Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COM	001055102	681	19,213	SH		DFND	5	0	19,213	0
AT&T INC	COM	00206R102	9,552	319,363	SH		DFND	5	0	319,363	0
ABBOTT LABS	COM	002824100	3,131	35,179	SH		DFND	5	0	35,179	0
ABBVIE INC	COM	00287Y109	4,879	50,594	SH		DFND	5	0	50,594	0
ACTIVISION BLIZZARD INC	COM	00507V109	238	3,145	SH		DFND	5	0	3,145	0
ADOBE INC	COM	00724F101	1,574	3,711	SH		DFND	5	0	3,711	0
ADVANCE AUTO PARTS INC	COM	00751Y106	386	2,707	SH		DFND	5	0	2,707	0
ADVANCED MICRO DEVICES INC	COM	007903107	406	8,069	SH		DFND	5	0	8,069	0
AIR PRODS & CHEMS INC	COM	009158106	580	2,432	SH		DFND	5	0	2,432	0
AKAMAI TECHNOLOGIES INC	COM	00971T101	305	2,909	SH		DFND	5	0	2,909	0
ALARM COM HLDGS INC	COM	011642105	528	8,277	SH		DFND	5	0	8,277	0
ALBANY INTL CORP	CL A	012348108	418	7,128	SH		DFND	5	0	7,128	0
ALEXION PHARMACEUTICALS INC	COM	015351109	507	4,558	SH		DFND	5	0	4,558	0
ALGONQUIN PWR UTILS CORP	COM	015857105	222	17,300	SH		DFND	5	0	17,300	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,032	9,449	SH		DFND	5	0	9,449	0
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	210	7,955	SH		DFND	5	0	7,955	0
ALLSTATE CORP	COM	020002101	378	3,959	SH		DFND	5	0	3,959	0
ALPHABET INC	CAP STK CL C	02079K107	9,846	7,060	SH		DFND	5	0	7,060	0
ALPHABET INC	CAP STK CL A	02079K305	17,203	12,313	SH		DFND	5	0	12,313	0
ALTRIA GROUP INC	COM	02209S103	3,398	86,629	SH		DFND	5	0	86,629	0
AMAZON COM INC	COM	023135106	22,377	8,351	SH		DFND	5	0	8,351	0
AMEDISYS INC	COM	023436108	1,278	6,470	SH		DFND	5	0	6,470	0
AMERICAN ELEC PWR CO INC	COM	025537101	960	12,060	SH		DFND	5	0	12,060	0
AMERICAN EXPRESS CO	COM	025816109	940	9,942	SH		DFND	5	0	9,942	0
AMERICAN FIN TR INC	COM CLASS A	02607T109	163	20,775	SH		DFND	5	0	20,775	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,544	6,083	SH		DFND	5	0	6,083	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	236	1,879	SH		DFND	5	0	1,879	0
AMERISOURCEBERGEN CORP	COM	03073E105	7,635	77,132	SH		DFND	5	0	77,132	0
AMGEN INC	COM	031162100	7,742	33,436	SH		DFND	5	0	33,436	0
AMPHENOL CORP NEW	CL A	032095101	1,201	12,607	SH		DFND	5	0	12,607	0
ANALOG DEVICES INC	COM	032654105	2,391	20,090	SH		DFND	5	0	20,090	0
ANGLOGOLD ASHANTI LIMITED	SPONSORED ADR	035128206	498	17,158	SH		DFND	5	0	17,158	0
ANIKA THERAPEUTICS INC	COM	035255108	232	6,671	SH		DFND	5	0	6,671	0
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	1,050	160,614	SH		DFND	5	0	160,614	0
ANSYS INC	COM	03662Q105	1,457	5,166	SH		DFND	5	0	5,166	0
ANTHEM INC	COM	036752103	4,609	17,777	SH		DFND	5	0	17,777	0
APOLLO COML REAL EST FIN INC	COM	03762U105	110	11,154	SH		DFND	5	0	11,154	0
APPLE INC	COM	037833100	34,571	95,555	SH		DFND	5	0	95,555	0
APPLIED MATLS INC	COM	038222105	636	10,774	SH		DFND	5	0	10,774	0
APPLIED OPTOELECTRONICS INC	COM	03823U102	192	20,450	SH		DFND	5	0	20,450	0
ARBOR RLTY TR INC	COM	038923108	225	24,647	SH		DFND	5	0	24,647	0
ARES CAPITAL CORP	COM	04010L103	255	17,947	SH		DFND	5	0	17,947	0
ARGENX SE	SPONSORED ADR	04016X101	585	2,620	SH		DFND	5	0	2,620	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	656	12,395	SH		DFND	5	0	12,395	0
ATLANTIC AMERN CORP	COM	048209100	102	61,573	SH		DFND	5	0	61,573	0
AUTODESK INC	COM	052769106	1,835	7,907	SH		DFND	5	0	7,907	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,218	8,324	SH		DFND	5	0	8,324	0
AUTOZONE INC	COM	053332102	219	194	SH		DFND	5	0	194	0
AXON ENTERPRISE INC	COM	05464C101	459	4,793	SH		DFND	5	0	4,793	0
BCE INC	COM NEW	05534B760	2,017	48,488	SH		DFND	5	0	48,488	0
BP PLC	SPONSORED ADR	055622104	1,095	46,630	SH		DFND	5	0	46,630	0
BADGER METER INC	COM	056525108	321	5,253	SH		DFND	5	0	5,253	0
BAIDU INC	SPON ADR REP A	056752108	510	4,201	SH		DFND	5	0	4,201	0
BALL CORP	COM	058498106	492	7,188	SH		DFND	5	0	7,188	0
BK OF AMERICA CORP	COM	060505104	2,251	96,231	SH		DFND	5	0	96,231	0
BANK HAWAII CORP	COM	062540109	385	6,366	SH		DFND	5	0	6,366	0
BANK NEW YORK MELLON CORP	COM	064058100	1,257	34,028	SH		DFND	5	0	34,028	0
BAXTER INTL INC	COM	071813109	262	3,111	SH		DFND	5	0	3,111	0
BECTON DICKINSON & CO	COM	075887109	1,013	4,347	SH		DFND	5	0	4,347	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	9,453	53,349	SH		DFND	5	0	53,349	0
BEST BUY INC	COM	086516101	544	6,297	SH		DFND	5	0	6,297	0
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	415	3,396	SH		DFND	5	0	3,396	0
BIOGEN INC	COM	09062X103	349	1,339	SH		DFND	5	0	1,339	0
BLACKLINE INC	COM	09239B109	1,350	16,303	SH		DFND	5	0	16,303	0
BLACKROCK INC	COM	09247X101	2,105	3,952	SH		DFND	5	0	3,952	0
BLACKSTONE GROUP INC	COM CL A	09260D107	1,648	29,521	SH		DFND	5	0	29,521	0
BOEING CO	COM	097023105	2,367	12,171	SH		DFND	5	0	12,171	0
BOOKING HOLDINGS INC	COM	09857L108	6,795	4,265	SH		DFND	5	0	4,265	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,881	32,538	SH		DFND	5	0	32,538	0
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	705	18,015	SH		DFND	5	0	18,015	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	204	1,624	SH		DFND	5	0	1,624	0
BROADCOM INC	COM	11135F101	332	1,072	SH		DFND	5	0	1,072	0
BROOKS AUTOMATION INC NEW	COM	114340102	646	15,068	SH		DFND	5	0	15,068	0
BROWN FORMAN CORP	CL B	115637209	1,383	21,875	SH		DFND	5	0	21,875	0
CBRE GROUP INC	CL A	12504L109	246	5,551	SH		DFND	5	0	5,551	0
CDW CORP	COM	12514G108	545	4,777	SH		DFND	5	0	4,777	0
