Oak Valley Bancorp (OVLY) 10-Q 7 Aug 19 2019 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Aug. 01, 2019
Document Information [Line Items]
Entity Registrant Name	Oak Valley Bancorp
Entity Central Index Key	0001431567
Trading Symbol	ovly
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		8,207,353
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Amendment Flag	false
Title of 12(b) Security	Common Stock

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 72,152,000	$ 116,425,000
Federal funds sold	19,405,000	9,720,000
Cash and cash equivalents	91,557,000	126,145,000
Securities - available for sale	205,198,000	206,712,000
Securities - equity investments	3,240,000	3,106,000
Loans, net of allowance for loan loss of $8,770 and $8,685 at June 30, 2019 and December 31, 2018, respectively	708,340,000	702,220,000
Cash surrender value of life insurance	19,281,000	19,028,000
Bank premises and equipment, net	14,850,000	14,937,000
Goodwill and other intangible assets, net	3,889,000	3,942,000
Interest receivable and other assets	22,644,000	18,797,000
	1,068,999,000	1,094,887,000
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	949,090,000	986,495,000
Interest payable and other liabilities	13,326,000	9,354,000
Total liabilities	962,416,000	995,849,000
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,208,853 and 8,194,805 shares issued and outstanding at June 30, 2019 and December 31, 2018, respectively	25,435,000	25,429,000
Additional paid-in capital	3,524,000	3,358,000
Retained earnings	75,647,000	70,686,000
Accumulated other comprehensive income (loss), net of tax	1,977,000	(435,000)
Total shareholders’ equity	106,583,000	99,038,000
	$ 1,068,999,000	$ 1,094,887,000

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Net of allowance for loan loss	$ 8,770	$ 8,685
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,208,853	8,194,805
Common stock, shares outstanding (in shares)	8,208,853	8,194,805

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
INTEREST INCOME
Interest and fees on loans	$ 8,615	$ 7,628	$ 17,042	$ 15,199
Interest on securities	1,525	1,417	3,064	2,645
Interest on federal funds sold	56	47	107	84
Interest on deposits with banks	315	594	831	1,166
Total interest income	10,511	9,686	21,044	19,094
INTEREST EXPENSE
Deposits	383	359	805	650
Total interest expense	383	359	805	650
Net interest income	10,128	9,327	20,239	18,444
Provision for loan losses	95	0	95	0
Net interest income after provision for loan losses	10,033	9,327	20,144	18,444
OTHER INCOME
Earnings on cash surrender value of life insurance	127	126	252	251
Gains on sales and calls of securities	1	7	110	77
Gain on sale of OREO	0	0	0	193
Other	357	173	708	437
Total non-interest income	1,242	1,011	2,517	2,343
OTHER EXPENSES
Salaries and employee benefits	4,480	4,076	8,884	8,095
Occupancy expenses	857	988	1,746	1,875
Data processing fees	472	426	918	842
Regulatory assessments (FDIC & DBO)	102	114	212	228
Other operating expenses	1,399	1,301	2,783	2,597
Total non-interest expense	7,310	6,905	14,543	13,637
Net income before provision for income taxes	3,965	3,433	8,118	7,150
Total provision for income taxes	1,002	842	2,051	1,757
Net Income	$ 2,963	$ 2,591	$ 6,067	$ 5,393
Net income per share (in dollars per share)	$ 0.37	$ 0.32	$ 0.75	$ 0.67
Net income per diluted share (in dollars per share)	$ 0.37	$ 0.32	$ 0.75	$ 0.67
Deposit Account [Member]
OTHER INCOME
Other income	$ 403	$ 368	$ 796	$ 738
Debit Card [Member]
OTHER INCOME
Other income	327	304	601	582
Mortgage Banking [Member]
OTHER INCOME
Other income	$ 27	$ 33	$ 50	$ 65

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Net income	$ 2,963	$ 2,591	$ 6,067	$ 5,393
Other comprehensive income:
Unrealized holding gains (losses) arising during the period	1,813	(243)	3,534	(1,583)
Less: reclassification for net gains included in net income	(1)	(7)	(110)	(77)
Other comprehensive gain (loss), before tax	1,812	(250)	3,424	(1,660)
Tax (expense) benefit related to items of other comprehensive income	(535)	74	(1,012)	491
Total other comprehensive gain (loss)	1,277	(176)	2,412	(1,169)
Comprehensive income	$ 4,240	$ 2,415	$ 8,479	$ 4,224

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2017	8,098,605
Balances at Dec. 31, 2017	$ 24,773	$ 3,576	$ 61,429	$ 989	$ 90,767
Stock based compensation		207			207
Other comprehensive income (loss)				(1,169)	(1,169)
Net income			5,393		5,393
Restricted stock issued (in shares)	84,400
Restricted stock issued					0
Cash dividends declared			(1,053)		(1,053)
APIC reclassification	649	(649)			0
Reclassification from adoption of ASU 2016-01			(163)	163	0
Balances (in shares) at Jun. 30, 2018	8,183,005
Balances at Jun. 30, 2018	$ 25,422	3,134	65,606	(17)	94,145
Balances (in shares) at Mar. 31, 2018	8,183,005
Balances at Mar. 31, 2018	$ 25,422	2,999	63,015	159	91,595
Stock based compensation		135			135
Other comprehensive income (loss)				(176)	(176)
Net income			2,591		2,591
Balances (in shares) at Jun. 30, 2018	8,183,005
Balances at Jun. 30, 2018	$ 25,422	3,134	65,606	(17)	94,145
Balances (in shares) at Dec. 31, 2018	8,194,805
Balances at Dec. 31, 2018	$ 25,429	3,358	70,686	(435)	99,038
Stock based compensation		281			281
Other comprehensive income (loss)				2,412	2,412
Net income			6,067		6,067
Restricted stock surrendered for tax withholding (in shares)	(6,297)
Restricted stock surrendered for tax withholding		(115)			(115)
Restricted stock issued (in shares)	20,845
Restricted stock issued					0
Cash dividends declared			(1,106)		(1,106)
Stock options exercised (in shares)	1,000
Stock options exercised	$ 6				6
Restricted stock forfeited (in shares)	(1,500)
Restricted stock forfeited					0
Balances (in shares) at Jun. 30, 2019	8,208,853
Balances at Jun. 30, 2019	$ 25,435	3,524	75,647	1,977	106,583
Balances (in shares) at Mar. 31, 2019	8,209,750
Balances at Mar. 31, 2019	$ 25,435	3,399	72,684	700	102,218
Stock based compensation		150			150
Other comprehensive income (loss)				1,277	1,277
Net income			2,963		2,963
Restricted stock surrendered for tax withholding (in shares)	(897)
Restricted stock surrendered for tax withholding		(25)			(25)
Balances (in shares) at Jun. 30, 2019	8,208,853
Balances at Jun. 30, 2019	$ 25,435	$ 3,524	$ 75,647	$ 1,977	$ 106,583

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash dividends declared, per share (in dollars per share)	$ 0.135	$ 0.13

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,067	$ 5,393
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	95	0
Increase (decrease) in deferred fees/costs, net	53	(93)
Depreciation	540	617
Amortization of investment securities, net	509	538
Stock based compensation	281	207
Gain on sale of OREO property	0	(193)
Gain on calls and sale of available for sale securities	(110)	(77)
Earnings on cash surrender value of life insurance	(252)	(251)
Increase (decrease) in interest payable and other liabilities	4,371	(363)
Decrease (increase) in interest receivable	356	(142)
(Increase) decrease in other assets	(4,759)	1,438
Net cash from operating activities	7,151	7,074
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(18,609)	(38,101)
Purchases of equity securities	(44)	(43)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	23,058	10,515
Investment in LIHTC	(399)	0
Net (increase) decrease in loans	(6,268)	7,946
Purchase of FHLB Stock	(404)	(222)
Proceeds from sale of OREO	0	447
Purchases of premises and equipment	(453)	(1,159)
Net cash used in investing activities	(3,119)	(20,617)
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(1,106)	(1,053)
Net (decrease) increase in demand deposits and savings accounts	(36,046)	36,400
Net decrease in time deposits	(1,359)	(4,667)
Proceeds from exercise of stock options	6	0
Tax withholding payments on vested restricted shares surrendered	(115)	0
Net cash (used in) from financing activities	(38,620)	30,680
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(34,588)	17,137
CASH AND CASH EQUIVALENTS, beginning of period	126,145	149,173
CASH AND CASH EQUIVALENTS, end of period	91,557	166,310
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	806	651
Income taxes	2,870	2,200
NON-CASH INVESTING ACTIVITIES:
Change in unrealized gain (loss) on securities	3,424	(1,747)
Change in contributions payable to LIHTC limited partner investment	(398)	0
Lease right-of-use assets	4,351	0
Present value of lease obligations	$ 4,758	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Basis of Accounting [Text Block]	NOTE 1 On July 3, 2008 one The consolidated financial statements include the accounts of the parent company and its wholly-owned bank subsidiary. Unless otherwise stated, the “Company” refers to the consolidated entity, Oak Valley Bancorp, while the “Bank” refers to Oak Valley Community Bank. All material intercompany transactions have been eliminated. The interim consolidated financial statements included in this report are unaudited but reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the interim periods presented. All such adjustments are of a normal recurring nature. The results of operations for the three six June 30, 2019 not no 10 December 31, 2018. Oak Valley Community Bank is a California state-chartered bank. The Company was incorporated under the laws of the State of California on May 31, 1990, May 28, 1991. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the Company’s consolidated financial statements include the allowance for loan losses, fair value measurements, and the determination, recognition and measurement of impaired loans. Actual results could differ from these estimates.

