ServisFirst Bancshares (SFBS) 10-Q 3 May 16 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2016	Apr. 28, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Entity Registrant Name	ServisFirst Bancshares, Inc.
Entity Central Index Key	1,430,723
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Trading Symbol	SFBS
Entity Common Stock, Shares Outstanding		26,211,948

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 56,714	$ 46,614	[1]
Interest-bearing balances due from depository institutions	440,513	270,836	[1]
Federal funds sold	28,410	34,785	[1]
Cash and cash equivalents	525,637	352,235	[1]
Available for sale debt securities, at fair value	334,567	342,938
Held to maturity debt securities (fair value of $28,409 and $27,910 at March 31, 2016 and December 31, 2015, respectively)	27,539	27,426	[1]
Equity securities	5,667	4,954	[1]
Mortgage loans held for sale	5,090	8,249	[1]
Loans	4,340,900	4,216,375	[1]
Less allowance for loan losses	(45,145)	(43,419)	[1]
Loans, net	4,295,755	4,172,956	[1]
Premises and equipment, net	20,989	19,434	[1]
Accrued interest and dividends receivable	13,416	13,698	[1]
Deferred tax assets	22,697	23,425	[1]
Other real estate owned and repossessed assets	4,044	5,392	[1]
Bank owned life insurance contracts	92,218	91,594	[1]
Goodwill and other identifiable intangible assets	15,239	15,330	[1]
Other assets	15,741	17,878	[1]
Total assets	5,378,599	5,095,509	[1]
Deposits:
Noninterest-bearing	1,070,275	1,053,467	[1]
Interest-bearing	3,269,472	3,170,421	[1]
Total deposits	4,339,747	4,223,888	[1]
Federal funds purchased	497,885	352,360	[1]
Other borrowings	55,543	55,637	[1]
Accrued interest payable	3,643	2,369	[1]
Other liabilities	10,841	12,108	[1]
Total liabilities	4,907,659	4,646,362	[1]
Stockholders' equity:
Common stock, par value $.001 per share; 50,000,000 shares authorized; 26,182,698 shares issued and outstanding at March 31, 2016 and 25,972,698 shares issued and outstanding at December 31, 2015	26	26	[1]
Additional paid-in capital	215,948	211,546	[1]
Retained earnings	249,704	234,150	[1]
Accumulated other comprehensive income	4,885	3,048	[1]
Total stockholders' equity attributable to ServisFirst Bancshares, Inc.	470,563	448,770	[1]
Noncontrolling interest	377	377	[1]
Total stockholders' equity	470,940	449,147	[1]
Total liabilities and stockholders' equity	5,378,599	5,095,509	[1]
Series A Preferred Stock [Member]
Stockholders' equity:
Preferred stock	0	0	[1]
Undesignated Preferred Stock [Member]
Stockholders' equity:
Preferred stock	$ 0	$ 0	[1]
[1]	derived from audited financial statements

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Held to maturity debt securities, fair value	$ 28,409	$ 27,910
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	26,182,698	25,972,698
Common stock, shares outstanding	26,182,698	25,972,698
Series A Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, authorized	40,000	40,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Undesignated Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, authorized	1,000,000	1,000,000
Preferred stock, undesignated	960,000	960,000

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest income:
Interest and fees on loans	$ 47,247	$ 38,646
Taxable securities	1,269	1,128
Nontaxable securities	858	860
Federal funds sold	73	77
Other interest and dividends	514	72
Total interest income	49,961	40,783
Interest expense:
Deposits	4,361	3,270
Borrowed funds	1,421	476
Total interest expense	5,782	3,746
Net interest income	44,179	37,037
Provision for loan losses	2,059	2,405
Net interest income after provision for loan losses	42,120	34,632
Noninterest income:
Service charges on deposit accounts	1,307	1,207
Mortgage banking	668	454
Securities gains	0	29
Increase in cash surrender value of life insurance	624	648
Other operating income	1,127	739
Total noninterest income	3,726	3,077
Noninterest expense:
Salaries and employee benefits	11,067	9,008
Equipment and occupancy expense	1,985	1,661
Professional services	738	568
FDIC and other regulatory assessments	750	620
OREO expense	449	214
Merger expense	0	2,096
Other operating expense	4,592	4,584
Total noninterest expense	19,581	18,751
Income before income taxes	26,265	18,958
Provision for income taxes	8,616	5,903
Net income	17,649	13,055
Preferred stock dividends	0	100
Net income available to common stockholders	$ 17,649	$ 12,955
Basic earnings per common share	$ 0.68	$ 0.51
Diluted earnings per common share	$ 0.66	$ 0.49

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net income	$ 17,649	$ 13,055
Other comprehensive income, net of tax:
Unrealized holding gains arising during period from securities available for sale, net of tax of $984 and $401 for 2016 and 2015, respectively	1,837	745
Reclassification adjustment for net gain on sale of securities in net income, net of tax of $10	0	(19)
Other comprehensive income, net of tax	1,837	726
Comprehensive income	$ 19,486	$ 13,781

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Unrealized holding (losses) gains arising during period from securities available for sale	$ 984	$ 401
Reclassification adjustment for net gains on sale of securities in net income	$ 10	$ 10

CONSOLIDATED STATEMENT OF STOCK

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total		Preferred Stock [Member]	Common Stock [Member]	Additional Paid In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Noncontrolling Interest [Member]
Beginning Balance at Dec. 31, 2014	$ 407,213		$ 39,958	$ 25	$ 185,397	$ 177,091	$ 4,490	$ 252
Common dividends declared	(1,539)		0	0	0	(1,539)	0	0
Preferred dividends paid	(100)		0	0	0	(100)	0	0
Exercise stock options and warrants, including tax benefit	1,326		0	0	1,326	0	0	0
Issue shares of REIT preferred stock	125		0	0	0	0	0	125
Issue 636,592 shares of common stock as consideration for Metro Bancshares, Inc. acquisition	19,356		0	1	19,355	0	0	0
Excess tax benefit on exercise and vesting of stock options	995		0	0	995	0	0	0
Stock-based compensation expense	301		0	0	301	0	0	0
Other comprehensive income, net of tax	726		0	0	0	0	726	0
Net income	13,055		0	0	0	13,055	0	0
Ending Balance at Mar. 31, 2015	441,458		39,958	26	207,374	188,507	5,216	377
Beginning Balance at Dec. 31, 2015	449,147	[1]	0	26	211,546	234,150	3,048	377
Common dividends declared	(2,095)		0	0	0	(2,095)	0	0
Exercise stock options and warrants, including tax benefit	1,752		0	0	1,752	0	0	0
Issue shares of REIT preferred stock	0
Excess tax benefit on exercise and vesting of stock options	2,307		0	0	2,307	0	0	0
Stock-based compensation expense	343		0	0	343	0	0	0
Other comprehensive income, net of tax	1,837		0	0	0	0	1,837	0
Net income	17,649		0	0	0	17,649	0	0
Ending Balance at Mar. 31, 2016	$ 470,940		$ 0	$ 26	$ 215,948	$ 249,704	$ 4,885	$ 377
[1]	derived from audited financial statements

CONSOLIDATED STATEMENT OF STOC8

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Stock Options And Warrants Exercised		215,500
Stock Options And Warrants Exercised	205,500
Common Dividends Declared Per Share	$ 0.08	$ 0.06
Issue shares of REIT preferred		125
Common Stock [Member]
Stock Issued During Period, Shares, New Issues		636,592

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
OPERATING ACTIVITIES
Net income	$ 17,649	$ 13,055
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred tax (benefit) expense	(255)	3,941
Provision for loan losses	2,059	2,405
Depreciation	730	512
Accretion on acquired loans	(290)	(369)
Amortization of core deposit intangible	91	74
Net amortization of debt securities available for sale	634	634
Decrease (increase) in accrued interest and dividends receivable	282	(293)
Stock-based compensation expense	343	301
Increase in accrued interest payable	1,274	576
Proceeds from sale of mortgage loans held for sale	27,918	24,475
Originations of mortgage loans held for sale	(24,091)	(30,421)
Gain on sale of mortgage loans held for sale	(668)	(454)
Gain on sale of debt securities available for sale	0	(29)
Net loss (gain) on sale of other real estate owned and repossessed assets	19	(20)
Write down of other real estate owned	373	125
Increase in cash surrender value of life insurance contracts	(624)	(648)
Losses of tax credit partnerships	38	38
Excess tax benefits from the exercise of stock options and vesting of stock awards	(2,307)	(995)
Net change in other assets, liabilities, and other operating activities	1,792	(1,029)
Net cash provided by operating activities	24,967	11,878
INVESTMENT ACTIVITIES
Purchase of debt securities available for sale	(10,069)	(5,334)
Proceeds from maturities, calls and paydowns of debt securities available for sale	21,119	9,688
Proceeds from sale of debt securities available for sale	0	16,548
Purchase of debt securities held to maturity	(439)	0
Proceeds from maturities, calls and paydowns of debt securities held to maturity	326	229
Increase in loans	(124,622)	(100,510)
Purchase of premises and equipment	(2,285)	(301)
Purchase of equity securities	(708)	(533)
Proceeds from sale of other real estate owned and repossessed assets	1,013	1,928
Expenditures to complete construction of other real estate owned	(3)	0
Net cash paid in acquisition of Metro Bancshares, Inc.	0	(12,883)
Net cash used in investing activities	(115,668)	(91,168)
FINANCING ACTIVITIES
Increase in noninterest-bearing deposits	16,808	9,005
Increase in interest-bearing deposits	99,051	55,844
Increase in federal funds purchased	145,525	14,410
Paydown of Federal Home Loan Bank advance	(100)	(100)
Proceeds from sale of preferred shares	0	125
Proceeds from exercise of stock options and warrants	1,752	1,326
Excess tax benefits from exercise of stock options and warrants	2,307	995
Dividends on common stock	(1,240)	0
Dividends on preferred stock	0	(100)
Net cash provided by financing activities	264,103	81,505
Net increase in cash and cash equivalents	173,402	2,215
Cash and cash equivalents at beginning of year	352,235	297,464
Cash and cash equivalents at end of year	525,637	299,679
Cash paid for:
Interest	4,508	3,081
Income taxes	674	530
Income tax refund for Metro Bancshares, Inc. loss carryback	(867)	0
NONCASH TRANSACTIONS
Other real estate acquired in settlement of loans	1,076	1,202
Internally financed sales of other real estate owned and repossessed assets	1,022	452
Dividends declared	2,095	1,539
Fair value of assets and liabilities from acquisition:
Fair value of tangible assets acquired	0	201,821
Other intangible assets acquired	0	18,143
Fair value of liabilities assumed	0	(179,682)
Net identifiable assets acquired over liabilities assumed	$ 0	$ 40,282

GENERAL

GENERAL	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
GENERAL	NOTE 1 - GENERAL The accompanying consolidated financial statements in this report have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission, including Regulation S-X and the instructions for Form 10-Q, and have not been audited. These consolidated financial statements do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments necessary to present fairly the consolidated financial position and the consolidated results of operations for the interim periods have been made. All such adjustments are of a normal nature. The consolidated results of operations are not necessarily indicative of the consolidated results of operations which ServisFirst Bancshares, Inc. (the “Company”) may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company’s Form 10-K for the year ended December 31, 2015. All reported amounts are in thousands except share and per share data.

