ServisFirst Bancshares (SFBS) 10-Q 2 Aug 16 2016 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 29, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Entity Registrant Name	ServisFirst Bancshares, Inc.
Entity Central Index Key	1,430,723
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Trading Symbol	SFBS
Entity Common Stock, Shares Outstanding		26,251,948

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	[1]
ASSETS
Cash and due from banks	$ 54,985	$ 46,614
Interest-bearing balances due from depository institutions	417,703	270,836
Federal funds sold	116,038	34,785
Cash and cash equivalents	588,726	352,235
Available for sale debt securities, at fair value	321,044	342,938
Held to maturity debt securities (fair value of $27,717 and $27,910 at June 30, 2016 and December 31, 2015, respectively)	26,662	27,426
Restricted equity securities	5,671	4,954
Mortgage loans held for sale	7,933	8,249
Loans	4,539,338	4,216,375
Less allowance for loan losses	(46,998)	(43,419)
Loans, net	4,492,340	4,172,956
Premises and equipment, net	23,221	19,434
Accrued interest and dividends receivable	13,487	13,698
Deferred tax assets	21,710	23,425
Other real estate owned and repossessed assets	4,260	5,392
Bank owned life insurance contracts	102,873	91,594
Goodwill and other identifiable intangible assets	15,154	15,330
Other assets	22,974	17,878
Total assets	5,646,055	5,095,509
Deposits:
Noninterest-bearing	1,185,668	1,053,467
Interest-bearing	3,482,127	3,170,421
Total deposits	4,667,795	4,223,888
Federal funds purchased	420,430	352,360
Other borrowings	55,450	55,637
Accrued interest payable	2,876	2,369
Other liabilities	10,407	12,108
Total liabilities	5,156,958	4,646,362
Stockholders' equity:
Common stock, par value $.001 per share; 100,000,000 shares authorized and 26,251,948 shares issued and outstanding at June 30, 2016, and 50,000,000 authorized and 25,972,698 shares issued and outstanding at December 31, 2015	26	26
Additional paid-in capital	214,525	211,546
Retained earnings	268,765	234,150
Accumulated other comprehensive income	5,404	3,048
Total stockholders' equity attributable to ServisFirst Bancshares, Inc.	488,720	448,770
Noncontrolling interest	377	377
Total stockholders' equity	489,097	449,147
Total liabilities and stockholders' equity	5,646,055	5,095,509
Series A Preferred Stock [Member]
Stockholders' equity:
Preferred stock	0	0
Undesignated Preferred Stock [Member]
Stockholders' equity:
Preferred stock	$ 0	$ 0
[1]	Derived from audited financial statements.

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Held to maturity debt securities, fair value	$ 27,717	$ 27,910
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	100,000,000	50,000,000
Common stock, shares issued	26,251,948	25,972,698
Common stock, shares outstanding	26,251,948	25,972,698
Series A Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, authorized	0	40,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Undesignated Preferred Stock [Member]
Preferred stock, par value	$ 0.001	$ 0.001
Preferred stock, authorized	1,000,000	1,000,000
Preferred stock, undesignated	1,000,000	960,000

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest income:
Interest and fees on loans	$ 49,210	$ 42,105	$ 96,457	$ 80,751
Taxable securities	1,238	1,104	2,507	2,232
Nontaxable securities	834	874	1,692	1,734
Federal funds sold	210	24	283	101
Other interest and dividends	558	102	1,072	174
Total interest income	52,050	44,209	102,011	84,992
Interest expense:
Deposits	4,633	3,512	8,994	6,782
Borrowed funds	1,526	486	2,947	962
Total interest expense	6,159	3,998	11,941	7,744
Net interest income	45,891	40,211	90,070	77,248
Provision for loan losses	3,800	4,062	5,859	6,467
Net interest income after provision for loan losses	42,091	36,149	84,211	70,781
Noninterest income:
Service charges on deposit accounts	1,306	1,276	2,613	2,483
Mortgage banking	901	735	1,569	1,189
Securities (losses) gains	(3)	0	(3)	29
Increase in cash surrender value life insurance	655	660	1,279	1,308
Other operating income	988	759	1,824	1,355
Total noninterest income	3,847	3,430	7,282	6,364
Noninterest expenses:
Salaries and employee benefits	10,733	10,426	21,800	19,434
Equipment and occupancy expense	2,023	1,634	4,008	3,295
Professional services	999	665	1,737	1,233
FDIC and other regulatory assessments	803	626	1,553	1,246
OREO expense	41	289	490	503
Merger expense	0	0	0	2,096
Other operating expenses	4,905	4,498	9,206	8,939
Total noninterest expenses	19,504	18,138	38,794	36,746
Income before income taxes	26,434	21,441	52,699	40,399
Provision for income taxes	7,558	6,972	13,867	12,875
Net income	18,876	14,469	38,832	27,524
Preferred stock dividends	23	123	23	223
Net income available to common stockholders	$ 18,853	$ 14,346	$ 38,809	$ 27,301
Basic earnings per common share	$ 0.72	$ 0.56	$ 1.48	$ 1.07
Diluted earnings per common share	$ 0.71	$ 0.54	$ 1.46	$ 1.04

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Net income	$ 18,876	$ 14,469	$ 38,832	$ 27,524
Other comprehensive income (loss), net of tax:
Unrealized holding gains (losses) arising during period from securities available for sale, net of tax of $272 and $1,256 for the three and six months ended June 30, 2016, respectively, and $399 and $390 for the three and six months ended June 30, 2015, respectively	520	(1,467)	2,354	(722)
Reclassification adjustment for net losses (gains) on sale of securities in net income, net of tax of $1 for the three and six months ended June 30, 2016, and $0 and $10 for three and six months ended June 30, 2015, respectively	2	0	2	(19)
Other comprehensive income (loss), net of tax	522	(1,467)	2,356	(741)
Comprehensive income	$ 19,398	$ 13,002	$ 41,188	$ 26,783

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Unrealized holding (losses) gains arising during period from securities available for sale	$ 272	$ 399	$ 1,256	$ 390
Reclassification adjustment for net gains on sale of securities in net income	$ 1	$ 0	$ 1	$ 10

CONSOLIDATED STATEMENT OF STOCK

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total		Preferred Stock [Member]	Common Stock [Member]	Additional Paid In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Noncontrolling Interest [Member]
Beginning Balance at Dec. 31, 2014	$ 407,213		$ 39,958	$ 25	$ 185,397	$ 177,091	$ 4,490	$ 252
Common dividends paid	(1,539)		0	0	0	(1,539)	0	0
Common dividends declared	(1,550)		0	0	0	(1,550)	0	0
Preferred dividends paid	(223)		0	0	0	(223)	0	0
Exercise stock options and warrants, including tax benefit	2,693		0	0	2,693	0	0	0
Issue shares of REIT preferred stock	125		0	0	0	0	0	125
Issue 636,592 shares of common stock as consideration for Metro Bancshares, Inc. acquisition	19,356		0	1	19,355	0	0	0
Excess tax benefit on exercise and vesting of stock options	1,065		0	0	1,065	0	0	0
Stock-based compensation expense	564		0	0	564	0	0	0
Other comprehensive income, net of tax	(741)		0	0	0	0	(741)	0
Net income	27,524		0	0	0	27,524	0	0
Ending Balance at Jun. 30, 2015	454,487		39,958	26	209,074	201,303	3,749	377
Beginning Balance at Dec. 31, 2015	449,147	[1]	0	26	211,546	234,150	3,048	377
Common dividends paid	(2,095)		0	0	0	(2,095)	0	0
Common dividends declared	(2,099)		0	0	0	(2,099)	0	0
Preferred dividends paid	(23)		0	0	0	(23)	0	0
Exercise stock options and warrants, including tax benefit	2,339		0	0	2,339	0	0	0
Stock-based compensation expense	640		0	0	640	0	0	0
Other comprehensive income, net of tax	2,356		0	0	0	0	2,356	0
Net income	38,832		0	0	0	38,832	0	0
Ending Balance at Jun. 30, 2016	$ 489,097		$ 0	$ 26	$ 214,525	$ 268,765	$ 5,404	$ 377
[1]	Derived from audited financial statements.

CONSOLIDATED STATEMENT OF STOC8

CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Stock Options And Warrants Exercised	274,750	386,500
Common Dividends Paid Per Share	$ 0.08	$ 0.06
Common Dividends Declared Per Share	$ 0.08	$ 0.06
Issue shares of REIT preferred		125
Common Stock [Member]
Stock Issued During Period, Shares, New Issues		636,592

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
OPERATING ACTIVITIES
Net income	$ 38,832	$ 27,524
Adjustments to reconcile net income to net cash provided by:
Deferred tax expense	440	87
Provision for loan losses	5,859	6,467
Depreciation	1,480	1,124
Accretion on acquired loans	(624)	(1,120)
Amortization of core deposit intangible	176	180
Net amortization of debt securities available for sale	1,288	1,214
Decrease (increase) in accrued interest and dividends receivable	211	(207)
Stock-based compensation expense	640	564
Increase in accrued interest and dividends payable	507	311
Proceeds from sale of mortgage loans held for sale	61,054	61,717
Originations of mortgage loans held for sale	(59,169)	(66,266)
Loss (gain) on sale of debt securities available for sale	3	(29)
Gain on sale of mortgage loans held for sale	(1,569)	(1,189)
Net loss on sale of other real estate owned	39	41
Write down of other real estate owned	397	188
Operating losses on tax credit and other partnerships	176	76
Increase in cash surrender value of life insurance contracts	(1,279)	(1,308)
Net change in other assets, liabilities, and other operating activities	(7,563)	(4,273)
Net cash provided by operating activities	40,898	25,101
INVESTMENT ACTIVITIES
Purchase of debt securities available for sale	(15,119)	(17,497)
Proceeds from sale of debt securities available for sale	6,085	16,738
Proceeds from maturities, calls and paydowns of debt securities available for sale	34,255	20,611
Purchase of debt securities held to maturity	(439)	(202)
Proceeds from maturities, calls and paydowns of debt securities held to maturity	1,203	534
Purchase of equity securities	(708)	(534)
Increase in loans	(325,496)	(357,687)
Purchase of premises and equipment	(5,267)	(441)
Purchase of bank-owned life insurance contracts	(10,000)	0
Expenditures to complete construction of other real estate owned	(3)	(91)
Proceeds from sale of other real estate owned and repossessed assets	1,575	2,665
Investment in tax credit partnerships	(2,491)	0
Net cash paid in acquisition of Metro Bancshares, Inc.	0	(12,883)
Net cash used in investing activities	(316,405)	(348,787)
FINANCING ACTIVITIES
Net increase in noninterest-bearing deposits	132,201	68,839
Net increase in interest-bearing deposits	311,706	86,379
Net increase in federal funds purchased	68,070	6,605
Repayment of Federal Home Loan Bank advances	(200)	(200)
Proceeds from sale of preferred stock, net	0	125
Proceeds from exercise of stock options	2,339	2,693
Dividends paid on common stock	(2,095)	(1,539)
Dividends paid on preferred stock	(23)	(223)
Net cash provided by financing activities	511,998	162,679
Net increase (decrease) in cash and cash equivalents	236,491	(161,007)
Cash and cash equivalents at beginning of year	352,235	297,464
Cash and cash equivalents at end of year	588,726	136,457
Cash paid for:
Interest	11,434	7,344
Income taxes	17,546	14,855
NONCASH TRANSACTIONS
Other real estate acquired in settlement of loans	2,036	1,941
Internally financed sales of other real estate owned	1,157	0
Dividends declared	2,099	1,550
Fair value of assets and liabilities from acquisition:
Fair value of tangible assets acquired	0	201,821
Other intangible assets acquired	0	18,143
Fair value of liabilities assumed	0	(179,682)
Total merger consideration	$ 0	$ 40,282

GENERAL

GENERAL	6 Months Ended
	Jun. 30, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
GENERAL	NOTE 1 - GENERAL The accompanying consolidated financial statements in this report have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission, including Regulation S-X and the instructions for Form 10-Q, and have not been audited. These consolidated financial statements do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments necessary to present fairly the consolidated financial position and the consolidated results of operations for the interim periods have been made. All such adjustments are of a normal nature. The consolidated results of operations are not necessarily indicative of the consolidated results of operations which ServisFirst Bancshares, Inc. (the “Company”) and its consolidated subsidiaries, including ServisFirst Bank (the “Bank”), may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company’s Form 10-K for the year ended December 31, 2015. All reported amounts are in thousands except share and per share data.

