Voya Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COM	00206R102	567	22,879	SH		DFND	5	0	22,879	0
ABBOTT LABS	COM	002824100	633	4,488	SH		DFND	5	0	4,488	0
ABBVIE INC	COM	00287Y109	790	5,813	SH		DFND	5	0	5,813	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,032	1,809	SH		DFND	5	0	1,809	0
ALBANY INTL CORP	CL A	012348108	284	3,238	SH		DFND	5	0	3,238	0
ALPHABET INC	CAP STK CL C	02079K107	3,230	1,106	SH		DFND	5	0	1,106	0
ALPHABET INC	CAP STK CL A	02079K305	5,625	1,924	SH		DFND	5	0	1,924	0
ALTRIA GROUP INC	COM	02209S103	555	11,743	SH		DFND	5	0	11,743	0
AMAZON COM INC	COM	023135106	4,308	1,277	SH		DFND	5	0	1,277	0
AMEDISYS INC	COM	023436108	1,332	8,113	SH		DFND	5	0	8,113	0
AMERICAN EXPRESS CO	COM	025816109	388	2,361	SH		DFND	5	0	2,361	0
AMERICAN TOWER CORP NEW	COM	03027X100	446	1,532	SH		DFND	5	0	1,532	0
AMERISOURCEBERGEN CORP	COM	03073E105	2,143	16,017	SH		DFND	5	0	16,017	0
AMGEN INC	COM	031162100	744	3,283	SH		DFND	5	0	3,283	0
ANALOG DEVICES INC	COM	032654105	1,808	10,345	SH		DFND	5	0	10,345	0
ANSYS INC	COM	03662Q105	1,413	3,484	SH		DFND	5	0	3,484	0
ANTHEM INC	COM	036752103	1,673	3,581	SH		DFND	5	0	3,581	0
APPLE INC	COM	037833100	1,810	10,159	SH		DFND	5	0	10,159	0
ARMSTRONG WORLD INDS INC NEW	COM	04247X102	338	2,929	SH		DFND	5	0	2,929	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	275	4,701	SH		DFND	5	0	4,701	0
AUTODESK INC	COM	052769106	854	3,030	SH		DFND	5	0	3,030	0
AVALARA INC	COM	05338G106	807	6,053	SH		DFND	5	0	6,053	0
AVANTOR INC	COM	05352A100	232	5,512	SH		DFND	5	0	5,512	0
BCE INC	COM NEW	05534B760	521	10,085	SH		DFND	5	0	10,085	0
BK OF AMERICA CORP	COM	060505104	449	10,079	SH		DFND	5	0	10,079	0
BANK HAWAII CORP	COM	062540109	338	4,024	SH		DFND	5	0	4,024	0
BANK NEW YORK MELLON CORP	COM	064058100	645	11,131	SH		DFND	5	0	11,131	0
BECTON DICKINSON & CO	COM	075887109	412	1,626	SH		DFND	5	0	1,626	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,089	6,963	SH		DFND	5	0	6,963	0
BEST BUY INC	COM	086516101	229	2,256	SH		DFND	5	0	2,256	0
BLACKLINE INC	COM	09239B109	1,143	11,036	SH		DFND	5	0	11,036	0
BLACKROCK INC	COM	09247X101	391	428	SH		DFND	5	0	428	0
BLACKSTONE INC	COM	09260D107	638	4,963	SH		DFND	5	0	4,963	0
BOOKING HOLDINGS INC	COM	09857L108	2,008	838	SH		DFND	5	0	838	0
BROADCOM INC	COM	11135F101	321	482	SH		DFND	5	0	482	0
AZENTA INC	COM	114340102	496	4,805	SH		DFND	5	0	4,805	0
BROWN FORMAN CORP	CL B	115637209	450	6,209	SH		DFND	5	0	6,209	0
CDW CORP	COM	12514G108	392	1,920	SH		DFND	5	0	1,920	0
CME GROUP INC	COM	12572Q105	276	1,208	SH		DFND	5	0	1,208	0
CVS HEALTH CORP	COM	126650100	1,151	11,098	SH		DFND	5	0	11,098	0
CADENCE DESIGN SYSTEM INC	COM	127387108	244	1,294	SH		DFND	5	0	1,294	0
CARMAX INC	COM	143130102	1,407	10,972	SH		DFND	5	0	10,972	0
CENTERPOINT ENERGY INC	COM	15189T107	460	16,521	SH		DFND	5	0	16,521	0
CERTARA INC	COM	15687V109	764	26,813	SH		DFND	5	0	26,813	0
CHEESECAKE FACTORY INC	COM	163072101	300	7,536	SH		DFND	5	0	7,536	0
CHEVRON CORP NEW	COM	166764100	807	6,873	SH		DFND	5	0	6,873	0
