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 21.40% | Borrower rate/APR: | 22.40% / 24.93% | Monthly payment: | $278.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,493 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593243
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $313.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,310 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593144
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 12.80% | Borrower rate/APR: | 13.80% / 17.44% | Monthly payment: | $374.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2015 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 16y 9m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,778 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 46% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595463
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 6.72% | Borrower rate/APR: | 7.72% / 9.91% | Monthly payment: | $151.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2014 | Debt/Income ratio: | 20% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 8y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,328 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594803
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $263.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2011 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,182 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $75.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2020 | Debt/Income ratio: | 27% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $100 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594593
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2007 | Debt/Income ratio: | 10% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 8 / 9 | Length of status: | 4y 4m |
Amount delinquent: | $119 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,045 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 83% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594143
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 23.90% | Borrower rate/APR: | 24.90% / 27.50% | Monthly payment: | $439.39 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 42% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 9m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,386 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12594041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $93.55 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2014 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,289 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | ||
Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593972
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $211.54 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2015 | Debt/Income ratio: | 40% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 17y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,005 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593567
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 25.00% | Borrower rate/APR: | 26.00% / 29.93% | Monthly payment: | $161.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2017 | Debt/Income ratio: | 30% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $655 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 25% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593291
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 27.60% | Borrower rate/APR: | 28.60% / 32.59% | Monthly payment: | $187.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2018 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,118 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593186
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.90% | Borrower rate/APR: | 23.90% / 26.47% | Monthly payment: | $430.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2002 | Debt/Income ratio: | 62% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,924 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 46% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12593156
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $82.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 6% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,092 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592886
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $311.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-2008 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 30y 0m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,737 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 67% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 14.70% | Borrower rate/APR: | 15.70% / 18.07% | Monthly payment: | $265.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2002 | Debt/Income ratio: | 30% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,120 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 8% | ||
Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592271
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $289.27 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jun-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,549 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12592220
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 19.70% | Borrower rate/APR: | 20.70% / 24.50% | Monthly payment: | $281.41 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2002 | Debt/Income ratio: | 27% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 21y 7m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,009 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 14% | ||
Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595688
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 13.40% | Borrower rate/APR: | 14.40% / 18.06% | Monthly payment: | $223.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Engineer - Chemical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,571 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596393
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $922.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2009 | Debt/Income ratio: | 34% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 20y 9m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,793 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596081
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $29,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $611.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2015 | Debt/Income ratio: | 16% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,810 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595877
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $282.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2008 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 9m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,963 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 29% | �� | |
Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596018
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 9.60% | Borrower rate/APR: | 10.60% / 14.18% | Monthly payment: | $488.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2009 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,028 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 61% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $156.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2020 | Debt/Income ratio: | 18% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597098
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 27.09% | Monthly payment: | $435.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2010 | Debt/Income ratio: | 45% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 9y 0m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,432 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597053
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 22.25% | Monthly payment: | $910.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2008 | Debt/Income ratio: | 45% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,748 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596972
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.10% | Borrower rate/APR: | 19.10% / 22.86% | Monthly payment: | $91.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2011 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,981 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596963
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $215.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2011 | Debt/Income ratio: | 8% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $207 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596948
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $75.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2016 | Debt/Income ratio: | 7% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,295 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596912
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $117.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-2000 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,030 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 95% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Taxes
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596873
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $222.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2015 | Debt/Income ratio: | 22% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,314 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596774
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $458.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2014 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,799 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596762
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $611.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2000 | Debt/Income ratio: | 2% |
TU FICO range: | 800-819 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $985 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596753
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 7.40% | Borrower rate/APR: | 8.40% / 10.60% | Monthly payment: | $112.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2008 | Debt/Income ratio: | 7% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596519
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $290.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596495
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 16.38% | Borrower rate/APR: | 17.38% / 19.79% | Monthly payment: | $626.43 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2000 | Debt/Income ratio: | 48% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,924 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 66% | ||
Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12596345
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 24.41% | Borrower rate/APR: | 25.41% / 29.32% | Monthly payment: | $319.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2004 | Debt/Income ratio: | 28% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 9y 4m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,800 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595745
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $75.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1998 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Postal Service |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,436 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595829
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $124.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-2016 | Debt/Income ratio: | 12% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,292 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595754
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 12.80% | Monthly payment: | $494.70 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-2014 | Debt/Income ratio: | 18% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,624 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595739
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $133.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,070 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595673
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 11.10% | Borrower rate/APR: | 12.10% / 15.71% | Monthly payment: | $166.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2013 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 22y 9m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Teacher's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,102 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12595544
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 20.33% | Borrower rate/APR: | 21.33% / 25.14% | Monthly payment: | $75.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2021 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $230 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597863
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 14.27% | Monthly payment: | $162.96 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2019 | Debt/Income ratio: | 12% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $843 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $12,917 | Combined debt/income ratio3: | 3% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598604
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 6.66% | Borrower rate/APR: | 7.66% / 11.17% | Monthly payment: | $280.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2012 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,432 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598532
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 13.90% | Borrower rate/APR: | 14.90% / 18.57% | Monthly payment: | $1,038.49 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2015 | Debt/Income ratio: | 32% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,813 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598523
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 18.80% | Borrower rate/APR: | 19.80% / 22.27% | Monthly payment: | $263.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Mar-2009 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 13y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,436 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598487
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 6.66% | Borrower rate/APR: | 7.66% / 11.17% | Monthly payment: | $405.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2014 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 13y 11m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,018 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598475
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $179.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,918 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597980
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 13.41% | Borrower rate/APR: | 14.41% / 18.07% | Monthly payment: | $618.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2002 | Debt/Income ratio: | 28% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 10 / 11 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $68,031 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 90% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2002 | Debt/Income ratio: | 20% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,647 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 32% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598184
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $27,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 10.60% | Borrower rate/APR: | 11.60% / 15.20% | Monthly payment: | $891.64 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 4m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,865 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 40% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598181
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 24.02% | Borrower rate/APR: | 25.02% / 28.92% | Monthly payment: | $139.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2014 | Debt/Income ratio: | 15% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,987 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 79% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $241.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2012 | Debt/Income ratio: | 6% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,365 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 81% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598058
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.20% | Borrower rate/APR: | 13.20% / 15.51% | Monthly payment: | $365.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2015 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 16y 5m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,866 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 57% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 9.60% | Borrower rate/APR: | 10.60% / 14.18% | Monthly payment: | $325.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-1993 | Debt/Income ratio: | 53% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 24y 2m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,005 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 52% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597890
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 22.91% | Borrower rate/APR: | 23.91% / 27.79% | Monthly payment: | $235.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2003 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Investor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,142 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597791
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,100.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 17.60% | Monthly payment: | $140.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-1994 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 46y 11m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,261 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597770
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $109.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2010 | Debt/Income ratio: | 21% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 14y 11m |
Amount delinquent: | $0 | Total credit lines: | 67 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,256 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597737
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $622.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Sep-2006 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $39,990 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 97% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597728
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $376.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | May-2007 | Debt/Income ratio: | 36% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 7y 11m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,154 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 78% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597725
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2010 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,862 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 100% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597674
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.33% | Borrower rate/APR: | 21.33% / 25.14% | Monthly payment: | $567.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2010 | Debt/Income ratio: | 44% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 16y 9m |
Amount delinquent: | $0 | Total credit lines: | 56 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,719 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597653
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2005 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,569 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 100% | ||
Has Mortgage: | Yes | Borrower's state: | District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597551
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 20.40% | Borrower rate/APR: | 21.40% / 25.22% | Monthly payment: | $75.76 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2020 | Debt/Income ratio: | 24% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,615 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597542
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,300.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 6.51% | Borrower rate/APR: | 7.51% / 11.02% | Monthly payment: | $600.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2009 | Debt/Income ratio: | 21% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 17 | Length of status: | 11y 8m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,422 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597488
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 8.85% | Borrower rate/APR: | 9.85% / 13.41% | Monthly payment: | $289.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2006 | Debt/Income ratio: | 18% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12597260
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.11% | Monthly payment: | $219.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,334 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600296
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $294.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 13% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,010 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 101% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599780
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 14.79% | Monthly payment: | $157.49 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2018 | Debt/Income ratio: | 12% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,522 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600449
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $174.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | May-2004 | Debt/Income ratio: | 10% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 7m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,008 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600380
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 25.40% | Borrower rate/APR: | 26.40% / 30.34% | Monthly payment: | $81.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2012 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,716 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600140
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $169.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2017 | Debt/Income ratio: | 15% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,780 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600095
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $493.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2013 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,226 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 52% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599999
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $534.95 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2016 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,595 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 40% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599945
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.81% | Borrower rate/APR: | 18.81% / 22.57% | Monthly payment: | $201.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 17y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599936
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $152.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2001 | Debt/Income ratio: | 14% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,740 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599915
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.13% | Borrower rate/APR: | 8.13% / 10.33% | Monthly payment: | $305.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-1984 | Debt/Income ratio: | 43% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 19y 7m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $63,473 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $212.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2006 | Debt/Income ratio: | 12% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,625 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 89% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599774
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 25.64% | Borrower rate/APR: | 26.64% / 30.58% | Monthly payment: | $81.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2020 | Debt/Income ratio: | 34% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 16y 9m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Teacher's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,904 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599621
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 15.09% | Monthly payment: | $412.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jul-2010 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Truck Driver |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,896 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599618
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.26% | Borrower rate/APR: | 8.26% / 10.46% | Monthly payment: | $612.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2005 | Debt/Income ratio: | 14% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 16y 10m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,887 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $26,886.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 17.35% | Monthly payment: | $639.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jun-2009 | Debt/Income ratio: | 24% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 41 / 42 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 71 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,309 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $21,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $435.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2008 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 14y 9m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,048 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 14% | ||
Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.31% | Borrower rate/APR: | 16.31% / 20.01% | Monthly payment: | $317.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2007 | Debt/Income ratio: | 12% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,889 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 70% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599369
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $188.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2014 | Debt/Income ratio: | 6% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,137 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599192
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 9.91% | Borrower rate/APR: | 10.91% / 14.49% | Monthly payment: | $179.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2003 | Debt/Income ratio: | 43% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 19y 2m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,998 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 52% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599117
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 19.58% | Borrower rate/APR: | 20.58% / 23.07% | Monthly payment: | $134.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2006 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 2m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,262 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12599060
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $434.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,441 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598808
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $657.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2012 | Debt/Income ratio: | 15% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,736 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 72% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598802
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $105.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2007 | Debt/Income ratio: | 13% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 12y 5m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,635 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598685
