ServisFirst Bancshares (SFBS) 10-Q 4 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 03, 2015
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Entity Registrant Name	ServisFirst Bancshares, Inc.
Entity Central Index Key	1,430,723
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Trading Symbol	SFBS
Entity Common Stock, Shares Outstanding		25,896,198

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	[1]
ASSETS
Cash and due from banks	$ 49,731	$ 48,519
Interest-bearing balances due from depository institutions	69,104	248,054
Federal funds sold	17,622	891
Cash and cash equivalents	136,457	297,464
Available for sale debt securities, at fair value	305,985	298,310
Held to maturity debt securities (fair value of $29,348 and $29,974 at June 30, 2015 and December 31, 2014, respectively)	29,023	29,355
Restricted equity securities	4,954	3,921
Mortgage loans held for sale	11,722	5,984
Loans	3,863,734	3,359,858
Less: Allowance for loan losses	(40,020)	(35,629)
Loans, net	3,823,714	3,324,229
Premises and equipment, net	15,563	7,815
Accrued interest and dividends receivable	11,905	11,214
Deferred tax assets	16,637	15,716
Other real estate owned and repossessed assets	8,235	6,840
Bank owned life insurance contracts	90,281	86,288
Goodwill and other identifiable intangible assets	18,060	0
Other assets	20,003	11,543
Total assets	4,492,539	4,098,679
Deposits:
Noninterest-bearing	926,577	810,460
Interest-bearing	2,802,555	2,587,700
Total deposits	3,729,132	3,398,160
Federal funds purchased	273,095	264,315
Other borrowings	21,016	19,973
Accrued interest payable	2,340	1,940
Other liabilities	12,469	7,078
Total liabilities	4,038,052	3,691,466
Stockholders' equity:
Common stock, par value $.001 per share; 50,000,000 shares authorized; 25,826,198 shares issued and outstanding at June 30, 2015 and 24,801,518 shares issued and outstanding at December 31, 2014	26	25
Additional paid-in capital	209,074	185,397
Retained earnings	201,303	177,091
Accumulated other comprehensive income	3,749	4,490
Total stockholders' equity attributable to ServisFirst Bancshares, Inc.	454,110	406,961
Noncontrolling interest	377	252
Total stockholders' equity	454,487	407,213
Total liabilities and stockholders' equity	4,492,539	4,098,679
Series A Preferred Stock [Member]
Stockholders' equity:
Preferred stock	39,958	39,958
Undesignated Preferred Stock [Member]
Stockholders' equity:
Preferred stock	$ 0	$ 0
[1]	derived from audited financial statements

CONSOLIDATED BALANCE SHEETS _Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Held to maturity debt securities, fair value	$ 29,348	$ 29,974
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	25,826,198	24,801,518
Common stock, shares outstanding	25,826,198	24,801,518
Series A Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, authorized	40,000	40,000
Preferred stock, shares issued	40,000	40,000
Preferred stock, shares outstanding	40,000	40,000
Undesignated Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, authorized	1,000,000	1,000,000
Preferred stock, undesignated	960,000	960,000

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income:
Interest and fees on loans	$ 42,105	$ 33,250	$ 80,751	$ 65,502
Taxable securities	1,104	1,126	2,232	2,223
Nontaxable securities	874	870	1,734	1,741
Federal funds sold	24	38	101	80
Other interest and dividends	102	140	174	159
Total interest income	44,209	35,424	84,992	69,705
Interest expense:
Deposits	3,512	3,027	6,782	6,041
Borrowed funds	486	419	962	837
Total interest expense	3,998	3,446	7,744	6,878
Net interest income	40,211	31,978	77,248	62,827
Provision for loan losses	4,062	2,438	6,467	4,752
Net interest income after provision for loan losses	36,149	29,540	70,781	58,075
Noninterest income:
Service charges on deposit accounts	1,276	1,057	2,483	1,925
Mortgage banking	735	674	1,189	958
Securities gains	0	0	29	0
Increase in cash surrender value life insurance	660	546	1,308	1,082
Other operating income	834	661	1,573	1,148
Total noninterest income	3,505	2,938	6,582	5,113
Noninterest expenses:
Salaries and employee benefits	10,426	9,098	19,434	16,795
Equipment and occupancy expense	1,634	1,409	3,295	2,775
Professional services	665	532	1,233	1,048
FDIC and other regulatory assessments	626	528	1,246	1,045
OREO expense	289	298	503	785
Merger expense	0	0	2,100	0
Other operating expenses	4,573	3,552	9,153	6,692
Total noninterest expenses	18,213	15,417	36,964	29,140
Income before income taxes	21,441	17,061	40,399	34,048
Provision for income taxes	6,972	5,476	12,875	10,705
Net income	14,469	11,585	27,524	23,343
Preferred stock dividends	123	116	223	216
Net income available to common stockholders	$ 14,346	$ 11,469	$ 27,301	$ 23,127
Basic earnings per common share	$ 0.56	$ 0.49	$ 1.07	$ 1.01
Diluted earnings per common share	$ 0.54	$ 0.46	$ 1.04	$ 0.97

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income	$ 14,469	$ 11,585	$ 27,524	$ 23,343
Other comprehensive (loss) income, net of tax:
Unrealized holding (losses) gains arising during period from securities available for sale, net of tax of $399 and $390 for the three and six months ended June 30, 2015, respectively, and $528 and $753 for the three and six months ended June 30, 2014, respectively	(1,467)	996	(722)	1,414
Reclassification adjustment for net gains on sale of securities in net income, net of tax of $0 and $10 for the three and six months ended June 30, 2015, respectively	0	0	(19)	0
Other comprehensive (loss) income, net of tax	(1,467)	996	(741)	1,414
Comprehensive income	$ 13,002	$ 12,581	$ 26,783	$ 24,757

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Unrealized holding (losses) gains arising during period from securities available for sale	$ 399	$ 528	$ 390	$ 753
Reclassification adjustment for net gains on sale of securities in net income	$ 0		$ 10

CONSOLIDATED STATEMENT OF STOCK

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total		Preferred Stock [Member]	Common Stock [Member]	Additional Paid In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Noncontrolling Interest [Member]
Beginning Balance at Dec. 31, 2013	$ 297,192		$ 39,958	$ 7	$ 123,325	$ 130,011	$ 3,891	$ 0
Common dividends paid	(1,132)		0	0	0	(1,132)	0	0
Common dividends declared	(1,237)		0	0	0	(1,237)	0	0
Preferred dividends paid	(216)		0	0	0	(216)	0	0
3-for-1 common stock split, in the form of a stock dividend	0		0	17	(17)	0	0	0
Exercise stock options, including tax benefit	5,258		0	0	5,258	0	0	0
Issue 1,875,000 shares of common stock, net of issuance cost of $4,777	52,098		0	1	52,097	0	0	0
Issue shares of REIT preferred stock	250		0	0	0	0	0	250
Stock-based compensation expense	3,102		0	0	3,102	0	0	0
Other comprehensive income, net of tax	1,414		0	0	0	0	1,414	0
Net income	23,345		0	0	0	23,343	0	2
Ending Balance at Jun. 30, 2014	380,074		39,958	25	183,765	150,769	5,305	252
Beginning Balance at Dec. 31, 2014	407,213	[1]	39,958	25	185,397	177,091	4,490	252
Common dividends paid	(1,539)		0	0	0	(1,539)	0	0
Common dividends declared	(1,550)		0	0	0	(1,550)	0	0
Preferred dividends paid	(223)		0	0	0	(223)	0	0
Issue 636,592 shares of common stock as consideration for Metro Bancshares, Inc. acquisition	19,356		0	1	19,355	0	0	0
Exercise stock options, including tax benefit	2,693		0	0	2,693	0	0	0
Excess tax benefit on exercise and vesting of stock options	1,065		0	0	1,065	0	0	0
Issue 1,875,000 shares of common stock, net of issuance cost of $4,777	0
Issue shares of REIT preferred stock	125		0	0	0	0	0	125
Stock-based compensation expense	564		0	0	564	0	0	0
Other comprehensive income, net of tax	(741)		0	0	0	0	(741)	0
Net income	27,524		0	0	0	27,524	0	0
Ending Balance at Jun. 30, 2015	$ 454,487		$ 39,958	$ 26	$ 209,074	$ 201,303	$ 3,749	$ 377
[1]	derived from audited financial statements

CONSOLIDATED STATEMENT OF STOC8

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (Parenthetical) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Stock Options And Warrants Exercised	386,500	824,000
Stock Issued During Period, Shares, New Issues		1,875,000
Payments of Stock Issuance Costs		$ 4,777
Common Dividends Paid Per Share	$ 0.06	$ 0.05
Common Dividends Declared Per Share	$ 0.06	$ 0.05
Issue shares of REIT preferred	125	250
Stockholders' Equity Note, Stock Split		3-for-1 common stock split
Common Stock [Member]
Stock Issued During Period, Shares, New Issues	636,592

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
OPERATING ACTIVITIES
Net income	$ 27,524	$ 23,343
Adjustments to reconcile net income to net cash provided by:
Deferred tax expense (benefit)	87	(2,561)
Provision for loan losses	6,467	4,752
Depreciation	1,124	997
Accretion on acquired loans	(1,120)	0
Amortization of core deposit intangible	180	0
Net amortization of debt securities available for sale	1,214	1,115
(Increase) decrease in accrued interest and dividends receivable	(207)	576
Stock-based compensation expense	564	3,102
Increase in accrued interest payable	311	1,177
Proceeds from sale of mortgage loans held for sale	61,717	64,463
Originations of mortgage loans held for sale	(66,266)	(67,046)
Gain on sale of debt securities available for sale	(29)	0
Gain on sale of mortgage loans held for sale	(1,189)	(958)
Net loss on sale of other real estate owned	41	272
Write down of other real estate owned	188	289
Losses on tax credit partnerships	76	0
Increase in cash surrender value of life insurance contracts	(1,308)	(1,082)
Excess tax benefits from exercise of stock options and warrants	(1,065)	(355)
Net change in other assets, liabilities, and other operating activities	(4,273)	10,840
Net cash provided by operating activities	24,036	38,924
INVESTMENT ACTIVITIES
Purchase of debt securities available for sale	(17,497)	(39,428)
Proceeds from sale of debt securities available for sale	16,738	0
Proceeds from maturities, calls and paydowns of debt securities available for sale	20,611	13,209
Purchase of debt securities held to maturity	(202)	0
Proceeds from maturities, calls and paydowns of debt securities held to maturity	534	1,096
Purchase of equity securities	(534)	0
Proceeds from sale of equity securities	0	320
Increase in loans	(357,687)	(197,422)
Purchase of premises and equipment	(441)	(391)
Expenditures to complete construction of other real estate owned	(91)	0
Proceeds from sale of other real estate owned and repossessed assets	2,665	5,431
Net cash paid in acquisition of Metro Bancshares, Inc.	(12,883)	(1,530)
Net cash used in investing activities	(348,787)	(218,715)
FINANCING ACTIVITIES
Net increase in noninterest-bearing deposits	68,839	78,707
Net increase in interest-bearing deposits	86,379	59,293
Net increase in federal funds purchased	6,605	6,690
Repayment of Federal Home Loan Bank advances	(200)	0
Proceeds from sale of common stock, net	0	52,098
Proceeds from sale of preferred stock, net	125	250
Proceeds from exercise of stock options and warrants	2,693	5,258
Excess tax benefits from exercise of stock options and warrants	1,065	355
Dividends paid on common stock	(1,539)	(1,132)
Dividends paid on preferred stock	(223)	(216)
Net cash provided by financing activities	163,744	201,303
Net increase in cash and cash equivalents	(161,007)	21,512
Cash and cash equivalents at beginning of year	297,464	258,415
Cash and cash equivalents at end of year	136,457	279,927
Cash paid for:
Interest	7,344	5,701
Income taxes	14,855	6,993
NONCASH TRANSACTIONS
Other real estate acquired in settlement of loans	1,850	0
Internally financed sales of other real estate owned	0	130
Dividends declared	1,550	1,237
Fair value of assets and liabilities from acquisition:
Fair value of tangible assets acquired	201,821	0
Other intangible assets acquired	18,143	0
Fair value of liabilities assumed	(179,682)	0
Total merger consideration	$ 40,282	$ 0

GENERAL

GENERAL	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
GENERAL	NOTE 1 - GENERAL The accompanying consolidated financial statements in this report have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission, including Regulation S-X and the instructions for Form 10-Q, and have not been audited. These consolidated financial statements do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments necessary to present fairly the consolidated financial position and the consolidated results of operations for the interim periods have been made. All such adjustments are of a normal nature. The consolidated results of operations are not necessarily indicative of the consolidated results of operations which ServisFirst Bancshares, Inc. (the “Company”) may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company’s Form 10-K for the year ended December 31, 2014. The Company’s wholly-owned subsidiary, ServisFirst Bank, is referred to herein as the “Bank.” As a result of its acquisition of Metro Bancshares, Inc. (“Metro”) on January 31, 2015, the Company adopted a new critical accounting policy related to goodwill and other identifiable intangible assets during the first quarter of 2015 as follows: Goodwill and Other Identifiable Intangible Assets – Other identifiable intangible assets include a core deposit intangible recorded in connection with the acquisition of Metro. The core deposit intangible is being amortized over 7 years and the estimated useful life is periodically reviewed for reasonableness. The Company tests its goodwill for impairment annually unless interim events or circumstances make it more likely than not that an impairment loss has occurred. Impairment is defined as the amount by which the implied fair value of the goodwill is less than the goodwill’s carrying value. Impairment losses, if incurred, would be charged to operating expense. For the purposes of evaluating goodwill, the Company has determined that it operates only one reporting unit. All reported amounts are in thousands except share and per share data.