CHEWY INC	CL A	16679L109	490	8,238	SH		DFND	5	0	8,238	0
CISCO SYS INC	COM	17275R102	315	4,954	SH		DFND	5	0	4,954	0
CINTAS CORP	COM	172908105	851	1,937	SH		DFND	5	0	1,937	0
CITIGROUP INC	COM NEW	172967424	222	3,670	SH		DFND	5	0	3,670	0
COCA COLA CO	COM	191216100	1,037	17,642	SH		DFND	5	0	17,642	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	241	2,715	SH		DFND	5	0	2,715	0
COMCAST CORP NEW	CL A	20030N101	1,694	33,491	SH		DFND	5	0	33,491	0
COMPASS MINERALS INTL INC	COM	20451N101	312	6,164	SH		DFND	5	0	6,164	0
CONAGRA BRANDS INC	COM	205887102	220	6,501	SH		DFND	5	0	6,501	0
CONOCOPHILLIPS	COM	20825C104	253	3,501	SH		DFND	5	0	3,501	0
COSTCO WHSL CORP NEW	COM	22160K105	746	1,323	SH		DFND	5	0	1,323	0
COSTAR GROUP INC	COM	22160N109	1,966	24,520	SH		DFND	5	0	24,520	0
COUPA SOFTWARE INC	COM	22266L106	361	2,230	SH		DFND	5	0	2,230	0
D R HORTON INC	COM	23331A109	237	2,205	SH		DFND	5	0	2,205	0
DANAHER CORPORATION	COM	235851102	1,876	5,711	SH		DFND	5	0	5,711	0
DEXCOM INC	COM	252131107	881	1,628	SH		DFND	5	0	1,628	0
DISNEY WALT CO	COM	254687106	473	3,035	SH		DFND	5	0	3,035	0
DOLLAR GEN CORP NEW	COM	256677105	292	1,240	SH		DFND	5	0	1,240	0
DOMINION ENERGY INC	COM	25746U109	383	4,877	SH		DFND	5	0	4,877	0
DOW INC	COM	260557103	242	4,263	SH		DFND	5	0	4,263	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,359	12,967	SH		DFND	5	0	12,967	0
EBAY INC.	COM	278642103	643	9,634	SH		DFND	5	0	9,634	0
ECOLAB INC	COM	278865100	977	4,177	SH		DFND	5	0	4,177	0
EDISON INTL	COM	281020107	690	10,201	SH		DFND	5	0	10,201	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	983	7,521	SH		DFND	5	0	7,521	0
ENBRIDGE INC	COM	29250N105	3,119	80,702	SH		DFND	5	0	80,702	0
ENSIGN GROUP INC	COM	29358P101	546	6,528	SH		DFND	5	0	6,528	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	821	37,843	SH		DFND	5	0	37,843	0
EVERTEC INC	COM	30040P103	315	6,286	SH		DFND	5	0	6,286	0
EXXON MOBIL CORP	COM	30231G102	2,139	35,185	SH		DFND	5	0	35,185	0
META PLATFORMS INC	CL A	30303M102	3,086	8,963	SH		DFND	5	0	8,963	0
FASTENAL CO	COM	311900104	1,931	30,265	SH		DFND	5	0	30,265	0
FIDELITY NATL INFORMATION SV	COM	31620M106	1,873	17,027	SH		DFND	5	0	17,027	0
FIRST FINL BANKSHARES INC	COM	32020R109	312	6,087	SH		DFND	5	0	6,087	0
FISERV INC	COM	337738108	480	4,589	SH		DFND	5	0	4,589	0
FIRSTENERGY CORP	COM	337932107	635	15,344	SH		DFND	5	0	15,344	0
FIVE BELOW INC	COM	33829M101	1,548	7,502	SH		DFND	5	0	7,502	0
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	206	1,952	SH		DFND	5	0	1,952	0
GENERAL DYNAMICS CORP	COM	369550108	774	3,727	SH		DFND	5	0	3,727	0
GENERAL MLS INC	COM	370334104	701	10,453	SH		DFND	5	0	10,453	0
GENUINE PARTS CO	COM	372460105	763	5,477	SH		DFND	5	0	5,477	0
GLOBAL PMTS INC	COM	37940X102	282	2,069	SH		DFND	5	0	2,069	0
GRACO INC	COM	384109104	346	4,316	SH		DFND	5	0	4,316	0
GRAINGER W W INC	COM	384802104	418	809	SH		DFND	5	0	809	0
GRAND CANYON ED INC	COM	38526M106	1,343	15,658	SH		DFND	5	0	15,658	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	588	5,198	SH		DFND	5	0	5,198	0
