Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB LTD	SPONSORED ADR	000375204	212	11,179	SH		DFND	5	0	11,179	0
AFLAC INC	COM	001055102	1,124	25,000	SH		DFND	5	0	25,000	0
AT&T INC	COM	00206R102	9,015	316,752	SH		DFND	5	0	316,752	0
ABBOTT LABS	COM	002824100	3,396	47,775	SH		DFND	5	0	47,775	0
ABBVIE INC	COM	00287Y109	4,584	50,308	SH		DFND	5	0	50,308	0
ACTIVISION BLIZZARD INC	COM	00507V109	239	5,099	SH		DFND	5	0	5,099	0
ACUITY BRANDS INC	COM	00508Y102	231	2,025	SH		DFND	5	0	2,025	0
ADOBE INC	COM	00724F101	526	2,358	SH		DFND	5	0	2,358	0
AEGON N V	NY REGISTRY SHS	007924103	125	27,129	SH		DFND	5	0	27,129	0
AIR PRODS & CHEMS INC	COM	009158106	267	1,660	SH		DFND	5	0	1,660	0
ALGONQUIN PWR UTILS CORP	COM	015857105	197	19,900	SH		DFND	5	0	19,900	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,954	14,050	SH		DFND	5	0	14,050	0
ALLIANT ENERGY CORP	COM	018802108	232	5,516	SH		DFND	5	0	5,516	0
ALLIANCEBERNSTEIN HOLDING LP	UNIT LTD PARTN	01881G106	361	13,465	SH		DFND	5	0	13,465	0
ALLSTATE CORP	COM	020002101	317	3,863	SH		DFND	5	0	3,863	0
ALPHABET INC	CAP STK CL C	02079K107	6,639	6,402	SH		DFND	5	0	6,402	0
ALPHABET INC	CAP STK CL A	02079K305	8,176	7,811	SH		DFND	5	0	7,811	0
ALTRIA GROUP INC	COM	02209S103	4,706	96,261	SH		DFND	5	0	96,261	0
AMAZON COM INC	COM	023135106	10,695	7,236	SH		DFND	5	0	7,236	0
AMERICAN ELEC PWR INC	COM	025537101	898	12,012	SH		DFND	5	0	12,012	0
AMERICAN EXPRESS CO	COM	025816109	1,286	13,619	SH		DFND	5	0	13,619	0
AMERICAN FIN TR INC	COM CLASS A	02607T109	354	26,267	SH		DFND	5	0	26,267	0
AMERICAN TOWER CORP NEW	COM	03027X100	994	6,257	SH		DFND	5	0	6,257	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	401	4,457	SH		DFND	5	0	4,457	0
AMERISOURCEBERGEN CORP	COM	03073E105	4,590	62,066	SH		DFND	5	0	62,066	0
AMERIGAS PARTNERS L P	UNIT L P INT	030975106	659	26,859	SH		DFND	5	0	26,859	0
AMGEN INC	COM	031162100	4,859	25,478	SH		DFND	5	0	25,478	0
AMPHENOL CORP NEW	CL A	032095101	421	5,226	SH		DFND	5	0	5,226	0
ANALOG DEVICES INC	COM	032654105	1,667	19,508	SH		DFND	5	0	19,508	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	226	3,436	SH		DFND	5	0	3,436	0
ANIKA THERAPEUTICS INC	COM	035255108	293	9,178	SH		DFND	5	0	9,178	0
ANNALY CAP MGMT INC	COM	035710409	1,210	122,625	SH		DFND	5	0	122,625	0
ANSYS INC	COM	03662Q105	361	2,526	SH		DFND	5	0	2,526	0
ANTHEM INC	COM	036752103	2,000	7,718	SH		DFND	5	0	7,718	0
APPLE INC	COM	037833100	16,634	106,474	SH		DFND	5	0	106,474	0
APPLIED MATLS INC	COM	038222105	490	15,141	SH		DFND	5	0	15,141	0
ARBOR RLTY TR INC	COM	038923108	175	17,091	SH		DFND	5	0	17,091	0
ARCHER DANIELS MIDLAND CO	COM	039483102	214	5,236	SH		DFND	5	0	5,236	0
ARES CAP CORP	COM	04010L103	356	22,834	SH		DFND	5	0	22,834	0
ARTISAN PARTNERS ASSET MGMT	CL A	04316A108	256	11,762	SH		DFND	5	0	11,762	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	675	17,866	SH		DFND	5	0	17,866	0
ATLANTIC AMERN CORP	COM	048209100	192	80,759	SH		DFND	5	0	80,759	0
AURORA CANNABIS INC	COM	05156X108	357	68,165	SH		DFND	5	0	68,165	0
AUTODESK INC	COM	052769106	465	3,657	SH		DFND	5	0	3,657	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,830	14,159	SH		DFND	5	0	14,159	0
BB&T CORP	COM	054937107	2,325	54,138	SH		DFND	5	0	54,138	0
B & G FOODS INC NEW	COM	05508R106	274	9,161	SH		DFND	5	0	9,161	0
BCE INC	COM NEW	05534B760	1,628	41,207	SH		DFND	5	0	41,207	0
BP PLC	SPONSORED ADR	055622104	1,899	49,809	SH		DFND	5	0	49,809	0
BT GROUP PLC	ADR	05577E101	896	59,423	SH		DFND	5	0	59,423	0
BWX TECHNOLOGIES INC	COM	05605H100	217	5,878	SH		DFND	5	0	5,878	0
BADGER METER INC	COM	056525108	523	10,884	SH		DFND	5	0	10,884	0
BAIDU INC	SPON ADR REP A	056752108	1,339	8,255	SH		DFND	5	0	8,255	0
BANK AMER CORP	COM	060505104	1,965	80,566	SH		DFND	5	0	80,566	0
BANK AMER CORP	7.25%CNV PFD L	060505682	406	324	SH		DFND	5	0	324	0
BANK HAWAII CORP	COM	062540109	510	7,624	SH		DFND	5	0	7,624	0
BANK NEW YORK MELLON CORP	COM	064058100	1,596	34,219	SH		DFND	5	0	34,219	0
BAXTER INTL INC	COM	071813109	343	5,260	SH		DFND	5	0	5,260	0
BECTON DICKINSON & CO	COM	075887109	1,143	5,148	SH		DFND	5	0	5,148	0
W R BERKLEY CORPORATION	COM	084423102	221	3,029	SH		DFND	5	0	3,029	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	303	1	SH		DFND	5	0	1	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	17,894	88,549	SH		DFND	5	0	88,549	0
BIOGEN INC	COM	09062X103	505	1,722	SH		DFND	5	0	1,722	0
BLACKROCK INC	COM	09247X101	2,596	6,687	SH		DFND	5	0	6,687	0
BLACKSTONE GROUP L P	COM UNIT LTD	09253U108	1,222	40,617	SH		DFND	5	0	40,617	0
BOEING CO	COM	097023105	4,060	12,832	SH		DFND	5	0	12,832	0
BOOKING HLDGS INC	COM	09857L108	5,170	3,013	SH		DFND	5	0	3,013	0
BRINKER INTL INC	COM	109641100	252	5,785	SH		DFND	5	0	5,785	0
BRISTOL MYERS SQUIBB CO	COM	110122108	629	12,345	SH		DFND	5	0	12,345	0
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	510	15,706	SH		DFND	5	0	15,706	0
BROADCOM INC	COM	11135F101	227	895	SH		DFND	5	0	895	0