ACQUISITION

ACQUISITION	6 Months Ended
	Jun. 30, 2015
Business Combinations [Abstract]
ACQUISITION	NOTE 2 - ACQUISITION On January 31, 2015, the Company completed its acquisition of Metro and Metro Bank, its wholly-owned bank subsidiary, for an aggregate of $ 20.9 636,592 January 31, 2015 As recorded by Preliminary As recorded by (In Thousands) Assets acquired: Cash and cash equivalents $ 8,043 $ - $ 8,043 Debt securities 29,333 (164) a 29,169 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 831 c 8,437 Accrued interest receivable 484 - 484 Deferred taxes 754 (54) d 700 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 425 $ 203,814 Liabilities assumed: Deposits $ 175,236 $ 518 g $ 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 268 - 268 Total liabilities assumed $ 179,168 $ 514 $ 179,682 Net assets acquired $ 24,221 $ (89) $ 24,132 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid (40,282) Goodwill $ 16,150 (1) The Company’s acquisition of Metro Bancshares, Inc. closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. During the second quarter of 2015, the fair value of other real estate owned was adjusted down by $ 280,000 41,000 Explanation of preliminary fair value adjustments: a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt. The estimated fair value of the purchased credit impaired loans acquired in the Metro transaction on January 31, 2015 was $ 5.1 Pro forma financial information is not provided because such amounts are immaterial to the Company’s consolidated financial statements.

CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS	6 Months Ended
	Jun. 30, 2015
Cash and Cash Equivalents [Abstract]
CASH AND CASH EQUIVALENTS	NOTE 3 - CASH AND CASH EQUIVALENTS Cash on hand, cash items in process of collection, amounts due from banks, and federal funds sold are included in cash and cash equivalents.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	NOTE 4 - EARNINGS PER COMMON SHARE Basic earnings per common share are computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 (In Thousands, Except Shares and Per Share Data) Earnings per common share Weighted average common shares outstanding 25,715,654 23,627,898 25,507,396 22,917,881 Net income available to common stockholders $ 14,346 $ 11,469 $ 27,301 $ 23,127 Basic earnings per common share $ 0.56 $ 0.49 $ 1.07 $ 1.01 Weighted average common shares outstanding 25,715,654 23,627,898 25,507,396 22,917,881 Dilutive effects of assumed conversions and exercise of stock options and warrants 710,382 1,195,693 825,131 991,827 Weighted average common and dilutive potential common shares outstanding 26,426,036 24,823,591 26,332,527 23,909,708 Net income available to common stockholders $ 14,346 $ 11,469 $ 27,301 $ 23,127 Effect of interest expense on convertible debt, net of tax and discretionary expenditures related to conversion - - - - Net income available to common stockholders, adjusted for effect of debt conversion $ 14,346 $ 11,469 $ 27,301 $ 23,127 Diluted earnings per common share $ 0.54 $ 0.46 $ 1.04 $ 0.97

SECURITIES

SECURITIES	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
SECURITIES	NOTE 5 - SECURITIES Gross Gross Amortized Unrealized Unrealized Market Cost Gain Loss Value (In Thousands) June 30, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 50,720 $ 817 $ (165) $ 51,372 Mortgage-backed securities 90,713 2,524 (173) 93,064 State and municipal securities 142,923 2,882 (270) 145,535 Corporate debt 15,863 151 - 16,014 Total 300,219 6,374 (608) 305,985 Securities Held to Maturity Mortgage-backed securities 23,266 399 (455) 23,210 State and municipal securities 5,757 392 (11) 6,138 Total $ 29,023 $ 791 $ (466) $ 29,348 December 31, 2014 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 50,363 $ 775 $ - $ 51,138 Mortgage-backed securities 92,439 3,095 (11) 95,523 State and municipal securities 132,780 3,211 (328) 135,663 Corporate debt 15,821 165 - 15,986 Total 291,403 7,246 (339) 298,310 Securities Held to Maturity Mortgage-backed securities 23,804 449 (320) 23,933 State and municipal securities 5,551 490 - 6,041 Total $ 29,355 $ 939 $ (320) $ 29,974 June 30, 2015 December 31, 2014 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Less than one year $ 20,112 $ 20,295 $ 16,944 $ 17,246 One year to five years 138,653 141,104 121,591 123,962 Five years to ten years 50,391 51,144 60,079 61,221 More than ten years 350 378 350 358 Mortgage-backed securities 90,713 93,064 92,439 95,523 $ 300,219 $ 305,985 $ 291,403 $ 298,310 Debt securities held to maturity Due from five to ten years $ 626 $ 647 $ 298 $ 325 Due after ten years 5,131 5,491 5,253 5,716 Mortgage-backed securities 23,266 23,210 23,804 23,933 $ 29,023 $ 29,348 $ 29,355 $ 29,974 The Company sold 18 of the 36 debt securities acquired in the Metro transaction in the period just following the acquisition closing date to align maturity structure. The fair value of these securities was assumed to be the amount for which they were sold, and therefore no gain or loss was recognized on these sales. The Company sold one mortgage-backed debt security from its legacy portfolio during the first quarter of 2015 and recognized a gain of $ 29,000 All mortgage-backed securities are with government-sponsored enterprises (GSEs) such as Federal National Mortgage Association, Government National Mortgage Association, Federal Home Loan Bank, and Federal Home Loan Mortgage Corporation. Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) June 30, 2015 U.S. Treasury and government sponsored agencies $ (165) $ 4,864 $ - $ - $ (165) $ 4,864 Mortgage-backed securities (174) 16,009 (454) 13,676 (628) 29,685 State and municipal securities (199) 30,042 (82) 6,052 (281) 36,094 Corporate debt - - - - - - Total $ (538) $ 50,915 $ (536) $ 19,728 $ (1,074) $ 70,643 December 31, 2014 U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - (331) 17,751 (331) 17,751 State and municipal securities (162) 19,945 (166) 10,820 (328) 30,765 Corporate debt - - - - - - Total $ (162) $ 19,945 $ (497) $ 28,571 $ (659) $ 48,516

