Oak Valley Bancorp (OVLY) 10-K 11 Mar 19 2018 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Feb. 26, 2019	Jun. 30, 2018
Document Information [Line Items]
Entity Registrant Name	Oak Valley Bancorp
Entity Central Index Key	0001431567
Trading Symbol	ovly
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	false
Entity Common Stock, Shares Outstanding (in shares)		8,195,459
Entity Public Float			$ 157
Document Type	10-K
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2018
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Shell Company	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 116,425,000	$ 142,968,000
Federal funds sold	9,720,000	6,205,000
Cash and cash equivalents	126,145,000	149,173,000
Securities - available for sale	206,712,000	179,248,000
Securities - equity investments	3,106,000	3,112,000
Loans, net of allowance for loan loss of $8,685 and $8,166 at December 31, 2018 and 2017, respectively	702,220,000	652,989,000
Cash surrender value of life insurance	19,029,000	18,517,000
Bank premises and equipment, net	14,937,000	14,478,000
Other real estate owned	0	253,000
Goodwill and other intangible assets, net	3,942,000	4,056,000
Interest receivable and other assets	18,797,000	13,026,000
	1,094,887,000	1,034,852,000
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	986,495,000	938,882,000
Interest payable and other liabilities	9,354,000	5,203,000
Total liabilities	995,849,000	944,085,000
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,194,805 and 8,098,605 shares issued and outstanding at December 31, 2018 and 2017, respectively	25,429,000	24,773,000
Additional paid-in capital	3,358,000	3,576,000
Retained earnings	70,686,000	61,429,000
Accumulated other comprehensive (loss) income, net of tax	(435,000)	989,000
Total shareholders’ equity	99,038,000	90,767,000
	$ 1,094,887,000	$ 1,034,852,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Net of allowance for loan loss	$ 8,685	$ 8,166
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,194,805	8,098,605
Common stock, shares outstanding (in shares)	8,194,805	8,098,605

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
INTEREST INCOME
Interest and fees on loans	$ 31,700	$ 29,128
Interest on securities	5,637	4,504
Interest on federal funds sold	191	100
Interest on deposits with banks	2,646	1,513
Total interest income	40,174	35,245
INTEREST EXPENSE
Deposits	1,606	1,065
Total interest expense	1,606	1,065
Net interest income	38,568	34,180
Provision for loan losses	555	350
Net interest income after provision for loan losses	38,013	33,830
OTHER INCOME
Earnings on cash surrender value of life insurance	511	514
Gains on sales and calls of securities	81	395
Gain on sale of OREO	193	211
Other	1,083	2,160
Total non-interest income	4,712	5,976
OTHER EXPENSES
Salaries and employee benefits	16,287	14,110
Occupancy expenses	3,631	3,346
Data processing fees	1,707	1,560
Regulatory assessments (FDIC & DBO)	440	492
Other operating expenses	5,313	5,057
Total non-interest expense	27,378	24,565
Net income before provision for income taxes	15,347	15,241
Total provision for income taxes	3,810	6,147
Net Income	$ 11,537	$ 9,094
Net income per share (in dollars per share)	$ 1.43	$ 1.13
Net income per diluted share (in dollars per share)	$ 1.42	$ 1.13
Deposit Account [Member]
OTHER INCOME
Other income	$ 1,549	$ 1,424
Debit Card [Member]
OTHER INCOME
Other income	1,185	1,104
Mortgage Banking [Member]
OTHER INCOME
Other income	$ 110	$ 168

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Net income	$ 11,537	$ 9,094
Other comprehensive income:
Unrealized holding (losses) gains arising during the period	(2,173)	2,182
Less: reclassification for net gains included in net income	(81)	(395)
Other comprehensive (loss) gain, before tax	(2,254)	1,787
Tax benefit (expense) related to items of other comprehensive income	667	(736)
Total other comprehensive (loss) gain	(1,587)	1,051
Comprehensive income	$ 9,950	$ 10,145

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2016	8,088,455
Balances at Dec. 31, 2016	$ 24,682	$ 3,473	$ 54,520	$ (225)	$ 82,450
Stock options exercised (in shares)	9,000				9,000
Stock options exercised	$ 91				$ 91
Restricted stock issued (in shares)	8,000				8,000
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(6,850)
Restricted stock forfeited					0
Cash dividends declared			(2,022)		(2,022)
Stock based compensation		103			103
Other comprehensive income (loss)				1,051	1,051
DTA remeasurement reclassification			(163)	163	0
Net income			9,094		9,094
Balances (in shares) at Dec. 31, 2017	8,098,605
Balances at Dec. 31, 2017	$ 24,773	3,576	61,429	989	$ 90,767
Stock options exercised (in shares)	1,500				1,500
Stock options exercised	$ 7				$ 7
Restricted stock issued (in shares)	96,650				96,650
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(1,950)
Restricted stock forfeited					0
Cash dividends declared			(2,117)		(2,117)
Stock based compensation		431			431
Other comprehensive income (loss)				(1,587)	(1,587)
Net income			11,537		11,537
APIC reclassification	649	(649)			0
Reclassification from adoption of ASU 2016-01			(163)	163	0
Balances (in shares) at Dec. 31, 2018	8,194,805
Balances at Dec. 31, 2018	$ 25,429	$ 3,358	$ 70,686	$ (435)	$ 99,038

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 11,537,000	$ 9,094,000
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	555,000	350,000
Decrease in deferred fees/costs, net	(393,000)	(4,000)
Depreciation	1,187,000	1,124,000
Amortization of investment securities, net	1,121,000	841,000
Stock based compensation	431,000	103,000
Gain on sale of premises and equipment	(2,000)	(109,000)
Gain on sale of OREO property	(193,000)	(211,000)
Gain on sale of available for sale security	(70,000)	0
Gain on calls of available for sale securities	(11,000)	(395,000)
Earnings on cash surrender value of life insurance	(511,000)	(514,000)
(Increase) decrease in deferred tax asset	(828,000)	1,515,000
Increase (decrease) in interest payable and other liabilities	4,151,000	(364,000)
Increase in interest receivable	(584,000)	(340,000)
Increase in other assets	(3,357,000)	(1,691,000)
Net cash from operating activities	13,033,000	9,399,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(51,700,000)	(50,801,000)
Purchases of equity securities	(85,000)	(81,000)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	21,033,000	30,196,000
Net increase in loans	(49,393,000)	(52,231,000)
Purchase of FHLB Stock	(222,000)	(340,000)
Proceeds from sale of OREO	447,000	1,168,000
Proceeds from sales of premises and equipment	2,000	388,000
Purchases of premises and equipment	(1,646,000)	(2,193,000)
Net cash used in investing activities	(81,564,000)	(73,894,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(2,117,000)	(2,022,000)
Net increase in demand deposits and savings accounts	54,828,000	29,660,000
Net decrease in time deposits	(7,215,000)	(4,871,000)
Proceeds from sale of common stock and exercise of stock options	7,000	91,000
Net cash from financing activities	45,503,000	22,858,000
NET DECREASE IN CASH AND CASH EQUIVALENTS	(23,028,000)	(41,637,000)
CASH AND CASH EQUIVALENTS, beginning of period	149,173,000	190,810,000
CASH AND CASH EQUIVALENTS, end of period	126,145,000	149,173,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	1,611,000	1,065,000
Income taxes	4,145,000	5,922,000
NON-CASH INVESTING ACTIVITIES:
Change in unrealized (loss) gain on securities	(2,254,000)	1,787,000
Change in contributions payable to LIHTC limited partner investment	$ 3,593,000	$ 0

Note 1 - Summary of Accounting

Note 1 - Summary of Accounting Policies	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 Nature of Operations On July 3, 2008 one The consolidated financial statements include the accounts of Bancorp and its wholly-owned bank subsidiary. All material intercompany transactions have been eliminated. In the opinion of Management, the consolidated financial statements contain all adjustments necessary to present fairly the financial position, results of operations, changes in shareholders’ equity and cash flows. All adjustments are of a normal, recurring nature. Oak Valley Community Bank is a California State chartered bank. The Company was incorporated under the laws of the state of California on May 31, 1990 May 28, 1991. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the Company’s consolidated financial statements include the allowance for loan losses, accounting for income taxes, fair value measurements, and the determination, recognition and measurement of impaired loans. Actual results could differ from these estimates. A summary of the significant accounting policies applied in the preparation of the accompanying consolidated financial statements follows. Subsequent events — December 31, 2018 Cash and cash equivalents — three one Securities available for sale — not Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not not Other real estate owned — not Loa ns originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not Allowance for loan losses The allowance for loan losses is evaluated on a regular basis by management and is based on management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as impaired. Impaired loans, as defined, are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. The general component relates to non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for off-balance-sheet commitments. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no Premises and equipment — Building 31.5 years Equipment 3 – 12 years Furniture and fixtures 3 – 7 years Leasehold improvements 5 – 15 years Automobiles 3 – 5 years Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences. Income taxes — The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no 2015 2014. Transfers of financial assets — 1 2 3 not Advertising costs — $237,000 $225,000 December 31, 2018 2017, Comprehensive income — December 31, 2018 2017, $57,000 $232,000 Federal Reserve Bank Stock no 1 2 3 4 Federal Home Loan Bank Stock no 1 2 3 4 Earnings per common share (“EPS”) 12 1 2 3 two two not Stock based compensation — 96,650 8,000 2018 2017, The fair value of each option grant is estimated as of the grant date using a binomial option-pricing model for all grants. Expected volatility is based on the historical volatility of the price of the Company’s stock. The Company uses historical data to estimate option exercise and stock option forfeiture rates within the valuation model. The expected term of options granted for the binomial model is derived from applying a historical suboptimal exercise factor to the contractual term of the grant. For binomial pricing, the risk-free rate for periods is equal to the U.S. Treasury yield at the time of grant and commensurate with the contractual term of the grant. There were no 2018 2017. Fair values of financial instruments — December 31, 2018 2017. not Fair v alue m easurements — may The Company has established and documented a process for determining fair value. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no Reclassifications no Goodwill and o ther i ntangible a ssets — may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 2018. December 31, 2018, (in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 105 $ 96 $ 93 $ 89 $ 86 $ 150 $ 619 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may third not no December 31, 2018. Recently Issued Accounting S tandards — In May 2014, No. 2014 09, 606 606 ● August 2015 No. 2015 14 one December 15, 2017. December 15, 2016, ● March 2016 No. 2016 08 ● April 2016 No. 2016 10 ● May 2016 No. 2016 12 Topic 606 January 1, 2018 not No no In January 2016, No. 2016 01, Financial Instruments - Overall (Subtopic 825 10 ● Equity investments, except for those accounted for under the equity method of accounting or those that result in consolidation of the investee, are required to be measured at fair value with changes in fair value recognized in net income. However, an entity may not ● Simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment - if impairment exists, this requires measuring the investment at fair value. ● Eliminates the requirement for public companies to disclose the method(s) and significant assumptions used to estimate the fair value that is currently required to be disclosed for financial instruments measured at amortized cost on the balance sheet. ● Public companies will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ● Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements. ● The reporting entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU 2016 01 December 15, 2017, January 1, 2018 not In February 2016, No. 2016 02, Leases (Topic 842 2016 02 December 15, 2018 not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, not In February 2018, 2018 02, Income Statement - Reporting Comprehensive Income (Topic 220 Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income 2017. December 15, 2018, not December 31, 2017, $163,000

Note 2 - Cash and Due From Bank

Note 2 - Cash and Due From Banks	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	NOTE 2 — CASH AND DUE FROM BANKS Cash and due from banks includes balances with the Federal Reserve Bank and other correspondent banks. The Company is required to maintain specified reserves by the Federal Reserve Bank. The average reserve requirements are based on a percentage of the Company’s deposit liabilities. In addition, the Federal Reserve Bank requires the Company to maintain a certain minimum balance at all times. As of December 31, 2017 2016, $64,076,000 $41,165,000,

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 — SECURITIES Equity Securities The Company held equity securities with fair values of $3,106,000 $3,112,000 December 31, 2018 December 31, 2017, no December 31, 2018. 2016 01, $90,000 December 31, 2018. Debt Securities Debt securities have been classified in the financial statements as available for sale. The amortized cost and estimated fair values of debt securities as of December 31, 2018 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 44,474 $ 135 $ (503 ) $ 44,106 Collateralized mortgage obligations 2,071 0 (59 ) 2,012 Municipalities 92,257 1,404 (424 ) 93,237 SBA pools 8,707 13 (47 ) 8,673 Corporate debt 21,426 62 (901 ) 20,587 Asset backed securities 38,395 119 (417 ) 38,097 $ 207,330 $ 1,733 $ (2,351 ) $ 206,712 The following tables detail the gross unrealized losses and fair values aggregated of debt securities by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2018. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 22,007 $ (230 ) $ 11,972 $ (273 ) $ 33,979 $ (503 ) Collateralized mortgage obligations 93 (1 ) 1,917 (60 ) 2,010 (61 ) Municipalities 9,630 (55 ) 26,559 (367 ) 36,189 (422 ) SBA pools 3,284 (8 ) 3,726 (40 ) 7,010 (48 ) Corporate debt 3,999 (59 ) 11,645 (842 ) 15,644 (901 ) Asset backed securities 23,604 (412 ) 1,853 (4 ) 25,457 (416 ) Total temporarily impaired securities $ 62,617 $ (765 ) $ 57,672 $ (1,586 ) $ 120,289 $ (2,351 ) At December 31, 2018, thirty-four eleven nine four three two 12 December 31, 2018, eighteen fourteen twelve three two one 12 third no not not The amortized cost and estimated fair value of debt securities at December 31, 2018, may (dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 36,972 $ 36,940 Due after one year through five years 55,017 55,259 Due after five years through ten years 46,406 46,084 Due after ten years 68,935 68,429 $ 207,330 $ 206,712 The amortized cost and estimated fair values of debt securities as of December 31, 2017, (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 29,741 $ 374 $ (143 ) $ 29,972 Collateralized mortgage obligations 2,628 1 (36 ) 2,593 Municipalities 91,201 2,174 (308 ) 93,067 SBA pools 11,818 46 (14 ) 11,850 Corporate debt 19,358 112 (681 ) 18,789 Asset backed securities 22,866 125 (14 ) 22,977 $ 177,612 $ 2,832 $ (1,196 ) $ 179,248 The following tables detail the gross unrealized losses and fair values of debt securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2017. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 10,588 $ (46 ) $ 5,437 $ (97 ) $ 16,025 $ (143 ) Collateralized mortgage obligations 1,090 (11 ) 921 (26 ) 2,011 (37 ) Municipalities 28,779 (236 ) 5,611 (72 ) 34,390 (308 ) SBA pools 1,998 (4 ) 703 (9 ) 2,701 (13 ) Corporate debt 1,994 (6 ) 13,815 (675 ) 15,809 (681 ) Asset backed securities 6,154 (13 ) 333 (1 ) 6,487 (14 ) Total temporarily impaired securities $ 50,603 $ (316 ) $ 26,820 $ (880 ) $ 77,423 $ (1,196 ) The Company recognized gross realized gains of $11,000 $395,000 2018 2017, 2018, one $70,000 no 2017. Securities carried at $118,771,000 $109,158,000 December 31, 2018 2017,