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.65% | Borrower rate/APR: | 16.65% / 19.04% | Monthly payment: | $616.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2007 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,051 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 61% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12598634
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 10.03% | Borrower rate/APR: | 11.03% / 14.61% | Monthly payment: | $327.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | May-2005 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 17y 7m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,577 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 20% | ||
Has Mortgage: | Yes | Borrower's state: | Virginia |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $15,833 | Combined debt/income ratio3: | 15% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 13.50% | Borrower rate/APR: | 14.50% / 16.84% | Monthly payment: | $529.39 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2001 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 22 | Length of status: | 6y 9m |
Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,865 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600584
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 29.20% | Borrower rate/APR: | 30.20% / 34.23% | Monthly payment: | $425.61 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2006 | Debt/Income ratio: | 21% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 4m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,377 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 70% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602252
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 7.81% | Borrower rate/APR: | 8.81% / 12.35% | Monthly payment: | $79.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Dec-2005 | Debt/Income ratio: | 10% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,955 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602177
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 13.51% | Monthly payment: | $386.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2014 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,722 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602123
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 14.07% | Borrower rate/APR: | 15.07% / 18.74% | Monthly payment: | $260.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2012 | Debt/Income ratio: | 9% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,736 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601940
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $363.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2013 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 7y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,503 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 84% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601847
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 22.46% | Borrower rate/APR: | 23.46% / 27.32% | Monthly payment: | $155.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2007 | Debt/Income ratio: | 41% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 4 / 5 | Length of status: | 0y 10m |
Amount delinquent: | $577 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,006 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 87% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601811
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 27.60% | Borrower rate/APR: | 28.60% / 32.59% | Monthly payment: | $187.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,089 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 82% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601694
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.16% | Borrower rate/APR: | 23.16% / 27.02% | Monthly payment: | $581.90 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2012 | Debt/Income ratio: | 38% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,168 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | ||
Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601631
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $122.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2000 | Debt/Income ratio: | 15% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 15y 8m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,772 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601616
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $94.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2019 | Debt/Income ratio: | 28% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,877 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601448
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $313.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,668 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601331
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 8.26% | Borrower rate/APR: | 9.26% / 12.81% | Monthly payment: | $191.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-1996 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 31y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $714 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 20% | ||
Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $267.63 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Analyst |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,932 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Montana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601208
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 16.23% | Borrower rate/APR: | 17.23% / 19.64% | Monthly payment: | $99.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jul-2001 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 21y 10m |
Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $33,979 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | ||
Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601199
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 29.66% | Monthly payment: | $305.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2008 | Debt/Income ratio: | 32% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 26y 11m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,241 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12601052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 26.96% | Monthly payment: | $174.43 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2016 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Bus Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,177 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600833
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $73.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 13 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600713
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 21.95% | Borrower rate/APR: | 22.95% / 26.80% | Monthly payment: | $77.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2020 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,800 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600701
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 10.60% | Borrower rate/APR: | 11.60% / 15.20% | Monthly payment: | $495.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2019 | Debt/Income ratio: | 14% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 19y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,662 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600644
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 25.83% | Monthly payment: | $248.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2004 | Debt/Income ratio: | 32% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,559 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 69% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600557
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 13.50% | Borrower rate/APR: | 14.50% / 18.16% | Monthly payment: | $103.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 21 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Psychologist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,892 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 42% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600551
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.60% | Monthly payment: | $166.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2015 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,322 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600539
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $70.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-2020 | Debt/Income ratio: | 24% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,727 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12600464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $351.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2004 | Debt/Income ratio: | 29% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 8m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,534 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 64% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604064
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $27,100.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 6.72% | Borrower rate/APR: | 7.72% / 9.91% | Monthly payment: | $545.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2011 | Debt/Income ratio: | 35% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,835 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603983
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.48% | Borrower rate/APR: | 16.48% / 18.87% | Monthly payment: | $491.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2014 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,301 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | ||
Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603968
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.86% | Borrower rate/APR: | 15.86% / 19.55% | Monthly payment: | $596.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-1984 | Debt/Income ratio: | 28% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,034 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603965
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.86% | Borrower rate/APR: | 15.86% / 19.55% | Monthly payment: | $245.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-2020 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $713 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603866
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.18% | Borrower rate/APR: | 15.18% / 17.54% | Monthly payment: | $597.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2008 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 10y 1m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,833 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 71% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603788
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 6.66% | Borrower rate/APR: | 7.66% / 11.17% | Monthly payment: | $187.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2005 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 10y 11m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,634 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603734
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $183.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 13y 9m |
Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,081 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603719
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.30% | Borrower rate/APR: | 12.30% / 15.91% | Monthly payment: | $166.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2006 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603704
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $275.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2010 | Debt/Income ratio: | 15% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 8 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 15 / 16 | Length of status: | 0y 0m |
Amount delinquent: | $61 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,248 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 49% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603701
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 15.78% | Borrower rate/APR: | 16.78% / 19.17% | Monthly payment: | $197.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Dec-2001 | Debt/Income ratio: | 32% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,189 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 20% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603692
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 16.55% | Borrower rate/APR: | 17.55% / 21.28% | Monthly payment: | $71.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2009 | Debt/Income ratio: | 11% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 8 | Length of status: | 10y 0m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,927 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603506
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 16.05% | Borrower rate/APR: | 17.05% / 20.77% | Monthly payment: | $1,248.72 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2016 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,018 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603488
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 14.80% | Monthly payment: | $328.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jul-2010 | Debt/Income ratio: | 10% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 4m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,666 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Taxes
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603419
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 11.47% | Monthly payment: | $208.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2014 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,562 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603365
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $174.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Mar-2011 | Debt/Income ratio: | 30% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603287
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 9.90% | Borrower rate/APR: | 10.90% / 13.16% | Monthly payment: | $368.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2007 | Debt/Income ratio: | 25% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,986 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 37% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 8.85% | Borrower rate/APR: | 9.85% / 13.41% | Monthly payment: | $160.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2018 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,294 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603173
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 25.64% | Borrower rate/APR: | 26.64% / 30.58% | Monthly payment: | $203.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2007 | Debt/Income ratio: | 9% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,639 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 30% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12603125
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 6.51% | Borrower rate/APR: | 7.51% / 11.02% | Monthly payment: | $466.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2007 | Debt/Income ratio: | 29% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 15y 2m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,082 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602864
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $26,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $809.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-1998 | Debt/Income ratio: | 31% |
TU FICO range: | 800-819 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 11y 11m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,592 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602717
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $113.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2014 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,389 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | ||
Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602702
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 24.40% | Borrower rate/APR: | 25.40% / 29.31% | Monthly payment: | $119.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2002 | Debt/Income ratio: | 25% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 9m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,494 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 84% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602591
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $501.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-1997 | Debt/Income ratio: | 34% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 35y 8m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,729 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 32% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602573
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $212.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jun-1993 | Debt/Income ratio: | 3% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,208 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 38% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12602267
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 9.46% | Borrower rate/APR: | 10.46% / 14.03% | Monthly payment: | $324.84 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Feb-2007 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,709 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606620
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 12.80% | Monthly payment: | $63.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jan-2002 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,164 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 43% | ||
Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606320
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $198.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2020 | Debt/Income ratio: | 14% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,532 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606275
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 11.02% | Borrower rate/APR: | 12.02% / 15.63% | Monthly payment: | $664.52 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jun-2000 | Debt/Income ratio: | 47% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,069 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 49% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606188
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.10% | Borrower rate/APR: | 13.10% / 15.41% | Monthly payment: | $399.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2020 | Debt/Income ratio: | 25% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,985 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605945
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 13.51% | Monthly payment: | $628.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2016 | Debt/Income ratio: | 27% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,025 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | ||
Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605759
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $334.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2009 | Debt/Income ratio: | 37% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 22y 4m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Homemaker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,844 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605741
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2013 | Debt/Income ratio: | 13% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 7y 7m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,065 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604394
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $168.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2016 | Debt/Income ratio: | 11% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,398 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605639
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $305.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2009 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Engineer - Electrical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,051 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 62% | ||
Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605252
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $1,220.15 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2017 | Debt/Income ratio: | 8% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,881 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 71% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $250.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2018 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,670 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12605075
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $75.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2001 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 20y 8m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,130 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 9% | ||
Has Mortgage: | No | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604880
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 18.26% | Monthly payment: | $206.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2013 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $151 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 25% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604865
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 30.02% | Borrower rate/APR: | 31.02% / 35.07% | Monthly payment: | $258.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2008 | Debt/Income ratio: | 42% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 11 / 12 | Length of status: | 22y 10m |
Amount delinquent: | $351 | Total credit lines: | 22 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,909 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604739
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $488.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2019 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Teacher's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,234 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604736
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.30% | Borrower rate/APR: | 15.30% / 18.98% | Monthly payment: | $174.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jul-1996 | Debt/Income ratio: | 12% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,829 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 55% | ||
Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604604
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.50% | Borrower rate/APR: | 23.50% / 27.37% | Monthly payment: | $389.71 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2019 | Debt/Income ratio: | 30% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604586
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $100.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2010 | Debt/Income ratio: | 33% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 9y 7m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Engineer - Electrical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $54,149 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 36% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604517
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 9.70% | Borrower rate/APR: | 10.70% / 14.28% | Monthly payment: | $65.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2017 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,560 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $189.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Feb-2010 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,950 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 12 | Bankcard utilization: | 83% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.18% | Borrower rate/APR: | 15.18% / 17.54% | Monthly payment: | $358.27 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jul-2017 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 11m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,408 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604379
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.55% | Borrower rate/APR: | 9.55% / 11.78% | Monthly payment: | $294.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2020 | Debt/Income ratio: | 4% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 24y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $181 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604157
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 7.96% | Borrower rate/APR: | 8.96% / 12.50% | Monthly payment: | $317.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 38% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $551 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604127
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $207.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2017 | Debt/Income ratio: | 29% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 15 / 16 | Length of status: | 2y 8m |
Amount delinquent: | $212 | Total credit lines: | 16 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,041 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12604067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 27.60% | Borrower rate/APR: | 28.60% / 32.59% | Monthly payment: | $83.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-1997 | Debt/Income ratio: | 30% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 6 / 7 | Length of status: | 4y 10m |
Amount delinquent: | $147 | Total credit lines: | 12 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,785 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 104% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606755
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 6.66% | Borrower rate/APR: | 7.66% / 11.17% | Monthly payment: | $93.54 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2001 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 34 / 34 | Length of status: | 12y 2m |
Amount delinquent: | $0 | Total credit lines: | 71 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,692 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 10% | ||
Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609230
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $222.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2012 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,703 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | ||
Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609080
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 20.06% | Borrower rate/APR: | 21.06% / 24.87% | Monthly payment: | $377.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2016 | Debt/Income ratio: | 41% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Architect |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,137 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608933
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 22.60% | Borrower rate/APR: | 23.60% / 27.47% | Monthly payment: | $117.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2015 | Debt/Income ratio: | 16% |
TU FICO range: | 600-619 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,060 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 84% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608924
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 15.17% | Borrower rate/APR: | 16.17% / 19.87% | Monthly payment: | $211.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2020 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,106 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608822
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 9.50% | Borrower rate/APR: | 10.50% / 14.07% | Monthly payment: | $390.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2005 | Debt/Income ratio: | 10% |
TU FICO range: | 740-759 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 9y 10m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,767 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 6% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 8.86% | Borrower rate/APR: | 9.86% / 13.42% | Monthly payment: | $161.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Nov-2007 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,383 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 33% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608498