HANESBRANDS INC	COM	410345102	380	22,592	SH		DFND	5	0	22,592	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	234	6,513	SH		DFND	5	0	6,513	0
HEICO CORP NEW	COM	422806109	1,596	11,050	SH		DFND	5	0	11,050	0
HENRY JACK & ASSOC INC	COM	426281101	916	5,460	SH		DFND	5	0	5,460	0
HERSHEY CO	COM	427866108	385	2,015	SH		DFND	5	0	2,015	0
HOME DEPOT INC	COM	437076102	975	2,378	SH		DFND	5	0	2,378	0
HOULIHAN LOKEY INC	CL A	441593100	485	4,693	SH		DFND	5	0	4,693	0
IAC INTERACTIVECORP NEW	COM NEW	44891N208	758	5,697	SH		DFND	5	0	5,697	0
IDEX CORP	COM	45167R104	596	2,533	SH		DFND	5	0	2,533	0
IDEXX LABS INC	COM	45168D104	1,526	2,308	SH		DFND	5	0	2,308	0
ILLUMINA INC	COM	452327109	725	1,887	SH		DFND	5	0	1,887	0
INTEL CORP	COM	458140100	377	7,280	SH		DFND	5	0	7,280	0
INTERPUBLIC GROUP COS INC	COM	460690100	212	5,623	SH		DFND	5	0	5,623	0
INTUIT	COM	461202103	1,207	1,876	SH		DFND	5	0	1,876	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,167	3,213	SH		DFND	5	0	3,213	0
IQVIA HLDGS INC	COM	46266C105	2,941	10,406	SH		DFND	5	0	10,406	0
ISHARES TR	CORE S&P500 ETF	464287200	67,235	140,610	SH		DFND	5	0	140,610	0
ISHARES TR	CORE US AGGBD ET	464287226	1,411	12,367	SH		DFND	5	0	12,367	0
ISHARES TR	IBOXX INV CP ETF	464287242	65,731	495,261	SH		DFND	5	0	495,261	0
ISHARES TR	20 YR TR BD ETF	464287432	68,840	465,453	SH		DFND	5	0	465,453	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	1,605	13,943	SH		DFND	5	0	13,943	0
ISHARES TR	1 3 YR TREAS BD	464287457	223	2,612	SH		DFND	5	0	2,612	0
ISHARES TR	CORE S&P MCP ETF	464287507	61,017	215,776	SH		DFND	5	0	215,776	0
ISHARES TR	RUS 1000 GRW ETF	464287614	203	662	SH		DFND	5	0	662	0
ISHARES TR	CORE S&P SCP ETF	464287804	60,319	526,119	SH		DFND	5	0	526,119	0
ISHARES TR	MRGSTR MD CP ETF	464288208	894	12,569	SH		DFND	5	0	12,569	0
ISHARES TR	EAFE SML CP ETF	464288273	536	7,327	SH		DFND	5	0	7,327	0
ISHARES TR	JPMORGAN USD EMG	464288281	281	2,573	SH		DFND	5	0	2,573	0
ISHARES TR	DEVSMCP EXNA ETF	464288497	319	4,604	SH		DFND	5	0	4,604	0
ISHARES TR	IBOXX HI YD ETF	464288513	73,627	845,994	SH		DFND	5	0	845,994	0
ISHARES TR	MBS ETF	464288588	3,929	36,600	SH		DFND	5	0	36,600	0
ISHARES TR	ISHS 5-10YR INVT	464288638	2,867	48,318	SH		DFND	5	0	48,318	0
ISHARES TR	ISHS 1-5YR INVS	464288646	4,222	78,332	SH		DFND	5	0	78,332	0
ISHARES TR	GLB CNSM STP ETF	464288737	2,209	34,259	SH		DFND	5	0	34,259	0
ISHARES TR	U.S. MED DVC ETF	464288810	212	3,195	SH		DFND	5	0	3,195	0
ISHARES TR	EAFE VALUE ETF	464288877	1,379	27,381	SH		DFND	5	0	27,381	0
JPMORGAN CHASE & CO	COM	46625H100	1,307	8,246	SH		DFND	5	0	8,246	0
JOHN BEAN TECHNOLOGIES CORP	COM	477839104	236	1,535	SH		DFND	5	0	1,535	0
JOHNSON & JOHNSON	COM	478160104	1,467	8,514	SH		DFND	5	0	8,514	0
KIMBERLY-CLARK CORP	COM	494368103	495	3,496	SH		DFND	5	0	3,496	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	677	3,181	SH		DFND	5	0	3,181	0
LAM RESEARCH CORP	COM	512807108	232	323	SH		DFND	5	0	323	0
