Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB LTD	SPONSORED ADR	000375204	340	14,554	SH		DFND	5	0	14,554	0
AFLAC INC	COM	001055102	613	8,566	SH		DFND	5	0	8,566	0
AT&T INC	COM	00206R102	10,960	264,403	SH		DFND	5	0	264,403	0
ABBOTT LABS	COM	002824100	2,191	49,043	SH		DFND	5	0	49,043	0
ABBVIE INC	COM	00287Y109	3,086	46,924	SH		DFND	5	0	46,924	0
ACTIVISION BLIZZARD INC	COM	00507V109	873	17,405	SH		DFND	5	0	17,405	0
ACUITY BRANDS INC	COM	00508Y102	267	1,287	SH		DFND	5	0	1,287	0
ADVANCED MICRO DEVICES INC	COM	007903107	1,336	97,449	SH		DFND	5	0	97,449	0
AETNA INC NEW	COM	00817Y108	463	3,681	SH		DFND	5	0	3,681	0
AKORN INC	COM	009728106	201	8,206	SH		DFND	5	0	8,206	0
ALASKA AIR GROUP INC	COM	011659109	207	2,194	SH		DFND	5	0	2,194	0
ALGONQUIN PWR UTILS CORP	COM	015857105	113	11,840	SH		DFND	5	0	11,840	0
ALLIANT ENERGY CORP	COM	018802108	533	13,340	SH		DFND	5	0	13,340	0
ALLIANCEBERNSTEIN HOLDING LP	UNIT LTD PARTN	01881G106	278	12,647	SH		DFND	5	0	12,647	0
ALLSTATE CORP	COM	020002101	298	3,664	SH		DFND	5	0	3,664	0
ALPHABET INC	CAP STK CL C	02079K107	2,478	2,981	SH		DFND	5	0	2,981	0
ALPHABET INC	CAP STK CL A	02079K305	3,591	4,225	SH		DFND	5	0	4,225	0
ALTRIA GROUP INC	COM	02209S103	10,837	148,530	SH		DFND	5	0	148,530	0
AMAZON COM INC	COM	023135106	5,144	5,884	SH		DFND	5	0	5,884	0
AMERICAN ELEC PWR INC	COM	025537101	3,410	50,600	SH		DFND	5	0	50,600	0
AMERICAN EXPRESS CO	COM	025816109	664	8,491	SH		DFND	5	0	8,491	0
AMERICAN TOWER CORP NEW	COM	03027X100	334	2,760	SH		DFND	5	0	2,760	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	622	8,061	SH		DFND	5	0	8,061	0
AMERISOURCEBERGEN CORP	COM	03073E105	2,550	28,493	SH		DFND	5	0	28,493	0
AMERIGAS PARTNERS L P	UNIT L P INT	030975106	2,023	43,413	SH		DFND	5	0	43,413	0
AMGEN INC	COM	031162100	6,174	37,859	SH		DFND	5	0	37,859	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	581	5,216	SH		DFND	5	0	5,216	0
ANNALY CAP MGMT INC	COM	035710409	1,100	98,957	SH		DFND	5	0	98,957	0
ANTHEM INC	COM	036752103	273	1,656	SH		DFND	5	0	1,656	0
APPLE INC	COM	037833100	14,906	103,419	SH		DFND	5	0	103,419	0
APPLIED MATLS INC	COM	038222105	461	11,862	SH		DFND	5	0	11,862	0
APPLIED OPTOELECTRONICS INC	COM	03823U102	366	6,303	SH		DFND	5	0	6,303	0
AQUA AMERICA INC	COM	03836W103	218	6,766	SH		DFND	5	0	6,766	0
ARCHER DANIELS MIDLAND CO	COM	039483102	288	6,232	SH		DFND	5	0	6,232	0
ARCONIC INC	COM	03965L100	209	7,960	SH		DFND	5	0	7,960	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	576	18,396	SH		DFND	5	0	18,396	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,714	16,787	SH		DFND	5	0	16,787	0
AUTOZONE INC	COM	053332102	679	940	SH		DFND	5	0	940	0
BB&T CORP	COM	054937107	770	17,325	SH		DFND	5	0	17,325	0
BCE INC	COM NEW	05534B760	991	22,427	SH		DFND	5	0	22,427	0
BP PLC	SPONSORED ADR	055622104	1,474	42,825	SH		DFND	5	0	42,825	0
BAIDU INC	SPON ADR REP A	056752108	934	5,474	SH		DFND	5	0	5,474	0
BANK AMER CORP	COM	060505104	912	39,043	SH		DFND	5	0	39,043	0
BANK AMER CORP	7.25%CNV PFD L	060505682	211	175	SH		DFND	5	0	175	0
BANK HAWAII CORP	COM	062540109	252	3,146	SH		DFND	5	0	3,146	0
BANK NEW YORK MELLON CORP	COM	064058100	865	18,521	SH		DFND	5	0	18,521	0
BARCLAYS BANK PLC	ETN DJUBS GRNS37	06739H305	248	8,980	SH		DFND	5	0	8,980	0
BAXTER INTL INC	COM	071813109	278	5,355	SH		DFND	5	0	5,355	0
BECTON DICKINSON & CO	COM	075887109	1,521	8,274	SH		DFND	5	0	8,274	0
BERKLEY W R CORP	COM	084423102	217	3,102	SH		DFND	5	0	3,102	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	500	2	SH		DFND	5	0	2	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,164	67,015	SH		DFND	5	0	67,015	0
BLACKROCK INC	COM	09247X101	847	2,232	SH		DFND	5	0	2,232	0
BLACKSTONE GROUP L P	COM UNIT LTD	09253U108	2,068	70,562	SH		DFND	5	0	70,562	0
BOEING CO	COM	097023105	2,322	13,072	SH		DFND	5	0	13,072	0
BRISTOL MYERS SQUIBB CO	COM	110122108	1,021	18,252	SH		DFND	5	0	18,252	0
CBS CORP NEW	CL B	124857202	287	4,202	SH		DFND	5	0	4,202	0
CSX CORP	COM	126408103	568	12,023	SH		DFND	5	0	12,023	0
CVS HEALTH CORP	COM	126650100	3,069	38,971	SH		DFND	5	0	38,971	0
CANADIAN NATL RY CO	COM	136375102	304	4,119	SH		DFND	5	0	4,119	0
CAPITAL ONE FINL CORP	COM	14040H105	408	4,815	SH		DFND	5	0	4,815	0
CARDINAL HEALTH INC	COM	14149Y108	475	5,790	SH		DFND	5	0	5,790	0
CARLISLE COS INC	COM	142339100	257	2,421	SH		DFND	5	0	2,421	0