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 2 In May 2014, No. 2014 09, 606 606 ● August 2015 No. 2015 14 one December 15, 2017. December 15, 2016, ● March 2016 No. 2016 08 ● April 2016 No. 2016 10 ● May 2016 No. 2016 12 Topic 606 January 1, 2018 not No no In January 2016, No. 2016 01, Financial Instruments - Overall (Subtopic 825 10 ● Equity investments, except for those accounted for under the equity method of accounting or those that result in consolidation of the investee, are required to be measured at fair value with changes in fair value recognized in net income. However, an entity may not ● Simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment - if impairment exists, this requires measuring the investment at fair value. ● Eliminates the requirement for public companies to disclose the method(s) and significant assumptions used to estimate the fair value that is currently required to be disclosed for financial instruments measured at amortized cost on the balance sheet. ● Public companies will be required to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. ● Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements. ● The reporting entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity's other deferred tax assets. ASU 2016 01 December 15, 2017, January 1, 2018 not In February 2016, No. 2016 02, Leases (Topic 842 2016 02 December 15, 2018 January 1, 2019 not 5 In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, July 2019, three not In February 2018, 2018 02, Income Statement - Reporting Comprehensive Income (Topic 220 Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income 2017. December 15, 2018, not January 1, 2018, $163,000

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 – SECURITIES Equity Securities The Company held equity securities with fair values of $3,240,000 $3,106,000 June 30, 2019 December 31, 2018, no six June 30, 2019. 2016 01, $90,000 six June 30, 2019, $87,000 six June 30, 2018. Debit Securities Debt securities have been classified in the financial statements as available for sale. The amortized cost and estimated fair values of debt securities as of June 30, 2019 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 36,437 $ 504 $ (63 ) $ 36,878 Collateralized mortgage obligations 1,822 15 (14 ) 1,823 Municipalities 95,111 3,150 (16 ) 98,245 SBA pools 7,612 16 (24 ) 7,604 Corporate debt 19,425 109 (546 ) 18,988 Asset backed securities 41,984 104 (428 ) 41,660 $ 202,391 $ 3,898 $ (1,091 ) $ 205,198 The following tables detail the gross unrealized losses and fair values of debt securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2019. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 1,574 (2 ) $ 7,564 $ (61 ) $ 9,138 $ (63 ) Collateralized mortgage obligations 0 0 755 (14 ) 755 (14 ) Municipalities 299 (1 ) 4,496 (16 ) 4,795 (17 ) SBA pools 0 0 4,361 (24 ) 4,361 (24 ) Corporate debt 0 0 8,939 (546 ) 8,939 (546 ) Asset backed securities 17,424 (207 ) 14,180 (220 ) 31,604 (427 ) Total temporarily impaired securities $ 19,297 $ (210 ) $ 40,295 $ (881 ) $ 59,592 $ (1,091 ) At June 30, 2019, one seven seven five eight two 12 June 30, 2019, four one seven 12 third no not not The amortized cost and estimated fair value of debt securities at June 30, 2019, may (dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 18,141 $ 18,231 Due after one year through five years 68,138 69,341 Due after five years through ten years 44,054 45,018 Due after ten years 72,058 72,608 $ 202,391 $ 205,198 The amortized cost and estimated fair values of debt securities as of December 31, 2018, (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 44,474 $ 135 $ (503 ) $ 44,106 Collateralized mortgage obligations 2,071 0 (59 ) 2,012 Municipalities 92,257 1,404 (424 ) 93,237 SBA pools 8,707 13 (47 ) 8,673 Corporate debt 21,426 62 (901 ) 20,587 Asset backed securities 38,395 119 (417 ) 38,097 $ 207,330 $ 1,733 $ (2,351 ) $ 206,712 The following tables detail the gross unrealized losses and fair values of debt securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2018. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 22,007 $ (230 ) $ 11,972 $ (273 ) $ 33,979 $ (503 ) Collateralized mortgage obligations 93 (1 ) 1,917 (58 ) 2,010 (59 ) Municipalities 9,630 (55 ) 26,559 (369 ) 36,189 (424 ) SBA pools 3,284 (8 ) 3,726 (39 ) 7,010 (47 ) Corporate debt 3,999 (59 ) 11,645 (842 ) 15,644 (901 ) Asset backed securities 23,604 (412 ) 1,853 (5 ) 25,457 (417 ) Total temporarily impaired securities $ 62,617 $ (765 ) $ 57,672 $ (1,586 ) $ 120,289 $ (2,351 ) The Company recognized gross gains of $1,000 $110,000 three six June 30, 2019, $7,000 2018. no three six June 30, 2019, one $70,000 six 2018. Debt securities carried at $139,939,000 $118,771,000 June 30, 2019 December 31, 2018,