LOANS

LOANS	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
LOANS	NOTE 6 – LOANS June 30, December 31, 2015 2014 (Dollars In Thousands) Commercial, financial and agricultural $ 1,630,134 $ 1,495,092 Real estate - construction 219,607 208,769 Real estate - mortgage: Owner-occupied commercial 930,719 793,917 1-4 family mortgage 392,245 333,455 Other mortgage 627,099 471,363 Subtotal: Real estate - mortgage 1,950,063 1,598,735 Consumer 63,930 57,262 Total Loans 3,863,734 3,359,858 Less: Allowance for loan losses (40,020) (35,629) Net Loans $ 3,823,714 $ 3,324,229 Commercial, financial and agricultural 42.19 % 44.50 % Real estate - construction 5.68 % 6.21 % Real estate - mortgage: Owner-occupied commercial 24.09 % 23.63 % 1-4 family mortgage 10.15 % 9.92 % Other mortgage 16.23 % 14.03 % Subtotal: Real estate - mortgage 50.47 % 47.58 % Consumer 1.66 % 1.71 % Total Loans 100.00 % 100.00 % The credit quality of the loan portfolio is summarized no less frequently than quarterly using categories similar to the standard asset classification system used by the federal banking agencies. The following table presents credit quality indicators for the loan loss portfolio segments and classes. These categories are utilized to develop the associated allowance for loan losses using historical losses adjusted for current economic conditions defined as follows: · Pass – loans which are well protected by the current net worth and paying capacity of the obligor (or obligors, if any) or by the fair value, less cost to acquire and sell, of any underlying collateral. · Special Mention – loans with potential weakness that may, if not reversed or corrected, weaken the credit or inadequately protect the Company’s position at some future date. These loans are not adversely classified and do not expose an institution to sufficient risk to warrant an adverse classification. · Substandard – loans that exhibit well-defined weakness or weaknesses that currently jeopardize debt repayment. These loans are characterized by the distinct possibility that the institution will sustain some loss if the weaknesses are not corrected. · Doubtful – loans that have all the weaknesses inherent in loans classified substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. were as follows: Special June 30, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,566,548 $ 37,582 $ 26,004 $ - $ 1,630,134 Real estate - construction 208,726 5,148 5,733 - 219,607 Real estate - mortgage: Owner-occupied commercial 909,165 18,050 3,504 - 930,719 1-4 family mortgage 387,048 1,848 3,349 - 392,245 Other mortgage 613,360 8,798 4,941 - 627,099 Total real estate mortgage 1,909,573 28,696 11,794 - 1,950,063 Consumer 63,229 37 664 - 63,930 Total $ 3,748,076 $ 71,463 $ 44,195 $ - $ 3,863,734 Special December 31, 2014 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,459,356 $ 25,416 $ 10,320 $ - $ 1,495,092 Real estate - construction 197,727 5,332 5,710 - 208,769 Real estate - mortgage: Owner-occupied commercial 784,492 6,848 2,577 - 793,917 1-4 family mortgage 326,316 4,253 2,886 - 333,455 Other mortgage 457,782 9,015 4,566 - 471,363 Total real estate mortgage 1,568,590 20,116 10,029 - 1,598,735 Consumer 56,559 37 666 - 57,262 Total $ 3,282,232 $ 50,901 $ 26,725 $ - $ 3,359,858 were as follows: June 30, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,629,272 $ 862 $ 1,630,134 Real estate - construction 214,523 5,084 219,607 Real estate - mortgage: Owner-occupied commercial 930,643 76 930,719 1-4 family mortgage 390,831 1,414 392,245 Other mortgage 626,535 564 627,099 Total real estate mortgage 1,948,009 2,054 1,950,063 Consumer 63,266 664 63,930 Total $ 3,855,070 $ 8,664 $ 3,863,734 December 31, 2014 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,493,995 $ 1,097 $ 1,495,092 Real estate - construction 203,720 5,049 208,769 Real estate - mortgage: Owner-occupied commercial 793,234 683 793,917 1-4 family mortgage 331,859 1,596 333,455 Other mortgage 470,404 959 471,363 Total real estate mortgage 1,595,497 3,238 1,598,735 Consumer 56,596 666 57,262 Total $ 3,349,808 $ 10,050 $ 3,359,858 June 30, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 3,488 $ 238 $ - $ 3,726 $ 862 $ 1,625,546 $ 1,630,134 Real estate - construction - - - - 5,084 214,523 219,607 Real estate - mortgage: Owner-occupied commercial 405 - - 405 76 930,238 930,719 1-4 family mortgage - 156 470 626 944 390,675 392,245 Other mortgage - 449 - 449 564 626,086 627,099 Total real estate - mortgage 405 605 470 1,480 1,584 1,946,999 1,950,063 Consumer 18 2 - 20 664 63,246 63,930 Total $ 3,911 $ 845 $ 470 $ 5,226 $ 8,194 $ 3,850,314 $ 3,863,734 December 31, 2014 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 1,388 $ 3,490 $ 925 $ 5,803 $ 172 $ 1,489,117 $ 1,495,092 Real estate - construction - - - - 5,049 203,720 208,769 Real estate - mortgage: Owner-occupied commercial - - - - 683 793,234 793,917 1-4 family mortgage 14 - - 14 1,596 331,845 333,455 Other mortgage - - - - 959 470,404 471,363 Total real estate - mortgage 14 - - 14 3,238 1,595,483 1,598,735 Consumer 21 - - 21 666 56,575 57,262 Total $ 1,423 $ 3,490 $ 925 $ 5,838 $ 9,125 $ 3,344,895 $ 3,359,858 The allowance for loan losses is maintained at a level which, in management’s judgment, is adequate to absorb credit losses inherent in the loan portfolio. The amount of the allowance is based on management’s evaluation of the collectability of the loan portfolio, including the nature of the portfolio, credit concentrations, trends in historical loss experience, specific impaired loans, economic conditions and other risks inherent in the portfolio. Allowances for impaired loans are generally determined based on collateral values or the present value of the estimated cash flows. The allowance is increased by a provision for loan losses, which is charged to expense, and reduced by charge-offs, net of recoveries. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for losses on loans. Such agencies may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination. The methodology utilized for the calculation of the allowance for loan losses is divided into four distinct categories. Those categories include allowances for non-impaired loans (ASC 450), impaired loans (ASC 310), external qualitative factors, and internal qualitative factors. A description of each category of the allowance for loan loss methodology is listed below. Non-Impaired Loans. Impaired Loans. External Qualitative Factors Internal Qualitative Factors Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended June 30, 2015 Allowance for loan losses: Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 Charge-offs (1,151) (93) (208) (19) (1,471) Recoveries 6 65 2 - 73 Provision 3,340 (187) 831 78 4,062 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Three Months Ended June 30, 2014 Allowance for loan losses: Balance at March 31, 2014 $ 13,505 $ 6,341 $ 10,837 $ 1,045 $ 31,728 Charge-offs (142) (325) (890) (18) (1,375) Recoveries 1 180 10 2 193 Provision 273 538 1,566 61 2,438 Balance at June 30, 2014 $ 13,637 $ 6,734 $ 11,523 $ 1,090 $ 32,984 Six Months Ended June 30, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (1,228) (475) (641) (24) (2,368) Recoveries 25 164 103 - 292 Provision 4,176 (410) 2,597 104 6,467 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Six Months Ended June 30, 2014 Allowance for loan losses: Balance at December 31, 2013 $ 13,576 $ 6,078 $ 10,065 $ 944 $ 30,663 Charge-offs (1,364) (348) (894) (76) (2,682) Recoveries 46 188 14 3 251 Provision 1,379 816 2,338 219 4,752 Balance at June 30, 2014 $ 13,637 $ 6,734 $ 11,523 $ 1,090 $ 32,984 As of June 30, 2015 Allowance for loan losses: Individually Evaluated for Impairment 3,235 1,233 1,252 664 6,384 Collectively Evaluated for Impairment 15,817 4,441 12,919 459 33,636 Loans: Ending Balance $ 1,630,134 $ 219,607 $ 1,950,063 $ 63,930 $ 3,863,734 Individually Evaluated for Impairment 26,030 5,788 14,564 685 47,067 Collectively Evaluated for Impairment 1,604,104 213,819 1,935,499 63,245 3,816,667 As of December 31, 2014 Allowance for loan losses: Individually Evaluated for Impairment 1,344 1,448 1,636 666 5,094 Collectively Evaluated for Impairment 14,735 4,947 10,476 377 30,535 Loans: Ending Balance $ 1,495,092 $ 208,769 $ 1,598,735 $ 57,262 $ 3,359,858 Individually Evaluated for Impairment 10,350 5,680 10,029 666 26,725 Collectively Evaluated for Impairment 1,484,742 203,089 1,588,706 56,596 3,333,133 The following table presents details of the Company’s impaired loans as of June 30, 2015 and December 31, 2014, respectively. Loans which have been fully charged off do not appear in the tables. For the three months For the six months ended June 30, ended June 30, June 30, 2015 2015 2015 Interest Interest Unpaid Average Income Average Income Recorded Principal Related Recorded Recognized Recorded Recognized Investment Balance Allowance Investment in Period Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 3,315 $ 3,323 $ - $ 3,313 $ 45 $ 3,376 $ 63 Real estate - construction 1,450 1,452 - 1,453 7 1,480 15 Real estate - mortgage: Owner-occupied commercial 4,127 4,285 - 4,127 23 4,133 59 1-4 family mortgage 2,362 2,650 - 2,367 18 2,354 38 Other mortgage 2,606 2,779 - 2,651 41 2,644 83 Total real estate - mortgage 9,095 9,714 - 9,145 82 9,131 180 Consumer 21 26 - 21 - 22 - Total with no allowance recorded 13,881 14,515 - 13,932 134 14,009 258 With an allowance recorded: Commercial, financial and agricultural 22,715 22,715 3,235 22,739 365 22,707 657 Real estate - construction 4,338 4,338 1,233 4,811 - 4,603 - Real estate - mortgage: Owner-occupied commercial 2,054 2,054 105 2,059 31 2,067 62 1-4 family mortgage 1,080 1,080 448 1,082 11 1,082 22 Other mortgage 2,335 2,328 699 2,335 20 2,542 40 Total real estate - mortgage 5,469 5,462 1,252 5,476 62 5,691 124 Consumer 664 664 664 664 - 664 5 Total with allowance recorded 33,186 33,179 6,384 33,690 427 33,665 786 Total Impaired Loans: Commercial, financial and agricultural 26,030 26,038 3,235 26,052 410 26,083 720 Real estate - construction 5,788 5,790 1,233 6,264 7 6,083 15 Real estate - mortgage: Owner-occupied commercial 6,181 6,339 105 6,186 54 6,200 121 1-4 family mortgage 3,442 3,730 448 3,449 29 3,436 60 Other mortgage 4,941 5,107 699 4,986 61 5,186 123 Total real estate - mortgage 14,564 15,176 1,252 14,621 144 14,822 304 Consumer 685 690 664 685 - 686 5 Total impaired loans $ 47,067 $ 47,694 $ 6,384 $ 47,622 $ 561 $ 47,674 $ 1,044 December 31, 2014 Unpaid Average Interest Income Recorded Principal Related Recorded Recognized in Investment Balance Allowance Investment Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 7,059 $ 7,059 $ - $ 7,104 $ 406 Real estate - construction 1,527 1,527 - 1,493 40 Real estate - mortgage: Owner-occupied commercial 1,576 1,576 - 236 12 1-4 family mortgage 542 592 - 592 19 Other mortgage 1,944 1,944 - 2,283 142 Total real estate - mortgage 4,062 4,112 - 3,111 173 Consumer - - - - - Total with no allowance recorded 12,648 12,698 - 11,708 619 With an allowance recorded: Commercial, financial and agricultural 3,291 3,291 1,344 3,262 156 Real estate - construction 4,153 4,633 1,448 4,382 19 Real estate - mortgage: Owner-occupied commercial 1,001 1,001 160 1,140 29 1-4 family mortgage 2,344 2,344 694 2,743 56 Other mortgage 2,622 2,622 782 2,767 84 Total real estate - mortgage 5,967 5,967 1,636 6,650 169 Consumer 666 666 666 681 - Total with allowance recorded 14,077 14,557 5,094 14,975 344 Total Impaired Loans: Commercial, financial and agricultural 10,350 10,350 1,344 10,366 562 Real estate - construction 5,680 6,160 1,448 5,875 59 Real estate - mortgage: Owner-occupied commercial 2,577 2,577 160 1,376 41 1-4 family mortgage 2,886 2,936 694 3,335 75 Other mortgage 4,566 4,566 782 5,050 226 Total real estate - mortgage 10,029 10,079 1,636 9,761 342 Consumer 666 666 666 681 - Total impaired loans $ 26,725 $ 27,255 $ 5,094 $ 26,683 $ 963 Troubled Debt Restructurings (“TDR”) at June 30, 2015, December 31, 2014 and June 30, 2014 totaled $ 8.3 9.0 9.2 1.2 1.0 2.2 2.2 Three Months Ended June 30, 2014 Six Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (In Thousands) Troubled Debt Restructurings Commercial, financial and agricultural 1 $ 499 $ 499 1 $ 499 $ 499 Real estate - construction - - - - - - Real estate - mortgage: Owner-occupied commercial - - - - - - 1-4 family mortgage - - - - - - Other mortgage 1 1,409 1,409 1 1,409 1,409 Total real estate mortgage 1 1,409 1,409 1 1,409 1,409 Consumer - - - - - - 2 $ 1,908 $ 1,908 2 $ 1,908 $ 1,908 There were no TDRs which defaulted during the three and six months ended June 30, 2015 and 2014, and which were modified in the previous twelve months (i.e., the twelve months prior to default). For purposes of this disclosure, default is defined as 90 days past due and still accruing or placement on nonaccrual status.

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS	6 Months Ended
	Jun. 30, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
EMPLOYEE AND DIRECTOR BENEFITS	NOTE 7 - EMPLOYEE AND DIRECTOR BENEFITS Stock Options At June 30, 2015, the Company had stock-based compensation plans, as described below. The compensation cost that has been charged to earnings for the plans was approximately $ 263 564 2.1 3.1 703,000 1.8 Compensation – Stock Compensation Equity-based Payments to Non-employees The Company’s 2005 Amended and Restated Stock Option Plan allows for the grant of stock options to purchase up to 3,075,000 2,775,000 Company’s stockholders approved the amendment of 1,500,000 The Company estimates the fair value of each stock option award using a Black-Scholes-Merton valuation model that uses the assumptions noted in the following table. Expected volatilities are based on an index of southeastern United States publicly traded banks. The expected term for options granted is based on the short-cut method and represents the period of time that options granted are expected to be outstanding. 2015 2014 Expected volatility 24.00 % 19.25 % Expected dividends 0.71 % 1.45 % Expected term (in years) 6.25 7.75 Risk-free rate 1.85 % 2.33 % The weighted average grant-date fair value of options granted during the six months ended June 30, 2015 and June 30, 2014 was $ 8.37 2.95 Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value (In Thousands) Six Months Ended June 30, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 160,000 33.16 9.7 - Exercised (386,500) 6.97 3.2 12,875 Forfeited (7,500) 10.00 6.8 207 Outstanding at June 30, 2015 1,388,917 12.51 6.5 $ 34,425 Exercisable at June 30, 2015 272,418 $ 9.02 4.8 $ 7,779 Six Months Ended June 30, 2014: Outstanding at January 1, 2014 2,328,900 $ 7.69 5.5 $ 14,300 Granted 114,000 13.83 9.6 - Exercised (779,400) 5.63 2.8 18,069 Forfeited - - - - Outstanding at June 30, 2014 1,663,500 9.08 6.3 $ 32,818 Exercisable at June 30, 2014 506,232 $ 5.24 3.4 $ 11,931 As of June 30, 2015, there was approximately $ 2.2 1.8 Restricted Stock The Company has issued 232,088 695,000 1.2 7,500

DERIVATIVES

DERIVATIVES	6 Months Ended
	Jun. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	NOTE 8 - DERIVATIVES The Company has entered into agreements with secondary market investors to deliver loans on a “best efforts delivery” basis. When a rate is committed to a borrower, it is based on the best price that day and locked with the investor for the customer for a 30-day period. In the event the loan is not delivered to the investor, the Company has no risk or exposure with the investor. The interest rate lock commitments related to loans that are originated for later sale are classified as derivatives. The fair values of the Company’s agreements with investors and rate lock commitments to customers as of June 30, 2015 and December 31, 2014 were not material.

