Oak Valley Bancorp (OVLY) 10-K 15 Mar 18 2017 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2017	Mar. 01, 2018	Jun. 30, 2017
Document Information [Line Items]
Entity Registrant Name	Oak Valley Bancorp
Entity Central Index Key	1,431,567
Trading Symbol	ovly
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		8,178,005
Entity Public Float			$ 94
Document Type	10-K
Document Period End Date	Dec. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 142,968,000	$ 179,025,000
Federal funds sold	6,205,000	11,785,000
Cash and cash equivalents	149,173,000	190,810,000
Securities available for sale	182,360,000	160,333,000
Loans, net of allowance for loan loss of $8,166 and $7,832 at December 31, 2017 and 2016, respectively	652,989,000	601,104,000
Cash surrender value of life insurance	18,517,000	18,004,000
Bank premises and equipment, net	14,478,000	13,688,000
Other real estate owned	253,000	1,210,000
Interest receivable and other assets	17,082,000	16,961,000
	1,034,852,000	1,002,110,000
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	938,882,000	914,093,000
Interest payable and other liabilities	5,203,000	5,567,000
Total liabilities	944,085,000	919,660,000
Commitments and contingencies (Note 13)
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,098,605 and 8,088,455 shares issued and outstanding at December 31, 2017 and 2016, respectively	24,773,000	24,682,000
Additional paid-in capital	3,576,000	3,473,000
Retained earnings	61,429,000	54,520,000
Accumulated other comprehensive income (loss), net of tax	989,000	(225,000)
Total shareholders’ equity	90,767,000	82,450,000
	$ 1,034,852,000	$ 1,002,110,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Net of allowance for loan loss	$ 8,166	$ 7,832
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,098,605	8,088,455
Common stock, shares outstanding (in shares)	8,098,605	8,088,455

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
INTEREST INCOME
Interest and fees on loans	$ 29,128	$ 27,463
Interest on securities available for sale	4,504	4,124
Interest on federal funds sold	100	35
Interest on deposits with banks	1,513	667
Total interest income	35,245	32,289
INTEREST EXPENSE
Deposits	1,065	764
Total interest expense	1,065	764
Net interest income	34,180	31,525
Provision for loan losses	350	484
Net interest income after provision for loan losses	33,830	31,041
OTHER INCOME
Service charges on deposits	1,424	1,354
Earnings on cash surrender value of life insurance	514	441
Mortgage commissions	168	204
Gains on called securities	395	52
Other	3,475	2,362
Total non-interest income	5,976	4,413
OTHER EXPENSES
Salaries and employee benefits	14,110	13,564
Occupancy expenses	3,346	3,284
Data processing fees	1,560	1,604
Regulatory assessments (FDIC & DBO)	492	643
Other operating expenses	5,057	5,220
Total non-interest expense	24,565	24,315
Net income before provision for income taxes	15,241	11,139
Provision for income taxes	6,147	3,474
Net Income	$ 9,094	$ 7,665
Net income per common share (in dollars per share)	$ 1.13	$ 0.95
Net income per diluted common share (in dollars per share)	$ 1.13	$ 0.95

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 9,094	$ 7,665
Other comprehensive income:
Unrealized holdings gains (losses) arising during the period	2,182	(2,997)
Less: reclassification for net gains included in net income	(395)	(52)
Other comprehensive income (loss), before tax	1,787	(3,049)
Tax (expense) benefit related to items of other comprehensive income	(736)	1,255
Total other comprehensive income (loss)	1,051	(1,794)
Comprehensive income	$ 10,145	$ 5,871

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2015	8,078,155
Balances at Dec. 31, 2015	$ 24,682	$ 3,217	$ 48,795	$ 1,569	$ 78,263
Restricted stock issued (in shares)	17,000				17,000
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(6,700)
Restricted stock forfeited					0
Cash dividends declared			(1,940)		(1,940)
Stock based compensation		256			256
Other comprehensive income (loss)				(1,794)	(1,794)
Net income			7,665		7,665
Balances (in shares) at Dec. 31, 2016	8,088,455
Balances at Dec. 31, 2016	$ 24,682	3,473	54,520	(225)	$ 82,450
Restricted stock issued (in shares)	8,000				8,000
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(6,850)
Restricted stock forfeited					0
Cash dividends declared			(2,022)		(2,022)
Stock based compensation		103			103
Other comprehensive income (loss)				1,051	1,051
Net income			9,094		9,094
Stock options exercised (in shares)	9,000
Stock options exercised	$ 91				91
Reclassification			(163)	163	0
Balances (in shares) at Dec. 31, 2017	8,098,605
Balances at Dec. 31, 2017	$ 24,773	$ 3,576	$ 61,429	$ 989	$ 90,767

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 9,094,000	$ 7,665,000
Adjustments to reconcile net earnings to net cash from operating activities:
Provision for loan losses	350,000	484,000
Decrease in deferred fees/costs, net	(4,000)	(19,000)
Depreciation	1,124,000	1,252,000
Amortization of investment securities, net	841,000	409,000
Stock based compensation	103,000	256,000
Gain on sale of premises and equipment	(109,000)	(4,000)
OREO (gain) loss on sales and write downs	(211,000)	96,000
Gain on sales and calls of available for sale securities	(395,000)	(52,000)
Earnings on cash surrender value of life insurance	(514,000)	(441,000)
Decrease (increase) in deferred tax asset	1,515,000	(687,000)
Gain on BOLI death benefit	0	(2,000)
(Decrease) increase in interest payable and other liabilities	(364,000)	1,483,000
Increase in interest receivable	(340,000)	(411,000)
Increase in other assets	(1,691,000)	(123,000)
Net cash from operating activities	9,399,000	9,906,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(50,882,000)	(53,955,000)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	30,196,000	21,762,000
Net increase in loans	(52,231,000)	(71,428,000)
Purchase of FHLB Stock	(340,000)	(79,000)
Purchase of BOLI policies	0	(4,000,000)
Proceeds from sale of OREO	1,168,000	1,012,000
Proceeds from redemption of BOLI policies	0	186,000
Proceeds from sales of premises and equipment	388,000	4,000
Net purchases of premises and equipment	(2,193,000)	(663,000)
Net cash used in investing activities	(73,894,000)	(107,161,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(2,022,000)	(1,940,000)
Net increase in demand deposits and savings accounts	29,660,000	95,578,000
Net (decrease) increase in time deposits	(4,871,000)	3,824,000
Proceeds from sale of common stock and exercise of stock options	91,000	0
Net cash from financing activities	22,858,000	97,462,000
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(41,637,000)	207,000
CASH AND CASH EQUIVALENTS, beginning of period	190,810,000	190,603,000
CASH AND CASH EQUIVALENTS, end of period	149,173,000	190,810,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	1,065,000	756,000
Income taxes	5,922,000	2,331,000
NON-CASH INVESTING ACTIVITIES:
Real estate acquired through foreclosure	0	253,000
Change in unrealized gain on available-for-sale securities	$ 1,787,000	$ (3,048,000)

Note 1 - Summary of Accounting

Note 1 - Summary of Accounting Policies	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 — SUMMARY OF ACCOUNTING POLICIES Nature of Operations On July 3, 2008 one The consolidated financial statements include the accounts of Bancorp and its wholly-owned bank subsidiary. All material intercompany transactions have been eliminated. In the opinion of Management, the consolidated financial statements contain all adjustments necessary to present fairly the financial position, results of operations, changes in shareholders ’ equity and cash flows. All adjustments are of a normal, recurring nature. Oak Valley Community Bank is a California State chartered bank. The Company was incorporated under the laws of the state of California on May 31, 1990, May 28, 1991. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the Company ’s consolidated financial statements include the allowance for loan losses, accounting for income taxes, fair value measurements, and the determination, recognition and measurement of impaired loans. Actual results could differ from these estimates. A summary of the significant accounting policies applied in the preparation of the accompanying consolidated financial statements follows. Subsequent events — December 31, 2017 Cash and cash equivalents — The Company has defined cash and cash equivalents to include cash, due from banks, certificates of deposit with original maturities of three one Securities available for sale — Available-for-sale securities consist of bonds, notes, and debentures not Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not ’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of the future expected cash flows is deemed to be due to factors that are not Other real estate owned — not Loa ns originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not Allowance for loan losses — The allowance for loan losses is established through a provision for loan losses charged to operations. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely. Subsequent recoveries of previously charged off amounts, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based on management ’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company ’s allowance for loan losses. Such agencies may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as impaired. Impaired loans, as defined, are measured based on the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. The general component relates to non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for off-balance-sheet commitments. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no Acquired Loans and Leases — Loans and leases acquired through purchase or through a business combination are recorded at their fair value at the acquisition date. Credit discounts, which reflect estimates of credit losses, expected to be incurred over the life of the loan, are included in the determination of fair value; therefore, an allowance for loan and lease losses is not Acquired loans are evaluated upon acquisition for evidence of deterioration in credit quality since their origination to determine if it is probable the Company will be unable to collect all contractually required payments. These loans are classified as Purchased Credit Impaired (“PCI”) loans, while all other acquired loans are classified as non-PCI loans. The Company has elected to account for PCI loans at the individual loan level. The Company estimates the amount and timing of expected cash flows for each loan. The expected cash flow in excess of the loan's carrying value, is referred to as the accretable yield, and is recorded as interest income over the remaining expected life of the loan. The excess of the loan's contractual principal and interest over expected cash flows is referred to as the non-accretable difference, and is representative of contractual amounts the Company does not not Quarterly, management performs an evaluation of expected future cash flows for PCI loans. If current expectations of future cash flows are less than management's previous expectations, other than due to decreases in interest rates and prepayment assumptions, an allowance for loan and leases losses is recorded with a charge to provision for loan and lease losses. If there has been a probable and significant increase in expected future cash flows over that which was previously expected, the Company first For acquired loans not not third Premises and equipment — Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are provided for in amounts sufficient to relate the cost of depreciable assets to operations over their estimated service lives using the straight-line basis. The estimated lives used in determining depreciation and amortization are: Building (in years) 31.5 Equipment (in years) 3 – 12 Furniture and fixtures (in years) 3 – 7 Leasehold improvements (in years) 5 – 15 Automobiles (in years) 3 – 5 Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences. Income taxes — Deferred income taxes are provided for the temporary differences between the financial reporting basis and the tax basis of the Company’s assets and liabilities. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled using the liability method. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no tax examinations by tax authorities for years before 2014 2013. Transfers of financial assets — Transfers of an entire financial asset, a group of financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when: ( 1 2 3 not Advertising costs — The Company expenses marketing costs as they are incurred. Advertising expense was $225,000 $199,000 December 31, 2017 2016, Comprehensive income — Comprehensive income is comprised of net income and other comprehensive income (loss). Other comprehensive income (loss) includes items previously recorded directly to equity, such as unrealized gains and losses on securities available for sale. Comprehensive income is presented in the statements of comprehensive income and as a component of shareholders’ equity. For the years ended December 31, 2017 2016, $232,000 $31,000 Federal Reserve Bank Stock — Federal Reserve Bank stock represents the Company’s investment in the stock of the Federal Reserve Bank (“FRB”) and is carried at par value, which reasonably approximates its fair value. While technically these are considered equity securities, there is no 1 2 3 4 Federal Home Loan Bank Stock — Federal Home Loan Bank stock represents the Company’s investment in the stock of the Federal Home Loan Bank of San Francisco (“FHLB”) and is carried at par value, which reasonably approximates its fair value. While technically these are considered equity securities, there is no 1 2 3 4 Earnings per common share (“EPS”) 12 1 2 3 two two not Stock based compensation — The Company recognizes in the consolidated statements of income the grant-date fair value of restricted stock, stock options and other equity-based forms of compensation issued to employees over the employees’ requisite service period (generally the vesting period). The Company uses the straight-line recognition of expenses for awards with graded vesting. The fair value of each restricted stock grant is based on the closing market price of the Company’s stock on the date of grant. The Company issued restricted stock grants totaling 8,000 17,000 2017 2016, The fair value of each option grant is estimated as of the grant date using a binomial option-pricing model for all grants. Expected volatility is based on the historical volatility of the price of the Company ’s stock. The Company uses historical data to estimate option exercise and stock option forfeiture rates within the valuation model. The expected term of options granted for the binomial model is derived from applying a historical suboptimal exercise factor to the contractual term of the grant. For binomial pricing, the risk-free rate for periods is equal to the U.S. Treasury yield at the time of grant and commensurate with the contractual term of the grant. There were no 2017 2016. Fair values of financial instruments — The consolidated financial statements include various estimated fair value information as of December 31, 2017 2016. not Fair v alue m easurements — may The Company has established and documented a process for determining fair value. The Company maximize s the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no Reclassifications — Certain prior year amounts have been reclassified to conform to the current year presentation. There was no Goodwill and o ther i ntangible a ssets — Intangible assets are comprised of goodwill and core deposit intangibles that were acquired through a business combination. Intangible assets with definite useful lives are amortized over their respective estimated useful lives. If an event occurs that indicates the carrying amount of an intangible asset may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 201 7. December 31, 2017, (in thousands) 2018 2019 2020 2021 2022 Thereafter Total Core deposit intangible amortization $ 114 $ 105 $ 96 $ 93 $ 89 $ 236 $ 733 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may third not no December 31, 2017. Recently Issued Accounting S tandards — In May 2014, No. 2014 09, 606 ASU is a converged standard involving FASB and International Financial Reporting Standards that provides a single comprehensive revenue recognition model for all contracts with customers across transactions and industries. The core principal of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount and at a time that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Subsequent updates related to Revenue from Contracts with Customers (Topic 606 ● August 2015 No. 2015 14 one s beginning after December 15, 2017. December 15, 2016, ● March 2016 No. 2016 08 ations (Reporting Revenue Gross versus Net), clarifies the implementation guidance on principal versus agent considerations and on the use of indicators that assist an entity in determining whether it controls a specified good or service before it is transferred to the customer. ● April 2016 No. 2016 10 ght to access or the right to use intellectual property. ● May 2016 No. 2016 12 ontracts and contract modifications at transition. The adoption of Topic 606 not In September, 2015, No. 2015 16, Simplifying the Accounting for Measurement Period Adjustments (Topic 805 not December 15, 2015 not In January 2016, No. 2016 01, Financial Instruments - Overall (Subtopic 825 10 ● Equity investments, except for those accounted for under the equity method of accounting or those that result in consolidation of the investee, are required to be measured at fair value with changes in fair value recognized in net income. However, an entity may not ● Simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment - if impairment exists, this requires measuring the investment at fair value. ● Eliminates the requirement for public companies to disclose the method(s) and significant assumptions used to estimate the fair value that is currently required to be disclosed for financial instruments measured at amortized cost on the balance sheet. ● Public companies will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ● Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements. ● The reporting entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU 2016 01 December 15, 2017, not In February 2016, No. 2016 02, Leases (Topic 842 2016 02 December 15, 2018 not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, not I n January 2017, 2017 03, Accounting Changes and Error Corrections (Topic 250 323 September 22, 2016 November 17, 2016 2014 9 2016 02 2016 13 not In February 2018, 2018 02, Income Statement - Reporting Comprehensive Income (Topic 220 Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income 2017. December 15, 2018, not December 31, 2017,

