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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Aflac Inc. | COM | 001055102 | 5,411 | 60,590 | SH | | SOLE | | 60,590 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 14,434 | 78,692 | SH | | SOLE | | 78,692 | 0 | 0 |
Amazon.com Inc. | COM | 023135106 | 16,433 | 85,037 | SH | | SOLE | | 85,037 | 0 | 0 |
American Tower Corp. | COM | 03027X100 | 12,791 | 65,806 | SH | | SOLE | | 65,806 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 12,723 | 40,719 | SH | | SOLE | | 40,719 | 0 | 0 |
Apple Inc. | COM | 037833100 | 26,214 | 124,462 | SH | | SOLE | | 124,462 | 0 | 0 |
BP PLC (ADR) | COM | 055622104 | 9,568 | 265,038 | SH | | SOLE | | 265,038 | 0 | 0 |
Bank of America Corp. | COM | 060505104 | 9,356 | 235,248 | SH | | SOLE | | 235,248 | 0 | 0 |
Berkshire Hathaway Inc. Class | COM | 084670702 | 407 | 1,000 | SH | | SOLE | | 1,000 | 0 | 0 |
Boeing Co. | COM | 097023105 | 910 | 4,999 | SH | | SOLE | | 4,999 | 0 | 0 |
Broadcom Inc. | COM | Y0486S104 | 214 | 133 | SH | | SOLE | | 133 | 0 | 0 |
CVS Health Corp. | COM | 126650100 | 6,879 | 116,475 | SH | | SOLE | | 116,475 | 0 | 0 |
Canadian Natural Resources Ltd | COM | 136385101 | 441 | 12,400 | SH | | SOLE | | 12,400 | 0 | 0 |
Cheniere Energy Partners LP | COM | 16411Q101 | 205 | 4,166 | SH | | SOLE | | 4,166 | 0 | 0 |
Coca-Cola Co. | COM | 191216100 | 204 | 3,208 | SH | | SOLE | | 3,208 | 0 | 0 |
Colgate-Palmolive Co. | COM | 194162103 | 6,813 | 70,207 | SH | | SOLE | | 70,207 | 0 | 0 |
Cummins Inc. | COM | 231021106 | 8,933 | 32,257 | SH | | SOLE | | 32,257 | 0 | 0 |
Deere & Co. | COM | 244199105 | 9,714 | 26,000 | SH | | SOLE | | 26,000 | 0 | 0 |
Dick's Sporting Goods Inc. | COM | 253393102 | 258 | 1,200 | SH | | SOLE | | 1,200 | 0 | 0 |
Elevance Health Inc. | COM | 036752103 | 217 | 400 | SH | | SOLE | | 400 | 0 | 0 |
Eli Lilly & Co. | COM | 532457108 | 3,587 | 3,962 | SH | | SOLE | | 3,962 | 0 | 0 |
Exxon Mobil Corp. | COM | 30231G102 | 9,941 | 86,351 | SH | | SOLE | | 86,351 | 0 | 0 |
FS Energy and Power Fund | COM | 30264D109 | 51 | 14,650 | SH | | SOLE | | 14,650 | 0 | 0 |
Goldman Sachs Group Inc. | COM | 38141G104 | 15,446 | 34,149 | SH | | SOLE | | 34,149 | 0 | 0 |
Home Depot Inc. | COM | 437076102 | 5,511 | 16,010 | SH | | SOLE | | 16,010 | 0 | 0 |
Honeywell International Inc. | COM | 438516106 | 17,337 | 81,187 | SH | | SOLE | | 81,187 | 0 | 0 |
IDEX Corp. | COM | 45167R104 | 282 | 1,400 | SH | | SOLE | | 1,400 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 707 | 3,494 | SH | | SOLE | | 3,494 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 12,487 | 85,435 | SH | | SOLE | | 85,435 | 0 | 0 |
KKR & Co. Inc. | COM | 48248M102 | 263 | 2,500 | SH | | SOLE | | 2,500 | 0 | 0 |