CARMAX INC	COM	143130102	623	10,375	SH		DFND	5	0	10,375	0
CASEYS GEN STORES INC	COM	147528103	219	1,959	SH		DFND	5	0	1,959	0
CASS INFORMATION SYS INC	COM	14808P109	312	4,800	SH		DFND	5	0	4,800	0
CATERPILLAR INC DEL	COM	149123101	981	10,560	SH		DFND	5	0	10,560	0
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	317	4,686	SH		DFND	5	0	4,686	0
CELGENE CORP	COM	151020104	2,226	17,935	SH		DFND	5	0	17,935	0
CENTERPOINT ENERGY INC	COM	15189T107	367	13,160	SH		DFND	5	0	13,160	0
CENTURYLINK INC	COM	156700106	431	18,655	SH		DFND	5	0	18,655	0
CERNER CORP	COM	156782104	1,458	24,650	SH		DFND	5	0	24,650	0
CHEMOURS CO	COM	163851108	218	5,814	SH		DFND	5	0	5,814	0
CHEVRON CORP NEW	COM	166764100	5,216	48,263	SH		DFND	5	0	48,263	0
CIMAREX ENERGY CO	COM	171798101	358	2,942	SH		DFND	5	0	2,942	0
CINCINNATI FINL CORP	COM	172062101	408	5,693	SH		DFND	5	0	5,693	0
CINEMARK HOLDINGS INC	COM	17243V102	212	4,893	SH		DFND	5	0	4,893	0
CISCO SYS INC	COM	17275R102	1,974	58,510	SH		DFND	5	0	58,510	0
CITIGROUP INC	COM NEW	172967424	377	6,355	SH		DFND	5	0	6,355	0
CLAYMORE EXCHANGE TRD FD TR	GUG MIDCAP CORE	18383M720	425	7,327	SH		DFND	5	0	7,327	0
CLOROX CO DEL	COM	189054109	811	5,962	SH		DFND	5	0	5,962	0
COCA COLA CO	COM	191216100	5,258	123,948	SH		DFND	5	0	123,948	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	328	5,559	SH		DFND	5	0	5,559	0
COLGATE PALMOLIVE CO	COM	194162103	767	10,428	SH		DFND	5	0	10,428	0
COMCAST CORP NEW	CL A	20030N101	1,008	27,094	SH		DFND	5	0	27,094	0
COMPASS MINERALS INTL INC	COM	20451N101	2,455	36,186	SH		DFND	5	0	36,186	0
CONAGRA BRANDS INC	COM	205887102	241	5,926	SH		DFND	5	0	5,926	0
CONOCOPHILLIPS	COM	20825C104	1,045	22,739	SH		DFND	5	0	22,739	0
CONSOLIDATED EDISON INC	COM	209115104	1,002	12,815	SH		DFND	5	0	12,815	0
CONSTELLATION BRANDS INC	CL A	21036P108	566	3,455	SH		DFND	5	0	3,455	0
COOPER COS INC	COM NEW	216648402	1,035	5,191	SH		DFND	5	0	5,191	0
CORNING INC	COM	219350105	670	24,376	SH		DFND	5	0	24,376	0
COSTCO WHSL CORP NEW	COM	22160K105	794	4,741	SH		DFND	5	0	4,741	0
CULLEN FROST BANKERS INC	COM	229899109	402	4,683	SH		DFND	5	0	4,683	0
CUMMINS INC	COM	231021106	394	2,596	SH		DFND	5	0	2,596	0
DTE ENERGY CO	COM	233331107	211	2,070	SH		DFND	5	0	2,070	0
DEERE & CO	COM	244199105	305	2,816	SH		DFND	5	0	2,816	0
DENBURY RES INC	COM NEW	247916208	29	10,966	SH		DFND	5	0	10,966	0
DIAGEO P L C	SPON ADR NEW	25243Q205	687	5,897	SH		DFND	5	0	5,897	0
DISNEY WALT CO	COM DISNEY	254687106	3,895	34,616	SH		DFND	5	0	34,616	0
DISCOVER FINL SVCS	COM	254709108	667	9,858	SH		DFND	5	0	9,858	0
DOLLAR GEN CORP NEW	COM	256677105	571	8,077	SH		DFND	5	0	8,077	0
DOLLAR TREE INC	COM	256746108	480	6,110	SH		DFND	5	0	6,110	0
DOMINION RES INC VA NEW	COM	25746U109	2,271	29,244	SH		DFND	5	0	29,244	0
DOW CHEM CO	COM	260543103	1,321	20,501	SH		DFND	5	0	20,501	0
DR PEPPER SNAPPLE GROUP INC	COM	26138E109	231	2,379	SH		DFND	5	0	2,379	0
DU PONT E I DE NEMOURS & CO	COM	263534109	1,330	16,247	SH		DFND	5	0	16,247	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	6,061	73,537	SH		DFND	5	0	73,537	0
ECA MARCELLUS TR I	COM UNIT	26827L109	32	15,000	SH		DFND	5	0	15,000	0
EOG RES INC	COM	26875P101	239	2,459	SH		DFND	5	0	2,459	0
EASTMAN CHEM CO	COM	277432100	302	3,751	SH		DFND	5	0	3,751	0
EBAY INC	COM	278642103	1,022	30,368	SH		DFND	5	0	30,368	0
ECOLAB INC	COM	278865100	1,235	9,896	SH		DFND	5	0	9,896	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	552	5,847	SH		DFND	5	0	5,847	0
EMERSON ELEC CO	COM	291011104	2,937	49,316	SH		DFND	5	0	49,316	0
ENABLE MIDSTREAM PARTNERS LP	COM UNIT RP IN	292480100	164	10,031	SH		DFND	5	0	10,031	0
ENBRIDGE INC	COM	29250N105	1,868	44,582	SH		DFND	5	0	44,582	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	267	7,395	SH		DFND	5	0	7,395	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	3,181	116,850	SH		DFND	5	0	116,850	0
EQUIFAX INC	COM	294429105	220	1,619	SH		DFND	5	0	1,619	0
EURONET WORLDWIDE INC	COM	298736109	473	5,581	SH		DFND	5	0	5,581	0
EVERSOURCE ENERGY	COM	30040W108	273	4,622	SH		DFND	5	0	4,622	0
EXELON CORP	COM	30161N101	560	15,600	SH		DFND	5	0	15,600	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	2,418	37,180	SH		DFND	5	0	37,180	0
EXXON MOBIL CORP	COM	30231G102	7,580	92,424	SH		DFND	5	0	92,424	0
FS INVT CORP	COM	302635107	3,424	354,862	SH		DFND	5	0	354,862	0
FACEBOOK INC	CL A	30303M102	4,543	31,845	SH		DFND	5	0	31,845	0