Note 2 - Cash and Due From Bank

Note 2 - Cash and Due From Banks	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	NOTE 2 — CASH AND DUE FROM BANKS Cash and due from banks includes balances with the Federal Reserve Bank and other correspondent banks. The Company is required to maintain specified reserves by the Federal Reserve Bank. The average reserve requirements are based on a percentage of the Company ’s deposit liabilities. In addition, the Federal Reserve Bank requires the Company to maintain a certain minimum balance at all times. As of December 31, 2017 2016, $41,165,000 $65,467,000,

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 — SECURITIES The amortized cost and estimated fair values of debt securities as of December 31, 2017, (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 29,741 $ 374 $ (143 ) $ 29,972 Collateralized mortgage obligations 2,628 1 (36 ) 2,593 Municipalities 91,201 2,174 (308 ) 93,067 SBA pools 11,818 46 (14 ) 11,850 Corporate debt 19,358 112 (681 ) 18,789 Asset backed securities 22,866 125 (14 ) 22,977 Mutual fund 3,344 0 (232 ) 3,112 $ 180,956 $ 2,832 $ (1,428 ) $ 182,360 The following tables detail the gross unrealized losses and fair values aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2017. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 10,588 $ (46 ) $ 5,437 $ (97 ) $ 16,025 $ (143 ) Collateralized mortgage obligations 1,090 (11 ) 921 (26 ) 2,011 (37 ) Municipalities 28,779 (236 ) 5,611 (72 ) 34,390 (308 ) SBA pools 1,998 (4 ) 703 (9 ) 2,701 (13 ) Corporate debt 1,994 (6 ) 13,815 (675 ) 15,809 (681 ) Asset backed securities 6,154 (13 ) 333 (1 ) 6,487 (14 ) Mutual fund 0 0 3,112 (232 ) 3,112 (232 ) Total temporarily impaired securities $ 50,603 $ (316 ) $ 29,932 $ (1,112 ) $ 80,535 $ (1,428 ) At December 31, 2017, ten five four two one one one 12 forty six three one one one 12 third no not not The amortized cost and estimated fair value of debt securities at December 31, 2017, may (dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 13,616 $ 13,835 Due after one year through five years 60,128 60,274 Due after five years through ten years 53,535 54,216 Due after ten years 53,677 54,035 $ 180,956 $ 182,360 The amortized cost and estimated fair values of debt securities as of December 31, 2016, (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 27,879 $ 616 $ (209 ) $ 28,286 Collateralized mortgage obligations 4,159 7 (57 ) 4,109 Municipalities 77,957 1,318 (946 ) 78,329 SBA pools 7,219 0 (51 ) 7,168 Corporate debt 21,349 81 (867 ) 20,563 Asset backed securities 18,888 32 (101 ) 18,819 Mutual fund 3,264 0 (205 ) 3,059 $ 160,715 $ 2,054 $ (2,436 ) $ 160,333 The following tables detail the gross unrealized losses and fair values aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2016. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 8,769 $ (208 ) $ 718 $ (1 ) $ 9,487 $ (209 ) Collateralized mortgage obligations 3,166 (57 ) 0 0 3,166 (57 ) Municipalities 45,137 (917 ) 402 (29 ) 45,539 (946 ) SBA pools 6,415 (46 ) 753 (5 ) 7,168 (51 ) Corporate debt 12,776 (757 ) 2,884 (110 ) 15,660 (867 ) Asset backed securities 2,576 (15 ) 8,272 (86 ) 10,848 (101 ) Mutual fund 0 0 3,059 (205 ) 3,059 (205 ) Total temporarily impaired securities $ 78,839 $ (2,000 ) $ 16,088 $ (436 ) $ 94,927 $ (2,436 ) The Company recognized g ross realized gains of $395,000 $52,000 2017 2016, no no 2017 2016 . Securities carrie d at $109,158,000 $89,362,000 December 31, 2017 2016,

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 — LOANS The Company ’s customers are primarily located in Stanislaus, San Joaquin, Tuolumne, Inyo, and Mono Counties. As of December 31, 2017, 78% 11% 5% 6% Loan totals were as follows: (in thousands) December 31, 2017 December 31, 2016 Commercial real estate: Commercial real estate- construction $ 31,265 $ 23,378 Commercial real estate- mortgages 417,138 389,495 Land 10,072 9,823 Farmland 58,675 56,159 Commercial and industrial 69,610 64,201 Consumer 689 767 Consumer residential 37,161 38,672 Agriculture 37,934 28,454 Total loans 662,544 610,949 Less: Deferred loan fees and costs, net (1,389 ) (2,013 ) Allowance for loan losses (8,166 ) (7,832 ) Net loans $ 652,989 $ 601,104 Loan Origination/Risk Management. The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. Commercial and industrial loans are underwritten after evaluating and understanding the borrower ’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Once it is determined that the borrower’s management possesses sound ethics and solid business acumen, the Company’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may may Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may ’s commercial real estate portfolio are diverse in terms of type and geographic location. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. As a general rule, the Company avoids financing single-purpose projects unless other underwriting factors are present to help mitigate risk. The Company also utilizes third December 31, 2017, 43% With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may may may The Company originates consumer loans utilizing a computer-based credit scoring analysis to supplement the underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for home equity loans follow bank policy, which include, but are not 80%, 36% 42%, The Company maintains an independent loan review department that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company ’s policies and procedures. Non-Accrual and Past Due Loans. Loans are considered past due if the required principal and interest payments have not may may not Year-end non-accrual loans, segregated by class of loans, were as follows: (in thousands) December 31, 2017 December 31, 2016 Commercial real estate: Land $ 993 $ 2,715 Commercial and industrial 302 306 Consumer residential 16 16 Total non-accrual loans $ 1,311 $ 3,037 Had non- accrual loans performed in accordance with their original contract terms, the Company would have recognized additional interest income of approximately $114,000 2017 $156,000 2016. The following table analyzes past due loans including the non-accrual loans in the above table, segregated by class of loans, as of December 31, 2017 December 31, 2017 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 31,265 $ 31,265 $ 0 Commercial R.E. - mortgages 0 0 0 0 417,138 417,138 0 Land 0 0 993 993 9,079 10,072 0 Farmland 0 0 0 0 58,675 58,675 0 Commercial and industrial 19 0 302 321 69,289 69,610 0 Consumer 0 0 0 0 689 689 0 Consumer residential 0 0 0 0 37,161 37,161 0 Agriculture 0 0 0 0 37,934 37,934 0 Total $ 19 $ 0 $ 1,295 $ 1,314 $ 661,230 $ 662,544 $ 0 The following table analyzes past due loans including the non-accrual loans in the above table, segregated by class of loans, as of December 31, 2016 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 23,378 23,378 $ 0 Commercial R.E. - mortgages 0 0 0 0 389,495 389,495 0 Land 0 0 2,748 2,748 7,075 9,823 0 Farmland 0 0 0 0 56,159 56,159 0 Commercial and industrial 0 0 302 302 63,899 64,201 0 Consumer 0 0 0 0 767 767 0 Consumer residential 0 0 16 16 38,656 38,672 0 Agriculture 0 0 0 0 28,454 28,454 0 Total $ 0 $ 0 $ 3,066 $ 3,066 $ 607,883 610,949 $ 0 Impaired Loans. Loans are considered impaired when, based on current information and events, it is probable the Company will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Impairment is evaluated in total for smaller-balance loans of a similar nature and on an individual loan basis for other loans. If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Impaired loans by class as of December 31, 201 7 2016 No 2017 2016. (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2017 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,309 0 993 993 680 1,760 Farmland 0 0 0 0 0 0 Commercial and Industrial 334 302 0 302 0 303 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 76 Agriculture 0 0 0 0 0 0 Total $ 1,659 $ 318 $ 993 $ 1,311 $ 680 $ 2,139 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2016 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 3,131 289 2,426 2,715 680 2,476 Farmland 0 0 0 0 0 0 Commercial and Industrial 353 306 0 306 0 313 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 0 Agriculture 0 0 0 0 0 0 Total $ 3,500 $ 611 $ 2,426 $ 3,037 $ 680 $ 2,789 Troubled Debt Restructurings – In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. At December 31, 2017, 4 $1,311,000. December 31, 2016, 6 $3,037,000. no December 31, 2017 2016 . We have allocated $ 680,000 December 31, 2017 2016. During the year ended December 31, 201 7, no two 2016. one 2016 $308,000. not not no The re was one $289,000 December 31, 2016, no 2017. A loan is considered to be in payment default once it is thirty Quality ratings (Risk Grades) are assigned to all commitments and stand-alone notes. Risk grades define the basic characteristics of commitments or stand-alone note in relation to their risk. All loans are graded using a system that maximizes the loan quality information contained in loan review grades, while ensuring that the system is compatible with the grades used by bank examiners. We grade loans using the following letter system: 1 2 3A 3B 3C 4 5 6 7 8 1. Exceptional Loan 1 -A high level of liquidity and whose debt-servicing capacity exceeds expected obligations by a substantial margin. -Where leverage is below average for the industry and earnings are consistent or growing without severe vulnerability to economic cycles. -Also included in this rating (but not one 110% 2. Quality Loan No 2 -Unquestionable debt-servicing capacity to cover all obligations in the ordinary course of business from well-defined primary and secondary sources. -Consistent strong earnings. -A solid equity base. 3A. Better than Acceptable Loan 3 three three 3 3A third not 2 -Strong earnings with no three -Long term experienced management with depth and defined management succession. -The loan has no -Loan-to-value on real estate secured transactions is 10% 20% -Very liquid balance sheet that may -Little to no 3B. Acceptable Loan 3B 3A 3C not -Are those where the borrower has average financial strengths, a history of profitable operations and experienced management. -Are those where the borrower can be expected to handle normal credit needs in a satisfactory manner. 3C. Marginally Acceptable 3C 3Bs Requires collateral. A credit facility where the borrower has average financial strengths, but usually lacks reliable secondary sources of repayment other than the subject collateral. Other common characteristics can include some or all of the following: minimal background experience of management, lacking continuity of management, a start-up operation, erratic historical profitability (acceptable reasons-well identified), lack of or marginal sponsorship of guarantor, and government guaranteed loans. 4W Watch Acceptable may 4 5 Other Loans Especially Mentioned (Special Mention) may, -The lending officer may -Questions exist regarding the condition of and/or control over collateral. -Economic or market conditions may -A declining trend in the obligor ’s operations or an imbalanced position in the balance sheet exists, but not 6 Substandard Loan not not 7 Doubtful Loan one may may may not 40 65 25 40 65 A proper classification of such a credit would show 40 25 35 ‘reasonable’ period of time. Reasonable is generally defined as the period between examinations. In other words, a credit classified doubtful at an examination should be cleared up before the next exam. However, there may 8. Loss not not no not may not As of December 31, 2017 2016, no 8 The following table presents weighted average risk grades of our loan portfolio. December 31, 2017 December 31, 2016 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.08 3.07 Commercial real estate - mortgages 3.01 3.08 Land 3.71 4.39 Farmland 3.14 3.09 Commercial and industrial 3.09 2.70 Consumer 2.34 2.28 Consumer residential 3.01 3.03 Agriculture 3.19 3.08 Total gross loans 3.05 3.06 The following table presents risk grade totals by class of loans as of December 31, 201 7 2016. 1 4 (in thousands) Commercial R.E. Construction Commercial R.E. Mortgages Land (1) Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2017 Pass $ 30,008 $ 416,437 $ 8,901 $ 58,675 $ 65,313 $ 662 $ 37,100 $ 37,934 $ 655,030 Special mention 1,257 - - - 3,762 - - - 5,019 Substandard - 701 1,171 - 535 27 61 - 2,495 Doubtful - - - - - - - - - Total loans $ 31,265 $ 417,138 $ 10,072 $ 58,675 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 662,544 December 31, 2016 Pass $ 22,560 $ 388,365 $ 6,637 $ 56,159 $ 62,770 $ 738 $ 38,300 $ 28,454 $ 603,983 Special mention 818 1,063 - - 189 - - - 2,070 Substandard - 67 2,906 1,242 29 372 - 4,616 Doubtful - - 280 - - - - - 280 Total loans $ 23,378 $ 389,495 $ 9,823 $ 56,159 $ 64,201 $ 767 $ 38,672 $ 28,454 $ 610,949 Allowance for Loan Losses. The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of probable losses that have been incurred within the existing portfolio of loans. The allowance, in the judgment of management, is necessary to reserve for estimated loan losses and risks inherent in the loan portfolio. The Company’s allowance for loan loss methodology includes allowance allocations calculated in accordance with ASC Topic 310, 450, not The level of the allowance reflects management ’s continuing evaluation of industry concentrations, specific credit risks, loan loss experience, current loan portfolio quality, present economic, political and regulatory conditions and unidentified losses inherent in the current loan portfolio. Portions of the allowance may The Company ’s allowance for loan losses consists of three 310 450 450 The allowances established for probable losses on specific loans are based on a regular analysis and evaluation of problem loans. Loans are classified based on an internal credit risk grading process that evaluates, among other things: (i) the obligor’s ability to repay; (ii) the underlying collateral, if any; and (iii) the economic environment and industry in which the borrower operates. This analysis is performed at the relationship manager level for all commercial loans. When a loan has a calculated grade of 5 Historical valuation allowances are calculated based on the historical loss experience of specific types of loans and the internal risk grade of such loans at the time they were charged-off. The Company calculates historical loss ratios for pools of similar loans with similar characteristics based on the proportion of actual charge-offs experienced to the total population of loans in the pool. The historical loss ratios are periodically updated based on actual charge-off experience. A historical valuation allowance is established for each pool of similar loans based upon the product of the historical loss ratio and the total dollar amount of the loans in the pool. The Company ’s pools of similar loans include similarly risk-graded groups of commercial and industrial loans, commercial real estate loans, consumer real estate loans and consumer and other loans. General valuation allowances are based on general economic conditions and other qualitative risk factors both internal and external to the Company. In general, such valuation allowances are determined by evaluating, among other things: (i) the experience, ability and effectiveness of the Company’s lending management and staff; (ii) the effectiveness of the Company’s loan policies, procedures and internal controls; (iii) changes in asset quality; (iv) changes in loan portfolio volume; (v) the composition and concentrations of credit; (vi) the impact of competition on loan structuring and pricing; (vii) the effectiveness of the internal loan review function; (viii) the impact of environmental risks on portfolio risks; and (ix) the impact of rising interest rates on portfolio risk. Management evaluates the degree of risk that each one Included in the general valuation allowances are allocations for groups of similar loans with risk characteristics that exceed certain concentration limits established by management. Concentration risk limits have been established, among other things, for certain industry concentrations, large balance and highly leveraged credit relationships that exceed specified risk grades, and loans originated with policy exceptions that exceed specified risk grades. Loans identified as losses by management, internal loan review and/or bank examiners are charged-off. Furthermore, consumer loan accounts are charged-off automatically based on regulatory requirements. The following table details activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2017 2016. one not Allowance for Loan Losses For the Year Ended December 31, 2017 2016 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Charge-offs 0 0 (30 ) 0 0 0 (30 ) Recoveries 0 0 13 1 0 0 14 Provision for (reversal of) loan losses 146 116 (7 ) (26 ) 189 (68 ) 350 Ending balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2016 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 5,920 $ 627 $ 38 $ 426 $ 309 $ 36 $ 7,356 Charge-offs - - (18 ) - - - (18 ) Recoveries 4 - 5 1 - - 10 Provision for (reversal of) loan losses 261 70 26 (102 ) 195 34 484 Ending balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 The following table details the allowance for loan losses and ending gross loan balances as of December 31, 201 7 2016, (in thousands) Commercial Commercial Consumer December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,651 813 27 300 693 2 7,486 $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Ending gross loan balances: Individually evaluated for impairment $ 993 $ 303 $ 0 $ 15 $ 0 $ 0 $ 1,311 Collectively evaluated for impairment 516,157 69,307 689 37,146 37,934 0 661,233 $ 517,150 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 0 $ 662,544 December 31, 2016 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,505 697 51 325 504 70 7,152 $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Ending gross loans balances: Individually evaluated for impairment $ 2,748 $ 306 $ 0 $ 16 $ 0 $ 0 $ 3,070 Collectively evaluated for impairment 476,107 63,895 767 38,656 28,454 0 607,879 $ 478,855 $ 64,201 $ 767 $ 38,672 $ 28,454 $ 0 $ 610,949 Changes in the allowance off-balance-sheet commitments were as follows: (in thousands) YEARS ENDED DECEMBER 31, 201 7 201 6 Balance, beginning of year $ 284 $ 238 Provision c harged to operations for off balance sheet 21 46 Balance, end of year $ 305 $ 284 The method for calculating the reserve for off-balance-sheet loan commitments is based on a reserve percentage which is less than other outstanding loan types because they are at a lower risk level. This reserve percentage, based on many factors including historical losses and existing economic conditions, is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the reserve for off-balance-sheet commitments. Reserves for off-balance-sheet commitments are recorded in interest payable and other liabilities on the consolidated balance sheets. At December 31, 2017 2016, $662,544,000 $610,949,000,

