Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB LTD	SPONSORED ADR	000375204	458	17,898	SH		DFND	5	0	17,898	0
AFLAC INC	COM	001055102	513	14,239	SH		DFND	5	0	14,239	0
AT&T INC	COM	00206R102	8,501	300,393	SH		DFND	5	0	300,393	0
ABBOTT LABS	COM	002824100	3,046	28,955	SH		DFND	5	0	28,955	0
ABBVIE INC	COM	00287Y109	3,889	44,758	SH		DFND	5	0	44,758	0
ACTIVISION BLIZZARD INC	COM	00507V109	238	2,942	SH		DFND	5	0	2,942	0
ADAPTIMMUNE THERAPEUTICS PLC	SPONDS ADR	00653A107	290	37,820	SH		DFND	5	0	37,820	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,860	3,803	SH		DFND	5	0	3,803	0
ADVANCE AUTO PARTS INC	COM	00751Y106	411	2,707	SH		DFND	5	0	2,707	0
ADVANCED MICRO DEVICES INC	COM	007903107	620	7,582	SH		DFND	5	0	7,582	0
AIR PRODS & CHEMS INC	COM	009158106	708	2,408	SH		DFND	5	0	2,408	0
AKAMAI TECHNOLOGIES INC	COM	00971T101	307	2,760	SH		DFND	5	0	2,760	0
ALARM COM HLDGS INC	COM	011642105	459	8,208	SH		DFND	5	0	8,208	0
ALBANY INTL CORP	CL A	012348108	302	6,040	SH		DFND	5	0	6,040	0
ALEXION PHARMACEUTICALS INC	COM	015351109	514	4,569	SH		DFND	5	0	4,569	0
ALGONQUIN PWR UTILS CORP	COM	015857105	247	17,300	SH		DFND	5	0	17,300	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,432	8,784	SH		DFND	5	0	8,784	0
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	216	7,996	SH		DFND	5	0	7,996	0
ALLSTATE CORP	COM	020002101	328	3,516	SH		DFND	5	0	3,516	0
ALPHABET INC	CAP STK CL C	02079K107	10,080	6,862	SH		DFND	5	0	6,862	0
ALPHABET INC	CAP STK CL A	02079K305	18,287	12,474	SH		DFND	5	0	12,474	0
ALTRIA GROUP INC	COM	02209S103	2,919	76,088	SH		DFND	5	0	76,088	0
AMAZON COM INC	COM	023135106	27,252	8,668	SH		DFND	5	0	8,668	0
AMEDISYS INC	COM	023436108	1,916	8,256	SH		DFND	5	0	8,256	0
AMERICAN ELEC PWR CO INC	COM	025537101	1,054	13,014	SH		DFND	5	0	13,014	0
AMERICAN EXPRESS CO	COM	025816109	891	9,116	SH		DFND	5	0	9,116	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,718	7,153	SH		DFND	5	0	7,153	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	429	2,985	SH		DFND	5	0	2,985	0
AMERISOURCEBERGEN CORP	COM	03073E105	7,404	76,993	SH		DFND	5	0	76,993	0
AMGEN INC	COM	031162100	7,425	29,903	SH		DFND	5	0	29,903	0
ANALOG DEVICES INC	COM	032654105	2,577	22,088	SH		DFND	5	0	22,088	0
ANGLOGOLD ASHANTI LIMITED	SPONSORED ADR	035128206	457	17,287	SH		DFND	5	0	17,287	0
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	1,064	149,450	SH		DFND	5	0	149,450	0
ANSYS INC	COM	03662Q105	2,089	6,537	SH		DFND	5	0	6,537	0
ANTHEM INC	COM	036752103	4,760	18,321	SH		DFND	5	0	18,321	0
APOLLO COML REAL EST FIN INC	COM	03762U105	104	11,542	SH		DFND	5	0	11,542	0
APPLE INC	COM	037833100	41,851	366,823	SH		DFND	5	0	366,823	0
APPLIED MATLS INC	COM	038222105	623	10,442	SH		DFND	5	0	10,442	0
APPLIED OPTOELECTRONICS INC	COM	03823U102	223	19,800	SH		DFND	5	0	19,800	0
ARBOR REALTY TRUST INC	COM	038923108	299	26,015	SH		DFND	5	0	26,015	0
ARCHER DANIELS MIDLAND CO	COM	039483102	255	5,544	SH		DFND	5	0	5,544	0
ARES CAPITAL CORP	COM	04010L103	239	17,147	SH		DFND	5	0	17,147	0
ARGENX SE	SPONSORED ADR	04016X101	670	2,576	SH		DFND	5	0	2,576	0
ARMSTRONG WORLD INDS INC	COM	04247X102	255	3,623	SH		DFND	5	0	3,623	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	919	16,672	SH		DFND	5	0	16,672	0
ATLANTIC AMERN CORP	COM	048209100	115	58,221	SH		DFND	5	0	58,221	0
AUTODESK INC	COM	052769106	1,990	8,545	SH		DFND	5	0	8,545	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,468	10,675	SH		DFND	5	0	10,675	0
AUTOZONE INC	COM	053332102	236	204	SH		DFND	5	0	204	0
AXON ENTERPRISE INC	COM	05464C101	438	4,942	SH		DFND	5	0	4,942	0
BCE INC	COM NEW	05534B760	1,923	46,180	SH		DFND	5	0	46,180	0
BP PLC	SPONSORED ADR	055622104	476	26,940	SH		DFND	5	0	26,940	0
BADGER METER INC	COM	056525108	292	4,427	SH		DFND	5	0	4,427	0
BAIDU INC	SPON ADR REP A	056752108	203	1,657	SH		DFND	5	0	1,657	0
BALL CORP	COM	058498106	592	7,191	SH		DFND	5	0	7,191	0
BK OF AMERICA CORP	COM	060505104	1,910	80,362	SH		DFND	5	0	80,362	0
BANK HAWAII CORP	COM	062540109	267	5,343	SH		DFND	5	0	5,343	0
BANK MONTREAL QUE	COM	063671101	217	3,725	SH		DFND	5	0	3,725	0
BANK NEW YORK MELLON CORP	COM	064058100	1,134	33,468	SH		DFND	5	0	33,468	0
BARCLAYS BANK PLC	IPTH SR B S&P	06746P621	349	14,013	SH		DFND	5	0	14,013	0
BECTON DICKINSON & CO	COM	075887109	954	4,231	SH		DFND	5	0	4,231	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,398	49,411	SH		DFND	5	0	49,411	0
BEST BUY INC	COM	086516101	437	3,974	SH		DFND	5	0	3,974	0
BEYOND MEAT INC	COM	08862E109	240	1,449	SH		DFND	5	0	1,449	0
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	269	3,541	SH		DFND	5	0	3,541	0
BIOGEN INC	COM	09062X103	370	1,309	SH		DFND	5	0	1,309	0
BLACKLINE INC	COM	09239B109	1,869	20,689	SH		DFND	5	0	20,689	0
BLACKROCK INC	COM	09247X101	2,025	3,652	SH		DFND	5	0	3,652	0
BLACKSTONE GROUP INC	COM CL A	09260D107	1,522	28,871	SH		DFND	5	0	28,871	0
BOEING CO	COM	097023105	1,901	11,621	SH		DFND	5	0	11,621	0
BOOKING HOLDINGS INC	COM	09857L108	7,065	4,223	SH		DFND	5	0	4,223	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,845	30,799	SH		DFND	5	0	30,799	0
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	836	23,465	SH		DFND	5	0	23,465	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	303	2,299	SH		DFND	5	0	2,299	0