RECENTLY ADOPTED ACCOUNTING PRO

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	NOTE 9 – RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS In January 2014, the FASB issued ASU No. 2014-1, Investments-Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects In January 2014, the FASB issued ASU No. 2014-04, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	6 Months Ended
	Jun. 30, 2015
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	NOTE 10 - RECENT ACCOUNTING PRONOUNCEMENTS In June 2014, the FASB issued ASU No. 2014-12, Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved After the Requisite Service Period In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis

FAIR VALUE MEASUREMENT

FAIR VALUE MEASUREMENT	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENT	NOTE Measurement of fair value under U.S. GAAP establishes a hierarchy that prioritizes observable and unobservable inputs used to measure fair value, as of the measurement date, into three broad levels, which are described below: Level 1: Quoted prices (unadjusted) in active markets that are accessible at the measurement date for assets or liabilities. The fair value hierarchy gives the highest priority to Level 1 inputs. Level 2: Observable prices that are based on inputs not quoted on active markets, but corroborated by market data. Level 3: Unobservable inputs are used when little or no market data is available. The fair value hierarchy gives the lowest priority to Level 3 inputs. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs to the extent possible and also considers counterparty credit risk in its assessment of fair value. Debt Securities Impaired Loans 2,335,000 3,636,000 1,321,000 3,556,000 Other Real Estate Owned. 124,000 229,000 226,000 561,000 Residential real estate loan foreclosures classified as OREO totaled $ 1,693,000 684,000 No residential real estate loans were in the process of being foreclosed as of June 30, 2015. Fair Value Measurements at June 30, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities: U.S. Treasury and government sponsored agencies $ - $ 51,372 $ - $ 51,372 Mortgage-backed securities - 93,064 - 93,064 State and municipal securities - 145,535 - 145,535 Corporate debt - 16,014 - 16,014 Total assets at fair value $ - $ 305,985 $ - $ 305,985 Fair Value Measurements at December 31, 2014 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities U.S. Treasury and government sponsored agencies $ - $ 51,138 $ - $ 51,138 Mortgage-backed securities - 95,523 - 95,523 State and municipal securities - 135,663 - 135,663 Corporate debt - 15,986 - 15,986 Total assets at fair value $ - $ 298,310 $ - $ 298,310 The following table presents the Company’s financial assets and financial liabilities carried at fair value on a nonrecurring basis as of June 30, 2015 and December 31, 2014: Fair Value Measurements at June 30, 2015 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 40,683 $ 40,683 Other real estate owned and repossessed assets - - 8,235 8,235 Total assets at fair value $ - $ - $ 48,918 $ 48,918 Fair Value Measurements at December 31, 2014 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 21,631 $ 21,631 Other real estate owned and repossessed assets - - 6,840 6,840 Total assets at fair value $ - $ - $ 28,471 $ 28,471 The fair value of a financial instrument is the current amount that would be exchanged in a sale between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Current U.S. GAAP excludes certain financial instruments and all nonfinancial instruments from its fair value disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments: Cash and due from banks: Debt securities: Equity securities: Federal funds sold: Mortgage loans held for sale: Bank owned life insurance contracts: Loans, net: Deposits: Federal funds purchased: Other borrowings: Loan commitments: The carrying amount, estimated fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of June 30, 2015 and December 31, 2014 are presented in the following table. June 30, 2015 December 31, 2014 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 118,835 $ 118,835 $ 296,573 $ 296,573 Level 2 inputs: Available for sale debt securities 305,985 305,985 298,310 298,310 Held to maturity debt securities 29,023 29,348 29,355 29,974 Restricted equity securities 4,954 4,954 3,921 3,921 Federal funds sold 17,622 17,622 891 891 Mortgage loans held for sale 11,722 11,722 5,984 5,984 Bank owned life insurance contracts 90,281 90,281 86,288 86,288 Level 3 inputs: Loans, net 3,823,714 3,826,879 3,324,229 3,327,371 Financial liabilities: Level 2 inputs: Deposits $ 3,729,132 $ 3,729,793 $ 3,398,160 $ 3,399,261 Federal funds purchased 273,095 273,095 264,315 264,315 Other borrowings 21,016 21,016 19,973 19,973

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	6 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 12 – SUBSEQUENT EVENTS The Company has evaluated all subsequent events through the date of this filing to ensure that this Form 10-Q includes appropriate disclosure of events both recognized in the financial statements as of June 30, 2015, and events which occurred subsequent to June 30, 2015 but were not recognized in the financial statements. On July 15, 2015, the Company entered into a Note Purchase Agreement (the “Purchase Agreement”) for a private placement of $ 34.75 5.00 th st July 15, 2020 The Company intends to use the net proceeds from the issuance of the Notes to redeem its Senior Non-Cumulative Perpetual Preferred Stock, Series A, issued June 21, 2011.

ACQUISITION (Tables)

ACQUISITION (Tables)	6 Months Ended
	Jun. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Fair Value of Assets Acquired and Liabilities Assumed	The following table provides a summary of the assets acquired and liabilities assumed as recorded by Metro, the fair value adjustments necessary to adjust those acquired assets and assumed liabilities to estimated fair value, and the resultant fair values of those assets and liabilities as recorded by the Company. January 31, 2015 As recorded by Preliminary As recorded by (In Thousands) Assets acquired: Cash and cash equivalents $ 8,043 $ - $ 8,043 Debt securities 29,333 (164) a 29,169 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 831 c 8,437 Accrued interest receivable 484 - 484 Deferred taxes 754 (54) d 700 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 425 $ 203,814 Liabilities assumed: Deposits $ 175,236 $ 518 g $ 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 268 - 268 Total liabilities assumed $ 179,168 $ 514 $ 179,682 Net assets acquired $ 24,221 $ (89) $ 24,132 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid (40,282) Goodwill $ 16,150 (1) The Company’s acquisition of Metro Bancshares, Inc. closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. During the second quarter of 2015, the fair value of other real estate owned was adjusted down by $ 280,000 41,000 Explanation of preliminary fair value adjustments: a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Basic And Diluted Earning Per Share	Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options and warrants. Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 (In Thousands, Except Shares and Per Share Data) Earnings per common share Weighted average common shares outstanding 25,715,654 23,627,898 25,507,396 22,917,881 Net income available to common stockholders $ 14,346 $ 11,469 $ 27,301 $ 23,127 Basic earnings per common share $ 0.56 $ 0.49 $ 1.07 $ 1.01 Weighted average common shares outstanding 25,715,654 23,627,898 25,507,396 22,917,881 Dilutive effects of assumed conversions and exercise of stock options and warrants 710,382 1,195,693 825,131 991,827 Weighted average common and dilutive potential common shares outstanding 26,426,036 24,823,591 26,332,527 23,909,708 Net income available to common stockholders $ 14,346 $ 11,469 $ 27,301 $ 23,127 Effect of interest expense on convertible debt, net of tax and discretionary expenditures related to conversion - - - - Net income available to common stockholders, adjusted for effect of debt conversion $ 14,346 $ 11,469 $ 27,301 $ 23,127 Diluted earnings per common share $ 0.54 $ 0.46 $ 1.04 $ 0.97

SECURITIES (Tables)

SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Available for Sale And Held to Maturity Securities	The amortized cost and fair value of available-for-sale and held-to-maturity securities at June 30, 2015 and December 31, 2014 are summarized as follows: Gross Gross Amortized Unrealized Unrealized Market Cost Gain Loss Value (In Thousands) June 30, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 50,720 $ 817 $ (165) $ 51,372 Mortgage-backed securities 90,713 2,524 (173) 93,064 State and municipal securities 142,923 2,882 (270) 145,535 Corporate debt 15,863 151 - 16,014 Total 300,219 6,374 (608) 305,985 Securities Held to Maturity Mortgage-backed securities 23,266 399 (455) 23,210 State and municipal securities 5,757 392 (11) 6,138 Total $ 29,023 $ 791 $ (466) $ 29,348 December 31, 2014 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 50,363 $ 775 $ - $ 51,138 Mortgage-backed securities 92,439 3,095 (11) 95,523 State and municipal securities 132,780 3,211 (328) 135,663 Corporate debt 15,821 165 - 15,986 Total 291,403 7,246 (339) 298,310 Securities Held to Maturity Mortgage-backed securities 23,804 449 (320) 23,933 State and municipal securities 5,551 490 - 6,041 Total $ 29,355 $ 939 $ (320) $ 29,974
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of debt securities as of June 30, 2015 by contractual maturity are shown below. Actual maturities may differ from contractual maturities of mortgage-backed securities since the mortgages underlying the securities may be called or prepaid with or without penalty. Therefore, these securities are not included in the maturity categories along with the other categories of debt securities. June 30, 2015 December 31, 2014 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Less than one year $ 20,112 $ 20,295 $ 16,944 $ 17,246 One year to five years 138,653 141,104 121,591 123,962 Five years to ten years 50,391 51,144 60,079 61,221 More than ten years 350 378 350 358 Mortgage-backed securities 90,713 93,064 92,439 95,523 $ 300,219 $ 305,985 $ 291,403 $ 298,310 Debt securities held to maturity Due from five to ten years $ 626 $ 647 $ 298 $ 325 Due after ten years 5,131 5,491 5,253 5,716 Mortgage-backed securities 23,266 23,210 23,804 23,933 $ 29,023 $ 29,348 $ 29,355 $ 29,974
Investment Securities Continuous Unrealized Loss Position	Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) June 30, 2015 U.S. Treasury and government sponsored agencies $ (165) $ 4,864 $ - $ - $ (165) $ 4,864 Mortgage-backed securities (174) 16,009 (454) 13,676 (628) 29,685 State and municipal securities (199) 30,042 (82) 6,052 (281) 36,094 Corporate debt - - - - - - Total $ (538) $ 50,915 $ (536) $ 19,728 $ (1,074) $ 70,643 December 31, 2014 U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - (331) 17,751 (331) 17,751 State and municipal securities (162) 19,945 (166) 10,820 (328) 30,765 Corporate debt - - - - - - Total $ (162) $ 19,945 $ (497) $ 28,571 $ (659) $ 48,516

LOANS (Tables)