ACQUISITION

ACQUISITION	6 Months Ended
	Jun. 30, 2016
Business Combinations [Abstract]
ACQUISITION	NOTE 2 - ACQUISITION On January 31, 2015, the Company completed its acquisition of Metro and Metro Bank, its wholly-owned bank subsidiary, for an aggregate of $ 20.9 636,592 January 31, 2015 As recorded by Fair value As recorded by (In Thousands) Assets acquired: Cash and cash equivalents $ 8,543 $ - $ 8,543 Debt securities 28,833 (41) a 28,792 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 762 c 8,368 Accrued interest receivable 484 - 484 Deferred taxes 754 3,153 d 3,907 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 3,686 $ 207,075 Liabilities assumed: Deposits $ 175,236 $ 518 g $ 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 996 - 996 Total liabilities assumed $ 179,896 $ 514 $ 180,410 Net assets acquired $ 23,493 $ 3,172 $ 26,665 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid (40,282) Goodwill $ 13,617 a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt. The estimated fair value of the purchased credit impaired loans acquired in the Metro transaction on January 31, 2015 was $ 5.1 Pro forma financial information is not provided because such amounts are immaterial to the Company’s consolidated financial statements.

CASH AND CASH EQUIVALENTS

CASH AND CASH EQUIVALENTS	6 Months Ended
	Jun. 30, 2016
Cash and Cash Equivalents [Abstract]
CASH AND CASH EQUIVALENTS	NOTE 3 - CASH AND CASH EQUIVALENTS Cash on hand, cash items in process of collection, amounts due from banks, and federal funds sold are included in cash and cash equivalents.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	NOTE 4 - EARNINGS PER COMMON SHARE Basic earnings per common share are computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period. Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 (In Thousands, Except Shares and Per Share Data) Earnings per common share Weighted average common shares outstanding 26,212,863 25,715,654 26,170,195 25,507,396 Net income available to common stockholders $ 18,853 $ 14,346 $ 38,809 $ 27,301 Basic earnings per common share $ 0.72 $ 0.56 $ 1.48 $ 1.07 Weighted average common shares outstanding 26,212,863 25,715,654 26,170,195 25,507,396 Dilutive effects of assumed conversions and exercise of stock options 513,400 710,382 476,342 825,131 Weighted average common and dilutive potential common shares outstanding 26,726,263 26,426,036 26,646,537 26,332,527 Net income available to common stockholders $ 18,853 $ 14,346 $ 38,809 $ 27,301 Diluted earnings per common share $ 0.71 $ 0.54 $ 1.46 $ 1.04

SECURITIES

SECURITIES	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
SECURITIES	NOTE 5 - SECURITIES Gross Gross Amortized Unrealized Unrealized Market Cost Gain Loss Value (In Thousands) June 30, 2016 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 38,215 $ 1,101 $ - $ 39,316 Mortgage-backed securities 125,939 4,014 - 129,953 State and municipal securities 139,642 3,150 (12) 142,780 Corporate debt 8,949 46 - 8,995 Total 312,745 8,311 (12) 321,044 Securities Held to Maturity Mortgage-backed securities 20,461 528 - 20,989 State and municipal securities 6,201 527 - 6,728 Total $ 26,662 $ 1,055 $ - $ 27,717 December 31, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 44,581 $ 569 $ (141) $ 45,009 Mortgage-backed securities 135,363 1,945 (354) 136,954 State and municipal securities 143,403 2,731 (101) 146,033 Corporate debt 14,902 67 (27) 14,942 Total 338,249 5,312 (623) 342,938 Securities Held to Maturity Mortgage-backed securities 21,666 368 (332) 21,702 State and municipal securities 5,760 449 (1) 6,208 Total $ 27,426 $ 817 $ (333) $ 27,910 June 30, 2016 December 31, 2015 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Due within one year $ 23,287 $ 23,441 $ 16,770 $ 16,868 Due from one to five years 139,329 142,704 153,880 156,311 Due from five to ten years 24,190 24,946 32,236 32,805 Mortgage-backed securities 125,939 129,953 135,363 136,954 $ 312,745 $ 321,044 $ 338,249 $ 342,938 Debt securities held to maturity Due from five to ten years $ 627 $ 663 $ 627 $ 659 Due after ten years 5,574 6,065 5,133 5,549 Mortgage-backed securities 20,461 20,989 21,666 21,702 $ 26,662 $ 27,717 $ 27,426 $ 27,910 All mortgage-backed securities are with government-sponsored enterprises (GSEs) such as Federal National Mortgage Association, Government National Mortgage Association, Federal Home Loan Bank, and Federal Home Loan Mortgage Corporation. The following table identifies, as of June 30, 2016 and December 31, 2015, the Company’s investment securities that have been in a continuous unrealized loss position for less than 12 months and those that have been in a continuous unrealized loss position for 12 or more months. At June 30, 2016, six of the Company’s 739 debt securities had been in an unrealized loss position for 12 or more months. The Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell the securities before recovery of their amortized cost, which may be maturity; accordingly, the Company does not consider these securities to be other-than-temporarily impaired at June 30, 2016. Further, the Company believes any deterioration in value of its current investment securities is attributable to changes in market interest rates and not credit quality of the issuer. Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) June 30, 2016 U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - - - - - State and municipal securities (8) 4,393 (4) 1,215 (12) 5,608 Corporate debt - - - - - - Total $ (8) $ 4,393 $ (4) $ 1,215 $ (12) $ 5,608 December 31, 2015 U.S. Treasury and government sponsored agencies $ (141) $ 3,886 $ - $ - $ (141) $ 3,886 Mortgage-backed securities (354) 56,609 (332) 11,712 (686) 68,321 State and municipal securities (55) 15,464 (47) 4,531 (102) 19,995 Corporate debt (27) 2,961 - - (27) 2,961 Total $ (577) $ 78,920 $ (379) $ 16,243 $ (956) $ 95,163