BROADCOM INC	COM	11135F101	993	2,726	SH		DFND	5	0	2,726	0
BROOKS AUTOMATION INC NEW	COM	114340102	601	12,770	SH		DFND	5	0	12,770	0
BROWN FORMAN CORP	CL B	115637209	1,726	22,937	SH		DFND	5	0	22,937	0
CBRE GROUP INC	CL A	12504L109	276	5,892	SH		DFND	5	0	5,892	0
CDW CORP	COM	12514G108	487	4,124	SH		DFND	5	0	4,124	0
CIGNA CORP NEW	COM	125523100	274	1,670	SH		DFND	5	0	1,670	0
CME GROUP INC	COM	12572Q105	358	2,155	SH		DFND	5	0	2,155	0
CRH PLC	ADR	12626K203	458	12,555	SH		DFND	5	0	12,555	0
CSX CORP	COM	126408103	460	5,926	SH		DFND	5	0	5,926	0
CVS HEALTH CORP	COM	126650100	2,591	45,027	SH		DFND	5	0	45,027	0
CADENCE DESIGN SYSTEM INC	COM	127387108	254	2,402	SH		DFND	5	0	2,402	0
CANADIAN IMP BK COMM	COM	136069101	1,013	13,588	SH		DFND	5	0	13,588	0
CANADIAN NATL RY CO	COM	136375102	390	3,669	SH		DFND	5	0	3,669	0
CARMAX INC	COM	143130102	3,882	41,711	SH		DFND	5	0	41,711	0
CARRIER GLOBAL CORPORATION	COM	14448C104	243	7,976	SH		DFND	5	0	7,976	0
CATERPILLAR INC DEL	COM	149123101	3,406	23,106	SH		DFND	5	0	23,106	0
CENTERPOINT ENERGY INC	COM	15189T107	1,576	82,941	SH		DFND	5	0	82,941	0
LUMEN TECHNOLOGIES INC	COM	156700106	191	18,703	SH		DFND	5	0	18,703	0
CHEESECAKE FACTORY INC	COM	163072101	415	15,346	SH		DFND	5	0	15,346	0
CHEMED CORP NEW	COM	16359R103	1,650	3,455	SH		DFND	5	0	3,455	0
CHEVRON CORP NEW	COM	166764100	3,892	54,122	SH		DFND	5	0	54,122	0
CHIMERA INVT CORP	COM NEW	16934Q208	117	14,108	SH		DFND	5	0	14,108	0
CHURCH & DWIGHT INC	COM	171340102	287	3,086	SH		DFND	5	0	3,086	0
CISCO SYS INC	COM	17275R102	4,404	112,744	SH		DFND	5	0	112,744	0
CINTAS CORP	COM	172908105	1,971	5,969	SH		DFND	5	0	5,969	0
CITIGROUP INC	COM NEW	172967424	799	18,845	SH		DFND	5	0	18,845	0
CLEAN ENERGY FUELS CORP	COM	184499101	98	37,754	SH		DFND	5	0	37,754	0
CLOROX CO DEL	COM	189054109	672	3,196	SH		DFND	5	0	3,196	0
COCA COLA CO	COM	191216100	5,382	110,024	SH		DFND	5	0	110,024	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	223	3,226	SH		DFND	5	0	3,226	0
COLGATE PALMOLIVE CO	COM	194162103	652	8,556	SH		DFND	5	0	8,556	0
COMCAST CORP NEW	CL A	20030N101	6,765	146,420	SH		DFND	5	0	146,420	0
COMPASS MINERALS INTL INC	COM	20451N101	1,865	31,653	SH		DFND	5	0	31,653	0
CONAGRA BRANDS INC	COM	205887102	619	17,452	SH		DFND	5	0	17,452	0
CONOCOPHILLIPS	COM	20825C104	771	23,756	SH		DFND	5	0	23,756	0
CONSOLIDATED EDISON INC	COM	209115104	778	10,107	SH		DFND	5	0	10,107	0
CONSTELLATION BRANDS INC	CL A	21036P108	320	1,707	SH		DFND	5	0	1,707	0
CORELOGIC INC	COM	21871D103	595	8,822	SH		DFND	5	0	8,822	0
CORNING INC	COM	219350105	809	25,294	SH		DFND	5	0	25,294	0
CORTEVA INC	COM	22052L104	392	13,712	SH		DFND	5	0	13,712	0
COSTCO WHSL CORP NEW	COM	22160K105	3,174	9,016	SH		DFND	5	0	9,016	0
COSTAR GROUP INC	COM	22160N109	3,670	4,283	SH		DFND	5	0	4,283	0
COVANTA HLDG CORP	COM	22282E102	118	14,897	SH		DFND	5	0	14,897	0
CROWN HLDGS INC	COM	228368106	220	2,875	SH		DFND	5	0	2,875	0
CUMMINS INC	COM	231021106	379	1,777	SH		DFND	5	0	1,777	0
D R HORTON INC	COM	23331A109	248	3,355	SH		DFND	5	0	3,355	0
DANAHER CORPORATION	COM	235851102	4,255	20,166	SH		DFND	5	0	20,166	0
DEERE & CO	COM	244199105	580	2,635	SH		DFND	5	0	2,635	0
DELL TECHNOLOGIES INC	CL C	24703L202	596	8,709	SH		DFND	5	0	8,709	0
DELTA AIR LINES INC DEL	COM NEW	247361702	443	14,468	SH		DFND	5	0	14,468	0
DEXCOM INC	COM	252131107	1,861	4,627	SH		DFND	5	0	4,627	0
DIAGEO PLC	SPON ADR NEW	25243Q205	815	5,987	SH		DFND	5	0	5,987	0
DIGITAL RLTY TR INC	COM	253868103	223	1,515	SH		DFND	5	0	1,515	0
DISNEY WALT CO	COM DISNEY	254687106	5,233	41,724	SH		DFND	5	0	41,724	0
DISCOVER FINL SVCS	COM	254709108	375	6,745	SH		DFND	5	0	6,745	0
DR REDDYS LABS LTD	ADR	256135203	341	4,971	SH		DFND	5	0	4,971	0
DOCUSIGN INC	COM	256163106	954	4,478	SH		DFND	5	0	4,478	0
DOLLAR GEN CORP NEW	COM	256677105	720	3,432	SH		DFND	5	0	3,432	0
DOMINION ENERGY INC	COM	25746U109	4,025	51,684	SH		DFND	5	0	51,684	0
DOVER CORP	COM	260003108	372	3,435	SH		DFND	5	0	3,435	0
DOW INC	COM	260557103	888	19,067	SH		DFND	5	0	19,067	0
DRAFTKINGS INC	COM CL A	26142R104	301	5,393	SH		DFND	5	0	5,393	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,688	93,287	SH		DFND	5	0	93,287	0
DUPONT DE NEMOURS INC	COM	26614N102	421	7,630	SH		DFND	5	0	7,630	0
EBAY INC.	COM	278642103	1,707	32,424	SH		DFND	5	0	32,424	0
ECOLAB INC	COM	278865100	2,953	14,953	SH		DFND	5	0	14,953	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	2,816	35,965	SH		DFND	5	0	35,965	0
ELECTRONIC ARTS INC	COM	285512109	2,597	19,977	SH		DFND	5	0	19,977	0
EMERSON ELEC CO	COM	291011104	561	8,610	SH		DFND	5	0	8,610	0
ENBRIDGE INC	COM	29250N105	9,910	335,363	SH		DFND	5	0	335,363	0
ENERGY TRANSFER LP	COM UT LTD PTN	29273V100	87	15,520	SH		DFND	5	0	15,520	0
ENTERGY CORP NEW	COM	29364G103	270	2,823	SH		DFND	5	0	2,823	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	1,894	118,920	SH		DFND	5	0	118,920	0
ERIE INDTY CO	CL A	29530P102	236	1,123	SH		DFND	5	0	1,123	0
EVERSOURCE ENERGY	COM	30040W108	367	4,416	SH		DFND	5	0	4,416	0
EXELON CORP	COM	30161N101	299	8,467	SH		DFND	5	0	8,467	0
EXXON MOBIL CORP	COM	30231G102	5,536	161,502	SH		DFND	5	0	161,502	0
FS KKR CAPITAL CORP	COM	302635206	509	32,116	SH		DFND	5	0	32,116	0