BROOKS AUTOMATION INC	COM	114340102	478	18,425	SH		DFND	5	0	18,425	0
CDW CORP	COM	12514G108	441	5,528	SH		DFND	5	0	5,528	0
CIGNA CORP NEW	COM	125523100	675	3,540	SH		DFND	5	0	3,540	0
CME GROUP INC	COM CL A	12572Q105	414	2,225	SH		DFND	5	0	2,225	0
CSX CORP	COM	126408103	689	11,093	SH		DFND	5	0	11,093	0
CVS HEALTH CORP	COM	126650100	3,019	46,319	SH		DFND	5	0	46,319	0
CALLON PETE CO DEL	COM	13123X102	133	20,778	SH		DFND	5	0	20,778	0
CDN IMPERIAL BK COMM TORONTO	COM	136069101	717	9,640	SH		DFND	5	0	9,640	0
CANADIAN NATL RY CO	COM	136375102	333	4,529	SH		DFND	5	0	4,529	0
CANOPY GROWTH CORP	COM	138035100	221	8,088	SH		DFND	5	0	8,088	0
CARDINAL HEALTH INC	COM	14149Y108	280	6,275	SH		DFND	5	0	6,275	0
CARMAX INC	COM	143130102	1,742	27,873	SH		DFND	5	0	27,873	0
CASEYS GEN STORES INC	COM	147528103	235	1,854	SH		DFND	5	0	1,854	0
CASS INFORMATION SYS INC	COM	14808P109	251	4,800	SH		DFND	5	0	4,800	0
CATERPILLAR INC DEL	COM	149123101	2,098	16,701	SH		DFND	5	0	16,701	0
CELGENE CORP	COM	151020104	412	6,606	SH		DFND	5	0	6,606	0
CENTURYLINK INC	COM	156700106	315	20,609	SH		DFND	5	0	20,609	0
CHEESECAKE FACTORY INC	COM	163072101	561	13,134	SH		DFND	5	0	13,134	0
CHEMED CORP NEW	COM	16359R103	511	1,829	SH		DFND	5	0	1,829	0
CHESAPEAKE ENERGY CORP	COM	165167107	23	10,475	SH		DFND	5	0	10,475	0
CHEVRON CORP NEW	COM	166764100	5,809	53,468	SH		DFND	5	0	53,468	0
CHURCH & DWIGHT INC	COM	171340102	228	3,464	SH		DFND	5	0	3,464	0
CINEMARK HOLDINGS INC	COM	17243V102	459	12,925	SH		DFND	5	0	12,925	0
CISCO SYS INC	COM	17275R102	3,211	75,082	SH		DFND	5	0	75,082	0
CINTAS CORP	COM	172908105	420	2,519	SH		DFND	5	0	2,519	0
CITIGROUP INC	COM NEW	172967424	621	11,977	SH		DFND	5	0	11,977	0
CIVEO CORP CDA	COM	17878Y108	22	16,953	SH		DFND	5	0	16,953	0
CLEAN ENERGY FUELS CORP	COM	184499101	48	27,805	SH		DFND	5	0	27,805	0
CLOROX CO DEL	COM	189054109	546	3,565	SH		DFND	5	0	3,565	0
COCA COLA CO	COM	191216100	5,747	121,754	SH		DFND	5	0	121,754	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	294	4,679	SH		DFND	5	0	4,679	0
COLGATE PALMOLIVE CO	COM	194162103	521	8,734	SH		DFND	5	0	8,734	0
COMCAST CORP NEW	CL A	20030N101	2,971	86,502	SH		DFND	5	0	86,502	0
COMPANHIA ENERGETICA DE MINA	SP ADR N-V PFD	204409601	150	42,547	SH		DFND	5	0	42,547	0
COMPASS MINERALS INTL INC	COM	20451N101	1,106	26,895	SH		DFND	5	0	26,895	0
CONAGRA BRANDS INC	COM	205887102	485	22,883	SH		DFND	5	0	22,883	0
CONOCOPHILLIPS	COM	20825C104	1,256	20,365	SH		DFND	5	0	20,365	0
CONSOLIDATED EDISON INC	COM	209115104	671	8,771	SH		DFND	5	0	8,771	0
CONSTELLATION BRANDS INC	CL A	21036P108	993	6,095	SH		DFND	5	0	6,095	0
COOPER COS INC	COM NEW	216648402	2,251	9,017	SH		DFND	5	0	9,017	0
CORNING INC	COM	219350105	804	27,029	SH		DFND	5	0	27,029	0
COSTCO WHSL CORP NEW	COM	22160K105	1,662	8,223	SH		DFND	5	0	8,223	0
COSTAR GROUP INC	COM	22160N109	596	1,769	SH		DFND	5	0	1,769	0
CRACKER BARREL OLD CTRY STOR	COM	22410J106	202	1,257	SH		DFND	5	0	1,257	0
CROWN HOLDINGS INC	COM	228368106	205	5,020	SH		DFND	5	0	5,020	0
CUMMINS INC	COM	231021106	584	4,432	SH		DFND	5	0	4,432	0
D R HORTON INC	COM	23331A109	206	5,946	SH		DFND	5	0	5,946	0
DANA INCORPORATED	COM	235825205	155	11,500	SH		DFND	5	0	11,500	0
DANAHER CORP DEL	COM	235851102	503	4,935	SH		DFND	5	0	4,935	0
DEERE & CO	COM	244199105	558	3,843	SH		DFND	5	0	3,843	0
DELTA AIR LINES INC DEL	COM NEW	247361702	343	6,845	SH		DFND	5	0	6,845	0
DEXCOM INC	COM	252131107	483	4,087	SH		DFND	5	0	4,087	0
DIAGEO P L C	SPON ADR NEW	25243Q205	1,051	7,443	SH		DFND	5	0	7,443	0
DIGITAL RLTY TR INC	COM	253868103	281	2,646	SH		DFND	5	0	2,646	0
DISNEY WALT CO	COM DISNEY	254687106	2,994	27,905	SH		DFND	5	0	27,905	0
DISCOVER FINL SVCS	COM	254709108	592	10,156	SH		DFND	5	0	10,156	0
DOLLAR GEN CORP NEW	COM	256677105	1,025	9,576	SH		DFND	5	0	9,576	0
DOMINION ENERGY INC	COM	25746U109	3,974	54,248	SH		DFND	5	0	54,248	0
DOWDUPONT INC	COM	26078J100	2,450	46,209	SH		DFND	5	0	46,209	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,544	87,597	SH		DFND	5	0	87,597	0
ECA MARCELLUS TR I	COM UNIT	26827L109	22	15,000	SH		DFND	5	0	15,000	0
EOG RES INC	COM	26875P101	424	4,846	SH		DFND	5	0	4,846	0
E TRADE FINANCIAL CORP	COM NEW	269246401	224	5,139	SH		DFND	5	0	5,139	0
EASTMAN CHEM CO	COM	277432100	223	3,085	SH		DFND	5	0	3,085	0
EBAY INC	COM	278642103	2,568	90,921	SH		DFND	5	0	90,921	0
ECOLAB INC	COM	278865100	1,571	10,882	SH		DFND	5	0	10,882	0
ECOPETROL S A	SPONSORED ADS	279158109	181	11,233	SH		DFND	5	0	11,233	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,118	7,432	SH		DFND	5	0	7,432	0
ELECTRONIC ARTS INC	COM	285512109	402	5,069	SH		DFND	5	0	5,069	0
EMERGENT BIOSOLUTIONS INC	COM	29089Q105	208	3,541	SH		DFND	5	0	3,541	0
EMERSON ELEC CO	COM	291011104	1,081	18,286	SH		DFND	5	0	18,286	0
ENBRIDGE INC	COM	29250N105	7,166	231,819	SH		DFND	5	0	231,819	0
ENERGY TRANSFER LP	COM UT LTD PTN	29273V100	278	21,732	SH		DFND	5	0	21,732	0
