Interactive Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABRDN BLOOMBERG ALL CMDY LONGER DATED STARTEGY K-1 FREE ETF	ETF	003261203	88	2,523	SH		SOLE		0	0	2,523
ALLSTATE CORPORATION	C	020002101	296	2,376	SH		SOLE		0	0	2,376
ALTRIA GROUP INC COM	C	02209S103	4	100	SH		SOLE		0	0	100
AMAZON.COM, INC	C	023135106	64	562	SH		SOLE		0	0	562
AMEREN CORP	C	023608102	36	444	SH		SOLE		0	0	444
AMERICAN ELECTRIC POWER CO	C	025537101	303	3,500	SH		SOLE		0	0	3,500
AMERICAN EXPRESS	C	025816109	20	150	SH		SOLE		0	0	150
Amplify Online Retail ETF	ETF	032108102	305	7,707	SH		SOLE		0	0	7,707
APPLE INC	C	037833100	1,208	8,740	SH		SOLE		0	0	8,740
ARK INNOVATION ETF	ETF	00214Q104	1,000	1,395	SH		SOLE		0	0	1,395
AT&T INC COM	C	00206R102	16	1,056	SH		SOLE		0	0	1,056
BERKSHIRE HATHAWAY INC DEL CL B NEW	C	084670702	80	300	SH		SOLE		0	0	300
BOEING COMPANY	C	097023105	9	75	SH		SOLE		0	0	75
CARNIVAL CORP	C	143658300	2	300	SH		SOLE		0	0	300
CHEVRON CORP NEW	C	166764100	178	1,236	SH		SOLE		0	0	1,236
CISCO SYSTEMS, INC.	C	17275R102	12	300	SH		SOLE		0	0	300
COCA-COLA EUROPACIFIC PARTNERS PLC	C	G25839104	9	200	SH		SOLE		0	0	200
CONSOLIDATED EDISON	C	209115104	27	320	SH		SOLE		0	0	320
CONSUMER STAPLES SPDR	ETF	81369Y308	2,455	36,797	SH		SOLE		0	0	36,797
COSTCO WHOLESALE CORP	C	22160K105	109	230	SH		SOLE		0	0	230
DISCOVER FINL SVCS	C	254709108	82	900	SH		SOLE		0	0	900
DISNEY (WALT) CO	C	254687106	28	300	SH		SOLE		0	0	300
DOMINION ENERGY INC	C	25746U109	119	1,720	SH		SOLE		0	0	1,720
DT MIDSTREAM INC	C	23345M107	36	693	SH		SOLE		0	0	693
DTE ENERGY COMPANY	C	233331107	159	1,386	SH		SOLE		0	0	1,386
DUKE ENERGY CORP NEW COM	C	26441C204	7	75	SH		SOLE		0	0	75
ELI LILLY & CO.	C	532457108	42	130	SH		SOLE		0	0	130
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,219	16,921	SH		SOLE		0	0	16,921
EXXON MOBIL CORP COM	C	30231G102	70	800	SH		SOLE		0	0	800
FIRST TRUST WATER ETF	ETF	33733B100	1,274	17,743	SH		SOLE		0	0	17,743
FLEXSHARES CREDITSCORED US CORP BOND INDEX	ETF	33939L761	1,173	25,697	SH		OTR	1	0	0	25,697
FLEXSHARES DEV MKTS EXUS QL LOW VOLATIITY INDEX	ETF	33939L647	212	9,877	SH		OTR	1	0	0	9,877
FLEXSHARES HIGH YIELD VALUESCORED BOND INDEX	ETF	33939L662	1,119	28,632	SH		OTR	1	0	0	28,632
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND	ETF	33939L795	51	1,126	SH		OTR	1	0	0	1,126
FLEXSHARES STOXX US ESG SELECT INDEX FUND	ETF	33939L696	3,210	37,366	SH		SOLE		0	0	37,366
FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD	ETF	33939L787	46	917	SH		OTR	1	0	0	917
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD	ETF	33939L506	1,242	53,104	SH		SOLE		0	0	53,104