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 — PREMISES AND EQUIPMENT Major classifications of premises and equipment are summarized as follows: ( in thousands) DECEMBER 31, 201 7 201 6 Land $ 4,645 $ 4,755 Building 8,809 9,064 Leasehold improvements 4,307 4,307 Furniture, fixtures, and equipment 7,628 7,470 Branch construction work-in-process 1,948 0 27,337 25,596 Less accumulated depreciation (12,859 ) (11,908 ) $ 14,478 $ 13,688 Depreciation exp ense was $1,124,000 $1,252,000 December 31, 2017 2016,

Note 6 - Interest Receivable an

Note 6 - Interest Receivable and Other Assets	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Other Current Assets [Text Block]	NOTE 6 — INTEREST RECEIVABLE AND OTHER ASSETS Other assets are summarized as follows: ( in thousands) DECEMBER 31, 2017 2016 Net deferred tax asset $ 2,642 $ 4,729 Goodwill 3,313 3,313 Federal Home Loan Bank stock 3,377 3,037 Interest income receivable on loans 1,859 1,688 Interest income receivable on investments 1,312 1,143 Core deposit intangible 743 872 Federal Reserve Bank stock 758 758 Investment in limited partnership 266 328 Prepaid expenses and other 2,812 1,093 $ 17,082 $ 16,961

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 — DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2017 2016 Demand $ 539,383 $ 500,930 Money market deposit accounts 280,342 283,643 Savings 69,630 75,122 Time deposits $250,000 and under 29,424 33,428 Time deposits over $250,000 20,103 20,970 Total deposits $ 938,882 $ 914,093 Certificates of deposit issued and their remaining maturities at December 31, 2017, Year ending December 31, 2018 $ 30,289 2019 14,882 2020 4,228 2021 22 2022 106 $ 49,527

Note 8 - FHLB Advances

Note 8 - FHLB Advances	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 8 — FHLB ADVANCES At December 31, 2017, no $249,170,000 December 31, 2017. $662,544,000 December 31, 2017, At December 31, 2016, no $236,730,000 December 31, 2016. $610,949,000 December 31, 2016,

Note 9 - Interest on Deposits

Note 9 - Interest on Deposits	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 — DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2017 2016 Demand $ 539,383 $ 500,930 Money market deposit accounts 280,342 283,643 Savings 69,630 75,122 Time deposits $250,000 and under 29,424 33,428 Time deposits over $250,000 20,103 20,970 Total deposits $ 938,882 $ 914,093 Certificates of deposit issued and their remaining maturities at December 31, 2017, Year ending December 31, 2018 $ 30,289 2019 14,882 2020 4,228 2021 22 2022 106 $ 49,527
Interest Expense [Member]
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 — INTEREST ON DEPOSITS Interest on deposits was comprised of the following : YEARS ENDED DECEMBER 31, (in thousands) 201 7 201 6 Savings and other deposits $ 896 $ 594 Time deposits over $250,000 74 63 Other time deposits 95 107 $ 1,065 $ 764

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 1 0 — INCOME TAXES The provision for income taxes consists of the following: (in thousands) YEARS ENDED DECEMBER 31, 2017 2016 Current Federal $ 3,185 $ 3,117 State 1,447 1,044 4,632 4,161 Deferred Federal 1,380 (568 ) State 135 (119 ) 1,515 (687 ) $ 6,147 $ 3,474 The components of the Company ’s deferred tax assets and liabilities (included in accrued interest and other assets on the consolidated balance sheets, is shown below: (in thousands) DECEMBER 31, 2017 2016 Deferred tax assets: Allowance for loan losses $ 2,415 $ 3,222 Restricted stock expense 1 49 Accrued vacation 72 88 Accrued salary continuation liability 901 1,137 Deferred compensation 77 108 Accrued bonus 1 14 Core deposit intangible 44 37 Merger Costs 103 153 Nonaccrual loans 0 218 Reserve for undisbursed commitments 90 111 OREO expenses 173 241 State income tax 304 409 Holding company organization fees 15 25 Unrealized loss on securities available for sale 0 157 4,196 5,969 Deferred tax liabilities: Prepaid expenses (418 ) (107 ) FHLB dividends (158 ) (220 ) Accumulated depreciation (102 ) (396 ) Deferred loan costs (330 ) (419 ) Goodwill Amortization (131 ) (98 ) Unrealized gain on securities available for sale (415 ) 0 (1,554 ) (1,240 ) Net deferred income tax asset $ 2,642 $ 4,729 Management has assessed the realizability of deferred tax assets and believes it is more likely than not not The Company periodically reviews its income tax positions based on tax laws and regulations and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities ’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions, if any, and the overall tax environment. T he Company had no December 31, 2017 2016. The effective tax rate for 201 7 2016 YEARS ENDED DECEMBER 31, 2017 2016 Federal statutory income tax rate 34.0 % 34.0 % State taxes, net of federal tax benefit 7.2 % 7.2 % Tax exempt interest on municipal securities and loans -5.2 % -6.2 % Tax exempt earnings on bank owned life insurance -1.4 % -1.6 % Low income housing tax credit -0.3 % -0.6 % Adjustment of non-deductible merger expenses 0.0 % -1.5 % Deferred tax asset re -measurement 6.5 % 0.0 % Other -0.4 % -0.1 % Effective tax rate 40.3 % 31.2 % Oak Valley Bancorp files a consolidated return in the U.S. Federal tax jurisdiction and a combined report in the State o f California tax jurisdiction. None 2014 2013

Note 11 - Stock Option Plan

Note 11 - Stock Option Plan	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 1 1 — STOCK OPTION PLAN The Company currently has two 1998 2008 2008 stock appreciation rights and restrictive stocks. Under the 2008 1,500,000 five no ten not 1998 2008 June 2018. A summary of the status of the Company ’s stock option plan and changes during the years end December 31, 2017 2016 DECEMBER 31, 2017 DECEMBER 31, 2016 Shares Weighted-Average Exercise Price Shares Weighted-Average Exercise Price Outstanding at beginning of year 15,000 $ 9.58 33,000 $ 12.13 Granted 0 $ 0.00 0 $ 0.00 Exercised (9,000 ) $ 10.10 0 $ 0.00 Forfeited (2,500 ) $ 12.75 (18,000 ) $ 14.26 Outstanding at end of year 3,500 $ 5.94 15,000 $ 9.58 (dollars in thousands) December 31, 201 7 201 6 Weighted-average fair value of options granted during the year N/A N/A Intrinsic value of options exercised $ 56 N/A Options outstanding and exercisable at year end: 3,500 15,000 Weighted average exercise price $ 5.94 $ 9.58 Intrinsic value $ 48 $ 45 Weighted average remaining contractual life (years) 0.79 0.84 For the year ended December 31, 2017, no December 31, 2016, no no 2014 no A summary of the status of the Company ’s restricted stock and changes during the years ended December 31, 2017 2016 DECEMBER 31, 2017 DECEMBER 31, 2016 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 56,075 $ 8.16 81,511 $ 7.59 Granted 8,000 $ 14.62 17,000 $ 9.61 Vested (32,425 ) $ 7.45 (35,736 ) $ 7.24 Cancelled (6,850 ) $ 8.54 (6,700 ) $ 9.80 Unvested at end of year 24,800 $ 11.07 56,075 $ 8.16 The Comp any granted 8,000 2017 $14.62 December 31, 2017, $103,000, $42,000, $88,000 December 31, 2017, $216,000 3.46 2017, 32,425 $241,000, The Company granted 17 ,000 2016 $9.61 December 31, 2016, $256,000, $105,000, $33,000 December 31, 2016, $260,000 2.89 2016, 35,736 $321,000,

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 1 2 — EARNINGS PER SHARE Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: ( 1 2 3 dilutive stock options and unvested restricted stock awards. Diluted EPS are calculated using the weighted average diluted shares. The total dilutive shares included in annual diluted EPS is a year-to-date weighted average of the total dilutive shares included in each quarterly diluted EPS computation under the treasury stock method. We have two two not The Company ’s calculation of earnings per share (“EPS”) including basic EPS, which does not YEAR ENDED DECEMBER 31, 2017 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 9,094 8,060,686 $ 1.13 Effect of dilutive securities: Stock options — 3,978 Non-vested restricted stock — 16,833 Total dilutive shares 20,811 Diluted EPS: Net income per diluted share $ 9,094 8,081,497 $ 1.13 YEAR ENDED DECEMBER 31, 201 6 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 7,665 8,047,046 $ 0.95 Effect of dilutive securities: Stock options — 1,663 Non-vested restricted stock — 33,948 Total dilutive shares 35,611 Diluted EPS: Net income per diluted share $ 7,665 8,082,657 $ 0.95 There were no 2017, eighted average anti-dilutive options to purchase 17,480 $9.95 $15.67 2016. not During 201 7 2016, no

Note 13 - Commitments and Conti

Note 13 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 1 3 — COMMITMENTS AND CONTINGENCIES The Company is obligated for rental payments under certain operating lease agreements, some of which contain renewal options and escalation clauses that provide for increased rentals. Total rental expense for the years ended December 31, 2017 2016, $1,092,000 $1,004,000, At December 31, 2017, Year ending December 31, 2018 $ 1,106 2019 1,085 2020 996 2021 696 2022 645 Thereafter 2,320 $ 6,848 The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company ’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Financial instruments at December 31, 201 7 Contract (in thousands) Amount Undisbursed loan commitments $ 98,814 Checking reserve 1,239 Equity lines 15,980 Standby letters of credit 1,991 $ 118,024 Commitments to extend credit, including undisbursed loan commitments and equity lines, are agreements to lend to a customer as long as there is no may not ’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation. Collateral held varies but may Checking reserves are lines of credit associated consumer deposit accounts that meet qualification standards for extension of credit if the deposit account were to become overdraft. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third

Note 14 - Financial Instruments

Note 14 - Financial Instruments	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	NOTE 1 4 — FINANCIAL INSTRUMENTS Fair values of financial instruments — The consolidated financial statements include various estimated fair value information as of December 31, 2017 2016. not Cash and cash equivalents — The carrying amounts of cash and cash equivalents approximate their fair value. Restricted Equity Securities 2 Securities (including mortgage-backed securities) — Fair values for securities are based on quoted market prices, where available. If quoted market prices are not 15 Loans receivable — For variable-rate loans that reprice frequently and have no Deposit liabilities — The fair values estimated for demand deposits (interest and non-interest checking, savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts). The carrying amounts for variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of the aggregate expected monthly maturities on time deposits. Interest receivable and payable Off-balance-sheet instruments — Fair values for the Company’s off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the credit standing of the counterparties. The estimated fair values of the Company ’s financial instruments at December 31, 2017 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 149,173 $ 149,173 1 Restricted equity securities 4,135 4,135 2 Loans, net 652,989 658,618 3 Interest receivable 1,312 1,312 2 Financial liabilities: Deposits (938,882 ) (829,992 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,180 ) 3 The estimated fair values of the Company ’s financial instruments at December 31, 2016 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 190,810 $ 190,810 1 Restricted equity securities 3,795 3,795 2 Loans, net 601,104 611,553 3 Interest receivable 2,831 2,831 2 Financial liabilities: Deposits (914,093 ) (811,519 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,107 ) 3

Note 15 - Fair Value Measuremen

Note 15 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	NOTE 1 5 – FAIR VALUE MEASUREMENTS ASC Topic 820, ents, defines fair value, establishes a framework for measuring fair value, establishes a three three Level 1: Level 2: Level 3: In certain cases, the inputs used to measure fair value may ’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstance that caused the transfer, which generally corresponds with the Company’s quarterly valuation process. During 2017, no Assets and liabilities measured at fair value on a recurring and non-recurring basis for the years ended December 31, 201 7 2016 Fair Value Measurements at December 31, 201 7 Using (in thousands) December 31, 7 Quoted Prices Significant Other Significant Unobservable Assets and liabilities measured on a recurring basis: Available-for-sale securities U.S. agencies $ 29,972 $ 0 $ 29,972 $ 0 Collateralized mortgage obligations 2,593 0 2,593 0 Municipalities 93,067 0 93,067 0 SBA pools 11,850 0 11,850 0 Corporate debt 18,789 0 18,789 0 Asset backed securities 22,977 0 22,977 0 Mutual fund 3,112 3,112 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 993 $ 0 $ 0 $ 993 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 253 0 0 253 Fair Value Measurements at December 31, 201 6 Using (in thousands) December 31, 6 Quoted Prices Significant Other Significant Unobservable Assets and liabilities measured on a recurring basis: Available-for-sale securities U.S. agencies $ 28,286 $ 0 $ 28,286 $ 0 Collateralized mortgage obligations 4,109 0 4,109 0 Municipalities 78,329 0 78,329 0 SBA pools 7,168 0 7,168 0 Corporate debt 20,563 0 20,563 0 Asset backed securities 18,819 0 18,819 0 Mutual fund 3,059 3,059 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 1,746 $ 0 $ 0 $ 1,746 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 1,210 0 0 1,210 Following is a description of valuation methodologies used for assets and liabilities recorded at fair value. Available-for-sale securities - not 1 2 3 Impaired loans - ASC Topic 820 310, Accounting by Creditors for Impairment of a Loan not not 3. not no 3. Other Real Estate Owned - Other real estate assets (“OREO”) acquired through, or in lieu of, foreclosure are held-for-sale and are initially recorded at the lower of cost or fair value, less selling costs. Any write-downs to fair value at the time of transfer to OREO are charged to the allowance for loan losses, subsequent to foreclosure. Appraisals or evaluations are then done periodically thereafter charging any additional write-downs or valuation allowances to the appropriate expense accounts. Values are derived from appraisals of underlying collateral and discounted cash flow analysis. OREO is classified within Level 3 Net realizable value of the underlying collateral is the fair value of the collateral less estimated selling costs and any prior liens. Appraisals, recent comparable sales, offers and listing prices are factored in when valuing the collateral. We review and verify the qualifications and licenses of the certified general appraisers used for appraising commercial properties or certified residential appraisers for residential properties. Real estate appraisals may 6% may typically range between 10% 20%