ACQUISITION

ACQUISITION	3 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
ACQUISITION	NOTE 2 - ACQUISITION On January 31, 2015, the Company completed its acquisition of Metro and Metro Bank, its wholly-owned bank subsidiary, for an aggregate of $ 20.9 636,592 January 31, 2015 As recorded by Fair value As recorded by Assets acquired: Cash and cash equivalents $ 8,543 $ - $ 8,543 Debt securities 28,833 (41) a 28,792 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 762 c 8,368 Accrued interest receivable 484 - 484 Deferred taxes 754 3,153 d 3,907 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 3,686 $ 207,075 Liabilities assumed: Deposits 175,236 518 g 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 996 - 996 Total liabilities assumed $ 179,896 $ 514 $ 180,410 Net assets acquired $ 23,493 $ 3,172 $ 26,665 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid $ (40,282) Goodwill $ 13,617 (1) The Company’s acquisition of Metro closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. To the extent that any of the preliminary fair value adjustments are revised in future periods, the resultant fair values and the amount of goodwill recorded by the Company will change. Explanation of preliminary fair value adjustments: a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt. The estimated fair value of the purchased credit impaired loans acquired in the Metro transaction on January 31, 2015 was $ 5.1 Pro forma financial information is not provided because such amounts are immaterial to the Company’s consolidated financial statements.

CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS	3 Months Ended
	Mar. 31, 2016
Cash and Cash Equivalents [Abstract]
CASH AND CASH EQUIVALENTS	NOTE 3 - CASH AND CASH EQUIVALENTS Cash on hand, cash items in process of collection, amounts due from banks, and federal funds sold are included in cash and cash equivalents.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	NOTE 4 - EARNINGS PER COMMON SHARE Basic earnings per common share are computed by dividing net income by the weighted average number of common shares outstanding during the period. Three Months Ended March 31, 2016 2015 (In Thousands, Except Shares and Earnings per common share Weighted average common shares outstanding 26,097,363 25,396,241 Net income available to common stockholders $ 17,649 $ 12,955 Basic earnings per common share $ 0.68 $ 0.51 Weighted average common shares outstanding 26,097,363 25,396,241 Dilutive effects of assumed conversions and exercise of stock options and warrants 469,447 841,739 Weighted average common and dilutive potential common shares outstanding 26,566,810 26,237,980 Net income, available to common stockholders $ 17,649 $ 12,955 Diluted earnings per common share $ 0.66 $ 0.49

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
SECURITIES	NOTE 5 - SECURITIES Amortized Cost Gross Gross Fair Value (In Thousands) March 31, 2016 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 42,566 $ 1,022 $ - $ 43,588 Mortgage-backed securities 128,912 3,429 (13) 132,328 State and municipal securities 140,659 3,058 (29) 143,688 Corporate debt 14,920 76 (33) 14,963 Total $ 327,057 $ 7,585 $ (75) $ 334,567 Securities Held to Maturity Mortgage-backed securities $ 21,339 $ 472 $ (72) $ 21,739 State and municipal securities 6,200 471 (1) 6,670 Total $ 27,539 $ 943 $ (73) $ 28,409 December 31, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 44,581 $ 569 $ (141) $ 45,009 Mortgage-backed securities 135,363 1,945 (354) 136,954 State and municipal securities 143,403 2,731 (101) 146,033 Corporate debt 14,902 67 (27) 14,942 Total $ 338,249 $ 5,312 $ (623) $ 342,938 Securities Held to Maturity Mortgage-backed securities $ 21,666 $ 368 $ (332) $ 21,702 State and municipal securities 5,760 449 (1) 6,208 Total $ 27,426 $ 817 $ (333) $ 27,910 March 31, 2016 December 31, 2015 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Due within one year $ 22,124 $ 22,282 $ 16,770 $ 16,868 Due from one to five years 146,175 149,370 153,880 156,311 Due from five to ten years 29,846 30,587 32,236 32,805 Due after ten years - - - - Mortgage-backed securities 128,912 132,328 135,363 136,954 $ 327,057 $ 334,567 $ 338,249 $ 342,938 Debt securities held to maturity Due from five to ten years $ 627 $ 660 $ 627 $ 659 Due after ten years 5,573 6,010 5,133 5,549 Mortgage-backed securities 21,339 21,739 21,666 21,702 $ 27,539 $ 28,409 $ 27,426 $ 27,910 All mortgage-backed securities are with government-sponsored enterprises (GSEs) such as Federal National Mortgage Association, Government National Mortgage Association, Federal Home Loan Bank, and Federal Home Loan Mortgage Corporation. The following table identifies, as of March 31, 2016 and December 31, 2015, the Company’s investment securities that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 or more months. At March 31, 2016, 11 of the Company’s 750 debt securities had been in an unrealized loss position for 12 or more months. The Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell the securities before recovery of their amortized cost, which may be maturity; accordingly, the Company does not consider these securities to be other-than-temporarily impaired at March 31, 2016. Further, the Company believes any deterioration in value of its current investment securities is attributable to changes in market interest rates and not credit quality of the issuer. Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) March 31, 2016: U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - (85) 8,669 (85) 8,669 State and municipal securities (23) 5,988 (7) 1,109 (30) 7,097 Corporate debt (33) 7,936 - - (33) 7,936 Total $ (56) $ 13,924 $ (92) $ 9,778 $ (148) $ 23,702 December 31, 2015: U.S. Treasury and government sponsored agencies $ (141) $ 3,886 $ - $ - $ (141) $ 3,886 Mortgage-backed securities (354) 56,609 (332) 11,712 (686) 68,321 State and municipal securities (55) 15,464 (47) 4,531 (102) 19,995 Corporate debt (27) 2,961 - - (27) 2,961 Total $ (577) $ 78,920 $ (379) $ 16,243 $ (956) $ 95,163