FACEBOOK INC	CL A	30303M102	15,988	61,072	SH		DFND	5	0	61,072	0
FASTENAL CO	COM	311900104	2,899	63,962	SH		DFND	5	0	63,962	0
FEDERAL RLTY INVT TR	SH BEN INT NEW	313747206	292	4,000	SH		DFND	5	0	4,000	0
FEDEX CORP	COM	31428X106	794	3,131	SH		DFND	5	0	3,131	0
FIDELITY NATL INFORMATION SV	COM	31620M106	326	2,193	SH		DFND	5	0	2,193	0
FIFTH THIRD BANCORP	COM	316773100	300	14,291	SH		DFND	5	0	14,291	0
FIRST COMWLTH FINL CORP PA	COM	319829107	113	14,847	SH		DFND	5	0	14,847	0
FIRST FINL BANKSHARES	COM	32020R109	315	11,329	SH		DFND	5	0	11,329	0
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	477	18,477	SH		DFND	5	0	18,477	0
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	1,262	20,026	SH		DFND	5	0	20,026	0
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	803	4,273	SH		DFND	5	0	4,273	0
FIRST TR MULTI CAP GROWTH AL	COM SHS	33733F101	495	5,762	SH		DFND	5	0	5,762	0
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	315	3,662	SH		DFND	5	0	3,662	0
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	758	6,466	SH		DFND	5	0	6,466	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	861	27,527	SH		DFND	5	0	27,527	0
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	521	8,274	SH		DFND	5	0	8,274	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	409	4,369	SH		DFND	5	0	4,369	0
FIRST TR EXCHANGE TRADED FD	TECH ALPHADEX	33734X176	214	2,352	SH		DFND	5	0	2,352	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	247	4,285	SH		DFND	5	0	4,285	0
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	312	4,765	SH		DFND	5	0	4,765	0
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	302	6,520	SH		DFND	5	0	6,520	0
FIRST TRUST LRGCP GWT ALPHAD	COM SHS	33735K108	213	2,541	SH		DFND	5	0	2,541	0
FISERV INC	COM	337738108	273	2,634	SH		DFND	5	0	2,634	0
FIRSTENERGY CORP	COM	337932107	1,986	69,443	SH		DFND	5	0	69,443	0
FIVE BELOW INC	COM	33829M101	1,688	13,544	SH		DFND	5	0	13,544	0
FORD MTR CO DEL	COM	345370860	219	33,128	SH		DFND	5	0	33,128	0
FORTIS INC	COM	349553107	316	7,735	SH		DFND	5	0	7,735	0
FORTIVE CORP	COM	34959J108	1,724	22,626	SH		DFND	5	0	22,626	0
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	248	2,904	SH		DFND	5	0	2,904	0
FS KKR CAP CORP II	COM	35952V303	1,137	76,489	SH		DFND	5	0	76,489	0
GDS HLDGS LTD	SPONSORED ADS	36165L108	224	2,800	SH		DFND	5	0	2,800	0
GANNETT CO INC	COM	36472T109	60	44,598	SH		DFND	5	0	44,598	0
GENERAL DYNAMICS CORP	COM	369550108	2,146	15,486	SH		DFND	5	0	15,486	0
GENERAL ELECTRIC CO	COM	369604103	509	83,225	SH		DFND	5	0	83,225	0
GENERAL MLS INC	COM	370334104	2,863	47,836	SH		DFND	5	0	47,836	0
GENTEX CORP	COM	371901109	1,164	45,414	SH		DFND	5	0	45,414	0
GENMAB A/S	SPONSORED ADS	372303206	267	7,145	SH		DFND	5	0	7,145	0
GENUINE PARTS CO	COM	372460105	2,920	30,827	SH		DFND	5	0	30,827	0
GILEAD SCIENCES INC	COM	375558103	1,092	17,579	SH		DFND	5	0	17,579	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	1,023	27,333	SH		DFND	5	0	27,333	0
GLOBAL PMTS INC	COM	37940X102	581	3,273	SH		DFND	5	0	3,273	0
GOLD FIELDS LTD	SPONSORED ADR	38059T106	734	58,768	SH		DFND	5	0	58,768	0
GOLDMAN SACHS GROUP INC	COM	38141G104	318	1,614	SH		DFND	5	0	1,614	0
GRACO INC	COM	384109104	474	7,725	SH		DFND	5	0	7,725	0
GRAINGER W W INC	COM	384802104	482	1,368	SH		DFND	5	0	1,368	0
GRAND CANYON ED INC	COM	38526M106	1,617	19,812	SH		DFND	5	0	19,812	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	1,161	10,999	SH		DFND	5	0	10,999	0
HD SUPPLY HLDGS INC	COM	40416M105	232	5,745	SH		DFND	5	0	5,745	0
HANESBRANDS INC	COM	410345102	1,618	104,781	SH		DFND	5	0	104,781	0
HEALTHCARE SVCS GROUP INC	COM	421906108	1,133	53,052	SH		DFND	5	0	53,052	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	783	28,932	SH		DFND	5	0	28,932	0
HEICO CORP NEW	COM	422806109	2,116	20,264	SH		DFND	5	0	20,264	0
HENRY JACK & ASSOC INC	COM	426281101	1,676	10,339	SH		DFND	5	0	10,339	0
HERSHEY CO	COM	427866108	880	6,234	SH		DFND	5	0	6,234	0
HOME DEPOT INC	COM	437076102	13,289	48,834	SH		DFND	5	0	48,834	0
HONEYWELL INTL INC	COM	438516106	1,093	6,646	SH		DFND	5	0	6,646	0
HORMEL FOODS CORP	COM	440452100	285	5,867	SH		DFND	5	0	5,867	0
HOULIHAN LOKEY INC	CL A	441593100	512	8,827	SH		DFND	5	0	8,827	0
HUBSPOT INC	COM	443573100	296	989	SH		DFND	5	0	989	0
HUNTINGTON BANCSHARES INC	COM	446150104	501	55,358	SH		DFND	5	0	55,358	0
IAC INTERACTIVECORP NEW	COM	44891N109	1,177	9,898	SH		DFND	5	0	9,898	0
IDEXX LABS INC	COM	45168D104	1,747	4,538	SH		DFND	5	0	4,538	0
ILLINOIS TOOL WKS INC	COM	452308109	805	4,159	SH		DFND	5	0	4,159	0
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	734	21,886	SH		DFND	5	0	21,886	0
ING GROEP N.V.	SPONSORED ADR	456837103	121	17,178	SH		DFND	5	0	17,178	0
INSEEGO CORP	COM	45782B104	106	10,224	SH		DFND	5	0	10,224	0
INTEL CORP	COM	458140100	4,992	97,526	SH		DFND	5	0	97,526	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,083	17,225	SH		DFND	5	0	17,225	0
INTUIT	COM	461202103	2,220	6,859	SH		DFND	5	0	6,859	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	2,642	3,815	SH		DFND	5	0	3,815	0
IQVIA HLDGS INC	COM	46266C105	9,352	60,424	SH		DFND	5	0	60,424	0
ISHARES GOLD TRUST	ISHARES	464285105	18,872	1,042,069	SH		DFND	5	0	1,042,069	0
ISHARES INC	MSCI STH KOR ETF	464286772	229	3,543	SH		DFND	5	0	3,543	0
