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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AbbVie Inc. | COM | 00287Y109 | 277 | 1,401 | SH | | SOLE | | 1,401 | 0 | 0 |
Aflac Inc. | COM | 001055102 | 6,746 | 60,338 | SH | | SOLE | | 60,338 | 0 | 0 |
Alphabet Inc. Class A | COM | 02079K305 | 533 | 3,216 | SH | | SOLE | | 3,216 | 0 | 0 |
Alphabet Inc. Class C | COM | 02079K107 | 13,877 | 83,004 | SH | | SOLE | | 83,004 | 0 | 0 |
Amazon.com Inc. | COM | 023135106 | 17,214 | 92,382 | SH | | SOLE | | 92,382 | 0 | 0 |
American Express Co. | COM | 025816109 | 225 | 829 | SH | | SOLE | | 829 | 0 | 0 |
American Tower Corp. | COM | 03027X100 | 16,249 | 69,870 | SH | | SOLE | | 69,870 | 0 | 0 |
Amgen Inc. | COM | 031162100 | 13,545 | 42,039 | SH | | SOLE | | 42,039 | 0 | 0 |
Apple Inc. | COM | 037833100 | 30,653 | 131,557 | SH | | SOLE | | 131,557 | 0 | 0 |
BP PLC (ADR) | COM | 055622104 | 8,212 | 261,598 | SH | | SOLE | | 261,598 | 0 | 0 |
Bank of America Corp. | COM | 060505104 | 10,452 | 263,408 | SH | | SOLE | | 263,408 | 0 | 0 |
Berkshire Hathaway Inc. Class | COM | 084670702 | 854 | 1,856 | SH | | SOLE | | 1,856 | 0 | 0 |
Boeing Co. | COM | 097023105 | 745 | 4,899 | SH | | SOLE | | 4,899 | 0 | 0 |
Broadcom Inc. | COM | Y0486S104 | 580 | 3,360 | SH | | SOLE | | 3,360 | 0 | 0 |
CVS Health Corp. | COM | 126650100 | 7,162 | 113,900 | SH | | SOLE | | 113,900 | 0 | 0 |
Canadian Natural Resources Ltd | COM | 136385101 | 433 | 13,025 | SH | | SOLE | | 13,025 | 0 | 0 |
Cheniere Energy Partners LP | COM | 16411Q101 | 203 | 4,166 | SH | | SOLE | | 4,166 | 0 | 0 |
Coca-Cola Co. | COM | 191216100 | 337 | 4,693 | SH | | SOLE | | 4,693 | 0 | 0 |
Colgate-Palmolive Co. | COM | 194162103 | 7,462 | 71,885 | SH | | SOLE | | 71,885 | 0 | 0 |
Cummins Inc. | COM | 231021106 | 11,076 | 34,207 | SH | | SOLE | | 34,207 | 0 | 0 |
Deere & Co. | COM | 244199105 | 11,081 | 26,553 | SH | | SOLE | | 26,553 | 0 | 0 |
Dick's Sporting Goods Inc. | COM | 253393102 | 250 | 1,200 | SH | | SOLE | | 1,200 | 0 | 0 |
Elevance Health Inc. | COM | 036752103 | 263 | 506 | SH | | SOLE | | 506 | 0 | 0 |
Eli Lilly & Co. | COM | 532457108 | 3,903 | 4,405 | SH | | SOLE | | 4,405 | 0 | 0 |
Exxon Mobil Corp. | COM | 30231G102 | 10,623 | 90,621 | SH | | SOLE | | 90,621 | 0 | 0 |
FS Energy and Power Fund | COM | 30264D109 | 51 | 14,650 | SH | | SOLE | | 14,650 | 0 | 0 |
Goldman Sachs Group Inc. | COM | 38141G104 | 17,192 | 34,724 | SH | | SOLE | | 34,724 | 0 | 0 |
Home Depot Inc. | COM | 437076102 | 6,792 | 16,762 | SH | | SOLE | | 16,762 | 0 | 0 |
Honeywell International Inc. | COM | 438516106 | 17,659 | 85,431 | SH | | SOLE | | 85,431 | 0 | 0 |
IDEX Corp. | COM | 45167R104 | 300 | 1,400 | SH | | SOLE | | 1,400 | 0 | 0 |
JPMorgan Chase & Co. | COM | 46625H100 | 1,051 | 4,983 | SH | | SOLE | | 4,983 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 14,314 | 88,324 | SH | | SOLE | | 88,324 | 0 | 0 |
KKR & Co. Inc. | COM | 48248M102 | 351 | 2,688 | SH | | SOLE | | 2,688 | 0 | 0 |
Kenvue Inc. | COM | 49177J102 | 4,525 | 195,652 | SH | | SOLE | | 195,652 | 0 | 0 |