LOANS

LOANS	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
LOANS	NOTE 6 – LOANS March 31, December 31, 2016 2015 (Dollars In Thousands) Commercial, financial and agricultural $ 1,799,133 $ 1,760,479 Real estate - construction 254,254 243,267 Real estate - mortgage: Owner-occupied commercial 1,055,852 1,014,669 1-4 family mortgage 458,031 444,134 Other mortgage 723,542 698,779 Subtotal: Real estate - mortgage 2,237,425 2,157,582 Consumer 50,088 55,047 Total Loans 4,340,900 4,216,375 Less: Allowance for loan losses (45,145) (43,419) Net Loans $ 4,295,755 $ 4,172,956 Commercial, financial and agricultural 41.45 % 41.75 % Real estate - construction 5.86 % 5.77 % Real estate - mortgage: Owner-occupied commercial 24.32 % 24.07 % 1-4 family mortgage 10.55 % 10.53 % Other mortgage 16.67 % 16.57 % Subtotal: Real estate - mortgage 51.54 % 51.17 % Consumer 1.15 % 1.31 % Total Loans 100.00 % 100.00 % The credit quality of the loan portfolio is summarized no less frequently than quarterly using categories similar to the standard asset classification system used by the federal banking agencies. The following table presents credit quality indicators for the loan loss portfolio segments and classes. These categories are utilized to develop the associated allowance for loan losses using historical losses adjusted for current economic conditions defined as follows: ⋅ Pass – loans which are well protected by the current net worth and paying capacity of the obligor(s) or by the fair value, less cost to acquire and sell, of any underlying collateral. ⋅ Special Mention – loans with potential weakness that may, if not reversed or corrected, weaken the credit or inadequately protect the Company’s position at some future date. These loans are not adversely classified and do not expose an institution to sufficient risk to warrant an adverse classification. ⋅ Substandard – loans that exhibit well-defined weakness or weaknesses that presently jeopardize debt repayment. These loans are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. ⋅ Doubtful – loans that have all the weaknesses inherent in loans classified substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. Special March 31, 2016 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,736,917 $ 42,155 $ 20,061 $ - $ 1,799,133 Real estate - construction 242,654 6,884 4,716 - 254,254 Real estate - mortgage: Owner-occupied commercial 1,032,774 6,371 16,707 - 1,055,852 1-4 family mortgage 452,482 2,596 2,953 - 458,031 Other mortgage 708,749 11,263 3,530 - 723,542 Total real estate - mortgage 2,194,005 20,230 23,190 - 2,237,425 Consumer 50,028 30 30 - 50,088 Total $ 4,223,604 $ 69,299 $ 47,997 $ - $ 4,340,900 Special December 31, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,701,591 $ 47,393 $ 11,495 $ - $ 1,760,479 Real estate – construction 233,046 6,221 4,000 - 243,267 Real estate - mortgage: Owner-occupied commercial 988,762 18,169 7,738 - 1,014,669 1-4 family mortgage 437,834 3,301 2,999 - 444,134 Other mortgage 683,157 11,086 4,536 - 698,779 Total real estate - mortgage 2,109,753 32,556 15,273 - 2,157,582 Consumer 54,973 42 32 - 55,047 Total $ 4,099,363 $ 86,212 $ 30,800 $ - $ 4,216,375 March 31, 2016 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,797,280 $ 1,853 $ 1,799,133 Real estate - construction 250,838 3,416 254,254 Real estate - mortgage: Owner-occupied commercial 1,055,852 - 1,055,852 1-4 family mortgage 457,589 442 458,031 Other mortgage 722,737 805 723,542 Total real estate - mortgage 2,236,178 1,247 2,237,425 Consumer 50,054 34 50,088 Total $ 4,334,350 $ 6,550 $ 4,340,900 December 31, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,758,561 $ 1,918 $ 1,760,479 Real estate - construction 239,267 4,000 243,267 Real estate - mortgage: Owner-occupied commercial 1,014,669 - 1,014,669 1-4 family mortgage 443,936 198 444,134 Other mortgage 697,160 1,619 698,779 Total real estate - mortgage 2,155,765 1,817 2,157,582 Consumer 55,015 32 55,047 Total $ 4,208,608 $ 7,767 $ 4,216,375 March 31, 2016 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 39 $ - $ - $ 39 $ 1,853 $ 1,797,241 $ 1,799,133 Real estate - construction 110 - - 110 3,416 250,728 254,254 Real estate - mortgage: Owner-occupied commercial 1,041 - - 1,041 - 1,054,811 1,055,852 1-4 family mortgage 592 - 250 842 192 456,997 458,031 Other mortgage - - 163 163 642 722,737 723,542 Total real estate - mortgage 1,633 - 413 2,046 834 2,234,545 2,237,425 Consumer 19 32 4 55 30 50,003 50,088 Total $ 1,801 $ 32 $ 417 $ 2,250 $ 6,133 $ 4,332,517 $ 4,340,900 December 31, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 50 $ 35 $ - $ 85 $ 1,918 $ 1,758,476 $ 1,760,479 Real estate - construction 198 12 - 210 4,000 239,057 243,267 Real estate - mortgage: Owner-occupied commercial - - - - - 1,014,669 1,014,669 1-4 family mortgage - 210 - 210 198 443,726 444,134 Other mortgage - - - - 1,619 697,160 698,779 Total real estate - mortgage - 210 - 210 1,817 2,155,555 2,157,582 Consumer 45 6 1 52 31 54,964 55,047 Total $ 293 $ 263 $ 1 $ 557 $ 7,766 $ 4,208,052 $ 4,216,375 The allowance for loan losses is maintained at a level which, in management’s judgment, is adequate to absorb credit losses inherent in the loan portfolio. The amount of the allowance is based on management’s evaluation of the collectability of the loan portfolio, including the nature of the portfolio, credit concentrations, trends in historical loss experience, specific impaired loans, economic conditions, and other risks inherent in the portfolio. Allowances for impaired loans are generally determined based on collateral values or the present value of the estimated cash flows. The allowance is increased by a provision for loan losses, which is charged to expense, and reduced by charge-offs, net of recoveries. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for losses on loans. Such agencies may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination. The methodology utilized for the calculation of the allowance for loan losses is divided into four distinct categories. Those categories include allowances for non-impaired loans (ASC 450), impaired loans (ASC 310), external qualitative factors, and internal qualitative factors. A description of each category of the allowance for loan loss methodology is listed below. Non-Impaired Loans. Non-impaired loans are grouped into the following homogeneous loan pools by loan type: commercial and industrial, construction and development, commercial real estate, second lien home equity lines of credit, and all other loans. Each loan pool is stratified by internal risk rating and multiplied by a loss allocation percentage derived from the loan pool historical loss rate. The historical loss rate is based on an age weighted five year history of net charge-offs experienced by pool, with the most recent net charge-off experience given a greater weighting. This results in the expected loss rate per year, adjusted by a qualitative adjustment factor and a years-to-impairment factor, for each pool of loans to derive the total amount of allowance for non-impaired loans. Impaired Loans. External Qualitative Factors . The determination of the portion of the allowance for loan losses relating to external qualitative factors is based on consideration of the following factors: gross domestic product growth rate, changes in prime rate, delinquency trends, peer delinquency trends, year over year loan growth and state unemployment rate trends. Data for the three most recent periods is utilized in the calculation for each external qualitative component. The factors have a consistent weighted methodology to calculate the amount of allowance due to external qualitative factors. Internal Qualitative Factors . The determination of the portion of the allowance for loan losses relating to internal qualitative factors is based on the consideration of criteria which includes the following: number of extensions and deferrals, single pay and interest only loans, current financial information, credit concentrations and risk grade accuracy. A self-assessment for each of the criteria is made with a consistent weighted methodology used to calculate the amount of allowance required for internal qualitative factors. Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended March 31, 2016 Allowance for loan losses: Balance at December 31, 2015 $ 21,495 $ 5,432 $ 16,061 $ 431 $ 43,419 Charge-offs (50) (381) - (18) (449) Recoveries 3 16 97 - 116 Provision 1,391 (62) 743 (13) 2,059 Balance at March 31, 2016 $ 22,839 $ 5,005 $ 16,901 $ 400 $ 45,145 Three Months Ended March 31, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (77) (382) (433) (5) (897) Recoveries 19 99 101 - 219 Provision 836 (223) 1,766 26 2,405 Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 As of March 31, 2016 Allowance for loan losses: Individually Evaluated for Impairment $ 3,645 $ 793 $ 1,733 $ 30 $ 6,201 Collectively Evaluated for Impairment 19,194 4,212 15,168 370 38,944 Loans: Ending Balance $ 1,799,133 $ 254,254 $ 2,237,425 $ 50,088 $ 4,340,900 Individually Tested for Impairment 20,075 4,767 25,762 39 50,643 Collectively Evaluated for Impairment 1,779,058 249,487 2,211,663 50,049 4,290,257 As of December 31, 2015 Allowance for loan losses: Individually Evaluated for Impairment $ 2,698 $ 1,223 $ 1,730 $ 32 $ 5,683 Collectively Evaluated for Impairment 18,797 4,209 14,331 399 37,736 Loans: Ending Balance $ 1,760,479 $ 243,267 $ 2,157,582 $ 55,047 $ 4,216,375 Individually Evaluated for Impairment 11,513 4,052 17,880 46 33,491 Collectively Evaluated for Impairment 1,748,966 239,215 2,139,702 55,001 4,182,884 March 31, 2016 For the three months ended March 31, 2016 Interest Unpaid Average Income Recorded Principal Related Recorded Recognized Investment Balance Allowance Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 2,176 $ 2,184 $ - $ 2,182 $ 24 Real estate - construction 776 1,640 - 1,242 1 Real estate - mortgage: Owner-occupied commercial 11,384 11,545 - 11,925 166 1-4 family mortgage 2,105 2,272 - 2,335 42 Other mortgage 3,085 3,078 - 3,100 43 Total real estate - mortgage 16,574 16,895 - 17,360 251 Consumer 9 13 - 9 - Total with no allowance recorded 19,535 20,732 - 20,793 276 With an allowance recorded: Commercial, financial and agricultural 17,899 19,899 3,645 18,009 280 Real estate - construction 3,991 3,991 793 3,966 19 Real estate - mortgage: Owner-occupied commercial 7,895 7,895 1,253 7,948 94 1-4 family mortgage 848 848 345 846 5 Other mortgage 445 445 135 451 4 Total real estate - mortgage 9,188 9,188 1,733 9,245 103 Consumer 30 30 30 31 - Total with allowance recorded 31,108 33,108 6,201 31,251 402 Total Impaired Loans: Commercial, financial and agricultural 20,075 22,083 3,645 20,191 304 Real estate - construction 4,767 5,631 793 5,208 20 Real estate - mortgage: Owner-occupied commercial 19,279 19,440 1,253 19,873 260 1-4 family mortgage 2,953 3,120 345 3,181 47 Other mortgage 3,530 3,523 135 3,551 47 Total real estate - mortgage 25,762 26,083 1,733 26,605 354 Consumer 39 43 30 40 - Total impaired loans $ 50,643 $ 53,840 $ 6,201 $ 52,044 $ 678 December 31, 2015 For the twelve months ended December 31, 2015 Interest Unpaid Average Income Recorded Principal Related Recorded Recognized Investment Balance Allowance Investment In Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 478 $ 487 $ - $ 482 $ 24 Real estate - construction 161 163 - 370 1 Real estate - mortgage: Owner-occupied commercial 3,980 4,140 - 3,815 214 1-4 family mortgage 2,396 2,572 - 2,409 147 Other mortgage 4,079 4,694 - 4,559 222 Total real estate - mortgage 10,455 11,406 - 10,783 583 Consumer 14 20 - 18 1 Total with no allowance recorded 11,108 12,076 - 11,653 609 With an allowance recorded: Commercial, financial and agricultural 11,035 13,035 2,698 13,882 672 Real estate - construction 3,891 4,370 1,223 3,920 - Real estate - mortgage: Owner-occupied commercial 6,365 6,365 1,328 9,958 568 1-4 family mortgage 603 603 263 567 19 Other mortgage 457 457 139 880 17 Total real estate - mortgage 7,425 7,425 1,730 11,405 604 Consumer 32 32 32 34 - Total with allowance recorded 22,383 24,862 5,683 29,241 1,276 Total Impaired Loans: Commercial, financial and agricultural 11,513 13,522 2,698 14,364 696 Real estate - construction 4,052 4,533 1,223 4,290 1 Real estate - mortgage: Owner-occupied commercial 10,345 10,505 1,328 13,773 782 1-4 family mortgage 2,999 3,175 263 2,976 166 Other mortgage 4,536 5,151 139 5,439 239 Total real estate - mortgage 17,880 18,831 1,730 22,188 1,187 Consumer 46 52 32 52 1 Total impaired loans $ 33,491 $ 36,938 $ 5,683 $ 40,894 $ 1,885 Troubled Debt Restructurings (“TDR”) at March 31, 2016, December 31, 2015 and March 31, 2015 totaled $ 6.8 7.7 8.3 0.9 0.9 1.2 No TDRs which were modified in the previous twelve months (i.e., the twelve months prior to default) defaulted during the three months ended March 31, 2016 or 2015. For purposes of this disclosure, default is defined as 90 days past due and still accruing or placement on nonaccrual status.

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS	3 Months Ended
	Mar. 31, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
EMPLOYEE AND DIRECTOR BENEFITS	NOTE 7 - EMPLOYEE AND DIRECTOR BENEFITS Stock Options At March 31, 2016, the Company had stock incentive plans as described below. The compensation cost that has been charged to earnings for the plans was approximately $ 343,000 301,000 The Company’s 2005 Amended and Restated Stock Incentive Plan allows for the grant of stock options to purchase up to 3,075,000 2,775,000 The Company estimates the fair value of each stock option award using a Black-Scholes-Merton valuation model which incorporates the assumptions noted in the following table. Expected volatilities are based on an index of southeastern United States publicly traded banks. The expected term for options granted is based on the short-cut method and represents the period of time that options granted are expected to be outstanding. 2016 2015 Expected volatility 29.00 % 24.00 % Expected dividends 0.60 % 0.75 % Expected term (in years) 6 years 6 years Risk-free rate 1.92 % 1.71 % The weighted average grant-date fair value of options granted during the three months ended March 31, 2016 and March 31, 2015 was $ 11.53 7.61 Weighted Weighted Average Average Remaining Exercise Contractual Aggregate Shares Price Term (years) Intrinsic Value (In Thousands) Three Months Ended March 31, 2016: Outstanding at January 1, 2016 1,249,417 $ 13.32 6.3 $ 42,743 Granted 99,000 38.21 9.8 - Exercised (205,500) 8.53 4.6 7,372 Forfeited (4,500) 39.04 9.3 24 Outstanding at March 31, 2016 1,138,417 16.24 6.7 $ 32,058 Exercisable at March 31, 2016 391,418 $ 9.47 5.2 $ 13,672 Three Months Ended March 31, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 85,500 30.77 9.9 - Exercised (215,500) 6.19 3.1 5,774 Forfeited - - - - Outstanding at March 31, 2015 1,492,917 11.06 6.3 $ 32,737 Exercisable at March 31, 2015 383,418 $ 8.64 4.5 $ 9,335 As of March 31, 2016, there was $ 2,651,000 2.6 Restricted Stock The Company has issued 241,588 633,000 2.3

DERIVATIVES

DERIVATIVES	3 Months Ended
	Mar. 31, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	NOTE 8 - DERIVATIVES The Company has entered into agreements with secondary market investors to deliver loans on a “best efforts delivery” basis. When a rate is committed to a borrower, it is based on the best price that day and locked with the investor for the customer for a 30-day period. In the event the loan is not delivered to the investor, the Company has no risk or exposure with the investor. The interest rate lock commitments related to loans that are originated for later sale are classified as derivatives. The fair values of the Company’s agreements with investors and rate lock commitments to customers as of March 31, 2016 and December 31, 2015 were not material.