FLEXSHARES TR MORNINGSTAR US MKT FACTOR TILT INDEX FD	ETF	33939L100	787	5,689	SH		OTR	1	0	0	5,689
FLEXSHARES TR READY ACCESS VAR INCOME FD	ETF	33939L886	636	8,549	SH		SOLE		0	0	8,549
FLEXSHARES US QUALITY LARGE CAP INDEX FUND	ETF	33939L746	499	12,580	SH		OTR	1	0	0	12,580
FLEXSHARES US QUALITY LOW VOLATILITY INDEX	ETF	33939L654	1,447	31,197	SH		OTR	1	0	0	31,197
FORD MOTOR COMPANY	C	345370860	16	1,400	SH		SOLE		0	0	1,400
GATX CORP	C	361448103	383	4,500	SH		SOLE		0	0	4,500
GILEAD SCIENCE INC.	C	375558103	197	3,200	SH		SOLE		0	0	3,200
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	385	16,703	SH		SOLE		0	0	16,703
HASBRO INC	C	418056107	13	200	SH		SOLE		0	0	200
HONEYWELL INTL	C	438516106	5	32	SH		SOLE		0	0	32
INVESCO CURRENCYSHARES SWISS FRANC TRUST	ETF	46138R108	120	1,324	SH		SOLE		0	0	1,324
INVESCO DB COMMODITY INDEX TRACKING FUND	ETF	46138B103	33	1,392	SH		SOLE		0	0	1,392
INVESCO MSCI SUSTAINABLE FUTURE ETF	ETF	46137V407	337	6,906	SH		SOLE		0	0	6,906
INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF	ETF	46138E537	601	27,197	SH		OTR	1	0	0	27,197
INVESCO QQQ TRUST	ETF	46090E103	529	1,978	SH		SOLE		0	0	1,978
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF	ETF	46137V290	663	22,150	SH		SOLE		0	0	22,150
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	ETF	46138E362	748	19,134	SH		OTR	1	0	0	19,134
INVESCO S&P INTERNATIONAL DEVELOPED QUALITY ETF	ETF	46138E214	847	40,067	SH		SOLE		0	0	40,067
INVESCO TAXABLE MUNICIPAL BOND ETF	ETF	46138G805	342	13,341	SH		OTR	1	0	0	13,341
iShares Core S&P 500 ETF	ETF	464287200	16,536	46,106	SH		SOLE		0	0	46,106
iShares Core US Aggregate Bond ETF	ETF	464287226	12,682	131,639	SH		SOLE		0	0	131,639
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	174	3,468	SH		SOLE		0	0	3,468
ISHARES GLOBAL ENERGY ETF	ETF	464287341	55	1,665	SH		SOLE		0	0	1,665
ISHARES GLOBAL MATERIALS ETF	ETF	464288695	5	76	SH		SOLE		0	0	76
ISHARES GOLD TRUST	WF	464285204	694	22,006	SH		SOLE		0	0	22,006
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND	ETF	464287549	1,803	6,522	SH		SOLE		0	0	6,522
ISHARES IBOXX INVESTMENT GRADE CO ETF	ETF	464287242	6,142	59,950	SH		OTR	1	0	0	59,950
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF	ETF	464288638	4,002	82,890	SH		OTR	1	0	0	82,890
ISHARES JP MORGAN USD EMERGING MKTS BD ETF	ETF	464288281	138	1,739	SH		OTR	1	0	0	1,739
ISHARES LATIN AMERICA 40 ETF	ETF	464287390	8	324	SH		SOLE		0	0	324
ISHARES MSCI ACWI EX US ETF	ETF	464288240	278	6,939	SH		SOLE		0	0	6,939
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF	ETF	46429B689	218	3,816	SH		OTR	1	0	0	3,816