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 — LOANS The Company’s customers are primarily located in Stanislaus, San Joaquin, Tuolumne, Inyo, and Mono Counties. As of December 31, 2018, 78% 12% 5% 5% Loan totals were as follows: December 31, 2018 December 31, 2017 Commercial real estate: Commercial real estate- construction $ 20,263 $ 31,265 Commercial real estate- mortgages 460,701 417,138 Land 10,951 10,072 Farmland 62,604 58,675 Commercial and industrial 82,252 69,610 Consumer 1,314 689 Consumer residential 35,741 37,161 Agriculture 38,076 37,934 711,902 662,544 Deferred loan fees and costs, net (997 ) (1,389 ) Allowance for loan losses (8,685 ) (8,166 ) $ 702,220 $ 652,989 Loan Origination/Risk Management. Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Once it is determined that the borrower’s management possesses sound ethics and solid business acumen, the Company’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may may Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may third December 31, 2018, 40% With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may may may The Company originates consumer loans utilizing a computer-based credit scoring analysis to supplement the underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for home equity loans follow bank policy, which include, but are not 80%, 36% 42%, The Company maintains an independent loan review function that validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Non-Accrual and Past Due Loans. not may may not Year-end non-accrual loans, segregated by class of loans, were as follows: (in thousands) December 31, 2018 December 31, 2017 Commercial real estate: Land $ 906 $ 993 Commercial and industrial 0 302 Consumer residential 14 16 Total non-accrual loans $ 920 $ 1,311 Had non-accrual loans performed in accordance with their original contract terms, the Company would have recognized additional interest income of approximately $68,000 2018 $114,000 2017. The following table analyzes past due loans including the non-accrual loans in the above table, segregated by class of loans, as of December 31, 2018 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 20,263 $ 20,263 $ 0 Commercial R.E. - mortgages 0 0 0 0 460,701 460,701 0 Land 0 0 906 906 10,045 10,951 0 Farmland 0 0 0 0 62,604 62,604 0 Commercial and industrial 0 2,100 0 2,100 80,152 82,252 0 Consumer 0 0 0 0 1,314 1,314 0 Consumer residential 0 62 0 62 35,679 35,741 0 Agriculture 0 0 0 0 38,076 38,076 0 Total $ 0 $ 2,162 $ 906 $ 3,068 $ 708,834 $ 711,902 $ 0 The following table analyzes past due loans including the non-accrual loans in the above table, segregated by class of loans, as of December 31, 2017 December 31, 2017 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 31,265 $ 31,265 $ 0 Commercial R.E. - mortgages 0 0 0 0 417,138 417,138 0 Land 0 0 993 993 9,079 10,072 0 Farmland 0 0 0 0 58,675 58,675 0 Commercial and industrial 19 0 302 321 69,289 69,610 0 Consumer 0 0 0 0 689 689 0 Consumer residential 0 0 0 0 37,161 37,161 0 Agriculture 0 0 0 0 37,934 37,934 0 Total $ 19 $ 0 $ 1,295 $ 1,314 $ 661,230 $ 662,544 $ 0 Impaired Loans. Impaired loans by class as of December 31, 2018 2017 No 2018 2017. (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,222 0 906 906 680 958 Farmland 0 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 176 Consumer 0 0 0 0 0 0 Consumer residential 15 14 0 14 0 14 Agriculture 0 0 0 0 0 0 Total $ 1,269 $ 14 $ 906 $ 920 $ 680 $ 1,148 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2017 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,309 0 993 993 680 1,760 Farmland 0 0 0 0 0 0 Commercial and Industrial 334 302 0 302 0 303 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 76 Agriculture 0 0 0 0 0 0 Total $ 1,659 $ 318 $ 993 $ 1,311 $ 680 $ 2,139 Troubled Debt Restructurings – At December 31, 2018, 4 $920,000. December 31, 2017, 4 $1,311,000. no December 31, 2018 2017. $680,000 December 31, 2018 2017. The modification of the terms of such loans typically includes one During the years ended December 31, 2018 2017, no no twelve twelve December 31, 2018 2017. ninety Loan Risk Grades– The Company grades loans using the following letter system: 1 2 3A 3B 3C 4 5 6 7 8 1. Exceptional Loan 1 ● A high level of liquidity and whose debt-servicing capacity exceeds expected obligations by a substantial margin. ● Where leverage is below average for the industry and earnings are consistent or growing without severe vulnerability to economic cycles. ● Also included in this rating (but not one 110% 2. Quality Loan No 2 ● Unquestionable debt-servicing capacity to cover all obligations in the ordinary course of business from well-defined primary and secondary sources. ● Consistent strong earnings. ● A solid equity base. 3A. Better than Acceptable Loan 3 three three 3 3A third not 2 ● Strong earnings with no three ● Long term experienced management with depth and defined management succession. ● The loan has no ● Loan-to-value on real estate secured transactions is 10% 20% ● Very liquid balance sheet that may ● Little to no 3B. Acceptable Loan 3B 3A 3C not ● Are those where the borrower has average financial strengths, a history of profitable operations and experienced management. ● Are those where the borrower can be expected to handle normal credit needs in a satisfactory manner. 3C. Marginally Acceptable 3C 3Bs ● Requires collateral. ● A credit facility where the borrower has average financial strengths, but usually lacks reliable secondary sources of repayment other than the subject collateral. ● Other common characteristics can include some or all of the following: minimal background experience of management, lacking continuity of management, a start-up operation, erratic historical profitability (acceptable reasons-well identified), lack of or marginal sponsorship of guarantor, and government guaranteed loans. 4W Watch Acceptable may ● Any unexpected short-term adverse financial performance from budgeted projections or a prior period’s results (i.e., declining profits, sales, margins, cash flow, or increased reliance on leverage, including adverse balance sheet ratios, trade debt issues, etc.). ● Any managerial or personal problems of company management, decline in the entire industry or local economic conditions, or failure to provide financial information or other documentation as requested. ● Issues regarding delinquency, overdrafts, or renewals. ● Any other issues that cause concern for the company. ● Loans to individuals or loans supported by guarantors with marginal net worth and/or marginal collateral. ● Weakness identified in a Watch credit is short-term in nature. ● Loans in this category are usually accounts the Bank would want to retain providing a positive turnaround can be expected within a reasonable time frame. Grade 4 5 Other Loans Especially Mentioned (Special Mention) may, ● The lending officer may ● Questions exist regarding the condition of and/or control over collateral. ● Economic or market conditions may ● A declining trend in the obligor’s operations or an imbalanced position in the balance sheet exists, but not 6 Substandard Loan not not 7 Doubtful Loan one may may may not 40 65 25 40 65 A proper classification of such a credit would show 40 25 35 may 8 Loss not not no not may not As of December 31, 2018 2017, no 8 The following table presents weighted average risk grades of our loan portfolio. December 31, 2018 December 31, 2017 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.08 Commercial real estate - mortgages 3.02 3.01 Land 3.58 3.71 Farmland 3.00 3.14 Commercial and industrial 3.08 3.09 Consumer 2.31 2.34 Consumer residential 3.01 3.01 Agriculture 3.12 3.19 Total gross loans 3.04 3.05 The following table presents risk grade totals by class of loans as of December 31, 2018 2017. 1 4 (in thousands) Commercial R.E. Commercial R.E. Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2018 Pass $ 20,263 $ 457,150 $ 10,045 $ 62,604 $ 77,254 $ 1,273 $ 35,698 $ 35,813 $ 700,100 Special mention - 2,868 - - 2,898 - - 2,263 8,029 Substandard - 683 906 - 2,100 41 43 - 3,773 Doubtful - - - - - - - - - Total loans $ 20,263 $ 460,701 $ 10,951 $ 62,604 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 711,902 December 31, 2017 Pass $ 30,008 $ 416,437 $ 8,901 $ 58,675 $ 65,313 $ 662 $ 37,100 $ 37,934 $ 655,030 Special mention 1,257 - - - 3,762 - - - 5,019 Substandard - 701 1,171 - 535 27 61 - 2,495 Doubtful - - - - - - - - - Total loans $ 31,265 $ 417,138 $ 10,072 $ 58,675 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 662,544 Allowance for Loan Losses. 310, 450, not The level of the allowance reflects management’s continuing evaluation of industry concentrations, specific credit risks, loan loss experience, current loan portfolio quality, present economic, political and regulatory conditions and unidentified losses inherent in the current loan portfolio. Portions of the allowance may The Company’s allowance for loan losses consists of three 310 450 450 The allowances established for probable losses on specific loans are based on a regular analysis and evaluation of problem loans. Loans are classified based on an internal credit risk grading process that evaluates, among other things: (i) the obligor’s ability to repay; (ii) the underlying collateral, if any; and (iii) the economic environment and industry in which the borrower operates. This analysis is performed at the relationship manager level for all commercial loans. When a loan has a calculated grade of 5 Historical valuation allowances are calculated based on the historical loss experience of specific types of loans and the internal risk grade of such loans at the time they were charged-off. The Company calculates historical loss ratios for pools of similar loans with similar characteristics based on the proportion of actual charge-offs experienced to the total population of loans in the pool. The historical loss ratios are periodically updated based on actual charge-off experience. A historical valuation allowance is established for each pool of similar loans based upon the product of the historical loss ratio and the total dollar amount of the loans in the pool. The Company’s pools of similar loans include similarly risk-graded groups of commercial and industrial loans, commercial real estate loans, consumer real estate loans and consumer and other loans. General valuation allowances are based on general economic conditions and other qualitative risk factors both internal and external to the Company. In general, such valuation allowances are determined by evaluating, among other things: (i) the experience, ability and effectiveness of the Company’s lending management and staff; (ii) the effectiveness of the Company’s loan policies, procedures and internal controls; (iii) changes in asset quality; (iv) changes in loan portfolio volume; (v) the composition and concentrations of credit; (vi) the impact of competition on loan structuring and pricing; (vii) the effectiveness of the internal loan review function; (viii) the impact of environmental risks on portfolio risks; and (ix) the impact of rising interest rates on portfolio risk. Management evaluates the degree of risk that each one Included in the general valuation allowances are allocations for groups of similar loans with risk characteristics that exceed certain concentration limits established by management. Concentration risk limits have been established, among other things, for certain industry concentrations, large balance and highly leveraged credit relationships that exceed specified risk grades, and loans originated with policy exceptions that exceed specified risk grades. Loans identified as losses by management, internal loan review and/or bank examiners are charged-off. Furthermore, consumer loan accounts are charged-off automatically based on regulatory requirements. The following table details activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2018 2017. one not Allowance for Loan Losses For the Years Ended December 31, 2018 2017 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Charge-offs 0 0 (29 ) (17 ) 0 0 (46 ) Recoveries 0 0 8 2 0 0 10 Provision for loan losses 249 252 33 19 0 2 555 Ending balance $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Charge-offs - - (30 ) - - - (30 ) Recoveries - - 13 1 - - 14 Provision for (reversal of) loan losses 146 116 (7 ) (26 ) 189 (68 ) 350 Ending balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 The following table details the allowance for loan losses and ending gross loan balances as of December 31, 2018 2017, (in thousands) Commercial Commercial Consumer December 31, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,900 1,065 39 304 693 4 8,005 $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 14 $ 0 $ 0 $ 920 Collectively evaluated for impairment 553,613 82,252 1,314 35,727 38,076 0 710,982 $ 554,519 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 0 $ 711,902 December 31, 2017 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,651 813 27 300 693 2 7,486 $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Ending gross loans balances: Individually evaluated for impairment $ 993 $ 303 $ 0 $ 15 $ 0 $ 0 $ 1,311 Collectively evaluated for impairment 516,157 69,307 689 37,146 37,934 0 661,233 $ 517,150 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 0 $ 662,544 Changes in the allowance off-balance-sheet commitments were as follows: (in thousands) YEARS ENDED DECEMBER 31, 201 8 201 7 Balance, beginning of year $ 305 $ 284 Provision charged to operations for off balance sheet 91 21 Balance, end of year $ 396 $ 305 The method for calculating the reserve for off-balance-sheet loan commitments is based on a reserve percentage which is less than other outstanding loan types because they are at a lower risk level. This reserve percentage, based on many factors including historical losses and existing economic conditions, is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the reserve for off-balance-sheet commitments. Reserves for off-balance-sheet commitments are recorded in interest payable and other liabilities on the consolidated balance sheets. At December 31, 2018 2017, $711,902,000 $662,544,000,

