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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Aflac Inc. | COM | 001055102 | 5,294 | 61,660 | SH | | SOLE | | 61,660 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 11,733 | 77,062 | SH | | SOLE | | 77,062 | 0 | 0 |
Amazon.com Inc. | COM | 023135106 | 15,192 | 84,222 | SH | | SOLE | | 84,222 | 0 | 0 |
American Tower Corp. | COM | 03027X100 | 13,199 | 66,802 | SH | | SOLE | | 66,802 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 11,388 | 40,054 | SH | | SOLE | | 40,054 | 0 | 0 |
Apple Inc. | COM | 037833100 | 21,512 | 125,448 | SH | | SOLE | | 125,448 | 0 | 0 |
BP PLC (ADR) | COM | 055622104 | 9,951 | 264,088 | SH | | SOLE | | 264,088 | 0 | 0 |
Bank of America Corp. | COM | 060505104 | 7,853 | 207,098 | SH | | SOLE | | 207,098 | 0 | 0 |
Berkshire Hathaway Inc. Class | COM | 084670702 | 421 | 1,000 | SH | | SOLE | | 1,000 | 0 | 0 |
Boeing Co. | COM | 097023105 | 971 | 5,030 | SH | | SOLE | | 5,030 | 0 | 0 |
CVS Health Corp. | COM | 126650100 | 9,753 | 122,285 | SH | | SOLE | | 122,285 | 0 | 0 |
Canadian Natural Resources Ltd | COM | 136385101 | 473 | 6,200 | SH | | SOLE | | 6,200 | 0 | 0 |
Cheniere Energy Partners LP | COM | 16411Q101 | 206 | 4,166 | SH | | SOLE | | 4,166 | 0 | 0 |
Colgate-Palmolive Co. | COM | 194162103 | 6,390 | 70,957 | SH | | SOLE | | 70,957 | 0 | 0 |
Cummins Inc. | COM | 231021106 | 450 | 1,526 | SH | | SOLE | | 1,526 | 0 | 0 |
Dick's Sporting Goods Inc. | COM | 253393102 | 270 | 1,200 | SH | | SOLE | | 1,200 | 0 | 0 |
Elevance Health Inc. | COM | 036752103 | 207 | 400 | SH | | SOLE | | 400 | 0 | 0 |
Eli Lilly & Co. | COM | 532457108 | 3,106 | 3,992 | SH | | SOLE | | 3,992 | 0 | 0 |
Exxon Mobil Corp. | COM | 30231G102 | 9,731 | 83,719 | SH | | SOLE | | 83,719 | 0 | 0 |
FS Energy and Power Fund | COM | 30264D109 | 50 | 14,650 | SH | | SOLE | | 14,650 | 0 | 0 |
Goldman Sachs Group Inc. | COM | 38141G104 | 13,963 | 33,429 | SH | | SOLE | | 33,429 | 0 | 0 |
Home Depot Inc. | COM | 437076102 | 6,149 | 16,030 | SH | | SOLE | | 16,030 | 0 | 0 |
Honeywell International Inc. | COM | 438516106 | 16,664 | 81,191 | SH | | SOLE | | 81,191 | 0 | 0 |
IDEX Corp. | COM | 45167R104 | 342 | 1,400 | SH | | SOLE | | 1,400 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 702 | 3,504 | SH | | SOLE | | 3,504 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 13,547 | 85,635 | SH | | SOLE | | 85,635 | 0 | 0 |
KKR & Co. LP | COM | 48248M102 | 251 | 2,500 | SH | | SOLE | | 2,500 | 0 | 0 |
Kenvue Inc. | COM | 49177J102 | 4,479 | 208,700 | SH | | SOLE | | 208,700 | 0 | 0 |
Linde PLC | COM | G54950103 | 31,641 | 68,145 | SH | | SOLE | | 68,145 | 0 | 0 |
Lowe's Companies Inc. | COM | 548661107 | 11,254 | 44,180 | SH | | SOLE | | 44,180 | 0 | 0 |
McCormick & Co. Inc. | COM | 579780206 | 307 | 4,000 | SH | | SOLE | | 4,000 | 0 | 0 |
Medtronic PLC | COM | G5960l103 | 15,934 | 182,838 | SH | | SOLE | | 182,838 | 0 | 0 |
Merck & Co. Inc. | COM | 58933Y105 | 324 | 2,456 | SH | | SOLE | | 2,456 | 0 | 0 |
Meta Platforms Inc. | COM | 30303M102 | 14,800 | 30,480 | SH | | SOLE | | 30,480 | 0 | 0 |
Microsoft Corp. | COM | 594918104 | 38,410 | 91,297 | SH | | SOLE | | 91,297 | 0 | 0 |
NVIDIA Corp. | COM | 67066G104 | 1,429 | 1,582 | SH | | SOLE | | 1,582 | 0 | 0 |
Nike Inc. | COM | 654106103 | 320 | 3,400 | SH | | SOLE | | 3,400 | 0 | 0 |
Palo Alto Networks Inc. | COM | 697435105 | 10,495 | 36,936 | SH | | SOLE | | 36,936 | 0 | 0 |
PepsiCo Inc. | COM | 713448108 | 13,765 | 78,655 | SH | | SOLE | | 78,655 | 0 | 0 |
Phillips 66 | COM | 718546104 | 20,948 | 128,249 | SH | | SOLE | | 128,249 | 0 | 0 |
Roche Holdings Ltd. (ADR) | COM | 771195104 | 1,538 | 48,182 | SH | | SOLE | | 48,182 | 0 | 0 |
TJX Companies Inc. | COM | 872540109 | 27,046 | 266,676 | SH | | SOLE | | 266,676 | 0 | 0 |
The Walt Disney Co. | COM | 254687106 | 5,842 | 47,742 | SH | | SOLE | | 47,742 | 0 | 0 |
