Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABB LTD	SPONSORED ADR	000375204	590	21,141	SH		DFND	5	0	21,141	0
AFLAC INC	COM	001055102	577	13,108	SH		DFND	5	0	13,108	0
AT&T INC	COM	00206R102	8,318	291,955	SH		DFND	5	0	291,955	0
ABBOTT LABS	COM	002824100	3,242	29,899	SH		DFND	5	0	29,899	0
ABBVIE INC	COM	00287Y109	4,959	47,107	SH		DFND	5	0	47,107	0
ACTIVISION BLIZZARD INC	COM	00507V109	221	2,415	SH		DFND	5	0	2,415	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	2,877	5,784	SH		DFND	5	0	5,784	0
ADVANCE AUTO PARTS INC	COM	00751Y106	417	2,644	SH		DFND	5	0	2,644	0
ADVANCED MICRO DEVICES INC	COM	007903107	749	8,111	SH		DFND	5	0	8,111	0
AIR PRODS & CHEMS INC	COM	009158106	788	2,907	SH		DFND	5	0	2,907	0
ALARM COM HLDGS INC	COM	011642105	444	4,275	SH		DFND	5	0	4,275	0
ALBANY INTL CORP	CL A	012348108	475	6,500	SH		DFND	5	0	6,500	0
ALEXION PHARMACEUTICALS INC	COM	015351109	580	3,715	SH		DFND	5	0	3,715	0
ALGONQUIN PWR UTILS CORP	COM	015857105	275	16,625	SH		DFND	5	0	16,625	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,156	9,047	SH		DFND	5	0	9,047	0
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	267	8,039	SH		DFND	5	0	8,039	0
ALLSTATE CORP	COM	020002101	390	3,604	SH		DFND	5	0	3,604	0
ALPHABET INC	CAP STK CL C	02079K107	8,753	5,034	SH		DFND	5	0	5,034	0
ALPHABET INC	CAP STK CL A	02079K305	20,460	11,784	SH		DFND	5	0	11,784	0
ALTRIA GROUP INC	COM	02209S103	3,025	74,244	SH		DFND	5	0	74,244	0
AMAZON COM INC	COM	023135106	29,543	8,994	SH		DFND	5	0	8,994	0
AMEDISYS INC	COM	023436108	3,289	11,378	SH		DFND	5	0	11,378	0
AMERICAN ELEC PWR CO INC	COM	025537101	810	9,942	SH		DFND	5	0	9,942	0
AMERICAN EXPRESS CO	COM	025816109	1,097	9,182	SH		DFND	5	0	9,182	0
AMERICAN TOWER CORP NEW	COM	03027X100	1,470	6,670	SH		DFND	5	0	6,670	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	453	3,005	SH		DFND	5	0	3,005	0
AMERISOURCEBERGEN CORP	COM	03073E105	7,363	75,943	SH		DFND	5	0	75,943	0
AMGEN INC	COM	031162100	6,767	29,791	SH		DFND	5	0	29,791	0
ANALOG DEVICES INC	COM	032654105	4,030	27,572	SH		DFND	5	0	27,572	0
ANIKA THERAPEUTICS INC	COM	035255108	269	6,012	SH		DFND	5	0	6,012	0
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	1,430	171,042	SH		DFND	5	0	171,042	0
ANSYS INC	COM	03662Q105	3,253	8,978	SH		DFND	5	0	8,978	0
ANTHEM INC	COM	036752103	5,417	17,248	SH		DFND	5	0	17,248	0
APPLE INC	COM	037833100	47,968	358,714	SH		DFND	5	0	358,714	0
APPLIED MATLS INC	COM	038222105	888	10,208	SH		DFND	5	0	10,208	0
APPLIED OPTOELECTRONICS INC	COM	03823U102	195	22,700	SH		DFND	5	0	22,700	0
ARBOR REALTY TRUST INC	COM	038923108	379	26,834	SH		DFND	5	0	26,834	0
ARCHER DANIELS MIDLAND CO	COM	039483102	244	4,895	SH		DFND	5	0	4,895	0
ARCOSA INC	COM	039653100	230	4,207	SH		DFND	5	0	4,207	0
ARES CAPITAL CORP	COM	04010L103	285	17,147	SH		DFND	5	0	17,147	0
ARGENX SE	SPONSORED ADR	04016X101	907	3,047	SH		DFND	5	0	3,047	0
ARMSTRONG WORLD INDS INC	COM	04247X102	437	5,896	SH		DFND	5	0	5,896	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	787	15,684	SH		DFND	5	0	15,684	0
ATLANTIC AMERN CORP	COM	048209100	115	54,721	SH		DFND	5	0	54,721	0
AUTODESK INC	COM	052769106	3,142	10,496	SH		DFND	5	0	10,496	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,780	10,244	SH		DFND	5	0	10,244	0
AUTOZONE INC	COM	053332102	222	189	SH		DFND	5	0	189	0
AVERY DENNISON CORP	COM	053611109	217	1,409	SH		DFND	5	0	1,409	0
AXON ENTERPRISE INC	COM	05464C101	628	5,070	SH		DFND	5	0	5,070	0
BCE INC	COM NEW	05534B760	2,092	48,901	SH		DFND	5	0	48,901	0
BP PLC	SPONSORED ADR	055622104	526	25,017	SH		DFND	5	0	25,017	0
BADGER METER INC	COM	056525108	235	2,519	SH		DFND	5	0	2,519	0
BAIDU INC	SPON ADR REP A	056752108	352	1,604	SH		DFND	5	0	1,604	0
BALL CORP	COM	058498106	612	6,594	SH		DFND	5	0	6,594	0
BK OF AMERICA CORP	COM	060505104	2,557	85,282	SH		DFND	5	0	85,282	0
BANK HAWAII CORP	COM	062540109	436	5,667	SH		DFND	5	0	5,667	0
BANK MONTREAL QUE	COM	063671101	256	3,379	SH		DFND	5	0	3,379	0
BANK NEW YORK MELLON CORP	COM	064058100	1,512	36,278	SH		DFND	5	0	36,278	0
BECTON DICKINSON & CO	COM	075887109	1,009	4,088	SH		DFND	5	0	4,088	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11,591	50,471	SH		DFND	5	0	50,471	0
BEST BUY INC	COM	086516101	426	4,202	SH		DFND	5	0	4,202	0
BEYOND MEAT INC	COM	08862E109	214	1,695	SH		DFND	5	0	1,695	0
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	302	3,471	SH		DFND	5	0	3,471	0
BIOGEN INC	COM	09062X103	315	1,292	SH		DFND	5	0	1,292	0
BLACKLINE INC	COM	09239B109	3,763	28,264	SH		DFND	5	0	28,264	0
BLACKROCK INC	COM	09247X101	2,507	3,539	SH		DFND	5	0	3,539	0
BLACKSTONE GROUP INC	COM CL A	09260D107	1,736	26,831	SH		DFND	5	0	26,831	0
BOEING CO	COM	097023105	2,452	11,315	SH		DFND	5	0	11,315	0
BOOKING HOLDINGS INC	COM	09857L108	9,145	4,148	SH		DFND	5	0	4,148	0
BORGWARNER INC	COM	099724106	226	5,757	SH		DFND	5	0	5,757	0
BOSTON BEER INC	CL A	100557107	538	539	SH		DFND	5	0	539	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,191	35,390	SH		DFND	5	0	35,390	0
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	824	21,855	SH		DFND	5	0	21,855	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	437	2,871	SH		DFND	5	0	2,871	0
BROADCOM INC	COM	11135F101	1,371	3,152	SH		DFND	5	0	3,152	0
BROOKS AUTOMATION INC NEW	COM	114340102	709	9,624	SH		DFND	5	0	9,624	0
BROWN FORMAN CORP	CL B	115637209	2,131	27,090	SH		DFND	5	0	27,090	0
CBRE GROUP INC	CL A	12504L109	265	4,240	SH		DFND	5	0	4,240	0
CDW CORP	COM	12514G108	561	4,319	SH		DFND	5	0	4,319	0
CIGNA CORP NEW	COM	125523100	341	1,670	SH		DFND	5	0	1,670	0