Note 4 - Loans

Note 4 - Loans	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 – LOANS The Company’s customers are primarily located in Stanislaus, San Joaquin, Tuolumne, Inyo, and Mono Counties. As of June 30, 2019, 78% 12% 5% 5% (in thousands) June 30, 2019 December 31, 2018 Commercial real estate: Commercial real estate- construction $ 37,563 $ 20,263 Commercial real estate- mortgages 448,888 460,701 Land 8,836 10,951 Farmland 66,910 62,604 Commercial and industrial 84,191 82,252 Consumer 1,135 1,314 Consumer residential 34,986 35,741 Agriculture 35,649 38,076 Total loans 718,158 711,902 Less: Deferred loan fees and costs, net (1,048 ) (997 ) Allowance for loan losses (8,770 ) (8,685 ) Net loans $ 708,340 $ 702,220 Loan Origination/Risk Management. Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Once it is determined that the borrower’s management possesses sound ethics and solid business acumen, the Company’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily made based on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may may Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may third June 30, 2019 December 31, 2018, 40%, With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may may may Agricultural production, real estate and development lending is susceptible to credit risks including adverse weather conditions, pest and disease, as well as market price fluctuations and foreign competition. Agricultural loan underwriting standards are maintained by following Company policies and procedures in place to minimize risk in this lending segment. These standards consist of limiting credit to experienced farmers who have demonstrated farm management capabilities, requiring cash flow projections displaying margins sufficient for repayment from normal farm operations along with equity injected as required by policy, as well as providing adequate secondary repayment and sponsorship including satisfactory collateral support. Credit enhancement obtained through government guarantee programs may The Company originates consumer loans utilizing common underwriting criteria specified in policy. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for 1 4 not 80%, 36% 42%, The Company maintains an independent loan review program that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Bank’s policies and procedures. Non-Accrual and Past Due Loans. not may may not Non-accrual loans, segregated by class of loans, were as follows: (in thousands) June 30, 2019 December 31, 2018 Commercial real estate: Commercial real estate- construction $ 0 $ 0 Commercial real estate- mortgages 0 0 Land 906 906 Farmland 0 0 Commercial and industrial 0 0 Consumer 0 0 Consumer residential 0 14 Agriculture 0 0 Total non-accrual loans $ 906 $ 920 Had non-accrual loans performed in accordance with their original contract terms, the Company would have recognized additional interest income of approximately $14,000 $29,000 three six June 30, 2019, $19,000 $37,000 2018. The following table analyzes past due loans including the past due non-accrual loans in the above table, segregated by class of loans, as of June 30, 2019 ( June 30, 2019 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 37,563 $ 37,563 $ 0 Commercial R.E. - mortgages 0 0 0 0 448,888 448,888 0 Land 0 0 906 906 7,930 8,836 0 Farmland 0 0 0 0 66,910 66,910 0 Commercial and industrial 0 0 0 0 84,191 84,191 0 Consumer 0 0 0 0 1,135 1,135 0 Consumer residential 0 175 0 175 34,811 34,986 0 Agriculture 0 0 0 0 35,649 35,649 0 Total $ 0 $ 175 $ 906 $ 1,081 $ 717,077 $ 718,158 $ 0 The following table analyzes past due loans including the past due non-accrual loans in the above table, segregated by class of loans, as of December 31, 2018 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 20,263 $ 20,263 $ 0 Commercial R.E. - mortgages 0 0 0 0 460,701 460,701 0 Land 0 0 906 906 10,045 10,951 0 Farmland 0 0 0 0 62,604 62,604 0 Commercial and industrial 0 2,100 0 2,100 80,152 82,252 0 Consumer 0 0 0 0 1,314 1,314 0 Consumer residential 0 62 0 62 35,679 35,741 0 Agriculture 0 0 0 0 38,076 38,076 0 Total $ 0 $ 2,162 $ 906 $ 3,068 $ 708,834 $ 711,902 $ 0 Impaired Loans. no three six June 30, 2019 2018. Impaired loans as of June 30, 2019 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance June 30, 2019 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 Land 1,222 0 906 906 680 Farmland 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 Consumer 0 0 0 0 0 Consumer residential 0 0 0 0 0 Agriculture 0 0 0 0 0 Total $ 1,254 $ 0 $ 906 $ 906 $ 680 Average recorded investment in impaired loans outstanding as of June 30, 2019 2018 (in thousands) Average Recorded Investment for the Average Recorded Investment for the 2019 2018 2019 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 Land 906 993 906 993 Farmland 0 0 0 0 Commercial and Industrial 0 302 0 302 Consumer 0 0 0 0 Consumer residential 11 15 12 15 Agriculture 0 0 0 0 Total $ 917 $ 1,310 $ 918 $ 1,310 Impaired loans as of December 31, 2018 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,222 0 906 906 680 958 Farmland 0 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 176 Consumer 0 0 0 0 0 0 Consumer residential 15 14 0 14 0 14 Agriculture 0 0 0 0 0 0 Total $ 1,269 $ 14 $ 906 $ 920 $ 680 $ 1,148 Troubled Debt Restructurings – At June 30, 2019, 3 $906,000. December 31, 2018, 4 $920,000. June 30, 2019 December 31, 2018 no $680,000 June 30, 2019 December 31, 2018. The modification of the terms of such loans typically includes one During the three six June 30, 2019 2018, no no twelve three six June 30, 2019 2018. ninety Loan Risk Grades– The Company grades loans using the following letter system: 1 2 3A 3B 3C 4 5 6 7 8 1. Exceptional Loan 1 ● A high level of liquidity and whose debt-servicing capacity exceeds expected obligations by a substantial margin. ● Where leverage is below average for the industry and earnings are consistent or growing without severe vulnerability to economic cycles. ● Also included in this rating (but not one 110% 2. Quality Loan No 2 ● Unquestionable debt-servicing capacity to cover all obligations in the ordinary course of business from well-defined primary and secondary sources. ● Consistent strong earnings. ● A solid equity base. 3A. Better than Acceptable Loan 3 three three 3 3A third not 2 ● Strong earnings with no three ● Long term experienced management with depth and defined management succession. ● The loan has no ● Loan-to-value on real estate secured transactions is 10% 20% ● Very liquid balance sheet that may ● Little to no 3B. Acceptable Loan 3B 3A 3C not ● Are those where the borrower has average financial strengths, a history of profitable operations and experienced management. ● Are those where the borrower can be expected to handle normal credit needs in a satisfactory manner. 3C. Marginally Acceptable 3C 3Bs ● Requires collateral. ● A credit facility where the borrower has average financial strengths, but usually lacks reliable secondary sources of repayment other than the subject collateral. ● Other common characteristics can include some or all of the following: minimal background experience of management, lacking continuity of management, a start-up operation, erratic historical profitability (acceptable reasons-well identified), lack of or marginal sponsorship of guarantor, and government guaranteed loans. 4W Watch Acceptable may ● Any unexpected short-term adverse financial performance from budgeted projections or a prior period’s results (i.e., declining profits, sales, margins, cash flow, or increased reliance on leverage, including adverse balance sheet ratios, trade debt issues, etc.). ● Any managerial or personal problems of company management, decline in the entire industry or local economic conditions, or failure to provide financial information or other documentation as requested. ● Issues regarding delinquency, overdrafts, or renewals. ● Any other issues that cause concern for the company. ● Loans to individuals or loans supported by guarantors with marginal net worth and/or marginal collateral. ● Weakness identified in a Watch credit is short-term in nature. ● Loans in this category are usually accounts the Bank would want to retain providing a positive turnaround can be expected within a reasonable time frame. Grade 4 5 Other Loans Especially Mentioned (Special Mention) may, ● The lending officer may ● Questions exist regarding the condition of and/or control over collateral. ● Economic or market conditions may ● A declining trend in the obligor’s operations or an imbalanced position in the balance sheet exists, but not 6 Substandard Loan not not 7 Doubtful Loan one may may may not 40 65 25 40 65 A proper classification of such a credit would show 40 25 35 may 8 Loss not not no not may not As of June 30, 2019 December 31, 2018, no 8 The following table presents weighted average risk grades of the Company’s loan portfolio: June 30, 2019 December 31, 2018 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.00 Commercial real estate - mortgages 3.01 3.02 Land 3.71 3.58 Farmland 3.03 3.00 Commercial and industrial 3.06 3.08 Consumer 2.10 2.31 Consumer residential 3.01 3.01 Agriculture 3.17 3.12 Total gross loans 3.04 3.04 The following table presents risk grade totals by class of loans as of June 30, 2019 December 31, 2018. 1 4 (in thousands) Commercial R.E. Construction Commercial R.E. Mortgages Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total June 30, 2019 Pass $ 37,563 $ 446,063 $ 7,930 $ 66,521 $ 80,619 $ 1,110 $ 34,945 $ 32,875 $ 707,626 Special mention - 2,825 - 389 1,050 - - 2,774 7,038 Substandard - - 906 - 2,522 25 41 - 3,494 Doubtful - - - - - - - - - Total loans $ 37,563 $ 448,888 $ 8,836 $ 66,910 $ 84,191 $ 1,135 $ 34,986 $ 35,649 $ 718,158 December 31, 2018 Pass $ 20,263 $ 457,150 $ 10,045 $ 62,604 $ 77,254 $ 1,273 $ 35,698 $ 35,813 $ 700,100 Special mention - 2,868 - - 2,898 - - 2,263 8,029 Substandard - 683 906 - 2,100 41 43 - 3,773 Doubtful - - - - - - - - - Total loans $ 20,263 $ 460,701 $ 10,951 $ 62,604 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 711,902 Allowance for Loan Losses. 310, 450, not The level of the allowance reflects management’s continuing evaluation of industry concentrations, specific credit risks, loan loss experience, current loan portfolio quality, present economic, political and regulatory conditions and unidentified losses inherent in the current loan portfolio. Portions of the allowance may The Company’s allowance for loan losses consists of three 310 450 450 not The allowances established for probable losses on specific loans are based on a regular analysis and evaluation of problem loans. Loans are classified based on an internal credit risk grading process that evaluates, among other things: (i) the obligor’s ability to repay; (ii) the underlying collateral, if any; and (iii) the economic environment and industry in which the borrower operates. This analysis is performed at the relationship manager level for all commercial loans. When a loan has a calculated grade of 5 Historical valuation allowances are calculated based on the historical loss experience of specific types of loans and the internal risk grade of such loans at the time they were charged-off. The Company calculates historical loss ratios for pools of similar loans with similar characteristics based on the proportion of actual charge-offs experienced to the total population of loans in the pool. The historical loss ratios are periodically updated based on actual charge-off experience. A historical valuation allowance is established for each pool of similar loans based upon the product of the historical loss ratio and the total dollar amount of the loans in the pool. The Company’s pools of similar loans include similarly risk-graded groups of commercial and industrial loans, commercial real estate loans, consumer real estate loans and consumer and other loans. General valuation allowances are based on general economic conditions and other qualitative risk factors both internal and external to the Bank and the Company. In general, such valuation allowances are determined by evaluating, among other things: (i) the experience, ability and effectiveness of the Bank’s lending management and staff; (ii) the effectiveness of the Bank’s loan policies, procedures and internal controls; (iii) changes in asset quality; (iv) changes in loan portfolio volume; (v) the composition and concentrations of credit; (vi) the impact of competition on loan structuring and pricing; (vii) the effectiveness of the internal loan review function; (viii) the impact of environmental risks on portfolio risks; and (ix) the impact of rising interest rates on portfolio risk. Management evaluates the degree of risk that each one Included in the general valuation allowances are allocations for groups of similar loans with risk characteristics that exceed certain concentration limits established by management. Concentration risk limits have been established, among other things, for certain industry concentrations, large balance and highly leveraged credit relationships that exceed specified risk grades, and loans originated with policy exceptions that exceed specified risk grades. Loans identified as losses by management, internal loan review and/or bank examiners are charged-off. Furthermore, consumer loan accounts are charged-off automatically based on regulatory requirements. The following table details activity in the allowance for loan losses by portfolio segment for the three six June 30, 2019 2018. one not Allowance for Loan Losses For the Three and Six Months Ended June 30, 2019 2018 (in thousands) Commercial Commercial Consumer Three Months Ended June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,540 $ 961 $ 33 $ 293 $ 669 $ 181 $ 8,677 Charge-offs 0 0 (4 ) 0 0 0 (4 ) Recoveries 0 0 1 1 0 0 2 Provision for (reversal of) loan losses 135 134 3 (2 ) 3 (178 ) 95 Ending balance $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 Commercial Commercial Consumer Six Months Ended June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Charge-offs 0 0 (14 ) 0 0 0 (14 ) Recoveries 0 0 3 1 0 0 4 Provision for (reversal of) loan losses 95 30 5 (13 ) (21 ) (1 ) 95 Ending balance $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 (in thousands) Commercial Commercial Consumer Three Months Ended June 30, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,138 $ 808 $ 22 $ 297 $ 678 $ 222 $ 8,165 Charge-offs 0 0 (6 ) 0 0 0 (6 ) Recoveries 0 0 3 0 0 0 3 Provision for (reversal of) loan losses (116 ) 65 3 7 20 21 0 Ending balance $ 6,022 $ 873 $ 22 $ 304 $ 698 $ 243 $ 8,162 Commercial Commercial Consumer Six Months Ended June 30, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Charge-offs 0 0 (10 ) 0 0 0 (10 ) Recoveries 0 0 5 1 0 0 6 Provision for (reversal of) loan losses (309 ) 60 0 3 5 241 0 Ending balance $ 6,022 $ 873 $ 22 $ 304 $ 698 $ 243 $ 8,162 The following table details the allowance for loan losses and ending gross loan balances as of June 30, 2019 December 31, 2018, (in thousands) Commercial Commercial Consumer June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,995 1,095 33 292 672 3 8,090 $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 0 $ 0 $ 0 $ 906 Collectively evaluated for impairment 561,291 84,191 1,135 34,986 35,649 0 717,252 $ 562,197 $ 84,191 $ 1,135 $ 34,986 $ 35,649 $ 0 $ 718,158 December 31, 2018 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,900 1,065 39 304 693 4 8,005 $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 14 $ 0 $ 0 $ 920 Collectively evaluated for impairment 553,613 82,252 1,314 35,727 38,076 0 710,982 $ 554,519 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 0 $ 711,902 Changes in the reserve for off-balance-sheet commitments were as follows: (in thousands) THREE MONTHS ENDED JUNE 30, SIX MONTHS ENDED JUNE 30, 2019 2018 2019 2018 Balance, beginning of period $ 445 $ 368 $ 396 $ 305 Provision to Operations for Off Balance Sheet Commitments 35 4 84 67 Balance, end of period $ 480 $ 372 $ 480 $ 372 The method for calculating the reserve for off-balance-sheet loan commitments is based on a reserve percentage which is less than other outstanding loan types because they are at a lower risk level. This reserve percentage, based on many factors including historical losses and existing economic conditions, is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the reserve for off-balance-sheet commitments. Reserves for off-balance-sheet commitments are recorded in interest payable and other liabilities on the condensed consolidated balance sheets. At June 30, 2019 December 31, 2018, $718,158,000 $711,902,000,