LOANS (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Details Of Loans	The following table details the Company’s loans at June 30, 2015 and December 31, 2014: June 30, December 31, 2015 2014 (Dollars In Thousands) Commercial, financial and agricultural $ 1,630,134 $ 1,495,092 Real estate - construction 219,607 208,769 Real estate - mortgage: Owner-occupied commercial 930,719 793,917 1-4 family mortgage 392,245 333,455 Other mortgage 627,099 471,363 Subtotal: Real estate - mortgage 1,950,063 1,598,735 Consumer 63,930 57,262 Total Loans 3,863,734 3,359,858 Less: Allowance for loan losses (40,020) (35,629) Net Loans $ 3,823,714 $ 3,324,229 Commercial, financial and agricultural 42.19 % 44.50 % Real estate - construction 5.68 % 6.21 % Real estate - mortgage: Owner-occupied commercial 24.09 % 23.63 % 1-4 family mortgage 10.15 % 9.92 % Other mortgage 16.23 % 14.03 % Subtotal: Real estate - mortgage 50.47 % 47.58 % Consumer 1.66 % 1.71 % Total Loans 100.00 % 100.00 %
Loans By Credit Quality Indicator	Loans by credit quality indicator as of June 30, 2015 and December 31, 2014 were as follows: Special June 30, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,566,548 $ 37,582 $ 26,004 $ - $ 1,630,134 Real estate - construction 208,726 5,148 5,733 - 219,607 Real estate - mortgage: Owner-occupied commercial 909,165 18,050 3,504 - 930,719 1-4 family mortgage 387,048 1,848 3,349 - 392,245 Other mortgage 613,360 8,798 4,941 - 627,099 Total real estate mortgage 1,909,573 28,696 11,794 - 1,950,063 Consumer 63,229 37 664 - 63,930 Total $ 3,748,076 $ 71,463 $ 44,195 $ - $ 3,863,734 Special December 31, 2014 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,459,356 $ 25,416 $ 10,320 $ - $ 1,495,092 Real estate - construction 197,727 5,332 5,710 - 208,769 Real estate - mortgage: Owner-occupied commercial 784,492 6,848 2,577 - 793,917 1-4 family mortgage 326,316 4,253 2,886 - 333,455 Other mortgage 457,782 9,015 4,566 - 471,363 Total real estate mortgage 1,568,590 20,116 10,029 - 1,598,735 Consumer 56,559 37 666 - 57,262 Total $ 3,282,232 $ 50,901 $ 26,725 $ - $ 3,359,858
Loans By Performance Status	Loans by performance status as of June 30, 2015 and December 31, 2014 were as follows: June 30, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,629,272 $ 862 $ 1,630,134 Real estate - construction 214,523 5,084 219,607 Real estate - mortgage: Owner-occupied commercial 930,643 76 930,719 1-4 family mortgage 390,831 1,414 392,245 Other mortgage 626,535 564 627,099 Total real estate mortgage 1,948,009 2,054 1,950,063 Consumer 63,266 664 63,930 Total $ 3,855,070 $ 8,664 $ 3,863,734 December 31, 2014 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,493,995 $ 1,097 $ 1,495,092 Real estate - construction 203,720 5,049 208,769 Real estate - mortgage: Owner-occupied commercial 793,234 683 793,917 1-4 family mortgage 331,859 1,596 333,455 Other mortgage 470,404 959 471,363 Total real estate mortgage 1,595,497 3,238 1,598,735 Consumer 56,596 666 57,262 Total $ 3,349,808 $ 10,050 $ 3,359,858
Loans By Past Due Status	Loans by past due status as of June 30, 2015 and December 31, 2014 were as follows: June 30, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 3,488 $ 238 $ - $ 3,726 $ 862 $ 1,625,546 $ 1,630,134 Real estate - construction - - - - 5,084 214,523 219,607 Real estate - mortgage: Owner-occupied commercial 405 - - 405 76 930,238 930,719 1-4 family mortgage - 156 470 626 944 390,675 392,245 Other mortgage - 449 - 449 564 626,086 627,099 Total real estate - mortgage 405 605 470 1,480 1,584 1,946,999 1,950,063 Consumer 18 2 - 20 664 63,246 63,930 Total $ 3,911 $ 845 $ 470 $ 5,226 $ 8,194 $ 3,850,314 $ 3,863,734 December 31, 2014 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 1,388 $ 3,490 $ 925 $ 5,803 $ 172 $ 1,489,117 $ 1,495,092 Real estate - construction - - - - 5,049 203,720 208,769 Real estate - mortgage: Owner-occupied commercial - - - - 683 793,234 793,917 1-4 family mortgage 14 - - 14 1,596 331,845 333,455 Other mortgage - - - - 959 470,404 471,363 Total real estate - mortgage 14 - - 14 3,238 1,595,483 1,598,735 Consumer 21 - - 21 666 56,575 57,262 Total $ 1,423 $ 3,490 $ 925 $ 5,838 $ 9,125 $ 3,344,895 $ 3,359,858
Changes In Allowance For Loan Losses Segregated By Loan Type	The following table presents an analysis of the allowance for loan losses by portfolio segment as of June 30, 2015 and December 31, 2014. The total allowance for loan losses is disaggregated into those amounts associated with loans individually evaluated and those associated with loans collectively evaluated. Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended June 30, 2015 Allowance for loan losses: Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 Charge-offs (1,151) (93) (208) (19) (1,471) Recoveries 6 65 2 - 73 Provision 3,340 (187) 831 78 4,062 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Three Months Ended June 30, 2014 Allowance for loan losses: Balance at March 31, 2014 $ 13,505 $ 6,341 $ 10,837 $ 1,045 $ 31,728 Charge-offs (142) (325) (890) (18) (1,375) Recoveries 1 180 10 2 193 Provision 273 538 1,566 61 2,438 Balance at June 30, 2014 $ 13,637 $ 6,734 $ 11,523 $ 1,090 $ 32,984 Six Months Ended June 30, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (1,228) (475) (641) (24) (2,368) Recoveries 25 164 103 - 292 Provision 4,176 (410) 2,597 104 6,467 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Six Months Ended June 30, 2014 Allowance for loan losses: Balance at December 31, 2013 $ 13,576 $ 6,078 $ 10,065 $ 944 $ 30,663 Charge-offs (1,364) (348) (894) (76) (2,682) Recoveries 46 188 14 3 251 Provision 1,379 816 2,338 219 4,752 Balance at June 30, 2014 $ 13,637 $ 6,734 $ 11,523 $ 1,090 $ 32,984 As of June 30, 2015 Allowance for loan losses: Individually Evaluated for Impairment 3,235 1,233 1,252 664 6,384 Collectively Evaluated for Impairment 15,817 4,441 12,919 459 33,636 Loans: Ending Balance $ 1,630,134 $ 219,607 $ 1,950,063 $ 63,930 $ 3,863,734 Individually Evaluated for Impairment 26,030 5,788 14,564 685 47,067 Collectively Evaluated for Impairment 1,604,104 213,819 1,935,499 63,245 3,816,667 As of December 31, 2014 Allowance for loan losses: Individually Evaluated for Impairment 1,344 1,448 1,636 666 5,094 Collectively Evaluated for Impairment 14,735 4,947 10,476 377 30,535 Loans: Ending Balance $ 1,495,092 $ 208,769 $ 1,598,735 $ 57,262 $ 3,359,858 Individually Evaluated for Impairment 10,350 5,680 10,029 666 26,725 Collectively Evaluated for Impairment 1,484,742 203,089 1,588,706 56,596 3,333,133
Details Of Company's Impaired Loans	For the three months For the six months ended June 30, ended June 30, June 30, 2015 2015 2015 Interest Interest Unpaid Average Income Average Income Recorded Principal Related Recorded Recognized Recorded Recognized Investment Balance Allowance Investment in Period Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 3,315 $ 3,323 $ - $ 3,313 $ 45 $ 3,376 $ 63 Real estate - construction 1,450 1,452 - 1,453 7 1,480 15 Real estate - mortgage: Owner-occupied commercial 4,127 4,285 - 4,127 23 4,133 59 1-4 family mortgage 2,362 2,650 - 2,367 18 2,354 38 Other mortgage 2,606 2,779 - 2,651 41 2,644 83 Total real estate - mortgage 9,095 9,714 - 9,145 82 9,131 180 Consumer 21 26 - 21 - 22 - Total with no allowance recorded 13,881 14,515 - 13,932 134 14,009 258 With an allowance recorded: Commercial, financial and agricultural 22,715 22,715 3,235 22,739 365 22,707 657 Real estate - construction 4,338 4,338 1,233 4,811 - 4,603 - Real estate - mortgage: Owner-occupied commercial 2,054 2,054 105 2,059 31 2,067 62 1-4 family mortgage 1,080 1,080 448 1,082 11 1,082 22 Other mortgage 2,335 2,328 699 2,335 20 2,542 40 Total real estate - mortgage 5,469 5,462 1,252 5,476 62 5,691 124 Consumer 664 664 664 664 - 664 5 Total with allowance recorded 33,186 33,179 6,384 33,690 427 33,665 786 Total Impaired Loans: Commercial, financial and agricultural 26,030 26,038 3,235 26,052 410 26,083 720 Real estate - construction 5,788 5,790 1,233 6,264 7 6,083 15 Real estate - mortgage: Owner-occupied commercial 6,181 6,339 105 6,186 54 6,200 121 1-4 family mortgage 3,442 3,730 448 3,449 29 3,436 60 Other mortgage 4,941 5,107 699 4,986 61 5,186 123 Total real estate - mortgage 14,564 15,176 1,252 14,621 144 14,822 304 Consumer 685 690 664 685 - 686 5 Total impaired loans $ 47,067 $ 47,694 $ 6,384 $ 47,622 $ 561 $ 47,674 $ 1,044 December 31, 2014 Unpaid Average Interest Income Recorded Principal Related Recorded Recognized in Investment Balance Allowance Investment Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 7,059 $ 7,059 $ - $ 7,104 $ 406 Real estate - construction 1,527 1,527 - 1,493 40 Real estate - mortgage: Owner-occupied commercial 1,576 1,576 - 236 12 1-4 family mortgage 542 592 - 592 19 Other mortgage 1,944 1,944 - 2,283 142 Total real estate - mortgage 4,062 4,112 - 3,111 173 Consumer - - - - - Total with no allowance recorded 12,648 12,698 - 11,708 619 With an allowance recorded: Commercial, financial and agricultural 3,291 3,291 1,344 3,262 156 Real estate - construction 4,153 4,633 1,448 4,382 19 Real estate - mortgage: Owner-occupied commercial 1,001 1,001 160 1,140 29 1-4 family mortgage 2,344 2,344 694 2,743 56 Other mortgage 2,622 2,622 782 2,767 84 Total real estate - mortgage 5,967 5,967 1,636 6,650 169 Consumer 666 666 666 681 - Total with allowance recorded 14,077 14,557 5,094 14,975 344 Total Impaired Loans: Commercial, financial and agricultural 10,350 10,350 1,344 10,366 562 Real estate - construction 5,680 6,160 1,448 5,875 59 Real estate - mortgage: Owner-occupied commercial 2,577 2,577 160 1,376 41 1-4 family mortgage 2,886 2,936 694 3,335 75 Other mortgage 4,566 4,566 782 5,050 226 Total real estate - mortgage 10,029 10,079 1,636 9,761 342 Consumer 666 666 666 681 - Total impaired loans $ 26,725 $ 27,255 $ 5,094 $ 26,683 $ 963
Analysis Of Troubled Debt Restructuring	Three Months Ended June 30, 2014 Six Months Ended June 30, 2014 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (In Thousands) Troubled Debt Restructurings Commercial, financial and agricultural 1 $ 499 $ 499 1 $ 499 $ 499 Real estate - construction - - - - - - Real estate - mortgage: Owner-occupied commercial - - - - - - 1-4 family mortgage - - - - - - Other mortgage 1 1,409 1,409 1 1,409 1,409 Total real estate mortgage 1 1,409 1,409 1 1,409 1,409 Consumer - - - - - - 2 $ 1,908 $ 1,908 2 $ 1,908 $ 1,908

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model	The risk-free rate for periods within the contractual life of the option is based on the U. S. Treasury yield curve in effect at the time of grant. 2015 2014 Expected volatility 24.00 % 19.25 % Expected dividends 0.71 % 1.45 % Expected term (in years) 6.25 7.75 Risk-free rate 1.85 % 2.33 %
Summary Of Stock Option Activity	The following table summarizes stock option activity during the six months ended June 30, 2015 and June 30, 2014: Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value (In Thousands) Six Months Ended June 30, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 160,000 33.16 9.7 - Exercised (386,500) 6.97 3.2 12,875 Forfeited (7,500) 10.00 6.8 207 Outstanding at June 30, 2015 1,388,917 12.51 6.5 $ 34,425 Exercisable at June 30, 2015 272,418 $ 9.02 4.8 $ 7,779 Six Months Ended June 30, 2014: Outstanding at January 1, 2014 2,328,900 $ 7.69 5.5 $ 14,300 Granted 114,000 13.83 9.6 - Exercised (779,400) 5.63 2.8 18,069 Forfeited - - - - Outstanding at June 30, 2014 1,663,500 9.08 6.3 $ 32,818 Exercisable at June 30, 2014 506,232 $ 5.24 3.4 $ 11,931

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Carried At Fair Value On Recurring Basis	The following table presents the Company’s financial assets and financial liabilities carried at fair value on a recurring basis as of June 30, 2015 and December 31, 2014: Fair Value Measurements at June 30, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities: U.S. Treasury and government sponsored agencies $ - $ 51,372 $ - $ 51,372 Mortgage-backed securities - 93,064 - 93,064 State and municipal securities - 145,535 - 145,535 Corporate debt - 16,014 - 16,014 Total assets at fair value $ - $ 305,985 $ - $ 305,985 Fair Value Measurements at December 31, 2014 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities U.S. Treasury and government sponsored agencies $ - $ 51,138 $ - $ 51,138 Mortgage-backed securities - 95,523 - 95,523 State and municipal securities - 135,663 - 135,663 Corporate debt - 15,986 - 15,986 Total assets at fair value $ - $ 298,310 $ - $ 298,310
Financial Assets And Liabilities Carried At Fair Value On Nonrecurring Basis	Fair Value Measurements at June 30, 2015 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 40,683 $ 40,683 Other real estate owned and repossessed assets - - 8,235 8,235 Total assets at fair value $ - $ - $ 48,918 $ 48,918 Fair Value Measurements at December 31, 2014 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 21,631 $ 21,631 Other real estate owned and repossessed assets - - 6,840 6,840 Total assets at fair value $ - $ - $ 28,471 $ 28,471
Carrying Amount And Estimated Fair Value Of Financial Instruments	This table includes those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis. June 30, 2015 December 31, 2014 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 118,835 $ 118,835 $ 296,573 $ 296,573 Level 2 inputs: Available for sale debt securities 305,985 305,985 298,310 298,310 Held to maturity debt securities 29,023 29,348 29,355 29,974 Restricted equity securities 4,954 4,954 3,921 3,921 Federal funds sold 17,622 17,622 891 891 Mortgage loans held for sale 11,722 11,722 5,984 5,984 Bank owned life insurance contracts 90,281 90,281 86,288 86,288 Level 3 inputs: Loans, net 3,823,714 3,826,879 3,324,229 3,327,371 Financial liabilities: Level 2 inputs: Deposits $ 3,729,132 $ 3,729,793 $ 3,398,160 $ 3,399,261 Federal funds purchased 273,095 273,095 264,315 264,315 Other borrowings 21,016 21,016 19,973 19,973