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 — PREMISES AND EQUIPMENT Major classifications of premises and equipment are summarized as follows: ( DECEMBER 31, 201 8 201 7 Land $ 5,195 $ 4,645 Building 9,962 8,809 Leasehold improvements 5,039 4,307 Furniture, fixtures, and equipment 8,279 7,628 Branch construction work-in-process 47 1,948 28,522 27,337 Less accumulated depreciation (13,585 ) (12,859 ) $ 14,937 $ 14,478 Depreciation expense was $1,187,000 $1,124,000 December 31, 2018 2017,

Note 6 - Interest Receivable an

Note 6 - Interest Receivable and Other Assets	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Other Current Assets [Text Block]	NOTE 6 — INTEREST RECEIVABLE AND OTHER ASSETS Other assets are summarized as follows: ( DECEMBER 31, 201 8 201 7 Net deferred tax asset $ 4,067 $ 2,642 Federal Home Loan Bank stock 3,599 3,377 Interest income receivable on loans 2,054 1,859 Interest income receivable on investments 1,701 1,312 Federal Reserve Bank stock 758 758 Investments in limited partnerships 5,476 266 Prepaid expenses and other 1,142 2,812 $ 18,797 $ 13,026

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 — DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2018 2017 Demand $ 594,502 $ 539,383 Money market deposit accounts 272,766 280,342 Savings 76,915 69,630 Time deposits $250,000 and under 23,816 29,424 Time deposits over $250,000 18,496 20,103 Total deposits $ 986,495 $ 938,882 Certificates of deposit issued and their remaining maturities at December 31, 2018, Year ending December 31, 2019 $ 36,611 2020 4,550 2021 956 2022 141 2023 54 $ 42,312

Note 8 - FHLB Advances

Note 8 - FHLB Advances	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 8 — FHLB ADVANCES At December 31, 2018, no $268,936,000 December 31, 2018. $711,902,000 December 31, 2018, At December 31, 2017, no $249,170,000 December 31, 2017. $662,544,000 December 31, 2017,

Note 9 - Interest on Deposits

Note 9 - Interest on Deposits	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 — DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2018 2017 Demand $ 594,502 $ 539,383 Money market deposit accounts 272,766 280,342 Savings 76,915 69,630 Time deposits $250,000 and under 23,816 29,424 Time deposits over $250,000 18,496 20,103 Total deposits $ 986,495 $ 938,882 Certificates of deposit issued and their remaining maturities at December 31, 2018, Year ending December 31, 2019 $ 36,611 2020 4,550 2021 956 2022 141 2023 54 $ 42,312
Interest Expense [Member]
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 — INTEREST ON DEPOSITS Interest on deposits was comprised of the following: YEARS ENDED DECEMBER 31, (in thousands) 201 8 201 7 Savings and other deposits $ 1,465 $ 896 Time deposits over $250,000 68 74 Other time deposits 73 95 $ 1,606 $ 1,065

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 1 0 — INCOME TAXES The provision for income taxes consists of the following: (in thousands) YEARS ENDED DECEMBER 31, 2018 2017 Current Federal $ 2,711 $ 3,185 State 1,927 1,447 4,638 4,632 Deferred Federal (494 ) 1,380 State (334 ) 135 (828 ) 1,515 $ 3,810 $ 6,147 The components of the Company’s deferred tax assets and liabilities (included in accrued interest and other assets on the consolidated balance sheets, is shown below: (in thousands) DECEMBER 31, 2018 2017 Deferred tax assets: Allowance for loan losses $ 2,568 $ 2,415 Restricted stock expense 95 1 Accrued vacation 80 72 Accrued salary continuation liability 1,035 901 Deferred compensation 76 77 Core deposit intangible 58 44 Merger Costs 95 103 Reserve for undisbursed commitments 117 90 OREO expenses 173 173 State income tax 405 304 Holding company organization fees 12 15 Unrealized loss on securities available for sale 183 0 4,897 4,195 Deferred tax liabilities: Prepaid expenses (117 ) (418 ) FHLB dividends (144 ) (158 ) Accumulated depreciation (9 ) (102 ) Accrued bonus (2 ) 1 Deferred loan costs (353 ) (330 ) Goodwill Amortization (196 ) (131 ) Limited partner investment in small business equity fund (9 ) 0 Unrealized gain on securities available for sale 0 (415 ) (830 ) (1,553 ) Net deferred income tax asset $ 4,067 $ 2,642 Management has assessed the realizability of deferred tax assets and believes it is more likely than not not The Company periodically reviews its income tax positions based on tax laws and regulations and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions. The Company had no December 31, 2018 2017. The effective tax rate for 2018 2017 YEARS ENDED DECEMBER 31, 2018 2017 Federal statutory income tax rate 21.0 % 34.0 % State taxes, net of federal tax benefit 8.6 % 7.2 % Tax exempt interest on municipal securities and loans -3.5 % -5.2 % Deferred tax asset re-measurement 0.0 % 6.5 % Other -1.3 % -2.2 % Effective tax rate 24.8 % 40.3 % Oak Valley Bancorp files a consolidated return in the U.S. Federal tax jurisdiction and a combined report in the State of California tax jurisdiction. None 2015 2014

Note 11 - Stock Option Plan

Note 11 - Stock Option Plan	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 1 1 — STOCK OPTION PLAN The Company currently has two 2008 2018 2018 2018 607,500 five no ten not 2008 2018 December 31, 2018, 595,250 2018 A summary of the status of the Company’s stock option plan and changes during the years end December 31, 2018 2017 DECEMBER 31, 201 8 DECEMBER 31, 201 7 Shares Weighted- Average Exercise Price Shares Weighted- Average Exercise Price Outstanding at beginning of year 3,500 $ 5.94 15,000 $ 9.58 Granted 0 $ 0.00 0 $ 0.00 Exercised (1,500 ) $ 4.58 (9,000 ) $ 10.10 Forfeited (1,000 ) $ 8.25 (2,500 ) $ 12.75 Outstanding at end of year 1,000 $ 5.74 3,500 $ 5.94 (dollars in thousands) December 31, 201 8 201 7 Weighted-average fair value of options granted during the year N/A N/A Intrinsic value of options exercised $ 20 $ 56 Options outstanding and exercisable at year end: 1,000 3,500 Weighted average exercise price $ 5.74 $ 5.94 Intrinsic value $ 13 $ 48 Weighted average remaining contractual life (in months) 1 9 For the year ended December 31, 2018 2017, no 2014 no A summary of the status of the Company’s restricted stock and changes during the years ended December 31, 2018 2017 DECEMBER 31, 2018 DECEMBER 31, 2017 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 24,800 $ 11.07 56,075 $ 8.16 Granted 96,650 $ 21.40 8,000 $ 14.62 Vested (11,900 ) $ 11.93 (32,425 ) $ 7.45 Cancelled (1,950 ) $ 20.21 (6,850 ) $ 8.54 Unvested at end of year 107,600 $ 20.09 24,800 $ 11.07 The Company granted 96,650 2018 $21.40 December 31, 2018, $431,000, $128,000, $22,000 December 31, 2018, $1,813,000 4.14 2018, 11,900 $252,000, The Company granted 8,000 2017 $14.62 December 31, 2017, $103,000, $42,000, $88,000 December 31, 2017, $216,000 3.46 2017, 32,425 $241,000,

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 1 2 — EARNINGS PER SHARE Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: ( 1 2 3 two two not The Company’s calculation of earnings per share (“EPS”) including basic EPS, which does not YEAR ENDED DECEMBER 31, 2018 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 11,537 8,081,482 $ 1.43 Effect of dilutive securities: Stock options — 1,791 Non-vested restricted stock — 16,825 Total dilutive shares 18,616 Diluted EPS: Net income per diluted share $ 11,537 8,100,098 $ 1.42 YEAR ENDED DECEMBER 31, 2017 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 9,094 8,060,686 $ 1.13 Effect of dilutive securities: Stock options — 3,978 Non-vested restricted stock — 16,833 Total dilutive shares 20,811 Diluted EPS: Net income per diluted share $ 9,094 8,081,497 $ 1.13 There were no 2018 2017 During 2018, 73,257 not 2017, no

Note 13 - Commitments and Conti

Note 13 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 1 3 — COMMITMENTS AND CONTINGENCIES The Company is obligated for rental payments under certain operating lease agreements, some of which contain renewal options and escalation clauses that provide for increased rentals. Total rental expense for the years ended December 31, 2018 2017, $1,171,000 $1,092,000, At December 31, 2018, Year ending December 31, 2019 $ 1,102 2020 1,083 2021 785 2022 735 2023 438 Thereafter 1,944 $ 6,087 The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Financial instruments at December 31, 2018 Contract (in thousands) Amount Undisbursed loan commitments $ 132,784 Checking reserve 1,280 Equity lines 17,478 Standby letters of credit 2,328 $ 153,870 Commitments to extend credit, including undisbursed loan commitments and equity lines, are agreements to lend to a customer as long as there is no may not may Checking reserves are lines of credit associated consumer deposit accounts that meet qualification standards for extension of credit if the deposit account were to become overdraft. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third

Note 14 - Financial Instruments

Note 14 - Financial Instruments	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	NOTE 1 4 — FINANCIAL INSTRUMENTS Fair values of financial instruments — December 31, 2018 2017. not Cash and cash equivalents Restricted Equity Securities 2 Securities (including mortgage-backed securities) not 15 Loans receivable 2016 01 first 2018 not 3 Deposit liabilities Interest receivable and payable Off-balance-sheet instruments The estimated fair values of the Company’s financial instruments at December 31, 2018 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 126,145 $ 126,145 1 Restricted equity securities 4,357 4,357 2 Loans, net 702,220 697,369 3 Interest receivable 3,755 3,755 2 Financial liabilities: Deposits (986,495 ) (986,096 ) 3 Interest payable (40 ) (40 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,539 ) 3 The estimated fair values of the Company’s financial instruments at December 31, 2017 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 149,173 $ 149,173 1 Restricted equity securities 4,135 4,135 2 Loans, net 652,989 658,618 3 Interest receivable 1,312 1,312 2 Financial liabilities: Deposits (938,882 ) (829,992 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,180 ) 3

Note 15 - Fair Value Measuremen

Note 15 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 1 5 – FAIR VALUE MEASUREMENTS ASC Topic 820, three three Level 1: Level 2: Level 3: In certain cases, the inputs used to measure fair value may 2018, no Assets and liabilities measured at fair value on a recurring and non-recurring basis for the years ended December 31, 2018 2017 Fair Value Measurements at Dec ember 3 1 , 2018 Using (in thousands) Dec ember 3 1 , 2018 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 44,106 $ 0 $ 44,106 $ 0 Collateralized mortgage obligations 2,012 0 2,012 0 Municipalities 93,237 0 93,237 0 SBA pools 8,673 0 8,673 0 Corporate debt 20,587 0 20,587 0 Asset backed securities 38,096 0 38,096 0 Equity Securities:* Mutual fund $ 3,106 $ 3,106 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Consumer residential 14 0 0 14 Fair Value Measurements at December 31, 2017 Using (in thousands) December 31, Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 29,972 $ 0 $ 29,972 $ 0 Collateralized mortgage obligations 2,593 0 2,593 0 Municipalities 93,067 0 93,067 0 SBA pools 11,850 0 11,850 0 Corporate debt 18,789 0 18,789 0 Asset backed securities 22,977 0 22,977 0 Equity Securities:* Mutual fund $ 3,112 $ 3,112 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 313 $ 0 $ 0 $ 313 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 253 0 0 253 * Effective January 1, 2018, 2016 01, 1 Following is a description of valuation methodologies used for assets and liabilities recorded at fair value. Available-for-sale securities - not 1 2 3 Impaired loans 820 310, Accounting by Creditors for Impairment of a Loan not not 3. not no 3. Other Real Estate Owned 3 Net realizable value of the underlying collateral is the fair value of the collateral less estimated selling costs and any prior liens. Appraisals, recent comparable sales, offers and listing prices are factored in when valuing the collateral. We review and verify the qualifications and licenses of the certified general appraisers used for appraising commercial properties or certified residential appraisers for residential properties. Real estate appraisals may 6% may 10% 20%

Note 16 - Related Party Transac

Note 16 - Related Party Transactions	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 1 6 — RELATED PARTY TRANSACTIONS The Company, in the normal course of business, makes loans and receives deposits from its directors, officers, principal shareholders, and their associates. In management’s opinion, these transactions are on substantially the same terms as comparable transactions with other customers of the Company. Loans to directors, officers, shareholders, and affiliates are summarized below: YEARS ENDED DECEMBER 31, (in thousands) 201 8 201 7 Aggregate amount outstanding, beginning of year $ 5,350 $ 7,100 New loans or advances during year 2,454 7 Repayments during year (1,909 ) (1,757 ) Aggregate amount outstanding, end of year $ 5,895 $ 5,350 Related party deposits totaled $52,479,000 $63,633,000 December 31, 2018 2017, From time to time, some of the Company’s Directors, directly or through affiliates, may 2018, $430,000 120, 2018. 2017, $131,000 120 no 404

Note 17 - Profit Sharing Plan

Note 17 - Profit Sharing Plan	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Profit Sharing Plan [Text Block]	NOTE 1 7 — PROFIT SHARING PLAN The profit sharing plan to which both the Company and eligible employees contribute was established in 1995. $621,000 $509,000 December 31, 2018 2017,

Note 18 - Restrictions on Divid

Note 18 - Restrictions on Dividends	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Dividend Payment Restrictions [Text Block]	NOTE 1 8 — RESTRICTIONS ON DIVIDENDS Under current California State banking laws, the Bank may not three not may not