Note 16 - Related Party Transac

Note 16 - Related Party Transactions	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 1 6 — RELATED PARTY TRANSACTIONS The Company, in the normal course of business, makes loans and receives deposits from its directors, officers, principal shareholders, and their associates. In management ’s opinion, these transactions are on substantially the same terms as comparable transactions with other customers of the Company. Loans to directors, officers, shareholders, and affiliates are summarized below: YEARS ENDED DECEMBER 31, (in thousands) 201 7 201 6 Aggregate amount outstanding, beginning of year $ 7,100 $ 6,634 New loans or advances during year 7 3,322 Repayments during year (1,757 ) (2,854 ) Aggregate amount outstanding, end of year $ 5,350 $ 7,100 Related party deposits tot aled $63,633,000 $66,006,000 December 31, 2017 2016, From time to time, some of the Company’s Directors, directly or through affiliates, may 2017, $131,000 120, 2018. 2016, $330,000 120 no 404

Note 17 - Profit Sharing Plan

Note 17 - Profit Sharing Plan	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Profit Sharing Plan [Text Block]	NOTE 1 7 — PROFIT SHARING PLAN The profit sharing plan to which both the Company and eligible employees contribute was established in 1995. approximately $509,000 $489,000 December 31, 2017 2016,

Note 18 - Restrictions on Divid

Note 18 - Restrictions on Dividends	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Dividend Payment Restrictions [Text Block]	NOTE 1 8 — RESTRICTIONS ON DIVIDENDS Under current California State banking laws, the Bank may not ’s net earnings for its last three not may not

Note 19 - Other Post-retirement

Note 19 - Other Post-retirement Benefit Plans	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE 19 — OTHER POST-RETIREMENT BENEFIT PLANS The Company has awarded certain officers a salary continuation plan (the “Plan”). Under the Plan, the participants will be provided with a fixed annual retirement benefit for ten twenty During December 2001, ten Future compensation under both plans is earned for services rendered through retirement. The Company accrues for the salary continuation liability based on anticipated years of service and vesting schedules provided under the plans. The Company ’s current benefit liability is determined based on vesting and the present value of the benefits at a corresponding discount rate. The discount rate used is an equivalent rate for investment-grade bonds with lives matching those of the service periods remaining for the salary continuation contracts, which average approximately ten December 31, 2017 2016, $3,047,000 $2,762,000, The Company entered into split-dollar life insurance agreements with certain officers. In connection with the implementation of the split-dollar agreements, the Company purchased single premium life insurance policies on the life of each of the officers covered by the split-dollar life insurance agreements. The Company is the owner of the policies and the partial beneficiary in an amount equal to the cash surrender value of the policies. The combined cash surrender value of all Bank-owned life insurance policies was $18,517,000 $18,004,000 December 31, 2017 2016,

Note 20 - Regulatory Matters

Note 20 - Regulatory Matters	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 2 0 — REGULATORY MATTERS The Bank and the Company are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory — and possibly additional discretionary — actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set for th in the table below) of total, Tier I and Common Equity Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). Management believes, as of December 31, 2017, As of December 31, 2017, 1 no The Company and Bank ’s actual capital amounts and ratios at December 31, 2017 2016, To be well capitalized under (in thousands) Adequately capitalized prompt corrective Actual threshold (1) action provisions Capital ratios for Bank: Amount Ratio Amount Ratio Amount Ratio As of December 31 , 2017 Total capital (to Risk- Weighted Assets) $ 93,933 11.3% $ 77,102 > 9.25% $ 83,354 > 10.0% Tier I capital (to Risk- Weighted Assets) $ 85,462 10.3% $ 60,431 > 7.25% $ 66,683 > 8.0% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,462 10.3% $ 47,928 > 5.75% $ 54,180 > 6.5% Tier I capital (to Average Assets) $ 85,462 8.4% $ 40,820 > 4.0% $ 51,025 > 5.0% As of December 31, 2016 Total capital (to Risk- Weighted Assets) $ 86,603 11.3% $ 66,358 > 8.625% $ 76,937 > 10.0% Tier I capital (to Risk- Weighted Assets) $ 78,487 10.2% $ 50,970 > 6.625% $ 61,549 > 8.0% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 78,487 10.2% $ 39,430 > 5.125% $ 50,009 > 6.5% Tier I capital (to Average Assets) $ 78,487 8.1% $ 38,726 > 4.0% $ 48,408 > 5.0% Capital ratios for Bancorp: As of December 31 , 2017 Total capital (to Risk- Weighted Assets) $ 94,354 11.3% $ 77,119 > 9.25% N/A N/A Tier I capital (to Risk- Weighted Assets) $ 85,883 10.3% $ 60,445 > 7.25% N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,883 10.3% $ 47,939 > 5.75% N/A N/A Tier I capital (to Average Assets) $ 85,883 8.4% $ 40,823 > 4.0% N/A N/A As of December 31, 2016 Total capital (to Risk- Weighted Assets) $ 86,966 11.3% $ 66,365 > 8.625% N/A N/A Tier I capital (to Risk- Weighted Assets) $ 78,850 10.3% $ 50,976 > 6.625% N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 78,850 10.3% $ 39,435 > 5.125% N/A N/A Tier I capital (to Average Assets) $ 78,850 8.1% $ 38,731 > 4.0% N/A N/A ( 1 adequately capitalized thresholds in the table above, includes the capital conservation buffers of 1.25% 2017 0.625% 2016, January 1, 2016. not January 2019. In July 2013, 1 4.5% 1 6.0% 4.00% 3.00% 2.5% 2016 2019 90 1 one $250 $10 2019. for the Company and the Bank commenced on January 1, 2015. In addition to the risk-based guidelines, federal banking regulators require banking organizations to maintain a minimum amount of Tier 1 five not 1 3%. 100 200 3% 4% 5%.

Note 21 - Parent Only Condensed

Note 21 - Parent Only Condensed Financial Statements	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	2 1 . PARENT ONLY CONDENSED FINANCIAL STATEMENTS CONDENSED BALANCE SHEETS (dollars in thousands) December 31, December 31, 2017 2016 ASSETS Cash $ 269 $ 229 Investment in bank subsidiary 90,346 82,087 Other assets 186 135 Total assets $ 90,801 $ 82,451 LIABILITIES AND SHAREHOLDERS ’ EQUITY Other liabilities $ 34 $ 1 Total liabilities $ 34 $ 1 Shareholders ’ equity Common stock, no par value; 50,000,000 shares authorized, 8,09 8,605 and 8,088,455 shares issued and outstanding at 7 and 2016, respectively 24,773 24,682 Additional paid-in capital 3,576 3,474 Retained earnings 61,429 54,519 Accumulated other comprehensive (loss) income, net of tax 989 (225 ) Total shareholders ’ equity 90,767 82,450 Total liabilities and shareholders' equity $ 90,801 $ 82,451 CONDENSED STATEMENTS OF INCOME (dollars in thousands) Year Ended December 31, 2017 2016 INCOME Dividends declared by subsidiary $ 2,022 $ 1,940 Total income 2,022 1,940 EXPENSES Salary expense 102 97 Employee benefit expense 103 255 Legal expense 69 32 Other operating expenses 106 145 Total non-interest expense 380 529 Income before equity in undistributed income of subsidiary 1,642 1,411 Equity in undistributed net income of subsidiary 7,207 6,003 Income before income tax benefit 8,849 7,414 Income tax benefit 245 251 Net income $ 9,094 $ 7,665 CONDENSED STATEMENTS OF CASHFLOWS YEAR ENDED DECEMBER 31, (dollars in thousands) 2017 2016 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 9,094 $ 7,665 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (7,207 ) (6,003 ) Stock based compensation 103 255 Increase (decrease) in other liabilities 33 (82 ) Increase in other assets (52 ) (25 ) Net cash from operating activities 1,971 1,810 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,022 ) (1,940 ) Proceeds from sale of common stock and exercise of stock options 91 0 Net cash used in financing activities (1,931 ) (1,940 ) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 40 (130 ) CASH AND CASH EQUIVALENTS, beginning of period 229 359 CASH AND CASH EQUIVALENTS, end of period $ 269 $ 229 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for: Income taxes $ 5,922 $ 2,331

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2017
Accounting Policies [Abstract]
Subsequent Events, Policy [Policy Text Block]	Subsequent events — December 31, 2017
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and cash equivalents — The Company has defined cash and cash equivalents to include cash, due from banks, certificates of deposit with original maturities of three one
Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]	Securities available for sale — Available-for-sale securities consist of bonds, notes, and debentures not Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not ’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of the future expected cash flows is deemed to be due to factors that are not
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Other real estate owned — not
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loa ns originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for loan losses — The allowance for loan losses is established through a provision for loan losses charged to operations. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely. Subsequent recoveries of previously charged off amounts, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based on management ’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company ’s allowance for loan losses. Such agencies may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as impaired. Impaired loans, as defined, are measured based on the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. The general component relates to non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for off-balance-sheet commitments. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no
Finance Loans and Leases Receivable Acquired, Policy [Policy Text Block]	Acquired Loans and Leases — Loans and leases acquired through purchase or through a business combination are recorded at their fair value at the acquisition date. Credit discounts, which reflect estimates of credit losses, expected to be incurred over the life of the loan, are included in the determination of fair value; therefore, an allowance for loan and lease losses is not Acquired loans are evaluated upon acquisition for evidence of deterioration in credit quality since their origination to determine if it is probable the Company will be unable to collect all contractually required payments. These loans are classified as Purchased Credit Impaired (“PCI”) loans, while all other acquired loans are classified as non-PCI loans. The Company has elected to account for PCI loans at the individual loan level. The Company estimates the amount and timing of expected cash flows for each loan. The expected cash flow in excess of the loan's carrying value, is referred to as the accretable yield, and is recorded as interest income over the remaining expected life of the loan. The excess of the loan's contractual principal and interest over expected cash flows is referred to as the non-accretable difference, and is representative of contractual amounts the Company does not not Quarterly, management performs an evaluation of expected future cash flows for PCI loans. If current expectations of future cash flows are less than management's previous expectations, other than due to decreases in interest rates and prepayment assumptions, an allowance for loan and leases losses is recorded with a charge to provision for loan and lease losses. If there has been a probable and significant increase in expected future cash flows over that which was previously expected, the Company first For acquired loans not not third
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and equipment — Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are provided for in amounts sufficient to relate the cost of depreciable assets to operations over their estimated service lives using the straight-line basis. The estimated lives used in determining depreciation and amortization are: Building (in years) 31.5 Equipment (in years) 3 – 12 Furniture and fixtures (in years) 3 – 7 Leasehold improvements (in years) 5 – 15 Automobiles (in years) 3 – 5 Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences.
Income Tax, Policy [Policy Text Block]	Income taxes — Deferred income taxes are provided for the temporary differences between the financial reporting basis and the tax basis of the Company’s assets and liabilities. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled using the liability method. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no tax examinations by tax authorities for years before 2014 2013.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of financial assets — Transfers of an entire financial asset, a group of financial assets, or a participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when: ( 1 2 3 not
Advertising Costs, Policy [Policy Text Block]	Advertising costs — The Company expenses marketing costs as they are incurred. Advertising expense was $225,000 $199,000 December 31, 2017 2016,
Comprehensive Income, Policy [Policy Text Block]	Comprehensive income — Comprehensive income is comprised of net income and other comprehensive income (loss). Other comprehensive income (loss) includes items previously recorded directly to equity, such as unrealized gains and losses on securities available for sale. Comprehensive income is presented in the statements of comprehensive income and as a component of shareholders’ equity. For the years ended December 31, 2017 2016, $232,000 $31,000
Federal Reserve Bank Stock, Policy [Policy Text Block]	Federal Reserve Bank Stock — Federal Reserve Bank stock represents the Company’s investment in the stock of the Federal Reserve Bank (“FRB”) and is carried at par value, which reasonably approximates its fair value. While technically these are considered equity securities, there is no 1 2 3 4
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank Stock — Federal Home Loan Bank stock represents the Company’s investment in the stock of the Federal Home Loan Bank of San Francisco (“FHLB”) and is carried at par value, which reasonably approximates its fair value. While technically these are considered equity securities, there is no 1 2 3 4
Earnings Per Share, Policy [Policy Text Block]	Earnings per common share (“EPS”) 12 1 2 3 two two not
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock based compensation — The Company recognizes in the consolidated statements of income the grant-date fair value of restricted stock, stock options and other equity-based forms of compensation issued to employees over the employees’ requisite service period (generally the vesting period). The Company uses the straight-line recognition of expenses for awards with graded vesting. The fair value of each restricted stock grant is based on the closing market price of the Company’s stock on the date of grant. The Company issued restricted stock grants totaling 8,000 17,000 2017 2016, The fair value of each option grant is estimated as of the grant date using a binomial option-pricing model for all grants. Expected volatility is based on the historical volatility of the price of the Company ’s stock. The Company uses historical data to estimate option exercise and stock option forfeiture rates within the valuation model. The expected term of options granted for the binomial model is derived from applying a historical suboptimal exercise factor to the contractual term of the grant. For binomial pricing, the risk-free rate for periods is equal to the U.S. Treasury yield at the time of grant and commensurate with the contractual term of the grant. There were no 2017 2016.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair values of financial instruments — The consolidated financial statements include various estimated fair value information as of December 31, 2017 2016. not
Fair Value Measurement, Policy [Policy Text Block]	Fair v alue m easurements — may The Company has established and documented a process for determining fair value. The Company maximize s the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no
Reclassification, Policy [Policy Text Block]	Reclassifications — Certain prior year amounts have been reclassified to conform to the current year presentation. There was no
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and o ther i ntangible a ssets — Intangible assets are comprised of goodwill and core deposit intangibles that were acquired through a business combination. Intangible assets with definite useful lives are amortized over their respective estimated useful lives. If an event occurs that indicates the carrying amount of an intangible asset may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 201 7. December 31, 2017, (in thousands) 2018 2019 2020 2021 2022 Thereafter Total Core deposit intangible amortization $ 114 $ 105 $ 96 $ 93 $ 89 $ 236 $ 733 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may third not no December 31, 2017.
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting S tandards — In May 2014, No. 2014 09, 606 ASU is a converged standard involving FASB and International Financial Reporting Standards that provides a single comprehensive revenue recognition model for all contracts with customers across transactions and industries. The core principal of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount and at a time that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Subsequent updates related to Revenue from Contracts with Customers (Topic 606 ● August 2015 No. 2015 14 one s beginning after December 15, 2017. December 15, 2016, ● March 2016 No. 2016 08 ations (Reporting Revenue Gross versus Net), clarifies the implementation guidance on principal versus agent considerations and on the use of indicators that assist an entity in determining whether it controls a specified good or service before it is transferred to the customer. ● April 2016 No. 2016 10 ght to access or the right to use intellectual property. ● May 2016 No. 2016 12 ontracts and contract modifications at transition. The adoption of Topic 606 not In September, 2015, No. 2015 16, Simplifying the Accounting for Measurement Period Adjustments (Topic 805 not December 15, 2015 not In January 2016, No. 2016 01, Financial Instruments - Overall (Subtopic 825 10 ● Equity investments, except for those accounted for under the equity method of accounting or those that result in consolidation of the investee, are required to be measured at fair value with changes in fair value recognized in net income. However, an entity may not ● Simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment - if impairment exists, this requires measuring the investment at fair value. ● Eliminates the requirement for public companies to disclose the method(s) and significant assumptions used to estimate the fair value that is currently required to be disclosed for financial instruments measured at amortized cost on the balance sheet. ● Public companies will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ● Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements. ● The reporting entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU 2016 01 December 15, 2017, not In February 2016, No. 2016 02, Leases (Topic 842 2016 02 December 15, 2018 not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, not I n January 2017, 2017 03, Accounting Changes and Error Corrections (Topic 250 323 September 22, 2016 November 17, 2016 2014 9 2016 02 2016 13 not In February 2018, 2018 02, Income Statement - Reporting Comprehensive Income (Topic 220 Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income 2017. December 15, 2018, not December 31, 2017,