CIGNA CORP NEW	COM	125523100	454	2,422	SH		DFND	5	0	2,422	0
CME GROUP INC	COM	12572Q105	357	2,201	SH		DFND	5	0	2,201	0
CRH PLC	ADR	12626K203	202	5,854	SH		DFND	5	0	5,854	0
CSX CORP	COM	126408103	394	5,746	SH		DFND	5	0	5,746	0
CVS HEALTH CORP	COM	126650100	3,045	47,275	SH		DFND	5	0	47,275	0
CANADIAN IMP BK COMM	COM	136069101	976	14,776	SH		DFND	5	0	14,776	0
CANADIAN NATL RY CO	COM	136375102	318	3,663	SH		DFND	5	0	3,663	0
CARMAX INC	COM	143130102	3,650	41,022	SH		DFND	5	0	41,022	0
CARRIER GLOBAL CORPORATION	COM	14448C104	228	10,308	SH		DFND	5	0	10,308	0
CATERPILLAR INC DEL	COM	149123101	2,959	23,624	SH		DFND	5	0	23,624	0
CENTENE CORP DEL	COM	15135B101	201	3,212	SH		DFND	5	0	3,212	0
CENTERPOINT ENERGY INC	COM	15189T107	1,630	87,536	SH		DFND	5	0	87,536	0
CENTURYLINK INC	COM	156700106	182	18,545	SH		DFND	5	0	18,545	0
CHEESECAKE FACTORY INC	COM	163072101	409	18,004	SH		DFND	5	0	18,004	0
CHEMED CORP NEW	COM	16359R103	1,215	2,739	SH		DFND	5	0	2,739	0
CHEVRON CORP NEW	COM	166764100	5,057	57,678	SH		DFND	5	0	57,678	0
CHUNGHWA TELECOM CO LTD	SPON ADR NEW11	17133Q502	209	5,396	SH		DFND	5	0	5,396	0
CHURCH & DWIGHT INC	COM	171340102	247	3,221	SH		DFND	5	0	3,221	0
CISCO SYS INC	COM	17275R102	5,252	113,794	SH		DFND	5	0	113,794	0
CINTAS CORP	COM	172908105	1,496	5,675	SH		DFND	5	0	5,675	0
CITIGROUP INC	COM NEW	172967424	980	19,490	SH		DFND	5	0	19,490	0
CLEAN ENERGY FUELS CORP	COM	184499101	99	45,210	SH		DFND	5	0	45,210	0
CLOROX CO DEL	COM	189054109	550	2,527	SH		DFND	5	0	2,527	0
COCA COLA CO	COM	191216100	5,481	123,547	SH		DFND	5	0	123,547	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	210	3,711	SH		DFND	5	0	3,711	0
COLGATE PALMOLIVE CO	COM	194162103	688	9,501	SH		DFND	5	0	9,501	0
COMCAST CORP NEW	CL A	20030N101	5,857	150,405	SH		DFND	5	0	150,405	0
COMPASS MINERALS INTL INC	COM	20451N101	1,641	33,963	SH		DFND	5	0	33,963	0
CONAGRA BRANDS INC	COM	205887102	709	21,043	SH		DFND	5	0	21,043	0
CONOCOPHILLIPS	COM	20825C104	1,047	25,344	SH		DFND	5	0	25,344	0
CONSOLIDATED EDISON INC	COM	209115104	816	11,223	SH		DFND	5	0	11,223	0
CONSTELLATION BRANDS INC	CL A	21036P108	348	2,000	SH		DFND	5	0	2,000	0
CORELOGIC INC	COM	21871D103	720	10,533	SH		DFND	5	0	10,533	0
CORNING INC	COM	219350105	614	23,905	SH		DFND	5	0	23,905	0
CORTEVA INC	COM	22052L104	399	15,250	SH		DFND	5	0	15,250	0
COSTCO WHSL CORP NEW	COM	22160K105	2,595	8,607	SH		DFND	5	0	8,607	0
COSTAR GROUP INC	COM	22160N109	2,336	3,377	SH		DFND	5	0	3,377	0
COVANTA HLDG CORP	COM	22282E102	129	13,727	SH		DFND	5	0	13,727	0
CRACKER BARREL OLD CTRY STOR	COM	22410J106	215	1,966	SH		DFND	5	0	1,966	0
CUMMINS INC	COM	231021106	310	1,788	SH		DFND	5	0	1,788	0
D R HORTON INC	COM	23331A109	222	4,067	SH		DFND	5	0	4,067	0
DTE ENERGY CO	COM	233331107	231	2,165	SH		DFND	5	0	2,165	0
DANAHER CORPORATION	COM	235851102	3,260	18,913	SH		DFND	5	0	18,913	0
DEERE & CO	COM	244199105	401	2,609	SH		DFND	5	0	2,609	0
DELL TECHNOLOGIES INC	CL C	24703L202	485	9,023	SH		DFND	5	0	9,023	0
DELTA AIR LINES INC DEL	COM NEW	247361702	408	14,277	SH		DFND	5	0	14,277	0
DEXCOM INC	COM	252131107	1,752	4,400	SH		DFND	5	0	4,400	0
DIAGEO P L C	SPON ADR NEW	25243Q205	1,052	7,846	SH		DFND	5	0	7,846	0
DIGITAL RLTY TR INC	COM	253868103	227	1,623	SH		DFND	5	0	1,623	0
DISNEY WALT CO	COM DISNEY	254687106	4,733	42,438	SH		DFND	5	0	42,438	0
DISCOVER FINL SVCS	COM	254709108	398	8,066	SH		DFND	5	0	8,066	0
DR REDDYS LABS LTD	ADR	256135203	267	5,033	SH		DFND	5	0	5,033	0
DOCUSIGN INC	COM	256163106	1,258	7,326	SH		DFND	5	0	7,326	0
DOLLAR GEN CORP NEW	COM	256677105	798	4,197	SH		DFND	5	0	4,197	0
DOMINION ENERGY INC	COM	25746U109	5,637	69,931	SH		DFND	5	0	69,931	0
DOVER CORP	COM	260003108	391	4,138	SH		DFND	5	0	4,138	0
DOW INC	COM	260557103	895	21,832	SH		DFND	5	0	21,832	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,802	97,215	SH		DFND	5	0	97,215	0
DUPONT DE NEMOURS INC	COM	26614N102	409	7,797	SH		DFND	5	0	7,797	0
ECA MARCELLUS TR I	COM UNIT	26827L109	7	15,000	SH		DFND	5	0	15,000	0
EBAY INC.	COM	278642103	1,883	36,693	SH		DFND	5	0	36,693	0
ECOLAB INC	COM	278865100	3,083	15,760	SH		DFND	5	0	15,760	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	2,162	31,852	SH		DFND	5	0	31,852	0
ELECTRONIC ARTS INC	COM	285512109	2,149	16,447	SH		DFND	5	0	16,447	0
EMERSON ELEC CO	COM	291011104	757	12,340	SH		DFND	5	0	12,340	0
ENBRIDGE INC	COM	29250N105	10,287	339,609	SH		DFND	5	0	339,609	0
ENERGY TRANSFER LP	COM UT LTD PTN	29273V100	159	22,597	SH		DFND	5	0	22,597	0
ENTERGY CORP NEW	COM	29364G103	283	3,021	SH		DFND	5	0	3,021	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	2,237	127,611	SH		DFND	5	0	127,611	0
ERIE INDTY CO	CL A	29530P102	211	1,120	SH		DFND	5	0	1,120	0
EVERGY INC	COM	30034W106	246	4,158	SH		DFND	5	0	4,158	0
EVERSOURCE ENERGY	COM	30040W108	399	4,807	SH		DFND	5	0	4,807	0
EXELON CORP	COM	30161N101	347	9,635	SH		DFND	5	0	9,635	0
EXXON MOBIL CORP	COM	30231G102	7,523	169,735	SH		DFND	5	0	169,735	0
FS KKR CAPITAL CORP	COM	302635206	481	34,651	SH		DFND	5	0	34,651	0
FACEBOOK INC	CL A	30303M102	13,581	61,553	SH		DFND	5	0	61,553	0
FASTENAL CO	COM	311900104	2,071	49,402	SH		DFND	5	0	49,402	0
FEDERAL REALTY INVT TR	SH BEN INT NEW	313747206	343	4,050	SH		DFND	5	0	4,050	0
FEDEX CORP	COM	31428X106	445	3,304	SH		DFND	5	0	3,304	0
FIDELITY NATL INFORMATION SV	COM	31620M106	558	4,253	SH		DFND	5	0	4,253	0