ENTERGY CORP NEW	COM	29364G103	289	3,377	SH		DFND	5	0	3,377	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	3,017	126,355	SH		DFND	5	0	126,355	0
ERICSSON	ADR B SEK 10	294821608	177	20,375	SH		DFND	5	0	20,375	0
EURONET WORLDWIDE INC	COM	298736109	222	2,198	SH		DFND	5	0	2,198	0
EVERGY INC	COM	30034W106	280	4,957	SH		DFND	5	0	4,957	0
EVERSOURCE ENERGY	COM	30040W108	219	3,379	SH		DFND	5	0	3,379	0
EVOLENT HEALTH INC	CL A	30050B101	240	12,169	SH		DFND	5	0	12,169	0
EXELON CORP	COM	30161N101	565	12,636	SH		DFND	5	0	12,636	0
EXXON MOBIL CORP	COM	30231G102	9,306	136,511	SH		DFND	5	0	136,511	0
FCB FINL HLDGS INC	CL A	30255G103	310	9,212	SH		DFND	5	0	9,212	0
FS BANCORP INC	COM	30263Y104	333	7,890	SH		DFND	5	0	7,890	0
FACEBOOK INC	CL A	30303M102	8,118	60,949	SH		DFND	5	0	60,949	0
FASTENAL CO	COM	311900104	740	14,218	SH		DFND	5	0	14,218	0
FEDEX CORP	COM	31428X106	726	4,565	SH		DFND	5	0	4,565	0
FIDELITY NATL INFORMATION SV	COM	31620M106	400	3,969	SH		DFND	5	0	3,969	0
FIFTH THIRD BANCORP	COM	316773100	297	12,693	SH		DFND	5	0	12,693	0
FIRST FINL BANKSHARES	COM	32020R109	660	11,563	SH		DFND	5	0	11,563	0
FIRST TR EXCHANGE TRADED FD	CAP STRENGTH ETF	33733E104	345	7,235	SH		DFND	5	0	7,235	0
FIRST TR EXCHANGE TRADED FD	NY ARCA BIOTECH	33733E203	418	3,445	SH		DFND	5	0	3,445	0
FIRST TR EXCHANGE TRADED FD	DJ INTERNT IDX	33733E302	733	6,340	SH		DFND	5	0	6,340	0
FIRST TR MULTI CAP GR ALPHAD	COM SHS	33733F101	324	5,347	SH		DFND	5	0	5,347	0
FIRST TR NASDAQ100 TECH INDE	SHS	337345102	482	7,145	SH		DFND	5	0	7,145	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	643	22,248	SH		DFND	5	0	22,248	0
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	2,331	45,066	SH		DFND	5	0	45,066	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	641	9,454	SH		DFND	5	0	9,454	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	283	5,237	SH		DFND	5	0	5,237	0
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	350	6,118	SH		DFND	5	0	6,118	0
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	589	12,850	SH		DFND	5	0	12,850	0
FIRST TR LRG CP GRWTH ALPHAD	COM SHS	33735K108	207	3,666	SH		DFND	5	0	3,666	0
FIRST TR NASDAQ ABA CMNTY BK	UT COM SHS ETF	33736Q104	1,243	29,006	SH		DFND	5	0	29,006	0
FISERV INC	COM	337738108	836	11,455	SH		DFND	5	0	11,455	0
FIRSTENERGY CORP	COM	337932107	618	16,575	SH		DFND	5	0	16,575	0
FIVE BELOW INC	COM	33829M101	410	4,137	SH		DFND	5	0	4,137	0
FLEETCOR TECHNOLOGIES INC	COM	339041105	200	1,090	SH		DFND	5	0	1,090	0
FORD MTR CO DEL	COM PAR $0.01	345370860	427	54,633	SH		DFND	5	0	54,633	0
FORTIS INC	COM	349553107	357	10,820	SH		DFND	5	0	10,820	0
FORTIVE CORP	COM	34959J108	441	6,613	SH		DFND	5	0	6,613	0
GENERAL DYNAMICS CORP	COM	369550108	1,888	12,158	SH		DFND	5	0	12,158	0
GENERAL ELECTRIC CO	COM	369604103	1,110	147,745	SH		DFND	5	0	147,745	0
GENERAL MLS INC	COM	370334104	2,361	60,905	SH		DFND	5	0	60,905	0
GENERAL MTRS CO	COM	37045V100	430	12,684	SH		DFND	5	0	12,684	0
GENTEX CORP	COM	371901109	509	25,665	SH		DFND	5	0	25,665	0
GENUINE PARTS CO	COM	372460105	1,769	18,526	SH		DFND	5	0	18,526	0
GILEAD SCIENCES INC	COM	375558103	348	5,617	SH		DFND	5	0	5,617	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	1,697	44,495	SH		DFND	5	0	44,495	0
GLU MOBILE INC	COM	379890106	101	12,627	SH		DFND	5	0	12,627	0
GOLDMAN SACHS GROUP INC	COM	38141G104	435	2,667	SH		DFND	5	0	2,667	0
GRACO INC	COM	384109104	448	10,890	SH		DFND	5	0	10,890	0
GRAINGER W W INC	COM	384802104	536	1,905	SH		DFND	5	0	1,905	0
GRAND CANYON ED INC	COM	38526M106	496	5,225	SH		DFND	5	0	5,225	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	348	4,384	SH		DFND	5	0	4,384	0
HCP INC	COM	40414L109	442	15,850	SH		DFND	5	0	15,850	0
HFF INC	CL A	40418F108	374	11,244	SH		DFND	5	0	11,244	0
HSBC HLDGS PLC	SPON ADR NEW	404280406	563	13,710	SH		DFND	5	0	13,710	0
HSBC HLDGS PLC	ADR A 1/40PF A	404280604	285	11,090	SH		DFND	5	0	11,090	0
HANESBRANDS INC	COM	410345102	1,099	90,165	SH		DFND	5	0	90,165	0
HEALTHCARE SVCS GRP INC	COM	421906108	810	20,519	SH		DFND	5	0	20,519	0
HEICO CORP NEW	COM	422806109	550	7,171	SH		DFND	5	0	7,171	0
HENRY JACK & ASSOC INC	COM	426281101	472	3,766	SH		DFND	5	0	3,766	0
HERSHEY CO	COM	427866108	466	4,381	SH		DFND	5	0	4,381	0
HIMAX TECHNOLOGIES INC	SPONSORED ADR	43289P106	39	11,380	SH		DFND	5	0	11,380	0
HOME DEPOT INC	COM	437076102	6,940	40,772	SH		DFND	5	0	40,772	0
HONEYWELL INTL INC	COM	438516106	769	5,883	SH		DFND	5	0	5,883	0
HORMEL FOODS CORP	COM	440452100	271	6,388	SH		DFND	5	0	6,388	0
HOULIHAN LOKEY INC	CL A	441593100	352	9,520	SH		DFND	5	0	9,520	0
HUNTINGTON BANCSHARES INC	COM	446150104	390	32,814	SH		DFND	5	0	32,814	0
HUNTINGTON INGALLS INDS INC	COM	446413106	577	3,065	SH		DFND	5	0	3,065	0
ILLINOIS TOOL WKS INC	COM	452308109	1,296	10,390	SH		DFND	5	0	10,390	0
INFOSYS LTD	SPONSORED ADR	456788108	266	28,179	SH		DFND	5	0	28,179	0