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $211.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2012 | Debt/Income ratio: | 25% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 6 / 7 | Length of status: | 5y 0m |
Amount delinquent: | $85 | Total credit lines: | 16 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,565 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 90% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608462
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 28.03% | Borrower rate/APR: | 29.03% / 31.74% | Monthly payment: | $238.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2001 | Debt/Income ratio: | 46% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $39,507 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608345
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,600.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $201.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 10% |
TU FICO range: | 780-799 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 4m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,496 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608303
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 17.39% | Monthly payment: | $408.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2008 | Debt/Income ratio: | 32% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,890 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 81% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12608219
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $73.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2016 | Debt/Income ratio: | 5% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $861 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607931
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $24,100.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 6.51% | Borrower rate/APR: | 7.51% / 11.02% | Monthly payment: | $749.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2014 | Debt/Income ratio: | 18% |
TU FICO range: | 740-759 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,565 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607802
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 16.98% | Borrower rate/APR: | 17.98% / 20.40% | Monthly payment: | $888.39 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jun-1997 | Debt/Income ratio: | 7% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 9m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,108 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 31% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607625
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $121.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2018 | Debt/Income ratio: | 22% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,255 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607460
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 10.52% | Borrower rate/APR: | 11.52% / 13.79% | Monthly payment: | $132.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-1999 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 42y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $56 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607253
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.85% | Borrower rate/APR: | 9.85% / 12.09% | Monthly payment: | $328.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2015 | Debt/Income ratio: | 26% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 4m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,144 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $23,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 14.20% | Borrower rate/APR: | 15.20% / 17.56% | Monthly payment: | $549.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2005 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 70 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $29,832 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 24% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606917
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $119.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2019 | Debt/Income ratio: | 18% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $489 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607124
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 28.29% | Monthly payment: | $78.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Oct-2014 | Debt/Income ratio: | 37% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,798 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12607034
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $381.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2005 | Debt/Income ratio: | 39% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 13y 10m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,664 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606944
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 28.03% | Borrower rate/APR: | 29.03% / 31.74% | Monthly payment: | $238.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2009 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Car Dealer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,041 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 66% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606941
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 28.03% | Borrower rate/APR: | 29.03% / 31.74% | Monthly payment: | $95.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-1988 | Debt/Income ratio: | 46% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,392 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.30% | Borrower rate/APR: | 16.30% / 18.68% | Monthly payment: | $171.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2006 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,360 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | ||
Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12606623
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 29.45% | Monthly payment: | $60.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2016 | Debt/Income ratio: | 14% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 6y 9m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,269 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12611912
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 16.56% | Monthly payment: | $350.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.04% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-2006 | Debt/Income ratio: | 48% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 10y 8m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,790 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12611861
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 19.01% | Borrower rate/APR: | 20.01% / 23.79% | Monthly payment: | $371.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.69% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2019 | Debt/Income ratio: | 27% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Tradesman - Electrician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,938 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12611708
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 26.99% | Monthly payment: | $232.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 15.12% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2000 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,957 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 43% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610643
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 25.04% | Monthly payment: | $223.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 15.12% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2015 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 8m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,442 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 67% | ||
Has Mortgage: | Yes | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $295.63 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2020 | Debt/Income ratio: | 35% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,078 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610217
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 16.56% | Monthly payment: | $584.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2010 | Debt/Income ratio: | 31% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 12y 8m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Engineer - Electrical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $67,927 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610214
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $126.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2021 | Debt/Income ratio: | 9% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,569 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610160
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $696.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2001 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 18 / 18 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,307 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 15% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12610019
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $556.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 26y 1m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,944 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609836
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 28.03% | Borrower rate/APR: | 29.03% / 31.74% | Monthly payment: | $238.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2006 | Debt/Income ratio: | 4% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609809
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 15.48% | Borrower rate/APR: | 16.48% / 18.87% | Monthly payment: | $270.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2001 | Debt/Income ratio: | 8% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 22y 11m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,274 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 38% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609698
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 5.93% | Borrower rate/APR: | 6.93% / 8.58% | Monthly payment: | $308.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2020 | Debt/Income ratio: | 23% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,438 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 53% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609578
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $334.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2017 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 7y 9m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,146 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609470
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $238.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-1995 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 9y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $842 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 4% | ||
Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 15.46% | Borrower rate/APR: | 16.46% / 20.16% | Monthly payment: | $619.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2014 | Debt/Income ratio: | 33% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,481 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609461
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 14.79% | Monthly payment: | $337.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2004 | Debt/Income ratio: | 48% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 23y 5m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,747 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609428
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $305.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2006 | Debt/Income ratio: | 28% |
TU FICO range: | 780-799 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 24y 1m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,091 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12609401
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $263.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2011 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,029 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12780436
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $80.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2013 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,434 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 87% | ||
Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12780688
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 9.60% | Borrower rate/APR: | 10.60% / 14.18% | Monthly payment: | $488.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 6 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,201 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 48% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12779584
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-19-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 12.00% | Borrower rate/APR: | 13.00% / 16.63% | Monthly payment: | $336.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-1995 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 20y 5m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,850 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 44% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12778750
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-18-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 9.18% | Borrower rate/APR: | 10.18% / 12.42% | Monthly payment: | $256.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Sep-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,880 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 62% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12777250
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-18-2022 | ListingEndDate: | May-18-2022 | ||
Investor yield: | 17.63% | Borrower rate/APR: | 18.63% / 22.38% | Monthly payment: | $91.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2016 | Debt/Income ratio: | 30% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $232 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 77% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12771094
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-14-2022 | ListingEndDate: | May-16-2022 | ||
Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 29.45% | Monthly payment: | $243.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2020 | Debt/Income ratio: | 42% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 22y 7m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,776 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12760453
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-08-2022 | ListingEndDate: | May-09-2022 | ||
Investor yield: | 21.20% | Borrower rate/APR: | 22.20% / 26.03% | Monthly payment: | $229.76 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2013 | Debt/Income ratio: | 36% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,605 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 19% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12786571
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 15.65% | Borrower rate/APR: | 16.65% / 19.04% | Monthly payment: | $616.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jun-2007 | Debt/Income ratio: | 14% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,205 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12785110
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 16.90% | Borrower rate/APR: | 17.90% / 21.64% | Monthly payment: | $361.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2016 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,401 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12784900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $21,600.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 18.36% | Monthly payment: | $745.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2007 | Debt/Income ratio: | 38% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 22y 0m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,148 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781333
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 17.60% | Borrower rate/APR: | 18.60% / 22.35% | Monthly payment: | $182.27 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2021 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,446 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12782746
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $1,221.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2011 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,718 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12782434
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 18.60% | Borrower rate/APR: | 19.60% / 23.38% | Monthly payment: | $184.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2021 | Debt/Income ratio: | 10% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $384 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 53% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12785584
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $339.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2018 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 9y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $266 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12786439
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $188.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2017 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,676 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12783373
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $81.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2016 | Debt/Income ratio: | 5% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $914 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | ||
Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781765
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $412.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-1977 | Debt/Income ratio: | 15% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 1 | Current / open credit lines: | 17 / 20 | Length of status: | 15y 3m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $87,602 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 45% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788233
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 12.60% | Borrower rate/APR: | 13.60% / 17.24% | Monthly payment: | $271.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2008 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $335 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788134
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 15.09% | Monthly payment: | $659.52 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2017 | Debt/Income ratio: | 19% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,134 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788017
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,300.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $182.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2014 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,631 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12787273
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 11.40% | Borrower rate/APR: | 12.40% / 16.01% | Monthly payment: | $668.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-2011 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 7 | Length of status: | 20y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,144 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 25% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12787081
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 26.65% | Monthly payment: | $308.84 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2015 | Debt/Income ratio: | 26% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 3m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Clergy |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,362 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12786256
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 15.00% | Borrower rate/APR: | 16.00% / 19.69% | Monthly payment: | $703.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2017 | Debt/Income ratio: | 58% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,817 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12786127
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.11% | Monthly payment: | $119.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2020 | Debt/Income ratio: | 6% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $895 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 90% | ||
Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12785872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.11% | Monthly payment: | $159.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2010 | Debt/Income ratio: | 7% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,018 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 63% | ||
Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12785032
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-22-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 11.40% | Monthly payment: | $416.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1993 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,973 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781837
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,250.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 17.10% | Borrower rate/APR: | 18.10% / 21.84% | Monthly payment: | $298.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2019 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,913 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | ||
Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781492
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $82.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,189 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 48% | ||
Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781183
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 17.60% | Monthly payment: | $1,195.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2006 | Debt/Income ratio: | 28% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $61,073 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12781138
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 26.60% | Borrower rate/APR: | 27.60% / 31.56% | Monthly payment: | $185.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2017 | Debt/Income ratio: | 9% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,001 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 53% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12785814
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-16-2022 | ListingEndDate: | May-17-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $375.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2018 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Engineer - Electrical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,669 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12782667
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-14-2022 | ListingEndDate: | May-14-2022 | ||
Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 18.36% | Monthly payment: | $138.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2016 | Debt/Income ratio: | 4% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12790234
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 21.86% | Borrower rate/APR: | 22.86% / 26.71% | Monthly payment: | $251.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 9% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789448
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 13.00% | Borrower rate/APR: | 14.00% / 17.65% | Monthly payment: | $341.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2007 | Debt/Income ratio: | 43% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,690 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 30% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788638
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $163.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2013 | Debt/Income ratio: | 23% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 1 / 3 | Revolving credit balance: | $1,618 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 56% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12790603
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,250.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 14.86% | Borrower rate/APR: | 15.86% / 19.55% | Monthly payment: | $149.12 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2015 | Debt/Income ratio: | 14% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,000 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791314
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,400.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $182.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1994 | Debt/Income ratio: | 26% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 14 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $13,348 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791287
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 16.80% | Borrower rate/APR: | 17.80% / 20.22% | Monthly payment: | $252.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-1990 | Debt/Income ratio: | 34% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 2m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,942 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 96% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791236
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 13.83% | Borrower rate/APR: | 14.83% / 17.18% | Monthly payment: | $521.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2010 | Debt/Income ratio: | 44% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 20 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,894 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791185
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $292.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2013 | Debt/Income ratio: | 17% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $737 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791137
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $282.05 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2016 | Debt/Income ratio: | 45% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,827 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791098
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $83.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2007 | Debt/Income ratio: | 19% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 10 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $7 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 15 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12790147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 16.90% | Borrower rate/APR: | 17.90% / 21.64% | Monthly payment: | $902.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2007 | Debt/Income ratio: | 29% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 22y 2m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,795 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 21% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789976
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 25.00% | Borrower rate/APR: | 26.00% / 29.93% | Monthly payment: | $120.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2020 | Debt/Income ratio: | 25% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $784 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789916
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2007 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $167 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 13% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789883
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $83.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2015 | Debt/Income ratio: | 10% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,796 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 78% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789484
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 28.29% | Monthly payment: | $118.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2013 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 9y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,543 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789421