FIFTH THIRD BANCORP	COM	316773100	290	15,491	SH		DFND	5	0	15,491	0
FIRST COMWLTH FINL CORP PA	COM	319829107	118	14,719	SH		DFND	5	0	14,719	0
FIRST FINL BANKSHARES	COM	32020R109	379	13,557	SH		DFND	5	0	13,557	0
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	459	18,269	SH		DFND	5	0	18,269	0
FIRST TR NASDAQ-100 TECH IND	CAP STRENGTH ETF	33733E104	1,435	24,896	SH		DFND	5	0	24,896	0
FIRST TR NASDAQ-100 TECH IND	NY ARCA BIOTECH	33733E203	381	2,308	SH		DFND	5	0	2,308	0
FIRST TR NASDAQ-100 TECH IND	DJ INTERNT IDX	33733E302	713	4,258	SH		DFND	5	0	4,258	0
FIRST TR MULTI CAP GROWTH AL	COM SHS	33733F101	440	5,761	SH		DFND	5	0	5,761	0
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	381	4,858	SH		DFND	5	0	4,858	0
FIRST TRUST PORTFOLIOS LP	SHS	337345102	727	6,799	SH		DFND	5	0	6,799	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	734	24,451	SH		DFND	5	0	24,451	0
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	603	10,320	SH		DFND	5	0	10,320	0
FIRST TR EXCHANGE TRADED FD	ENERGY ALPHADX	33734X127	84	13,080	SH		DFND	5	0	13,080	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	416	4,701	SH		DFND	5	0	4,701	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	254	4,769	SH		DFND	5	0	4,769	0
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	327	5,296	SH		DFND	5	0	5,296	0
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	339	7,571	SH		DFND	5	0	7,571	0
FIRST TRUST LRGCP GWT ALPHAD	COM SHS	33735K108	286	3,800	SH		DFND	5	0	3,800	0
FISERV INC	COM	337738108	1,719	17,719	SH		DFND	5	0	17,719	0
FIRSTENERGY CORP	COM	337932107	1,791	47,134	SH		DFND	5	0	47,134	0
FIVE BELOW INC	COM	33829M101	813	7,586	SH		DFND	5	0	7,586	0
FORD MTR CO DEL	COM	345370860	296	49,246	SH		DFND	5	0	49,246	0
FORTIS INC	COM	349553107	264	7,055	SH		DFND	5	0	7,055	0
FORTIVE CORP	COM	34959J108	1,439	21,185	SH		DFND	5	0	21,185	0
FREEPORT-MCMORAN INC	CL B	35671D857	137	12,437	SH		DFND	5	0	12,437	0
FS KKR CAP CORP II	COM	35952V303	518	40,164	SH		DFND	5	0	40,164	0
GDS HLDGS LTD	SPONSORED ADS	36165L108	238	2,974	SH		DFND	5	0	2,974	0
GALAPAGOS NV	SPON ADR	36315X101	545	2,773	SH		DFND	5	0	2,773	0
GANNETT CO INC	COM	36472T109	44	29,956	SH		DFND	5	0	29,956	0
GENERAL DYNAMICS CORP	COM	369550108	2,528	16,925	SH		DFND	5	0	16,925	0
GENERAL ELECTRIC CO	COM	369604103	611	89,909	SH		DFND	5	0	89,909	0
GENERAL MLS INC	COM	370334104	3,158	51,985	SH		DFND	5	0	51,985	0
GENTEX CORP	COM	371901109	975	37,825	SH		DFND	5	0	37,825	0
GENMAB A/S	SPONSORED ADS	372303206	237	7,264	SH		DFND	5	0	7,264	0
GENUINE PARTS CO	COM	372460105	2,938	33,765	SH		DFND	5	0	33,765	0
GILEAD SCIENCES INC	COM	375558103	793	10,635	SH		DFND	5	0	10,635	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	1,335	32,756	SH		DFND	5	0	32,756	0
GLOBAL PMTS INC	COM	37940X102	532	3,196	SH		DFND	5	0	3,196	0
GOLD FIELDS LTD	SPONSORED ADR	38059T106	547	59,606	SH		DFND	5	0	59,606	0
GOLDMAN SACHS GROUP INC	COM	38141G104	394	2,036	SH		DFND	5	0	2,036	0
GRACO INC	COM	384109104	436	9,191	SH		DFND	5	0	9,191	0
GRAINGER W W INC	COM	384802104	533	1,756	SH		DFND	5	0	1,756	0
GRAND CANYON ED INC	COM	38526M106	1,400	15,463	SH		DFND	5	0	15,463	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	991	9,083	SH		DFND	5	0	9,083	0
HANESBRANDS INC	COM	410345102	1,239	111,116	SH		DFND	5	0	111,116	0
HEALTHCARE SVCS GROUP INC	COM	421906108	686	27,968	SH		DFND	5	0	27,968	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	932	34,280	SH		DFND	5	0	34,280	0
HEICO CORP NEW	COM	422806109	1,595	15,843	SH		DFND	5	0	15,843	0
HENRY JACK & ASSOC INC	COM	426281101	493	2,719	SH		DFND	5	0	2,719	0
HERSHEY CO	COM	427866108	753	5,898	SH		DFND	5	0	5,898	0
HOME DEPOT INC	COM	437076102	12,244	49,744	SH		DFND	5	0	49,744	0
HONEYWELL INTL INC	COM	438516106	1,064	7,425	SH		DFND	5	0	7,425	0
HORMEL FOODS CORP	COM	440452100	344	7,114	SH		DFND	5	0	7,114	0
HOULIHAN LOKEY INC	CL A	441593100	568	10,529	SH		DFND	5	0	10,529	0
HUBSPOT INC	COM	443573100	227	1,045	SH		DFND	5	0	1,045	0
HUNTINGTON BANCSHARES INC	COM	446150104	530	59,807	SH		DFND	5	0	59,807	0
HUNTINGTON INGALLS INDS INC	COM	446413106	538	3,030	SH		DFND	5	0	3,030	0
IDEXX LABS INC	COM	45168D104	1,188	3,623	SH		DFND	5	0	3,623	0
ILLINOIS TOOL WKS INC	COM	452308109	1,080	6,336	SH		DFND	5	0	6,336	0
ILLUMINA INC	COM	452327109	1,502	4,147	SH		DFND	5	0	4,147	0
INDEPENDENT BANK CORP MASS	COM	453836108	252	3,909	SH		DFND	5	0	3,909	0
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	680	21,637	SH		DFND	5	0	21,637	0
ING GROEP N.V.	SPONSORED ADR	456837103	188	26,928	SH		DFND	5	0	26,928	0
INTEL CORP	COM	458140100	6,090	104,507	SH		DFND	5	0	104,507	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,005	16,746	SH		DFND	5	0	16,746	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	468	3,840	SH		DFND	5	0	3,840	0
INTUIT	COM	461202103	1,896	6,588	SH		DFND	5	0	6,588	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,841	3,327	SH		DFND	5	0	3,327	0
IQVIA HLDGS INC	COM	46266C105	8,032	58,405	SH		DFND	5	0	58,405	0
ISHARES GOLD TRUST	ISHARES	464285105	12,312	727,214	SH		DFND	5	0	727,214	0
ISHARES INC	MSCI STH KOR ETF	464286772	228	3,986	SH		DFND	5	0	3,986	0
ISHARES INC	MSCI GERMANY ETF	464286806	361	13,365	SH		DFND	5	0	13,365	0
ISHARES TR	MRNGSTR LG-CP GR	464287119	887	3,874	SH		DFND	5	0	3,874	0