Note 1 - Summary of Accountin30

Note 1 - Summary of Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Property Plant and Equipment Estimated Useful Lives [Table Text Block]	Building (in years) 31.5 Equipment (in years) 3 – 12 Furniture and fixtures (in years) 3 – 7 Leasehold improvements (in years) 5 – 15 Automobiles (in years) 3 – 5
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(in thousands) 2018 2019 2020 2021 2022 Thereafter Total Core deposit intangible amortization $ 114 $ 105 $ 96 $ 93 $ 89 $ 236 $ 733

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	(dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 29,741 $ 374 $ (143 ) $ 29,972 Collateralized mortgage obligations 2,628 1 (36 ) 2,593 Municipalities 91,201 2,174 (308 ) 93,067 SBA pools 11,818 46 (14 ) 11,850 Corporate debt 19,358 112 (681 ) 18,789 Asset backed securities 22,866 125 (14 ) 22,977 Mutual fund 3,344 0 (232 ) 3,112 $ 180,956 $ 2,832 $ (1,428 ) $ 182,360 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 27,879 $ 616 $ (209 ) $ 28,286 Collateralized mortgage obligations 4,159 7 (57 ) 4,109 Municipalities 77,957 1,318 (946 ) 78,329 SBA pools 7,219 0 (51 ) 7,168 Corporate debt 21,349 81 (867 ) 20,563 Asset backed securities 18,888 32 (101 ) 18,819 Mutual fund 3,264 0 (205 ) 3,059 $ 160,715 $ 2,054 $ (2,436 ) $ 160,333
Schedule of Unrealized Loss on Investments [Table Text Block]	(dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 10,588 $ (46 ) $ 5,437 $ (97 ) $ 16,025 $ (143 ) Collateralized mortgage obligations 1,090 (11 ) 921 (26 ) 2,011 (37 ) Municipalities 28,779 (236 ) 5,611 (72 ) 34,390 (308 ) SBA pools 1,998 (4 ) 703 (9 ) 2,701 (13 ) Corporate debt 1,994 (6 ) 13,815 (675 ) 15,809 (681 ) Asset backed securities 6,154 (13 ) 333 (1 ) 6,487 (14 ) Mutual fund 0 0 3,112 (232 ) 3,112 (232 ) Total temporarily impaired securities $ 50,603 $ (316 ) $ 29,932 $ (1,112 ) $ 80,535 $ (1,428 ) (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 8,769 $ (208 ) $ 718 $ (1 ) $ 9,487 $ (209 ) Collateralized mortgage obligations 3,166 (57 ) 0 0 3,166 (57 ) Municipalities 45,137 (917 ) 402 (29 ) 45,539 (946 ) SBA pools 6,415 (46 ) 753 (5 ) 7,168 (51 ) Corporate debt 12,776 (757 ) 2,884 (110 ) 15,660 (867 ) Asset backed securities 2,576 (15 ) 8,272 (86 ) 10,848 (101 ) Mutual fund 0 0 3,059 (205 ) 3,059 (205 ) Total temporarily impaired securities $ 78,839 $ (2,000 ) $ 16,088 $ (436 ) $ 94,927 $ (2,436 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 13,616 $ 13,835 Due after one year through five years 60,128 60,274 Due after five years through ten years 53,535 54,216 Due after ten years 53,677 54,035 $ 180,956 $ 182,360

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) December 31, 2017 December 31, 2016 Commercial real estate: Commercial real estate- construction $ 31,265 $ 23,378 Commercial real estate- mortgages 417,138 389,495 Land 10,072 9,823 Farmland 58,675 56,159 Commercial and industrial 69,610 64,201 Consumer 689 767 Consumer residential 37,161 38,672 Agriculture 37,934 28,454 Total loans 662,544 610,949 Less: Deferred loan fees and costs, net (1,389 ) (2,013 ) Allowance for loan losses (8,166 ) (7,832 ) Net loans $ 652,989 $ 601,104
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(in thousands) December 31, 2017 December 31, 2016 Commercial real estate: Land $ 993 $ 2,715 Commercial and industrial 302 306 Consumer residential 16 16 Total non-accrual loans $ 1,311 $ 3,037
Past Due Financing Receivables [Table Text Block]	December 31, 2017 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 31,265 $ 31,265 $ 0 Commercial R.E. - mortgages 0 0 0 0 417,138 417,138 0 Land 0 0 993 993 9,079 10,072 0 Farmland 0 0 0 0 58,675 58,675 0 Commercial and industrial 19 0 302 321 69,289 69,610 0 Consumer 0 0 0 0 689 689 0 Consumer residential 0 0 0 0 37,161 37,161 0 Agriculture 0 0 0 0 37,934 37,934 0 Total $ 19 $ 0 $ 1,295 $ 1,314 $ 661,230 $ 662,544 $ 0 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 23,378 23,378 $ 0 Commercial R.E. - mortgages 0 0 0 0 389,495 389,495 0 Land 0 0 2,748 2,748 7,075 9,823 0 Farmland 0 0 0 0 56,159 56,159 0 Commercial and industrial 0 0 302 302 63,899 64,201 0 Consumer 0 0 0 0 767 767 0 Consumer residential 0 0 16 16 38,656 38,672 0 Agriculture 0 0 0 0 28,454 28,454 0 Total $ 0 $ 0 $ 3,066 $ 3,066 $ 607,883 610,949 $ 0
Impaired Financing Receivables [Table Text Block]	(in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2017 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,309 0 993 993 680 1,760 Farmland 0 0 0 0 0 0 Commercial and Industrial 334 302 0 302 0 303 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 76 Agriculture 0 0 0 0 0 0 Total $ 1,659 $ 318 $ 993 $ 1,311 $ 680 $ 2,139 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2016 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 3,131 289 2,426 2,715 680 2,476 Farmland 0 0 0 0 0 0 Commercial and Industrial 353 306 0 306 0 313 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 0 Agriculture 0 0 0 0 0 0 Total $ 3,500 $ 611 $ 2,426 $ 3,037 $ 680 $ 2,789
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) Commercial R.E. Construction Commercial R.E. Mortgages Land (1) Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2017 Pass $ 30,008 $ 416,437 $ 8,901 $ 58,675 $ 65,313 $ 662 $ 37,100 $ 37,934 $ 655,030 Special mention 1,257 - - - 3,762 - - - 5,019 Substandard - 701 1,171 - 535 27 61 - 2,495 Doubtful - - - - - - - - - Total loans $ 31,265 $ 417,138 $ 10,072 $ 58,675 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 662,544 December 31, 2016 Pass $ 22,560 $ 388,365 $ 6,637 $ 56,159 $ 62,770 $ 738 $ 38,300 $ 28,454 $ 603,983 Special mention 818 1,063 - - 189 - - - 2,070 Substandard - 67 2,906 1,242 29 372 - 4,616 Doubtful - - 280 - - - - - 280 Total loans $ 23,378 $ 389,495 $ 9,823 $ 56,159 $ 64,201 $ 767 $ 38,672 $ 28,454 $ 610,949
Allowance for Credit Losses on Financing Receivables [Table Text Block]	(in thousands) Commercial Commercial Consumer Year Ended December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Charge-offs 0 0 (30 ) 0 0 0 (30 ) Recoveries 0 0 13 1 0 0 14 Provision for (reversal of) loan losses 146 116 (7 ) (26 ) 189 (68 ) 350 Ending balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2016 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 5,920 $ 627 $ 38 $ 426 $ 309 $ 36 $ 7,356 Charge-offs - - (18 ) - - - (18 ) Recoveries 4 - 5 1 - - 10 Provision for (reversal of) loan losses 261 70 26 (102 ) 195 34 484 Ending balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 (in thousands) Commercial Commercial Consumer December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,651 813 27 300 693 2 7,486 $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Ending gross loan balances: Individually evaluated for impairment $ 993 $ 303 $ 0 $ 15 $ 0 $ 0 $ 1,311 Collectively evaluated for impairment 516,157 69,307 689 37,146 37,934 0 661,233 $ 517,150 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 0 $ 662,544 December 31, 2016 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,505 697 51 325 504 70 7,152 $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Ending gross loans balances: Individually evaluated for impairment $ 2,748 $ 306 $ 0 $ 16 $ 0 $ 0 $ 3,070 Collectively evaluated for impairment 476,107 63,895 767 38,656 28,454 0 607,879 $ 478,855 $ 64,201 $ 767 $ 38,672 $ 28,454 $ 0 $ 610,949
Change in Allowance for Loan Losses [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 201 7 201 6 Balance, beginning of year $ 284 $ 238 Provision c harged to operations for off balance sheet 21 46 Balance, end of year $ 305 $ 284
Weighted Average [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2017 December 31, 2016 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.08 3.07 Commercial real estate - mortgages 3.01 3.08 Land 3.71 4.39 Farmland 3.14 3.09 Commercial and industrial 3.09 2.70 Consumer 2.34 2.28 Consumer residential 3.01 3.03 Agriculture 3.19 3.08 Total gross loans 3.05 3.06

Note 5 - Premises and Equipme33

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Property, Plant and Equipment [Table Text Block]	( in thousands) DECEMBER 31, 201 7 201 6 Land $ 4,645 $ 4,755 Building 8,809 9,064 Leasehold improvements 4,307 4,307 Furniture, fixtures, and equipment 7,628 7,470 Branch construction work-in-process 1,948 0 27,337 25,596 Less accumulated depreciation (12,859 ) (11,908 ) $ 14,478 $ 13,688

Note 6 - Interest Receivable 34

Note 6 - Interest Receivable and Other Assets (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Other Assets [Table Text Block]	( in thousands) DECEMBER 31, 2017 2016 Net deferred tax asset $ 2,642 $ 4,729 Goodwill 3,313 3,313 Federal Home Loan Bank stock 3,377 3,037 Interest income receivable on loans 1,859 1,688 Interest income receivable on investments 1,312 1,143 Core deposit intangible 743 872 Federal Reserve Bank stock 758 758 Investment in limited partnership 266 328 Prepaid expenses and other 2,812 1,093 $ 17,082 $ 16,961

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Deposit Account Balances [Table Text Block]	DECEMBER 31, (in thousands) 2017 2016 Demand $ 539,383 $ 500,930 Money market deposit accounts 280,342 283,643 Savings 69,630 75,122 Time deposits $250,000 and under 29,424 33,428 Time deposits over $250,000 20,103 20,970 Total deposits $ 938,882 $ 914,093
Schedule of Maturities of Deposit [Table Text Block]	Year ending December 31, 2018 $ 30,289 2019 14,882 2020 4,228 2021 22 2022 106 $ 49,527

Note 9 - Interest on Deposits (

Note 9 - Interest on Deposits (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Interest Income and Interest Expense Disclosure [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 201 7 201 6 Savings and other deposits $ 896 $ 594 Time deposits over $250,000 74 63 Other time deposits 95 107 $ 1,065 $ 764

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 2017 2016 Current Federal $ 3,185 $ 3,117 State 1,447 1,044 4,632 4,161 Deferred Federal 1,380 (568 ) State 135 (119 ) 1,515 (687 ) $ 6,147 $ 3,474
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(in thousands) DECEMBER 31, 2017 2016 Deferred tax assets: Allowance for loan losses $ 2,415 $ 3,222 Restricted stock expense 1 49 Accrued vacation 72 88 Accrued salary continuation liability 901 1,137 Deferred compensation 77 108 Accrued bonus 1 14 Core deposit intangible 44 37 Merger Costs 103 153 Nonaccrual loans 0 218 Reserve for undisbursed commitments 90 111 OREO expenses 173 241 State income tax 304 409 Holding company organization fees 15 25 Unrealized loss on securities available for sale 0 157 4,196 5,969 Deferred tax liabilities: Prepaid expenses (418 ) (107 ) FHLB dividends (158 ) (220 ) Accumulated depreciation (102 ) (396 ) Deferred loan costs (330 ) (419 ) Goodwill Amortization (131 ) (98 ) Unrealized gain on securities available for sale (415 ) 0 (1,554 ) (1,240 ) Net deferred income tax asset $ 2,642 $ 4,729
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	YEARS ENDED DECEMBER 31, 2017 2016 Federal statutory income tax rate 34.0 % 34.0 % State taxes, net of federal tax benefit 7.2 % 7.2 % Tax exempt interest on municipal securities and loans -5.2 % -6.2 % Tax exempt earnings on bank owned life insurance -1.4 % -1.6 % Low income housing tax credit -0.3 % -0.6 % Adjustment of non-deductible merger expenses 0.0 % -1.5 % Deferred tax asset re -measurement 6.5 % 0.0 % Other -0.4 % -0.1 % Effective tax rate 40.3 % 31.2 %

Note 11 - Stock Option Plan (Ta

Note 11 - Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	DECEMBER 31, 2017 DECEMBER 31, 2016 Shares Weighted-Average Exercise Price Shares Weighted-Average Exercise Price Outstanding at beginning of year 15,000 $ 9.58 33,000 $ 12.13 Granted 0 $ 0.00 0 $ 0.00 Exercised (9,000 ) $ 10.10 0 $ 0.00 Forfeited (2,500 ) $ 12.75 (18,000 ) $ 14.26 Outstanding at end of year 3,500 $ 5.94 15,000 $ 9.58
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	DECEMBER 31, 2017 DECEMBER 31, 2016 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 56,075 $ 8.16 81,511 $ 7.59 Granted 8,000 $ 14.62 17,000 $ 9.61 Vested (32,425 ) $ 7.45 (35,736 ) $ 7.24 Cancelled (6,850 ) $ 8.54 (6,700 ) $ 9.80 Unvested at end of year 24,800 $ 11.07 56,075 $ 8.16
Weighted Average [Member]
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	(dollars in thousands) December 31, 201 7 201 6 Weighted-average fair value of options granted during the year N/A N/A Intrinsic value of options exercised $ 56 N/A Options outstanding and exercisable at year end: 3,500 15,000 Weighted average exercise price $ 5.94 $ 9.58 Intrinsic value $ 48 $ 45 Weighted average remaining contractual life (years) 0.79 0.84

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	YEAR ENDED DECEMBER 31, 2017 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 9,094 8,060,686 $ 1.13 Effect of dilutive securities: Stock options — 3,978 Non-vested restricted stock — 16,833 Total dilutive shares 20,811 Diluted EPS: Net income per diluted share $ 9,094 8,081,497 $ 1.13 YEAR ENDED DECEMBER 31, 201 6 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 7,665 8,047,046 $ 0.95 Effect of dilutive securities: Stock options — 1,663 Non-vested restricted stock — 33,948 Total dilutive shares 35,611 Diluted EPS: Net income per diluted share $ 7,665 8,082,657 $ 0.95