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	7,085	183,894	SH		SOLE		0	0	183,894
ISHARES NORTH AMERICAN NATURAL RES ETF	ETF	464287374	1,423	40,949	SH		OTR	1	0	0	40,949
ISHARES RESIDENTIAL REAL ESTATE ETF	ETF	464288562	2,013	28,033	SH		OTR	1	0	0	28,033
ISHARES S&P 500 GROWTH ETF	ETF	464287309	127	2,190	SH		SOLE		0	0	2,190
ISHARES SELECT DIVIDEND ETF	ETF	464287168	305	2,847	SH		OTR	1	0	0	2,847
ISHARES SHORT-TERM CORPORATE BOND ETF	ETF	464288646	42	860	SH		SOLE		0	0	860
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	7	65	SH		SOLE		0	0	65
ISHARES SILVER TRUST	WF	46428Q109	208	11,897	SH		SOLE		0	0	11,897
iShares TIPS Bond ETF	ETF	464287176	1,492	14,227	SH		OTR	1	0	0	14,227
ISHARES TR 10-20 YR TREAS BD ETF	ETF	464288653	304	2,786	SH		SOLE		0	0	2,786
ISHARES TR 3-7 YR TREAS BD ETF	ETF	464288661	562	4,915	SH		SOLE		0	0	4,915
ISHARES TR BARCLAYS 1-3 TREAS BD ETF	ETF	464287457	5,633	69,358	SH		OTR	1	0	0	69,358
ISHARES TR BARCLAYS 20 YR TREAS BD ETF	ETF	464287432	1,875	18,299	SH		OTR	1	0	0	18,299
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF	ETF	464287440	42	437	SH		SOLE		0	0	437
ISHARES TR COHEN & STEERS REIT ETF	ETF	464287564	58	1,075	SH		SOLE		0	0	1,075
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD	ETF	464288760	2,102	23,049	SH		SOLE		0	0	23,049
ISHARES TR IBOXX HIGH YIELD CORP BD ETF	ETF	464288513	15	214	SH		SOLE		0	0	214
ISHARES TR MSCI EAFE ETF	ETF	464287465	259	4,618	SH		SOLE		0	0	4,618
ISHARES TR NATL AMT FREE MUNI BD ETF	ETF	464288414	416	4,055	SH		SOLE		0	0	4,055
ISHARES TR RUSSELL 1000 GROWTH ETF	ETF	464287614	82	391	SH		SOLE		0	0	391
ISHARES TR RUSSELL 2000 ETF	ETF	464287655	234	1,419	SH		SOLE		0	0	1,419
ISHARES TR RUSSELL 2000 VALUE ETF	ETF	464287630	7,615	59,066	SH		SOLE		0	0	59,066
ISHARES TR S&P 500 VALUE ETF	ETF	464287408	335	2,605	SH		SOLE		0	0	2,605
ISHARES TR S&P US PFD STOCK INDEX FUND	ETF	464288687	518	16,346	SH		OTR	1	0	0	16,346
ISHARES US TREASURY BOND ETF	ETF	46429B267	188	8,271	SH		OTR	1	0	0	8,271
JOHNSON & JOHNSON	C	478160104	41	250	SH		SOLE		0	0	250
JPM DIVERSIFIED RETURN INTL EQUITY ETF	ETF	46641Q209	15	353	SH		SOLE		0	0	353
JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF	ETF	46641Q845	434	12,271	SH		SOLE		0	0	12,271
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF	ETF	46641Q407	539	6,309	SH		SOLE		0	0	6,309
L3 HARRIS TECHNOLOGIES INC	C	502431109	6	27	SH		SOLE		0	0	27
MERCK & CO INC NEW	C	58933Y105	86	1,000	SH		SOLE		0	0	1,000
MGE ENERGY INC. - COMMON STOCK	C	55277P104	119	1,820	SH		SOLE		0	0	1,820