Note 19 - Other Post-retirement

Note 19 - Other Post-retirement Benefit Plans	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE 19 — OTHER POST-RETIREMENT BENEFIT PLANS Certain officers have entered into salary continuation agreements with the Company (the “Salary Continuation Agreements”). Under the Salary Continuation Agreements, the participants will be provided with a fixed annual retirement benefit for ten twenty During December 2001, ten Future compensation under both types of arrangements is earned for services rendered through retirement. The Company accrues for the salary continuation liability based on anticipated years of service and vesting schedules provided under the arrangements. The Company’s current benefit liability is determined based on vesting and the present value of the benefits at a corresponding discount rate. The discount rate used is an equivalent rate for investment-grade bonds with lives matching those of the service periods remaining for the salary continuation contracts, which average approximately ten December 31, 2018 2017, $3,501,000 $3,047,000, The Company entered into split-dollar life insurance agreements with certain officers. In connection with the implementation of the split-dollar agreements, the Company purchased single premium life insurance policies on the life of each of the officers covered by the split-dollar life insurance agreements. The Company is the owner of the policies and the partial beneficiary in an amount equal to the cash surrender value of the policies. The combined cash surrender value of all Bank-owned life insurance policies was $19,029,000 $18,517,000 December 31, 2018 2017,

Note 20 - Regulatory Matters

Note 20 - Regulatory Matters	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 2 0 — REGULATORY MATTERS The Bank and the Company are subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory — and possibly additional discretionary — actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total, Tier I and Common Equity Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). Management believes, as of December 31, 2018, As of December 31, 2018, 1 no The Company and Bank’s actual capital amounts and ratios at December 31, 2018 2017, To be well capitalized under (in thousands) Adequately capitalized prompt corrective Actual threshold (1) action provisions Capital ratios for Bank: Amount Ratio Amount Ratio Amount Ratio As of December 31, 2018 Total capital (to Risk- Weighted Assets) $ 104,253 11.7% $ 87,691 > $ 88,801 > Tier I capital (to Risk- Weighted Assets) $ 95,172 10.7% $ 69,931 > $ 71,041 > Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 95,172 10.7% $ 56,611 > $ 57,721 > Tier I capital (to Average Assets) $ 95,172 8.7% $ 43,665 > $ 54,581 > As of December 31, 2017 Total capital (to Risk- Weighted Assets) $ 93,933 11.3% $ 77,102 > $ 83,354 > Tier I capital (to Risk- Weighted Assets) $ 85,462 10.3% $ 60,431 > $ 66,683 > Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,462 10.3% $ 47,928 > $ 54,180 > Tier I capital (to Average Assets) $ 85,462 8.4% $ 40,820 > $ 51,025 > Capital ratios for Bancorp: As of December 31, 2018 Total capital (to Risk- Weighted Assets) $ 104,613 11.8% $ 87,699 > N/A N/A Tier I capital (to Risk- Weighted Assets) $ 95,532 10.8% $ 69,937 > N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 95,532 10.8% $ 56,616 > N/A N/A Tier I capital (to Average Assets) $ 95,532 8.8% $ 43,667 > N/A N/A As of December 31, 2017 Total capital (to Risk- Weighted Assets) $ 94,354 11.3% $ 77,119 > N/A N/A Tier I capital (to Risk- Weighted Assets) $ 85,883 10.3% $ 60,445 > N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,883 10.3% $ 47,939 > N/A N/A Tier I capital (to Average Assets) $ 85,883 8.4% $ 40,823 > N/A N/A ( 1 1.875% 2018 1.25% 2017, January 1, 2016. not January 2019. In July 2013, 1 4.5% 1 6.0% 4.00% 3.00% 2.5% 2016 2019 90 1 one $250 $10 2019. January 1, 2015. In addition to the risk-based guidelines, federal banking regulators require banking organizations to maintain a minimum amount of Tier 1 five not 1 3%. 100 200 3% 4% 5%.

Note 21 - Parent Only Condensed

Note 21 - Parent Only Condensed Financial Statements	12 Months Ended
	Dec. 31, 2018
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	2 1 . PARENT ONLY CONDENSED FINANCIAL STATEMENTS CONDENSED BALANCE SHEETS (dollars in thousands) December 31, December 31, ASSETS 2018 2017 Cash $ 281 $ 269 Investment in bank subsidiary 98,678 90,346 Other assets 107 186 Total assets $ 99,066 $ 90,801 LIABILITIES AND SHAREHOLDERS’ EQUITY Other liabilities $ 28 $ 34 Total liabilities $ 28 $ 34 Shareholders’ equity Common stock, no par value; 50,000,000 shares authorized, 8,194,805 and 8,098,605 shares issued and outstanding at December 31, 2018 and 2017, respectively 25,429 24,773 Additional paid-in capital 3,358 3,576 Retained earnings 70,686 61,429 Accumulated other comprehensive (loss) income, net of tax (435 ) 989 Total shareholders’ equity 99,038 90,767 Total liabilities and shareholders' equity $ 99,066 $ 90,801 CONDENSED STATEMENTS OF INCOME (dollars in thousands) Year Ended December 31, 2018 2017 INCOME Dividends declared by subsidiary $ 2,117 $ 2,022 Total income 2,117 2,022 EXPENSES Salary expense 110 102 Employee benefit expense 431 103 Legal expense 90 69 Other operating expenses 108 106 Total non-interest expense 739 380 Income before equity in undistributed income of subsidiary 1,378 1,642 Equity in undistributed net income of subsidiary 9,919 7,207 Income before income tax benefit 11,297 8,849 Income tax benefit 240 245 Net income $ 11,537 $ 9,094 CONDENSED STATEMENTS OF CASHFLOWS YEAR ENDED DECEMBER 31, (dollars in thousands) 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 11,537 $ 9,094 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (9,919 ) (7,207 ) Stock based compensation 431 103 (Decrease) increase in other liabilities (6 ) 33 Decrease (increase) in other assets 79 (52 ) Net cash from operating activities 2,122 1,971 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,117 ) (2,022 ) Proceeds from sale of common stock and exercise of stock options 7 91 Net cash used in financing activities (2,110 ) (1,931 ) NET INCREASE IN CASH AND CASH EQUIVALENTS 12 40 CASH AND CASH EQUIVALENTS, beginning of period 269 229 CASH AND CASH EQUIVALENTS, end of period $ 281 $ 269 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for income taxes $ 4,145 $ 5,922

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2018
Accounting Policies [Abstract]
Subsequent Events, Policy [Policy Text Block]	Subsequent events — December 31, 2018
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and cash equivalents — three one
Marketable Securities, Policy [Policy Text Block]	Securities available for sale — not Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not not
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Other real estate owned — not
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loa ns originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for loan losses The allowance for loan losses is evaluated on a regular basis by management and is based on management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may The allowance consists of specific, general, and unallocated components. The specific component relates to loans that are classified as impaired. Impaired loans, as defined, are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. The general component relates to non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for off-balance-sheet commitments. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and equipment — Building 31.5 years Equipment 3 – 12 years Furniture and fixtures 3 – 7 years Leasehold improvements 5 – 15 years Automobiles 3 – 5 years Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences.
Income Tax, Policy [Policy Text Block]	Income taxes — The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no 2015 2014.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of financial assets — 1 2 3 not
Advertising Costs, Policy [Policy Text Block]	Advertising costs — $237,000 $225,000 December 31, 2018 2017,
Comprehensive Income, Policy [Policy Text Block]	Comprehensive income — December 31, 2018 2017, $57,000 $232,000
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Reserve Bank Stock no 1 2 3 4
Federal Reserve Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank Stock no 1 2 3 4
Earnings Per Share, Policy [Policy Text Block]	Earnings per common share (“EPS”) 12 1 2 3 two two not
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock based compensation — 96,650 8,000 2018 2017, The fair value of each option grant is estimated as of the grant date using a binomial option-pricing model for all grants. Expected volatility is based on the historical volatility of the price of the Company’s stock. The Company uses historical data to estimate option exercise and stock option forfeiture rates within the valuation model. The expected term of options granted for the binomial model is derived from applying a historical suboptimal exercise factor to the contractual term of the grant. For binomial pricing, the risk-free rate for periods is equal to the U.S. Treasury yield at the time of grant and commensurate with the contractual term of the grant. There were n 2018 2017.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair values of financial instruments — December 31, 2018 2017. not
Fair Value Measurement, Policy [Policy Text Block]	Fair v alue m easurements — may The Company has established and documented a process for determining fair value. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no
Reclassification, Policy [Policy Text Block]	Reclassifications no
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and o ther i ntangible a ssets — may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 2018. December 31, 2018, (in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 105 $ 96 $ 93 $ 89 $ 86 $ 150 $ 619 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may third not no December 31, 2018.
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting S tandards — In May 2014, No. 2014 09, 606 606 ● August 2015 No. 2015 14 one December 15, 2017. December 15, 2016, ● March 2016 No. 2016 08 ● April 2016 No. 2016 10 ● May 2016 No. 2016 12 Topic 606 January 1, 2018 not No no In January 2016, No. 2016 01, Financial Instruments - Overall (Subtopic 825 10 ● Equity investments, except for those accounted for under the equity method of accounting or those that result in consolidation of the investee, are required to be measured at fair value with changes in fair value recognized in net income. However, an entity may not ● Simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment - if impairment exists, this requires measuring the investment at fair value. ● Eliminates the requirement for public companies to disclose the method(s) and significant assumptions used to estimate the fair value that is currently required to be disclosed for financial instruments measured at amortized cost on the balance sheet. ● Public companies will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ● Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements. ● The reporting entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU 2016 01 December 15, 2017, January 1, 2018 not In February 2016, No. 2016 02, Leases (Topic 842 2016 02 December 15, 2018 not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, not In February 2018, 2018 02, Income Statement - Reporting Comprehensive Income (Topic 220 Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income 2017. December 15, 2018, not December 31, 2017, $163,000

Note 1 - Summary of Accountin_2

Note 1 - Summary of Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Property Plant and Equipment Estimated Useful Lives [Table Text Block]	Building 31.5 years Equipment 3 – 12 years Furniture and fixtures 3 – 7 years Leasehold improvements 5 – 15 years Automobiles 3 – 5 years
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(in thousands) 2019 2020 2021 2022 2023 Thereafter Total Core deposit intangible amortization $ 105 $ 96 $ 93 $ 89 $ 86 $ 150 $ 619

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Available-for-sale Securities [Table Text Block]	(dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 44,474 $ 135 $ (503 ) $ 44,106 Collateralized mortgage obligations 2,071 0 (59 ) 2,012 Municipalities 92,257 1,404 (424 ) 93,237 SBA pools 8,707 13 (47 ) 8,673 Corporate debt 21,426 62 (901 ) 20,587 Asset backed securities 38,395 119 (417 ) 38,097 $ 207,330 $ 1,733 $ (2,351 ) $ 206,712 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 29,741 $ 374 $ (143 ) $ 29,972 Collateralized mortgage obligations 2,628 1 (36 ) 2,593 Municipalities 91,201 2,174 (308 ) 93,067 SBA pools 11,818 46 (14 ) 11,850 Corporate debt 19,358 112 (681 ) 18,789 Asset backed securities 22,866 125 (14 ) 22,977 $ 177,612 $ 2,832 $ (1,196 ) $ 179,248
Schedule of Unrealized Loss on Investments [Table Text Block]	(dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 22,007 $ (230 ) $ 11,972 $ (273 ) $ 33,979 $ (503 ) Collateralized mortgage obligations 93 (1 ) 1,917 (60 ) 2,010 (61 ) Municipalities 9,630 (55 ) 26,559 (367 ) 36,189 (422 ) SBA pools 3,284 (8 ) 3,726 (40 ) 7,010 (48 ) Corporate debt 3,999 (59 ) 11,645 (842 ) 15,644 (901 ) Asset backed securities 23,604 (412 ) 1,853 (4 ) 25,457 (416 ) Total temporarily impaired securities $ 62,617 $ (765 ) $ 57,672 $ (1,586 ) $ 120,289 $ (2,351 ) (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 10,588 $ (46 ) $ 5,437 $ (97 ) $ 16,025 $ (143 ) Collateralized mortgage obligations 1,090 (11 ) 921 (26 ) 2,011 (37 ) Municipalities 28,779 (236 ) 5,611 (72 ) 34,390 (308 ) SBA pools 1,998 (4 ) 703 (9 ) 2,701 (13 ) Corporate debt 1,994 (6 ) 13,815 (675 ) 15,809 (681 ) Asset backed securities 6,154 (13 ) 333 (1 ) 6,487 (14 ) Total temporarily impaired securities $ 50,603 $ (316 ) $ 26,820 $ (880 ) $ 77,423 $ (1,196 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 36,972 $ 36,940 Due after one year through five years 55,017 55,259 Due after five years through ten years 46,406 46,084 Due after ten years 68,935 68,429 $ 207,330 $ 206,712