LOANS

LOANS	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
LOANS	NOTE 6 – LOANS The following table details the Company’s loans at June 30, 2016 and December 31, 2015: June 30, December 31, 2016 2015 (Dollars In Thousands) Commercial, financial and agricultural $ 1,895,870 $ 1,760,479 Real estate - construction 251,144 243,267 Real estate - mortgage: Owner-occupied commercial 1,117,514 1,014,669 1-4 family mortgage 494,733 444,134 Other mortgage 725,336 698,779 Subtotal: Real estate - mortgage 2,337,583 2,157,582 Consumer 54,741 55,047 Total Loans 4,539,338 4,216,375 Less: Allowance for loan losses (46,998 ) (43,419 ) Net Loans $ 4,492,340 $ 4,172,956 Commercial, financial and agricultural 41.76 % 41.75 % Real estate - construction 5.53 % 5.77 % Real estate - mortgage: Owner-occupied commercial 24.62 % 24.07 % 1-4 family mortgage 10.90 % 10.53 % Other mortgage 15.98 % 16.57 % Subtotal: Real estate - mortgage 51.50 % 51.17 % Consumer 1.21 % 1.31 % Total Loans 100.00 % 100.00 % The credit quality of the loan portfolio is summarized no less frequently than quarterly using categories similar to the standard asset classification system used by the federal banking agencies. The following table presents credit quality indicators for the loan loss portfolio segments and classes. These categories are utilized to develop the associated allowance for loan losses using historical losses adjusted for current economic conditions defined as follows: · Pass – loans which are well protected by the current net worth and paying capacity of the obligor (or obligors, if any) or by the fair value, less cost to acquire and sell, of any underlying collateral. · Special Mention – loans with potential weakness that may, if not reversed or corrected, weaken the credit or inadequately protect the Company’s position at some future date. These loans are not adversely classified and do not expose an institution to sufficient risk to warrant an adverse classification. · Substandard – loans that exhibit well-defined weakness or weaknesses that currently jeopardize debt repayment. These loans are characterized by the distinct possibility that the institution will sustain some loss if the weaknesses are not corrected. · Doubtful – loans that have all the weaknesses inherent in loans classified substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. Loans by credit quality indicator as of June 30, 2016 and December 31, 2015 were as follows: Special June 30, 2016 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,819,738 $ 58,467 $ 17,665 $ - $ 1,895,870 Real estate - construction 239,389 6,833 4,922 - 251,144 Real estate - mortgage: Owner-occupied commercial 1,095,079 8,466 13,969 - 1,117,514 1-4 family mortgage 489,905 2,120 2,708 - 494,733 Other mortgage 711,276 10,902 3,158 - 725,336 Total real estate mortgage 2,296,260 21,488 19,835 - 2,337,583 Consumer 54,493 221 27 - 54,741 Total $ 4,409,880 $ 87,009 $ 42,449 $ - $ 4,539,338 Special December 31, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,701,591 $ 47,393 $ 11,495 $ - $ 1,760,479 Real estate - construction 233,046 6,221 4,000 - 243,267 Real estate - mortgage: Owner-occupied commercial 988,762 18,169 7,738 - 1,014,669 1-4 family mortgage 437,834 3,301 2,999 - 444,134 Other mortgage 683,157 11,086 4,536 - 698,779 Total real estate mortgage 2,109,753 32,556 15,273 - 2,157,582 Consumer 54,973 42 32 - 55,047 Total $ 4,099,363 $ 86,212 $ 30,800 $ - $ 4,216,375 Loans by performance status as of June 30, 2016 and December 31, 2015 were as follows: June 30, 2016 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,895,539 $ 331 $ 1,895,870 Real estate - construction 247,522 3,622 251,144 Real estate - mortgage: Owner-occupied commercial 1,117,514 - 1,117,514 1-4 family mortgage 494,155 578 494,733 Other mortgage 724,752 584 725,336 Total real estate mortgage 2,336,421 1,162 2,337,583 Consumer 54,703 38 54,741 Total $ 4,534,185 $ 5,153 $ 4,539,338 December 31, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,758,561 $ 1,918 $ 1,760,479 Real estate - construction 239,267 4,000 243,267 Real estate - mortgage: Owner-occupied commercial 1,014,669 - 1,014,669 1-4 family mortgage 443,936 198 444,134 Other mortgage 697,160 1,619 698,779 Total real estate mortgage 2,155,765 1,817 2,157,582 Consumer 55,015 32 55,047 Total $ 4,208,608 $ 7,767 $ 4,216,375 Loans by past due status as of June 30, 2016 and December 31, 2015 were as follows: June 30, 2016 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 1,370 $ 28 $ - $ 1,398 $ 331 $ 1,894,141 $ 1,895,870 Real estate - construction - - - - 3,622 247,522 251,144 Real estate - mortgage: Owner-occupied commercial - 1,461 - 1,461 - 1,116,053 1,117,514 1-4 family mortgage 445 61 250 756 328 493,649 494,733 Other mortgage - - 162 162 422 724,752 725,336 Total real estate - mortgage 445 1,522 412 2,379 750 2,334,454 2,337,583 Consumer 427 5 11 443 27 54,271 54,741 Total $ 2,242 $ 1,555 $ 423 $ 4,220 $ 4,730 $ 4,530,388 $ 4,539,338 December 31, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 50 $ 35 $ - $ 85 $ 1,918 $ 1,758,476 $ 1,760,479 Real estate - construction 198 12 - 210 4,000 239,057 243,267 Real estate - mortgage: Owner-occupied commercial - - - - - 1,014,669 1,014,669 1-4 family mortgage - 210 - 210 198 443,726 444,134 Other mortgage - - - - 1,619 697,160 698,779 Total real estate - mortgage - 210 - 210 1,817 2,155,555 2,157,582 Consumer 45 6 1 52 31 54,964 55,047 Total $ 293 $ 263 $ 1 $ 557 $ 7,766 $ 4,208,052 $ 4,216,375 The allowance for loan losses is maintained at a level which, in management’s judgment, is adequate to absorb credit losses inherent in the loan portfolio. The amount of the allowance is based on management’s evaluation of the collectability of the loan portfolio, including the nature of the portfolio, credit concentrations, trends in historical loss experience, specific impaired loans, economic conditions and other risks inherent in the portfolio. Allowances for impaired loans are generally determined based on collateral values or the present value of the estimated cash flows. The allowance is increased by a provision for loan losses, which is charged to expense, and reduced by charge-offs, net of recoveries. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the allowance for losses on loans. Such agencies may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination. The methodology utilized for the calculation of the allowance for loan losses is divided into four distinct categories. Those categories include allowances for non-impaired loans (ASC 450), impaired loans (ASC 310), external qualitative factors, and internal qualitative factors. A description of each category of the allowance for loan loss methodology is listed below. Non-Impaired Loans. Non-impaired loans are grouped into homogeneous loan pools by loan type and are the following: commercial and industrial, construction and development, commercial real estate, second lien home equity lines of credit, and all other loans. Each loan pool is stratified by internal risk rating and multiplied by a loss allocation percentage derived from the loan pool historical loss rate. The historical loss rate is based on an age weighted 5 year history of net charge-offs experienced by pool, with the most recent net charge-off experience given a greater weighting. This results in the expected loss rate per year, adjusted by a qualitative adjustment factor and a years-to-impairment factor, for each pool of loans to derive the total amount of allowance for non-impaired loans. Impaired Loans. Loans are considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect all amounts due according to the original terms of the loan agreement. The collection of all amounts due according to contractual terms means that both the contractual interest and principal payments of a loan will be collected as scheduled in the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate, at the loan’s observable market price or the fair value of the underlying collateral. The fair value of collateral, reduced by costs to sell on a discounted basis, is used if a loan is collateral-dependent. Fair value estimates for specifically impaired collateral-dependent loans are derived from appraised values based on the current market value or “as is” value of the property, normally from recently received and reviewed appraisals. Appraisals are obtained from certified and licensed appraisers and are based on certain assumptions, which may include construction or development status and the highest and best use of the property. External Qualitative Factors . The determination of the portion of the allowance for loan losses relating to external qualitative factors is based on consideration of the following factors: gross domestic product growth rate, changes in prime rate, delinquency trends, peer delinquency trends, year-over-year loan growth and state unemployment rate trends. Data for the three most recent periods is utilized in the calculation for each external qualitative component. The factors have a consistent weighted methodology to calculate the amount of allowance due to external qualitative factors. Internal Qualitative Factors . The determination of the portion of the allowance for loan losses relating to internal qualitative factors is based on the consideration of criteria which includes the following: number of extensions and deferrals, single pay and interest only loans, current financial information, credit concentrations and risk grade accuracy. A self-assessment for each of the criteria is made with a consistent weighted methodology used to calculate the amount of allowance required for internal qualitative factors. The following table presents an analysis of the allowance for loan losses by portfolio segment and changes in the allowance for loan losses for the three and six months ended June 30, 2016 and June 30, 2015. The total allowance for loan losses is disaggregated into those amounts associated with loans individually evaluated and those associated with loans collectively evaluated. Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended June 30, 2016 Allowance for loan losses: Balance at March 31, 2016 $ 22,839 $ 5,005 $ 16,901 $ 400 $ 45,145 Charge-offs (1,412 ) (355 ) (191 ) (31 ) (1,989 ) Recoveries 1 39 2 - 42 Provision 2,227 590 888 95 3,800 Balance at June 30, 2016 $ 23,655 $ 5,279 $ 17,600 $ 464 $ 46,998 Three Months Ended June 30, 2015 Allowance for loan losses: Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 Charge-offs (1,151 ) (93 ) (208 ) (19 ) (1,471 ) Recoveries 6 65 2 - 73 Provision 3,340 (187 ) 831 78 4,062 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Six Months Ended June 30, 2016 Allowance for loan losses: Balance at December 31, 2015 $ 21,495 $ 5,432 $ 16,061 $ 431 $ 43,419 Charge-offs (1,462 ) (736 ) (191 ) (49 ) (2,438 ) Recoveries 4 55 99 - 158 Provision 3,618 528 1,631 82 5,859 Balance at June 30, 2016 $ 23,655 $ 5,279 $ 17,600 $ 464 $ 46,998 Six Months Ended June 30, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (1,228 ) (475 ) (641 ) (24 ) (2,368 ) Recoveries 25 164 103 - 292 Provision 4,176 (410 ) 2,597 104 6,467 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 As of June 30, 2016 Allowance for loan losses: Individually Evaluated for Impairment $ 2,855 $ 1,319 $ 1,675 $ 27 $ 5,876 Collectively Evaluated for Impairment 20,800 3,960 15,925 437 41,122 Loans: Ending Balance $ 1,895,870 $ 251,144 $ 2,337,583 $ 54,741 $ 4,539,338 Individually Evaluated for Impairment 17,665 4,972 22,371 31 45,039 Collectively Evaluated for Impairment 1,878,205 246,172 2,315,212 54,710 4,494,299 As of December 31, 2015 Allowance for loan losses: Individually Evaluated for Impairment $ 2,698 $ 1,223 $ 1,730 $ 32 $ 5,683 Collectively Evaluated for Impairment 18,797 4,209 14,331 399 37,736 Loans: Ending Balance $ 1,760,479 $ 243,267 $ 2,157,582 $ 55,047 $ 4,216,375 Individually Evaluated for Impairment 11,513 4,052 17,880 46 33,491 Collectively Evaluated for Impairment 1,748,966 239,215 2,139,702 55,001 4,182,884 The following table presents details of the Company’s impaired loans as of June 30, 2016 and December 31, 2015, respectively. Loans which have been fully charged off do not appear in the tables. For the three months For the six months ended June 30, ended June 30, June 30, 2016 2016 2016 Interest Interest Unpaid Average Income Average Income Recorded Principal Related Recorded Recognized Recorded Recognized Investment Balance Allowance Investment in Period Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 1,438 $ 1,438 $ - $ 1,438 $ 15 $ 1,442 $ 30 Real estate - construction 1,264 2,466 - 1,267 1 1,774 10 Real estate - mortgage: Owner-occupied commercial 7,086 7,247 - 7,293 98 7,398 202 1-4 family mortgage 1,962 1,988 - 2,047 26 2,056 53 Other mortgage 2,928 2,928 - 2,944 40 2,958 81 Total real estate - mortgage 11,976 12,163 - 12,284 164 12,412 336 Consumer 4 6 - 6 - 5 - Total with no allowance recorded 14,682 16,073 - 14,995 180 15,633 376 With an allowance recorded: Commercial, financial and agricultural 16,227 19,327 2,855 17,337 218 17,490 498 Real estate - construction 3,708 3,708 1,319 3,708 18 3,694 37 Real estate - mortgage: Owner-occupied commercial 9,420 9,420 1,320 9,350 111 9,336 220 1-4 family mortgage 745 745 349 745 4 745 10 Other mortgage 230 230 6 233 4 239 8 Total real estate - mortgage 10,395 10,395 1,675 10,328 119 10,320 238 Consumer 27 27 27 27 - 30 - Total with allowance recorded 30,357 33,457 5,876 31,400 355 31,534 773 Total Impaired Loans: Commercial, financial and agricultural 17,665 20,765 2,855 18,775 233 18,932 528 Real estate - construction 4,972 6,174 1,319 4,975 19 5,468 47 Real estate - mortgage: Owner-occupied commercial 16,506 16,667 1,320 16,643 209 16,734 422 1-4 family mortgage 2,707 2,733 349 2,792 30 2,801 63 Other mortgage 3,158 3,158 6 3,177 44 3,197 89 Total real estate - mortgage 22,371 22,558 1,675 22,612 283 22,732 574 Consumer 31 33 27 33 - 35 - Total impaired loans $ 45,039 $ 49,530 $ 5,876 $ 46,395 $ 535 $ 47,167 $ 1,149 December 31, 2015 Unpaid Average Interest Income Recorded Principal Related Recorded Recognized in Investment Balance Allowance Investment Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 478 $ 487 $ - $ 482 $ 24 Real estate - construction 161 163 - 370 1 Real estate - mortgage: Owner-occupied commercial 3,980 4,140 - 3,815 214 1-4 family mortgage 2,396 2,572 - 2,409 147 Other mortgage 4,079 4,694 - 4,559 222 Total real estate - mortgage 10,455 11,406 - 10,783 583 Consumer 14 20 - 18 1 Total with no allowance recorded 11,108 12,076 - 11,653 609 With an allowance recorded: Commercial, financial and agricultural 11,035 13,035 2,698 13,882 672 Real estate - construction 3,891 4,370 1,223 3,920 - Real estate - mortgage: Owner-occupied commercial 6,365 6,365 1,328 9,958 568 1-4 family mortgage 603 603 263 567 19 Other mortgage 457 457 139 880 17 Total real estate - mortgage 7,425 7,425 1,730 11,405 604 Consumer 32 32 32 34 - Total with allowance recorded 22,383 24,862 5,683 29,241 1,276 Total Impaired Loans: Commercial, financial and agricultural 11,513 13,522 2,698 14,364 696 Real estate - construction 4,052 4,533 1,223 4,290 1 Real estate - mortgage: Owner-occupied commercial 10,345 10,505 1,328 13,773 782 1-4 family mortgage 2,999 3,175 263 2,976 166 Other mortgage 4,536 5,151 139 5,439 239 Total real estate - mortgage 17,880 18,831 1,730 22,188 1,187 Consumer 46 52 32 52 1 Total impaired loans $ 33,491 $ 36,938 $ 5,683 $ 40,894 $ 1,885 Troubled Debt Restructurings (“TDR”) at June 30, 2016, December 31, 2015 and June 30, 2015 totaled $6.8 million, $7.7 million and $8.3 million, respectively. At June 30, 2016, the Company had a related allowance for loan losses of $1.0 million allocated to these TDRs, compared to $0.9 million at December 31, 2015 and $1.2 million at June 30, 2015. TDR activity by portfolio segment for the three and six months ended June 30, 2016 is presented in the table below. There were no modifications made to new TDRs or renewals of existing TDRs for the three and six months ended June 30, 2015. Three Months Ended June 30, 2016 Six Months Ended June 30, 2016 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (In Thousands) Troubled Debt Restructurings Commercial, financial and agricultural 1 $ 366 $ 366 1 $ 366 $ 366 Real estate - construction - - - - - - Real estate - mortgage: Owner-occupied commercial - - - - - - 1-4 family mortgage - - - - - - Other mortgage 1 234 234 1 234 234 Total real estate mortgage 1 234 234 1 234 234 Consumer - - - - - - 2 $ 600 $ 600 2 $ 600 $ 600 There were no TDRs which defaulted during the three and six months ended June 30, 2016 and 2015, and which were modified in the previous twelve months (i.e., the twelve months prior to default). For purposes of this disclosure, default is defined as 90 days past due and still accruing or placement on nonaccrual status. As of June 30, 2016, the Company’s TDRs have all resulted from term extensions, rather than from interest rate reductions or debt forgiveness.

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS	6 Months Ended
	Jun. 30, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
EMPLOYEE AND DIRECTOR BENEFITS	NOTE 7 - EMPLOYEE AND DIRECTOR BENEFITS Stock Options At June 30, 2016, the Company had stock-based compensation plans, as described below. The compensation cost that has been charged to earnings for the plans was approximately $ 297 640 263 564 The Company’s 2005 Amended and Restated Stock Option Plan allows for the grant of stock options to purchase up to 3,075,000 2,775,000 The Company estimates the fair value of each stock option award using a Black-Scholes-Merton valuation model that uses the assumptions noted in the following table. Expected volatilities are based on an index of southeastern United States publicly traded banks. The expected term for options granted is based on the short-cut method and represents the period of time that options granted are expected to be outstanding. 2016 2015 Expected volatility 29.00 % 24.00 % Expected dividends 0.63 % 0.71 % Expected term (in years) 6.25 6.25 Risk-free rate 1.87 % 1.85 % The weighted average grant-date fair value of options granted during the six months ended June 30, 2016 and June 30, 2015 was $ 11.80 8.37 Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value (In Thousands) Six Months Ended June 30, 2016: Outstanding at January 1, 2016 1,249,417 $ 13.32 6.3 $ 42,743 Granted 113,500 39.52 9.7 1,120 Exercised (274,750) 8.51 4.4 11,230 Forfeited (6,500) 38.82 9.2 69 Outstanding at June 30, 2016 1,081,667 17.13 6.6 $ 34,891 Exercisable at June 30, 2016 343,768 $ 12.17 6.0 $ 14,989 Six Months Ended June 30, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 160,000 33.16 9.7 706 Exercised (386,500) 6.97 3.2 12,875 Forfeited (7,500) 10.00 6.8 207 Outstanding at June 30, 2015 1,388,917 12.51 6.5 $ 34,425 Exercisable at June 30, 2015 272,418 $ 9.02 4.8 $ 7,779 As of June 30, 2016, there was approximately $ 2.6 2.5 Restricted Stock The Company has issued 241,588 573,000 2.1 7,500

DERIVATIVES

DERIVATIVES	6 Months Ended
	Jun. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	NOTE 8 - DERIVATIVES The Company has entered into agreements with secondary market investors to deliver loans on a “best efforts delivery” basis. When a rate is committed to a borrower, it is based on the best price that day and locked with the investor for the customer for a 30-day period. In the event the loan is not delivered to the investor, the Company has no risk or exposure with the investor. The interest rate lock commitments related to loans that are originated for later sale are classified as derivatives. The fair values of the Company’s agreements with investors and rate lock commitments to customers as of June 30, 2016 and December 31, 2015 were not material.