Note 13 - Commitments and Con40

Note 13 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	Year ending December 31, 2018 $ 1,106 2019 1,085 2020 996 2021 696 2022 645 Thereafter 2,320 $ 6,848
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contract (in thousands) Amount Undisbursed loan commitments $ 98,814 Checking reserve 1,239 Equity lines 15,980 Standby letters of credit 1,991 $ 118,024

Note 14 - Financial Instrumen41

Note 14 - Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 149,173 $ 149,173 1 Restricted equity securities 4,135 4,135 2 Loans, net 652,989 658,618 3 Interest receivable 1,312 1,312 2 Financial liabilities: Deposits (938,882 ) (829,992 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,180 ) 3 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 190,810 $ 190,810 1 Restricted equity securities 3,795 3,795 2 Loans, net 601,104 611,553 3 Interest receivable 2,831 2,831 2 Financial liabilities: Deposits (914,093 ) (811,519 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,107 ) 3

Note 15 - Fair Value Measurem42

Note 15 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Fair Value Measurements at December 31, 201 7 Using (in thousands) December 31, 7 Quoted Prices Significant Other Significant Unobservable Assets and liabilities measured on a recurring basis: Available-for-sale securities U.S. agencies $ 29,972 $ 0 $ 29,972 $ 0 Collateralized mortgage obligations 2,593 0 2,593 0 Municipalities 93,067 0 93,067 0 SBA pools 11,850 0 11,850 0 Corporate debt 18,789 0 18,789 0 Asset backed securities 22,977 0 22,977 0 Mutual fund 3,112 3,112 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 993 $ 0 $ 0 $ 993 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 253 0 0 253 Fair Value Measurements at December 31, 201 6 Using (in thousands) December 31, 6 Quoted Prices Significant Other Significant Unobservable Assets and liabilities measured on a recurring basis: Available-for-sale securities U.S. agencies $ 28,286 $ 0 $ 28,286 $ 0 Collateralized mortgage obligations 4,109 0 4,109 0 Municipalities 78,329 0 78,329 0 SBA pools 7,168 0 7,168 0 Corporate debt 20,563 0 20,563 0 Asset backed securities 18,819 0 18,819 0 Mutual fund 3,059 3,059 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 1,746 $ 0 $ 0 $ 1,746 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 1,210 0 0 1,210

Note 16 - Related Party Trans43

Note 16 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 201 7 201 6 Aggregate amount outstanding, beginning of year $ 7,100 $ 6,634 New loans or advances during year 7 3,322 Repayments during year (1,757 ) (2,854 ) Aggregate amount outstanding, end of year $ 5,350 $ 7,100

Note 20 - Regulatory Matters (T

Note 20 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be well capitalized under (in thousands) Adequately capitalized prompt corrective Actual threshold (1) action provisions Capital ratios for Bank: Amount Ratio Amount Ratio Amount Ratio As of December 31 , 2017 Total capital (to Risk- Weighted Assets) $ 93,933 11.3% $ 77,102 > 9.25% $ 83,354 > 10.0% Tier I capital (to Risk- Weighted Assets) $ 85,462 10.3% $ 60,431 > 7.25% $ 66,683 > 8.0% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,462 10.3% $ 47,928 > 5.75% $ 54,180 > 6.5% Tier I capital (to Average Assets) $ 85,462 8.4% $ 40,820 > 4.0% $ 51,025 > 5.0% As of December 31, 2016 Total capital (to Risk- Weighted Assets) $ 86,603 11.3% $ 66,358 > 8.625% $ 76,937 > 10.0% Tier I capital (to Risk- Weighted Assets) $ 78,487 10.2% $ 50,970 > 6.625% $ 61,549 > 8.0% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 78,487 10.2% $ 39,430 > 5.125% $ 50,009 > 6.5% Tier I capital (to Average Assets) $ 78,487 8.1% $ 38,726 > 4.0% $ 48,408 > 5.0% Capital ratios for Bancorp: As of December 31 , 2017 Total capital (to Risk- Weighted Assets) $ 94,354 11.3% $ 77,119 > 9.25% N/A N/A Tier I capital (to Risk- Weighted Assets) $ 85,883 10.3% $ 60,445 > 7.25% N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,883 10.3% $ 47,939 > 5.75% N/A N/A Tier I capital (to Average Assets) $ 85,883 8.4% $ 40,823 > 4.0% N/A N/A As of December 31, 2016 Total capital (to Risk- Weighted Assets) $ 86,966 11.3% $ 66,365 > 8.625% N/A N/A Tier I capital (to Risk- Weighted Assets) $ 78,850 10.3% $ 50,976 > 6.625% N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 78,850 10.3% $ 39,435 > 5.125% N/A N/A Tier I capital (to Average Assets) $ 78,850 8.1% $ 38,731 > 4.0% N/A N/A

Note 21 - Parent Only Condens45

Note 21 - Parent Only Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Condensed Balance Sheet [Table Text Block]	(dollars in thousands) December 31, December 31, 2017 2016 ASSETS Cash $ 269 $ 229 Investment in bank subsidiary 90,346 82,087 Other assets 186 135 Total assets $ 90,801 $ 82,451 LIABILITIES AND SHAREHOLDERS ’ EQUITY Other liabilities $ 34 $ 1 Total liabilities $ 34 $ 1 Shareholders ’ equity Common stock, no par value; 50,000,000 shares authorized, 8,09 8,605 and 8,088,455 shares issued and outstanding at 7 and 2016, respectively 24,773 24,682 Additional paid-in capital 3,576 3,474 Retained earnings 61,429 54,519 Accumulated other comprehensive (loss) income, net of tax 989 (225 ) Total shareholders ’ equity 90,767 82,450 Total liabilities and shareholders' equity $ 90,801 $ 82,451
Condensed Income Statement [Table Text Block]	(dollars in thousands) Year Ended December 31, 2017 2016 INCOME Dividends declared by subsidiary $ 2,022 $ 1,940 Total income 2,022 1,940 EXPENSES Salary expense 102 97 Employee benefit expense 103 255 Legal expense 69 32 Other operating expenses 106 145 Total non-interest expense 380 529 Income before equity in undistributed income of subsidiary 1,642 1,411 Equity in undistributed net income of subsidiary 7,207 6,003 Income before income tax benefit 8,849 7,414 Income tax benefit 245 251 Net income $ 9,094 $ 7,665
Condensed Cash Flow Statement [Table Text Block]	YEAR ENDED DECEMBER 31, (dollars in thousands) 2017 2016 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 9,094 $ 7,665 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (7,207 ) (6,003 ) Stock based compensation 103 255 Increase (decrease) in other liabilities 33 (82 ) Increase in other assets (52 ) (25 ) Net cash from operating activities 1,971 1,810 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,022 ) (1,940 ) Proceeds from sale of common stock and exercise of stock options 91 0 Net cash used in financing activities (1,931 ) (1,940 ) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 40 (130 ) CASH AND CASH EQUIVALENTS, beginning of period 229 359 CASH AND CASH EQUIVALENTS, end of period $ 269 $ 229 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for: Income taxes $ 5,922 $ 2,331

Note 1 - Summary of Accountin46

Note 1 - Summary of Accounting Policies (Details Textual)	Jul. 03, 2008shares	Dec. 31, 2017USD ($)shares	Dec. 31, 2016USD ($)shares
Conversion of Stock Shares Converted for Each Outstanding Share of Wholly Owned Subsidiary | shares	1
Advertising Expense | $		$ 225,000	$ 199,000
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax | $		$ 232,000	$ 31,000
Number of Forms of Outstanding Stock Awards		2
Stock Issued During Period, Shares, Restricted Stock Award, Gross | shares		8,000	17,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross | shares		0	0
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life		10 years
Impairment of Intangible Assets (Excluding Goodwill) | $		$ 0

Note 1 - Summary of Accountin47

Note 1 - Summary of Accounting Policies - Premises and Equipment Estimated Useful Lives (Details)	12 Months Ended
	Dec. 31, 2017
Building [Member]
Property, plant, and equipment, useful life (Year)	31 years 182 days
Equipment [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Equipment [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	12 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	7 years
Leasehold Improvements [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	5 years
Leasehold Improvements [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	15 years
Automobiles [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Automobiles [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	5 years

Note 1 - Summary of Accountin48

Note 1 - Summary of Accounting Policies - Future Estimated Amortization Expense (Details) - Core Deposits [Member] $ in Thousands	Dec. 31, 2017USD ($)
2,018	$ 114
2,019	105
2,020	96
2,021	93
2,022	89
Thereafter	236
Total	$ 733

Note 2 - Cash and Due From Ba49

Note 2 - Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Cash Reserve Deposit Required and Made	$ 41,165,000	$ 65,467,000

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Available-for-sale Securities, Gross Realized Gains	$ 395,000	$ 52,000
Proceeds from Sale of Available-for-sale Securities	0	0
Available-for-sale Securities, Gross Realized Losses	0	0
Security Owned and Pledged as Collateral, Fair Value	$ 109,158,000	$ 89,362,000
Corporate Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	10
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	1
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	5
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	40
US Government Agencies Debt Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	4
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	6
SBA Pool [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	2
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	1
Asset-backed Securities [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	3
Collateralized Mortgage Obligations [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	1
Mutual Fund [Member]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	1

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Estimated Fair Values of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available-for-sale securities, amortized cost	$ 180,956	$ 160,715
Available-for-sale securities, gross unrealized gains	2,832	2,054
Available-for-sale securities, gross unrealized losses	(1,428)	(2,436)
Available-for-sale securities, fair market value	182,360	160,333
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	29,741	27,879
Available-for-sale securities, gross unrealized gains	374	616
Available-for-sale securities, gross unrealized losses	(143)	(209)
Available-for-sale securities, fair market value	29,972	28,286
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	2,628	4,159
Available-for-sale securities, gross unrealized gains	1	7
Available-for-sale securities, gross unrealized losses	(36)	(57)
Available-for-sale securities, fair market value	2,593	4,109
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	91,201	77,957
Available-for-sale securities, gross unrealized gains	2,174	1,318
Available-for-sale securities, gross unrealized losses	(308)	(946)
Available-for-sale securities, fair market value	93,067	78,329
SBA Pool [Member]
Available-for-sale securities, amortized cost	11,818	7,219
Available-for-sale securities, gross unrealized gains	46	0
Available-for-sale securities, gross unrealized losses	(14)	(51)
Available-for-sale securities, fair market value	11,850	7,168
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	19,358	21,349
Available-for-sale securities, gross unrealized gains	112	81
Available-for-sale securities, gross unrealized losses	(681)	(867)
Available-for-sale securities, fair market value	18,789	20,563
Asset-backed Securities [Member]
Available-for-sale securities, amortized cost	22,866	18,888
Available-for-sale securities, gross unrealized gains	125	32
Available-for-sale securities, gross unrealized losses	(14)	(101)
Available-for-sale securities, fair market value	22,977	18,819
Mutual Fund [Member]
Available-for-sale securities, amortized cost	3,344	3,264
Available-for-sale securities, gross unrealized gains	0	0
Available-for-sale securities, gross unrealized losses	(232)	(205)
Available-for-sale securities, fair market value	$ 3,112	$ 3,059

Note 3 - Securities - Securitie

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Less than 12 months, fair value	$ 50,603	$ 78,839
Less than 12 months, unrealized loss	(316)	(2,000)
12 months or more, fair value	29,932	16,088
12 months or more, unrealized loss	(1,112)	(436)
Fair value	80,535	94,927
Unrealized loss	(1,428)	(2,436)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	10,588	8,769
Less than 12 months, unrealized loss	(46)	(208)
12 months or more, fair value	5,437	718
12 months or more, unrealized loss	(97)	(1)
Fair value	16,025	9,487
Unrealized loss	(143)	(209)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	1,090	3,166
Less than 12 months, unrealized loss	(11)	(57)
12 months or more, fair value	921	0
12 months or more, unrealized loss	(26)	0
Fair value	2,011	3,166
Unrealized loss	(37)	(57)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	28,779	45,137
Less than 12 months, unrealized loss	(236)	(917)
12 months or more, fair value	5,611	402
12 months or more, unrealized loss	(72)	(29)
Fair value	34,390	45,539
Unrealized loss	(308)	(946)
SBA Pool [Member]
Less than 12 months, fair value	1,998	6,415
Less than 12 months, unrealized loss	(4)	(46)
12 months or more, fair value	703	753
12 months or more, unrealized loss	(9)	(5)
Fair value	2,701	7,168
Unrealized loss	(13)	(51)
Corporate Debt Securities [Member]
Less than 12 months, fair value	1,994	12,776
Less than 12 months, unrealized loss	(6)	(757)
12 months or more, fair value	13,815	2,884
12 months or more, unrealized loss	(675)	(110)
Fair value	15,809	15,660
Unrealized loss	(681)	(867)
Asset-backed Securities [Member]
Less than 12 months, fair value	6,154	2,576
Less than 12 months, unrealized loss	(13)	(15)
12 months or more, fair value	333	8,272
12 months or more, unrealized loss	(1)	(86)
Fair value	6,487	10,848
Unrealized loss	(14)	(101)
Mutual Fund [Member]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized loss	0	0
12 months or more, fair value	3,112	3,059
12 months or more, unrealized loss	(232)	(205)
Fair value	3,112	3,059
Unrealized loss	$ (232)	$ (205)

Note 3 - Securities - Contractu

Note 3 - Securities - Contractual Maturity or Call Date (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Due in one year or less, amortized cost	$ 13,616
Due in one year or less, fair value	13,835
Due after one year through five years, amortized cost	60,128
Due after one year through five years, fair value	60,274
Due after five years through ten years, amortized cost	53,535
Due after five years through ten years, fair value	54,216
Due after ten years, amortized cost	53,677
Due after ten years, fair value	54,035
Amortized cost	180,956	$ 160,715
Fair Value	$ 182,360

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Loans and Leases Receivable, Percentage of Outstanding Principal Balance Secured by Owner Occupied Properties	43.00%
Underwriting Standards, Loan to Value Percentage	80.00%
Underwriting Standards, Housing Percentage	36.00%
Underwriting Standards, Total Debt Ratio	42.00%
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 114,000	$ 156,000
Impaired Financing Receivable, Interest Income, Accrual Method	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts Held	4	6
Financing Receivable, Modifications, Recorded Investment	$ 1,311,000	$ 3,037,000
Loans and Leases Receivable, Impaired, Commitment to Lend	0	0
Allowance for Credit Losses, Change in Method of Calculating Impairment	$ 680,000	$ 680,000
Financing Receivable, Modifications, Number of Contracts	0	2
Financing Receivable, Modifications, Pre-Modification Recorded Investment		$ 308,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		0
Financing Receivable Modifications, Period Contractually Past Due for Loan to Be Considered in Payment Default	30 days
Loans and Leases Receivable, Minimum Cash Collateral Percent	110.00%
Loans and Leases Receivable, Gross	$ 662,544,000	610,949,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 662,544,000	610,949,000
Substandard [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	40.00%
Loans and Leases Receivable, Gross	$ 2,495,000	4,616,000
Doubtful [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	25.00%
Loans and Leases Receivable, Gross		280,000
Unlikely to be Collected Financing Receivable [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	35.00%
Loans and Leases Receivable, Gross	$ 0	$ 0
Minimum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage	40.00%
Maximum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage	65.00%
Extended Maturity [Member]
Financing Receivable, Modifications, Number of Contracts		1
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	78.00%
Loans and Leases Receivable, Gross	$ 517,150,000	$ 478,855,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	11.00%
Financing Receivable, Modifications, Subsequent Default, Number of Contracts		1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment		$ 289,000
Loans and Leases Receivable, Gross	$ 69,610,000	64,201,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans and Leases Receivable, Gross	535,000	1,242,000
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross
Residential Real Estate and Other Consumer Loans [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	5.00%
Agriculture [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	6.00%
Loans and Leases Receivable, Gross	$ 37,934,000	28,454,000
Agriculture [Member] | Substandard [Member]
Loans and Leases Receivable, Gross
Agriculture [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross

Note 4 - Loans - Loans (Details

Note 4 - Loans - Loans (Details) - USD ($) $ in Thousands		Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Loans		$ 662,544	$ 610,949
Deferred loan fees and costs, net		(1,389)	(2,013)
Allowance for loan losses		(8,166)	(7,832)	$ (7,356)
Net loans		652,989	601,104
Commercial Real Estate Portfolio Segment [Member]
Loans		517,150	478,855
Allowance for loan losses		(6,331)	(6,185)	(5,920)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		31,265	23,378
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans		417,138	389,495
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]	10,072	9,823
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans		58,675	56,159
Commercial Portfolio Segment [Member]
Loans		69,610	64,201
Allowance for loan losses		(813)	(697)	(627)
Consumer Portfolio Segment [Member]
Loans		689	767
Allowance for loan losses		(27)	(51)	(38)
Residential Portfolio Segment [Member]
Loans		37,161	38,672
Allowance for loan losses		(300)	(325)	(426)
Agriculture [Member]
Loans		37,934	28,454
Allowance for loan losses		$ (693)	$ (504)	$ (309)
[1]	Included in the above table is Purchased Credit Impaired loans recorded at their fair value of $33,000 as of September 30, 2017 and December 31, 2016, which were acquired in the MLB Acquisition.