FASTENAL CO	COM	311900104	540	10,534	SH		DFND	5	0	10,534	0
FEDERAL REALTY INVT TR	SH BEN INT NEW	313747206	330	2,480	SH		DFND	5	0	2,480	0
FEDEX CORP	COM	31428X106	464	2,429	SH		DFND	5	0	2,429	0
FIDELITY NATL INFORMATION SV	COM	31620M106	221	2,759	SH		DFND	5	0	2,759	0
FIRST COMWLTH FINL CORP PA	COM	319829107	180	13,994	SH		DFND	5	0	13,994	0
FIRST TR MORNINGSTAR DIV LEA	SHS	336917109	258	8,929	SH		DFND	5	0	8,929	0
FIRST TR EXCHANGE TRADED FD	CAP STRENGTH ETF	33733E104	376	8,625	SH		DFND	5	0	8,625	0
FIRST TR EXCHANGE TRADED FD	NY ARCA BIOTECH	33733E203	709	6,710	SH		DFND	5	0	6,710	0
FIRST TR MULTI CAP VALUE ALP	COM SHS	33733F101	259	4,641	SH		DFND	5	0	4,641	0
FIRST TR NASDAQ100 TECH INDE	SHS	337345102	831	13,808	SH		DFND	5	0	13,808	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	3,305	113,833	SH		DFND	5	0	113,833	0
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	3,913	75,959	SH		DFND	5	0	75,959	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	419	6,702	SH		DFND	5	0	6,702	0
FIRST TR EXCHANGE TRADED FD	TECH ALPHADEX	33734X176	788	18,799	SH		DFND	5	0	18,799	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	296	5,503	SH		DFND	5	0	5,503	0
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	801	13,805	SH		DFND	5	0	13,805	0
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	9,484	193,117	SH		DFND	5	0	193,117	0
FIRST TR LRG CP GRWTH ALPHAD	COM SHS	33735K108	223	4,240	SH		DFND	5	0	4,240	0
FIRST TR NASDAQ ABA CMNTY BK	UT COM SHS ETF	33736Q104	342	6,909	SH		DFND	5	0	6,909	0
FISERV INC	COM	337738108	466	4,021	SH		DFND	5	0	4,021	0
FLUOR CORP NEW	COM	343412102	389	7,428	SH		DFND	5	0	7,428	0
FORD MTR CO DEL	COM PAR $0.01	345370860	990	84,763	SH		DFND	5	0	84,763	0
FORTIS INC	COM	349553107	346	10,419	SH		DFND	5	0	10,419	0
FRONTIER COMMUNICATIONS CORP	COM	35906A108	65	32,255	SH		DFND	5	0	32,255	0
GENERAL DYNAMICS CORP	COM	369550108	1,260	6,690	SH		DFND	5	0	6,690	0
GENERAL ELECTRIC CO	COM	369604103	12,066	406,549	SH		DFND	5	0	406,549	0
GENERAL MLS INC	COM	370334104	4,088	68,782	SH		DFND	5	0	68,782	0
GENERAL MTRS CO	COM	37045V100	446	12,559	SH		DFND	5	0	12,559	0
GENTEX CORP	COM	371901109	229	10,886	SH		DFND	5	0	10,886	0
GENUINE PARTS CO	COM	372460105	1,850	19,958	SH		DFND	5	0	19,958	0
GENWORTH FINL INC	COM CL A	37247D106	1,104	273,852	SH		DFND	5	0	273,852	0
GILEAD SCIENCES INC	COM	375558103	2,191	32,573	SH		DFND	5	0	32,573	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	1,707	39,957	SH		DFND	5	0	39,957	0
GOLDMAN SACHS GROUP INC	COM	38141G104	436	1,907	SH		DFND	5	0	1,907	0
GRAINGER W W INC	COM	384802104	537	2,258	SH		DFND	5	0	2,258	0
GRAND CANYON ED INC	COM	38526M106	208	2,935	SH		DFND	5	0	2,935	0
HCP INC	COM	40414L109	337	10,875	SH		DFND	5	0	10,875	0
HSBC HLDGS PLC	ADR A 1/40PF A	404280604	203	7,806	SH		DFND	5	0	7,806	0
HALLIBURTON CO	COM	406216101	551	11,192	SH		DFND	5	0	11,192	0
HANESBRANDS INC	COM	410345102	242	11,461	SH		DFND	5	0	11,461	0
HARLEY DAVIDSON INC	COM	412822108	253	4,170	SH		DFND	5	0	4,170	0
HEALTHCARE TR AMER INC	CL A NEW	42225P501	506	16,167	SH		DFND	5	0	16,167	0
HENRY JACK & ASSOC INC	COM	426281101	228	2,428	SH		DFND	5	0	2,428	0
HERSHEY CO	COM	427866108	323	2,948	SH		DFND	5	0	2,948	0
HIMAX TECHNOLOGIES INC	SPONSORED ADR	43289P106	99	10,655	SH		DFND	5	0	10,655	0
HOME DEPOT INC	COM	437076102	2,883	19,602	SH		DFND	5	0	19,602	0
HONEYWELL INTL INC	COM	438516106	1,005	8,018	SH		DFND	5	0	8,018	0
ILLINOIS TOOL WKS INC	COM	452308109	1,113	8,433	SH		DFND	5	0	8,433	0
ING GROEP N V	SPONSORED ADR	456837103	275	18,327	SH		DFND	5	0	18,327	0
INTEL CORP	COM	458140100	3,302	92,835	SH		DFND	5	0	92,835	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,242	12,889	SH		DFND	5	0	12,889	0
INTL PAPER CO	COM	460146103	237	4,673	SH		DFND	5	0	4,673	0
IONIS PHARMACEUTICALS INC	COM	462222100	266	6,900	SH		DFND	5	0	6,900	0
ISHARES GOLD TRUST	ISHARES	464285105	1,307	108,267	SH		DFND	5	0	108,267	0
ISHARES	MSCI EURZONE ETF	464286608	939	24,931	SH		DFND	5	0	24,931	0
ISHARES TR	S&P 100 ETF	464287101	476	4,545	SH		DFND	5	0	4,545	0
ISHARES TR	MRNGSTR LG-CP ET	464287127	589	4,154	SH		DFND	5	0	4,154	0
ISHARES TR	CORE S&P TTL STK	464287150	2,331	43,206	SH		DFND	5	0	43,206	0
ISHARES TR	SELECT DIVID ETF	464287168	1,363	14,984	SH		DFND	5	0	14,984	0
ISHARES TR	TIPS BD ETF	464287176	4,176	36,447	SH		DFND	5	0	36,447	0