LANDSTAR SYS INC	COM	515098101	304	1,707	SH		DFND	5	0	1,707	0
LAUDER ESTEE COS INC	CL A	518439104	893	2,430	SH		DFND	5	0	2,430	0
LESLIES INC	COM	527064109	364	15,371	SH		DFND	5	0	15,371	0
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	377	148,244	SH		DFND	5	0	148,244	0
LOCKHEED MARTIN CORP	COM	539830109	1,318	3,727	SH		DFND	5	0	3,727	0
LOWES COS INC	COM	548661107	1,156	4,509	SH		DFND	5	0	4,509	0
LULULEMON ATHLETICA INC	COM	550021109	538	1,350	SH		DFND	5	0	1,350	0
LYFT INC	CL A COM	55087P104	508	11,683	SH		DFND	5	0	11,683	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	737	16,338	SH		DFND	5	0	16,338	0
MARSH & MCLENNAN COS INC	COM	571748102	244	1,407	SH		DFND	5	0	1,407	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,887	10,768	SH		DFND	5	0	10,768	0
MATCH GROUP INC NEW	COM	57667L107	681	5,112	SH		DFND	5	0	5,112	0
MCDONALDS CORP	COM	580135101	412	1,540	SH		DFND	5	0	1,540	0
MCKESSON CORP	COM	58155Q103	260	1,044	SH		DFND	5	0	1,044	0
MERCK & CO INC	COM	58933Y105	550	7,136	SH		DFND	5	0	7,136	0
MICROSOFT CORP	COM	594918104	10,166	29,960	SH		DFND	5	0	29,960	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	571	6,560	SH		DFND	5	0	6,560	0
MONDELEZ INTL INC	CL A	609207105	302	4,594	SH		DFND	5	0	4,594	0
MORGAN STANLEY	COM NEW	617446448	618	6,254	SH		DFND	5	0	6,254	0
NATIONAL BEVERAGE CORP	COM	635017106	247	5,369	SH		DFND	5	0	5,369	0
NEOGEN CORP	COM	640491106	437	9,550	SH		DFND	5	0	9,550	0
NETFLIX INC	COM	64110L106	1,790	2,925	SH		DFND	5	0	2,925	0
NEXTERA ENERGY INC	COM	65339F101	506	5,459	SH		DFND	5	0	5,459	0
NORFOLK SOUTHN CORP	COM	655844108	972	3,299	SH		DFND	5	0	3,299	0
NOVARTIS AG	SPONSORED ADR	66987V109	896	10,245	SH		DFND	5	0	10,245	0
NVIDIA CORPORATION	COM	67066G104	2,175	7,353	SH		DFND	5	0	7,353	0
OAK STR HEALTH INC	COM	67181A107	562	16,021	SH		DFND	5	0	16,021	0
OMNICOM GROUP INC	COM	681919106	681	9,234	SH		DFND	5	0	9,234	0
ORACLE CORP	COM	68389X105	740	8,409	SH		DFND	5	0	8,409	0
PAYCOM SOFTWARE INC	COM	70432V102	1,763	4,220	SH		DFND	5	0	4,220	0
PAYPAL HLDGS INC	COM	70450Y103	1,331	6,935	SH		DFND	5	0	6,935	0
PEPSICO INC	COM	713448108	492	2,848	SH		DFND	5	0	2,848	0
PFIZER INC	COM	717081103	1,050	17,981	SH		DFND	5	0	17,981	0
PHILIP MORRIS INTL INC	COM	718172109	1,816	19,266	SH		DFND	5	0	19,266	0
PINNACLE WEST CAP CORP	COM	723484101	398	5,652	SH		DFND	5	0	5,652	0
PINTEREST INC	CL A	72352L106	376	9,913	SH		DFND	5	0	9,913	0
PLAINS GP HLDGS L P	LTD PARTNR INT A	72651A207	167	16,600	SH		DFND	5	0	16,600	0
POOL CORP	COM	73278L105	260	464	SH		DFND	5	0	464	0
PRIMERICA INC	COM	74164M108	233	1,516	SH		DFND	5	0	1,516	0
PROCTER AND GAMBLE CO	COM	742718109	911	5,594	SH		DFND	5	0	5,594	0
PROLOGIS INC.	COM	74340W103	280	1,666	SH		DFND	5	0	1,666	0
RLI CORP	COM	749607107	240	2,136	SH		DFND	5	0	2,136	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	425	4,958	SH		DFND	5	0	4,958	0
RBC BEARINGS INC	COM	75524B104	319	1,578	SH		DFND	5	0	1,578	0
RITCHIE BROS AUCTIONEERS	COM	767744105	1,429	23,343	SH		DFND	5	0	23,343	0