ING GROEP N V	SPONSORED ADR	456837103	340	32,001	SH		DFND	5	0	32,001	0
INSPERITY INC	COM	45778Q107	201	2,192	SH		DFND	5	0	2,192	0
INTEL CORP	COM	458140100	4,922	105,277	SH		DFND	5	0	105,277	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,506	13,322	SH		DFND	5	0	13,322	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	250	1,893	SH		DFND	5	0	1,893	0
INTUIT	COM	461202103	691	3,527	SH		DFND	5	0	3,527	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	952	2,020	SH		DFND	5	0	2,020	0
IQVIA HLDGS INC	COM	46266C105	4,417	38,774	SH		DFND	5	0	38,774	0
ISHARES GOLD TRUST	ISHARES	464285105	797	64,990	SH		DFND	5	0	64,990	0
ISHARES TR	MRNGSTR LG-CP GR	464287119	234	1,490	SH		DFND	5	0	1,490	0
ISHARES TR	MRNGSTR LG-CP ET	464287127	586	4,149	SH		DFND	5	0	4,149	0
ISHARES TR	CORE S&P TTL STK	464287150	2,784	49,521	SH		DFND	5	0	49,521	0
ISHARES TR	SELECT DIVID ETF	464287168	1,605	18,091	SH		DFND	5	0	18,091	0
ISHARES TR	TIPS BD ETF	464287176	3,866	35,328	SH		DFND	5	0	35,328	0
ISHARES TR	CORE S&P500 ETF	464287200	64,519	258,768	SH		DFND	5	0	258,768	0
ISHARES TR	CORE US AGGBD ET	464287226	15,468	145,624	SH		DFND	5	0	145,624	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,165	29,691	SH		DFND	5	0	29,691	0
ISHARES TR	IBOXX INV CP ETF	464287242	45,923	408,162	SH		DFND	5	0	408,162	0
ISHARES TR	GLOBAL TECH ETF	464287291	378	2,641	SH		DFND	5	0	2,641	0
ISHARES TR	S&P 500 GRWT ETF	464287309	3,647	24,446	SH		DFND	5	0	24,446	0
ISHARES TR	GLOB HLTHCRE ETF	464287325	636	11,321	SH		DFND	5	0	11,321	0
ISHARES TR	S&P 500 VAL ETF	464287408	1,160	11,558	SH		DFND	5	0	11,558	0
ISHARES TR	20 YR TR BD ETF	464287432	45,824	378,551	SH		DFND	5	0	378,551	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	2,462	23,716	SH		DFND	5	0	23,716	0
ISHARES TR	1 3 YR TREAS BD	464287457	9,078	108,603	SH		DFND	5	0	108,603	0
ISHARES TR	MSCI EAFE ETF	464287465	5,293	90,195	SH		DFND	5	0	90,195	0
ISHARES TR	RUS MDCP VAL ETF	464287473	305	4,030	SH		DFND	5	0	4,030	0
ISHARES TR	RUS MD CP GR ETF	464287481	482	4,284	SH		DFND	5	0	4,284	0
ISHARES TR	RUS MID CAP ETF	464287499	930	20,204	SH		DFND	5	0	20,204	0
ISHARES TR	CORE S&P MCP ETF	464287507	44,626	271,593	SH		DFND	5	0	271,593	0
ISHARES TR	EXPANDED TECH	464287515	6,833	39,765	SH		DFND	5	0	39,765	0
ISHARES TR	PHLX SEMICND ETF	464287523	3,143	20,169	SH		DFND	5	0	20,169	0
ISHARES TR	EXPND TEC SC ETF	464287549	1,095	6,423	SH		DFND	5	0	6,423	0
ISHARES TR	NASDAQ BIOTECH	464287556	965	10,176	SH		DFND	5	0	10,176	0
ISHARES TR	COHEN STEER REIT	464287564	339	3,557	SH		DFND	5	0	3,557	0
ISHARES TR	RUS 1000 VAL ETF	464287598	4,035	36,653	SH		DFND	5	0	36,653	0
ISHARES TR	S&P MC 400GR ETF	464287606	2,555	13,522	SH		DFND	5	0	13,522	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,863	22,099	SH		DFND	5	0	22,099	0
ISHARES TR	RUS 1000 ETF	464287622	256	1,862	SH		DFND	5	0	1,862	0
ISHARES TR	RUSSELL 2000 ETF	464287655	4,000	30,108	SH		DFND	5	0	30,108	0
ISHARES TR	CORE S&P US GWT	464287671	382	7,333	SH		DFND	5	0	7,333	0
ISHARES TR	S&P MC 400VL ETF	464287705	465	3,390	SH		DFND	5	0	3,390	0
ISHARES TR	U.S. TECH ETF	464287721	566	3,564	SH		DFND	5	0	3,564	0
ISHARES TR	U.S. REAL ES ETF	464287739	517	6,919	SH		DFND	5	0	6,919	0
ISHARES TR	US HLTHCARE ETF	464287762	238	1,334	SH		DFND	5	0	1,334	0
ISHARES TR	U.S. FIN SVC ETF	464287770	314	2,823	SH		DFND	5	0	2,823	0
ISHARES TR	U.S. FINLS ETF	464287788	1,347	12,763	SH		DFND	5	0	12,763	0
ISHARES TR	CORE S&P SCP ETF	464287804	48,503	703,959	SH		DFND	5	0	703,959	0
ISHARES TR	U.S. BAS MTL ETF	464287838	970	11,635	SH		DFND	5	0	11,635	0
ISHARES TR	S&P SML 600 GWT	464287887	14,795	92,203	SH		DFND	5	0	92,203	0
ISHARES TR	INTL TREA BD ETF	464288117	40,691	841,076	SH		DFND	5	0	841,076	0
ISHARES TR	MRGSTR MD CP ETF	464288208	2,388	14,910	SH		DFND	5	0	14,910	0
ISHARES TR	MSCI ACWI ETF	464288257	673	10,533	SH		DFND	5	0	10,533	0
ISHARES TR	EAFE SML CP ETF	464288273	627	12,158	SH		DFND	5	0	12,158	0
ISHARES TR	JPMORGAN USD EMG	464288281	6,376	61,578	SH		DFND	5	0	61,578	0
ISHARES TR	GLB INFRASTR ETF	464288372	252	6,407	SH		DFND	5	0	6,407	0
ISHARES TR	NATIONAL MUN ETF	464288414	8,200	75,274	SH		DFND	5	0	75,274	0
ISHARES TR	INTL SEL DIV ETF	464288448	427	14,918	SH		DFND	5	0	14,918	0
ISHARES TR	MRGSTR SM CP ETF	464288505	1,137	7,748	SH		DFND	5	0	7,748	0
ISHARES TR	IBOXX HI YD ETF	464288513	45,669	563,535	SH		DFND	5	0	563,535	0
ISHARES TR	MBS ETF	464288588	7,457	71,402	SH		DFND	5	0	71,402	0
ISHARES TR	INTRM TR CRP ETF	464288638	759	14,498	SH		DFND	5	0	14,498	0
ISHARES TR	SH TR CRPORT ETF	464288646	3,628	70,268	SH		DFND	5	0	70,268	0
ISHARES TR	10-20 YR TRS ETF	464288653	232	1,743	SH		DFND	5	0	1,743	0
ISHARES TR	3 7 YR TREAS BD	464288661	12,394	102,258	SH		DFND	5	0	102,258	0
ISHARES TR	SHORT TREAS BD	464288679	23,980	217,364	SH		DFND	5	0	217,364	0
ISHARES TR	S&P US PFD STK	464288687	7,358	217,043	SH		DFND	5	0	217,043	0
ISHARES TR	US AER DEF ETF	464288760	7,528	44,057	SH		DFND	5	0	44,057	0