ISHARES TR	MRNGSTR LG-CP ET	464287127	735	4,266	SH		DFND	5	0	4,266	0
ISHARES TR	CORE S&P TTL STK	464287150	607	8,862	SH		DFND	5	0	8,862	0
ISHARES TR	SELECT DIVID ETF	464287168	768	9,650	SH		DFND	5	0	9,650	0
ISHARES TR	TIPS BD ETF	464287176	3,398	27,578	SH		DFND	5	0	27,578	0
ISHARES TR	CORE S&P500 ETF	464287200	68,908	225,444	SH		DFND	5	0	225,444	0
ISHARES TR	CORE US AGGBD ET	464287226	16,110	136,398	SH		DFND	5	0	136,398	0
ISHARES TR	MSCI EMG MKT ETF	464287234	893	22,265	SH		DFND	5	0	22,265	0
ISHARES TR	IBOXX INV CP ETF	464287242	59,834	446,120	SH		DFND	5	0	446,120	0
ISHARES TR	GLOBAL TECH ETF	464287291	569	2,459	SH		DFND	5	0	2,459	0
ISHARES TR	S&P 500 GRWT ETF	464287309	7,678	37,621	SH		DFND	5	0	37,621	0
ISHARES TR	GLOB HLTHCRE ETF	464287325	432	6,354	SH		DFND	5	0	6,354	0
ISHARES TR	GLOBAL ENERG ETF	464287341	289	14,928	SH		DFND	5	0	14,928	0
ISHARES TR	S&P 500 VAL ETF	464287408	475	4,443	SH		DFND	5	0	4,443	0
ISHARES TR	20 YR TR BD ETF	464287432	55,311	335,765	SH		DFND	5	0	335,765	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	7,923	64,894	SH		DFND	5	0	64,894	0
ISHARES TR	1 3 YR TREAS BD	464287457	20,456	236,158	SH		DFND	5	0	236,158	0
ISHARES TR	MSCI EAFE ETF	464287465	3,539	58,031	SH		DFND	5	0	58,031	0
ISHARES TR	RUS MDCP VAL ETF	464287473	202	2,674	SH		DFND	5	0	2,674	0
ISHARES TR	RUS MD CP GR ETF	464287481	536	3,446	SH		DFND	5	0	3,446	0
ISHARES TR	RUS MID CAP ETF	464287499	822	15,549	SH		DFND	5	0	15,549	0
ISHARES TR	CORE S&P MCP ETF	464287507	61,993	353,200	SH		DFND	5	0	353,200	0
ISHARES TR	EXPANDED TECH	464287515	4,150	14,891	SH		DFND	5	0	14,891	0
ISHARES TR	PHLX SEMICND ETF	464287523	9,240	34,990	SH		DFND	5	0	34,990	0
ISHARES TR	NASDAQ BIOTECH	464287556	547	4,062	SH		DFND	5	0	4,062	0
ISHARES TR	COHEN STEER REIT	464287564	315	3,164	SH		DFND	5	0	3,164	0
ISHARES TR	U.S. CNSM SV ETF	464287580	225	1,036	SH		DFND	5	0	1,036	0
ISHARES TR	RUS 1000 VAL ETF	464287598	1,348	12,099	SH		DFND	5	0	12,099	0
ISHARES TR	S&P MC 400GR ETF	464287606	770	3,480	SH		DFND	5	0	3,480	0
ISHARES TR	RUS 1000 GRW ETF	464287614	2,797	14,837	SH		DFND	5	0	14,837	0
ISHARES TR	RUS 1000 ETF	464287622	303	1,794	SH		DFND	5	0	1,794	0
ISHARES TR	RUSSELL 2000 ETF	464287655	412	2,919	SH		DFND	5	0	2,919	0
ISHARES TR	CORE S&P US GWT	464287671	239	3,378	SH		DFND	5	0	3,378	0
ISHARES TR	S&P MC 400VL ETF	464287705	286	2,180	SH		DFND	5	0	2,180	0
ISHARES TR	U.S. TECH ETF	464287721	633	2,392	SH		DFND	5	0	2,392	0
ISHARES TR	U.S. REAL ES ETF	464287739	354	4,548	SH		DFND	5	0	4,548	0
ISHARES TR	U.S. FIN SVC ETF	464287770	228	1,942	SH		DFND	5	0	1,942	0
ISHARES TR	U.S. FINLS ETF	464287788	289	2,665	SH		DFND	5	0	2,665	0
ISHARES TR	CORE S&P SCP ETF	464287804	68,558	1,017,331	SH		DFND	5	0	1,017,331	0
ISHARES TR	SP SMCP600VL ETF	464287879	266	2,240	SH		DFND	5	0	2,240	0
ISHARES TR	S&P SML 600 GWT	464287887	998	5,962	SH		DFND	5	0	5,962	0
ISHARES TR	MRGSTR MD CP ETF	464288208	1,483	8,181	SH		DFND	5	0	8,181	0
ISHARES TR	EAFE SML CP ETF	464288273	607	11,307	SH		DFND	5	0	11,307	0
ISHARES TR	JPMORGAN USD EMG	464288281	3,927	36,092	SH		DFND	5	0	36,092	0
ISHARES TR	MRGSTR MD CP GRW	464288307	209	727	SH		DFND	5	0	727	0
ISHARES TR	NATIONAL MUN ETF	464288414	863	7,476	SH		DFND	5	0	7,476	0
ISHARES TR	INTL SEL DIV ETF	464288448	298	11,873	SH		DFND	5	0	11,873	0
ISHARES TR	MRGSTR SM CP ETF	464288505	1,023	6,833	SH		DFND	5	0	6,833	0
ISHARES TR	IBOXX HI YD ETF	464288513	91,257	1,128,301	SH		DFND	5	0	1,128,301	0
ISHARES TR	MBS ETF	464288588	7,532	67,986	SH		DFND	5	0	67,986	0
ISHARES TR	INTRM TR CRP ETF	464288638	4,530	75,378	SH		DFND	5	0	75,378	0
ISHARES TR	SH TR CRPORT ETF	464288646	7,448	136,120	SH		DFND	5	0	136,120	0
ISHARES TR	3 7 YR TREAS BD	464288661	4,677	34,977	SH		DFND	5	0	34,977	0
ISHARES TR	SHORT TREAS BD	464288679	7,328	66,186	SH		DFND	5	0	66,186	0
ISHARES TR	PFD AND INCM SEC	464288687	4,780	138,522	SH		DFND	5	0	138,522	0
ISHARES TR	US AER DEF ETF	464288760	2,428	14,515	SH		DFND	5	0	14,515	0
ISHARES TR	U.S. MED DVC ETF	464288810	1,829	7,079	SH		DFND	5	0	7,079	0
ISHARES TR	US HLTHCR PR ETF	464288828	244	1,289	SH		DFND	5	0	1,289	0
ISHARES TR	EAFE VALUE ETF	464288877	3,181	79,479	SH		DFND	5	0	79,479	0
ISHARES TR	RUS TP200 GR ETF	464289438	564	5,383	SH		DFND	5	0	5,383	0
ISHARES TR	LNG TR CRPRT BD	464289511	2,128	30,614	SH		DFND	5	0	30,614	0
ISHARES TR	AGGRES ALLOC ETF	464289859	327	6,010	SH		DFND	5	0	6,010	0
ISHARES SILVER TR	ISHARES	46428Q109	4,581	275,122	SH		DFND	5	0	275,122	0
JPMORGAN CHASE & CO	COM	46625H100	4,820	51,827	SH		DFND	5	0	51,827	0
JACOBS ENGR GROUP INC	COM	469814107	224	2,646	SH		DFND	5	0	2,646	0
JEFFERIES FINL GROUP INC	COM	47233W109	242	15,955	SH		DFND	5	0	15,955	0
JOHNSON & JOHNSON	COM	478160104	10,445	75,119	SH		DFND	5	0	75,119	0
KLA CORP	COM NEW	482480100	270	1,409	SH		DFND	5	0	1,409	0
KKR & CO INC	COM	48251W104	891	29,536	SH		DFND	5	0	29,536	0
KIMBERLY CLARK CORP	COM	494368103	2,283	16,371	SH		DFND	5	0	16,371	0
KINDER MORGAN INC DEL	COM	49456B101	236	16,085	SH		DFND	5	0	16,085	0
KONINKLIJKE PHILIPS N V	NY REG SH NEW	500472303	259	5,543	SH		DFND	5	0	5,543	0
KROGER CO	COM	501044101	811	23,767	SH		DFND	5	0	23,767	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,764	10,090	SH		DFND	5	0	10,090	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	442	2,727	SH		DFND	5	0	2,727	0
