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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Aflac Inc. | COM | 001055102 | 5,125 | 62,120 | SH | | SOLE | | 62,120 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 10,740 | 76,206 | SH | | SOLE | | 76,206 | 0 | 0 |
Amazon.com Inc. | COM | 023135106 | 12,782 | 84,124 | SH | | SOLE | | 84,124 | 0 | 0 |
American Tower Corp. | COM | 03027X100 | 14,309 | 66,280 | SH | | SOLE | | 66,280 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 11,505 | 39,944 | SH | | SOLE | | 39,944 | 0 | 0 |
Apple Inc. | COM | 037833100 | 24,338 | 126,413 | SH | | SOLE | | 126,413 | 0 | 0 |
BP PLC (ADR) | COM | 055622104 | 9,377 | 264,901 | SH | | SOLE | | 264,901 | 0 | 0 |
Bank of America Corp. | COM | 060505104 | 6,487 | 192,658 | SH | | SOLE | | 192,658 | 0 | 0 |
Berkshire Hathaway Inc. Class | COM | 084670702 | 357 | 1,000 | SH | | SOLE | | 1,000 | 0 | 0 |
Boeing Co. | COM | 097023105 | 1,494 | 5,730 | SH | | SOLE | | 5,730 | 0 | 0 |
CVS Health Corp. | COM | 126650100 | 9,630 | 121,966 | SH | | SOLE | | 121,966 | 0 | 0 |
Canadian Natural Resources Ltd | COM | 136385101 | 406 | 6,200 | SH | | SOLE | | 6,200 | 0 | 0 |
Cheniere Energy Partners LP | COM | 16411Q101 | 207 | 4,166 | SH | | SOLE | | 4,166 | 0 | 0 |
Colgate-Palmolive Co. | COM | 194162103 | 5,654 | 70,935 | SH | | SOLE | | 70,935 | 0 | 0 |
Cummins Inc. | COM | 231021106 | 335 | 1,400 | SH | | SOLE | | 1,400 | 0 | 0 |
Eli Lilly & Co. | COM | 532457108 | 2,374 | 4,072 | SH | | SOLE | | 4,072 | 0 | 0 |
Exxon Mobil Corp. | COM | 30231G102 | 8,228 | 82,298 | SH | | SOLE | | 82,298 | 0 | 0 |
FS Energy and Power Fund | COM | 30264D109 | 53 | 14,650 | SH | | SOLE | | 14,650 | 0 | 0 |
Goldman Sachs Group Inc. | COM | 38141G104 | 12,792 | 33,160 | SH | | SOLE | | 33,160 | 0 | 0 |
Home Depot Inc. | COM | 437076102 | 5,564 | 16,054 | SH | | SOLE | | 16,054 | 0 | 0 |
Honeywell International Inc. | COM | 438516106 | 16,750 | 79,873 | SH | | SOLE | | 79,873 | 0 | 0 |
IDEX Corp. | COM | 45167R104 | 304 | 1,400 | SH | | SOLE | | 1,400 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 601 | 3,534 | SH | | SOLE | | 3,534 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 13,146 | 83,869 | SH | | SOLE | | 83,869 | 0 | 0 |
KKR & Co. LP | COM | 48248M102 | 207 | 2,500 | SH | | SOLE | | 2,500 | 0 | 0 |
Kenvue Inc. | COM | 49177J102 | 4,633 | 215,172 | SH | | SOLE | | 215,172 | 0 | 0 |
Linde PLC | COM | G54950103 | 28,070 | 68,345 | SH | | SOLE | | 68,345 | 0 | 0 |
Lowe's Companies Inc. | COM | 548661107 | 9,852 | 44,270 | SH | | SOLE | | 44,270 | 0 | 0 |
McCormick & Co. Inc. | COM | 579780206 | 274 | 4,000 | SH | | SOLE | | 4,000 | 0 | 0 |
Medtronic PLC | COM | G5960l103 | 14,764 | 179,223 | SH | | SOLE | | 179,223 | 0 | 0 |
Merck & Co. Inc. | COM | 58933Y105 | 268 | 2,456 | SH | | SOLE | | 2,456 | 0 | 0 |
Meta Platforms Inc. | COM | 30303M102 | 10,771 | 30,430 | SH | | SOLE | | 30,430 | 0 | 0 |
Microsoft Corp. | COM | 594918104 | 34,353 | 91,354 | SH | | SOLE | | 91,354 | 0 | 0 |
NVIDIA Corp. | COM | 67066G104 | 783 | 1,582 | SH | | SOLE | | 1,582 | 0 | 0 |
Nike Inc. | COM | 654106103 | 369 | 3,400 | SH | | SOLE | | 3,400 | 0 | 0 |
Palo Alto Networks Inc. | COM | 697435105 | 10,175 | 34,506 | SH | | SOLE | | 34,506 | 0 | 0 |
PepsiCo Inc. | COM | 713448108 | 13,365 | 78,690 | SH | | SOLE | | 78,690 | 0 | 0 |
Phillips 66 | COM | 718546104 | 16,825 | 126,372 | SH | | SOLE | | 126,372 | 0 | 0 |
Roche Holdings Ltd. (ADR) | COM | 771195104 | 1,754 | 48,402 | SH | | SOLE | | 48,402 | 0 | 0 |
TJX Companies Inc. | COM | 872540109 | 25,180 | 268,419 | SH | | SOLE | | 268,419 | 0 | 0 |
The Walt Disney Co. | COM | 254687106 | 4,080 | 45,188 | SH | | SOLE | | 45,188 | 0 | 0 |
Union Pacific Corp. | COM | 907818108 | 18,398 | 74,904 | SH | | SOLE | | 74,904 | 0 | 0 |