ISHARES TR	U.S. MED DVC ETF	464288810	4,899	24,888	SH		DFND	5	0	24,888	0
ISHARES TR	US OIL GS EX ETF	464288851	1,230	24,036	SH		DFND	5	0	24,036	0
ISHARES TR	EAFE VALUE ETF	464288877	1,903	42,163	SH		DFND	5	0	42,163	0
ISHARES TR	RUS TP200 GR ETF	464289438	336	4,728	SH		DFND	5	0	4,728	0
ISHARES TR	LNG TR CRPRT BD	464289511	647	11,540	SH		DFND	5	0	11,540	0
ISHARES TR	AGGRES ALLOC ETF	464289859	361	7,474	SH		DFND	5	0	7,474	0
ISHARES TR	MODERT ALLOC ETF	464289875	220	6,189	SH		DFND	5	0	6,189	0
ISHARES SILVER TRUST	ISHARES	46428Q109	3,410	236,450	SH		DFND	5	0	236,450	0
JPMORGAN CHASE & CO	COM	46625H100	3,343	34,522	SH		DFND	5	0	34,522	0
JEFFERIES FINL GROUP INC	COM	47233W109	209	12,012	SH		DFND	5	0	12,012	0
JOHNSON & JOHNSON	COM	478160104	10,234	80,415	SH		DFND	5	0	80,415	0
KKR & CO INC	CL A	48251W104	497	25,324	SH		DFND	5	0	25,324	0
KIMBERLY CLARK CORP	COM	494368103	2,120	18,728	SH		DFND	5	0	18,728	0
KINDER MORGAN INC DEL	COM	49456B101	239	15,634	SH		DFND	5	0	15,634	0
KRAFT HEINZ CO	COM	500754106	456	10,463	SH		DFND	5	0	10,463	0
KROGER CO	COM	501044101	1,074	38,931	SH		DFND	5	0	38,931	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	295	2,369	SH		DFND	5	0	2,369	0
LAM RESEARCH CORP	COM	512807108	253	1,866	SH		DFND	5	0	1,866	0
LANDSTAR SYS INC	COM	515098101	584	6,135	SH		DFND	5	0	6,135	0
LAS VEGAS SANDS CORP	COM	517834107	254	4,993	SH		DFND	5	0	4,993	0
LAUDER ESTEE COS INC	CL A	518439104	420	3,269	SH		DFND	5	0	3,269	0
LEGGETT & PLATT INC	COM	524660107	226	6,302	SH		DFND	5	0	6,302	0
LILLY ELI & CO	COM	532457108	1,085	9,500	SH		DFND	5	0	9,500	0
LINCOLN ELEC HLDGS INC	COM	533900106	238	3,080	SH		DFND	5	0	3,080	0
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	680	266,758	SH		DFND	5	0	266,758	0
LOCKHEED MARTIN CORP	COM	539830109	2,537	9,712	SH		DFND	5	0	9,712	0
LOWES COS INC	COM	548661107	7,354	80,048	SH		DFND	5	0	80,048	0
M & T BK CORP	COM	55261F104	214	1,513	SH		DFND	5	0	1,513	0
MPLX LP	COM UNIT REP LTD	55336V100	257	8,508	SH		DFND	5	0	8,508	0
MACYS INC	COM	55616P104	342	11,388	SH		DFND	5	0	11,388	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	3,361	60,213	SH		DFND	5	0	60,213	0
MARATHON PETE CORP	COM	56585A102	3,410	58,555	SH		DFND	5	0	58,555	0
MARKEL CORP	COM	570535104	214	211	SH		DFND	5	0	211	0
MARSH & MCLENNAN COS INC	COM	571748102	702	8,897	SH		DFND	5	0	8,897	0
MARRIOTT INTL INC NEW	CL A	571903202	510	4,760	SH		DFND	5	0	4,760	0
MASTERCARD INCORPORATED	CL A	57636Q104	10,153	54,538	SH		DFND	5	0	54,538	0
MCDONALDS CORP	COM	580135101	3,015	17,173	SH		DFND	5	0	17,173	0
MCKESSON CORP	COM	58155Q103	1,326	12,048	SH		DFND	5	0	12,048	0
MEDICAL PPTYS TRUST INC	COM	58463J304	266	16,609	SH		DFND	5	0	16,609	0
MERCADOLIBRE INC	COM	58733R102	213	730	SH		DFND	5	0	730	0
MERCK & CO INC	COM	58933Y105	3,514	46,629	SH		DFND	5	0	46,629	0
MERIT MED SYS INC	COM	589889104	206	3,748	SH		DFND	5	0	3,748	0
MICROSOFT CORP	COM	594918104	12,314	122,661	SH		DFND	5	0	122,661	0
MICROCHIP TECHNOLOGY INC	COM	595017104	1,002	13,993	SH		DFND	5	0	13,993	0
MICRON TECHNOLOGY INC	COM	595112103	412	13,037	SH		DFND	5	0	13,037	0
MONDELEZ INTL INC	CL A	609207105	359	9,001	SH		DFND	5	0	9,001	0
MORGAN STANLEY	COM NEW	617446448	218	5,546	SH		DFND	5	0	5,546	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	998	20,593	SH		DFND	5	0	20,593	0
NATIONAL INSTRS CORP	COM	636518102	485	10,945	SH		DFND	5	0	10,945	0
NATIONAL RETAIL PPTYS INC	COM	637417106	206	4,258	SH		DFND	5	0	4,258	0
NETFLIX INC	COM	64110L106	1,310	5,114	SH		DFND	5	0	5,114	0
NEXTERA ENERGY INC	COM	65339F101	1,362	7,885	SH		DFND	5	0	7,885	0
NICE LTD	SPONSORED ADR	653656108	271	2,524	SH		DFND	5	0	2,524	0
NIKE INC	CL B	654106103	486	6,627	SH		DFND	5	0	6,627	0
NORFOLK SOUTHERN CORP	COM	655844108	1,555	10,509	SH		DFND	5	0	10,509	0
NORTHROP GRUMMAN CORP	COM	666807102	520	2,147	SH		DFND	5	0	2,147	0
NOVARTIS A G	SPONSORED ADR	66987V109	3,317	38,901	SH		DFND	5	0	38,901	0
NOVAVAX INC	COM	670002104	74	40,318	SH		DFND	5	0	40,318	0
NOVO-NORDISK A S	ADR	670100205	307	6,704	SH		DFND	5	0	6,704	0
NUCOR CORP	COM	670346105	518	9,972	SH		DFND	5	0	9,972	0
NVIDIA CORP	COM	67066G104	985	7,369	SH		DFND	5	0	7,369	0
O REILLY AUTOMOTIVE INC NEW	COM	67103H107	4,564	13,340	SH		DFND	5	0	13,340	0
OCCIDENTAL PETE CORP DEL	COM	674599105	1,507	24,918	SH		DFND	5	0	24,918	0
OMNICOM GROUP INC	COM	681919106	2,337	32,316	SH		DFND	5	0	32,316	0
OMEGA HEALTHCARE INVS INC	COM	681936100	346	9,842	SH		DFND	5	0	9,842	0
ONEOK INC NEW	COM	682680103	320	6,043	SH		DFND	5	0	6,043	0
ORACLE CORP	COM	68389X105	3,601	80,339	SH		DFND	5	0	80,339	0
PNC FINL SVCS GROUP INC	COM	693475105	669	5,800	SH		DFND	5	0	5,800	0
PPG INDS INC	COM	693506107	379	3,740	SH		DFND	5	0	3,740	0
PPL CORP	COM	69351T106	1,671	58,936	SH		DFND	5	0	58,936	0
PAYCHEX INC	COM	704326107	500	7,726	SH		DFND	5	0	7,726	0
PAYCOM SOFTWARE INC	COM	70432V102	403	3,326	SH		DFND	5	0	3,326	0
