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| FREE WRITING PROSPECTUS | | Filed Pursuant to Rule 433 |
| Dated November 9, 2007 | | Registration No. 333-105077 |
| | | Registration No. 333-105077-11 |
PXING DETAILSo $1.6 bn CARAT 2007-4 **100% Pot
Jt-Leads: BARCAP/BNP/JPMS
Co-Mgrs: Comerica/Commerzbank/Fortis/Lloyds/Wachovia
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| Class | | Yield | | Amt ($mm) | | Ratings (M/S/F) | | WAL | | Bmrk/Sprd | | Coupon | | $ Price |
| A-1* | | | 4.91023 | | | | 333.000 | | | P-1/A-1+/F-1+ | | | | | 0.27 | | | IntL + 4 | | | 4.91023 | | | | 100 | |
| A-2a | | | 4.983 | | | | 100.000 | | | Aaa/AAA/AAA | | | 1.15 | | | EDSF + 65 | | | 4.93 | | | | 99.997719 | |
| A-2b | | | L+60 | | | | 460.000 | | | Aaa/AAA/AAA | | | 1.15 | | | 1m L + 60 | | | | 1m L+60 | | | | 100 | |
| A-3a | | | 5.058 | | | | 160.000 | | | Aaa/AAA/AAA | | | 2.20 | | | SWPS + 80 | | | 5.00 | | | | 99.988543 | |
| A-3b | | | L+70 | | | | 150.000 | | | Aaa/AAA/AAA | | | 2.20 | | | 1m L + 70 | | | | 1m L+70 | | | | 100 | | |
| A-4 | | | 5.359 | | | | 301.946 | | | Aaa/AAA/AAA | | | 3.27 | | | SWPS + 100 | | | 5.30 | | | | 99.999609 | |
* Offered via Rule 144A
> Pxing speed: 1.40% ABS, 2% call > 1st payment: 12/17
> Bill/deliver: JPMS > Min denoms: 1K/1K
> Settles: 11/15, FLAT > ERISA: Yes
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer, the issuing trust and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling (866) 669-7629 or by emailing the ABS Syndicate Desk at abs_synd@jpmorgan.com. Any disclaimer below is not applicable and should be disregarded.
This communication is for the information only, not an offer or solicitation for the purpose or sale of any financial instrument, nor a solicitation to participate in any trading strategy, nor an official confirmation of any transaction. The information is believed to be reliable, but we do not warrant its completeness or accuracy, prices and availability are indicative only, are as of stated date, and are subject to change without notice. We may hold a position or act as a market maker in any financial instrument discussed herein. Clients should consult their own advisors regarding any tax, accounting or legal aspects of this information.
