Listing Report: Supplement No. 14 dated Oct 29, 2024 to Prospectus dated Oct 07, 2024File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated Oct 07, 2024 and provides information about each loan request (referred to as a "listing") and series of Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering. Prospective investors should read this Listing Report supplement together with the prospectus dated Oct 07, 2024 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Oct 07, 2024, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series 13638169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | C | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 18.81% | Borrower rate/APR: | 19.81% / 26.82% | Monthly payment: | $407.28 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2014 | Debt/Income ratio: | 45% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Tradesman - Carpenter |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,553 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 90% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13637218
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,500 | Term: | 48 months | Initial Status: | F |
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| Investor yield: | 28.30% | Borrower rate/APR: | 29.30% / 35.96% | Monthly payment: | $178.00 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Oct-2004 | Debt/Income ratio: | 26% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 2m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Professor |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,682 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13637107
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $23,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $16,100 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 22.49% | Monthly payment: | $804.64 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Sep-2015 | Debt/Income ratio: | 16% |
| TU FICO range: | 720-739 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $854 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13636915
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $14,000 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 11.74% | Borrower rate/APR: | 12.74% / 17.00% | Monthly payment: | $452.35 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2015 | Debt/Income ratio: | 56% |
| TU FICO range: | 760-779 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 8y 10m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Postal Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,614 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13636900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $470.05 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-1996 | Debt/Income ratio: | 7% |
| TU FICO range: | 800-819 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 24y 9m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Medical Technician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,144 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 4% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13636741
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 25.46% | Borrower rate/APR: | 26.46% / 34.65% | Monthly payment: | $689.11 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2008 | Debt/Income ratio: | 33% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 11y 0m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Sales - Retail |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $56,679 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13636420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $9,100 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 34.69% | Monthly payment: | $527.25 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2013 | Debt/Income ratio: | 22% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 1m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,661 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 32% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13636156
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $11,412 | Term: | 48 months | Initial Status: | F |
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| Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 15.31% | Monthly payment: | $419.77 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2003 | Debt/Income ratio: | 27% |
| TU FICO range: | 800-819 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 16y 8m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,469 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13634932
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $29,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $20,650 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 17.33% | Monthly payment: | $972.09 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | May-2012 | Debt/Income ratio: | 15% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 4m |
| Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,907 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13634707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,944.51 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,461 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 20.05% | Borrower rate/APR: | 21.05% / 28.12% | Monthly payment: | $186.41 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jan-2011 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 17y 5m |
| Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,125 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13616884
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $4,900 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 34.38% | Monthly payment: | $282.78 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.58% - 13.00% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 18% |
| TU FICO range: | 620-639 (Sep-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 0m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,045 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 84% | | |
| | | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13458140
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,691 | Term: | 60 months | Initial Status: | F |
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| |
| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.06% | Monthly payment: | $254.24 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jan-2016 | Debt/Income ratio: | 29% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,610 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13458104
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Term: | 24 months | Initial Status: | F |
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| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 16.41% | Monthly payment: | $407.05 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1982 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 19y 5m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $90,176 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13458023
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,300.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 17.12% | Monthly payment: | $338.43 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-2021 | Debt/Income ratio: | 22% |
| TU FICO range: | 720-739 (Oct-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 2y 9m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,455 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13458020
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,238.13 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $6,467 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $289.49 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2004 | Debt/Income ratio: | 15% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 15y 3m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $187 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457990
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Term: | 48 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 25.01% | Borrower rate/APR: | 26.01% / 32.49% | Monthly payment: | $337.23 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Nov-2006 | Debt/Income ratio: | 12% |
| TU FICO range: | 640-659 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 29y 2m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,939 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457900
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,493.90 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,846 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 19.47% | Monthly payment: | $184.45 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2015 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 7y 3m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,519 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 48% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457894