ISHARES TR	CORE S&P500 ETF	464287200	40,625	171,317	SH		DFND	5	0	171,317	0
ISHARES TR	CORE US AGGBD ET	464287226	11,708	107,800	SH		DFND	5	0	107,800	0
ISHARES TR	MSCI EMG MKT ETF	464287234	27,385	686,680	SH		DFND	5	0	686,680	0
ISHARES TR	IBOXX INV CP ETF	464287242	28,222	238,963	SH		DFND	5	0	238,963	0
ISHARES TR	GLOBAL TECH ETF	464287291	234	1,883	SH		DFND	5	0	1,883	0
ISHARES TR	S&P 500 GRWT ETF	464287309	4,633	35,226	SH		DFND	5	0	35,226	0
ISHARES TR	GLOB HLTHCRE ETF	464287325	329	3,184	SH		DFND	5	0	3,184	0
ISHARES TR	S&P 500 VAL ETF	464287408	3,743	36,024	SH		DFND	5	0	36,024	0
ISHARES TR	20 YR TR BD ETF	464287432	28,353	233,667	SH		DFND	5	0	233,667	0
ISHARES TR	7-10YR TR BD ETF	464287440	1,106	10,463	SH		DFND	5	0	10,463	0
ISHARES TR	1-3 YR TR BD ETF	464287457	5,884	69,610	SH		DFND	5	0	69,610	0
ISHARES TR	MSCI EAFE ETF	464287465	34,995	559,018	SH		DFND	5	0	559,018	0
ISHARES TR	RUS MDCP VAL ETF	464287473	378	4,572	SH		DFND	5	0	4,572	0
ISHARES TR	RUS MD CP GR ETF	464287481	400	3,858	SH		DFND	5	0	3,858	0
ISHARES TR	RUS MID CAP ETF	464287499	1,071	5,734	SH		DFND	5	0	5,734	0
ISHARES TR	CORE S&P MCP ETF	464287507	5,128	30,105	SH		DFND	5	0	30,105	0
ISHARES TR	PHLX SEMICND ETF	464287523	498	3,656	SH		DFND	5	0	3,656	0
ISHARES TR	NASDQ BIOTEC ETF	464287556	17,359	58,959	SH		DFND	5	0	58,959	0
ISHARES TR	COHEN&STEER REIT	464287564	363	3,662	SH		DFND	5	0	3,662	0
ISHARES TR	RUS 1000 VAL ETF	464287598	1,866	16,267	SH		DFND	5	0	16,267	0
ISHARES TR	S&P MC 400GR ETF	464287606	3,206	16,871	SH		DFND	5	0	16,871	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,211	19,430	SH		DFND	5	0	19,430	0
ISHARES TR	RUS 1000 ETF	464287622	305	2,327	SH		DFND	5	0	2,327	0
ISHARES TR	RUSSELL 2000 ETF	464287655	4,049	29,723	SH		DFND	5	0	29,723	0
ISHARES TR	CORE S&P US ETF	464287671	247	5,338	SH		DFND	5	0	5,338	0
ISHARES TR	S&P MC 400VL ETF	464287705	5,535	37,537	SH		DFND	5	0	37,537	0
ISHARES TR	U.S. TECH ETF	464287721	501	3,711	SH		DFND	5	0	3,711	0
ISHARES TR	U.S. REAL ES ETF	464287739	683	8,766	SH		DFND	5	0	8,766	0
ISHARES TR	US HLTHCARE ETF	464287762	447	2,864	SH		DFND	5	0	2,864	0
ISHARES TR	U.S. FIN SVC ETF	464287770	216	1,994	SH		DFND	5	0	1,994	0
ISHARES TR	U.S. FINLS ETF	464287788	1,278	12,356	SH		DFND	5	0	12,356	0
ISHARES TR	CORE S&P SCP ETF	464287804	34,739	507,510	SH		DFND	5	0	507,510	0
ISHARES TR	U.S. BAS MTL ETF	464287838	452	5,078	SH		DFND	5	0	5,078	0
ISHARES TR	SP SMCP600VL ETF	464287879	3,639	26,542	SH		DFND	5	0	26,542	0
ISHARES TR	SP SMCP600GR ETF	464287887	16,050	105,922	SH		DFND	5	0	105,922	0
ISHARES TR	MRGSTR MD CP ETF	464288208	2,478	14,910	SH		DFND	5	0	14,910	0
ISHARES TR	EAFE SML CP ETF	464288273	634	11,671	SH		DFND	5	0	11,671	0
ISHARES TR	JP MOR EM MK ETF	464288281	2,250	19,722	SH		DFND	5	0	19,722	0
ISHARES TR	NATIONAL MUN ETF	464288414	440	4,032	SH		DFND	5	0	4,032	0
ISHARES TR	INTL SEL DIV ETF	464288448	429	13,689	SH		DFND	5	0	13,689	0
ISHARES TR	MRGSTR SM CP ETF	464288505	1,131	7,159	SH		DFND	5	0	7,159	0
ISHARES TR	IBOXX HI YD ETF	464288513	50,928	582,702	SH		DFND	5	0	582,702	0
ISHARES TR	MBS ETF	464288588	10,347	97,117	SH		DFND	5	0	97,117	0
ISHARES TR	INTERM CR BD ETF	464288638	4,685	42,999	SH		DFND	5	0	42,999	0
ISHARES TR	1-3 YR CR BD ETF	464288646	2,439	23,182	SH		DFND	5	0	23,182	0
ISHARES TR	3-7 YR TR BD ETF	464288661	5,844	47,510	SH		DFND	5	0	47,510	0
ISHARES TR	SHRT TRS BD ETF	464288679	4,851	43,975	SH		DFND	5	0	43,975	0
ISHARES TR	U.S. PFD STK ETF	464288687	6,462	167,361	SH		DFND	5	0	167,361	0
ISHARES TR	MRNING SM CP ETF	464288703	202	1,416	SH		DFND	5	0	1,416	0
ISHARES TR	U.S. AER&DEF ETF	464288760	2,955	19,908	SH		DFND	5	0	19,908	0
ISHARES TR	EAFE VALUE ETF	464288877	771	15,250	SH		DFND	5	0	15,250	0
ISHARES	10+ YR CR BD ETF	464289511	2,284	38,472	SH		DFND	5	0	38,472	0
ISHARES	AGGRES ALLOC ETF	464289859	382	7,636	SH		DFND	5	0	7,636	0
ISHARES	GRWT ALLOCAT ETF	464289867	320	7,542	SH		DFND	5	0	7,542	0
ISHARES	MODERT ALLOC ETF	464289875	232	6,353	SH		DFND	5	0	6,353	0
ISHARES SILVER TRUST	ISHARES	46428Q109	3,712	215,167	SH		DFND	5	0	215,167	0
JPMORGAN CHASE & CO	COM	46625H100	2,668	30,228	SH		DFND	5	0	30,228	0
JOHNSON & JOHNSON	COM	478160104	9,445	75,607	SH		DFND	5	0	75,607	0
KKR & CO L P DEL	COM UNITS	48248M102	566	31,826	SH		DFND	5	0	31,826	0
KIMBERLY CLARK CORP	COM	494368103	1,541	11,630	SH		DFND	5	0	11,630	0