Note 5 - Leases

Note 5 - Leases	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 5 — LEASES We have historically entered into a number of lease arrangements under which we are the lessee. We have elected the practical expedient to rely on our original lease classification at the commencement of each lease contract, and not No. 2016 02, Leases (Topic 842 January 1, 2019. 1 2 $5,000 not not not twelve no January 1, 2019. Most of our office leases include one not not The Company determined the operating lease liability as of January 1, 2019, January 1, 2019, 7.9 3.12%. January 1, 2019, January 1, 2019 $5,246,000, January 1, 2019 $4,817,000, For the three six June 30, 2019, $272,000 $545,000,

Note 6 - Financial Instruments

Note 6 - Financial Instruments and Fair Value Measurements	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 6 Fair values of financial instruments — June 30, 2019 December 31, 2018. not We determine the fair values of our financial instruments based on the fair value hierarchy established under applicable accounting guidance which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value: Level 1: Level 2: Level 3: In certain cases, the inputs used to measure fair value may no three six June 30, 2019 2018. Following is a description of valuation methodologies used for assets and liabilities in the tables below: Cash and cash equivalents – 1 Restricted Equity Securities- 2 Loans receivable 2016 01 first 2018 not 3 Deposit liabilities 3 Interest receivable and payable - 2 Off-balance-sheet instruments 3 The estimated fair values of the Company’s financial instruments not June 30, 2019 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 91,557 $ 91,557 1 Restricted equity securities 4,761 4,761 2 Loans, net 708,340 704,232 3 Interest receivable 3,719 3,719 2 Financial liabilities: Deposits (949,090 ) (948,832 ) 3 Interest payable (39 ) (39 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,820 ) 3 The estimated fair values of the Company’s financial instruments not December 31, 2018 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 126,145 $ 126,145 1 Restricted equity securities 4,357 4,357 2 Loans, net 702,220 697,369 3 Interest receivable 3,755 3,755 2 Financial liabilities: Deposits (986,495 ) (986,096 ) 3 Interest payable (40 ) (40 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,539 ) 3 The following table presents the carrying value of recurring and nonrecurring financial instruments that were measured at fair value and that were still held in the condensed consolidated balance sheets at each respective period end, by level within the fair value hierarchy as of June 30, 2019 December 31, 2018. Fair Value Measurements at June 30, 2019 Using (in thousands) June 30, 2019 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 36,878 $ 0 $ 36,878 $ 0 Collateralized mortgage obligations 1,823 0 1,823 0 Municipalities 98,244 0 98,244 0 SBA pools 7,604 0 7,604 0 Corporate debt 18,988 0 18,988 0 Asset backed securities 41,660 0 41,660 0 Equity Securities:* Mutual fund $ 3,240 $ 3,240 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Fair Value Measurements at Dec ember 3 1 , 2018 Using (in thousands) Dec ember 3 1 , 2018 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 44,106 $ 0 $ 44,106 $ 0 Collateralized mortgage obligations 2,012 0 2,012 0 Municipalities 93,237 0 93,237 0 SBA pools 8,673 0 8,673 0 Corporate debt 20,587 0 20,587 0 Asset backed securities 38,096 0 38,096 0 Equity Securities:* Mutual fund $ 3,106 $ 3,106 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Consumer residential 14 0 0 14 * Effective January 1, 2018, 2016 01, 2 Available-for-sale and equity securities - not 1 2 3 Impaired loans 820 310, Accounting by Creditors for Impairment of a Loan not not 3. not no 3. Other Real Estate Owned 3 Net realizable value of the underlying collateral is the fair value of the collateral less estimated selling costs and any prior liens. Appraisals, recent comparable sales, offers and listing prices are factored in when valuing the collateral. The Company reviews and verifies the qualifications and licenses of the certified general appraisers used for appraising commercial properties or certified residential appraisers for residential properties. Real estate appraisals may 6% may No three six June 30, 2019. There have been no six June 30, 2019.

Note 7 - Earnings Per Share

Note 7 - Earnings Per Share	6 Months Ended
	Jun. 30, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 7 – EARNINGS PER SHARE Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: ( 1 2 3 two two not The Company’s calculation of basic and diluted EPS for the three six June 30, 2019 2018 THREE MONTHS ENDED (In thousands) JUNE 3 0, 201 9 201 8 BASIC EARNINGS PER SHARE Net income $ 2,963 $ 2,591 Weighted average shares outstanding 8,103 8,080 Net income per common share $ 0.37 $ 0.32 DILUTED EARNINGS PER SHARE Net income $ 2,963 $ 2,591 Weighted average shares outstanding 8,103 8,080 Effect of dilutive stock options 0 2 Effect of dilutive non-vested restricted shares 14 16 Weighted average shares of common stock and common stock equivalents 8,117 8,098 Net income per diluted common share $ 0.37 $ 0.32 SIX MONTHS ENDED (In thousands) JUNE 30, 201 9 201 8 BASIC EARNINGS PER SHARE Net income $ 6,067 $ 5,393 Weighted average shares outstanding 8,098 8,078 Net income per common share $ 0.75 $ 0.67 DILUTED EARNINGS PER SHARE Net income $ 6,067 $ 5,393 Weighted average shares outstanding 8,098 8,078 Effect of dilutive stock options 0 2 Effect of dilutive non-vested restricted shares 12 19 Weighted average shares of common stock and common stock equivalents 8,110 8,099 Net income per diluted common share $ 0.75 $ 0.67 During the three six June 30, 2019 2018, no three six June 30, 2019, 1,200 42,782 not 2018, no