ISHARES INC	MSCI GERMANY ETF	464286806	673	22,919	SH		DFND	5	0	22,919	0
ISHARES TR	MRNGSTR LG-CP GR	464287119	624	2,355	SH		DFND	5	0	2,355	0
ISHARES TR	CORE S&P TTL STK	464287150	562	7,501	SH		DFND	5	0	7,501	0
ISHARES TR	SELECT DIVID ETF	464287168	534	6,582	SH		DFND	5	0	6,582	0
ISHARES TR	TIPS BD ETF	464287176	3,223	25,400	SH		DFND	5	0	25,400	0
ISHARES TR	TRANS AVG ETF	464287192	214	1,072	SH		DFND	5	0	1,072	0
ISHARES TR	CORE S&P500 ETF	464287200	42,954	128,794	SH		DFND	5	0	128,794	0
ISHARES TR	CORE US AGGBD ET	464287226	10,302	87,118	SH		DFND	5	0	87,118	0
ISHARES TR	MSCI EMG MKT ETF	464287234	607	13,982	SH		DFND	5	0	13,982	0
ISHARES TR	IBOXX INV CP ETF	464287242	106,072	787,294	SH		DFND	5	0	787,294	0
ISHARES TR	GLOBAL TECH ETF	464287291	290	1,106	SH		DFND	5	0	1,106	0
ISHARES TR	S&P 500 GRWT ETF	464287309	2,891	12,589	SH		DFND	5	0	12,589	0
ISHARES TR	GLOBAL ENERG ETF	464287341	229	13,924	SH		DFND	5	0	13,924	0
ISHARES TR	S&P 500 VAL ETF	464287408	328	2,939	SH		DFND	5	0	2,939	0
ISHARES TR	20 YR TR BD ETF	464287432	107,461	651,914	SH		DFND	5	0	651,914	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	4,730	38,720	SH		DFND	5	0	38,720	0
ISHARES TR	1 3 YR TREAS BD	464287457	21,609	249,817	SH		DFND	5	0	249,817	0
ISHARES TR	MSCI EAFE ETF	464287465	739	11,558	SH		DFND	5	0	11,558	0
ISHARES TR	RUS MDCP VAL ETF	464287473	233	2,901	SH		DFND	5	0	2,901	0
ISHARES TR	RUS MD CP GR ETF	464287481	563	3,277	SH		DFND	5	0	3,277	0
ISHARES TR	RUS MID CAP ETF	464287499	678	11,864	SH		DFND	5	0	11,864	0
ISHARES TR	CORE S&P MCP ETF	464287507	33,852	183,841	SH		DFND	5	0	183,841	0
ISHARES TR	EXPANDED TECH	464287515	4,503	14,500	SH		DFND	5	0	14,500	0
ISHARES TR	PHLX SEMICND ETF	464287523	11,311	37,191	SH		DFND	5	0	37,191	0
ISHARES TR	NASDAQ BIOTECH	464287556	701	5,209	SH		DFND	5	0	5,209	0
ISHARES TR	COHEN STEER REIT	464287564	260	2,558	SH		DFND	5	0	2,558	0
ISHARES TR	RUS 1000 VAL ETF	464287598	1,435	12,239	SH		DFND	5	0	12,239	0
ISHARES TR	S&P MC 400GR ETF	464287606	919	3,863	SH		DFND	5	0	3,863	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,122	14,511	SH		DFND	5	0	14,511	0
ISHARES TR	RUS 1000 ETF	464287622	331	1,780	SH		DFND	5	0	1,780	0
ISHARES TR	RUSSELL 2000 ETF	464287655	475	3,181	SH		DFND	5	0	3,181	0
ISHARES TR	CORE S&P US GWT	464287671	268	3,378	SH		DFND	5	0	3,378	0
ISHARES TR	S&P MC 400VL ETF	464287705	292	2,180	SH		DFND	5	0	2,180	0
ISHARES TR	U.S. TECH ETF	464287721	517	1,730	SH		DFND	5	0	1,730	0
ISHARES TR	U.S. FINLS ETF	464287788	281	2,497	SH		DFND	5	0	2,497	0
ISHARES TR	CORE S&P SCP ETF	464287804	39,130	558,762	SH		DFND	5	0	558,762	0
ISHARES TR	SP SMCP600VL ETF	464287879	273	2,240	SH		DFND	5	0	2,240	0
ISHARES TR	SHRT NAT MUN ETF	464288158	367	3,393	SH		DFND	5	0	3,393	0
ISHARES TR	MRGSTR MD CP ETF	464288208	727	3,645	SH		DFND	5	0	3,645	0
ISHARES TR	EAFE SML CP ETF	464288273	538	9,129	SH		DFND	5	0	9,129	0
ISHARES TR	JPMORGAN USD EMG	464288281	2,956	26,783	SH		DFND	5	0	26,783	0
ISHARES TR	MRGSTR MD CP GRW	464288307	566	1,768	SH		DFND	5	0	1,768	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,310	11,283	SH		DFND	5	0	11,283	0
ISHARES TR	INTL SEL DIV ETF	464288448	244	9,819	SH		DFND	5	0	9,819	0
ISHARES TR	IBOXX HI YD ETF	464288513	133,892	1,602,339	SH		DFND	5	0	1,602,339	0
ISHARES TR	MBS ETF	464288588	7,577	68,623	SH		DFND	5	0	68,623	0
ISHARES TR	ISHS 5-10YR INVT	464288638	4,648	76,343	SH		DFND	5	0	76,343	0
ISHARES TR	ISHS 1-5YR INVS	464288646	6,507	118,524	SH		DFND	5	0	118,524	0
ISHARES TR	3 7 YR TREAS BD	464288661	4,972	37,178	SH		DFND	5	0	37,178	0
ISHARES TR	SHORT TREAS BD	464288679	8,511	76,876	SH		DFND	5	0	76,876	0
ISHARES TR	PFD AND INCM SEC	464288687	4,484	122,806	SH		DFND	5	0	122,806	0
ISHARES TR	US AER DEF ETF	464288760	2,279	14,260	SH		DFND	5	0	14,260	0
ISHARES TR	U.S. MED DVC ETF	464288810	2,090	7,088	SH		DFND	5	0	7,088	0
ISHARES TR	US HLTHCR PR ETF	464288828	342	1,732	SH		DFND	5	0	1,732	0
ISHARES TR	EAFE VALUE ETF	464288877	2,322	57,378	SH		DFND	5	0	57,378	0
ISHARES TR	RUS TP200 GR ETF	464289438	675	5,606	SH		DFND	5	0	5,606	0
ISHARES TR	10+ YR INVST GRD	464289511	2,256	32,050	SH		DFND	5	0	32,050	0
ISHARES TR	AGGRES ALLOC ETF	464289859	347	6,010	SH		DFND	5	0	6,010	0
ISHARES SILVER TR	ISHARES	46428Q109	5,931	263,605	SH		DFND	5	0	263,605	0
JPMORGAN CHASE & CO	COM	46625H100	4,927	51,673	SH		DFND	5	0	51,673	0
JACOBS ENGR GROUP INC	COM	469814107	297	3,195	SH		DFND	5	0	3,195	0
JOHNSON & JOHNSON	COM	478160104	10,659	72,477	SH		DFND	5	0	72,477	0
KKR & CO INC	COM	48251W104	987	28,861	SH		DFND	5	0	28,861	0
KIMBERLY CLARK CORP	COM	494368103	2,298	15,706	SH		DFND	5	0	15,706	0
KINDER MORGAN INC DEL	COM	49456B101	196	15,738	SH		DFND	5	0	15,738	0
KONINKLIJKE PHILIPS N V	NY REG SH NEW	500472303	261	5,517	SH		DFND	5	0	5,517	0
KROGER CO	COM	501044101	633	18,745	SH		DFND	5	0	18,745	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,015	11,463	SH		DFND	5	0	11,463	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	362	1,939	SH		DFND	5	0	1,939	0
LAM RESEARCH CORP	COM	512807108	519	1,538	SH		DFND	5	0	1,538	0
LANDSTAR SYS INC	COM	515098101	404	3,194	SH		DFND	5	0	3,194	0
LAUDER ESTEE COS INC	CL A	518439104	1,612	7,510	SH		DFND	5	0	7,510	0