PAYPAL HLDGS INC	COM	70450Y103	1,114	13,378	SH		DFND	5	0	13,378	0
PEOPLES UNITED FINANCIAL INC	COM	712704105	271	18,963	SH		DFND	5	0	18,963	0
PEPSICO INC	COM	713448108	4,894	44,344	SH		DFND	5	0	44,344	0
PFIZER INC	COM	717081103	7,097	165,204	SH		DFND	5	0	165,204	0
PHILIP MORRIS INTL INC	COM	718172109	4,225	62,814	SH		DFND	5	0	62,814	0
PHILLIPS 66	COM	718546104	540	6,354	SH		DFND	5	0	6,354	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	9,290	92,014	SH		DFND	5	0	92,014	0
PINNACLE WEST CAP CORP	COM	723484101	212	2,488	SH		DFND	5	0	2,488	0
PRICE T ROWE GROUP INC	COM	74144T108	514	5,628	SH		DFND	5	0	5,628	0
PRIMERICA INC	COM	74164M108	487	5,061	SH		DFND	5	0	5,061	0
PRINCIPAL FINL GROUP INC	COM	74251V102	512	11,752	SH		DFND	5	0	11,752	0
PROCTER AND GAMBLE CO	COM	742718109	8,087	88,697	SH		DFND	5	0	88,697	0
PROTO LABS INC	COM	743713109	772	6,943	SH		DFND	5	0	6,943	0
PRUDENTIAL FINL INC	COM	744320102	738	9,138	SH		DFND	5	0	9,138	0
QUALCOMM INC	COM	747525103	789	13,895	SH		DFND	5	0	13,895	0
RLI CORP	COM	749607107	411	6,017	SH		DFND	5	0	6,017	0
RAYTHEON CO	COM NEW	755111507	1,910	12,494	SH		DFND	5	0	12,494	0
RBC BEARINGS INC	COM	75524B104	642	4,905	SH		DFND	5	0	4,905	0
RE MAX HLDGS INC	CL A	75524W108	327	10,564	SH		DFND	5	0	10,564	0
REALTY INCOME CORP	COM	756109104	4,841	76,408	SH		DFND	5	0	76,408	0
REPUBLIC SVCS INC	COM	760759100	405	5,636	SH		DFND	5	0	5,636	0
RIO TINTO PLC	SPONSORED ADR	767204100	203	4,218	SH		DFND	5	0	4,218	0
RITCHIE BROS AUCTIONEERS	COM	767744105	535	16,470	SH		DFND	5	0	16,470	0
ROLLINS INC	COM	775711104	599	16,796	SH		DFND	5	0	16,796	0
ROPER TECHNOLOGIES INC	COM	776696106	953	3,614	SH		DFND	5	0	3,614	0
ROSS STORES INC	COM	778296103	702	8,603	SH		DFND	5	0	8,603	0
ROYAL BK CDA MONTREAL QUE	COM	780087102	238	3,485	SH		DFND	5	0	3,485	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	1,481	24,901	SH		DFND	5	0	24,901	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	1,129	19,435	SH		DFND	5	0	19,435	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	486	2,988	SH		DFND	5	0	2,988	0
SLM CORP	COM	78442P106	153	18,372	SH		DFND	5	0	18,372	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,728	39,266	SH		DFND	5	0	39,266	0
SPDR GOLD TRUST	GOLD SHS	78463V107	3,303	27,282	SH		DFND	5	0	27,282	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	3,094	70,010	SH		DFND	5	0	70,010	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	544	16,630	SH		DFND	5	0	16,630	0
SPDR SERIES TRUST	S&P 600 SMCP GRW	78464A201	4,746	88,576	SH		DFND	5	0	88,576	0
SPDR SERIES TRUST	S&P 600 SMCP VAL	78464A300	213	3,966	SH		DFND	5	0	3,966	0
SPDR SERIES TRUST	BLMBRG BRC CNVRT	78464A359	695	14,900	SH		DFND	5	0	14,900	0
SPDR SERIES TRUST	PORTFOLIO INTRMD	78464A375	624	18,911	SH		DFND	5	0	18,911	0
SPDR SERIES TRUST	PRTFLO S&P500 GW	78464A409	3,083	95,850	SH		DFND	5	0	95,850	0
SPDR SERIES TRUST	BLOOMBERG BRCLYS	78464A417	1,125	33,546	SH		DFND	5	0	33,546	0
SPDR SERIES TRUST	BLOMBERG INTL TR	78464A516	2,155	78,282	SH		DFND	5	0	78,282	0
SPDR SERIES TRUST	BLOMBRG BRC TIPS	78464A656	1,453	26,979	SH		DFND	5	0	26,979	0
SPDR SERIES TRUST	S&P REGL BKG	78464A698	1,494	32,103	SH		DFND	5	0	32,103	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	3,224	36,312	SH		DFND	5	0	36,312	0
SPDR SERIES TRUST	S&P 400 MDCP GRW	78464A821	2,674	59,002	SH		DFND	5	0	59,002	0
SPDR SERIES TRUST	PORTFOLIO LR ETF	78464A854	3,229	111,658	SH		DFND	5	0	111,658	0
SPDR SERIES TRUST	S&P BIOTECH	78464A870	273	3,895	SH		DFND	5	0	3,895	0
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	204	6,297	SH		DFND	5	0	6,297	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	3,995	17,335	SH		DFND	5	0	17,335	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	572	1,910	SH		DFND	5	0	1,910	0
SRC ENERGY INC	COM	78470V108	47	10,428	SH		DFND	5	0	10,428	0
SALESFORCE COM INC	COM	79466L302	1,572	11,673	SH		DFND	5	0	11,673	0
SALLY BEAUTY HLDGS INC	COM	79546E104	418	24,640	SH		DFND	5	0	24,640	0
SANDRIDGE PERMIAN TR	COM UNIT BEN INT	80007A102	29	15,611	SH		DFND	5	0	15,611	0
SANOFI	SPONSORED ADR	80105N105	1,543	35,935	SH		DFND	5	0	35,935	0
SCHEIN HENRY INC	COM	806407102	250	3,203	SH		DFND	5	0	3,203	0
SCHLUMBERGER LTD	COM	806857108	362	9,882	SH		DFND	5	0	9,882	0
SCHWAB CHARLES CORP NEW	COM	808513105	661	16,094	SH		DFND	5	0	16,094	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	10,308	151,026	SH		DFND	5	0	151,026	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	399	14,111	SH		DFND	5	0	14,111	0