CME GROUP INC	COM	12572Q105	358	2,014	SH		DFND	5	0	2,014	0
CRH PLC	ADR	12626K203	601	14,041	SH		DFND	5	0	14,041	0
CSX CORP	COM	126408103	499	5,525	SH		DFND	5	0	5,525	0
CVS HEALTH CORP	COM	126650100	4,326	63,852	SH		DFND	5	0	63,852	0
CADENCE DESIGN SYSTEM INC	COM	127387108	320	2,368	SH		DFND	5	0	2,368	0
CANADIAN IMP BK COMM	COM	136069101	1,088	12,743	SH		DFND	5	0	12,743	0
CANADIAN NATL RY CO	COM	136375102	405	3,704	SH		DFND	5	0	3,704	0
CANON INC	SPONSORED ADR	138006309	399	20,575	SH		DFND	5	0	20,575	0
CARDINAL HEALTH INC	COM	14149Y108	355	6,633	SH		DFND	5	0	6,633	0
CAREDX INC	COM	14167L103	328	4,375	SH		DFND	5	0	4,375	0
CARMAX INC	COM	143130102	3,982	42,087	SH		DFND	5	0	42,087	0
CARRIER GLOBAL CORPORATION	COM	14448C104	270	7,154	SH		DFND	5	0	7,154	0
CATERPILLAR INC	COM	149123101	3,959	21,988	SH		DFND	5	0	21,988	0
CEMEX SAB DE CV	SPON ADR NEW	151290889	345	66,667	SH		DFND	5	0	66,667	0
CENTENE CORP DEL	COM	15135B101	381	6,467	SH		DFND	5	0	6,467	0
CENTERPOINT ENERGY INC	COM	15189T107	1,675	78,187	SH		DFND	5	0	78,187	0
LUMEN TECHNOLOGIES INC	COM	156700106	170	17,467	SH		DFND	5	0	17,467	0
CHEESECAKE FACTORY INC	COM	163072101	592	16,235	SH		DFND	5	0	16,235	0
CHEMED CORP NEW	COM	16359R103	2,503	4,743	SH		DFND	5	0	4,743	0
CHEVRON CORP NEW	COM	166764100	4,732	55,457	SH		DFND	5	0	55,457	0
CHIMERA INVT CORP	COM NEW	16934Q208	151	14,862	SH		DFND	5	0	14,862	0
CHURCH & DWIGHT INC	COM	171340102	268	3,086	SH		DFND	5	0	3,086	0
CISCO SYS INC	COM	17275R102	5,389	121,149	SH		DFND	5	0	121,149	0
CINTAS CORP	COM	172908105	2,488	7,104	SH		DFND	5	0	7,104	0
CITIGROUP INC	COM NEW	172967424	1,118	18,365	SH		DFND	5	0	18,365	0
CLEAN ENERGY FUELS CORP	COM	184499101	253	30,866	SH		DFND	5	0	30,866	0
CLOROX CO DEL	COM	189054109	672	3,343	SH		DFND	5	0	3,343	0
COCA COLA CO	COM	191216100	5,773	106,053	SH		DFND	5	0	106,053	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	246	3,037	SH		DFND	5	0	3,037	0
COLGATE PALMOLIVE CO	COM	194162103	711	8,392	SH		DFND	5	0	8,392	0
COMCAST CORP NEW	CL A	20030N101	7,816	152,632	SH		DFND	5	0	152,632	0
COMPASS MINERALS INTL INC	COM	20451N101	1,866	30,374	SH		DFND	5	0	30,374	0
CONAGRA BRANDS INC	COM	205887102	690	19,106	SH		DFND	5	0	19,106	0
CONOCOPHILLIPS	COM	20825C104	1,013	25,323	SH		DFND	5	0	25,323	0
CONSOLIDATED EDISON INC	COM	209115104	662	9,325	SH		DFND	5	0	9,325	0
CONSTELLATION BRANDS INC	CL A	21036P108	505	2,315	SH		DFND	5	0	2,315	0
CONSTRUCTION PARTNERS INC	COM CL A	21044C107	285	9,831	SH		DFND	5	0	9,831	0
CORELOGIC INC	COM	21871D103	600	7,772	SH		DFND	5	0	7,772	0
CORNING INC	COM	219350105	941	26,166	SH		DFND	5	0	26,166	0
CORTEVA INC	COM	22052L104	605	15,730	SH		DFND	5	0	15,730	0
COSTCO WHSL CORP NEW	COM	22160K105	3,551	9,485	SH		DFND	5	0	9,485	0
COSTAR GROUP INC	COM	22160N109	5,509	5,956	SH		DFND	5	0	5,956	0
COVANTA HLDG CORP	COM	22282E102	169	13,142	SH		DFND	5	0	13,142	0
CRACKER BARREL OLD CTRY STOR	COM	22410J106	234	1,762	SH		DFND	5	0	1,762	0
CUMMINS INC	COM	231021106	418	1,858	SH		DFND	5	0	1,858	0
D R HORTON INC	COM	23331A109	251	3,586	SH		DFND	5	0	3,586	0
DTE ENERGY CO	COM	233331107	206	1,720	SH		DFND	5	0	1,720	0
DANAHER CORPORATION	COM	235851102	6,146	27,850	SH		DFND	5	0	27,850	0
DEERE & CO	COM	244199105	694	2,608	SH		DFND	5	0	2,608	0
DELTA AIR LINES INC DEL	COM NEW	247361702	767	18,906	SH		DFND	5	0	18,906	0
DEXCOM INC	COM	252131107	2,202	6,071	SH		DFND	5	0	6,071	0
DIAGEO PLC	SPON ADR NEW	25243Q205	812	5,018	SH		DFND	5	0	5,018	0
DIGITAL RLTY TR INC	COM	253868103	235	1,695	SH		DFND	5	0	1,695	0
DISNEY WALT CO	COM	254687106	7,727	42,650	SH		DFND	5	0	42,650	0
DISCOVER FINL SVCS	COM	254709108	721	8,072	SH		DFND	5	0	8,072	0
DR REDDYS LABS LTD	ADR	256135203	418	5,905	SH		DFND	5	0	5,905	0
DOCUSIGN INC	COM	256163106	1,005	4,450	SH		DFND	5	0	4,450	0
DOLLAR GEN CORP NEW	COM	256677105	722	3,437	SH		DFND	5	0	3,437	0
DOMINION ENERGY INC	COM	25746U109	3,405	45,970	SH		DFND	5	0	45,970	0
DOVER CORP	COM	260003108	422	3,392	SH		DFND	5	0	3,392	0
DOW INC	COM	260557103	995	17,936	SH		DFND	5	0	17,936	0
DRAFTKINGS INC	COM CL A	26142R104	337	6,889	SH		DFND	5	0	6,889	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	7,941	87,682	SH		DFND	5	0	87,682	0
DUPONT DE NEMOURS INC	COM	26614N102	498	7,087	SH		DFND	5	0	7,087	0
EASTMAN CHEM CO	COM	277432100	237	2,361	SH		DFND	5	0	2,361	0
EBAY INC.	COM	278642103	1,739	34,395	SH		DFND	5	0	34,395	0
ECOLAB INC	COM	278865100	4,064	18,883	SH		DFND	5	0	18,883	0
EDISON INTL	COM	281020107	377	6,117	SH		DFND	5	0	6,117	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	3,604	40,205	SH		DFND	5	0	40,205	0
ELDORADO GOLD CORP NEW	COM	284902509	160	11,750	SH		DFND	5	0	11,750	0
ELECTRONIC ARTS INC	COM	285512109	3,068	21,604	SH		DFND	5	0	21,604	0
EMERSON ELEC CO	COM	291011104	807	10,109	SH		DFND	5	0	10,109	0
ENBRIDGE INC	COM	29250N105	12,687	396,833	SH		DFND	5	0	396,833	0
ENERGY TRANSFER LP	COM UT LTD PTN	29273V100	69	11,199	SH		DFND	5	0	11,199	0
ENTERGY CORP NEW	COM	29364G103	268	2,718	SH		DFND	5	0	2,718	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	2,378	121,658	SH		DFND	5	0	121,658	0
ERICSSON	ADR B SEK 10	294821608	142	11,956	SH		DFND	5	0	11,956	0
ERIE INDTY CO	CL A	29530P102	277	1,130	SH		DFND	5	0	1,130	0
ESSENTIAL UTILS INC	COM	29670G102	201	4,308	SH		DFND	5	0	4,308	0
EURONET WORLDWIDE INC	COM	298736109	228	1,599	SH		DFND	5	0	1,599	0
EVERTEC INC	COM	30040P103	529	13,447	SH		DFND	5	0	13,447	0
EVERSOURCE ENERGY	COM	30040W108	380	4,451	SH		DFND	5	0	4,451	0
EXELON CORP	COM	30161N101	313	7,459	SH		DFND	5	0	7,459	0