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2018 December 31, 2017 Commercial real estate: Commercial real estate- construction $ 20,263 $ 31,265 Commercial real estate- mortgages 460,701 417,138 Land 10,951 10,072 Farmland 62,604 58,675 Commercial and industrial 82,252 69,610 Consumer 1,314 689 Consumer residential 35,741 37,161 Agriculture 38,076 37,934 711,902 662,544 Deferred loan fees and costs, net (997 ) (1,389 ) Allowance for loan losses (8,685 ) (8,166 ) $ 702,220 $ 652,989
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(in thousands) December 31, 2018 December 31, 2017 Commercial real estate: Land $ 906 $ 993 Commercial and industrial 0 302 Consumer residential 14 16 Total non-accrual loans $ 920 $ 1,311
Past Due Financing Receivables [Table Text Block]	December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 20,263 $ 20,263 $ 0 Commercial R.E. - mortgages 0 0 0 0 460,701 460,701 0 Land 0 0 906 906 10,045 10,951 0 Farmland 0 0 0 0 62,604 62,604 0 Commercial and industrial 0 2,100 0 2,100 80,152 82,252 0 Consumer 0 0 0 0 1,314 1,314 0 Consumer residential 0 62 0 62 35,679 35,741 0 Agriculture 0 0 0 0 38,076 38,076 0 Total $ 0 $ 2,162 $ 906 $ 3,068 $ 708,834 $ 711,902 $ 0 December 31, 2017 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 31,265 $ 31,265 $ 0 Commercial R.E. - mortgages 0 0 0 0 417,138 417,138 0 Land 0 0 993 993 9,079 10,072 0 Farmland 0 0 0 0 58,675 58,675 0 Commercial and industrial 19 0 302 321 69,289 69,610 0 Consumer 0 0 0 0 689 689 0 Consumer residential 0 0 0 0 37,161 37,161 0 Agriculture 0 0 0 0 37,934 37,934 0 Total $ 19 $ 0 $ 1,295 $ 1,314 $ 661,230 $ 662,544 $ 0
Impaired Financing Receivables [Table Text Block]	(in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,222 0 906 906 680 958 Farmland 0 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 176 Consumer 0 0 0 0 0 0 Consumer residential 15 14 0 14 0 14 Agriculture 0 0 0 0 0 0 Total $ 1,269 $ 14 $ 906 $ 920 $ 680 $ 1,148 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2017 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,309 0 993 993 680 1,760 Farmland 0 0 0 0 0 0 Commercial and Industrial 334 302 0 302 0 303 Consumer 0 0 0 0 0 0 Consumer residential 16 16 0 16 0 76 Agriculture 0 0 0 0 0 0 Total $ 1,659 $ 318 $ 993 $ 1,311 $ 680 $ 2,139
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) Commercial R.E. Commercial R.E. Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2018 Pass $ 20,263 $ 457,150 $ 10,045 $ 62,604 $ 77,254 $ 1,273 $ 35,698 $ 35,813 $ 700,100 Special mention - 2,868 - - 2,898 - - 2,263 8,029 Substandard - 683 906 - 2,100 41 43 - 3,773 Doubtful - - - - - - - - - Total loans $ 20,263 $ 460,701 $ 10,951 $ 62,604 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 711,902 December 31, 2017 Pass $ 30,008 $ 416,437 $ 8,901 $ 58,675 $ 65,313 $ 662 $ 37,100 $ 37,934 $ 655,030 Special mention 1,257 - - - 3,762 - - - 5,019 Substandard - 701 1,171 - 535 27 61 - 2,495 Doubtful - - - - - - - - - Total loans $ 31,265 $ 417,138 $ 10,072 $ 58,675 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 662,544
Allowance for Credit Losses on Financing Receivables [Table Text Block]	(in thousands) Commercial Commercial Consumer Year Ended December 31, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Charge-offs 0 0 (29 ) (17 ) 0 0 (46 ) Recoveries 0 0 8 2 0 0 10 Provision for loan losses 249 252 33 19 0 2 555 Ending balance $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 (in thousands) Commercial Commercial Consumer Year Ended December 31, 2017 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,185 $ 697 $ 51 $ 325 $ 504 $ 70 $ 7,832 Charge-offs - - (30 ) - - - (30 ) Recoveries - - 13 1 - - 14 Provision for (reversal of) loan losses 146 116 (7 ) (26 ) 189 (68 ) 350 Ending balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 (in thousands) Commercial Commercial Consumer December 31, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,900 1,065 39 304 693 4 8,005 $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 14 $ 0 $ 0 $ 920 Collectively evaluated for impairment 553,613 82,252 1,314 35,727 38,076 0 710,982 $ 554,519 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 0 $ 711,902 December 31, 2017 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,651 813 27 300 693 2 7,486 $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Ending gross loans balances: Individually evaluated for impairment $ 993 $ 303 $ 0 $ 15 $ 0 $ 0 $ 1,311 Collectively evaluated for impairment 516,157 69,307 689 37,146 37,934 0 661,233 $ 517,150 $ 69,610 $ 689 $ 37,161 $ 37,934 $ 0 $ 662,544
Change in Allowance for Loan Losses [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 201 8 201 7 Balance, beginning of year $ 305 $ 284 Provision charged to operations for off balance sheet 91 21 Balance, end of year $ 396 $ 305
Weighted Average [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2018 December 31, 2017 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.08 Commercial real estate - mortgages 3.02 3.01 Land 3.58 3.71 Farmland 3.00 3.14 Commercial and industrial 3.08 3.09 Consumer 2.31 2.34 Consumer residential 3.01 3.01 Agriculture 3.12 3.19 Total gross loans 3.04 3.05

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Property, Plant and Equipment [Table Text Block]	( DECEMBER 31, 201 8 201 7 Land $ 5,195 $ 4,645 Building 9,962 8,809 Leasehold improvements 5,039 4,307 Furniture, fixtures, and equipment 8,279 7,628 Branch construction work-in-process 47 1,948 28,522 27,337 Less accumulated depreciation (13,585 ) (12,859 ) $ 14,937 $ 14,478

Note 6 - Interest Receivable _2

Note 6 - Interest Receivable and Other Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Other Assets [Table Text Block]	( DECEMBER 31, 201 8 201 7 Net deferred tax asset $ 4,067 $ 2,642 Federal Home Loan Bank stock 3,599 3,377 Interest income receivable on loans 2,054 1,859 Interest income receivable on investments 1,701 1,312 Federal Reserve Bank stock 758 758 Investments in limited partnerships 5,476 266 Prepaid expenses and other 1,142 2,812 $ 18,797 $ 13,026

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Deposit Account Balances [Table Text Block]	DECEMBER 31, (in thousands) 2018 2017 Demand $ 594,502 $ 539,383 Money market deposit accounts 272,766 280,342 Savings 76,915 69,630 Time deposits $250,000 and under 23,816 29,424 Time deposits over $250,000 18,496 20,103 Total deposits $ 986,495 $ 938,882
Schedule of Maturities of Deposit [Table Text Block]	Year ending December 31, 2019 $ 36,611 2020 4,550 2021 956 2022 141 2023 54 $ 42,312

Note 9 - Interest on Deposits (

Note 9 - Interest on Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Interest Income and Interest Expense Disclosure [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 201 8 201 7 Savings and other deposits $ 1,465 $ 896 Time deposits over $250,000 68 74 Other time deposits 73 95 $ 1,606 $ 1,065

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 2018 2017 Current Federal $ 2,711 $ 3,185 State 1,927 1,447 4,638 4,632 Deferred Federal (494 ) 1,380 State (334 ) 135 (828 ) 1,515 $ 3,810 $ 6,147
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(in thousands) DECEMBER 31, 2018 2017 Deferred tax assets: Allowance for loan losses $ 2,568 $ 2,415 Restricted stock expense 95 1 Accrued vacation 80 72 Accrued salary continuation liability 1,035 901 Deferred compensation 76 77 Core deposit intangible 58 44 Merger Costs 95 103 Reserve for undisbursed commitments 117 90 OREO expenses 173 173 State income tax 405 304 Holding company organization fees 12 15 Unrealized loss on securities available for sale 183 0 4,897 4,195 Deferred tax liabilities: Prepaid expenses (117 ) (418 ) FHLB dividends (144 ) (158 ) Accumulated depreciation (9 ) (102 ) Accrued bonus (2 ) 1 Deferred loan costs (353 ) (330 ) Goodwill Amortization (196 ) (131 ) Limited partner investment in small business equity fund (9 ) 0 Unrealized gain on securities available for sale 0 (415 ) (830 ) (1,553 ) Net deferred income tax asset $ 4,067 $ 2,642
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	YEARS ENDED DECEMBER 31, 2018 2017 Federal statutory income tax rate 21.0 % 34.0 % State taxes, net of federal tax benefit 8.6 % 7.2 % Tax exempt interest on municipal securities and loans -3.5 % -5.2 % Deferred tax asset re-measurement 0.0 % 6.5 % Other -1.3 % -2.2 % Effective tax rate 24.8 % 40.3 %

Note 11 - Stock Option Plan (Ta

Note 11 - Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	DECEMBER 31, 201 8 DECEMBER 31, 201 7 Shares Weighted- Average Exercise Price Shares Weighted- Average Exercise Price Outstanding at beginning of year 3,500 $ 5.94 15,000 $ 9.58 Granted 0 $ 0.00 0 $ 0.00 Exercised (1,500 ) $ 4.58 (9,000 ) $ 10.10 Forfeited (1,000 ) $ 8.25 (2,500 ) $ 12.75 Outstanding at end of year 1,000 $ 5.74 3,500 $ 5.94
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	DECEMBER 31, 2018 DECEMBER 31, 2017 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 24,800 $ 11.07 56,075 $ 8.16 Granted 96,650 $ 21.40 8,000 $ 14.62 Vested (11,900 ) $ 11.93 (32,425 ) $ 7.45 Cancelled (1,950 ) $ 20.21 (6,850 ) $ 8.54 Unvested at end of year 107,600 $ 20.09 24,800 $ 11.07
Weighted Average [Member]
Notes Tables
Share-based Compensation, Stock Options, Activity [Table Text Block]	(dollars in thousands) December 31, 201 8 201 7 Weighted-average fair value of options granted during the year N/A N/A Intrinsic value of options exercised $ 20 $ 56 Options outstanding and exercisable at year end: 1,000 3,500 Weighted average exercise price $ 5.74 $ 5.94 Intrinsic value $ 13 $ 48 Weighted average remaining contractual life (in months) 1 9

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	YEAR ENDED DECEMBER 31, 2018 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 11,537 8,081,482 $ 1.43 Effect of dilutive securities: Stock options — 1,791 Non-vested restricted stock — 16,825 Total dilutive shares 18,616 Diluted EPS: Net income per diluted share $ 11,537 8,100,098 $ 1.42 YEAR ENDED DECEMBER 31, 2017 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 9,094 8,060,686 $ 1.13 Effect of dilutive securities: Stock options — 3,978 Non-vested restricted stock — 16,833 Total dilutive shares 20,811 Diluted EPS: Net income per diluted share $ 9,094 8,081,497 $ 1.13

Note 13 - Commitments and Con_2

Note 13 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	Year ending December 31, 2019 $ 1,102 2020 1,083 2021 785 2022 735 2023 438 Thereafter 1,944 $ 6,087
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contract (in thousands) Amount Undisbursed loan commitments $ 132,784 Checking reserve 1,280 Equity lines 17,478 Standby letters of credit 2,328 $ 153,870

Note 14 - Financial Instrumen_2

Note 14 - Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 126,145 $ 126,145 1 Restricted equity securities 4,357 4,357 2 Loans, net 702,220 697,369 3 Interest receivable 3,755 3,755 2 Financial liabilities: Deposits (986,495 ) (986,096 ) 3 Interest payable (40 ) (40 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,539 ) 3 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 149,173 $ 149,173 1 Restricted equity securities 4,135 4,135 2 Loans, net 652,989 658,618 3 Interest receivable 1,312 1,312 2 Financial liabilities: Deposits (938,882 ) (829,992 ) 3 Interest payable (45 ) (45 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,180 ) 3

Note 15 - Fair Value Measurem_2

Note 15 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Fair Value Measurements at Dec ember 3 1 , 2018 Using (in thousands) Dec ember 3 1 , 2018 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 44,106 $ 0 $ 44,106 $ 0 Collateralized mortgage obligations 2,012 0 2,012 0 Municipalities 93,237 0 93,237 0 SBA pools 8,673 0 8,673 0 Corporate debt 20,587 0 20,587 0 Asset backed securities 38,096 0 38,096 0 Equity Securities:* Mutual fund $ 3,106 $ 3,106 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Consumer residential 14 0 0 14 Fair Value Measurements at December 31, 2017 Using (in thousands) December 31, Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 29,972 $ 0 $ 29,972 $ 0 Collateralized mortgage obligations 2,593 0 2,593 0 Municipalities 93,067 0 93,067 0 SBA pools 11,850 0 11,850 0 Corporate debt 18,789 0 18,789 0 Asset backed securities 22,977 0 22,977 0 Equity Securities:* Mutual fund $ 3,112 $ 3,112 0 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 313 $ 0 $ 0 $ 313 Commercial and industrial 302 0 0 302 Consumer residential 16 0 0 16 Other real estate owned 253 0 0 253

Note 16 - Related Party Trans_2

Note 16 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 201 8 201 7 Aggregate amount outstanding, beginning of year $ 5,350 $ 7,100 New loans or advances during year 2,454 7 Repayments during year (1,909 ) (1,757 ) Aggregate amount outstanding, end of year $ 5,895 $ 5,350

Note 20 - Regulatory Matters (T

Note 20 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To be well capitalized under (in thousands) Adequately capitalized prompt corrective Actual threshold (1) action provisions Capital ratios for Bank: Amount Ratio Amount Ratio Amount Ratio As of December 31, 2018 Total capital (to Risk- Weighted Assets) $ 104,253 11.7% $ 87,691 > $ 88,801 > Tier I capital (to Risk- Weighted Assets) $ 95,172 10.7% $ 69,931 > $ 71,041 > Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 95,172 10.7% $ 56,611 > $ 57,721 > Tier I capital (to Average Assets) $ 95,172 8.7% $ 43,665 > $ 54,581 > As of December 31, 2017 Total capital (to Risk- Weighted Assets) $ 93,933 11.3% $ 77,102 > $ 83,354 > Tier I capital (to Risk- Weighted Assets) $ 85,462 10.3% $ 60,431 > $ 66,683 > Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,462 10.3% $ 47,928 > $ 54,180 > Tier I capital (to Average Assets) $ 85,462 8.4% $ 40,820 > $ 51,025 > Capital ratios for Bancorp: As of December 31, 2018 Total capital (to Risk- Weighted Assets) $ 104,613 11.8% $ 87,699 > N/A N/A Tier I capital (to Risk- Weighted Assets) $ 95,532 10.8% $ 69,937 > N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 95,532 10.8% $ 56,616 > N/A N/A Tier I capital (to Average Assets) $ 95,532 8.8% $ 43,667 > N/A N/A As of December 31, 2017 Total capital (to Risk- Weighted Assets) $ 94,354 11.3% $ 77,119 > N/A N/A Tier I capital (to Risk- Weighted Assets) $ 85,883 10.3% $ 60,445 > N/A N/A Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 85,883 10.3% $ 47,939 > N/A N/A Tier I capital (to Average Assets) $ 85,883 8.4% $ 40,823 > N/A N/A