ROBERT HALF INTL INC	COM	770323103	337	3,029	SH		DFND	5	0	3,029	0
ROBLOX CORP	CL A	771049103	1,557	15,488	SH		DFND	5	0	15,488	0
ROLLINS INC	COM	775711104	1,194	35,492	SH		DFND	5	0	35,492	0
ROPER TECHNOLOGIES INC	COM	776696106	635	1,299	SH		DFND	5	0	1,299	0
ROSS STORES INC	COM	778296103	314	2,745	SH		DFND	5	0	2,745	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	912	2,347	SH		DFND	5	0	2,347	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	227	4,024	SH		DFND	5	0	4,024	0
SPDR SER TR	ICE PFD SEC ETF	78464A292	993	23,196	SH		DFND	5	0	23,196	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	461	6,324	SH		DFND	5	0	6,324	0
SPDR SER TR	S&P 600 SML CAP	78464A813	240	2,408	SH		DFND	5	0	2,408	0
SALESFORCE COM INC	COM	79466L302	1,695	6,637	SH		DFND	5	0	6,637	0
SANOFI	SPONSORED ADR	80105N105	351	6,964	SH		DFND	5	0	6,964	0
SCHWAB CHARLES CORP	COM	808513105	876	10,372	SH		DFND	5	0	10,372	0
SCOTTS MIRACLE-GRO CO	CL A	810186106	438	2,756	SH		DFND	5	0	2,756	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	509	3,601	SH		DFND	5	0	3,601	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	2,380	31,074	SH		DFND	5	0	31,074	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	602	15,399	SH		DFND	5	0	15,399	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,044	5,978	SH		DFND	5	0	5,978	0
SERVICENOW INC	COM	81762P102	2,504	3,826	SH		DFND	5	0	3,826	0
SHERWIN WILLIAMS CO	COM	824348106	908	2,591	SH		DFND	5	0	2,591	0
SHOPIFY INC	CL A	82509L107	850	608	SH		DFND	5	0	608	0
SITEONE LANDSCAPE SUPPLY INC	COM	82982L103	444	1,865	SH		DFND	5	0	1,865	0
STARBUCKS CORP	COM	855244109	1,861	16,013	SH		DFND	5	0	16,013	0
STATE STR CORP	COM	857477103	266	2,856	SH		DFND	5	0	2,856	0
SYSCO CORP	COM	871829107	233	2,982	SH		DFND	5	0	2,982	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,500	12,454	SH		DFND	5	0	12,454	0
TARGET CORP	COM	87612E106	561	2,419	SH		DFND	5	0	2,419	0
TELADOC HEALTH INC	COM	87918A105	451	4,785	SH		DFND	5	0	4,785	0
TERMINIX GLOBAL HOLDINGS INC	COM	88087E100	290	6,441	SH		DFND	5	0	6,441	0
TEXAS INSTRS INC	COM	882508104	836	4,414	SH		DFND	5	0	4,414	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,421	2,135	SH		DFND	5	0	2,135	0
THOR INDS INC	COM	885160101	352	3,380	SH		DFND	5	0	3,380	0
3M CO	COM	88579Y101	306	1,725	SH		DFND	5	0	1,725	0
TRUIST FINL CORP	COM	89832Q109	817	13,967	SH		DFND	5	0	13,967	0
TWILIO INC	CL A	90138F102	539	2,031	SH		DFND	5	0	2,031	0
2U INC	COM	90214J101	378	18,462	SH		DFND	5	0	18,462	0
TYLER TECHNOLOGIES INC	COM	902252105	2,060	3,829	SH		DFND	5	0	3,829	0
US BANCORP DEL	COM NEW	902973304	368	6,560	SH		DFND	5	0	6,560	0
UBER TECHNOLOGIES INC	COM	90353T100	659	15,459	SH		DFND	5	0	15,459	0
UNILEVER PLC	SPON ADR NEW	904767704	1,111	20,738	SH		DFND	5	0	20,738	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,335	6,241	SH		DFND	5	0	6,241	0