MICROSOFT CORP	C	594918104	245	1,051	SH		SOLE		0	0	1,051
MORGAN STANLEY CO	C	617446448	158	2,000	SH		SOLE		0	0	2,000
MOTOROLA INC COM NEW	C	620076307	4	20	SH		SOLE		0	0	20
NAVIENT CORP COM	C	63938C108	7	500	SH		SOLE		0	0	500
NEXTERA ENERGY INC COM	C	65339F101	208	2,648	SH		SOLE		0	0	2,648
NORFOLK SOUTHERN CORP COM	C	655844108	10	48	SH		SOLE		0	0	48
Organon & Co.	C	68622V106	2	100	SH		SOLE		0	0	100
PEPSICO INC	C	713448108	37	225	SH		SOLE		0	0	225
PROCTER & GAMBLE	C	742718109	40	314	SH		SOLE		0	0	314
PROSHARES TR S&P 500 ARISTOCRATS ETF	ETF	74348A467	172	2,156	SH		OTR	1	0	0	2,156
PROSHARES TR SHORT 20 YR	ETF	74347X849	1,763	79,065	SH		OTR	1	0	0	79,065
ROPER TECHNOLGIES INC COM	C	776696106	94	260	SH		SOLE		0	0	260
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF	ETF	808524706	7	334	SH		SOLE		0	0	334
SCHWAB STRATEGIC TR US REIT ETF	ETF	808524847	2,070	110,746	SH		OTR	1	0	0	110,746
SELECT SECTOR SPDR FD HEALTH CARE	ETF	81369Y209	2,158	17,817	SH		SOLE		0	0	17,817
SELECT SECTOR SPDR TR MATLS	ETF	81369Y100	360	5,298	SH		SOLE		0	0	5,298
SOUTHERN CO	C	842587107	150	2,208	SH		SOLE		0	0	2,208
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	ETF	78468R663	810	8,841	SH		SOLE		0	0	8,841
SPDR BLOOMBERG HIGH YIELD BOND ETF NEW	ETF	78468R622	15	166	SH		SOLE		0	0	166
SPDR BLOOMBERG INTERNATIONAL TREASURY BOND ETF	ETF	78464A516	87	4,180	SH		SOLE		0	0	4,180
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF	ETF	78464A490	17	419	SH		SOLE		0	0	419
SPDR GOLD TR GOLD SHS	WF	78463V107	2,360	15,261	SH		SOLE		0	0	15,261
SPDR INDEX SHS FDS S7P NORTH AMERICAN NATURAL RSOURCES ETF	ETF	78463X152	88	1,840	SH		SOLE		0	0	1,840
SPDR PORTFOLIO CORPOARTE BOND ETF	ETF	78464A144	99	3,580	SH		SOLE		0	0	3,580
SPDR PORTFOLIO MSCI GLOBAL STOCK MARKET ETF	ETF	78463X475	2,050	47,917	SH		SOLE		0	0	47,917
SPDR S&P 500 ETF TR TR UNIT	ETF	78462F103	374	1,048	SH		SOLE		0	0	1,048
SPDR SER TR S&P BIOTECH ETF	ETF	78464A870	632	7,966	SH		SOLE		0	0	7,966
TECHNOLOGY SECTOR SPDR TR	ETF	81369Y803	313	2,635	SH		SOLE		0	0	2,635
TESLA INC	C	88160R101	349	1,317	SH		SOLE		0	0	1,317
TEXAS INSTRUMENTS INC.	C	882508104	15	100	SH		SOLE		0	0	100
TRAVELERS COS INC COM	C	89417E109	24	158	SH		SOLE		0	0	158
UNILEVER PLC	C	904767704	22	500	SH		SOLE		0	0	500
UNION PACIFIC CORP.	C	907818108	115	590	SH		SOLE		0	0	590
UNIVERSAL HEALTH RLTY TR SBI	RHTA	91359E105	24	560	SH		SOLE		0	0	560
US BANCORP DEL COM NEW	C	902973304	543	13,462	SH		SOLE		0	0	13,462
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	2,216	33,825	SH		SOLE		0	0	33,825