Note 21 - Parent Only Condens_2

Note 21 - Parent Only Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2018
Notes Tables
Condensed Balance Sheet [Table Text Block]	(dollars in thousands) December 31, December 31, ASSETS 2018 2017 Cash $ 281 $ 269 Investment in bank subsidiary 98,678 90,346 Other assets 107 186 Total assets $ 99,066 $ 90,801 LIABILITIES AND SHAREHOLDERS’ EQUITY Other liabilities $ 28 $ 34 Total liabilities $ 28 $ 34 Shareholders’ equity Common stock, no par value; 50,000,000 shares authorized, 8,194,805 and 8,098,605 shares issued and outstanding at December 31, 2018 and 2017, respectively 25,429 24,773 Additional paid-in capital 3,358 3,576 Retained earnings 70,686 61,429 Accumulated other comprehensive (loss) income, net of tax (435 ) 989 Total shareholders’ equity 99,038 90,767 Total liabilities and shareholders' equity $ 99,066 $ 90,801
Condensed Income Statement [Table Text Block]	(dollars in thousands) Year Ended December 31, 2018 2017 INCOME Dividends declared by subsidiary $ 2,117 $ 2,022 Total income 2,117 2,022 EXPENSES Salary expense 110 102 Employee benefit expense 431 103 Legal expense 90 69 Other operating expenses 108 106 Total non-interest expense 739 380 Income before equity in undistributed income of subsidiary 1,378 1,642 Equity in undistributed net income of subsidiary 9,919 7,207 Income before income tax benefit 11,297 8,849 Income tax benefit 240 245 Net income $ 11,537 $ 9,094
Condensed Cash Flow Statement [Table Text Block]	YEAR ENDED DECEMBER 31, (dollars in thousands) 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 11,537 $ 9,094 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (9,919 ) (7,207 ) Stock based compensation 431 103 (Decrease) increase in other liabilities (6 ) 33 Decrease (increase) in other assets 79 (52 ) Net cash from operating activities 2,122 1,971 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,117 ) (2,022 ) Proceeds from sale of common stock and exercise of stock options 7 91 Net cash used in financing activities (2,110 ) (1,931 ) NET INCREASE IN CASH AND CASH EQUIVALENTS 12 40 CASH AND CASH EQUIVALENTS, beginning of period 269 229 CASH AND CASH EQUIVALENTS, end of period $ 281 $ 269 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for income taxes $ 4,145 $ 5,922

Note 1 - Summary of Accountin_3

Note 1 - Summary of Accounting Policies (Details Textual)	Jan. 01, 2017USD ($)	Jul. 03, 2008shares	Dec. 31, 2018USD ($)shares	Dec. 31, 2017USD ($)shares
Conversion of Stock Shares Converted for Each Outstanding Share of Wholly Owned Subsidiary | shares		1
Advertising Expense			$ 237,000	$ 225,000
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax, Total			$ 57,000	$ 232,000
Number of Forms of Outstanding Stock Awards			2
Stock Issued During Period, Shares, Restricted Stock Award, Gross | shares			96,650	8,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross | shares			0	0
Reclassification from AOCI to Retained Earnings Tax Effect				$ 0
Retained Earnings [Member]
Reclassification from AOCI to Retained Earnings Tax Effect				(163,000)
AOCI Attributable to Parent [Member]
Reclassification from AOCI to Retained Earnings Tax Effect				$ 163,000
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member]
Reclassification from AOCI to Retained Earnings Tax Effect	$ (163,000)
Accounting Standards Update 2018-02 [Member] | AOCI Attributable to Parent [Member]
Reclassification from AOCI to Retained Earnings Tax Effect	$ 163,000
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life			10 years
Impairment of Intangible Assets (Excluding Goodwill), Total			$ 0

Note 1 - Summary of Accountin_4

Note 1 - Summary of Accounting Policies - Premises and Equipment Estimated Useful Lives (Details)	12 Months Ended
	Dec. 31, 2018
Building [Member]
Property, plant, and equipment, useful life (Year)	31 years 182 days
Equipment [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Equipment [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	12 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	7 years
Leasehold Improvements [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	5 years
Leasehold Improvements [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	15 years
Automobiles [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Automobiles [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	5 years

Note 1 - Summary of Accountin_5

Note 1 - Summary of Accounting Policies - Future Estimated Amortization Expense (Details) - Core Deposits [Member] $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 105
2020	96
2021	93
2022	89
2023	86
Thereafter	150
Total	$ 619

Note 2 - Cash and Due From Ba_2

Note 2 - Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Cash Reserve Deposit Required and Made	$ 64,076,000	$ 41,165,000

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Equity Securities, FV-NI	$ 3,106,000	$ 3,112,000
Equity Securities, FV-NI, Realized Gain (Loss), Total	0
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	(90,000)
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	0
Debt Securities, Available-for-sale, Realized Gain	11,000	$ 395,000
Number of Debt Securities, Available-for-sale, Sold		0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 118,771,000	$ 109,158,000
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	34
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	14
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	11
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	18
Debt Securities, Available-for-sale, Realized Gain	$ 70,000
Number of Debt Securities, Available-for-sale, Sold	1
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	9
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	2
SBA Pool [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	4
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	3
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	3
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	1
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	2
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	12

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Estimated Fair Values of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale securities, amortized cost	$ 207,330	$ 177,612
Available-for-sale securities, gross unrealized gains	1,733	2,832
Available-for-sale securities, gross unrealized losses	(2,351)	(1,196)
Available-for-sale securities, fair market value	206,712	179,248
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	44,474	29,741
Available-for-sale securities, gross unrealized gains	135	374
Available-for-sale securities, gross unrealized losses	(503)	(143)
Available-for-sale securities, fair market value	44,106	29,972
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	2,071	2,628
Available-for-sale securities, gross unrealized gains	0	1
Available-for-sale securities, gross unrealized losses	(59)	(36)
Available-for-sale securities, fair market value	2,012	2,593
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	92,257	91,201
Available-for-sale securities, gross unrealized gains	1,404	2,174
Available-for-sale securities, gross unrealized losses	(424)	(308)
Available-for-sale securities, fair market value	93,237	93,067
SBA Pool [Member]
Available-for-sale securities, amortized cost	8,707	11,818
Available-for-sale securities, gross unrealized gains	13	46
Available-for-sale securities, gross unrealized losses	(47)	(14)
Available-for-sale securities, fair market value	8,673	11,850
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	21,426	19,358
Available-for-sale securities, gross unrealized gains	62	112
Available-for-sale securities, gross unrealized losses	(901)	(681)
Available-for-sale securities, fair market value	20,587	18,789
Asset-backed Securities [Member]
Available-for-sale securities, amortized cost	38,395	22,866
Available-for-sale securities, gross unrealized gains	119	125
Available-for-sale securities, gross unrealized losses	(417)	(14)
Available-for-sale securities, fair market value	$ 38,097	$ 22,977

Note 3 - Securities - Securitie

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Less than 12 months, fair value	$ 62,617	$ 50,603
Less than 12 months, unrealized loss	(765)	(316)
12 months or more, fair value	57,672	26,820
12 months or more, unrealized loss	(1,586)	(880)
Fair value	120,289	77,423
Unrealized loss	(2,351)	(1,196)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	22,007	10,588
Less than 12 months, unrealized loss	(230)	(46)
12 months or more, fair value	11,972	5,437
12 months or more, unrealized loss	(273)	(97)
Fair value	33,979	16,025
Unrealized loss	(503)	(143)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	93	1,090
Less than 12 months, unrealized loss	(1)	(11)
12 months or more, fair value	1,917	921
12 months or more, unrealized loss	(60)	(26)
Fair value	2,010	2,011
Unrealized loss	(61)	(37)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	9,630	28,779
Less than 12 months, unrealized loss	(55)	(236)
12 months or more, fair value	26,559	5,611
12 months or more, unrealized loss	(367)	(72)
Fair value	36,189	34,390
Unrealized loss	(422)	(308)
SBA Pool [Member]
Less than 12 months, fair value	3,284	1,998
Less than 12 months, unrealized loss	(8)	(4)
12 months or more, fair value	3,726	703
12 months or more, unrealized loss	(40)	(9)
Fair value	7,010	2,701
Unrealized loss	(48)	(13)
Corporate Debt Securities [Member]
Less than 12 months, fair value	3,999	1,994
Less than 12 months, unrealized loss	(59)	(6)
12 months or more, fair value	11,645	13,815
12 months or more, unrealized loss	(842)	(675)
Fair value	15,644	15,809
Unrealized loss	(901)	(681)
Asset-backed Securities [Member]
Less than 12 months, fair value	23,604	6,154
Less than 12 months, unrealized loss	(412)	(13)
12 months or more, fair value	1,853	333
12 months or more, unrealized loss	(4)	(1)
Fair value	25,457	6,487
Unrealized loss	$ (416)	$ (14)

Note 3 - Securities - Contractu

Note 3 - Securities - Contractual Maturity or Call Date (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Due in one year or less, amortized cost	$ 36,972
Due in one year or less, fair value	36,940
Due after one year through five years, amortized cost	55,017
Due after one year through five years, fair value	55,259
Due after five years through ten years, amortized cost	46,406
Due after five years through ten years, fair value	46,084
Due after ten years, amortized cost	68,935
Due after ten years, fair value	68,429
Amortized cost	207,330	$ 177,612
Fair Value	$ 206,712	$ 179,248

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Loans and Leases Receivable, Percentage of Outstanding Principal Balance Secured by Owner Occupied Properties	40.00%
Underwriting Standards, Loan to Value Percentage	80.00%
Underwriting Standards, Housing Percentage	36.00%
Underwriting Standards, Total Debt Ratio	42.00%
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 68,000	$ 114,000
Impaired Financing Receivable, Interest Income, Accrual Method, Total	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts Held	4	4
Financing Receivable, Modifications, Recorded Investment	$ 920,000	$ 1,311,000
Loans and Leases Receivable, Impaired, Commitment to Lend	0
Allowance for Credit Losses, Trouble Debt Restructurings	$ 680,000	$ 680,000
Financing Receivable, Modifications, Number of Contracts	0	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Financing Receivable Modifications, Period Contractually Past Due for Loan to Be Considered in Payment Default	90 days
Loans and Leases Receivable, Minimum Cash Collateral Percent	110.00%
Loans and Leases Receivable, Gross, Total	$ 711,902,000	$ 662,544,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 711,902,000	662,544,000
Substandard [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	40.00%
Loans and Leases Receivable, Gross, Total	$ 3,773,000	2,495,000
Doubtful [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	25.00%
Loans and Leases Receivable, Gross, Total
Unlikely to be Collected Financing Receivable [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category	35.00%
Loans and Leases Receivable, Gross, Total	$ 0	0
Minimum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage	40.00%
Maximum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage	65.00%
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	78.00%
Loans and Leases Receivable, Gross, Total	$ 554,519,000	517,150,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	12.00%
Loans and Leases Receivable, Gross, Total	$ 82,252,000	69,610,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total	2,100,000	535,000
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross, Total
Residential Real Estate and Other Consumer Loans [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	5.00%
Agriculture [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	5.00%
Loans and Leases Receivable, Gross, Total	$ 38,076,000	37,934,000
Agriculture [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total
Agriculture [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross, Total

Note 4 - Loans - Loans (Details

Note 4 - Loans - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Loans	$ 711,902	$ 662,544
Deferred loan fees and costs, net	(997)	(1,389)
Allowance for loan losses	(8,685)	(8,166)	$ (7,832)
	702,220	652,989
Commercial Real Estate Portfolio Segment [Member]
Loans	554,519	517,150
Allowance for loan losses	(6,580)	(6,331)	(6,185)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	20,263	31,265
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	460,701	417,138
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	10,951	10,072
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	62,604	58,675
Commercial Portfolio Segment [Member]
Loans	82,252	69,610
Allowance for loan losses	(1,065)	(813)	(697)
Consumer Portfolio Segment [Member]
Loans	1,314	689
Allowance for loan losses	(39)	(27)	(51)
Residential Portfolio Segment [Member]
Loans	35,741	37,161
Allowance for loan losses	(304)	(300)	(325)
Agriculture [Member]
Loans	38,076	37,934
Allowance for loan losses	$ (693)	$ (693)	$ (504)

Note 4 - Loans - Non Accrual Lo

Note 4 - Loans - Non Accrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Non-accrual loans	$ 920	$ 1,311
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Non-accrual loans	906	993
Commercial Portfolio Segment [Member]
Non-accrual loans	0	302
Residential Portfolio Segment [Member]
Non-accrual loans	$ 14	$ 16

Note 4 - Loans - Aging of Past

Note 4 - Loans - Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Past due	$ 3,068	$ 1,314
Current	708,834	661,230
Loans	711,902	662,544
Greater than 90 days past due and still accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	19
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	2,162	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	906	1,295
Commercial Real Estate Portfolio Segment [Member]
Loans	554,519	517,150
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	0
Current	20,263	31,265
Loans	20,263	31,265
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Past due	0	0
Current	460,701	417,138
Loans	460,701	417,138
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Past due	906	993
Current	10,045	9,079
Loans	10,951	10,072
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	906	993
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Past due	0	0
Current	62,604	58,675
Loans	62,604	58,675
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member]
Past due	2,100	321
Current	80,152	69,289
Loans	82,252	69,610
Greater than 90 days past due and still accruing	0	0
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	19
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	2,100	0
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	302
Consumer Portfolio Segment [Member]
Past due	0	0
Current	1,314	689
Loans	1,314	689
Greater than 90 days past due and still accruing	0	0
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	0
Residential Portfolio Segment [Member]
Past due	62	0
Current	35,679	37,161
Loans	35,741	37,161
Greater than 90 days past due and still accruing	0	0
Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	62	0
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	0	0
Agriculture [Member]
Past due	0	0
Current	38,076	37,934
Loans	38,076	37,934
Greater than 90 days past due and still accruing	0	0
Agriculture [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	0	0
Agriculture [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	0	0
Agriculture [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	$ 0	$ 0