RECENTLY ADOPTED ACCOUNTING PRO

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	6 Months Ended
	Jun. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS	NOTE 9 – RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS In April 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2015-03, Simplifying the Presentation of Debt Issuance Costs. 34.75 5.00 July 15, 2025 99,000 6,000 12,000 In August 2015, the FASB issued ASU No. 2015-15, Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements: Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting, In February 2015, the FASB issued ASU No. 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis In September 2015, the FASB issued ASU 2015-16, Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting 2.3 1.3

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	6 Months Ended
	Jun. 30, 2016
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	NOTE 10 - RECENT ACCOUNTING PRONOUNCEMENTS In August 2015, the FASB issued ASU 2015-14, Revenue From Contracts With Customers (Topic 606): Deferral of the Effective Date. Revenue From Contracts With Customers (Topic 606) In January 2016, the FASB issued ASU 2016-1, Financial Instruments Overall (Topic 825): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-07 , Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting In March 2016, the FASB issued ASU 2016-08 , Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue versus Net) Revenue from Contracts with Customers (Topic 606) In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments

FAIR VALUE MEASUREMENT

FAIR VALUE MEASUREMENT	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENT	NOTE 11 - FAIR VALUE MEASUREMENT Measurement of fair value under U.S. GAAP establishes a hierarchy that prioritizes observable and unobservable inputs used to measure fair value, as of the measurement date, into three broad levels, which are described below: Level 1: Quoted prices (unadjusted) in active markets that are accessible at the measurement date for assets or liabilities. The fair value hierarchy gives the highest priority to Level 1 inputs. Level 2: Observable prices that are based on inputs not quoted on active markets, but corroborated by market data. Level 3: Unobservable inputs are used when little or no market data is available. The fair value hierarchy gives the lowest priority to Level 3 inputs. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs to the extent possible and also considers counterparty credit risk in its assessment of fair value. Debt Securities Impaired Loans 1,634,000 2,546,000 2,335,000 3,636,000 Other Real Estate Owned 248,000 436,000 124,000 229,000 Residential real estate loan foreclosures classified as OREO totaled $ 157,000 1,141,000 No residential real estate loans were in the process of being foreclosed as of June 30, 2016. Fair Value Measurements at June 30, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities: U.S. Treasury and government sponsored agencies $ - $ 39,316 $ - $ 39,316 Mortgage-backed securities - 129,953 - 129,953 State and municipal securities - 142,780 - 142,780 Corporate debt - 8,995 - 8,995 Total assets at fair value $ - $ 321,044 $ - $ 321,044 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities U.S. Treasury and government sponsored agencies $ - $ 45,009 $ - $ 45,009 Mortgage-backed securities - 136,954 - 136,954 State and municipal securities - 146,033 - 146,033 Corporate debt - 14,942 - 14,942 Total assets at fair value $ - $ 342,938 $ - $ 342,938 Fair Value Measurements at June 30, 2016 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 39,163 $ 39,163 Other real estate owned and repossessed assets - - 4,260 4,260 Total assets at fair value $ - $ - $ 43,423 $ 43,423 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 27,808 $ 27,808 Other real estate owned and repossessed assets - - 5,392 5,392 Total assets at fair value $ - $ - $ 33,200 $ 33,200 The fair value of a financial instrument is the current amount that would be exchanged in a sale between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Current U.S. GAAP excludes certain financial instruments and all nonfinancial instruments from its fair value disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments: Cash and due from banks: Debt securities: Equity securities: Federal funds sold: Mortgage loans held for sale: Bank owned life insurance contracts: Loans, net: Deposits: Federal funds purchased: Other borrowings: Loan commitments: The carrying amount, estimated fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of June 30, 2016 and December 31, 2015 are presented in the following table. June 30, 2016 December 31, 2015 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 472,688 $ 472,688 $ 317,450 $ 317,450 Level 2 inputs: Available for sale debt securities 321,044 321,044 342,938 342,938 Held to maturity debt securities 26,662 27,717 27,426 27,910 Restricted equity securities 5,671 5,671 4,954 4,954 Federal funds sold 116,038 116,038 34,785 34,785 Mortgage loans held for sale 7,933 8,037 8,249 8,295 Bank owned life insurance contracts 102,873 102,873 91,594 91,594 Level 3 inputs: Loans, net 4,492,340 4,509,664 4,172,956 4,179,835 Financial liabilities: Level 2 inputs: Deposits $ 4,667,795 $ 4,669,723 $ 4,223,888 $ 4,223,181 Federal funds purchased 420,430 420,430 352,360 352,360 Other borrowings 55,450 54,240 55,637 52,521

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	6 Months Ended
	Jun. 30, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 12 – SUBSEQUENT EVENTS The Company has evaluated all subsequent events through the date of this filing to ensure that this Form 10-Q includes appropriate disclosure of events both recognized in the financial statements as of June 30, 2016, and events which occurred subsequent to June 30, 2016 but were not recognized in the financial statements.

ACQUISITION (Tables)

ACQUISITION (Tables)	6 Months Ended
	Jun. 30, 2016
Business Combinations [Abstract]
Fair Value of Assets Acquired and Liabilities Assumed	January 31, 2015 As recorded by Fair value As recorded by (In Thousands) Assets acquired: Cash and cash equivalents $ 8,543 $ - $ 8,543 Debt securities 28,833 (41) a 28,792 Equity securities 499 - 499 Loans 152,869 (3,874) b 148,995 Allowance for loan losses (1,621) 1,621 b - Premises and equipment, net 7,606 762 c 8,368 Accrued interest receivable 484 - 484 Deferred taxes 754 3,153 d 3,907 Other real estate owned 2,373 (25) e 2,348 Bank owned life insurance contracts 2,685 - 2,685 Core deposit intangible - 2,090 f 2,090 Other assets 364 - 364 Total assets acquired $ 203,389 $ 3,686 $ 207,075 Liabilities assumed: Deposits $ 175,236 $ 518 g $ 175,754 Federal funds purchased 2,175 - 2,175 Other borrowings 1,400 (4) h 1,396 Accrued interest payable 89 - 89 Other liabilities 996 - 996 Total liabilities assumed $ 179,896 $ 514 $ 180,410 Net assets acquired $ 23,493 $ 3,172 $ 26,665 Consideration Paid: Cash $ (20,926) Stock (19,356) Total consideration paid (40,282) Goodwill $ 13,617 a- Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio. b- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses. c- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired. d- Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes. e- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired. f- Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition. g- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits. h- Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Basic And Diluted Earning Per Share	Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options and warrants. Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 (In Thousands, Except Shares and Per Share Data) Earnings per common share Weighted average common shares outstanding 26,212,863 25,715,654 26,170,195 25,507,396 Net income available to common stockholders $ 18,853 $ 14,346 $ 38,809 $ 27,301 Basic earnings per common share $ 0.72 $ 0.56 $ 1.48 $ 1.07 Weighted average common shares outstanding 26,212,863 25,715,654 26,170,195 25,507,396 Dilutive effects of assumed conversions and exercise of stock options 513,400 710,382 476,342 825,131 Weighted average common and dilutive potential common shares outstanding 26,726,263 26,426,036 26,646,537 26,332,527 Net income available to common stockholders $ 18,853 $ 14,346 $ 38,809 $ 27,301 Diluted earnings per common share $ 0.71 $ 0.54 $ 1.46 $ 1.04

SECURITIES (Tables)

SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Available for Sale And Held to Maturity Securities	The amortized cost and fair value of available-for-sale and held-to-maturity securities at June 30, 2016 and December 31, 2015 are summarized as follows: Gross Gross Amortized Unrealized Unrealized Market Cost Gain Loss Value (In Thousands) June 30, 2016 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 38,215 $ 1,101 $ - $ 39,316 Mortgage-backed securities 125,939 4,014 - 129,953 State and municipal securities 139,642 3,150 (12) 142,780 Corporate debt 8,949 46 - 8,995 Total 312,745 8,311 (12) 321,044 Securities Held to Maturity Mortgage-backed securities 20,461 528 - 20,989 State and municipal securities 6,201 527 - 6,728 Total $ 26,662 $ 1,055 $ - $ 27,717 December 31, 2015 Securities Available for Sale U.S. Treasury and government sponsored agencies $ 44,581 $ 569 $ (141) $ 45,009 Mortgage-backed securities 135,363 1,945 (354) 136,954 State and municipal securities 143,403 2,731 (101) 146,033 Corporate debt 14,902 67 (27) 14,942 Total 338,249 5,312 (623) 342,938 Securities Held to Maturity Mortgage-backed securities 21,666 368 (332) 21,702 State and municipal securities 5,760 449 (1) 6,208 Total $ 27,426 $ 817 $ (333) $ 27,910
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of debt securities as of June 30, 2016 by contractual maturity are shown below. Actual maturities may differ from contractual maturities of mortgage-backed securities since the mortgages underlying the securities may be called or prepaid with or without penalty. Therefore, these securities are not included in the maturity categories along with the other categories of debt securities. June 30, 2016 December 31, 2015 Amortized Fair Value Amortized Fair Value (In thousands) Debt securities available for sale Due within one year $ 23,287 $ 23,441 $ 16,770 $ 16,868 Due from one to five years 139,329 142,704 153,880 156,311 Due from five to ten years 24,190 24,946 32,236 32,805 Mortgage-backed securities 125,939 129,953 135,363 136,954 $ 312,745 $ 321,044 $ 338,249 $ 342,938 Debt securities held to maturity Due from five to ten years $ 627 $ 663 $ 627 $ 659 Due after ten years 5,574 6,065 5,133 5,549 Mortgage-backed securities 20,461 20,989 21,666 21,702 $ 26,662 $ 27,717 $ 27,426 $ 27,910
Investment Securities Continuous Unrealized Loss Position	Less Than Twelve Months Twelve Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized Losses Fair Value Losses Fair Value Losses Fair Value (In Thousands) June 30, 2016 U.S. Treasury and government sponsored agencies $ - $ - $ - $ - $ - $ - Mortgage-backed securities - - - - - - State and municipal securities (8) 4,393 (4) 1,215 (12) 5,608 Corporate debt - - - - - - Total $ (8) $ 4,393 $ (4) $ 1,215 $ (12) $ 5,608 December 31, 2015 U.S. Treasury and government sponsored agencies $ (141) $ 3,886 $ - $ - $ (141) $ 3,886 Mortgage-backed securities (354) 56,609 (332) 11,712 (686) 68,321 State and municipal securities (55) 15,464 (47) 4,531 (102) 19,995 Corporate debt (27) 2,961 - - (27) 2,961 Total $ (577) $ 78,920 $ (379) $ 16,243 $ (956) $ 95,163

LOANS (Tables)