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Available-for-sale Securities [Table Text Block]	(dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 36,437 $ 504 $ (63 ) $ 36,878 Collateralized mortgage obligations 1,822 15 (14 ) 1,823 Municipalities 95,111 3,150 (16 ) 98,245 SBA pools 7,612 16 (24 ) 7,604 Corporate debt 19,425 109 (546 ) 18,988 Asset backed securities 41,984 104 (428 ) 41,660 $ 202,391 $ 3,898 $ (1,091 ) $ 205,198 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 44,474 $ 135 $ (503 ) $ 44,106 Collateralized mortgage obligations 2,071 0 (59 ) 2,012 Municipalities 92,257 1,404 (424 ) 93,237 SBA pools 8,707 13 (47 ) 8,673 Corporate debt 21,426 62 (901 ) 20,587 Asset backed securities 38,395 119 (417 ) 38,097 $ 207,330 $ 1,733 $ (2,351 ) $ 206,712
Schedule of Unrealized Loss on Investments [Table Text Block]	(dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 1,574 (2 ) $ 7,564 $ (61 ) $ 9,138 $ (63 ) Collateralized mortgage obligations 0 0 755 (14 ) 755 (14 ) Municipalities 299 (1 ) 4,496 (16 ) 4,795 (17 ) SBA pools 0 0 4,361 (24 ) 4,361 (24 ) Corporate debt 0 0 8,939 (546 ) 8,939 (546 ) Asset backed securities 17,424 (207 ) 14,180 (220 ) 31,604 (427 ) Total temporarily impaired securities $ 19,297 $ (210 ) $ 40,295 $ (881 ) $ 59,592 $ (1,091 ) (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 22,007 $ (230 ) $ 11,972 $ (273 ) $ 33,979 $ (503 ) Collateralized mortgage obligations 93 (1 ) 1,917 (58 ) 2,010 (59 ) Municipalities 9,630 (55 ) 26,559 (369 ) 36,189 (424 ) SBA pools 3,284 (8 ) 3,726 (39 ) 7,010 (47 ) Corporate debt 3,999 (59 ) 11,645 (842 ) 15,644 (901 ) Asset backed securities 23,604 (412 ) 1,853 (5 ) 25,457 (417 ) Total temporarily impaired securities $ 62,617 $ (765 ) $ 57,672 $ (1,586 ) $ 120,289 $ (2,351 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less $ 18,141 $ 18,231 Due after one year through five years 68,138 69,341 Due after five years through ten years 44,054 45,018 Due after ten years 72,058 72,608 $ 202,391 $ 205,198

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) June 30, 2019 December 31, 2018 Commercial real estate: Commercial real estate- construction $ 37,563 $ 20,263 Commercial real estate- mortgages 448,888 460,701 Land 8,836 10,951 Farmland 66,910 62,604 Commercial and industrial 84,191 82,252 Consumer 1,135 1,314 Consumer residential 34,986 35,741 Agriculture 35,649 38,076 Total loans 718,158 711,902 Less: Deferred loan fees and costs, net (1,048 ) (997 ) Allowance for loan losses (8,770 ) (8,685 ) Net loans $ 708,340 $ 702,220
Financing Receivable, Nonaccrual [Table Text Block]	(in thousands) June 30, 2019 December 31, 2018 Commercial real estate: Commercial real estate- construction $ 0 $ 0 Commercial real estate- mortgages 0 0 Land 906 906 Farmland 0 0 Commercial and industrial 0 0 Consumer 0 0 Consumer residential 0 14 Agriculture 0 0 Total non-accrual loans $ 906 $ 920
Financing Receivable, Past Due [Table Text Block]	June 30, 2019 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 37,563 $ 37,563 $ 0 Commercial R.E. - mortgages 0 0 0 0 448,888 448,888 0 Land 0 0 906 906 7,930 8,836 0 Farmland 0 0 0 0 66,910 66,910 0 Commercial and industrial 0 0 0 0 84,191 84,191 0 Consumer 0 0 0 0 1,135 1,135 0 Consumer residential 0 175 0 175 34,811 34,986 0 Agriculture 0 0 0 0 35,649 35,649 0 Total $ 0 $ 175 $ 906 $ 1,081 $ 717,077 $ 718,158 $ 0 December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Greater Than 90 Days Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 20,263 $ 20,263 $ 0 Commercial R.E. - mortgages 0 0 0 0 460,701 460,701 0 Land 0 0 906 906 10,045 10,951 0 Farmland 0 0 0 0 62,604 62,604 0 Commercial and industrial 0 2,100 0 2,100 80,152 82,252 0 Consumer 0 0 0 0 1,314 1,314 0 Consumer residential 0 62 0 62 35,679 35,741 0 Agriculture 0 0 0 0 38,076 38,076 0 Total $ 0 $ 2,162 $ 906 $ 3,068 $ 708,834 $ 711,902 $ 0
Impaired Financing Receivables [Table Text Block]	(in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance June 30, 2019 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 Land 1,222 0 906 906 680 Farmland 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 Consumer 0 0 0 0 0 Consumer residential 0 0 0 0 0 Agriculture 0 0 0 0 0 Total $ 1,254 $ 0 $ 906 $ 906 $ 680 (in thousands) Average Recorded Investment for the Average Recorded Investment for the 2019 2018 2019 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 Land 906 993 906 993 Farmland 0 0 0 0 Commercial and Industrial 0 302 0 302 Consumer 0 0 0 0 Consumer residential 11 15 12 15 Agriculture 0 0 0 0 Total $ 917 $ 1,310 $ 918 $ 1,310 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2018 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 1,222 0 906 906 680 958 Farmland 0 0 0 0 0 0 Commercial and Industrial 32 0 0 0 0 176 Consumer 0 0 0 0 0 0 Consumer residential 15 14 0 14 0 14 Agriculture 0 0 0 0 0 0 Total $ 1,269 $ 14 $ 906 $ 920 $ 680 $ 1,148
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) Commercial R.E. Construction Commercial R.E. Mortgages Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total June 30, 2019 Pass $ 37,563 $ 446,063 $ 7,930 $ 66,521 $ 80,619 $ 1,110 $ 34,945 $ 32,875 $ 707,626 Special mention - 2,825 - 389 1,050 - - 2,774 7,038 Substandard - - 906 - 2,522 25 41 - 3,494 Doubtful - - - - - - - - - Total loans $ 37,563 $ 448,888 $ 8,836 $ 66,910 $ 84,191 $ 1,135 $ 34,986 $ 35,649 $ 718,158 December 31, 2018 Pass $ 20,263 $ 457,150 $ 10,045 $ 62,604 $ 77,254 $ 1,273 $ 35,698 $ 35,813 $ 700,100 Special mention - 2,868 - - 2,898 - - 2,263 8,029 Substandard - 683 906 - 2,100 41 43 - 3,773 Doubtful - - - - - - - - - Total loans $ 20,263 $ 460,701 $ 10,951 $ 62,604 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 711,902
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(in thousands) Commercial Commercial Consumer Three Months Ended June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,540 $ 961 $ 33 $ 293 $ 669 $ 181 $ 8,677 Charge-offs 0 0 (4 ) 0 0 0 (4 ) Recoveries 0 0 1 1 0 0 2 Provision for (reversal of) loan losses 135 134 3 (2 ) 3 (178 ) 95 Ending balance $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 Commercial Commercial Consumer Six Months Ended June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Charge-offs 0 0 (14 ) 0 0 0 (14 ) Recoveries 0 0 3 1 0 0 4 Provision for (reversal of) loan losses 95 30 5 (13 ) (21 ) (1 ) 95 Ending balance $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 (in thousands) Commercial Commercial Consumer Three Months Ended June 30, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,138 $ 808 $ 22 $ 297 $ 678 $ 222 $ 8,165 Charge-offs 0 0 (6 ) 0 0 0 (6 ) Recoveries 0 0 3 0 0 0 3 Provision for (reversal of) loan losses (116 ) 65 3 7 20 21 0 Ending balance $ 6,022 $ 873 $ 22 $ 304 $ 698 $ 243 $ 8,162 Commercial Commercial Consumer Six Months Ended June 30, 2018 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Beginning balance $ 6,331 $ 813 $ 27 $ 300 $ 693 $ 2 $ 8,166 Charge-offs 0 0 (10 ) 0 0 0 (10 ) Recoveries 0 0 5 1 0 0 6 Provision for (reversal of) loan losses (309 ) 60 0 3 5 241 0 Ending balance $ 6,022 $ 873 $ 22 $ 304 $ 698 $ 243 $ 8,162 (in thousands) Commercial Commercial Consumer June 30, 2019 Real Estate and Industrial Consumer Residential Agriculture Unallocated Total Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,995 1,095 33 292 672 3 8,090 $ 6,675 $ 1,095 $ 33 $ 292 $ 672 $ 3 $ 8,770 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 0 $ 0 $ 0 $ 906 Collectively evaluated for impairment 561,291 84,191 1,135 34,986 35,649 0 717,252 $ 562,197 $ 84,191 $ 1,135 $ 34,986 $ 35,649 $ 0 $ 718,158 December 31, 2018 Allowance for loan losses for loans: Individually evaluated for impairment $ 680 $ 0 $ 0 $ 0 $ 0 $ 0 $ 680 Collectively evaluated for impairment 5,900 1,065 39 304 693 4 8,005 $ 6,580 $ 1,065 $ 39 $ 304 $ 693 $ 4 $ 8,685 Ending gross loan balances: Individually evaluated for impairment $ 906 $ 0 $ 0 $ 14 $ 0 $ 0 $ 920 Collectively evaluated for impairment 553,613 82,252 1,314 35,727 38,076 0 710,982 $ 554,519 $ 82,252 $ 1,314 $ 35,741 $ 38,076 $ 0 $ 711,902
Change in Allowance for Loan Losses [Table Text Block]	(in thousands) THREE MONTHS ENDED JUNE 30, SIX MONTHS ENDED JUNE 30, 2019 2018 2019 2018 Balance, beginning of period $ 445 $ 368 $ 396 $ 305 Provision to Operations for Off Balance Sheet Commitments 35 4 84 67 Balance, end of period $ 480 $ 372 $ 480 $ 372
Weighted Average [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2019 December 31, 2018 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.00 Commercial real estate - mortgages 3.01 3.02 Land 3.71 3.58 Farmland 3.03 3.00 Commercial and industrial 3.06 3.08 Consumer 2.10 2.31 Consumer residential 3.01 3.01 Agriculture 3.17 3.12 Total gross loans 3.04 3.04

