Listing Report: Supplement No. 104 dated Feb 16, 2025 to Prospectus dated Dec 13, 2024File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated Dec 13, 2024 and provides information about each loan request (referred to as a "listing") and series of Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering. Prospective investors should read this Listing Report supplement together with the prospectus dated Dec 13, 2024 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Dec 13, 2024, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series 13735677
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,987.80 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,691 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 17.22% | Borrower rate/APR: | 18.22% / 25.17% | Monthly payment: | $398.48 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Sep-2021 | Debt/Income ratio: | 11% |
| TU FICO range: | 660-679 (Feb-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Military Enlisted |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,357 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735671
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $17,500 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 18.32% | Monthly payment: | $835.26 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2003 | Debt/Income ratio: | 37% |
| TU FICO range: | 740-759 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 11y 10m |
| Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,820 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735638
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $14,284.14 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $9,999 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 11.46% | Borrower rate/APR: | 12.46% / 19.17% | Monthly payment: | $477.62 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Oct-2014 | Debt/Income ratio: | 17% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 3m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,678 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 87% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $30,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $21,000 | Term: | 24 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 20.97% | Monthly payment: | $1,417.96 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2007 | Debt/Income ratio: | 26% |
| TU FICO range: | 700-719 (Feb-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 3m |
| Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Teacher |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,689 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 52% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713484
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,850 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 24.50% | Borrower rate/APR: | 25.50% / 33.64% | Monthly payment: | $220.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Apr-2017 | Debt/Income ratio: | 39% |
| TU FICO range: | 660-679 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Food Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,689 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713466
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,600 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 19.99% | Monthly payment: | $270.52 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Apr-2022 | Debt/Income ratio: | 16% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,083 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713394
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,347.35 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,043 | Term: | 48 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 8.58% | Borrower rate/APR: | 9.58% / 14.04% | Monthly payment: | $109.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Oct-2005 | Debt/Income ratio: | 10% |
| TU FICO range: | 720-739 (Feb-2025) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 3m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Accountant/CPA |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $33,020 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713331
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $25,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $17,500 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 18.61% | Borrower rate/APR: | 19.61% / 26.62% | Monthly payment: | $924.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 9 | First credit line: | Jul-1994 | Debt/Income ratio: | 45% |
| TU FICO range: | 700-719 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 31y 7m |
| Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $96,777 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713307
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $15,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $10,850 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 9.08% | Borrower rate/APR: | 10.08% / 13.75% | Monthly payment: | $329.94 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Sep-2008 | Debt/Income ratio: | 4% |
| TU FICO range: | 760-779 (Feb-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 4m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,241 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713247
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $2,800 | Term: | 24 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 13.98% | Borrower rate/APR: | 14.98% / 24.80% | Monthly payment: | $193.92 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 8 | First credit line: | Apr-2019 | Debt/Income ratio: | 26% |
| TU FICO range: | 740-759 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,802 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 8% | | |
| | | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713235
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $28,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $19,600 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 12.01% | Borrower rate/APR: | 13.01% / 18.94% | Monthly payment: | $943.57 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Dec-2004 | Debt/Income ratio: | 12% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 18y 7m |
| Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $61,160 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 66% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13713205
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,850 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 16.70% | Borrower rate/APR: | 17.70% / 24.62% | Monthly payment: | $198.01 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Apr-2021 | Debt/Income ratio: | 6% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 4y 10m |
| Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Tradesman - Electrician |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534445
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $1,400 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 12.05% | Borrower rate/APR: | 13.05% / 18.98% | Monthly payment: | $67.44 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2010 | Debt/Income ratio: | 1% |
| TU FICO range: | 780-799 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 7y 0m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,184 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,438.41 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,307 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 14.60% | Borrower rate/APR: | 15.60% / 22.43% | Monthly payment: | $364.93 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 6 | First credit line: | Sep-2002 | Debt/Income ratio: | 13% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 4m |
| Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Commission |
| Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,486 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534397
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,600 | Term: | 48 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 7.68% | Borrower rate/APR: | 8.68% / 13.11% | Monthly payment: | $197.87 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2007 | Debt/Income ratio: | 22% |
| TU FICO range: | 800-819 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 2m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,026 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534394
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $14,000 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 17.75% | Borrower rate/APR: | 18.75% / 25.72% | Monthly payment: | $730.59 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 4 | First credit line: | Sep-1988 | Debt/Income ratio: | 29% |
| TU FICO range: | 680-699 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 5y 10m |
| Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $39,291 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 3 | Bankcard utilization: | 58% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534391
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,888 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 27.05% | Borrower rate/APR: | 28.05% / 33.65% | Monthly payment: | $173.13 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Mar-2022 | Debt/Income ratio: | 6% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 3y 8m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Retail Management |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,786 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 19.61% | Borrower rate/APR: | 20.61% / 27.66% | Monthly payment: | $187.38 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Sep-2010 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Feb-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 31 / 32 | Length of status: | 3y 1m |
| Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,617 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534361