LOANS (Tables)	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Details Of Loans	June 30, December 31, 2016 2015 (Dollars In Thousands) Commercial, financial and agricultural $ 1,895,870 $ 1,760,479 Real estate - construction 251,144 243,267 Real estate - mortgage: Owner-occupied commercial 1,117,514 1,014,669 1-4 family mortgage 494,733 444,134 Other mortgage 725,336 698,779 Subtotal: Real estate - mortgage 2,337,583 2,157,582 Consumer 54,741 55,047 Total Loans 4,539,338 4,216,375 Less: Allowance for loan losses (46,998) (43,419) Net Loans $ 4,492,340 $ 4,172,956 Commercial, financial and agricultural 41.76 % 41.75 % Real estate - construction 5.53 % 5.77 % Real estate - mortgage: Owner-occupied commercial 24.62 % 24.07 % 1-4 family mortgage 10.90 % 10.53 % Other mortgage 15.98 % 16.57 % Subtotal: Real estate - mortgage 51.50 % 51.17 % Consumer 1.21 % 1.31 % Total Loans 100.00 % 100.00 %
Loans By Credit Quality Indicator	were as follows: Special June 30, 2016 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,819,738 $ 58,467 $ 17,665 $ - $ 1,895,870 Real estate - construction 239,389 6,833 4,922 - 251,144 Real estate - mortgage: Owner-occupied commercial 1,095,079 8,466 13,969 - 1,117,514 1-4 family mortgage 489,905 2,120 2,708 - 494,733 Other mortgage 711,276 10,902 3,158 - 725,336 Total real estate mortgage 2,296,260 21,488 19,835 - 2,337,583 Consumer 54,493 221 27 - 54,741 Total $ 4,409,880 $ 87,009 $ 42,449 $ - $ 4,539,338 Special December 31, 2015 Pass Mention Substandard Doubtful Total (In Thousands) Commercial, financial and agricultural $ 1,701,591 $ 47,393 $ 11,495 $ - $ 1,760,479 Real estate - construction 233,046 6,221 4,000 - 243,267 Real estate - mortgage: Owner-occupied commercial 988,762 18,169 7,738 - 1,014,669 1-4 family mortgage 437,834 3,301 2,999 - 444,134 Other mortgage 683,157 11,086 4,536 - 698,779 Total real estate mortgage 2,109,753 32,556 15,273 - 2,157,582 Consumer 54,973 42 32 - 55,047 Total $ 4,099,363 $ 86,212 $ 30,800 $ - $ 4,216,375
Loans By Performance Status	were as follows: June 30, 2016 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,895,539 $ 331 $ 1,895,870 Real estate - construction 247,522 3,622 251,144 Real estate - mortgage: Owner-occupied commercial 1,117,514 - 1,117,514 1-4 family mortgage 494,155 578 494,733 Other mortgage 724,752 584 725,336 Total real estate mortgage 2,336,421 1,162 2,337,583 Consumer 54,703 38 54,741 Total $ 4,534,185 $ 5,153 $ 4,539,338 December 31, 2015 Performing Nonperforming Total (In Thousands) Commercial, financial and agricultural $ 1,758,561 $ 1,918 $ 1,760,479 Real estate - construction 239,267 4,000 243,267 Real estate - mortgage: Owner-occupied commercial 1,014,669 - 1,014,669 1-4 family mortgage 443,936 198 444,134 Other mortgage 697,160 1,619 698,779 Total real estate mortgage 2,155,765 1,817 2,157,582 Consumer 55,015 32 55,047 Total $ 4,208,608 $ 7,767 $ 4,216,375
Loans By Past Due Status	were as follows: June 30, 2016 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 1,370 $ 28 $ - $ 1,398 $ 331 $ 1,894,141 $ 1,895,870 Real estate - construction - - - - 3,622 247,522 251,144 Real estate - mortgage: Owner-occupied commercial - 1,461 - 1,461 - 1,116,053 1,117,514 1-4 family mortgage 445 61 250 756 328 493,649 494,733 Other mortgage - - 162 162 422 724,752 725,336 Total real estate - mortgage 445 1,522 412 2,379 750 2,334,454 2,337,583 Consumer 427 5 11 443 27 54,271 54,741 Total $ 2,242 $ 1,555 $ 423 $ 4,220 $ 4,730 $ 4,530,388 $ 4,539,338 December 31, 2015 Past Due Status (Accruing Loans) Total Past 30-59 Days 60-89 Days 90+ Days Due Non-Accrual Current Total Loans (In Thousands) Commercial, financial and agricultural $ 50 $ 35 $ - $ 85 $ 1,918 $ 1,758,476 $ 1,760,479 Real estate - construction 198 12 - 210 4,000 239,057 243,267 Real estate - mortgage: Owner-occupied commercial - - - - - 1,014,669 1,014,669 1-4 family mortgage - 210 - 210 198 443,726 444,134 Other mortgage - - - - 1,619 697,160 698,779 Total real estate-mortgage - 210 - 210 1,817 2,155,555 2,157,582 Consumer 45 6 1 52 31 54,964 55,047 Total $ 293 $ 263 $ 1 $ 557 $ 7,766 $ 4,208,052 $ 4,216,375
Changes In Allowance For Loan Losses Segregated By Loan Type	Commercial, financial and Real estate - Real estate - agricultural construction mortgage Consumer Total (In Thousands) Three Months Ended June 30, 2016 Allowance for loan losses: Balance at March 31, 2016 $ 22,839 $ 5,005 $ 16,901 $ 400 $ 45,145 Charge-offs (1,412) (355) (191) (31) (1,989) Recoveries 1 39 2 - 42 Provision 2,227 590 888 95 3,800 Balance at June 30, 2016 $ 23,655 $ 5,279 $ 17,600 $ 464 $ 46,998 Three Months Ended June 30, 2015 Allowance for loan losses: Balance at March 31, 2015 $ 16,857 $ 5,889 $ 13,546 $ 1,064 $ 37,356 Charge-offs (1,151) (93) (208) (19) (1,471) Recoveries 6 65 2 - 73 Provision 3,340 (187) 831 78 4,062 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 Six Months Ended June 30, 2016 Allowance for loan losses: Balance at December 31, 2015 $ 21,495 $ 5,432 $ 16,061 $ 431 $ 43,419 Charge-offs (1,462) (736) (191) (49) (2,438) Recoveries 4 55 99 - 158 Provision 3,618 528 1,631 82 5,859 Balance at June 30, 2016 $ 23,655 $ 5,279 $ 17,600 $ 464 $ 46,998 Six Months Ended June 30, 2015 Allowance for loan losses: Balance at December 31, 2014 $ 16,079 $ 6,395 $ 12,112 $ 1,043 $ 35,629 Charge-offs (1,228) (475) (641) (24) (2,368) Recoveries 25 164 103 - 292 Provision 4,176 (410) 2,597 104 6,467 Balance at June 30, 2015 $ 19,052 $ 5,674 $ 14,171 $ 1,123 $ 40,020 As of June 30, 2016 Allowance for loan losses: Individually Evaluated for Impairment $ 2,855 $ 1,319 $ 1,675 $ 27 $ 5,876 Collectively Evaluated for Impairment 20,800 3,960 15,925 437 41,122 Loans: Ending Balance $ 1,895,870 $ 251,144 $ 2,337,583 $ 54,741 $ 4,539,338 Individually Evaluated for Impairment 17,665 4,972 22,371 31 45,039 Collectively Evaluated for Impairment 1,878,205 246,172 2,315,212 54,710 4,494,299 As of December 31, 2015 Allowance for loan losses: Individually Evaluated for Impairment $ 2,698 $ 1,223 $ 1,730 $ 32 $ 5,683 Collectively Evaluated for Impairment 18,797 4,209 14,331 399 37,736 Loans: Ending Balance $ 1,760,479 $ 243,267 $ 2,157,582 $ 55,047 $ 4,216,375 Individually Evaluated for Impairment 11,513 4,052 17,880 46 33,491 Collectively Evaluated for Impairment 1,748,966 239,215 2,139,702 55,001 4,182,884
Details Of Company's Impaired Loans	For the three months For the six months ended June 30, ended June 30, June 30, 2016 2016 2016 Interest Interest Unpaid Average Income Average Income Recorded Principal Related Recorded Recognized Recorded Recognized Investment Balance Allowance Investment in Period Investment in Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 1,438 $ 1,438 $ - $ 1,438 $ 15 $ 1,442 $ 30 Real estate - construction 1,264 2,466 - 1,267 1 1,774 10 Real estate - mortgage: Owner-occupied commercial 7,086 7,247 - 7,293 98 7,398 202 1-4 family mortgage 1,962 1,988 - 2,047 26 2,056 53 Other mortgage 2,928 2,928 - 2,944 40 2,958 81 Total real estate - mortgage 11,976 12,163 - 12,284 164 12,412 336 Consumer 4 6 - 6 - 5 - Total with no allowance recorded 14,682 16,073 - 14,995 180 15,633 376 With an allowance recorded: Commercial, financial and agricultural 16,227 19,327 2,855 17,337 218 17,490 498 Real estate - construction 3,708 3,708 1,319 3,708 18 3,694 37 Real estate - mortgage: Owner-occupied commercial 9,420 9,420 1,320 9,350 111 9,336 220 1-4 family mortgage 745 745 349 745 4 745 10 Other mortgage 230 230 6 233 4 239 8 Total real estate - mortgage 10,395 10,395 1,675 10,328 119 10,320 238 Consumer 27 27 27 27 - 30 - Total with allowance recorded 30,357 33,457 5,876 31,400 355 31,534 773 Total Impaired Loans: Commercial, financial and agricultural 17,665 20,765 2,855 18,775 233 18,932 528 Real estate - construction 4,972 6,174 1,319 4,975 19 5,468 47 Real estate - mortgage: Owner-occupied commercial 16,506 16,667 1,320 16,643 209 16,734 422 1-4 family mortgage 2,707 2,733 349 2,792 30 2,801 63 Other mortgage 3,158 3,158 6 3,177 44 3,197 89 Total real estate - mortgage 22,371 22,558 1,675 22,612 283 22,732 574 Consumer 31 33 27 33 - 35 - Total impaired loans $ 45,039 $ 49,530 $ 5,876 $ 46,395 $ 535 $ 47,167 $ 1,149 December 31, 2015 Unpaid Average Interest Income Recorded Principal Related Recorded Recognized in Investment Balance Allowance Investment Period (In Thousands) With no allowance recorded: Commercial, financial and agricultural $ 478 $ 487 $ - $ 482 $ 24 Real estate - construction 161 163 - 370 1 Real estate - mortgage: Owner-occupied commercial 3,980 4,140 - 3,815 214 1-4 family mortgage 2,396 2,572 - 2,409 147 Other mortgage 4,079 4,694 - 4,559 222 Total real estate - mortgage 10,455 11,406 - 10,783 583 Consumer 14 20 - 18 1 Total with no allowance recorded 11,108 12,076 - 11,653 609 With an allowance recorded: Commercial, financial and agricultural 11,035 13,035 2,698 13,882 672 Real estate - construction 3,891 4,370 1,223 3,920 - Real estate - mortgage: Owner-occupied commercial 6,365 6,365 1,328 9,958 568 1-4 family mortgage 603 603 263 567 19 Other mortgage 457 457 139 880 17 Total real estate - mortgage 7,425 7,425 1,730 11,405 604 Consumer 32 32 32 34 - Total with allowance recorded 22,383 24,862 5,683 29,241 1,276 Total Impaired Loans: Commercial, financial and agricultural 11,513 13,522 2,698 14,364 696 Real estate - construction 4,052 4,533 1,223 4,290 1 Real estate - mortgage: Owner-occupied commercial 10,345 10,505 1,328 13,773 782 1-4 family mortgage 2,999 3,175 263 2,976 166 Other mortgage 4,536 5,151 139 5,439 239 Total real estate - mortgage 17,880 18,831 1,730 22,188 1,187 Consumer 46 52 32 52 1 Total impaired loans $ 33,491 $ 36,938 $ 5,683 $ 40,894 $ 1,885
Analysis Of Troubled Debt Restructuring	Three Months Ended June 30, 2016 Six Months Ended June 30, 2016 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment (In Thousands) Troubled Debt Restructurings Commercial, financial and agricultural 1 $ 366 $ 366 1 $ 366 $ 366 Real estate - construction - - - - - - Real estate - mortgage: Owner-occupied commercial - - - - - - 1-4 family mortgage - - - - - - Other mortgage 1 234 234 1 234 234 Total real estate mortgage 1 234 234 1 234 234 Consumer - - - - - - 2 $ 600 $ 600 2 $ 600 $ 600

EMPLOYEE AND DIRECTOR BENEFITS

EMPLOYEE AND DIRECTOR BENEFITS (Tables)	6 Months Ended
	Jun. 30, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model	The risk-free rate for periods within the contractual life of the option is based on the U. S. Treasury yield curve in effect at the time of grant. 2016 2015 Expected volatility 29.00 % 24.00 % Expected dividends 0.63 % 0.71 % Expected term (in years) 6.25 6.25 Risk-free rate 1.87 % 1.85 %
Summary Of Stock Option Activity	The following table summarizes stock option activity during the six months ended June 30, 2016 and June 30, 2015: Weighted Weighted Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value (In Thousands) Six Months Ended June 30, 2016: Outstanding at January 1, 2016 1,249,417 $ 13.32 6.3 $ 42,743 Granted 113,500 39.52 9.7 1,120 Exercised (274,750) 8.51 4.4 11,230 Forfeited (6,500) 38.82 9.2 69 Outstanding at June 30, 2016 1,081,667 17.13 6.6 $ 34,891 Exercisable at June 30, 2016 343,768 $ 12.17 6.0 $ 14,989 Six Months Ended June 30, 2015: Outstanding at January 1, 2015 1,622,917 $ 9.38 5.9 $ 38,256 Granted 160,000 33.16 9.7 706 Exercised (386,500) 6.97 3.2 12,875 Forfeited (7,500) 10.00 6.8 207 Outstanding at June 30, 2015 1,388,917 12.51 6.5 $ 34,425 Exercisable at June 30, 2015 272,418 $ 9.02 4.8 $ 7,779