LAM RESEARCH CORP	COM	512807108	490	1,590	SH		DFND	5	0	1,590	0
LANDSTAR SYS INC	COM	515098101	423	3,832	SH		DFND	5	0	3,832	0
LAUDER ESTEE COS INC	CL A	518439104	1,321	7,119	SH		DFND	5	0	7,119	0
LEIDOS HOLDINGS INC	COM	525327102	398	4,319	SH		DFND	5	0	4,319	0
LENNAR CORP	CL A	526057104	454	7,445	SH		DFND	5	0	7,445	0
LILLY ELI & CO	COM	532457108	1,653	10,159	SH		DFND	5	0	10,159	0
LINCOLN ELEC HLDGS INC	COM	533900106	214	2,578	SH		DFND	5	0	2,578	0
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	734	492,695	SH		DFND	5	0	492,695	0
LOCKHEED MARTIN CORP	COM	539830109	4,493	12,226	SH		DFND	5	0	12,226	0
LOWES COS INC	COM	548661107	11,337	84,909	SH		DFND	5	0	84,909	0
LULULEMON ATHLETICA INC	COM	550021109	1,260	4,280	SH		DFND	5	0	4,280	0
LYFT INC	CL A COM	55087P104	1,869	56,539	SH		DFND	5	0	56,539	0
M & T BK CORP	COM	55261F104	220	2,155	SH		DFND	5	0	2,155	0
MPLX LP	COM UNIT REP LTD	55336V100	224	13,243	SH		DFND	5	0	13,243	0
MACYS INC	COM	55616P104	104	15,775	SH		DFND	5	0	15,775	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	2,534	60,293	SH		DFND	5	0	60,293	0
MARATHON OIL CORP	COM	565849106	68	11,361	SH		DFND	5	0	11,361	0
MARATHON PETE CORP	COM	56585A102	1,358	38,368	SH		DFND	5	0	38,368	0
MARKEL CORP	COM	570535104	272	300	SH		DFND	5	0	300	0
MARSH & MCLENNAN COS INC	COM	571748102	878	8,342	SH		DFND	5	0	8,342	0
MARRIOTT INTL INC NEW	CL A	571903202	430	4,961	SH		DFND	5	0	4,961	0
MASTERCARD INCORPORATED	CL A	57636Q104	21,497	73,386	SH		DFND	5	0	73,386	0
MCCORMICK & CO INC	COM NON VTG	579780206	286	1,592	SH		DFND	5	0	1,592	0
MCDONALDS CORP	COM	580135101	4,918	26,904	SH		DFND	5	0	26,904	0
MCKESSON CORP	COM	58155Q103	903	5,949	SH		DFND	5	0	5,949	0
MEDICAL PPTYS TRUST INC	COM	58463J304	233	12,641	SH		DFND	5	0	12,641	0
MERCADOLIBRE INC	COM	58733R102	706	720	SH		DFND	5	0	720	0
MERCK & CO. INC	COM	58933Y105	4,678	61,462	SH		DFND	5	0	61,462	0
MICROSOFT CORP	COM	594918104	38,961	196,334	SH		DFND	5	0	196,334	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	1,393	13,578	SH		DFND	5	0	13,578	0
MICRON TECHNOLOGY INC	COM	595112103	382	7,773	SH		DFND	5	0	7,773	0
MOBILE TELESYSTEMS PJSC	SPONSORED ADR	607409109	223	24,126	SH		DFND	5	0	24,126	0
MONDELEZ INTL INC	CL A	609207105	493	9,754	SH		DFND	5	0	9,754	0
MORGAN STANLEY	COM NEW	617446448	1,278	27,050	SH		DFND	5	0	27,050	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	331	2,395	SH		DFND	5	0	2,395	0
NATIONAL BEVERAGE CORP	COM	635017106	561	9,186	SH		DFND	5	0	9,186	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	1,502	25,018	SH		DFND	5	0	25,018	0
NATIONAL INSTRS CORP	COM	636518102	852	22,417	SH		DFND	5	0	22,417	0
NEOGEN CORP	COM	640491106	524	6,968	SH		DFND	5	0	6,968	0
NETFLIX INC	COM	64110L106	1,962	4,386	SH		DFND	5	0	4,386	0
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581107	289	2,204	SH		DFND	5	0	2,204	0
NEWS CORP NEW	CL B	65249B208	119	10,177	SH		DFND	5	0	10,177	0
NEXTERA ENERGY INC	COM	65339F101	2,362	9,915	SH		DFND	5	0	9,915	0
NICE LTD	SPONSORED ADR	653656108	676	3,642	SH		DFND	5	0	3,642	0
NIKE INC	CL B	654106103	644	6,721	SH		DFND	5	0	6,721	0
NORFOLK SOUTHERN CORP	COM	655844108	1,647	9,535	SH		DFND	5	0	9,535	0
NORTHROP GRUMMAN CORP	COM	666807102	1,213	3,926	SH		DFND	5	0	3,926	0
NOVARTIS AG	SPONSORED ADR	66987V109	4,014	45,966	SH		DFND	5	0	45,966	0
NOVO-NORDISK A S	ADR	670100205	894	13,633	SH		DFND	5	0	13,633	0
NUCOR CORP	COM	670346105	205	5,000	SH		DFND	5	0	5,000	0
NVIDIA CORPORATION	COM	67066G104	2,962	8,049	SH		DFND	5	0	8,049	0
NUTRIEN LTD	COM	67077M108	216	6,613	SH		DFND	5	0	6,613	0
OREILLY AUTOMOTIVE INC	COM	67103H107	405	959	SH		DFND	5	0	959	0
OCCIDENTAL PETE CORP	COM	674599105	202	11,335	SH		DFND	5	0	11,335	0
OKTA INC	CL A	679295105	675	3,379	SH		DFND	5	0	3,379	0
OMNICOM GROUP INC	COM	681919106	1,936	35,663	SH		DFND	5	0	35,663	0
OMEGA HEALTHCARE INVS INC	COM	681936100	420	14,004	SH		DFND	5	0	14,004	0
ORACLE CORP	COM	68389X105	2,930	53,513	SH		DFND	5	0	53,513	0
OSHKOSH CORP	COM	688239201	227	3,182	SH		DFND	5	0	3,182	0
OTIS WORLDWIDE CORP	COM	68902V107	297	5,248	SH		DFND	5	0	5,248	0
PNC FINL SVCS GROUP INC	COM	693475105	715	6,955	SH		DFND	5	0	6,955	0
PPG INDS INC	COM	693506107	560	5,384	SH		DFND	5	0	5,384	0
PPL CORP	COM	69351T106	980	38,028	SH		DFND	5	0	38,028	0
PACCAR INC	COM	693718108	270	3,665	SH		DFND	5	0	3,665	0
PALO ALTO NETWORKS INC	COM	697435105	510	2,247	SH		DFND	5	0	2,247	0
PARKER HANNIFIN CORP	COM	701094104	242	1,346	SH		DFND	5	0	1,346	0
PAYCHEX INC	COM	704326107	612	8,296	SH		DFND	5	0	8,296	0
PAYCOM SOFTWARE INC	COM	70432V102	1,819	6,055	SH		DFND	5	0	6,055	0
PAYPAL HLDGS INC	COM	70450Y103	3,178	18,882	SH		DFND	5	0	18,882	0
PENNYMAC FINL SVCS INC NEW	COM	70932M107	228	5,573	SH		DFND	5	0	5,573	0
PEOPLES UNITED FINANCIAL INC	COM	712704105	217	19,202	SH		DFND	5	0	19,202	0
PEPSICO INC	COM	713448108	5,671	43,263	SH		DFND	5	0	43,263	0
PFIZER INC	COM	717081103	7,881	241,462	SH		DFND	5	0	241,462	0
PHILIP MORRIS INTL INC	COM	718172109	5,324	75,516	SH		DFND	5	0	75,516	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	268	2,634	SH		DFND	5	0	2,634	0
PIMCO ETF TR	INTER MUN BD ACT	72201R866	642	11,546	SH		DFND	5	0	11,546	0
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	1,206	23,604	SH		DFND	5	0	23,604	0
PLAINS GP HLDGS L P	LTD PARTNR INT A	72651A207	560	65,766	SH		DFND	5	0	65,766	0