KIMCO RLTY CORP	COM	49446R109	381	17,378	SH		DFND	5	0	17,378	0
KINDER MORGAN INC DEL	COM	49456B101	646	30,173	SH		DFND	5	0	30,173	0
KRAFT HEINZ CO	COM	500754106	494	5,402	SH		DFND	5	0	5,402	0
KROGER CO	COM	501044101	547	18,641	SH		DFND	5	0	18,641	0
LTC PPTYS INC	COM	502175102	207	4,350	SH		DFND	5	0	4,350	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	275	1,921	SH		DFND	5	0	1,921	0
LEAR CORP	COM NEW	521865204	281	2,000	SH		DFND	5	0	2,000	0
LEUCADIA NATL CORP	COM	527288104	231	8,862	SH		DFND	5	0	8,862	0
LILLY ELI & CO	COM	532457108	457	5,417	SH		DFND	5	0	5,417	0
LOCKHEED MARTIN CORP	COM	539830109	2,423	9,032	SH		DFND	5	0	9,032	0
LOWES COS INC	COM	548661107	3,374	41,040	SH		DFND	5	0	41,040	0
MPLX LP	COM UNIT REP LTD	55336V100	287	8,008	SH		DFND	5	0	8,008	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	4,931	64,483	SH		DFND	5	0	64,483	0
MAIN STREET CAPITAL CORP	COM	56035L104	451	11,915	SH		DFND	5	0	11,915	0
MARATHON PETE CORP	COM	56585A102	367	7,265	SH		DFND	5	0	7,265	0
MARSH & MCLENNAN COS INC	COM	571748102	581	7,815	SH		DFND	5	0	7,815	0
MARRIOTT INTL INC NEW	CL A	571903202	448	4,736	SH		DFND	5	0	4,736	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,066	27,353	SH		DFND	5	0	27,353	0
MCCORMICK & CO INC	COM NON VTG	579780206	448	4,572	SH		DFND	5	0	4,572	0
MCDONALDS CORP	COM	580135101	3,171	24,613	SH		DFND	5	0	24,613	0
MCKESSON CORP	COM	58155Q103	968	6,394	SH		DFND	5	0	6,394	0
MEDALLION FINL CORP	COM	583928106	24	10,650	SH		DFND	5	0	10,650	0
MEDICAL PPTYS TRUST INC	COM	58463J304	181	14,166	SH		DFND	5	0	14,166	0
MERCK & CO INC	COM	58933Y105	2,539	39,903	SH		DFND	5	0	39,903	0
METLIFE INC	COM	59156R108	362	6,939	SH		DFND	5	0	6,939	0
MICROSOFT CORP	COM	594918104	5,009	76,503	SH		DFND	5	0	76,503	0
MICROCHIP TECHNOLOGY INC	COM	595017104	1,002	13,606	SH		DFND	5	0	13,606	0
MICRON TECHNOLOGY INC	COM	595112103	335	11,741	SH		DFND	5	0	11,741	0
MONDELEZ INTL INC	CL A	609207105	385	8,792	SH		DFND	5	0	8,792	0
MONOGRAM RESIDENTIAL TR INC	COM	60979P105	376	37,940	SH		DFND	5	0	37,940	0
MONSANTO CO NEW	COM	61166W101	454	3,982	SH		DFND	5	0	3,982	0
NATIONAL CINEMEDIA INC	COM	635309107	163	12,975	SH		DFND	5	0	12,975	0
NATIONAL GRID PLC	SPON ADR NEW	636274300	1,210	19,147	SH		DFND	5	0	19,147	0
NATIONAL INSTRS CORP	COM	636518102	221	6,782	SH		DFND	5	0	6,782	0
NETFLIX INC	COM	64110L106	617	4,212	SH		DFND	5	0	4,212	0
NEXTERA ENERGY INC	COM	65339F101	769	5,891	SH		DFND	5	0	5,891	0
NIKE INC	CL B	654106103	893	15,753	SH		DFND	5	0	15,753	0
NORFOLK SOUTHERN CORP	COM	655844108	937	8,278	SH		DFND	5	0	8,278	0
NORTHROP GRUMMAN CORP	COM	666807102	556	2,350	SH		DFND	5	0	2,350	0
NOVARTIS A G	SPONSORED ADR	66987V109	1,972	26,344	SH		DFND	5	0	26,344	0
NOVO-NORDISK A S	ADR	670100205	439	12,844	SH		DFND	5	0	12,844	0
NVIDIA CORP	COM	67066G104	468	4,358	SH		DFND	5	0	4,358	0
OCCIDENTAL PETE CORP DEL	COM	674599105	1,149	18,007	SH		DFND	5	0	18,007	0
OMNICOM GROUP INC	COM	681919106	672	7,901	SH		DFND	5	0	7,901	0
OMEGA HEALTHCARE INVS INC	COM	681936100	282	8,555	SH		DFND	5	0	8,555	0
ONEOK INC NEW	COM	682680103	779	14,230	SH		DFND	5	0	14,230	0
ONEOK PARTNERS LP	UNIT LTD PARTN	68268N103	208	3,893	SH		DFND	5	0	3,893	0
ORACLE CORP	COM	68389X105	2,639	59,279	SH		DFND	5	0	59,279	0
PPL CORP	COM	69351T106	1,176	31,419	SH		DFND	5	0	31,419	0
PACKAGING CORP AMER	COM	695156109	216	2,397	SH		DFND	5	0	2,397	0
PATTERSON COMPANIES INC	COM	703395103	219	4,859	SH		DFND	5	0	4,859	0
PAYCHEX INC	COM	704326107	399	6,749	SH		DFND	5	0	6,749	0
PAYPAL HLDGS INC	COM	70450Y103	2,637	60,985	SH		DFND	5	0	60,985	0
PEPSICO INC	COM	713448108	3,958	35,203	SH		DFND	5	0	35,203	0
PFIZER INC	COM	717081103	6,005	174,932	SH		DFND	5	0	174,932	0
PHILIP MORRIS INTL INC	COM	718172109	7,642	67,394	SH		DFND	5	0	67,394	0
PHILLIPS 66	COM	718546104	1,033	13,185	SH		DFND	5	0	13,185	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	42,960	324,835	SH		DFND	5	0	324,835	0
POWERSHARES ETF TRUST	DWA MOMENTUM PTF	73935X153	596	13,188	SH		DFND	5	0	13,188	0
POWERSHARES ETF TRUST	FINL PFD PTFL	73935X229	696	37,383	SH		DFND	5	0	37,383	0
POWERSHARES ETF TRUST	FTSE US1500 SM	73935X567	221	1,918	SH		DFND	5	0	1,918	0
POWERSHARES ETF TRUST	DYNM LRG CP GR	73935X609	3,846	112,044	SH		DFND	5	0	112,044	0
POWERSHARES ETF TRUST	DYN PHRMA PORT	73935X799	334	5,619	SH		DFND	5	0	5,619	0