FAIR VALUE MEASUREMENT (Tables)

FAIR VALUE MEASUREMENT (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Financial Assets And Liabilities Carried At Fair Value On Recurring Basis	The following table presents the Company’s financial assets and financial liabilities carried at fair value on a recurring basis as of June 30, 2016 and December 31, 2015: Fair Value Measurements at June 30, 2016 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities: U.S. Treasury and government sponsored agencies $ - $ 39,316 $ - $ 39,316 Mortgage-backed securities - 129,953 - 129,953 State and municipal securities - 142,780 - 142,780 Corporate debt - 8,995 - 8,995 Total assets at fair value $ - $ 321,044 $ - $ 321,044 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Active Markets Significant Other Significant for Identical Observable Inputs Unobservable Assets (Level 1) (Level 2) Inputs (Level 3) Total (In Thousands) Assets Measured on a Recurring Basis: Available-for-sale securities U.S. Treasury and government sponsored agencies $ - $ 45,009 $ - $ 45,009 Mortgage-backed securities - 136,954 - 136,954 State and municipal securities - 146,033 - 146,033 Corporate debt - 14,942 - 14,942 Total assets at fair value $ - $ 342,938 $ - $ 342,938
Financial Assets And Liabilities Carried At Fair Value On Nonrecurring Basis	Fair Value Measurements at June 30, 2016 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 39,163 $ 39,163 Other real estate owned and repossessed assets - - 4,260 4,260 Total assets at fair value $ - $ - $ 43,423 $ 43,423 Fair Value Measurements at December 31, 2015 Using Quoted Prices in Significant Other Significant Total (In Thousands) Assets Measured on a Nonrecurring Basis: Impaired loans $ - $ - $ 27,808 $ 27,808 Other real estate owned and repossessed assets - - 5,392 5,392 Total assets at fair value $ - $ - $ 33,200 $ 33,200
Carrying Amount And Estimated Fair Value Of Financial Instruments	June 30, 2016 December 31, 2015 Carrying Carrying Amount Fair Value Amount Fair Value (In Thousands) Financial Assets: Level 1 inputs: Cash and due from banks $ 472,688 $ 472,688 $ 317,450 $ 317,450 Level 2 inputs: Available for sale debt securities 321,044 321,044 342,938 342,938 Held to maturity debt securities 26,662 27,717 27,426 27,910 Restricted equity securities 5,671 5,671 4,954 4,954 Federal funds sold 116,038 116,038 34,785 34,785 Mortgage loans held for sale 7,933 8,037 8,249 8,295 Bank owned life insurance contracts 102,873 102,873 91,594 91,594 Level 3 inputs: Loans, net 4,492,340 4,509,664 4,172,956 4,179,835 Financial liabilities: Level 2 inputs: Deposits $ 4,667,795 $ 4,669,723 $ 4,223,888 $ 4,223,181 Federal funds purchased 420,430 420,430 352,360 352,360 Other borrowings 55,450 54,240 55,637 52,521

ACQUISITION (Details)

ACQUISITION (Details) $ in Thousands	1 Months Ended
	Jan. 31, 2015USD ($)
Assets acquired:
Cash and cash equivalents	$ 8,543
Debt securities	28,792
Equity securities	499
Loans	148,995
Allowance for loan losses	0
Premises and equipment, net	8,368
Accrued interest receivable	484
Deferred taxes	3,907
Other real estate owned	2,348
Bank owned life insurance contracts	2,685
Core deposit intangible	2,090
Other assets	364
Total assets acquired	207,075
Liabilities assumed:
Deposits	175,754
Federal funds purchased	2,175
Other borrowings	1,396
Accrued interest payable	89
Other liabilities	996
Total liabilities assumed	180,410
Net assets acquired	26,665
Consideration Paid:
Cash	(20,926)
Stock	(19,356)
Total consideration paid	(40,282)
Goodwill	13,617
Metro Bancshares, Inc [Member]
Assets acquired:
Cash and cash equivalents	8,543
Debt securities	28,833
Equity securities	499
Loans	152,869
Allowance for loan losses	(1,621)
Premises and equipment, net	7,606
Accrued interest receivable	484
Deferred taxes	754
Other real estate owned	2,373
Bank owned life insurance contracts	2,685
Core deposit intangible	0
Other assets	364
Total assets acquired	203,389
Liabilities assumed:
Deposits	175,236
Federal funds purchased	2,175
Other borrowings	1,400
Accrued interest payable	89
Other liabilities	996
Total liabilities assumed	179,896
Net assets acquired	23,493
Consideration Paid:
Cash	(20,900)
Preliminary Fair Value Adjustment [Member]
Assets acquired:
Cash and cash equivalents	0
Debt securities	(41)	[1]
Equity securities	0
Loans	(3,874)	[2]
Allowance for loan losses	1,621	[2]
Premises and equipment, net	762	[3]
Accrued interest receivable	0
Deferred taxes	3,153	[4]
Other real estate owned	(25)	[5]
Bank owned life insurance contracts	0
Core deposit intangible	2,090	[6]
Other assets	0
Total assets acquired	3,686
Liabilities assumed:
Deposits	518	[7]
Federal funds purchased	0
Other borrowings	(4)	[8]
Accrued interest payable	0
Other liabilities	0
Total liabilities assumed	514
Net assets acquired	$ 3,172
[1]	Adjustment reflects the fair value adjustment based on the Company’s pricing of the acquired debt securities portfolio.
[2]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired loan portfolio and to eliminate the recorded allowance for loan losses.
[3]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the premises and equipment acquired.
[4]	Adjustment reflects the differences in the carrying values of acquired assets and assumed liabilities for financial statement purposes and their basis for federal income tax purposes.
[5]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the other real estate owned acquired.
[6]	Adjustment reflects the fair value adjustment for the core deposit intangible asset recorded as a result of the acquisition.
[7]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the acquired deposits.
[8]	Adjustment reflects the fair value adjustment based on the Company’s evaluation of the assumed debt.

ACQUISITION (Additional Informa

ACQUISITION (Additional Information) (Details) $ in Thousands	1 Months Ended
	Jan. 31, 2015USD ($)shares
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,926
Estimated Fair Value Of Purchased Credit Impaired Loans Acquired	5,100
Metro Bancshares, Inc [Member]
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 20,900
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares | shares	636,592

EARNINGS PER COMMON SHARE (Summ

EARNINGS PER COMMON SHARE (Summary of Earning Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Earnings per common share
Weighted average common shares outstanding (in shares)	26,212,863	25,715,654	26,170,195	25,507,396
Net income available to common stockholders	$ 18,853	$ 14,346	$ 38,809	$ 27,301
Basic earnings per common share (in dollars per share)	$ 0.72	$ 0.56	$ 1.48	$ 1.07
Weighted average common shares outstanding (in shares)	26,212,863	25,715,654	26,170,195	25,507,396
Dilutive effects of assumed conversions and exercise of stock options (in shares)	513,400	710,382	476,342	825,131
Weighted average common and dilutive potential common shares outstanding (in shares)	26,726,263	26,426,036	26,646,537	26,332,527
Net income available to common stockholders	$ 18,853	$ 14,346	$ 38,809	$ 27,301
Diluted earnings per common share (in dollars per share)	$ 0.71	$ 0.54	$ 1.46	$ 1.04

SECURITIES (Amortized Cost And

SECURITIES (Amortized Cost And Fair Value Of Available For Sale And Held To Maturity Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Securities Available for Sale
Amortized Cost	$ 312,745	$ 338,249
Gross Unrealized Gain	8,311	5,312
Gross Unrealized Loss	(12)	(623)
Market Value	321,044	342,938
Securities Held to Maturity
Amortized Cost	26,662	27,426
Gross Unrealized Gain	1,055	817
Gross Unrealized Loss	0	(333)
Market Value	27,717	27,910
U.S. Treasury and Government Sponsored Agencies [Member]
Securities Available for Sale
Amortized Cost	38,215	44,581
Gross Unrealized Gain	1,101	569
Gross Unrealized Loss	0	(141)
Market Value	39,316	45,009
Mortgage-Backed Securities [Member]
Securities Available for Sale
Amortized Cost	125,939	135,363
Gross Unrealized Gain	4,014	1,945
Gross Unrealized Loss	0	(354)
Market Value	129,953	136,954
Securities Held to Maturity
Amortized Cost	20,461	21,666
Gross Unrealized Gain	528	368
Gross Unrealized Loss	0	(332)
Market Value	20,989	21,702
State and Municipal Securities [Member]
Securities Available for Sale
Amortized Cost	139,642	143,403
Gross Unrealized Gain	3,150	2,731
Gross Unrealized Loss	(12)	(101)
Market Value	142,780	146,033
Securities Held to Maturity
Amortized Cost	6,201	5,760
Gross Unrealized Gain	527	449
Gross Unrealized Loss	0	(1)
Market Value	6,728	6,208
Corporate Debt [Member]
Securities Available for Sale
Amortized Cost	8,949	14,902
Gross Unrealized Gain	46	67
Gross Unrealized Loss	0	(27)
Market Value	$ 8,995	$ 14,942

SECURITIES (Amortized Cost An32

SECURITIES (Amortized Cost And Fair Value Of Contractual Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Debt securities available for sale
Amortized Cost	$ 312,745	$ 338,249
Fair Value	321,044	342,938
Debt securities held to maturity
Amortized Cost	26,662	27,426
Fair Value	27,717	27,910
Due within one year [Member]
Debt securities available for sale
Amortized Cost	23,287	16,770
Fair Value	23,441	16,868
Due from one to five years [Member]
Debt securities available for sale
Amortized Cost	139,329	153,880
Fair Value	142,704	156,311
Due from five to ten years [Member]
Debt securities available for sale
Amortized Cost	24,190	32,236
Fair Value	24,946	32,805
Debt securities held to maturity
Amortized Cost	627	627
Fair Value	663	659
Due after ten years [Member]
Debt securities held to maturity
Amortized Cost	5,574	5,133
Fair Value	6,065	5,549
Mortgage-backed securities [Member]
Debt securities available for sale
Amortized Cost	125,939	135,363
Fair Value	129,953	136,954
Debt securities held to maturity
Amortized Cost	20,461	21,666
Fair Value	$ 20,989	$ 21,702

SECURITIES (Investment Securiti

SECURITIES (Investment Securities Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Less Than Twelve Months, Gross Unrealized Losses	$ (8)	$ (577)
Less Than Twelve Months, Fair Value	4,393	78,920
Twelve Months Or More, Gross Unrealized Losses	(4)	(379)
Twelve Months Or More, Fair Value	1,215	16,243
Total, Gross Unrealized Losses	(12)	(956)
Total, Fair Value	5,608	95,163
U.S. Treasury and Government Sponsored Agencies [Member]
Less Than Twelve Months, Gross Unrealized Losses	0	(141)
Less Than Twelve Months, Fair Value	0	3,886
Twelve Months Or More, Gross Unrealized Losses	0	0
Twelve Months Or More, Fair Value	0	0
Total, Gross Unrealized Losses	0	(141)
Total, Fair Value	0	3,886
Mortgage-Backed Securities [Member]
Less Than Twelve Months, Gross Unrealized Losses	0	(354)
Less Than Twelve Months, Fair Value	0	56,609
Twelve Months Or More, Gross Unrealized Losses	0	(332)
Twelve Months Or More, Fair Value	0	11,712
Total, Gross Unrealized Losses	0	(686)
Total, Fair Value	0	68,321
State and Municipal Securities [Member]
Less Than Twelve Months, Gross Unrealized Losses	(8)	(55)
Less Than Twelve Months, Fair Value	4,393	15,464
Twelve Months Or More, Gross Unrealized Losses	(4)	(47)
Twelve Months Or More, Fair Value	1,215	4,531
Total, Gross Unrealized Losses	(12)	(102)
Total, Fair Value	5,608	19,995
Corporate Debt [Member]
Less Than Twelve Months, Gross Unrealized Losses	0	(27)
Less Than Twelve Months, Fair Value	0	2,961
Twelve Months Or More, Gross Unrealized Losses	0	0
Twelve Months Or More, Fair Value	0	0
Total, Gross Unrealized Losses	0	(27)
Total, Fair Value	$ 0	$ 2,961

LOANS (Details Of Loans) (Detai

LOANS (Details Of Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015		Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Accounts Notes and Loans Receivable [Line Items]
Commercial, financial and agricultural	$ 1,895,870		$ 1,760,479
Real estate - construction	251,144		243,267
Real estate - mortgage:
Owner-occupied commercial	1,117,514		1,014,669
1-4 family mortgage	494,733		444,134
Other mortgage	725,336		698,779
Subtotal: Real estate - mortgage	2,337,583		2,157,582
Total Loans	4,539,338		4,216,375
Less: Allowance for loan losses	(46,998)	$ (45,145)	(43,419)	[1]	$ (40,020)	$ (37,356)	$ (35,629)
Net Loans	$ 4,492,340		$ 4,172,956	[1]
Commercial, financial and agricultural, Percentage	41.76%		41.75%
Real estate - construction, Percentage	5.53%		5.77%
Owner-occupied commercial, Real estate - mortgage, Percentage	24.62%		24.07%
1-4 family mortgage, Real estate - mortgage, Percentage	10.90%		10.53%
Other mortgage, Real estate - mortgage, Percentage	15.98%		16.57%
Subtotal: Real estate - mortgage, Percentage	51.50%		51.17%
Consumer, Percentage	1.21%		1.31%
Total Loans, Percentage	100.00%		100.00%
Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	$ 54,741		$ 55,047
[1]	Derived from audited financial statements.