EXXON MOBIL CORP	COM	30231G102	6,621	159,154	SH		DFND	5	0	159,154	0
FS KKR CAP CORP	COM	302635206	469	28,592	SH		DFND	5	0	28,592	0
FACEBOOK INC	CL A	30303M102	16,429	60,430	SH		DFND	5	0	60,430	0
FASTENAL CO	COM	311900104	3,918	79,843	SH		DFND	5	0	79,843	0
FEDERAL RLTY INVT TR	SH BEN INT NEW	313747206	286	3,333	SH		DFND	5	0	3,333	0
FEDEX CORP	COM	31428X106	846	3,253	SH		DFND	5	0	3,253	0
FIDELITY NATL INFORMATION SV	COM	31620M106	2,624	18,803	SH		DFND	5	0	18,803	0
FIFTH THIRD BANCORP	COM	316773100	399	14,640	SH		DFND	5	0	14,640	0
FIRST COMWLTH FINL CORP PA	COM	319829107	162	14,952	SH		DFND	5	0	14,952	0
FIRST FINL BANKSHARES	COM	32020R109	440	12,200	SH		DFND	5	0	12,200	0
FIRST MAJESTIC SILVER CORP	COM	32076V103	254	18,600	SH		DFND	5	0	18,600	0
FIRST SOLAR INC	COM	336433107	258	2,574	SH		DFND	5	0	2,574	0
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	287	9,790	SH		DFND	5	0	9,790	0
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	1,590	23,715	SH		DFND	5	0	23,715	0
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	1,019	4,788	SH		DFND	5	0	4,788	0
FIRST TR MULTI CAP GROWTH AL	COM SHS	33733F101	599	5,759	SH		DFND	5	0	5,759	0
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	368	3,664	SH		DFND	5	0	3,664	0
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	857	6,210	SH		DFND	5	0	6,210	0
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	1,110	31,847	SH		DFND	5	0	31,847	0
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	523	7,154	SH		DFND	5	0	7,154	0
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	468	4,369	SH		DFND	5	0	4,369	0
FIRST TR EXCHANGE TRADED FD	TECH ALPHADEX	33734X176	1,475	13,207	SH		DFND	5	0	13,207	0
FIRST TR MID CAP CORE ALPHAD	COM SHS	33735B108	344	4,132	SH		DFND	5	0	4,132	0
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	318	5,845	SH		DFND	5	0	5,845	0
FIRST TRUST LRGCP GWT ALPHAD	COM SHS	33735K108	205	2,125	SH		DFND	5	0	2,125	0
FISERV INC	COM	337738108	1,523	13,488	SH		DFND	5	0	13,488	0
FIRSTENERGY CORP	COM	337932107	2,172	72,124	SH		DFND	5	0	72,124	0
FIVE BELOW INC	COM	33829M101	3,246	18,793	SH		DFND	5	0	18,793	0
FORD MTR CO DEL	COM	345370860	334	37,694	SH		DFND	5	0	37,694	0
FORTIS INC	COM	349553107	306	7,453	SH		DFND	5	0	7,453	0
FORTIVE CORP	COM	34959J108	2,234	32,105	SH		DFND	5	0	32,105	0
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	249	2,898	SH		DFND	5	0	2,898	0
FRANKLIN RESOURCES INC	COM	354613101	291	11,729	SH		DFND	5	0	11,729	0
FS KKR CAP CORP II	COM	35952V303	1,021	63,803	SH		DFND	5	0	63,803	0
GDS HLDGS LTD	SPONSORED ADS	36165L108	274	2,913	SH		DFND	5	0	2,913	0
GANNETT CO INC	COM	36472T109	68	23,377	SH		DFND	5	0	23,377	0
GENERAL DYNAMICS CORP	COM	369550108	2,440	16,456	SH		DFND	5	0	16,456	0
GENERAL ELECTRIC CO	COM	369604103	898	83,824	SH		DFND	5	0	83,824	0
GENERAL MLS INC	COM	370334104	3,105	53,024	SH		DFND	5	0	53,024	0
GENTEX CORP	COM	371901109	1,952	57,325	SH		DFND	5	0	57,325	0
GENMAB A/S	SPONSORED ADS	372303206	345	8,465	SH		DFND	5	0	8,465	0
GENUINE PARTS CO	COM	372460105	2,919	29,310	SH		DFND	5	0	29,310	0
GILEAD SCIENCES INC	COM	375558103	1,245	21,968	SH		DFND	5	0	21,968	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	544	14,700	SH		DFND	5	0	14,700	0
GLOBAL PMTS INC	COM	37940X102	809	3,849	SH		DFND	5	0	3,849	0
GOLD FIELDS LTD	SPONSORED ADR	38059T106	683	70,946	SH		DFND	5	0	70,946	0
GOLDMAN SACHS GROUP INC	COM	38141G104	567	2,183	SH		DFND	5	0	2,183	0
GRACO INC	COM	384109104	609	8,429	SH		DFND	5	0	8,429	0
GRAINGER W W INC	COM	384802104	536	1,318	SH		DFND	5	0	1,318	0
GRAND CANYON ED INC	COM	38526M106	2,534	27,391	SH		DFND	5	0	27,391	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	1,868	14,563	SH		DFND	5	0	14,563	0
HCA HEALTHCARE INC	COM	40412C101	237	1,461	SH		DFND	5	0	1,461	0
HDFC BANK LTD	SPONSORED ADS	40415F101	393	5,461	SH		DFND	5	0	5,461	0
HANESBRANDS INC	COM	410345102	1,584	107,989	SH		DFND	5	0	107,989	0
HEALTHCARE SVCS GROUP INC	COM	421906108	1,989	71,616	SH		DFND	5	0	71,616	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	878	29,412	SH		DFND	5	0	29,412	0
HEICO CORP NEW	COM	422806109	3,723	28,102	SH		DFND	5	0	28,102	0
HENRY JACK & ASSOC INC	COM	426281101	2,156	13,581	SH		DFND	5	0	13,581	0
HERSHEY CO	COM	427866108	992	6,587	SH		DFND	5	0	6,587	0
HOME DEPOT INC	COM	437076102	13,806	52,045	SH		DFND	5	0	52,045	0
HONEYWELL INTL INC	COM	438516106	1,445	6,847	SH		DFND	5	0	6,847	0
HORMEL FOODS CORP	COM	440452100	272	5,867	SH		DFND	5	0	5,867	0
HOULIHAN LOKEY INC	CL A	441593100	630	9,476	SH		DFND	5	0	9,476	0
HUAZHU GROUP LTD	SPONSORED ADS	44332N106	364	8,063	SH		DFND	5	0	8,063	0
HUBSPOT INC	COM	443573100	423	1,070	SH		DFND	5	0	1,070	0
HUNTINGTON BANCSHARES INC	COM	446150104	688	54,765	SH		DFND	5	0	54,765	0
HUNTINGTON INGALLS INDS INC	COM	446413106	496	2,944	SH		DFND	5	0	2,944	0
IAC INTERACTIVECORP NEW	COM	44891N109	2,578	13,751	SH		DFND	5	0	13,751	0
IDEXX LABS INC	COM	45168D104	3,054	6,146	SH		DFND	5	0	6,146	0
ILLINOIS TOOL WKS INC	COM	452308109	844	4,174	SH		DFND	5	0	4,174	0
ILLUMINA INC	COM	452327109	217	595	SH		DFND	5	0	595	0
INDEPENDENT BANK CORP MASS	COM	453836108	285	3,909	SH		DFND	5	0	3,909	0
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	742	22,352	SH		DFND	5	0	22,352	0
ING GROEP N.V.	SPONSORED ADR	456837103	161	17,178	SH		DFND	5	0	17,178	0
INSEEGO CORP	COM	45782B104	174	11,024	SH		DFND	5	0	11,024	0
INTEL CORP	COM	458140100	4,753	97,504	SH		DFND	5	0	97,504	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,063	16,592	SH		DFND	5	0	16,592	0