POWERSHARES ETF TR II	INSUR NATL MUN	73936T474	237	9,462	SH		DFND	5	0	9,462	0
POWERSHARES ETF TR II	PFD PORTFOLIO	73936T565	4,236	286,609	SH		DFND	5	0	286,609	0
POWERSHARES ETF TR II	SOVEREIGN DEBT	73936T573	359	12,314	SH		DFND	5	0	12,314	0
PRAXAIR INC	COM	74005P104	716	6,048	SH		DFND	5	0	6,048	0
PRICE T ROWE GROUP INC	COM	74144T108	644	9,475	SH		DFND	5	0	9,475	0
PRICELINE GRP INC	COM NEW	741503403	2,174	1,218	SH		DFND	5	0	1,218	0
PRINCIPAL FINL GROUP INC	COM	74251V102	735	11,763	SH		DFND	5	0	11,763	0
PROCTER AND GAMBLE CO	COM	742718109	8,794	97,061	SH		DFND	5	0	97,061	0
PROSPECT CAPITAL CORPORATION	NOTE 4.750% 4/1	74348TAQ5	365	371,000	PRN		DFND	5	0	371,000	0
PRUDENTIAL FINL INC	COM	744320102	643	6,110	SH		DFND	5	0	6,110	0
PUBLIC SVC ENTERPRISE GROUP	COM	744573106	696	15,775	SH		DFND	5	0	15,775	0
QUALCOMM INC	COM	747525103	1,296	22,595	SH		DFND	5	0	22,595	0
QUINTILES IMS HOLDINGS INC	COM	74876Y101	1,110	13,855	SH		DFND	5	0	13,855	0
RPC INC	COM	749660106	229	12,977	SH		DFND	5	0	12,977	0
RAYTHEON CO	COM NEW	755111507	635	4,178	SH		DFND	5	0	4,178	0
RE MAX HLDGS INC	CL A	75524W108	210	3,631	SH		DFND	5	0	3,631	0
REALTY INCOME CORP	COM	756109104	5,975	101,151	SH		DFND	5	0	101,151	0
REPUBLIC SVCS INC	COM	760759100	334	5,352	SH		DFND	5	0	5,352	0
REYNOLDS AMERICAN INC	COM	761713106	1,482	23,553	SH		DFND	5	0	23,553	0
ROPER TECHNOLOGIES INC	COM	776696106	501	2,412	SH		DFND	5	0	2,412	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	914	16,226	SH		DFND	5	0	16,226	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	790	14,843	SH		DFND	5	0	14,843	0
RYDEX ETF TRUST	GUG S&P500 EQ WT	78355W106	1,851	20,413	SH		DFND	5	0	20,413	0
RYDEX ETF TRUST	GUG S&P MC400 PG	78355W601	328	2,432	SH		DFND	5	0	2,432	0
RYDEX ETF TRUST	GUG S&P500EQWTTE	78355W817	280	2,326	SH		DFND	5	0	2,326	0
RYDEX ETF TRUST	GUG S&P500EQWTFI	78355W858	349	9,330	SH		DFND	5	0	9,330	0
RYDEX ETF TRUST	GUG S&P500 EWCON	78355W874	2,410	19,266	SH		DFND	5	0	19,266	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	26,040	110,551	SH		DFND	5	0	110,551	0
SPDR GOLD TRUST	GOLD SHS	78463V107	4,760	39,888	SH		DFND	5	0	39,888	0
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	215	5,897	SH		DFND	5	0	5,897	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	28,768	613,515	SH		DFND	5	0	613,515	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	1,139	33,180	SH		DFND	5	0	33,180	0
SPDR SERIES TRUST	S&P 600 SMCP GRW	78464A201	1,423	6,767	SH		DFND	5	0	6,767	0
SPDR SERIES TRUST	S&P 600 SMCP VAL	78464A300	1,041	8,912	SH		DFND	5	0	8,912	0
SPDR SERIES TRUST	BLMBRG BRC CNVRT	78464A359	386	8,040	SH		DFND	5	0	8,040	0
SPDR SERIES TRUST	BLOMBRG BRC INTR	78464A375	274	8,036	SH		DFND	5	0	8,036	0
SPDR SERIES TRUST	BLOOMBERG BRCLYS	78464A417	60,600	1,648,076	SH		DFND	5	0	1,648,076	0
SPDR SERIES TRUST	BLOMBERG INTL TR	78464A516	26,041	972,413	SH		DFND	5	0	972,413	0
SPDR SERIES TRUST	BLOMBRG BRC TIPS	78464A656	871	15,278	SH		DFND	5	0	15,278	0
SPDR SERIES TRUST	BLMBRG BR 1 3 MT	78464A680	5,353	117,083	SH		DFND	5	0	117,083	0
SPDR SERIES TRUST	S&P REGL BKG	78464A698	328	6,123	SH		DFND	5	0	6,123	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	1,939	22,023	SH		DFND	5	0	22,023	0
SPDR SERIES TRUST	S&P 600 SML CAP	78464A813	247	2,056	SH		DFND	5	0	2,056	0
SPDR SERIES TRUST	S&P 400 MDCP GRW	78464A821	2,397	17,294	SH		DFND	5	0	17,294	0
SPDR SERIES TRUST	S&P 400 MDCP VAL	78464A839	1,020	10,677	SH		DFND	5	0	10,677	0
SPDR SERIES TRUST	S&P SEMICNDCTR	78464A862	308	5,126	SH		DFND	5	0	5,126	0
SPDR SERIES TRUST	S&P BIOTECH	78464A870	740	10,613	SH		DFND	5	0	10,613	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	3,054	14,803	SH		DFND	5	0	14,803	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	37,453	120,550	SH		DFND	5	0	120,550	0
SALESFORCE COM INC	COM	79466L302	324	3,935	SH		DFND	5	0	3,935	0
SANDRIDGE PERMIAN TR	COM UNIT BEN INT	80007A102	46	15,311	SH		DFND	5	0	15,311	0
SANOFI	SPONSORED ADR	80105N105	1,378	30,445	SH		DFND	5	0	30,445	0
SCANA CORP NEW	COM	80589M102	392	5,977	SH		DFND	5	0	5,977	0
SCHLUMBERGER LTD	COM	806857108	940	11,951	SH		DFND	5	0	11,951	0
SCHWAB CHARLES CORP NEW	COM	808513105	479	11,848	SH		DFND	5	0	11,848	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	9,267	153,355	SH		DFND	5	0	153,355	0