UNITEDHEALTH GROUP INC	COM	91324P102	3,076	6,097	SH		DFND	5	0	6,097	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	204	1,191	SH		DFND	5	0	1,191	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	2,372	9,045	SH		DFND	5	0	9,045	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	3,026	34,504	SH		DFND	5	0	34,504	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,465	18,120	SH		DFND	5	0	18,120	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	75,974	896,235	SH		DFND	5	0	896,235	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	1,185	23,204	SH		DFND	5	0	23,204	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	928	8,289	SH		DFND	5	0	8,289	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	1,932	14,438	SH		DFND	5	0	14,438	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	53,366	869,292	SH		DFND	5	0	869,292	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	395	7,962	SH		DFND	5	0	7,962	0
VEEVA SYS INC	CL A COM	922475108	2,246	8,638	SH		DFND	5	0	8,638	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	347	2,998	SH		DFND	5	0	2,998	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	336	1,882	SH		DFND	5	0	1,882	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	934	3,665	SH		DFND	5	0	3,665	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	76,780	347,469	SH		DFND	5	0	347,469	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	32,542	177,475	SH		DFND	5	0	177,475	0
VANGUARD INDEX FDS	VALUE ETF	922908744	1,817	12,355	SH		DFND	5	0	12,355	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	211	930	SH		DFND	5	0	930	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,613	10,787	SH		DFND	5	0	10,787	0
VERIZON COMMUNICATIONS INC	COM	92343V104	871	16,673	SH		DFND	5	0	16,673	0
VERISK ANALYTICS INC	COM	92345Y106	1,546	6,779	SH		DFND	5	0	6,779	0
VISA INC	COM CL A	92826C839	2,859	13,121	SH		DFND	5	0	13,121	0
WD 40 CO	COM	929236107	240	981	SH		DFND	5	0	981	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	272	5,238	SH		DFND	5	0	5,238	0
WATSCO INC	COM	942622200	409	1,323	SH		DFND	5	0	1,323	0
WELLS FARGO CO NEW	COM	949746101	1,183	24,603	SH		DFND	5	0	24,603	0
WEST PHARMACEUTICAL SVSC INC	COM	955306105	2,391	5,072	SH		DFND	5	0	5,072	0
WILLIAMS COS INC	COM	969457100	402	15,501	SH		DFND	5	0	15,501	0
ZOETIS INC	CL A	98978V103	969	3,954	SH		DFND	5	0	3,954	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	366	885	SH		DFND	5	0	885	0
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	229	3,812	SH		DFND	5	0	3,812	0
HORIZON THERAPEUTICS PUB L	SHS	G46188101	205	1,893	SH		DFND	5	0	1,893	0
IHS MARKIT LTD	SHS	G47567105	1,662	12,559	SH		DFND	5	0	12,559	0
JOHNSON CTLS INTL PLC	SHS	G51502105	326	4,021	SH		DFND	5	0	4,021	0
LINDE PLC	SHS	G5494J103	1,647	4,782	SH		DFND	5	0	4,782	0
MEDTRONIC PLC	SHS	G5960L103	1,004	9,610	SH		DFND	5	0	9,610	0
CHUBB LIMITED	COM	H1467J104	344	1,779	SH		DFND	5	0	1,779	0
TE CONNECTIVITY LTD	SHS	H84989104	233	1,448	SH		DFND	5	0	1,448	0
GLOBANT S A	COM	L44385109	2,732	8,669	SH		DFND	5	0	8,669	0
FIVERR INTL LTD	ORD SHS	M4R82T106	483	4,104	SH		DFND	5	0	4,104	0
NXP SEMICONDUCTORS N V	COM	N6596X109	1,072	4,689	SH		DFND	5	0	4,689	0