Linde PLC | COM | G54950103 | 33,764 | 70,805 | SH | | SOLE | | 70,805 | 0 | 0 |
Lowe's Companies Inc. | COM | 548661107 | 11,954 | 44,136 | SH | | SOLE | | 44,136 | 0 | 0 |
Marathon Petroleum Corp. | COM | 56585A102 | 222 | 1,365 | SH | | SOLE | | 1,365 | 0 | 0 |
Mastercard Inc. | COM | 57636Q104 | 251 | 509 | SH | | SOLE | | 509 | 0 | 0 |
McCormick & Co. Inc. | COM | 579780206 | 340 | 4,136 | SH | | SOLE | | 4,136 | 0 | 0 |
Medtronic PLC | COM | G5960l103 | 17,387 | 193,129 | SH | | SOLE | | 193,129 | 0 | 0 |
Merck & Co. Inc. | COM | 58933Y105 | 392 | 3,449 | SH | | SOLE | | 3,449 | 0 | 0 |
Meta Platforms Inc. | COM | 30303M102 | 18,298 | 31,965 | SH | | SOLE | | 31,965 | 0 | 0 |
Micron Technology Inc. | COM | 595112103 | 4,421 | 42,626 | SH | | SOLE | | 42,626 | 0 | 0 |
Microsoft Corp. | COM | 594918104 | 41,749 | 97,023 | SH | | SOLE | | 97,023 | 0 | 0 |
NVIDIA Corp. | COM | 67066G104 | 3,138 | 25,839 | SH | | SOLE | | 25,839 | 0 | 0 |
Netflix Inc. | COM | 64110L106 | 216 | 305 | SH | | SOLE | | 305 | 0 | 0 |
Nike Inc. | COM | 654106103 | 230 | 2,600 | SH | | SOLE | | 2,600 | 0 | 0 |
Oracle Corp. | COM | 68389X105 | 222 | 1,304 | SH | | SOLE | | 1,304 | 0 | 0 |
Palo Alto Networks Inc. | COM | 697435105 | 13,653 | 39,943 | SH | | SOLE | | 39,943 | 0 | 0 |
PepsiCo Inc. | COM | 713448108 | 6,105 | 35,904 | SH | | SOLE | | 35,904 | 0 | 0 |
Phillips 66 | COM | 718546104 | 17,637 | 134,175 | SH | | SOLE | | 134,175 | 0 | 0 |
Procter & Gamble Co. | COM | 742718109 | 270 | 1,561 | SH | | SOLE | | 1,561 | 0 | 0 |
Roche Holdings Ltd. (ADR) | COM | 771195104 | 1,856 | 46,457 | SH | | SOLE | | 46,457 | 0 | 0 |
TJX Companies Inc. | COM | 872540109 | 32,091 | 273,026 | SH | | SOLE | | 273,026 | 0 | 0 |
Tesla Inc. | COM | 88160R101 | 280 | 1,070 | SH | | SOLE | | 1,070 | 0 | 0 |
The Walt Disney Co. | COM | 254687106 | 4,684 | 48,696 | SH | | SOLE | | 48,696 | 0 | 0 |
Union Pacific Corp. | COM | 907818108 | 18,847 | 76,464 | SH | | SOLE | | 76,464 | 0 | 0 |
UnitedHealth Group Inc. | COM | 91324P102 | 21,068 | 36,033 | SH | | SOLE | | 36,033 | 0 | 0 |
Visa Inc. Class A | COM | 92826C839 | 22,342 | 81,257 | SH | | SOLE | | 81,257 | 0 | 0 |
W.R. Berkley Corp. | COM | 084423102 | 22,631 | 398,926 | SH | | SOLE | | 398,926 | 0 | 0 |
Walmart Inc. | COM | 931142103 | 243 | 3,015 | SH | | SOLE | | 3,015 | 0 | 0 |
Avantis U.S. Small-Cap Value E | ETF | 025072877 | 14,361 | 149,674 | SH | | SOLE | | 149,674 | 0 | 0 |
Vanguard FTSE Developed Market | ETF | 921943858 | 48,897 | 925,895 | SH | | SOLE | | 925,895 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 31,632 | 270,448 | SH | | SOLE | | 270,448 | 0 | 0 |
iShares MSCI Emerging Market e | ETF | 46434g764 | 13,840 | 226,470 | SH | | SOLE | | 226,470 | 0 | 0 |
Janus Henderson Enterprise Fun | ETF | 47103D405 | 2,614 | 17,012 | SH | | SOLE | | 17,012 | 0 | 0 |
Janus Henderson VIT Enterprise | ETF | 471021204 | 232 | 3,167 | SH | | SOLE | | 3,167 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q103 | 1,529 | 26,499 | SH | | SOLE | | 26,499 | 0 | 0 |