INTUIT	COM	461202103	3,050	8,123	SH		DFND	5	0	8,123	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	3,628	4,453	SH		DFND	5	0	4,453	0
IQVIA HLDGS INC	COM	46266C105	10,577	59,582	SH		DFND	5	0	59,582	0
ISHARES GOLD TRUST	ISHARES	464285105	22,713	1,258,326	SH		DFND	5	0	1,258,326	0
ISHARES INC	MSCI STH KOR ETF	464286772	272	3,155	SH		DFND	5	0	3,155	0
ISHARES INC	MSCI GERMANY ETF	464286806	680	21,139	SH		DFND	5	0	21,139	0
ISHARES TR	MRNGSTR LG-CP GR	464287119	588	2,035	SH		DFND	5	0	2,035	0
ISHARES TR	CORE S&P TTL STK	464287150	688	8,014	SH		DFND	5	0	8,014	0
ISHARES TR	SELECT DIVID ETF	464287168	584	6,118	SH		DFND	5	0	6,118	0
ISHARES TR	TIPS BD ETF	464287176	4,059	31,862	SH		DFND	5	0	31,862	0
ISHARES TR	CORE S&P500 ETF	464287200	44,052	118,011	SH		DFND	5	0	118,011	0
ISHARES TR	CORE US AGGBD ET	464287226	9,444	79,968	SH		DFND	5	0	79,968	0
ISHARES TR	MSCI EMG MKT ETF	464287234	788	15,238	SH		DFND	5	0	15,238	0
ISHARES TR	IBOXX INV CP ETF	464287242	124,227	899,544	SH		DFND	5	0	899,544	0
ISHARES TR	GLOBAL TECH ETF	464287291	334	1,113	SH		DFND	5	0	1,113	0
ISHARES TR	S&P 500 GRWT ETF	464287309	3,071	48,307	SH		DFND	5	0	48,307	0
ISHARES TR	GLOBAL ENERG ETF	464287341	293	14,288	SH		DFND	5	0	14,288	0
ISHARES TR	S&P 500 VAL ETF	464287408	268	2,107	SH		DFND	5	0	2,107	0
ISHARES TR	20 YR TR BD ETF	464287432	121,350	770,472	SH		DFND	5	0	770,472	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	4,408	36,772	SH		DFND	5	0	36,772	0
ISHARES TR	1 3 YR TREAS BD	464287457	23,732	274,718	SH		DFND	5	0	274,718	0
ISHARES TR	MSCI EAFE ETF	464287465	807	10,971	SH		DFND	5	0	10,971	0
ISHARES TR	RUS MDCP VAL ETF	464287473	281	2,917	SH		DFND	5	0	2,917	0
ISHARES TR	RUS MD CP GR ETF	464287481	694	6,755	SH		DFND	5	0	6,755	0
ISHARES TR	RUS MID CAP ETF	464287499	722	10,561	SH		DFND	5	0	10,561	0
ISHARES TR	CORE S&P MCP ETF	464287507	43,962	191,444	SH		DFND	5	0	191,444	0
ISHARES TR	EXPANDED TECH	464287515	5,262	14,895	SH		DFND	5	0	14,895	0
ISHARES TR	PHLX SEMICND ETF	464287523	14,991	39,654	SH		DFND	5	0	39,654	0
ISHARES TR	NASDAQ BIOTECH	464287556	961	6,300	SH		DFND	5	0	6,300	0
ISHARES TR	COHEN STEER REIT	464287564	244	4,587	SH		DFND	5	0	4,587	0
ISHARES TR	RUS 1000 VAL ETF	464287598	1,755	12,938	SH		DFND	5	0	12,938	0
ISHARES TR	S&P MC 400GR ETF	464287606	1,384	19,180	SH		DFND	5	0	19,180	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,489	14,503	SH		DFND	5	0	14,503	0
ISHARES TR	RUS 1000 ETF	464287622	289	1,368	SH		DFND	5	0	1,368	0
ISHARES TR	RUSSELL 2000 ETF	464287655	718	3,652	SH		DFND	5	0	3,652	0
ISHARES TR	CORE S&P US GWT	464287671	294	3,328	SH		DFND	5	0	3,328	0
ISHARES TR	S&P MC 400VL ETF	464287705	264	3,060	SH		DFND	5	0	3,060	0
ISHARES TR	U.S. TECH ETF	464287721	589	6,917	SH		DFND	5	0	6,917	0
ISHARES TR	U.S. FINLS ETF	464287788	313	4,743	SH		DFND	5	0	4,743	0
ISHARES TR	CORE S&P SCP ETF	464287804	52,503	572,181	SH		DFND	5	0	572,181	0
ISHARES TR	SP SMCP600VL ETF	464287879	412	5,074	SH		DFND	5	0	5,074	0
ISHARES TR	SHRT NAT MUN ETF	464288158	549	5,083	SH		DFND	5	0	5,083	0
ISHARES TR	MRGSTR MD CP ETF	464288208	836	3,583	SH		DFND	5	0	3,583	0
ISHARES TR	EAFE SML CP ETF	464288273	642	9,334	SH		DFND	5	0	9,334	0
ISHARES TR	JPMORGAN USD EMG	464288281	2,506	21,632	SH		DFND	5	0	21,632	0
ISHARES TR	MRGSTR MD CP GRW	464288307	782	2,044	SH		DFND	5	0	2,044	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,733	14,797	SH		DFND	5	0	14,797	0
ISHARES TR	INTL SEL DIV ETF	464288448	297	9,993	SH		DFND	5	0	9,993	0
ISHARES TR	IBOXX HI YD ETF	464288513	152,734	1,750,931	SH		DFND	5	0	1,750,931	0
ISHARES TR	MBS ETF	464288588	8,145	73,966	SH		DFND	5	0	73,966	0
ISHARES TR	MRGSTR SM CP GR	464288604	991	3,238	SH		DFND	5	0	3,238	0
ISHARES TR	ISHS 5-10YR INVT	464288638	5,099	82,525	SH		DFND	5	0	82,525	0
ISHARES TR	ISHS 1-5YR INVS	464288646	6,434	116,662	SH		DFND	5	0	116,662	0
ISHARES TR	3 7 YR TREAS BD	464288661	5,850	44,010	SH		DFND	5	0	44,010	0
ISHARES TR	SHORT TREAS BD	464288679	10,606	95,966	SH		DFND	5	0	95,966	0
ISHARES TR	PFD AND INCM SEC	464288687	1,507	39,310	SH		DFND	5	0	39,310	0
ISHARES TR	US AER DEF ETF	464288760	2,734	28,850	SH		DFND	5	0	28,850	0
ISHARES TR	MSCI USA ESG SLC	464288802	1,322	16,143	SH		DFND	5	0	16,143	0
ISHARES TR	U.S. MED DVC ETF	464288810	2,224	6,851	SH		DFND	5	0	6,851	0
ISHARES TR	US HLTHCR PR ETF	464288828	392	1,688	SH		DFND	5	0	1,688	0
ISHARES TR	EAFE VALUE ETF	464288877	3,175	66,745	SH		DFND	5	0	66,745	0
ISHARES TR	RUS TP200 GR ETF	464289438	452	3,409	SH		DFND	5	0	3,409	0
ISHARES TR	10+ YR INVST GRD	464289511	2,474	33,892	SH		DFND	5	0	33,892	0
ISHARES TR	AGGRES ALLOC ETF	464289859	386	6,010	SH		DFND	5	0	6,010	0
ISHARES SILVER TR	ISHARES	46428Q109	6,428	259,593	SH		DFND	5	0	259,593	0
JPMORGAN CHASE & CO	COM	46625H100	6,345	50,612	SH		DFND	5	0	50,612	0
JACOBS ENGR GROUP INC	COM	469814107	281	2,615	SH		DFND	5	0	2,615	0
JINKOSOLAR HLDG CO LTD	SPONSORED ADR	47759T100	319	4,971	SH		DFND	5	0	4,971	0
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	356	3,037	SH		DFND	5	0	3,037	0
JOHNSON & JOHNSON	COM	478160104	11,264	72,182	SH		DFND	5	0	72,182	0
KB FINL GROUP INC	SPONSORED ADR	48241A105	346	8,740	SH		DFND	5	0	8,740	0
KLA CORP	COM NEW	482480100	250	962	SH		DFND	5	0	962	0
KKR & CO INC	COM	48251W104	1,050	26,446	SH		DFND	5	0	26,446	0
KELLOGG CO	COM	487836108	249	4,040	SH		DFND	5	0	4,040	0
KEURIG DR PEPPER INC	COM	49271V100	236	7,412	SH		DFND	5	0	7,412	0
KIMBERLY-CLARK CORP	COM	494368103	2,479	18,618	SH		DFND	5	0	18,618	0
KINDER MORGAN INC DEL	COM	49456B101	193	14,254	SH		DFND	5	0	14,254	0
KINROSS GOLD CORP	COM	496902404	93	12,363	SH		DFND	5	0	12,363	0