RECENTLY ADOPTED ACCOUNTING PRO

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	NOTE 9 – RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS In April 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2015-03, Simplifying the Presentation of Debt Issuance Costs. 34.75 5.50 November 9, 2022 105,000 6,000 In August 2015, the FASB issue ASU No. 2015-15, Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements: Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting, In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2016
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	NOTE 10 – RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue From Contracts With Customers (Topic 606): Deferral of the Effective Date. Revenue From Contracts With Customers (Topic 606) In January 2016, the FASB issued ASU 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In March 2016, the FASB issued ASU 2016-08 , Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue versus Net) Revenue from Contracts with Customers (Topic 606) In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting

FAIR VALUE MEASUREMENT

FAIR VALUE MEASUREMENT	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENT	NOTE 11 - FAIR VALUE MEASUREMENT Measurement of fair value under U.S. GAAP establishes a hierarchy that prioritizes observable and unobservable inputs used to measure fair value, as of the measurement date, into three broad levels, which are described below: Level 1: Quoted prices (unadjusted) in active markets that are accessible at the measurement date for assets or liabilities. The fair value hierarchy gives the highest priority to Level 1 inputs. Level 2: Observable prices that are based on inputs not quoted on active markets, but corroborated by market data. Level 3: Unobservable inputs are used when little or no market data is available. The fair value hierarchy gives the lowest priority to Level 3 inputs. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs to the extent possible and also considers counterparty credit risk in its assessment of fair value. Debt Securities. Where quoted prices are available in an active market, securities are classified within Level 1 of the hierarchy. Level 1 securities include highly liquid government securities such as U.S. Treasuries and exchange-traded equity securities. For securities traded in secondary markets for which quoted market prices are not available, the Company generally relies on pricing services provided by independent vendors. Such independent pricing services are to advise the Company on the carrying value of the securities available for sale portfolio. As part of the Company’s procedures, the price provided from the service is evaluated for reasonableness given market changes. When a questionable price exists, the Company investigates further to determine if the price is valid. If needed, other market participants may be utilized to determine the correct fair value. The Company has also reviewed and confirmed its determinations in discussions with the pricing source regarding their methods of price discovery. Securities measured with these techniques are classified within Level 2 of the hierarchy and often involve using quoted market prices for similar securities, pricing models or discounted cash flow calculations using inputs observable in the market where available. Examples include U.S. government agency securities, mortgage-backed securities, obligations of states and political subdivisions, and certain corporate, asset-backed and other securities. In cases where Level 1 or Level 2 inputs are not available, securities are classified in Level 3 of the hierarchy. Impaired Loans . Impaired loans are measured and reported at fair value when full payment under the loan terms is not probable. Impaired loans are carried at the present value of expected future cash flows using the loan’s existing rate in a discounted cash flow calculation, or the fair value of the collateral if the loan is collateral-dependent. Expected cash flows are based on internal inputs reflecting expected default rates on contractual cash flows. This method of estimating fair value does not incorporate the exit-price concept of fair value described in Accounting Standards Codification (“ASC”) 820-10 and would generally result in a higher value than the exit-price approach. For loans measured using the estimated fair value of collateral less costs to sell, fair value is generally determined based on appraisals performed by certified and licensed appraisers using inputs such as absorption rates, capitalization rates, and market comparables, adjusted for estimated costs to sell. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as changes in absorption rates or market conditions from the time of valuation, and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly based on the same factors identified above. The amount recognized as an impairment charge related to impaired loans that are measured at fair value on a nonrecurring basis was $ 911,000 1,301,000 Other Real Estate Owned . Other real estate assets (“OREO”) acquired through, or in lieu of, foreclosure are held for sale and are initially recorded at the lower of cost or fair value, less selling costs. Any write-downs to fair value at the time of transfer to OREO are charged to the allowance for loan losses subsequent to foreclosure. Values are derived from appraisals of underlying collateral and discounted cash flow analysis. Appraisals are performed by certified and licensed appraisers. Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the new cost basis. In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as changes in absorption rates and market conditions from the time of valuation, and anticipated sales values considering management’s plans for disposition, which could result in adjustment to lower the property value estimates indicated in the appraisals. These measurements are classified as Level 3 within the valuation hierarchy. A loss on the sale and write-downs of OREO of $ 392,000 105,000 Residential real estate loan foreclosures classified as OREO totaled $ 715,000 1,141,000 No residential real estate loans were in the process of being foreclosed as of March 31, 2016 and as of December 31, 2015. Fair Value Measurements at March 31, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available for sale debt securities: U.S. Treasury and government sponsored agencies $ - $ 43,588 $ - $ 43,588 Mortgage-backed securities - 132,328 - 132,328 State and municipal securities - 143,688 - 143,688 Corporate debt - 14,963 - 14,963 Total assets at fair value $ - $ 334,567 $ - $ 334,567 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available for sale debt securities: U.S. Treasury and government sponsored agencies $ - $ 45,009 $ - $ 45,009 Mortgage-backed securities - 136,954 - 136,954 State and municipal securities - 146,033 - 146,033 Corporate debt - 14,942 - 14,942 Total assets at fair value $ - $ 342,938 $ - $ 342,938 Fair Value Measurements at March 31, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 44,442 $ 44,442 Other real estate owned and repossessed assets - - 4,044 4,044 Total assets at fair value $ - $ - $ 48,486 $ 48,486 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets Measured on a Nonrecurring Basis: (In Thousands) Impaired loans $ - $ - $ 27,808 $ 27,808 Other real estate owned - - 5,392 5,392 Total assets at fair value $ - $ - $ 33,200 $ 33,200 The fair value of a financial instrument is the current amount that would be exchanged in a sale between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Current U.S. GAAP excludes certain financial instruments and all nonfinancial instruments from its fair value disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments: Cash and Due from banks: The carrying amounts reported in the statements of financial condition approximate those assets’ fair values. Debt securities: Where quoted prices are available in an active market, securities are classified within Level 1 of the hierarchy. Level 1 securities include highly liquid government securities such as U.S. treasuries and exchange-traded equity securities. For securities traded in secondary markets for which quoted market prices are not available, the Company generally relies on prices obtained from independent vendors. Such independent pricing services are to advise the Company on the carrying value of the securities available for sale portfolio. As part of the Company’s procedures, the price provided from the service is evaluated for reasonableness given market changes. When a questionable price exists, the Company investigates further to determine if the price is valid. If needed, other market participants may be utilized to determine the correct fair value. The Company has also reviewed and confirmed its determinations in discussions with the pricing service regarding their methods of price discovery. Securities measured with these techniques are classified within Level 2 of the hierarchy and often involve using quoted market prices for similar securities, pricing models or discounted cash flow calculations using inputs observable in the market where available. Examples include U.S. government agency securities, mortgage-backed securities, obligations of states and political subdivisions, and certain corporate, asset-backed and other securities. In cases where Level 1 or Level 2 inputs are not available, securities are classified in Level 3 of the fair value hierarchy. Equity securities: Fair values for other investments are considered to be their cost as they are redeemed at par value. Federal funds sold: The carrying amounts reported in the statements of financial condition approximate those assets’ fair values. Mortgage loans held for sale: Loans are committed to be delivered to investors on a “best efforts delivery” basis within 30 days of origination. Due to this short turn-around time, the carrying amounts of the Company’s agreements approximate their fair values. Bank owned life insurance contracts: The carrying amounts in the statements of financial condition approximate these assets’ fair value. Loans, net: For variable-rate loans that re-price frequently and with no significant change in credit risk, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Loan fair value estimates include judgments regarding future expected loss experience and risk characteristics. The method of estimating fair value does not incorporate the exit-price concept of fair value as prescribed by ASC 820 and generally produces a higher value than an exit-price approach. The measurement of the fair value of loans is classified within Level 3 of the fair value hierarchy. Deposits: The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). The carrying amounts of variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation using interest rates currently offered for deposits with similar remaining maturities. The fair value of the Company’s time deposits do not take into consideration the value of the Company’s long-term relationships with depositors, which may have significant value. Measurements of the fair value of certificates of deposit are classified within Level 2 of the fair value hierarchy. Federal funds purchased: The carrying amounts in the statements of condition approximate those assets’ fair value. Other borrowings: The fair values of borrowings are estimated using discounted cash flow analysis, based on interest rates currently being offered by the Federal Home Loan Bank for borrowings of similar terms as those being valued. These measurements are classified as Level 2 in the fair value hierarchy. Loan commitments: The fair values of the Company’s off-balance-sheet financial instruments are based on fees currently charged to enter into similar agreements. Since the majority of the Company’s other off-balance-sheet financial instruments consists of non-fee-producing, variable-rate commitments, the Company has determined they do not have a distinguishable fair value. The carrying amount, estimated fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of March 31, 2016 and December 31, 2015 are presented in the following table. March 31, 2016 December 31, 2015 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 497,227 $ 497,227 $ 317,450 $ 317,450 Level 2 inputs: Available for sale debt securities $ 334,567 $ 334,567 $ 342,938 $ 342,938 Held to maturity debt securities 27,539 28,409 27,426 27,910 Equity securities 5,667 5,667 4,954 4,954 Federal funds sold 28,410 28,410 34,785 34,785 Mortgage loans held for sale 5,090 5,139 8,249 8,295 Bank owned life insurance contracts 92,218 92,218 91,594 91,594 Level 3 Inputs: Loans, net $ 4,295,755 $ 4,326,975 $ 4,172,956 $ 4,179,835 Financial Liabilities: Level 2 inputs: Deposits $ 4,339,747 $ 4,341,021 $ 4,223,888 $ 4,223,181 Federal funds purchased 497,885 497,885 352,360 352,360 Other borrowings 55,543 54,307 55,637 52,521

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 12 – SUBSEQUENT EVENTS The Company has evaluated all subsequent events through the date of this filing to ensure that this Form 10-Q includes appropriate disclosure of events both recognized in the financial statements as of March 31, 2016, and events which occurred subsequent to March 31, 2016 but were not recognized in the financial statements. As of the date of this filing, there were no subsequent events that required recognition or disclosure.

ACQUISITION (Tables)

ACQUISITION (Tables)	3 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
Fair Value of Assets Acquired and Liabilities Assumed	The following table provides a summary of the assets acquired and liabilities assumed as recorded by Metro, the fair value adjustments necessary to adjust those acquired assets and assumed liabilities to estimated fair value, and the resultant fair values of those assets and liabilities as recorded by the Company. January 31, 2015 As recorded by Fair value As recorded by Assets acquired: Cash and cash equivalents $ 8,543 $ - $ 8,543 Debt securities 28,833 (41) a 28,792 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 762 c 8,368 Accrued interest receivable 484 - 484 Deferred taxes 754 3,153 d 3,907 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 3,686 $ 207,075 Liabilities assumed: Deposits 175,236 518 g 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 996 - 996 Total liabilities assumed $ 179,896 $ 514 $ 180,410 Net assets acquired $ 23,493 $ 3,172 $ 26,665 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid $ (40,282) Goodwill $ 13,617 (1) The Company’s acquisition of Metro closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. To the extent that any of the preliminary fair value adjustments are revised in future periods, the resultant fair values and the amount of goodwill recorded by the Company will change. Explanation of preliminary fair value adjustments: a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Basic And Diluted Earning Per Share	Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options and warrants. Three Months Ended March 31, 2016 2015 (In Thousands, Except Shares and Earnings per common share Weighted average common shares outstanding 26,097,363 25,396,241 Net income available to common stockholders $ 17,649 $ 12,955 Basic earnings per common share $ 0.68 $ 0.51 Weighted average common shares outstanding 26,097,363 25,396,241 Dilutive effects of assumed conversions and exercise of stock options and warrants 469,447 841,739 Weighted average common and dilutive potential common shares outstanding 26,566,810 26,237,980 Net income, available to common stockholders $ 17,649 $ 12,955 Diluted earnings per common share $ 0.66 $ 0.49