Note 6 - Financial Instrument_2

Note 6 - Financial Instruments and Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 91,557 $ 91,557 1 Restricted equity securities 4,761 4,761 2 Loans, net 708,340 704,232 3 Interest receivable 3,719 3,719 2 Financial liabilities: Deposits (949,090 ) (948,832 ) 3 Interest payable (39 ) (39 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,820 ) 3 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 126,145 $ 126,145 1 Restricted equity securities 4,357 4,357 2 Loans, net 702,220 697,369 3 Interest receivable 3,755 3,755 2 Financial liabilities: Deposits (986,495 ) (986,096 ) 3 Interest payable (40 ) (40 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,539 ) 3
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Fair Value Measurements at June 30, 2019 Using (in thousands) June 30, 2019 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 36,878 $ 0 $ 36,878 $ 0 Collateralized mortgage obligations 1,823 0 1,823 0 Municipalities 98,244 0 98,244 0 SBA pools 7,604 0 7,604 0 Corporate debt 18,988 0 18,988 0 Asset backed securities 41,660 0 41,660 0 Equity Securities:* Mutual fund $ 3,240 $ 3,240 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Fair Value Measurements at Dec ember 3 1 , 2018 Using (in thousands) Dec ember 3 1 , 2018 Quoted Prices Significant Significant Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 44,106 $ 0 $ 44,106 $ 0 Collateralized mortgage obligations 2,012 0 2,012 0 Municipalities 93,237 0 93,237 0 SBA pools 8,673 0 8,673 0 Corporate debt 20,587 0 20,587 0 Asset backed securities 38,096 0 38,096 0 Equity Securities:* Mutual fund $ 3,106 $ 3,106 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: Impaired loans: Land $ 226 $ 0 $ 0 $ 226 Consumer residential 14 0 0 14

Note 7 - Earnings Per Share (Ta

Note 7 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	THREE MONTHS ENDED (In thousands) JUNE 3 0, 201 9 201 8 BASIC EARNINGS PER SHARE Net income $ 2,963 $ 2,591 Weighted average shares outstanding 8,103 8,080 Net income per common share $ 0.37 $ 0.32 DILUTED EARNINGS PER SHARE Net income $ 2,963 $ 2,591 Weighted average shares outstanding 8,103 8,080 Effect of dilutive stock options 0 2 Effect of dilutive non-vested restricted shares 14 16 Weighted average shares of common stock and common stock equivalents 8,117 8,098 Net income per diluted common share $ 0.37 $ 0.32 SIX MONTHS ENDED (In thousands) JUNE 30, 201 9 201 8 BASIC EARNINGS PER SHARE Net income $ 6,067 $ 5,393 Weighted average shares outstanding 8,098 8,078 Net income per common share $ 0.75 $ 0.67 DILUTED EARNINGS PER SHARE Net income $ 6,067 $ 5,393 Weighted average shares outstanding 8,098 8,078 Effect of dilutive stock options 0 2 Effect of dilutive non-vested restricted shares 12 19 Weighted average shares of common stock and common stock equivalents 8,110 8,099 Net income per diluted common share $ 0.75 $ 0.67

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Details Textual)	Jul. 03, 2008shares
Conversion of Stock Shares Converted for Each Outstanding Share of Wholly Owned Subsidiary	1

Note 2 - Recent Accounting Pr_2

Note 2 - Recent Accounting Pronouncements (Details Textual)	Jan. 01, 2018USD ($)	Jan. 29, 2016
Accounting Standards Update 2018-02 [Member] | AOCI Attributable to Parent [Member]
Reclassification from AOCI to Retained Earnings Tax Effect	$ 163,000
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member]
Reclassification from AOCI to Retained Earnings Tax Effect	$ (163,000)
Mother Lode Bank [Member]
Number of Branches Closed		2

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	3 Months Ended	6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Equity Securities, FV-NI	$ 3,240,000	$ 3,240,000		$ 3,106,000
Equity Securities, FV-NI, Realized Gain (Loss), Total		0
Equity Securities, FV-NI, Unrealized Gain (Loss), Total		90,000	$ (87,000)
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		0
Debt Securities, Available-for-sale, Realized Gain	$ 1,000	$ 110,000	7,000
Number of Debt Securities, Available-for-sale, Sold	0	0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 139,939,000	$ 139,939,000		$ 118,771,000
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	1	1
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	4	4
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7	7
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	1	1
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	7	7
Debt Securities, Available-for-sale, Realized Gain			$ 70,000
Number of Debt Securities, Available-for-sale, Sold			1
SBA Pool [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	5	5
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	8	8
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	7	7
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	2	2

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Estimated Fair Values of Debt Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Available-for-sale securities, amortized cost	$ 202,391	$ 207,330
Available-for-sale securities, gross unrealized gains	3,898	1,733
Available-for-sale securities, gross unrealized losses	(1,091)	(2,351)
Available-for-sale securities, fair market value	205,198	206,712
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	36,437	44,474
Available-for-sale securities, gross unrealized gains	504	135
Available-for-sale securities, gross unrealized losses	(63)	(503)
Available-for-sale securities, fair market value	36,878	44,106
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	1,822	2,071
Available-for-sale securities, gross unrealized gains	15	0
Available-for-sale securities, gross unrealized losses	(14)	(59)
Available-for-sale securities, fair market value	1,823	2,012
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	95,111	92,257
Available-for-sale securities, gross unrealized gains	3,150	1,404
Available-for-sale securities, gross unrealized losses	(16)	(424)
Available-for-sale securities, fair market value	98,245	93,237
SBA Pool [Member]
Available-for-sale securities, amortized cost	7,612	8,707
Available-for-sale securities, gross unrealized gains	16	13
Available-for-sale securities, gross unrealized losses	(24)	(47)
Available-for-sale securities, fair market value	7,604	8,673
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	19,425	21,426
Available-for-sale securities, gross unrealized gains	109	62
Available-for-sale securities, gross unrealized losses	(546)	(901)
Available-for-sale securities, fair market value	18,988	20,587
Asset-backed Securities [Member]
Available-for-sale securities, amortized cost	41,984	38,395
Available-for-sale securities, gross unrealized gains	104	119
Available-for-sale securities, gross unrealized losses	(428)	(417)
Available-for-sale securities, fair market value	$ 41,660	$ 38,097

Note 3 - Securities - Securitie

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Less than 12 months, fair value	$ 19,297	$ 62,617
Less than 12 months, unrealized loss	(210)	(765)
12 months or more, fair value	40,295	57,672
12 months or more, unrealized loss	(881)	(1,586)
Fair value	59,592	120,289
Unrealized loss	(1,091)	(2,351)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	1,574	22,007
Less than 12 months, unrealized loss	(2)	(230)
12 months or more, fair value	7,564	11,972
12 months or more, unrealized loss	(61)	(273)
Fair value	9,138	33,979
Unrealized loss	(63)	(503)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	0	93
Less than 12 months, unrealized loss	0	(1)
12 months or more, fair value	755	1,917
12 months or more, unrealized loss	(14)	(58)
Fair value	755	2,010
Unrealized loss	(14)	(59)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	299	9,630
Less than 12 months, unrealized loss	(1)	(55)
12 months or more, fair value	4,496	26,559
12 months or more, unrealized loss	(16)	(369)
Fair value	4,795	36,189
Unrealized loss	(17)	(424)
SBA Pool [Member]
Less than 12 months, fair value	0	3,284
Less than 12 months, unrealized loss	0	(8)
12 months or more, fair value	4,361	3,726
12 months or more, unrealized loss	(24)	(39)
Fair value	4,361	7,010
Unrealized loss	(24)	(47)
Corporate Debt Securities [Member]
Less than 12 months, fair value	0	3,999
Less than 12 months, unrealized loss	0	(59)
12 months or more, fair value	8,939	11,645
12 months or more, unrealized loss	(546)	(842)
Fair value	8,939	15,644
Unrealized loss	(546)	(901)
Asset-backed Securities [Member]
Less than 12 months, fair value	17,424	23,604
Less than 12 months, unrealized loss	(207)	(412)
12 months or more, fair value	14,180	1,853
12 months or more, unrealized loss	(220)	(5)
Fair value	31,604	25,457
Unrealized loss	$ (427)	$ (417)