KONINKLIJKE PHILIPS N V	NY REG SH NEW	500472303	336	6,169	SH		DFND	5	0	6,169	0
KRAFT HEINZ CO	COM	500754106	329	9,487	SH		DFND	5	0	9,487	0
KROGER CO	COM	501044101	564	17,888	SH		DFND	5	0	17,888	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	2,440	13,001	SH		DFND	5	0	13,001	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	335	1,660	SH		DFND	5	0	1,660	0
LAM RESEARCH CORP	COM	512807108	822	1,696	SH		DFND	5	0	1,696	0
LANDSTAR SYS INC	COM	515098101	461	3,435	SH		DFND	5	0	3,435	0
LAS VEGAS SANDS CORP	COM	517834107	547	9,307	SH		DFND	5	0	9,307	0
LAUDER ESTEE COS INC	CL A	518439104	2,329	8,869	SH		DFND	5	0	8,869	0
LEGGETT & PLATT INC	COM	524660107	356	8,041	SH		DFND	5	0	8,041	0
LEIDOS HOLDINGS INC	COM	525327102	320	3,082	SH		DFND	5	0	3,082	0
LENNAR CORP	CL A	526057104	380	4,876	SH		DFND	5	0	4,876	0
LESLIES INC	COM	527064109	341	12,414	SH		DFND	5	0	12,414	0
LILLY ELI & CO	COM	532457108	1,174	7,032	SH		DFND	5	0	7,032	0
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	863	440,410	SH		DFND	5	0	440,410	0
LOCKHEED MARTIN CORP	COM	539830109	5,486	15,489	SH		DFND	5	0	15,489	0
LOWES COS INC	COM	548661107	12,947	80,636	SH		DFND	5	0	80,636	0
LULULEMON ATHLETICA INC	COM	550021109	1,688	4,811	SH		DFND	5	0	4,811	0
LYFT INC	CL A COM	55087P104	3,203	63,620	SH		DFND	5	0	63,620	0
M & T BK CORP	COM	55261F104	444	3,535	SH		DFND	5	0	3,535	0
MPLX LP	COM UNIT REP LTD	55336V100	304	14,101	SH		DFND	5	0	14,101	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	2,290	54,318	SH		DFND	5	0	54,318	0
MARATHON PETE CORP	COM	56585A102	1,298	31,212	SH		DFND	5	0	31,212	0
MARKEL CORP	COM	570535104	268	263	SH		DFND	5	0	263	0
MARSH & MCLENNAN COS INC	COM	571748102	558	4,853	SH		DFND	5	0	4,853	0
MARRIOTT INTL INC NEW	CL A	571903202	637	4,885	SH		DFND	5	0	4,885	0
MASTERCARD INCORPORATED	CL A	57636Q104	22,282	62,669	SH		DFND	5	0	62,669	0
MATCH GROUP INC NEW	COM	57667L107	2,232	14,687	SH		DFND	5	0	14,687	0
MCCORMICK & CO INC	COM NON VTG	579780206	377	3,989	SH		DFND	5	0	3,989	0
MCDONALDS CORP	COM	580135101	5,736	27,114	SH		DFND	5	0	27,114	0
MCKESSON CORP	COM	58155Q103	905	5,221	SH		DFND	5	0	5,221	0
MEDICAL PPTYS TRUST INC	COM	58463J304	310	14,353	SH		DFND	5	0	14,353	0
MERCADOLIBRE INC	COM	58733R102	1,035	604	SH		DFND	5	0	604	0
MERCK & CO. INC	COM	58933Y105	4,899	60,790	SH		DFND	5	0	60,790	0
MICROSOFT CORP	COM	594918104	46,902	211,570	SH		DFND	5	0	211,570	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	1,768	12,922	SH		DFND	5	0	12,922	0
MICRON TECHNOLOGY INC	COM	595112103	631	8,771	SH		DFND	5	0	8,771	0
MONDELEZ INTL INC	CL A	609207105	523	9,018	SH		DFND	5	0	9,018	0
MORGAN STANLEY	COM NEW	617446448	1,687	24,869	SH		DFND	5	0	24,869	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	414	2,480	SH		DFND	5	0	2,480	0
NATIONAL BEVERAGE CORP	COM	635017106	717	8,360	SH		DFND	5	0	8,360	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	820	13,913	SH		DFND	5	0	13,913	0
NATIONAL INSTRS CORP	COM	636518102	1,727	39,534	SH		DFND	5	0	39,534	0
NEOGEN CORP	COM	640491106	974	12,182	SH		DFND	5	0	12,182	0
NETFLIX INC	COM	64110L106	8,212	15,655	SH		DFND	5	0	15,655	0
NEW ORIENTAL ED & TECHNOLOGY	SPON ADR	647581107	470	2,593	SH		DFND	5	0	2,593	0
NEXTERA ENERGY INC	COM	65339F101	3,503	46,144	SH		DFND	5	0	46,144	0
NICE LTD	SPONSORED ADR	653656108	1,172	4,143	SH		DFND	5	0	4,143	0
NIKE INC	CL B	654106103	693	4,893	SH		DFND	5	0	4,893	0
NORFOLK SOUTHN CORP	COM	655844108	2,109	8,937	SH		DFND	5	0	8,937	0
NORTHROP GRUMMAN CORP	COM	666807102	736	2,432	SH		DFND	5	0	2,432	0
NOVARTIS AG	SPONSORED ADR	66987V109	3,935	41,706	SH		DFND	5	0	41,706	0
NOVO-NORDISK A S	ADR	670100205	1,042	14,839	SH		DFND	5	0	14,839	0
NUCOR CORP	COM	670346105	261	4,940	SH		DFND	5	0	4,940	0
NVIDIA CORPORATION	COM	67066G104	4,622	8,788	SH		DFND	5	0	8,788	0
OKTA INC	CL A	679295105	424	1,627	SH		DFND	5	0	1,627	0
OMNICOM GROUP INC	COM	681919106	1,590	25,684	SH		DFND	5	0	25,684	0
OMEGA HEALTHCARE INVS INC	COM	681936100	504	13,680	SH		DFND	5	0	13,680	0
ONEOK INC NEW	COM	682680103	203	5,338	SH		DFND	5	0	5,338	0
ORACLE CORP	COM	68389X105	2,804	43,545	SH		DFND	5	0	43,545	0
OSHKOSH CORP	COM	688239201	205	2,398	SH		DFND	5	0	2,398	0
OTIS WORLDWIDE CORP	COM	68902V107	221	3,305	SH		DFND	5	0	3,305	0
PNC FINL SVCS GROUP INC	COM	693475105	1,133	7,713	SH		DFND	5	0	7,713	0
PPG INDS INC	COM	693506107	735	5,135	SH		DFND	5	0	5,135	0
PPL CORP	COM	69351T106	656	23,767	SH		DFND	5	0	23,767	0
PACKAGING CORP AMER	COM	695156109	246	1,793	SH		DFND	5	0	1,793	0
PALO ALTO NETWORKS INC	COM	697435105	508	1,428	SH		DFND	5	0	1,428	0
PARKER-HANNIFIN CORP	COM	701094104	315	1,164	SH		DFND	5	0	1,164	0
PAYCHEX INC	COM	704326107	738	8,012	SH		DFND	5	0	8,012	0
PAYCOM SOFTWARE INC	COM	70432V102	4,808	10,734	SH		DFND	5	0	10,734	0
PAYPAL HLDGS INC	COM	70450Y103	4,542	19,622	SH		DFND	5	0	19,622	0
PEOPLES UNITED FINANCIAL INC	COM	712704105	238	18,368	SH		DFND	5	0	18,368	0
PEPSICO INC	COM	713448108	6,089	41,334	SH		DFND	5	0	41,334	0
PFIZER INC	COM	717081103	8,367	227,737	SH		DFND	5	0	227,737	0
PHILIP MORRIS INTL INC	COM	718172109	5,409	66,394	SH		DFND	5	0	66,394	0
PHILLIPS 66	COM	718546104	308	4,360	SH		DFND	5	0	4,360	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	362	3,544	SH		DFND	5	0	3,544	0
PIMCO ETF TR	INTER MUN BD ACT	72201R866	737	12,983	SH		DFND	5	0	12,983	0
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	1,266	24,627	SH		DFND	5	0	24,627	0
PLAINS GP HLDGS L P	LTD PARTNR INT A	72651A207	526	61,596	SH		DFND	5	0	61,596	0