LEIDOS HOLDINGS INC	COM	525327102	280	3,093	SH		DFND	5	0	3,093	0
LENNAR CORP	CL A	526057104	534	6,761	SH		DFND	5	0	6,761	0
LILLY ELI & CO	COM	532457108	1,068	7,305	SH		DFND	5	0	7,305	0
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	616	477,870	SH		DFND	5	0	477,870	0
LOCKHEED MARTIN CORP	COM	539830109	4,962	12,763	SH		DFND	5	0	12,763	0
LOWES COS INC	COM	548661107	13,234	81,559	SH		DFND	5	0	81,559	0
LULULEMON ATHLETICA INC	COM	550021109	1,454	4,491	SH		DFND	5	0	4,491	0
LYFT INC	CL A COM	55087P104	1,695	62,472	SH		DFND	5	0	62,472	0
M & T BK CORP	COM	55261F104	300	3,297	SH		DFND	5	0	3,297	0
MPLX LP	COM UNIT REP LTD	55336V100	216	13,165	SH		DFND	5	0	13,165	0
MACYS INC	COM	55616P104	69	12,125	SH		DFND	5	0	12,125	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	1,985	56,891	SH		DFND	5	0	56,891	0
MARATHON OIL CORP	COM	565849106	45	10,853	SH		DFND	5	0	10,853	0
MARATHON PETE CORP	COM	56585A102	1,079	36,658	SH		DFND	5	0	36,658	0
MARKEL CORP	COM	570535104	245	253	SH		DFND	5	0	253	0
MARSH & MCLENNAN COS INC	COM	571748102	566	4,966	SH		DFND	5	0	4,966	0
MARRIOTT INTL INC NEW	CL A	571903202	468	5,019	SH		DFND	5	0	5,019	0
MASTERCARD INCORPORATED	CL A	57636Q104	21,300	63,349	SH		DFND	5	0	63,349	0
MATCH GROUP INC NEW	COM	57667L107	920	8,429	SH		DFND	5	0	8,429	0
MCCORMICK & CO INC	COM NON VTG	579780206	362	1,908	SH		DFND	5	0	1,908	0
MCDONALDS CORP	COM	580135101	5,499	25,150	SH		DFND	5	0	25,150	0
MCKESSON CORP	COM	58155Q103	795	5,423	SH		DFND	5	0	5,423	0
MEDICAL PPTYS TRUST INC	COM	58463J304	224	12,733	SH		DFND	5	0	12,733	0
MERCADOLIBRE INC	COM	58733R102	776	717	SH		DFND	5	0	717	0
MERCK & CO. INC	COM	58933Y105	4,754	58,042	SH		DFND	5	0	58,042	0
MICROSOFT CORP	COM	594918104	42,457	204,844	SH		DFND	5	0	204,844	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	1,450	14,112	SH		DFND	5	0	14,112	0
MICRON TECHNOLOGY INC	COM	595112103	373	7,361	SH		DFND	5	0	7,361	0
MOBILE TELESYSTEMS PJSC	SPONSORED ADR	607409109	204	23,875	SH		DFND	5	0	23,875	0
MONDELEZ INTL INC	CL A	609207105	573	10,148	SH		DFND	5	0	10,148	0
MORGAN STANLEY	COM NEW	617446448	1,211	25,633	SH		DFND	5	0	25,633	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	413	2,619	SH		DFND	5	0	2,619	0
NATIONAL BEVERAGE CORP	COM	635017106	532	7,768	SH		DFND	5	0	7,768	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	1,082	19,015	SH		DFND	5	0	19,015	0
NATIONAL INSTRS CORP	COM	636518102	1,018	28,604	SH		DFND	5	0	28,604	0
NEOGEN CORP	COM	640491106	683	8,837	SH		DFND	5	0	8,837	0
NETFLIX INC	COM	64110L106	2,383	4,828	SH		DFND	5	0	4,828	0
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581107	321	2,183	SH		DFND	5	0	2,183	0
NEXTERA ENERGY INC	COM	65339F101	2,638	9,318	SH		DFND	5	0	9,318	0
NICE LTD	SPONSORED ADR	653656108	823	3,642	SH		DFND	5	0	3,642	0
NIKE INC	CL B	654106103	812	6,426	SH		DFND	5	0	6,426	0
NORFOLK SOUTHN CORP	COM	655844108	1,999	9,264	SH		DFND	5	0	9,264	0
NORTHROP GRUMMAN CORP	COM	666807102	1,222	3,756	SH		DFND	5	0	3,756	0
NOVARTIS AG	SPONSORED ADR	66987V109	3,792	43,572	SH		DFND	5	0	43,572	0
NOVO-NORDISK A S	ADR	670100205	989	14,082	SH		DFND	5	0	14,082	0
NUCOR CORP	COM	670346105	235	5,255	SH		DFND	5	0	5,255	0
NVIDIA CORPORATION	COM	67066G104	4,565	8,628	SH		DFND	5	0	8,628	0
NUTRIEN LTD	COM	67077M108	230	5,969	SH		DFND	5	0	5,969	0
OKTA INC	CL A	679295105	689	3,225	SH		DFND	5	0	3,225	0
OMNICOM GROUP INC	COM	681919106	1,303	26,666	SH		DFND	5	0	26,666	0
OMEGA HEALTHCARE INVS INC	COM	681936100	419	14,102	SH		DFND	5	0	14,102	0
ORACLE CORP	COM	68389X105	2,564	43,106	SH		DFND	5	0	43,106	0
OSHKOSH CORP	COM	688239201	250	3,433	SH		DFND	5	0	3,433	0
OTIS WORLDWIDE CORP	COM	68902V107	241	3,861	SH		DFND	5	0	3,861	0
PNC FINL SVCS GROUP INC	COM	693475105	880	8,230	SH		DFND	5	0	8,230	0
PPG INDS INC	COM	693506107	616	5,118	SH		DFND	5	0	5,118	0
PPL CORP	COM	69351T106	667	24,811	SH		DFND	5	0	24,811	0
PACCAR INC	COM	693718108	922	10,700	SH		DFND	5	0	10,700	0
PACKAGING CORP AMER	COM	695156109	212	1,945	SH		DFND	5	0	1,945	0
PALO ALTO NETWORKS INC	COM	697435105	546	2,216	SH		DFND	5	0	2,216	0
PARKER-HANNIFIN CORP	COM	701094104	255	1,263	SH		DFND	5	0	1,263	0
PAYCHEX INC	COM	704326107	653	8,254	SH		DFND	5	0	8,254	0
PAYCOM SOFTWARE INC	COM	70432V102	2,344	7,714	SH		DFND	5	0	7,714	0
PAYPAL HLDGS INC	COM	70450Y103	3,704	19,047	SH		DFND	5	0	19,047	0
PEOPLES UNITED FINANCIAL INC	COM	712704105	186	18,267	SH		DFND	5	0	18,267	0
PEPSICO INC	COM	713448108	5,748	41,907	SH		DFND	5	0	41,907	0
PFIZER INC	COM	717081103	8,182	226,219	SH		DFND	5	0	226,219	0
PHILIP MORRIS INTL INC	COM	718172109	4,816	64,781	SH		DFND	5	0	64,781	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	376	3,689	SH		DFND	5	0	3,689	0
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,542	27,407	SH		DFND	5	0	27,407	0
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	1,166	22,732	SH		DFND	5	0	22,732	0
PLAINS GP HLDGS L P	LTD PARTNR INT A	72651A207	387	63,410	SH		DFND	5	0	63,410	0
PLURALSIGHT INC	COM CL A	72941B106	575	33,327	SH		DFND	5	0	33,327	0
PRICE T ROWE GROUP INC	COM	74144T108	862	6,758	SH		DFND	5	0	6,758	0
PRIMERICA INC	COM	74164M108	321	2,840	SH		DFND	5	0	2,840	0
PROCTER AND GAMBLE CO	COM	742718109	9,577	69,771	SH		DFND	5	0	69,771	0