Note 3 - Securities - Contractu

Note 3 - Securities - Contractual Maturity or Call Date (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Due in one year or less, amortized cost	$ 18,141
Due in one year or less, fair value	18,231
Due after one year through five years, amortized cost	68,138
Due after one year through five years, fair value	69,341
Due after five years through ten years, amortized cost	44,054
Due after five years through ten years, fair value	45,018
Due after ten years, amortized cost	72,058
Due after ten years, fair value	72,608
Amortized cost	202,391	$ 207,330
Fair Value	$ 205,198	$ 206,712

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Loans and Leases Receivable, Percentage of Outstanding Principal Balance Secured by Owner Occupied Properties	40.00%		40.00%		40.00%
Underwriting Standards, Loan to Value Percentage	80.00%		80.00%
Underwriting Standards, Housing Percentage	36.00%		36.00%
Underwriting Standards, Total Debt Ratio	42.00%		42.00%
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 14,000	$ 19,000	$ 29,000	$ 37,000
Impaired Financing Receivable, Interest Income, Accrual Method, Total	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts Held	3		3		4
Financing Receivable, Troubled Debt Restructuring	$ 906,000		$ 906,000		$ 920,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0		0		0
Allowance for Credit Losses, Trouble Debt Restructurings	$ 680,000		$ 680,000
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Financing Receivable Modifications, Period Contractually Past Due for Loan to Be Considered in Payment Default			90 days
Loans and Leases Receivable, Minimum Cash Collateral Percent	110.00%		110.00%
Loans and Leases Receivable, Gross, Total	$ 718,158,000		$ 718,158,000		711,902,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	718,158,000		$ 718,158,000		711,902,000
Substandard [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category			40.00%
Loans and Leases Receivable, Gross, Total	3,494,000		$ 3,494,000		3,773,000
Doubtful [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category			25.00%
Loans and Leases Receivable, Gross, Total
Unlikely to be Collected Financing Receivable [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category			35.00%
Loans and Leases Receivable, Gross, Total	$ 0		$ 0		0
Minimum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage			40.00%
Maximum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage			65.00%
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	78.00%		78.00%
Loans and Leases Receivable, Gross, Total	$ 562,197,000		$ 562,197,000		554,519,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	12.00%		12.00%
Loans and Leases Receivable, Gross, Total	$ 84,191,000		$ 84,191,000		82,252,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total	2,522,000		2,522,000		2,100,000
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross, Total
Residential Real Estate and Other Consumer Loans [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	5.00%		5.00%
Agriculture [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans	5.00%		5.00%
Loans and Leases Receivable, Gross, Total	$ 35,649,000		$ 35,649,000		38,076,000
Agriculture [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total
Agriculture [Member] | Doubtful [Member]
Loans and Leases Receivable, Gross, Total

Note 4 - Loans - Loans (Details

Note 4 - Loans - Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Loans	$ 718,158		$ 711,902
Deferred loan fees and costs, net	(1,048)		(997)
Allowance for loan losses	(8,770)	$ (8,677)	(8,685)	$ (8,162)	$ (8,165)	$ (8,166)
Net loans	708,340		702,220
Commercial Real Estate Portfolio Segment [Member]
Loans	562,197		554,519
Allowance for loan losses	(6,675)	(6,540)	(6,580)	(6,022)	(6,138)	(6,331)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	37,563		20,263
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	448,888		460,701
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	8,836		10,951
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	66,910		62,604
Commercial Portfolio Segment [Member]
Loans	84,191		82,252
Allowance for loan losses	(1,095)	(961)	(1,065)	(873)	(808)	(813)
Consumer Portfolio Segment [Member]
Loans	1,135		1,314
Allowance for loan losses	(33)	(33)	(39)	(22)	(22)	(27)
Residential Portfolio Segment [Member]
Loans	34,986		35,741
Allowance for loan losses	(292)	(293)	(304)	(304)	(297)	(300)
Agriculture [Member]
Loans	35,649		38,076
Allowance for loan losses	$ (672)	$ (669)	$ (693)	$ (698)	$ (678)	$ (693)

Note 4 - Loans - Non Accrual Lo

Note 4 - Loans - Non Accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Non-accrual loans	$ 906	$ 920
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Non-accrual loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Non-accrual loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Non-accrual loans	906	906
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Non-accrual loans	0	0
Commercial Portfolio Segment [Member]
Non-accrual loans	0	0
Consumer Portfolio Segment [Member]
Non-accrual loans	0	0
Residential Portfolio Segment [Member]
Non-accrual loans	0	14
Agriculture [Member]
Non-accrual loans	$ 0	$ 0

Note 4 - Loans - Aging of Past

Note 4 - Loans - Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Past due	$ 1,081	$ 3,068
Current	717,077	708,834
Loans	718,158	711,902
Greater than 90 days past due and still accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	175	2,162
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	906	906
Commercial Real Estate Portfolio Segment [Member]
Loans	562,197	554,519
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	0
Current	37,563	20,263
Loans	37,563	20,263
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Past due	0	0
Current	448,888	460,701
Loans	448,888	460,701
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Past due	906	906
Current	7,930	10,045
Loans	8,836	10,951
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	906	906
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Past due	0	0
Current	66,910	62,604
Loans	66,910	62,604
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member]
Past due	0	2,100
Current	84,191	80,152
Loans	84,191	82,252
Greater than 90 days past due and still accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	2,100
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member]
Past due	0	0
Current	1,135	1,314
Loans	1,135	1,314
Greater than 90 days past due and still accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Residential Portfolio Segment [Member]
Past due	175	62
Current	34,811	35,679
Loans	34,986	35,741
Greater than 90 days past due and still accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	175	62
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Agriculture [Member]
Past due	0	0
Current	35,649	38,076
Loans	35,649	38,076
Greater than 90 days past due and still accruing	0	0
Agriculture [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Agriculture [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Agriculture [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	$ 0	$ 0

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Unpaid contractual principal	$ 1,254		$ 1,254		$ 1,269
Recorded investment with no allowance	0		0		14
Recorded investment with allowance	906		906		906
Total recorded investment	906		906		920
Related allowance	680		680		680
Average recorded investment	917	$ 1,310	918	$ 1,310	1,148
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid contractual principal	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Unpaid contractual principal	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Unpaid contractual principal	1,222		1,222		1,222
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	906		906		906
Total recorded investment	906		906		906
Related allowance	680		680		680
Average recorded investment	906	993	906	993	958
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Unpaid contractual principal	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	0	0	0	0
Commercial Portfolio Segment [Member]
Unpaid contractual principal	32		32		32
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	302	0	302	176
Consumer Portfolio Segment [Member]
Unpaid contractual principal	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	0	0	0	0	0
Residential Portfolio Segment [Member]
Unpaid contractual principal	0		0		15
Recorded investment with no allowance	0		0		14
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		14
Related allowance	0		0		0
Average recorded investment	11	15	12	15	14
Agriculture [Member]
Unpaid contractual principal	0		0		0
Recorded investment with no allowance	0		0		0
Recorded investment with allowance	0		0		0
Total recorded investment	0		0		0
Related allowance	0		0		0
Average recorded investment	$ 0	$ 0	$ 0	$ 0	$ 0

Note 4 - Loans - Weighted Avera

Note 4 - Loans - Weighted Average Risk Grades of Loan Portfolio (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Weighted average risk grade of loans	3.04	3.04
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Weighted average risk grade of loans	3	3
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Weighted average risk grade of loans	3.01	3.02
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Weighted average risk grade of loans	3.71	3.58
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Weighted average risk grade of loans	3.03	3
Commercial Portfolio Segment [Member]
Weighted average risk grade of loans	3.06	3.08
Consumer Portfolio Segment [Member]
Weighted average risk grade of loans	2.1	2.31
Residential Portfolio Segment [Member]
Weighted average risk grade of loans	3.01	3.01
Agriculture [Member]
Weighted average risk grade of loans	3.17	3.12