PLURALSIGHT INC	COM CL A	72941B106	452	26,055	SH		DFND	5	0	26,055	0
PRICE T ROWE GROUP INC	COM	74144T108	897	7,428	SH		DFND	5	0	7,428	0
PRIMERICA INC	COM	74164M108	522	4,582	SH		DFND	5	0	4,582	0
PROCTER AND GAMBLE CO	COM	742718109	8,756	74,419	SH		DFND	5	0	74,419	0
PROGRESSIVE CORP OHIO	COM	743315103	330	4,211	SH		DFND	5	0	4,211	0
PROLOGIS INC.	COM	74340W103	494	5,419	SH		DFND	5	0	5,419	0
PROTO LABS INC	COM	743713109	1,214	10,604	SH		DFND	5	0	10,604	0
PRUDENTIAL FINL INC	COM	744320102	538	9,090	SH		DFND	5	0	9,090	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	390	7,929	SH		DFND	5	0	7,929	0
QUALCOMM INC	COM	747525103	1,602	17,999	SH		DFND	5	0	17,999	0
RLI CORP	COM	749607107	429	5,262	SH		DFND	5	0	5,262	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,631	42,488	SH		DFND	5	0	42,488	0
RBC BEARINGS INC	COM	75524B104	474	3,607	SH		DFND	5	0	3,607	0
REALTY INCOME CORP	COM	756109104	1,221	20,422	SH		DFND	5	0	20,422	0
REGENERON PHARMACEUTICALS	COM	75886F107	362	593	SH		DFND	5	0	593	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	413	38,063	SH		DFND	5	0	38,063	0
REPLIGEN CORP	COM	759916109	238	2,000	SH		DFND	5	0	2,000	0
REPUBLIC SVCS INC	COM	760759100	444	5,471	SH		DFND	5	0	5,471	0
RINGCENTRAL INC	CL A	76680R206	582	2,147	SH		DFND	5	0	2,147	0
RITCHIE BROS AUCTIONEERS	COM	767744105	1,337	33,779	SH		DFND	5	0	33,779	0
ROLLINS INC	COM	775711104	933	22,413	SH		DFND	5	0	22,413	0
ROPER TECHNOLOGIES INC	COM	776696106	1,976	5,125	SH		DFND	5	0	5,125	0
ROSS STORES INC	COM	778296103	819	9,614	SH		DFND	5	0	9,614	0
ROYAL BK CDA	COM	780087102	230	3,415	SH		DFND	5	0	3,415	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	488	15,576	SH		DFND	5	0	15,576	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	258	7,701	SH		DFND	5	0	7,701	0
S&P GLOBAL INC	COM	78409V104	214	665	SH		DFND	5	0	665	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	1,896	6,558	SH		DFND	5	0	6,558	0
SLM CORP	COM	78442P106	124	17,815	SH		DFND	5	0	17,815	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	11,591	38,069	SH		DFND	5	0	38,069	0
SPDR GOLD TR	GOLD SHS	78463V107	2,745	16,471	SH		DFND	5	0	16,471	0
SPDR INDEX SHS FDS	ASIA PACIF ETF	78463X301	452	4,553	SH		DFND	5	0	4,553	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	1,970	50,746	SH		DFND	5	0	50,746	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	384	13,876	SH		DFND	5	0	13,876	0
SPDR SER TR	S&P 600 SMCP GRW	78464A201	446	7,960	SH		DFND	5	0	7,960	0
SPDR SER TR	WELLS FG PFD ETF	78464A292	1,569	37,565	SH		DFND	5	0	37,565	0
SPDR SER TR	BLMBRG BRC CNVRT	78464A359	894	14,993	SH		DFND	5	0	14,993	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	459	12,589	SH		DFND	5	0	12,589	0
SPDR SER TR	PORTFLI MORTGAGE	78464A383	798	29,806	SH		DFND	5	0	29,806	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	7,932	179,532	SH		DFND	5	0	179,532	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	537	17,141	SH		DFND	5	0	17,141	0
SPDR SER TR	BLOMBERG INTL TR	78464A516	1,752	60,612	SH		DFND	5	0	60,612	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	2,715	90,021	SH		DFND	5	0	90,021	0
SPDR SER TR	PORTFOLIO LN TSR	78464A664	4,079	86,501	SH		DFND	5	0	86,501	0
SPDR SER TR	S&P REGL BKG	78464A698	248	6,630	SH		DFND	5	0	6,630	0
SPDR SER TR	S&P RETAIL ETF	78464A714	230	5,376	SH		DFND	5	0	5,376	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,529	16,970	SH		DFND	5	0	16,970	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,098	29,481	SH		DFND	5	0	29,481	0
SPDR SER TR	S&P 400 MDCP GRW	78464A821	5,276	99,598	SH		DFND	5	0	99,598	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	795	25,765	SH		DFND	5	0	25,765	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,181	88,956	SH		DFND	5	0	88,956	0
SPDR SER TR	S&P BIOTECH	78464A870	439	3,979	SH		DFND	5	0	3,979	0
SPDR SER TR	S&P HOMEBUILD	78464A888	245	5,660	SH		DFND	5	0	5,660	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,651	6,453	SH		DFND	5	0	6,453	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	297	926	SH		DFND	5	0	926	0
SALESFORCE COM INC	COM	79466L302	3,981	21,718	SH		DFND	5	0	21,718	0
SANDRIDGE PERMIAN TR	COM UNIT BEN INT	80007A102	7	15,000	SH		DFND	5	0	15,000	0
SANOFI	SPONSORED ADR	80105N105	1,668	32,652	SH		DFND	5	0	32,652	0
SAP SE	SPON ADR	803054204	269	1,946	SH		DFND	5	0	1,946	0
SCHWAB CHARLES CORP	COM	808513105	929	28,366	SH		DFND	5	0	28,366	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	15,530	155,444	SH		DFND	5	0	155,444	0
SCOTTS MIRACLE GRO CO	CL A	810186106	1,028	7,903	SH		DFND	5	0	7,903	0
SEA LTD	SPONSORED ADS	81141R100	468	4,305	SH		DFND	5	0	4,305	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	253	4,550	SH		DFND	5	0	4,550	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,737	17,656	SH		DFND	5	0	17,656	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,478	25,391	SH		DFND	5	0	25,391	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,388	18,938	SH		DFND	5	0	18,938	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,843	103,854	SH		DFND	5	0	103,854	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,526	66,856	SH		DFND	5	0	66,856	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	436	6,380	SH		DFND	5	0	6,380	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	5,237	51,008	SH		DFND	5	0	51,008	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,633	29,052	SH		DFND	5	0	29,052	0