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 60 months | Initial Status: | F |
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| Investor yield: | 10.48% | Borrower rate/APR: | 11.48% / 15.19% | Monthly payment: | $109.90 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Aug-2008 | Debt/Income ratio: | 16% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Retired |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 4m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,681 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 7% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457882
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,411.80 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Term: | 60 months | Initial Status: | F |
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| Investor yield: | 8.18% | Borrower rate/APR: | 9.18% / 12.81% | Monthly payment: | $237.89 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Nov-2010 | Debt/Income ratio: | 5% |
| TU FICO range: | 820-850 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 10m |
| Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $281 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457861
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 24 months | Initial Status: | F |
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| Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 20.82% | Monthly payment: | $353.96 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | May-1988 | Debt/Income ratio: | 7% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 0y 6m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457831
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,833.53 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $10,383 | Term: | 48 months | Initial Status: | F |
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| Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 18.98% | Monthly payment: | $403.49 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Apr-2007 | Debt/Income ratio: | 24% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 3y 3m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,272 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 95% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457453
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $284.90 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Feb-2004 | Debt/Income ratio: | 27% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse (RN) |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,415 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 68% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13457009
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $10,500 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 25.40% | Borrower rate/APR: | 26.40% / 34.59% | Monthly payment: | $607.56 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2003 | Debt/Income ratio: | 30% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 7 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 14y 4m |
| Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $273 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 11 | Bankcard utilization: | 4% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13456721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,219.75 | Prosper Rating: | D | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $15,554 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 20.90% | Borrower rate/APR: | 21.90% / 27.15% | Monthly payment: | $612.42 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Jul-2003 | Debt/Income ratio: | 18% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 3 | Employment status: | Employed |
| Current delinquencies: | 1 | Current / open credit lines: | 19 / 19 | Length of status: | 7y 4m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Executive |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,219 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13451987
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,215.74 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $10,651 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $476.81 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2019 | Debt/Income ratio: | 8% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 4 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $606 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661325
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $17,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $11,900 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 23.39% | Borrower rate/APR: | 24.39% / 29.78% | Monthly payment: | $492.91 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2010 | Debt/Income ratio: | 49% |
| TU FICO range: | 760-779 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 11m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,608 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661280
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 9.25% | Borrower rate/APR: | 10.25% / 16.09% | Monthly payment: | $323.85 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-1971 | Debt/Income ratio: | 26% |
| TU FICO range: | 800-819 (Oct-2024) | Inquiries last 6m: | 5 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 41y 9m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,649 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661175
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $6,521.03 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $4,565 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $204.35 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Feb-2016 | Debt/Income ratio: | 9% |
| TU FICO range: | 760-779 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 9m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $441 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661154
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,350 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $329.03 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2013 | Debt/Income ratio: | 26% |
| TU FICO range: | 720-739 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 3y 0m |
| Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,827 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 25% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 10.25% | Borrower rate/APR: | 11.25% / 17.12% | Monthly payment: | $535.66 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2005 | Debt/Income ratio: | 19% |
| TU FICO range: | 760-779 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 8y 6m |
| Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,708 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661019
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 23.06% | Borrower rate/APR: | 24.06% / 32.13% | Monthly payment: | $510.44 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jun-1996 | Debt/Income ratio: | 39% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 24y 10m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,994 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 71% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13661013
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $4,900 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 22.85% | Borrower rate/APR: | 23.85% / 31.91% | Monthly payment: | $274.08 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 13.10% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 34% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 4m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Analyst |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,787 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13660860
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $10,150 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 31.12% | Monthly payment: | $562.05 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 3 | First credit line: | Mar-1994 | Debt/Income ratio: | 22% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Social Worker |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,965 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 9 | Bankcard utilization: | 41% | | |
| | | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13659996
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,395.12 | Prosper Rating: | B | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 15.11% | Borrower rate/APR: | 16.11% / 22.97% | Monthly payment: | $154.76 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Dec-2011 | Debt/Income ratio: | 10% |