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 8.26% | Borrower rate/APR: | 9.26% / 12.81% | Monthly payment: | $319.21 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Dec-1995 | Debt/Income ratio: | 27% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 8y 8m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,361 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 42% | ||
Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789352
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $99.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2020 | Debt/Income ratio: | 10% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,298 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789232
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 13.51% | Monthly payment: | $644.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2020 | Debt/Income ratio: | 13% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,864 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $104.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | May-2011 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $987 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788890
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 20.20% | Borrower rate/APR: | 21.20% / 25.01% | Monthly payment: | $245.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Feb-2017 | Debt/Income ratio: | 25% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,577 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788866
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $84.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2015 | Debt/Income ratio: | 5% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,135 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 105% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 8.59% | Borrower rate/APR: | 9.58% / 11.82% | Monthly payment: | $126.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2001 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 4m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,165 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 62% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788323
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 15.00% | Borrower rate/APR: | 16.00% / 19.69% | Monthly payment: | $527.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2020 | Debt/Income ratio: | 20% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $371 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12788311
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 22.30% | Borrower rate/APR: | 23.30% / 27.16% | Monthly payment: | $194.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2008 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 10y 7m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,727 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12789669
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-18-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 24.80% | Borrower rate/APR: | 25.80% / 28.42% | Monthly payment: | $447.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2005 | Debt/Income ratio: | 24% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 21y 7m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792841
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 13.08% | Borrower rate/APR: | 14.08% / 16.41% | Monthly payment: | $233.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2005 | Debt/Income ratio: | 30% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 33y 11m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,997 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791491
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 9.70% | Borrower rate/APR: | 10.70% / 14.28% | Monthly payment: | $488.95 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2010 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,869 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 67% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792940
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 8.88% | Borrower rate/APR: | 9.88% / 12.12% | Monthly payment: | $254.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2008 | Debt/Income ratio: | 38% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $120 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792921
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $288.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2017 | Debt/Income ratio: | 24% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Bus Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,788 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792199
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 22.25% | Monthly payment: | $364.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2007 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $517 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791317
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 14.79% | Monthly payment: | $449.96 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2006 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 13y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $309 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 3% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793216
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 10.86% | Borrower rate/APR: | 11.86% / 15.46% | Monthly payment: | $331.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2007 | Debt/Income ratio: | 24% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,902 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 13 | Bankcard utilization: | 95% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Baby & Adoption
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793198
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $73.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2021 | Debt/Income ratio: | 8% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $613 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793189
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.18% | Borrower rate/APR: | 15.18% / 17.54% | Monthly payment: | $835.96 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jan-1995 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $77,176 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793177
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 18.47% | Borrower rate/APR: | 19.47% / 21.93% | Monthly payment: | $523.96 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2007 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 16y 2m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,654 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 89% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793126
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 16.84% | Borrower rate/APR: | 17.84% / 21.58% | Monthly payment: | $541.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-1993 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $67,938 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $42,500 | Combined debt/income ratio3: | 11% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793087
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.41% | Borrower rate/APR: | 18.41% / 22.16% | Monthly payment: | $618.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2006 | Debt/Income ratio: | 41% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 10y 9m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,903 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 39% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793081
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,200.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $134.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2010 | Debt/Income ratio: | 8% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,455 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 89% | ||
Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793038
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 20.63% | Borrower rate/APR: | 21.63% / 24.14% | Monthly payment: | $603.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2005 | Debt/Income ratio: | 44% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,829 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791620
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $23,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 10.23% | Borrower rate/APR: | 11.23% / 13.50% | Monthly payment: | $502.72 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2006 | Debt/Income ratio: | 22% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 14y 8m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,136 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792811
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $244.95 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 13% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,377 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 58% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792757
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $82.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2006 | Debt/Income ratio: | 18% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $16,587 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 98% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792586
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 17.11% | Borrower rate/APR: | 18.11% / 21.85% | Monthly payment: | $144.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2015 | Debt/Income ratio: | 8% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 7y 1m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Car Dealer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,377 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792313
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $452.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2008 | Debt/Income ratio: | 31% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,420 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791914
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $303.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2012 | Debt/Income ratio: | 39% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 6m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,578 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 87% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791881
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $101.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,587 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791374
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 17.76% | Monthly payment: | $264.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2013 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $578 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791329
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $84.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 26% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 4 / 4 | Length of status: | 7y 11m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12792570
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-19-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 8.55% | Borrower rate/APR: | 9.55% / 11.78% | Monthly payment: | $241.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-2014 | Debt/Income ratio: | 12% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,224 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12791805
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-19-2022 | ListingEndDate: | May-19-2022 | ||
Investor yield: | 17.80% | Borrower rate/APR: | 18.80% / 22.56% | Monthly payment: | $219.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2019 | Debt/Income ratio: | 25% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Waiter/Waitress |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,150 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 30.00% | Borrower rate/APR: | 31.00% / 35.05% | Monthly payment: | $301.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2013 | Debt/Income ratio: | 48% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,537 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 59% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793576
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 23.80% | Borrower rate/APR: | 24.80% / 28.70% | Monthly payment: | $118.96 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2010 | Debt/Income ratio: | 25% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $411 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794413
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 9.35% | Borrower rate/APR: | 10.35% / 12.60% | Monthly payment: | $321.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,557 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794242
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.67% | Monthly payment: | $207.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2015 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,705 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794359
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 26.65% | Monthly payment: | $96.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2013 | Debt/Income ratio: | 24% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,245 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | Not available | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794089
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $365.05 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2013 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 10y 7m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,705 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794014
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $34,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $715.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2007 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 32y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,168 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 71% | ||
Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793999
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 16.10% | Borrower rate/APR: | 17.10% / 20.82% | Monthly payment: | $71.41 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jul-2013 | Debt/Income ratio: | 7% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,589 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 66% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793951
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $489.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2007 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,396 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 7% | ||
Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793942
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 13.26% | Borrower rate/APR: | 14.26% / 17.92% | Monthly payment: | $205.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2010 | Debt/Income ratio: | 45% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,583 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 66% | ||
Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793936
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 20.20% | Monthly payment: | $70.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2020 | Debt/Income ratio: | 8% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,251 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 50% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793810
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 28.29% | Monthly payment: | $157.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2014 | Debt/Income ratio: | 7% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 7m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Truck Driver |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,095 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 56% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793780
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 24.74% | Borrower rate/APR: | 25.74% / 29.66% | Monthly payment: | $200.76 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2007 | Debt/Income ratio: | 20% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $450 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 90% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793774
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $75.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2013 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $327 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793741
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $201.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2014 | Debt/Income ratio: | 26% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Car Dealer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,377 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793513
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 14.84% | Monthly payment: | $230.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2012 | Debt/Income ratio: | 14% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793468
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.67% | Monthly payment: | $346.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2016 | Debt/Income ratio: | 42% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,664 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793429
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 8.84% | Borrower rate/APR: | 9.84% / 12.08% | Monthly payment: | $635.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2014 | Debt/Income ratio: | 35% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,617 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 14.79% | Monthly payment: | $157.49 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2014 | Debt/Income ratio: | 13% |
TU FICO range: | 740-759 (Apr-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Engineer - Electrical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,927 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 7.20% | Borrower rate/APR: | 8.20% / 10.40% | Monthly payment: | $183.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2011 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Teacher |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $128 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 9.85% | Borrower rate/APR: | 10.85% / 14.43% | Monthly payment: | $588.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-2005 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 9y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,875 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793375
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $204.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2015 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,552 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 11% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 16.20% | Borrower rate/APR: | 17.20% / 20.92% | Monthly payment: | $893.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2007 | Debt/Income ratio: | 50% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,300 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793324
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $152.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2004 | Debt/Income ratio: | 12% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 26y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,073 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | ||
Has Mortgage: | Yes | Borrower's state: | North Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12793629
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-20-2022 | ListingEndDate: | May-20-2022 | ||
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 18.77% | Monthly payment: | $572.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2020 | Debt/Income ratio: | 7% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,038 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795513
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,300.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.60% | Borrower rate/APR: | 16.60% / 18.99% | Monthly payment: | $229.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-1994 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $362 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795642
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 26.99% | Monthly payment: | $435.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2016 | Debt/Income ratio: | 46% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,708 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795463
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 20.94% | Monthly payment: | $384.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2002 | Debt/Income ratio: | 49% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 30y 8m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,757 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 50% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796000
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.30% | Borrower rate/APR: | 12.30% / 15.91% | Monthly payment: | $233.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-2014 | Debt/Income ratio: | 25% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $86 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795790
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 10.90% | Borrower rate/APR: | 11.90% / 14.18% | Monthly payment: | $166.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-2006 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,499 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 35% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795778
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,375.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 24.30% | Borrower rate/APR: | 25.30% / 29.21% | Monthly payment: | $254.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2005 | Debt/Income ratio: | 13% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 9y 9m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,743 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 95% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795565
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 26.65% | Monthly payment: | $347.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 23% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,736 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $565.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2013 | Debt/Income ratio: | 10% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 65 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $61,002 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794848
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 11.47% | Monthly payment: | $167.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2013 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,169 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794653
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 13.41% | Borrower rate/APR: | 14.41% / 18.07% | Monthly payment: | $515.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2010 | Debt/Income ratio: | 35% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 14y 4m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,351 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795223
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $102.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2007 | Debt/Income ratio: | 4% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795211
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 15.90% | Borrower rate/APR: | 16.90% / 19.30% | Monthly payment: | $198.39 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2006 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,466 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 72% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795166
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $333.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2017 | Debt/Income ratio: | 5% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,680 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 6% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794986
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 8.56% | Borrower rate/APR: | 9.56% / 13.11% | Monthly payment: | $288.55 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-1995 | Debt/Income ratio: | 29% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 17 | Length of status: | 9y 3m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,210 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 7% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794914
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 17.90% | Borrower rate/APR: | 18.90% / 21.34% | Monthly payment: | $349.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2012 | Debt/Income ratio: | 45% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,429 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794752
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 17.46% | Borrower rate/APR: | 18.46% / 20.89% | Monthly payment: | $128.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-1988 | Debt/Income ratio: | 40% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 12y 0m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Psychologist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $59,837 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794638
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 27.60% | Borrower rate/APR: | 28.60% / 32.59% | Monthly payment: | $187.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2021 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,037 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794631
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 16.84% | Borrower rate/APR: | 17.84% / 21.58% | Monthly payment: | $901.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2013 | Debt/Income ratio: | 39% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,754 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $9,898 | Combined debt/income ratio3: | 21% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794581
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $293.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,864 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 81% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794545
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 26.65% | Monthly payment: | $96.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2016 | Debt/Income ratio: | 23% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,844 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12794476
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 17.35% | Monthly payment: | $214.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2009 | Debt/Income ratio: | 10% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Investor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,211 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796035
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $150.54 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2017 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,908 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795948
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,300.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $327.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-1989 | Debt/Income ratio: | 52% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 29y 8m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,886 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $12,565 | Combined debt/income ratio3: | 37% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795279
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $88.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2017 | Debt/Income ratio: | 10% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 27y 3m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,449 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12795771
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $207.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2001 | Debt/Income ratio: | 9% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 8 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Principal |
Public records last 24m/10y: | 0 / 2 | Revolving credit balance: | $261 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 12 | Bankcard utilization: | 13% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797083
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.11% | Monthly payment: | $79.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2006 | Debt/Income ratio: | 24% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,753 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 78% | ||
Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797365
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $207.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2012 | Debt/Income ratio: | 29% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 82 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $159 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797320
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 13.77% | Monthly payment: | $175.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2010 | Debt/Income ratio: | 33% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 13y 9m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $684 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797224
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 24.83% | Borrower rate/APR: | 25.83% / 28.45% | Monthly payment: | $149.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-1998 | Debt/Income ratio: | 55% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,556 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797128
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.13% | Borrower rate/APR: | 26.13% / 28.76% | Monthly payment: | $450.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2012 | Debt/Income ratio: | 46% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 20y 8m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,160 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 53% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797092
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 10.80% | Borrower rate/APR: | 11.80% / 14.08% | Monthly payment: | $298.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-1992 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,607 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 16% | ||
Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797080
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $84.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2017 | Debt/Income ratio: | 24% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 26 / 26 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,217 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796942
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 18.36% | Monthly payment: | $207.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2012 | Debt/Income ratio: | 39% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,966 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $84.90 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2014 | Debt/Income ratio: | 14% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,245 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796888
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $374.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jan-2005 | Debt/Income ratio: | 59% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 11y 4m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,291 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796849
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 20.20% | Monthly payment: | $885.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2000 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,151 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 41% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796825
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $366.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2019 | Debt/Income ratio: | 37% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,933 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796801
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $266.93 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2012 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,975 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796780
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 15.81% | Monthly payment: | $499.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2006 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,065 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 30% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796684
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 15.33% | Borrower rate/APR: | 16.33% / 18.71% | Monthly payment: | $489.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-1997 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,692 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 89% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796642
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 28.70% | Borrower rate/APR: | 29.70% / 33.72% | Monthly payment: | $169.15 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Self Employed |
Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $3,223 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 81% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796633
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 18.47% | Borrower rate/APR: | 19.47% / 21.93% | Monthly payment: | $261.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2011 | Debt/Income ratio: | 29% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 23y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,856 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796201
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 30.00% | Borrower rate/APR: | 31.00% / 35.05% | Monthly payment: | $86.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2017 | Debt/Income ratio: | 16% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,198 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796282
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $124.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2006 | Debt/Income ratio: | 24% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 12y 9m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,823 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 84% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $366.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2008 | Debt/Income ratio: | 46% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,408 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796183
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.63% | Borrower rate/APR: | 21.63% / 24.14% | Monthly payment: | $685.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | May-2001 | Debt/Income ratio: | 32% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,624 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796233
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 29.66% | Monthly payment: | $305.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2011 | Debt/Income ratio: | 36% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 10y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,188 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-22-2022 | ListingEndDate: | May-22-2022 | ||
Investor yield: | 22.90% | Borrower rate/APR: | 23.90% / 27.78% | Monthly payment: | $78.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-1998 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 15y 9m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,089 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 68% | ||
Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796629
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-22-2022 | ListingEndDate: | May-22-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $81.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2018 | Debt/Income ratio: | 19% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $163 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 54% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12796587
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-22-2022 | ListingEndDate: | May-22-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $168.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2020 | Debt/Income ratio: | 31% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,883 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797524
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 19.40% | Borrower rate/APR: | 20.40% / 24.19% | Monthly payment: | $373.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jun-2002 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 9y 6m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,488 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797668
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.40% | Borrower rate/APR: | 12.40% / 16.01% | Monthly payment: | $501.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $237 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798457
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 21.95% | Borrower rate/APR: | 22.95% / 26.80% | Monthly payment: | $580.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,162 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 91% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797880
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $84.90 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2016 | Debt/Income ratio: | 7% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $571 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799162
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 16.02% | Monthly payment: | $358.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-2017 | Debt/Income ratio: | 25% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799048
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2021 | Debt/Income ratio: | 26% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,399 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799000
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 16.56% | Monthly payment: | $187.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2017 | Debt/Income ratio: | 32% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,487 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798874
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $122.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2021 | Debt/Income ratio: | 10% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,094 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798748
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.91% | Borrower rate/APR: | 23.91% / 27.79% | Monthly payment: | $587.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2012 | Debt/Income ratio: | 27% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,044 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798676
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 9.67% | Borrower rate/APR: | 10.67% / 14.25% | Monthly payment: | $325.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2007 | Debt/Income ratio: | 12% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,404 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798637
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $501.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2012 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Tradesman - Electrician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,197 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 42% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798454
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 12.09% | Borrower rate/APR: | 13.09% / 16.72% | Monthly payment: | $354.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-2018 | Debt/Income ratio: | 36% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $566 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798211
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $288.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2018 | Debt/Income ratio: | 19% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,412 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797899
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 15.31% | Borrower rate/APR: | 16.31% / 20.01% | Monthly payment: | $282.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,131 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797893
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 14.79% | Monthly payment: | $191.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-1995 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,945 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797794
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.30% | Borrower rate/APR: | 12.30% / 15.91% | Monthly payment: | $350.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2009 | Debt/Income ratio: | 5% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $711 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 23 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797755
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $698.21 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-1997 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,250.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 9.75% | Borrower rate/APR: | 10.75% / 14.33% | Monthly payment: | $171.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2009 | Debt/Income ratio: | 23% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 1m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,655 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 9.84% | Borrower rate/APR: | 10.84% / 14.42% | Monthly payment: | $571.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-2009 | Debt/Income ratio: | 12% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 7y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $18,179 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797494
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,100.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 20.40% | Borrower rate/APR: | 21.40% / 25.22% | Monthly payment: | $306.83 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2009 | Debt/Income ratio: | 22% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,114 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797443
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2015 | Debt/Income ratio: | 20% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,787 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798951
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $82.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2013 | Debt/Income ratio: | 27% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 11y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,778 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 95% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798762
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-23-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.60% | Monthly payment: | $199.29 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2007 | Debt/Income ratio: | 11% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 17y 0m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,699 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 49% | ||
Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12798294
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 17.15% | Monthly payment: | $307.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2007 | Debt/Income ratio: | 40% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,404 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 41% | ||
Has Mortgage: | Yes | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12797871
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-23-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 20.94% | Monthly payment: | $256.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2019 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,055 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800470
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 10.80% | Borrower rate/APR: | 11.80% / 14.08% | Monthly payment: | $298.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2008 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,104 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 24% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800428
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.31% | Borrower rate/APR: | 12.31% / 15.92% | Monthly payment: | $250.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2015 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,286 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800344
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 15.94% | Borrower rate/APR: | 16.94% / 20.65% | Monthly payment: | $213.74 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2020 | Debt/Income ratio: | 10% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,647 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800149
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 10.40% | Borrower rate/APR: | 11.40% / 14.99% | Monthly payment: | $131.71 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2011 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,439 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | ||
Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800128
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 12.80% | Monthly payment: | $367.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2014 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,505 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | ||
Has Mortgage: | No | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800098
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $81.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2016 | Debt/Income ratio: | 5% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,128 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 103% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799957
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.58% | Borrower rate/APR: | 23.58% / 27.45% | Monthly payment: | $78.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2006 | Debt/Income ratio: | 17% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Clerical |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,062 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 86% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799936
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2005 | Debt/Income ratio: | 26% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 6y 9m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,671 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 73% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799897
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 16.55% | Borrower rate/APR: | 17.55% / 21.28% | Monthly payment: | $107.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | May-2015 | Debt/Income ratio: | 7% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,456 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799894
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 9.91% | Borrower rate/APR: | 10.91% / 14.49% | Monthly payment: | $490.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2012 | Debt/Income ratio: | 22% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 9y 2m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $100 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799807
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $418.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,913 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799780
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 8.86% | Borrower rate/APR: | 9.86% / 13.42% | Monthly payment: | $128.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2006 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,329 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 22% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799684
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 6.51% | Borrower rate/APR: | 7.51% / 11.02% | Monthly payment: | $155.55 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2010 | Debt/Income ratio: | 8% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,479 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 12.51% | Borrower rate/APR: | 13.51% / 17.15% | Monthly payment: | $339.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2014 | Debt/Income ratio: | 9% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Bus Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,468 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 14 | Bankcard utilization: | 10% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799582
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $267.63 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,460 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799483
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 12.36% | Borrower rate/APR: | 13.36% / 17.00% | Monthly payment: | $67.74 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | May-2011 | Debt/Income ratio: | 39% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,802 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799252
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 19.90% | Borrower rate/APR: | 20.90% / 24.70% | Monthly payment: | $263.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2017 | Debt/Income ratio: | 23% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 5 / 6 | Length of status: | 4y 4m |
Amount delinquent: | $371 | Total credit lines: | 6 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,644 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799216
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.18% | Borrower rate/APR: | 13.18% / 15.49% | Monthly payment: | $365.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jun-1986 | Debt/Income ratio: | 50% |
TU FICO range: | 780-799 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,981 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800211
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $57.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-2016 | Debt/Income ratio: | 14% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $695 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 79% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $935.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2011 | Debt/Income ratio: | 35% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 3m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,010 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800247
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 6.81% | Borrower rate/APR: | 7.81% / 11.33% | Monthly payment: | $62.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2008 | Debt/Income ratio: | 2% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,620 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 36% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800574
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 15.90% | Borrower rate/APR: | 16.90% / 19.30% | Monthly payment: | $247.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2010 | Debt/Income ratio: | 32% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,584 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 29% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800529
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 10.50% | Borrower rate/APR: | 11.50% / 13.77% | Monthly payment: | $252.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | May-2011 | Debt/Income ratio: | 6% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,399 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 22% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800448
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $76.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2008 | Debt/Income ratio: | 17% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $589 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12799926
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 20.20% | Monthly payment: | $106.21 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2009 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,294 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 40% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801871
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 9.71% | Borrower rate/APR: | 10.71% / 12.96% | Monthly payment: | $107.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2011 | Debt/Income ratio: | 8% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,183 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801457
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $201.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2011 | Debt/Income ratio: | 29% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,848 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 25% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801403
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.18% | Borrower rate/APR: | 26.18% / 30.11% | Monthly payment: | $242.32 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Mar-2007 | Debt/Income ratio: | 24% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801316
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 24.50% | Borrower rate/APR: | 25.50% / 29.41% | Monthly payment: | $400.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2010 | Debt/Income ratio: | 46% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,995 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801115
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.78% | Borrower rate/APR: | 21.78% / 24.30% | Monthly payment: | $233.70 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2005 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Clerical |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,015 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 56% | ||
Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801016
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,100.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.13% | Borrower rate/APR: | 26.13% / 28.76% | Monthly payment: | $183.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2017 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,605 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800947
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.58% | Borrower rate/APR: | 8.58% / 10.79% | Monthly payment: | $308.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-1999 | Debt/Income ratio: | 6% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $860 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800899
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.06% | Borrower rate/APR: | 21.06% / 24.87% | Monthly payment: | $169.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2014 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 11m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Construction |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,368 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 71% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.93% | Borrower rate/APR: | 6.93% / 8.58% | Monthly payment: | $61.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-1986 | Debt/Income ratio: | 19% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,613 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 25% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800863
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $444.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2012 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $283 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 9% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800803
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 19.90% | Borrower rate/APR: | 20.90% / 24.70% | Monthly payment: | $564.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2004 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,942 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800746
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $117.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2020 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,076 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800740
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.58% | Borrower rate/APR: | 8.58% / 10.79% | Monthly payment: | $102.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2002 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 10y 11m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,355 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801486
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 21.86% | Borrower rate/APR: | 22.86% / 26.71% | Monthly payment: | $193.18 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2021 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,013 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801282