PLURALSIGHT INC	COM CL A	72941B106	965	46,102	SH		DFND	5	0	46,102	0
PRICE T ROWE GROUP INC	COM	74144T108	1,084	7,249	SH		DFND	5	0	7,249	0
PRIMERICA INC	COM	74164M108	407	3,041	SH		DFND	5	0	3,041	0
PROCTER AND GAMBLE CO	COM	742718109	9,322	67,663	SH		DFND	5	0	67,663	0
PROLOGIS INC.	COM	74340W103	500	5,061	SH		DFND	5	0	5,061	0
PROTO LABS INC	COM	743713109	2,973	18,883	SH		DFND	5	0	18,883	0
PRUDENTIAL FINL INC	COM	744320102	607	7,841	SH		DFND	5	0	7,841	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	387	6,740	SH		DFND	5	0	6,740	0
QORVO INC	COM	74736K101	308	1,839	SH		DFND	5	0	1,839	0
QUALCOMM INC	COM	747525103	2,616	17,446	SH		DFND	5	0	17,446	0
RLI CORP	COM	749607107	488	4,736	SH		DFND	5	0	4,736	0
RANGE RES CORP	COM	75281A109	119	17,710	SH		DFND	5	0	17,710	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	3,165	44,349	SH		DFND	5	0	44,349	0
RBC BEARINGS INC	COM	75524B104	578	3,219	SH		DFND	5	0	3,219	0
REALTY INCOME CORP	COM	756109104	1,282	20,925	SH		DFND	5	0	20,925	0
REGENERON PHARMACEUTICALS	COM	75886F107	216	451	SH		DFND	5	0	451	0
REGIONS FINANCIAL CORP NEW	COM	7591EP100	518	32,541	SH		DFND	5	0	32,541	0
REPLIGEN CORP	COM	759916109	389	2,055	SH		DFND	5	0	2,055	0
REPUBLIC SVCS INC	COM	760759100	583	6,087	SH		DFND	5	0	6,087	0
RINGCENTRAL INC	CL A	76680R206	327	844	SH		DFND	5	0	844	0
RIO TINTO PLC	SPONSORED ADR	767204100	569	7,491	SH		DFND	5	0	7,491	0
RITCHIE BROS AUCTIONEERS	COM	767744105	4,178	59,396	SH		DFND	5	0	59,396	0
ROLLINS INC	COM	775711104	3,345	87,440	SH		DFND	5	0	87,440	0
ROPER TECHNOLOGIES INC	COM	776696106	2,590	6,140	SH		DFND	5	0	6,140	0
ROSS STORES INC	COM	778296103	876	7,148	SH		DFND	5	0	7,148	0
ROYAL BK CDA	COM	780087102	254	3,095	SH		DFND	5	0	3,095	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	458	13,333	SH		DFND	5	0	13,333	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	228	6,336	SH		DFND	5	0	6,336	0
RYANAIR HOLDINGS PLC	SPONSORED ADS	783513203	368	3,287	SH		DFND	5	0	3,287	0
S&P GLOBAL INC	COM	78409V104	203	628	SH		DFND	5	0	628	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	2,331	8,490	SH		DFND	5	0	8,490	0
SLM CORP	COM	78442P106	159	13,095	SH		DFND	5	0	13,095	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,242	22,156	SH		DFND	5	0	22,156	0
SPDR GOLD TR	GOLD SHS	78463V107	2,918	16,420	SH		DFND	5	0	16,420	0
SPDR INDEX SHS FDS	ASIA PACIF ETF	78463X301	478	3,753	SH		DFND	5	0	3,753	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	456	10,310	SH		DFND	5	0	10,310	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,029	59,692	SH		DFND	5	0	59,692	0
SPDR SER TR	S&P 600 SMCP GRW	78464A201	1,079	14,123	SH		DFND	5	0	14,123	0
SPDR SER TR	WELLS FG PFD ETF	78464A292	2,818	63,728	SH		DFND	5	0	63,728	0
SPDR SER TR	S&P 600 SMCP VAL	78464A300	907	13,725	SH		DFND	5	0	13,725	0
SPDR SER TR	BLMBRG BRC CNVRT	78464A359	1,234	14,901	SH		DFND	5	0	14,901	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,148	57,139	SH		DFND	5	0	57,139	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,424	45,323	SH		DFND	5	0	45,323	0
SPDR SER TR	BLOMBERG INTL TR	78464A516	351	11,213	SH		DFND	5	0	11,213	0
SPDR SER TR	PORTFLI TIPS ETF	78464A656	720	23,197	SH		DFND	5	0	23,197	0
SPDR SER TR	PORTFOLIO LN TSR	78464A664	5,451	121,005	SH		DFND	5	0	121,005	0
SPDR SER TR	S&P REGL BKG	78464A698	317	6,138	SH		DFND	5	0	6,138	0
SPDR SER TR	S&P RETAIL ETF	78464A714	765	11,785	SH		DFND	5	0	11,785	0
SPDR SER TR	S&P METALS MNG	78464A755	809	24,219	SH		DFND	5	0	24,219	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,696	16,098	SH		DFND	5	0	16,098	0
SPDR SER TR	S&P CAP MKTS	78464A771	419	5,619	SH		DFND	5	0	5,619	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	4,408	96,082	SH		DFND	5	0	96,082	0
SPDR SER TR	S&P 600 SML CAP	78464A813	269	3,392	SH		DFND	5	0	3,392	0
SPDR SER TR	S&P 400 MDCP GRW	78464A821	1,394	20,144	SH		DFND	5	0	20,144	0
SPDR SER TR	S&P 400 MDCP VAL	78464A839	1,223	22,055	SH		DFND	5	0	22,055	0
SPDR SER TR	PORTFOLIO S&P400	78464A847	2,436	60,400	SH		DFND	5	0	60,400	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,984	274,050	SH		DFND	5	0	274,050	0
SPDR SER TR	S&P BIOTECH	78464A870	580	4,023	SH		DFND	5	0	4,023	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	2,079	6,836	SH		DFND	5	0	6,836	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	203	484	SH		DFND	5	0	484	0
SALESFORCE COM INC	COM	79466L302	4,869	21,895	SH		DFND	5	0	21,895	0
SANOFI	SPONSORED ADR	80105N105	1,094	22,624	SH		DFND	5	0	22,624	0
SCHWAB CHARLES CORP	COM	808513105	1,410	26,904	SH		DFND	5	0	26,904	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	18,826	146,699	SH		DFND	5	0	146,699	0
SCIENCE APPLICATIONS INTL CO	COM	808625107	234	2,476	SH		DFND	5	0	2,476	0
SCOTTS MIRACLE GRO CO	CL A	810186106	1,138	5,791	SH		DFND	5	0	5,791	0
SEA LTD	SPONSORD ADS	81141R100	644	3,275	SH		DFND	5	0	3,275	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	274	3,807	SH		DFND	5	0	3,807	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,473	13,120	SH		DFND	5	0	13,120	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,647	24,596	SH		DFND	5	0	24,596	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,243	7,730	SH		DFND	5	0	7,730	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	4,103	107,352	SH		DFND	5	0	107,352	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	500	17,173	SH		DFND	5	0	17,173	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	533	6,042	SH		DFND	5	0	6,042	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,644	28,054	SH		DFND	5	0	28,054	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,098	17,778	SH		DFND	5	0	17,778	0