Note 4 - Loans - Non Accrual Lo

Note 4 - Loans - Non Accrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Non-accrual loans	$ 1,311	$ 3,037
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Non-accrual loans	993	2,715
Commercial Portfolio Segment [Member]
Non-accrual loans	302	306
Residential Portfolio Segment [Member]
Non-accrual loans	$ 16	$ 16

Note 4 - Loans - Aging of Past

Note 4 - Loans - Aging of Past Due Loans (Details) - USD ($) $ in Thousands		Dec. 31, 2017	Dec. 31, 2016
Past due		$ 1,314	$ 3,066
Current		661,230	607,883
Loans		662,544	610,949
Greater than 90 days past due and still accruing		0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		19	0
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		1,295	3,066
Commercial Real Estate Portfolio Segment [Member]
Loans		517,150	478,855
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Past due		0	0
Current		31,265	23,378
Loans		31,265	23,378
Greater than 90 days past due and still accruing		0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Past due		0	0
Current		417,138	389,495
Loans		417,138	389,495
Greater than 90 days past due and still accruing		0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Past due		993	2,748
Current		9,079	7,075
Loans	[1]	10,072	9,823
Greater than 90 days past due and still accruing		0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		993	2,748
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Past due		0	0
Current		58,675	56,159
Loans		58,675	56,159
Greater than 90 days past due and still accruing		0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		0	0
Commercial Portfolio Segment [Member]
Past due		321	302
Current		69,289	63,899
Loans		69,610	64,201
Greater than 90 days past due and still accruing		0	0
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		19	0
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		302	302
Consumer Portfolio Segment [Member]
Past due		0	0
Current		689	767
Loans		689	767
Greater than 90 days past due and still accruing		0	0
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		0	0
Residential Portfolio Segment [Member]
Past due		0	16
Current		37,161	38,656
Loans		37,161	38,672
Greater than 90 days past due and still accruing		0	0
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		0	16
Agriculture [Member]
Past due		0	0
Current		37,934	28,454
Loans		37,934	28,454
Greater than 90 days past due and still accruing		0	0
Agriculture [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due		0	0
Agriculture [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due		0	0
Agriculture [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due		$ 0	$ 0
[1]	Included in the above table is Purchased Credit Impaired loans recorded at their fair value of $33,000 as of September 30, 2017 and December 31, 2016, which were acquired in the MLB Acquisition.

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Unpaid contractual principal	$ 1,659	$ 3,500
Recorded investment with no allowance	318	611
Recorded investment with allowance	993	2,426
Total recorded investment	1,311	3,037
Related allowance	680	680
Average recorded investment	2,139	2,789
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Unpaid contractual principal	1,309	3,131
Recorded investment with no allowance	0	289
Recorded investment with allowance	993	2,426
Total recorded investment	993	2,715
Related allowance	680	680
Average recorded investment	1,760	2,476
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Portfolio Segment [Member]
Unpaid contractual principal	334	353
Recorded investment with no allowance	302	306
Recorded investment with allowance	0	0
Total recorded investment	302	306
Related allowance	0	0
Average recorded investment	303	313
Consumer Portfolio Segment [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Residential Portfolio Segment [Member]
Unpaid contractual principal	16	16
Recorded investment with no allowance	16	16
Recorded investment with allowance	0	0
Total recorded investment	16	16
Related allowance	0	0
Average recorded investment	76	0
Agriculture [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	$ 0	$ 0

Note 4 - Loans - Weighted Avera

Note 4 - Loans - Weighted Average Risk Grades of Loan Portfolio (Details)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Weighted average risk grade of loans	3.05	3.06
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Weighted average risk grade of loans	3.08	3.07
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Weighted average risk grade of loans	3.01	3.08
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Weighted average risk grade of loans	3.71	4.39
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Weighted average risk grade of loans	3.14	3.09
Commercial Portfolio Segment [Member]
Weighted average risk grade of loans	3.09	2.7
Consumer Portfolio Segment [Member]
Weighted average risk grade of loans	2.34	2.28
Residential Portfolio Segment [Member]
Weighted average risk grade of loans	3.01	3.03
Agriculture [Member]
Weighted average risk grade of loans	3.19	3.08

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands		Dec. 31, 2017	Dec. 31, 2016
Loans		$ 662,544	$ 610,949
Commercial Real Estate Portfolio Segment [Member]
Loans		517,150	478,855
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		31,265	23,378
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans		417,138	389,495
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]	10,072	9,823
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans		58,675	56,159
Commercial Portfolio Segment [Member]
Loans		69,610	64,201
Consumer Portfolio Segment [Member]
Loans		689	767
Residential Portfolio Segment [Member]
Loans		37,161	38,672
Agriculture [Member]
Loans		37,934	28,454
Pass [Member]
Loans		655,030	603,983
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		30,008	22,560
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans		416,437	388,365
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]	8,901	6,637
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans		58,675	56,159
Pass [Member] | Commercial Portfolio Segment [Member]
Loans		65,313	62,770
Pass [Member] | Consumer Portfolio Segment [Member]
Loans		662	738
Pass [Member] | Residential Portfolio Segment [Member]
Loans		37,100	38,300
Pass [Member] | Agriculture [Member]
Loans		37,934	28,454
Special Mention [Member]
Loans		5,019	2,070
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		1,257	818
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans			1,063
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans		3,762	189
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Agriculture [Member]
Loans
Substandard [Member]
Loans		2,495	4,616
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans		701	67
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]	1,171	2,906
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans		535	1,242
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans		27	29
Substandard [Member] | Residential Portfolio Segment [Member]
Loans		61	372
Substandard [Member] | Agriculture [Member]
Loans
Doubtful [Member]
Loans			280
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	[1]		280
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Agriculture [Member]
Loans
[1]	Included in the above table is Purchased Credit Impaired loans recorded at their fair value of $33,000 as of September 30, 2017 and December 31, 2016, which were acquired in the MLB Acquisition.

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Beginning balance	$ 7,832	$ 7,356
Charge-offs	(30)	(18)
Recoveries	14	10
Provision for loan losses	350	484
Ending balance	8,166	7,832
Individually evaluated for impairment			$ 680	$ 680
Collectively evaluated for impairment			7,486	7,152
	8,166	7,832	8,166	7,832
Individually evaluated for impairment			1,311	3,070
Collectively evaluated for impairment			661,233	607,879
			662,544	610,949
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	6,185	5,920
Charge-offs	0
Recoveries	0	4
Provision for loan losses	146	261
Ending balance	6,331	6,185
Individually evaluated for impairment			680	680
Collectively evaluated for impairment			5,651	5,505
	6,185	6,185	6,331	6,185
Individually evaluated for impairment			993	2,748
Collectively evaluated for impairment			516,157	476,107
			517,150	478,855
Commercial Portfolio Segment [Member]
Beginning balance	697	627
Charge-offs	0
Recoveries	0
Provision for loan losses	116	70
Ending balance	813	697
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			813	697
	697	697	813	697
Individually evaluated for impairment			303	306
Collectively evaluated for impairment			69,307	63,895
			69,610	64,201
Consumer Portfolio Segment [Member]
Beginning balance	51	38
Charge-offs	(30)	(18)
Recoveries	13	5
Provision for loan losses	(7)	26
Ending balance	27	51
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			27	51
	51	51	27	51
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			689	767
			689	767
Residential Portfolio Segment [Member]
Beginning balance	325	426
Charge-offs	0
Recoveries	1	1
Provision for loan losses	(26)	(102)
Ending balance	300	325
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			300	325
	325	325	300	325
Individually evaluated for impairment			15	16
Collectively evaluated for impairment			37,146	38,656
			37,161	38,672
Agriculture [Member]
Beginning balance	504	309
Charge-offs	0
Recoveries	0
Provision for loan losses	189	195
Ending balance	693	504
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			693	504
	504	504	693	504
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			37,934	28,454
			37,934	28,454
Unallocated Financing Receivables [Member]
Beginning balance	70	36
Charge-offs	0
Recoveries	0
Provision for loan losses	(68)	34
Ending balance	2	70
Individually evaluated for impairment
Collectively evaluated for impairment			2	70
	$ 70	$ 70	2	70
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			0	0
			$ 0	$ 0

Note 4 - Loans - Changes in the

Note 4 - Loans - Changes in the Allowance Off Balance Sheet Commitments (Details) - Reserve for Off-balance Sheet Activities [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Balance	$ 284	$ 238
Provision charged to operations for off balance sheet	21	46
Balance	$ 305	$ 284

Note 5 - Premises and Equipme63

Note 5 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Depreciation	$ 1,124,000	$ 1,252,000

Note 5 - Premises and Equipme64

Note 5 - Premises and Equipment - Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Property, plant, and equipment	$ 27,337	$ 25,596
Less accumulated depreciation	(12,859)	(11,908)
	14,478	13,688
Land [Member]
Property, plant, and equipment	4,645	4,755
Building [Member]
Property, plant, and equipment	8,809	9,064
Leasehold Improvements [Member]
Property, plant, and equipment	4,307	4,307
Furniture and Fixtures [Member]
Property, plant, and equipment	7,628	7,470
Construction in Progress [Member]
Property, plant, and equipment	$ 1,948	$ 0

Note 6 - Interest Receivable 65

Note 6 - Interest Receivable and Other Assets - Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Net deferred tax asset	$ 2,642	$ 4,729
Goodwill	3,313	3,313
Federal Home Loan Bank stock	3,377	3,037
Interest income receivable on loans	1,859	1,688
Interest income receivable on investments	1,312	1,143
Core deposit intangible	743	872
Federal Reserve Bank stock	758	758
Investment in limited partnership	266	328
Prepaid expenses and other	2,812	1,093
	$ 17,082	$ 16,961

Note 7 - Deposits - Deposit (De

Note 7 - Deposits - Deposit (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Demand	$ 539,383	$ 500,930
Money market deposit accounts	280,342	283,643
Savings	69,630	75,122
Time deposits $250,000 and under	29,424	33,428
Time deposits over $250,000	20,103	20,970
Total deposits	$ 938,882	$ 914,093

Note 7 - Deposits - Certificate

Note 7 - Deposits - Certificates of Deposit Issued and Remaining Maturities (Details) $ in Thousands	Dec. 31, 2017USD ($)
2,018	$ 30,289
2,019	14,882
2,020	4,228
2,021	22
2,022	106
	$ 49,527

Note 8 - FHLB Advances (Details

Note 8 - FHLB Advances (Details Textual) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Advances from Federal Home Loan Banks	$ 0	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	249,170,000	236,730,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 662,544,000	$ 610,949,000

Note 9 - Interest on Deposits -

Note 9 - Interest on Deposits - Interest on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Savings and other deposits	$ 896	$ 594
Time deposits over $250,000	74	63
Other time deposits	95	107
	$ 1,065	$ 764

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Unrecognized Tax Benefits	$ 0	$ 0

Note 10 - Income Taxes - Provis

Note 10 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Current
Federal, Current	$ 3,185	$ 3,117
State, Current	1,447	1,044
Current	4,632	4,161
Deferred
Federal, Deferred	1,380	(568)
State, Deferred	135	(119)
Deferred	1,515	(687)
	$ 6,147	$ 3,474

Note 10 - Income Taxes - Deferr

Note 10 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Deferred tax assets:
Allowance for loan losses	$ 2,415	$ 3,222
Restricted stock expense	1	49
Accrued vacation	72	88
Accrued salary continuation liability	901	1,137
Deferred compensation	77	108
Accrued bonus	1	14
Core deposit intangible	44	37
Merger Costs	103	153
Nonaccrual loans	0	218
Reserve for undisbursed commitments	90	111
OREO expenses	173	241
State income tax	304	409
Holding company organization fees	15	25
Unrealized loss on securities available for sale	0	157
	4,196	5,969
Deferred tax liabilities:
Prepaid expenses	(418)	(107)
FHLB dividends	(158)	(220)
Accumulated depreciation	(102)	(396)
Deferred loan costs	(330)	(419)
Goodwill Amortization	(131)	(98)
Unrealized gain on securities available for sale	(415)	0
	(1,554)	(1,240)
Net deferred income tax asset	$ 2,642	$ 4,729

Note 10 - Income Taxes - Effect

Note 10 - Income Taxes - Effective Tax Rate Reconciliation (Details)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Federal statutory income tax rate	34.00%	34.00%
State taxes, net of federal tax benefit	7.20%	7.20%
Tax exempt interest on municipal securities and loans	(5.20%)	(6.20%)
Tax exempt earnings on bank owned life insurance	(1.40%)	(1.60%)
Low income housing tax credit	(0.30%)	(0.60%)
Adjustment of non-deductible merger expenses	0.00%	(1.50%)
Deferred tax asset re-measurement	6.50%	0.00%
Other	(0.40%)	(0.10%)
Effective tax rate	40.30%	31.20%

Note 11 - Stock Option Plan (De

Note 11 - Stock Option Plan (Details Textual)	12 Months Ended
	Dec. 31, 2017USD ($)$ / sharesshares	Dec. 31, 2016USD ($)$ / sharesshares
Share-based Compensation Arrangements by Share-based Payment Award, Number of Plans	2
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized | shares	1,500,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 0	$ 0
Proceeds from Stock Options Exercised		0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	0
Restricted Stock [Member]
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 42,000	$ 105,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | shares	8,000	17,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value | $ / shares	$ 14.62	$ 9.61
Allocated Share-based Compensation Expense	$ 103,000	$ 256,000
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation	88,000	33,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 216,000	$ 260,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	3 years 167 days	2 years 324 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | shares	32,425	35,736
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value	$ 241,000	$ 321,000