LOANS (Loans By Credit Quality

LOANS (Loans By Credit Quality Indicator) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,895,870	$ 1,760,479
Real estate - construction	251,144	243,267
Real estate - mortgage:
Owner-occupied commercial	1,117,514	1,014,669
1-4 family mortgage	494,733	444,134
Other mortgage	725,336	698,779
Total real estate mortgage	2,337,583	2,157,582
Total	4,539,338	4,216,375
Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	54,741	55,047
Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,819,738	1,701,591
Real estate - construction	239,389	233,046
Real estate - mortgage:
Owner-occupied commercial	1,095,079	988,762
1-4 family mortgage	489,905	437,834
Other mortgage	711,276	683,157
Total real estate mortgage	2,296,260	2,109,753
Total	4,409,880	4,099,363
Pass [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	54,493	54,973
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	58,467	47,393
Real estate - construction	6,833	6,221
Real estate - mortgage:
Owner-occupied commercial	8,466	18,169
1-4 family mortgage	2,120	3,301
Other mortgage	10,902	11,086
Total real estate mortgage	21,488	32,556
Total	87,009	86,212
Special Mention [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	221	42
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	17,665	11,495
Real estate - construction	4,922	4,000
Real estate - mortgage:
Owner-occupied commercial	13,969	7,738
1-4 family mortgage	2,708	2,999
Other mortgage	3,158	4,536
Total real estate mortgage	19,835	15,273
Total	42,449	30,800
Substandard [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	27	32
Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	0	0
Real estate - construction	0	0
Real estate - mortgage:
Owner-occupied commercial	0	0
1-4 family mortgage	0	0
Other mortgage	0	0
Total real estate mortgage	0	0
Total	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	$ 0	$ 0

LOANS (Loans By Performance Sta

LOANS (Loans By Performance Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	$ 1,895,870	$ 1,760,479
Real estate - construction	251,144	243,267
Real estate - mortgage:
Owner-occupied commercial	1,117,514	1,014,669
1-4 family mortgage	494,733	444,134
Other mortgage	725,336	698,779
Total real estate mortgage	2,337,583	2,157,582
Total	4,539,338	4,216,375
Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	54,741	55,047
Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	1,895,539	1,758,561
Real estate - construction	247,522	239,267
Real estate - mortgage:
Owner-occupied commercial	1,117,514	1,014,669
1-4 family mortgage	494,155	443,936
Other mortgage	724,752	697,160
Total real estate mortgage	2,336,421	2,155,765
Total	4,534,185	4,208,608
Performing [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	54,703	55,015
Nonperforming [Member]
Financing Receivable Recorded Investment [Line Items]
Commercial, financial and agricultural	331	1,918
Real estate - construction	3,622	4,000
Real estate - mortgage:
Owner-occupied commercial	0	0
1-4 family mortgage	578	198
Other mortgage	584	1,619
Total real estate mortgage	1,162	1,817
Total	5,153	7,767
Nonperforming [Member] | Commercial Portfolio Segment [Member]
Real estate - mortgage:
Consumer	$ 38	$ 32

LOANS (Loans By Past Due Status

LOANS (Loans By Past Due Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 4,220	$ 557
Non-Accrual	4,730	7,766
Current	4,530,388	4,208,052
Total Loans	4,539,338	4,216,375	[1]
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	2,242	293
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,555	263
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	423	1
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,398	85
Non-Accrual	331	1,918
Current	1,894,141	1,758,476
Total Loans	1,895,870	1,760,479
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,370	50
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	28	35
Commercial Financial and Agricultural Financing Receivable [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,461	0
Non-Accrual	0	0
Current	1,116,053	1,014,669
Total Loans	1,117,514	1,014,669
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,461	0
Commercial Mortgage Loans Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
One To Four Family Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	756	210
Non-Accrual	328	198
Current	493,649	443,726
Total Loans	494,733	444,134
One To Four Family Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	445	0
One To Four Family Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	61	210
One To Four Family Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	250	0
Other Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	162	0
Non-Accrual	422	1,619
Current	724,752	697,160
Total Loans	725,336	698,779
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	0
Other Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	162	0
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	2,379	210
Non-Accrual	750	1,817
Current	2,334,454	2,155,555
Total Loans	2,337,583	2,157,582
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	445	0
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	1,522	210
Residential Real Estate Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	412	0
Consumer Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	443	52
Non-Accrual	27	31
Current	54,271	54,964
Total Loans	54,741	55,047
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	427	45
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	5	6
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	11	1
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	210
Non-Accrual	3,622	4,000
Current	247,522	239,057
Total Loans	251,144	243,267
Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	198
Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	0	12
Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due Status (Accruing Loans) Total Past Due	$ 0	$ 0
[1]	Derived from audited financial statements.

LOANS (Analysis of Allowance Fo

LOANS (Analysis of Allowance For Loan Losses By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016		Jun. 30, 2015	Dec. 31, 2015
Allowance for loan losses:
Balance, beginning of year	$ 45,145	$ 37,356	$ 43,419	[1]	$ 35,629
Charge-offs	(1,989)	(1,471)	(2,438)		(2,368)
Recoveries	42	73	158		292
Provision	3,800	4,062	5,859		6,467
Balance, end of year	46,998	40,020	46,998		40,020
Individually Evaluated for Impairment	5,876		5,876			$ 5,683
Collectively Evaluated for Impairment	41,122		41,122			37,736
Ending Balance	4,539,338		4,539,338			4,216,375	[1]
Individually Evaluated for Impairment	45,039		45,039			33,491
Collectively Evaluated for Impairment	4,494,299		4,494,299			4,182,884
Commercial Financial and Agricultural Financing Receivable [Member]
Allowance for loan losses:
Balance, beginning of year	22,839	16,857	21,495		16,079
Charge-offs	(1,412)	(1,151)	(1,462)		(1,228)
Recoveries	1	6	4		25
Provision	2,227	3,340	3,618		4,176
Balance, end of year	23,655	19,052	23,655		19,052
Individually Evaluated for Impairment	2,855		2,855			2,698
Collectively Evaluated for Impairment	20,800		20,800			18,797
Ending Balance	1,895,870		1,895,870			1,760,479
Individually Evaluated for Impairment	17,665		17,665			11,513
Collectively Evaluated for Impairment	1,878,205		1,878,205			1,748,966
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of year	5,005	5,889	5,432		6,395
Charge-offs	(355)	(93)	(736)		(475)
Recoveries	39	65	55		164
Provision	590	(187)	528		(410)
Balance, end of year	5,279	5,674	5,279		5,674
Individually Evaluated for Impairment	1,319		1,319			1,223
Collectively Evaluated for Impairment	3,960		3,960			4,209
Ending Balance	251,144		251,144			243,267
Individually Evaluated for Impairment	4,972		4,972			4,052
Collectively Evaluated for Impairment	246,172		246,172			239,215
Residential Real Estate Mortgage Loans [Member]
Allowance for loan losses:
Balance, beginning of year	16,901	13,546	16,061		12,112
Charge-offs	(191)	(208)	(191)		(641)
Recoveries	2	2	99		103
Provision	888	831	1,631		2,597
Balance, end of year	17,600	14,171	17,600		14,171
Individually Evaluated for Impairment	1,675		1,675			1,730
Collectively Evaluated for Impairment	15,925		15,925			14,331
Ending Balance	2,337,583		2,337,583			2,157,582
Individually Evaluated for Impairment	22,371		22,371			17,880
Collectively Evaluated for Impairment	2,315,212		2,315,212			2,139,702
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Balance, beginning of year	400	1,064	431		1,043
Charge-offs	(31)	(19)	(49)		(24)
Recoveries	0	0	0		0
Provision	95	78	82		104
Balance, end of year	464	$ 1,123	464		$ 1,123
Individually Evaluated for Impairment	27		27			32
Collectively Evaluated for Impairment	437		437			399
Ending Balance	54,741		54,741			55,047
Individually Evaluated for Impairment	31		31			46
Collectively Evaluated for Impairment	$ 54,710		$ 54,710			$ 55,001
[1]	Derived from audited financial statements.