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Loans	$ 718,158	$ 711,902
Commercial Real Estate Portfolio Segment [Member]
Loans	562,197	554,519
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	37,563	20,263
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	448,888	460,701
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	8,836	10,951
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	66,910	62,604
Commercial Portfolio Segment [Member]
Loans	84,191	82,252
Consumer Portfolio Segment [Member]
Loans	1,135	1,314
Residential Portfolio Segment [Member]
Loans	34,986	35,741
Agriculture [Member]
Loans	35,649	38,076
Pass [Member]
Loans	707,626	700,100
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	37,563	20,263
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	446,063	457,150
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	7,930	10,045
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	66,521	62,604
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	80,619	77,254
Pass [Member] | Consumer Portfolio Segment [Member]
Loans	1,110	1,273
Pass [Member] | Residential Portfolio Segment [Member]
Loans	34,945	35,698
Pass [Member] | Agriculture [Member]
Loans	32,875	35,813
Special Mention [Member]
Loans	7,038	8,029
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	2,825	2,868
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	389
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	1,050	2,898
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Agriculture [Member]
Loans	2,774	2,263
Substandard [Member]
Loans	3,494	3,773
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans		683
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	906	906
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	2,522	2,100
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	25	41
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	41	43
Substandard [Member] | Agriculture [Member]
Loans
Doubtful [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Agriculture [Member]
Loans

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Dec. 31, 2018
Beginning balance	$ 8,677	$ 8,165	$ 8,685	$ 8,166
Charge-offs	(4)	(6)	(14)	(10)
Recoveries	2	3	4	6
Provision for loan losses	95	0	95	0
Ending balance	8,770	8,162	8,770	8,162
Individually evaluated for impairment					$ 680	$ 680
Collectively evaluated for impairment					8,090	8,005
	8,677	8,165	8,770	8,162	8,770	8,685
Individually evaluated for impairment					906	920
Collectively evaluated for impairment					717,252	710,982
					718,158	711,902
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	6,540	6,138	6,580	6,331
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	135	(116)	95	(309)
Ending balance	6,675	6,022	6,675	6,022
Individually evaluated for impairment					680	680
Collectively evaluated for impairment					5,995	5,900
	6,540	6,138	6,675	6,022	6,675	6,580
Individually evaluated for impairment					906	906
Collectively evaluated for impairment					561,291	553,613
					562,197	554,519
Commercial Portfolio Segment [Member]
Beginning balance	961	808	1,065	813
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	134	65	30	60
Ending balance	1,095	873	1,095	873
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					1,095	1,065
	961	808	1,095	873	1,095	1,065
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					84,191	82,252
					84,191	82,252
Consumer Portfolio Segment [Member]
Beginning balance	33	22	39	27
Charge-offs	(4)	(6)	(14)	(10)
Recoveries	1	3	3	5
Provision for loan losses	3	3	5	0
Ending balance	33	22	33	22
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					33	39
	33	22	33	22	33	39
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					1,135	1,314
					1,135	1,314
Residential Portfolio Segment [Member]
Beginning balance	293	297	304	300
Charge-offs	0	0	0	0
Recoveries	1	0	1	1
Provision for loan losses	(2)	7	(13)	3
Ending balance	292	304	292	304
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					292	304
	293	297	292	304	292	304
Individually evaluated for impairment					0	14
Collectively evaluated for impairment					34,986	35,727
					34,986	35,741
Agriculture [Member]
Beginning balance	669	678	693	693
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	3	20	(21)	5
Ending balance	672	698	672	698
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					672	693
	669	678	672	698	672	693
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					35,649	38,076
					35,649	38,076
Unallocated Financing Receivables [Member]
Beginning balance	181	222	4	2
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	(178)	21	(1)	241
Ending balance	3	243	3	243
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					3	4
	$ 181	$ 222	$ 3	$ 243	3	4
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					0	0
					$ 0	$ 0

Note 4 - Loans - Changes in the

Note 4 - Loans - Changes in the Allowance Off Balance Sheet Commitments (Details) - SEC Schedule, 12-09, Reserve, Off-balance Sheet Activity [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Balance, beginning of period	$ 445	$ 368	$ 396	$ 305
Provision to Operations for Off Balance Sheet Commitments	35	4	84	67
Balance, end of period	$ 480	$ 372	$ 480	$ 372

Note 5 - Leases (Details Textua

Note 5 - Leases (Details Textual) - USD ($)	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019	Jan. 01, 2019
Operating Lease, Weighted Average Remaining Lease Term			7 years 328 days
Operating Lease, Weighted Average Discount Rate, Percent			3.12%
Operating Lease, Liability, Total			$ 5,246,000
Operating Lease, Right-of-Use Asset			$ 4,817,000
Lease, Cost, Total	$ 272,000	$ 545,000

Note 6 - Financial Instrument_3

Note 6 - Financial Instruments and Fair Value Measurements (Details Textual)	Jun. 30, 2019
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member]
Selling Cost Discount, Measurement Input	0.06

Note 6 - Financial Instrument_4

Note 6 - Financial Instruments and Fair Value Measurements - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	$ 91,557	$ 126,145
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	91,557	126,145
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Restricted equity securities	4,761	4,357
Interest receivable	3,719	3,755
Interest payable	(39)	(40)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Restricted equity securities	4,761	4,357
Interest receivable	3,719	3,755
Interest payable	(39)	(40)
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Loans, net	708,340	702,220
Deposits	(949,090)	(986,495)
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Loans, net	704,232	697,369
Deposits	(948,832)	(986,096)
Commitments and standby letters of credit	$ (1,820)	$ (1,539)

Note 6 - Financial Instrument_5

Note 6 - Financial Instruments and Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring and Non Recurring Basis (Details) - USD ($)		Jun. 30, 2019	Dec. 31, 2018
Available-for-sale securities, fair market value		$ 205,198,000	$ 206,712,000
Equity securities		3,240,000	3,106,000
Fair Value, Nonrecurring [Member] | Consumer Portfolio Segment [Member]
Impaired loans			14,000
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Consumer Portfolio Segment [Member]
Impaired loans			0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Consumer Portfolio Segment [Member]
Impaired loans			0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Consumer Portfolio Segment [Member]
Impaired loans			14,000
US Government Agencies Debt Securities [Member]
Available-for-sale securities, fair market value		36,878,000	44,106,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		36,878,000	44,106,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		36,878,000	44,106,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, fair market value		1,823,000	2,012,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		1,823,000	2,012,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		1,823,000	2,012,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, fair market value		98,245,000	93,237,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		98,244,000	93,237,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		98,244,000	93,237,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
SBA Pool [Member]
Available-for-sale securities, fair market value		7,604,000	8,673,000
SBA Pool [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		7,604,000	8,673,000
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		7,604,000	8,673,000
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Corporate Debt Securities [Member]
Available-for-sale securities, fair market value		18,988,000	20,587,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		18,988,000	20,587,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		18,988,000	20,587,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Asset-backed Securities [Member]
Available-for-sale securities, fair market value		41,660,000	38,097,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value		41,660,000	38,096,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value		0	0
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value		41,660,000	38,096,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value		0	0
Mutual Fund [Member] | Fair Value, Recurring [Member]
Equity securities	[1]	3,240,000	3,106,000
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity securities	[1]	3,240,000	3,106,000
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity securities	[1]	0	0
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity securities	[1]	0	0
Land Loans [Member] | Fair Value, Nonrecurring [Member]
Impaired loans		226,000	226,000
Land Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans		0	0
Land Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans		0	0
Land Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans		$ 226,000	$ 226,000
[1]	Effective January 1, 2018, the Company adopted ASU 2016-01, which requires equity securities with readily determinable fair values to be measured at fair value with changes in the fair value recognized through net income. See Note 1 for additional information on this accounting standard.

Note 7 - Earnings Per Share (De

Note 7 - Earnings Per Share (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2019shares	Jun. 30, 2018shares	Jun. 30, 2019shares	Jun. 30, 2018shares
Number Of Forms Of Outstanding Common Stock			2
Share-based Payment Arrangement, Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0	0	0
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	1,200	0	42,782	0

Note 7 - Earnings Per Share - E

Note 7 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
BASIC EARNINGS PER SHARE
Net income	$ 2,963	$ 2,591	$ 6,067	$ 5,393
Weighted average shares outstanding (in shares)	8,103	8,080	8,098	8,078
Net income per common share (in dollars per share)	$ 0.37	$ 0.32	$ 0.75	$ 0.67
DILUTED EARNINGS PER SHARE
Net income	$ 2,963	$ 2,591	$ 6,067	$ 5,393
Weighted average shares outstanding (in shares)	8,103	8,080	8,098	8,078
Effect of dilutive stock options (in shares)	0	2	0	2
Effect of dilutive non-vested restricted shares (in shares)	14	16	12	19
Weighted average shares of common stock and common stock equivalents (in shares)	8,117	8,098	8,110	8,099
Net income per diluted share (in dollars per share)	$ 0.37	$ 0.32	$ 0.75	$ 0.67