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 24.41% | Borrower rate/APR: | 25.41% / 29.32% | Monthly payment: | $239.86 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2019 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,815 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801069
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,176.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $158.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2013 | Debt/Income ratio: | 12% |
TU FICO range: | 800-819 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,747 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801822
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.70% | Borrower rate/APR: | 15.70% / 18.07% | Monthly payment: | $845.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2009 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,114 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 13 | Bankcard utilization: | 41% | ||
Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801864
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $203.61 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2015 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,787 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 49% | ||
Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 24.40% | Borrower rate/APR: | 25.40% / 29.31% | Monthly payment: | $79.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2008 | Debt/Income ratio: | 23% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 17y 4m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,021 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801774
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 28.03% | Borrower rate/APR: | 29.03% / 31.74% | Monthly payment: | $79.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 20% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 8y 0m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,204 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801630
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 17.60% | Borrower rate/APR: | 18.60% / 22.35% | Monthly payment: | $109.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2011 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 33y 10m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,555 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801573
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 24.02% | Borrower rate/APR: | 25.02% / 28.92% | Monthly payment: | $159.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2001 | Debt/Income ratio: | 24% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Other |
Current delinquencies: | 1 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,114 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 37% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801498
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 10.90% | Borrower rate/APR: | 11.90% / 14.18% | Monthly payment: | $554.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2005 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,198 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 100% | ||
Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800991
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 27.60% | Borrower rate/APR: | 28.60% / 32.59% | Monthly payment: | $166.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 10% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 6 | Length of status: | 1y 1m |
Amount delinquent: | $466 | Total credit lines: | 9 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12800577
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-24-2022 | ListingEndDate: | May-24-2022 | ||
Investor yield: | 11.10% | Borrower rate/APR: | 12.10% / 14.38% | Monthly payment: | $222.95 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-1995 | Debt/Income ratio: | 28% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 21 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 62 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,414 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 3% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802948
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 8.85% | Borrower rate/APR: | 9.85% / 12.09% | Monthly payment: | $741.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2012 | Debt/Income ratio: | 11% |
TU FICO range: | 760-779 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802702
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $458.37 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2010 | Debt/Income ratio: | 3% |
TU FICO range: | 740-759 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 16y 10m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,772 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802486
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 10.71% | Monthly payment: | $246.20 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2014 | Debt/Income ratio: | 7% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 5y 8m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,568 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 10.80% | Borrower rate/APR: | 11.80% / 14.08% | Monthly payment: | $243.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2018 | Debt/Income ratio: | 22% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,007 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802369
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 13.54% | Borrower rate/APR: | 14.54% / 18.20% | Monthly payment: | $344.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2009 | Debt/Income ratio: | 37% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 25y 11m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,915 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802303
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.88% | Borrower rate/APR: | 8.88% / 11.10% | Monthly payment: | $393.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-1998 | Debt/Income ratio: | 28% |
TU FICO range: | 740-759 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,688 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 15% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802252
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $201.24 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-1998 | Debt/Income ratio: | 47% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 10 | Length of status: | 23y 1m |
Amount delinquent: | $163 | Total credit lines: | 45 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,414 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802237
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $611.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2002 | Debt/Income ratio: | 27% |
TU FICO range: | 780-799 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,989 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802225
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 9.46% | Borrower rate/APR: | 10.46% / 14.03% | Monthly payment: | $357.32 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2001 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 10y 2m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,358 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $27,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $543.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2004 | Debt/Income ratio: | 11% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 9y 3m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,522 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | Yes | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802213
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 21.74% | Monthly payment: | $903.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2008 | Debt/Income ratio: | 46% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,433 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802153
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.21% | Borrower rate/APR: | 27.21% / 31.17% | Monthly payment: | $204.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2005 | Debt/Income ratio: | 49% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,296 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802105
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $290.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2012 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,617 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802102
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.00% | Borrower rate/APR: | 16.00% / 19.69% | Monthly payment: | $105.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 20% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,896 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801943
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.33% | Borrower rate/APR: | 16.33% / 18.71% | Monthly payment: | $48.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2008 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 11y 6m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,376 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801934
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,150.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 10.86% | Borrower rate/APR: | 11.86% / 14.14% | Monthly payment: | $247.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2014 | Debt/Income ratio: | 6% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,680 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12801904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $371.72 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2005 | Debt/Income ratio: | 22% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 12y 5m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | Not available | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | Not available | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802374
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $418.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2012 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 5m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,511 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $188.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2021 | Debt/Income ratio: | 6% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,491 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | ||
Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802950
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 21.40% | Borrower rate/APR: | 22.40% / 26.24% | Monthly payment: | $191.99 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Feb-2020 | Debt/Income ratio: | 5% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $987 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | ||
Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802827
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $872.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2016 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,756 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 66% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802674
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 11.47% | Monthly payment: | $208.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2015 | Debt/Income ratio: | 13% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,027 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | ||
Has Mortgage: | Yes | Borrower's state: | Connecticut |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802383
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 15.10% | Borrower rate/APR: | 16.10% / 19.80% | Monthly payment: | $404.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2011 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,806 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802170
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 20.94% | Monthly payment: | $218.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | May-2010 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,726 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 9% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802089
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $210.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-1999 | Debt/Income ratio: | 27% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,016 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | Not available | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804571
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 11.40% | Monthly payment: | $93.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2004 | Debt/Income ratio: | 8% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 7m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,351 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 5% | ||
Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804457
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2017 | Debt/Income ratio: | 16% |
TU FICO range: | 600-619 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,469 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804331
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 12.18% | Borrower rate/APR: | 13.18% / 15.49% | Monthly payment: | $159.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2015 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 16y 0m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $12,736 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804241
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 23.30% | Borrower rate/APR: | 24.30% / 26.88% | Monthly payment: | $405.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 4m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,301 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 83% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804175
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 29.58% | Borrower rate/APR: | 30.58% / 34.62% | Monthly payment: | $106.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2016 | Debt/Income ratio: | 21% |
TU FICO range: | 600-619 (Jun-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,097 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 35% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803698
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.60% | Borrower rate/APR: | 8.60% / 10.81% | Monthly payment: | $308.47 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2008 | Debt/Income ratio: | 18% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,453 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803422
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $222.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2014 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 12y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,875 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 18.60% | Borrower rate/APR: | 19.60% / 23.38% | Monthly payment: | $203.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2017 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $899 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 40% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12802953
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.00% | Borrower rate/APR: | 16.00% / 19.69% | Monthly payment: | $703.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2006 | Debt/Income ratio: | 33% |
TU FICO range: | 740-759 (Apr-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 11y 9m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Teacher |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $40,797 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 14% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804588
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $84.90 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | May-2010 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $456 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804525
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 27.09% | Monthly payment: | $435.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2013 | Debt/Income ratio: | 32% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,094 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804384
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 15.82% | Monthly payment: | $115.05 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2019 | Debt/Income ratio: | 18% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,388 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804339
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $70.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2017 | Debt/Income ratio: | 10% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $58 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804267
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $174.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Dec-2014 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 9 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,832 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 4% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804195
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $174.55 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2012 | Debt/Income ratio: | 20% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,937 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803961
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $82.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2010 | Debt/Income ratio: | 8% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | Not available | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803952
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 18.60% | Borrower rate/APR: | 19.60% / 23.38% | Monthly payment: | $184.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2014 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $630 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803742
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $210.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2015 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 5m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,130 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 108% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803535
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 10.90% | Borrower rate/APR: | 11.90% / 14.18% | Monthly payment: | $133.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2015 | Debt/Income ratio: | 20% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 22y 4m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Laborer |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $253 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803526
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 13.40% | Borrower rate/APR: | 14.40% / 16.74% | Monthly payment: | $164.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-2012 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,459 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 85% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803397
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 9.25% | Borrower rate/APR: | 10.25% / 13.82% | Monthly payment: | $323.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2011 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,462 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 29% | ||
Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803307
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $70.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2020 | Debt/Income ratio: | 18% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803097
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $66.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2021 | Debt/Income ratio: | 4% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $864 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803181
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $84.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2011 | Debt/Income ratio: | 18% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 7m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,145 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 84% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12803079
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-25-2022 | ListingEndDate: | May-25-2022 | ||
Investor yield: | 13.50% | Borrower rate/APR: | 14.50% / 16.84% | Monthly payment: | $329.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-1989 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 14y 9m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Professor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $56,086 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | ||
Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805686
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 17.90% | Borrower rate/APR: | 18.90% / 22.66% | Monthly payment: | $183.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2006 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,126 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805465
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $213.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2008 | Debt/Income ratio: | 11% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,355 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | ||
Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,190.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 12.03% | Monthly payment: | $258.54 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2004 | Debt/Income ratio: | 8% |
TU FICO range: | 780-799 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 17 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 67 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,165 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805225
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 9.45% | Borrower rate/APR: | 10.45% / 14.02% | Monthly payment: | $97.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2020 | Debt/Income ratio: | 8% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $741 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805002
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $226.05 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Oct-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,797 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804991
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.11% | Borrower rate/APR: | 8.11% / 11.63% | Monthly payment: | $125.55 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | May-1998 | Debt/Income ratio: | 44% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 20y 9m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,113 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804970
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $349.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2011 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 14y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,603 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 27% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $313.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2006 | Debt/Income ratio: | 34% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,900 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 93% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804601
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $211.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1991 | Debt/Income ratio: | 22% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 10 | Length of status: | 26y 11m |
Amount delinquent: | $432 | Total credit lines: | 17 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,213 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 94% | ||
Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805695
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 29.45% | Monthly payment: | $410.61 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2009 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 16y 3m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Postal Service |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,661 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 13% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804918
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $24,400.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $851.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2006 | Debt/Income ratio: | 28% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 8 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 19y 0m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,411 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $105.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2000 | Debt/Income ratio: | 12% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 7 / 9 | Length of status: | 18y 1m |
Amount delinquent: | $14,223 | Total credit lines: | 16 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,836 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 86% | ||
Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805839
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.40% | Borrower rate/APR: | 16.40% / 20.10% | Monthly payment: | $795.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-2002 | Debt/Income ratio: | 39% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 10y 3m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,072 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 14.80% | Monthly payment: | $656.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Nov-2008 | Debt/Income ratio: | 24% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,586 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | ||
Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805692
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 7.45% | Borrower rate/APR: | 8.45% / 10.65% | Monthly payment: | $204.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2014 | Debt/Income ratio: | 24% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,086 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805671
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 12.41% | Borrower rate/APR: | 13.41% / 17.05% | Monthly payment: | $338.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-2020 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 5y 1m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805566
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.16% | Borrower rate/APR: | 23.16% / 27.02% | Monthly payment: | $581.90 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2015 | Debt/Income ratio: | 27% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,288 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805518
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 9.02% | Borrower rate/APR: | 10.02% / 13.58% | Monthly payment: | $209.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-2012 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,487 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 98% | ||
Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805362
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 6.66% | Borrower rate/APR: | 7.66% / 11.17% | Monthly payment: | $623.60 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-1992 | Debt/Income ratio: | 22% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,548 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805119
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,900.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 15.78% | Borrower rate/APR: | 16.78% / 19.17% | Monthly payment: | $294.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2003 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 9y 11m |
Amount delinquent: | $0 | Total credit lines: | 59 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $54,243 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805116
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 7.20% | Borrower rate/APR: | 8.20% / 11.72% | Monthly payment: | $628.57 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2005 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,331 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.30% | Borrower rate/APR: | 16.30% / 18.68% | Monthly payment: | $367.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2005 | Debt/Income ratio: | 25% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 7y 7m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,281 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 8% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 27.40% | Borrower rate/APR: | 28.40% / 32.38% | Monthly payment: | $291.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-1999 | Debt/Income ratio: | 13% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,097 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 13 | Bankcard utilization: | 103% | ||
Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804915
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 17.39% | Monthly payment: | $85.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2015 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $599 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12804750
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $568.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2012 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 10y 0m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,209 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 88% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806731
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $34,800.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.96% | Borrower rate/APR: | 8.96% / 12.50% | Monthly payment: | $1,105.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.84% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2007 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 27y 2m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,861 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806710
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $357.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.85% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2011 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 13y 9m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Sales - Retail |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,585 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806434
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 19.70% | Borrower rate/APR: | 20.70% / 24.50% | Monthly payment: | $262.65 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.69% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2017 | Debt/Income ratio: | 20% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 10y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,555 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806389
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $244.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.85% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2012 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,899 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 78% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806272
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $119.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.73% - 15.76% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2008 | Debt/Income ratio: | 18% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 32y 8m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Medical Technician |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,321 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 38% | ||
Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806151
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $146.29 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,670 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.20% | Borrower rate/APR: | 18.20% / 21.94% | Monthly payment: | $362.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2019 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,161 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806838
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 6.20% | Borrower rate/APR: | 7.20% / 9.38% | Monthly payment: | $159.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2019 | Debt/Income ratio: | 10% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,013 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806739
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 17.63% | Borrower rate/APR: | 18.63% / 22.38% | Monthly payment: | $364.69 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2003 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 34y 3m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,156 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806652
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 20.20% | Borrower rate/APR: | 21.20% / 25.01% | Monthly payment: | $113.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2021 | Debt/Income ratio: | 9% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,705 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806616
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.90% | Monthly payment: | $317.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2008 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 9 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 40 / 40 | Length of status: | 9y 5m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,706 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 45% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $301.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Oct-2014 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,627 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806550
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $540.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2017 | Debt/Income ratio: | 22% |
TU FICO range: | 640-659 (Apr-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 5y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,398 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806517
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 24.74% | Borrower rate/APR: | 25.74% / 29.66% | Monthly payment: | $240.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 15% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 7 / 8 | Length of status: | 13y 9m |
Amount delinquent: | $119 | Total credit lines: | 13 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,937 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806496
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.48% | Borrower rate/APR: | 16.48% / 18.87% | Monthly payment: | $417.76 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2015 | Debt/Income ratio: | 14% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,118 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 22% | ||
Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806493
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 27.57% | Monthly payment: | $78.15 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2019 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,024 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806427
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $305.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2012 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 11 / 11 | Length of status: | 10y 7m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Medical Technician |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,753 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806355
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.02% | Borrower rate/APR: | 12.02% / 15.63% | Monthly payment: | $332.26 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-1982 | Debt/Income ratio: | 25% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 6y 4m |
Amount delinquent: | $0 | Total credit lines: | 57 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $70,181 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 54% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806328
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $333.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2008 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,883 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.30% | Borrower rate/APR: | 23.30% / 25.86% | Monthly payment: | $397.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Nov-2005 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,906 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 59% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806229
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $82.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2017 | Debt/Income ratio: | 19% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 6 / 7 | Length of status: | 3y 9m |
Amount delinquent: | $287 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,963 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 88% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806223
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $165.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-2014 | Debt/Income ratio: | 9% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,383 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806214
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 18.77% | Monthly payment: | $190.93 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-2017 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,697 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806061
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 8.58% | Borrower rate/APR: | 9.58% / 11.81% | Monthly payment: | $315.61 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2004 | Debt/Income ratio: | 26% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 14y 9m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Professor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,953 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 28% | ||
Has Mortgage: | Yes | Borrower's state: | Connecticut |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12805968
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-26-2022 | ListingEndDate: | May-26-2022 | ||
Investor yield: | 8.84% | Borrower rate/APR: | 9.84% / 13.40% | Monthly payment: | $321.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2011 | Debt/Income ratio: | 6% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,115 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807022
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 26.90% | Borrower rate/APR: | 27.90% / 31.87% | Monthly payment: | $289.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.73% - 15.76% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2014 | Debt/Income ratio: | 26% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,438 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12806872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $412.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.20% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2006 | Debt/Income ratio: | 25% |
TU FICO range: | 760-779 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 7y 8m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,295 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807522
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.35% | Borrower rate/APR: | 9.35% / 11.58% | Monthly payment: | $146.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2009 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 1m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,258 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807666
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 11.40% | Monthly payment: | $521.15 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2010 | Debt/Income ratio: | 27% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,241 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807327
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 25.64% | Borrower rate/APR: | 26.64% / 30.58% | Monthly payment: | $203.16 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2004 | Debt/Income ratio: | 17% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,860 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 101% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807219
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 7.78% | Borrower rate/APR: | 8.78% / 10.99% | Monthly payment: | $185.84 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2011 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Pilot - Private/Commercial |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,009 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808014
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $266.93 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-2014 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 24 | Length of status: | 9y 11m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,542 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808002
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $339.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2015 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,614 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807945
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $1,069.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2018 | Debt/Income ratio: | 27% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,094 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807267
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 28.29% | Monthly payment: | $236.66 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2017 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 4m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,694 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 53% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807903
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 24.40% | Borrower rate/APR: | 25.40% / 29.31% | Monthly payment: | $279.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2017 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,842 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807795
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 16.51% | Borrower rate/APR: | 17.51% / 21.24% | Monthly payment: | $359.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2004 | Debt/Income ratio: | 37% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Chemist |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $22,162 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 13 | Bankcard utilization: | 17% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807768
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,300.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 17.46% | Borrower rate/APR: | 18.46% / 20.89% | Monthly payment: | $494.91 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2005 | Debt/Income ratio: | 32% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 17y 11m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $42,525 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 91% | ||
Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807756
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 7.11% | Borrower rate/APR: | 8.11% / 11.63% | Monthly payment: | $251.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2011 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,803 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807711
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 9.45% | Borrower rate/APR: | 10.45% / 14.02% | Monthly payment: | $227.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2015 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,110 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807669
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 15.60% | Monthly payment: | $132.86 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2000 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 19y 1m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,222 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807591
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 16.96% | Borrower rate/APR: | 17.96% / 21.70% | Monthly payment: | $541.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2011 | Debt/Income ratio: | 45% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,780 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 22% | ||
Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807519
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $111.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2008 | Debt/Income ratio: | 8% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 25y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,792 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807513
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 8.71% | Borrower rate/APR: | 9.71% / 13.27% | Monthly payment: | $321.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Feb-2019 | Debt/Income ratio: | 22% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,422 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807366
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $285.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2019 | Debt/Income ratio: | 39% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,261 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807186
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 15.30% | Borrower rate/APR: | 16.30% / 20.00% | Monthly payment: | $282.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 11y 7m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,164 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807159
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $82.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 11m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,581 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807090
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 24.40% | Borrower rate/APR: | 25.40% / 29.31% | Monthly payment: | $199.86 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 7 / 8 | Length of status: | 4y 9m |
Amount delinquent: | $206 | Total credit lines: | 9 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,754 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 36% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807024
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 30.00% | Borrower rate/APR: | 31.00% / 35.05% | Monthly payment: | $129.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2017 | Debt/Income ratio: | 28% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 12y 11m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,541 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12807018
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,200.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-27-2022 | ListingEndDate: | May-27-2022 | ||
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $161.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2011 | Debt/Income ratio: | 12% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,450 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 88% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809028
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 16.02% | Monthly payment: | $161.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2018 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 12y 11m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,035 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808263
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 19.90% | Borrower rate/APR: | 20.90% / 24.70% | Monthly payment: | $940.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2009 | Debt/Income ratio: | 29% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,470 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808644
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.20% | Borrower rate/APR: | 15.20% / 18.88% | Monthly payment: | $521.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | May-1995 | Debt/Income ratio: | 25% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 47 / 47 | Length of status: | 8y 3m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,787 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809589
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $142.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 9% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 17y 4m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,589 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 56% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809580
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 13.08% | Borrower rate/APR: | 14.08% / 16.41% | Monthly payment: | $233.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2013 | Debt/Income ratio: | 33% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,801 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809523
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 15.48% | Borrower rate/APR: | 16.48% / 18.87% | Monthly payment: | $122.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2016 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 8y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $13,551 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809430
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 9.50% | Borrower rate/APR: | 10.50% / 14.07% | Monthly payment: | $162.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2015 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,255 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809364
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 7.96% | Borrower rate/APR: | 8.96% / 12.50% | Monthly payment: | $444.94 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2016 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 7m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,676 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 23.40% | Borrower rate/APR: | 24.40% / 28.29% | Monthly payment: | $197.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2012 | Debt/Income ratio: | 21% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,229 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 102% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809208
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $565.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2015 | Debt/Income ratio: | 40% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,785 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 67% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809001
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 17.46% | Monthly payment: | $238.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jul-2005 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 38 / 38 | Length of status: | 20y 4m |
Amount delinquent: | $0 | Total credit lines: | 63 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,682 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | ||
Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808992
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 21.40% | Borrower rate/APR: | 22.40% / 26.24% | Monthly payment: | $268.78 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2013 | Debt/Income ratio: | 24% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $969 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 65% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808896
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 28.60% | Borrower rate/APR: | 29.60% / 33.62% | Monthly payment: | $295.63 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-1985 | Debt/Income ratio: | 7% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 22y 9m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,976 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | ||
Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808878
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $500.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2014 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,377 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 59% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808833
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 22.91% | Borrower rate/APR: | 23.91% / 27.79% | Monthly payment: | $274.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2012 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,375 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808776
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $733.12 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2008 | Debt/Income ratio: | 56% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 22y 4m |
Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,971 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808749
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $122.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2003 | Debt/Income ratio: | 8% |
TU FICO range: | 800-819 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,530 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $24,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 12.80% | Borrower rate/APR: | 13.80% / 17.44% | Monthly payment: | $834.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2015 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,095 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808569
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $366.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,389 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808464
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $333.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2018 | Debt/Income ratio: | 24% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,027 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808425
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 17.92% | Borrower rate/APR: | 18.92% / 22.68% | Monthly payment: | $512.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2011 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 7y 9m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,539 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 75% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808317
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $206.82 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 9% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,632 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808284
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $504.21 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-1984 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 29y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,681 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 17% | ||
Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808206
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 16.00% | Borrower rate/APR: | 17.00% / 20.72% | Monthly payment: | $213.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2001 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,514 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12808044
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-28-2022 | ListingEndDate: | May-28-2022 | ||
Investor yield: | 7.81% | Borrower rate/APR: | 8.81% / 12.35% | Monthly payment: | $63.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Feb-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,965 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810756
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 29.58% | Borrower rate/APR: | 30.58% / 34.62% | Monthly payment: | $106.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2009 | Debt/Income ratio: | 13% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,420 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 62% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811884
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 26.60% | Borrower rate/APR: | 27.60% / 31.56% | Monthly payment: | $102.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2008 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 15.00% | Borrower rate/APR: | 16.00% / 19.69% | Monthly payment: | $70.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2016 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811521
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.43% | Borrower rate/APR: | 12.43% / 16.04% | Monthly payment: | $133.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jun-2009 | Debt/Income ratio: | 51% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 17y 0m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,875 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811428
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $716.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2008 | Debt/Income ratio: | 49% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,484 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,300.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 20.50% | Borrower rate/APR: | 21.50% / 25.32% | Monthly payment: | $238.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2014 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,649 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 11% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811176