Union Pacific Corp. | COM | 907818108 | 18,654 | 75,849 | SH | | SOLE | | 75,849 | 0 | 0 |
UnitedHealth Group Inc. | COM | 91324P102 | 17,506 | 35,388 | SH | | SOLE | | 35,388 | 0 | 0 |
Visa Inc. Class A | COM | 92826C839 | 21,772 | 78,012 | SH | | SOLE | | 78,012 | 0 | 0 |
W.R. Berkley Corp. | COM | 084423102 | 23,434 | 264,971 | SH | | SOLE | | 264,971 | 0 | 0 |
Avantis U.S. Small-Cap Value E | ETF | 025072877 | 13,720 | 146,414 | SH | | SOLE | | 146,414 | 0 | 0 |
Vanguard FTSE Developed Market | ETF | 921943858 | 44,951 | 895,970 | SH | | SOLE | | 895,970 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 29,349 | 265,554 | SH | | SOLE | | 265,554 | 0 | 0 |
iShares MSCI Emerging Market e | ETF | 46434g764 | 12,592 | 218,730 | SH | | SOLE | | 218,730 | 0 | 0 |
Janus Henderson Enterprise Fun | ETF | 47103D405 | 2,441 | 16,910 | SH | | SOLE | | 16,910 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q103 | 1,432 | 26,517 | SH | | SOLE | | 26,517 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q301 | 346 | 6,416 | SH | | SOLE | | 6,416 | 0 | 0 |
Vanguard Small-Cap Index Fund | ETF | 922908686 | 961 | 8,775 | SH | | SOLE | | 8,775 | 0 | 0 |
Fidelity Contrafund | ETF | 316071109 | 752 | 39,653 | SH | | SOLE | | 39,653 | 0 | 0 |
Invesco Comstock Fund R6 | ETF | 00143M331 | 1,642 | 55,403 | SH | | SOLE | | 55,403 | 0 | 0 |
Invesco V.I. Comstock Fund VIT | ETF | 00888X773 | 596 | 13,868 | SH | | SOLE | | 13,868 | 0 | 0 |
JPMorgan Equity Income Fund I | ETF | 4812C0498 | 1,022 | 41,616 | SH | | SOLE | | 41,616 | 0 | 0 |
JPMorgan Equity Income Fund R6 | ETF | 46636U876 | 4,965 | 202,234 | SH | | SOLE | | 202,234 | 0 | 0 |
Principal Large-Cap Growth Fun | ETF | 74253J784 | 16,081 | 834,072 | SH | | SOLE | | 834,072 | 0 | 0 |
SPDR Portfolio S&P 500 Growth | ETF | 78464A409 | 619 | 8,465 | SH | | SOLE | | 8,465 | 0 | 0 |
SPDR Portfolio S&P 500 Value E | ETF | 78464A508 | 755 | 15,070 | SH | | SOLE | | 15,070 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 3,628 | 6,936 | SH | | SOLE | | 6,936 | 0 | 0 |
Schwab S&P 500 Index Fund | ETF | 808509855 | 363 | 4,490 | SH | | SOLE | | 4,490 | 0 | 0 |
T. Rowe Price Blue Chip Growth | ETF | 77954T878 | 629 | 9,356 | SH | | SOLE | | 9,356 | 0 | 0 |
T. Rowe Price Dividend Growth | ETF | 779546308 | 671 | 8,792 | SH | | SOLE | | 8,792 | 0 | 0 |
Vanguard 500 Index Fund Adm | ETF | 922908710 | 561 | 1,158 | SH | | SOLE | | 1,158 | 0 | 0 |
Vanguard Institutional Index F | ETF | 922040100 | 259 | 599 | SH | | SOLE | | 599 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 818 | 9,683 | SH | | SOLE | | 9,683 | 0 | 0 |
iShares S&P 500 Index Fund K | ETF | 066922204 | 4,689 | 7,617 | SH | | SOLE | | 7,617 | 0 | 0 |
American Funds Europacific Gro | ETF | 298706409 | 356 | 6,088 | SH | | SOLE | | 6,088 | 0 | 0 |
Invesco Developing Markets Fun | ETF | 683974505 | 1,292 | 32,761 | SH | | SOLE | | 32,761 | 0 | 0 |
T. Rowe Price Overseas Stock F | ETF | 77956H435 | 4,427 | 340,265 | SH | | SOLE | | 340,265 | 0 | 0 |
Vanguard Total Intl Stock Inde | ETF | 921909818 | 694 | 21,434 | SH | | SOLE | | 21,434 | 0 | 0 |
Grayscale Bitcoin Trust - REST | ETF | 389637109 | 336 | 5,325 | SH | | SOLE | | 5,325 | 0 | 0 |
iShares Bitcoin Trust ETF - RE | ETF | 46438F101 | 630 | 15,573 | SH | | SOLE | | 15,573 | 0 | 0 |
Eaton Vance Income Fund of Bos | ETF | 277907200 | 199 | 38,634 | SH | | SOLE | | 38,634 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 92206C409 | 689 | 8,915 | SH | | SOLE | | 8,915 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 176 | 14,987 | SH | | SOLE | | 14,987 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031836 | 4,117 | 403,647 | SH | | SOLE | | 403,647 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031406 | 168 | 16,501 | SH | | SOLE | | 16,501 | 0 | 0 |
SPDR Gold Trust | ETF | 78463V107 | 11,430 | 55,563 | SH | | SOLE | | 55,563 | 0 | 0 |
iShares Gold Trust | ETF | 464285204 | 10,509 | 250,154 | SH | | SOLE | | 250,154 | 0 | 0 |