SCOTTS MIRACLE GRO CO	CL A	810186106	278	2,973	SH		DFND	5	0	2,973	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,112	21,215	SH		DFND	5	0	21,215	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,514	20,310	SH		DFND	5	0	20,310	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	306	5,579	SH		DFND	5	0	5,579	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	535	6,099	SH		DFND	5	0	6,099	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	2,763	39,377	SH		DFND	5	0	39,377	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,706	72,228	SH		DFND	5	0	72,228	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	810	12,463	SH		DFND	5	0	12,463	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,692	50,498	SH		DFND	5	0	50,498	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	460	8,934	SH		DFND	5	0	8,934	0
SHERWIN WILLIAMS CO	COM	824348106	215	693	SH		DFND	5	0	693	0
SIRIUS XM HLDGS INC	COM	82968B103	58	11,203	SH		DFND	5	0	11,203	0
SKYWORKS SOLUTIONS INC	COM	83088M102	476	4,892	SH		DFND	5	0	4,892	0
SMITH A O	COM	831865209	221	4,354	SH		DFND	5	0	4,354	0
SMUCKER J M CO	COM NEW	832696405	503	3,793	SH		DFND	5	0	3,793	0
SOUTHERN CO	COM	842587107	5,715	114,411	SH		DFND	5	0	114,411	0
SOUTHWEST AIRLS CO	COM	844741108	381	7,126	SH		DFND	5	0	7,126	0
SPECTRA ENERGY PARTNERS LP	COM	84756N109	3,236	75,720	SH		DFND	5	0	75,720	0
SPIRIT RLTY CAP INC NEW	COM	84860W102	129	12,856	SH		DFND	5	0	12,856	0
STARBUCKS CORP	COM	855244109	1,367	23,754	SH		DFND	5	0	23,754	0
STATE STR CORP	COM	857477103	728	9,184	SH		DFND	5	0	9,184	0
STMICROELECTRONICS N V	NY REGISTRY	861012102	958	61,705	SH		DFND	5	0	61,705	0
STRYKER CORP	COM	863667101	813	6,161	SH		DFND	5	0	6,161	0
STUDENT TRANSN INC	COM	86388A108	93	15,890	SH		DFND	5	0	15,890	0
SUFFOLK BANCORP	COM	864739107	351	8,750	SH		DFND	5	0	8,750	0
SUN CMNTYS INC	COM	866674104	229	2,880	SH		DFND	5	0	2,880	0
SUNCOR ENERGY INC NEW	COM	867224107	245	7,770	SH		DFND	5	0	7,770	0
SYMANTEC CORP	COM	871503108	263	8,543	SH		DFND	5	0	8,543	0
SYSCO CORP	COM	871829107	984	18,992	SH		DFND	5	0	18,992	0
TCF FINL CORP	COM	872275102	350	21,256	SH		DFND	5	0	21,256	0
TJX COS INC NEW	COM	872540109	438	5,500	SH		DFND	5	0	5,500	0
TARGET CORP	COM	87612E106	611	11,080	SH		DFND	5	0	11,080	0
TESLA INC	COM	88160R101	401	1,446	SH		DFND	5	0	1,446	0
TEVA PHARMACEUTICAL INDS LTD	SPONSORED ADR	881624209	223	6,743	SH		DFND	5	0	6,743	0
TEXAS INSTRS INC	COM	882508104	421	5,225	SH		DFND	5	0	5,225	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	389	2,529	SH		DFND	5	0	2,529	0
3M CO	COM	88579Y101	3,324	17,434	SH		DFND	5	0	17,434	0
TIME WARNER INC	COM NEW	887317303	1,603	16,443	SH		DFND	5	0	16,443	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,190	23,995	SH		DFND	5	0	23,995	0
TOTAL S A	SPONSORED ADR	89151E109	883	17,632	SH		DFND	5	0	17,632	0
TRANSCANADA CORP	COM	89353D107	213	4,590	SH		DFND	5	0	4,590	0
TRAVELERS COMPANIES INC	COM	89417E109	474	3,935	SH		DFND	5	0	3,935	0
US BANCORP DEL	COM NEW	902973304	1,034	19,975	SH		DFND	5	0	19,975	0
U S G CORP	COM NEW	903293405	276	8,644	SH		DFND	5	0	8,644	0
U S SILICA HLDGS INC	COM	90346E103	244	5,097	SH		DFND	5	0	5,097	0
UNDER ARMOUR INC	CL A	904311107	203	9,829	SH		DFND	5	0	9,829	0
UNILEVER PLC	SPON ADR NEW	904767704	1,302	26,016	SH		DFND	5	0	26,016	0
UNILEVER N V	N Y SHS NEW	904784709	420	8,353	SH		DFND	5	0	8,353	0
UNION PAC CORP	COM	907818108	1,616	15,305	SH		DFND	5	0	15,305	0
UNITED PARCEL SERVICE INC	CL B	911312106	2,754	25,970	SH		DFND	5	0	25,970	0
UNITED TECHNOLOGIES CORP	COM	913017109	1,827	16,302	SH		DFND	5	0	16,302	0
UNITEDHEALTH GROUP INC	COM	91324P102	2,695	16,488	SH		DFND	5	0	16,488	0
UNIVERSAL HLTH SVCS INC	CL B	913903100	215	1,723	SH		DFND	5	0	1,723	0
V F CORP	COM	918204108	832	14,803	SH		DFND	5	0	14,803	0
VALERO ENERGY CORP NEW	COM	91913Y100	439	6,542	SH		DFND	5	0	6,542	0
VANGUARD SPECIALIZED PORTFOL	DIV APP ETF	921908844	1,461	16,241	SH		DFND	5	0	16,241	0
VANGUARD WORLD FD	EXTENDED DUR	921910709	3,287	29,272	SH		DFND	5	0	29,272	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	554	5,782	SH		DFND	5	0	5,782	0
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	609	8,906	SH		DFND	5	0	8,906	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	428	5,117	SH		DFND	5	0	5,117	0