SCOTTS MIRACLE GRO CO	CL A	810186106	680	11,168	SH		DFND	5	0	11,168	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	304	6,063	SH		DFND	5	0	6,063	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,280	15,013	SH		DFND	5	0	15,013	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	622	12,297	SH		DFND	5	0	12,297	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	4,382	44,734	SH		DFND	5	0	44,734	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,302	22,827	SH		DFND	5	0	22,827	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	2,747	116,427	SH		DFND	5	0	116,427	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,990	31,205	SH		DFND	5	0	31,205	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,886	79,572	SH		DFND	5	0	79,572	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	888	16,806	SH		DFND	5	0	16,806	0
SECURITY NATL FINL CORP	CL A NEW	814785309	84	15,921	SH		DFND	5	0	15,921	0
SHERWIN WILLIAMS CO	COM	824348106	685	1,759	SH		DFND	5	0	1,759	0
SIRIUS XM HLDGS INC	COM	82968B103	151	26,390	SH		DFND	5	0	26,390	0
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	576	10,370	SH		DFND	5	0	10,370	0
SKYWORKS SOLUTIONS INC	COM	83088M102	321	4,773	SH		DFND	5	0	4,773	0
SMITH A O	COM	831865209	1,257	29,449	SH		DFND	5	0	29,449	0
SMUCKER J M CO	COM NEW	832696405	621	6,612	SH		DFND	5	0	6,612	0
SNAP ON INC	COM	833034101	326	2,257	SH		DFND	5	0	2,257	0
SOUTHERN CO	COM	842587107	4,176	95,018	SH		DFND	5	0	95,018	0
SOUTHWEST AIRLS CO	COM	844741108	337	7,215	SH		DFND	5	0	7,215	0
SOUTHWESTERN ENERGY CO	COM	845467109	83	23,488	SH		DFND	5	0	23,488	0
STARBUCKS CORP	COM	855244109	1,597	25,185	SH		DFND	5	0	25,185	0
STATE STR CORP	COM	857477103	673	10,605	SH		DFND	5	0	10,605	0
STRYKER CORP	COM	863667101	1,057	6,825	SH		DFND	5	0	6,825	0
SUN CMNTYS INC	COM	866674104	277	2,750	SH		DFND	5	0	2,750	0
SUNTRUST BKS INC	COM	867914103	773	15,537	SH		DFND	5	0	15,537	0
SYSCO CORP	COM	871829107	990	15,898	SH		DFND	5	0	15,898	0
TJX COS INC NEW	COM	872540109	802	18,311	SH		DFND	5	0	18,311	0
TABLEAU SOFTWARE INC	CL A	87336U105	205	1,735	SH		DFND	5	0	1,735	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	258	2,468	SH		DFND	5	0	2,468	0
TANDEM DIABETES CARE INC	COM NEW	875372203	283	7,575	SH		DFND	5	0	7,575	0
TARGET CORP	COM	87612E106	212	3,256	SH		DFND	5	0	3,256	0
TESLA INC	COM	88160R101	266	797	SH		DFND	5	0	797	0
TEXAS INSTRS INC	COM	882508104	841	8,965	SH		DFND	5	0	8,965	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,252	5,630	SH		DFND	5	0	5,630	0
THOR INDS INC	COM	885160101	263	5,116	SH		DFND	5	0	5,116	0
3M CO	COM	88579Y101	3,669	19,377	SH		DFND	5	0	19,377	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,169	23,601	SH		DFND	5	0	23,601	0
TOTAL S A	SPONSORED ADR	89151E109	1,307	24,943	SH		DFND	5	0	24,943	0
TOYOTA MOTOR CORP	SP ADR REP2COM	892331307	218	1,874	SH		DFND	5	0	1,874	0
TRAVELERS COMPANIES INC	COM	89417E109	795	6,720	SH		DFND	5	0	6,720	0
21VIANET GROUP INC	SPONSORED ADR	90138A103	142	16,476	SH		DFND	5	0	16,476	0
TYLER TECHNOLOGIES INC	COM	902252105	426	2,348	SH		DFND	5	0	2,348	0
US BANCORP DEL	COM NEW	902973304	711	15,721	SH		DFND	5	0	15,721	0
ULTIMATE SOFTWARE GROUP INC	COM	90385D107	499	2,056	SH		DFND	5	0	2,056	0
UNILEVER PLC	SPON ADR NEW	904767704	1,812	34,830	SH		DFND	5	0	34,830	0
UNILEVER N V	N Y SHS NEW	904784709	580	10,847	SH		DFND	5	0	10,847	0
UNION PAC CORP	COM	907818108	2,235	16,340	SH		DFND	5	0	16,340	0
UNITED PARCEL SERVICE INC	CL B	911312106	3,193	33,074	SH		DFND	5	0	33,074	0
UNITED TECHNOLOGIES CORP	COM	913017109	2,271	21,559	SH		DFND	5	0	21,559	0
UNITEDHEALTH GROUP INC	COM	91324P102	7,439	30,210	SH		DFND	5	0	30,210	0
UNIVERSAL HLTH SVCS INC	CL B	913903100	232	1,994	SH		DFND	5	0	1,994	0
V F CORP	COM	918204108	758	10,738	SH		DFND	5	0	10,738	0
VAIL RESORTS INC	COM	91879Q109	316	1,498	SH		DFND	5	0	1,498	0
VALERO ENERGY CORP NEW	COM	91913Y100	507	6,902	SH		DFND	5	0	6,902	0
VANGUARD GROUP	DIV APP ETF	921908844	4,121	42,498	SH		DFND	5	0	42,498	0
VANGUARD WORLD FD	EXTENDED DUR	921910709	2,368	20,997	SH		DFND	5	0	20,997	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,136	10,714	SH		DFND	5	0	10,714	0
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	401	5,667	SH		DFND	5	0	5,667	0
VANGUARD BD INDEX FD INC	LONG TERM BOND	921937793	202	2,324	SH		DFND	5	0	2,324	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	8,932	110,175	SH		DFND	5	0	110,175	0
VANGUARD BD INDEX FD INC	SHORT TRM BOND	921937827	10,350	131,885	SH		DFND	5	0	131,885	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	70,984	898,413	SH		DFND	5	0	898,413	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	3,525	95,207	SH		DFND	5	0	95,207	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	11,651	150,687	SH		DFND	5	0	150,687	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	6,917	73,340	SH		DFND	5	0	73,340	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	837	12,862	SH		DFND	5	0	12,862	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	47,053	1,032,999	SH		DFND	5	0	1,032,999	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,741	124,216	SH		DFND	5	0	124,216	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	248	1,666	SH		DFND	5	0	1,666	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	414	3,174	SH		DFND	5	0	3,174	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	273	3,554	SH		DFND	5	0	3,554	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	853	14,503	SH		DFND	5	0	14,503	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	564	3,565	SH		DFND	5	0	3,565	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,050	6,355	SH		DFND	5	0	6,355	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	924	7,869	SH		DFND	5	0	7,869	0