SEMPRA ENERGY	COM	816851109	353	2,802	SH		DFND	5	0	2,802	0
SERVICENOW INC	COM	81762P102	4,632	8,462	SH		DFND	5	0	8,462	0
SHERWIN WILLIAMS CO	COM	824348106	2,881	3,962	SH		DFND	5	0	3,962	0
SHOPIFY INC	CL A	82509L107	3,189	2,742	SH		DFND	5	0	2,742	0
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	613	37,617	SH		DFND	5	0	37,617	0
SIRIUS XM HOLDINGS INC	COM	82968B103	207	32,261	SH		DFND	5	0	32,261	0
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	1,378	8,717	SH		DFND	5	0	8,717	0
SKYWORKS SOLUTIONS INC	COM	83088M102	868	5,683	SH		DFND	5	0	5,683	0
SMITH A O CORP	COM	831865209	1,011	18,477	SH		DFND	5	0	18,477	0
SMILEDIRECTCLUB INC	CL A COM	83192H106	281	23,000	SH		DFND	5	0	23,000	0
SMUCKER J M CO	COM NEW	832696405	379	3,302	SH		DFND	5	0	3,302	0
SOCIEDAD QUIMICA Y MINERA DE	SPON ADR SER B	833635105	399	8,114	SH		DFND	5	0	8,114	0
SOLAREDGE TECHNOLOGIES INC	COM	83417M104	201	629	SH		DFND	5	0	629	0
SONY CORP	SPONSORED ADR	835699307	396	3,934	SH		DFND	5	0	3,934	0
SOUTHERN CO	COM	842587107	2,644	43,616	SH		DFND	5	0	43,616	0
SOUTHWEST AIRLS CO	COM	844741108	1,071	23,083	SH		DFND	5	0	23,083	0
SPLUNK INC	COM	848637104	204	1,182	SH		DFND	5	0	1,182	0
SQUARE INC	CL A	852234103	281	1,270	SH		DFND	5	0	1,270	0
STANLEY BLACK & DECKER INC	COM	854502101	363	2,038	SH		DFND	5	0	2,038	0
STARBUCKS CORP	COM	855244109	5,969	56,328	SH		DFND	5	0	56,328	0
STATE STR CORP	COM	857477103	575	7,942	SH		DFND	5	0	7,942	0
STRYKER CORPORATION	COM	863667101	665	2,747	SH		DFND	5	0	2,747	0
SUN CMNTYS INC	COM	866674104	428	2,861	SH		DFND	5	0	2,861	0
SUNCOR ENERGY INC NEW	COM	867224107	290	16,980	SH		DFND	5	0	16,980	0
SYSCO CORP	COM	871829107	1,162	15,861	SH		DFND	5	0	15,861	0
TJX COS INC NEW	COM	872540109	1,100	16,101	SH		DFND	5	0	16,101	0
T-MOBILE US INC	COM	872590104	263	1,972	SH		DFND	5	0	1,972	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	6,761	62,087	SH		DFND	5	0	62,087	0
TAL EDUCATION GROUP	SPONSORED ADS	874080104	541	7,536	SH		DFND	5	0	7,536	0
TANDEM DIABETES CARE INC	COM NEW	875372203	1,160	12,152	SH		DFND	5	0	12,152	0
TARGET CORP	COM	87612E106	2,312	13,298	SH		DFND	5	0	13,298	0
TC ENERGY CORP	COM	87807B107	528	13,128	SH		DFND	5	0	13,128	0
TELADOC HEALTH INC	COM	87918A105	2,933	14,408	SH		DFND	5	0	14,408	0
TERMINIX GLOBAL HOLDINGS INC	COM	88087E100	664	13,108	SH		DFND	5	0	13,108	0
TESLA INC	COM	88160R101	5,420	7,801	SH		DFND	5	0	7,801	0
TEXAS INSTRS INC	COM	882508104	3,295	20,253	SH		DFND	5	0	20,253	0
THE TRADE DESK INC	COM CL A	88339J105	287	351	SH		DFND	5	0	351	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,633	10,035	SH		DFND	5	0	10,035	0
THOMSON REUTERS CORP.	COM NEW	884903709	443	5,403	SH		DFND	5	0	5,403	0
THOR INDS INC	COM	885160101	548	5,652	SH		DFND	5	0	5,652	0
3-D SYS CORP DEL	COM NEW	88554D205	476	44,551	SH		DFND	5	0	44,551	0
3M CO	COM	88579Y101	3,481	19,989	SH		DFND	5	0	19,989	0
TORONTO DOMINION BK ONT	COM NEW	891160509	1,256	22,250	SH		DFND	5	0	22,250	0
TOTAL SE	SPONSORED ADS	89151E109	618	14,489	SH		DFND	5	0	14,489	0
TOYOTA MOTOR CORP	SP ADR REP2COM	892331307	341	2,212	SH		DFND	5	0	2,212	0
TRAVELERS COMPANIES INC	COM	89417E109	791	5,688	SH		DFND	5	0	5,688	0
TRUIST FINL CORP	COM	89832Q109	3,354	70,814	SH		DFND	5	0	70,814	0
21VIANET GROUP INC	SPONSORED ADS A	90138A103	520	14,929	SH		DFND	5	0	14,929	0
TWITTER INC	COM	90184L102	249	4,577	SH		DFND	5	0	4,577	0
2U INC	COM	90214J101	906	22,192	SH		DFND	5	0	22,192	0
TYLER TECHNOLOGIES INC	COM	902252105	4,631	10,796	SH		DFND	5	0	10,796	0
TYSON FOODS INC	CL A	902494103	290	4,559	SH		DFND	5	0	4,559	0
US BANCORP DEL	COM NEW	902973304	1,038	22,483	SH		DFND	5	0	22,483	0
UBER TECHNOLOGIES INC	COM	90353T100	4,688	88,197	SH		DFND	5	0	88,197	0
UNIFIRST CORP MASS	COM	904708104	334	1,591	SH		DFND	5	0	1,591	0
UNILEVER PLC	SPON ADR NEW	904767704	4,153	68,191	SH		DFND	5	0	68,191	0
UNION PAC CORP	COM	907818108	3,474	16,865	SH		DFND	5	0	16,865	0
UNITED PARCEL SERVICE INC	CL B	911312106	6,199	37,291	SH		DFND	5	0	37,291	0
UNITEDHEALTH GROUP INC	COM	91324P102	13,335	38,649	SH		DFND	5	0	38,649	0
UNIVERSAL HLTH SVCS INC	CL B	913903100	217	1,591	SH		DFND	5	0	1,591	0
V F CORP	COM	918204108	786	9,118	SH		DFND	5	0	9,118	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	5,400	38,511	SH		DFND	5	0	38,511	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	688	3,382	SH		DFND	5	0	3,382	0
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	354	3,230	SH		DFND	5	0	3,230	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	4,124	44,419	SH		DFND	5	0	44,419	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	11,985	144,638	SH		DFND	5	0	144,638	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	117,524	1,334,443	SH		DFND	5	0	1,334,443	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	2,346	49,358	SH		DFND	5	0	49,358	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	14,085	155,229	SH		DFND	5	0	155,229	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	4,318	35,296	SH		DFND	5	0	35,296	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	94,717	1,613,587	SH		DFND	5	0	1,613,587	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,679	73,232	SH		DFND	5	0	73,232	0
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	220	2,765	SH		DFND	5	0	2,765	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	291	1,054	SH		DFND	5	0	1,054	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	784	4,534	SH		DFND	5	0	4,534	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	456	6,336	SH		DFND	5	0	6,336	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	315	1,416	SH		DFND	5	0	1,416	0