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Unpaid contractual principal	$ 1,269	$ 1,659
Recorded investment with no allowance	14	318
Recorded investment with allowance	906	993
Total recorded investment	920	1,311
Related allowance	680	680
Average recorded investment	1,148	2,139
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Unpaid contractual principal	1,222	1,309
Recorded investment with no allowance	0	0
Recorded investment with allowance	906	993
Total recorded investment	906	993
Related allowance	680	680
Average recorded investment	958	1,760
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Commercial Portfolio Segment [Member]
Unpaid contractual principal	32	334
Recorded investment with no allowance	0	302
Recorded investment with allowance	0	0
Total recorded investment	0	302
Related allowance	0	0
Average recorded investment	176	303
Consumer Portfolio Segment [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Residential Portfolio Segment [Member]
Unpaid contractual principal	15	16
Recorded investment with no allowance	14	16
Recorded investment with allowance	0	0
Total recorded investment	14	16
Related allowance	0	0
Average recorded investment	14	76
Agriculture [Member]
Unpaid contractual principal	0	0
Recorded investment with no allowance	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	$ 0	$ 0

Note 4 - Loans - Weighted Avera

Note 4 - Loans - Weighted Average Risk Grades of Loan Portfolio (Details)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Weighted average risk grade of loans	3.04	3.05
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Weighted average risk grade of loans	3	3.08
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Weighted average risk grade of loans	3.02	3.01
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Weighted average risk grade of loans	3.58	3.71
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Weighted average risk grade of loans	3	3.14
Commercial Portfolio Segment [Member]
Weighted average risk grade of loans	3.08	3.09
Consumer Portfolio Segment [Member]
Weighted average risk grade of loans	2.31	2.34
Residential Portfolio Segment [Member]
Weighted average risk grade of loans	3.01	3.01
Agriculture [Member]
Weighted average risk grade of loans	3.12	3.19

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loans	$ 711,902	$ 662,544
Commercial Real Estate Portfolio Segment [Member]
Loans	554,519	517,150
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	20,263	31,265
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	460,701	417,138
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	10,951	10,072
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	62,604	58,675
Commercial Portfolio Segment [Member]
Loans	82,252	69,610
Consumer Portfolio Segment [Member]
Loans	1,314	689
Residential Portfolio Segment [Member]
Loans	35,741	37,161
Agriculture [Member]
Loans	38,076	37,934
Pass [Member]
Loans	700,100	655,030
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	20,263	30,008
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	457,150	416,437
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	10,045	8,901
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	62,604	58,675
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	77,254	65,313
Pass [Member] | Consumer Portfolio Segment [Member]
Loans	1,273	662
Pass [Member] | Residential Portfolio Segment [Member]
Loans	35,698	37,100
Pass [Member] | Agriculture [Member]
Loans	35,813	37,934
Special Mention [Member]
Loans	8,029	5,019
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		1,257
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	2,868
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	2,898	3,762
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Agriculture [Member]
Loans	2,263
Substandard [Member]
Loans	3,773	2,495
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	683	701
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	906	1,171
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	2,100	535
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	41	27
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	43	61
Substandard [Member] | Agriculture [Member]
Loans
Doubtful [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Agriculture [Member]
Loans

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Beginning balance	$ 8,166	$ 7,832
Charge-offs	(46)	(30)
Recoveries	10	14
Provision for loan losses	555	350
Ending balance	8,685	8,166
Individually evaluated for impairment			$ 680	$ 680
Collectively evaluated for impairment			8,005	7,486
	8,685	8,166	8,685	8,166
Individually evaluated for impairment			920	1,311
Collectively evaluated for impairment			710,982	661,233
			711,902	662,544
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	6,331	6,185
Charge-offs	0
Recoveries	0
Provision for loan losses	249	146
Ending balance	6,580	6,331
Individually evaluated for impairment			680	680
Collectively evaluated for impairment			5,900	5,651
	6,331	6,331	6,580	6,331
Individually evaluated for impairment			906	993
Collectively evaluated for impairment			553,613	516,157
			554,519	517,150
Commercial Portfolio Segment [Member]
Beginning balance	813	697
Charge-offs	0
Recoveries	0
Provision for loan losses	252	116
Ending balance	1,065	813
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			1,065	813
	813	813	1,065	813
Individually evaluated for impairment			0	303
Collectively evaluated for impairment			82,252	69,307
			82,252	69,610
Consumer Portfolio Segment [Member]
Beginning balance	27	51
Charge-offs	(29)	(30)
Recoveries	8	13
Provision for loan losses	33	(7)
Ending balance	39	27
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			39	27
	27	27	39	27
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			1,314	689
			1,314	689
Residential Portfolio Segment [Member]
Beginning balance	300	325
Charge-offs	(17)
Recoveries	2	1
Provision for loan losses	19	(26)
Ending balance	304	300
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			304	300
	300	300	304	300
Individually evaluated for impairment			14	15
Collectively evaluated for impairment			35,727	37,146
			35,741	37,161
Agriculture [Member]
Beginning balance	693	504
Charge-offs	0
Recoveries	0
Provision for loan losses	0	189
Ending balance	693	693
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			693	693
	693	693	693	693
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			38,076	37,934
			38,076	37,934
Unallocated Financing Receivables [Member]
Beginning balance	2	70
Charge-offs	0
Recoveries	0
Provision for loan losses	2	(68)
Ending balance	4	2
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			4	2
	$ 2	$ 2	4	2
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			0	0
			$ 0	$ 0

Note 4 - Loans - Changes in the

Note 4 - Loans - Changes in the Allowance Off Balance Sheet Commitments (Details) - SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Balance	$ 305	$ 284
Provision charged to operations for off balance sheet	91	21
Balance	$ 396	$ 305

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Depreciation, Total	$ 1,187,000	$ 1,124,000

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Property, plant, and equipment	$ 28,522	$ 27,337
Less accumulated depreciation	(13,585)	(12,859)
	14,937	14,478
Land [Member]
Property, plant, and equipment	5,195	4,645
Building [Member]
Property, plant, and equipment	9,962	8,809
Leasehold Improvements [Member]
Property, plant, and equipment	5,039	4,307
Furniture and Fixtures [Member]
Property, plant, and equipment	8,279	7,628
Construction in Progress [Member]
Property, plant, and equipment	$ 47	$ 1,948

Note 6 - Interest Receivable _3

Note 6 - Interest Receivable and Other Assets - Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Net deferred tax asset	$ 4,067	$ 2,642
Federal Home Loan Bank stock	3,599	3,377
Interest income receivable on loans	2,054	1,859
Interest income receivable on investments	1,701	1,312
Federal Reserve Bank stock	758	758
Investments in limited partnerships	5,476	266
Prepaid expenses and other	1,142	2,812
	$ 18,797	$ 13,026

Note 7 - Deposits - Deposit (De

Note 7 - Deposits - Deposit (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Demand	$ 594,502	$ 539,383
Money market deposit accounts	272,766	280,342
Savings	76,915	69,630
Time deposits $250,000 and under	23,816	29,424
Time deposits over $250,000	18,496	20,103
Total deposits	$ 986,495	$ 938,882

Note 7 - Deposits - Certificate

Note 7 - Deposits - Certificates of Deposit Issued and Remaining Maturities (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 36,611
2020	4,550
2021	956
2022	141
2023	54
	$ 42,312

Note 8 - FHLB Advances (Details

Note 8 - FHLB Advances (Details Textual) - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Advances from Federal Home Loan Banks, Total	$ 0	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	268,936,000	249,170,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 711,902,000	$ 662,544,000

Note 9 - Interest on Deposits -

Note 9 - Interest on Deposits - Interest on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Savings and other deposits	$ 1,465	$ 896
Time deposits over $250,000	68	74
Other time deposits	73	95
	$ 1,606	$ 1,065

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0

Note 10 - Income Taxes - Provis

Note 10 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Federal, Current	$ 2,711	$ 3,185
State, Current	1,927	1,447
Current	4,638	4,632
Federal, Deferred	(494)	1,380
State, Deferred	(334)	135
Deferred	(828)	1,515
	$ 3,810	$ 6,147

Note 10 - Income Taxes - Deferr

Note 10 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Allowance for loan losses	$ 2,568	$ 2,415
Restricted stock expense	95	1
Accrued vacation	80	72
Accrued salary continuation liability	1,035	901
Deferred compensation	76	77
Core deposit intangible	58	44
Merger Costs	(95)	(103)
Reserve for undisbursed commitments	117	90
OREO expenses	173	173
State income tax	405	304
Holding company organization fees	12	15
Unrealized loss on securities available for sale	183	0
	4,897	4,195
Prepaid expenses	(117)	(418)
FHLB dividends	(144)	(158)
Accumulated depreciation	(9)	(102)
Accrued bonus	(2)	1
Deferred loan costs	(353)	(330)
Goodwill Amortization	(196)	(131)
Limited partner investment in small business equity fund	(9)	0
Unrealized gain on securities available for sale	0	(415)
	(830)	(1,553)
Net deferred income tax asset	$ 4,067	$ 2,642

Note 10 - Income Taxes - Effect

Note 10 - Income Taxes - Effective Tax Rate Reconciliation (Details)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Federal statutory income tax rate	21.00%	34.00%
State taxes, net of federal tax benefit	8.60%	7.20%
Tax exempt interest on municipal securities and loans	(3.50%)	(5.20%)
Deferred tax asset re-measurement	0.00%	6.50%
Other	(1.30%)	(2.20%)
Effective tax rate	24.80%	40.30%

Note 11 - Stock Option Plan (De

Note 11 - Stock Option Plan (Details Textual)	12 Months Ended
	Dec. 31, 2018USD ($)$ / sharesshares	Dec. 31, 2017USD ($)$ / sharesshares
Share-based Compensation Arrangements by Share-based Payment Award, Number of Plans	2
Proceeds from Stock Options Exercised	$ 0	$ 0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	$ 0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | shares	96,650	8,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value | $ / shares	$ 21.40	$ 14.62
Allocated Share-based Compensation Expense, Total	$ 431,000	$ 103,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	128,000	42,000
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation	22,000	88,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Total	$ 1,813,000	$ 216,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	4 years 51 days	3 years 167 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period | shares	11,900	32,425
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value	$ 252,000	$ 241,000
2018 Stock Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized | shares	607,500
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant | shares	595,250

Note 11 - Stock Option Plan - S

Note 11 - Stock Option Plan - Stock Option Plan (Details) - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Outstanding, Shares (in shares)	3,500	15,000
Outstanding, Weighted average exercise price (in dollars per share)	$ 5.94	$ 9.58
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Granted, Weighted average exercise price (in dollars per share)	$ 0	$ 0
Exercised, Shares (in shares)	(1,500)	(9,000)
Exercised, Weighted average exercise price (in dollars per share)	$ 4.58	$ 10.10
Forfeited, Shares (in shares)	(1,000)	(2,500)
Forfeited, Weighted average exercise price (in dollars per share)	$ 8.25	$ 12.75
Outstanding, Shares (in shares)	1,000	3,500
Outstanding, Weighted average exercise price (in dollars per share)	$ 5.74	$ 5.94

Note 11 - Stock Option Plan - W

Note 11 - Stock Option Plan - Weighted Average Fair Value of Options (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Weighted-average fair value of options granted during the year (in dollars per share)
Intrinsic value of options exercised	$ 20	$ 56
Options outstanding and exercisable at year end: (in shares)	1,000	3,500
Weighted average exercise price (in dollars per share)	$ 5.74	$ 5.94
Intrinsic value	$ 13	$ 48
Weighted average remaining contractual life (Month)	30 days	270 days

Note 11 - Stock Option Plan - R

Note 11 - Stock Option Plan - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Unvested, Shares (in shares)	24,800	56,075
Unvested, Weighted average grant date fair value (in dollars per share)	$ 11.07	$ 8.16
Granted, Shares (in shares)	96,650	8,000
Granted, Weighted average grant date fair value (in dollars per share)	$ 21.40	$ 14.62
Vested, Shares (in shares)	(11,900)	(32,425)
Vested, Weighted average grant date fair value (in dollars per share)	$ 11.93	$ 7.45
Cancelled, Shares (in shares)	(1,950)	(6,850)
Cancelled, Weighted average grant date fair value (in dollars per share)	$ 20.21	$ 8.54
Unvested, Shares (in shares)	107,600	24,800
Unvested, Weighted average grant date fair value (in dollars per share)	$ 20.09	$ 11.07

Note 12 - Earnings Per Share (D

Note 12 - Earnings Per Share (Details Textual)	12 Months Ended
	Dec. 31, 2018shares	Dec. 31, 2017shares
Number Of Forms Of Outstanding Common Stock	2
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	73,257

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Net income	$ 11,537	$ 9,094
Net income, Weighted avg shares (in shares)	8,081,482	8,060,686
Net income, Per share amount (in dollars per share)	$ 1.43	$ 1.13
Stock options, Weighted avg shares (in shares)	1,791	3,978
Non-vested restricted stock, Weighted avg shares (in shares)	16,825	16,833
Total dilutive shares, Weighted avg shares (in shares)	18,616	20,811
Net income per diluted share, Weighted avg shares (in shares)	8,100,098	8,081,497
Net income per diluted share (in dollars per share)	$ 1.42	$ 1.13

Note 13 - Commitments and Con_3

Note 13 - Commitments and Contingencies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Operating Leases, Rent Expense, Total	$ 1,171,000	$ 1,092,000

Note 13 - Commitments and Con_4

Note 13 - Commitments and Contingencies - Future Minimum Commitments Under Operating Leases (Details) $ in Thousands	Dec. 31, 2018USD ($)
2019	$ 1,102
2020	1,083
2021	785
2022	735
2023	438
Thereafter	1,944
	$ 6,087