PROLOGIS INC.	COM	74340W103	460	4,613	SH		DFND	5	0	4,613	0
PROTO LABS INC	COM	743713109	1,824	13,602	SH		DFND	5	0	13,602	0
PRUDENTIAL FINL INC	COM	744320102	519	8,220	SH		DFND	5	0	8,220	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	378	6,905	SH		DFND	5	0	6,905	0
QORVO INC	COM	74736K101	212	1,618	SH		DFND	5	0	1,618	0
QUALCOMM INC	COM	747525103	2,058	17,534	SH		DFND	5	0	17,534	0
RLI CORP	COM	749607107	376	4,460	SH		DFND	5	0	4,460	0
RANGE RES CORP	COM	75281A109	274	39,971	SH		DFND	5	0	39,971	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2,314	40,181	SH		DFND	5	0	40,181	0
RBC BEARINGS INC	COM	75524B104	368	3,023	SH		DFND	5	0	3,023	0
REALTY INCOME CORP	COM	756109104	1,211	19,828	SH		DFND	5	0	19,828	0
REGENERON PHARMACEUTICALS	COM	75886F107	284	495	SH		DFND	5	0	495	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	401	35,306	SH		DFND	5	0	35,306	0
REPLIGEN CORP	COM	759916109	301	2,000	SH		DFND	5	0	2,000	0
REPUBLIC SVCS INC	COM	760759100	565	6,021	SH		DFND	5	0	6,021	0
RINGCENTRAL INC	CL A	76680R206	656	2,424	SH		DFND	5	0	2,424	0
RIO TINTO PLC	SPONSORED ADR	767204100	395	6,553	SH		DFND	5	0	6,553	0
RITCHIE BROS AUCTIONEERS	COM	767744105	2,537	42,898	SH		DFND	5	0	42,898	0
ROLLINS INC	COM	775711104	2,145	39,360	SH		DFND	5	0	39,360	0
ROPER TECHNOLOGIES INC	COM	776696106	2,097	5,224	SH		DFND	5	0	5,224	0
ROSS STORES INC	COM	778296103	654	7,179	SH		DFND	5	0	7,179	0
ROYAL BK CDA	COM	780087102	215	3,068	SH		DFND	5	0	3,068	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	373	15,146	SH		DFND	5	0	15,146	0
S&P GLOBAL INC	COM	78409V104	230	645	SH		DFND	5	0	645	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	2,224	7,087	SH		DFND	5	0	7,087	0
SLM CORP	COM	78442P106	147	18,473	SH		DFND	5	0	18,473	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	7,095	21,345	SH		DFND	5	0	21,345	0
SPDR GOLD TR	GOLD SHS	78463V107	2,538	14,241	SH		DFND	5	0	14,241	0
SPDR INDEX SHS FDS	ASIA PACIF ETF	78463X301	447	4,077	SH		DFND	5	0	4,077	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	363	9,245	SH		DFND	5	0	9,245	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,630	55,512	SH		DFND	5	0	55,512	0
SPDR SER TR	S&P 600 SMCP GRW	78464A201	480	8,148	SH		DFND	5	0	8,148	0
SPDR SER TR	WELLS FG PFD ETF	78464A292	1,827	41,942	SH		DFND	5	0	41,942	0
SPDR SER TR	BLMBRG BRC CNVRT	78464A359	1,018	14,805	SH		DFND	5	0	14,805	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	2,024	55,022	SH		DFND	5	0	55,022	0
SPDR SER TR	PORTFLI MORTGAGE	78464A383	2,989	112,296	SH		DFND	5	0	112,296	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	10,730	215,594	SH		DFND	5	0	215,594	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,220	38,896	SH		DFND	5	0	38,896	0
SPDR SER TR	BLOMBERG INTL TR	78464A516	358	12,001	SH		DFND	5	0	12,001	0
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	384	12,435	SH		DFND	5	0	12,435	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	3,081	99,512	SH		DFND	5	0	99,512	0
SPDR SER TR	PORTFOLIO LN TSR	78464A664	4,149	88,010	SH		DFND	5	0	88,010	0
SPDR SER TR	S&P RETAIL ETF	78464A714	638	12,941	SH		DFND	5	0	12,941	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,495	16,288	SH		DFND	5	0	16,288	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,398	34,450	SH		DFND	5	0	34,450	0
SPDR SER TR	S&P 400 MDCP GRW	78464A821	772	13,518	SH		DFND	5	0	13,518	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,304	40,210	SH		DFND	5	0	40,210	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	14,421	369,205	SH		DFND	5	0	369,205	0
SPDR SER TR	S&P BIOTECH	78464A870	452	4,044	SH		DFND	5	0	4,044	0
SPDR SER TR	S&P HOMEBUILD	78464A888	819	15,381	SH		DFND	5	0	15,381	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,760	6,412	SH		DFND	5	0	6,412	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	205	609	SH		DFND	5	0	609	0
SALESFORCE COM INC	COM	79466L302	6,062	24,502	SH		DFND	5	0	24,502	0
SANOFI	SPONSORED ADR	80105N105	1,372	27,176	SH		DFND	5	0	27,176	0
SAP SE	SPON ADR	803054204	298	1,902	SH		DFND	5	0	1,902	0
SCHWAB CHARLES CORP	COM	808513105	955	26,699	SH		DFND	5	0	26,699	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	17,108	149,821	SH		DFND	5	0	149,821	0
SCOTTS MIRACLE GRO CO	CL A	810186106	813	5,337	SH		DFND	5	0	5,337	0
SEA LTD	SPONSORD ADS	81141R100	488	3,145	SH		DFND	5	0	3,145	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	223	3,533	SH		DFND	5	0	3,533	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,468	14,142	SH		DFND	5	0	14,142	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,476	23,308	SH		DFND	5	0	23,308	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,172	14,895	SH		DFND	5	0	14,895	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,197	106,417	SH		DFND	5	0	106,417	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	432	18,170	SH		DFND	5	0	18,170	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	303	3,931	SH		DFND	5	0	3,931	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	5,530	47,771	SH		DFND	5	0	47,771	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,115	52,933	SH		DFND	5	0	52,933	0
SEMPRA ENERGY	COM	816851109	312	2,681	SH		DFND	5	0	2,681	0
SERVICEMASTER GLOBAL HLDGS I	COM	81761R109	491	12,140	SH		DFND	5	0	12,140	0