Kenvue Inc. | COM | 49177J102 | 3,568 | 196,235 | SH | | SOLE | | 196,235 | 0 | 0 |
Linde PLC | COM | G54950103 | 30,146 | 68,699 | SH | | SOLE | | 68,699 | 0 | 0 |
Lowe's Companies Inc. | COM | 548661107 | 9,720 | 44,090 | SH | | SOLE | | 44,090 | 0 | 0 |
McCormick & Co. Inc. | COM | 579780206 | 284 | 4,000 | SH | | SOLE | | 4,000 | 0 | 0 |
Medtronic PLC | COM | G5960l103 | 14,438 | 183,435 | SH | | SOLE | | 183,435 | 0 | 0 |
Merck & Co. Inc. | COM | 58933Y105 | 304 | 2,456 | SH | | SOLE | | 2,456 | 0 | 0 |
Meta Platforms Inc. | COM | 30303M102 | 15,588 | 30,915 | SH | | SOLE | | 30,915 | 0 | 0 |
Micron Technology Inc. | COM | 595112103 | 5,355 | 40,715 | SH | | SOLE | | 40,715 | 0 | 0 |
Microsoft Corp. | COM | 594918104 | 41,399 | 92,625 | SH | | SOLE | | 92,625 | 0 | 0 |
NVIDIA Corp. | COM | 67066G104 | 1,954 | 15,820 | SH | | SOLE | | 15,820 | 0 | 0 |
Palo Alto Networks Inc. | COM | 697435105 | 12,813 | 37,796 | SH | | SOLE | | 37,796 | 0 | 0 |
PepsiCo Inc. | COM | 713448108 | 5,911 | 35,839 | SH | | SOLE | | 35,839 | 0 | 0 |
Phillips 66 | COM | 718546104 | 18,408 | 130,399 | SH | | SOLE | | 130,399 | 0 | 0 |
Roche Holdings Ltd. (ADR) | COM | 771195104 | 1,612 | 46,502 | SH | | SOLE | | 46,502 | 0 | 0 |
TJX Companies Inc. | COM | 872540109 | 29,262 | 265,781 | SH | | SOLE | | 265,781 | 0 | 0 |
The Walt Disney Co. | COM | 254687106 | 4,782 | 48,162 | SH | | SOLE | | 48,162 | 0 | 0 |
Union Pacific Corp. | COM | 907818108 | 16,824 | 74,356 | SH | | SOLE | | 74,356 | 0 | 0 |
UnitedHealth Group Inc. | COM | 91324P102 | 17,544 | 34,450 | SH | | SOLE | | 34,450 | 0 | 0 |
Visa Inc. Class A | COM | 92826C839 | 20,555 | 78,312 | SH | | SOLE | | 78,312 | 0 | 0 |
W.R. Berkley Corp. | COM | 084423102 | 20,318 | 258,561 | SH | | SOLE | | 258,561 | 0 | 0 |
Avantis U.S. Small-Cap Value E | ETF | 025072877 | 13,201 | 147,134 | SH | | SOLE | | 147,134 | 0 | 0 |
Vanguard FTSE Developed Market | ETF | 921943858 | 45,009 | 910,745 | SH | | SOLE | | 910,745 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 28,232 | 264,688 | SH | | SOLE | | 264,688 | 0 | 0 |
iShares MSCI Emerging Market e | ETF | 46434g764 | 13,067 | 220,730 | SH | | SOLE | | 220,730 | 0 | 0 |
Janus Henderson Enterprise Fun | ETF | 47103D405 | 2,371 | 16,900 | SH | | SOLE | | 16,900 | 0 | 0 |
Janus Henderson VIT Enterprise | ETF | 471021204 | 211 | 3,159 | SH | | SOLE | | 3,159 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q103 | 1,394 | 26,682 | SH | | SOLE | | 26,682 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q301 | 336 | 6,444 | SH | | SOLE | | 6,444 | 0 | 0 |
Vanguard Small-Cap Index Fund | ETF | 922908686 | 966 | 9,237 | SH | | SOLE | | 9,237 | 0 | 0 |
Fidelity Contrafund | ETF | 316071109 | 701 | 34,688 | SH | | SOLE | | 34,688 | 0 | 0 |