SEMPRA ENERGY	COM	816851109	231	1,954	SH		DFND	5	0	1,954	0
SERVICEMASTER GLOBAL HLDGS I	COM	81761R109	384	10,709	SH		DFND	5	0	10,709	0
SERVICENOW INC	COM	81762P102	1,499	3,800	SH		DFND	5	0	3,800	0
SHERWIN WILLIAMS CO	COM	824348106	1,844	3,259	SH		DFND	5	0	3,259	0
SHOPIFY INC	CL A	82509L107	462	501	SH		DFND	5	0	501	0
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	267	30,865	SH		DFND	5	0	30,865	0
SIRIUS XM HOLDINGS INC	COM	82968B103	165	28,960	SH		DFND	5	0	28,960	0
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	1,017	9,298	SH		DFND	5	0	9,298	0
SKYWORKS SOLUTIONS INC	COM	83088M102	662	5,259	SH		DFND	5	0	5,259	0
SMITH & NEPHEW GROUP PLC	SPDN ADR NEW	83175M205	237	6,253	SH		DFND	5	0	6,253	0
SMITH A O CORP	COM	831865209	541	11,650	SH		DFND	5	0	11,650	0
SMUCKER J M CO	COM NEW	832696405	445	4,230	SH		DFND	5	0	4,230	0
SOUTHERN CO	COM	842587107	2,409	46,719	SH		DFND	5	0	46,719	0
SOUTHWEST AIRLS CO	COM	844741108	469	13,398	SH		DFND	5	0	13,398	0
SOUTHWESTERN ENERGY CO	COM	845467109	86	33,932	SH		DFND	5	0	33,932	0
SPIRIT RLTY CAP INC NEW	COM NEW	84860W300	1,794	51,775	SH		DFND	5	0	51,775	0
SPLUNK INC	COM	848637104	223	1,149	SH		DFND	5	0	1,149	0
STANLEY BLACK & DECKER INC	COM	854502101	373	2,742	SH		DFND	5	0	2,742	0
STARBUCKS CORP	COM	855244109	3,404	46,321	SH		DFND	5	0	46,321	0
STATE STR CORP	COM	857477103	631	10,252	SH		DFND	5	0	10,252	0
STRYKER CORPORATION	COM	863667101	620	3,492	SH		DFND	5	0	3,492	0
SUN CMNTYS INC	COM	866674104	366	2,725	SH		DFND	5	0	2,725	0
SYSCO CORP	COM	871829107	1,154	21,204	SH		DFND	5	0	21,204	0
TJX COS INC NEW	COM	872540109	701	13,812	SH		DFND	5	0	13,812	0
T-MOBILE US INC	COM	872590104	227	2,143	SH		DFND	5	0	2,143	0
TAL EDUCATION GROUP	SPONSORED ADS	874080104	434	6,435	SH		DFND	5	0	6,435	0
TANDEM DIABETES CARE INC	COM NEW	875372203	1,065	12,123	SH		DFND	5	0	12,123	0
TARGET CORP	COM	87612E106	1,324	11,168	SH		DFND	5	0	11,168	0
TC ENERGY CORP	COM	87807B107	530	12,612	SH		DFND	5	0	12,612	0
TELADOC HEALTH INC	COM	87918A105	2,273	12,131	SH		DFND	5	0	12,131	0
TELUS CORPORATION	COM	87971M103	172	10,372	SH		DFND	5	0	10,372	0
TESLA INC	COM	88160R101	1,214	1,203	SH		DFND	5	0	1,203	0
TEXAS INSTRS INC	COM	882508104	2,528	20,262	SH		DFND	5	0	20,262	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,144	8,964	SH		DFND	5	0	8,964	0
THOMSON REUTERS CORP.	COM NEW	884903709	357	5,334	SH		DFND	5	0	5,334	0
THOR INDS INC	COM	885160101	1,023	9,564	SH		DFND	5	0	9,564	0
3-D SYS CORP DEL	COM NEW	88554D205	180	26,402	SH		DFND	5	0	26,402	0
3M CO	COM	88579Y101	3,483	22,385	SH		DFND	5	0	22,385	0
TORONTO DOMINION BK ONT	COM NEW	891160509	985	22,333	SH		DFND	5	0	22,333	0
TOTAL S.A.	SPONSORED ADS	89151E109	472	12,123	SH		DFND	5	0	12,123	0
TOYOTA MOTOR CORP	SP ADR REP2COM	892331307	253	1,995	SH		DFND	5	0	1,995	0
TRACTOR SUPPLY CO	COM	892356106	283	2,150	SH		DFND	5	0	2,150	0
TRAVELERS COMPANIES INC	COM	89417E109	792	7,012	SH		DFND	5	0	7,012	0
TRUIST FINL CORP	COM	89832Q109	3,003	81,727	SH		DFND	5	0	81,727	0
21VIANET GROUP INC	SPONSORED ADS A	90138A103	318	12,843	SH		DFND	5	0	12,843	0
2U INC	COM	90214J101	462	12,522	SH		DFND	5	0	12,522	0
TYLER TECHNOLOGIES INC	COM	902252105	2,091	6,153	SH		DFND	5	0	6,153	0
US BANCORP DEL	COM NEW	902973304	757	20,826	SH		DFND	5	0	20,826	0
UBER TECHNOLOGIES INC	COM	90353T100	2,481	83,731	SH		DFND	5	0	83,731	0
UNIFIRST CORP MASS	COM	904708104	308	1,746	SH		DFND	5	0	1,746	0
UNILEVER PLC	SPON ADR NEW	904767704	2,913	52,705	SH		DFND	5	0	52,705	0
UNILEVER N V	N Y SHS NEW	904784709	1,378	25,660	SH		DFND	5	0	25,660	0
UNION PAC CORP	COM	907818108	2,728	16,484	SH		DFND	5	0	16,484	0
UNITED PARCEL SERVICE INC	CL B	911312106	4,719	43,108	SH		DFND	5	0	43,108	0
UNITED RENTALS INC	COM	911363109	221	1,497	SH		DFND	5	0	1,497	0
UNITEDHEALTH GROUP INC	COM	91324P102	11,169	38,543	SH		DFND	5	0	38,543	0
V F CORP	COM	918204108	555	9,189	SH		DFND	5	0	9,189	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	5,672	49,067	SH		DFND	5	0	49,067	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	2,909	18,130	SH		DFND	5	0	18,130	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	4,033	43,286	SH		DFND	5	0	43,286	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	12,934	155,656	SH		DFND	5	0	155,656	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	115,575	1,309,627	SH		DFND	5	0	1,309,627	0
VANGUARD TAX-MANAGED FDS	FTSE DEV MKT ETF	921943858	2,123	54,724	SH		DFND	5	0	54,724	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	12,818	164,669	SH		DFND	5	0	164,669	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	3,830	39,764	SH		DFND	5	0	39,764	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	2,161	29,077	SH		DFND	5	0	29,077	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	77,173	1,617,208	SH		DFND	5	0	1,617,208	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,477	87,352	SH		DFND	5	0	87,352	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	404	2,054	SH		DFND	5	0	2,054	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	669	4,501	SH		DFND	5	0	4,501	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	321	6,523	SH		DFND	5	0	6,523	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	1,295	22,997	SH		DFND	5	0	22,997	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	295	1,556	SH		DFND	5	0	1,556	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	3,418	12,487	SH		DFND	5	0	12,487	0