SERVICENOW INC	COM	81762P102	2,213	4,535	SH		DFND	5	0	4,535	0
SHERWIN WILLIAMS CO	COM	824348106	2,375	3,366	SH		DFND	5	0	3,366	0
SHOPIFY INC	CL A	82509L107	1,542	1,503	SH		DFND	5	0	1,503	0
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	341	30,566	SH		DFND	5	0	30,566	0
SIRIUS XM HOLDINGS INC	COM	82968B103	163	31,141	SH		DFND	5	0	31,141	0
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	991	8,163	SH		DFND	5	0	8,163	0
SKYWORKS SOLUTIONS INC	COM	83088M102	734	5,087	SH		DFND	5	0	5,087	0
SMITH A O CORP	COM	831865209	744	13,846	SH		DFND	5	0	13,846	0
SMILEDIRECTCLUB INC	CL A COM	83192H106	267	23,000	SH		DFND	5	0	23,000	0
SMUCKER J M CO	COM NEW	832696405	365	3,233	SH		DFND	5	0	3,233	0
SOUTHERN CO	COM	842587107	2,347	43,693	SH		DFND	5	0	43,693	0
SOUTHWEST AIRLS CO	COM	844741108	581	15,443	SH		DFND	5	0	15,443	0
SPIRIT RLTY CAP INC NEW	COM NEW	84860W300	1,682	49,903	SH		DFND	5	0	49,903	0
SPLUNK INC	COM	848637104	209	1,116	SH		DFND	5	0	1,116	0
STANLEY BLACK & DECKER INC	COM	854502101	322	1,995	SH		DFND	5	0	1,995	0
STARBUCKS CORP	COM	855244109	4,067	47,954	SH		DFND	5	0	47,954	0
STATE STR CORP	COM	857477103	485	8,098	SH		DFND	5	0	8,098	0
STRYKER CORPORATION	COM	863667101	582	2,840	SH		DFND	5	0	2,840	0
SUN CMNTYS INC	COM	866674104	382	2,725	SH		DFND	5	0	2,725	0
SYSCO CORP	COM	871829107	1,026	16,772	SH		DFND	5	0	16,772	0
TJX COS INC NEW	COM	872540109	848	15,651	SH		DFND	5	0	15,651	0
T-MOBILE US INC	COM	872590104	225	1,980	SH		DFND	5	0	1,980	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	4,842	60,147	SH		DFND	5	0	60,147	0
TAL EDUCATION GROUP	SPONSORED ADS	874080104	476	6,367	SH		DFND	5	0	6,367	0
TANDEM DIABETES CARE INC	COM NEW	875372203	1,368	12,152	SH		DFND	5	0	12,152	0
TARGET CORP	COM	87612E106	1,580	10,067	SH		DFND	5	0	10,067	0
TC ENERGY CORP	COM	87807B107	606	14,012	SH		DFND	5	0	14,012	0
TELADOC HEALTH INC	COM	87918A105	2,386	10,976	SH		DFND	5	0	10,976	0
TESLA INC	COM	88160R101	3,335	7,957	SH		DFND	5	0	7,957	0
TEXAS INSTRS INC	COM	882508104	2,746	19,402	SH		DFND	5	0	19,402	0
THE TRADE DESK INC	COM CL A	88339J105	249	499	SH		DFND	5	0	499	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,976	9,157	SH		DFND	5	0	9,157	0
THOMSON REUTERS CORP.	COM NEW	884903709	404	5,058	SH		DFND	5	0	5,058	0
THOR INDS INC	COM	885160101	468	4,969	SH		DFND	5	0	4,969	0
3-D SYS CORP DEL	COM NEW	88554D205	228	46,337	SH		DFND	5	0	46,337	0
3M CO	COM	88579Y101	3,454	21,612	SH		DFND	5	0	21,612	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,033	22,478	SH		DFND	5	0	22,478	0
TOTAL SE	SPONSORED ADS	89151E109	450	13,494	SH		DFND	5	0	13,494	0
TOYOTA MOTOR CORP	SP ADR REP2COM	892331307	276	2,058	SH		DFND	5	0	2,058	0
TRAVELERS COMPANIES INC	COM	89417E109	640	5,951	SH		DFND	5	0	5,951	0
TRUIST FINL CORP	COM	89832Q109	2,719	73,460	SH		DFND	5	0	73,460	0
21VIANET GROUP INC	SPONSORED ADS A	90138A103	286	12,543	SH		DFND	5	0	12,543	0
TWITTER INC	COM	90184L102	267	5,957	SH		DFND	5	0	5,957	0
2U INC	COM	90214J101	568	16,166	SH		DFND	5	0	16,166	0
TYLER TECHNOLOGIES INC	COM	902252105	2,708	7,816	SH		DFND	5	0	7,816	0
US BANCORP DEL	COM NEW	902973304	710	20,121	SH		DFND	5	0	20,121	0
UBER TECHNOLOGIES INC	COM	90353T100	3,127	88,245	SH		DFND	5	0	88,245	0
UNIFIRST CORP MASS	COM	904708104	281	1,474	SH		DFND	5	0	1,474	0
UNILEVER PLC	SPON ADR NEW	904767704	2,941	47,507	SH		DFND	5	0	47,507	0
UNILEVER N V	N Y SHS NEW	904784709	1,341	22,116	SH		DFND	5	0	22,116	0
UNION PAC CORP	COM	907818108	3,248	16,466	SH		DFND	5	0	16,466	0
UNITED PARCEL SERVICE INC	CL B	911312106	7,044	41,801	SH		DFND	5	0	41,801	0
UNITEDHEALTH GROUP INC	COM	91324P102	11,625	38,215	SH		DFND	5	0	38,215	0
V F CORP	COM	918204108	655	9,408	SH		DFND	5	0	9,408	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	5,196	40,687	SH		DFND	5	0	40,687	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,969	10,686	SH		DFND	5	0	10,686	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	3,878	41,426	SH		DFND	5	0	41,426	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	12,649	152,310	SH		DFND	5	0	152,310	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	109,864	1,243,371	SH		DFND	5	0	1,243,371	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	2,101	51,246	SH		DFND	5	0	51,246	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	12,353	153,824	SH		DFND	5	0	153,824	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	3,712	35,403	SH		DFND	5	0	35,403	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,113	13,866	SH		DFND	5	0	13,866	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	79,023	1,567,299	SH		DFND	5	0	1,567,299	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,348	78,683	SH		DFND	5	0	78,683	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	282	1,212	SH		DFND	5	0	1,212	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	769	4,757	SH		DFND	5	0	4,757	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	714	12,351	SH		DFND	5	0	12,351	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	273	1,356	SH		DFND	5	0	1,356	0
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	347	2,388	SH		DFND	5	0	2,388	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,794	5,803	SH		DFND	5	0	5,803	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	1,335	10,446	SH		DFND	5	0	10,446	0
