Selected Financial Data (in thousands except number of employees) | 9/30/2023 | 6/30/2023 | 9/30/20222 | |||||||||
| Scheduled CD maturities for subsequent quarter | $ | 186,477 | $ | 152,562 | $ | 198,908 | ||||||
| Average rate scheduled CD maturities for subsequent quarter | 3.65 | % | 3.00 | % | 0.96 | % | ||||||
| Average loan rate - loan originations booked final month of Qtr (excludes fees) | 8.35 | % | 7.99 | % | 5.98 | % | ||||||
| Cost of total deposits, Qtr-End | 3.17 | % | 2.76 | % | 0.50 | % | ||||||
| Cost of interest-bearing DDAs, Qtr-End | 4.01 | % | 3.62 | % | 0.85 | % | ||||||
| Cost of interest-bearing deposits, Qtr-End | 3.96 | % | 3.60 | % | 0.75 | % | ||||||
| Noninterest bearing DDA balances, Qtr-End | $ | 2,621,072 | $ | 2,855,102 | $ | 3,661,936 | ||||||
| Reserve for unfunded commitments, Qtr-End | $ | 575 | $ | 575 | $ | 1,929 | ||||||
| Credit card spend QTD | $ | 268,986 | $ | 277,822 | $ | 274,517 | ||||||
| Credit card net income QTD | $ | 2,532 | $ | 2,406 | $ | 2,612 | ||||||
| Merchant services fees QTD | $ | 594 | $ | 581 | $ | 468 | ||||||
| Mortgage banking income QTD | $ | 825 | $ | 696 | $ | 784 | ||||||
| FDIC insurance QTD | $ | 2,100 | $ | 2,000 | $ | 975 | ||||||
| Write down tax credit investment QTD | $ | 2,230 | $ | 2,384 | $ | 2,499 | ||||||
| Salaries & employee benefits QTD | $ | 20,080 | $ | 18,795 | $ | 19,687 | ||||||
| Other operating expense | $ | 7,826 | $ | 6,224 | $ | 10,613 | ||||||
| Third party processing and other services QTD | $ | 6,549 | $ | 6,198 | $ | 7,213 | ||||||
| Equipment and occupancy expense QTD | $ | 3,579 | $ | 3,421 | $ | 3,140 | ||||||
| Earnings retention YTD | 71 | % | 73 | % | 79 | % | ||||||
| Number of employees | 576 | 583 | 567 | |||||||||
| QTD tax rate | 13.81 | % | 17.38 | % | 16.92 | % | ||||||
| YTD tax rate | 16.51 | % | 17.74 | % | 18.21 | % | ||||||