GENERAL (Additional Information

GENERAL (Additional Information) (Details)	6 Months Ended
	Jun. 30, 2015
Core Deposit Intangible Asset Amortization Period	7 years

ACQUISITION (Details)

ACQUISITION (Details) - Jan. 31, 2015 - USD ($) $ in Thousands		Total
Assets acquired:
Cash and cash equivalents		$ 8,043
Debt securities		29,169
Equity securities		499
Loans		148,995
Allowance for loan losses		0
Premises and equipment, net		8,437
Accrued interest receivable		484
Deferred taxes		700
Other real estate owned		2,348
Bank owned life insurance contracts		2,685
Core deposit intangible		2,090
Other assets		364
Total assets acquired		203,814
Liabilities assumed:
Deposits		175,754
Federal funds purchased		2,175
Other borrowings		1,396
Accrued interest payable		89
Other liabilities		268
Total liabilities assumed		179,682
Net assets acquired		24,132
Consideration Paid:
Cash		(20,926)
Stock		(19,356)
Total consideration paid		(40,282)
Goodwill		16,150
Metro Bancshares, Inc [Member]
Assets acquired:
Cash and cash equivalents		8,043
Debt securities		29,333
Equity securities		499
Loans		152,869
Allowance for loan losses		(1,621)
Premises and equipment, net		7,606
Accrued interest receivable		484
Deferred taxes		754
Other real estate owned		2,373
Bank owned life insurance contracts		2,685
Core deposit intangible		0
Other assets		364
Total assets acquired		203,389
Liabilities assumed:
Deposits		175,236
Federal funds purchased		2,175
Other borrowings		1,400
Accrued interest payable		89
Other liabilities		268
Total liabilities assumed		179,168
Net assets acquired		24,221
Consideration Paid:
Cash		(20,900)
Preliminary Fair Value Adjustment [Member]
Assets acquired:
Cash and cash equivalents	[1]	0
Debt securities	[1],[2]	(164)
Equity securities	[1]	0
Loans	[1],[3]	(3,874)
Allowance for loan losses	[1],[3]	1,621
Premises and equipment, net	[1],[4]	831
Accrued interest receivable	[1]	0
Deferred taxes	[1],[5]	(54)
Other real estate owned	[1],[6]	(25)
Bank owned life insurance contracts	[1]	0
Core deposit intangible	[1],[7]	2,090
Other assets	[1]	0
Total assets acquired	[1]	425
Liabilities assumed:
Deposits	[1],[8]	518
Federal funds purchased	[1]	0
Other borrowings	[1],[9]	(4)
Accrued interest payable	[1]	0
Other liabilities	[1]	0
Total liabilities assumed	[1]	514
Net assets acquired	[1]	$ (89)
[1]	The Company’s acquisition of Metro Bancshares, Inc. closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. During the second quarter of 2015, the fair value of other real estate owned was adjusted down by $280,000 to reflect the price received in an unsolicited offer to buy the property by a third party. During the second quarter of 2015, premises and equipment was written down by $41,000 to reflect the price received from a third party buyer of a piece of unimproved land held by the Company. To the extent that any of the preliminary fair value adjustments are revised in future periods, the resultant fair values and the amount of goodwill recorded by the Company will change.
[2]	Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio.
[3]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses.
[4]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired.
[5]	Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes.
[6]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired.
[7]	Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition.
[8]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits.
[9]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

ACQUISITION (Additional Informa

ACQUISITION (Additional Information) (Details) - USD ($)	1 Months Ended	3 Months Ended		6 Months Ended
	Jan. 31, 2015	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,926,000
Estimated Fair Value Of Purchased Credit Impaired Loans Acquired	5,100,000
Real Estate Owned, Amount of Loss at Acquisition		$ 124,000	$ 226,000	$ 229,000	$ 561,000
Metro Bancshares, Inc [Member]
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,900,000
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	636,592
Impairment of Long-Lived Assets Held-for-use		41,000
Real Estate Owned, Amount of Loss at Acquisition		$ 280,000

EARNINGS PER COMMON SHARE (Summ

EARNINGS PER COMMON SHARE (Summary of Earning Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings per common share
Weighted average common shares outstanding	25,715,654	23,627,898	25,507,396	22,917,881
Net income available to common stockholders	$ 14,346	$ 11,469	$ 27,301	$ 23,127
Basic earnings per common share	$ 0.56	$ 0.49	$ 1.07	$ 1.01
Weighted average common shares outstanding	25,715,654	23,627,898	25,507,396	22,917,881
Dilutive effects of assumed conversions and exercise of stock options and warrants	710,382	1,195,693	825,131	991,827
Weighted average common and dilutive potential common shares outstanding	26,426,036	24,823,591	26,332,527	23,909,708
Net income available to common stockholders	$ 14,346	$ 11,469	$ 27,301	$ 23,127
Effect of interest expense on convertible debt, net of tax and discretionary expenditures related to conversion	0	0	0	0
Net income available to common stockholders, adjusted for effect of debt conversion	$ 14,346	$ 11,469	$ 27,301	$ 23,127
Diluted earnings per common share	$ 0.54	$ 0.46	$ 1.04	$ 0.97

SECURITIES (Amortized Cost And

SECURITIES (Amortized Cost And Fair Value Of Available For Sale And Held To Maturity Securities) (Details) - Scenario, Unspecified [Domain] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Securities Available for Sale
Amortized Cost	$ 300,219	$ 291,403
Gross Unrealized Gain	6,374	7,246
Gross Unrealized Loss	(608)	(339)
Market Value	305,985	298,310
Securities Held to Maturity
Amortized Cost	29,023	29,355
Gross Unrealized Gain	791	939
Gross Unrealized Loss	(466)	(320)
Market Value	29,348	29,974
U.S. Treasury and Government Sponsored Agencies [Member]
Securities Available for Sale
Amortized Cost	50,720	50,363
Gross Unrealized Gain	817	775
Gross Unrealized Loss	(165)	0
Market Value	51,372	51,138
Mortgage-Backed Securities [Member]
Securities Available for Sale
Amortized Cost	90,713	92,439
Gross Unrealized Gain	2,524	3,095
Gross Unrealized Loss	(173)	(11)
Market Value	93,064	95,523
Securities Held to Maturity
Amortized Cost	23,266	23,804
Gross Unrealized Gain	399	449
Gross Unrealized Loss	(455)	(320)
Market Value	23,210	23,933
State and Municipal Securities [Member]
Securities Available for Sale
Amortized Cost	142,923	132,780
Gross Unrealized Gain	2,882	3,211
Gross Unrealized Loss	(270)	(328)
Market Value	145,535	135,663
Securities Held to Maturity
Amortized Cost	5,757	5,551
Gross Unrealized Gain	392	490
Gross Unrealized Loss	(11)	0
Market Value	6,138	6,041
Corporate Debt [Member]
Securities Available for Sale
Amortized Cost	15,863	15,821
Gross Unrealized Gain	151	165
Gross Unrealized Loss	0	0
Market Value	$ 16,014	$ 15,986

SECURITIES (Amortized Cost An33

SECURITIES (Amortized Cost And Fair Value Of Contractual Securities) (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Debt securities available for sale
Amortized Cost	$ 300,219	$ 291,403
Fair Value	305,985	298,310
Debt securities held to maturity
Amortized Cost	29,023	29,355
Fair Value	29,348	29,974
Due within one year [Member]
Debt securities available for sale
Amortized Cost	20,112	16,944
Fair Value	20,295	17,246
Due from one to five years [Member]
Debt securities available for sale
Amortized Cost	138,653	121,591
Fair Value	141,104	123,962
Due from five to ten years [Member]
Debt securities available for sale
Amortized Cost	50,391	60,079
Fair Value	51,144	61,221
Debt securities held to maturity
Amortized Cost	626	298
Fair Value	647	325
Due after ten years [Member]
Debt securities available for sale
Amortized Cost	350	350
Fair Value	378	358
Debt securities held to maturity
Amortized Cost	5,131	5,253
Fair Value	5,491	5,716
Mortgage-backed securities [Member]
Debt securities available for sale
Amortized Cost	90,713	92,439
Fair Value	93,064	95,523
Debt securities held to maturity
Amortized Cost	23,266	23,804
Fair Value	$ 23,210	$ 23,933

SECURITIES (Investment Securiti

SECURITIES (Investment Securities Continuous Unrealized Loss Position) (Details 2) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Gross Unrealized Losses	$ (1,074)	$ (659)
Fair Value	70,643	48,516
U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	(165)	0
Fair Value	4,864	0
Mortgage-Backed Securities [Member]
Gross Unrealized Losses	(628)	(331)
Fair Value	29,685	17,751
State and Municipal Securities [Member]
Gross Unrealized Losses	(281)	(328)
Fair Value	36,094	30,765
Corporate Debt [Member]
Gross Unrealized Losses	0	0
Fair Value	0	0
Less Than Twelve Months [Member]
Gross Unrealized Losses	(538)	(162)
Fair Value	50,915	19,945
Less Than Twelve Months [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	(165)	0
Fair Value	4,864	0
Less Than Twelve Months [Member] | Mortgage-Backed Securities [Member]
Gross Unrealized Losses	(174)	0
Fair Value	16,009	0
Less Than Twelve Months [Member] | State and Municipal Securities [Member]
Gross Unrealized Losses	(199)	(162)
Fair Value	30,042	19,945
Less Than Twelve Months [Member] | Corporate Debt [Member]
Gross Unrealized Losses	0	0
Fair Value	0	0
Twelve Months Or More [Member]
Gross Unrealized Losses	(536)	(497)
Fair Value	19,728	28,571
Twelve Months Or More [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	0	0
Fair Value	0	0
Twelve Months Or More [Member] | Mortgage-Backed Securities [Member]
Gross Unrealized Losses	(454)	(331)
Fair Value	13,676	17,751
Twelve Months Or More [Member] | State and Municipal Securities [Member]
Gross Unrealized Losses	(82)	(166)
Fair Value	6,052	10,820
Twelve Months Or More [Member] | Corporate Debt [Member]
Gross Unrealized Losses	0	0
Fair Value	$ 0	$ 0

SECURITIES (Additional Informat

SECURITIES (Additional Information) (Details) - Jun. 30, 2015 - USD ($)	Total
Number Of Debt Securities Sold	18
Number Of Debt Securities Available For Sale	36
One Mortgage Backed Debt Security [Member]
Available-for-sale Debt Securities Gross Unrealized Gain	$ 29,000

LOANS (Details Of Loans) (Detai

LOANS (Details Of Loans) (Details) - Class of Financing Receivable [Domain] - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014		Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts Notes and Loans Receivable [Line Items]
Commercial, financial and agricultural	$ 1,630,134		$ 1,495,092
Real estate - construction	219,607		208,769
Real estate - mortgage:
Owner-occupied commercial	930,719		793,917
1-4 family mortgage	392,245		333,455
Other mortgage	627,099		471,363
Subtotal: Real estate - mortgage	1,950,063		1,598,735
Consumer	63,930		57,262
Total Loans	3,863,734		3,359,858
Less: Allowance for loan losses	(40,020)	$ (37,356)	(35,629)	[1]	$ (32,984)	$ (31,728)	$ (30,663)
Net Loans	$ 3,823,714		$ 3,324,229	[1]
Commercial, financial and agricultural, Percentage	42.19%		44.50%
Real estate - construction, Percentage	5.68%		6.21%
Owner-occupied commercial, Real estate - mortgage, Percentage	24.09%		23.63%
1-4 family mortgage, Real estate - mortgage, Percentage	10.15%		9.92%
Other mortgage, Real estate - mortgage, Percentage	16.23%		14.03%
Subtotal: Real estate - mortgage, Percentage	50.47%		47.58%
Consumer, Percentage	1.66%		1.71%
Total Loans, Percentage	100.00%		100.00%
[1]	derived from audited financial statements