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	409	4,015	SH		DFND	5	0	4,015	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	2,103	25,389	SH		DFND	5	0	25,389	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,228	33,669	SH		DFND	5	0	33,669	0
VEEVA SYS INC	CL A COM	922475108	3,190	11,353	SH		DFND	5	0	11,353	0
VENTAS INC	COM	92276F100	1,105	25,948	SH		DFND	5	0	25,948	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,849	18,349	SH		DFND	5	0	18,349	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	531	2,962	SH		DFND	5	0	2,962	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,587	20,162	SH		DFND	5	0	20,162	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	865	4,032	SH		DFND	5	0	4,032	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,465	13,311	SH		DFND	5	0	13,311	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,992	17,075	SH		DFND	5	0	17,075	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	113,228	729,374	SH		DFND	5	0	729,374	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	45,376	351,916	SH		DFND	5	0	351,916	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,043	31,142	SH		DFND	5	0	31,142	0
VANGUARD INDEX FDS	VALUE ETF	922908744	23,229	224,287	SH		DFND	5	0	224,287	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	612	3,997	SH		DFND	5	0	3,997	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,002	47,334	SH		DFND	5	0	47,334	0
VERIZON COMMUNICATIONS INC	COM	92343V104	10,798	182,270	SH		DFND	5	0	182,270	0
VERISK ANALYTICS INC	COM	92345Y106	2,455	13,316	SH		DFND	5	0	13,316	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	298	1,103	SH		DFND	5	0	1,103	0
VIPSHOP HOLDINGS LIMITED	SPONSORED ADS A	92763W103	193	12,535	SH		DFND	5	0	12,535	0
VISA INC	COM CL A	92826C839	29,648	148,640	SH		DFND	5	0	148,640	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	661	49,406	SH		DFND	5	0	49,406	0
WD-40 CO	COM	929236107	348	1,850	SH		DFND	5	0	1,850	0
WP CAREY INC	COM	92936U109	607	9,314	SH		DFND	5	0	9,314	0
WPP PLC NEW	ADR	92937A102	252	6,523	SH		DFND	5	0	6,523	0
WALMART INC	COM	931142103	2,610	19,030	SH		DFND	5	0	19,030	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	838	23,693	SH		DFND	5	0	23,693	0
WASTE MGMT INC DEL	COM	94106L109	986	8,695	SH		DFND	5	0	8,695	0
WATSCO INC	COM	942622200	577	2,482	SH		DFND	5	0	2,482	0
WELLS FARGO CO NEW	COM	949746101	2,709	116,476	SH		DFND	5	0	116,476	0
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	316	234	SH		DFND	5	0	234	0
WEST PHARMACEUTICAL SVSC INC	COM	955306105	2,604	9,517	SH		DFND	5	0	9,517	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	215	7,668	SH		DFND	5	0	7,668	0
WILLIAMS COS INC	COM	969457100	1,230	60,688	SH		DFND	5	0	60,688	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	1,409	14,644	SH		DFND	5	0	14,644	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	227	6,498	SH		DFND	5	0	6,498	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	296	10,285	SH		DFND	5	0	10,285	0
WISDOMTREE TR	INTL SMCAP DIV	97717W760	304	5,075	SH		DFND	5	0	5,075	0
WISDOMTREE TR	EUROPE SMCP DV	97717W869	277	5,248	SH		DFND	5	0	5,248	0
XYLEM INC	COM	98419M100	310	3,695	SH		DFND	5	0	3,695	0
YAMANA GOLD INC	COM	98462Y100	280	49,109	SH		DFND	5	0	49,109	0
YUM BRANDS INC	COM	988498101	253	2,792	SH		DFND	5	0	2,792	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	391	2,929	SH		DFND	5	0	2,929	0
ZOETIS INC	CL A	98978V103	2,526	15,549	SH		DFND	5	0	15,549	0
ZOMEDICA PHARMACEUTICALS COR	COM	98979F107	1	10,000	SH		DFND	5	0	10,000	0
ZTO EXPRESS CAYMAN INC	SPONSORED ADS A	98980A105	411	13,885	SH		DFND	5	0	13,885	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	1,032	2,218	SH		DFND	5	0	2,218	0
CONSTELLIUM SE	CL A SHS	F21107101	155	19,900	SH		DFND	5	0	19,900	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	905	4,040	SH		DFND	5	0	4,040	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	306	6,458	SH		DFND	5	0	6,458	0
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	224	4,413	SH		DFND	5	0	4,413	0
COCA COLA EUROPEAN PARTNERS	SHS	G25839104	201	5,182	SH		DFND	5	0	5,182	0
EATON CORP PLC	SHS	G29183103	1,119	11,063	SH		DFND	5	0	11,063	0
GENPACT LIMITED	SHS	G3922B107	1,643	42,466	SH		DFND	5	0	42,466	0
ICON PLC	SHS	G4705A100	538	2,850	SH		DFND	5	0	2,850	0
IHS MARKIT LTD	SHS	G47567105	1,796	23,196	SH		DFND	5	0	23,196	0
JOHNSON CTLS INTL PLC	SHS	G51502105	1,204	29,396	SH		DFND	5	0	29,396	0
LINDE PLC	SHS	G5494J103	2,185	9,242	SH		DFND	5	0	9,242	0
MARVELL TECHNOLOGY GROUP LTD	ORD	G5876H105	320	8,118	SH		DFND	5	0	8,118	0
MEDTRONIC PLC	SHS	G5960L103	2,273	22,137	SH		DFND	5	0	22,137	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	220	1,815	SH		DFND	5	0	1,815	0
CHUBB LIMITED	COM	H1467J104	1,603	14,024	SH		DFND	5	0	14,024	0
UBS GROUP AG	SHS	H42097107	193	17,521	SH		DFND	5	0	17,521	0
LOGITECH INTL S A	SHS	H50430232	325	4,213	SH		DFND	5	0	4,213	0
GLOBANT S A	COM	L44385109	2,955	16,530	SH		DFND	5	0	16,530	0
STRATASYS LTD	SHS	M85548101	155	12,242	SH		DFND	5	0	12,242	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	499	1,335	SH		DFND	5	0	1,335	0
NXP SEMICONDUCTORS N V	COM	N6596X109	1,688	13,691	SH		DFND	5	0	13,691	0