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	224	1,320	SH		DFND	5	0	1,320	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,285	3,636	SH		DFND	5	0	3,636	0
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	219	1,395	SH		DFND	5	0	1,395	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	630	4,658	SH		DFND	5	0	4,658	0
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	538	4,509	SH		DFND	5	0	4,509	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	840	10,086	SH		DFND	5	0	10,086	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	2,196	22,615	SH		DFND	5	0	22,615	0
VEEVA SYS INC	CL A COM	922475108	4,220	15,288	SH		DFND	5	0	15,288	0
VENTAS INC	COM	92276F100	1,222	25,001	SH		DFND	5	0	25,001	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	2,076	17,584	SH		DFND	5	0	17,584	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	670	3,163	SH		DFND	5	0	3,163	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,622	19,277	SH		DFND	5	0	19,277	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,095	4,088	SH		DFND	5	0	4,088	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,839	12,952	SH		DFND	5	0	12,952	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	3,462	16,777	SH		DFND	5	0	16,777	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	129,534	740,365	SH		DFND	5	0	740,365	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	56,918	345,102	SH		DFND	5	0	345,102	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,972	31,526	SH		DFND	5	0	31,526	0
VANGUARD INDEX FDS	VALUE ETF	922908744	26,847	227,650	SH		DFND	5	0	227,650	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,232	6,324	SH		DFND	5	0	6,324	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	7,827	40,393	SH		DFND	5	0	40,393	0
VERIZON COMMUNICATIONS INC	COM	92343V104	10,605	182,412	SH		DFND	5	0	182,412	0
VERISK ANALYTICS INC	COM	92345Y106	3,715	18,054	SH		DFND	5	0	18,054	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	210	903	SH		DFND	5	0	903	0
VIATRIS INC	COM	92556V106	370	20,387	SH		DFND	5	0	20,387	0
VIPSHOP HOLDINGS LIMITED	SPONSORED ADS A	92763W103	408	14,682	SH		DFND	5	0	14,682	0
VISA INC	COM CL A	92826C839	33,563	153,693	SH		DFND	5	0	153,693	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,112	66,800	SH		DFND	5	0	66,800	0
WD-40 CO	COM	929236107	528	1,981	SH		DFND	5	0	1,981	0
WP CAREY INC	COM	92936U109	645	9,253	SH		DFND	5	0	9,253	0
WPP PLC NEW	ADR	92937A102	349	6,395	SH		DFND	5	0	6,395	0
WALMART INC	COM	931142103	4,207	29,180	SH		DFND	5	0	29,180	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	979	24,892	SH		DFND	5	0	24,892	0
WASTE MGMT INC DEL	COM	94106L109	990	8,465	SH		DFND	5	0	8,465	0
WATSCO INC	COM	942622200	610	2,676	SH		DFND	5	0	2,676	0
WELLS FARGO CO NEW	COM	949746101	3,604	121,157	SH		DFND	5	0	121,157	0
WEST PHARMACEUTICAL SVSC INC	COM	955306105	3,678	13,139	SH		DFND	5	0	13,139	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	244	7,247	SH		DFND	5	0	7,247	0
WILLIAMS COS INC	COM	969457100	1,285	64,451	SH		DFND	5	0	64,451	0
WILLIAMS SONOMA INC	COM	969904101	223	2,160	SH		DFND	5	0	2,160	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	1,868	17,529	SH		DFND	5	0	17,529	0
WISDOMTREE TR	US MIDCAP DIVID	97717W505	419	12,089	SH		DFND	5	0	12,089	0
WISDOMTREE TR	INTL SMCAP DIV	97717W760	339	4,971	SH		DFND	5	0	4,971	0
WISDOMTREE TR	EUROPE SMCP DV	97717W869	305	4,709	SH		DFND	5	0	4,709	0
WYNDHAM HOTELS & RESORTS INC	COM	98311A105	211	3,619	SH		DFND	5	0	3,619	0
XYLEM INC	COM	98419M100	349	3,467	SH		DFND	5	0	3,467	0
YAMANA GOLD INC	COM	98462Y100	605	103,064	SH		DFND	5	0	103,064	0
YUM BRANDS INC	COM	988498101	273	2,492	SH		DFND	5	0	2,492	0
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	262	683	SH		DFND	5	0	683	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	375	2,465	SH		DFND	5	0	2,465	0
ZOETIS INC	CL A	98978V103	2,982	18,157	SH		DFND	5	0	18,157	0
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	717	2,028	SH		DFND	5	0	2,028	0
ZOMEDICA CORP	COM	98980M109	2	10,000	SH		DFND	5	0	10,000	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,023	3,972	SH		DFND	5	0	3,972	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	347	6,981	SH		DFND	5	0	6,981	0
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	285	6,720	SH		DFND	5	0	6,720	0
COCA COLA EUROPEAN PARTNERS	SHS	G25839104	286	5,833	SH		DFND	5	0	5,833	0
EATON CORP PLC	SHS	G29183103	1,335	11,187	SH		DFND	5	0	11,187	0
GENPACT LIMITED	SHS	G3922B107	1,201	29,138	SH		DFND	5	0	29,138	0
ICON PLC	SHS	G4705A100	614	3,171	SH		DFND	5	0	3,171	0
IHS MARKIT LTD	SHS	G47567105	2,842	32,101	SH		DFND	5	0	32,101	0
JOHNSON CTLS INTL PLC	SHS	G51502105	1,442	31,054	SH		DFND	5	0	31,054	0
LINDE PLC	SHS	G5494J103	3,199	12,220	SH		DFND	5	0	12,220	0
MARVELL TECHNOLOGY GROUP LTD	ORD	G5876H105	371	7,802	SH		DFND	5	0	7,802	0
MEDTRONIC PLC	SHS	G5960L103	2,593	22,423	SH		DFND	5	0	22,423	0
APTIV PLC	SHS	G6095L109	226	1,728	SH		DFND	5	0	1,728	0
CHUBB LIMITED	COM	H1467J104	2,129	14,013	SH		DFND	5	0	14,013	0
LOGITECH INTL S A	SHS	H50430232	488	5,019	SH		DFND	5	0	5,019	0
GLOBANT S A	COM	L44385109	4,957	22,750	SH		DFND	5	0	22,750	0
STRATASYS LTD	SHS	M85548101	320	15,460	SH		DFND	5	0	15,460	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	755	1,541	SH		DFND	5	0	1,541	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	610	6,695	SH		DFND	5	0	6,695	0
NXP SEMICONDUCTORS N V	COM	N6596X109	2,654	16,653	SH		DFND	5	0	16,653	0