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Available for Sale And Held to Maturity Securities	The amortized cost and fair value of available-for-sale and held-to-maturity securities at March 31, 2016 and December 31, 2015 are summarized as follows: Amortized Cost Gross Gross Fair Value (In Thousands) March 31, 2016 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 42,566 $ 1,022 $ - $ 43,588 Mortgage-backed securities 128,912 3,429 (13) 132,328 State and municipal securities 140,659 3,058 (29) 143,688 Corporate debt 14,920 76 (33) 14,963 Total $ 327,057 $ 7,585 $ (75) $ 334,567 Securities Held to Maturity Mortgage-backed securities $ 21,339 $ 472 $ (72) $ 21,739 State and municipal securities 6,200 471 (1) 6,670 Total $ 27,539 $ 943 $ (73) $ 28,409 December 31, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 44,581 $ 569 $ (141) $ 45,009 Mortgage-backed securities 135,363 1,945 (354) 136,954 State and municipal securities 143,403 2,731 (101) 146,033 Corporate debt 14,902 67 (27) 14,942 Total $ 338,249 $ 5,312 $ (623) $ 342,938 Securities Held to Maturity Mortgage-backed securities $ 21,666 $ 368 $ (332) $ 21,702 State and municipal securities 5,760 449 (1) 6,208 Total $ 27,426 $ 817 $ (333) $ 27,910
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of debt securities as of March 31, 2016 by contractual maturity are shown below. Actual maturities may differ from contractual maturities of mortgage-backed securities since the mortgages underlying the securities may be called or prepaid with or without penalty. Therefore, these securities are not included in the maturity categories along with the other categories of debt securities. March 31, 2016 December 31, 2015 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Due within one year $ 22,124 $ 22,282 $ 16,770 $ 16,868 Due from one to five years 146,175 149,370 153,880 156,311 Due from five to ten years 29,846 30,587 32,236 32,805 Due after ten years - - - - Mortgage-backed securities 128,912 132,328 135,363 136,954 $ 327,057 $ 334,567 $ 338,249 $ 342,938 Debt securities held to maturity Due from five to ten years $ 627 $ 660 $ 627 $ 659 Due after ten years 5,573 6,010 5,133 5,549 Mortgage-backed securities 21,339 21,739 21,666 21,702 $ 27,539 $ 28,409 $ 27,426 $ 27,910
Investment Securities Continuous Unrealized Loss Position	Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) March 31, 2016: U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - (85) 8,669 (85) 8,669 State and municipal securities (23) 5,988 (7) 1,109 (30) 7,097 Corporate debt (33) 7,936 - - (33) 7,936 Total $ (56) $ 13,924 $ (92) $ 9,778 $ (148) $ 23,702 December 31, 2015: U.S. Treasury and government sponsored agencies $ (141) $ 3,886 $ - $ - $ (141) $ 3,886 Mortgage-backed securities (354) 56,609 (332) 11,712 (686) 68,321 State and municipal securities (55) 15,464 (47) 4,531 (102) 19,995 Corporate debt (27) 2,961 - - (27) 2,961 Total $ (577) $ 78,920 $ (379) $ 16,243 $ (956) $ 95,163

LOANS (Tables)

LOANS (Tables)	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Details Of Loans	March 31, December 31, 2016 2015 (Dollars In Thousands) Commercial, financial and agricultural $ 1,799,133 $ 1,760,479 Real estate - construction 254,254 243,267 Real estate - mortgage: Owner-occupied commercial 1,055,852 1,014,669 1-4 family mortgage 458,031 444,134 Other mortgage 723,542 698,779 Subtotal: Real estate - mortgage 2,237,425 2,157,582 Consumer 50,088 55,047 Total Loans 4,340,900 4,216,375 Less: Allowance for loan losses (45,145) (43,419) Net Loans $ 4,295,755 $ 4,172,956 Commercial, financial and agricultural 41.45 % 41.75 % Real estate - construction 5.86 % 5.77 % Real estate - mortgage: Owner-occupied commercial 24.32 % 24.07 % 1-4 family mortgage 10.55 % 10.53 % Other mortgage 16.67 % 16.57 % Subtotal: Real estate - mortgage 51.54 % 51.17 % Consumer 1.15 % 1.31 % Total Loans 100.00 % 100.00 %
Loans By Credit Quality Indicator	Special March 31, 2016 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,736,917 $ 42,155 $ 20,061 $ - $ 1,799,133 Real estate - construction 242,654 6,884 4,716 - 254,254 Real estate - mortgage: Owner-occupied commercial 1,032,774 6,371 16,707 - 1,055,852 1-4 family mortgage 452,482 2,596 2,953 - 458,031 Other mortgage 708,749 11,263 3,530 - 723,542 Total real estate - mortgage 2,194,005 20,230 23,190 - 2,237,425 Consumer 50,028 30 30 - 50,088 Total $ 4,223,604 $ 69,299 $ 47,997 $ - $ 4,340,900 Special December 31, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,701,591 $ 47,393 $ 11,495 $ - $ 1,760,479 Real estate – construction 233,046 6,221 4,000 - 243,267 Real estate - mortgage: Owner-occupied commercial 988,762 18,169 7,738 - 1,014,669 1-4 family mortgage 437,834 3,301 2,999 - 444,134 Other mortgage 683,157 11,086 4,536 - 698,779 Total real estate - mortgage 2,109,753 32,556 15,273 - 2,157,582 Consumer 54,973 42 32 - 55,047 Total $ 4,099,363 $ 86,212 $ 30,800 $ - $ 4,216,375
Loans By Performance Status	March 31, 2016 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,797,280 $ 1,853 $ 1,799,133 Real estate - construction 250,838 3,416 254,254 Real estate - mortgage: Owner-occupied commercial 1,055,852 - 1,055,852 1-4 family mortgage 457,589 442 458,031 Other mortgage 722,737 805 723,542 Total real estate - mortgage 2,236,178 1,247 2,237,425 Consumer 50,054 34 50,088 Total $ 4,334,350 $ 6,550 $ 4,340,900 December 31, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,758,561 $ 1,918 $ 1,760,479 Real estate - construction 239,267 4,000 243,267 Real estate - mortgage: Owner-occupied commercial 1,014,669 - 1,014,669 1-4 family mortgage 443,936 198 444,134 Other mortgage 697,160 1,619 698,779 Total real estate - mortgage 2,155,765 1,817 2,157,582 Consumer 55,015 32 55,047 Total $ 4,208,608 $ 7,767 $ 4,216,375
Loans By Past Due Status	March 31, 2016 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 39 $ - $ - $ 39 $ 1,853 $ 1,797,241 $ 1,799,133 Real estate - construction 110 - - 110 3,416 250,728 254,254 Real estate - mortgage: Owner-occupied commercial 1,041 - - 1,041 - 1,054,811 1,055,852 1-4 family mortgage 592 - 250 842 192 456,997 458,031 Other mortgage - - 163 163 642 722,737 723,542 Total real estate - mortgage 1,633 - 413 2,046 834 2,234,545 2,237,425 Consumer 19 32 4 55 30 50,003 50,088 Total $ 1,801 $ 32 $ 417 $ 2,250 $ 6,133 $ 4,332,517 $ 4,340,900 December 31, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 50 $ 35 $ - $ 85 $ 1,918 $ 1,758,476 $ 1,760,479 Real estate - construction 198 12 - 210 4,000 239,057 243,267 Real estate - mortgage: Owner-occupied commercial - - - - - 1,014,669 1,014,669 1-4 family mortgage - 210 - 210 198 443,726 444,134 Other mortgage - - - - 1,619 697,160 698,779 Total real estate - mortgage - 210 - 210 1,817 2,155,555 2,157,582 Consumer 45 6 1 52 31 54,964 55,047 Total $ 293 $ 263 $ 1 $ 557 $ 7,766 $ 4,208,052 $ 4,216,375
Changes In Allowance For Loan Losses Segregated By Loan Type	Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended March 31, 2016 Allowance for loan losses: Balance at December 31, 2015 $ 21,495 $ 5,432 $ 16,061 $ 431 $ 43,419 Charge-offs (50) (381) - (18) (449) Recoveries 3 16 97 - 116 Provision 1,391 (62) 743 (13) 2,059 Balance at March 31, 2016 $ 22,839 $ 5,005 $ 16,901 $ 400 $ 45,145 Three Months Ended March 31, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (77) (382) (433) (5) (897) Recoveries 19 99 101 - 219 Provision 836 (223) 1,766 26 2,405 Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 As of March 31, 2016 Allowance for loan losses: Individually Evaluated for Impairment $ 3,645 $ 793 $ 1,733 $ 30 $ 6,201 Collectively Evaluated for Impairment 19,194 4,212 15,168 370 38,944 Loans: Ending Balance $ 1,799,133 $ 254,254 $ 2,237,425 $ 50,088 $ 4,340,900 Individually Tested for Impairment 20,075 4,767 25,762 39 50,643 Collectively Evaluated for Impairment 1,779,058 249,487 2,211,663 50,049 4,290,257 As of December 31, 2015 Allowance for loan losses: Individually Evaluated for Impairment $ 2,698 $ 1,223 $ 1,730 $ 32 $ 5,683 Collectively Evaluated for Impairment 18,797 4,209 14,331 399 37,736 Loans: Ending Balance $ 1,760,479 $ 243,267 $ 2,157,582 $ 55,047 $ 4,216,375 Individually Evaluated for Impairment 11,513 4,052 17,880 46 33,491 Collectively Evaluated for Impairment 1,748,966 239,215 2,139,702 55,001 4,182,884
Details Of Company's Impaired Loans	The following table presents details of the Company’s impaired loans as of March 31, 2016 and December 31, 2015, respectively. Loans which have been fully charged off do not appear in the table. March 31, 2016 For the three months ended March 31, 2016 Interest Unpaid Average Income Recorded Principal Related Recorded Recognized Investment Balance Allowance Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 2,176 $ 2,184 $ - $ 2,182 $ 24 Real estate - construction 776 1,640 - 1,242 1 Real estate - mortgage: Owner-occupied commercial 11,384 11,545 - 11,925 166 1-4 family mortgage 2,105 2,272 - 2,335 42 Other mortgage 3,085 3,078 - 3,100 43 Total real estate - mortgage 16,574 16,895 - 17,360 251 Consumer 9 13 - 9 - Total with no allowance recorded 19,535 20,732 - 20,793 276 With an allowance recorded: Commercial, financial and agricultural 17,899 19,899 3,645 18,009 280 Real estate - construction 3,991 3,991 793 3,966 19 Real estate - mortgage: Owner-occupied commercial 7,895 7,895 1,253 7,948 94 1-4 family mortgage 848 848 345 846 5 Other mortgage 445 445 135 451 4 Total real estate - mortgage 9,188 9,188 1,733 9,245 103 Consumer 30 30 30 31 - Total with allowance recorded 31,108 33,108 6,201 31,251 402 Total Impaired Loans: Commercial, financial and agricultural 20,075 22,083 3,645 20,191 304 Real estate - construction 4,767 5,631 793 5,208 20 Real estate - mortgage: Owner-occupied commercial 19,279 19,440 1,253 19,873 260 1-4 family mortgage 2,953 3,120 345 3,181 47 Other mortgage 3,530 3,523 135 3,551 47 Total real estate - mortgage 25,762 26,083 1,733 26,605 354 Consumer 39 43 30 40 - Total impaired loans $ 50,643 $ 53,840 $ 6,201 $ 52,044 $ 678 December 31, 2015 For the twelve months ended December 31, 2015 Interest Unpaid Average Income Recorded Principal Related Recorded Recognized Investment Balance Allowance Investment In Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 478 $ 487 $ - $ 482 $ 24 Real estate - construction 161 163 - 370 1 Real estate - mortgage: Owner-occupied commercial 3,980 4,140 - 3,815 214 1-4 family mortgage 2,396 2,572 - 2,409 147 Other mortgage 4,079 4,694 - 4,559 222 Total real estate - mortgage 10,455 11,406 - 10,783 583 Consumer 14 20 - 18 1 Total with no allowance recorded 11,108 12,076 - 11,653 609 With an allowance recorded: Commercial, financial and agricultural 11,035 13,035 2,698 13,882 672 Real estate - construction 3,891 4,370 1,223 3,920 - Real estate - mortgage: Owner-occupied commercial 6,365 6,365 1,328 9,958 568 1-4 family mortgage 603 603 263 567 19 Other mortgage 457 457 139 880 17 Total real estate - mortgage 7,425 7,425 1,730 11,405 604 Consumer 32 32 32 34 - Total with allowance recorded 22,383 24,862 5,683 29,241 1,276 Total Impaired Loans: Commercial, financial and agricultural 11,513 13,522 2,698 14,364 696 Real estate - construction 4,052 4,533 1,223 4,290 1 Real estate - mortgage: Owner-occupied commercial 10,345 10,505 1,328 13,773 782 1-4 family mortgage 2,999 3,175 263 2,976 166 Other mortgage 4,536 5,151 139 5,439 239 Total real estate - mortgage 17,880 18,831 1,730 22,188 1,187 Consumer 46 52 32 52 1 Total impaired loans $ 33,491 $ 36,938 $ 5,683 $ 40,894 $ 1,885