T. Rowe Price Small-Cap Value | ETF | 77957Q301 | 374 | 6,498 | SH | | SOLE | | 6,498 | 0 | 0 |
Vanguard Small-Cap Index Fund | ETF | 922908686 | 1,075 | 9,452 | SH | | SOLE | | 9,452 | 0 | 0 |
Fidelity Contrafund | ETF | 316071109 | 732 | 34,688 | SH | | SOLE | | 34,688 | 0 | 0 |
Health Care Select Sector SPDR | ETF | 81369Y209 | 482 | 3,131 | SH | | SOLE | | 3,131 | 0 | 0 |
Invesco Comstock Fund R6 | ETF | 00143M331 | 1,768 | 56,900 | SH | | SOLE | | 56,900 | 0 | 0 |
Invesco V.I. Comstock Fund VIT | ETF | 00888X773 | 587 | 12,928 | SH | | SOLE | | 12,928 | 0 | 0 |
JPMorgan Equity Income Fund I | ETF | 4812C0498 | 951 | 36,542 | SH | | SOLE | | 36,542 | 0 | 0 |
JPMorgan Equity Income Fund R6 | ETF | 46636U876 | 4,975 | 191,138 | SH | | SOLE | | 191,138 | 0 | 0 |
Principal Large-Cap Growth Fun | ETF | 74253J784 | 12,944 | 620,510 | SH | | SOLE | | 620,510 | 0 | 0 |
SPDR Portfolio S&P 500 Growth | ETF | 78464A409 | 813 | 9,800 | SH | | SOLE | | 9,800 | 0 | 0 |
SPDR Portfolio S&P 500 Value E | ETF | 78464A508 | 911 | 17,240 | SH | | SOLE | | 17,240 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 3,377 | 5,886 | SH | | SOLE | | 5,886 | 0 | 0 |
Schwab S&P 500 Index Fund | ETF | 808509855 | 416 | 4,665 | SH | | SOLE | | 4,665 | 0 | 0 |
T. Rowe Price Blue Chip Growth | ETF | 77954T878 | 651 | 8,639 | SH | | SOLE | | 8,639 | 0 | 0 |
T. Rowe Price Dividend Growth | ETF | 779546308 | 1,173 | 14,262 | SH | | SOLE | | 14,262 | 0 | 0 |
Technology Select Sector SPDR | ETF | 81369Y803 | 230 | 1,020 | SH | | SOLE | | 1,020 | 0 | 0 |
Vanguard 500 Index Fund Adm | ETF | 922908710 | 616 | 1,158 | SH | | SOLE | | 1,158 | 0 | 0 |
Vanguard Institutional Index F | ETF | 922040100 | 284 | 599 | SH | | SOLE | | 599 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 792 | 8,270 | SH | | SOLE | | 8,270 | 0 | 0 |
iShares S&P 500 Index Fund K | ETF | 066922204 | 2,825 | 4,186 | SH | | SOLE | | 4,186 | 0 | 0 |
American Funds Europacific Gro | ETF | 298706409 | 251 | 4,191 | SH | | SOLE | | 4,191 | 0 | 0 |
Invesco Developing Markets Fun | ETF | 683974505 | 1,309 | 31,618 | SH | | SOLE | | 31,618 | 0 | 0 |
T. Rowe Price Overseas Stock F | ETF | 77956H435 | 4,582 | 329,413 | SH | | SOLE | | 329,413 | 0 | 0 |
Vanguard Total Intl Stock Inde | ETF | 921909818 | 801 | 23,012 | SH | | SOLE | | 23,012 | 0 | 0 |
Eaton Vance Income Fund of Bos | ETF | 277907200 | 213 | 40,460 | SH | | SOLE | | 40,460 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 92206C409 | 636 | 8,005 | SH | | SOLE | | 8,005 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 201 | 16,366 | SH | | SOLE | | 16,366 | 0 | 0 |
Vanguard Short-Term Corporate | ETF | 921925863 | 132 | 10,646 | SH | | SOLE | | 10,646 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031836 | 4,297 | 410,764 | SH | | SOLE | | 410,764 | 0 | 0 |
Vanguard Short-Term Inv Grade | ETF | 922031406 | 176 | 16,782 | SH | | SOLE | | 16,782 | 0 | 0 |
SPDR Gold Trust | ETF | 78463V107 | 13,170 | 54,183 | SH | | SOLE | | 54,183 | 0 | 0 |
iShares Gold Trust | ETF | 464285204 | 13,287 | 267,339 | SH | | SOLE | | 267,339 | 0 | 0 |