Health Care Select Sector SPDR | ETF | 81369Y209 | 207 | 1,420 | SH | | SOLE | | 1,420 | 0 | 0 |
Invesco Comstock Fund R6 | ETF | 00143M331 | 1,647 | 56,150 | SH | | SOLE | | 56,150 | 0 | 0 |
Invesco V.I. Comstock Fund VIT | ETF | 00888X773 | 559 | 13,108 | SH | | SOLE | | 13,108 | 0 | 0 |
JPMorgan Equity Income Fund I | ETF | 4812C0498 | 978 | 40,768 | SH | | SOLE | | 40,768 | 0 | 0 |
JPMorgan Equity Income Fund R6 | ETF | 46636U876 | 4,799 | 200,129 | SH | | SOLE | | 200,129 | 0 | 0 |
Principal Large-Cap Growth Fun | ETF | 74253J784 | 13,392 | 662,313 | SH | | SOLE | | 662,313 | 0 | 0 |
SPDR Portfolio S&P 500 Growth | ETF | 78464A409 | 785 | 9,800 | SH | | SOLE | | 9,800 | 0 | 0 |
SPDR Portfolio S&P 500 Value E | ETF | 78464A508 | 836 | 17,150 | SH | | SOLE | | 17,150 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 3,508 | 6,446 | SH | | SOLE | | 6,446 | 0 | 0 |
Schwab S&P 500 Index Fund | ETF | 808509855 | 393 | 4,665 | SH | | SOLE | | 4,665 | 0 | 0 |
T. Rowe Price Blue Chip Growth | ETF | 77954T878 | 698 | 9,493 | SH | | SOLE | | 9,493 | 0 | 0 |
T. Rowe Price Dividend Growth | ETF | 779546308 | 684 | 8,843 | SH | | SOLE | | 8,843 | 0 | 0 |
Vanguard 500 Index Fund Adm | ETF | 922908710 | 583 | 1,158 | SH | | SOLE | | 1,158 | 0 | 0 |
Vanguard Institutional Index F | ETF | 922040100 | 269 | 599 | SH | | SOLE | | 599 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 765 | 8,270 | SH | | SOLE | | 8,270 | 0 | 0 |
iShares S&P 500 Index Fund K | ETF | 066922204 | 5,068 | 7,924 | SH | | SOLE | | 7,924 | 0 | 0 |
American Funds Europacific Gro | ETF | 298706409 | 339 | 5,957 | SH | | SOLE | | 5,957 | 0 | 0 |
Invesco Developing Markets Fun | ETF | 683974505 | 1,298 | 32,716 | SH | | SOLE | | 32,716 | 0 | 0 |
T. Rowe Price Overseas Stock F | ETF | 77956H435 | 4,428 | 340,056 | SH | | SOLE | | 340,056 | 0 | 0 |
Vanguard Total Intl Stock Inde | ETF | 921909818 | 708 | 21,876 | SH | | SOLE | | 21,876 | 0 | 0 |
Eaton Vance Income Fund of Bos | ETF | 277907200 | 203 | 39,507 | SH | | SOLE | | 39,507 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 92206C409 | 613 | 7,935 | SH | | SOLE | | 7,935 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 178 | 14,971 | SH | | SOLE | | 14,971 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 128 | 10,657 | SH | | SOLE | | 10,657 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031836 | 4,130 | 405,261 | SH | | SOLE | | 405,261 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031406 | 170 | 16,639 | SH | | SOLE | | 16,639 | 0 | 0 |
SPDR Gold Trust | ETF | 78463V107 | 11,766 | 54,723 | SH | | SOLE | | 54,723 | 0 | 0 |
iShares Gold Trust | ETF | 464285204 | 11,055 | 251,639 | SH | | SOLE | | 251,639 | 0 | 0 |