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS (Tables)	3 Months Ended
	Mar. 31, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model	The risk-free rate for periods within the contractual life of the option is based on the U. S. Treasury yield curve in effect at the time of grant. 2016 2015 Expected volatility 29.00 % 24.00 % Expected dividends 0.60 % 0.75 % Expected term (in years) 6 years 6 years Risk-free rate 1.92 % 1.71 %
Summary Of Stock Option Activity	The following table summarizes stock option activity during the three months ended March 31, 2016 and March 31, 2015: Weighted Weighted Average Average Remaining Exercise Contractual Aggregate Shares Price Term (years) Intrinsic Value (In Thousands) Three Months Ended March 31, 2016: Outstanding at January 1, 2016 1,249,417 $ 13.32 6.3 $ 42,743 Granted 99,000 38.21 9.8 - Exercised (205,500) 8.53 4.6 7,372 Forfeited (4,500) 39.04 9.3 24 Outstanding at March 31, 2016 1,138,417 16.24 6.7 $ 32,058 Exercisable at March 31, 2016 391,418 $ 9.47 5.2 $ 13,672 Three Months Ended March 31, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 85,500 30.77 9.9 - Exercised (215,500) 6.19 3.1 5,774 Forfeited - - - - Outstanding at March 31, 2015 1,492,917 11.06 6.3 $ 32,737 Exercisable at March 31, 2015 383,418 $ 8.64 4.5 $ 9,335

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Carried At Fair Value On Recurring Basis	The following table presents the Company’s financial assets and financial liabilities carried at fair value on a recurring basis as of March 31, 2016 and December 31, 2015: Fair Value Measurements at March 31, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available for sale debt securities: U.S. Treasury and government sponsored agencies $ - $ 43,588 $ - $ 43,588 Mortgage-backed securities - 132,328 - 132,328 State and municipal securities - 143,688 - 143,688 Corporate debt - 14,963 - 14,963 Total assets at fair value $ - $ 334,567 $ - $ 334,567 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available for sale debt securities: U.S. Treasury and government sponsored agencies $ - $ 45,009 $ - $ 45,009 Mortgage-backed securities - 136,954 - 136,954 State and municipal securities - 146,033 - 146,033 Corporate debt - 14,942 - 14,942 Total assets at fair value $ - $ 342,938 $ - $ 342,938
Financial Assets And Liabilities Carried At Fair Value On Nonrecurring Basis	The following table presents the Company’s financial assets and financial liabilities carried at fair value on a nonrecurring basis as of March 31, 2016 and December 31, 2015: Fair Value Measurements at March 31, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 44,442 $ 44,442 Other real estate owned and repossessed assets - - 4,044 4,044 Total assets at fair value $ - $ - $ 48,486 $ 48,486 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Assets Measured on a Nonrecurring Basis: (In Thousands) Impaired loans $ - $ - $ 27,808 $ 27,808 Other real estate owned - - 5,392 5,392 Total assets at fair value $ - $ - $ 33,200 $ 33,200
Carrying Amount And Estimated Fair Value Of Financial Instruments	This table includes those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis. March 31, 2016 December 31, 2015 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 497,227 $ 497,227 $ 317,450 $ 317,450 Level 2 inputs: Available for sale debt securities $ 334,567 $ 334,567 $ 342,938 $ 342,938 Held to maturity debt securities 27,539 28,409 27,426 27,910 Equity securities 5,667 5,667 4,954 4,954 Federal funds sold 28,410 28,410 34,785 34,785 Mortgage loans held for sale 5,090 5,139 8,249 8,295 Bank owned life insurance contracts 92,218 92,218 91,594 91,594 Level 3 Inputs: Loans, net $ 4,295,755 $ 4,326,975 $ 4,172,956 $ 4,179,835 Financial Liabilities: Level 2 inputs: Deposits $ 4,339,747 $ 4,341,021 $ 4,223,888 $ 4,223,181 Federal funds purchased 497,885 497,885 352,360 352,360 Other borrowings 55,543 54,307 55,637 52,521

ACQUISITION (Details)

ACQUISITION (Details) $ in Thousands	1 Months Ended
	Jan. 31, 2015USD ($)
Assets acquired:
Cash and cash equivalents	$ 8,543
Debt securities	28,792
Equity securities	499
Loans	148,995
Allowance for loan losses	0
Premises and equipment, net	8,368
Accrued interest receivable	484
Deferred taxes	3,907
Other real estate owned	2,348
Bank owned life insurance contracts	2,685
Core deposit intangible	2,090
Other assets	364
Total assets acquired	207,075
Liabilities assumed:
Deposits	175,754
Federal funds purchased	2,175
Other borrowings	1,396
Accrued interest payable	89
Other liabilities	996
Total liabilities assumed	180,410
Net assets acquired	26,665
Consideration Paid:
Cash	(20,926)
Stock	(19,356)
Total consideration paid	(40,282)
Goodwill	13,617
Metro Bancshares, Inc [Member]
Assets acquired:
Cash and cash equivalents	8,543
Debt securities	28,833
Equity securities	499
Loans	152,869
Allowance for loan losses	(1,621)
Premises and equipment, net	7,606
Accrued interest receivable	484
Deferred taxes	754
Other real estate owned	2,373
Bank owned life insurance contracts	2,685
Core deposit intangible	0
Other assets	364
Total assets acquired	203,389
Liabilities assumed:
Deposits	175,236
Federal funds purchased	2,175
Other borrowings	1,400
Accrued interest payable	89
Other liabilities	996
Total liabilities assumed	179,896
Net assets acquired	23,493
Consideration Paid:
Cash	(20,900)
Fair Value Adjustment [Member]
Assets acquired:
Cash and cash equivalents	0	[1]
Debt securities	(41)	[1],[2]
Equity securities	0	[1]
Loans	(3,874)	[1],[3]
Allowance for loan losses	1,621	[1],[3]
Premises and equipment, net	762	[1],[4]
Accrued interest receivable	0	[1]
Deferred taxes	3,153	[1],[5]
Other real estate owned	(25)	[1],[6]
Bank owned life insurance contracts	0	[1]
Core deposit intangible	2,090	[1],[7]
Other assets	0	[1]
Total assets acquired	3,686	[1]
Liabilities assumed:
Deposits	518	[1],[8]
Federal funds purchased	0	[1]
Other borrowings	(4)	[1],[9]
Accrued interest payable	0	[1]
Other liabilities	0	[1]
Total liabilities assumed	514	[1]
Net assets acquired	$ 3,172	[1]
[1]	The Company’s acquisition of Metro closed on January 31, 2015. Accordingly, each of the fair value adjustments shown are preliminary estimates of the purchase accounting adjustments. Management is continuing to evaluate each of these fair value adjustments and may revise one or more of them in future periods based on this continuing evaluation. To the extent that any of the preliminary fair value adjustments are revised in future periods, the resultant fair values and the amount of goodwill recorded by the Company will change.
[2]	Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio.
[3]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses.
[4]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired.
[5]	Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes.
[6]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired.
[7]	Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition.
[8]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits.
[9]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

ACQUISITION (Additional Informa

ACQUISITION (Additional Information) (Details) $ in Thousands	1 Months Ended
	Jan. 31, 2015USD ($)shares
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,926
Estimated Fair Value Of Purchased Credit Impaired Loans Acquired	5,100
Metro Bancshares, Inc [Member]
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,900
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares | shares	636,592

EARNINGS PER COMMON SHARE (Summ

EARNINGS PER COMMON SHARE (Summary of Earning Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings per common share
Weighted average common shares outstanding (in shares)	26,097,363	25,396,241
Net income available to common stockholders	$ 17,649	$ 12,955
Basic earnings per common share (in dollars per share)	$ 0.68	$ 0.51
Weighted average common shares outstanding (in shares)	26,097,363	25,396,241
Dilutive effects of assumed conversions and exercise of stock options and warrants (in shares)	469,447	841,739
Weighted average common and dilutive potential common shares outstanding (in shares)	26,566,810	26,237,980
Net income, available to common stockholders	$ 17,649	$ 12,955
Diluted earnings per common share (in dollars per share)	$ 0.66	$ 0.49

SECURITIES (Amortized Cost And

SECURITIES (Amortized Cost And Fair Value Of Available For Sale And Held To Maturity Securities) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Securities Available for Sale
Amortized Cost	$ 327,057	$ 338,249
Gross Unrealized Gain	7,585	5,312
Gross Unrealized Loss	(75)	(623)
Market Value	334,567	342,938
Securities Held to Maturity
Amortized Cost	27,539	27,426
Gross Unrealized Gain	943	817
Gross Unrealized Loss	(73)	(333)
Market Value	28,409	27,910
U.S. Treasury and Government Sponsored Agencies [Member]
Securities Available for Sale
Amortized Cost	42,566	44,581
Gross Unrealized Gain	1,022	569
Gross Unrealized Loss	0	(141)
Market Value	43,588	45,009
Mortgage-Backed Securities [Member]
Securities Available for Sale
Amortized Cost	128,912	135,363
Gross Unrealized Gain	3,429	1,945
Gross Unrealized Loss	(13)	(354)
Market Value	132,328	136,954
Securities Held to Maturity
Amortized Cost	21,339	21,666
Gross Unrealized Gain	472	368
Gross Unrealized Loss	(72)	(332)
Market Value	21,739	21,702
State and Municipal Securities [Member]
Securities Available for Sale
Amortized Cost	140,659	143,403
Gross Unrealized Gain	3,058	2,731
Gross Unrealized Loss	(29)	(101)
Market Value	143,688	146,033
Securities Held to Maturity
Amortized Cost	6,200	5,760
Gross Unrealized Gain	471	449
Gross Unrealized Loss	(1)	(1)
Market Value	6,670	6,208
Corporate Debt [Member]
Securities Available for Sale
Amortized Cost	14,920	14,902
Gross Unrealized Gain	76	67
Gross Unrealized Loss	(33)	(27)
Market Value	$ 14,963	$ 14,942

SECURITIES (Amortized Cost An32

SECURITIES (Amortized Cost And Fair Value Of Contractual Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Debt securities available for sale
Amortized Cost	$ 327,057	$ 338,249
Fair Value	334,567	342,938
Debt securities held to maturity
Amortized Cost	27,539	27,426
Fair Value	28,409	27,910
Due within one year [Member]
Debt securities available for sale
Amortized Cost	22,124	16,770
Fair Value	22,282	16,868
Due from one to five years [Member]
Debt securities available for sale
Amortized Cost	146,175	153,880
Fair Value	149,370	156,311
Due from five to ten years [Member]
Debt securities available for sale
Amortized Cost	29,846	32,236
Fair Value	30,587	32,805
Debt securities held to maturity
Amortized Cost	627	627
Fair Value	660	659
Due after ten years [Member]
Debt securities available for sale
Amortized Cost	0	0
Fair Value	0	0
Debt securities held to maturity
Amortized Cost	5,573	5,133
Fair Value	6,010	5,549
Mortgage-backed securities [Member]
Debt securities available for sale
Amortized Cost	128,912	135,363
Fair Value	132,328	136,954
Debt securities held to maturity
Amortized Cost	21,339	21,666
Fair Value	$ 21,739	$ 21,702