Note 13 - Commitments and Con_5

Note 13 - Commitments and Contingencies - Financial Instruments Whose Contract Amounts Represent Credit Risk (Details) $ in Thousands	Dec. 31, 2018USD ($)
Fair value of off-balance sheet risks	$ 153,870
Undisbursed Loan Commitments [Member]
Fair value of off-balance sheet risks	132,784
Checking Reserve [Member]
Fair value of off-balance sheet risks	1,280
Equity Line [Member]
Fair value of off-balance sheet risks	17,478
Standby Letters of Credit [Member]
Fair value of off-balance sheet risks	$ 2,328

Note 14 - Financial Instrumen_3

Note 14 - Financial Instruments - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	$ 126,145	$ 149,173
Off-balance-sheet assets (liabilities):
Cash and cash equivalents	126,145	149,173
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	126,145	149,173
Off-balance-sheet assets (liabilities):
Cash and cash equivalents	126,145	149,173
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Restricted equity securities	4,357	4,135
Interest receivable	3,755	1,312
Interest payable	(40)	(45)
Off-balance-sheet assets (liabilities):
Restricted equity securities	4,357	4,135
Interest receivable	3,755	1,312
Financial liabilities:
Interest payable	(40)	(45)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Restricted equity securities	4,357	4,135
Interest receivable	3,755	1,312
Interest payable	(40)	(45)
Off-balance-sheet assets (liabilities):
Restricted equity securities	4,357	4,135
Interest receivable	3,755	1,312
Financial liabilities:
Interest payable	(40)	(45)
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Loans, net	702,220	652,989
Deposits	(986,495)	(938,882)
Off-balance-sheet assets (liabilities):
Loans, net	702,220	652,989
Financial liabilities:
Deposits	(986,495)	(938,882)
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Loans, net	697,369	658,618
Deposits	(986,096)	(829,992)
Off-balance-sheet assets (liabilities):
Commitments and standby letters of credit	(1,539)	(1,180)
Loans, net	697,369	658,618
Financial liabilities:
Deposits	$ (986,096)	$ (829,992)

Note 15 - Fair Value Measurem_3

Note 15 - Fair Value Measurements (Details Textual)	Dec. 31, 2018
Measurement Input, Discount Rate [Member]
Other Real Estate Owned, Measurement Input	0.06
Measurement Input, Appraised Value [Member] | Minimum [Member]
Other Real Estate Owned, Measurement Input	0.1
Measurement Input, Appraised Value [Member] | Maximum [Member]
Other Real Estate Owned, Measurement Input	0.2

Note 15 - Fair Value Measurem_4

Note 15 - Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring and Non Recurring Basis (Details) - USD ($)		Dec. 31, 2018	Dec. 31, 2017
Available-for-sale securities, fair market value		$ 206,712,000	$ 179,248,000
Equity Securities		3,106,000	3,112,000
Other real estate owned		0	253,000
Fair Value, Measurements, Nonrecurring [Member]
Other real estate owned			253,000
Fair Value, Measurements, Nonrecurring [Member] | Consumer Portfolio Segment [Member]
Impaired loans		14,000	16,000
Fair Value, Measurements, Nonrecurring [Member] | Commercial Portfolio Segment [Member]
Impaired loans			302,000
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other real estate owned			0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Consumer Portfolio Segment [Member]
Impaired loans		0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Commercial Portfolio Segment [Member]
Impaired loans			0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other real estate owned			0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Consumer Portfolio Segment [Member]
Impaired loans		0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Commercial Portfolio Segment [Member]
Impaired loans			0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other real estate owned			253,000
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Consumer Portfolio Segment [Member]
Impaired loans		14,000	16,000
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member]
Impaired loans			302,000
US Government Agencies Debt Securities [Member]
Available-for-sale securities, fair market value		44,106,000	29,972,000
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		44,106,000	29,972,000
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		44,106,000	29,972,000
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, fair market value		2,012,000	2,593,000
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		2,012,000	2,593,000
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		2,012,000	2,593,000
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, fair market value		93,237,000	93,067,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		93,237,000	93,067,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		93,237,000	93,067,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
SBA Pool [Member]
Available-for-sale securities, fair market value		8,673,000	11,850,000
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		8,673,000	11,850,000
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		8,673,000	11,850,000
SBA Pool [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Corporate Debt Securities [Member]
Available-for-sale securities, fair market value		20,587,000	18,789,000
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		20,587,000	18,789,000
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		20,587,000	18,789,000
Corporate Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Asset-backed Securities [Member]
Available-for-sale securities, fair market value		38,097,000	22,977,000
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member]
Available-for-sale securities, fair market value		38,096,000	22,977,000
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		38,096,000	22,977,000
Asset-backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member]
Equity Securities	[1]	3,106,000	3,112,000
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity Securities	[1]	3,106,000	3,112,000
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity Securities	[1]	0	0
Mutual Fund [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity Securities	[1]	0	0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans		226,000	313,000
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans		0	0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans		0	0
Land Loans [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans		$ 226,000	$ 313,000
[1]	Effective January 1, 2018, the Company adopted ASU 2016-01, which requires equity securities with readily determinable fair values to be measured at fair value with changes in the fair value recognized through net income. See Note 1 for additional information on this new accounting standard.

Note 16 - Related Party Trans_3

Note 16 - Related Party Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Related Party Deposit Liabilities	$ 52,479,000	$ 63,633,000
Design Studio 120 [Member] | Construction, Renovation and Design Work [Member]
Related Party Transaction, Amounts of Transaction	$ 430,000	$ 131,000

Note 16 - Related Party Trans_4

Note 16 - Related Party Transactions - Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Aggregate amount outstanding	$ 5,350	$ 7,100
New loans or advances during year	2,454	7
Repayments during year	(1,909)	(1,757)
Aggregate amount outstanding	$ 5,895	$ 5,350

Note 17 - Profit Sharing Plan (

Note 17 - Profit Sharing Plan (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 621,000	$ 509,000

Note 19 - Other Post-retireme_2

Note 19 - Other Post-retirement Benefit Plans (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Dec. 31, 2001	Dec. 31, 2018	Dec. 31, 2017
Liability, Other Postretirement Defined Benefit Plan		$ 3,501,000	$ 3,047,000
Bank Owned Life Insurance		$ 19,029,000	$ 18,517,000
Director Retirement Plan [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period	10 years
Minimum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period		10 years
Maximum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period		20 years

Note 20 - Regulatory Matters (D

Note 20 - Regulatory Matters (Details Textual)	Dec. 31, 2018		Dec. 31, 2017	[1]	Jul. 31, 2013
Common Equity Tier 1 Capital Required for Capital Adequacy to Risk Weighted Assets	6.375%	[1]	5.75%		4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	7.875%	[1]	7.25%		6.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	[1]	4.00%		4.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Highest Rated Banks					3.00%
Capital Conservation Buffer					2.50%
Minimum [Member]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Percentage Above Minimum	1.00%
Maximum [Member]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	5.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets Percentage Above Minimum	2.00%
[1]	The adequately capitalized thresholds in the table above, includes the capital conservation buffers of 1.875% in 2018 and 1.25% in 2017, that became effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which occured in January 2019.

Note 20 - Regulatory Matters -

Note 20 - Regulatory Matters - Company and Bank's Actual Capital Amounts and Ratios (Details) - USD ($)		Dec. 31, 2018		Dec. 31, 2017		Jul. 31, 2013
Total capital (to Risk- Weighted Assets), Amount		$ 104,613		$ 94,354
Total capital (to Risk- Weighted Assets), Ratio		11.80%		11.30%
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 87,699		$ 77,119
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	987.50%		925.00%
Tier I capital (to Risk- Weighted Assets), Amount		$ 95,532		$ 85,883
Tier I capital (to Risk- Weighted Assets), Ratio		10.80%		10.30%
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 69,937		$ 60,445
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio		7.875%	[1]	7.25%	[1]	6.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount		$ 95,532		$ 85,883
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio		10.80%		10.30%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 56,616		$ 47,939
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio		6.375%	[1]	5.75%	[1]	4.50%
Tier I capital (to Average Assets), Amount		$ 95,532		$ 85,883
Tier I capital (to Average Assets), Ratio		8.80%		8.40%
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	[1]	$ 43,667		$ 40,823
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio		4.00%	[1]	4.00%	[1]	4.00%
Bank [Member]
Total capital (to Risk- Weighted Assets), Amount		$ 104,253,000		$ 93,933
Total capital (to Risk- Weighted Assets), Ratio		11.70%		11.30%
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 87,691,000		$ 77,102
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	9.875%		9.25%
Total capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 88,801,000		$ 83,354
Total capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		10.00%		10.00%
Tier I capital (to Risk- Weighted Assets), Amount		$ 95,172,000		$ 85,462
Tier I capital (to Risk- Weighted Assets), Ratio		10.70%		10.30%
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 69,931,000		$ 60,431
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	[1]	7.875%		7.25%
Tier I capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 71,041,000		$ 66,683
Tier I capital (to Risk- Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		8.00%		8.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount		$ 95,172,000		$ 85,462
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio		10.70%		10.30%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	[1]	$ 56,611		$ 47,928
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio	[1]	6.375%		5.75%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 57,721		$ 54,180
Common Equity Tier 1 Capital (to Risk Weighted Assets), To be well capitalized under prompt corrective action provisions, Ratio		6.50%		6.50%
Tier I capital (to Average Assets), Amount		$ 95,172		$ 85,462
Tier I capital (to Average Assets), Ratio		8.70%		8.40%
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	[1]	$ 43,665		$ 40,820
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio	[1]	4.00%		4.00%
Tier I capital (to Average Assets), To be well capitalized under prompt corrective action provisions, Amount		$ 54,581		$ 51,025
Tier I capital (to Average Assets), To be well capitalized under prompt corrective action provisions, Ratio		5.00%		5.00%
[1]	The adequately capitalized thresholds in the table above, includes the capital conservation buffers of 1.875% in 2018 and 1.25% in 2017, that became effective January 1, 2016. These ratios are not reflected on a fully phased-in basis, which occured in January 2019.

Note 21 - Parent Only Condens_3

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest receivable and other assets	$ 18,797	$ 13,026
Total assets	1,094,887	1,034,852
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest payable and other liabilities	9,354	5,203
Total liabilities	995,849	944,085
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,194,805 and 8,098,605 shares issued and outstanding at December 31, 2018 and 2017, respectively	25,429	24,773
Retained earnings	70,686	61,429
Accumulated other comprehensive (loss) income, net of tax	(435)	989
Total shareholders’ equity	99,038	90,767	$ 82,450
Total liabilities and shareholders' equity	1,094,887	1,034,852
Parent Company [Member]
Cash	281	269
Investment in bank subsidiary	98,678	90,346
Interest receivable and other assets	107	186
Total assets	99,066	90,801
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest payable and other liabilities	28	34
Total liabilities	28	34
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,194,805 and 8,098,605 shares issued and outstanding at December 31, 2018 and 2017, respectively	25,429	24,773
Additional paid-in capital	3,358	3,576
Retained earnings	70,686	61,429
Accumulated other comprehensive (loss) income, net of tax	(435)	989
Total shareholders’ equity	99,038	90,767
Total liabilities and shareholders' equity	$ 99,066	$ 90,801

Note 21 - Parent Only Condens_4

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2018	Dec. 31, 2017
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,194,805	8,098,605
Common stock, shares outstanding (in shares)	8,194,805	8,098,605
Parent Company [Member]
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,194,805	8,098,605
Common stock, shares outstanding (in shares)	8,194,805	8,098,605

Note 21 - Parent Only Condens_5

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Total income	$ 40,174	$ 35,245
Salaries and employee benefits	16,287	14,110
Other operating expenses	5,313	5,057
Total non-interest expense	27,378	24,565
Income before equity in undistributed income of subsidiary	15,347	15,241
Income tax benefit	(3,810)	(6,147)
Net income	11,537	9,094
Parent Company [Member]
Dividends declared by subsidiary	2,117	2,022
Total income	2,117	2,022
Salaries and employee benefits	110	102
Employee benefit expense	431	103
Legal expense	90	69
Other operating expenses	108	106
Total non-interest expense	739	380
Income before equity in undistributed income of subsidiary	1,378	1,642
Equity in undistributed net income of subsidiary	9,919	7,207
Income before income tax benefit	11,297	8,849
Income tax benefit	240	245
Net income	$ 11,537	$ 9,094

Note 21 - Parent Only Condens_6

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Net income	$ 11,537	$ 9,094
Stock based compensation	431	103
Decrease (increase) in other assets	3,357	1,691
Net cash from operating activities	13,033	9,399
Proceeds from sale of common stock and exercise of stock options	7	91
Net cash used in financing activities	45,503	22,858
NET INCREASE IN CASH AND CASH EQUIVALENTS	(23,028)	(41,637)
CASH AND CASH EQUIVALENTS, beginning of period	149,173	190,810
CASH AND CASH EQUIVALENTS, end of period	126,145	149,173
Cash paid during the year for income taxes	4,145	5,922
Parent Company [Member]
Net income	11,537	9,094
Undistributed net income of subsidiary	(9,919)	(7,207)
Stock based compensation	431	103
(Decrease) increase in other liabilities	(6)	33
Decrease (increase) in other assets	79	(52)
Net cash from operating activities	2,122	1,971
Shareholder cash dividends paid	(2,117)	(2,022)
Proceeds from sale of common stock and exercise of stock options	7	91
Net cash used in financing activities	(2,110)	(1,931)
NET INCREASE IN CASH AND CASH EQUIVALENTS	12	40
CASH AND CASH EQUIVALENTS, beginning of period	269	229
CASH AND CASH EQUIVALENTS, end of period	281	269
Cash paid during the year for income taxes	$ 4,145	$ 5,922