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	254	2,141	SH		DFND	5	0	2,141	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	2,002	16,260	SH		DFND	5	0	16,260	0
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	421	4,575	SH		DFND	5	0	4,575	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	2,113	25,579	SH		DFND	5	0	25,579	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,128	32,939	SH		DFND	5	0	32,939	0
VEEVA SYS INC	CL A COM	922475108	2,091	9,084	SH		DFND	5	0	9,084	0
VENTAS INC	COM	92276F100	987	26,887	SH		DFND	5	0	26,887	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,659	17,583	SH		DFND	5	0	17,583	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	491	3,029	SH		DFND	5	0	3,029	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,148	27,682	SH		DFND	5	0	27,682	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	805	4,096	SH		DFND	5	0	4,096	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,551	14,692	SH		DFND	5	0	14,692	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,700	16,735	SH		DFND	5	0	16,735	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	108,378	768,257	SH		DFND	5	0	768,257	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	43,505	373,151	SH		DFND	5	0	373,151	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	6,771	34,132	SH		DFND	5	0	34,132	0
VANGUARD INDEX FDS	VALUE ETF	922908744	21,525	218,600	SH		DFND	5	0	218,600	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	579	4,024	SH		DFND	5	0	4,024	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	12,266	79,524	SH		DFND	5	0	79,524	0
VERIZON COMMUNICATIONS INC	COM	92343V104	10,042	183,614	SH		DFND	5	0	183,614	0
VERISK ANALYTICS INC	COM	92345Y106	1,753	10,665	SH		DFND	5	0	10,665	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	266	932	SH		DFND	5	0	932	0
VIPSHOP HOLDINGS LIMITED	SPONSORED ADS A	92763W103	249	12,572	SH		DFND	5	0	12,572	0
VISA INC	COM CL A	92826C839	29,042	151,747	SH		DFND	5	0	151,747	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	812	51,583	SH		DFND	5	0	51,583	0
WD-40 CO	COM	929236107	439	2,209	SH		DFND	5	0	2,209	0
WP CAREY INC	COM	92936U109	557	8,329	SH		DFND	5	0	8,329	0
WPP PLC NEW	ADR	92937A102	261	6,775	SH		DFND	5	0	6,775	0
WALMART INC	COM	931142103	2,642	22,190	SH		DFND	5	0	22,190	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	973	22,997	SH		DFND	5	0	22,997	0
WASTE MGMT INC DEL	COM	94106L109	1,187	11,466	SH		DFND	5	0	11,466	0
WATSCO INC	COM	942622200	515	2,955	SH		DFND	5	0	2,955	0
WELLS FARGO CO NEW	COM	949746101	3,217	125,172	SH		DFND	5	0	125,172	0
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	220	168	SH		DFND	5	0	168	0
WEST PHARMACEUTICAL SVSC INC	COM	955306105	2,038	9,258	SH		DFND	5	0	9,258	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	1,290	14,072	SH		DFND	5	0	14,072	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	316	8,636	SH		DFND	5	0	8,636	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	328	11,722	SH		DFND	5	0	11,722	0
WISDOMTREE TR	INTL SMCAP DIV	97717W760	272	4,887	SH		DFND	5	0	4,887	0
WISDOMTREE TR	EUROPE SMCP DV	97717W869	287	5,837	SH		DFND	5	0	5,837	0
XYLEM INC	COM	98419M100	271	4,212	SH		DFND	5	0	4,212	0
YAMANA GOLD INC	COM	98462Y100	155	29,392	SH		DFND	5	0	29,392	0
YUM BRANDS INC	COM	988498101	260	2,988	SH		DFND	5	0	2,988	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	365	3,120	SH		DFND	5	0	3,120	0
ZIONS BANCORPORATION N A	COM	989701107	206	6,225	SH		DFND	5	0	6,225	0
ZOETIS INC	CL A	98978V103	2,356	17,853	SH		DFND	5	0	17,853	0
ZOMEDICA PHARMACEUTICALS COR	COM	98979F107	3	10,000	SH		DFND	5	0	10,000	0
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	522	14,063	SH		DFND	5	0	14,063	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	387	1,558	SH		DFND	5	0	1,558	0
CONSTELLIUM SE	CL A SHS	F21107101	114	14,650	SH		DFND	5	0	14,650	0
ALLEGION PLC	ORD SHS	G0176J109	342	3,428	SH		DFND	5	0	3,428	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	859	4,039	SH		DFND	5	0	4,039	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	255	6,323	SH		DFND	5	0	6,323	0
COCA COLA EUROPEAN PARTNERS	SHS	G25839104	204	5,444	SH		DFND	5	0	5,444	0
EATON CORP PLC	SHS	G29183103	866	9,968	SH		DFND	5	0	9,968	0
GENPACT LIMITED	SHS	G3922B107	1,451	40,176	SH		DFND	5	0	40,176	0
ICON PLC	SHS	G4705A100	573	3,524	SH		DFND	5	0	3,524	0
IHS MARKIT LTD	SHS	G47567105	1,325	18,198	SH		DFND	5	0	18,198	0
JOHNSON CTLS INTL PLC	SHS	G51502105	1,201	35,504	SH		DFND	5	0	35,504	0
LINDE PLC	SHS	G5494J103	1,820	8,616	SH		DFND	5	0	8,616	0
MARVELL TECHNOLOGY GROUP LTD	ORD	G5876H105	282	8,389	SH		DFND	5	0	8,389	0
MEDTRONIC PLC	SHS	G5960L103	1,313	14,546	SH		DFND	5	0	14,546	0
CHUBB LIMITED	COM	H1467J104	1,793	14,268	SH		DFND	5	0	14,268	0
UBS GROUP AG	SHS	H42097107	199	17,446	SH		DFND	5	0	17,446	0
LOGITECH INTL S A	SHS	H50430232	267	4,180	SH		DFND	5	0	4,180	0
GLOBANT S A	COM	L44385109	1,921	13,077	SH		DFND	5	0	13,077	0
STRATASYS LTD	SHS	M85548101	166	10,544	SH		DFND	5	0	10,544	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	496	1,360	SH		DFND	5	0	1,360	0
NXP SEMICONDUCTORS N V	COM	N6596X109	1,383	12,396	SH		DFND	5	0	12,396	0