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,240.85 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,769 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 11.38% | Borrower rate/APR: | 12.38% / 16.63% | Monthly payment: | $184.88 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Aug-2009 | Debt/Income ratio: | 13% |
| TU FICO range: | 680-699 (Feb-2025) | Inquiries last 6m: | 2 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 3m |
| Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Professional |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,187 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534259
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,700 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 15.58% | Borrower rate/APR: | 16.58% / 21.02% | Monthly payment: | $270.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.84% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Jun-2008 | Debt/Income ratio: | 15% |
| TU FICO range: | 680-699 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 0m |
| Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Attorney |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,544 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534217
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $5,554.94 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $3,888 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 34.38% | Monthly payment: | $224.40 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jan-2003 | Debt/Income ratio: | 19% |
| TU FICO range: | 620-639 (Feb-2025) | Inquiries last 6m: | 4 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 32 / 32 | Length of status: | 10y 5m |
| Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,562 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 76% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534133
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,001.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,001 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 25.70% | Borrower rate/APR: | 26.70% / 34.90% | Monthly payment: | $406.69 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 2 | First credit line: | Feb-2015 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Feb-2025) | Inquiries last 6m: | 5 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 35 / 36 | Length of status: | 0y 8m |
| Amount delinquent: | $0 | Total credit lines: | 96 | Occupation: | Computer Programmer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,050 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 8 | Bankcard utilization: | 23% | | |
| | | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534112
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,332.41 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,833 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 28.91% | Borrower rate/APR: | 29.91% / 35.62% | Monthly payment: | $269.12 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | Jul-2021 | Debt/Income ratio: | 17% |
| TU FICO range: | 660-679 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 19y 3m |
| Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Laborer |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,529 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534097
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,250 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 10.17% | Borrower rate/APR: | 11.17% / 17.04% | Monthly payment: | $246.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jul-2012 | Debt/Income ratio: | 17% |
| TU FICO range: | 720-739 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 12y 7m |
| Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Fireman |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,132 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13534055
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $9,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $6,650 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 19.06% | Borrower rate/APR: | 20.06% / 27.08% | Monthly payment: | $353.34 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 7 | First credit line: | Nov-2003 | Debt/Income ratio: | 35% |
| TU FICO range: | 700-719 (Jan-2025) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 5m |
| Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Self Employed |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $38,831 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735974
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $1,400 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 27.10% | Borrower rate/APR: | 28.10% / 33.70% | Monthly payment: | $62.39 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Aug-2022 | Debt/Income ratio: | 8% |
| TU FICO range: | 680-699 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Other |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 5m |
| Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Not available |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $593 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735950
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,600 | Term: | 60 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 9.80% | Borrower rate/APR: | 10.80% / 14.49% | Monthly payment: | $173.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Mar-2008 | Debt/Income ratio: | 13% |
| TU FICO range: | 740-759 (Jan-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 0m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735875
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $7,776.91 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $5,444 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 35.95% | Monthly payment: | $320.42 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 1 | First credit line: | May-2021 | Debt/Income ratio: | 10% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 9m |
| Amount delinquent: | $0 | Total credit lines: | 3 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,640 | Stated income: | $50,000-74,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735851
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,790.24 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $6,153 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 19.25% | Borrower rate/APR: | 20.25% / 27.28% | Monthly payment: | $327.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Nov-2014 | Debt/Income ratio: | 29% |
| TU FICO range: | 660-679 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Tradesman - Mechanic |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,651 | Stated income: | $75,000-99,999 |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | | |
| | | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735818
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $8,694.71 | Prosper Rating: | A | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $6,086 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 10.06% | Borrower rate/APR: | 11.06% / 16.92% | Monthly payment: | $284.90 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.55% - 7.34% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | Nov-2000 | Debt/Income ratio: | 41% |
| TU FICO range: | 720-739 (Feb-2025) | Inquiries last 6m: | 0 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 19y 7m |
| Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Civil Service |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $57,910 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,000 | Term: | 48 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 27.63% | Borrower rate/APR: | 28.63% / 35.25% | Monthly payment: | $352.14 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 2.62% - 13.18% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 5 | First credit line: | Feb-2018 | Debt/Income ratio: | 27% |
| TU FICO range: | 640-659 (Feb-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 8m |
| Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Administrative Assistant |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,863 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 2 | Bankcard utilization: | 94% | | |
| | | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735746
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $10,101.01 | Prosper Rating: | AA | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $7,071 | Term: | 24 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 6.99% | Borrower rate/APR: | 7.99% / 8.99% | Monthly payment: | $456.80 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.33% - 6.12% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 11 | First credit line: | Jan-2009 | Debt/Income ratio: | 17% |
| TU FICO range: | 800-819 (Feb-2025) | Inquiries last 6m: | Not available | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 7m |
| Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Engineer - Electrical |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,197 | Stated income: | $100,000+ |
| Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13735716
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
| Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
| Minimum Amount to Fund: | $1,400 | Term: | 36 months | Initial Status: | F |
| | | | |
| |
| Investor yield: | 16.50% | Borrower rate/APR: | 17.50% / 24.42% | Monthly payment: | $71.81 |
| |
| Investor servicing fee: | 1.00% | Historical Return*: | 3.17% - 8.78% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of January 31, 2025. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
| Prosper score (1-11): | 10 | First credit line: | May-2013 | Debt/Income ratio: | 18% |
| TU FICO range: | 720-739 (Feb-2025) | Inquiries last 6m: | 1 | Employment status: | Employed |
| Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 10m |
| Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
| Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,767 | Stated income: | $25,000-49,999 |
| Delinquencies in last 7y: | 4 | Bankcard utilization: | 6% | | |
| | | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