VANGUARD BD INDEX FD INC	SHORT TRM BOND	921937827	3,435	43,104	SH		DFND	5	0	43,104	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	19,976	246,129	SH		DFND	5	0	246,129	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	2,567	64,975	SH		DFND	5	0	64,975	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	6,661	85,814	SH		DFND	5	0	85,814	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	6,451	62,670	SH		DFND	5	0	62,670	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	8,062	167,335	SH		DFND	5	0	167,335	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	9,058	225,048	SH		DFND	5	0	225,048	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	238	4,621	SH		DFND	5	0	4,621	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	249	2,582	SH		DFND	5	0	2,582	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	610	10,165	SH		DFND	5	0	10,165	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	327	2,367	SH		DFND	5	0	2,367	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	785	5,795	SH		DFND	5	0	5,795	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	595	5,262	SH		DFND	5	0	5,262	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,986	24,920	SH		DFND	5	0	24,920	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	936	10,834	SH		DFND	5	0	10,834	0
VENTAS INC	COM	92276F100	4,680	72,374	SH		DFND	5	0	72,374	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	2,503	24,647	SH		DFND	5	0	24,647	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,196	10,582	SH		DFND	5	0	10,582	0
VANGUARD INDEX FDS	REIT ETF	922908553	5,401	65,906	SH		DFND	5	0	65,906	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,222	8,736	SH		DFND	5	0	8,736	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,255	10,299	SH		DFND	5	0	10,299	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,027	14,582	SH		DFND	5	0	14,582	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,981	36,859	SH		DFND	5	0	36,859	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	1,945	19,585	SH		DFND	5	0	19,585	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,010	57,609	SH		DFND	5	0	57,609	0
VANGUARD INDEX FDS	VALUE ETF	922908744	15,173	159,360	SH		DFND	5	0	159,360	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,935	52,404	SH		DFND	5	0	52,404	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	17,708	146,247	SH		DFND	5	0	146,247	0
VERIZON COMMUNICATIONS INC	COM	92343V104	7,898	160,759	SH		DFND	5	0	160,759	0
VISA INC	COM CL A	92826C839	10,249	114,928	SH		DFND	5	0	114,928	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	886	33,248	SH		DFND	5	0	33,248	0
W P CAREY INC	COM	92936U109	775	12,559	SH		DFND	5	0	12,559	0
WEC ENERGY GROUP INC	COM	92939U106	398	6,531	SH		DFND	5	0	6,531	0
WAL-MART STORES INC	COM	931142103	1,796	25,389	SH		DFND	5	0	25,389	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	865	10,331	SH		DFND	5	0	10,331	0
WASTE MGMT INC DEL	COM	94106L109	896	12,412	SH		DFND	5	0	12,412	0
WELLS FARGO & CO NEW	COM	949746101	5,845	104,997	SH		DFND	5	0	104,997	0
WESTERN DIGITAL CORP	COM	958102105	247	3,039	SH		DFND	5	0	3,039	0
WESTERN UN CO	COM	959802109	316	15,586	SH		DFND	5	0	15,586	0
WEYERHAEUSER CO	COM	962166104	388	11,561	SH		DFND	5	0	11,561	0
WHITING PETE CORP NEW	COM	966387102	98	10,649	SH		DFND	5	0	10,649	0
WINDSTREAM HLDGS INC	COM NEW	97382A200	84	15,806	SH		DFND	5	0	15,806	0
WISDOMTREE TR	MIDCAP DIVI FD	97717W505	694	7,144	SH		DFND	5	0	7,144	0
WISDOMTREE TR	EUROPE SMCP DV	97717W869	547	9,285	SH		DFND	5	0	9,285	0
WOLVERINE WORLD WIDE INC	COM	978097103	304	11,826	SH		DFND	5	0	11,826	0
WYNN RESORTS LTD	COM	983134107	209	1,808	SH		DFND	5	0	1,808	0
YUM BRANDS INC	COM	988498101	301	4,705	SH		DFND	5	0	4,705	0
ZIMMER BIOMET HLDGS INC	COM	98956P102	238	1,958	SH		DFND	5	0	1,958	0
ALLERGAN PLC	SHS	G0177J108	233	964	SH		DFND	5	0	964	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	444	3,669	SH		DFND	5	0	3,669	0
EATON CORP PLC	SHS	G29183103	341	4,611	SH		DFND	5	0	4,611	0
JOHNSON CTLS INTL PLC	SHS	G51502105	634	15,017	SH		DFND	5	0	15,017	0
MEDTRONIC PLC	SHS	G5960L103	386	4,758	SH		DFND	5	0	4,758	0
SEAGATE TECHNOLOGY PLC	SHS	G7945M107	645	14,130	SH		DFND	5	0	14,130	0
CHUBB LIMITED	COM	H1467J104	1,280	9,374	SH		DFND	5	0	9,374	0
MOBILEYE N V AMSTELVEEN	ORD SHS	N51488117	302	4,959	SH		DFND	5	0	4,959	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	243	2,674	SH		DFND	5	0	2,674	0
NXP SEMICONDUCTORS N V	COM	N6596X109	259	2,504	SH		DFND	5	0	2,504	0
BROADCOM LTD	SHS	Y09827109	512	2,315	SH		DFND	5	0	2,315	0