Note 11 - Stock Option Plan - S

Note 11 - Stock Option Plan - Stock Option Plan (Details) - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Employee Stock Option [Member]
Outstanding, Shares (in shares)	15,000	33,000
Outstanding, Weighted average exercise price (in dollars per share)	$ 9.58	$ 12.13
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Granted, Weighted average exercise price (in dollars per share)	$ 0	$ 0
Exercised, Shares (in shares)	(9,000)	0
Exercised, Weighted average exercise price (in dollars per share)	$ 10.10	$ 0
Forfeited, Shares (in shares)	(2,500)	(18,000)
Forfeited, Weighted average exercise price (in dollars per share)	$ 12.75	$ 14.26
Outstanding, Shares (in shares)	3,500	15,000
Outstanding, Weighted average exercise price (in dollars per share)	$ 5.94	$ 9.58

Note 11 - Stock Option Plan - W

Note 11 - Stock Option Plan - Weighted Average Fair Value of Options (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Weighted-average fair value of options granted during the year (in dollars per share)
Intrinsic value of options exercised	$ 56
Options outstanding and exercisable at year end: (in shares)	3,500	15,000
Weighted average exercise price (in dollars per share)	$ 5.94	$ 9.58
Intrinsic value	$ 48	$ 45
Weighted average remaining contractual life (Year)	288 days	306 days

Note 11 - Stock Option Plan - R

Note 11 - Stock Option Plan - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Unvested, Shares (in shares)	56,075	81,511
Unvested, Weighted average grant date fair value (in dollars per share)	$ 8.16	$ 7.59
Granted, Shares (in shares)	8,000	17,000
Granted, Weighted average grant date fair value (in dollars per share)	$ 14.62	$ 9.61
Vested, Shares (in shares)	(32,425)	(35,736)
Vested, Weighted average grant date fair value (in dollars per share)	$ 7.45	$ 7.24
Cancelled, Shares (in shares)	(6,850)	(6,700)
Cancelled, Weighted average grant date fair value (in dollars per share)	$ 8.54	$ 9.80
Unvested, Shares (in shares)	24,800	56,075
Unvested, Weighted average grant date fair value (in dollars per share)	$ 11.07	$ 8.16

Note 12 - Earnings Per Share (D

Note 12 - Earnings Per Share (Details Textual)	12 Months Ended
	Dec. 31, 2017shares	Dec. 31, 2016$ / sharesshares
Number Of Forms Of Outstanding Common Stock	2
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | shares	0	17,480
Employee Stock Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price | $ / shares		$ 9.95
Employee Stock Option [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price | $ / shares		$ 15.67
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | shares	0	0

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 9,094	$ 7,665
Net income, Weighted avg shares (in shares)	8,060,686	8,047,046
Net income, Per share amount (in dollars per share)	$ 1.13	$ 0.95
Stock options, Weighted avg shares (in shares)	3,978	1,663
Non-vested restricted stock, Weighted avg shares (in shares)	16,833	33,948
Total dilutive shares, Weighted avg shares (in shares)	20,811	35,611
Net income per diluted share, Weighted avg shares (in shares)	8,081,497	8,082,657
Net income per diluted common share (in dollars per share)	$ 1.13	$ 0.95

Note 13 - Commitments and Con80

Note 13 - Commitments and Contingencies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Operating Leases, Rent Expense	$ 1,092,000	$ 1,004,000

Note 13 - Commitments and Con81

Note 13 - Commitments and Contingencies - Future Minimum Commitments Under Operating Leases (Details) $ in Thousands	Dec. 31, 2017USD ($)
2,018	$ 1,106
2,019	1,085
2,020	996
2,021	696
2,022	645
Thereafter	2,320
	$ 6,848

Note 13 - Commitments and Con82

Note 13 - Commitments and Contingencies - Financial Instruments Whose Contract Amounts Represent Credit Risk (Details) $ in Thousands	Dec. 31, 2017USD ($)
Fair value of off-balance sheet risks	$ 118,024
Undisbursed Loan Commitments [Member]
Fair value of off-balance sheet risks	98,814
Checking Reserve [Member]
Fair value of off-balance sheet risks	1,239
Equity Line [Member]
Fair value of off-balance sheet risks	15,980
Standby Letters of Credit [Member]
Fair value of off-balance sheet risks	$ 1,991

Note 14 - Financial Instrumen83

Note 14 - Financial Instruments - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	$ 149,173	$ 190,810
Financial assets:
Cash and cash equivalents	149,173	190,810
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	149,173	190,810
Financial assets:
Cash and cash equivalents	149,173	190,810
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Restricted equity securities	4,135	3,795
Interest receivable	1,312	2,831
Interest payable	(45)	(45)
Financial assets:
Restricted equity securities	4,135	3,795
Interest receivable	1,312	2,831
Financial liabilities:
Interest payable	(45)	(45)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Restricted equity securities	4,135	3,795
Interest receivable	1,312	2,831
Interest payable	(45)	(45)
Financial assets:
Restricted equity securities	4,135	3,795
Interest receivable	1,312	2,831
Financial liabilities:
Interest payable	(45)	(45)
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Loans, net	652,989	601,104
Deposits	(938,882)	(914,093)
Financial assets:
Loans, net	652,989	601,104
Financial liabilities:
Deposits	(938,882)	(914,093)
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Loans, net	658,618	611,553
Deposits	(829,992)	(811,519)
Commitments and standby letters of credit	(1,180)	(1,107)
Financial assets:
Loans, net	658,618	611,553
Financial liabilities:
Deposits	(829,992)	(811,519)
Off-balance-sheet assets (liabilities):
Commitments and standby letters of credit	$ (1,180)	$ (1,107)

Note 15 - Fair Value Measurem84

Note 15 - Fair Value Measurements (Details Textual)	12 Months Ended
	Dec. 31, 2017
Fair Value Inputs, Discount Rate	6.00%
Minimum [Member]
Fair Value Inputs, Comparability Adjustments	10.00%
Maximum [Member]
Fair Value Inputs, Comparability Adjustments	20.00%

Note 15 - Fair Value Measurem85

Note 15 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring and Non Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Securities available for sale	$ 182,360	$ 160,333
Other real estate owned	253	1,210
Fair Value, Measurements, Nonrecurring [Member]
Other real estate owned	253	1,210
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member]
Impaired loans	302	302
Fair Value, Measurements, Nonrecurring [Member] | Consumer Portfolio Segment [Member]
Impaired loans	16	16
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Portfolio Segment [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Consumer Portfolio Segment [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Portfolio Segment [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Consumer Portfolio Segment [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned	253	1,210
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member]
Impaired loans	302	302
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Consumer Portfolio Segment [Member]
Impaired loans	16	16
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	29,972	28,286
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	29,972	28,286
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	2,593	4,109
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	2,593	4,109
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	93,067	78,329
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	93,067	78,329
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	11,850	7,168
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	11,850	7,168
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	18,789	20,563
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	18,789	20,563
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale	22,977	18,819
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	22,977	18,819
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Mutual Fund [Member]
Securities available for sale	3,112
Mutual Fund [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	3,112
Mutual Fund [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	0
Mutual Fund [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale		3,059
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale		3,059
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale		0
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale		0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans	993	1,746
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	$ 993	$ 1,746

Note 16 - Related Party Trans86

Note 16 - Related Party Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Related Party Deposit Liabilities	$ 63,633,000	$ 66,006,000
Design Studio 120 [Member] | Construction, Renovation and Design Work [Member]
Related Party Transaction, Amounts of Transaction	$ 131,000	$ 330,000

Note 16 - Related Party Trans87

Note 16 - Related Party Transactions - Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Aggregate amount outstanding	$ 7,100	$ 6,634
New loans or advances during year	7	3,322
Repayments during year	(1,757)	(2,854)
Aggregate amount outstanding	$ 5,350	$ 7,100

Note 17 - Profit Sharing Plan (

Note 17 - Profit Sharing Plan (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 509,000	$ 489,000

Note 19 - Other Post-retireme89

Note 19 - Other Post-retirement Benefit Plans (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Dec. 31, 2001	Dec. 31, 2017	Dec. 31, 2016
Liability, Other Postretirement Defined Benefit Plan		$ 3,047,000	$ 2,762,000
Bank Owned Life Insurance		$ 18,517,000	$ 18,004,000
Director Retirement Plan [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period	10 years
Minimum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period		10 years
Maximum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period		20 years

Note 20 - Regulatory Matters (D

Note 20 - Regulatory Matters (Details Textual)	Dec. 31, 2017		Dec. 31, 2016	[1]	Jul. 31, 2013
Common Equity Tier 1 Capital Required for Capital Adequacy to Risk Weighted Assets	5.75%	[1]	5.125%		4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	7.25%	[1]	6.625%		6.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	[1]	4.00%		4.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Highest Rated Banks					3.00%
Minimum [Member]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Percentage Above Minimum	1.00%
Maximum [Member]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	5.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Percentage Above Minimum	2.00%
[1]	The adequately capitalized thresholds in the table above, includes the capital conservation buffers of 1.25% in 2017 and 0.625% in 2016, that became effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which will occur in January 2019.

Note 20 - Regulatory Matters -

Note 20 - Regulatory Matters - Company and Bank's Actual Capital Amounts and Ratios (Details) - USD ($)		Dec. 31, 2017		Dec. 31, 2016		Jul. 31, 2013
Total capital (to Risk- Weighted Assets), Amount		$ 94,354,000		$ 86,966,000
Total capital (to Risk- Weighted Assets), Ratio		11.30%		11.30%
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 77,119,000		$ 66,365,000
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	9.25%		8.625%
Tier I capital (to Risk- Weighted Assets), Amount		$ 85,883,000		$ 78,850,000
Tier I capital (to Risk- Weighted Assets), Ratio		10.30%		10.30%
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 60,445,000		$ 50,976,000
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio		7.25%	[1]	6.625%	[1]	6.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount		$ 85,883,000		$ 78,850,000
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio		10.30%		10.30%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 47,939		$ 39,435
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio		5.75%	[1]	5.125%	[1]	4.50%
Tier I capital (to Average Assets), Amount		$ 85,883,000		$ 78,850,000
Tier I capital (to Average Assets), Ratio		8.40%		8.10%
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	[1]	$ 40,823,000		$ 38,731,000
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio		4.00%	[1]	4.00%	[1]	4.00%
Bank [Member]
Total capital (to Risk- Weighted Assets), Amount		$ 93,933,000		$ 86,603,000
Total capital (to Risk- Weighted Assets), Ratio		11.30%		11.30%
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 77,102,000		$ 66,358,000
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	9.25%		8.625%
Total capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 83,354,000		$ 76,937,000
Total capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		10.00%		10.00%
Tier I capital (to Risk- Weighted Assets), Amount		$ 85,462,000		$ 78,487,000
Tier I capital (to Risk- Weighted Assets), Ratio		10.30%		10.20%
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 60,431,000		$ 50,970,000
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	7.25%		6.625%
Tier I capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 66,683,000		$ 61,549,000
Tier I capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		8.00%		8.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount		$ 85,462,000		$ 78,487,000
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio		10.30%		10.20%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 47,928		$ 39,430
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio	[1]	5.75%		5.125%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 54,180,000		$ 50,009,000
Common Equity Tier 1 Capital (to Risk Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		6.50%		6.50%
Tier I capital (to Average Assets), Amount		$ 85,462,000		$ 78,487,000
Tier I capital (to Average Assets), Ratio		8.40%		8.10%
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	[1]	$ 40,820,000		$ 38,726,000
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio	[1]	4.00%		4.00%
Tier I capital (to Average Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 51,025,000		$ 48,408,000
Tier I capital (to Average Assets), To be well capitalized under prompt corrective action provisions, Ratio		5.00%		5.00%
[1]	The adequately capitalized thresholds in the table above, includes the capital conservation buffers of 1.25% in 2017 and 0.625% in 2016, that became effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which will occur in January 2019.

Note 21 - Parent Only Condens92

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Interest receivable and other assets	$ 17,082	$ 16,961
Total assets	1,034,852	1,002,110
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest payable and other liabilities	5,203	5,567
Total liabilities	944,085	919,660
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,098,605 and 8,088,455 shares issued and outstanding at December 31, 2017 and 2016, respectively	24,773	24,682
Retained earnings	61,429	54,520
Accumulated other comprehensive income (loss), net of tax	989	(225)
Total shareholders’ equity	90,767	82,450	$ 78,263
Total liabilities and shareholders' equity	1,034,852	1,002,110
Parent Company [Member]
ASSETS
Cash	269	229
Investment in bank subsidiary	90,346	82,087
Interest receivable and other assets	186	135
Total assets	90,801	82,451
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest payable and other liabilities	34	1
Total liabilities	34	1
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,098,605 and 8,088,455 shares issued and outstanding at December 31, 2017 and 2016, respectively	24,773	24,682
Additional paid-in capital	3,576	3,474
Retained earnings	61,429	54,519
Accumulated other comprehensive income (loss), net of tax	989	(225)
Total shareholders’ equity	90,767	82,450
Total liabilities and shareholders' equity	$ 90,801	$ 82,451

Note 21 - Parent Only Condens93

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2017	Dec. 31, 2016
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,098,605	8,088,455
Common stock, shares outstanding (in shares)	8,098,605	8,088,455
Parent Company [Member]
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,098,605	8,088,455
Common stock, shares outstanding (in shares)	8,098,605	8,088,455

Note 21 - Parent Only Condens94

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Total income	$ 35,245	$ 32,289
Salaries and employee benefits	14,110	13,564
Other operating expenses	5,057	5,220
Total non-interest expense	24,565	24,315
Income before equity in undistributed income of subsidiary	15,241	11,139
Income tax benefit	(6,147)	(3,474)
Net income	9,094	7,665
Parent Company [Member]
Dividends declared by subsidiary	2,022	1,940
Total income	2,022	1,940
Salaries and employee benefits	102	97
Employee benefit expense	103	255
Legal expense	69	32
Other operating expenses	106	145
Total non-interest expense	380	529
Income before equity in undistributed income of subsidiary	1,642	1,411
Equity in undistributed net income of subsidiary	7,207	6,003
Income before income tax benefit	8,849	7,414
Income tax benefit	245	251
Net income	$ 9,094	$ 7,665

Note 21 - Parent Only Condens95

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 9,094	$ 7,665
Adjustments to reconcile net earnings to net cash from operating activities:
Stock based compensation	103	256
Increase in other assets	(1,691)	(123)
Net cash from operating activities	9,399	9,906
CASH FLOWS FROM FINANCING ACTIVITIES:
Proceeds from sale of common stock and exercise of stock options	91	0
Net cash used in financing activities	22,858	97,462
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(41,637)	207
CASH AND CASH EQUIVALENTS, beginning of period	190,810	190,603
CASH AND CASH EQUIVALENTS, end of period	149,173	190,810
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Income taxes	5,922	2,331
Parent Company [Member]
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	9,094	7,665
Adjustments to reconcile net earnings to net cash from operating activities:
Undistributed net income of subsidiary	(7,207)	(6,003)
Stock based compensation	103	255
Increase (decrease) in other liabilities	33	(82)
Increase in other assets	(52)	(25)
Net cash from operating activities	1,971	1,810
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(2,022)	(1,940)
Proceeds from sale of common stock and exercise of stock options	91	0
Net cash used in financing activities	(1,931)	(1,940)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	40	(130)
CASH AND CASH EQUIVALENTS, beginning of period	229	359
CASH AND CASH EQUIVALENTS, end of period	269	229
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Income taxes	$ 5,922	$ 2,331