| TU FICO range: | 680-699 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 2m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,494 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13659882
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,850 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 12.85% | Borrower rate/APR: | 13.85% / 20.61% | Monthly payment: | $187.58 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2022 | Debt/Income ratio: | 11% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 2m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Student - College Graduate Student |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,139 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13659795
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,600 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 19.97% | Borrower rate/APR: | 20.97% / 26.17% | Monthly payment: | $216.29 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Mar-1976 | Debt/Income ratio: | 36% |
| TU FICO range: | 780-799 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 41y 11m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,632 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13659621
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $22,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $15,750 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 9.13% | Borrower rate/APR: | 10.12% / 13.79% | Monthly payment: | $479.44 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2004 | Debt/Income ratio: | 35% |
| TU FICO range: | 780-799 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,639 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13658943
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 13.76% | Monthly payment: | $313.36 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.01% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jun-2007 | Debt/Income ratio: | 28% |
| TU FICO range: | 800-819 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Postal Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 18.95% | Monthly payment: | $333.34 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2014 | Debt/Income ratio: | 19% |
| TU FICO range: | 700-719 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 12y 4m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,536 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 56% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638502
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $21,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 14.36% | Borrower rate/APR: | 15.36% / 22.18% | Monthly payment: | $749.10 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2001 | Debt/Income ratio: | 25% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,290 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 6 | Bankcard utilization: | 61% | | |
| | | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638475
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $16,302.58 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 10.66% | Borrower rate/APR: | 11.66% / 17.55% | Monthly payment: | $538.84 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Sep-2004 | Debt/Income ratio: | 29% |
| TU FICO range: | 740-759 (Oct-2024) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 34 / 34 | Length of status: | 11y 2m |
| Amount delinquent: | $0 | Total credit lines: | 68 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,032 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638454
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $21,000 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 21.50% | Monthly payment: | $1,035.56 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Aug-2013 | Debt/Income ratio: | 18% |
| TU FICO range: | 640-659 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 5m |
| Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $43,449 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 89% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638451
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 14.80% | Borrower rate/APR: | 15.80% / 22.64% | Monthly payment: | $122.70 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Dec-2019 | Debt/Income ratio: | 33% |
| TU FICO range: | 720-739 (Oct-2024) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 1m |
| Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,838 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638382
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,868.38 | Prosper Rating: | A | Listing Duration: | 14 days |
| Term: | 36 months | Initial Status: | F |
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| Investor yield: | 9.25% | Borrower rate/APR: | 10.25% / 16.09% | Monthly payment: | $351.97 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.25% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2018 | Debt/Income ratio: | 17% |
| TU FICO range: | 760-779 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 1m |
| Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,137 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,197.56 | Prosper Rating: | B | Listing Duration: | 14 days |
| Term: | 60 months | Initial Status: | F |
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| Investor yield: | 10.48% | Borrower rate/APR: | 11.48% / 15.69% | Monthly payment: | $48.30 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.68% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Jul-2016 | Debt/Income ratio: | 43% |
| TU FICO range: | 780-799 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 9y 11m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,402 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638346
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Term: | 48 months | Initial Status: | F |
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| Investor yield: | 22.00% | Borrower rate/APR: | 23.00% / 28.64% | Monthly payment: | $64.10 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Jul-2007 | Debt/Income ratio: | 45% |
| TU FICO range: | 720-739 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 6m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,936 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638334
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $18,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $12,600 | Term: | 60 months | Initial Status: | F |
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| Investor yield: | 16.14% | Borrower rate/APR: | 17.14% / 21.61% | Monthly payment: | $448.75 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-2010 | Debt/Income ratio: | 16% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,478 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638325
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,109.88 | Prosper Rating: | D | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,777 | Term: | 36 months | Initial Status: | F |
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| Investor yield: | 22.20% | Borrower rate/APR: | 23.20% / 31.22% | Monthly payment: | $431.22 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Dec-2019 | Debt/Income ratio: | 19% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 5m |
| Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,107 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638250
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,777.47 | Prosper Rating: | D | Listing Duration: | 14 days |
| Term: | 48 months | Initial Status: | F |
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| Investor yield: | 19.70% | Borrower rate/APR: | 20.70% / 26.90% | Monthly payment: | $85.56 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 2.73% - 10.68% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Mar-2018 | Debt/Income ratio: | 31% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 9m |
| Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Construction |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,384 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13638217
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Term: | 48 months | Initial Status: | F |
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| Investor yield: | 21.06% | Borrower rate/APR: | 22.06% / 27.66% | Monthly payment: | $94.62 |
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| Investor servicing fee: | 1.00% | Historical Return*: | 3.18% - 8.80% | | |
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of September 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Oct-2006 | Debt/Income ratio: | 37% |
| TU FICO range: | 660-679 (Oct-2024) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 12y 7m |
| Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,297 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 77% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