SECURITIES (Investment Securiti

SECURITIES (Investment Securities Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Gross Unrealized Losses	$ (148)	$ (956)
Fair Value	23,702	95,163
U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	0	(141)
Fair Value	0	3,886
Mortgage-Backed Securities [Member]
Gross Unrealized Losses	(85)	(686)
Fair Value	8,669	68,321
State and Municipal Securities [Member]
Gross Unrealized Losses	(30)	(102)
Fair Value	7,097	19,995
Corporate Debt [Member]
Gross Unrealized Losses	(33)	(27)
Fair Value	7,936	2,961
Less Than Twelve Months [Member]
Gross Unrealized Losses	(56)	(577)
Fair Value	13,924	78,920
Less Than Twelve Months [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	0	(141)
Fair Value	0	3,886
Less Than Twelve Months [Member] | Mortgage-Backed Securities [Member]
Gross Unrealized Losses	0	(354)
Fair Value	0	56,609
Less Than Twelve Months [Member] | State and Municipal Securities [Member]
Gross Unrealized Losses	(23)	(55)
Fair Value	5,988	15,464
Less Than Twelve Months [Member] | Corporate Debt [Member]
Gross Unrealized Losses	(33)	(27)
Fair Value	7,936	2,961
Twelve Months Or More [Member]
Gross Unrealized Losses	(92)	(379)
Fair Value	9,778	16,243
Twelve Months Or More [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Gross Unrealized Losses	0	0
Fair Value	0	0
Twelve Months Or More [Member] | Mortgage-Backed Securities [Member]
Gross Unrealized Losses	(85)	(332)
Fair Value	8,669	11,712
Twelve Months Or More [Member] | State and Municipal Securities [Member]
Gross Unrealized Losses	(7)	(47)
Fair Value	1,109	4,531
Twelve Months Or More [Member] | Corporate Debt [Member]
Gross Unrealized Losses	0	0
Fair Value	$ 0	$ 0

LOANS (Details Of Loans) (Detai

LOANS (Details Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015		Mar. 31, 2015	Dec. 31, 2014
Accounts Notes and Loans Receivable [Line Items]
Commercial, financial and agricultural	$ 1,799,133	$ 1,760,479
Real estate - construction	254,254	243,267
Real estate - mortgage:
Owner-occupied commercial	1,055,852	1,014,669
1-4 family mortgage	458,031	444,134
Other mortgage	723,542	698,779
Subtotal: Real estate - mortgage	2,237,425	2,157,582
Consumer	50,088	55,047
Total Loans	4,340,900	4,216,375
Less: Allowance for loan losses	(45,145)	(43,419)	[1]	$ (37,356)	$ (35,629)
Net Loans	$ 4,295,755	$ 4,172,956	[1]
Commercial, financial and agricultural, Percentage	41.45%	41.75%
Real estate - construction, Percentage	5.86%	5.77%
Owner-occupied commercial, Real estate - mortgage, Percentage	24.32%	24.07%
1-4 family mortgage, Real estate - mortgage, Percentage	10.55%	10.53%
Other mortgage, Real estate - mortgage, Percentage	16.67%	16.57%
Subtotal: Real estate - mortgage, Percentage	51.54%	51.17%
Consumer, Percentage	1.15%	1.31%
Total Loans, Percentage	100.00%	100.00%
[1]	derived from audited financial statements

LOANS (Loans By Credit Quality

LOANS (Loans By Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,799,133	$ 1,760,479
Real estate - construction	254,254	243,267
Real estate - mortgage:
Owner-occupied commercial	1,055,852	1,014,669
1-4 family mortgage	458,031	444,134
Other mortgage	723,542	698,779
Total real estate mortgage	2,237,425	2,157,582
Consumer	50,088	55,047
Total	4,340,900	4,216,375
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,736,917	1,701,591
Real estate - construction	242,654	233,046
Real estate - mortgage:
Owner-occupied commercial	1,032,774	988,762
1-4 family mortgage	452,482	437,834
Other mortgage	708,749	683,157
Total real estate mortgage	2,194,005	2,109,753
Consumer	50,028	54,973
Total	4,223,604	4,099,363
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	42,155	47,393
Real estate - construction	6,884	6,221
Real estate - mortgage:
Owner-occupied commercial	6,371	18,169
1-4 family mortgage	2,596	3,301
Other mortgage	11,263	11,086
Total real estate mortgage	20,230	32,556
Consumer	30	42
Total	69,299	86,212
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	20,061	11,495
Real estate - construction	4,716	4,000
Real estate - mortgage:
Owner-occupied commercial	16,707	7,738
1-4 family mortgage	2,953	2,999
Other mortgage	3,530	4,536
Total real estate mortgage	23,190	15,273
Consumer	30	32
Total	47,997	30,800
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	0	0
Real estate - construction	0	0
Real estate - mortgage:
Owner-occupied commercial	0	0
1-4 family mortgage	0	0
Other mortgage	0	0
Total real estate mortgage	0	0
Consumer	0	0
Total	$ 0	$ 0

LOANS (Loans By Performance Sta

LOANS (Loans By Performance Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,799,133	$ 1,760,479
Real estate - construction	254,254	243,267
Real estate - mortgage:
Owner-occupied commercial	1,055,852	1,014,669
1-4 family mortgage	458,031	444,134
Other mortgage	723,542	698,779
Total real estate mortgage	2,237,425	2,157,582
Consumer	50,088	55,047
Total	4,340,900	4,216,375
Performing Financing Receivable [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,797,280	1,758,561
Real estate - construction	250,838	239,267
Real estate - mortgage:
Owner-occupied commercial	1,055,852	1,014,669
1-4 family mortgage	457,589	443,936
Other mortgage	722,737	697,160
Total real estate mortgage	2,236,178	2,155,765
Consumer	50,054	55,015
Total	4,334,350	4,208,608
Nonperforming Financing Receivable [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,853	1,918
Real estate - construction	3,416	4,000
Real estate - mortgage:
Owner-occupied commercial	0	0
1-4 family mortgage	442	198
Other mortgage	805	1,619
Total real estate mortgage	1,247	1,817
Consumer	34	32
Total	$ 6,550	$ 7,767

LOANS (Loans By Past Due Status

LOANS (Loans By Past Due Status) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 2,250	$ 557
Non-Accrual	6,133	7,766
Current	4,332,517	4,208,052
Total Loans	4,340,900	4,216,375	[1]
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,801	293
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	32	263
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	417	1
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	39	85
Non-Accrual	1,853	1,918
Current	1,797,241	1,758,476
Total Loans	1,799,133	1,760,479
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	39	50
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	35
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,041	0
Non-Accrual	0	0
Current	1,054,811	1,014,669
Total Loans	1,055,852	1,014,669
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,041	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
One To Four Family Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	842	210
Non-Accrual	192	198
Current	456,997	443,726
Total Loans	458,031	444,134
One To Four Family Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	592	0
One To Four Family Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	210
One To Four Family Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	250	0
Other Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	163	0
Non-Accrual	642	1,619
Current	722,737	697,160
Total Loans	723,542	698,779
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	163	0
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	2,046	210
Non-Accrual	834	1,817
Current	2,234,545	2,155,555
Total Loans	2,237,425	2,157,582
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,633	0
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	210
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	413	0
Consumer Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	55	52
Non-Accrual	30	31
Current	50,003	54,964
Total Loans	50,088	55,047
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	19	45
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	32	6
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	4	1
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	110	210
Non-Accrual	3,416	4,000
Current	250,728	239,057
Total Loans	254,254	243,267
Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	110	198
Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	12
Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 0	$ 0
[1]	derived from audited financial statements

LOANS (Analysis of Allowance Fo

LOANS (Analysis of Allowance For Loan Losses By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016		Mar. 31, 2015	Dec. 31, 2015
Allowance for loan losses:
Balance, beginning of year	$ 43,419	[1]	$ 35,629
Charge-offs	(449)		(897)
Recoveries	116		219
Provision	2,059		2,405
Balance, end of year	45,145		37,356
Individually Evaluated for Impairment	6,201			$ 5,683
Collectively Evaluated for Impairment	38,944			37,736
Ending Balance	4,340,900			4,216,375	[1]
Individually Evaluated for Impairment	50,643			33,491
Collectively Evaluated for Impairment	4,290,257			4,182,884
Commercial Financial and Agricultural Financing Receivable [Member]
Allowance for loan losses:
Balance, beginning of year	21,495		16,079
Charge-offs	(50)		(77)
Recoveries	3		19
Provision	1,391		836
Balance, end of year	22,839		16,857
Individually Evaluated for Impairment	3,645			2,698
Collectively Evaluated for Impairment	19,194			18,797
Ending Balance	1,799,133			1,760,479
Individually Evaluated for Impairment	20,075			11,513
Collectively Evaluated for Impairment	1,779,058			1,748,966
Residential Real Estate Mortgage Loans [Member]
Allowance for loan losses:
Balance, beginning of year	16,061		12,112
Charge-offs	0		(433)
Recoveries	97		101
Provision	743		1,766
Balance, end of year	16,901		13,546
Individually Evaluated for Impairment	1,733			1,730
Collectively Evaluated for Impairment	15,168			14,331
Ending Balance	2,237,425			2,157,582
Individually Evaluated for Impairment	25,762			17,880
Collectively Evaluated for Impairment	2,211,663			2,139,702
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of year	431		1,043
Charge-offs	(18)		(5)
Recoveries	0		0
Provision	(13)		26
Balance, end of year	400		1,064
Individually Evaluated for Impairment	30			32
Collectively Evaluated for Impairment	370			399
Ending Balance	50,088			55,047
Individually Evaluated for Impairment	39			46
Collectively Evaluated for Impairment	50,049			55,001
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of year	5,432		6,395
Charge-offs	(381)		(382)
Recoveries	16		99
Provision	(62)		(223)
Balance, end of year	5,005		$ 5,889
Individually Evaluated for Impairment	793			1,223
Collectively Evaluated for Impairment	4,212			4,209
Ending Balance	254,254			243,267
Individually Evaluated for Impairment	4,767			4,052
Collectively Evaluated for Impairment	$ 249,487			$ 239,215
[1]	derived from audited financial statements