UnitedHealth Group Inc. | COM | 91324P102 | 18,674 | 35,471 | SH | | SOLE | | 35,471 | 0 | 0 |
Visa Inc. Class A | COM | 92826C839 | 19,970 | 76,703 | SH | | SOLE | | 76,703 | 0 | 0 |
W.R. Berkley Corp. | COM | 084423102 | 18,663 | 263,900 | SH | | SOLE | | 263,900 | 0 | 0 |
Avantis U.S. Small-Cap Value E | ETF | 025072877 | 13,069 | 145,538 | SH | | SOLE | | 145,538 | 0 | 0 |
Vanguard FTSE Developed Market | ETF | 921943858 | 43,058 | 898,907 | SH | | SOLE | | 898,907 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 28,725 | 265,354 | SH | | SOLE | | 265,354 | 0 | 0 |
iShares MSCI Emerging Market e | ETF | 46434g764 | 12,123 | 218,790 | SH | | SOLE | | 218,790 | 0 | 0 |
Janus Henderson Enterprise Fun | ETF | 47103D405 | 2,350 | 17,675 | SH | | SOLE | | 17,675 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q103 | 1,349 | 25,941 | SH | | SOLE | | 25,941 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q301 | 319 | 6,152 | SH | | SOLE | | 6,152 | 0 | 0 |
Vanguard Small-Cap Index Fund | ETF | 922908686 | 1,126 | 11,019 | SH | | SOLE | | 11,019 | 0 | 0 |
Fidelity Contrafund | ETF | 316071109 | 638 | 39,653 | SH | | SOLE | | 39,653 | 0 | 0 |
Health Care Select Sector SPDR | ETF | 81369Y209 | 326 | 2,390 | SH | | SOLE | | 2,390 | 0 | 0 |
Invesco Comstock Fund R6 | ETF | 00143M331 | 1,453 | 53,288 | SH | | SOLE | | 53,288 | 0 | 0 |
Invesco V.I. Comstock Fund VIT | ETF | 00888X773 | 546 | 13,882 | SH | | SOLE | | 13,882 | 0 | 0 |
JPMorgan Equity Income Fund I | ETF | 4812C0498 | 946 | 41,159 | SH | | SOLE | | 41,159 | 0 | 0 |
JPMorgan Equity Income Fund R6 | ETF | 46636U876 | 4,706 | 204,789 | SH | | SOLE | | 204,789 | 0 | 0 |
Principal Large-Cap Growth Fun | ETF | 74253J784 | 14,362 | 825,858 | SH | | SOLE | | 825,858 | 0 | 0 |
SPDR Portfolio S&P 500 Growth | ETF | 78464A409 | 352 | 5,415 | SH | | SOLE | | 5,415 | 0 | 0 |
SPDR Portfolio S&P 500 Value E | ETF | 78464A508 | 469 | 10,055 | SH | | SOLE | | 10,055 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 3,507 | 7,378 | SH | | SOLE | | 7,378 | 0 | 0 |
Schwab S&P 500 Index Fund | ETF | 808509855 | 328 | 4,490 | SH | | SOLE | | 4,490 | 0 | 0 |
T. Rowe Price Blue Chip Growth | ETF | 77954T878 | 552 | 9,366 | SH | | SOLE | | 9,366 | 0 | 0 |
T. Rowe Price Dividend Growth | ETF | 779546308 | 607 | 8,581 | SH | | SOLE | | 8,581 | 0 | 0 |
Vanguard 500 Index Fund Adm | ETF | 922908710 | 509 | 1,158 | SH | | SOLE | | 1,158 | 0 | 0 |
Vanguard Institutional Index F | ETF | 922040100 | 267 | 679 | SH | | SOLE | | 679 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 1,132 | 15,070 | SH | | SOLE | | 15,070 | 0 | 0 |
iShares S&P 500 Index Fund K | ETF | 066922204 | 4,101 | 7,338 | SH | | SOLE | | 7,338 | 0 | 0 |
American Funds Europacific Gro | ETF | 298706409 | 333 | 6,118 | SH | | SOLE | | 6,118 | 0 | 0 |
Invesco Developing Markets Fun | ETF | 683974505 | 1,320 | 34,168 | SH | | SOLE | | 34,168 | 0 | 0 |
T. Rowe Price Overseas Stock F | ETF | 77956H435 | 4,287 | 343,513 | SH | | SOLE | | 343,513 | 0 | 0 |
Vanguard Total Intl Stock Inde | ETF | 921909818 | 806 | 25,898 | SH | | SOLE | | 25,898 | 0 | 0 |
Eaton Vance Income Fund of Bos | ETF | 277907200 | 186 | 36,181 | SH | | SOLE | | 36,181 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 92206C409 | 515 | 6,660 | SH | | SOLE | | 6,660 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 176 | 15,004 | SH | | SOLE | | 15,004 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031836 | 4,146 | 405,261 | SH | | SOLE | | 405,261 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031406 | 164 | 15,984 | SH | | SOLE | | 15,984 | 0 | 0 |
SPDR Gold Trust | ETF | 78463V107 | 10,672 | 55,823 | SH | | SOLE | | 55,823 | 0 | 0 |
iShares Gold Trust | ETF | 464285204 | 9,613 | 246,304 | SH | | SOLE | | 246,304 | 0 | 0 |