LOANS (Loans By Credit Quality

LOANS (Loans By Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,630,134	$ 1,495,092
Real estate - construction	219,607	208,769
Real estate - mortgage:
Owner-occupied commercial	930,719	793,917
1-4 family mortgage	392,245	333,455
Other mortgage	627,099	471,363
Total real estate mortgage	1,950,063	1,598,735
Consumer	63,930	57,262
Total	3,863,734	3,359,858
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,566,548	1,459,356
Real estate - construction	208,726	197,727
Real estate - mortgage:
Owner-occupied commercial	909,165	784,492
1-4 family mortgage	387,048	326,316
Other mortgage	613,360	457,782
Total real estate mortgage	1,909,573	1,568,590
Consumer	63,229	56,559
Total	3,748,076	3,282,232
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	37,582	25,416
Real estate - construction	5,148	5,332
Real estate - mortgage:
Owner-occupied commercial	18,050	6,848
1-4 family mortgage	1,848	4,253
Other mortgage	8,798	9,015
Total real estate mortgage	28,696	20,116
Consumer	37	37
Total	71,463	50,901
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	26,004	10,320
Real estate - construction	5,733	5,710
Real estate - mortgage:
Owner-occupied commercial	3,504	2,577
1-4 family mortgage	3,349	2,886
Other mortgage	4,941	4,566
Total real estate mortgage	11,794	10,029
Consumer	664	666
Total	44,195	26,725
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	0	0
Real estate - construction	0	0
Real estate - mortgage:
Owner-occupied commercial	0	0
1-4 family mortgage	0	0
Other mortgage	0	0
Total real estate mortgage	0	0
Consumer	0	0
Total	$ 0	$ 0

LOANS (Loans By Performance Sta

LOANS (Loans By Performance Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,630,134	$ 1,495,092
Real estate - construction	219,607	208,769
Real estate - mortgage:
Owner-occupied commercial	930,719	793,917
1-4 family mortgage	392,245	333,455
Other mortgage	627,099	471,363
Total real estate mortgage	1,950,063	1,598,735
Consumer	63,930	57,262
Total	3,863,734	3,359,858
Performing Financing Receivable [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,629,272	1,493,995
Real estate - construction	214,523	203,720
Real estate - mortgage:
Owner-occupied commercial	930,643	793,234
1-4 family mortgage	390,831	331,859
Other mortgage	626,535	470,404
Total real estate mortgage	1,948,009	1,595,497
Consumer	63,266	56,596
Total	3,855,070	3,349,808
Nonperforming Financing Receivable [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	862	1,097
Real estate - construction	5,084	5,049
Real estate - mortgage:
Owner-occupied commercial	76	683
1-4 family mortgage	1,414	1,596
Other mortgage	564	959
Total real estate mortgage	2,054	3,238
Consumer	664	666
Total	$ 8,664	$ 10,050

LOANS (Loans By Past Due Status

LOANS (Loans By Past Due Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 5,226	$ 5,838
Non-Accrual	8,194	9,125
Current	3,850,314	3,344,895
Total Loans	3,863,734	3,359,858	[1]
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	3,911	1,423
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	845	3,490
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	470	925
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	3,726	5,803
Non-Accrual	862	172
Current	1,625,546	1,489,117
Total Loans	1,630,134	1,495,092
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	3,488	1,388
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	238	3,490
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	925
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	405	0
Non-Accrual	76	683
Current	930,238	793,234
Total Loans	930,719	793,917
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	405	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
One To Four Family Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	626	14
Non-Accrual	944	1,596
Current	390,675	331,845
Total Loans	392,245	333,455
One To Four Family Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	14
One To Four Family Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	156	0
One To Four Family Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	470	0
Other Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	449	0
Non-Accrual	564	959
Current	626,086	470,404
Total Loans	627,099	471,363
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	449	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,480	14
Non-Accrual	1,584	3,238
Current	1,946,999	1,595,483
Total Loans	1,950,063	1,598,735
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	405	14
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	605	0
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	470	0
Consumer Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	20	21
Non-Accrual	664	666
Current	63,246	56,575
Total Loans	63,930	57,262
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	18	21
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	2	0
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Non-Accrual	5,084	5,049
Current	214,523	203,720
Total Loans	219,607	208,769
Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 0	$ 0
[1]	derived from audited financial statements

LOANS (Analysis of Allowance Fo

LOANS (Analysis of Allowance For Loan Losses By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015		Jun. 30, 2014	Dec. 31, 2014
Allowance For Loan Losses
Balance, beginning of year	$ 37,356	$ 31,728	$ 35,629	[1]	$ 30,663
Charge-offs	(1,471)	(1,375)	(2,368)		(2,682)
Recoveries	73	193	292		251
Provision	4,062	2,438	6,467		4,752
Balance, end of year	40,020	32,984	40,020		32,984
Individually Evaluated for Impairment	6,384		6,384			$ 5,094
Collectively Evaluated for Impairment	33,636		33,636			30,535
Ending Balance	3,863,734		3,863,734			3,359,858	[1]
Individually Evaluated for Impairment	47,067		47,067			26,725
Collectively Evaluated for Impairment	3,816,667		3,816,667			3,333,133
Commercial Financial and Agricultural Financing Receivable [Member]
Allowance For Loan Losses
Balance, beginning of year	16,857	13,505	16,079		13,576
Charge-offs	(1,151)	(142)	(1,228)		(1,364)
Recoveries	6	1	25		46
Provision	3,340	273	4,176		1,379
Balance, end of year	19,052	13,637	19,052		13,637
Individually Evaluated for Impairment	3,235		3,235			1,344
Collectively Evaluated for Impairment	15,817		15,817			14,735
Ending Balance	1,630,134		1,630,134			1,495,092
Individually Evaluated for Impairment	26,030		26,030			10,350
Collectively Evaluated for Impairment	1,604,104		1,604,104			1,484,742
Residential Real Estate Mortgage Loans [Member]
Allowance For Loan Losses
Balance, beginning of year	13,546	10,837	12,112		10,065
Charge-offs	(208)	(890)	(641)		(894)
Recoveries	2	10	103		14
Provision	831	1,566	2,597		2,338
Balance, end of year	14,171	11,523	14,171		11,523
Individually Evaluated for Impairment	1,252		1,252			1,636
Collectively Evaluated for Impairment	12,919		12,919			10,476
Ending Balance	1,950,063		1,950,063			1,598,735
Individually Evaluated for Impairment	14,564		14,564			10,029
Collectively Evaluated for Impairment	1,935,499		1,935,499			1,588,706
Consumer Portfolio Segment [Member]
Allowance For Loan Losses
Balance, beginning of year	1,064	1,045	1,043		944
Charge-offs	(19)	(18)	(24)		(76)
Recoveries	0	2	0		3
Provision	78	61	104		219
Balance, end of year	1,123	1,090	1,123		1,090
Individually Evaluated for Impairment	664		664			666
Collectively Evaluated for Impairment	459		459			377
Ending Balance	63,930		63,930			57,262
Individually Evaluated for Impairment	685		685			666
Collectively Evaluated for Impairment	63,245		63,245			56,596
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Allowance For Loan Losses
Balance, beginning of year	5,889	6,341	6,395		6,078
Charge-offs	(93)	(325)	(475)		(348)
Recoveries	65	180	164		188
Provision	(187)	538	(410)		816
Balance, end of year	5,674	$ 6,734	5,674		$ 6,734
Individually Evaluated for Impairment	1,233		1,233			1,448
Collectively Evaluated for Impairment	4,441		4,441			4,947
Ending Balance	219,607		219,607			208,769
Individually Evaluated for Impairment	5,788		5,788			5,680
Collectively Evaluated for Impairment	$ 213,819		$ 213,819			$ 203,089
[1]	derived from audited financial statements

LOANS (Details Of Company's Imp

LOANS (Details Of Company's Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	$ 13,881	$ 13,881	$ 12,648
Unpaid Principal Balance, with no allowance recorded	14,515	14,515	12,698
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	13,932	14,009	11,708
Interest Income Recognized in Period, with no allowance recorded	134	258	619
Recorded Investment, with an allowance recorded	33,186	33,186	14,077
Unpaid Principal Balance, with an allowance recorded	33,179	33,179	14,557
Related Allowance with an allowance recorded	6,384	6,384	5,094
Average Recorded Investment , with an allowance recorded	33,690	33,665	14,975
Interest Income Recognized in Period, with an allowance recorded	427	786	344
Recorded Investment	47,067	47,067	26,725
Unpaid Principal Balance	47,694	47,694	27,255
Related Allowance	6,384	6,384	5,094
Average Recorded Investment	47,622	47,674	26,683
Interest Income Recognized in Period	561	1,044	963
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	3,315	3,315	7,059
Unpaid Principal Balance, with no allowance recorded	3,323	3,323	7,059
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	3,313	3,376	7,104
Interest Income Recognized in Period, with no allowance recorded	45	63	406
Recorded Investment, with an allowance recorded	22,715	22,715	3,291
Unpaid Principal Balance, with an allowance recorded	22,715	22,715	3,291
Related Allowance with an allowance recorded	3,235	3,235	1,344
Average Recorded Investment , with an allowance recorded	22,739	22,707	3,262
Interest Income Recognized in Period, with an allowance recorded	365	657	156
Recorded Investment	26,030	26,030	10,350
Unpaid Principal Balance	26,038	26,038	10,350
Related Allowance	3,235	3,235	1,344
Average Recorded Investment	26,052	26,083	10,366
Interest Income Recognized in Period	410	720	562
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	4,127	4,127	1,576
Unpaid Principal Balance, with no allowance recorded	4,285	4,285	1,576
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	4,127	4,133	236
Interest Income Recognized in Period, with no allowance recorded	23	59	12
Recorded Investment, with an allowance recorded	2,054	2,054	1,001
Unpaid Principal Balance, with an allowance recorded	2,054	2,054	1,001
Related Allowance with an allowance recorded	105	105	160
Average Recorded Investment , with an allowance recorded	2,059	2,067	1,140
Interest Income Recognized in Period, with an allowance recorded	31	62	29
Recorded Investment	6,181	6,181	2,577
Unpaid Principal Balance	6,339	6,339	2,577
Related Allowance	105	105	160
Average Recorded Investment	6,186	6,200	1,376
Interest Income Recognized in Period	54	121	41
One To Four Family Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	2,362	2,362	542
Unpaid Principal Balance, with no allowance recorded	2,650	2,650	592
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	2,367	2,354	592
Interest Income Recognized in Period, with no allowance recorded	18	38	19
Recorded Investment, with an allowance recorded	1,080	1,080	2,344
Unpaid Principal Balance, with an allowance recorded	1,080	1,080	2,344
Related Allowance with an allowance recorded	448	448	694
Average Recorded Investment , with an allowance recorded	1,082	1,082	2,743
Interest Income Recognized in Period, with an allowance recorded	11	22	56
Recorded Investment	3,442	3,442	2,886
Unpaid Principal Balance	3,730	3,730	2,936
Related Allowance	448	448	694
Average Recorded Investment	3,449	3,436	3,335
Interest Income Recognized in Period	29	60	75
Other Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	2,606	2,606	1,944
Unpaid Principal Balance, with no allowance recorded	2,779	2,779	1,944
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	2,651	2,644	2,283
Interest Income Recognized in Period, with no allowance recorded	41	83	142
Recorded Investment, with an allowance recorded	2,335	2,335	2,622
Unpaid Principal Balance, with an allowance recorded	2,328	2,328	2,622
Related Allowance with an allowance recorded	699	699	782
Average Recorded Investment , with an allowance recorded	2,335	2,542	2,767
Interest Income Recognized in Period, with an allowance recorded	20	40	84
Recorded Investment	4,941	4,941	4,566
Unpaid Principal Balance	5,107	5,107	4,566
Related Allowance	699	699	782
Average Recorded Investment	4,986	5,186	5,050
Interest Income Recognized in Period	61	123	226
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	9,095	9,095	4,062
Unpaid Principal Balance, with no allowance recorded	9,714	9,714	4,112
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	9,145	9,131	3,111
Interest Income Recognized in Period, with no allowance recorded	82	180	173
Recorded Investment, with an allowance recorded	5,469	5,469	5,967
Unpaid Principal Balance, with an allowance recorded	5,462	5,462	5,967
Related Allowance with an allowance recorded	1,252	1,252	1,636
Average Recorded Investment , with an allowance recorded	5,476	5,691	6,650
Interest Income Recognized in Period, with an allowance recorded	62	124	169
Recorded Investment	14,564	14,564	10,029
Unpaid Principal Balance	15,176	15,176	10,079
Related Allowance	1,252	1,252	1,636
Average Recorded Investment	14,621	14,822	9,761
Interest Income Recognized in Period	144	304	342
Consumer Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	21	21	0
Unpaid Principal Balance, with no allowance recorded	26	26	0
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	21	22	0
Interest Income Recognized in Period, with no allowance recorded	0	0	0
Recorded Investment, with an allowance recorded	664	664	666
Unpaid Principal Balance, with an allowance recorded	664	664	666
Related Allowance with an allowance recorded	664	664	666
Average Recorded Investment , with an allowance recorded	664	664	681
Interest Income Recognized in Period, with an allowance recorded	0	5	0
Recorded Investment	685	685	666
Unpaid Principal Balance	690	690	666
Related Allowance	664	664	666
Average Recorded Investment	685	686	681
Interest Income Recognized in Period	0	5	0
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	1,450	1,450	1,527
Unpaid Principal Balance, with no allowance recorded	1,452	1,452	1,527
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	1,453	1,480	1,493
Interest Income Recognized in Period, with no allowance recorded	7	15	40
Recorded Investment, with an allowance recorded	4,338	4,338	4,153
Unpaid Principal Balance, with an allowance recorded	4,338	4,338	4,633
Related Allowance with an allowance recorded	1,233	1,233	1,448
Average Recorded Investment , with an allowance recorded	4,811	4,603	4,382
Interest Income Recognized in Period, with an allowance recorded	0	0	19
Recorded Investment	5,788	5,788	5,680
Unpaid Principal Balance	5,790	5,790	6,160
Related Allowance	1,233	1,233	1,448
Average Recorded Investment	6,264	6,083	5,875
Interest Income Recognized in Period	$ 7	$ 15	$ 59