VANECK INFLATION ALLOCATION	ETF	92189F130	65	2,847	SH		SOLE		0	0	2,847
VANECK SEMICONDUCTOR ETF	ETF	92189F676	102	550	SH		SOLE		0	0	550
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD	ETF	92203J407	4,254	89,124	SH		SOLE		0	0	89,124
VANGUARD DEVELOPED MARKETS INDEX FUND	ETF	921943858	2,301	63,272	SH		OTR	1	0	0	63,272
VANGUARD DIVIDEND APPRECIATION VIPERS	ETF	921908844	12,474	92,292	SH		SOLE		0	0	92,292
VANGUARD GROWTH VIPERS	ETF	922908736	7	32	SH		SOLE		0	0	32
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,166	12,292	SH		SOLE		0	0	12,292
VANGUARD INDEX FDS S&P 500 ETF SHS NEW	ETF	922908363	2,226	6,780	SH		OTR	1	0	0	6,780
VANGUARD INTERMEDIATE TERM	ETF	92206C870	602	7,960	SH		SOLE		0	0	7,960
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS	ETF	922042858	25	680	SH		SOLE		0	0	680
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX	ETF	922042676	34	879	SH		SOLE		0	0	879
VANGUARD LARGE-CAP VIPERS	ETF	922908637	2,360	14,431	SH		SOLE		0	0	14,431
VANGUARD MID-CAP VIPERS	ETF	922908629	1,215	6,462	SH		SOLE		0	0	6,462
VANGUARD REAL ESTATE ETF	ETF	922908553	158	1,974	SH		OTR	1	0	0	1,974
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS	ETF	92204A108	435	1,852	SH		SOLE		0	0	1,852
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS	ETF	92204A884	262	3,175	SH		SOLE		0	0	3,175
VANGUARD SECTOR INDEX FDS VANGUARD UTILITIES VIPERS	ETF	92204A876	494	3,471	SH		SOLE		0	0	3,471
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF	ETF	92206C409	273	4,056	SH		SOLE		0	0	4,056
VANGUARD SMALL-CAP VALUE VIPERS	ETF	922908611	2	14	SH		SOLE		0	0	14
VANGUARD TOTAL STOCK MARKET VIPERS	ETF	922908769	50	279	SH		SOLE		0	0	279
VANGUARD TREASURY MONEY MARKET FUND INVESTOR CLASS (GOVT)	MM	921932109	20,769	20,768,655	SH		OTR	1	0	0	20,768,655
VANGUARD WELLINGTON FD US QUALITY FACTOR ETF	ETF	921935706	783	8,220	SH		SOLE		0	0	8,220
VANGUARD WHITEHALL FDS EMERGING MKT GOVT BD INDEX FD ETF CL	ETF	921946885	86	1,489	SH		SOLE		0	0	1,489
VISA INC COM CL A	C	92826C839	51	288	SH		SOLE		0	0	288
WARNER BROS DISCOVERY	C	934423104	3	253	SH		SOLE		0	0	253
WEYERHAEUSER CO	RHTA	962166104	50	1,742	SH		SOLE		0	0	1,742
Wilmington US Treasury Money Mkt Admin	MM	97181C480	1,168	1,168,195	SH		OTR	1	0	0	1,168,195
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND	ETF	97717W380	347	7,620	SH		SOLE		0	0	7,620
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD	ETF	97717W471	193	6,476	SH		SOLE		0	0	6,476
WISDOMTREE TR HIGH DIVID FD	ETF	97717W208	423	5,574	SH		SOLE		0	0	5,574
WISDOMTREE TR US QUALITY DIVID GROWTH FD	ETF	97717X669	407	7,543	SH		SOLE		0	0	7,543