LOANS (Details Of Company's Imp

LOANS (Details Of Company's Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	$ 19,535	$ 11,108
Unpaid Principal Balance, with no allowance recorded	20,732	12,076
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	20,793	11,653
Interest Income Recognized in Period, with no allowance recorded	276	609
Recorded Investment, with an allowance recorded	31,108	22,383
Unpaid Principal Balance, with an allowance recorded	33,108	24,862
Related Allowance with an allowance recorded	6,201	5,683
Average Recorded Investment , with an allowance recorded	31,251	29,241
Interest Income Recognized in Period, with an allowance recorded	402	1,276
Recorded Investment	50,643	33,491
Unpaid Principal Balance	53,840	36,938
Related Allowance	6,201	5,683
Average Recorded Investment	52,044	40,894
Interest Income Recognized in Period	678	1,885
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	2,176	478
Unpaid Principal Balance, with no allowance recorded	2,184	487
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	2,182	482
Interest Income Recognized in Period, with no allowance recorded	24	24
Recorded Investment, with an allowance recorded	17,899	11,035
Unpaid Principal Balance, with an allowance recorded	19,899	13,035
Related Allowance with an allowance recorded	3,645	2,698
Average Recorded Investment , with an allowance recorded	18,009	13,882
Interest Income Recognized in Period, with an allowance recorded	280	672
Recorded Investment	20,075	11,513
Unpaid Principal Balance	22,083	13,522
Related Allowance	3,645	2,698
Average Recorded Investment	20,191	14,364
Interest Income Recognized in Period	304	696
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	11,384	3,980
Unpaid Principal Balance, with no allowance recorded	11,545	4,140
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	11,925	3,815
Interest Income Recognized in Period, with no allowance recorded	166	214
Recorded Investment, with an allowance recorded	7,895	6,365
Unpaid Principal Balance, with an allowance recorded	7,895	6,365
Related Allowance with an allowance recorded	1,253	1,328
Average Recorded Investment , with an allowance recorded	7,948	9,958
Interest Income Recognized in Period, with an allowance recorded	94	568
Recorded Investment	19,279	10,345
Unpaid Principal Balance	19,440	10,505
Related Allowance	1,253	1,328
Average Recorded Investment	19,873	13,773
Interest Income Recognized in Period	260	782
One To Four Family Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	2,105	2,396
Unpaid Principal Balance, with no allowance recorded	2,272	2,572
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	2,335	2,409
Interest Income Recognized in Period, with no allowance recorded	42	147
Recorded Investment, with an allowance recorded	848	603
Unpaid Principal Balance, with an allowance recorded	848	603
Related Allowance with an allowance recorded	345	263
Average Recorded Investment , with an allowance recorded	846	567
Interest Income Recognized in Period, with an allowance recorded	5	19
Recorded Investment	2,953	2,999
Unpaid Principal Balance	3,120	3,175
Related Allowance	345	263
Average Recorded Investment	3,181	2,976
Interest Income Recognized in Period	47	166
Other Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	3,085	4,079
Unpaid Principal Balance, with no allowance recorded	3,078	4,694
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	3,100	4,559
Interest Income Recognized in Period, with no allowance recorded	43	222
Recorded Investment, with an allowance recorded	445	457
Unpaid Principal Balance, with an allowance recorded	445	457
Related Allowance with an allowance recorded	135	139
Average Recorded Investment , with an allowance recorded	451	880
Interest Income Recognized in Period, with an allowance recorded	4	17
Recorded Investment	3,530	4,536
Unpaid Principal Balance	3,523	5,151
Related Allowance	135	139
Average Recorded Investment	3,551	5,439
Interest Income Recognized in Period	47	239
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	16,574	10,455
Unpaid Principal Balance, with no allowance recorded	16,895	11,406
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	17,360	10,783
Interest Income Recognized in Period, with no allowance recorded	251	583
Recorded Investment, with an allowance recorded	9,188	7,425
Unpaid Principal Balance, with an allowance recorded	9,188	7,425
Related Allowance with an allowance recorded	1,733	1,730
Average Recorded Investment , with an allowance recorded	9,245	11,405
Interest Income Recognized in Period, with an allowance recorded	103	604
Recorded Investment	25,762	17,880
Unpaid Principal Balance	26,083	18,831
Related Allowance	1,733	1,730
Average Recorded Investment	26,605	22,188
Interest Income Recognized in Period	354	1,187
Consumer Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	9	14
Unpaid Principal Balance, with no allowance recorded	13	20
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	9	18
Interest Income Recognized in Period, with no allowance recorded	0	1
Recorded Investment, with an allowance recorded	30	32
Unpaid Principal Balance, with an allowance recorded	30	32
Related Allowance with an allowance recorded	30	32
Average Recorded Investment , with an allowance recorded	31	34
Interest Income Recognized in Period, with an allowance recorded	0	0
Recorded Investment	39	46
Unpaid Principal Balance	43	52
Related Allowance	30	32
Average Recorded Investment	40	52
Interest Income Recognized in Period	0	1
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	776	161
Unpaid Principal Balance, with no allowance recorded	1,640	163
Related Allowance, with no allowance recorded	0	0
Average Recorded Investment , with no allowance recorded	1,242	370
Interest Income Recognized in Period, with no allowance recorded	1	1
Recorded Investment, with an allowance recorded	3,991	3,891
Unpaid Principal Balance, with an allowance recorded	3,991	4,370
Related Allowance with an allowance recorded	793	1,223
Average Recorded Investment , with an allowance recorded	3,966	3,920
Interest Income Recognized in Period, with an allowance recorded	19	0
Recorded Investment	4,767	4,052
Unpaid Principal Balance	5,631	4,533
Related Allowance	793	1,223
Average Recorded Investment	5,208	4,290
Interest Income Recognized in Period	$ 20	$ 1

LOANS (Additional Information)

LOANS (Additional Information) (Details) - USD ($) $ in Millions	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Troubled Debt Restructuring Debtor Current Period [Line Items]
Troubled Debt Restructurings	$ 6.8	$ 8.3	$ 7.7
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 0.9	$ 0.9	$ 1.2

EMPLOYEE AND DIRECTOR BENEFIT41

EMPLOYEE AND DIRECTOR BENEFITS (Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model) (Details)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	29.00%	24.00%
Expected dividends	0.60%	0.75%
Expected term (in years)	6 years	6 years
Risk-free rate	1.92%	1.71%

EMPLOYEE AND DIRECTOR BENEFIT42

EMPLOYEE AND DIRECTOR BENEFITS (Summary Of Stock Option Activity) (Details) - Employee Stock Option [Member] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, Outstanding at beginning of year	1,249,417	1,622,917
Shares, Granted	99,000	85,500
Shares, Exercised	(205,500)	(215,500)
Shares, Forfeited	(4,500)	0
Shares, Outstanding at end of year	1,138,417	1,492,917
Shares, Exercisable	391,418	383,418
Weighted Average Exercise Price, Outstanding at beginning of year	$ 13.32	$ 9.38
Weighted Average Exercise Price, Granted	38.21	30.77
Weighted Average Exercise Price, Exercised	8.53	6.19
Weighted Average Exercise Price, Forfeited	39.04	0
Weighted Average Exercise Price, Outstanding at end of year	16.24	11.06
Weighted Average Exercise Price, Exercisable	$ 9.47	$ 8.64
Weighted Average Remaining Contractual Term (years), Outstanding at beginning	6 years 3 months 18 days	5 years 10 months 24 days
Weighted Average Remaining Contractual Term (years), Granted	9 years 9 months 18 days	9 years 10 months 24 days
Weighted Average Remaining Contractual Term (years), Exercised	4 years 7 months 6 days	3 years 1 month 6 days
Weighted Average Remaining Contractual Term (years), Forfeited	9 years 3 months 18 days	0 years
Weighted Average Remaining Contractual Term (years), Outstanding at ending	6 years 8 months 12 days	6 years 3 months 18 days
Weighted Average Remaining Contractual Term (years), Exercisable	5 years 2 months 12 days	4 years 6 months
Aggregate Intrinsic Value, Outstanding at beginning of year	$ 42,743	$ 38,256
Aggregate Intrinsic Value, Granted	0	0
Aggregate Intrinsic Value, Exercised	7,372	5,774
Aggregate Intrinsic Value, Forfeited	24	0
Aggregate Intrinsic Value, Outstanding at end of year	32,058	32,737
Aggregate Intrinsic Value, Exercisable	$ 13,672	$ 9,335

EMPLOYEE AND DIRECTOR BENEFIT43

EMPLOYEE AND DIRECTOR BENEFITS (Additional Information) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation	$ 343,000	$ 301,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 11.53	$ 7.61
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	$ 2,651,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	2 years 7 months 6 days
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	$ 633,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	2 years 3 months 18 days
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures, Total	241,588
Plan 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	3,075,000
Plan 2009 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	2,775,000

RECENTLY ADOPTED ACCOUNTING P44

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS (Additional Information) (Details) - Subordinated Debt [Member]	3 Months Ended
	Mar. 31, 2016USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Subordinated Debt	$ 34,750,000
Debt Instrument, Interest Rate, Effective Percentage	5.50%
Debt Instrument, Maturity Date	Nov. 9, 2022
Unamortized Debt Issuance Expense	$ 105,000
Amortization of Financing Costs	$ 6,000

FAIR VALUE MEASUREMENT (Financi

FAIR VALUE MEASUREMENT (Financial Assets And Financial Liabilities Carried At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 334,567	$ 342,938
Fair Value Measurements Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	334,567	342,938
Fair Value Measurements Recurring [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	43,588	45,009
Fair Value Measurements Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	132,328	136,954
Fair Value Measurements Recurring [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	143,688	146,033
Fair Value Measurements Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	14,963	14,942
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	334,567	342,938
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	43,588	45,009
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	132,328	136,954
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	143,688	146,033
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	14,963	14,942
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 0	$ 0

FAIR VALUE MEASUREMENT (Carryin

FAIR VALUE MEASUREMENT (Carrying Amount And Estimated Fair Value Of Financial Instruments) (Details) - Fair Value Measurements Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 44,442	$ 27,808
Other real estate owned and repossessed assets	4,044	5,392
Total assets at fair value	48,486	33,200
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	44,442	27,808
Other real estate owned and repossessed assets	4,044	5,392
Total assets at fair value	$ 48,486	$ 33,200

FAIR VALUE MEASUREMENT (Finan47

FAIR VALUE MEASUREMENT (Financial Assets And Liabilities Carried At Fair Value On Recurring Basis Or Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financial Assets:
Cash and cash equivalents	$ 56,714	$ 46,614	[1]
Available for sale debt securities	334,567	342,938
Held to maturity debt securities	27,539	27,426	[1]
Equity securities	5,667	4,954	[1]
Federal funds sold	28,410	34,785	[1]
Mortgage loans held for sale	5,090	8,249	[1]
Bank owned life insurance contracts	92,218	91,594	[1]
Loans, net	4,295,755	4,172,956	[1]
Financial Liabilities:
Federal funds purchased	497,885	352,360	[1]
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	497,227	317,450
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	334,567	342,938
Held to maturity debt securities	27,539	27,426
Equity securities	5,667	4,954
Federal funds sold	28,410	34,785
Mortgage loans held for sale	5,090	8,249
Bank owned life insurance contracts	92,218	91,594
Financial Liabilities:
Deposits	4,339,747	4,223,888
Federal funds purchased	497,885	352,360
Other borrowings	55,543	55,637
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	4,295,755	4,172,956
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	497,227	317,450
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	334,567	342,938
Held to maturity debt securities	28,409	27,910
Equity securities	5,667	4,954
Federal funds sold	28,410	34,785
Mortgage loans held for sale	5,139	8,295
Bank owned life insurance contracts	92,218	91,594
Financial Liabilities:
Deposits	4,341,021	4,223,181
Federal funds purchased	497,885	352,360
Other borrowings	54,307	52,521
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	$ 4,326,975	$ 4,179,835
[1]	derived from audited financial statements

FAIR VALUE MEASUREMENT (Additio

FAIR VALUE MEASUREMENT (Additional Information) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Asset Impairment Charges	$ 911,000	$ 1,301,000
Real Estate Owned, Amount of Loss at Acquisition	392,000	$ 105,000
Mortgage Loans on Real Estate, Foreclosures	$ 715,000		$ 1,141,000