LOANS (Analysis Of Troubled Deb

LOANS (Analysis Of Troubled Debt Restructuring) (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2014USD ($)Number	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)Number	Dec. 31, 2014USD ($)
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	2		2
Pre- Modification Outstanding Recorded Investment	$ 1,908		$ 1,908
Post- Modification Outstanding Recorded Investment	$ 1,908	$ 8,300	$ 9,200	$ 9,000
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1		1
Pre- Modification Outstanding Recorded Investment	$ 499		$ 499
Post- Modification Outstanding Recorded Investment	$ 499		$ 499
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0		0
Pre- Modification Outstanding Recorded Investment	$ 0		$ 0
Post- Modification Outstanding Recorded Investment	$ 0		$ 0
One To Four Family Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0		0
Pre- Modification Outstanding Recorded Investment	$ 0		$ 0
Post- Modification Outstanding Recorded Investment	$ 0		$ 0
Other Real Estate Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1		1
Pre- Modification Outstanding Recorded Investment	$ 1,409		$ 1,409
Post- Modification Outstanding Recorded Investment	$ 1,409		$ 1,409
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1		1
Pre- Modification Outstanding Recorded Investment	$ 1,409		$ 1,409
Post- Modification Outstanding Recorded Investment	$ 1,409		$ 1,409
Consumer Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0		0
Pre- Modification Outstanding Recorded Investment	$ 0		$ 0
Post- Modification Outstanding Recorded Investment	$ 0		$ 0
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts	0		0
Pre- Modification Outstanding Recorded Investment	$ 0		$ 0
Post- Modification Outstanding Recorded Investment	$ 0		$ 0

LOANS (Additional Information)

LOANS (Additional Information) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Troubled Debt Restructuring Debtor Current Period [Line Items]
Troubled Debt Restructurings	$ 1,908	$ 8,300	$ 9,200	$ 9,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 1,200	2,200	$ 1,000
Payments of Debt Restructuring Costs			$ 2,200

EMPLOYEE AND DIRECTOR BENEFIT44

EMPLOYEE AND DIRECTOR BENEFITS (Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model) (Details)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	24.00%	19.25%
Expected dividends	0.71%	1.45%
Expected term (in years)	6 years 3 months	7 years 9 months
Risk-free rate	1.85%	2.33%

EMPLOYEE AND DIRECTOR BENEFIT45

EMPLOYEE AND DIRECTOR BENEFITS (Summary Of Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, Outstanding at beginning of year	1,622,917	2,328,900
Shares, Granted	160,000	114,000
Shares, Exercised	(386,500)	(779,400)
Shares, Forfeited	(7,500)	0
Shares, Outstanding at end of year	1,388,917	1,663,500
Shares, Exercisable	272,418	506,232
Weighted Average Exercise Price, Outstanding at beginning of year	$ 9.38	$ 7.69
Weighted Average Exercise Price, Granted	33.16	13.83
Weighted Average Exercise Price, Exercised	6.97	5.63
Weighted Average Exercise Price, Forfeited	10	0
Weighted Average Exercise Price, Outstanding at end of year	12.51	9.08
Weighted Average Exercise Price, Exercisable	$ 9.02	$ 5.24
Weighted Average Remaining Contractual Term (years), Outstanding at beginning	5 years 10 months 24 days	5 years 6 months
Weighted Average Remaining Contractual Term (years), Granted	9 years 8 months 12 days	9 years 7 months 6 days
Weighted Average Remaining Contractual Term (years), Exercised	3 years 2 months 12 days	2 years 9 months 18 days
Weighted Average Remaining Contractual Term (years), Forfeited	6 years 9 months 18 days
Weighted Average Remaining Contractual Term (years), Outstanding at ending	6 years 6 months	6 years 3 months 18 days
Weighted Average Remaining Contractual Term (years), Exercisable	4 years 9 months 18 days	3 years 4 months 24 days
Aggregate Intrinsic Value, Outstanding at beginning of year	$ 38,256	$ 14,300
Aggregate Intrinsic Value, Granted	0	0
Aggregate Intrinsic Value, Exercised	12,875	18,069
Aggregate Intrinsic Value, Forfeited	207	0
Aggregate Intrinsic Value, Outstanding at end of year	34,425	32,818
Aggregate Intrinsic Value, Exercisable	$ 7,779	$ 11,931

EMPLOYEE AND DIRECTOR BENEFIT46

EMPLOYEE AND DIRECTOR BENEFITS (Additional Information) (Details) - USD ($)	1 Months Ended	3 Months Ended		6 Months Ended
	Apr. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation		$ 263,000	$ 2,100,000	$ 564,000	$ 3,102,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value				$ 8.37	$ 2.95
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized		$ 2,200,000		$ 2,200,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition				1 year 9 months 18 days
Non Routine Expenses			$ 703,000		$ 1,800,000
Stock Issued During Period, Shares, Restricted Stock Award, Forfeited		7,500
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized		$ 695,000		$ 695,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition				1 year 2 months 12 days
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures, Total				232,088
Plan 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant		3,075,000		3,075,000
Plan 2009 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant		2,775,000		2,775,000
Share-based Compensation Arrangement by Share-based Payment Award, Other Share Increase (Decrease)	1,500,000

FAIR VALUE MEASUREMENT (Financi

FAIR VALUE MEASUREMENT (Financial Assets And Financial Liabilities Carried At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 305,985	$ 298,310
Fair Value Measurements Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	305,985	298,310
Fair Value Measurements Recurring [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	51,372	51,138
Fair Value Measurements Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	93,064	95,523
Fair Value Measurements Recurring [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	145,535	135,663
Fair Value Measurements Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	16,014	15,986
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	305,985	298,310
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	51,372	51,138
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	93,064	95,523
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	145,535	135,663
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	16,014	15,986
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 0	$ 0

FAIR VALUE MEASUREMENT (Carryin

FAIR VALUE MEASUREMENT (Carrying Amount And Estimated Fair Value Of Financial Instruments) (Details) - Fair Value Measurements Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 40,683	$ 21,631
Other real estate owned and repossessed assets	8,235	6,840
Total assets at fair value	48,918	28,471
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	40,683	21,631
Other real estate owned and repossessed assets	8,235	6,840
Total assets at fair value	$ 48,918	$ 28,471

FAIR VALUE MEASUREMENT (Finan49

FAIR VALUE MEASUREMENT (Financial Assets And Liabilities Carried At Fair Value On Recurring Basis Or Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial Assets:
Cash and Due from Banks, Total	$ 49,731	$ 48,519	[1]
Available for sale debt securities	305,985	298,310	[1]
Held to maturity debt securities	29,023	29,355	[1]
Restricted equity securities	4,954	3,921	[1]
Federal funds sold	17,622	891	[1]
Mortgage loans held for sale	11,722	5,984	[1]
Bank owned life insurance contracts	90,281	86,288	[1]
Loans, net	3,823,714	3,324,229	[1]
Financial Liabilities:
Federal funds purchased	273,095	264,315	[1]
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and Due from Banks, Total	118,835	296,573
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	305,985	298,310
Held to maturity debt securities	29,023	29,355
Restricted equity securities	4,954	3,921
Federal funds sold	17,622	891
Mortgage loans held for sale	11,722	5,984
Bank owned life insurance contracts	90,281	86,288
Financial Liabilities:
Deposits	3,729,132	3,398,160
Federal funds purchased	273,095	264,315
Other borrowings	21,016	19,973
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	3,823,714	3,324,229
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and Due from Banks, Total	118,835	296,573
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	305,985	298,310
Held to maturity debt securities	29,348	29,974
Restricted equity securities	4,954	3,921
Federal funds sold	17,622	891
Mortgage loans held for sale	11,722	5,984
Bank owned life insurance contracts	90,281	86,288
Financial Liabilities:
Deposits	3,729,793	3,399,261
Federal funds purchased	273,095	264,315
Other borrowings	21,016	19,973
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	$ 3,826,879	$ 3,327,371
[1]	derived from audited financial statements

FAIR VALUE MEASUREMENT (Additio

FAIR VALUE MEASUREMENT (Additional Information) (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Asset Impairment Charges	$ 2,335,000	$ 1,321,000	$ 3,636,000	$ 3,556,000
Real Estate Owned, Amount of Loss at Acquisition	$ 124,000	$ 226,000	229,000	$ 561,000
Mortgage Loans on Real Estate, Foreclosures			$ 1,693,000		$ 684,000

SUBSEQUENT EVENTS (Additional I

SUBSEQUENT EVENTS (Additional Information) (Details) - Jul. 15, 2015 - Subsequent Event [Member] - Private Placement [Member] - USD ($) $ in Thousands	Total
Subsequent Event [Line Items]
Subordinated Debt	$ 34,750
Subordinated Borrowing, Interest Rate	5.00%
Subordinated Borrowing, Due Date	Jul. 15, 2020

Uncategorized Items - sfbs-2015

Label	Element	Value
Net Income (Loss) Attributable to Parent	us-gaap_NetIncomeLoss	$ 11,585
Net Income (Loss) Attributable to Parent	us-gaap_NetIncomeLoss	14,469
Gain (Loss) on Sale of Securities, Net	us-gaap_GainLossOnSaleOfSecuritiesNet	0
Gain (Loss) on Sale of Securities, Net	us-gaap_GainLossOnSaleOfSecuritiesNet	0
Bank Owned Life Insurance Income	us-gaap_BankOwnedLifeInsuranceIncome	546
Bank Owned Life Insurance Income	us-gaap_BankOwnedLifeInsuranceIncome	$ 660