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 22.16% | Borrower rate/APR: | 23.16% / 27.02% | Monthly payment: | $446.12 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2018 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,034 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | ||
Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12811041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,016.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $368.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-1991 | Debt/Income ratio: | 15% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,269 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810945
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 12.60% | Borrower rate/APR: | 13.60% / 15.92% | Monthly payment: | $345.92 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2007 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,081 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 15% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810837
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,400.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $253.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jan-2016 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,553 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 7% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810696
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 21.74% | Monthly payment: | $289.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | May-2012 | Debt/Income ratio: | 51% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 10 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,105 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 66% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810561
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 28.20% | Borrower rate/APR: | 29.20% / 33.20% | Monthly payment: | $210.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2008 | Debt/Income ratio: | 24% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 12 / 13 | Length of status: | 19y 1m |
Amount delinquent: | $60 | Total credit lines: | 42 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,627 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 91% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810540
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 12.36% | Borrower rate/APR: | 13.36% / 17.00% | Monthly payment: | $169.34 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2015 | Debt/Income ratio: | 32% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,322 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810519
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 29.00% | Borrower rate/APR: | 30.00% / 34.02% | Monthly payment: | $127.35 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2015 | Debt/Income ratio: | 30% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,235 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810462
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 7.60% | Borrower rate/APR: | 8.60% / 10.80% | Monthly payment: | $185.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2015 | Debt/Income ratio: | 24% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,349 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810456
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 13.11% | Borrower rate/APR: | 14.11% / 17.76% | Monthly payment: | $342.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-1992 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 1m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,756 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 24% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810429
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 14.38% | Monthly payment: | $163.22 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2019 | Debt/Income ratio: | 6% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 11.40% | Borrower rate/APR: | 12.40% / 16.01% | Monthly payment: | $217.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2020 | Debt/Income ratio: | 21% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $827 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810330
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 8.25% | Borrower rate/APR: | 9.25% / 12.80% | Monthly payment: | $574.49 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2008 | Debt/Income ratio: | 7% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 3y 9m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,380 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 32% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810297
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-30-2022 | ListingEndDate: | May-30-2022 | ||
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $156.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $913 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 63% | ||
Has Mortgage: | No | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12810024
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 8.11% | Borrower rate/APR: | 9.11% / 12.65% | Monthly payment: | $159.25 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 65 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,138 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809877
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 7.96% | Borrower rate/APR: | 8.96% / 12.50% | Monthly payment: | $317.79 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2021 | Debt/Income ratio: | 19% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,060 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809868
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 9.62% | Borrower rate/APR: | 10.62% / 14.20% | Monthly payment: | $65.12 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2021 | Debt/Income ratio: | 11% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809823
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-29-2022 | ||
Investor yield: | 25.28% | Borrower rate/APR: | 26.28% / 30.21% | Monthly payment: | $80.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2020 | Debt/Income ratio: | 5% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,311 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12809697
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,800.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-29-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 17.46% | Monthly payment: | $329.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2011 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 27y 3m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,167 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | ||
Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812244
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 17.86% | Monthly payment: | $360.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2012 | Debt/Income ratio: | 25% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,542 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814347
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $244.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2019 | Debt/Income ratio: | 8% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,360 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814248
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $91.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2002 | Debt/Income ratio: | 3% |
TU FICO range: | 820-850 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 11m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $388 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814167
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 6.93% | Borrower rate/APR: | 7.93% / 11.45% | Monthly payment: | $313.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2005 | Debt/Income ratio: | 29% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 17y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,254 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814152
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 8.73% | Borrower rate/APR: | 9.73% / 11.96% | Monthly payment: | $211.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2001 | Debt/Income ratio: | 40% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $89,166 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | ||
Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814113
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 19.90% | Borrower rate/APR: | 20.90% / 24.70% | Monthly payment: | $131.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Feb-2020 | Debt/Income ratio: | 14% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,951 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814038
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 13.50% | Borrower rate/APR: | 14.50% / 16.84% | Monthly payment: | $305.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,711 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12813825
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 25.00% | Borrower rate/APR: | 26.00% / 29.93% | Monthly payment: | $201.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,417 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 57% | ||
Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12813711
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 17.60% | Monthly payment: | $307.38 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2011 | Debt/Income ratio: | 22% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,078 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12813681
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.50% | Borrower rate/APR: | 16.50% / 20.20% | Monthly payment: | $177.02 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2012 | Debt/Income ratio: | 31% |
TU FICO range: | 660-679 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,216 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 36% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12813447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,350.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.18% | Borrower rate/APR: | 15.18% / 17.54% | Monthly payment: | $294.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-1999 | Debt/Income ratio: | 34% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,964 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 45% | ||
Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812970
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.18% | Borrower rate/APR: | 13.18% / 15.49% | Monthly payment: | $799.59 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Nov-1997 | Debt/Income ratio: | 19% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 22y 9m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,545 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812943
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $165.89 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2015 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,656 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 51% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812751
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.50% | Borrower rate/APR: | 12.50% / 16.12% | Monthly payment: | $100.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2006 | Debt/Income ratio: | 11% |
TU FICO range: | 760-779 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 10 | Length of status: | 7y 8m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,029 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 4% | ||
Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.00% | Borrower rate/APR: | 27.00% / 30.95% | Monthly payment: | $204.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2017 | Debt/Income ratio: | 7% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 3 | Current / open credit lines: | 1 / 4 | Length of status: | 4y 4m |
Amount delinquent: | $270 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,594 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 26% | ||
Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812646
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,001.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $91.70 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2014 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Investor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,174 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812427
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $206.28 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2019 | Debt/Income ratio: | 29% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,693 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812406
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 7.33% | Borrower rate/APR: | 8.32% / 11.85% | Monthly payment: | $62.97 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-2019 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,338 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $1,221.87 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2014 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Sales - Retail |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $18,488 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812178
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $427.81 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1986 | Debt/Income ratio: | 23% |
TU FICO range: | 820-850 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 21y 11m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $93,927 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $12,750 | Combined debt/income ratio3: | 24% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812154
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 16.23% | Borrower rate/APR: | 17.23% / 19.64% | Monthly payment: | $149.86 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2005 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 67 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,200 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | ||
Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 21.45% | Monthly payment: | $648.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2006 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,218 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 41% | ||
Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812043
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 30.00% | Borrower rate/APR: | 31.00% / 35.05% | Monthly payment: | $129.00 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2008 | Debt/Income ratio: | 8% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 8y 9m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,613 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 18 | Bankcard utilization: | 87% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812028
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $88.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2016 | Debt/Income ratio: | 41% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,575 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12812025
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-31-2022 | ListingEndDate: | May-31-2022 | ||
Investor yield: | 10.21% | Borrower rate/APR: | 11.21% / 14.80% | Monthly payment: | $246.29 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2014 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,235 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | ||
Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817656
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.81% | Borrower rate/APR: | 8.81% / 12.35% | Monthly payment: | $317.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-1995 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 7y 6m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,230 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 27% | ||
Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817569
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 15.70% | Borrower rate/APR: | 16.70% / 20.41% | Monthly payment: | $355.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2002 | Debt/Income ratio: | 18% |
TU FICO range: | 720-739 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 11y 7m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,976 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 4% | ||
Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816816
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 12.79% | Borrower rate/APR: | 13.79% / 17.43% | Monthly payment: | $1,022.27 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | May-2005 | Debt/Income ratio: | 29% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 28y 9m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,113 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | ||
Has Mortgage: | Yes | Borrower's state: | Kentucky |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $15,000 | Combined debt/income ratio3: | 31% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817428
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 22.73% | Borrower rate/APR: | 23.73% / 26.30% | Monthly payment: | $114.45 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2002 | Debt/Income ratio: | 25% |
TU FICO range: | 640-659 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,847 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 61% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817341
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 11.81% | Borrower rate/APR: | 12.81% / 15.11% | Monthly payment: | $226.54 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-1998 | Debt/Income ratio: | 30% |
TU FICO range: | 800-819 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 5y 5m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,549 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | ||
Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817182
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,100.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 8.11% | Borrower rate/APR: | 9.11% / 12.65% | Monthly payment: | $799.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2012 | Debt/Income ratio: | 37% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 12y 3m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,242 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817164
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 21.20% | Borrower rate/APR: | 22.20% / 26.04% | Monthly payment: | $229.76 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jul-2010 | Debt/Income ratio: | 32% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 9y 1m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,011 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 79% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816888
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 17.15% | Monthly payment: | $236.85 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2015 | Debt/Income ratio: | 36% |
TU FICO range: | 700-719 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Laborer |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,149 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | ||
Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816801
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $159.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jun-2008 | Debt/Income ratio: | 15% |
TU FICO range: | 600-619 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 9y 5m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,733 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816564
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 11.17% | Monthly payment: | $311.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2005 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Principal |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,935 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 33% | ||
Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816501
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $77.11 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2009 | Debt/Income ratio: | 5% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,408 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12816255
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $547.57 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2008 | Debt/Income ratio: | 24% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 17 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $45,395 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815700
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.33% | Borrower rate/APR: | 8.32% / 10.53% | Monthly payment: | $245.19 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2010 | Debt/Income ratio: | 6% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,442 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 15 | Bankcard utilization: | 22% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815631
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 13.53% | Borrower rate/APR: | 14.53% / 16.87% | Monthly payment: | $470.88 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2013 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,326 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $30,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 16.08% | Monthly payment: | $1,003.03 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2000 | Debt/Income ratio: | 28% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 8y 6m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $66,496 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 61% | ||
Has Mortgage: | Yes | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.95% | Borrower rate/APR: | 8.95% / 12.49% | Monthly payment: | $95.33 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-2021 | Debt/Income ratio: | 13% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,903 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815457
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 7.06% | Borrower rate/APR: | 8.06% / 11.58% | Monthly payment: | $62.72 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2015 | Debt/Income ratio: | 29% |
TU FICO range: | 780-799 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $112 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815433
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $209.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2011 | Debt/Income ratio: | 12% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,456 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 11% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815130
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $376.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2010 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (Jun-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,679 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 32% | ||
Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12815067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 7.58% | Borrower rate/APR: | 8.58% / 10.79% | Monthly payment: | $411.10 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2003 | Debt/Income ratio: | 22% |
TU FICO range: | 740-759 (May-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,480 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814983
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 12.36% | Borrower rate/APR: | 13.36% / 17.00% | Monthly payment: | $609.62 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.05% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jul-2008 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,545 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814941
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 15.78% | Borrower rate/APR: | 16.78% / 19.17% | Monthly payment: | $123.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.86% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2008 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814851
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 20.63% | Borrower rate/APR: | 21.63% / 24.14% | Monthly payment: | $548.18 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.55% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 44% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 8m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,832 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814827
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 6.68% | Borrower rate/APR: | 7.68% / 9.87% | Monthly payment: | $50.31 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.16% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2009 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,154 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | ||
Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12814545
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-01-2022 | ListingEndDate: | Jun-01-2022 | ||
Investor yield: | 23.00% | Borrower rate/APR: | 24.00% / 27.88% | Monthly payment: | $117.70 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 14.98% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2014 | Debt/Income ratio: | 11% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $210 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 22% | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12819642
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,800.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 7.81% | Borrower rate/APR: | 8.81% / 12.35% | Monthly payment: | $279.06 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.84% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-1988 | Debt/Income ratio: | 50% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $73,964 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | ||
Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12819456
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 9.91% | Borrower rate/APR: | 10.91% / 14.49% | Monthly payment: | $114.44 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 7.84% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 10y 9m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,955 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 21% | ||
Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12819393
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $124.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.73% - 15.76% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 600-619 (May-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Laborer |
Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $1,810 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 14 | Bankcard utilization: | 91% | ||
Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12819258
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 17.10% | Borrower rate/APR: | 18.10% / 21.84% | Monthly payment: | $181.01 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.69% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2019 | Debt/Income ratio: | 10% |
TU FICO range: | 620-639 (Jun-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,637 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12818787
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-03-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 11.00% | Borrower rate/APR: | 12.00% / 14.28% | Monthly payment: | $311.42 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.04% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2011 | Debt/Income ratio: | 33% |
TU FICO range: | 700-719 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $16,308 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 52% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817893
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-02-2022 | ||
Investor yield: | 27.00% | Borrower rate/APR: | 28.00% / 31.98% | Monthly payment: | $103.41 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.72% - 15.74% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2015 | Debt/Income ratio: | 6% |
TU FICO range: | 620-639 (May-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,094 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | ||
Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 12817857
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Jun-02-2022 | ListingEndDate: | Jun-03-2022 | ||
Investor yield: | 8.85% | Borrower rate/APR: | 9.85% / 12.09% | Monthly payment: | $254.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.60% - 7.32% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of May 31, 2022. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Dec-2006 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (Jun-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 25y 7m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,823 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 40% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.