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	487	6,596	SH		DFND	5	0	6,596	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	457	5,876	SH		DFND	5	0	5,876	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	361	5,696	SH		DFND	5	0	5,696	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	947	11,462	SH		DFND	5	0	11,462	0
VEEVA SYS INC	CL A COM	922475108	444	5,068	SH		DFND	5	0	5,068	0
VENTAS INC	COM	92276F100	5,671	95,531	SH		DFND	5	0	95,531	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,804	19,099	SH		DFND	5	0	19,099	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	563	4,760	SH		DFND	5	0	4,760	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,053	67,948	SH		DFND	5	0	67,948	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	871	5,859	SH		DFND	5	0	5,859	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,816	16,038	SH		DFND	5	0	16,038	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,894	21,156	SH		DFND	5	0	21,156	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	53,229	467,703	SH		DFND	5	0	467,703	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	24,485	247,774	SH		DFND	5	0	247,774	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,611	57,202	SH		DFND	5	0	57,202	0
VANGUARD INDEX FDS	VALUE ETF	922908744	17,812	183,649	SH		DFND	5	0	183,649	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	4,023	30,765	SH		DFND	5	0	30,765	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,695	147,865	SH		DFND	5	0	147,865	0
VERIZON COMMUNICATIONS INC	COM	92343V104	9,392	169,927	SH		DFND	5	0	169,927	0
VERISK ANALYTICS INC	COM	92345Y106	617	5,713	SH		DFND	5	0	5,713	0
VISA INC	COM CL A	92826C839	18,100	138,226	SH		DFND	5	0	138,226	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,042	53,419	SH		DFND	5	0	53,419	0
VUZIX CORP	COM NEW	92921W300	48	10,411	SH		DFND	5	0	10,411	0
WD-40 CO	COM	929236107	701	3,817	SH		DFND	5	0	3,817	0
W P CAREY INC	COM	92936U109	589	9,033	SH		DFND	5	0	9,033	0
WPP PLC NEW	ADR	92937A102	356	6,564	SH		DFND	5	0	6,564	0
WALMART INC	COM	931142103	2,538	27,549	SH		DFND	5	0	27,549	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,166	17,130	SH		DFND	5	0	17,130	0
WASTE CONNECTIONS INC	COM	94106B101	291	3,942	SH		DFND	5	0	3,942	0
WASTE MGMT INC DEL	COM	94106L109	822	9,345	SH		DFND	5	0	9,345	0
WATSCO INC	COM	942622200	470	3,405	SH		DFND	5	0	3,405	0
WELLS FARGO CO NEW	COM	949746101	5,439	118,803	SH		DFND	5	0	118,803	0
WEST PHARMACEUTICAL SVSC INC	COM	955306105	439	4,560	SH		DFND	5	0	4,560	0
WEYERHAEUSER CO	COM	962166104	234	10,719	SH		DFND	5	0	10,719	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	206	5,122	SH		DFND	5	0	5,122	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	936	29,850	SH		DFND	5	0	29,850	0
WISDOMTREE TR	EUROPE SMCP DV	97717W869	876	16,562	SH		DFND	5	0	16,562	0
XCEL ENERGY INC	COM	98389B100	380	7,721	SH		DFND	5	0	7,721	0
YUM BRANDS INC	COM	988498101	391	4,265	SH		DFND	5	0	4,265	0
ZIMMER BIOMET HLDGS INC	COM	98956P102	268	2,610	SH		DFND	5	0	2,610	0
ZOETIS INC	CL A	98978V103	862	10,202	SH		DFND	5	0	10,202	0
ZOMEDICA PHARMACEUTICALS COR	COM	98979F107	13	10,000	SH		DFND	5	0	10,000	0
ALLERGAN PLC	SHS	G0177J108	299	2,248	SH		DFND	5	0	2,248	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	586	4,193	SH		DFND	5	0	4,193	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	206	6,085	SH		DFND	5	0	6,085	0
COCA COLA EUROPEAN PARTNERS	SHS	G25839104	267	5,857	SH		DFND	5	0	5,857	0
EATON CORP PLC	SHS	G29183103	459	6,733	SH		DFND	5	0	6,733	0
ENSCO PLC	SHS CLASS A	G3157S106	76	20,445	SH		DFND	5	0	20,445	0
GENPACT LIMITED	SHS	G3922B107	313	11,719	SH		DFND	5	0	11,719	0
ICON PLC	SHS	G4705A100	418	3,284	SH		DFND	5	0	3,284	0
IHS MARKIT LTD	SHS	G47567105	422	8,911	SH		DFND	5	0	8,911	0
INVESCO LTD	SHS	G491BT108	232	14,010	SH		DFND	5	0	14,010	0
JOHNSON CTLS INTL PLC	SHS	G51502105	589	19,900	SH		DFND	5	0	19,900	0
LINDE PLC	COM	G5494J103	1,093	6,994	SH		DFND	5	0	6,994	0
MEDTRONIC PLC	SHS	G5960L103	639	7,161	SH		DFND	5	0	7,161	0
CHUBB LIMITED	COM	H1467J104	1,260	9,857	SH		DFND	5	0	9,857	0
GLOBANT S A	COM	L44385109	348	6,134	SH		DFND	5	0	6,134	0
INTELSAT S A	COM	L5140P101	280	12,961	SH		DFND	5	0	12,961	0
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	268	2,606	SH		DFND	5	0	2,606	0
CORE LABORATORIES N V	COM	N22717107	295	4,989	SH		DFND	5	0	4,989	0
NXP SEMICONDUCTORS N V	COM	N6596X109	337	4,678	SH		DFND	5	0	4,678	0
ROYAL CARIBBEAN CRUISES LTD	COM	V7780T103	293	3,055	SH		DFND	5	0	3,055	0