LOANS (Details Of Company's Imp

LOANS (Details Of Company's Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	$ 14,682	$ 14,682	$ 11,108
Unpaid Principal Balance, with no allowance recorded	16,073	16,073	12,076
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	14,995	15,633	11,653
Interest Income Recognized in Period, with no allowance recorded	180	376	609
Recorded Investment, with an allowance recorded	30,357	30,357	22,383
Unpaid Principal Balance, with an allowance recorded	33,457	33,457	24,862
Related Allowance with an allowance recorded	5,876	5,876	5,683
Average Recorded Investment , with an allowance recorded	31,400	31,534	29,241
Interest Income Recognized in Period, with an allowance recorded	355	773	1,276
Recorded Investment	45,039	45,039	33,491
Unpaid Principal Balance	49,530	49,530	36,938
Related Allowance	5,876	5,876	5,683
Average Recorded Investment	46,395	47,167	40,894
Interest Income Recognized in Period	535	1,149	1,885
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	1,438	1,438	478
Unpaid Principal Balance, with no allowance recorded	1,438	1,438	487
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	1,438	1,442	482
Interest Income Recognized in Period, with no allowance recorded	15	30	24
Recorded Investment, with an allowance recorded	16,227	16,227	11,035
Unpaid Principal Balance, with an allowance recorded	19,327	19,327	13,035
Related Allowance with an allowance recorded	2,855	2,855	2,698
Average Recorded Investment , with an allowance recorded	17,337	17,490	13,882
Interest Income Recognized in Period, with an allowance recorded	218	498	672
Recorded Investment	17,665	17,665	11,513
Unpaid Principal Balance	20,765	20,765	13,522
Related Allowance	2,855	2,855	2,698
Average Recorded Investment	18,775	18,932	14,364
Interest Income Recognized in Period	233	528	696
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	1,264	1,264	161
Unpaid Principal Balance, with no allowance recorded	2,466	2,466	163
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	1,267	1,774	370
Interest Income Recognized in Period, with no allowance recorded	1	10	1
Recorded Investment, with an allowance recorded	3,708	3,708	3,891
Unpaid Principal Balance, with an allowance recorded	3,708	3,708	4,370
Related Allowance with an allowance recorded	1,319	1,319	1,223
Average Recorded Investment , with an allowance recorded	3,708	3,694	3,920
Interest Income Recognized in Period, with an allowance recorded	18	37	0
Recorded Investment	4,972	4,972	4,052
Unpaid Principal Balance	6,174	6,174	4,533
Related Allowance	1,319	1,319	1,223
Average Recorded Investment	4,975	5,468	4,290
Interest Income Recognized in Period	19	47	1
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	7,086	7,086	3,980
Unpaid Principal Balance, with no allowance recorded	7,247	7,247	4,140
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	7,293	7,398	3,815
Interest Income Recognized in Period, with no allowance recorded	98	202	214
Recorded Investment, with an allowance recorded	9,420	9,420	6,365
Unpaid Principal Balance, with an allowance recorded	9,420	9,420	6,365
Related Allowance with an allowance recorded	1,320	1,320	1,328
Average Recorded Investment , with an allowance recorded	9,350	9,336	9,958
Interest Income Recognized in Period, with an allowance recorded	111	220	568
Recorded Investment	16,506	16,506	10,345
Unpaid Principal Balance	16,667	16,667	10,505
Related Allowance	1,320	1,320	1,328
Average Recorded Investment	16,643	16,734	13,773
Interest Income Recognized in Period	209	422	782
One To Four Family Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	1,962	1,962	2,396
Unpaid Principal Balance, with no allowance recorded	1,988	1,988	2,572
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	2,047	2,056	2,409
Interest Income Recognized in Period, with no allowance recorded	26	53	147
Recorded Investment, with an allowance recorded	745	745	603
Unpaid Principal Balance, with an allowance recorded	745	745	603
Related Allowance with an allowance recorded	349	349	263
Average Recorded Investment , with an allowance recorded	745	745	567
Interest Income Recognized in Period, with an allowance recorded	4	10	19
Recorded Investment	2,707	2,707	2,999
Unpaid Principal Balance	2,733	2,733	3,175
Related Allowance	349	349	263
Average Recorded Investment	2,792	2,801	2,976
Interest Income Recognized in Period	30	63	166
Other Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	2,928	2,928	4,079
Unpaid Principal Balance, with no allowance recorded	2,928	2,928	4,694
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	2,944	2,958	4,559
Interest Income Recognized in Period, with no allowance recorded	40	81	222
Recorded Investment, with an allowance recorded	230	230	457
Unpaid Principal Balance, with an allowance recorded	230	230	457
Related Allowance with an allowance recorded	6	6	139
Average Recorded Investment , with an allowance recorded	233	239	880
Interest Income Recognized in Period, with an allowance recorded	4	8	17
Recorded Investment	3,158	3,158	4,536
Unpaid Principal Balance	3,158	3,158	5,151
Related Allowance	6	6	139
Average Recorded Investment	3,177	3,197	5,439
Interest Income Recognized in Period	44	89	239
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	11,976	11,976	10,455
Unpaid Principal Balance, with no allowance recorded	12,163	12,163	11,406
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	12,284	12,412	10,783
Interest Income Recognized in Period, with no allowance recorded	164	336	583
Recorded Investment, with an allowance recorded	10,395	10,395	7,425
Unpaid Principal Balance, with an allowance recorded	10,395	10,395	7,425
Related Allowance with an allowance recorded	1,675	1,675	1,730
Average Recorded Investment , with an allowance recorded	10,328	10,320	11,405
Interest Income Recognized in Period, with an allowance recorded	119	238	604
Recorded Investment	22,371	22,371	17,880
Unpaid Principal Balance	22,558	22,558	18,831
Related Allowance	1,675	1,675	1,730
Average Recorded Investment	22,612	22,732	22,188
Interest Income Recognized in Period	283	574	1,187
Consumer Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded Investment, with no allowance recorded	4	4	14
Unpaid Principal Balance, with no allowance recorded	6	6	20
Related Allowance, with no allowance recorded	0	0	0
Average Recorded Investment , with no allowance recorded	6	5	18
Interest Income Recognized in Period, with no allowance recorded	0	0	1
Recorded Investment, with an allowance recorded	27	27	32
Unpaid Principal Balance, with an allowance recorded	27	27	32
Related Allowance with an allowance recorded	27	27	32
Average Recorded Investment , with an allowance recorded	27	30	34
Interest Income Recognized in Period, with an allowance recorded	0	0	0
Recorded Investment	31	31	46
Unpaid Principal Balance	33	33	52
Related Allowance	27	27	32
Average Recorded Investment	33	35	52
Interest Income Recognized in Period	$ 0	$ 0	$ 1

LOANS (Analysis Of Troubled Deb

LOANS (Analysis Of Troubled Debt Restructuring) (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016USD ($)Number	Jun. 30, 2016USD ($)Number
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	2	2
Pre- Modification Outstanding Recorded Investment	$ 600	$ 600
Post- Modification Outstanding Recorded Investment	$ 600	$ 600
Commercial Financial and Agricultural Financing Receivable [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1	1
Pre- Modification Outstanding Recorded Investment	$ 366	$ 366
Post- Modification Outstanding Recorded Investment	$ 366	$ 366
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0
Commercial Mortgage Loans Owner Occupied [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0
One To Four Family Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0
Other Real Estate Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1	1
Pre- Modification Outstanding Recorded Investment	$ 234	$ 234
Post- Modification Outstanding Recorded Investment	$ 234	$ 234
Residential Real Estate Mortgage Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	1	1
Pre- Modification Outstanding Recorded Investment	$ 234	$ 234
Post- Modification Outstanding Recorded Investment	$ 234	$ 234
Consumer Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts | Number	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0

LOANS (Additional Information)

LOANS (Additional Information) (Details) - USD ($) $ in Millions	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Troubled Debt Restructuring Debtor Current Period [Line Items]
Troubled Debt Restructurings	$ 6.8	$ 8.3	$ 7.7
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 1	$ 1.2	$ 0.9

EMPLOYEE AND DIRECTOR BENEFIT42

EMPLOYEE AND DIRECTOR BENEFITS (Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model) (Details)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	29.00%	24.00%
Expected dividends	0.63%	0.71%
Expected term (in years)	6 years 3 months	6 years 3 months
Risk-free rate	1.87%	1.85%

EMPLOYEE AND DIRECTOR BENEFIT43

EMPLOYEE AND DIRECTOR BENEFITS (Summary Of Stock Option Activity) (Details) - Employee Stock Option [Member] - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, Outstanding at beginning of year	1,249,417	1,622,917
Shares, Granted	113,500	160,000
Shares, Exercised	(274,750)	(386,500)
Shares, Forfeited	(6,500)	(7,500)
Shares, Outstanding at end of year	1,081,667	1,388,917
Shares, Exercisable	343,768	272,418
Weighted Average Exercise Price, Outstanding at beginning of year	$ 13.32	$ 9.38
Weighted Average Exercise Price, Granted	39.52	33.16
Weighted Average Exercise Price, Exercised	8.51	6.97
Weighted Average Exercise Price, Forfeited	38.82	10
Weighted Average Exercise Price, Outstanding at end of year	17.13	12.51
Weighted Average Exercise Price, Exercisable	$ 12.17	$ 9.02
Weighted Average Remaining Contractual Term (years), Outstanding at beginning	6 years 3 months 18 days	5 years 10 months 24 days
Weighted Average Remaining Contractual Term (years), Granted	9 years 8 months 12 days	9 years 8 months 12 days
Weighted Average Remaining Contractual Term (years), Exercised	4 years 4 months 24 days	3 years 2 months 12 days
Weighted Average Remaining Contractual Term (years), Forfeited	9 years 2 months 12 days	6 years 9 months 18 days
Weighted Average Remaining Contractual Term (years), Outstanding at ending	6 years 7 months 6 days	6 years 6 months
Weighted Average Remaining Contractual Term (years), Exercisable	6 years	4 years 9 months 18 days
Aggregate Intrinsic Value, Outstanding at beginning of year	$ 42,743	$ 38,256
Aggregate Intrinsic Value, Granted	1,120	706
Aggregate Intrinsic Value, Exercised	11,230	12,875
Aggregate Intrinsic Value, Forfeited	69	207
Aggregate Intrinsic Value, Outstanding at end of year	34,891	34,425
Aggregate Intrinsic Value, Exercisable	$ 14,989	$ 7,779

EMPLOYEE AND DIRECTOR BENEFIT44

EMPLOYEE AND DIRECTOR BENEFITS (Additional Information) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share based compensation	$ 297,000	$ 263,000	$ 640,000	$ 564,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value			$ 11.80	$ 8.37
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	2,600,000		$ 2,600,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition			2 years 6 months
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures, Total				7,500
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	$ 573,000		$ 573,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition			2 years 1 month 6 days
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures, Total			241,588
Plan 2005 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	3,075,000		3,075,000
Plan 2009 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant	2,775,000		2,775,000

RECENTLY ADOPTED ACCOUNTING P45

RECENTLY ADOPTED ACCOUNTING PRONOUNCEMENTS (Additional Information) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2016
Adjustments for New Accounting Principle, Early Adoption [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Effective Income Tax Rate Reconciliation, Tax Credit, Amount, Total	$ 1,300,000	$ 2,300,000
Subordinated Debt [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Subordinated Debt	$ 34,750,000		$ 34,750,000
Debt Instrument, Interest Rate, Effective Percentage	5.00%		5.00%
Debt Instrument, Maturity Date			Jul. 15, 2025
Unamortized Debt Issuance Expense	$ 99,000		$ 99,000
Amortization of Financing Costs	$ 6,000		$ 12,000

FAIR VALUE MEASUREMENT (Financi

FAIR VALUE MEASUREMENT (Financial Assets And Financial Liabilities Carried At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 321,044	$ 342,938
Fair Value Measurements Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	321,044	342,938
Fair Value Measurements Recurring [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	39,316	45,009
Fair Value Measurements Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	129,953	136,954
Fair Value Measurements Recurring [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	142,780	146,033
Fair Value Measurements Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	8,995	14,942
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	321,044	342,938
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	39,316	45,009
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	129,953	136,954
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	142,780	146,033
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 2 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	8,995	14,942
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | U.S. Treasury and Government Sponsored Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | State and Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	0	0
Fair Value Measurements Recurring [Member] | Fair Value Inputs Level 3 [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 0	$ 0

FAIR VALUE MEASUREMENT (Carryin

FAIR VALUE MEASUREMENT (Carrying Amount And Estimated Fair Value Of Financial Instruments) (Details) - Fair Value Measurements Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 39,163	$ 27,808
Other real estate owned and repossessed assets	4,260	5,392
Total assets at fair value	43,423	33,200
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned and repossessed assets	0	0
Total assets at fair value	0	0
Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	39,163	27,808
Other real estate owned and repossessed assets	4,260	5,392
Total assets at fair value	$ 43,423	$ 33,200

FAIR VALUE MEASUREMENT (Finan48

FAIR VALUE MEASUREMENT (Financial Assets And Liabilities Carried At Fair Value On Recurring Basis Or Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financial Assets:
Cash and due from banks	$ 54,985	$ 46,614	[1]
Available for sale debt securities	321,044	342,938	[1]
Held to maturity debt securities	26,662	27,426	[1]
Restricted equity securities	5,671	4,954	[1]
Federal funds sold	116,038	34,785	[1]
Mortgage loans held for sale	7,933	8,249	[1]
Bank owned life insurance contracts	102,873	91,594	[1]
Loans, net	4,492,340	4,172,956	[1]
Financial Liabilities:
Federal funds purchased	420,430	352,360	[1]
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and due from banks	472,688	317,450
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	321,044	342,938
Held to maturity debt securities	26,662	27,426
Restricted equity securities	5,671	4,954
Federal funds sold	116,038	34,785
Mortgage loans held for sale	7,933	8,249
Bank owned life insurance contracts	102,873	91,594
Financial Liabilities:
Deposits	4,667,795	4,223,888
Federal funds purchased	420,430	352,360
Other borrowings	55,450	55,637
Carrying Reported Amount Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	4,492,340	4,172,956
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and due from banks	472,688	317,450
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 2 [Member]
Financial Assets:
Available for sale debt securities	321,044	342,938
Held to maturity debt securities	27,717	27,910
Restricted equity securities	5,671	4,954
Federal funds sold	116,038	34,785
Mortgage loans held for sale	8,037	8,295
Bank owned life insurance contracts	102,873	91,594
Financial Liabilities:
Deposits	4,669,723	4,223,181
Federal funds purchased	420,430	352,360
Other borrowings	54,240	52,521
Portion At Fair Value Fair Value Disclosure [Member] | Fair Value Inputs Level 3 [Member]
Financial Assets:
Loans, net	$ 4,509,664	$ 4,179,835
[1]	Derived from audited financial statements.

FAIR VALUE MEASUREMENT (Additio

FAIR VALUE MEASUREMENT (Additional Information) (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Asset Impairment Charges	$ 1,634,000	$ 2,335,000	$ 2,546,000	$ 3,636,000
Real Estate Owned, Amount of Loss at Acquisition	$ 248,000	$ 124,000	436,000	$ 229,000
Mortgage Loans on Real Estate, Foreclosures			$ 157,000		$ 1,141,000